Report on UGC Sponsored National Seminar on

“FINANCIAL INCLUSION FOR INCLUSIVE GROWTH – ISSUES AND CHALLENGES”

26th& 27th April 2013.

Organised by

PG & Research Department of Commerce

Periyar eVr College Tiruchirappalli – 620 023

In Association with

Indian Academic Research Association Tiruchirappalli

Organising Secretary

Dr. C. Paramasivan Assistant Professor & Research Advisor

Report on UGC Sponsored National Seminar on

“FINANCIAL INCLUSION FOR INCLUSIVE GROWTH – ISSUES AND CHALLENGES”

26th& 27th April 2013.

Organised by

PG & Research Department of Commerce Periyar EVR College Tiruchirappalli – 620 023

In Association with

Indian Academic Research Association Tiruchirappalli

Organising Secretary

Dr. C. Paramasivan Assistant Professor & Research Advisor

ABOUT THE COLLEGE

In the Year 1965, the Government of Tamilnadu started Periyar EVR College in

Tiruchirappalli, the central part of Tamilnadu, naming it after the great thinker and social

reformer, Periyar E.V. Ramasamy who generously donated Rs. 3.5 Lakhs and 9.65 acres of

land for the exclusive purpose of imparting higher education to the people in the around

Tiruchirappalli. The unique feature of this college, which is inconsonance with the intent of

Periyar, is that it caters to the academic needs and aspirations of the students belonging

generally to educationally, socially and economically backward sections most of whom are

first generation learners. Presently the college offering 14 UG programmes, 13 PG Diploma

programmes with around 3000 students.

ABOUT THE DEPARTMENT

The commerce department started B.Com in 1969 and the M.Com in 1971. In the year

1987 Ph.D. programme was started. Presently the department offering B.Com. (EM)&(TM),

B.Com.(Shift), M.Com., M.Phil. (FT/PT) and Ph.D. (FT/PT) with 650 students. The

department of commerce had been up grade as a research centre by Bharathidasan University

with 15 Full Time research supervisors and there are 38 research scholars pursuing Ph.D.

Three major research projects sponsored by UGC and ICSSR are in Progress in the

department. Last year, the department conducted a National Seminar on “Financial Inclusion

for Inclusive Growth” sponsored by UGC.

THEME OF THE SEMINAR

Inclusive Banking is the concept which helps to provide financial services to all

people particularly to those who are excluded from banking and financial services. This is

one of comprehensive approaches which helps the socio economic conditions of the rural

individuals and empowers them as an independent citizen of the country. Seminar were

discussed the following sub theme ;

Inclusive Banking an Overview

Inclusive Banking and inclusive growth and Rural empowerment

Inclusive banking and Information Technology

Inclusive Banking and Financial Inclusion and Financial Literacy

Inclusive Banking and Overall Economic Development

Inclusive Banking and its features

INAUGURATION

Inaugurationfunctions were started with the welcome address by Dr. K. Kavimani,

Head, and Dept. of Commerce. In his welcome address, he has highlighted the need and

importance of the seminar and specially appreciated the efforts taken by the organising

secretary Dr. C. Paramasivan.

Welcome address by Dr.K.Kavimani, Ph.D

SEMINAR THEME

Seminar theme was highlighted by the organising secretary Dr. C. Paramasivan. In his

speech, he deeply discussed the issues and challenges of financial inclusion and its impact on

inclusive growth with memorable examples.

Theme of the seminar by Dr. C. Paramasivan

PRESIDENTIAL ADDRESS

Dr. K. Sekar, principal, Periyar EVR College, Trichy, given a presidential address

his embassies the efforts taken by department of commerce to organised such kind of grant

seminar.

Presidential Address by Dr. K. Sekar, principal, Periyar EVR College, Trichy

FELICITATION

Dr. K. Suriyan, Associate professor, centre for study in Social Exclusion and

Inclusion policy, Bharathidasan University, facilitates the faction in a successful manner.

Felicitation by Dr. K. Suriyan

KEY NOTE ADDRESS

Dr. Alwar Kannan, SDGM, SBI, described the role of banks for inclusive growth

through financial inclusion. He mentioned that the SBI and other commercial banks play a

key role to provide financial services to the unreached people through No-frill account,

mobile banking, core banking techniques, business correspondence models etc.

Key note address by Mr. Alwar Kannan

VOTE OF THANKS

Dr. M. K. Rajkumar, Associate Professor of Commerce, gave vote of thanks for the

inaugural session.

Vote of thanks by Dr. M. K. Rajkumar

TECHNICAL SESSION – I

ROLE OF BANKS IN FINANCIAL INCLUSION

Dr. Mubarak Ali, Associate Professor of Commerce, Jamal Mohamad College,

Trichy, Chaired and Mrs.S.S.Rosemery, Associate Professor of Commerce Periyar EVR

College, Trichy.Acted on reporter in the technical session – I.

In this session, there are 20 papers were presented by students, research scholar and

teaching faculty.

Technical Session – I Chaired by Dr. Mubarak Ali

TECHNICAL SESSION – II

CHALLENGES OF FINANCIAL INCLUSION IN INDIA

Dr. Nanjunda, Department of Commerce, Associate Professor, Centre for study in

Social Exclusion and Inclusion Policy, University of Mysore, Mysore chaired

and.Dr.S.Revathy , Associate Professor of Commerce Periyar EVR College, Trichy acted on

reporter in the technical session –II.

TECHNICAL SESSION – III

WOMEN EMPOWERMENT THROUGH FINANCIAL INCLUSION

Dr. M. Sumathy, Associate Professor of Commerce, Bharathiyar University,

Coimbatore, Chaired and Associate Professor of Commerce Periyar EVR College,

Trichy.Acted on reporter in the technical session – I.

VALEDICTION FUNCTION

Mr. K. Kavimani, welcome all the guests and delegates in the seminar.

Dr. K. Sekar, principal, Periyar EVR College, Trichy, gave a presidential address.

His embassies the efforts taken by department of commerce to organised such kind of grant

seminar.

Dr. Nanjunda, Department of Commerce, Associate Professor, Centre for study in

Social Exclusion and Inclusion Policy, University of Mysore and M. Sumathy Ph. D facilitate

the velidiction functions. In their speech they were highlighted the innovative topic which me

essentially needed and appreciated the organising committee to organised the seminar in a

grant successful manner.

Dr. P. Gowthaman, Ph. D., Principal, Kamarajar Government Arts College, Surantai,

Tirunelveli District, Presides over the valediction address in the National Seminar. He

narrated the effects of financial inclusion in inclusive growth with the help of Banking

Sectors. He also appreciated the organising secretary to his sincere efforts sincere efforts to

organised this kind of sponsored seminar in a government college for the benefits of rural and

poor students.

Dr. C. Paramasivan, Organising Secretary, gave a vote of thanks at end of the

programme. He sincerely thanks to the Principal, Head, Faculty member, Resource person,

Participants and Research Scholars their timely supported encouragement. Finally he

announced the topic of the proposed seminar for the academic year 2013-14. The department

proposed to organise a National Seminar on Inclusive Banking through Technology.

PAPER PRESENTED BY SCHOLARS &STUDENTS

FEW PAPER PRESENTED BY FACULTY

PUBLICATION

There are 81 selected papers were published on in the reputed international Research

Journal on RESEARCH EXPLORER (ISSN:2250-1940) with the support of Indian

Academic Researchers Association. The Journal were released on the first day of the seminar

by the Chief Guest Mr. Alwarkannan, Assistant General Manager, SBI, Chennai and

received by Dr. K. Sekar Principal, Periyar EVR College, Trichy.

Publication of research paper in the reputed Journal was highly entitled by the

participants and paper writers which help to strengthen their research quality.