CONTENTS Page No

AOC’s Note 02

Chapter I - Introduction 04

Chapter II - Service Pension 07

Chapter III - Disability Pension 18

Chapter IV - Family Pension 29

Chapter V - Gratuity 38

Chapter VI - Welfare 40

Chapter VII - Other Benefits- Ex-Airmen/NCs (E) and families 48

Chapter VIII - Actions recommended as a “Must Do” for pensioners 51

Chapter IX - Ex Servicemen Contributory Health Scheme (ECHS) 52

Chapter X - IAF Placement Cell 62

Appendix ‘A’ - Application for additional pension on 80 years of age 64

Appendix ‘B’ - Commutation table 65

Appendix ‘C’ - Application for restoration of commuted pension 66

Appendix ‘D’ - Formulae for SP, DCRG and Commutation 67

Appendix ‘E’ - Activity chart for Unit Orderly room 68

Appendix ‘F’ - Requisite information 76

Appendix ‘G’ - List of documents to be dispatched to AFRO 77

Appendix ‘H’ - Postal address of ECHS offices 92

Appendix ‘J’ - Polyclinics at Military/Non Military stations 93

Appendix ‘K’ - List of Hospitals recognized by ECHS and DGAFMS 105 for Empanelment

Chapter XI - AFA Senior Citizens Home 121

Appendix ‘L’ - Important AFNET Numbers 122

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Air Commodore VK Chopra Air Officer Commanding Tele : WAC – 7500, 25696552 (O) WAC - 7501, 25696552 (R) FAX : 011- 25696359 E mail : afro[at]iaf[dot]nic[dot]in

Air Force Record Office Subroto Park New Delhi – 110 010

AOC’s NOTE

1. Every individual after a life of sweat and toil dreams of a relaxed retired life, with the help of his retirement/ pensionary benefits. AFRO is committed to help all retiring Airmen/NCs (E) in getting their Pensionary benefits within a reasonable time. However, Pension is a team game and for timely release of Pension to the individual, all players (Individual, Unit, AFRO, JCDA (AF) and the payee Bank) have to play their role. AFRO, JCDA (AF) and the Banks understand the entire ambit of pension; however, a lot of scope exists for educating the individual and the Units on this matter. This handbook on Pensionary benefits is an effort in this direction. 2. This revised handbook has been completely restructured and improved to ensure transparency and ease of understanding. This handbook not only provides relevant information on Pension but also provides explanation regarding the various issues and procedures involved in sanction/disbursal of pensionary benefits. Besides pensionary benefits, this revised handbook also provides comprehensive information on Ex- Servicemen Contributory Health Scheme and other Post Retiral Assistance provided by AFRO and Zila Sainik Boards. 3. This book is only a guide and not an authority for claiming pension or any other benefits. The information available in this book has been updated, till the printing of this book.

(VK Chopra) Air Commodore Air Officer Commanding

Date: Aug 2009 Air Force Record Office

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♠

A PIECE OF ADVICE

When an airman is in service, his complete focus is centered on his profession, his postings, his annual assessments, his promotions, and his recognition (commendations/ honorary commission etc). However, it is surprising to know that how little planning and foresight is displayed by an average airman/NC (E) towards the second innings of his life, which starts after retirement. This handbook aims to help an airman/NC (E) in understanding the rules of the game in this second innings of his life, so that he can emerge as a winner.

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CHAPTER- I

INTRODUCTION A BRIEF ON PENSION

1. An employee governed by the Pension Scheme gets a recurring monthly payment for life and a lump sum gratuity at the time of his retirement, both determined with reference to the length of his service and the last pay drawn by him. For the PBOR who has spent all his active life in the service of the nation, pension is not only compensation for loyal service rendered in the past, but it also has a broader significance. Pension is a measure of social economic justice which provides economic security even in that stage of life when physical and mental prowess are ebbing out corresponding to the ageing process and therefore, one is required to fall back on savings. The term ‘pension’ has been judicially defined as a stated allowance or stipend made in consideration of past service. Thus, the pension payable to a Defence Personnel is earned by rendering long and efficient service and therefore can be said to be a deferred portion of the compensation for service rendered. In the event of his death, his spouse gets a monthly payment for life. Other beneficiaries get such payment for limited periods or for life subject to certain conditions. 2. A pension has in essence the character of a conditional entitlement and the root of the idea of pension lies in a long term relationship between the employer and the employee of a service normally spanning over employees whole working life, followed by the annuity for the rest of his life. Pension is an objective and a cherished goal one works up to and looks forward to. It is the culmination of the long journey in one’s service career. Once a man has earned his pension after hard labour of several years, he can afford to relax and start enjoying the fruit as long as he is gifted to live. Pension is valuable in the sense that it is secure. The Courts will not allow refusal, reduction, forfeiture of pension unless there are genuine grounds for doing so and the employees can also seek redress in the Courts of Law, whenever, they feel that justice has been denied to them. Only misconduct of the gravest nature can lead to forfeiture of pension once sanctioned. Pension is also secure against attachment, seizure or sequestration by process of any civil court at the instance of a creditor or in satisfaction of a decree or order of any civil Court of Law (Pension can however be attached on orders of a criminal court for maintenance under sec-125 of Cr PC). Amounts owed by the pensioner to Govt, though undisputed cannot be recovered by deduction from pension except with his express consent. Pension is thus a sacrosanct and protected possession and is therefore, greatly valued. TYPES OF PENSION 3. The various types of pensionary awards admissible to Airmen/NCs (E) are as follows: -

(a) Service Pension (Min qualifying service 15 years for Airmen & 20 yrs for NCs(E). (b) Invalid Pension (If not eligible for Service/disability pension & qualifying service is ten yrs or more). (c) Disability Pension (If disability is attributable to or aggravated by military service & disability percentage is 20% or more). (d) Family Pension (The widow / Next-of-Kin will get Ordinary, Special or Liberalized Family Pension depending upon the circumstances of death). (e) Gratuity (The amount of gratuity will differ as per length of service and the circumstances of discharge i.e. Retirement with pension / without pension, Medical Invalidment, Death etc.) (f) Ex-gratia payment (One time lump sum payment for families of Defence service personnel who die during the performance of their bonafide official duties).

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(g) Constant Attendance Allowance (Given on Medical Board Recommendation for 100% disabled ex-airmen drawing disability pension) (h) Special Pension and Gratuity (As decided by Govt).

AN OVERVIEW OF AFRO 4. Pension and Welfare Wing of AFRO is directly responsible for all pensionary matters of Personnel Below Officer Rank (PBOR). However, Pension and Welfare Wing works as a team with other wings of AFRO. It has to be understood that if everything else (during the service period) has gone off well, only then the pension settlement will also go through smoothly. However, if there are any problems with qualifying service, authorized entitlement of leave, promotion dates and correctness of critical data in the RCSR etc, it will adversely affect the pension. 5. Since AFRO will be the most important organization in the post retired life of Airmen / NCs (E), therefore, it is desirable for airmen/NCs (E) proceeding on retirement to have a brief overview of AFRO:

(a) Record Office was formed in 1939 at Ambala. Thereafter it moved to Walton, Lahore in 1941.

(b) However in 1942 it moved again and was merged with Base Personnel Office at Bombay.

(c) In 1945 it was re named as IAF Record Office.

(d) In 1947 it was moved to New Delhi. In the year 1958 it was merged with Dte of Personnel Airmen & Civilians at Air HQ.

(e) In Aug 1966 an independent Unit (Called as AFRO) was formed at Subroto Park, New Delhi and till date this office is operating from Subroto Park.

(f) The complete spectrum of personnel management of Personnel below Officer Rank (PBOR) right after recruitment till death and thereafter the release of family pension is handled by AFRO.

(g) For serving Airmen activities like Postings, Promotions, Placements, Extension of Service, Discharge, Grant of Hony Commission, Issue of various medals, detailing for courses within India and abroad, Maintenance of service records etc. is routinely done at AFRO. In addition, the Pension and Welfare Wing of AFRO actively looks after the Pension and Welfare aspects of our PBOR after retirement.

ROLE OF OTHER AGENCIES 6. Besides internal co-ordination within the AFRO, the Pension and Welfare Wing co-ordinates with other agencies like JCDA (AF) Subroto Park, PCDA (P) Allahabad, AFGIS, AFCAO, IAFBA etc. After retirement there could be a requirement for an ex Airman/NC (E) to ask queries on Pension and other NE benefits. For appropriate response, the query must be addressed to the concerned agency, which has jurisdiction over the subject matter of query to ensure effective correspondence after retirement. Subject matter and the name of concerned agencies are as given below: -

Subject Agency to be contacted Pay, Allowances, Provident Fund, Leave Encashment (LE)

AFCAO (OIC NEAS), Subroto Park, ND – 10 Tele:011-25687194/7585,Fax: 011-25696366 Mobile: 09650276959

Air Force Group Insurance Scheme Post Retirement Insurance Cover

Secretary, AFGIS, Subroto Park, ND-10 Tele: WAC –Extn - 7855 & Civil - 25694068

Re-employment and self employment

(a) Dte of Resettlement Armed Forces, West Block IV, RK Puram, ND-66 Web Site: www.dgrindia.com (b) AFRO (Placement Cell), Subroto Park New Delhi-10, Tele: WAC –7785, Tele / Fax: 011-25696359, E-mail:afro[at]iaf[dot]nic[dot]in, placement[dot]iaf[at]nic[dot]in

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(c) Zila Sainik Board

Subject Agency to be contacted

All matters of Welfare (PORs, Death, Birth, Divorce entries in Docs, Counting of former service, NOC & Other certificates)

(a) AFRO (Pen-Wel Wg), Subroto Park, ND-10. Tele: WAC – 7551, 7529,7597, 7592 Fax: 25696359. E-mail:afro[at]iaf[dot]nic[dot]in

All matters pertaining to award of Pensionary benefits/ Gratuity /Revision of pension etc.

(a) AFRO (Pen-Wel Wg), Subroto Park, ND-10. Tele: WAC – 7551, 7529,7597, 7592 Fax: 25696359. E-mail:afro[at]iaf[dot]nic[dot]in (b) O/o JCDA, Subroto Park, ND-10 Tele: 25693334, 25695012 (c) O/o PCDA (P) (Air Force Cell), Draupadi Ghat, Allahabad. Web site: http://pcdapension.nic.in

Ex-servicemen Contributory Health Scheme (ECHS)

(a) OIC ECHS (Pen & Wel Wing) Air Force Record Office Subroto Park, New Delhi – 110 010 Tele: 25687194-Extn –7551, 7592 (b) Nearest ECHS centre

Assistance from IAFBA Director IAFBA, Subroto Park, ND-10 Tele: WAC – 7854 & Civil 25691367

For all types of query with AFRO Information and Query Cell, AFRO Tele: 25696359, WAC -7553, Fax: 25696359 E-mail: afro[at]iaf[dot]nic[dot]in

For all pension related query, by Post SWIFT, AFRO, Subroto Park, ND-10 Tele: 011-25694815, WAC -7551,

Matters concerning purchase of ration and canteen facilities

Nearest Air Force Unit

Civil Numbers of WAC Exchange: 011 –25687194-95, 25697551 to 55

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THINK IT OVER

“ DO NOT SCOFF AT STATEMENTS OFFERED TO YOU TODAY- THE TRUTH OF WHICH YOU CANNOT COMPREHEND; FOR TIME MAY BRING YOU BETTER UNDERSTANDING AND YOU MAY TOMORROW HAIL AS TRUTH THAT WHICH TODAY YOU RIDICULE

”.

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CHAPTER – II

SERVICE PENSION INTRODUCTION 1. Oxford dictionary defines Pension as a regular payment by the government/pension fund. The terms and conditions for eligibility to Service Pension are different for airmen and NCs (E). Though pension has a very old history however for every individual who is going out of service, getting his own pension is his first experience. For the purpose of Pension, AFRO is basically a front end processing agency for Airmen/NCs (E) however the financial power to issue Pension Payment Order (PPO) for Defence, vests with the financial watchdogs of the Government i.e. Controller General of Defence Accounts/ his representatives. For IAF the pension is issued by Joint Controller of Defence Accounts (JCDA) Air Force, Subroto Park, New Delhi-110010. If AFRO & JCDA are satisfied on the eligibility conditions of an airman then a PPO will be issued by JCDA (AF). This PPO will be in six copies. AFRO will dispatch one copy to the individual (With Pension Book), One copy to the Pension Disbursing office (Bank/ Treasury Office/ Defence Pension Disbursing Office) and one copy is filed in the individual’s Record copy of sheet roll (RCSR) at AFRO. Fourth & fifth copy of PPO is retained by the Office of JCDA (AF) and the sixth copy is forwarded to Office of PCDA (P) Allahabad (Principal Controller of Defence Accounts (Pension)) for record purpose. The Pension Disbursing office (PDO) is a financial authority in itself and therefore it has the power to satisfy itself on the identity of the pensioner and the genuinety of the PPO. It is therefore very important that each and every Airman eligible for Service Pension (SP) understands the salient aspects of the SP and avoids injecting inadvertent mistakes into his Pension papers and service documents. It must be remembered that any mistake in pension papers/ service documents will invariably results in audit objection and consequent delay in the release of Service Pension. ELIGIBILITY TO EARN SERVICE PENSION 2. The terms and conditions for eligibility to Service Pension are different for airmen and NCs(E). Everyone who joins as an airmen & NCs (E) in IAF can become eligible for Service Pension if he meets the following service conditions as laid down in Para 121 of Pension Regulation 1961(Part – I) for airmen and in regulation 145 of pension regulations for Army (part-I) {for NCs(E)}:

(a) Eligibility for Airmen : A minimum of 15 years of qualifying service. (b) Eligibility for NCs (E) : A minimum of 20 years of qualifying service.

ADDITIONAL PENSION ON ATTAINING THE AGE OF 80 YEARS 3. An additional pension/family pension to the pensioners has been introduced with effect from 01.01.2006 vide, the Circular No. 397 & the GOI MOD Letter dated 18 Nov 08 & 11 Nov 08 respectively. The additional quantum of pension/family pension, on attaining the age of 80 years and above, would be admissible from the 1st day of the month in which his/her date of birth falls. The quantum of additional pension/ family pension available shall be as follows: - Age of pensioner/ family pensioner

Additional quantum of pension

From 80 years to less than 85 years 20% of revised basic pension/ family pension From 85 years to less than 90 years 30% of revised basic pension/ family pension From 90 years to less than 95 years 40% of revised basic pension/ family pension From 95 years to less than 100 years 50% of revised basic pension/ family pension 100 years or more 100% of revised basic pension/ family pension

The amount of additional pension as per entitlement will be paid by the PDA automatically, where the date of birth of the pensioner/family pensioner is available in the PPO/Descriptive Roll and shown separately in the pension payment scroll/ pension payment voucher/schedule/journal.

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In cases where the date of birth of the pensioner/ family pensioner is not available in the PPO/

PDA/Bank records, the same shall be forwarded by the pensioner to the Records Office along with attested photocopy of discharge book and proof of the date of birth of surviving spouse. The authenticity of the age declared by the pensioner/ family pensioner shall be verified by the Records Office and forwarded to the Pension Sanctioning Authority (PSA) for notification of date of birth through a Corr PPO. A format of application for additional pension on attaining 80 years of age and above is attached as Appendix ‘A’ to this book, which is to be submitted to this Office by the pensioner.

ROLE OF UNIT IN ENSURING THE CORRECTNESS OF PENSION PAPERS 4. As a first agency responsible for initiating and verifying the pension claim, the role of the parent unit becomes important. The activity chart for the unit is attached as Appendix ‘E’ to this book. The following ambiguities / irregularities in finalization of the cases can be checked at unit level:

(a) At times the Airmen / NCs (E) are not briefed clearly about the difference between qualifying service and total service for eligibility to pension. This understanding is crucial for exercising the option of unwillingness for further extension of service. (b) Airmen / NCs (E) are not routed for final clearance in time. The importance of final clearance at AFRO for clearing visible/invisible Pension related complications of the individual is sometimes not understood at unit level. (c) Delay by unit in obtaining CFA sanction for regularization of abnormal leave, will delay the release of Pension. (d) Non qualifying periods as given below are not mentioned correctly in column no-17(a): (i) AWL (If punished) (ii) Detention by Court Martial (iii) Period under civil custody (iv) Extra ordinary leave due to AWL (e) Incorrect promulgation of entries in NE POR and late despatch of the same by the unit. (f) At times wrong issue of service details in discharge certificate with special reference to airmen proceeding on discharge on own request/SNLR/Medically invalidated out etc causes subsequent complications in their Pension. (g) Typed / handwritten signature block of Adjutant (Commissioned Officer) / CO / Stn Cdr / AOC is not to be made but Rubber Stamp is to be affixed at all places in pension papers.

5. The units are required to forward the following documents to O i/c RW (Co-ord) AFRO within three weeks of receipt of discharge order: -

(a) Updated CTC of unit copy of Sheet Roll (UCSR) duly countersigned by Adjt/CO.

(b) Appx ‘B’ to AFO 40/89 (Application cum sanction for encashment of leave in triplicate)

(c) Requisite information as called for vide Appendix ‘A’ to AFRO letter No RO/2901/1/Pen Wel (Adm) dated 05 Feb 99 is appended as Appendix- ‘F’ to this booklet.

(d) The Adjutant is to review the UCSR for accuracy and completeness in all respect and bring it upto date. (Refer Appx ‘A’ Sl No. 01 to AFO 133/98 and para 9 of AFO 40/89).

Note: - Leave availed and leave encashed vide a, b & c should tally.

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6. The units are required to despatch certain documents to O i/c Pen & Wel Wing, AFRO eleven months before the date of discharge. Specimen of these documents is attached in this booklet as Appendix-‘G’. The list of these documents is as follows:

(a) IAFF (P) 28 (Descriptive Roll) - Two copies

(b) AFF (P) 61 (Roll of airmen) - Two Copies

(c) Annexure ‘A’ to Govt of India, MoD Letter A/47226/GPS 4/(b)/2095/B/D/Pen/Ser dated 03 Aug 84) (Details of family)

- Two copies.

(d) Form ‘A’ (Nomination Form) - Three copies

(e) Form of Application for commutation alongwith Declaration

- Two copies

(f) Medical Certificate –In original, as per Air HQ letter No Air HQ/26481/Med-7 dated 24 Jun 2002.

- Two copies

(g) Joint Photograph duly attested by Commissioned officer at front in civil clothes

- Four copies

(h) Single Photograph in Uniform duly attested with Service Particulars on reverse

- Two copies

(j) One Copy of the ECHS form to be purchased from AFRO (ECHS) Section during final clearance at AFRO. The form is available in AFRO website www.afro.nic.in and Army HQs website www.indianarmy.nic.in/arechs.htm the same can be downloaded.

7. On receipt of pension claim/papers, AFRO processes the case for award of pension and maintains close liaison with Pension Sanctioning Authority (Audit) and other agencies concerned with the pensionary aspects. AFRO monitors the movements of documents through its Liaison cell and clears the audit objections expeditiously so that Pension Payment Order (PPO) is issued by PSA within the specified time limit. The combined effort (Parent unit, individual, AFRO, AFCAO and JCDA) finally culminates in the issue of Pension Payment Order (PPO). 8. Certain important documents/papers must be preserved by a Service Pensioner. Pensioners are advised to preserve the under mentioned service documents/papers, for revision of pension/family pension claim at a future date:-

(a) Pension Book. (b) PPO/Corr PPO. (c) Discharge Book (d) Ex-servicemen Identity Card issued by Zilla Sainik Board (ZSB) (e) Retired Officers Identity Card (Applicable only for HFO/HFL) (f) AFWWA membership Card (g) PRIC (Post Retirement Insurance Certificate) issued by AFGIS. (h) Last Pay Certificate (LPC) (j) Photocopy of Unit Copy of Sheet Roll. (k) ECHS Smart card

POINTS TO BE CHECKED IN SERVICE DOCUMENTS, DURING ANNUAL PERUSAL/FINAL CLEARANCE AT AFRO 9. Every Airman is required to check his documents annually. During this annual perusal he must look at the correctness of following details:

(a) Correctness of Name/ Initials/date of birth for self, wife and children. (b) Date of enrolment should be correct.

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(c) Correct record of all movements on posting and attachment. (d) Record of Additional Pay to which you are entitled such as GCB, PJI, FPA, officiating allowances, Gratuity and Annuity for awards. (e) Correctness of entries pertaining to various reclassifications, promotions including restoration of former rank during service career and their effective dates. (f) Record of Attestation in the IAF. (g) Record of various examinations, courses and tests passed. (h) Correctness/updation of Educational qualifications. (j) Record of admissions/Discharges to and from SSQs/Hospitals. (k) Correct record of AWL (Commencement/Cessation) in Section II and disposal thereof in Section IV or VI, if any. (l) Correct particulars of Next-of-Kin, names of heir to estate and family Pension. (m) Correctness of all the leave entries recorded in the documents and accumulation of leave for encashment. (n) Correct Permanent home address. (o) Noticing and rectifying any other anomaly.

(p) Any period spent in civil custody must be regularized to avoid the problems which may arise during finalization of pensionary benefits.

COMMON ERRORS IN FILLING UP PENSION CLAIM FORMS 10. The following common errors which can result in delay /subsequent problems in grant of Revision of Pension/ Family Pension should be avoided by all airmen while filling up their Pension papers:

(a) Submission of incomplete pension papers/ non-submission of pension papers by due date. (b) Non submission of the joint photographs (husband & wife) of the individual by the unit/ individual along with pension papers. (c) Incorrect records of leave accumulation, non-adherence to approved copy of Appendix ‘B’ to AFO 40/89. (d) Incorrect reflection of Non - Qualifying Period of service and delay in obtaining CFA sanction for regularization of leave related abnormalities. These results in audit objection and delay in release of pension (e) Incorrect promulgation of various entries in NE POR and also late despatch of the same to AFRO/AFCAO. (f) Opening of Pension bank account (as per name in discharge order in an authorized Pension Disbursing Bank), is a must for service pension. However, withdrawal of pension from joint account is permitted.

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(g) Pension account is not opened in the authorized bank/link branch as recommended by AFRO through a handbook containing state wise address of banks authorized for pension disbursement. This handbook has been issued to all units of IAF. Opening of Pension account in a bank which is not authorized to disburse pension will result in dishonoring of PPO at the time of first pension collection. (h) As far as possible, pension account number once submitted should not be amended later on. If it is amended later on, then Pension can get delayed. (j) While filling up pension papers, individuals are writing different addresses in different forms i.e. (IAF (P) 61, Nomination, Commutation form and IAF (P) 28. At times, the permanent home address is mentioned in column No 7 of IAFF (P) 61. This address should be the same where the individual wants to receive his PPO. Correct information on address will rule out any possibility of non-receipt of PPO/Pension Book by the individual. (k) Incomplete bank details are given in pension papers i.e. individual not mentioning Bank name and branch clearly. At times individuals are mentioning different branch names in pension papers. Full details of PDO (Bank name, branch, Distt & State) are not mentioned. If a new district/ state is formed, the individual should also mention old district/state in his PDO details. Pensioners desiring to get their pension credited to a joint account are required to submit an application to the branch bank, from where they wish to draw pension. The pensioner’s spouse in token of having accepted the terms and conditions laid down in GOI, Min of Finance Office Memorandum No, would also sign this. CPAO/Tech/Amendments/Sch.Book/2005-06/69 dated 09 Jun 2005. (Format of application is given at Annexure ‘C’) (l) Joint photograph should be attested in front and not at the back. Service Number and Date of Discharge should be clearly written at the back of the photograph. Joint photographs (self and wife only) should be affixed in the place for details of family. However in most cases individual submit joint photograph with children included, which is not correct. Only passport size and latest photograph should be submitted, Photograph should be developed from the negative and should not be a photocopy/Scanned photograph. (m) Individuals are submitting extracts/amended medical certificate instead of original medical certificate with pension papers. Since medical certificate is a must for calculation of commutation for all airmen/NCs(E), therefore original medical certificate is a mandatory audit requirement. Extract/ amended medical certificate will get rejected in audit.

(n) Normally, page-6 of Form IAFF(P)-28A (Revised) does not contain thumb impression, whereas the same is required and has been clearly mentioned in page-3 of Form IAFF(P)-28A (Revised). (p) Overwriting/using of whitener and illegible writing in the pension papers increases their vulnerability to Audit objections and consequent delay in pension (q) Pension papers should not be submitted in mutilated forms or in a bad condition. Such pension claims are liable to rejection by AUDIT. (r) Airman who are Bachelors are submitting joint photographs along with their parents in place of own single photograph. Only single photograph is required. (s) Unit must ensure that all the pension papers must be signed in ink and not with carbon. Only commissioned officer’s signatures (as Adjutant) in pension papers is valid in Audit. (t) Unit must ensure that individuals discharged on compassionate grounds at own request, must give an undertaking along with their pension claim that they will not claim their NE benefits for one year from their DOD, because that is the normal processing time required to release Pension.

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(u) At times the spouse does not sign the pension papers for joint notification of pension. This can cause delay in release of pension. In case of any serious marital discord/divorce proceedings etc where the wife does not cooperate and refuses to sign pension papers /pose for joint photograph, then the individual can submit a certificate to this effect countersigned by his commanding officer. Thereafter his Pension will be processed without his wife’s name. However, it must be understood that in such a case, if he expires before legal divorce from court of law, his wife will still get family pension after fresh audit of her case. (v) In many cases, name of self as per discharge order and names of wife and children as per service records are not mentioned in pension papers. Also in some cases details of date of birth of wife is not mentioned. Mentioning of correct Date of Birth of wife is a mandatory requirement. (w) Cause and clause of discharge are not mentioned correctly in column No 18 of IAFF (P) 61. (x) Three specimen signature of individual are not attested by competent authority at column NO 22 of IAFF (P) 61. The signature of witnesses is not found completed in form ‘A’. (y) Medical certificate (as per Air HQ letter No. Air HQ/26481/Med-7 dated 24 Jun 2002) not submitted in original. Extract/Xerox copy of medical certificate is not accepted in audit. Therefore, medical certificate in original is mandatory for sanction of commutation of pension. Cutting / overwriting / amendments in medical certificate (for commutation) is not accepted in audit. Date of discharge must be shown on the day on which the individual served last (A/N) and not SOS date (F/N). (z) In some pension papers it is seen that Commutation / Declaration forms are addressed to PCDA (P), Allahabad. It should be addressed to the Addl CDA (Air Force), New Delhi – 10 only.

ROLE OF AFRO, AFCAO, JCDA (AF) AND THE TIME FRAME OF ACTIVITIES 11. The Pension and welfare Wing (P&W Wing) of AFRO is basically responsible for all pensionary matters. The P&W Wing primarily acts as a processing agency, which receives the pension claims and forwards it to JCDA at D minus 8 (discharge date minus eight) months along with the individuals Record Copy of Sheet Roll (RCSR), through AFCAO (for financial details). The pension claim forms are forwarded from P&W Wing along with LPC – DS (last pay certificate/data sheet). Before forwarding of updated RCSR to P&W Wing, the Recording Wing (RW) gets every RCSR scrutinized by the concerned airman, for any possible error, during his final clearance visit at AFRO. 12. After audit at JCDA, the PPO is issued by JCDA (normally at D minus 6-8 weeks) and AFRO dispatches the same to the individual and the payee bank. For airman who is superannuating, the individual copy of PPO is dispatched to the CO/AOC of parent unit for handing over to the retiring airman on the last day of his service. Similarly for superannuating airmen, the bank copy of PPO is dispatched at least one month in advance. For airmen who are proceeding on discharge after expiry of regular engagement, the PPO is dispatched from AFRO only after receipt of a signal from the parent unit that the airman has actually become non-effective. This extra precaution is due to the fact that some airmen eventually become eligible for extension and continue in service. The advance dispatch of PPO in such situations can lead to financial frauds at banks etc. For airman who proceeds on discharge at own request, the normal advance processing time of 9 months after receipt of pension papers is not available. Therefore such airmen are likely to get their pension at discharge date plus 10-12 months (9-months after receipt of pension paper at AFRO). To reduce avoidable correspondence, it is mandatory for an airmen going out of service at own request, to submit a certificate that he is willing to accept 12 months delay in pension and that he will not represent on this count. 13. After payment of service pension the RCSR of an airman is forwarded to Disability Pension Section for issue of PPO and endorsement (in case of accepted cases only) and later to Recording Wing for updating with Non Effective POR received from the parent unit. Thereafter, the RCSR moves to AFCAO for payment of Leave Encashment (LE) and IRLA balance. Leave Encashment being a large

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amount, is more attractive to the pensioner that is why it is given immediate priority after issue of PPO. Payment of LE and IRLA balance by AFCAO normally takes D+4-6 months. Rank revision (normal promotion /HFO, HFL) is undertaken after the receipt of RCSR from AFCAO (after payment of leave encashment at D+4-6 Months). The processing/audit time for rank revision is 4-6 months. Therefore the corrigendum PPO for rank revision can only be issued at D +8-10 months. However, in case of normal promotion (D+7Months and more), if the promotion POR (acting unpaid and paid both) reaches AFRO up to D minus 5 months also, then it is possible to give higher rank Pension by D (discharge date).in such cases there will be no requirement for revision after discharge. COMMUTATION OF PENSION 14. Following are the salient aspects of the Commutation of pension: -

(a) Personnel can commute a portion of their service pension not exceeding 50% of their pension. Relief with pension is not commutable.

(b) Pension may be commuted at any time after retirement/ release/ Invalidment. It can also be commuted more than once provided the overall commuted pension is within the maximum limits of 50%.

(c) Individuals who apply for commutation of pension within one year of date of discharge are exempted from civil medical examination and the medical certificate issued at the time of release medical examination is accepted by the Pension Sanctioning Authority.

(d) Age of pensioner for commutation purpose is taken as the age he will attain on the next birthday following the date on which the commutation becomes absulute. Commutation table is attached as Appendix-‘B’.

Note 1: The individual is paid residual pension after the commutation. However, he is entitled for DR on full Basic Pension (including the commuted amount). Note 2: Commuted portion of pension will be restored by Pension Disbursing Office (PDO) on completion of 15 years from the date of actual commuted value of pension paid/deduction of commuted portion of pension. PDOs are to restore the commuted portion of pension automatically in terms of PCDA(P) circular No 28/GI/C/4/Vol-IX/Tech dated 13 Jun 2002. However, it is prudent on the part of the pensioner to remind his PDO in writing to restore the commuted value of pension. A format of application for restoration of commuted portion of pension after 15 years is attached as Appendix-‘C’. DEATH CUM RETIREMENT GRATUITY (DCRG) 15. Airmen who are discharged from the service and who earn a pension are entitled to DCRG while those who do not earn pension get service gratuity and DCRG, both. The rate of DCRG is half months emoluments, for each completed year of service, subject to a maximum of 16.5 months emoluments. DCRG limit is Rs. 10 lakhs as per Govt of India, MOD letter No. 17(4)/2008(2)/D (Pen/Policy) dated 12 Nov 2008. The formulae for calculating Service Pension, DCRG and Commutation are given as Appendix-‘D’. NON-QUALIFYING PERIOD FOR COUNTING OF SERVICE FOR THE PURPOSE OF PENSION. 16. The following periods do not qualify towards counting of pensionable service as laid down in para 111 of Pension Regulation 1961 (Part – I): -

(a) Period of absence without leave.

(b) Period under civil custody.

(c) Detention period awarded by court-martial.

(d) Period of absence regularized as EOL.

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PROVISIONS OF CONDONATION OF DEFICIENCY IN SERVICE FOR SERVICE PENSION 17. As per Para 114 of Pension Regulation 1961 (Part – I) and Govt of India, MOD letter No 4684/Dir (PEN)/2001 dated 14 Aug 2001 deficiency in service, for eligibility to service pension or reservist pension or gratuity in lieu may be condoned by AOC, AFRO upto six months and deficiency upto 12 months can be condoned by Air HQs in each case, under the provisions of Govt of India MOD letter No 4684/DIR (Pen) 2001 dated 14 Aug 2001 except in the case of: -

(a) An individual who is discharged at his own request, or

(b) An individual who is eligible for special pension or gratuity, or

(c) An individual who is invalided out of service with less than 15 years of service.

PENSION DISBURSING AUTHORITIES 18. Pension can be paid through any of the following pension disbursing offices:

(a) Defence Pension Disbursing Office (DPDO)

(b) Treasury Office (TO)

(c) Post Master (PM)

(d) Public Sector Banks (PSBs)

(e) Private Sector Banks such as ICICI, IDBI, HDFC and Axis Bank Ltd.

Note: The individual in person must collect the first pension along with commuted value of pension and DCRG. PAYMENT OF PENSION THROUGH JOINT ACCOUNTS 19. GOI, MOD, Deptt of Expenditure, Central Pension Accounting Office vide their office memorandum PAO/Tech/Amendments/Sch. Book/2005-06/69 dated 09 Jun 2005 has permitted crediting of pension into joint account operated by Pensioner with his/her spouse in whose favour an authorization for family pension exists in the Pension Payment Order (PPO). The joint account of the pensioner with the spouse will be operated by ‘Former or Survivor’ basis subject to certain conditions -

(a) Once pension has been credited to a Pensioner’s joint bank account, the liability of the Govt/Bank ceases. No further liability arises even if the spouse wrongly draws the amount. (b) As pension is payable only during the life of a Pensioner, his/her death shall be intimated to the bank at the earliest and in any case within one month of demise so that the bank does not continue crediting monthly pension to the joint account with the spouse after the death of the Pensioner. If however, any amount has been wrongly credited to the joint account, it shall be recoverable from the joint account and/or any of the account held by the pensioner/spouse either individually or jointly. The legal heirs, successors, executors etc. shall also be liable to refund any amount, which has been wrongly credited to the joint account.

PROCEDURE OF SUBMISSION OF ALIVE CERTIFICATE 20. Every year in the month of November, pensioners are required to submit “Alive Certificate’ (a certificate to the effect that the pensioner is alive) duly signed by a Gazetted Officer to his PDO. For those proceeded abroad, their alive certificate will be signed by Indian Embassies abroad. The pension, if not drawn for three years, becomes time barred and requires sanction of the competent authority.

In cases, where pension is not drawn within one year, the pensioner has to approach his PDA with explanation for delay, non re-employment and non-conviction certicates. PDAs have the powers to make payment of arrears upto 3 years. O/o PCDA (P), Allahabad can sanction arrears claims beyond 3 years. In this case the matter will be reported to the O/o PCDA (P), Allahabad by the PDA alongwith the following documents:

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(a) Form ‘A’ (IAF (CDA) 651) duly completed in all respect. (b) Copy of PPO. (c) Copy of Pension certficate showing the last date of payment. (d) Calculation sheet in duplicate duly signed by PDA. (e) Copy of IAFF (P) 28’A’ (Descriptive Roll) (f) Non-conviction certificate issued by civil (Local Police) authority. (g) Reasons for not claiming pension for such a long time. (h) Reasons for non-payment of pension by the PDA. (j) A certificate to the effect that arrears are still due and not paid earlier. (k) Re-employment / Non employment certificate. (l) Alive certificate.

CHANGE OF PENSION DISBURSING OFFICE 21. Change of PDO involves transfer of vital pension papers from one PDO to another or from one PDO to another PDO. AFRO has no direct role in this change. This is the matter between the two PDOs who are involved in the transfer. For the purpose of transfer a simple application to the PDO should be adequate. However based on our experience at AFRO we would like to advise that change of PDO should be a well considered decision because at times the pension papers are despatched by the old PDO but are not received by the new PDO. This results in discontinuation of pension for 6-8 months before the situation can be resolved and the pension can be re-started through a fresh PPO. PROCEDURE FOR DRAWING PENSION FOR THOSE RESIDING ABROAD 22. For airmen residing abroad, a Non Resident Indian account can be opened in any branch of a nationalized bank. The bank thereafter collects pension, if given power of attorney on pensioner’s behalf. With power of attorney, the bank normally collects individual’s pension once a year only. Should there be any query on this matter, OIC Audit / PSB Cell, O/o PCDA (P), Allahabad can be approached. Based on our experience we would like to caution here that any casual attitude in handling pension matters while residing abroad can lead to stoppage of pension. Once pension is stopped it is a very cumbersome and time-consuming process to re-start it. OCCASIONS WHEN PENSION CAN BE STOPPED 23. Though pension is the right of a Govt. employee; it can be stopped on following occasions as laid down in para 108 of Pension Regulation 1961(Part – I): -

(a) Grant of pension is subject to future good conduct: Future good conduct shall be an implied condition of every grant of a pension or allowances as per Para 4 of Pension Regulation for the Air Force 1961 (Pt-I). (b) Pensioners convicted of serious crime or guilty of grave mis-conduct The pension of a pensioner, who is convicted of a serious crime by a Court of Law or is guilty of grave misconduct, shall be liable to be withheld in whole or in part as per para 108 of Pension Regulation for the Air Force 1961 (Part-I). It is advisable for a pensioner to obtain quick bail / anticipatory bail if he is arrested / likely to be arrested and thereafter defend his case in the Court of Law. (c) In case the pension is not drawn for more than five years; pensioners name is likely to be struck-off from pension establishment. (d) Pension is liable to be forfeited if a pensioner is found guilty of grave, misconduct of a Political or other nature under the provisions of Pension Regulations for the Air Force 1961. (e) If a pensioner has changed his / her Nationality and has become a citizen of a foreign state, then his/her pension is required to be immediately stopped by his Pension Disbursing Office (PDO). Thereafter, the pensioner is required to apply to PCDA (P), Allahabad through his

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PDO alongwith copy of new nationality certificate for restoration his pension. PCDA (P), Allahabad will take appropriate decision on this matter based on the merits of each case.

PROCEDURE FOR CONDUCTING OF BELATED RME/RMB 24. All ranks of the armed forces are to be medically examined by a duly authorized medical board / medical officer prior to their release / retirement / discharge / dismissal. In case the Release Medical Examination is held before retirement / discharge and approved by competent authority after actual date of retirement / discharge or RMB is not held before retirement / discharge, due to various personal or administrative reasons, the authority to regularize such delay is GOI MoD letter No. 10/(1)/87/D/Pen-C dated 13 Nov 1987 (as amended) which is as under: -

(a) Regularization of cases where release medical examination is held before retirement / discharge and approved by competent authority after actual date of retirement / discharge.

Type of Cases Period of Delay Authority to regularize Proceedings

PBOR

(All medical categories)

Up to 1 year from date of discharge / Retirement More than 1 year from date of discharge / Retirement

CDA (Air Force) ACAS (PA & C)

(b) Regularization of cases where release medical examination is not held before actual date of retirement / discharge.

Type of Cases Period of Delay Authority to regularize

Proceedings PBOR in medical category ‘AYE’

Up to 2 years More than 2 years

AOC AFRO ACAS (PA & C)

PBOR in low medical category

Up to 2 years More than 2 years

DPA ACAS (PA & C)

However before submitting such cases to Officer-in–charge Record Office or Air HQ, the SOC must be raised and five copies (ink signed) should be annexed with RME/RMB proceedings.

FREQUENTLY ASKED QUESTIONS

Q.1. I have proceeded on discharge two months back however I have got my copy of PPO, the bank has not received its copy of PPO therefore my pension is held up. Please do something. ANS All PPOs are dispatched through Registered post therefore the chances of transit loss are very less. As per the existing procedure, the PPOs are despatched through link bank, from where the PPO is redirected to payee branch after making necessary records. The despatch of the PPO from the link bank to the payee branch is a weak link and a lot of delay can take place, if the link bank is not giving it due priority. The pensioners must resolve the issue with this link bank, to payee branch transfer through representation/liaison with the bank. If after all efforts the bank states that they haven’t received the PPO, then the bank will be required to send a ‘Loss Certificate’ to AFRO. Based on this loss certificate AFRO will initiate necessary action for issue of duplicate PPO by JCDA. It must be remembered that a loss certificate is a precaution against double payment of pension/ fraud. Therefore without loss certificate, duplicate PPO will not be issued by the financial watchdogs i.e. Office of JCDA (AF).

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Q.2. How many period of deficiency in service can be condoned by the AOC, AFRO? ANS Deficiency in service, for eligibility to service pension or gratuity in lieu may be condoned by the AOC, AFRO up to six months in each case. However AIR HQ can condone deficiency in service up to 12 months. This condonation, however, cannot be given in following cases:

(a) An individual who is discharged at his own request

(b) An individual who is eligible for special pension or gratuity

(c) An individual who is invalided out of service with less than 15 years of

service.

Q.3. Can a pensioner open his pension account in any bank near to his hometown? ANS No, a pensioner has to open his Pension account in an authorized bank as listed in PDA address book (or any other branch under the authorized link bank) already supplied to all the Air force units by AFRO. This aspect is also briefed at the time of Final Clearance at this office. Q.4. My name is correct as per my pay slip, then how can it be wrong as per service documents? ANS The master/ legal/Audit document for correctness of name is the enrolment form (P-5) kept with RCSR. Every other source of entry for name has to match P-5. Q.5. In which cases the Endorsement of Family Pension is required, please brief?

ANS Endorsement of Family Pension is required in the under mentioned cases:

(a) If an airman is discharged prior to 01 Jan 1986 and his family name is not endorsed in his PPO. (b) If an airman has married after post 1986 discharge (c) If an airman has legally divorced his first wife and re-married after discharge from the service. (d) If first wife of an airman has died and the airman has re-married after discharge from service.

THINK IT OVER

IGNORANCE OF TRUTH IS THE CAUSE OF ALL MISERIES.

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CHAPTER – III

DISABILITY PENSION INTRODUCTION 1. When an airman or NCs (E) is recruited in the Indian Air Force (IAF), he is medically examined and allowed to join IAF only after he is found to be 100% medically fit (Cat ‘A4G1’). During the course of his service with the IAF an individual can sustain an injury or pick up a disease thereby reducing him to a low medical category. Depending upon the individual facts of the case, an injury or a disease may or may not be attributable to or aggravated by military service. In injury cases, the Injury Report/Court of Inquiry (COI) & the Medical Board (MB) will consider all aspects and report its findings on the attributability / aggravation aspect. Generally the findings of the COI / medical board are binding on the pension sanctioning authority. Similarly, a disease can be either attributable to or aggravated by the military service or can be purely constitutional/ genetic in nature or can be due to ageing factor and may have nothing to do with military service. The decision as to whether the disease is attributable to or aggravated by the military service or is constitutional / genetic in nature will be taken only by the competent medical authority i.e. Release Medical Board (RMB) or Invalid Medical Board (IMB). ELIGIBILITY 2. As per para 153 of Pension Regulations for IAF, 1961 (Part-I), the primary conditions for the grant of disability pension are as follow:- “Unless otherwise specifically provided, a disability pension may be granted to an individual who is invalided / discharged from service on account of a disability which is attributable to or aggravated by Air Force service and is assessed at 20% or over.”

In other words, disability pension is granted to those who fulfill the following 02 criteria simultaneously:-

(a) Disability must be either attributable to or aggravated by service. (b) Degree of disablement should be assessed at 20% or more.

Note 1: The above (b) criteria is not applicable to post – 96 Medically Boarded Out (MBO) retirees. In such cases, an individual who is invalided out from service solely on medical grounds and percentage of disablement is even 1% is also eligible for disability pension. Authy : Para 7.2 of MOD letter No. 1(2)/97/D(Pen-C) dtd 31 Jan 2001. Note 2: An airman or NC(E) who was discharged at own request or on administrative ground after earning four or more red ink entries is not eligible for disability pension even if he fulfills both the criteria stated above. Authy : Para 2 (c) of Notes of DPP&R letter No. Air HQ/24229/SOP/PP&R 3(i)/CL/40/06 dtd 31 Oct 06. INVALID PENSION 3. Whenever an individual is invalided out from service under the following clauses on completion of minimum 10 years of qualifying service and his disability pension claim is rejected then he is eligible for Invalid Pension. The minimum rate of Invalid Pension is Rs. 3500/- pm + DA. wef 01 Jan 2006 as per recommendation of VIth CPC.

(a) On having been found medically unfit for further service in IAF. (b) Being medically unfit for present trade and unwilling to remuster to other trade.

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DISABILITY PENSION 4. Disability pension normally has two elements i.e. Disability Element and Service Element. An individual (Post – 96) who is invalided out from service (before completion of pensionable service i.e. Airman – 15 years and NC(E) – 20 years under clause 3 (a) & (b) above and his disability pension claim is accepted, becomes eligible for both elements. However, if an individual who is discharged from service under clauses mentioned below and his disability pension claim is accepted, is eligible for disability element of disability pension only as service pension in such cases is termed as service element.

(a) On fulfilling the conditions of his enrolment. (b) On superannuation. (c) Transfer to pension establishment otherwise at his own request. (d) S N L R (having less than 04 red ink entries)

RANK FOR ASSESSMENT OF DISABILITY PENSION 5. The rank for the purpose of assessment of disability element shall be the rank held by an individual as follows:-

In Invaliding cases: The rank held by an individual on the date of invaliding from service. Authy: Para 159 of Pension Regs for IAF 1961 (Part-I).

In Discharged cases: The rank held by an individual on the date on which he sustained injury or picked up the disease for which he becomes eligible for disability pension. If any individual has more than one disability and all are attributable to or aggravated by service then the rank held by him at the last time he sustained injury or picked up the disease will be considered. Authy: Para 160-A of Pension Regs for IAF 1961 (Part-I).

ROUNDING OFF PROVISION TO MBO PERSONNEL 6. Where an individual is invalided out under clause 3 (a)&(b) above and his disability is attributable to or aggravated by service, the extent of disability or functional incapacity shall be determined in the following manner for the purposes of computing the disability element:- % of Disability as assessed % to be reckoned for computing of by IMB Disability Element Less than 50 50 Between 50 and 75 75 Between 76 and 100 100 Authy: Para 7.2 of MOD letter No. 1(2)/97/D (Pen-C) dtd 31 Jan 2001. Note: This provision is applicable to Post-96 MBO cases only and not admissible for an individual who is discharged under any clause mentioned in para 4 (a – d) above even his disability pension claim is accepted by authorities.

7. RATES OF DISABILITY ELEMENT

(a) Pre-06 Retirees : The maximum rates of disability element for 100% disablement for various ranks are given below :-

Rank Amount p.m.* (i) Honorary Commissioned Officers Rs. 5,880/- (ii) Warrant Ranks Rs. 4,300/- (iii) Other ranks Rs. 3,510/-

*Rates for 100% disability. Less than 100%, the amount shall be proportionately reduced.

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(b) Post-06 Retirees : The rates of disability element for 100% disability for various ranks shall be 30% of reckonable emoluments last drawn subject to minimum of Rs. 3,100/- p.m. for 100% disability. For disability less than 100%, it shall be reduced proportionately. In case of disability pension where permanent disability is not less than 60%, the disability pension (i.e. total of service element plus disability element) shall not be less than 60% of the reckonable emoluments last drawn subject to minimum of Rs. 7,000/- p.m.

RECKONABLE EMOLUMENTS : Pay means pay in the pay band, grade pay, MSP, ‘X’ Group Pay where applicable and classification allowance, if any, last drawn by the individual. (Ref SAI 1/S/08, SNI 1/S/08 and SAFI 1/S/08) CONSTANT ATTENDANT ALLOWANCES (CAA) 8. For 100% disabled individual, the CAA is admissible if the competent medical board has recommended it. It is admissible at a uniform rate of Rs. 3,000/- pm, irrespective of the rank. Further this rate be increased by 25% every time the dearness allowance payable on revised Pay Band goes up by 50%. 9. WAR INJURY ELEMENT OF WAR INJURY PENSION

(a) Pre-06 Retirees : The maximum rates of War Injury Element for 100% disablement for various ranks are given below :-

Rank Amount p.m.*

(i) Honorary Commissioned Officers Rs. 11,760/- (ii) Warrant Ranks Rs. 8,600/- (iii) Other ranks Rs. 7,020/-

*Rates for 100% disability. Less than 100%, the amount shall be proportionately reduced.

(b) Post-06 Retirees

The rates of War Injury Element for 100% disability for various ranks shall be equal to the reckonable emoluments last drawn which would be proportionately reduced where disability is less than 100%. However, in no case aggregate of service element and war injury element should exceed the emoluments last drawn.

RECKONABLE EMOLUMENTS : Pay means pay in the pay band, grade pay, MSP, ‘X’ Group Pay where applicable and classification allowance, if any, last drawn by the individual. (Ref SAI 1/S/08, SNI 1/S/08 and SAFI 1/S/08) INVALID GRATUITY AND DCRG 10. Those airmen and NCs(E) who are invalided out of service with six months or more service but less than ten years of service and whose disability pension claim is rejected, are entitled for Invalid Gratuity. In addition those who are invalided out with five years of service or more are entitled for Death Cum Retirement Gratuity (DCRG) irrespective of fact as to whether the disability is accepted or rejected. IMPORTANCE OF RELEASE MEDICAL BOARD (RMB), INVALID MEDICAL BOARD (IMB) AND RE ASSESSMENT MEDICAL BOARD (RAMB) IN DECIDING DISABILITY PENSION 11. Release Medical Board (RMB) is carried out for the airmen / NCs (E) who are proceeding on normal discharge or superannuation with low medical category or on being medically unfit for present trade and unwilling to remuster to other trade. Invalid medical board (IMB) is carried out for those airmen/ NCs(E) whose retention in the IAF is not possible due to the unacceptable adverse effect of their disease/injury on discharge of their duties. RAMB is carried out to re-assess the percentage of disability in respect of those individuals who are out of service through RMB or IMB and are in receipt of a disability element for a specific period. Normally there will be only one RAMB for an individual and there after as per the medical opinion, DP will be decided for the lifetime.

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12. It has to be understood by the Ex-Airmen/NCs (E) that the opinion of the medical board is most important and by and large other agencies are not in a position to interfere with the opinion of the medical board. The Ex-Airmen/NCs (E) have to appreciate that the eligibility to Disability Pension is directly linked with the opinion of the medical board. Therefore, the medical opinion (as per existing guidelines to Medical Officers) should be respected and accepted gracefully by all. All LMC/MBO personnel are advised to clarify about their eligibility for disability pension from Medical Boards/Officers at station/unit itself. Individuals are also advised to check all the copies of their IMB/RMB, whether all the required columns are filled and nowhere whitener is applied before signing on all the pages of IMB/RMB. ROLE OF AFRO, JCDA (AF), AIR HQ AND MOD IN DISABILITY PENSION 13. In pursuance of the new policy on adjudication of disability pension claims as mentioned in MoD letter No. 1(2)/2002/D(Pen-C) dated 01 Sep 05, major changes have been incorporated in processing of disability pension claims. Now disability pension claims and appeals are processed as under: -

(a) Role of Medical Advisor at AFRO. The Release Medical Board/Invaliding Medical Board proceedings, duly completed and approved from Command HQs are received by Medical Advisor at the AFRO. Med Advisor scrutinizes the RMB/IMB proceedings and submits to AOC, AFRO for approval/adjudication. After approval/adjudication of claim, he dispatches two copies of IMB/RMB along with approval/adjudication letter to O i/c Pen & Wel Wg (DP). (b) Role of P&WW (DP) at AFRO in RMB cases.

(i) Rejected cases : In a rejected case, Pen & Wel Wg (DP) makes necessary endorsement in the Record Copy of Sheet Roll and communicates to the concerned airman about rejection of his disability pension claim alongwith an original copy of RMB. Communication is sent to the individual’s last unit, if not retired/discharged. In case the individual is already discharged, the same is forwarded to his home address. In the rejection letter, the Individual is advised to prefer an appeal, if he so desires, within 06 months from the date of issue of the rejection letter. (ii) Accepted cases : In an accepted case, after endorsement in RCSR, one copy of RMB is sent to individual. Further, for issuance of PPO of disability pension, P&WW (DP) forwards RCSR alongwith the adjudication letter, RMB/IMB copy, Injury Report*, Attributability Certificate* & copy of COI*, if held, to JCDA (AF). It is noted that PPO for disability is issued after the PPO for service pension is made. This obviates the requirement of filling separate pension papers for disability as well as preparation of LPC-Data sheet. On receipt of PPO, P&WW (DP) despatches it to the individual’s PDO under intimation to him.

(*in injury cases only) (c) Role of P&WW (DP) at AFRO in IMB cases. On receipt of IMB proceedings from Medical Adviser, firstly, the case is taken up for the service pension/ invalid pension, if he is eligible. Further steps are taken to process the case as per RMB cases given in Para (b) above.

(d) Role of JCDA(AF), Subroto Park, New Delhi. CDA is the Pension Sanctioning Authority. After thorough check of IMB/RMB, Addl CDA (AF) issues PPO for Disability Pension and endorses the same in the RCSR. RCSR is then sent back to the Disability Pension Section along with the PPO. PPOs are despatched to the individual’s Pension Disbursing Office (PDO) under intimation to him by Registered Post. A photocopy of PPO is also dispatched to individual.

(e) Provision for Appeal against Rejection of DP. In order to abide by the principles of natural justice, there is a provision for two appeals against the rejection of disability pension claim. An individual is required to apply on a plain paper (in duplicate) against the rejection of Disability Pension. He is to mention the reasons as to how he feels that his disability is attributable to or aggravated by service. First appeal is to be addressed to AFRO and the Second appeal is to be sent to DPA (Air HQ) directly. The first appeal is considered by the Appellate Committee on First Appeals (ACFA) at Air HQ and the second appeal by the Defence

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Minister’s Appellate Committee (DMAC) at MOD. The members of these appellate committees are as follows :-(Authy: Para 25 of GOI, MOD Ltr No. 1(1)/81/Pen-C) dated 22 Nov 83).

(i) ACFA. Chairman – ACAS (PA&C)

Members – Dy DGAFMS, Deputy Financial Advisor (Pensions) (ii) DMAC. Chairman – RM/RRM

Members – URM, CAS, Defence Secretary, Financial Advisor (DS), DGAFMS & JAG

(f) Appeal Medical Board : During consideration of appeals, if the opinion of appellate committees differ with the opinion of IMB/RMB, an individual is required to be brought before a fresh appeal medical board under the provisions of DGAFMS letter No. 16036/DGAFMS/MA(Pens)/12 dated 16 Mar 05. DDG (Pen) issues necessary sanction for conducting the appeal medical board. The physical examination is held at Base Hospital Delhi Cantt. Free Railway Warrant is not admissible to attend the Appeal Medical Board to personnel if already discharged. The decision of the Appeal Medical Board is considered final and no further review is entertained.

PROCESSING TIME FOR DISABILITY PENSION 14. Processing of Service Pension claim starts at D-11 and by the DOD individuals get their PPOs (in normal cases). In case of RMB, it takes few days to get the PPO issued for disability pension after issuance of Service Pension PPO. In case of invalidment since the process itself starts after the DOD, it takes about 6 months from the date pension papers and RCSR are received at P&WW to finalize the Service Pension (in observations free cases). Thereafter accepted disability pension claims are sent to Addl CDA (AF) with RCSR and other documents for issue of disability PPO.

Note – “D” indicates date of discharge. PROCESSING TIME FOR APPEAL FINALISATION 15. In case of First Appeal against rejection of Disability Pension (DP), it is sent to Air HQ for consideration by Appellate Committee on First Appeals. It takes about 6-8 months to finalise the first appeal. The Second Appeal is forwarded to MOD by Air HQs for consideration by Defence Minister’s Appellate Committee. It takes about 9-12 months to finalise the second appeal. IMPORTANT ASPECTS OF DISABILITY PENSION 16. There are certain important aspects of Disability Pension, which must be known by all personnel who are in low medical category. These aspects are: -

(a) The entire disability pension is exempted from income Tax. (b) The disability pension is granted for the rank held by an individual at the time of onset of last attributable/aggravated disease/injury and not for the rank held by him at the time of his discharge from service in RMB cases. However, if an individual invalided out of service under clause mentioned in 3 (a) or (b) above is granted disability pension for the rank in which he is invalided out. (c) Like other pensions, merging of 50% DA as Dearness Pay + DA on total is admissible on disability pension also. (d) Disability pension normally consists of two elements: -

(i) Service element of disability pension and (ii) Disability element of disability pension

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(e) Both disability and service elements (together) are entitled only when the individual is discharged under clause mentioned in Para 3 (a) & (b) above.

(f) For those individuals who are invalided out of service on medical grounds by an IMB and who fulfill the primary conditions for grant of disability pension as per Para 153 of Pension Regulations, their disability pension will consist of disability element as well as service element. However those individuals who discharge before 15 years (airmen) / 20 years (NC(E)) of service but were not invalidated out of service on medical grounds, are not eligible for disability pension as per Para 153 of Pension Regulation, such individuals will not be entitled for service element of disability pension and will only get disability element of disability pension. (g) For those individuals who were initially given Service Pension/ Invalid Pension and who subsequently become eligible for disability pension, they will get only Disability Element of disability pension in addition to their SP/IP. (h) Personnel are entitled to get commuted portion of Service Pension / Invalid Pension / Service Element / Disability Element. However, this provision on disability element is available only if the disability is accepted first time for life and not through RAMB at a later date.

(i) The deficiency in service for eligibility to Service Pension/Invalid Pension cannot be condoned if an individual is invalided (IMB case).

(j) The personnel who are invalided out of service solely on medical grounds under Med Cat “ApGp”, with a minimum of 20% disability with at-least one year of service are entitled to get disability benefit PAYABLE FROM AFGIS that is worked out as follows:

Disability Benefit = (Insurance Cover X Disability %) + Survival Benefit 2 100

NOTE- 1. Cases of Alcoholism, Drug Addiction, self-inflicted Injury (Disability arising out of attempted suicide or intentional acts resulting in criminal conviction) are not eligible for this Disability Benefit from AFGIS. 2. This benefit is also not admissible to an individual who discharge under clause mentioned in Para 3 (b) above.

ADVISE ON DISABILITY PENSION TO INDIVIDUAL CLAIMANTS 17. This office is receiving a series of representations and claims from ex-airmen/NCs (E) on account of disability pension. A large number of representations are sent to VIPs like President, Prime minister, Defence Minister, CAS etc. with strong emotional appeal to grant disability pension. A large number of court cases are being fought in the courts of law on the issue of eligibility of disability pension. Since the rejection rate of disability pension is in the region of 90%, therefore, almost all the representations are forwarded by those individuals who feel that they should have got the disability pension but their case for disability pension has been rejected. We would like to clarify here that eligibility to disability pension is not an emotional issue. The eligibility of disability pension is based on the existing rules and regulations on the matter. Therefore, we would like to advise the individuals who are expecting to get the disability pension on following lines: -

(a) If you have been invalided out or have been discharged / superannuated with medical category lower than “Cat A4G1” then eligibility to disability pension concerns you. (b) You must take pains to understand as to what disability pension is and why and how it is given. If the rule position is not clear in the mind of the individual then harping on an emotional issue does not help in getting disability pension. (c) It must be clearly understood that disability pension is not meant as a compensation for all disabilities acquired by an individual during his service career. It is primarily meant as a

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compensation for those disabilities only, which are attributable to or aggravated by military service.

(d) Eligibility to Disability Pension purely depends upon specialist medical opinion of initial Medical Board. Therefore, the findings of COI/Injury Report, in case of injury and the recommendations of IMB/RMB/RAMB in case of disease are very critical. (e) While traveling on leave (to and from) with FRW / CV, without FRW/CV, on Annual Leave or Casual Leave, if any injury is met during journey period (starting from duty station and reaching upto leave station and vice versa through main route) then the injury is attributable to service. Any injury sustained at the leave station is not (R) not attributable to service. Any leave cannot be treated as ‘duty’. The term ‘duty’ has been defined in detail in the “Entitlement Rules for Pensionary Awards to Defence personnel, 1982”.

CONCLUSION 18. Disability Pension is basically compensation to an individual for a disability, which has been caused due to Military Service. It is not a compensation for all other kinds of disability, which have no direct relation with Military Service. As per the rules given in Pension Regulations a very fair decision is given on this matter by the concerned agencies. Disability Pension primarily depends upon the specialist medical opinion of the released/invalid medical board. Therefore, there is a need to understand the eligibility conditions of disability pension. There is also a need to understand the importance of specialist medical opinion on this matter. Our experience indicates that over 90% of cases, which are considered for disability pension, are rejected on the basis of specialist medical opinion as given by RMB/IMB. It is, therefore, important that the concept of disability pension is clearly understood by the retiring airmen and NCs (E) clearly.

THINK IT OVER

ONLY A FOOL KNOWS EVERYTHING AND ONLY A FOOL

DOES NOT REALISE HOW LITTLE HE KNOWS.

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FREQUENTLY ASKED QUESTIONS

Individuals who are either getting disability pension or are expecting to get disability pension ask various kinds of queries and questions. Some of the common questions on this matter are given below: Q.1. When I was selected in the IAF I was fit therefore whatever disease/disability I have picked up in service is because of the hard nature of Military Service. Therefore, why is my disease/disability categorized as not attributable to/aggravated by the military service? ANS A disability can creep in a fully fit person either through an injury or through a disease. If the disability is due to injury, then the COI/Injury Report will comment on the circumstances under which the injury took place. If the injury has taken place while discharging an Air Force duty, only then, it will be attributable to the service, not otherwise. Similarly, a disease can emerge due to constitutional / genetic reasons or due to situation created by the Military Service. The Specialist Medical Officers in IMB/RMB have clear guidelines (IAP 4303) on how to distinguish between the two. The specialist Medical opinion will be considered as final for the purpose of deciding attributability to / aggravation by Military Service. Q.2. What is RAMB? My disability was initially assessed as 60% but now in the RAMB it has been reduced to 20%. Why? ANS The disability percentage initially granted to the individual by IMB/RMB can reduce with time bound improvement. However certain other disease/disability can increase in percentage with time bound deterioration. The purpose of RAMB (Re-Assessment Medical Board) is to reassess this disability and reduce/increase the disability percentage as per specialist medical opinion. Accordingly the RAMB has the powers to reduce the disability percentage from 60% to 20% or even less. Similarly RAMB can increase disability percentage from 60% to higher figures. However, even if disability percentage is reduced to less than 20%, still the service element (where applicable) with DA continues. Q.3. What is OTRAMB in respect of Pre – 96 retirees? ANS The earlier system was that the disease /disability were reviewed periodically every two to three years or less after discharge /superannuation by RAMB. This system was causing a lot of inconvenience to pensioners who were old and disabled. The Govt, therefore, decided to conduct one last and final, One Time RAMB for Pre-96 disability pensioners. The recommendations of the RAMB on the disability percentage were to be treated as final and for life. Q.4. When I have discharged (LMC) at a higher rank why am I getting disability pension for lower rank? ANS Disability Pension is given for the rank, which was held at the time of the onset of the disease/injury. It has nothing to do with the rank holding at the time of discharge. However, in medically boarded out (IMB) cases an individual get disability pension for the rank held by him on the date of invaliding from service. Q.5. Am I entitled for DA / Family pension on Disability Pension? ANS Merging of 50% DA as Dearness Pay and admissible DA on total is entitled on disability pension. Family pension is entitled on service element of disability pension as well as on Invalid Pension. However those pensioners who are not in receipt of Invalid pension/ service elements of disability pension are not eligible for FP. Q.6. I am a case of RMB. Why my disability is not rounded off to higher figure like IMB cases? ANS The special provision of rounding off disability percentage to higher figure is only applicable for individuals who are invalided out of service solely on medical grounds through an IMB or discharged being medically unfit for present trade and unwilling to remuster to other trade (post-96 only). It is not applicable for normal discharges through an RMB.

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Q.7. I am a pre – 96 IMB case. Why my disability pension is not rounded off like Post – 96 IMB cases? ANS The provision of rounding off disability percentage to specified higher figure for IMB cases has been introduced on the recommendations of Vth Pay Commission. Therefore, it is applicable for Armed Forces personnel who were in service on 01 Jan 96 or join/joined service thereafter. It is regretted to say that the provisions of rounding off are not applicable for Pre-96 IMB retirees also. Q.8. I have gone out of service at own request. Why am I not eligible for Disability Pension? ANS As per Note at Para 8.3 of MOD letter No. 1(2)/97/D(Pen-C) dated 31 Jan 2001 and Note 2 (b) of Air HQ letter No. Air HQ/24229/SOP/PP&R 3(i)/CL/40/06 dtd 31 Oct 06, a person going out of service at his own request is not eligible for disability pension. Q.9. I am an SNLR case. Why, I am not entitled for service element in disability pension? ANS As per interpretation of Audit Authorities, service element in disability pension is only authorised when an individual is invalided out of service on medical grounds i.e IMB Discharges. Since individuals who go out on SNLR grounds do not fit the category of invalidation out of service on medical grounds therefore, those individuals (SNLR case), who are low in medical category and are eligible for disability pension, are only given disability element of disability pension and not the service element. Q.10. I am a pre-1964 retiree with low medical category. Why I am not entitled for invalid pension like post – 1964 retiree? ANS The provision of invalid pension is applicable only for Post – 64 retirees as per the Govt orders in this matter. Please refer Para 171 of Pension Regulations for IAF, 1961 (Part-I) for more clarification. Q.11. Who is supposed to revise/What is the procedure for revising my disability pension rates as per the new pay commission? ANS In case of Pre-06, if an individual is already drawing the pension, then the onus of revising his disability pension and DA as per new pay commission/New DA rates lies with the Pension Disbursing Office (Bank, DPDO, Treasury Office). To implement this, PCDA(P), Allahabad has already issued instructions to all PDAs vide Circular No. 410 dated 13 May 09. AFRO has no direct role in this revision. However, in case of problems, pensioners can contact AFRO who will issue an advisory to the PDA on this matter. However, in case of Post – 96 pensioners, the disability pension will be revised by JCDA (AF). Q.12. My husband/ son is invalided out of service. He is mentally un-sound/in a vegetable states and can not get up from the bed. Can I draw his pension as his wife/father/mother/ NOK? ANS. As per Para 9 and 38 of Pension Payment Instructions 1973 Edition, there is a provision to collect pension by next of kin on behalf of an individual who is not mentally fit (i.e. insane cases etc). However in this procedure there are checks and balances to protect the interest of the pensioner. Such cases can be referred to Pension disbursing office (bank etc) or AFRO for advice on the procedure given in the PPI. Q.13. My RMB/IMB has recommended a very high percentage of disability (50 %, 80%, 100% etc.) then why am I not eligible for disability pension?

ANS To become eligible for disability pension, besides the disability percentage, the injury/disease should also be attributable to /aggravated by Military service. Therefore, despite high disability percentage an individual will not be eligible for disability pension, if his medical board (IMB/RMB) has given opinion that the injury/disease was not attributable to/aggravated by the Military Service.

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Q.14. Can I get a copy of the COI and RMB/IMB/RAMB proceedings? How will I know my disability percentage and whether my disease/ injury is attributable to/ aggravated by service? ANS Yes. After adjudication of disability pension claim, P&WW (DP) sends an original copy of IMB/RMB to individual alongwith letter communicated regarding rejection/acceptance of disability pension claim. To know your disability percentage and whether your disability is attributable to / aggravated by service, you can find it while signing on the pages of IMB/RMB. Airmen/NCs(E) are advised not to sign on blank forms. Regarding a copy of RAMB, it may be send to individual if he demands. Q.15. How frequently and at what interval RAMB is required to be carried out? ANS As per present policy, wherever possible (for disability of permanent nature), the medical board will recommend the disability pension for lifetime. For other cases based on medical opinion one RAMB will be carried within two to five years or less and a final decision on lifetime disability will be given. There will normally be no requirement for a second RAMB. Q.16. What is Invalid Gratuity? ANS In case an individual is invalidated out of service, on account of causes, which are neither attributable to nor aggravated by Air Force Service and his actual qualifying service is more than five years but less than ten years, then he is eligible for grant of invalid gratuity and DCRG. In case service of an individual is less than five years and more than six months, he is eligible for invalid gratuity only. The quantum of invalid gratuity is equal to one month’s pay of the rank last held, for each year of service rendered. The pay means the pay last drawn. Invalid gratuity is exempted from Income Tax. Q.17. What is the Appeal Medical Board and where is it conducted? ANS In all cases at the appeal stage, where the Appeal Medical Authority disagrees with the awards of the Invaliding Medical Board/Release Medical Board (IMB/RMB), a fresh Physical Examination is held, for which sanction is issued by DGAFMS. The physical examination is held at Base Hospital Delhi Cantt. Free Railway Warrant is not admissible to attend the Appeal Medical Board. The decision of the Appeal Medical Board is considered final and no further review is entertained. (Authy : O/o DGAFMS letter No. 16036/DGAFMS/MA(Pens)/12 dated 16 Mar 05.) Q.18. What is Review Medical Board? ANS (a) At the time of conducting IMB/RMB, if IMB/RMB accepts the disability of any individual as attributable to / aggravated by service but assessed it at less than 20%, then the concerned individual has right to ask for Review Medical Board, if he so desired.

(b) Further, those personnel who are granted Disability Element (DE) of Disability Pension for specific period and later on their disability has been assessed at less than 20% for life through RAMB and a result of which their Disability Element has been discontinued.

In case the disability is re-assessed at less than 20% by RAMB then the individual is not satisfied with the assessment of the RAMB then he is given an option to submit an application to this office for Review Medical Board. The application forwarded to higher authority (i.e. DGAFMS). On acceptance of the application by DGAFMS, the Review Medical Board is conducted for which the individual has to report to hospitals, zone wise as mentioned below, at their own expense after receiving call up letter from the Hospital. Free Railway Warrant is not admissible to attend the Review Medical Board. The decision of Review Medical Board is considered final and no further appeal/representation is entertained against the decision.

The Review Medical Board is being conducted at the following two hospitals only:- (i) For North Zone - Army Hospital (R&R), New Delhi – 10

(ii) For South Zone - AFMC, Pune

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Q. 19. I am not aware about my disability’s attributability aspects and degree of percentage assessed by RMB/IMB. How can I know the same? ANS. As per para 12 of DGAFMS letter No. 16050/DGAFMS/MA(Pens) dtd 25 Jan 07, signature of the individual on all pages of AFMSF-16 are obtained by RMB/IMB at the time of conducting board. That time individuals can know their attributability aspects and degree of percentage of disability written by board in the AFMSF-16. Further, after adjudication of their disability pension claim by AOC AFRO, a copy of approved AFMSF-16 is despatched to them for their reference. Individuals are advised not to sign on blank pages of AFMSF-16 at the time of conducting their medical board.

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CHAPTER IV

FAMILY PENSION INTRODUCTION 1. Family Pension is authorised to the legally wedded wife/next of kin (NOK) of those airmen who die while in service. It is also authorized to the legally wedded wife/NOK of those ex-airmen who die after retirement and were drawing pension. Highest eligible heir for family pension is the legally wedded wife (For a bachelor airman, it is nominated elegible heir). Thereafter, the next eligible heirs are the children of the servicemen/pensioner below 25 years of age (unmarried and unemployed). However, the age restriction of 25 Yrs is not applicable for physically and mentally handicapped children who are unable to earn their livelihood in terms of GOI, MOD Ltr No. A/49601/AG/PS-4(C)/1243/B/D(Pen/Sers) dated 25 May 92, for widowed/divorced daughter in terms of GOI, MOD Ltr No. 1/19/03/P&PW (E) dated 22 Aug 2004 and for unmarried daughter above 25 Yrs of age in terms of GOI, MOD, No. 1(3)/2007-D(Pen/Policy) dated 25 Oct 2007 subject to the other conditions being fulfilled. Dependent parents are the third highest eligible heirs to receive Family Pension for married airmen. Between the parents, the mother is entitled for pension before the father. While there is no restriction on the income of the wife, if the combined income of parents is more than Rs. 3,500/- plus admissible Dearness Allowance per month then they are not eligible for ordinary family pension. However, they could become eligible for Special / Liberalised Family Pension. For ex-airmen who were not eligible for pension after release / retirement, the wife /NOK are also not eligible for family pension. TYPES OF FAMILY PENSION 2. The types of Family Pension are categorized as per the amount of Family Pension, which will be paid to the widow/next-of-kin. The various types of family pension are as follows: -

(a) Liberalised Family Pension (LFP). - It is granted in case of death of an Armed Forces Personnel due to acts of violence/attack by terrorists, anti social elements, enemy action in international war, action during deployment with a peace keeping mission abroad, border skirmishes, etc. It is granted @ 100% of reckonable emolument + admissible Dearness Relief applicable from time to time. The minimum rate of LFP specified as per VI CPC is Rs. 7000/- pm + admissible dearness relief. It continues even after re-marriage of the widow. (b) Special Family Pension (SFP). - It is granted in case of death of an Armed Forces Personnel due to causes which are accepted as attributable to or aggravated by military service as determined by the competent medical authorities. Disease contracted because of continued exposure to hostile work environment, subject to extreme weather conditions or occupational hazards resulting in death. It is also granted in case the death is due to accidents in the performance of duties such as accidents while traveling on duty in Government Vehicle or public/private transport, accident during air journeys, mishaps at sea while on duty, electrocution while on duty, etc. It is granted @ 60% of reckonable emolument + admissible Dearness Relief applicable time to time. The minimum rate of SFP specified as per VI CPC is Rs. 7000/- pm + admissible dearness relief. It continues even after re-marriage of the widow.

(c) Ordinary Family Pension (OFP). - OFP is granted when the death of Armed Forces Personnel is not considered as attributable to or aggravated by the military service. In other words the death which is not covered at para 2 (a) and (b). The minimum rate of OFP specified as per the VIth CPC is Rs. 3500/- pm + admissible dearness relief. The following two types of rates for OFP is applicable:-

(i) Enhance Rate (ER). It is applicable @ 50% of reckonable emolument + admissible Dearness Relief applicable from time to time or at the rate not exceeding the Service Pension authorized to the deceased after the death. It is granted for 10 years from the date of death in case of service death and there is no upper age limit. However in case of death of a pensioner, it is granted for a period of seven years or till the pensioner would have attained the age of 67* years of age (*applicable to those retired

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on or after 13 May 1998) , whichever is earlier. The minimum qualifying service for grant of enhance rate of Family Pension is seven years. It is granted to the widows and children. However, ER is not applicable in respect of parents of deceased personnel. (ii) Normal Rate(NR). It is applicable @ 30% of reckonable emolument + admissible Dearness Relief applicable time to time of reckonable emoluments. It commences soon after termination of the ER.

Note: Reckonable emolument is the pay in Payband + Grade pay + MSP + (X group pay where applicable) of the deceased airman / NC (E).

3. In addition to the above the following financial benefits are available to family pensioners beside family pension: -

(a) Ex-Gratia Payment - An ex-gratia of Rs. 10 Lakhs, 15 lakhs and 20 lakhs are granted to the NOK of deceased personnel who died while performing bonafide official duty, killed in action by militants/terrorist and killed in international war respectively as per VIth CPC.

(b) Death cum Retirement Gratuity (DCRG). It is payable to the widow/NOK of the deceased Airmen who die in harness as per the following details. Length of qualifying service Rates of death gratuity

(i) Less than one year Two times of reckonable emoluments at the time of death. (ii) One year or more but less Six times of emoluments

than 5 Yrs (iii) 5 Years of more but less 12 times of emoluments than 15 Yrs (iv) 15 Years or more Half of emoluments for every completed

six monthly period of qualifying service subject to maximum of 33 months of emoluments provided that amount does not exceed Rs. 10 Lakhs as per VIth CPC.

(c) Pending Enquiry Award (PEA). The processing and settlement of Family Pension case is a prolonged one. There are many agencies that play their role for settlement of a Family Pension case. In the process, the cases are often delayed. Considering the above fact, the Govt has made provision to grant PEA to cater the day-to-day requirement of a widow. It is granted to the wife of deceased airwarriors who die in harness. It is granted @ 30% of reckonable emolument + admissible Dearness Relief till the finalization of the case.

ADDITIONAL FAMILY PENSION TO OLD FAMILY PENSIONERS

4. The quantum of family pension available to the old family pensioners shall be increased as follows:

Age Of Family Pensioner Additional Quantum Of Family Pension

From 80 years to less than 85 years 20% of basic family pension

From 85 years to less than 90 years 30% of basic family pension

From 90 years to less than 95 years 40% of basic family pension

From 95 years to less than 100 years 50% of basic family pension

100 years or more 100% of basic family pension

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BASIS OF DECIDING THE TYPE OF FAMILY PENSION 5. For all deaths of a retired ex-airman drawing his service pension, only Ordinary Family Pension is admissible. However in certain circumstances, the widow of an Airman, invalidated out of service with disability, attributable to service, when died within 10 yrs of service, could become eligible to SFP on fulfilling the prescribed criteria. For death of serving airman if the death is not attributable to or aggravated by Military service then the widow /NOK will get Ordinary Family Pension (OFP). However, if the death is considered as attributable to or aggravated by Military Service then the widow /NOK will get Special Family Pension (SFP). Further, if an airman dies due to direct enemy action on the border or is killed by militants or is killed by anti social elements while in pursuit of his duty, then the widow/NOK will be entitled to Liberalised Family Pension (LFP). The decision as to what kind of family pension is to be given is taken by the pension sanctioning authority based on the following reports:

(a) Findings of Court of Inquiry (COI) which is based on factual picture, which emerges out of circumstances of death, statements of eyewitnesses and medical reports. The COI also has the recommendations of the Commanding Officer and other senior officers in the chain of command. (b) Opinion of Specialist Medical Officer and the medical aspects emerging in Fatal Medical Documents.

OTHER SALIENT ASPECTS OF FAMILY PENSION 6. The salient aspects of family pension are as follows: -

(a) When a death takes place while in service, AFRO establishes the legality of the wife and forwards family pension claim forms to her. Within one week of receipt of completed family pension claim forms, AFRO releases Pending Enquiry Award (PEA), which is equivalent to Ordinary Family Pension. Thereafter, once the court of inquiry and fatal medical documents etc. are received at AFRO, they are forwarded to Pension Sanctioning Authority (PSA) for deciding the type of family pension. For Armed Forces, the Pension Sanctioning Authority is the Controller General of Defence Accounts/ his representative offices. These agencies are audit agencies, which act as financial watchdogs of the Govt. The pension sanctioning authority decides on the type of pension and issues the relevant pension orders to the widow/NOK. In addition to family pension, the IAFBA provides family assistance of Rs. 3000/- per month for 15 years (Rs. 2000/- per month for 08 yrs in case of death after retirement) to the widow. Besides these financial benefits there are certain other kinds of assistance (scholarship for children, help in daughters’ marriage etc) which is provided by AFWWA (C) and IAFBA to the widow of airman/NC(E) who dies while in service.

(b) Since 1986 joint notification is being carried out for all the retiring airmen. This joint notification basically means that besides the name of the airman who is proceeding on retirement, the name of the legal wife is also notified in the Pension Payment Order (PPO) of the airman. Thus, after the death of an airman after retirement, the widow can approach the pension disbursing bank with death certificate and certain other documents which are demanded by bank and her family pension would automatically commence from the concerned bank on the same PPO on which her husband was drawing pension. It is pertinent to mention that joint notification can only be done in respect of wife. There is no provision for joint notification in respect of parents / children. In addition to Family Pension. If the lady has her AFWWA membership card / the card number, then AFWWA (C) will pay her a lump sum of Rs. 5,000/- (One time payment only).

(c) Children are normally not eligible for family pension after 25 years of age/employment/marriage whichever is earlier. However, there is a special provision of life long pension to Handicapped children who are not capable of earning their livelihood. Based on the required medical certificates and verification report, Ordinary Family Pension can be released to handicapped child after the death of widow when his/her turn comes. Besides above, there is a provision for family pension beyond 25 years of age in respect of widowed/divorced/unmarried daughters provided other conditions are fulfilled as above.

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(d) Any second marriage, when the first wife is alive and not divorced through a court of law, is null and void. Such marriage is illegal and the second wife is not entitled to family pension. Even after the first wife has died subsequently, the second marriage will continue to remain null and void and the mere death of first wife does not make the second marriage legal. All ‘WILLS’ on family pension are null and void because, a will can be written only on own property, whereas Family Pension is Govt money (Supreme Court Judgement).

ADVISE ON MATTERS ON FAMILY PENSION 7. The airmen who are proceeding on retirement should ensure the following: -

(a) That the name of his wife and date of marriage is correctly endorsed in his service documents and that his wife is aware of her name as recorded in his service documents. Particular attention is to be paid to the correctness of surname of the wife.

(b) The correctness of the name of children vis-à-vis the name as appearing in school certificate should be checked.

(c) The correctness of the date of birth of the children should be checked and any inadverted exchange of date of birth between two children should be guarded against. Correctness of date of birth Vis – a – Vis school certificate should be checked.

(d) The photocopy of UCSR with updated family details (Matching PORs etc) should be kept after retirement.

(e) Retired airmen must make it a point to take his wife/ eldest child to his Pension disbursing office at least two to three times a year for familiarization.

(f) Retired airman must ensure that suitable POR action is completed before their retirement in respect of physically handicapped and mentally retarded children.

(g) Keep updating your post retirement occurrences like divorce, death of wife, re-marriage, birth of children etc.

PROCEDURE FOR PROCESSING OF FAMILY PENSION CASES FOR CHILDREN BELOW 25 YRS OF AGE 1. The following documents/certificates are required for processing the family pension cases of children below 25 Yrs of age: -

(a) Certificate of present marital status of claimant obtained from First Class Gezetted Officer/Village Sarpanch.

(b) Income certificate of claimant issued by Revenue Officer/Tehsildar stating monthly and annual income from all the sources

(c) Studentship Certificate obtained from school/college in which claimant is studying OR

Unemployment Certificate obtained from competent authority. (d) Guardianship certificate from competent court of law in respect of minor children only.

PROCEDURE FOR PROCESSING OF FAMILY PENSION CASES FOR HANDICAPPED CHILDREN 2. Earlier, during the lifetime of the pensioner and his spouse, family pension endorsement was not being notified in the PPO in favour of disabled son/daughter. The pensioner or his spouse can now apply for the same on the proforma provided overleaf alongwith the following documents:-

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(a) A medical certificate (in original) from a doctor not below the status of civil surgeon or medical officer of the rank of Brigadier and equivalent rank of Navy/Air Force stating out the disability certifying that the individual is unable to earn his/her livelihood throughout his/her life.

(b) An affidavit (in original) sworn before a first class magistrate stating out as far as possible the exact physical/mental condition of the child and inability of the child to earn his/her livelihood throughout his/her life. Percentage of disability is also required to be mentioned. Affidavit is to be submitted in original.

NOTE: Every possible effort must be made by the pensioner to get the POR promulgated while in service.

3. For processing the Family Pension case for handicapped children after the demise/disqualification of other eligible heirs, the following documents are required to be produced by the guardian of the handicapped child if POR has been promulgated and endorsement has been made in the service records of the pensioner. Documents mentioned at Para 1(a) and (b) are also required in case no POR has been promulgated: -

(a) Income certificate stating monthly and annual income of the claimant from all the sources issued by Revenue Officer/Tehsildar.

(b) Certificate of Marital status of the claimant obtained from First Class Gazetted Officer/Village Sarpanch.

(c) In the case of mentally handicapped children, the family pension shall be payable to person nominated by the Armed Forces personnel or pensioner, as the case may be, and in case no such nomination has been furnished by the Armed Forces personnel or pensioner during his life time, to the person nominated by the spouse of the deceased personnel or pensioner. In case service personnel, pensioner or family pensioner fails to nominate guardian during his/her life time, a Legal Guardianship Certificate obtained from a competent Court of Law under Guardianship and Ward Act 1890 would be mandatory.

PROCEDURE FOR PROCESSING OF FAMILY PENSION CASES FOR WIDOWED/DIVORCED DAUGHTER 4. The following documents/certificates are required for processing the family pension cases of widowed/divorced daughters: -

(a) Original affidavit sworn before a 1st class magistrate showing the details of claimant’s marriage including the name of bride, bridegroom and date of death (widowed daughter)/date of divorce decree absolute (divorced daughter).

(b) Certificate of present marital status of claimant obtained from First Class Gezetted Officer/Village Sarpanch.

(c) Income certificate of claimant issued by Revenue Officer/Tehsildar stating monthly and annual income from all the sources

(d) Unemployment Certificate obtained from competent authority.

(e) Marriage Certificate of the claimant obtained from Registrar of Marriage showing the full details of her marriage.

(f) Original/Ink signed attested copy of Death Certificate of her husband issued by Registrar of Deaths. (In case of widowed daughter).

(g) Original/Ink signed attested copy of Divorce Decree obtained from Court of Law. (In case of divorced daughter).

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(The case for Family Pension for widowed/Divorced daughter can be taken up only after the demise of the pensioner and death/disqualification of other heirs eligible for the same before her.) PROCEDURE FOR PROCESSING OF FAMILY PENSION CASES FOR UNMARRIED DAUGHTERS ABOVE 25 YRS OF AGE 5. The following documents/certificates are required for processing the family pension cases of unmarried daughters above 25 Yrs of age: -

(a) Certificate of present marital status of claimant obtained from First Class Gezetted Officer/Village Sarpanch.

(b) Income certificate of claimant issued by Revenue Officer/Tehsildar stating monthly and annual income from all the sources

(c) Studentship Certificate obtained from school/college in which claimant is studying OR Unemployment Certificate obtained from competent authority.

(The case for Family Pension for unmarried daughter above 25 years of age can be taken up only after the demise of the pensioner and death/disqualification of other heirs eligible for the same before her.)

f

THINK IT OVER

LET NOTHING DISTURB YOU. LET NOTHING FRIGHTEN YOU.

EVERY THING PASSES AWAY EXCEPT GOD. GOD ALONE IS SUFFICIENT.

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FREQUENTLY ASKED QUESTIONS Some common questions, which are received by this office: - Q.1. I am the mother of the late airman, why should the wife get the pension when my son was not happy with her. Why can’t I get the pension? ANS : As per Pension Regulation, wife is the highest eligible heir for receiving family pension. How happy / un-happy your son was with your daughter in-law could have been an issue for divorce, had your son been alive. However, after his death the only issue is the legality of marriage, your son’s happiness/ un-happiness has no direct bearing on her legal eligibility to Family Pension. Mother is the highest eligible heir only for a bachelor airman (incase of married airman when wife and children become disqualified for FP). Q.2. Since the first wife is dead, why can’t I get the pension as second wife? ANS: When you married, the first wife was alive, therefore in legal terms, your marriage had become null and void ab-initio and will remain null and void through out. The mere death of first wife does not change the null and void status of your illegitimate marriage. Q.3. My husband and his first wife were under the process of mutual divorce; I met the first wife and took her clearance for my marriage. After six months of my marriage legal divorce was granted between the first wife and my husband. Therefore, I fail to understand as to what the problem is and why I am being denied my family pension? ANS: Your actions may appear to be socially correct but they are wrong from the legal point of view. You should have married only after divorce of first wife. Till the divorce order by a court of law was issued to the first wife she continued to be the legal wife of your late husband. Since you married six months before the date of divorce, therefore, your marriage has become null and void and will remain so. The consent of first wife does not provide legality to your marriage. Since your marriage is null and void ab-initio, you are not eligible for family pension. Q.4. I am the mother of the late airman. His minor children from first wife are with me. After the death of his first wife my son had married another lady who does not look after the children born from my first daughter in law. Can I get pension on behalf of minor children of my first daughter in law? ANS. Pension Regulations provide for division of pension between the children of first legal wife and the second legal wife (i.e. marriage after legal divorce / death of first wife). If after verification it is proved that you had been keeping the minor children with you from the first wife of the late airman then you can produce a guardianship certificate and as a legal guardian of the minor child you will get 50% of the entitled pension till the child is 18 years of age thereafter the child himself can receive his pension. The other 50% will go to the legal second wife. After the first child from first wife attains the age of 25 years of age then the pension will go to the second child till he/she attains the age of 25 years of age. After both the children have reached 25 years of age (in case of daughters’ when they get married) full pension will be restored to the second legal wife. Q.5. My daughter in law is suspected of murdering my newly married son in connivance with her lover. She is pregnant and in police custody. She is a blot on the name of woman-hood. Please make sure that no pension is paid to her and I am paid pension as mother. ANS: As per Pension Regulations when an eligible heir is suspected of murder she will not be paid with any pensionary benefits till the final decision of the court. However, as per law every accused is innocent till proved otherwise in the court of law. Therefore, as per Pension Regulation family pension will remain frozen and will not be paid to any other eligible heir including you till the final court judgement. Even if your daughter in law is convicted, since she is pregnant her child will be the next highest eligible heir for family pension. Since you are alleging that the child belongs to the lover and not to your son, you are at a liberty to request for a DNA test and get a suitable order from a court of law in this matter. No family pension will be disbursed in this case till the court gives an order on either convicting or releasing your daughter in law. Further, in case the daughter in law is convicted the onus of proving your allegation that the child belongs to her lover and not to your late son squarely rests on you. If you fail to get a suitable court order the pension will go to the legal guardian of the child.

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Q.6. My husband has died recently and I went to collect my Family Pension to the bank as per joint notification. However, there is a difference of my name in the joint notification and the account I have with the bank. The bank has refused to pay me Family Pension. Please advice me and help me. ANS : Family Pension has a history of conflict between the legal and the illegal wife for grabbing family pension. Since only the legal wife is entitled for Family Pension therefore, the checks and balances at every Govt agency in terms of correct name of the widow and her correct identity are very critical for commencing Family Pension. Your husband should have been very careful in ensuring that your name has been written correctly in his service records. We have instances of widows who have fought for ten to twenty years in a court of law to prove their status as a legal wife. Now we will carry out an investigation through our Air Force Police and thereafter, based on the emerging facts we will give you a suitable advice on future course of action. Q.7. My husband left Air Force as a bachelor and married me after two years of retirement. Since you have written that as per the records at AFRO he was a bachelor. Please advice me and help me. ANS: Your husband was drawing pension and therefore he must be aware that his wife will be entitled for family pension. Not informing about his marriage and birth of children after his discharge to this office was a grave error on his part. Now you will have to satisfy certain legal and procedural formalities to prove that you are his legally wedded wife and that your children were born out of marriage with him. In addition, we will do our own enquiry on this matter. Please wait for our detailed letter. Q.8. My husband has been declared as a deserter and dismissed from service. However, I feel that he is missing and has probably died in un-fortunate circumstances. I have no money and no one is there to look after me. Please advice and help me. ANS : Desertion is a serious offence for any fighting force. Therefore, till your husband is a deserter no financial benefits can be given to you. Since you feel that he is not a deserter and he might have died under un-fortunate circumstances. We will write to the last parent unit of your husband to carry out a fresh Court of Inquiry into this matter in accordance with Air HQ letter No. Air HQ/40295/PA-III dated 08 Sep 99. If based on this inquiry, it emerges that your husband is not a deserter but a missing presumed dead person then your case for Family Pension would be considered. In addition to this provision, you also have the option to go to a court of law (after seven years of your husband presumably being missing) under section 108 of Indian Evidence Act. If the court declares your husband as a missing presumed dead person, then again your case for Family Pension could be considered. However, please be informed that any deliberate attempt by you for wrongful financial gains by willfully hiding the fact of his desertion can subsequently result in criminal proceedings against you. Q.9 I am an employed lady with State / Central Govt, my husband has expired, since I am earning a handsome salary, will I get family pension or not? ANS: Yes, you are entitled for Family Pension of your deceased husband alongwith applicable rate of Dearness Relief irrespective of your pay scale. This is a privilege given to all legally wedded wives. Q.10. What is the procedure for withdrawing pension of an insane /physically handicapped pensioner? ANS : The procedure for such an eventuality is given in PPI Para 38. In order to protect the interest of the pensioner certain checks and balances are there in this procedure. Please write to AFRO for a detailed advice on this matter. Q.11. If 50 % DA is merged with basic pay or a new pay commission is implemented then will my pension get revised? ANS : The decision as to whether the pension is to be revised or not has to be taken by the Govt. If the Govt decides to revise the pension, then going by the past experience it is expected that revision orders with revision table (old rate versus new rate) will be forwarded to Pension Disbursing Offices (Banks, Treasury and DPDO) who will be responsible for automatic revision of pension. This office will have no direct role on this matter, however, if a representation is received at this office, suitable advise will be given to pensioners.

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PROFORMA PARTICULARS FOR GRANT OF FAMILY PENSION TO HANDICAPPED CHILDREN 1. Details of Pensioner: (a) Service No, Rank & Name: -

(b) Date of Discharge: - (c) Original PPO No.: -

(d) Issued by: -

2. Details of Family Pensioner:

(a) Name & Relation with PBOR:- (b) Date of Marriage

(c) Present Address

(d) PPO No in which family pension was notified

3. Details of Handicapped children:- ________________________________________________________________________ Name & Address Date of Martial Whether Details of Birth Status Employed Disability Or not ________________________________________________________________________ ________________________________________________________________________ 4. Details of other children who are eligible for family pension. Place: Signature of pensioner Date:

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CHAPTER V

GRATUITY

1. All personnel are entitled to various types of gratuity on their discharge depending on their qualifying service and cause of discharge. Next of kin of the personnel who die while in service are also eligible for death gratuity. The details of various types of gratuity are enumerated below: - (a) Death Cum Retirement Gratuity (DCRG) DCRG is applicable in case of personnel

retiring with Service Pension {15 /20 years of qualifying service for airmen/ NCs (E)}. The rate of DCRG is half months emoluments for each completed year of service subject to a maximum of 16.5 months emoluments.

(b) Service Gratuity/Death Cum Retirement Gratuity (SG/DCRG) SG/DCRG is admissible to airmen discharged with a qualifying service of :-

(i) Five years or more but less than15 years in the case of airman.

(ii) Five years or more but less than 20 years in the case of NCs(E).

The SG/DCRG shall be admissible only when one has not rendered the minimum qualifying service to earn service pension.

The SG Is admissible at a rate of :

One month’s pay in pay band + Grade pay + MSP + (X Group pay where applicable) + DA (last drawn) for each completed year of qualifying service actually rendered.

The pay means, the pay last drawn by the individual.

The SG/DCRG is calculated on the basis of actual qualifying service rendered by an individual and no weightage is permissible. There shall be no deduction in the quantum of SG/DCRG so arrived at in the case of those who are allowed premature discharge on compassionate grounds or for other personal reasons.

Individuals enrolled before attaining the age of 17 years, their entire service (from the

date of enrolment to the date of discharge) shall count towards payment of NE Benefits. Individual dismissed from the service under the Air Force Act/discharged due to

misconduct, corruption, lack of integrity or moral turpitude, is neither eligible for pension nor gratuity. However, in exceptional circumstances, he may, at the discretion of the President, be granted either pension or gratuity or both, either in full or in part at a rate not exceeding for which he would have normally qualified.

(c) Invalid Gratuity/DCRG In case an individual is invalided out of service on account of causes which are neither attributable to nor aggravated by Military Service and his actual qualifying service is more than five years but less than ten years, then he is eligible for grant of invalid gratuity and DCRG. In case service of an individual is less than five years and more than six months, he is eligible for Invalid gratuity only. The quantum of invalid gratuity is equal to one month’s pay of the rank last held, for each year of service rendered and that of DCRG is half month emoluments (Basic Pay + DA) for each completed years of service. The pay means the pay last drawn.

(d) Death Gratuity Death gratuity at the following scale is admissible to the families of personnel, who die while in service: -

(i) Service less than 1 year : 2 times of (Last Basic Pay +DA)

(ii) Service 1 Year or More but : 6 times of (Last Basic Pay + DA) Less than 5 Years

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(iii) Service 5 Years or More but : 12 times of (Last Basic Pay + DA) Less than 15 years

(iv) Service 15 years or more : (Last Basic Pay +DA)X ½ of total six Monthly periods. (Max. six monthly periods will be 66).

Note: Maximum DCRG admissible is Rs. 10 lakhs.

FREQUENTLY ASKED QUESTIONS

Q.1. I was discharged from training Institute under the clause “ UN LIKELY TO BECOME EFFICIENT AIRMAN” (ULMEA). I have not got my Service Gratuity so far. Please advice me if I am eligible for the same? ANS The minimum Qualifying Service (QS) to earn Service Gratuity (SG) is five years. Since you have served for less than five years, therefore you are not entitled for SG. Q.2. I was discharged from the IAF after completion of ten years of QS under clause “SERVICE NO LONGER REQUIRED”(SNLR). Am I entitled for Pro-rata pension? ANS As per Pension Regulations for the Air Force, minimum QS to earn Service Pension is fifteen years. Further, it is also clarified that there is no provision in the IAF for grant of Pro-rata pension for those who have served for less than fifteen years. Therefore, you are not entitled to any pension. However, you are entitled for SG and DCRG. Q.3. I was dismissed from IAF by sentence of Court-Martial after completion of 15 years of total QS. Now, more than one year has passed I have not got my pension. Please guide me whether I am eligible for my pension or not? ANS As per the Pension Regulations for the Air Force those who are dismissed from the IAF under the provision of Air Force Act 1950 are not entitled for gratuity/pension for the service rendered by them. Since you were dismissed from the IAF, you are not entitled for Service Gratuity/Service Pension. However, those discharged from service due to mis-conduct, corruption, lack of integrity or moral turpitude are not normally eligible for gratuity but they may be sanctioned gratuity in exceptional cases at the discretion of the President, at a rate not exceeding that for which they are normally qualified.

f

THINK IT OVER

WHAT PAINS US MOST IS OUR INCAPACITY TO ENJOY SIMPLE THINGS.

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CHAPTER VI

WELFARE INTRODUCTION 1. The relationship of an ex-airman with AFRO continues throughout his life. The welfare section of Pension and Welfare Wing at AFRO is like an orderly room for retired personnel. The ex-airmen / NOK need continuous help from AFRO on many matters like counting of former service with IAF for new employment, fixation of pay with new employer, pension related problems, issue of various welfare related certificates and employment under indigent circumstances to widows/NOKs (of those personnel died while in service) etc. As a record office, all actions at AFRO can only be initiated on the basis of the records of ex airmen available at AFRO. Thus the preservation of service records is a major task at Pension and Welfare Wing of AFRO. The policy on maintenance of records (RCSR/ medical documents) at AFRO is that medical records of an airman are destroyed after 15 yrs and his RCSR is destroyed after 25 yrs from the date of his discharge. Certain essential details of the individual are however copied in one page of a register before destruction of RCSR. This page is called LONG ROLL. A long roll is preserved indefinitely. As on date, there is no policy / timeframe for destruction of long rolls. Besides welfare related assistance from AFRO, a lot of other benefits / facilities can be availed by an ex-airman/NOK through the Director General of Resettlement and Zilla Sainik Boards. DEFINITION OF EX-SERVICEMEN 1. The eligibility of the retired defence personnel to the status of ex-servicemen is governed by the definition as laid down by Department of Personnel and Training. The definition has been undergoing changes from time to time.

Authy: Govt of India, Min of Personnel Public Grievances & Pensions Memo No. 36034/5/85-Estt (SCT) dated 14 Apr 87. Following is the broad categorization:-

(a) Those released before 01 Jul 68. Any person who had served in any rank, (whether

as combatant or not) in the Armed Forces, and has been released there from otherwise than by way of dismissal or discharged on account of misconduct or inefficiency.

(b) Those released on or after 01 Jul 68 but before 01 Jul 79. Any person who had

served in any rank (whether as combatant or not) in the Armed Forces, for a continuous period of not less than six months after attestation and released there from otherwise than by way of dismissal or discharged on account of misconduct or inefficiency.

(c) Those released on or after 01 Jul 79 but before 01 Jul 87 Any person who had

served in any rank (whether as combatant or not) in the Armed Forces of the union for a continuous period of not less than six months after attestation, if discharged for reasons other than at his own request or by way of dismissal or discharged on account of misconduct or inefficiency, and not less than five years of service if discharged at own request.

(d) Those released on or after 01 Jul 87 Any person who had served in any rank

(whether as combatant or not) in the Armed Forces of the union and was released/retired with any kind of pension from defence budget or released on completion of specific terms of engagement with gratuity other wise than own request or by way of dismissal or discharged on account of misconduct or inefficiency.

Note: In all cases recruits were not being covered under the category of Ex-Servicemen including those recruits who were in receipt of disability pension. The policy however has been revised. As per MoD (Deptt of Ex-servicemen Welare) Memo No. 12/1/2005/D (Res) dated 01 Feb 06, it has been decided with the approval of Raksha Mantri that such recruits who were boarded out / released on medical grounds and granted medical / disability pension will also be covered under the category of ex-servicemen for all practical purposes.

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PRIVILEGES FOR EX-SERVICEMEN

3. All ex-service personnel are entitled to certain service privileges. They are enumerated below: -

(a) Use of Air Force Rank. Apart from serving personnel of the regular Armed Forces, only MWOs / WOs granted Honorary Commission while in service or on retirement, may use their Air Force ranks with their names. The recognized method of doing so after retirement/release is indicated below: -

Honorary Flying Officer A (Retd)

Honorary Flight Lieutenant B (Retd)

(b) Retention of Retired Officers’ Identity Cards (IAFZ-2015A). Retired officers’ Identity Cards (IAFZ-2015A) can be retained by MWOs / WOs granted Honorary Commission. Officers whose service have been terminated under the provisions of Air Force Act Section 18 or those who have been released / retired on grounds of security / moral turpitude, even if they are allowed pensionary / terminal benefits, will not be issued Retired Officer’s Identity Cards (IAFZ-2015A).

(c) Wearing of Uniforms. Ex-airmen may wear service uniform on special occasions, when attending ceremonials and functions of military nature and on other occasions when the wearing of uniforms would appear appropriate. Authy: Regulations for the Air Force 1964 {Para 422(a)}.

(d) Liability of Air Force Act and Official Secret Act After Retirement. Liability to Air Force Act ceases immediately when an individual is placed on the retired list. However, for finalization of pending disciplinary cases / cases detected within six months of his discharge, Air Force Act Section 123 is invoked. A retired person is liable to be punished for communicating classified information which he might have acquired during the period of his service under section 5 of the Indian Official Act 1923.

(e) Right To Enter Politics After Retirement. There is no bar for military pensioners taking part in lawful political activities including contesting elections. However, pension is liable to be forfeited if found guilty of grave misconduct of a political or other nature under the provisions of the Pensions Regulations for the Air Force Act (1961).

RESETTLEMENT ASPECTS 4. The resettlement of these Ex-servicemen is the next priority after the timely grant of service pension. The following resettlement avenues are available to ex-servicemen: -

(a) A placement cell has been opened at AFRO. Retiring airmen can register their names for better re-employment opportunities.

(b) All retired airmen must register their names with their respective Zila Sainik Board for availing the benefits of employment under reserved vacancy category. (c) Defence Security Corps (DSC) provides avenues for re-employment as JCOs and ORs to retiring / retired airmen. Desirous and eligible individuals may contact the DSC regimental centres / recruiting offices for the said purpose. Application forms can be obtained from Army HQs (GS Branch) DDG, DSC, West Block – III, Wing – IV, RK Puram, N D – 110 066.

(d) Director General Re-settlement (DGR)} is the frontline organization for re-habilitation of released / discharged personnel. It is located at RK Puram, New Delhi. A host of re-employment / self-employment opportunities are available through DGR. The desirous individuals can have the details on the various self employment opportunities in farm and non farm sector from the respective ZSB or they can log on to DGR web site: www.dgrindia.com

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WELFARE RELATED ASSISTANCE BY AFRO 5. A welfare section functions at Pension and Welfare Wing at AFRO. This section exclusively caters to matters of ex-PBOR / widows / NOK. The welfare section primarily caters to the following requirement of ex-PBOR: -

(a) Publication of NE PORs The documents of retired PBOR are maintained at AFRO for 25 years from their date of discharge and after that required information is maintained in the form of a Long Roll (LR) for lifetime. It is incumbent upon the PBOR to get the NE POR published for occurrences after their retirement. They are required to take up their cases through respective Zila Sainik Boards alongwith the requisite documents as mentioned against each occurrence: - Authy: AFO 134/98 and Para 81 of AFO 113/77. Occurrence Relevant documents required by this office Birth of Children

(a) A personal application. (b) Affidavit from Notary (Name of the mother of the child should be clearly mentioned in the affidavit) (c) Birth certificate issued from the Registrar or Head of the School/Institution.

Death of Wife (a) A personal application. (b) Death certificate issued from the Registrar.

Marriage or Re-Marriage and Change of Next-of-Kin

(a) A personal application. (b) Marriage certificate issued from the Registrar. (c) Affidavit issued by 1st class Magistrate regarding marriage. (in original). (d) Joint Photograph in two copies duly attested by respective ZSB.

POR for Divorce (a) A personal application. (b) The copy of divorce decree from Court duly attested.

Change of Name/ Surname

(a) Personal application for change of name/surname. (b) Publish the change of name /surname in Central/ State Gazatte

Notification and submit the same in two copies (original/attested).

(c) Publish the change of name/surname in a national and a local newspaper and submit the concerned pages of the same in original.

(d) Major children/dependents will be deponent in the newspaper and Gazette Notification.

Change of Permanent Home Address

(a) A personal application. (b) Declaration form (available with Zila Sainik Board) along with

original discharge certificate through Zila Sainik Board. (b) Issue of Duplicate Discharge Book. Discharge book is a very important document and needs to be preserved forever. On loss / mutilation, a duplicate discharge book may however be issued by AFRO on specific recommendations by ZSB. The individuals are required to forward the requisite documents mentioned below: -

(i) In case of Loss of Original Discharge Certificate:

(aa) A personal application along with attested copy of First Information

Report (FIR) stating the circumstance under which the loss had occurred and the

individual is not in possession of the same and in case of recovery of it, the same

will be surrendered to AFRO.

(ab) An affidavit from notary (ac) Joint/single Photograph in two copies duly attested by respective ZSB.

Authy: Air HQ/40722/5/PA(RC) dated 22 Nov 90.

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(ii) In case of Mutilated/Defaced Discharge Certificate:-

(aa) A personal application

(ab) Mutilated/Defaced discharge certificate

(ac) Joint Photograph in two copies duly attested by respective ZSB.

Authy: RO/2902/P&WW (Wel) dated 15 May 95.

Note: All photocopies of certificates/documents submitted are to be attested. Any affidavit should be in original only.

(c) Counting of former service. Ex-airmen who are re-employed in any Govt or Semi Govt organisation / PSUs may opt for counting of their former service rendered in Indian Air Force under the provision of Rule - 19 of CCS rules 1972. To avail this benefit, the individual has to surrender his service gratuity / DCRG, Commutation and cease to draw pension wef the date of re-employment. However, he can retain the pension amount drawn from the date of discharge to the date of his re-employment. The individual will have to approach his re-employer within one year of his confirmation in the re-employed post. The case for counting of former service is required to be referred to pension and welfare wing through the re-employer.

(d) Re-Fixation Of Pay In The Re-Employed Organization. Re-employed pensioners are eligible for re-fixation of their pay in re-employed organization. The subject matter is governed by Govt of India, Min of PP&G (Dept of personnel and Trg) OM No. 2/1/86/Est Pt – II dated 31 Jul 1986. For this purpose, the re-employed pensioners may approach AFRO through their re-employer.

(e) Issue of NOC for grant of Family Pension From Civil Organisation. The policy on payment of pension envisages that Family Pension can be paid from one Govt Organisation only. However if the family pension scheme in re-employed service falls in the contributory Family Pension scheme of 1971 and 1995 (schemes where Family Pension is not paid out of Govt Fund), then a second family pension can be paid from the defence side also. In case of retiring married airmen, the name of wife is jointly notified in the PPO of the pensioner. In case the individual wishes to draw his family pension from civil, he needs to give an option to this effect through his re-employer and PDO. On receipt of the option, AFRO takes up the case with PSA for issue of a new PPO reflecting cancellation of Family pension from Defence. NOC for grant of family pension from civil is issued by AFRO to the re-employer on receipt of cancellation PPO from PSA i.e. JCDA (AF).

Authy: Govt of India, Min of Defence letter No. 10(6)/92/D (Pen/Ser) Dt 28 Sep 92.

(f) Issue of Certificates. Various certificates like trade certificates and Graduation certificates etc are issued to retiring airmen by their parent unit to enhance their re-employability in the civil. Individual is expected to maintain and preserve them meticulously. However, AFRO issues duplicate certificates in case the original is lost or mutilated. The, pensioners can also approach AFRO for issue of extract of PORs / posting detail certificate for admission of their wards in Kendriya Vidyalaya (KV) or any other certificates on need basis. In case of death of pensioners a certificate called Service Particular Certificate (SPC) is issued to the wife / NOK of the deceased airman/NC (E). Authy: AFO 133/98, RO/2907/P&WW (W) dated 20 Nov 98 and RO/2916/P&WW(W) dated 14 Jun 95. (g) Employment Assistance under Indigent Circumstances. There is a provision for employment assistance (in Group C&D) under indigent circumstances for dependants of service personnel who:

(i) Died while in service; or

(ii) Are Killed in action; or

(iii) Are medically boarded out from service and are unfit for civil employment.

Authy: GoI,Mod, DOP&T letter No.14014/6/94{Estt(D)} dated 09 Oct 99.

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NOTE-1: The dependants of service personnel who die after discharge from service are not covered under the scheme. NOTE-2: The object of the scheme is to grant immediate financial assistance to the bereaved family to overcome the financial destitution caused by the sudden demise of the head of the family. It may be noted that only 5% of direct recruitment vacancies are reserved under this category. The cases are decided on its merits by the competent authority at Air Headquarters for GP ‘C’. However for GP ‘D’ this decision is taken at the Command HQ of the late Airmen/ NCs (E).

(h) Issue of Dependent Card. Dependant card can be issued/renewed from any nearest Air Force units on production of discharge book/old dependent card. (j) Issue of provisional Diploma certificate Provisional certificate will be issued by the last unit of the individual on receipt of discharge order from AFRO.

CERTAIN OTHER BENEFITS TO EX-SERVICEMEN 6. Beside the above-mentioned assistance/benefits, certain other benefits which are given to ex-servicemen are as follows: -

(a) Weightage For The Wards of Ex-Servicemen In Selection As An Airman There is no reservation for the wards of Ex-servicemen in their selection as an airman. However, in case they are selected on their individual merit, then Central Airmen Selection Board (CASB) gives 10% weightage to the wards of ex-serviceman in the final merit list.

(b) Age Relaxation. All ex-servicemen are allowed to deduct their Military Service + Three years from their actual age. The resultant age should not cross the upper age limit prescribed for a post or vacancy (Group ‘C’ and ‘D’)

Note: 1. The concession in age for appointment to vacancies in Group ‘A’ and Group ‘B’ service filled by direct recruitment on the basis on an All India Competitive Examination held by UPSC is however, limited to five years only. Note :2. In some jobs like in Nationalised Banks, the upper age limit is 45 years.

(c) Free Telephone for Gallantry Award Winners Ministry of Communications, Dept of Telecom Services has granted full exemption from payment of registration charges for telephones to War Widows, disabled soldiers and gallantry award winners.

(d) Exemption from Income Tax DCRG, Commuted value of pension and amount of encashment of Annual Leave are not taxable except when invested, whereupon the income thereof is taxable.

Authy: Income Tax Act Section 10 (10)(i), 10(10) (ii) and 10(10A) (I). THE WELFARE ROLE OF ZILA SAINIK BOARDS (ZSBS) 7. As an ex-servicemen, you will be required to interact with your Zila Sainik Board frequently. It is considered appropriate for an ex-serviceman to know the responsibilities of ZSB. In all states, the Zila Sainik Boards (ZSBs) work under the guidelines of Rajya Sainik Board (RSB). With regards to the charter of duties of ZSB, it is stated that all ZSBs/RSB function under the guidelines of Kendriya Sainik Board which is an inter service organisation under MOD. The ZSBs/RSBs however function under the direct control of state governments. The Chairmen of RSB is Governor/Chief Minister and the Chairmen of ZSB is usually the DC of the District. The RSB/ZSB has meetings once in a year to discuss the affairs / problems of ex-servicemen and introduce and implement new schemes. The ZSBs are field units and are responsible for following:

(a) Disseminating information to the general public regarding the Armed Forces in the country and constantly endeavoring to promote and maintain a feeling of goodwill between civilian and service personnel and ex-servicemen. (b) Looking after the welfare of families of servicemen and of ex-servicemen and assisting them in representing their cases to the local administration and/or to the defence authorities.

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(c) Giving information to the general public on the conditions of service personnel in the armed forces, to assist intending candidates in approaching the appropriate recruiting authorities for the purpose of enlistment. (d) Keeping a watch on the adequacy of the number of pension payee branches, post offices and analyzing if there is a need for more such offices. (e) Investigating applications for relief from various military and civil charitable funds and making suitable recommendations. (f) Granting financial relief to ex-servicemen and their dependents from funds at their disposal. (g) Registration of ex-servicemen and issue of ex-servicemen/widow /War widow Identity Card. (h) Placement of ex-servicemen as per the reservation policy of State Government and placement in Corporate Sector including Government Banks.

8. In addition to the duties of ZSBs mentioned above, the ZSBs also extend certain other help to the ex-servicemen and their widows. The details of such helps are as follows: -

(a) Issue of Medical entitlement card where the ex-servicemen / widows are not members of ECHS.

(b) For those ex-servicemen/widows who have gone on discharge/died prior to 01 Apr 2003, the ZSBs assist /advise them to become member of ECHS if they so desire. (c) Vetting and recommending the applications of wards of ex-servicemen/widows for admission to Engineering/Polytechnic/Medical/Other Professional colleges for the seats reserved for Ex-servicemen quota.

(d) Grant of financial assistance in cases like Marriage of daughters, scholarship, one time

grant/ex-gratia to war widows.

(e) Processes and recommends the application for sanction of loan to ex-servicemen for various self employment scheme like SAMFEX-I, SAMFEX-II, SAMFEX-III (Sena Se Gramodyog) and the project under Khadi Village and Industries Commission. (f) Provisioning of legal aid. (g) Allotment of land to the landless ex-servicemen/widows.

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FREQUENTLY ASKED QUESTIONS Q.1. After discharge, I have divorced my first wife and re-married to a divorcee having one child from previous marriage. Is this occurrence required to be reflected in my service records? If yes, what steps should I take? ANS Any occurrence regarding divorce/death of wife and re-marriage including birth of child/adoption after discharge from service is required to be published in SUP NE-POR and be reflected in your service records. You have to forward the following documents to AFRO for each occurrence as given below: -

(a) Divorce of Wife. In case of divorce with first wife, you are required to forward the Court Decree called “Divorce Decree Absolute”. Please understand that divorce decree absolute is granted after the court has passed the judgement on the case of divorce.

(b) Remarriage After Discharge. In case of re-marriage after discharge from service you are required to submit marriage certificate issued by the Registrar of Marriage and an affidavit to that effect alongwith joint photograph duly attested by Zila Sainik Board. (c) Adoption of Children. There is no provision for POR of adopted child or endorsement of it in documents after the retirement.

Note : For more details on marriage after discharge / birth of child / Death of wife after discharge etc. Please refer Para 5 (a) of this chapter.

Q.2. I have lost my Discharge Book. Can I be issued with Duplicate Discharge Book ?

ANS Yes, you can be issued with a Duplicate Discharge Book. For this purpose you have to lodge an FIR and forward a copy of the FIR alongwith an affidavit stating the circumstances of loss and two copies of joint / single photograph duly attested by ZSB . It should also be mentioned in the affidavit that the original discharge book will be returned to AFRO in case it is found at a later date. For more details, please refer Par 5 (b) of this chapter.

Q.3. I have been discharged from the IAF with 20 years of service. How much age relaxation can I get for re-employment in civil post?

ANS As an ex-serviceman you are entitled to age relaxation as per the existing Govt rules. For more details please refer Para 6 (b) of this chapter.

Q.4. I intend to get my former AF service counted towards re-employed post. Will I cease to draw my pension from Air Force if my previous service is counted toward new service?

ANS Yes, In case your former service is counted towards re-employed post, you will cease to draw your pension from the date of your re-employment. Also you have to surrender the commutation and DCRG granted to you at the time of -the discharge from the IAF. However, you can keep the pension amount drawn from the date of discharge from the IAF till the date of re-employment in the civil post (Govt / PSUs/Semi Govt).

Q.5. This amount of commutation and DCRG is to be refunded to whom?

ANS The amount together with the interest thereupon as arrived at by your re-employer will have to be deposited with the Dy CDA (AF), Subroto Park, New Delhi by way of a Demand Draft payable in favour of Dy CDA (AF). This draft can be forwarded by your re-employer either directly to Dy CDA (AF) or through AFRO.

Q.6. I have been re-employed in civil after discharge from the IAF. I am not getting Dearness Relief (DR) on my pension. Please clarify.

ANS As per PCDA (P), Allahabad Circular No 07 dated 13 Aug 1999, the payment of DR has been authorised on pension for the re-employed pensioners also. However, to be eligible to draw DR on pension your pay should have been fixed at the minimum of the scale of pay in the re-employed post. In case you have got additional increments on re-fixation of your pay in the re-employed post, you are not

47

eligible for payment of DR on pension. (Authy : Para 14 of GOI MOD letter Dept of ESM Welfare, New Delhi No. 17(4)/2008/D(Pension/Policy) dated 11 Nov 2008).

Q.7. I have been discharged from the IAF. The name of my wife is Jointly Notified in my PPO. Now, I want that my family should draw family pension from my present employer. What action should I take?

ANS Your family can draw family pension either from Defence or from Civil Re-employer, whichever is beneficial to her. For details please refer Para 5 (e) of this chapter.

f

THINK IT OVER

EVERY GREAT PERSONALITY SEEMS IN HARMONY WITH NATURE AND IN CONTACT WITH DIVINE ENERGY.

THEY HAVE NOT NECESSARILY BEEN PIOUS PEOPLE, BUT INVARIABLY THEY HAVE BEEN EXTRAORDINARILY

WELL ORGANISED FROM AN EMOTIONAL POINT OF VIEW

48

CHAPTER VII

OTHER FINANCIAL BENEFITS – EX AIRMEN/ NC(E) AND FAMILIES

1. On retirement, airmen/NCs (E) and their families are entitled to certain financial and other benefits, some of them are life long, some of immediate nature and some available on ‘Need’ basis. These benefits accrue from the Govt (Public Fund) as well as non-public organisations such as AFGIS, IAFBA, AFWWA etc. In this chapter we shall discuss the benefits from the Non-Public Funds of the Air Force. AIR FORCE GROUP INSURANCE 2. The benefits paid by AFGIS – The details of survival / death benefits admissible to airmen / NCs (E) and their families are given below:

Sl No.

Description Airmen NCs(E) Duration

(a) Compulsory Post Retirement Insurance covers. One Time non refundable contribution: Airmen: Rs. 18.750/- NCs(E): Rs. 7,000/-

Rs.2.5 Lakh

Rs.1.0 Lakh

For 15 years after retirement and 50% cover upto 70 yrs of age whichever is earlier.

(b) Subsidy for acquiring dwelling unit of AFNHB (Bereaved wives of AF Personnel killed in accidents while in service) Total subsidy.

Rs.1 Lakh Rs.1 Lakh Paid in one lump - sum (Shared by AFGIS/ IAFBA/ AFWWA / CWF).

(c) Retired Personnel Investment Scheme:- Provides safe and secured investment avenues for retired members and their NOKs with AFGIS. AFGIS also extends loan facility upto 75% of deposit amount.

Queries: Visit indianairforce.nic.in (Internet) or afgis.iaf.in (IAF Intranet) or post your queries at afgis[at]iaf[dot]nic[dot]in or fax on 011-25691182

IAF BENEVOLENT ASSOCIATION (IAFBA)

3. The IAFBA provides various types of assistance to Ex-airmen/NCs (E) and to the next-of-kin of deceased personnel. The important benefits available are listed below: -

Sl No

Description Airmen NCs(E) Duration

(a) Monthly Maintenance Grant (i) For Boarded out personnel Pending Award of Disability Pension. (ii) Missing Personnel (wife/ parents) (iii) For Boarded out personnel with 100% disability and not eligible for disability pension.

Rs.750/- p.m. Rs.900/- p.m. Rs.1,000/- p.m.

Rs.500/- p.m. Rs.900/- p.m. Rs.800/-p.m.

For 6 + 6 months For 12 months For life

(b) Grant for Commercial venture (Medically boarded out personnel) Rs.4,000/- Rs.4,000/- Lump sum

(c) Children Education Assistance to Airmen only (min service 24 yrs)

Rs.80/- p.m. -- For 3 yrs only

(d) Scholarship for school/ college Education (under graduate/ postgraduate, sports & handicapped children).

Rs.2,400/- pa to Rs.4,800/- pa

Rs.1,200/- pa to Rs. 4,800/- pa

2 to 10 yrs

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(e) Grant purchase of Mechanical Aids like Hearing aids/ artificial limbs etc for self-only.

Rs.5,000/- Rs.5,000/- Lump Sum

Upto Rs.10,000/-

Upto Rs.10,000/-

(f)

Grant on Medical Grounds (i) Reimbursement of Medical bills (ii) Monthly grant for nourishment

Rs.500/- p.m. Rs.500/- p.m. Max of 12 month

(g) Grant of Wheel Chair: Cost upto Rs. 10,000/- amount of grant decided by Director IAFBA. For wheel chair costing more than Rs. 10,000/- Amount of grant decided by Executive committee Grant for purchase of Trade Instrument (Bereaved wives) (i) Death in service Rs.4,000/- Rs.4,000/- Lump sum

(h)

(ii) Death after retirement Rs.2,000/- Rs.2,000/- Lump sum

(j) Reimbursement of tuition fees for vocational/ professional courses to bereaved wives or to orphaned child (Death in service).

Rs.5,000/- Rs.5,000/- Lump sum

Special scholarship for orphaned children of AF Personnel who die in service Max two children in a family to cover expenses on tuition fees, boarding lodging charges based on economic status of orphaned child.

(i) For Boarders Rs.2,000/- p.m. Rs.2,000/ p.m. Till completion of class XII

(k)

(ii) For day scholars Rs.500/- p.m. Rs.500/- p.m. - do -

(l) Grant for daughter’s marriage Rs.6,000/- Rs.4,000/- Lump sum

FAS-Rehabilitation Grant (i) Death in service (Bereaved wives/ NOK wef 01 Apr 96)

Rs.1,500/-pm Rs.1,500/-pm For 15 yrs

(ii) Death after retirement (Bereaved wives/ NOK prior to 01 April 97)

Rs.1,000/-pm Rs.1,000/-pm For 08 yrs

(iii) Death after retirement (Dis before 31st March 97 & death after 01 April 97(20 yrs service). Dis & death after 10 April 97. no minimum service)

Rs.1,000/-pm Rs.1,000/-pm For 8 yrs

(m)

(iv) Death after retirement (Bereaved wives/children cases of death prior to 01 Apr 97)

Rs.800/-pm Rs.800/-pm For 8 yrs

(n) Pending award of family pension (Bereaved wives of medically boarded out Airmen/NCs (E).

Rs.375/-pm Rs.125/-pm For 6 months

(p) Scholarship for School/College Education (Under graduate & undergraduate Prof/Post graduate, Sports & Handicapped children)

Rs.2,400/-pa to 4,800/pa

Rs.1,200/-pa to 4,800/pa

2 to 10 yrs

(q) Grant on Medical Grounds (Reimbursement of Medical Bills)

Upto Rs.10,000/- Upto Rs.10,000/-

50

AIR FORCE WIVES WELFARE ASSOCIATION (AFWWA) 4. The details of various grants from AFWWA are as given below: (a) Grant of wives of AF personnel

(Medically Boarded out) Rs.5,000/- Rs.5,000/- Lump sum

Ex-Gratia Payment (Bereaved wives of AF Personnel)

(i) Death in Service Rs.5,000/- Rs.5,000/- Lump sum

(b)

(ii) Death after Retirement Rs.5,000/- Rs.5,000/- Lump sum

(c) AFWWA Pension (Bereaved wives of AF Personnel (Death in Service)

Rs.2,000/- Rs.2,000/- Lump sum

(d) Wedding Grant to bereaved wives of AF Personnel (Death in service) for one child.

Rs.5,000/- Rs 5,000/- Lump sum

(e) Rehabilitation Grant to Widows of NCs(E) (Death in service)

Rs.2,000/- Lump sum

Education Scholarship to children.

(i) For school going day scholars. Rs.100/- p.m. Rs.100/- p.m. Till completion of studies.

(ii) For school going boarders and college going day scholars/ boarders.

Rs.200/- p.m. Rs.200/- p.m. Till completion of studies.

(iii) For Medical/Engg courses. Rs.400/- p.m. Rs.400/- p.m. Till completion of studies.

(f)

(iv) Vocational training scholarship for widows/ children of Deceased / Disabled.

Rs.1,200/- Rs.1,200/- Lump sum

Note: The above mentioned benefits are non-public funds however, AFCAO is directly involved in release of benefits like: Leave encashment, Provident Fund, IRLA Balance, Settlement of Allowances and release of PEA cheque for the widow till the pension is settled.

f

THINK IT OVER

BE AWARE OF WHAT YOU WANT FOR YOU WILL GET IT”

51

CHAPTER VIII

ACTIONS RECOMMENDED AS A “MUST DO” FOR PENSIONERS 1. At the time of retirement and during the preparatory phase of retirement, an average airmen /NCs(E) is very myopic and normally does not think beyond his timely payment of pension and other NE benefits. However, we at Pension and Welfare Wing of AFRO are dealing with over 1, 50,000 surviving pensioners and are therefore privileged to a lot of foresight on post retirement complications. We, therefore, recommend the following actions as a “MUST DO” for every pensioner:

(a) He must make sure that his own name, his wife’s name, his children’s name and their date of birth is correctly recorded in the Record Copy of Sheet Roll (RCSR) at AFRO. It must be borne in mind that name filled up in IAFF (P) 5 at column ‘What is your name?’ is taken for issuance of Discharge Order and Pension Payment Order. (b) He must make sure that POR for all occurrences in general and financially affecting occurrences (Local Allowances, Leave encashment, GCB, Sterilisation Pay etc) in particular are taken and reflected in the UCSR and the UCSR is updated in all respects. (c) He must collect all eligible certificates from his last unit and properly maintain them because they are extremely useful for re-employment and other purposes in future.

(d) He must collect first pension and amount of Death Cum Retirement Gratuity / Commuted value of pension, in person.

(e) He must get his name registered with his respective Zila Sainik Board (ZSB) and collect his Ex-serviceman Identity Card. It must be remembered that ZSB extends help only to those ex-servicemen who are registered with them.

(f) He must mention his full particulars (Ser No, Rank, Name, and Date of Discharge etc) while making correspondence with AFRO or any other agency. AFRO can not locate the RCSR of an ex-airman/ NC (E) without his service No and other details. (g) He must preserve following documents after retirement: -

(i) Last Pay Certificate (LPC). (ii) Copy of PPOs/Corrigendum PPOs. (iii) Photocopy of updated Unit Copy of Sheet Roll (UCSR). (iv) Discharge Book. (v) Retired Officer Identity Card (Applicable only for HFO/HFL). (vi) Ex-servicemen Identity Card Issued BY Zila Sainik Board (ZSB). (vii) Dependent Card for family members issued by his last unit. (viii) Post Retirement Insurance Certificate (PRIC) issued by AFGIS. (ix) AFWWA membership Card. (x) SMART Card for ECHS membership. (xi) Copies of all-important correspondence with AFRO.

NOTE: He must brief his wife to preserve these documents even after his death, for as long as the wife is alive and drawing pension.

(h) He must be clear about the procedure for treatment under ECHS. He must know his nearest ECHS hospital (Polyclinic/MH/empanelled hospitals). (j) He must anticipate old age related problems, which happen after retirement i.e. Dental Care/Artificial Dentures/ vulnerability to Cataract, prostrate, high BP, Diabetes, Arthritis etc. Besides taking preventive measures he must make full use of ECHS facilities for regular check up and treatment.

f

52

CHAPTER IX

EX SERVICEMEN CONTRIBUTORY HEALTH SCHEME (ECHS) INTRODUCTION 1. Ex servicemen Contributory Health Scheme (ECHS) is a tri-services project which came into effect on 01 Apr 2003 vide Govt of India letter No 22 (1)/01/US (WE)/D (Res) dated 30 Dec 2002. The scheme is functioning under an integral staff with its Central Office located at Army Headquarters and thirteen Regional Centres located at various major cities. ECHS will cater for Medicare of all Ex-servicemen (ESM) in receipt of pension including disability and family pension. This would also include wife/husband, legitimate children and wholly dependent parents. There are a total of 227 Polyclinics fuctioning in the country. Out of these, 123 polyclinics are at non-military stations and balance 104 Augmented Armed Forces Clinics are at Military Stations. The scheme is being implemented in a phased manner. Every service person retired/retiring after 01 Apr 2003 will compulsorily have to become member of ECHS by contributing one time his/her share of amount towards the membership. Similarly all those retired prior to 01 Apr 2003 can opt to become an ECHS member by payee the contribution in lump sum. There would be no restriction on age or medical condition for this scheme. This is Govt funded scheme through public money (Authy 22(1)/01/US/(WE)/D(Res) dated 30 Dec 02). 2. ESM/Pensioners are presently not authorised for treatment in MH as a right, they are only entitled for treatment i.e. subject to availability of bed space, doctors and medicines. By joining the ECHS scheme, they come in the authorised category of treatment. The only difference is that his/her initial out patient handling/treatment will be by the ECHS polyclinic rather than the staff surgeon at MH. In case the ESM requires further reference/ treatment, it can be provided to him in the nearest MH or can be referred to an empanelled civil hospital of the patient’s choice. ECHS treatment philosophy is out patient treatment by polyclinics and in-patient treatment by MH (Subject to availability) and from empanelled hospitals in the station. ORGANISATION 3. ECHS scheme is a tri service organisation with its central organisation located at New Delhi and headed by Adjutant General of the Indian Army. He is assisted by the Director General Discipline, Ceremonials and Welfare and a Managing Director (Major General). In Air Force, Director of Personal Services, Air HQ (VB) under AOA coordinates. There are thirteen Regional Centres located all over the country headed by Regional Directors. Postal address of the Central Organisation and the Regional Centres are placed at Appendix-‘H’. The scheme would cater for medicare through 227 polyclinics out of which 104 Military Polyclinics already existing along side service Hospitals and the balance 123 Non-Military polyclinics are set up in various towns in a phased manner (List placed at Appendix-‘J’) (Authy 22(1)/01/US/(WE)/D(Res) dated 30 Dec 02). The addresses of ECHS polyclinics are also available ECHS web site ww.indianarmy.nic.in. ELIGIBILITY 4. The following are eligible to become members of ECHS:

(a) Ex-Servicemen (ESM) drawing pension /disability pension and their family members.

(b) Widows drawing family pension.

(c) Ex-servicemen drawing disability pension.

5. Family members means and include the spouse, unemployed son(s) below 25 years, unemployed and unmarried daughter(s), dependent parents whose combined income is less than Rs. 3500/- p.m. plus amount of of dearness relief on the basic pension of Rs 3500/- as on the date of consideration mentally/physically challenged children (unfit to earn livelihood) can be ECHS members for life (Air HQ/24135/31/PC-5 dated 13 Oct 04) and widowed/divorcee daughter who are dependent on the ESM and their income from all the sources is less than 3500/- + Dearness Relief p.m. (no age restriction) (Authy B/49701-PR/AG/ECHS dated 24 Feb 09).

53

MEMBERSHIP

6. All Officers, Warrant Ranks, SNCOs, Airmen and NCs (E) retired on or after 01 Apr 2003 are compulsorily required to become members of ECHS scheme. Presently the ECHS contribution is being deducted through the PPO. All those pensioners retired prior to 01 Apr 2003 can exercise their option to become member of the scheme. All pensioners (ESM) joining the scheme will forfeit the medical allowance of Rs. 100/- p.m. presently admissible to them. Non-ECHS members will continue to get medical allowance and also treatment from existing MH/SMC as entitled members only, subject to availability of bed space, medicine, doctors etc. They cannot be treated at par with ESM pensioners (and their dependent) who have become ECHS members. ECHS members shall be given full range of treatment for all categories of diseases in MH and /or empanelled Hospitals.

7. One individual cannot become member of two Govt/PSU schemes (CGHS etc). He has to cancel membership of the other scheme in case opting for the ECHS. Strict action shall be initiated in case of concealment of facts.

COLLECTION OF APPLICATION FORMS

8. Application form for enrolment into ECHS is an unnumbered, self-explanatory form consisting of fourteen pages and is provided on payment of Rs. 2/- Ea at AFRO. (Specimen copy produced at Appx ‘K’). These forms are also available at all Army Station HQs, all Air Force Stations, and Rajya Sainik Board Offices. The form consists of the following, which needs to be checked while collecting the same (Authy: B/49708- R/AG/ECHS dated 25 Apr 05). ECHS application can also be downloaded on ECHS website and www.afro.nic.in .

(a) Application Form : 04 Pages (Page No 1 – 4)

(b) General Instructions : 04 Pages (Page No 7-10) (c) Receipt for Documents : 02 Page (Page No. 5-6) (d) Sample of Affidavit : 01 Page (Page No 11)

CONTRIBUTION 9. Prior to 01 Apr 04, Rates TC was governed vide CDA letter No. AT/W/4807/ECHS dated 02 Apr 03 all ESM are required to make one-time contribution based on their basic monthly pension (excluding DA). Presently the ECHS contribution is being deducted through PPO at the time of its issue at JCDA (AF). Pension means the un-commuted pension for this purpose. The rates of contribution towards this scheme as revised wef 01 Apr 04 vide letter No. B/49784/AG/ECHS dated 15 Jan 05 are as follows: -

Basic Monthly Pension One Time Contribution Upto Rs. 3,000/- Rs. 1,800/- Rs. 3,001 – Rs. 6,000/- Rs. 4,800/- Rs. 6,001 – Rs. 10,000/- Rs. 8,400/- Rs. 10,001 – Rs. 15,000/- Rs. 12,000/- Above Rs 15,000/- Rs. 18,000/-

However, War Widows and War Disabled personnel are exempted from payee one time contribution towards ECHS, which is given in MOD D (Res) letter No. 24(2)/03/US (WE) D (Res) dated 02 Jan 04 & GOI MOD 22(1)/US (WE)/D (Res) dated 08 Mar 04.

AFFIDAVIT 10. All ESM are required to make declaration on an affidavit as per details given at page 11 of ECHS application form. The details are required on following aspects:

54

(a) PPO number and date

(b) Details of legal dependents i.e. name, age, income, married status etc.

(c) Information on membership of other medical scheme funded by central GOVT.

(d) Undertaking on correctness of above information.

11. Since PPO No is not available with the individual therefore it has been clarified by ECHS Regional Centre Delhi Cantt that DO number of AFRO can be given in the affidavit. Subsequently, AFRO will forward a copy of the PPO to Regional Centre (ECHS) Delhi Cantt. The format of the affidavit is placed at page 11 of the application form and it is to be made on a Non-judicial stamp paper of Rs. 10/- and attested by a Magistrate or Notary. It is a legal document. In case of misuse, submission of fraudulent information or any other misdemeanor, the ECHS has the right to take legal action. Photographs of all beneficiaries are required to be pasted on the original affidavit and the same is required to be submitted along with the completed application form. FILLING UP APPLICATION FORM 12. Detailed instructions are attached alongwith the application form. It must be understood that ECHS scheme is maintained through computers and all the ECHS applications will be fed into the computers through a scanner by using the scanning technique. Therefore, there are certain special instructions, which must be followed while filling up the ECHS application form. Important guidelines for filling up ECHS forms are as given below: -

(a) The form is required to be filled in Blue Ink and CAPITALS only. (b) Name(s) of dependent(s) should tally with service documents/records. (c) All columns and necessary details must be filled otherwise the application form will be rejected. (d) Coloured Passport size photograph in civil dress with sharp image of pensioners, Spouse, Children and Dependent(s), as the case may be, to be affixed at appropriate boxes. (e) All the information should be within the boxes provided in the form. (f) Blank Boxes are to be left, as they are. Scoring of these boxes not permitted. (g) One space to be left blank between the name and initials. (j) Abbreviated form can be used to accommodate the information in the space given. (j) PPO/Account No. should be entered alongwith the address of the bankers. (k) Regarding children employed/marital status in respect of children in Page No – 3 must be quoted.

(l) Cutting/Over Writing is strictly prohibited.

(m) Rank. Rank of the applicant is to be written in abbreviated form as per the instructions (Page – 06)

(n) Title. While entering data of Spouse/Daughter/Son/Parents in the blocks, the title Mrs, Smt, Ms, Miss, Mr or Master, or any other regionally used title (such as Ch / Th etc) is NOT to be written. Only the name is to be written in the specified blocks. “MRS MEENA KUMARI” or NOK/family pensioner shall, in each case, be restricted to 20 characters only, inclusive of space – long names must be suitably abbreviated. (o) Abbreviation of Long Names. In case of very long names, the Christian, Middle, and other names will be abbreviated as a single alphabet in capital letters. Surname will be written in

55

full. For e.g., “PULLAKUTTY CHERIAN VENKATA MUTHUSWAMY" shall be written as “P C V MUTHUSWAMY” or “MUTHUSAMY P C V” as per records of the individual. “P.C. SORKAR” should be entered as “P C SORKAR”, i.e. without full stops. (p) Two photocopies of pages 01 to 04 after filling are also required to be attached with application.

(q) A minimum of one SMART CARD is compulsory for every Ex-Serviceman. However Three ADD on Cards are permitted in addition to one Master Card. A consolidated DD @ Rs. 90/- per SMART CARD /Add on Card is required to be submitted alongwith ECHS application form. The DD is to be payable to Regional Centre (ECHS) Delhi Cantt. with Service No., Rank, 0Name & DOD on the reverse of the DD.

Note: It is advisable to do one practice of filling up of ECHS form on a photocopied form, do all the corrections and then fair it on the actual form.

IMPORTANT INFORMATION ON SMART CARD 13. Objectives of ‘SMART Card Based System The ECHS SMART card is expected to be similar to the normal credit card in looks. The SMART Card will have all the essential information on a chip inside the SMART Card. In addition basic information on the pensioner and his dependents will be printed in front of the card and behind the card. SMART CARD will basically operate at an ECHS centre (Polly Clinic/MH) with a SMART Card Compatible Computer. The objectives of SMART Card based system are: -

(a) To ensure smooth running and security of the ECHS System so that no unauthorised person avails of medical benefits. (b) Positive and irrefutable identification of members using biometrics, to prevent fraud. (c) Inter-operability of the card at any of the Polyclinics located throughout the country, thereby facilitating members to avail medical benefits at all times irrespective of their physical location. (d) Assist ECHS in budget control and statistical analysis.

14. Looks of SMART Card Looks of SMART Card will be as follows: - FRONT FACE OF SMART CARD REVERSE FACE OF SMART CARD

15. Number of SMART Cards Which Can Be Issued: At least one SMART Card is compulsory for all individuals. However, based on the split location of the family or the travel requirements of the individual, up to a maximum of three ADD ON Cards can also be demanded by each individual. ADD-ON-CARDs for Self and Dependent parents are not permitted. A bank draft @ Rs 90/- per SMART Card/ ADD ON Card is to be made out for “ Regional Centre ECHS Delhi Cantt.” For example if an individual has demanded one ‘SMART Card and three ‘ADD ON CARD’, then he will have to submit a draft for Rs. 90 X 4 Cards i.e. Rs. 360/-. Since a draft is valid for only for six months, therefore, all individuals are required to send their consolidated draft at Discharge date minus six months (D – 6) to ECHS section, AFRO (Pen & Wel Wing). Any change in the information,

ECHS CARD Service No 60603 Category: Private DOR:15-06-92 Service: Navy Blood Group: PPO NO & Date 09/97/A/S/ 089 /92, 18.6.92 Name : Vinod Kumar Kaput CHIP Rank : Commodore (Retd) PHOTO DOB : 20 – 01 – 1945 Per Add: B – 77, Sector – 26 Noida – 201301 Banker: SBI, Nidnon Bhavan, New Delhi – 110 001 SBI Account No :

Radha .J. Joneja Lt.Col AMC

Signature of Issuing Authority Signature of Pensioner

EC

HS

HE

AL

TH

CA

RD

FA

MIL

Y

DE

TA

ILS

Name Relationship Date of Birth Name Relationship Date of Birth

SUDHA KUMARI WIFE 16.06.54 PHOTO BRAJESH KUMAR FATHER 23.11.1915 PHOTO

56

regarding rank/family members can also be intimated at this time. It must be remembered that any error in the SMART Card can only be corrected by making a new SMART Card. If a mistake is caused by the individual (wrong facts / spellings, not adhering to laid down instructions for filling up ECHS form etc), then the individual will have to bear the cost of this replacement SMART Card @ Rs. 90/- (Rupees ninety only) per SMART Card / Add on card. If the mistake is by the manufacturer of SMART Card, then the manufacturer will bear the cost of the replacement. 16. Other Details Available inside the Chip of SMART Card The following details will be available inside the SMART Card and can be retrieved with a matching computer at ECHS Centre:

(a) Personal Details of the Pensioner:

(i) Member ID, Card Serial Number

(ii) Service Number, Rank, Name, Date of Birth

(iii) Regiment/Corps/Unit, Date of Retirement, Medical Category

(iv) Permanent Address, Telephone Number, E-mail Address

(v) Type of Pension, PPO No, Name & Address of Bankers, Record Office

(vi) Fingerprint of the pensioner, Photograph of the pensioner

(b) Personal Details of the Dependents: (Spouse, Children and Parents) (i) Member ID, Name, Date of Birth

(ii) Date of Marriage (In case of Wife)

(iii) Relationship (Daughter/Son)

(iv) Marital Status (In case of Children)

(v) Employed (Y/N) (In case of Children)

(vi) Monthly Income (In case of Parents)

(vii) Add on Card Issued? (Y/N)

(viii) Mentioned in Discharge Book? (Y/N)

(ix) Fingerprint.

(c) Day to Day Medical Transaction Details At any point of time, last 50 transactions of the ECHS member will be available in the SMART Card. When the number of transactions increases beyond 50, the oldest transaction will be erased to make room for the new transaction.

(d) Medical Data of Each Beneficiary The following medical data will be maintained for each beneficiary in the SMART Card, so that in the even of emergency or otherwise, the data is available to the Polyclinic doctors: -

(i) Chronic disease history.

(ii) History of major surgery.

(iii) Blood Group.

(iv) Known drug allergy details.

(e) Medical Referral Details The beneficiaries data, whenever referred to a diagnostic centre/referral hospital/consultant specialist, will be captured in the database as well as on the SMART Card. These records will have the following information: - (i) Name of the doctor who referred the patient.

57

(ii) Name of the Referral hospital/diagnostic centre/specialist.

(iii) Description of tests to be done/opinion sought.

(iv) Date on which referral is made.

(v) Date on which the patient is attended.

(vi) Date on which the reports/bills are received back from referral hospital.

(vii) Amount claimed by the referral facility for services provided.

(viii) Date on which bill is forwarded to Station Headquarters for payment.

(f) First Time Registration & Activation of SMART Card It is mandatory for members and dependants to report jointly, or singly, to nearest Polyclinic indicated in their Smart Card, along with SMART Card, for recording of fingerprint biometric data of the pensioner and each member of his/her family. This activity will be automatically undertaken at the concerned ECHS Polyclinic when the ECHS member or his/her dependent (s) go for treatment during their first visit after receipt of SMART Card.

(g) Use of Polyclinic Facilities When visiting a Polyclinic subsequently, it is mandatory for the pensioner or his / her dependant to carry the ECHS SMART Card as proof of eligibility. The Polyclinic may not accept the individual for treatment in its absence. Following sequence of action will take place at the Polyclinic: -

(i) The operator will start the PC and log in to the system.

(ii) Member comes to the Polyclinic Reception and hands over his SMART Card. (iii) If the beneficiary has come to the Polyclinic for the first time, his/her fingerprint is captured and written into the SMART Card.

(iv) On all subsequent visits, fingerprint reader authenticates him/her.

(v) Once authenticated, all personal information is read from the SMART Card along with his/her photograph, compared with the Polyclinic database, and is displayed on the monitor of the Receptionist. (vi) The Receptionist allots the doctor, puts the waiting list number and prints the medical examination slip. (vii) The patient meets and Polyclinic doctor with the medical examination slip and the doctor records the diagnostics and medicines. (viii) The patient comes back to the receptionist and the relevant details are respectively captured into the MIS and SMART Card. (ix) In case the patient is referred to a diagnostic centre for tests, or referred to an empanelled hospital, or to a specialist, a referral slip is generated by the receptionist and the relevant information is entered in the SMART Card, and the record is flagged for future update of financial input. (x) The patient goes to the Polyclinic Pharmacy store for collection of medicines and in the event of any referrals, visits the referral facility for treatment.

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(h) Action on Loss of SMART Card : As per existing procedure, an affidavit is to be submitted in case of loss, and intimated to Regional Centre (ECHS) Delhi Cantt. or to the Regional Centre (ECHS) from where the card was issued. Consequent to reporting, a fresh SMART Card will be issued within 60 days. The issue of duplicate SMART Card would be on payment of Rs. 90/- for each card through Demand Draft in favour of the respective Regional Centre (ECHS). Safety of SMART Card(s) is paramount, as the ECHS member/dependant will be unable to use ECHS benefits till receipt of new card. On loss of second Smart Card, account of which will be kept by the system; the pensioner will cease to be a member of the Scheme (Authy : B/49711/AG/ECHS dated 10 Jan 05). (j) Interim Arrangements in lieu of SMART Card. Till such time, issue of SMART Cards commences, any pensioner who has paid his contribution shall be permitted to use the Receipt provided to him by the Station Headquarters/Record office/Regional Centre where the application was deposited, as the authority for availing treatment under the ECHS, for himself/herself/authorised dependants. Orders to this effect have been passed to all Service Hospitals, and similar instructions will be passed to empanelled hospitals. However, along with the Receipt, the member shall be required to carry/produce some authentic document/identification of his/her own or dependant’s identity. This is only temporary measure, and will be cancelled as soon as SMART Card issue commences.

DESPATCH OF SMART CARD 17. AFRO will collect the SMART Card/Add on card from ECHS regional centre at DELHI Cant. The same will be dispatched to the individual through Registered SDS along with a receipt slip to parent unit before DOD and to parent polyclinic after DOD. The individual must MAIL BACK the receipt to AFRO promptly other wise AFRO will presume non receipt of card and will get the SMART Card de-activated through ECHS regional centre as a safety precaution. TREATMENT 18. The starting point for medical attendance will be the nearest Military/Non Military Polyclinic. All available treatment within the capabilities of the polyclinic shall be provided at the first instance. Medical and Para medical staffs are being hired/employed on contract for working at polyclinics. These polyclinics will be opened for eight hours during weekdays and shall remain closed on Sundays and Gazetted holidays. Patients requiring attention outside working hours will be handled by duty MO’s of Service hospitals (in military stations) and by on call civilian doctors in non-military stations. One nursing assistant will be available in all clinics in non-military stations after working hours. Depending on the type (A, B, C, D) which has been decided on the number of ESM residing in that area, each polyclinic will have emergency bed with monitor, physiotherapy equipment, Laboratory with reagents, Digital ECG Machine, Dental chair, Ultra sound Machine, X-ray machine, Oxygen Concentrator, Nebulisor, Minor OT and BP machine etc. 19. ECHS ‘A’ & ‘B’ type of clinics will have medical officers, medical specialist, gynecologist and dentist on their establishment. Type ‘C’ & ‘D’ will not have the specialist staff. Patients will be referred to out-source Hospitals/Diagnostic Centers and specialist. List of 227 Military /Non-military Polyclinics is placed at Appendix-‘J’. The list is as per the alphabetical order of ECHS Regional Centers. This list also indicates the State and the type of Polyclinic i.e. A, B, C etc. To avail medical treatment at any polyclinic/empanelled hospital, it is mandatory for pensioner/widows/dependents to first report to nearest polyclinic along with their ECHS membership SMART Card.

TREATMENT AT MILITARY HOSPITAL / EMPANELLED HOSPITALS 20. In case the required treatment is beyond the scope of the polyclinic, then the Medical Officer at the first stage will refer the patient to local MH (Where required facility is available). Should MH not have the desired treatment/speciality/bed space, the ECHS patient will have the choice of going to any empanelled hospital at the station. The choice of empanelled hospital will be of his and not of the doctor. In case the treatment is not available at that station the ECHS member can go to any empanelled hospital in India, however cost of transportation of going there is to be borne by the

59

individual. The list of all the hospitals recognized by ECHS and DGAFMS for empanelment (state wise) is appended at Appendix-‘K’.

EMERGENCY TREATMENT 21. In case of emergency, the ECHS member can either report to the nearest service hospital or to the nearest empanelled hospital in which case the bills shall be paid by ECHS or even the patient can report to any nearest Non empanelled hospital, in which case, the ESM or his/her representative will have to pay the charges to the non empanelled hospital initially. In all the case where emergency treatment is availed and where the patient does not go through the polyclinic, it will be patient’s responsibility to inform his Polyclinic/ECHS Central Organisation or Regional Centre within 48 hours of where he/she is admitted. The bills will be forwarded in original to the ECHS Central Organisation New Delhi, for reimbursement. The onus of informing the Polyclinic or ECHS regional centre and proving the medical emergency shall be that of the ESM patient.

REIMBURSEMENT OF MEDICINE/TREATMENT

22. The term “reimbursement” ceases to exist with the ECHS being put in place. No entitled ECHS membership card holder is required to pay any money for treatment/medicine at any ECHS/Polyclinic/MH or at an empanelled hospital/diagnostic centre to which he/she has been referred to by the polyclinic. All bills for treatment/medicine will be cleared directly by the ECHS organisation. The only exception is that, reimbursement will be made to an ESM for emergency treatment undertaken in a non-empanelled hospital.

FLOW CHART FOR PROCESSING OF ECHS APPLICATION FORM AT AFRO

. Note: Airmen proceeding on discharge at their own request/Medical Invalidation and family pensioner (service death) are required to submit there ECHS Application Forms at Stn HQ/ECHS Regional Centre of the area of their re-settlement directly along with all requsite documents.

D minus 6 months

Receipt of ECHS Application form at AFRO

D minus 5 months

Scrutiny of ECHS Application form at AFRO

D minus 4 months

Deapatch of ECHS Application to Regional Centre (ECHS) Delhi Cantt and obtaining Registration number

and issue of documents receipt. So that he can avail medical facilities in absence of Smart Card/Collect

the Smart Card from Stn HQ.

D minus 3 months

Processing of ECHS Application form at ECHS Regional Centre and liaison with manufacture for

procurement of SMART Card and dispatch to AFRO as an when manufactured/procured.

D minus 1 Month

Receipt & dispatch of Smart Card by AFRO to individual through parent unit/Stn HQ (ECHS) as per the

address given “where pensioner intends to settle down” by Regd SDS.

Receipt from the individual (for receipt of SMART Card) received at AFRO and submitted to Regional

Centre ECHS Delhi Cantt as and when received.

D minus 10 months

Issue of application form to retiring personnel reporting to AFRO

for final clearance during briefing on ECHS

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FREQUENTLY ASKED QUESTIONS

Q.1. I have retired after 01 Apr 2003, but my contribution for ECHS has not been deducted through the PPO. How can I become an ECHS member?

ANS AFRO has sent a letter to all its retirees after 01 Apr 2003, advising them on this matter. AFRO will take direct responsibility of ECHS membership only for those Ex-airmen/NCs (E)/ NOKs whose ECHS contribution have been deducted through their PPO (approximately wef Oct 2003). All other retirees will have to become ECHS member through their nearest Zila Sainik Board / ECHS Regional centres.

Q.2. What will happen to Medical Insurance Scheme (MIS) sponsored by AFGIS?

ANS MIS by AFGIS has been stopped wef 01 Apr 2003. One-year overlap (upto 31 Mar 2004) has been given to old MIS members so that they can become ECHS members. As we understand, AFGIS is refunding the MIS money to all such members who have not yet claimed any benefits from it. With effect from 01 Apr 2004, MIS will cease to exist.

Q.3. What is the procedure for obtaining medicines, which are not available either with the Polyclinic or with the empanelled hospital? ANS Local purchases will be done through concerned SEMO, in military stations, and by the OIC Polyclinic/Medical Officer in non-military stations. They have been authorised certain LP powers. ECHS members are NOT required to purchase any medicines and, hence, will not be re-imbursed. Q.4. What is the basis of location of Polyclinic and their range of treatment facilities being provided by them? ANS ESM population of the area, as per ZSB reports, determines the type of Polyclinic, i.e. Type A, B, C or D. Each Polyclinic has different scales of manpower & equipment. Q.5. What are the methods of Empanelment of hospitals and doctors with respect to each Polyclinic? ANS Empanelment will be done by a Station Board of Officers, comprising of the Station Cdr/his rep, one Medical rep, a Medical Specialist and member of ECHS, and approved by Command HQs. List of empanelled Hospitals/Diagnostic Centres & Specialist Consultants will be available at each policlinic will also be posted on ECHS website at a later date. Q.6. How do the members intimate the change of residence, or change of status of dependents? ANS Change may be intimated to Station HQs. However, each time the pensioner or his dependants visit a Polyclinic, the status of dependants will automatically be checked. ECHS members must provide accurate facts of status. In case it is discovered that change of status has been concealed (no matter what the reasons) the provisions of Para 9 of the Affidavit will be applied and membership of the ESM and all his dependants will be terminated without any relief. There is NO appeal in such cases. Q.7. Can the members have the option to continue with more than one Govt/PSU Scheme? ANS An individual cannot become a member of two Govt/PSU Schemes he/she has to cancel membership of the other scheme in case opting for the ECHS. For example, one cannot be a member of CGHS & ECHS at the same time Nor can one be a member of the ECHS and a PSU scheme at the same time. In case any concealment of facts is discovered at any stage, recourse will be taken as per provisions of Para 9 of the Affidavit.

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Q.8. What is the medical coverage for those Ex-servicemen who do not join the ECHS Scheme? ANS Existing facilities through MI Room and Service Hospitals will continue. This will be reviewed after five years. Q.9. Why is re-imbursement not allowed under ECHS yet, even though members have submitted forms and made payment of contribution. ANS The procedures for Empanelment of hospitals/diagnostic centers/ consultants and payment to them are under consideration of the Government. There is NO payment to be made by an ECHS member under the scheme, hence, NO provision for re-imbursement. Q.10. Will all dependents of ESM be allowed Add-on SMART cards independently? ANS Only three Add-on cards are being provided in the initial phase. However, the question of having more Add-on cards will be reviewed later, depending on demand. The cost of each Smart Card is Rs 90.00-cost of each Add-on Card is also Rs 90.00. Q.11. Whether dentures will be authorized under ECHS? ANS Yes. Details is issued through an ECHS Brochure by 31 Mar 2004.

f

THINK IT OVER

“ THERE IS A PRINCIPLE WHICH IS A BAR AGAINST ALL INFORMATION,

WHICH IS A PROOF AGAINST ALL ARGUMENT AND WHICH CANNOT FAIL TO KEEP

A MAN IN EVERLASTING IGNORANCE. THAT PRINCIPLE IS CONDEMNATION WITHOUT INVESTIGATION.”

62

CHAPTER X

IAF PLACEMENT CELL INTRODUCTION 1. Placement Cell was established at AFRO on the occasion of 50th year of independence in the year 1997. The aim of the cell was to assist retired as well as shortly retiring PBOR to find a suitable job in corporate world. Similar cell was functioning at Air HQ for the benefit of Officers. As the Hon’ble Raksha Mantri declared the year 2007 as the year of placement for the ex-servicemen, on 18 Jun 07, both the placement cells were merged and IAF Placement Cell came into existence. 2. In order to reach the companies located in nook and corner of the country and to facilitate ex-Air Warriors, Regional Placement Cells have been set up at all Command HQ. Personnel residing in respective area of Commands can approach Regional Placement Cells for placement related assistance. The contact details of Regional Placement Cells are given below:-

Command Email ID WAC wacpc[at]ibol[dot]net[dot]in SWAC swacpc[at]indiatimes[dot]com EAC eacpc[at]indiatimes[dot]com CAC cacpc[at]indiatimes[dot]com SAC sacrpc[at]indiatimes[dot]com MC hqmcpc[at]indiatimes[dot]com TC tcpc[at]indiatimes[dot]com

MEASURES TAKEN TO IMPROVE EMPLOYMENT OPPORTUNITIES 3. The Placement cell has undertaken various innovative measures to improve placement opportunities, keeping pace with the changing technology and concepts. In this regard, five Placement fairs have been conducted at key locations with in the country, having concentration of a large number of industry . Wide publicity has been given through leading newspapers all over the India before the commencement of all fairs. A large number of Air-warriours have been absorbed by the leading companies from all the sectors during such fairs. In order to generate more emloyment opportunities on a day to day basis constant liaison is made with various Govt/PSU/civil organizations all around the country and personal contacts are established with the HR Managers and Heads of major companies. Our concerted effort has made it possible to sponsor more than 30,000 ex-Air Force personnel to various civil organizations through old module . However, to increase the accessibility of IAFPC and provide online registration and sponsering facility, in Jul 2008 a dedicated Website www.iafpc.co.in was launched in association with ICICI group. Since then more then 10,000 Airwarriors have been registered on line, and for a total of 3450 vacancies more than 9300 Airwarriors have been sponsored online to varius leading companies from all the sectors. Presently a large number of our personnel are already on the pay roll of major companies like Air India Express, ICICI, Reliance Communications, HAL, NTRO, Intelligence Bureo, Godrej, Vatika Group, Vishal Retail Ltd, Wipro BPO, GMR Group, ICFAI, HCL Infosys, HCL Infinet and various other MNCs.

REGISTRATION 4 Registration can be done by individual online at www.iafpc.co.in after receiving their discharge order and in case of already discharged; registration may be done any time. Data received through website are validated by IAF Placement Cell in respect of service No, rank, name, trade, DOB, DOE and DOD. After validation, approval is given and employee can log in on website. Simultaneously, confirmation e-mail goes to individual. Before approving, it is being ensured that the employee fulfils the following eligibility criteria.

(a) Already retired. (b) DO has been issued or not, if not, then an individual can not reigister. (c) Dismissed /Court-martialled/Cashiered personnel are not to be registered.

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SPONSORING 5. (a) The sponsoring activities are carried out through the website. The list of willing

candidates who has applied for the posted vacancy online is taken out as per last date mentioned by the employer. Then profiles of the candidateds are verified as per the QR or eligibility criteria mentioned by the employer for the post, and finally the list of eligible candidates is sponsored to the concerned employers.

(b) The following criteria are used to finalise the list of the candidates out of the total online willingness received for a particular vacancy before sending to the employer : - (i) Company QRs (vii) Recently retired personnel (ii) Qualification for the Job (viii) No of chances given (iii) Job Profile (ix) Salary range (iv) Experience (x) Age

(v) Personnel already retired (vi) Location of the job

Note: Though IAF Placement Cell make all efforts to facilitate a second career to Airwarriors, however, further negotiations pertaining to remuneration, contractual obligation, selection, continuation of job and any conflict between employee and employer will have nothing to do with IAF Placement Cell/RPCs.

THINK IT OVER

“ YOU DON’T HAVE TO BE TIRED. GET INTERESTED IN SOMETHING, GET ABSOLUTELY ENTHRALLED IN SOMETHING.

THROW YOURSELF INTO IT WITH ABONDON.

GET OUT OF YOURSELF. BE SOMEBODY.

DO SOMETHING.

THE MORE YOU LOSE YOURSELF IN SOMETHING BIGGER THAN YOURSELF,

THE MORE ENERGY YOU WILL HAVE.

YOU DON’T HAVE TIME TO THINK ABOUT YOURSELF AND GET BOGGED DOWN IN YOUR EMOTIONAL DIFFICULTIES”.

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Appendix-‘A’

(Refers to Para 3 of Chapter II)

APPLICATION FOR ADDITIOANAL PENSION OF 80 YEARS OF AGE AND ABOVE : PRE 1986 RETIREE

1. Service No. : 2. Rank : 3. Name : 4. Group : 5. PPO No. : 6. Latest PPO No. (if any): 7. **DOB : 8. Name of Spouse/FP : 9. Date of birth of Spouse : 10. *BSR Code of Link Bank : 11. *BSR Code of Payee Branch & A/C No : …………………………………………………………………………………………… Note : All fields are mandatory.

* Not required for pensioners drawing pension from DPDO/Treasury/PPM ** Claim of DOB by pensioner should be supported with attested photocopies of Discharge Certificate.

(Signature of pensioner) With complete Address

Date: Address of PDA with Rubber Seal:

65

Appendix ‘B’ (Refers to Para 14 (d) of Chapter II)

COMMUTATION TABLE

Commutation Values for a pension of Rs 1 per annum

Age next Birthday (In Years)

Commutation Value expressed as number Of years purchase

Age next birthday

Commutation Value expressed as No of years Purchase.

20 9.188 51 8.808 21 9.187 52 8.768 22 9.186 53 8.784 23 9.185 54 8.678 24 9.184 55 8.627 25. 9.183 56 8.572 26 9.182 57 8.512 27 9.180 58 8.446 28 9.178 59 8.371 29 9.176 60 8.287 30 9.173 61 8.194 31 9.169 62 8.093 32 9.164 63 7.982 33 9.159 64 7.862 34 9.152 65 7.731 35 9.145 66 7.591 36 9.136 67 7.431 37 9.126 68 7.262 38 9.116 69 7.083 39 9.103 70 6.897 40 9.090 71 6.703 41 9.075 72 6.502 42 9.059 73 6.297 43 9.040 74 6.085 44 9.019 75 5.862 45 8.996 76 5.657 46 8.971 77 5.443 47 8.943 78 5.229 48 8.913 79 5.018 49 8.881 80 5.812 50 8.846 81 4.611

THINK IT OVER

“ MAN USUALLY LEARNS THE TRUTH ABOUT HIS BODY

WHEN IT IS TOO LATE TO SAVE IT.”

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Appendix-‘C’ (Refers to para 14 Note-2 of Chapter II)

From, --------------------------------- --------------------------------- --------------------------------- To, --------------------------------- --------------------------------- ---------------------------------

RESTORATION OF COMMUTED PORTION OF PENSION AFTER 15 YEARS Dear Sir, Kindly restore my commuted portion of pension in terms of Ministry of Personnel PG & Pension Department of P & PW OM No. 34/2/86 P & PW dtd 05.03.1987. Required particulars are given below: 1. Name in BLOCK letters : --------------------------------------------- 2. Date of retirement : --------------------------------------------- 3. PO/PPO No. /ES No. : --------------------------------------------- 4. Amount of original pension : --------------------------------------------- 5. Amount of pension commuted : ---------------------------------------------

6. Name of the Account Officer, viz. the Authority who issued PO/PPO No. : ---------------------------------------------

7. Name of the Treasury /Post Office PPM

/Other Pension Disbursing Agency : --------------------------------------------- Date: Signature of the Pensioner

Particulars Verified

Signature Rubber stamp of PDA

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Appendix-‘D’ (Refers to para 15 of Chapter II)

FORMULAE FOR CALCULATING SERVICE PENSION,

DCRG AND COMMUTATION Pension : 50% of emoluments last drawn or average of reckonable emoluments drawn during last 10 months, which ever is more beneficial. DCRG : Total Service X (Total emoluments+DA) 2 *Subject to maximum 33 years or maximum 10 Lakhs, whichever is lesser. Commutation: 50% Of Basic Pension X 12 X Age Value (Age is counted as on next date of birth after DOD) CATEGORY RETIRING/SERVICE

INVALID PENSION FAMILY PENSION ALL TYPES OF GRATUITIES

Personnel Below Officer Rank

Pay in the Pay Band, Grade Pay, Military Service Pay, ‘X’ Group Pay and whole of classification allowance, if any last drawn

Pay in the Pay Band, Grade Pay, Military Service Pay, ‘X’ Group Pay including classification allowance, if any last drawn by the individual

Pay in the Pay Band, Grade Pay, Military Service Pay, ‘X’ Group Pay and whole of classification allowance, if any, plus Dearness Allowance admissible on the date of discharge / Invalidment / Death.

xxxx

THINK IT OVER

“ A fool and his money are soon parted.”

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Appendix-‘E’ (Refers to para 4 of (Chapter-II)

ACTIVITY CHART FOR UNIT ORDERLY ROOM

ACTIVITY CHART Months

D – 12 Discharge order (DO) issued by Recording Wing AFRO is received by the unit. Within three Dispatch the following documents to OIC Recording Wing, AFRO: weeks of receiving (a) The Adjt is to review the UCSR for accuracy and completeness in all respect the DO bring it up to date (refer Appx ‘A’ to AFO 133/98, Para 9 of AFO 40/89 and check the List attached as Annexure I))

(b) Updated CTC of Unit Copy of Sheet Roll (UCSR) along with duly signed check list

(c) Appendix ‘B’ to AFO 40/89(Application cum sanction for

Encashment of leave – in triplicate) (d) Requisite information vide Appx ‘A’ to AFRO letter No RO/2901/1/1/P&W(Adm) dated 05 Feb 99.

Note: Leave availed and leave encashment vide (b), (c) & (d) should tally. D – 11 Dispatch the following documents to OIC Pen-Wel Wing, AFRO:

(a) IAFF (P) 28(Descriptive Roll) : Two copies

(b) IAFF (P) 61 (Roll of airmen) : Two copies

(c) Appendix ‘A’ (Details of Family) : Two copies

(d) Form ‘A’ (Nomination Form) :

(e) Form of application for commutation :

Three copies

Two copies

(f) Joint Photograph duly attested by Commissioned Officer in front in civil clothes

: Four copies

(g) Single photograph in uniform with service particulars on reverse

: Two copies

(h) Medical Certificate as per Air HQ letter No. AHQ/26481/Med-7 dated 24 Jun 2002

: Two Copies

Note 1. Check list is attached as Annexure I to this Appendix. Note 2. Airmen reporting to AFRO for final clearance should bring original UCSR for talliation and thereafter the same is to be carried back to the Parent Unit. Original UCSR would continue to be maintained at Unit till DOD and thereafter dispatched to AFRO (Pen & Wel Wg). NE POR is also to be dispatched to the Recording Wg (Post NE) for updating of leave details and preferment of Leave Encashment claims with AFCAO.

D Day

(a) Immediately after discharge, the Unit should complete the UCSR in all respect. The following entries ought to be recorded in the UCSR by the unit: -

69

(i) Any outstanding entries from previous POR.

(ii) Leave granted/encashed

(iii) Discharge entry.

(iv) Trade proficiency

(v) Conduct sheet

(vi) Assessment

(vii) Admission/Discharge to/from hospital

(viii) AWL/Cease to be AWL and its regularisation in appropriate section of UCSR.

(b) Unit to issue only the authorised, discharge certificate to airmen as per AFRO letter No RO/2902/P&WW(Wel) dated 15 Jun 2004.

(c) Dispatch of Registration form in duplicate to Zila Sainik Board.

(d) AOC/Stn Cdr/CO will hand over the copy of PPO and Pension certificate to superannuating airmen on their last day in the IAF.

D + 1 day Originate Ops Immediate Signal for intimation of discharge & SOS of the airman to OIC

Pen-Wel Wing, OIC RW(DIS) both at AFRO and OIC NEAS , AFCAO. D+2 days

(a) Immediately after discharge the following entries are to be promulgated in the Unit NE

POR.

(i) All outstanding entries under appropriate headings.

(ii) Leave granted prior to discharge/leave encashed.

(iii) Discharge authority.

(iv) Annual leave availed with dates (From______ to ______), No. of days leave not availed and No of days leave encashed, all with POR No’s , for last two years of service, prior to date of discharge of airmen/NCS(E) must be promulgated under heading ‘K’ of NE POR.

(b) Dispatch Original UCSR to OIC Pen & Wel Wing. NE POR to be dispatched to OIC RW (Post NE).

(c) Dispatch NE-POR as per appendix ‘C’ to AFO 40/89 as per distribution list and to OIC Service Pension (AFRO), RW (Leave encashment Cell) also.

(d) Dispatch duly certified Appx ‘B’ to AFO 40/89 by Unit Adjt to AFCAO (NEAS) along with NE POR.

Note: 1. Leave details from 1983 onwards are to be promulgated under heading “A” in the format given below. If number of days leave availed in a particular year is less than 30 days, then instead of writing it as 30 days, exact number of days availed only should be written.

Year Unit Total leave availed with period (From… To….)

POR No

Leave Not availed

No of days encashed

POR No promulgating accumulation of leave

Note: 2. Encashment of Leave (No of days) promulgated in NE POR should tally with those approved in Appx’B’ to AFO 40/89 (Application cum sanction of encashment of leave).

70

Note: 3. NE POR should contain number of leave availed and leave encashed as latest as on the date of discharge.

Note: 4. Checklist for Adjutants is attached as Annexure I & II to this Appendix.

Note: 5. Checklist for filling up discharge book IAFF(P)–53 by adjutant is attached as annexure III LEAVE ENCASHMENT: Within three weeks from the date of receipt of Discharge Order at the Unit, the record of annual/sick leave encashment from 1983 onwards duly signed by the Adjt, in respect of airmen/NCs(E) who are being discharged is to be forwarded to OIC RW (Cord Cell), AFRO as per the format given below on separate sheet/paper for each individual. While preparing this information, it is to be checked whether the individual has availed excess/irregular leave or not, number of days leave exceeding his entitlement in a particular year or not and if so, regularisation action is to be initiated by raising statement of case to obtain CFA sanction as per rule 188 FR Part-I Ser No Rank Name & Initials Trade DO No & Date

Year Unit Total leave availed with period (From… To….)

POR No

Leave Not availed

No of days encashed

POR No promulgating accumulation of leave

D + 7 days Unit shall maintain non effective file in respect of all airmen proceeding on superannuation/discharge from the unit for a period of three years. The file shall contain the following documents: -

XEROX/CTC of Unit Copy of Sheet Roll (UCSR).

(a) NE POR – One Extra copy

(b) Photocopy of Appx ’B’ application-cum-sanction of leave encashment.

(c) Requisite information vide Appx’A’ to AFRO letter No RO/2901/1/1/Pen-Wel (Admin) dated 05 Feb 1999. (d) Copy of service pension claim form.

(e) List of certificate issued to the airman

(f) Photocopy of PPO and receipt of PPO from superannuating airmen.

(g) All loose papers maintained in Dossier cover of UCSR are to be retained in NE file of PBOR and not (R) not to be forwarded to AFRO until specified for: Legends DOD - Date of Discharge SOC - Statement of Case NE POR - Non-Effective Personnel Occurrence Report PPO - Pension Payment Order

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Annexure – I CHECKLIST FOR ADJUTANT– 1 1. IAFF (P) 61 Pension Claim Form

(a) Name of individual as per Discharge Order. (b) Date of Birth and date of enrolment as per Unit Copy of Sheet Roll. (c) Permanent and pension correspondence address is to be specified clearly and/or separately alongwith Contact No. if any. (d) Dates of promotion as per Section II of Sheet Roll. (e) Non-qualifying service as per Sheet Rolls (Section II & IV) & Section VI for AWL regularized as EOL.

(i) AWL Period.

(ii) Period under civil custody

(iii) Detention period awarded by court-martial.

(iv) Period of AWL regularized as Extra Ordinary Leave. 2. IAFF (F) 28 (Revised) Descriptive Roll

(a) Pension Disbursing Office details on page-1. (b) Bio-data and service history of individual as per Sheet Rolls. (c) Self and Wife’s specimen signature with thumb and finger impressions of left and right hand respectively on Page 3 and 6 to be attested by Commissioned Officer (Adjt). (d) Affixing of attested joint photographs on Page 6 in civil dress only.

3 Annexure ‘A’ Family Particulars

Details of family members of self as per Sheet Rolls and countersigned by Adjt/ Commanding Officer. It is also to be ensured that the Date of Birth of wife and children as per the Sheet Roll is mentioned against their age.

4. Form ‘A’ – Nomination form for Family Pension

(a) Pension Disbursing Office details. (b) Name of Next-of-kin (wife) and Name of first nominee for Family Pension as per Unit Copy of Sheet Rolls (Section V). (c) Name of Second Nominee (Children) as per Unit copy of Sheet Rolls and below 25 years of age and unmarried. (d) Individual signature with two-witness signature.

(e) Parents are to be made nominee only in absence of wife & children (AFO 133/98 refers).

5. F-340 Commutation Form

(a) Particulars of individual filled correctly.

(b) Pension Disbursing Office Details.

(c) Commutation Form be addressed to Addl CDA (Air Force) New Delhi – 10.

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6. Medical Certificate.

(a) To be in original and duplicate signed by SMO affixing rubber stamp with unit seal for Cat ‘A4G1’ personnel. Med Certificate is to be attached as per Air HQ letter No. Air HQ/26481/Med-7 dated 24 Jun 2002. (b) Medical Certificate if subjected to approval by DGMS(Air) in respect of low Medical categories. To obtain final medical certificate with or without loading of age as early as possible for processing of Commutation claims. However, an extract of the same signed by SMO must be enclosed immediately with the pension claim forms.

7. Attested Joint Photographs.

The photographs are to be attested on front side by a Commissioned Officer and to be in Four copies in civil dress only.

8. IAFF (F) 17 Unit Copy of Sheet Roll

(a) Section II, III, IV & VI are to be updated. (b) AWL entries whether regularised or not in Section IV. (c) Promotion entries. (d) Leave record till the date of Final Clearance in Section VI.

9. All signatures by Pensioner/Adjt/Medical Officer/CO should be full signature. Initials are not acceptable. 10. Originating of Signal intimating NE POR number and date of SOS immediately. 11. Individual must acquaint himself with the Hand Book on Pensionary benefits issued alongwith Discharge Order.

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Annexure - II CHECKLIST FOR ADJUTANTS – 2

Adjutants will ensure that following points are correctly recorded in the UCSRs before submitting

it to OIC RW (Coord) AFRO. 1. SECTION – I

(a) Spelling of name, date of birth, date of enrolment are correctly recorded. In case there is variation in DOB, then attested photocopy of matric certificate is to be attached.

2. SECTION - II

(a) Enrolment and attestation entries are made with POR No. (b) AWL entry is supported with cessation (AWL period is to be either regularised as leave or punishment entry is made in Section VI/Section IV) with supporting POR No. (c) Civil custody period are regularized. (d) All classification/reclassification and promotion entries from AC to his present rank are available with POR No. (e) All Extn of service entries are made with supporting POR Nos. (f) Admission to hospital entry is supported with discharge from hospital entry.

3. SECTION – III

(a) Ensure that I/II/III rate of GCB Pay is awarded after 04/08/12 years of reckonable service taking into account the following.

(i) Detention/forfeiture of pay and allowances for AWL period is to be deducted while calculating reckonable service.

(ii) In case airman has more than one Red Ink entry or he has been convicted by Court Martial/Imprisoned/awarded detention on preceding two years from the date he was due for GCB Pay, then he will be now authorised for award of GCB pay, two years after date of award of such punishment.

(iii) Ensure any service rendered for which pay is not allowed under Rule 256 Pay & Allowances Regulations for the Air Force is not counted as reckonable service for award of GCB Pay.

(iv) Airmen who have completed two years of reckonable service as NCs(E) will be awarded 1st rate of GCB pay after completion of two years of reckonable service as an airman.

(b) Special Increment Pay, if any, to be recorded with POR No. In case there are POR entries in section III for birth of child after authorisation of SIP then, SIP to be cancelled and entries made by quoting POR No.

4. SECTION – IV . All punishment entries made correctly with corresponding entries in section II (AWL entries) wherever applicable. 5. SECTION – V. Marriage/Divorce/Birth of child/Next-of-kin entries/Date of Birth of wife are recorded correctly with supporting POR NO.

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6. SECTION – VI. Proper record of complete 60 days of Annual Leave (availed and encashed)/Sick leave from 1983 onwards with POR No. is available for each year till date of discharge along with time bar sanction authority in case POR in case POR has not been promulgated within two years of occurrence. Special attention is to be paid to the following:

(a) The period after discharge from hospital/overstayal of leave on account of Sickness will first be debited to the Annual Leave or accumulated annual leave account and the excess, if any, will be regarded as Sick Leave. (b) The period of hospitalisation from date of expiry of Sick Leave (in the case of airmen including WOs and MWOs and NCs (E) who are again admitted to MH during the currency of sick leave granted subsequent sick leave if any, will be debited to the annual leave or accumulated annual leave account and the excess if any, will be regarded as sick leave with full pay & allowances. (c) The period of hospitalisation from the date of expiry of sick leave for check up and passing fit for duty will be treated as sick leave with full pay and allowances. (d) Sick leave recommended on discharge from hospital will commence from the date following the date of discharge from hospital. (e) In case of an individual who falls sick while on leave and is admitted to hospital and consequently overstays the leave sanctioned, the period of overstayal up to 60 days may be regularised by CO by treating first 30 days as sick leave and balance 30 days against the following year annual entitlement of the individual. All cases of overstayal beyond 60 days will be referred to Govt for orders. (f) In case sick leave granted to an individual extends from one calendar year to next, the portion of such leave falling in the next year will be first debited to that year’s annual leave entitlement of the individual.

Certified that UCSR has been correctly updated as per the checklist. I shall be solely accountable & responsible for any error, if detected subsequently at AFRO.

Assistant Adjutant

COUNTER SIGNED BY ADJUTANT

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Annexure – III CHECK LIST FOR FILLING UP DISCHARGE BOOK IAFF (P) – 53

Sl No

Subject Action From

1. Particulars of Ex-airman As per discharge order issued by AFRO 2. Name of Wife As per Section V of UCSR 3. Personal Particulars As per Discharge Order & Section I of UCSR 4. Permanent Home Address As promulgated in NE POR taken at the time of

discharge. 5. Date of Enrolment/Attestation As per Section II of UCSR 6. Total Service As per Section II of UCSR 7. Date of discharge and Authority As per Discharge Order issued by AFRO 8. Reason for Discharge As per Discharge Order issued by AFRO 9. Reserve Liability As per Discharge Order issued by AFRO 10. Terms of Engagement As per Section I of UCSR 11. Trade As per Section II of UCSR 12. Details of Sea/Air Service/War

Service/Service Abroad As per Record in UCSR along with POR

13. Monthly pay and Allowances As per Last Pay Drawn Certificate 14. Medal/Decorations/Commendations As per Section III of UCSR 15. Character Assessed As per Policies issued by Air HQ/AFRO. 16. Education Qualification At the Time

of joining the service As per Section I of UCSR

17. Educational qualification gained while in the service

As per Section III of UCSR

18. Service test & Examinations Passed As per Section III of UCSR 19. Specialist/Service Courses & Foreign

language Courses As per Section III of UCSR

20. Trade Proficiency As per the policies issued by Air HQ/AFRO from time to time.

21. Resettlement Courses As per Section III of UCSR 22. Details of Battle Wounds and

Disability with percentage As per Section III of UCSR & Medical Records

23. Details Family Members As per Section V of UCSR 24. Sports & Extra Curricular Activities As per records available in UCSR 25. Occupational Records Prior to

Joining Service As per records available in UCSR

26. Details of TA Services As per records available in UCSR 27. Priority for Re-employment As per policies issued by DGR from time to time. 28. Equation of service education

qualification with civil education qualification

As per policies issued from time to time

29. Proficiency in MT Driving Only for concerned tradesman 30. Emoluments Last Drawn As per Last Pay Drawn Certificate 31. Unit Last Served As per records available in UCSR 32. Details of Dependent As per Para 1 (a) of Part I of Discharge Book 33. Signature of Ex-airman To be obtained before issuing the certificate 34. Joint Photographs To be attested by Unit Adjutant and Pasted in

Discharge Book.

Note: UCSR = Unit Copy of Sheet Roll

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Appendix –‘F’ (Refers to para 5 (c) of Chapter II)

REQUISITE INFORMATION

1. Date Of discharge 2. Date of Attestation 3. Promotion with date and POR 4. Extension of service with period and POR 5. GCB pay with date and POR 6. Sterilisation pays with date and POR, if any 7. Details of Hospitalisation period:

Unit Date of Admission/ Discharge from hospital

Place of admission/ Discharge

POR Number

8. Details of AWL period and disposal thereof:

Unit AWL Period From TO

POR Number Disposal with POR Number

9. Details of civil custody period, if any:

Unit Civil Custody Period From TO

POR Number

10. Record of Annual / Sick Leave availed / not availed / encashed as per format given below:

Year Unit Period From TO

No of days availed

POR No.

No of days encashed

POR No.

No of days not availed

Signature of Adjutant

THINK IT OVER

“AN ACRE OF PERFORMANCE IS WORTH THE WHOLE WORLD OF PROMISE”.

77

Appendix-‘G’ (Refers to para 6 of Chapter II)

LIST OF DOCUMENTS TO BE DESPATCHED TO AFRO

(IAFF (P) 28-A (REVISED) (Govt of India, Min of Def letter No A/47266/AG/PS4/(b)/2095/B/D(Pen/Sers) dated 03 Aug 84) PENSION DISBURSING OFFICE A/C No. 0119006086

Name STATE BANK OF INDIA Treasury Serial …N/A H/O……N/A BRANCH- MAIN BRANCH DIST- PRATAPGARH (UP)

DESCRIPTIVE ROLL OF Name JAIBIND KUMAR SHUKLA … .Rank… SGT Unit AFRO INSTRUCTIONS THUMB AND FINGER IMPRESSIONS AND SPECIMEN SIGNATURES 1. A small quantity of printers ink should be well rubbed on a tip slip until a very thin even layer is formed. The balls of the thumb and all the fingers of the left hand of the individual/after being wiped, should be laid on the inked slab and rolled from side to side (not rubbed) until sufficiently inked (this can be learned from experience) and then lightly and carefully rolled on the paper on which the print is to be taken in such a way that the pattern of the whole of the ball of the thumb and fingers from side to side is clearly impressed on it. It must be specially borne in mind that any side movement either at the time of applying or removing the thumb will cause a smudge and spoil the impressions. 2. The impression on page 3 is required for permanent record in the audit office that on page 6 is detached and retained by the pension disbursing office. In the case of family pensioners not with the unit the impression on the duplicate copy of IAFA-366 or A-368 will be removed therefrom and pasted on the space provided on pages 3 and 6 of this form. 3. However, the case of pensioners in respect of whom joint photographs in civil dress with the wife have been furnished and who are literate enough to sign their name in English, Hindi or any official regional language, instead of taking their thumb and finger impression as means of identifications they will be required to affix three specimen signatures on pages 3 and 6 of the Descriptive Roll.

78

DESCRIPTIVE ROLL Class No……………………..… Serial No…………………………. Payee Station…………………. Channel of payment………………. Date from which pensioned

Name, Rank and Last unit

Father’s Name

Service No.

Length of service previous to be Pensioned

01 MAY 2010

JAIBIND KUMAR SHUKLA AFRO

LATE SHRI KP SHUKLA

736358F Unit Rank ATI AF (AC U/T) 9 WG, AF (AC/CPL)

5 AF HOSP (CPL) ETI, AF (CPL)

AFRO (CPL/SGT

Yrs/Months 04.04.90 to 20.05.91 21.05.91 to 12.10.95 13.10.95 to 08.10.99 09.10.99 to 12.10.03 13.10.03 to 30.04.2010

Height/age When pensioned

Colour of hair Of eyes

Complexion Face Figure

Country or Family residence

174 cm 38 year 04 months

Black Black

Fair

Round

Healthy

India

Disability & other Pension granted Temporarily for a Fixed period

City or Village

Parganah or Tehsil

Zila State Religion

N/A

Jagdishpur

Raniganj

Pratapgarh

UP

Hindu

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Class/Tribe For what period granted Date on which pension is

to cease

N/A

Life Long

On death

Prominent service and Character whilst serving

Indelible Marks Remarks on examination by Pension Payee Officer

Exemplary

One Black Mole on upper

chest

Impression of balls or thumb and all fingers of the left hand in the case of individual/Right hand in the case of the wife of the individual to be repeated also on page 6. Left hand Thumb & Finger impression Right Hand Thumb & finger impression (Individual) (Wife) Three specimen signatures of the individual and his wife duly attested: Individual His wife

(1) Sd/xxx (1) Sd/xxx (2) Sd/xxx (2) Sd/xxx

(3) S/xxx (3) Sd/xxx

Sd/xxx (R Rajkumar) Flt Lt Adjutant AFRO

The period of service in each unit and rank in which such service was performed must be separately entered. List attached N.B. In the event of an extension, the period of extension with number and date of the pension circular/Pension Payment –Order should be noted in red ink. The same procedure should be followed in the case of pension being made permanent.

**In the column “Prominent Service” the number of battles sieges which the pensioner may have served and the occasions on which medals or other rewards where received are entered.

@% In the column “Indelible Marks”, the sign and situation of any wounds, scars, moles or other peculiarities tending to the identification of the pensioner are to be entered by medical officer of regiment in their own handwriting in plain intelligible terms after careful examination of the individual.

Next-of-Kin or other person to whom Relationship Signature of Arrears of pension are to be paid at the Pensioner Demise of pensioner

Asha Shukla Wife Sd/xxx

80

Signatures of two guarantors to whom he is known as the individual of the pension list. Signature of Guaranters

1…………………………………… 2…………………….. Address :………………………… Address……………………………..

…………………………………… ……………………………………… Name of pension disbursing office (in case the Guarantors are military pensioners and their Treasury/Head Office) Name……………………………………… Serial No…………………………………….. Full Signature and Designation of Pension Payee Officer Description of Pension Rate to be entered in figures and words Authority ___________________________________________________________________ Pension per mensem Rs. ___________________________________________________________________ Relief per mensem ___________________________________________________________________ Personal allowances per mensem ___________________________________________________________________ Personal allowances A.D.C. Per mensem ___________________________________________________________________ Gallantry Awards = + Certified that ……………………………..above named have been paid in my presence an advance of Rupees ………………………………………….on this day…………….of ………..20…. Station……………………….. Commanding……………………………. Date ………………………… Recorded in…………………. Register page No………………………………

Pension Payee Officer………………………………… ___________________________________________________________________ * In the column “Next-of-kin” the name, ages and occupation of the pensioner’s son or nearest male relations are invariably to be noted also the names of person to whom he wishes all arrears due to him at the time of his death to be paid. Indian Military pensioners ate permitted to nominate alternative heirs in order to priority of purposes of payment of any arrears of pension due to the sate of the deceased pensioners. Heirs so nominated will be serially numbered in order of priority of right to the payment of ea arrears and will have successive right to the payment of the pensioners of the time of the first payment after the 1st January in each year. % State the controller’s pension circular/pension payment orders in which the continuance of personal allowance on transfer to the pension list notified. X State the controller’s pension circular/pension payment orders in which the continuance of annuity on transfer to the pension list notified. X Expunge where no advance is given.

81

PARTICULARS OF TRANSFER

Pensioner transferred

From To

Authority for

transfer

Monthly Rate of Pension

Rate of payment

To what Date

Amount Paid

Signature of Payee Officer

Impression should be taken in as small a compass as possible before consistent with clearance----see instructions page 1. Thumb and finger impression/specimen signature of late taken before (Name of the, Officer. Designation of Officer and date). Left Hand Thumb & Finger impression Right Hand Thumb & Finger impression (Self) (Wife)

Individual His wife

1 Sd/xxx 1 Sd/xxx 2 Sd/xxx 2 Sd/xxx 3. Sd/xxx 3 Sd/xxx

Sd/xxx (R Rajkumar) Flt Lt Adjutant AFRO

Latest passport size joint photograph of the individual with his wife in civil dress duly attached. Should be pasted here

Joint Photograph (Duly attested by the Unit Adjt)

(By Commissioned Officer)

82

THE COMMANDING OFFICER

(a) Unit to be entered Air Force Record Office

(b) Address to be entered Pen & Wel Wg (SP), Subroto Park New Delhi-10

(c) Pensioner’s Service/Number to be entered 736358-F

(d) Pensioner’s Rank SGT

(e) Pensioner’s name JAIBIND KUMAR SHUKLA

(f) Pension Sl No,. i.e. the No. given to his pension

Certified by Dy. CDA (AF) Sd/xxx

(VK Chopra) Air Cmde Air Officer Commanding Air Force Record Office

___________________________________________________________________ NOTE : _ All the above to he filled in before the Descriptive Roll is sent to the Pension Disbursing Officer. I acknowledge the receipt of IAFF (P) 28 in respect of the pensioner. Station ……………………….. Signature…………………………… Date ……………………….. Designation of pension payee Officer..

83

IAFF (P) 61

ROLL OF AN AIRMAN TO BE DISCHARGED/TRANSFERRED TO PENSION

Sl. No. Information Required Answers 1. Service Number 736358-F 2. Rank & full name : SGT JAIBIND KUMAR SHUKLA (Name should be hand written) 3 Trade and Group : CLK GD (Y) 4. Date of birth/age on enrolment : 20.12.1971 / 18 Yrs, 03 Months & 16 days. 5. Date of enrolment : 04.04.1990 6. Height : 174 Cms 7. Permanent home address with PIN number

(in block letters) (a) Village / H. No/Name: JAGDISHPUR

(b) Post Office / Street:: BIRAPUR (c) Street / PB No: (d) Tehsil: RANIGANJ (e) District: PRATAPGARH (UP) Pin: 230 302

Notes : 1. If no village can be given, the house number, street and town is to be given. 2. If PPO is to be despatched on different address, specify separately. 8. Identification marks (Personal appearance):A black mole on left cheek 9. Dates of several promotions Sub Cpl - 04.04.95,

A/Sgt/Paid - 01.11.03, Sub Sgt – 07.11.07 10 (a) Date of discharge (the date will invariably be one preceding the individual’s transfer to the pension establishment, i.e., the date up to and for which he has been paid).: 30 Apr 2010

(b) Total service to date of discharge (in years and days only) : 20 Years 27 days

(c) Total service to date on which medical board proceedings are countersigned by D.M.S. (Air), in case of invalidment. : N/A

11 (a). Period(s) not counting for pension. (See para, 207-A.3,4 & 8 or P & A Regs.

(1942 Edition). (AWL/Detention by Court Martial/Civil custody period): N/A (b) Any previous service towards pension or gratuity, as verified by the Dy. C.D.A.

(AF), New Delhi (quoting authority) : N/A. 12. Total length of qualifying service for pension/gratuity : 20 yrs 27 days

PPO is to be despatched to

C/O SHRI BN SHARMA

H NO. 63/1252, VRINDAVAN

A.V. COLONY

LUCKNOW (UP)

Pin: 240 112

Tele / Mob No / E – Mail / ID No.

84

13. Character : Exemplary 14. Prominent occurrences during service. (All records of field service from the date of Commencement to the date of termination should be entered here). N/A 15. Name of pension disbursing office from State Bank of India, Branch – MAIN BRANCH which desirous of drawing pension : Dist – Pratapgarh (UP), A/C 01190006086 Note: The bank should be authorised to disburse Defence Pension (check with authorised list of banks, available with O/Rooms of all AF Units). State the name of Head/District Treasury. If Payment is required from Sub-Treasury state the name in bracket 16. Amount of pension earned/recommended. : Full Note : The sanction of competent authority is necessary for full pension to airman invalidated on account of disorders (including insanity) brought on by indulgence in drugs or drink. (The statement of competent authority as regards the grant of full pension should be given in the form of a certificate). 17. Other allowances to which entitled when pensioned such as :

Sl No Information’s required Answers

(a) Param Vir Chakra/Maha Vir Chakra/Vir Chakra : N/A (b) Ashoka Chakra : N/A

(c) Jangi Inam : N/A

(d) Meritorious Service Medal : N/A

(e) Long Service Medal : 09 Years LSM (f) (g)

18. Cause and clause of discharge: On fulfilling the terms and conditions of his enrolment on RE Expiry AF Rules 1969, Chapter – III, Rule 15 Clause 2 (b) 19. Reasons, if recommended for reductions of pension (Disability Pension) : NA 20. Whether he was granted any pension previously, if so the No. and date of the pension payment order with Descriptive Roll Serial No. notifying pension, should be quoted.: N/A 21. Name, relationship to the pensioner : Mrs ASHA SHUKLA and full address of the person to whom (wife) arrears of pension are to be paid on the VILL-JAGDISHPUR

demise of the pensioner. PO-BIRAPUR DISTT-PRATAPGARH (UP) UTTAR PRADESH

22. Three specimen signatures of the pensioner:

85

(1) Sd/xxx

(2) Sd/xxx

(3) Sd/xxx

Sd/xxx (R Rajkumar)

Flt Lt Adjutant

Date : AFRO *By a commissioned officer. I certify that the particulars given above are correct as far as can be ascertained from the records of the individuals held at this station/unit. I recommend that full/half/3/4th pension (applicable to Disability Pension only) admissible under rule may be sanctioned. (See A.F.I. 5/S/56.) Sd/xxx Station : AFRO, New Delhi (VK Chopra) Air Cmde Air Officer Commanding Date : Air Force Record Office

*Deleate whichever not necessary

Certified that the above-named individual has held the following Substantive Rank, Trade and Group, during his last two years of service qualifying for pension. Recommended full/half/3/4th Pension (Applicable to Disability Pension) Emoluments for the purpose of DCRG :- 1. Basic Pay (Last drawn) …………………….Rs...…………………..…………..p.m. 2. Dearness Allowance(DA)…………….……..Rs…………………………………p.m. 3. Deduction, if any, applicable……………… .Rs…………………………………p.m. 4. D.C.R.G. admissible……………………….…Rs…………………………………Paisa OIC Pension OIC NEAS. AFRO AFCAO FOR USE IN DEFENCE ACCOUNTS DEPARTMENT Admitted Ordinary/Special

Rs……………….(Rupees……………………………..only) p.m. w.e.f……………………… For life. (Vide P.P.O. No………………………………………..) Assistant Superintendent A. A. O. (P)

86

Annexure ‘A’ to Govt of India, Min of def letter NO A/47266/ GPS 4/(b)/2095/B/D/Pen/Ser dated 03 Aug 1984

Joint Photograph (Duly attested by Unit Adjt) (Commissioned Officer)

DETAILS OF FAMILY Name JAIBIND KUMAR SHUKLA Ser NO. 736358-F Rank SGT Date of retirement/discharge 30 APR 2010 Details of the members of my family as on 07 Aug 2009 Sl NO Name of the Member Age/Date of Relationship Of the family Birth 01. MRS ASHA SHUKLA 35 Yrs / 24-5-1974 WIFE 02 VIPIN SHUKLA 12 Yrs / 12-3-1997 SON 03. SHWETA 10 Yrs / 22.07.1999 DAUGHTER

I hereby undertake to keep, the above particulars up-date by notifying to Air Force Record Office for any addition or alteration. Sd/xxx Date : Signature of individual COUNTERSIGNED BY Unit : AFRO Sd/xxx (VK Chopra) Air Cmde Air Officer Commanding Date : Air Force Record Office

“Certified and found correct with reference to entries recorded in kindred roll portion of sheet roll” Date : A F R O.

87

FORM-A Pension disbursing authority/Head of office (name of Bank/Try/Post Office/Account Officer, (Account No) A/c No-01190006086, STATE BANK OF INDIA BRANCH- MAIN BRANCH, DIST- PRATAPGARH (UP) I, 736358-F SGT JAIBIND KUMAR SHUKLA CLK GD hereby nominate the person named below under (Min of Def) letter No.4(2)/84/868/B/D(Pens/Sers) dated 01 May 84. Name & Address Relationship Date of If the nominee is minor name of the Nominee birth & address of person who may receive the said pension during the nominee’s Minority. (1) (2) (3) (4)

Mrs. ASHA SHUKLA WIFE 24-5-1974 N/A VILL-JAGDISHPUR PO-BIRAPUR PRATAPGARH-230 302 (UP) Name & Address of Relationship Date of birth Name & Add of person who may other nominee in case with pensioner (If the other receive pension during the other the nominee under Col nomiee is minor) nominee’s minority. 1 above predeceases the pensioner.

(5) (6) (7) (8)

VIPIN SHUKLA SON 12-3-1997 MR. SN SHUKLA VILL-JAGDISHPUR VILL-JAGDISHPUR PO-BIRAPUR PO-BIRAPUR DISTT-PRATAPGARH (UP) DISTT-PRATAPGARH (UP) PIN- 230 30 PIN- 230 302

Contingency on happening of which nomination shall become invalid

(9)

DEATH/DIVORCE/INSANITY/REMARRIAGE

Place : AFRO New Delhi Sd/xxx Witness : Sd/xxx (Sig & Name of Pensioner) Address : Sgt Ishwar Singh P&WW(SP), AFRO, ND-10 Signature of pension disbursing authority/Head office/(Acknowledgement to be sent by the pension disbursing authority/Head of Office. Certified that application /Nomination has been received from Jaibind Kumar Shukla whose address permanent is Vill-Jagdishpur PO-Birapur Distt-Pratapgarh (UP) PIN-230 302 Signature of Pension Disbursing authority/Bank/Try/Accts Offr/Head of office. Place Signature : Date : Address :

88

Annexure “A” to Min of Def Letter No 5621/AT-P(PC)/653/A/D(Pen/Ser)

Dated 06 May 1983

FORM OF APPLICATION FOR COMMUTATION OF A PORTION OF SERVICE PENSION

To, Dy CDA(Air Force) New Delhi – 110 010

COMMUTATION OF A PORTION OF PENSION Sir, I desire to commute a portion of my pension vide particulars given below : - Service Number: 736358-F

Rank : SGT

Name: JAIBIND KUMAR SHUKLA

Date of Birth: 20 DEC 1971

Residential Address: C/O SHRI BN SHARMA H NO. 63/1252, VRINDAVAN A.V. COLONY LUCKNOW (UP) Pin: 240 112

Amount/percentage of pension: 50% Desired to be commuted

Name of the Pension : A/c -01190006086 STATE BANK OF INDIA

Disbursing Office BRANCH- MAIN BRANCH DIST- PRATAPGARH (UP) Unit: AFRO Sd/xxx Date: 07 Aug 2009 Signature of the individual

89

Annexure “B” to Min of Def Letter No 5621/AT-P(PC)/653/A/D(Pen/Ser)

Dated 06 May 1983

DECLARATION

Whereas the Deputy Controller of Defence Accounts (Air Force) New Delhi has consented,

provisionally, to advance me pension @ Rs…As applicable… per month, DCRG @ Rs as applicable,

relief @ Rs…As applicable……….. and a sum of Rs…As applicable….. being the commuted value of

50% of the anticipatory pension mentioned above, in anticipation of the completion of the

enquiry/documents necessary to determine my pension entitlement viz pension relief, death cum

retirement gratuity and a part of pension that may be commuted. I hereby acknowledge that, in

accepting the advance, I fully understand that the same is subject to revision on the completion of

necessary enquiries/documents, and I promise to raise no objection to such revision on the ground that

the provisional payment now made to me exceed the aware to which I may be eventually found entitled.

I further promise to repay other in cash or by reduction from subsequent payments of pension any

amount advanced to me in excess of that which I may be eventually found entitled.

Signature : Sd/xxx

Ser No. 736358-F Rank : SGT Name : JAIBIND KUMAR SHUKLA

A/c -01190006086 STATE BANK OF INDIA

BRANCH- MAIN BRANCH DIST- PRATAPGARH (UP) Unit: AFRO Date : 07 Aug 2009 COUNTERSIGNED BY UNIT / STATION ADJT (COMMISSIONED OFFICER) Sd/xxx Unit: AFRO (R Rajkumar) Flt Lt Date : Adjutant AFRO

90

Annexure “C” To, The Branch Manager ______________(Bank) ______________(Branch and Address) Sub:- Payment of pension under PPO No……………… through your bank branch. Dear Sir/Madam, I wish to receive my pension under PPO No. …………… by getting it credited to the saving/current bank account no………………….. which is operated jointly in your branch by me and my spouse, Mr./Mrs………………. In whose favour an authorization for family pension exists in the Pension Payment Order (PPO). I have read and understood the contents of the Government of India, Ministry of Finance, Department of Expenditure, and Central Pension Accounting Office OM No. CPAO/Tech/Amendments/Sch Book/2005-06/69 dated 09.06.2005 which contains the following terms and conditions. Once pension has been credited to a pensioner’s bank account, liability of the government / bank ceases. No further liability arises, even if the spouse wrongly draws the amount.

(a) As pension is payable only daring the life of a pensioner, his/her death shall be intimated to the bank at the earliest and in any case within one month of the demise, so that the bank does not continue crediting monthly pension to the joint account with the spouse, after the death of the pensioner. If, however, any amount has been wrongly credited to the joint account, it shall be recoverable from the joint account and / or any other account held by the pensioner / spouse either individually or jointly. The legal heirs, successors, executors etc., (b) Payment of Arrears of Pensions (nomination) Rules, 1983 would continue to be applicable to the joint account with pensioner’s spouse. Thus, if there is an ‘accepted nomination’ in accordance with Rule 5 and 6 of these Rules, arrears mentioned in the Rules will be payable to the niminee.

I accept the above tems and conditions. My spouse too, in token of having accepted those terms and conditions, has put his/her signature below. 1. Signaute of Pensioner

2. Signature of Spouse

91

CERTIFICATE FOR COMMUTATION OF PENSION (Appendix “H” to IAP – 4303/87 refers Para 4.4.66)

I have carefully examined Ser No 736358-F Rank SGT Name JAIBIND KUMAR

SHUKLA Trade Clk GD Unit AFRO and I am of the opinion that the individual is in good bodily health and has the prospect and average duration of life. Commutation of pension in his case is therefore recommended for acceptance without any loading of age. His date of discharge/release is 30 Apr 2010. Fit for release in Medical category ‘A4G1’. SSQ/ Medical Stamp Place : WAC (U), AF New Delhi Signature of Medical Officer Date: (with rubber stamp) For Low Medical Category only

CERTIFICATE FOR COMMUTATION OF PENSION The Medical Board having carefully examined Service No ….….….Rank…. Name…..Trade……Unit…….are of the opinion that The individual is suffering from ………….but is otherwise in good bodily health and has the prospect of an average duration of life. Commutation of pension in his case is therefore, recommended for acceptance. Or

The individual is suffering from …..and as the consequence thereof he is not in good ;bodily health and does not have the prospect of an average duration of life. The medical Board therefore does not recommended acceptance of commutation of pension in his case.

Or The individual is suffering from ……the Medical Board is of the opinion that he is not in good bodily health and does not have the prospect of an average duration of life. The Medical Board however, recommended compliance with his application to be allowed to capitalize a portion of his pension by rank , on his age for the purpose of commutation ie, his age next birth day should be ……year (s) more than his actual age.

SMC/ Medical Stamp

Signature of Individual Signature of President (with rubber stamp)

Date : Date : Note: Part VI (page 8) of AFMSF-16 is also to be filled and attached with this certificate.

92

Appendix ‘H’ (Refers to para 3 of Chapter IX)

POSTAL ADDRESS OF ECHS MAIN OFFICE AND REGIONAL OFFICES Address of Main Office ECHS Central Organisation Adjutant General’s Branch Army Headquarters, Maude Lines Delhi Cantt – 110 010 Telephone : 011 – 25684846 ASCON : 6830 Address of the Regional Offices

1. Regional Director (ECHS) Regional Centre, Jammu

C/O Stn HQ Jammu

2. Regional Director (ECHS) Regional Centre, Delhi

C/O Delhi Area , Delhi Cantt – 10 3. Regional Director (ECHS) Regional Centre, Chandimandir Chandimandir

4. Regional Director (ECHS) Regional Centre, Jabalpur

Jabalpur 5. Regional Director (ECHS) Regional Centre, Jaipur C/O HQ 61 (I) Sub Area

6. Regional Director (ECHS) Regional Centre, Pune

C/O HQ Pune Sub Area 7. Regional Director (ECHS) Regional Centre, Lucknow C/O HQ Lucknow Sub Area

8. Regional Director (ECHS) Regional Centre, Chennai C/O HQ ATNK & K Area, Chennai

9. Regional Director (ECHS) Regional Centre, Kolkata C/O Eastern Command , Kolkata

10. Regional Director (ECHS) Regional HQs ECHS (Kochi) C/O HQ Southern Naval Command Naval Base, Kochi

11. Regional Director (ECHS) Regional Centre, Patna C/O Stn HQ Patna

12. Regional Director (ECHS) Regional Centre, Hyderabad C/O AF Stn Begumpet, Hyderabad

13. Regional Director (ECHS) Regional Centre, Guwahati C/O HQ 51 Sub area C/O 99 APO

THINK IT OVER

“ LIFE ON EARTH IS SO SHORT; WE SHOULD MAKE

THE MOST OF IT BY KEEPING OURSELVES WELL.”

93

APPENDIX ‘J’ (Refers to para 3 of Chapter IX)

LIST POLYCLINICS AT MILITARY /NON MILITARY STATIONS

SlNo Regional Centre

Polyclinics Mil/ Non Mil

Station HQ Location

Name of Mil Hosp

Telephone Address

1 2 3 4 5 6 7 8

1 Chandimandir Chandigarh Non Mil

Chandimandir

CH (WC), Chandimandir

0172-2747702 ECHS Polyclinic Chandigarh, House No. 681, Sectoe 11 B Chandigarh (UT) PIN-160017

2 Chandimandir Chandimandir

Mil Chandimandir

CH (WC), Chandimandir

0172-2554133 ECHS Polyclinic Chandimandir, 409, Sec 12, Panchkula, Chandimandir-134 107

3 Chandimandir Bikaner Mil Bikaner 107 MH Bikaner 01633-241116, 2068 (MIL)

ECHS Polyclinic Bikaner, 187 Mil Hosp, Bikaner

4 Chandimandir Hamirpur Non Mil

Jalandhar MH Jalandhar 01972-223482 ECHS Polyclinic Hamirpur, Near Bhota Chowk, Ward No.9, Hamirpur, HP-177 001

5 Chandimandir Bilaspur Non Mil

Jalandhar MH Jalandhar 01978-221707 ECHS Polyclinic Bilaspur, Sainik Rest House, Bilaspur-174001

6 Chandimandir Una Non Mil

Jalandhar MH Jalandhar 01975-228210 ECHS Polyclinic Una, 77 Prem Nagar Distt- Una (HP)-174303

7 Chandimandir Solan Mil Kasauli MH Kasauli 01792-221917 ECHS Polyclinic Solan, C/o 4 KUMAON

8 Chandimandir Shimla Mil Shimla MH Shimla 0177-2838705, 28387040

ECHS Polyclinic Shimla, Military Hospital, Shimla , Jutogh Cantt (HP) 171008

9 Chandimandir Amritsar Mil Amritsar MH Amritsar 0183-2560422 (MIL) 2662

ECHS Polyclinic Amritsar, C/o Stn HQ Amritsar

10 Chandimandir Bhatinda Mil Bhatinda 174 MH Bhatinda

0164-2291147, 3597, 3517

ECHS Polyclinic Bhatinda, MH Complex Bathinda , C/O 174 Military Hospital

11 Chandimandir Mansa Non Mil

Bathinda 174 MH Bathinda

12 Chandimandir Ropar Non Mil

Chandimandir

CH (WC) Chandimandir

01881-223661 ECHS Polyclinic Ropar ,Sainik Rest House Deputy Director Welfare Officer, Ropar(PB)-140 001

13 Chandimandir Fatehgarh Sahib

Non Mil

Chandimandir

CH (WC) 01763-222377 ECHS Polyclinic Fatehgarh Sahib, 48 Basdridham Bldg, Bahman Majra, Bassi Road Serhind, GT Road Serhind

14 Chandimandir Muktsar Non Mil

Faridkot 173 MH Faridkot 01633-241116 ECHS Polyclinic Muktsar Zila Sainik Welfare Board Office, Bhatinda Muktasar Road, Muktasar(PB)-152 026, Muktsar

15 Chandimandir Faridkot Mil Faridkot 173 MH 01639-255541 ECHS Polyclinic Faridkot, C/o Stn HQ Faridkot

94

1 2 3 4 5 6 7 8

16 Chandimandir Firozpur Mil Ferozepur 159 GH 0163-287543 ECHS Polyclinic Firozepur, C/o Stn 159 GH, Firozepur (PB) -152001

17 Chandimandir Moga Mil Ferozepur 159 GH 01636-237004, 9876135847

(Mobile)

ECHS Polyclinic Moga, C/O 196 FD Regt, Moga

18 Chandimandir Gurdaspur Mil Gurdaspur 172 MH Gurdaspur

01874-247194 ECHS Polyclinic Gurdaspur, C/O Deputy Director Sainik Welfare office, Gurdaspur, PB-143 521

19 Chandimandir Hoshiarpur Non Mil

Jalandhar MH Jalandhar 01882-247250 ECHS Plyclinic Hoshiarpur, 36-R Model Town Near Main Bus Stand, Distt Hoshiarpur, Punjab

20 Chandimandir Jalandhar Mil Jalandhar MH Jalandhar 0181-2260179 ECHS Polyclinic Jalandhar, C/o Mil Hosp Jalandhar Cantt

21 Chandimandir Kapurthala Mil Kapurthala MH Jalandhar 01822-220052, 2058(Army)

ECHS Polyclinic Kapurthala, C/o Stn HQ Kapurthala, House No. MES/T-260, Punjab- 144601

22 Chandimandir Ludhiana Non Mil

Ludhiana MH Jalandhar 0161-2400694 ECHS Polyclinic Ludhiana, Near Jagraon Bridge, Ludhiana, Ludhiana, Punjab-141001

23 Chandimandir Sangrur Mil Patiala MH Patiala 01672-221225 2031(Mil)

ECHS Polyclinic Sangrur, C/o Stn HQ Sangrur

24 Chandimandir Patiala Mil Patiala MH Patiala 0175-2303466 ECHS Polyclinic Patiala, , New Mil Hosp, Sangrur Road, Patiala (PB)

25 Chandimandir Sriganganagar

Mil Sriganganagar

176 MH 0154-2440524 ECHS Polyclinic Sriganganagar, 3-J-18 Jawahar Nagar, Sri Ganganagar, Raj -335001

26 Chennai Vellore Non Mil

Chennai MH Chennai 0416-2211650 ECHS Polyclinic Vellore, New No. 27, Old No. 05, Balaji Road, Krishna Nagar ,Vellore - 632001

27 Chennai Chennai Mil Chennai MH Chennai 044-22314274 ECHS Polyclinic Chennai, Militory Hospital, St thomas Mount, Chennai - 16

28 Chennai Avadi (Tiruvallur)

Mil Chennai MH Avadi 044-26840270 ECHS Polyclinic Avadi, No. 4, 6th Cross defence Enclave MES Link Road Mukta Pudupet, Avadi, Chennai- 600055

29 Chennai Kanchipuram Non Mil

Chennai MH Chennai

30 Chennai Cuddalore Non Mil

Chennai MH Chennai

31 Chennai Villupuram Non Mil

Chennai MH Chennai

32 Chennai Coimbatore Mil AFAC 6 AFH 0422-220233 ECHS Polyclinic Combatore, 6 Air Force Hospital, C/o AFAC, Red Fields, Coimbatore

33 Chennai Krishnagiri Non Mil

Coimbatore MH Wellington

34 Chennai Salem Non Mil

Coimbatore MH Wellington

95

1 2 3 4 5 6 7 8

35 Chennai Port Blair Mil INS Jarawa, Jarawa

INHS Dhanvantari

36 Chennai Srivilliputtur (Virudhnaga

r)

Non Mil

Tiruchirapalli MH Chennai 04562-280988 ECHS Polyclinic Virudhunagar, Building No. 9 & 10 CC Road Virudhunagar

37 Chennai Dindigul Non Mil

Tiruchirapalli MH Chennai

38 Chennai Madurai Non Mil

Tiruchirapalli MH Chennai 0452-2682650 ECHS Polyclinic Madurai, Plot No. 4, 6th Cross Def Enlave, MES Link Road Mukta Pudupet, Avadi, Chennai - 55

39 Chennai Tiruchi Non Mil

Tiruchirapalli MH Chennai

40 Chennai Nagapattinam

Non Mil

Tiruchirapalli MH Chennai

41 Chennai Tanjavur Non Mil

Tiruchirapalli MH Chennai

42 Chennai Theni Non Mil

Tiruchirapalli MH Chennai

43 Chennai Tirunalveli Non Mil

Trivandrum MH Trivandrum 0462-2584864 ECHS Polyclinic Tirunelveli, Door No. 194/2, Jawan Bhawan, 1st Floor, Palayamkoti, Trichendur Road, Tirunelveli- 627 002

44 Chennai Nagarcoil Non Mil

Trivandrum MH Trivandrum

45 Chennai Tuticorin Non Mil

Trivandrum MH Trivandrum

46 Chennai Wellington Mil Wellington MH Wellington 0423-2200801 ECHS Polyclinic Wellington, Nilgiris District, Tamilnadu-643231

47 Chennai Thiruvannamalai

Non Mil

Chennai MH Chennai 04175-221163 ECHS PolyclinicThiruvannamalai, New No. 53 (old No. 15) 10 th Street Gandhinagar, Rhiruvannamalai

48 Guwahati Jorhat Mil AF Stn Jorhat 5 AFH Jorhat ECHS Polyclinic Jorhat, 179/04 ROI Complex, Lichubari, Jorhat, 5 AFHosp C/O 10 Wing AF, C/O 99 APO

49 Guwahati Agartala Mil Agartala 182 MH Agartala 0381-2397530, 2296(Mil)

ECHS Polyclinic Agartala, C/O Stn HQ Agartala (Tripura)

50 Guwahati Aizwal Non Mil

Aizwal 160 Masimpur 0389-2351143 ECHS Polyclinic Aizwal C/O 457 Fd Amb, Aizwal

51 Guwahati Kamrup (Guwahati)

Mil Narangi 151 BH Guwahati 0361-2306644, 2596429

ECHS Polyclinic Guwahati, C/O 151 Base Hosp, 99 APO, Guwahati

52 Guwahati Dimapur Mil Dimapur 165 MH Dimapur

53 Guwahati Imphal Non Mil

Liemakhong 183 MH Liemakhong

0385-2429406, 2429409, 2429405

ECHS Polyclinic Leimakhong C/o Stn HQ Leimakhong (Manipur)

96

1 2 3 4 5 6 7 8

54 Guwahati Masimpur (Silchar)

Mil Masimpur 160 MH 278244 ECHS Polyclinic Masimpur (Silchar), C/o 160 MH. Masimpur Mil Stn (Silchar)

55 Guwahati Shillong Mil Shillong MH Shillong 0364-2226789 ECHS Polyclinic Shillong, C/O MH Shillong, 99 APO, Meghalaya-793001

56 Guwahati Kohima Non Mil

Zakhama 154 GH Zakhama 0370-2233041, 5114

ECHS Polyclinic Zakhama (Kohima) C/o 154 GH, 99 APO

57 Hyderabad Bangalore (Urban)

Mil IAM Banglore CHAF Bangalore 080-25578902 ECHS Polyclinic CH AF, Air Port Road, Bangalore- 560007

58 Hyderabad Bangalore (Yelahanka)

Mil AF Stn Yelahanka

CHAF Bangalore 080-28478088 ECHS Polyclinic Air Force Stn Yalahanka, Bangalore-560063, Karnatka

59 Hyderabad Kodagu (Madikeri)

Non Mil

Bangalore MH Kannur 08272-229406 ECHS Polyclinic Kodagu, Near Civil Bus Stand PO - Medikeri, Madikeri - 571201, Kodugu (Dist), Karnatka

60 Hyderabad Mangalore Non Mil

Bangalore MH Kannur 2417549 ECHS Polyclinic Manglore, Opp Bhagini Samaj Ave- Maria Centre Near Jeppu Market Mangalore - 01

61 Hyderabad Mysore Non Mil

2 AFSB Mysore

SMC 2FSB

62 Hyderabad Belgaum Mil Belgaum MH Belgaum 0831-2424718,0831-

2425665

ECHS Polyclinic Belgaum, Near Military Hospital, Belgaum- 590009

63 Hyderabad Bijapur Non Mil

Belgaum MH Belgaum 08352-262383 ECHS Polyclinic Bijapur, Bijapur - 586103, Karnatka

64 Hyderabad Dharwad Non Mil

Belgaum MH Belgaum

65 Hyderabad Vishakapatnam

Mil INS Circars, Visakhapatna

m

INHS Kalyani 0891-2746213, 2578000/4107

ECHS Polyclinic Visakhaptnam, C/O INHS Kalyani, Gandhigram Post, Visakhaptnam - 530005

66 Hyderabad Karwar Mil Karwar INHS Jeevanti 08382-231333 ECHS Polyclinic Karwar, C/O Project Seabird , PN No. 12, Karwar - 581302, Karnatka

67 Hyderabad Guntur Non Mil

Secunderabad MH Secunderabad

0863-2266139 ECHS Polyclinic Guntur , Plot No. B 1/55, Ravinder Nagar, 4th Line, Pattabhiipuram, Guntur- 522006

68 Hyderabad Hyderabad (Secunderab

ad)

Mil Secunderabad MH Secunderabad

040-27886294, ECHS Polyclinic Secunderabad, J-79, Meadows Line, Next to Military Hospital, Secunderabad - 500015

69 Hyderabad Chittur Non Mil

Secunderabad MH Secunderabad

8772-248603 ECHS Polyclinic Chitoor, C/o 29 Andhra Bn NCC, SV Vniversity, Tirupati - 517502 (AP)

70 Hyderabad Giddalur Non Mil

Secunderabad MH Secunderabad

8992-221042 ECHS Polyclinic Ongole, C/o 34 Bn NCC , Ongole (AP)

71 Hyderabad Golconda Mil Secunderabad MH Golconda

72 Hyderabad Kakinada Non Mil

Secunderabad MH Secunderabad

97

1 2 3 4 5 6 7 8

73 Hyderabad Vijayawada Non Mil

Secunderabad MH Secunderabad

74 Jabalpur Gorakhpur Mil AF Stn Gorakhpur

12 AFH Gorakhpur

AF Exch 0551-2200201 Extn

386

ECHS Polyclinic Gorakhpur, Bldg No. E-18. ECHS Polyclinic Near Akash Vihar, Gorakhpur- 273001

75 Jabalpur Allahabad Mil Allahabad MH Allahabad 0532-2421704 ECHS Polyclinic Allahabad, C/o MH Allahabad

76 Jabalpur Fatehpur Non Mil

Allahabad MH Allahabad 9838908348 ECHS Polyclinic Fatehpur ,74 Kheldar, GT Road Fatehpur

77 Jabalpur Pratapgarh Non Mil

Allahabad MH Allahabad

78 Jabalpur Azamgarh Non Mil

Faizabad MH Faizabad

79 Jabalpur Sultanpur Non Mil

Faizabad MH Faizabad 05362-228904 ECHS Polyclinic Sultanpur, 966, Lal Diggi, Civil Lines, Sultanpur

80 Jabalpur Faizabad Mil Faizabad MH Faizabad 05278-220526 ECHS Polyclinic Faizabad, C/O MH Faizabad, Faizabad - 224001

81 Jabalpur Jabalpur Mil Jabalpur MH Jabalpur 2243, 2629010, 2629008

ECHS Polyclinic Jabalpur, C/o MH Habalpur, Jabalpur, MP-482001

82 Jabalpur Raipur Non Mil

Jabalpur MH Jabalpur ECHS Polyclinic DODA, C/O HQ 4 Sect RR

83 Jabalpur Rewa Non Mil

Jabalpur MH Jabalpur 07662-253484 ECHS Polyclinic Rewa, Tower Sirmaur Square Beside PK Scool Rewa

84 Jabalpur Deoria Non Mil

Kundraghat MH Varanasi

85 Jabalpur Mhow Mil Mhow MH Mhow 6198, 07324-271727

ECHS Polyclinic Mhow, C/o MH Mhow, Mhow, MP-453441

86 Jabalpur Ghazipur Non Mil

Varanasi MH Varanasi 9839144894, 0548-2220946

ECHS Polyclinic Ghazipur, 119 SANSKAR, Tulsi Sagar, Near Convent School, Lanka,Ghazipur - 233001

87 Jabalpur Varanasi Mil Varanasi MH Varanasi 0542-2504055

88 Jabalpur Balia Non Mil

Varanasi MH Varanasi

89 Jaipur Ajmer Mil Ajmer MH Nasirabad 0145-2633539 ECHS Polyclinic Ajmer, C/o Stn HQ Ajmer, Rajsthan- 305001

90 Jaipur Alwar Mil Alwar MH Alwar 0144-2338659 ECHS Polyclinic Alwar, C/o Mil Stn Alwar, Rajsthan

91 Jaipur Barmer (Jalipa)

Mil Jalipa 177 MH Barmer 224085 ECHS Polyclinic Barmer, 177 Mil Hosp,C/O 56 APO, Barmer, Rajsthan

92 Jaipur Bharatpur Mil Bharatpur MH Alwar 05644-238222 ECHS Polyclinic Bharatpur, Kanjoli Lines, Bharatpur (Rajsthan)

93 Jaipur Jhunjhunu Non Mil

Jaipur MH Jaipur 01592-237299 ECHS Polyclinic Jhunjhunu, C/o DSS & A Board, Near Railway Stn Road, Jhunjhunu (Rajastan) PIN -333 001

94 Jaipur Jaipur Mil Jaipur MH Jaipur 0141-2200650 ECHS Polyclinic Jaipur, C/o Military Hospital Jaipur, Rajsthan

95 Jaipur Sikar Non Mil

Jaipur MH Jaipur

98

1 2 3 4 5 6 7 8

96 Jaipur Churu Non Mil

Jaipur MH Jaipur

97 Jaipur Jaisalmer Mil Jaisalmer MH Jodhpur 02992-255002 ECHS Polyclinic Jaisalmer, C/O Section Hospital Jaisalmer(Raj)

98 Jaipur Jodhpur Mil Jodhpur MH Jodhpur 0291-2515997 OIC ECHS Polyclinic Jodhpur, C/o Military Hospital, Jodhpur

99 Jaipur Nagaur Non Mil

Jodhpur SWC 01582-241149 ECHS Polyclinic Nagaur, C/o Dhanwatri House, Behind Circuit House,Nagaur, Rajsthan

100 Jaipur Pali Non Mil

Jodhpur MH Jodhpur

101 Jaipur Kota Mil Kota MH Kota 2200375 ECHS Polyclinic Kota, C/o Military Hospital Kota

102 Jaipur Sawai Madhopur Non Mil

Kota MH Kota

103 Jaipur Udaipur Mil Udaipur 185 MH, Udaipur 0294-2512931 ECHS Polyclinic Udaipur, C/O MH Udaipur, Udaipur (Raj)

104 Jammu Baramulla Mil Baramulla 319 Fd Amb, Baramulla

238541 ECHS Polyclinic Baramulla, C/o 319 Fd Amb

105 Jammu Bakhloh Mil Dalhousi MH Dalhousi 01899-240519 ECHS Polyclinic Chamba, Near Balu Briz, District Chamba (HP)

106 Jammu Jammu Mil Stn HQ Jammu 166 MH, Jammu 0191-2435849 ECHS Polyclinic Jammu, 166 Military Hospital, Jammu

107 Jammu Junglot (Kathua) Mil Junglot Sec Hosp Basoli 2207 ECHS Polyclinic Junglot C/O 401 (I) Arty Bde

108 Jammu Leh Mil Leh 153 GH, Leh 2923 OIC ECHS Polyclinic Leh, C/O 153 General Hospital

109 Jammu Mandi Non Mil

Stn HQ Palampur

MH Palampur 01905-221710 ECHS Polyclinic Mandi, Vijay Palace Mandi, Distt : Mandi (HP), PIN- 175001

110 Jammu Pathankot Mil Pathankot MH Mamun ECHS Polyclinic Poonch, C/o 425 Fd Amb

111 Jammu Rajouri Mil Rajouri 150 GH, Rajouri ECHS Polyclinic Rajouri, 150 General Hospital, Rajouri

112 Jammu Samba Mil Samba 171 MH, Samba 3211 ECHS Polclinic Samba, C/O 171 MH

113 Jammu Srinagar Mil Srinagar 92 BH, Srinagar 2468086 ECHS Polyclinic Srinagar, 92 Base Hospital, Srinagar

114 Jammu Udhampur Mil Stn HQ Udhampur

CH (NC) Udhampur

01992-2402230 ECHS Polyclinic Udhampur, Command Hospital, Northern Command, Udhampur

115 Jammu Yol Mil Stn HQ Yol MH Yol 01892-235792 ECHS Polyclinic Yol, Military Hospital, Yol Cantt (HP)-176052

116 Kochi Palakkad Non Mil

Coimbatore MH Wellington 0491-2572023 & 2572024

ECHS Polyclinic Palakkad, 31 Chandra Nagar, Palakkad (Dist) -678007

117 Kochi Kochi Mil INS Vendurthy, Kochi

INHS Sanjeevani 0484-2666664 ECHS Polyclinic Kochi, C/O INHS Sanjivini, Naval Base, Kochi- 682004

118 Kochi Kannur Mil Kannur MH Kannur 0497-2711429 ECHS Polyclinic Kannur, MH Road, C/O MH Kannur, Kerala -670 001

99

1 2 3 4 5 6 7 8

119 Kochi Kozikode Non Mil

Kannur MH Kannur 0495-2384437 ECHS Polyclinic kozhikode, C/oGrup HQ NCC, West hill Barra, kozhikode, Kerla, Pin- 673005

120 Kochi Perintalmanna Non Mil

Kannur MH Kannur

121 Kochi Alleppy Non Mil

Kochi MH Trivandrum

122 Kochi Trissur Non Mil

Kochi MH Trivandrum

123 Kochi Kottayam Non Mil

Kochi MH Trivandrum

124 Kochi Trivandrum Mil Trivandrum MH Trivandrum 0471-2358950 ECHS Polyclinic Trivandrum, Sanik Rest House, Pangode, Thirumala PO, Trivandrum- 695 006

125 Kochi Pathanamthitta Non Mil

Trivandrum MH Trivandrum 0468-2621454 ECHS Polyclinic Pathanamitta, Building No OP VII 88 A & H 2 nd Floor, Anjali Auditorium, Omallur, Pathanamthitta, Kerla - 689647

126 Kochi Quilon Non Mil

Trivandrum MH Trivandrum

127 Kolkata Barrackpore Mil Barrackpore BH Barrackpore

128 Kolkata Bengdubi (Jalpaiguri)

Mil Bengdubi 158 BH Bengdubi 0353-2550062, 6504(Mil)

ECHS Polyclinic Bengdubi, C/O -158 Base Hospital

129 Kolkata Darjeeling Mil Darjeeling 163 MH Darjeeling

2253263 & 2259420

ECHS Polyclinic Darjeeling C/O Stn Cell Jalapahar, Darjeeling (WB)

130 Kolkata Gangtok Mil Gangtok 178 MH Gangtok 03592-231405, 2295(MIL)

ECHS Polyclinic Gangtok C/O Stn HQ Gangtok (Sikkim)

131 Kolkata Krishnanagar Non Mil

Kolkata BH Barrackpore 03472-251141, 250476

ECHS Polyclinic Krishnanagar, C/o Monjuri, DC Das Road, Shimanta Pally Shaktinagar, Krishnanagar, Nadia (WB)

132 Kolkata Kolkota Mil Kolkata CH (EC) Kolkata 6322,033-24489234, 033-23582851(Res)

ECHS Polyclinic Kolkata, C/O Command Hospital(EC), Alipore, Kolkatta-27

133 Kolkata Salt Lake Mil Kolkata CH (EC) Kolkata

134 Kolkata Midnapur Non Mil

Kolkata CH (EC) Kolkata

135 Kolkata Bardwan Non Mil

Kolkata MH Panagarh 3729(Mil) ECHS Polyclinic Burdwan, C/O MH Panagarh (WB)

136 Lucknow Kanpur Mil 7 AFH 7 AFH Kanpur 0512-2383724, 2383726

ECHS Polyclinic Kanpur, 7 Air Force Hosp, Nathu singh Road, kanpur (UP)

137 Lucknow Agra Mil Agra MH Agra 0562-2227688 ECHS Polyclinic Agra, Building No. 47, C/O- Mil Hosp Agra , Agra Cantt (UP), Pin - 282 001

138 Lucknow Etawah Non Mil

Kanpur MH Agra

139 Lucknow Mainpuri Non Mil

Agra MH Agra

100

1 2 3 4 5 6 7 8

140 Lucknow Firozabad Non Mil

Agra MH Agra

141 Lucknow Etah Non Mil

Agra MH Agra

142 Lucknow Bulandshahr Non Mil

Adhoc Stn HQ Babugarh

MH Meerut

143 Lucknow Bareilly Mil Bareilly MH Bareilly 0581-2421031 ECHS Polyclinic, Bareilly C/O Mil Hospital, Bareilly- 243 001

144 Lucknow Badaun Non Mil

Bareilly MH Bareilly

145 Lucknow Dehradun Mil Dehradun MH Dehradun 0135-2706560 ECHS polyclinic Dehradun, C/o Mil Hosp Dehradun Cantt-248003, Uttaranchal

146 Lucknow Fatehgarh Mil Fatehgarh MH Fatehgarh 235409 ECHS Polyclinic Fatehgarh, RRC Officers Mess, Fatehgarh-209601

147 Lucknow Gopeshwar Non Mil

Joshimath MH Dehradun 01389-222242 Chamoli Polyclinic Chamoli,C/o 2009 Fd Amb,C/O- 56 APO, Chamoli

148 Lucknow Akbarpur (Matti) Kanpur

Dehat

Non Mil

Kanpur MH Lucknow

149 Lucknow Lansdowne Mil Lansdowne MH Landsdowne 01386-262510 ECHS Polyclinic Lansdowne, C/O- Mil Hosp Lansdowne Cantt(UA)

150 Lucknow Pauri Garhwal Non Mil

Lansdowne MH Lansdowne 01368-221775 ECHS Polyclinic Pauri Gharwal, Bharat Bhawan, Near Distt Hosp, Pauri, Utranchal

151 Lucknow Lucknow Mil Lucknow CH (CC) Lucknow

0522-2482885 Augmented ECHS Polyclinic Lucknow, 3 Rani Laxmi Bai Marg, Lucknow Cantt - 226 002

152 Lucknow Rae Bareilly Non Mil

Lucknow MH Lucknow

153 Lucknow Mathura Mil Mathura Cantt MH Mathura 0565-2896367 ECHS Polyclinic Mathura, C/o MH Mathura, Mathura Cantt

154 Lucknow Aligarh Non Mil

Mathura MH Agra

155 Lucknow Meerut Mil Meerut MH Meerut 6651(O0, 9412220099(M)

ECHS Cell, Meerut, C/O - Mil Hospital, Meerut Catt

156 Lucknow Muzaffarnagar Non Mil

Meerut MH Meerut 95131-2620793, 2622527®

ECHS Polyclinicl Muzaffarnagar, C/o Dr Ravinder Kumar, Bldg 1315, 1st Floor, South Civil Lane, Circular Road, Muzaffarnagar

157 Lucknow Haldwani Mil Ranikhet MH Bareilly Mil Exch 222043 ECHS Polyclinic Haldwani, C/o Stn HQ Haldwani

158 Lucknow Pithoragarh Mil Pithoragarh 161 MH 266311 ECHS Polyclinic Pithoragarh, C/O -Stn HQ Pithoragarh (UA), UP

159 Lucknow Roorkee Mil Roorkee MH Roorkee

160 Lucknow Almora Non Mil

Ranikhet MH Ranikhet

161 Lucknow Saharanpur Mil AF Stn Sarsawa SMC Sarswa 2646200 Extn 262

ECHS Polyclinic Sarsawa, C/O- Located with SMC Air Force Station, Sarsawa, Saharanpur

101

1 2 3 4 5 6 7 8

162 Lucknow Shahjahanpur Mil Shajahanpur Sec Hosp Shajanpur

Bareilly

05842-223631-2018

ECHS Polyclinic Shahjahanpur, C/O Sec Hosp, P-2 GGS Road, Shahjahanpur Cantt

163 New Delhi Faridabad Non Mil

AF Stn Faridabad

SMC Faridabad 2473633 ECHS Polyclinic Faridabad,AF Station, Sector-15, Faridabad

164 New Delhi Ghaziabad (Hindon)

Mil AF Stn Hindon 11AFH Hindon 2931401 ECHS Polyclinic Hindon, 11 Air Force Hosp, Air Force Stn Hindon, Ghaziabad (UP)

165 New Delhi Sirsa Mil AF Stn Sirsa SMC Sirsa 227620 ECHS Polyclinic Sirsa, C/O 45 Wing Air Force, C/o 56 APO

166 New Delhi Jhajjar Non Mil

Ambala MH Ambala 9812011301 ECHS Polyclinic Jhajjar, Priya Colony, Jhajjar, Haryana

167 New Delhi Rewari Non Mil

Ambala MH Ambala 01274-225157, 224708,

9812258314

ECHS Polyclinic Rewari, Opp Zila Sainik Board, Rewari

168 New Delhi Rohtak Non Mil

Ambala MH Ambala 01262-213965 ECHS Polyclinic Rohtak, C/O GH (TA) PGI Complex, Rohtak, Haryana

169 New Delhi Karnal Non Mil

Ambala MH Ambala 0184-2250455 ECHS Polyclinic Karnal, Red Cross Bhawan, Nayay Puri, Karnal, Haryana

170 New Delhi Ambala Mil Ambala MH Ambala 0171--2630169 ECHS Plyclinic Ambala, C/o MH Ambala, Ambala Cantt

171 New Delhi Jind Non Mil

Ambala MH Ambala 245674 ECHS Polyclinic Jind, Primary Health Centre, Near Bus Stand, Jind

172 New Delhi Narnaul Non Mil

Ambala MH Ambala

173 New Delhi Sonipat Non Mil

Ambala MH Ambala

174 New Delhi Panipat Non Mil

Ambala MH Ambala

175 New Delhi Yamunanagar Non Mil

Ambala MH Ambala

176 New Delhi Kaithal Non Mil

Ambala MH Ambala

177 New Delhi Kurukshetra Non Mil

Ambala MH Ambala

178 New Delhi Delhi Mil Delhi BH Delhi Cantt 25684685, 9810128361

ECHS Polyclinic Delhi , C/o Base Hospital, Delhi Cantt-10

179 New Delhi Gurgaon Non Mil

Delhi BH Delhi Cantt 95124-2349758 ECHS Polyclinic Gurgaon , Dungahera Army Camp(Old Gurgaon Road), C/O- 253 Med Regt, C/O- 56 APO

180 New Delhi NOIDA Non Mil

Delhi AFC, New Delhi 95120-2433411 ECHS Polyclinic NOIDA, Sec-37 NOIDA, UP

181 New Delhi Delhi (Lodhi) Non Mil

Delhi AFC, New Delhi 24364122 ECHS Polyclinuic Lodhi Road, (Near Sai Baba Mandir), Bhishma Pitahmah Marg, Pragati Vihar, New Delhi - 110 003

182 New Delhi Bhiwani Non Mil

Hissar MH Ambala 01262-293923 ECHS Polyclinic Bhiwani, Sainik Rest House, Near Rly Staion, Bhiwani, Distt Bhiwani, Hariyana

102

1 2 3 4 5 6 7 8

183 New Delhi Hissar Mil Hissar MH Ambala 266380 ECHS Plyclinic Hissar, Near DOT CSD Canteen, C/O- Station HQ, Hissar

184 New Delhi Fatehabad Non Mil

Hissar MH Ambala

185 Patna Bhojpur(Ara) Non Mil

Danapur MH Danapur 0618-223363 ECHS Polyclinic Bhojpur, Distt - Ara, Bihar

186 Patna Muzaffarpur Non Mil

Muzaffarpur MH Danapur 0621-2211143 ECHS Polyclinic Muzaffarpur,C/O 151 Inf Bn (TA), Muzaffarpur, Bihar

187 Patna Danapur (Patna) Mil Danapur MH Danapur 06115-222033 ECHS Polyclinic Danapur, C/O Military Hosp, Danapur Cantt, Bihar

188 Patna Chhapra Non Mil

Danapur MH Danapur ECHS Polyclinic Chappra, c/o RR Laboratory Building Complex, Bhagwan Bazar, Chappra Bihar -841301

189 Patna Dharbanga Non Mil

Danapur MH Danapur

190 Patna Gaya Mil Gaya MH Gaya 0631-2210259 ECHS Polyclinic Gaya,Paharpur, Gaya C/o Stn HQ Gaya, Bihar

191 Patna Ganjam (Brahmapur)

Non Mil

NOIC Orissa (Chilka)

INHS Nivarini 0680-2296307 ECHS Polyclinic Berhampur, C/o Stn HQ, Gopalpur- 761052, Ganjam (Orissa)

192 Patna Bhubneswar Non Mil

NOIC Orissa (Chilka)

INHS Nivarini 0674-2564450 ECHS Polyclinic Cuttack/Bhubneswar, Plot No. 958, Prakriti Vihar, Baramunda, Bhubneswar - 751003, Orissa

193 Patna Balasore Mil NOIC Orissa (Chilka)

INHS Nivarini 06782-280295 ECHS Polyclinic Balasore, P-10, Proof Park Colony, OT Road, Dist -Balasore (Orissa)-756025

194 Patna Ranchi Mil Ranchi MH Namkum 0651-2261370 ECHS Polyclinic Ranchi, C/o Stn HQ Ranchi, Jharkhand

195 Patna Singhbhum (Jamshedpur)

Non Mil

Ranchi MH Namkum

196 Pune Nagpur Mil AF Stn Nagpur SMC Nagpur 0712-2510899 ECHS Polyclinic Nagpur, C/O SMC, IAF Maintenance Command, Vayu Nagar, Nagpur- 440007

197 Pune Ahmedabad Mil Ahmedabad MH Ahmedabad 079-22850004, 22850015

ECHS Polyclinic Ahmedabad, Near Stn HQ Ahmedabad, Gujrat

198 Pune Sholapur Non Mil

Ahmednagar MH Ahmednagar 0217-2723357, 2303074,

9850679477

ECHS Polyclinic Sholapur, C/O Stn HQ Ahmednagar - 414002

199 Pune Ahmednagar Mil Ahmednagar MH Ahmednagar 0241-2323962 ECHS Polyclinic Ahmednagar, C/O Stn HQ, Ahmednagar-414002

200 Pune Osmanabad Non Mil

Ahmednagar MH Ahmednagar 02472-223564

201 Pune Latur Non Mil

Ahmednagar MH Ahmednagar

202 Pune Aurangabad Mil Aurangabad MH Aurangabad 0240-2373105 ECHS Polyclinic Aurangabad, Stn HQ Aurangabad, Aurangabad- 431002

103

1 2 3 4 5 6 7 8

203 Pune Bhopal Mil Bhopal MH Bhopal 0755-3959922 ECHS Polylinic Bhopal, C/o Stn HQ Bhopal, Sultania inf lines, Bhopal - 462001 (MP)

204 Pune Buldana Non Mil

Bhusawal MH Devlali

205 Pune Jalgaon Non Mil

Bhusawal MH Devlali

206 Pune Devlali Mil Devlali MH Devlali 0253-2495286 ECHS Polyclinic Devlali, C/O MH Devlali, C/o Stn HQ Devlali,Nasik PIN-422402

207 Pune Bhind Non Mil

Gwalior MH Gwalior 07534-236864, 236865

ECHS Polyclinic Bhind, C/o Distt Sainik Welfare Office, Bhind -477001 (MP)

208 Pune Gwalior Mil Gwalior MH Gwalior 0751-2420829 ECHS Polyclinic Gwalior, C/o Stn HQ, Morar Cantt Gwalior

209 Pune Morena Non Mil

Gwalior MH Gwalior

210 Pune Mumbai Mil INS Angre, Mumbai

INS Asvini 022-22151666, 22163632 Extn

3733

ECHS Polyclinic Mumbai, C/o INHS Asvini, Colaba, Mumbai -400005

211 Pune Mumbai (Upnagar)

Powai

Mil CABS, Mankhurd

INHS Asvini

212 Pune Jamnagar Mil Jamnagar MH Jamnagar 0288-2663794, 2663694

ECHS Polyclinic Jamnagar, C/O Stn HQ, Jamnagar - 361005

213 Pune Jhansi Mil Jhansi MH Jhansi 6244 ECHS Polyclinic Jhansi, C/o Stn HQ Jhansi

214 Pune Jalaun Non Mil

Jhansi MH Jhansi

215 Pune Satara Non Mil

Adhoc Stn HQ Kolhapur

CH(SC) Pune 02162-237287 ECHS Polyclinic Satara, C/o Stn HQ Kolhapur, Maharastra

216 Pune Kolhapur Non Mil

Adhoc Stn HQ Kolhapur

CH(SC) Pune 0231-2606773 ECHS Polyclinic, Stn HQ Tembai Hill Military Camp, Kolhapur -416004 (Maharastra)

217 Pune Sangli Non Mil

Adhoc Stn HQ Kolhapur

CH (SC) Pune

218 Pune Ratnagiri Non Mil

Adhoc Stn HQ Kolhapur

CH (SC) Pune

219 Pune Sindudurg Non Mil

Panaji MH Panaji

220 Pune Thane Non Mil

Stn Cell Mumbai Sub

Area

MH Kirkee

221 Pune Mahad Non Mil

Stn Cell Mumbai Sub

Area

MH Kirkee

222 Pune Panaji Mil Panaji MH Panaji 0832-2420829 ECHS Polyclinic Panaji (Goa), C/o Stn HQ, Panaji (Goa)

223 Pune Akola Non Mil

Pulgaon MH Pulgaon 0724-2455244 ECHS Polyclinic Akola, C/o St HQ Pulgaon, Maharastra

224 Pune Amravati Non Mil

Pulgaon MH Pulgaon

225 Pune Pune Mil Stn Cell Pune CH (SC) Pune 020-26823265 ECHS Polyclinic Pune, T-47 AFMCECHS Road, Pune – 411040

104

1 2 3 4 5 6 7 8

226 Pune Saugar Mil Saugar MH Saugar 2161 ECHS Polyclinic Sagar, C/o MH Saugor, Stn HQ, Sagar (MP)-470001

227 Pune Vadodra Mil Vadodra MH Vadodra 0265-2781762 ECHS Polyclinic Vadodra, C/O Stn HQ, Vadodara - 390008

THINK IT OVER

“ COMMON SENSE + WILL POWER = HEALTH ”.

105

Appendix ‘K’ (Refers to para 20 of Chapter IX)

LIST OF HOSPITALS RECOGNISED BY ECHS AND DGAFMS FOR EMPANELMENT WITH EX-SERVICEMEN CONTRIBUTORY HEALTH SCHEME

Sl No

State City Hospital/Diagnostic Centre

Purpose for which recognised

1 2 3 4 5 1 Andra Pradesh Hyderabad Apollo Hospital, Deccan

Hospital Ltd. Jubilee Hills, Phase – 3

Heart, Cancer, Renal Total Hip/Knee Joints Replacement, Prostate Surgery (TURP) and Lithotripsy

2 Andra Pradesh Hyderabad Medwin Hospital Raghava Ratna Towers Chirg Ali Lane

Heart, Cancer and Renal

3 Andra Pradesh Hyderabad Kameieni Hospital LB Nagar Heart Renal Transplant/Dialysis, Lithotripsy, Kidney/Urethral Stone, Prostate Surgery (TRUP), Total Hip/Knee Joint Replacement, Acute Phase management of Stroke (CVA) and Arterial Surgery.

4 Andra Pradesh Hyderabad LV Prasad Eye Institute, LV Prasad Marg, Banjara Hills

Retinal Detachment Surgery

5 Andra Pradesh Hyderabad Yashoda Super Specialty Hospital

Super Specialty Referrals

6 Andra Pradesh Hyderabad Osmania General Hospital All Purpose 7 Andra Pradesh Hyderabad Gandhi General Hospital All Purpose 8 Andra Pradesh Hyderabad Niloufer General Hospital Gynae, Obst & Pediatrics 9 Andra Pradesh Hyderabad Fever Hospital All Purpose 10 Andra Pradesh Hyderabad Institute of Chest Diseases TB and Chest Diseases 11 Andra Pradesh Hyderabad Govt Maternity Hospital Obst & Gynae 12 Andra Pradesh Hyderabad Govt Mental Hospital Mental 13 Andra Pradesh Hyderabad Govt Dental Hospital Dental 14 Andra Pradesh Hyderabad ENT Hospital ENT 15 Andra Pradesh Hyderabad Cancer Hospital MNJ Cancer 16 Andra Pradesh Hyderabad Sarojini Devi Eye Hospital Eye 17 Andra Pradesh Hyderabad Institute of Preventive Medicine Lab Investigations 18 Andra Pradesh Hyderabad Share Medical Care (Medicity) General & Specialised Acute

Medical Care, Cardiology, Cardio Thoracic Gastroenterology Nephrology, Lab Science and Radiology

19 Andra Pradesh Hyderabad Vijaya Diagnosti Centre General Purpose Obst & Gynae 20 Andra Pradesh Hyderabad Gagan Mahal Nursing Home General Purpose Obst & Gynae 21 Andra Pradesh Hyderabad Medinova Diagnostic Centre General Purpose Obst & Gynae 22 Andra Pradesh Hyderabad Sharavana Nursing Home General Purpose 23 Andra Pradesh Hyderabad Kailash Disgnostic &

Rehabilitation Centre Diagnostic Facilities

24 Andra Pradesh Hyderabad Tapadia Disgnostic Centre Diagnostic Facilities 25 Andra Pradesh Hyderabad Eshwar Lakshmi Hospital General Purpose 26 Andra Pradesh Hyderabad Sagar Lal Memorial General

Purpose Obst & Gynae General Purpose

27 Andra Pradesh Hyderabad Geetha Maternity & Nursing Home

General Purpose

28 Andra Pradesh Hyderabad Ashok Kumar Hospital General Purpose ENT Treatment procedures

29 Andra Pradesh Hyderabad CC Shroof Memorial Hospital General Purpose treatment 30 Andra Pradesh Hyderabad New City Hospital General Purpose Treatment 31 Andra Pradesh Hyderabad Central Diagnostic and

Research Institute General Purpose Diagnostics

32 Andra Pradesh Hyderabad Princes Dhrru Shever Children’s Hospital

General Purpose treatment and diagnostic

33 Andra Pradesh Hyderabad Hari Prasad Memorial Hospital General Purpose treatment and diagnostic

106

34 Andra Pradesh Hyderabad Shri Bhagwan Devi Mateernity and Orthopedic Hospital

General Purpose treatment and diagnostic

35 Andra Pradesh Hyderabad CDR Hospital General Purpose treatment and diagnostic

36 Bihar Patna Patna Medical College & Hospital

All Purpose

37 Bihar Patna NMCH Patna All Purpose 38 Bihar Patna R Nagar Hospital All Purpose 39 Bihar Patna City Hospital All Purpose 40 Bihar Patna Dr. Ruben Memorial Hospital All urological Surgery, Dialysis and

Laparoscopic surgery 41 Bihar Patna Drishthi Eye Care & Research

Centre Ophthalmology

42 Bihar Patna Jeeval Heart Hospital & Research

Cardiac Surgical Work

43 Bihar Patna Ram Ratan Hospital Orthopedic, Dermatology, Obstetrics, Dental

44 Bihar Patna Balaji Cardiac Diagnostic Centre

TMT Holter, ECG, Pulmonary Function Test

45 Bihar Patna Paln View Hospital Urological Services and Laparoscopic Procedures

46 Bihar Patna Nalanda Hospital and Scan Centre

X Ray, MRI, CT Scan & Ultrasound

47 Bihar Patna Central Diagnostic For Bio-chemistry Hematology, Microbiology and Drug Monitoring

48 Bihar Patna Heart Hospital Pvt. Ltd. Cardiology and Cardiothoracic Surgery

49 Bihar Patna Pachlok Diagnostic For Diagnostic 50 Bihar Patna Tara Hospital & Medical

Research Centre General Purpose & specialised treatment in Cardiac thoracic surgery, Nephrology and Laparoscopy

51 Bihar Patna Mahavir Cancer Sansthan Cancer 52 Bihar Patna Sahyog Hospital General Purpose 53 Bihar Patna HAI Medi Acre and Research

Institute General Surgery & Diagnostics

54 Bihar Patna Harsh Advanced Diagnostic and Research Centre

Pathology, Biochemistry and Ultrasound

55 Bihar Patna Alok Medical Centre Therapeutic and Diagnostic including endoscopic procedures

56 Bihar Patna Chikitsa Nursing Home, Mithapur, Patna

Maternity Services

57 Bihar Patna Sahyog Hospital, 50, Patliputra Colony, Patna

General Purpose treatment in Medicines, General Surgery and Obst & Gynae

58 Bihar Patna Shahi Hospital Road No 2 B, Rajendra Nagar

Urology Including Lithotripsy

59 Bihar Patna Dr. Ruben Memorial Hospital, Ratan Stone Clinic, Minar Plaza

All Urological Surgery including lithotripsy, Dialysis and Laparoscopic Surgery

60 Bihar Patna Jeevvak Heart Hospital & Research Institute Pvt Ltd.

Cardiac Surgical work

61 Bihar Patna Golghar Chikitsa Kendra Golghar

Cardiac Investigation

62 Bihar Patna Surabhi Imaging Centre Opp Sales Tax Office, Guzri

Ultrasonography

63 Bihar Patna Panchlok Diagnostic Centre Opp Tara Mandal, Bailery Road

Aemotology, Bio chemistry

64 Bihar Patna Central Diagnostics Shanti Priya Appts Boring Road

Pathology, Micro biology, Bio chemistry and Hormonal Essay

65 Bihar Patna Maurya Laboratories Pvt. Ltd. Rajendra nagar, Road No 3 Biolad and Pawan Ultrasound

All Pathological, Biological, Micro Biology & Histopathology Investigations Pathology, Bio-chemistry and Micro Biology

107

66 Chandigarh Chandigarh PGI Chandigarh Renal and Heart 67 Delhi Delhi AIIMS Ansari Nagar All purpose 68 Delhi Delhi GB Pant Hospital Jawaharlal

Nehru Marg Heart

69 Delhi Delhi Dharamshila Cancer Hospital and Research Centre, Vasundhara Enclave

Cancer

70 Delhi Delhi National Heart Institute and Research Centre East of Kailash

Cancer

71 Delhi Delhi Escorts Heart Institute and Research Centre Okhla Road, Near Frienda Colony

Heart and Arterial Surgery

72 Delhi Delhi Batra Hospital & Memorial Research Centre, 1 Tughlakabad Institutional Area MB Road

Cardiac, Diagnostic Cancer

73 Delhi Delhi Sir Ganga Ram Hospital, Sir Ganga Ram Hospital marg

Heart, Cancer, Renal, Total Hip/Knee Joint Replacement and Prostate Surgery

74 Delhi Delhi Sir Mool Chand Khairati Ram Hospital and Ayurvedic Research Institute, Lajpat Nagar – III

Cancer, Renal and Total Hip/Knee Joint replacement.

75 Delhi Delhi Orthonova Hospital, C-5/29, Safdarjung Development Area Opp IIT Gate

Total Hip/Knee Replacement

76 Delhi Delhi Indraprastha Apollo Hospital, Sarita Vihar, delhi Mathura Road

Heart, Cancer, Arterial Surgery, Acute Phase Management of Stroke, Lithotripsy for Kidney/Urethral Stone and Total Hip/Knee Joint Replacement.

77 Delhi Delhi Maharaja Agarasain Hospital General Purpose 78 Delhi Delhi Malhotra Heart Institute &

Medical Research Centre, 14, Ring Road Lajpat Nagar

Heart

79 Delhi Delhi Rajiv Gandhi Cancer Institute & Research Centre, Sector IV, Rohini

Cancer

80 Delhi Delhi Mata Chanan Devi Hospital, C – 1, Janak Puri

Renal Dialysis, Acute Phase management of Stroke (CVA) and Prostate Surgery (TURP)

81 Delhi Delhi Dr. Rajendra Prasad Centre for Ophthalmic Sciences All India Institute of Medical Science, Ansari Nagar

Retinal Detachment Surgery

82 Delhi Delhi Gusamal M Modi Hospital & Research Centre for Medical Sciences

83 Delhi Delhi Jaipur Goldern Hospital General Purpose & Diagnostic 84 Delhi Delhi Dr. RM Lohia Hospital 85 Delhi Delhi Safdarjung Hospital 86 Delhi Delhi Lady Harding Hospital 87 Delhi Delhi Kalavati Saran Children

Hospital

88 Delhi Delhi M&G Hospital, RK Puram 89 Delhi Delhi LNJP Hospital 90 Delhi Delhi Dindayal Hospital 91 Delhi Delhi Kasturba Hospital 92 Delhi Delhi Girdhari Lal Hospital 93 Delhi Delhi RBTB Hospital Kingway Camp 94 Delhi Delhi Escort Hospital & research

Centre

108

95 Delhi Delhi Dr. Anand’s Ultrasound & CT Scan

96 Delhi Delhi GMR Institute of Imaging Research, MRI Scan Centre

97 Delhi Delhi Medical Laboratory Services 98 Delhi Delhi South Delhi Ultrasound & X-

Ray Clinic

99 Delhi Delhi Delhi CT & MRI Centre Radiology, CT, MRI 100 Delhi Delhi CISR Hospital Asthma 101 Delhi Delhi DNR Institute CT 102 Delhi Delhi Indian Spinal Injuries Centre Orthopedic and Spinal Injuries 103 Delhi Delhi Dr. Lal Path Lab (P) Ltd Lab 104 Delhi Delhi RG Stone Urological Research

Institute Lithotripsy

105 Delhi Delhi Delhi National CT Scan & Diagnostic Centre, Punjabi Bagh

CT, MRI

106 Delhi Delhi Scan Research Institute at Ganga Ram Hospital

CT, MRI

107 Delhi Delhi GMR Institute of Imaging and Research

CT, MRI

108 Delhi Delhi Speciality Ranbaxy Lab, ISIC Vasant Kunj

Lab

109 Delhi Delhi NMC Imaging and Diagnostic Centre (Vimhans)

CT, MRI

110 Gujrat Ahmedabad Civil Hospital General Purpose 111 Gujrat Ahmedabad Mental Hospital Mental Diseases 112 Gujrat Ahmedabad Dental Hospital Dental 113 Gujrat Ahmedabad TB Hospital TB 114 Gujrat Ahmedabad VS Hospital General Purpose 115 Gujrat Ahmedabad Nagri Eye Hospital Eye 116 Gujrat Ahmedabad Shrardabai Hospital General Purpose 117 Gujrat Ahmedabad LG Hospital General Purpose 118 Gujrat Ahmedabad Karnavati Hospital Specialised Treatment &

Diagnostic Procedures 119 Gujrat Ahmedabad Parekhs Hospital Laparoscopy and Joint

replacement 120 Gujrat Ahmedabad Krishna Heart Institute Cardiac and Cardiothoracic

procedures 121 Gujrat Ahmedabad Sterling Hospital General and Specialised incl

Cardiac and Cardiothoracic procedures.

122 Gujrat Ahmedabad Laxmi Heart and Medicare General Purpose 123 Gujrat Ahmedabad The Gujarat Cancer and

Research Centre new Civil Hospital Compound

Cancer

124 Gujrat Ahmedabad The Gujarat, Research and Medical Institute Camp Road, Shahibaug

Heart

125 Gujrat Ahmedabad Usmanpura CT Scan Centre CT, MRI and Radiology 126 Haryana Faridabad Faridabad CT Scan Centre CT 127 Haryana Faridabad Escort Hospital and Research

Centre General Purpose

128 Haryana Gurgaon Distt Hospital 129 Haryana Gurgaon Modern Diagnostic and

Research Centre Conventional Radiology, CT, Lab

130 Haryana Gurgaon Uma Sanjeevani Health Centre Diagnostic Purpose 131 Jharkhand Ranchi Raj Hospital and Research

Centre Specialised General and Diagnostic

132 Jharkhand Ranchi St Barnavas Hospital General Purpose and Diagnostic Procedures

133 Jharkhand Ranchi Nagarmal Modi Seva Sadan General Specialised Treatment 134 Jharkhand Ranchi Abdur Razzak Memorial

Weavers Hospital (Apollo) General Specialised Treatment

135 Jharkhand Ranchi Dr. PS Rohatagi Investigation Diagnostics

109

136 Jharkhand Ranchi Dr. AK Verma Pathology Diagnostics 137 Jharkhand Ranchi Dr. J Sharan Pathology Diagnostics 138 Karnataka Bangalore Kidwai Memorial Institute of

Oncology Hosur Road Cancer

139 Karnataka Bangalore Manipal Hospital, 98, Rustam Bag, Airport Road

Heart and Cancer

140 Karnataka Bangalore Wockhardt Hospital and Heart Institute Sharif Chambers, 14, Cunningham Road

Heart and Arterial surgery

141 Karnataka Bangalore St. John’s Medical College Hospital Sarjapur Road

Heart Renal and Prostate Surgery (TURP)

142 Karnataka Bangalore Bangalore Institute of Oncology (Bangalore Cancel Hospital 44 – 45/2, 2

nd Cross Raja Ram

Mohan Ray

Cancer

143 Karnataka Bangalore Hosmat 45, Magarath Road, Off Richmond Road Next to the corporate Officers

Cancer

144 Karnataka Bangalore MS Ramaiah Medical teaching Hospital

General and specialised

145 Karnataka Bangalore Curie Centre Oncology St. John’s College and Hospital Campus. Pom-Koramangla

Cancer (Surgery, Radiotherapy and Chemotherapy)

146 Karnataka Bangalore Santosh Hospital 147 Karnataka Bangalore Bhagwan mahaveer Jain Heart

Institute Cardiology and Cardiac Surgery

148 Karnataka Bangalore Bangalore Baptisit Hospital General Purpose 149 Karnataka Bangalore Victoria Hospital 150 Karnataka Bangalore Bowering and Lady Curzon 151 Karnataka Bangalore Vani Vilas 152 Karnataka Bangalore Minto Ophthalmic Hospital 153 Karnataka Bangalore KG Hospital 154 Karnataka Bangalore Isolation Hospital 155 Karnataka Bangalore Lady Willingdo and TB De

Monstration Centre

156 Karnataka Bangalore HSIS Hospital 157 Karnataka Bangalore SDS Sanitorium 158 Karnataka Bangalore Govt TB Hospital 159 Karnataka Bangalore Central Laprascorium 160 Karnataka Bangalore Govt Dental Hospital 161 Karnataka Bangalore Jayangar General Hospital 162 Karnataka Bangalore Chimaya Mission Hospital 163 Karnataka Bangalore Medinova Diagnostic Services

Ltd

164 Karnataka Bangalore KIMS Hospital & Research Centre

165 Karnataka Bangalore Yellama Dassappa Hospital 166 Karnataka Bangalore PD Hinduja Sindhi Hospital 167 Karnataka Bangalore Republic Hospital 168 Karnataka Bangalore Sevak Shetra Hospital 169 Karnataka Bangalore NIMHANS Mental & Neurological Disorders 170 Karnataka Bangalore Sanjay Gandhi Accident and

Rehabilitation Centre Accident and Orthopedic

171 Karnataka Bangalore Shri Jayadev Institute of Cardiology

Cardiology

172 Karnataka Bangalore MS Ramaiah Hospitals General/Specialised procedures 173 Karnataka Bangalore Bhagwan Mahavor Jain

Hospital General/Specialised procedures

174 Karnataka Bangalore Indira Gandhi Institute of Child Health

Pediatrics

175 Karnataka Bangalore Agadi Hospital and Research Centre

General and specialised treatment

176 Karnataka Bangalore CSI Hospital General purpose 177 Karnataka Bangalore Chord Road Hospital General purpose

110

178 Karnataka Bangalore Gayatari Hospital General purpose 179 Karnataka Bangalore ITI Hospital General Purpose 180 Karnataka Bangalore Narayan Nethralaya Eye 181 Karnataka Bangalore Rajsekhar Hospital and

Maternity Centre General Purpose

182 Karnataka Bangalore Ravi Kirloskar Memorial Hospital

General Purpose

183 Karnataka Bangalore Shekhar Hospital General and specialised treatment 184 Karnataka Bangalore Bangalore Heart Hospital Cardiology and Cardiac Surgery 185 Karnataka Bangalore Bangalore Children Hospital Pediatrics 186 Karnataka Bangalore Bangalore West Lions Eye

Hospital Eye

187 Karnataka Bangalore KR Hospital General and specialised 188 Karnataka Bangalore Narayan Hirdiyalaya Cardiology and Cardiac Surgery 189 Karnataka Bangalore Sri Raghvendra Hospital General & Specialised Treatment 190 Karnataka Bangalore Bangalore Kidney Stone Lithotripsy 191 Karnataka Bangalore Trinity Hospital and heart

Hospital General and specialised

192 Karnataka Bangalore Govt Medical College& Hosp All purpose 193 Maharasthra Nagpur General Hospital All Purpose 194 Maharasthra Nagpur Govt Indira Gandhi Medical

College and Hospital All purpose

195 Maharasthra Nagpur Daga Memorial Hospital Children maternity 196 Maharasthra Nagpur Govt Mental Hospital Mental diseases 197 Maharasthra Nagpur Central Neurological Institute Nero Surgery 198 Maharasthra Nagpur Jayneeta Pathological and

Cytology Laboratory Pathological

199 Maharasthra Nagpur Shri Radhakrishna Hospital and Research Centre

General Purpose

200 Maharasthra Nagpur Janta maternity Home and Hospital

General

201 Maharasthra Nagpur Lata Mangashkar Hospital General 202 Maharasthra Nagpur Crescent Nursing Home and

ICCU Cardiology and Nephrology

203 Maharasthra Nagpur Khemka X-Ray and Ultra Sound Clinic

X-Ray and Ultrasound

204 Maharasthra Nagpur Matru Seva Sangh Maternity Home

Obst and Gynae

205 Maharasthra Nagpur Central Indira Institute of Medical Sciences

Neurology

206 Maharasthra Nagpur Nagpur Neurological Research Centre

CT Scan

207 Maharasthra Nagpur Laxmi Narayan Institute of Technology

Pathology

208 Maharasthra Nagpur Central India Institute of Medical Sciences 88/2 Bajaj Nagar

Heart and Cancer

209 Maharasthra Nagpur Mure Memorial Hospital General 210 Maharasthra Mumbai Bombay Hospital & Research

Centre, 12 Marine Lines Heart, Cancer, Renal and Total Hip/Knee joint replacement.

211 Maharasthra Mumbai KEM Hospital, Parel Heart, Cancer and Renal 212 Maharasthra Mumbai Mangal Anand Hospital All Purpose 213 Maharasthra Mumbai JJ Hospital All Purpose 214 Maharasthra Mumbai St Geroge Hospital All purpose 215 Maharasthra Mumbai GT Hospital All purpose 216 Maharasthra Mumbai Cama and Albless Hospital Maternity Cases 217 Maharasthra Mumbai NM Mental Hospital Mental Cases 218 Maharasthra Mumbai LTG Hospital All purpose 219 Maharasthra Mumbai BYL Nair Hospital All purpose 220 Maharasthra Mumbai KEM Hospital All purpose 221 Maharasthra Mumbai RG Stone Urological Research

Institute Khar Nephrology, Urology, Laser, Prostatectomy, Laparoscopic, Surgery and Lithotripsy.

111

222 Maharasthra Mumbai Tata Memorial Hospital Dr Ernest Borges Marg, Parel, Mumbai

Cancer

223 Maharasthra Mumbai Jaslok Hospital and Research Centre 15, Dr. DG Deshmukh Marg

Heart Cancer, Renal and Prostate Surgery (TRUP)

224 Maharasthra Mumbai Cumballa Hiss Hospital Heart Institute, 95 August Kranti marg

Heart

225 Maharasthra Mumbai Mahatma Gandhi Missions New Bombay Hospital, Vashi

All Purpose

226 Maharasthra Mumbai Inlaks General Hospital, Chembur

General Purpose

227 Maharasthra Mumbai Holy Spirity Hospital, Andheri General Purpose 228 Maharasthra Mumbai Specialty Ranbaxy Ltd Diagnostics 229 Maharasthra Mumbai Clinical Diagnostic Centre Radiology, CT, MRI 230 Maharasthra Mumbai Bai Jerbai Wadia Hospital,

Parel General and specialised in pediatrics

231 Maharasthra Mumbai Nowrojee Maternity Hospital General and specialised 232 Maharasthra Mumbai Smt. Susheela Rani Ben R Cardiology 233 Maharasthra Mumbai Shroff Eye Clinic N Subhash

Road Eye

231 Maharasthra Mumbai Guru nanak Hospital, Bandra (East)

General purpose

232 Maharasthra Mumbai SL Raheja Hospital, Mahim Specialised procedures 233 Maharasthra Mumbai Shroff Eye Clinic N Subhash

Road Eye

234 Maharasthra Mumbai Guru Nanak Hospital General Purpose 235 Maharasthra Mumbai SL Raheja Hospital, Mahim specialised procedures 236 Maharasthra Mumbai Radhbai Watumul global

Hospital, Mahim General and specialised in Chest

237 Maharasthra Mumbai Karuna Hospital, Borivali (W) General Purpose 238 Maharasthra Mumbai Mangal Anand Hospital

Chembur General Purpose

239 Maharasthra Mumbai NM Medical Centre, Ram Bai Road

Diagnostic – General and specialised

240 Maharasthra Mumbai VT shah Diagnostic Centre, Dr. Ambedkar road

Diagnostic – General and specialised

241 Maharasthra Mumbai Sterling Imaging Centre, Worli Specialised diagnostics 242 Maharasthra Mumbai Andheri Pathological Lab Diagnostic General 243 Maharasthra Mumbai Nirman High Tech diagnostic

Centre,Malad Kandivali (west) Specialised imaging

244 Maharasthra Mumbai Ashwani Laborartory, Andheri Diagnostic – General and specialised

245 Maharasthra Pune Ruby Hall clinic, Grant Medical foundation 40, sasson Road PB No – 70

Hear Cancer, Real, Prostate Surgery (TRUP) and

246 Maharasthra Pune Jehangir Nursing Home 32, Sassoon Road

Heart and Cancer

247 Maharasthra Pune NM Wadia Institute of Cardiology 32, Sassoon Road

Total Hip/Knee Joint Replacement

248 Maharasthra Pune Sancheti Institute for Orthopaedics and Rehabilitation 16 Shivaji Nagar

Orthopedics, Joint replacement

249 Maharasthra Pune Morbai Naraindas Budhrani Cancer Institute Sadhu Vaswant Medical Complex 7-9 Koregaon Park

JJ Cancer and Prostate Surgery (TRUP)

250 Maharasthra Pune Poona Hospital and Research Centre, 27 Sadashivpeth

Renal, Total Hip/Knee Joint replacement, Prostate surgery (TRUP) and Acute Phase Management of Stroke (CVA)

251 Maharasthra Pune Maharashtra Medical Foundation, Hjoshi Hospital

General Purpose

252 Maharasthra Pune Maharashtra Medical General purpose

112

Foundation, Ratana Memorial Hospital 968/969, Senapati Papat Road

253 Maharasthra Pune Sasoon Hospital General 254 Maharasthra Pune Aundh Chest Hospital Chest 255 Maharasthra Pune Central Mental Hospital Psychiatric Cases 256 Maharasthra Pune Sharda Clinic Orthopedic 257 Maharasthra Pune Merdinova Diagnostic CT Scan & Cardiology 258 Maharasthra Pune Uni Scan Centre CT Scan

259 Maharasthra Pune KEM Hospital All purpose except : MRI, Lithotripsy, Radiotherapy & Lever Transplant

260 Maharasthra Pune Colony Nursing Home Obst and Gynae 261 Maharasthra Pune Ntional Institute of

Ophthalmology Ophthalmology diseases

262 Maharasthra Pune Mediavision Ultrasound and CST Scan 263 Maharasthra Pune ACT’s General Hospital All purpose 264 Maharasthra Pune Medivision Whole Body CT

Scan Radiological Investigation

265 Maharasthra Pune Sahayadri Laboratory and Diagnostic Centre

General Specialised Pathological Investigations

266 Maharasthra Pune Kotbhagi Hospital All Purpose except Dental, Vascular Surgery

267 Maharasthra Pune Gulati Sonographic clinic Ultrasound only 268 Maharasthra Pune Dr. DY Patil Medical college

and Hospital Pimpri General Purpose

269 Maharasthra Pune Bharathi Vidyapeeth Medical Foundations Bharathi Hosp

General Purpose

270 MP Jabalpur National Hospital General purpose and specialised procedures

271 MP Jabalpur Jabalpur Hospital and Research Centre

General purpose and Specialised procedures

272 MP Jabalpur The Mannulal Jaganath Trust Hospital and Research Centre

General; Purpose and specialised diagnostic procedures

273 MP Jabalpur Maha Koshal Hospital General Purpose and specialised procedures including Cardiac Surgery

274 MP Jabalpur Charak Diagnostic and Research Centre

Radiology and CT Scan

275 MP Jabalpur Hi – tech Scan Centre Radiology and CT Scan 276 MP Jabalpur Bansal Blood Bank and

Transfusion Services Diagnostic and Blood bank

277 MP Jabalpur Sweta Diagnostic Centre Pathological Investigations 278 MP Jabalpur Sanjivan Hospital and

Research Centre, Ramnagar, Dhartal

General purpose treatment and diagnostic procedures

279 MP Jabalpur SC Gupta Memorial Near TV Tower, Katanga Jabalpur

General purpose treatment except Dental Orthopedic and Ophthalmology

280 MP Jabalpur Mahakoshal Hospital, Wright Town, Jabalpur

General purpose treatment (except Dental ) and specialised treatment in cafiac surgery and burn and Plastic Surgery

281 MP Jabalpur Havakoyr X-Ray Sonography Centre, Near Telegraph gate No – 2, Wright town

Radiographic and routine sonographic procedure

282 MP Jabalpur SS Sonography and Z-Ray Centre Ranjhi, Jabalpur

Routine Radiographic and Sonographic procedures

283 MP Jabalpur Sandhu Diagnostics, Bus Stand, Sright Town Jabalpur

OPG, X-Ray and Sonographic Procedures

284 MP Jabalpur Disha X-Ray and Sonography Cente, Ganjipuran Main Road

Radiographic, Sonographic and Echo Cardio graphic procedures

113

Jabalpur 285 MP Jabalpur Silver Oak Hospital, Silver Oak,

Napier Town Jabalpur General Purpose treatment except ENT and Dental

286 MP Jabalpur Marbal City Hospital and Research 21, North Civil lines, Jabalpur

General purpose and specialised treatment for laparoscopic and Dialysis.

287 MP Jabalpur Saxena X-Ray and Sonography Centre, Rupam Tower, Wright Town, Jabalpur

Routine Radiographic and Sonographic procedures.

288 Punjab Jalandhar BBC Heart Care Pruthi Hospital, 301, Lajpat Nagar

Heart

289 Rajasthan Jaipur Sawai Mansingh Medical College Hospital

All Purpose

290 Rajasthan Jaipur JK Len Hospital All Purpose 291 Rajasthan Jaipur Mental Hospital Mental Diseases 292 Rajasthan Jaipur TB and Chest Hospital TB & Chest Diseases 293 Rajasthan Jaipur Rungta Hospital General purpose treatment 294 Rajasthan Jaipur Soni Hospital General Purpose treatment 295 Rajasthan Jaipur Jain Eye Hospital Specialised Treatment for

Ophthalmology 296 Rajasthan Jaipur Heart and General Hospital Specialised treatment for

Cardiology 297 Rajasthan Jaipur Laxmi Imagine and Medical

Research Hospital Specialised services for MRI and CT Scan

298 Rajasthan Jaipur Rajdhani Clinic and Nursing Home

Specialised Service for General Surgery

299 Rajasthan Jaipur KC Memorial Eye Hospital Specialised treatment for Ophthalmology

300 Rajasthan Jaipur Urology and medical Care Centre

Urology

301 Rajasthan Jaipur Sharda Nursing Home Ophthalmology 302 Rajasthan Jaipur Shri Amar Jain Medical Relieve

Society General Purpose Treatment and Diagnostic Procedures

303 Tamilnadu Chennai Apollo Hospitals 21, Greams Lane (Off Greams Road)

Heart, Cancer, Renal and total Hip/Knee Joint replacement and Prostate Surgery (TRUP)

304 Tamilnadu Chennai Sri Chennai Scan and Research Centre

CT Scan, Doppler

305 Tamilnadu Chennai Ehrilich Laboratory Diagnostic Procedures 306 Tamilnadu Chennai Bharat Scans CT Radiology 307 Tamilnadu Chennai Arma Clinical Services and

Hospital Diagnostic Procedures

308 Tamilnadu Chennai RSRM Hospital 309 Tamilnadu Chennai Institute for Obst and Gynae Maternity 310 Tamilnadu Chennai Institute for Rehabilitation Rehabilitation 311 Tamilnadu Chennai Arignar Anna Govt Hospital 312 Tamilnadu Chennai Dr. Agarwals Eye Hospital 313 Tamilnadu Chennai The Madras Medical Mission

Unit : Institute of Cardio Vascular Diseases, 4 A Dr JJ Nagar Mogappair

Heart

314 Tamilnadu Chennai Malar Hospital 52, 1st Main road Mylapore

Heart, Renal and Prostate Surgery (TRUP)

315 Tamilnadu Chennai Trinity Acute Care Hospital 33, Desikan Road Mylapore

Heart, Renal Transplant/Dialysis and Prostate Surgery (TRUP)

316 Tamilnadu Chennai RG Stone Urological Research Institute

Urology and Lithotripsy

317 Tamilnadu Chennai General Hospital All Purpose 318 Tamilnadu Chennai Stanley Hospital All Purpose 319 Tamilnadu Chennai Rayapethen Hospital All Purpose 320 Tamilnadu Chennai Woman and Children Hospital All Purpose 321 Tamilnadu Chennai Kasturba Gandhi Hospital Women and Child Diseases 322 Tamilnadu Chennai Institute of Mental Health Mental Diseases 323 Tamilnadu Chennai Institute of Child Health

114

324 Tamilnadu Chennai TB Sanatorium, Tambaram Pediatric

325 Tamilnadu Chennai TTB Hospital, Otteri Tb and Chest diseases 326 Tamilnadu Chennai Institute of Thoreic Medical Tb and Chest Diseases 327 Tamilnadu Chennai Artificial Limbs Centre Orthopedic 328 Tamilnadu Chennai Peripheral Hospital General Purpose 329 Tamilnadu Chennai Dental Medical Cell Dental 330 Tamilnadu Chennai Ophthalmology Hospital Ophthalmology Treatment 331 Tamilnadu Chennai KJ Hospital Pvt Ltd All Purpose 332 Tamilnadu Chennai CSI Rainy Hospital General Purpose Treatment &

Diagnostic Procedure 333 Tamilnadu Chennai National Hospital General Purpose Treatment &

Diagnostic Procedure 334 Tamilnadu Chennai CSI Kalyani Hospital General Purpose Treatment &

Diagnostic Procedure 335 Tamilnadu Chennai Andhra Mahila Sewa General Purpose Treatment &

Diagnostic Procedure 336 Tamilnadu Chennai Voluntary Health Services General Purpose Treatment &

Diagnostic Procedure 337 Tamilnadu Chennai Public Health Care General Purpose Treatment &

Diagnostic Procedure 338 Tamilnadu Chennai Shifa Hospital & Research

Centre General Purpose Treatment & Diagnostic Procedure

339 Tamilnadu Chennai Shri Chennai Scan and Research Centre

CT Scan, Ultrasound & ECG

340 Tamilnadu Chennai Sir Rama Chandra Hospital General Purpose 341 Tamilnadu Chennai Moti Hospital General and specialised 342 Tamilnadu Chennai Hande Hospital General Purpose 343 Tamilnadu Chennai Sugam Hospital General Purpose 344 Tamilnadu Chennai Balaji Hospital Pvt Ltd General Purpose 345 Tamilnadu Chennai Vijaya Heart Foundation Cardiac and Cardiothoracic

Procedures 346 Tamilnadu Chennai KHM Hospital Hospital General and specialised 347 Tamilnadu Chennai Rigid Hospital Specialised in Gastroenterology 348 Tamilnadu Chennai Billroth Hospital General and specialised incl

Neurosurgery and Orthopedics 349 Tamilnadu Chennai Sri Devi Hospital General purpose 350 Tamilnadu Chennai Nagmani Hospital General Purpose 351 Tamilnadu Chennai Dr. Mehta Nursing Home General Purpose 352 Tamilnadu Chennai Harvey Heart Hospital Specialised in Cardiology and

Cardiothoracic Surgery 353 Tamilnadu Chennai Kasthuri Hospital Specialised in Laparoscopy 354 Tamilnadu Chennai Aswene Soundra Hospital General and Specialised incl

Orthopedics, Gastroenterology and Renal Transplant

355 Tamilnadu Chennai Bharathi Rajaa Hospital General 356 Tamilnadu Chennai Chennai Kalippa Hospital General and Specialised 357 Tamilnadu Chennai Devaki Hospital General and Specialised 358 Tamilnadu Chennai Sooriya Hgospital General and specialised 359 Tamilnadu Chennai Sapthagiri Diagnostic Centre Diagnostic 360 Tamilnadu Chennai Sarath Diagnostic Centre Diagnostic 361 Tamilnadu Chennai Arma Diagnostic Centre Diagnostic 362 Tamilnadu Chennai Christian Medical College Renal Transplantation 363 UP Allahabad Medical College and Hospital General Purpose 364 UP Allahabad Kamala Nehru Hospital Maternity 365 UP Allahabad Nazareth Hospital General and Specialised purposes 366 UP Allahabad Prayag Scaning Pvt Ltd CT Scan 367 UP Allahabad Pathology Clinic Diagnostic 368 UP Allahabad Shri Narayan Ashram Hospital,

Shivkuti, Allahabad General Purpose treatment and Oncology

369 UP Allahabad Jivan Hyoti Hospital General Purpose 370 UP Allahabad Vatsalya Maternity and Surgical

Centre Pvt Ltd Eligin Road (Lal Bahadur Shastri Marg)

General purpose treatment

115

Allahabad 371 UP Allahabad Priti Hospital Panna Lal Road,

Allahabad General Purpose treatment

372 UP Allahabad Raj Nursing Home, Park Road, Allahabad

General Purpose Treatment

373 UP Allahabad Parakh Ultrasound X-Ray and Pathology, North, Malaka

X-Ray only

374 UP Allahabad Pragya Scanning Cente, AN Jha Marg, George Town, Allahabad

X-Ray, Ultrasonography and colour Doppler

375 UP Allahabad Kiriti Scanning Centre (P) Ltd Radio Diagnostic Procedures 376 UP Allahabad Prayag Scanning Pct Ltd North

Malaka, Opp SRN Hospital, Allahabad

CT Scan

377 UP Allahabad Rani Basanti Diagnostic Centre Looker Ganj, Bara Bangalia

X-Ray and Ultrasonography

378 UP Ghaziabad Narender Mohan Hospital General Purpose 379 UP Ghaziabad Santosh Medical and Dental

College General Purpose

380 UP Ghaziabad Yashoda Hospital and Research Centre

General Purpose

381 UP Kanpur Medical College and Hospital General Purpose 382 UP Kanpur Regency Hospital Ltd A2

Sarvodaya Nagar Heart and Total Hip/Knee Joint Replacement

383 UP Kanpur Sanjeevani Pathological Investigation and Blood Bank

384 UP Kanpur Rattan MRI and Spinal CT Radiology, CT, MRI 385 UP Lucknow Civil Hospital General Purpose 386 UP Lucknow Balrampur Hospital General Purpose 387 UP Lucknow KGMC General Purpose 388 UP Lucknow Mahila Hospital General Purpose 389 UP Lucknow Awadh Hospital and Heart

Centre Cardiology

390 UP Lucknow Sarkar Diagnostics Radiology, CT Scan, MRI, USG, Color Doppler

391 UP Lucknow Dental Clinic, Tribeni House – 1, Nawal Kishore Road, Hazrat Ganj, Lucknow

Dental Care and Dental X-Ray

392 UP Lucknow Javitui Hospital, Talibagh Lucknow

Obst and Gynae, Treatment, USG

393 UP Lucknow Jagrani Hospital, Ring Road, Lalyanpur, Near Kuchkrail Picnic Spot Crossing, Lucknow

General Purpose Treatment

394 UP Lucknow KK Hospital, 87/88 Nabibullah Road, River Bank Colony, Near Suraj Kund Park, Lucknow

General Medicine and General Surgery

395 UP Lucknow Mother and Child Care Centre, MCC Nursing Home Opp Kalyan Giri Mandir, Hardoi Road, PO Chowk, Lucknow

Obst and Gynae and Pediatrics Surgery

396 UP Lucknow Diagnostic Medical Centre Pvt Ltd B-52, J Part

X-Ray, USG and Echo

397 UP Lucknow Nidan Diagnostic 398 UP Meerut PL Sharma Hospital All Purpose 399 UP Meerut Dufferin Hospital All Purpose 400 UP Meerut LLRM Medical College All Purpose 401 UP Meerut Jawant Rai Speciality Hospital General Purpose and Specialised 402 UP Meerut Dhanvantari Jeevan Rekha

Hospital General Purpose and Specialised

403 UP Meerut Dr. M Prakakash Hospital and Medical Research Centre

General Purpose and Specialised

404 UP Meerut Meerut Scan Centre CT & Radiology 405 UP Meerut Health Care Imaging Centre CT & Radiology

116

406 UP NOIDA Metro Hospital and Heart Institute

General Purpose and Specialised procedures Cardiology

407 UP NOIDA Kailash Hospital and Research Centre

General Purpose and diagnostic. Diagnostic

408 UP NOIDA NOIDA Medicare Centre General Purpose and Specialised procedures Cardiology

409 West Bengal Kolkata Cancer Centre and Welfare Home, Mahatma Gandhi Road, Thakurpukur, Kolkata – 63

Cancer

410 West Bengal Kolkata NRS Medical College and Hospital, Kolkata

All Purpose

411 West Bengal Kolkata National Medical College, Kolkata

All Purpose

412 West Bengal Kolkata RK Kar Medical College Hospital, Kolkata

All Purpose

413 West Bengal Kolkata SSKM Hospital Kolkata All Purpose 414 West Bengal Kolkata Suraksha Diagnostic and Eye

Research (Pvt) Ltd Kolkata All Diagnostic Procedure Incl CT Cardio logical Investigations, Uro Dynamic and other tests.

415 West Bengal Kolkata Bell Vue Clinic Kolkata All Diagnostic procedure and Day Care Except Skin, ENT and Orthopaedics

416 West Bengal Kolkata Clinical Laboratories Pvt Ltd, Kolkata

Investigations e.g. Clinical Pathology, Hematology, Bio-Chemistry

417 West Bengal Kolkata Bansal Health Care Centre Investigations e.g. X-Ray, Ultrasound Clinical Pathology

418 West Bengal Kolkata Maa Durga Diagnostic Institute, Kolkata

Investigations e.g. X-Ray, Ultrasound Clinical Pathology

419 West Bengal Kolkata Kolkata Hearth Research Centre

All Diagnostic Procedure except CT Scan

420 West Bengal Kolkata Heart Care and Ultrasound Centre Kolkata

ECG and Ultrasound Only

421 West Bengal Kolkata Behala Balanda Barahamachari Hospital Kolkata

All Purpose

422 West Bengal Kolkata Nightangale Diagnostic Centre, Kolkata

All Diagnostic procedures except Orthopaedics

423 West Bengal Kolkata Dr. Nihar Munshi Eye Foundation, Kolkata

Ophthalmology incl IOL

424 West Bengal Kolkata Jalpriya Hospital, corporation Ltd. (Duncan Apollo), Kolkata

All Diagnostic Procedures and Laparoscopic Surgery

425 West Bengal Kolkata Lumbini Park Mental Hospital and Clinic

Mental Diseases

426 West Bengal Kolkata Wockhardt Medical and Research Centre

CT, Cardiology, Urology, Laparoscopic Surgery

427 West Bengal Kolkata Ramakrishna Mission Seva Prathistham

General Purpose

428 West Bengal Kolkata BM Birla Heart Research Centre, 1/1 National Library Avenue Kolkata – 27

Heart

429 New Delhi New Delhi Jeevan Mala Hospital 67/1, New Rohtak Road New Delhi – 110 005

General Medicine, ENT Microbiology, Orthopaedics, General Surgery, Ophthalmology, Obstetrics and Gynaecology, Paediatrics, Dermatology, Pathology and Radio Diagnosis.

430 New Delhi New Delhi G.M. Modi Hospital and Research Centre, Press Enclave Road, Saket, New Delhi – 110 017

General Medicine, General Surgery, Obstetries and Gynaecology and Paediatrics.

431 Uttar Pradesh Noida Bhardwaj Hospital, NH-I, Sector-29, Noida, Uttar Pradesh – 201 301

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

117

432 Uttar Pradesh Noida Fortis Hospital, B-22, Sector-62, Noida, Uttar Pradesh – 201 301

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

433 Uttar Pradesh Noida Prakash Hospital Pvt. Ltd., D-12, Sector-33, Noida, Uttar Pradesh-201 301

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

434 New Delhi New Delhi Mahajan Imaging Centre, K-18,Hauz Khas, New Delhi-16

Radio diagnosis imaging CT Scan and MRI

435 Uttar Pradesh Meerut Metro Hospital and heart Instigute, 47/g5, Boundary Road, Lal Kurti, Meerut -205001

Medicine: cardiology (non-invasive)

436 Madhya Pradesh

Bhopal RK Hospital and Reasearch Centre 226, C-Sector, Indrapuri, Raisen Road, Bhopal, MP-462021

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

437 Madhya Pradesh

Bhopal Hajela Hospital Geetanjali Complex, Kotrasultabad, Bhopal, MP-462 003

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

438 Madhya Pradesh

Bhopal Chirayu Health and Medicare P. Ltd. 6 Malipura Peergate, MP – 462 001

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

439 Madhya Pradesh

Bhopal Venus Scan and Research Centre 41 Malviya Nagar, Opp. Apex Bank Bhopal – 462 003

Pathology and Radio Diagnosis.

440 Madhya Pradesh

Bhopal Bhopal Medical Centre 203 Zone-I, MP Nagar Bhopal-011

Pathology and Radio Diagnosis.

441 Madhya Pradesh

Jabalpur Mahakoshal Hospital, Opposite Wright, Town Stadium Gate No 3, Jabalpur-482 002

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

442 Madhya Pradesh

Jabalpur JK Hospital, 2006 Wright Town, Behind Bus Stand, Jabalpur-482 002

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

443 Madhya Pradesh

Jabalpur Shweta Diagnostic Centre Suyily Depot Cantt., Jabalpur-001

Microbiology and Pathology.

444 Uttar Pradesh Kanpur Kanpur Medical Centre Pvt. Ltd. 120/500 (24), Lajpat Nagar, Kanpur-208 005

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery, Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

445 Uttar Pradesh Kanpur Tulsi Hospitals Ltd. 14/116-A, Civil Lines, Kanpur-208 005

General Medicine, ENT Orthopaedics, Dental, Microbiology, General Surgery,

118

Psychinatry, Paediatrics, Dermatology, Pathology and Radio diagnosis.

446 Uttar Pradesh Kanpur Deys Hospital 491, Kazikhera Lal Bangla, Kanpur – 208 007

General Medicine, ENT General Surgery, Ophthalmology, Obstertrics and Gynecology, Paediatrics and Radio Diagnosis.

447 Uttar Pradesh Kanpur Escorts Heart Centre Ltd, 117/H-2/414-A, Pandu Nagar, Kanpur-208 005

----------

448 Uttar Pradesh Agra Pankaj Scanning and Pathology Research Centre, E-14151615/1, A-13 14, Shopping Arcade, Sadar Bazar, Agra, UP-282 001

Pathology and Radio Diagnosis.

449 Uttar Pradesh Varanasi Kashi Netralaya, Dr. R Singh 27A, Bhuvaneshvar Nagar Colony, Orderly Bazar, Varanasi-221 002

Opthalmology.

450 Haryana Faridabad Sun Flag Hospital, Sector-16A, Faridabad Haryana-121002

General Medicine, Orthopaedies, Microbiology, General Surgery, Blood Bank, Obstetrics & Gynaecology, Paediatrics, Pathology and Radio Diagnosis.

119

LIST OF HOSPITALS RECOGNISED BY RAILWAY FOR EMPANELMENT WITH EX-SERVICEMEN CONTRIBUTORY HEALTH SCHEME

Sl No

City Zone

Hospital/Diagnostic Centre Purpose for which recognised

1 2 3 4 5 1 Guntakal SCR NMDC/Ranjitpura, Guntakal General Purpose 2 Hyderabad SCR Bibi Cancer Hospital, Hyderabad Cancer Tt 3 Hyderabad SCR Global Hospital, Hyderabad Gastroenterology &

Lap 4 Hyderabad SCR Care Hospital, Hyderabad Cardiac Surgery &

Cardiology 5 Hyderabad SCR Indo American Cancer, Hyderabad Cancer

6 Vijayawada SCR City Cardiac Research Centre, Vijayawada Heart Speciality 7 Vishakhapatnam SCR Apollo Hospital, Vishakhapatnam Cardiac 8 Guwahati NF Guwahati Neurological Centre, Gluwahati Neurology 9 New Delhi NR North Point Hospital, Jangpura, New Delhi Urinary Lithiasis 10 New Delhi NR PSRI, Delhi Renal Treatment 11 Ahmedabad WR Instt. Of Kidney Diseases, Ahmedabad Renal 12 Rajkot WR Nathalal Parikh Ca Instt., Rajkot Cancer 13 Ambala NR Aneja Hospital, Ambala Cantt Lap & General

Surgery 14 Ambala NR MK Dutta Hospital, Ambala Cantt General 15 Kalka NR JN Shori Hospital, Kalka General 16 Dhanbad FR RCCI Hospital, Dhanbad General Treatment 17 Jamshedpur SER Tata Main Hospital, Jamshedpur General 18 Naisarai ER Central Hospital, Naisarai Specialised

Treatment 19 Bijapur SCR Siber Ca. Hosp. & Rch. Centre, BZA Cancer 20 Hubli SCR Karnataka Catherapy & Research Institute Cancer 21 Cochin SR Cochin Port Trust/Willington Island, Cochin General 22 Ernakulam SR Lissle Hospital, Ernakulam General 23 Quilon SR Bishop Benzigar Quilon Emergencies 24 Tiripunithra SR Vijay Kumar Meon Hospital, Tripunitha General 25 Trivandrum SR PRS Hospital, Trivandrum General

Emergencies 26 Mumbai CR Aditya Jyot Hospital, Mumbai Eye 27 Pune CR Deen Dayal Memorial Hospital, Pune Cardiac &

Emergencies 28 Bhopal CR Jawahar Lal Cancer Hospital, Bhopal Cancer 29 Gwalior CR Birla Institute of Med Research, Gwalior Emergencies 30 Indore WR Choiith Ram & Research Centre, Indore Specially in

Emergency 31 Panchgani CR Bel Air Sanatorium, Panchgani Tubercuiosis 32 Bacheli SER NMDC Bacheli General 33 Baraipali SER JMJ Hospital, Baraipali General 34 Birmitrapur SER BSL Hospital, Birmitrapur SER Emergencies 35 Cuttack SER Christian Hospital Bisam, Cuttack Emergencies 36 Kirandul SER NMDC Hospital, Kirandul General 37 Rourkela SER Ispat General Hospital, Rourkela General 38 Talcher SER Nehru Shatabdi Central Hospital, Talcher General 39 Ferozpur NR Francis Newton Mission Hospital, Ferozpur Gyneac/Obstr 40 Jagadari NR Christian Mission Hospital, Jagadri Specialized

Treatment 41 Jagadari NR Lal Maternity Hospital, Jagadri Maternity 42 Jalandhar NR Gurunanak Mission Hospital,Julander Cantt Emergent Cases 43 Jalandhar NR Sacred Heart Hospital, Jullunder City Heart Cases 44 Ludhiana NR CMC, Ludhiana Emergent Cases

120

45 Ludhiana NR Dayanand Medical Collage, Ludhiana General & Specialised

46 Chennai SER VHS Adyar, Chennai Cancer & Neurological cases

47 Chennai SR Rai Memorial Centre, Chennai Oncology Radio Therapy

48 Chennai SR Shankar Netralaya, Chennai Eye 49 Kodikanal SR Van Allen Mission Hospital, Kodikanal Hills General 50 Trichirapalli SR GVN Cancer Hospital, Trichy Cancer 51 Agra CR Jai Hospital, Agra General 52 Ghaziabad NR Ganesh Hospital, Ghaziabad Emergency Cases 53 Moradabad NR Vivekananda Hospital, Moradabad Superspl. Gyneac 54 Mussorie NR Landoure Community Hospital, Mussorie Emergencies 55 Kasganj NER Christian Hospital, Kasganj General

Emergencies

THINK IT OVER

“ LIFE ON EARTH IS SO SHORT; WE SHOULD MAKE

THE MOST OF IT BY KEEPING OURSELVES WELL.”

121

CHAPTER XI

AFA SENIOR CITIZENS HOME

1. Permanent Incumbents. The following are eligible to apply for admission in Senior Citizens Home: - Serving personnel or Retired pensioners can register for admission.

(a) All pensioners of Air Force and as a special case 10% of the accommodation have been earmarked for eligible Army and Navy personnel. All other conditions remain same as in case of Air Force personnel. (b) Members of AFA (Air Force Association) on completion of 60 years. (c) For Air Force widows no age limit, but must be in receipt of family pension. (d) Should be mentally sound, coherent, physically mobile and free from any infections / communicable disease. (e) Should not have been convicted by any court of law.

2. Registration Fees. (Not refundable): Rs. 6,000/- In case, however, if accommodation is denied for reasons of non-availability of accommodation, the registration fee will be refunded. 3. One time License Fees. (For life, Single/Couple): Rs. 1.99 Lakhs. 4. Security Deposit. (Refundable): Rs. 30,000/-. 5. Refund of license fees. The table below gives the refunds admissible as against the occupancy in years. YEARS REDUCTION BALANCE COUPLE/SURVIVING YEARLY % 1 OR Less 10 1.79 2 OR Less 20 1.59 3 OR Less 30 1.39 4 OR Less 40 1.19 5 OR Less 50 0.99 6 OR Less 60 0.79 7 OR Less 70 0.59 8 OR Less 80 0.39 9 OR Less 90 0.19 After 10 years 100 Nil For further details contact:- Tele: 011-29958867 Tele/FAX: 01126058866 E Mail: deeveedhingra[at]yahoo[dot]com

122

Appendix ‘L’

IMPORTANT AFNET NUMBERS

Sl No Section Code Numbers 1 OIC P & W Wing 2311 7770 2 PA to OIC P & W Wing 2311 7772/7773 3 WO i/c P & W Wing 2311 7774 4 OIC P & W Wg (SP) 2311 7775 5 OIC P & W Wg (FP) 2311 7776 6 OIC P & W Wg (DP) 2311 7777 7 WO i/c SWIFT 2311 7778 8 P & W Wg Enquiry 2311 7779 9 WO i/c ECHS 2311 7780 10 OIC Placement Cell 2311 7782 11 Placement Cell 2311 7784/7785 12 Information & Query Cell 2311 7796/7797 13 OIC R W 2311 7760 14 PA to OIC R W 2311 7762/7763 15 WO i/c R W 2311 7764/7765 16 OIC RW – I 2311 7766 17 OIC RW – II 2311 7767 18 OIC AFCAO (NEAS) 2311 7841 19 WO i/c AFCAO (NEAS) 2311 7854 20 AFCAO (NEAS Cell 0-4) 2311 7869 21 AFCAO (NEAS Cell 5 – 9) 2311 7890 22 AFGIS Enquiry 2311 6183 23 IAFBA Enquiry 2311 6193/6194

CORRIGENDUM TO THE REVISED PENSIONARY HANDBOOK ON PBORs DISABILITY PENSION 1. Refer page No. 18, Note 2, the word ‘at own request or’ may be deleted. 2. Refer page 19, Pare 5, add the following as ‘Note’ :

Note : ‘Not applicable to Post – 2006 retiree as DP for them is calculated on last drawn emolument’

FAMILY PENSION 1. Refer page No. 32, the word ‘about’ may be deleted from the second last line of Note. WELFARE 1. Refer page No. 41, Para 4 (c), delete the whole sub-para and add the following :

‘Defence Security Corps (DSC) provides avenues for re-employment as JCOs and ORs to retiring/retired airman. The responsibility of recruiting them in DSC is entrusted to Air Force. Desirous and eligible individuals may contact Central Airmen Selection Board, Brar Square, Delhi Cantt – 110 010 and refer IAF Placement Cell website at www.iafpc.co.in for application form and further details on declaration of vacancies.

ECHS 1. Refer page 58, Para 17, third line, the word ‘Parent Polyclinic’ to be replaced by ‘Stn HQs’. APPENDIX ‘E’ 1. Refer page 68, D – 11, Sub – Para (e), the word ‘alongwith Declaration’ is to be added. IAFF (P) 61 1. Refer page No. 84, Para No. 21, the word ‘Mrs’ to be deleted. ANNEXURE ‘A’ : DETAILS OF FAMILY 1. Refer Page No. 86, Sl No. 01, the word ‘Mrs’ to be deleted. FORM ‘A’ 1. Refer page No. 87, details of nominee, the word ‘Mrs’ at column No. 1 to be deleted. 2. The word ‘(If the other nominee is minor)’ is to be deleted at column No. 3 below the Date of Birth.