portland-area insurance rate hike proposals - 40 year old silver small group plan
DESCRIPTION
Portland-area insurers have requested mixed rate change requests for the average 40-year-old non-smoker for 2016, with some asking for rate drops as much as 11 percent.TRANSCRIPT
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PORTLAND AREA PROPOSED RATE EXAMPLESClackamas, Multnomah, Washington, and Yamhill counties
Proposed premiums presented in this chart were calculated by the insurers and are based on their proposed base rate.Learn about the information in this table at http://www.oregon.gov/DCBS/insurance/healthrates/Documents/explanation.pdf.Learn more about federal financial help to lower these costs at HealthCare.gov.
Oregon Insurance Division
2016 Small Group PlansAge 40, single, non-tobacco user
Standard Bronze Plan Standard Silver Plan Standard Gold Plan
2015 2016Rate
Change 2015 2016Rate
Change 2015 2016Rate
ChangeAtrio Health Plans, Inc N/A N/A N/A N/A N/A N/A N/A N/A N/A Health Net Health Plan of Oregon, Inc. $259 $291 12% $318 $346 9% $364 $389 7%Health Republic Insurance Company $216 $229 6% $294 $307 4% $351 $365 4%Kaiser Foundation Health Plan of the NW $233 $209 -10% $311 $289 -7% $366 $340 -7%LifeWise Health Plan of Oregon $224 $224 0% $291 $295 1% N/A N/A N/AModa Health Plan, Inc. $248 $281 13% $340 $345 1% $409 $412 1%Oregon's Health CO-OP $223 $239 7% $287 $307 7% $343 $367 7%PacificSource Health Plans $259 $289 11% $319 $356 12% $395 $443 12%Providence Health Plan $232 $225 -3% $278 $290 4% $325 $341 5%Regence BlueCross BlueShield of Oregon $253 $227 -10% $307 $275 -10% N/A N/A N/ASamaritan Health Plans, Inc. N/A $297 New N/A $353 New N/A N/A N/ATrillium Community Health Plan, Inc. N/A N/A N/A N/A N/A N/A N/A N/A N/AUnitedHealthcare Insurance Company $318 $294 -8% $372 $330 -11% N/A N/A N/AUnitedHealthcare of Oregon, Inc. $308 $294 -5% $364 $330 -9% N/A N/A N/AZoom Health Plan, Inc. New $230 New New $287 New New $343 New
KeyBronze plans pay an estimated 60 percent of medical costsSilver plans pay an estimated 70 percent of medical costsGold plans pay an estimated 80 percent of medical costs
All plans meet the requirements of the Affordable Care Act.N/A indicates a company that may not have plans in this area or does not have this type of plan.If you use tobacco, the rates shown here could increase up to 50 percent, depending on the company.