personal automobile insurance

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For more reasons why you’ll be glad you chose Western National, visit us online at www.wnins.com/about No-Surcharge Promise At Western National, we never raise our policyholders’ rates as the result of losses, accidents or violations H.E.L.P. Endorsement Our Highway Emergency Loss Protection endorsement gives you added peace-of-mind on the road by providing valuable coverage for emergency services Extended Good Student Discount Applies to qualified drivers through age 24 Annual Auto Option Lock in your rates for a full 12-month auto term (optional) Personal Automobile Insurance SM Featured Benefits

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Page 1: Personal Automobile Insurance

For more reasons why you’ll be glad you chose Western National, visit us online at www.wnins.com/about

• No-Surcharge PromiseAt Western National, we never raise our policyholders’ rates as the result of losses, accidents or violations

• H.E.L.P. EndorsementOur Highway Emergency Loss Protection endorsement gives you added peace-of-mind on the road by providing valuable coverage for emergency services

• Extended Good Student DiscountApplies to qualified drivers through age 24

• Annual Auto OptionLock in your rates for a full 12-month auto term (optional)

Personal Automobile Insurance

SM

Featured Benefits

Page 2: Personal Automobile Insurance

The preferred solution for your automotive insurance needs!

AMBEST

A Excellent

Financial Strength Rating

ADDITIONAL BENEFITS & DISCOUNTSAWAY-AT-SCHOOL ADVANTAGECollege students away over 100 miles without a vehicle are eligible for discounted pricing

COMMON LOSS DEDUCTIBLEOnly the single highest deductible applieswhenever a loss involves more than one Western National Policy

DRIVER ASSIGNMENTWe assign the principal youthful driver to the vehicle they operate, not to Mom’s Lexus

INSURANCE SCORE DISCOUNTWe apply the discount based on the highest insurance score in the household, even if a child has their own policy through age 24!

MULTI-CAR DISCOUNTWe offer a multi-car discount for policies covering two or more cars with liability coverage

WAIVED DEDUCTIBLESIn the event two Western National policyholders collide, both deductibles are waived

Headquarters: 5350 West 78th Street, Edina, Minnesota 55439-3101

Phone: 952.835.5350 | Toll-Free: 800.862.6070 | Fax: 952.921.9295Email: [email protected] | Web: www.wnins.com

Our Companies:Arizona Automobile | Pioneer Specialty | Umialik| Western Home Western National Assurance| Western National Mutual

QUICK FACTS ABOUT WESTERN NATIONAL• Founded in 1900 in St. Paul, Minnesota

• Products are available through Independent Agents only

• Rated “A” (Excellent) by A.M. Best; Financial Size Category: IX ($250 million to $500 million)

• Offers Personal Automobile Insurance in 4 states: IA, MN, SD and WI

• Community-focused, with 1,400 employee hours and $190,000+ donated last year to people in need

• Caring claims staff who average 20 years of experience and who earn a 98 percent claim satisfaction rating