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PERSONAL F

INANCIAL MANAGEMENT

MCCS MIRA

MAR

FINANCIALMANAGEMENT

CLASSES

2015

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$ $MIRAMAR PFM REMAINING CLASSES FOR 2015

JUNE15 1130-1230 BROWN BAG: CREDIT AND DEBT MANAGEMENT CR 4, BLDG 530526 1400-1530 CAR BUYING CR 4, BLDG 5305

JULY20 1130-1230 BROWN BAG: TSP, IRA, 401(k) PLANS CR 4, BLDG 530524 1400-1530 CAR BUYING CR 1, BLDG 530527-31 0800-1600 COMMAND FINANCIAL SPECIALIST TRAINING CR 5, BLDG 530531 1400-1530 PERSONAL FINANCE BASICS CR 4, BLDG 5305

AUGUST17 1130-1230 BROWN BAG: BASICS OF BUDGETING CR 4, BLDG 530521 1400-1530 CAR BUYING CR 4, BLDG 5305

SEPTEMBER21 1130-1230 BROWN BAG: HOLIDAY SPENDING CR 4, BLDG 530525 1400-1530 PERSONAL FINANCE BASICS CR 4, BLDG 5305

OCTOBER6-7 0800-1600 CORPORALS FOR FINANCIAL FITNESS CR 5, BLDG 530516 1400-1530 CAR BUYING CR 4, BLDG 530519 1130-1230 BROWN BAG: STOCK MARKET AND INVESTING CR 4, BLDG 530526-30 0800-1600 COMMAND FINANCIAL SPECIALIST TRAINING CR 6, BLDG 5305

NOVEMBER16 1130-1230 BROWN BAG: INSURANCE CR 4, BLDG 530520 1400-1530 CAR BUYING CR 4, BLDG 5305

DECEMBER11 1400-1530 PERSONAL FINANCE BASICS CR 4, BLDG 530514 1130-1230 BROWN BAG: CREDIT AND DEBT MANAGEMENT CR 4, BLDG 5305

Personal Financial ManagementHours: Mon-Fri (8:00am-4:00pm)Location: Bldg. 5305, The HubTelephone: (858) 577-9802 Email: SMBMiramarMCCS.PFM@usmc.mil

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BROWN BAGS: Each Brown Bag has a different topic of focus. These classes are held during the lunch hour so Marines and Sailors can bring their lunch to the class and learn about the topic of the month without losing additional time from their respective unit.

BUDGETING CLASS: teaches the principles of how to build an effective budget. Participants are asked to bring their most recent Leave Earning Statement (LES) and last 30 days’ worth of checking accounts so they can begin building their budget in class.

CAR BUYING: 1.5 hour class teaches about the four separate stages of car buying and has a special segment on negotiating. This class is perfect for everyone, from first time car buyers to someone on their third or fourth car purchase.

CREDIT AND DEBT MANAGEMENT: focuses on credit reports and scores and the best practices to build them. It also covers how to effectively tackle the debt you may already have in the most constructive and cost efficient way.

COMMAND FINANCIAL SPECIALIST (CFS) TRAINING: Open to E6 and above (E5 with waiver), this class is offered to meet the MCO 1700.37 mandate that units have one CFS for every 300 Marines by 11 December 2015. CFS training will provide candidates with the information, tools, and skills to offer budget counseling, debt management and credit score information, Thrift Savings Plan (TSP) education, and adult-learner instructional techniques.

CORPORALS FOR FINANCIAL FITNESS: is intended to provide the small unit leader with the knowledge and skills to increase their own financial fitness and net worth and be able to recognize those who may be having financial difficulty and provide them with appropriate referrals to help. Attendees must be recommended by their command to attend as this is a collateral duty (MCO 1700.37)

HOLIDAY SPENDING: will help you with your holiday spending plan. This class highlights the challenges shoppers face and the true cost of the holidays including: feeding people, decorating, gift wrap, postage, gifts, travel, office parties, etc. The holidays always seem to put a hole in people’s budget and this class is intended to provide participants with the knowledge and an effective plan to keep their budget level.

INSURANCE: covers the lifecycle approach to insurance needs from single in the barracks to married with children and lots of assets. We will discuss the primary purpose of insurance, necessary coverage, and whether or not using it as an investment vehicle is the right choice.

PERSONAL FINANCE BASICS: teaches all the basic information about personal finance for military families. It covers reading an Leave Earning Statement (LES), effective budget, credit and debt management, and Thrift Savings Plan (TSP) information. This class is perfect for those who want to take charge of their finances and want the information to grow their own financial standing. Participants are provided a workbook to take home to start their financial journey.

STOCK MARKET AND INVESTING: will help those who are looking for investing outside of the Thrift Savings Plan (TSP) and are ready to venture into the world of investing and want to have the information necessary to try it on their own or have a basic understanding before seeing a financial advisor. We will cover the different asset classes, how the market works, and long-term goal planning.

TSP, IRA, 401(k) PLANS: will educate participants on the differences between employer-sponsored plans and Individual Retirement Accounts (IRAs) and how to effectively use them to increase your retirement savings and net worth. The Thrift Savings Plan (TSP) will have the main focus and we will go over the individual funds available to choose from and how to decide which one(s) are right for you.