platinum plus fund ii- last date29 dec2008
DESCRIPTION
Last Date 29th dec...where u can get assure return or Guarantee return of 19 %..current NAV value Rs 8.63 and birla Re dim on 10rs..What else you wantTRANSCRIPT
PLATINUM PLUS FUND II
Investments
8th September 2008
Confidential Copyright Birla Sun Life Insurance Company Limited 2008
Roadmap
Rationale for investing in Platinum Plus Fund II
Roadmap
g
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008 2
Roadmap
Rationale for investing in Platinum Plus Fund II
Roadmap
g
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008 3
Sensex : Current Equity Market Scenario
Notional Loss
BLoss
CActual Loss
A
Loss
DInvestment Point
Copyright Birla Sun Life Insurance Company Limited 2008 4
Analyzing policyholder’s viewpoint...
Key Concern as a policyholder: My capital should not get eroded
Key Expectation: I wish I could time the market
Assuming you have entered the market at A:
Happiest Scenario: Exiting the market at B (maximum returns)
However, you are still happy by exiting at C (saved your capital)y y y g ( y )
Unhappy Scenario: Still invested in the market at D
I i if ft i ti t A & b i till i t dImagine if after investing at A & being still invested,
Your capital* is protected …&
icing on the cake..
Copyright Birla Sun Life Insurance Company Limited 2008
Your returns are locked-in at B, with potential of further upside!!!!!
* Invested Amount5
Why should you invest in Platinum Plus Fund II
If the equity markets rises…..
your unit value rises……..your unit value rises
BUT
If the equity markets falls…..
Platinum Plus is designed to ensure that you get….Platinum Plus is designed to ensure that you get your investment amount/Guaranteed Maturity Unit Price
When market goes up……….you are happy
Copyright Birla Sun Life Insurance Company Limited 2008
When market goes down….you still remain happy!!!!
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Roadmap
Rationale for investing in Platinum Plus Fund II
Roadmap
g
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008 7
Getting to know the Fund
Investment PhilosophyTo build a sound Investment Portfolio within the external and internal guidelines, to ensure Li idit hil i i i li h ld ’ lth t ti l l l f Ri k i t tlLiquidity, while maximizing policyholders’ wealth at an optimal level of Risk consistently on a Long term basis
Investment ObjectiveTo optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations
I t t St tInvestment StrategyAn optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets & up to 40% in Money Market Instruments (MMI)
At i ti 80% 100% f i tibl t t b i t d i iti ith d iAt inception, 80%-100% of investible amount to be invested in equities with dynamic rebalancing of asset allocation thereafter
Utmost thrust to be laid on building a good quality portfolio
Th f d ld b d ithi i t l & l t id li
Copyright Birla Sun Life Insurance Company Limited 2008
The fund would be managed within internal & regulatory guidelinesFund Management Charges : 1.50% pa
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Committed Asset Allocation
Committed Allocation: 0-100%I t t i l & th d i f d t ll t blEquity Investment in value & growth driven fundamentally strong blue-
chip companiesEquity
Committed Allocation: 0-100%Investment in Government Securities, high rated Corporate
Bonds & Derivatives (Derivatives for hedging purposes only and as approved by the IRDA)
Fixed Income
Committed Allocation: 0-40%MMIInvestment in good quality liquid instruments
MMI
Copyright Birla Sun Life Insurance Company Limited 2008
Asset Allocation will be dynamically managed
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Investment Strategy
Robust Asset Quality
Seamless & Effective
ExecutionLiquidity of the
Assets Execution
Key Focus AreasDynamic & Strict adherence to
Disciplined Asset Allocation
internal & regulatory guidelines
Strong Support from an experienced parent, Sun
Life Financials
Copyright Birla Sun Life Insurance Company Limited 2008 10
How does Platinum Plus Fund II Work
In times of Bullish Equity Markets : Similar to other pure equity funds
Upto 100% equity participation
Strategy would revolve around actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies
Research-based investment approach with focus on asset quality across funds
The focus will be on maximizing policyholders wealth over a long term horizon
In times of excessive market volatility : Provides Guaranteed Maturity Unit Price
Dynamic Rebalancing of asset allocations to ensure optimum returns
In adverse market scenario, it would protect policyholders interest by assuming the characteristics of a Fixed Income fund
Would allow policyholders to enjoys the best of both the worlds
Participation in equity (capturing growth & capital appreciation opportunity provided by strong Indian economy & corporate sector) & investment in debt
Copyright Birla Sun Life Insurance Company Limited 2008
p y g y p )(providing capital protection & regular income)
Would offer a much better risk-reward ratio compared to pure equity funds11
Roadmap
Rationale for investing in Platinum Plus Fund II
Roadmap
g
Platinum Plus Fund II – Key Features
Platinum Plus Fund I – Positioning & Performance
Copyright Birla Sun Life Insurance Company Limited 2008 12
Platinum Plus Fund I as on 8th Sep 2008
Asset Under Management: Rs 279.9 cr
Equity Exposure as on 8th Sep 2008: 89.2%
NAV 8th S 2008 9 706NAV as on 8th Sep 2008: 9.706
Guaranteed Maturity
Copyright Birla Sun Life Insurance Company Limited 2008
Unit Value: 11.0942
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Guaranteed returns in volatile market
Loss suffered by investing in the index
Notional loss escaped by investing in Platinum Plus Fund I
Despite fall in markets, policyholders continue to enjoy guaranteed maturity
value of 11.0942
Despite providing guaranteed maturity unit value to its policyholders, the fund has maintained higher equity exposure (~90%) & has performed in line with Nifty 50
Copyright Birla Sun Life Insurance Company Limited 2008
Policyholders will continue to enjoy the upside while the downside is protected by the guarantee
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Di l iDisclaimer
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated
ith it l k t d th NAV f th it d b d th f f thwith capital markets and the NAVs of the units may go up or down based on the performance of the
fund and factors influencing the capital market and the insured is responsible for his or her decision.
Past performance is not indicative of future performance. Birla Sun Life is only the name of the
Insurance Company BSLI Platinum Plus Fund I is only name of the unit linked life insurance fundInsurance Company, BSLI Platinum Plus Fund I is only name of the unit linked life insurance fund
and does not in any way indicate the quality of the contract, its future prospects or returns.
Insurance is the subject matter of the solicitation For more details on risk factors, terms and
conditions please read sales brochure carefully before concluding the saleconditions please read sales brochure carefully before concluding the sale.
Copyright Birla Sun Life Insurance Company Limited 2008 15
Thank You
Copyright Birla Sun Life Insurance Company Limited 2008 16