My Budget Planner

OverviewInstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttonslocated at the top of each worksheet or the blue tabs at the bottom of this workbook.Enter data in only the white cells with gray borders:Current MonthUse the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)Prior MonthAug To DateQuick BudgetJanuaryCreate a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuFebruaryprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.MarchMake sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used forAprilcomparison purposes instead.)MayJuneBudget by MonthJulyUse the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box inAugustthe "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".SeptemberMake sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,Octoberthe "Quick Budget" sheet figures will be used for comparison purposes instead.)NovemberDecemberTrackingUse this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.These figures will be compared to your budgeted figures on the "Comparison" page.ComparisonUse this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the"Income" sectionDaily SpendingWe've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helpingyou stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!Benefits to youOften people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead theirfamily or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have aBig "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead aDisciplined Life.

Questions?Email at : salimtm@gmail.comBudget Planner - Overview / Help400Quick BudgetBudget By MonthQuick BudgetBudget by MonthTrackingComparisonDaily Spending

Quick BudgetChart:FrequencyAmountMonthlyYearlyTotal Income (net)0.000.001Salary/WagesMonthly0.000.001Salary/Wages (Spouse)Monthly0.000.000.3333333333OtherQuarterly0.000.001OtherMonthly0.000.001OtherMonthly0.000.000.000.00Transportation0.000.001Auto Loan/LeaseMonthly0.000.001InsuranceMonthly0.000.001Petrol,Gas,Oil & Lub.Monthly0.000.000.1666666667MaintenanceSemi-Annually0.000.000.0833333333Registration/InspectionYearly0.000.001Train/Bus ticketsMonthly0.000.00Bar Chart1TaxisMonthly0.000.00Quick BudgetPie ChartBalance0.01OtherMonthly0.000.00YearlyTransportation0.0Income0.0MonthlyHome0.0Expense0.0Home0.000.00WeeklyUtilities0.01Home Loan EMIMonthly0.000.002Health0.01RentMonthly0.000.00Entertainment0.01MaintenanceMonthly0.000.00Miscellaneous0.01InsuranceMonthly0.000.000.0833333333FurnitureYearly0.000.001Household SuppliesMonthly0.000.004.3333333333GroceriesWeekly0.000.000.1666666667Real Estate TaxSemi-Annually0.000.001OtherMonthly0.000.001OtherMonthly0.000.00Utilities0.000.001Phone - HomeMonthly0.000.001Phone - CellMonthly0.000.001Cable TVMonthly0.000.001Cooking GasMonthly0.000.001WaterMonthly0.000.001ElectricityMonthly0.000.001InternetMonthly0.000.001OtherMonthly0.000.001OtherMonthly0.000.00Health0.000.001DentalMonthly0.000.001MedicalMonthly0.000.001MedicinesMonthly0.000.000.1666666667Vision/contactsSemi-Annually0.000.001Life InsuranceMonthly0.000.001Yoga/Fitness ClubMonthly0.000.001OtherMonthly0.000.00Entertainment0.000.001MembershipsMonthly0.000.004.3333333333Dining outWeekly0.000.001EventsMonthly0.000.001Subscriptions,NewspaperMonthly0.000.001MoviesMonthly0.000.001MusicMonthly0.000.004.3333333333HobbiesWeekly0.000.000.0833333333Travel/ VacationYearly0.000.001OtherMonthly0.000.001OtherMonthly0.000.00Miscellaneous0.000.001Laundry,Dry CleaningMonthly0.000.000.3333333333New ClothesQuarterly0.000.001Donations/CharityMonthly0.000.001Child CareMonthly0.000.001TuitionMonthly0.000.001College LoansMonthly0.000.004.3333333333Pocket MoneyWeekly0.000.001GiftsMonthly0.000.001Credit CardMonthly0.000.001OtherMonthly0.000.001OtherMonthly0.000.001OtherMonthly0.000.00DailyWeeklyMonthlySemi-AnnuallyQuarterlyYearly

Weddings, Birthdays, Christmas, etc.Make it as a PractiseQuick BudgetSpending Total:IncomeTrackingQuick BudgetBudget By Month

Quick Budget

Budget By Month

ExpenseIncomeBalance

TrackingHide months after May:-5Chart:JanFebMarAprMayJunJulAugSepOctNovDec0 MonthsOct to DateTotal Income (net)0.000.000.000.000.000.000.000.000.000.000.000.000.000Salary/Wages0.000Salary/Wages (Spouse)0.000Other0.000Other0.000Other0.0000.000.000.000.000.000.000.000.000.000.000.000.000.000Transportation0.000.000.000.000.000.000.000.000.000.000.000.000.000Auto Loan/Lease0.000Insurance0.000Gas0.000Maintenance0.000Registration/Inspection0.000Bill's train pass0.000Budget byChart:Mths/WksJane's bus pass0.000MonthMarStart MthPie Chart1BudgetedBar ChartOther0.00071Transportation0.00.0Balance0.01Yearly0 MonthsHome0.00.0Income0.0Home0.000.000.000.000.000.000.000.000.000.000.000.000.0002Monthly (avg.)0 MonthsUtilities0.0Expense0.0EMI0.0003Weekly (avg.)0 MonthsHealth0.0Rent0.0004Current MonthAprEntertainment0.0Maintenance0.0005JanuaryJanMiscellaneous0.0Insurance0.0006FebruaryFeb0.0Furniture0.0007MarchMarHousehold Supplies0.0008AprilAprGroceries0.0009MayMayReal Estate Tax0.00010JuneJunOther0.00011JulyJulOther0.00012AugustAug13SeptemberSepUtilities0.000.000.000.000.000.000.000.000.000.000.000.000.00014OctoberOctPhone - Home0.00015NovemberNovPhone - Cell0.00016DecemberDecCable0.000Gas0.000Water0.000Electricity0.000Internet0.000Other0.000Other0.000Health0.000.000.000.000.000.000.000.000.000.000.000.000.000Dental0.000Medical0.000Medication0.000Vision/contacts0.000Life Insurance0.000Other0.000Other0.000Entertainment0.000.000.000.000.000.000.000.000.000.000.000.000.000Memberships0.000Dining out0.000Events0.000Subscriptions0.000Movies0.000Music0.000Hobbies0.000Travel/ Vacation0.000Other0.000Other0.000Miscellaneous0.000.000.000.000.000.000.000.000.000.000.000.000.000Dry Cleaning0.000New Clothes0.000Donations0.000Child Care0.000Tuition0.000College Loans0.000Pocket Money0.000Gifts0.000Credit Card0.000Other0.000Other0.000Other0.000

Daily Spendingor create a budget by monthBudget SummarySpending SummaryComparisonOverview/ HelpWeddings, Birthdays, Christmas, etc.

Tracking

ExpenseIncomeBalance

Comparison

Spending Total:IncomeBudget By MonthTrackingQuick BudgetBudget By MonthExpenseIncome

Daily SpendingHide months after January:Chart:OctNovDecJanFebMarAprMayJunJulAugSepOct to DateTotal Income (net)0.000.000.000.000.000.000.000.000.000.000.000.000.003Salary/Wages0.004Salary/Wages (Spouse)0.005Other0.006Other0.007Other0.00000000000000Total Spending:0.000.000.000.000.000.000.000.000.000.000.000.000.00Transportation0.000.000.000.000.000.000.000.000.000.000.000.000.0012Auto Loan/Lease0.0013Insurance0.0014Petrol,Gas,Oil & Lub.0.0015Maintenance0.0016Registration/Inspection0.0017Train/Bus tickets0.0012SepFirst Tracking Month18Taxis0.001Apr10Budget By Month?1Bar Chart19Other0.0041Current MonthApr1JanFebJanuary0Balance0.02032Prior MonthMar2FebMarFebruaryIncome0.021Home0.000.000.000.000.000.000.000.000.000.000.000.000.003Oct to DateOct to Date3MarAprMarchExpense0.022Home Loan EMI0.004JanuaryJan4AprMayApril23Rent0.005FebruaryFeb5MayJunMay24Maintenance0.006MarchMar6JunJulJune25Insurance0.007AprilApr7JulAugJuly26Furniture0.008MayMay8AugSepAugust27Household Supplies0.009JuneJun9SepOctSeptember28Groceries0.0010JulyJul10OctNovOctober29Real Estate Tax0.0011AugustAug11NovDecNovember30Other0.0012SeptemberSep12DecJanDecember31Other0.0013OctoberOct13Oct to DateOctober to Date3214NovemberNov33Utilities0.000.000.000.000.000.000.000.000.000.000.000.000.0015DecemberDec34Phone - Home0.0035Phone - Cell0.0036Cable TV0.0037Cooking Gas0.0038Water0.0039Electricity0.0040Internet0.0041Other0.0042Other0.004344Health0.000.000.000.000.000.000.000.000.000.000.000.000.0045Dental0.0046Medical0.0047Medicines0.0048Vision/contacts0.0049Life Insurance0.0050Yoga/Fitness Club0.0051Other0.005253Entertainment0.000.000.000.000.000.000.000.000.000.000.000.000.0054Memberships0.0055Dining out0.0056Events0.0057Subscriptions,Newspaper0.0058Movies0.0059Music0.0060Hobbies0.0061Travel/ Vacation0.0062Other0.0063Other0.006465Miscellaneous0.000.000.000.000.000.000.000.000.000.000.000.000.0066Laundry,Dry Cleaning0.0067New Clothes0.0068Donations/Charity0.0069Child Care0.0070Tuition0.0071College Loans0.0072Pocket Money0.0073Gifts0.0074Credit Card0.0075Other0.0076Other0.0077Other0.000.00.00.00.000000000

Daily Spendingor create a quick budgetBudget SummarySpending SummaryBudget by MonthComparisonClick here then Ctrl+0Overview/ HelpSpendingIncomeTrackingTrackingDaily SpendingQuick BudgetBudget By Month

Daily Spending

ExpenseIncome

ExpenseIncomeBalance

Compare to BudgetOctoberBudgetOct ActualVs BudgetTotal Income (net)0003Salary/Wages00.000.004Salary/Wages (Spouse)00.000.005Other00.000.006Other00.000.007Other00.000.00Total Spending:000Transportation00012Auto Loan/Lease0.000.000.0013Insurance0.000.000.0014Petrol,Gas,Oil & Lub.0.000.000.0015Maintenance0.000.000.0016Registration/Inspection0.000.000.0017Train/Bus tickets0.000.000.0018Taxis0.000.000.0013OctBudget By Month?1Pie ChartBar ChartTrackingBudget19Other0.000.000.0041Current MonthApr0BudgetTrackingBalance (Savings)0.00.02032Prior MonthMarTransportation00Income0.00.021Home0003Oct to DateOct to DateHome00Expense0.00.022Home Loan EMI0.000.000.004JanuaryJanUtilities0023Rent0.000.000.005FebruaryFebHealth0024Maintenance0.000.000.006MarchMarEntertainment0025Insurance0.000.000.007AprilAprMiscellaneous0026Furniture0.000.000.008MayMay27Household Supplies0.000.000.009JuneJun28Groceries0.000.000.0010JulyJul29Real Estate Tax0.000.000.0011AugustAug30Other0.000.000.0012SeptemberSep31Other0.000.000.0013OctoberOct3214NovemberNov33Utilities00015DecemberDec34Phone - Home0.000.000.0035Phone - Cell0.000.000.00Simple Budget136Cable TV0.000.000.0037Cooking Gas0.000.000.0038Water0.000.000.0039Electricity0.000.000.0040Internet0.000.000.0041Other0.000.000.0042Other0.000.000.004344Health00045Dental0.000.000.0046Medical0.000.000.0047Medicines0.000.000.0048Vision/contacts0.000.000.0049Life Insurance0.000.000.0050Yoga/Fitness Club0.000.000.0051Other0.000.000.005253Entertainment00054Memberships0.000.000.0055Dining out0.000.000.0056Events0.000.000.0057Subscriptions,Newspaper0.000.000.0058Movies0.000.000.0059Music0.000.000.0060Hobbies0.000.000.0061Travel/ Vacation0.000.000.0062Other0.000.000.0063Other0.000.000.006465Miscellaneous00066Laundry,Dry Cleaning0.000.000.0067New Clothes0.000.000.0068Donations/Charity0.000.000.0069Child Care0.000.000.0070Tuition0.000.000.0071College Loans0.000.000.0072Pocket Money0.000.000.0073Gifts0.000.000.0074Credit Card0.000.000.0075Other0.000.000.0076Other0.000.000.0077Other0.000.000.00

Actuals by MonthActual Income/Spend SummaryComparisonClick here then Ctrl+0Overview/ Help

TrackingBudgetExpenseIncomeBalance (Savings)

1st2nd3rd4th5th6th7th8th9th10th11th12th13th14th15th16th17th18th19th20th21st22nd23rd24th25th26th27th28th29th30th31stMonthTotal Day's Spending:0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Transportation0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Auto Loan/Lease0.00Insurance0.00Petrol,Gas,Oil & Lub.0.00Maintenance0.00Registration/Inspection0.00Train/Bus tickets0.00Taxis0.00Other0.00Home0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Home Loan EMI0.00Rent0.00Maintenance0.00Insurance0.00Furniture0.00Household Supplies0.00Groceries0.00Real Estate Tax0.00Other0.00Other0.00Utilities0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Phone - Home0.00Phone - Cell0.00Cable TV0.00Cooking Gas0.00Water0.00Electricity0.00Internet0.00Other0.00Other0.00Health0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Dental0.00Medical0.00Medicines0.00Vision/contacts0.00Life Insurance0.00Yoga/Fitness Club0.00Other0.00Entertainment0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Memberships0.00Dining out0.00Events0.00Subscriptions,Newspaper0.00Movies0.00Music0.00Hobbies0.00Travel/ Vacation0.00Other0.00Other0.00Miscellaneous0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00Laundry,Dry Cleaning0.00New Clothes0.00Donations/Charity0.00Child Care0.00Tuition0.00College Loans0.00Pocket Money0.00Gifts0.00Credit Card0.00Other0.00Other0.00Other0.00

SpendingIncomeComparisonComparisonTrackingQuick BudgetBudget By MonthTransportationHomeUtilitiesHealthEntertainmentMiscellaneousTrackingBudgetDaily SpendingSpending ComparisonTracking vs Budget SummaryOverview/ HelpSpendingIncomeDaily Spending RecordQuick BudgetBudget By MonthTrackingDaily SpendingComparisonOverview/ Help