13.C. C~EVIT . UNl()NIST l(l(l(IC~lllllllllCllllCl(-l(t('Nl(-IC!Cllt-ICll..:~~~lCtelC~tl\C~lllCllllllClllC'C~~--··l(ICl(l(l(Cl(.JCICIC~

DECEMBER, 1956 PUBLISHED IN VANCOUVER, B.C. ~ 211 VOL, XV. NO. 1

OFFICIAL PUBLICATION OF THE B.C. CREDIT UNION LEAGUE

Ten Cents Per Copy PAID CIRCULATION 34,700 $1.00 Per Yeor

2

THE MANAGEMENT AND STAFF of the

CO-OPERATIVE FIRE AND CASUALTY COMPANY

extends

to our POLICY HOLDERS; our FRIENDS ·

and to ALL PEOPLE

our best wishes for a

HAPPY CHRISTMAS and a

PROSPEROUS. NEW YEAR

"PEACE on EARTH, GOODWILL towards .MEN"

through CO-OPERATION

THE CO-OPERATIVE FIRE AND CASUALTY

COMPANY 68 East Broadway Vancouver 10, 8.C. Phone EM. 3710

Vancouver Island: Wm. Holmes, Qualicum Beach, Phone 3471

CREDIT UNIONIST, DECEMBER, 1956

II. e. C1-et/it

1J11ic1tiJt Offlclol Orgon

of tho

8.C. CREDIT

UNION

LEAGUE

Leogue Office: 96 East Broodwoy

VANCOUVER, B.C.

Phone EM. 5521

Managing Makeup Editor Editor JEAN MARY

HAYNES MAHARG

THRIFT

EDITORIAL BOARD STAFF WRITERS Cy Harding, Evelyn Bourchier

Advertising: R. A. Monrufet

League Officers: F. B. Dickinson, President G. W. Romsell, 1st Vice-President A. R. Glen, 2nd Vice-President

Directors: Vancouver and Vicinity: Jeon Haynes F. B. Dickinson H. T. Fraser J . Gardiner Bert Gladu P. Jones J . P. Lundie C. W. MocKoy G. W. Romsoll G. Rasmussen

Wolter Bleasdale, West Summerlond Mrs. Hilary Brown, Hornby Island A. R. Glen, Nonoimo C. Hording, Woodfibre A. Mortin, Rosslond M. Rogers, Victoria George Viereck, Prince Rupert R. F. Williams, Victoria

R. A. Monrufet, Managing Director Fronk Humphrey, Field Representative Aleck 'Nicol, Field Representative A. W. Copp, Supplies

Advertising Rotes on Appl icotion to the League.

OFFICE PHONE:

EM. 5521-B.C. Credit Union League and Supplies Deportment.

EM. 5521-B.C. Credit Union League and Publication Deportments.

EM. 5521-B.C. Central Credit Union, J . R. Robinson.

EM. 5521-CU&C Health Services, Society, T. H. Wilhhire.

(Authorized as Second Closs Moll by the Post Office Dept., Ottawa).

CREDIT UNIONIST, DECEMBER, 1956

··.·:-.·.·· :• · .. __ . .,,. . _____ .,...,.. -- . ...._ __ ,; ... · ...

More than two thousand years ago, a very great Man was born in Bethlehem. We believe that if Jesus was alive today He would approve of the principles of the Credit Union.

For He believed in the basic principle of cooperation-that people should help each other, and, by helping each other, help themselves.

All over the world people, for a little while, will cast aside petty greed and jealousy to celebrate Christmas.

Let us members of a self-help organization, dedicated to making this a better world, join with each other, and with everyone.

Let us say, in the immortal words of Tiny Tim-"God Bless us­Everyone!"

Hail and Farewell I Old Nineteen-fifty-six, we sometimes have felt that we wanted to hurry

your exit. We wanted to usher in the fresh, pristine newcomer, Nineteen­fifty-seven.

This has been a year of tremendous growth, of changes in personnel in the different branches of the movement, of expanding services rendered to members everywhere.

This has been the year to go down in history as the famous "Victoria Convention." Discriminating souls who were present at the convention in 1946 will associate two events. Greybeards, gathered around the fire discussing early days, will in the distant future say "Remember that convention at Powell River? Remember Victoria in Fifty-six .. . "

In every movement which begins in a small way there comes a time when growth leaps ahead of operation, when methods popular and suf­ficient at first become outmoded.

We have been particularly fortunate, both in individual credit unions and in the various credit union services in British Columbia, in that we have changed, as butterflies do, from a dull chrysalis into new garb, from inadequate offices into adequate quarters.

In the early days offices were carried in suitcases. Business was done in the Treasurer's kitchen. Committees met around the pot-bellied stove. Now, throughout the province, splendid buildings arise, today's committee meets in a commodious board room. Excelsior is the cry.

From assets of less than ten dollars into the million more of our credit unions every month reach the point where they are eligible for mem­bership in a most exclusive club-that of credit unions with more than a million in assets. -

Yes, old Nineteen-fifty-six- there have been changes. We believe that most of them have been for the best.

Come on in, little Fifty-seven. We welcome you.

3

- -By A. V. HILL

The needle on the fuel gauge Senora remembered hearing of an- flies, followed Pedro through the pointed to "empty"- and so it had other kind of money that rich "Grin- "portales", between stalls of tropic for the last thirty minutes. So we gos" used. The lucky Gringo just fruit, vegetables and unrefrigerated were darned glad to see the sign wrote any figure on a piece of paper fish. Stepping gingerly over a stack "PE MEX" come into sight between and the Bank of Mazatlan changed of tortillas laid out on . the ground by the banana and cocoanut trees. Just it into pesos. a restauranteur who was frying short a little one-pump station selling the It took some time to get all this orders on a sidewalk fire, we found government-owned "Petroleo Mexi,- sorted out, with our limited supply the wise .one. cano" . We had just driven down out of Spanish. To me it just sounded He was seated on the floor of the of the cool atmosphere of the Bar- like the kind of dream money I'd been butcher shop taking his noon-day rancas Mountains of old Mexico on looking for all my life. Then our snooze. Pedro woke him up, and after our way from Te- ~ .J....:.,.. · a few words in

~~cd attose~=~=~::~ Member Acc. ~o. ·5' I_ ~-;s.G. '2.: ~Sb ~gran~h, toto~oll~~'. tropical m i d d a y showed him the sun was really turn- FRASER ~·s CREDIT UNION · cheque. The old ing on the heat. ,,,, ... ,,. o,. -~c. ~£N '- cR~D•T vN•oN _. fellow stopped to To think of being · · r <90 take a swing at a caught in this wil- · •. OR ORDER. $ . "J • - dog which w as derness J u n g 1 e oq · looking too hun without gas, and ')()( OOU.AR$ rily at a chunk walking for miles 100 his goat meat, then under the blazing _o. ( ~. . . . after a quick glance sun-well, it isn't ~~ at the GAFF anyone's idea of a cheque he looked happy holiday ex- up, all smiles, with perience. So with a feeling of relief own Senora ("Mrs.", we call her) an air of complete understanding and we rolled alongside the solitary pump. shouted triumphantly, "The lady announced, "Todo esta bien, senor y

"Llenele!" (Fill'er up!) means a personal cheque! Where's senorita!" Everything was O.K.-just "Si, Senor". And after handing the my Credit Union cheque book?" like that. No identification was re-

serviceman a travellers' cheque, we Here was the test. Was a Gulf and quired, no questions, such as "What were ready for the road. Fraser Fishermen's Credit Union is a fishermen's Credit Union?" or

cheque acceptable in Mexico? ''What's your address in case we can't It was then that the hitch appeared. collect?"- no nothing, except trust.

Coming 4om a country where it's not Senora was no judge of this, of unusual to find four gas stations at course, but suggested that we take the crossroads and a few more in the little Pedro with us and show the middle of the block, we hadn't fore- cheque to what seemed to be the seen this situation. The location of wise man of the neighboring village, this particular station was evidently Esquinapa. It wasn't far. We drove not the result of a well-conducted through sweltering tropical swamp-business survey. Holiday traffic still land to the drier spot where the vill-whizzed past its portals on burros, age dozed among the cocoanuts, and carrot-burners contributed little papayas, plantains and orange trees. to its prosperity. As a result, by mid- Turning off the highway we half-day, Senor had not yet accumulated circled the plaza, the car threading enough pesos to change the twenty- its way between burros, pigs and the dollar travellers' cheque. With too legs of a few sombreroed citizens. big a lump of money to handle, Senor • These last were siesta-ing at the fool had to figure out a way to complete of an impressive statue ... "Juarez, the transaction. We couldn't help- the Liberator", our little guide in-and the gasoline was already in the formed us proudly. Then we pulled tank. Racking his brain to the utmost up at the market. (and, after all, a man should really Here we got out of the car and be taking a siesta at this hour) he waving a passage through clouds of could not solve the problem. Neither he nor the two little boys who had drifted into conference could think of anyone around there with that much money readily available.

Then Senora was brought into the discussion. Actually she had the business head. Or perhaps she had already had her siesta. Whichever the .;ase. she hit on a possible solution.

4

We drove little friend Pedro back home through the steaming country­side. Cattle were standing in water almost up to their necks in order to keep cool. They were grazing o floating water grass without even th effort of reaching to. the ground. Their ten-year-old herdsman looked up sleepily from under his sombrero On the backs of the cattle, birds were peacefully eating the ticks which had been driven up there to escape drown­ing.

My mind raced back to another trip through very different swamp­land. 1 remembered a cold, wet. miserable winter's night when we had trudged through Canadian mud and slush to a fishermen's driftwood shack on a dam in the Fraser delta. There a small group of us were study· ing how to build a Credit Union, and the time had come when we must de­cide whether to go through with it and hoist an umbrella for the next rainy day. Had we confidence in our· selves? None of us then knew any more about handling money than did our Mexican friends. It was depression time, when to promise more than

CREDIT UNIONIST, DECEMBER, 1956

I Oc a month before the fishing started was just not being realistic.

GAFF got under way, and is now m the million-dollar bracket. Like other Credit Unions, GAFF has the trust not only of its members but of all who know it. And the circle of those who know it is growing wider.

Those friendly folk in the state of Sinaloa, Mexico, know us now. They trusted us - more than was wise-­and their trust was backed up by the banks of Mazatlan, Mexico, Man­hattan, New York, and Main Street, Vancouver.

Some day a cheque on a Mazatlan Fishermen's credit union will be cashed in Vancouver.

FROM THE

VICTORIA CHAPTER The November meeting was a

lively one, with Bert Tennent of Stry throwing out the questions to the members in a quizz session. The questions had been compiled from the workshop held in the spring. Jock Punnett, a director of Navy Civ, enjoyed the whole evening very much, particularly the tale of Frank Humphrey's trip through the North West part of the province.

West Coast had themselves a time - on Oct. 19th, as they celebrated

Credit Union Day. They danced till the wee small hours at the White Eagle Hall on Dock Street. There were almost two hundred present.

There has been talk lately about running a column on new babies in the magazine. The first Victoria con­tribution is the son of Mr. and Mrs. Robert Read, born on Oct. 20th, weighing 8 lbs. 2 ozs. He is going to be called Robert Dale. Mr. Read is on the Supervisory Committee of Navyciv, and as this was the first baby. we are ready to bet tha t he was up in the clouds for some time!

eREOIT UNIONIST, !>ECEMBER, 1956

Why not take the family for a luxurious weekend at a good hotel? Dine without cooking or washing-up. Bathe without scrubbing the tub. Sleep without making the bed. Have breakfast brought to your room!

There's no need to scrimp or de­prive yourself of necessities. The trick is simply to get the most out of every dollar you spend. And to give yourself incentive, just set your­self a goal-say, a work-free hotel weekend. Better buymanship will be· come a pleasure.

Begin saving by watching for bar­gains. Many food merchants regularly advertise "loss leaders" - special values aimed at attracting you into their store. If you regularly take ad­vantage of these specials-and avoid buying other things you don't really need-you'll save real money on food.

Shopping for packaged goods ob­viously isn't just a matter of a pretty box. Studying labels and comparing brands often leads to a better buy.

Look for other informative labels too. A "CSA" label on an electric toaster is a sign that the applance is safe. If you're buying a garment you expect to wash, look for a label indicating the garment won't shrink. And remember the word "guaran­teed" on a label is meaningless unless the label explains just what is guaran­teed. Your best guarantee is a well­known brand name in the store of a reliable merchant.

If you're buying something ex­pensive, take the time to find out what the difference grades mean. In the tableware field, for example, "sterling" means 92.5 % pure silver. "Dutch silver" contains much Jess pure silver, and "German silver" con­tains no silver at all! There are im­portant wearing difference between "top grain" and "split grain" leathers. and between different grades of can­ned foods, meats, and many other commodities.

Whenever possible, buy for cash, by borrowing from your credit union.

Know your measurements exactly. This will not only help your avoid exchanges but will enable you to take advantage of specials that can't be returned or exchangecf. Sizes of appli­ances and furniture are important, too-- make sure they'll fit before you buy. And if you're painting, measure the walls accurately, then ask the dealer how much paint :you'll need. If he agrees to take back un-

opened cans, you may save an im­portant percentage of your paint costs.

Buying at the right time can be important. August fur sales are a tradition. January and February are usually the best months to buy linens. After Christmas, many stores run sales on apparel. If you're planning to buy a new car and don't care much about the style, why not wait for the new models to come out­and then buy this year's. You can save hundreds.

Take advantage of free services. Travel agents, for example, charge you nothing - they get commissions from hotel and transportation people. Yet the advice of a travel agent can be invaluable in helpip.g you plan a vacation.

Everyone is in favor of wise spending, yet few of us spend as wisely as we know bow. Probably the biggest reason for this is lack of in­centive. So as we said when we start­ed out, set yourself a goal. Decide how much you plan to save each year, and how much you'll spend. Then list the luxuries you'd like: a carefree hotel weekend, a new camera, perhaps a fur piece or a new appliance. With these attractive goals in mind, you'll find better "buymanship" a cinch.

(l(IC~-ICICll

CUNA MUTUAL MANAGING DIRECTOR PAYS BRIEF VISIT TO B.C.

Charles F. Eikel Jr., Managing Director of Cuna Mutual, spent one day in Vancouver recently, when he discussed the new program and plans formulated by Cuna Mutual with the League Board.

Mr. Eike!, shown here with Farley B. Dickinson, League President, has been active in the credit union move­ment since I 937.

HELP OFFERED Mr. Lloyd Whelan, President of

l.W.A. was guest speaker at the Co­op Luncheon Club recently. His topic "Amalgamation - What Does It Mean?" provided the club with the basic reasons for amalgamation of B.C.'s two largest labour groups, B.C. Trade Union Congress and the B.C. Federation of Labour.

Mr. Whelan vividly described the struggle to bring organization to mil­lions of workers in Canada and the U.S. As the main objective of union­ization of the major industries had been accomplished, the amalgamation meetings will now ask for approval of the principle of one basic union for all labour. After the main issues are implemented, Mr. Whelan suggested that the Trade Union Movement would be able to devote considerably more time to working with the Co­operative Movement.

The National Congress last April started building a strong liaison be­~ween co-ops and Labour by endors­ing a resolution which directed the Executive to get together with the Co-op Movement and work jointly.

"You should get more trade union­ists to listen to your ideas," he said, "I personally will help to get this done."

CHURCHES PLAN TO LOOK AGAIN AT CO-OPS NEXT SUMMER

NEW YORK CITY - Protestant churches will restudy co-ops and their contribution to U.S. Society next June, probably at Haverford College in Pennsylvania.

Cameron P. Hall, department di­rector, proposed the conference last June. It has been under consideration since. The conference will consider: co-ops economic, social, and ethical aims; results of co-ops and mutual business, and co-ops' advantages and limitations.

In discussing the conference, Na­tional Council leaders pointed out that church groups strongly backed co­ops during the 1930's but have paid less attention to them .in the post-war era.

6

A PLAN At a Farm Forum Workshop held

recently at U.B.C., Mr. Floyd Gries­bach, National Secretary of Farm Forum revealed a plan for social "get-togethers". Centred around the technique of neighbourhood meetings ~sed by Farm Forum, this plan adapts itself to Co-op and Credit Union groups.

B~lieving. that planned group dis­cussions with a reporting back and fort? is the essence of healthy demo­cratic groups, Mr. Griesbach suggest­ed that the Farm Forum technique co~ld be more widely used. However, neighbourly socials centred around group discussions must be well plan­ned.

Suggestions: 1. Select a household­er and invite the neighbours along one street or road. 2. Do not have more couples than the smallest house­~older can accommodate. 3. Meet­mgs to alternate from home to home 4: Invite an assistant (teacher, clergy: f1eldi;iian, etc.) to assist in organizing t?e. frrst t~o meetings. 5. Have a de­f101te topic for each meeting, with a

planned series of questions to discuss. 6. Appoint a recording secretary, who will compile the group report. 7. Send the. g~oup report to your parent as­soc1at1on (co-op, credit union, P.T.A. etc.). 8. Establish in the beginning that there be no elaborate prepara­tion with respect to lunch (coffee and cookies only, suggested).

Further assistance on this general plan can be obtained from the Exten­sio~ Depar~ent . of U .B.C., Co-op Umon, Credit Uruon League, or Dist­rict Agriculturists.

Would you like to try this plan?

ANOTHER FIRST On the occasion of his 70th birth­

day, Mr. George Hooey, Manager of the Dry Goods Department of the ~rince RuJ?e~t Fishermen's Co-opera­tive Association, was presented with a birthday cake made and decorated by the Co-op Bakery, and three $50 bills from the staff and co-operatives of Prince Rupert.

George has been employed by P.R.­"!?·C .. A. for the past 15 years and is its first employee to be retired on the Co-op Life Pension Plan. . Prince Rupert Fishermen's Co-op 1s to be congratulated on .being one of the first Co-op organizations in B.C. to have this plan in effect.

Courtesy Prince Rupert Daily News.

(J. to r.) Archie Bowen, Store Man­ager, Prince Rupert Fishermen's Co­operative Ass'n.; immediately behind A. Bowen-Ric North, Executive Manager; Angelo Astoria, Manager, Meat Department; T. H. Sorenson, Assistant General Manager; George Hooey, Manager, Dry Goods Depart­ment; George Viereck, Secretary­Manager, P. R. Fishermen's Credit Union.

CREDIT UNIONIST, DECEMBER, 1956

1tJA~ {'futJ/ijtJtic1r? "To get the proper perspective to

answer this question . . . it is neces­sary for me to make a brief review of the evolution of the dairy industry in our Lower Mainland," said Danny Nicholson, President of Fraser Val­ley Milk Producers Association re­cently, at the Co-op Luncheon Club.

"The first, and one of the most out­standing feats of the F.V.M.P.A. after incorporation, was to increase imme­diately the price to the producer by lOc a lb. butterfat, without an in­crease to the consumer," he said. "As the improved conditions encouraged production, new plants and equip­ment were provided by the collective effort to meet the occasion year by year. This collective marketing ef­fort affected a collective pool return, which always created a condition whereby a producer with a selfish in­dividualistic turn of mind . . . could ell his milk to the high-priced flujd

market below market values, and yet receive more than the average pool price of collective marketing . . . which he did."

"This battleground of producer eco­nomic existence records numerous brief periods of near voluntary suc­cess at regulated marketing, and long periods of deplorable marketing con­ditions, due entirely to the refusal of a number of producers to assume their rightful responsibility to the industry . . . seeking only the opportunity of bettering their own individual posi­tion."

"This economic struggle between dairy producers of the Lower Main­land finally culminated in the ap­uointment of a Royal Commission on milk in 1954. The report released in November 1955, is, in my opinion," stated Mr. Nicholson, "the greatest judicial vindication of legislative and regulated marketing of agricultural products Canada had ever seen."

IC-IClCC:I(~

CREDIT UNIONIST, DECEMBER, 1956

11(~.iatcC:-IR:C~~-ICtCIC~.\GlllC.JC.C-1.C-l(ICIC.JCICIC1

I I I I I I I ii

i I I E • I

I Greetings I

i w As the Yuletide season approaches upon a I • troubled world, we, here in the calm of an inter- IC I I r national turmoil, extend a grateful hand to those § I who have, by their good fellowship, and success- ~ i ive contacts, made this past year a happy, pros- I I perous and inspwing season for us all. I ~ i I ~ I j ~ I MANAGEMENT AND STAFF I I I ?'- I i B. C. Co-operative i I Wholesale Society ; I I I 2790 Telford Ave. Burnaby 1, B.C. iii

I I l>tJt~>tl!tlt*~Jt~)tJt~~l!l-l!l-l!l-~)t-)t)t~!lll!tllll-Jt>t~I

LISTEN TO

"Chapel Chimes" A Program of Organ, Violin and Harp Music Every Evening

at 10:45 p.m. from CKWX by .. .

HARRON BROS. LTD. FUNERAL DIRECTORS

"CHAPEL OF CHIMES" SS East 10th Ave. Vancouver, B.C.

ROYAL OAK CHAPEL

Kingswoy ot Royal Ook Ave. South Burnaby

EM. 8877

DExter 3361

7

NEW FIELD REP. FOR LEAGUE

A17ck Nicol, formerly of the In~ spec.lion Dept., took up his new duties as field representative for the League on November 15th.

Aleck has the unique distinction of being one man who walked home from ~ plane ride a few years ago. Returrung from an Inspection tour in the North his plane had to make an emergency landing at Malcolm Island.

Popular witJ;i credit unionists every­where, Aleck is a happy addition for the .Leag~e staff. He has organized credit urnons, and is familiar with all operations.

CAMPBELL RIVER CELEBRATES

Too late for last month's issue were pic~~es taken at the opening of the addition to Campbell River Credit Union office. The Attorney General a busy man, bad rushed up from th~ Courtenay opening to officiate at this Our . picture shows Carroll S. Spiers: President of the Credit Union on the l~ft, with Mrs. R. Wbittingb~m, As­sJStant and Frank D. Douglas, Treas­urer of the Credit Union. The very luscious cake was made by a member.

•

STRYFEST BIG SUCCESS It appeared that most of the off­

duty Street Railwaymen in Vancouver had chalked up November 9th on their calendars for the Stryfest,

j u d g i n g by the turnout at the cele­bration to m a r k topping their first million in Assets. Manager Joe C h a u s s e was a p r o u d man that night, and Direc­tors from the first Board up to the

present day were there to see how their credit union had grown.

. The hall was crowded, the lights dim, and your. editor's camera appar­ently almost madequate against the s~oke and din. Bert Tennent, who had dnven from Victoria to Nanaimo caugb.t t.he ~erry to Horseshoe Bay, had the d1stmction of being the one "who came the farthest."

We like the picture of guests at the head table. Mrs. Tom Switzer and Mrs. Fred Graham were sharing a confidence w h e n the shutter snapped.

VANCOUVER CHAPTER HAS BUSY PROGRAM

Good crowds are turning out for the monthly meetings of the Vancou­v7r Ch~pter. The Chapter held a panel discussion on the Credit Union Act in November, wtih a turn out that exceeded the record crowd for the talk on collections given in October.

One of the most heartening things about the attendance is that the same familiar faces are augmented by peo­ple who want to check on the special matter under discussion.

One of the hardest working mem­bers of any group is usually .the sec retary, and Mrs. Doris Berger, Sec­retary of .the Vancouver Chapter, is no exception.

We caught Doris at an unguarded m~ment when she was snatching a quick cup of coffee between duties.

. The Chapter is already lining up its program for the 1957 convention. At present the predominantly femi­nine committee has Mrs. Berger, Mrs. Mary Frehlick and Mrs. Martha Mac­kie working busily on arrangements.

CREDIT UNIONIST, DEC:EMB.ER, 19H

f<eginlL llteetilrg

History was made in the credit union movement at the annual meet­ing of the Canadian District of Cuna in Regina on the first weekend in November, 1956. Highlight of the two-day session was the report of the Resolutions Committee, whose "Dec­laration on the Principle of Canadian Autonomy" was adopted unanimously by delegates representing all provinces except New Brunswick and New­foundland. Interwoven with the ob­jective of Canadian autonomy was the underlying principle that, truly inter­n a t i o n a l organization must be developed.

Great credit must be given to the members of this committee, which consisted of Messrs. Jack Homer (On- · tario), Rod Glen (B.C), Rene Lachap­elle (Quebec), Sydney Currie (N.S.) and Walter Cooke (Sask.). The report they prepared rates in the opinion of those present as the most significant step in the Canadian segment of the credit union movement in many years. But let us quote from the report, and you be the judge.

"There is a time in the affairs of any organization which has undergone such rapid growth as the credit union rpovement when an appraisal of that growth becomes imperative in order to determine whether the structure so established retains its efficiency and purpose or whether a realignment of the authority and functions of its component parts is desirable. The Canadian District of Cuna, meeting in its second annual session in th.e City of Regina, finds itself at a point in the credit union history of Canada where continued diversity of opinion as regards the future of our move­ment and the control of its operations can only result in an ineffective or­ganization with no set goals, either immediate or future, and unable to cope with the problems of growth, ex­pansion and introduction of new ser­vices which the credit union mem­bers of Canada look to their elected leaders to solve. The Canadian credit union movement, the acknowledged leader in North America in many concepts of credit union service, must therefore, for its very survival, come to grips with the basic problems which appear to underlie the internal strife of the past three years-prob­lems which appear more and more to

CIEDIT UMIOMIST, DICIMBER, 1956

By F. B . DICKINSON

revolve around the m a t t e r of autonomy.

"There appears to be a growing body of opinion that the time of appraisal is at hand and that new concepts and new purposes must be adopted. Autonomy for the credit union movement of Canada in its relationships with the parent body, the Credit Union National Associa­tion, appears to be the desire and in­deed the only permanent solution to the present dilemma. It is our belief that this autonomy can be obtained in a manner that will strengthen and improve not only the relationships be­tween the credit union movements of the United States and Canada, but which will, indeed, have far reaching effects upon the growth and develop­ment of the movement in the other countries of the world, giving recog­nition as it does to the facts of differ­ences in laws, customs and cultures of other nations.

"The following suggestions are therefore offered for consideration as desirable objectives, to be attained at the earliest possible date.

1. There should be developed an international <;>rganization to which would belong the Credit Union Na­tional Associations of Canada, the United States, the Philippines and such other national associations of credit unions as may wish to join. This global organization should deal prim­arily with world wide credit union problems and those of special inter­national significance - such as the World Extension Program and matters of particular importance to two or more national associations.

2. I~ working towards the goal of Canadian autonomy, a definition of autonomy is necessary. It should be recognized at the outset that only a measure of control over Canadian affairs will not prove satisfactory in the Jong run, and that eventually full authority must be obtained. To that end, the simplest definition of auton­omy can only be: "complete control over affairs dealing with credit unions in Canada."

This definition, incidentally, gives full and preliminary recognition to the autonomy presently enjoyed by the provincial leagues.

Among the matters encompassed by autonomy and within the jurisdiction of a Canadian National Association

are: f e d e r a 1 legislation affecung c_redit unions; education and promo­tion on a national level, with special reference to Newfoundland and the Northwest Territories; research into facets of credit union operation such a~ secondary checking, lending poli­cies, economic conditions, school sav­ings and central credit unions; gen­eral co-ordination of provincial legis­lation; investigation of new services. and supplies, forms and accounting procedures.

3. The organization of a Canadian national association can best be done by its establishment as a corporate body, formed under a private bill passed by the House of Commons. This move would have the special advantage of obtaining recognition by the federal government of a na­tional credit union body which could claim, in large measure, to speak for the credit unions of Canada, and would also open avenues for co-oper­ation with other credit union groups not presently affiliated.

"The points above must be con­sidered as a program to be taken in orderly steps, recognizing that at the ~01:11ent -:ve have neither the organ-1zat1on, finances, personnel nor facil­ities to attain it in full. As the new Canadian national association gradu­ally takes over the functions outlined in the definition of autonomy, the dues presently being paid by the leagues to Cuna shall gradualJy be adjusted so that an increasing percentage is c.hannelled to. the Canadian organiza­~1on. T.he des1:ability of participation m the mternat1onal organization must be a basic concept of our new struc­ture, with recognition of the fact that financial support in the form of dues is anticipated."

To give effect to this program, the Committee put forward c er ta i n specific resolutions as steps along the way. These were all endorsed by the meeting, and future developments should be of high interest to all our people.

"HILLTOP HAVEN" A home owoy frQm home for the retired husbands ond wives. One or both inva lids.

Tel. EM. 3666 1606 East 15th Ave.

'

Here are two luscious fruity cran­berry breads to enjoy during the holidays. Each one is perfect with morning coffee or afternoon tea.

The first Cranberry Bread bakes to a golden brown. It's light, per­fectly moist and filled with cubes of cranberry sauce. And there's the delicate flavor of orange and finely chopped nuts. .

You'll find it's best if sliced the day after baking. It keeps moist and good tasting for days. Serve it with butter, but it's just as delicious with­out. You'll want to make it often.

CRANBERRY NUT BREAD 2 cups sifted all-purpose flour % cup granulated sugar 3 teaspoons baking powder 1 teaspoon salt Y2 teaspoon baking soda 1 teaspoon cinnamon 1 cup chopped walnuts I egg 1 cup whole cranberry sauce, drained 2 tablespoons melted shortening

Heat oven to 350°F. Sift together onto waxed paper the flour, sugar, baking powder, salt, soda, and cinna­mon. Add walnuts. In mixing bowl, beat egg; add cranberry sauce and shortening. Add dry ingredients; stir until just blended. Pour into greased 9" x 5" x 3" loaf pan. Bake 350°F. oven 45 minutes. Cool on rack.

Note: 1 teaspoon grated lemon rind may also be added.

10

CRANBERRY ORANGE BREAD

2 cups sifted all-purpose flour Y2 teaspoon salt 1 Y2 teaspoons baking powder 1h teaspoon baking soda ~ cup sugar 1h cup orange juice (1 medium

orange) Grated rind of 1 orange (approxi-

mately 2 tablespoons) ~ cup boiling water 2 tablespoons melted shortening I egg I cup chopped ·walnut meats 1 cup cubes jelled cranberry sauce

Sift dry ingredients together. To the juice and rind of the orange, add the boiling water. Add melted short­ening and beaten egg. Mix with dry ingredients until just blended. Add chopped nuts. Carefully fold in cubes of cranberry sauce. Bake in a greased bread pan in a slow-moderate oven, 325°F. about 1 hour, or until done. Make 1 loaf.

This bread is made with canned whole or jellied cranberry sauce.

TURKEY SOUFFLE SUPREME 1~ cup butter or margarine 5 tablespoons enriched flour 1~ cups milk 3A teaspoon salt \Is teaspoon pepper 4 beaten egg yolks 1 cup grated Swiss cheeH 11/i. cups turkey, cooked and finely

chopped 4 stiffly beaten egg whites

Melt butter; add flour and blend. Add milk gradually and cook over low heat until thick, stirring con­stantly. Add salt and pepper. Stir small amount of mixture into beate;;,, egg yolks. Return egg mixture to white sauce and blend. Fold in cheese an~ turkey, then stiffly beaten egg whites. Turn into 6 to 8 individual casseroles (one large casserole may be used). Bake in slow oven (325°F.) 45 to 50 minutes. Serve immediately.

INCC~~

"TO THE LADIES"­FROM ST. LOUIS

A r e ad er in St. Louis, Mo., Anthony Schwetz, wrote to Evelyn Bourchier after seeing the item in the August issue about Christmas recipes, to say that the St. Louis Chapter is holding a cookie contest amongst the women members. (This is discrimin ation, your Editor thinks!) The cook­ies are going to be distributed amongst the_ needy. Mr. Schwetz ends up by saymg that he enjoys reading the magazine.

c;f ME FIRST CMRlSTMAS C.ARO\. WAS WRl"'N'EH BV A PRIORESS OS: •

"-AM EHGLlSM A88EV fl ~J'UL.IAHA B'ERl'iERS. aCAROL COMES FROM ~ TME EHGLlSM WORD ,i;_ 1'>CAQOLEH WHICH •1"-• M&A"S"" -.-0 SING • ~ :rovou~Lv ~*'-µ

CREDIT UNIONIST, DECEMBER, 1956

The toys under 1956 Christmas trees score high for education as well as fun this Christmas, if assist­ant Santas will take time to pick ~he varied types of playthings the youngsters on their gift lists need for all around development.

This advice comes from Emma Sheehy, professor of childhood edu­cation at Teachers College, Columbia University, who is chairman of the Toy Guidance Council's Advisory Committee.

"Don't leave toy shopping till the last minute and don't try to guess at ages of youngsters you plan to gift," advises Dr. Sheehy. "Do try to study, at your leisure, a list of children's play interests at different age levels, which marty stores have available. Do look at labels and instructions .ln toys you're considering, to double check age suitability. The main factor in toy safety is age suitability.

Don't be afraid to give boys and girls the same kind of toys. Do re­member that boys like housekeeping play as much as the feminine mem­bers of the playroom set, and they benefit from such activity. A juvenile cooking set with miniature cans of

As the year's most important holi­day, Christmas is a time when pic­ture-taking is a "must" if you are keeping any sort of record of family life.

Often it is said-Christmas is for children, of all ages. And there is no better time to get truly appealing snapshots of the children than during the holiday season. The mood is right. The backgrounds exciting.

The days of preparation are half the fun of Christmas, so start your picture taking when the first festive Yuletide symbols appear.

A little planning will go a long way toward making sure you have the pictures you'd really like to have. Take time to make your foresight as good as your hindsight. Then you won't have to say, "I wish we had a picture of Sally in that angel cos­tume."

Make a list of pictures you want to take, and then always have the

CREDIT UNIONIST, DECEMBER, 1956

soup will enthrall a boy chef as well as his sister. Girls like to pound and hammer just as much as boys. Both should receive varied toys that con­tribute to all around development.

"Don't pick a toy for a child to grow up to. Do get one that fits him now.

"Don't buy toys because they in­trigue your eye. Do give thought to the all around development needs of each child and you'll win high marks as a good Santa."

The dolls in Santa's 1956 pack

camera handy, loaded with film, and flash bulbs easily in reach for the pictures that just happen. If there are some special Christmas customs in your family, be sure they are covered in pictures.

Your list might include such scenes as making and addressing cards, the small fry's first letter to Santa Claus, wrapping gifts, decorating the house, the postman delivering packages and mail, bringing home the tree and decorating it, hanging the stockings, and of course the Christmas morning activity.

Your camera should also see action away from home at this season. Take it when you make the annual trek to visit Santa. Snap the gay store win­dows, with the children looking in. Use your camera at church and school programs. All these things are as much a part of the family's Christ­mas as those things taking place in the living room.

are almost· as talented as people. Some dolls can go through the routine of a ballet dancer. In addition to those with muscular flexibility, there are dolls that can walk, eat, cry and blow their noses. A child size baller­ina doll also can be a dancing part­ner.

A glamour bike with a built-in radio by Huffman features a tamper­proof device and boasts a 100 mile listening range. Another bike con­verts from a boy's to a girl's model.

Playroom railroad systems will have more color, more realism and more play value this Yuletide. Blue­print replicas of the latest locomo­tives of the grownup world are fea­tured by the Toy Guidance Council. New thrills, operating by remote con­trol, include a lumber mill with a realistic sound which feeds logs in one end and sawed boards out the other. Operating cranes load and un­load culvert pipe. There are stations that load coal realistically. Walking baggage smashers and brakemen are featured. As a last word in realism, there is a track cleaning car with detergents and rotary c 1 e a n i n g brushes.

This year, for the simple camera user, color pictures will be easier than ever before, and better. That's because there is a new color film that can be used in the simplest, least expensive camera that is not only high in quality but makes good pictures either indoors or out. You can shoot a picture of father buying the tree, and on the same roll of film picture h im as he puts the big silver star on the tip-and do it without using blue flash bulbs.

It is the flash synchronization of your camera that makes Christmas snapshooting so easy and enables you to shoot at will, wherever and when­ever there's · a picture you'd like to have.

So, for a happy Christmas picture record, plan your snap-shooting, im­provise as you go along, and keep camera, bulbs, and film always in reach.

11

7Ae The harsh outlines of the fall

mountains bas been softened by the white down which heralds the ap­proach of the happiest season of the

year - Christmas. And from be­tween the folds of

. ~.~ the wintry drap­<) eries peek mem­. ; ories of long ago.

T b e December days of my child­hood look at me again. I see the

CY HARDING family. Mother in

her high collared shirt waist. Dad looking younger since be abandoned those mutton chops. My sisters with the high rolls of hair, which with wisdom beyond my years, I knew were made of pads. All of them, with my brother and I, grouped around the table piled high with strips of colored paper and a bowl of paste working contentedly making the multi-color­ed chains which would festoon the house.

Or the scene in the kitchen, where, once again, the same group is gather­ed, chopping nuts, slicing peel and

~cice By CY HARDING

dumping each little pile as it grew before us into the large bowl where the secrets of the pudding grew. Then the great night! The la't stir­ring. Each of us lined up waiting eagerly for the "last stir" during which each would wish his secret Wish.

Or, after the feast of the great day was over, the same group gathered around the piano where the eldest sister played, singing carols, old and new, in harmony while dad beat time with his middle finger.

I pause at my work and gaze through the smoke of my cigarette -and sigh.

What is the magic that the years have cast over these scenes? It is not only that we were together. There must be thousands of times when

such was the case and all have faded to the cobwebbed corner of my brain . • But these December days are as familiar and as treasured as first letters.

During those sweet December days we were all W 0 R K I N G TO­GETHER, with a common purpose for the common good. The decora­tions, the mince pie, the stuffing in the turkey, the very pudding itself had been sanctified by the common effort.

How often, in these days· of stress and discord, do we wish that the spirit of these December days could be spread throughout the year! Then we could live and sleep unworried by fears. But how? We Credit Unionists and Co-operators, it seems to m are on the right path. We are WORK­ING TOGETHER for the common good. We are doing our bit to spread Christmas throughout the year and reduce the fears which haunt us all. Let's work harder at it. And in so doing make heartier and stronger that wish born in the childhood of man­kind - A MERRY CHRISTMAS TO YOU ALL.

The Board of Dfrectors who have conducted your bminess during the past year, together with the Credit and Supervisory Committee, foin with the Staff in extending Season's Greetings to all members.

Particularly do we wish to recognize those who have been members for many years, and those who have become a part of our family in 1956. It is to you, the membership, that the success of our fast-growing credit ttnion is due.

To each and every one of you, from all of us at "City Savings" -

A MERRY CHRISTMAS and

A HAPPY NEW YEAR!

Vaneauver City Savings Credit Union

CR,OIT UNIONIST, DICEMHR, 1916

morning.

CJelweiJ

Plans are laid for a Christmas party for our next meeting day, Dec. 18th. After the New Year everyone will be occupied with the planning and building of our Edelweis Credit ~ni~n building in the 3800 block V1ctona drive. This will bring to reality our dream of many years.

JllC.tClefCICfCICl«ll'

By P. J. LIPP STATISTICS FROM FIJI Edelweis Credit Union, now 13

years old, celebrated Credit Union Day at Alpen Auditorium, with about a third of its seven hundred members present. .

Two travelogue color films, com­pliments of Kurt Maurer of Hagen's Travel Service, took everyone on an Imaginary Airline trip over the Atlantic, the British Isles, Belgium and Germany. They were very realis­tic and much enjoyed.

The lunches served by Miss Henne and her committee were outstanding. The ticket sellers were popular boys, maybe because the lunches were so good! Among the musicians sat our very good friend and Jong-time mem­ber, Larry Schantler - we do not see him very often with his night job at the Post Office. And, of course, there were Ricky and Janice who also

demand attention. Director Epstein was very con­

cerned that everyone was properly tagged on entering the ball. Our g~od president Rudy Werk was rushing around to see that everybody was having an enjoyable time. The Vice­president was having trouble with the dispenser. Our rel i ab I e treasurer Michael Bach was doing a very fast dance while a member tugged at bis sleeve and inquired about a credit union problem.

Mr. Perntizky was having a party within a party with about 50 people around his table singing "Happy Birthday" - very confidentially I learned that it was his 39th birthday, could be? We wish our genial Chap­ter delegate Mr. Pernitzky many, many happy returns.

The party carried well into Sunday

The combined statistical report which reached us from Fiji shows that there are now 18,785 members in 159 credit Unions, with total assets of 80863L. In the past three years they have loaned 174916L (Pounds) to members. Each loan average lOL. ... ~.-A PIONEER PASSES

Old timers in the Credit Union movement will be saddened to hear of the death of Lindsay Morrison early in November.

Lindsay was a director of the League for a number of years, and then a director of the B.C. Central. He bad retired from his employment with the B.C. Telephone Co., and moved to San Francisco, and bad just started on a cruise when death over­took him.

At Christmas Time we realize more than ever how much our friends both old and

new have meant to us through the year,

and more than ever there is a special

meaning in these wishes for

A Merry Christmas

and A Happy New Year

On behalf of the Board of Directors and Staff

C. U. &. C. Health. Services Society

CREDIT UNIONIST, DICEMBER, 1956

HOW ARD C. HUNTER, President.

u

1et/el*11I 'hcteJ By TONY GELUCH

One year in the Christmas issue of the !BEW Journal an editorial entitled "Keepers of the Inn" appeared. We thought the subject matter of that edi­torial would provide a thought in this Christmas issue of our magazine.

For years we have read and thought about the innkeepers of Bethlehem who turned the Holy Family away those many hundreds of years ago in the hour of their need. What a wonderful op­portunity was missed. Just think, if any one of those hostlers had had the kind­ness and compassion to make room in his inn for Joseph and Mary, his name would have been recorded through all eternity as the ·man in whose house the Saviour of the World was born.

Many of us through the years have censured the mean innkeepers. As chil­dren and sometimes as adults, too, we have often thought how differently we would have acted had we been given the opportunity to house the Holy Fam­ily. We're All Innkeepers

Well, let's look at it another way, In a sense, everyone of us is an innkeeper. Every day persons come to us seeking something. They are not usually seek­ing shelter or food as the Holy Family of long ago was, but they seek some· thing. Do we give it to them or do we turn them away?

Our children come to us, as the Holy Family came to the keeper of the inn. They need help. They need comfort. Most of all they need understanding. How often do we turn them away? Too often we ignore them. As an innkeeper we've slammed the door in the face of one seeking the shelter only we can give.

It goes on and on. The world is full of people seeking, longing, for a kindly word. When we respond to the needs of people, we ;,re real keepers of the inns of the world. We Need Good Innkeepers

Never in the history of the world was there greater need for this kind of mythi­cal innkeeper of whom we speak today. Never was there greater need for love and understanding and kindness on the national and international basis. But every great movement has to start on a local basis, on a small scale and spread to others. It seems the ideal place for this movement to start is on the home front.

Couldn't we start today to be real keepers of the inn? Couldn't we give the warmth and the comfort and the shelter of our friendship :ind our interest to those with whom we come in contact? First to our families, then to friends and acquaintances. The world would surely be a better place to live in for some real, honest-to-goodness charitable innkeepers. Herc Is Your Opportunity

We can forget about wishing we had had the opportunity of the innkeeper of long ago in faraway Bethlehem. Remem­bering something that Child, born in Bethlehem, grew up to say, "Whatever you do for the least of these, My breth­ren, you do it unto Me," we have a fresh opportunity every day, every hour to be keepers of the inn.

May we take this opportunity to wish every member of the Vancouver Federal Credit Union family and all other credit union members throughout the Province a Very Happy Christmas and a New Year of Health, Happiness and Wealth.

14

The Officers and Staff

of

B.C. CENTRAL CREDIT UNION

Extend warm season's greetings to everyone and sincere

wishes for a Prosperom New Year

NEW SLATE OF OFFICERS At the Canadian District of Cuna

meeting in Regina on November 4, 1956, appreciation was expressed to the retiring officers, but age gave place to youth in the selection of new table officers for the ensuing year. All elections were by acclamation, indicating a high degree of confidence in the candidates.

Wielding the gavel as Chairman will be Percy Avram of Prince Albert, Saskatchewan, assisted by V i c e­chairman, Gordon Iverson of Winni­peg, Manitoba. Walter Cooke of Kindersley, Saskatchewan, completes the executive team as Secretary­Treasurer.

Unanimously selected as Canadian nominee to the position of Vice­President of ·Cuna was Jack Homer of Hamilton, Ontario; and as Cana­dian nominee to the position of Di­rector of Cuna Supply Co-operative, John Ryan of Quebec was unanimous­ly selected. These nominees must stand for election at the annual meet­ings of the bodies concerned, in Omaha, Nebraska, in May of 1957. If elected at that time, Mr. Homer will serve ex-officio as a member of the executive of the Canadian Dis­trict. This strong team should really "go places" in the year ahead.

AFRICAN SCHOOL WRITES TO CU NA

A secondary school in Kenya Colony wrote the Credit Union Na­tional Assn. asking for information and booklets about credit unions.

Heredity is when a teen-age boy winds up with his mother's big brown eyes and his dad's long yellow convertible.

HELP ALONG THE WAY

By A. L. N.

So it's millions you remember, And the dividends you pay. But for us, we prize each member That we help along the way. So, you've got a fine large building, And an office bright and gay. We work without much gilding, For those falling by the way. Maybe we can't build mansions In ~hich our folks can stay But JUSt handholds and stanchions That will help along the way. It's the little things that matter lt',s your savings day by day, ' Gives us the means to scatter Happiness along the way. We always feel much. prouder That we are here to stay. Tho' small, we shout much louder; WE GIVE HELP ALONG THE

WAY.

CHRISTMAS GREETINGS

FROM NEPRO

WANT TO MOVE ANYWHERE?

Phone TA. 1404 We ore agents for North American Von Lines, and con arrange your move-ANYWHEREf FOR A WIFE APPROVED MOVE

contoct

BOWMAN CARTAGE & STORAGE LTD.

839 Powell St. Vancouver 4, B.C.

CREDIT UNIONIST, DECEMBER, 1956

Ccllel*i1t9 7Ae '11/eJt Kccte1t11~J

By EVELYN BOURCH IER

Brace yourselves, kiddies, here it comes again! Here's hoping your credit union loan from last Christ­mas is paid up before you start this one.

Why do we put up with this nail­biting and po ck e t - searching, I ,....."'"'1!11<"'"'~.~...,....,.,.,,..... w o n d e r? Every

year it's the same thing, from t h e first groan of real­ization to the last sprig of holly.

It starts, a f t e r that first dreadful dawning that

••..,~•""-.J Christmas is only Evelyn Bourchler _hurry, hurry-

so many shopping days away, with a Plan. Cards, gifts and Yuletide baking. Only it won't end up that way, oh no. Once again we'll mutter, "It's not the gift, it's the thought," as we purchase a shirt that won't fit. (But such a bargain, my dear, look at the price!) And as always, between shopping and tasting, our feet and our figures will be in bad shape, to say nothing of our loan accounts. All this fuss for just one day.

And we'll do it all over again next year. Because something happens to us at Christmastime - because of something that happened nearly 2000 years ago. All the impractical loving and giving of Christmas is a reflec­tion of that Love, that Gift, that Hope.

Who knows, maybe this year that card to that before-mentioned unlov­ing old codger may warm him a little and bring the old blister a little closer to his soul's salvation. In any case, we ourselves will be better for it. We look more charitably on our neighbour's shortcomings after we'vB seen him in a paper hat. The desire to clobber him is tempered by the recollection of his Christmas kindli­ness.

So ring out the carols! Pile on the holly, the mistletoe, the calories­and the memories. It really isn't only for one day, after all, but for every day, for all of us, forever. Merry Christmas!

CREDIT UNIONIST, DECEMBER, 1956

Hove You Changed Your Address Recently?

If so pleose fill in this coupon and moil it to the B.C. Credit Union Leogue 96 E. Broodwoy Voncouver 10, B.C.

Nome ........................... .................................................... ................. ................. .

New Address ................................................................................................•.....•

A bright new bronze plaque bear­ing this inscription glistened in the late October sun, on the newly con­structed oak Arbour, as the Rever­end Aubrey Jones, representing the Hamilton Council of Churches, cli­maxed a religious service by dedicat­ing the "Credit Union Gardens."

It was the start of a long-range project to beautify the grounds sur­rounding "CUNA House - Maison CUNA," spear-headed by the Hamil­ton & District Credit Union Chapter.

200 credit union members and community leaders heard Joseph Bon­ner, Chapter President, sincerely thank those who had worked on Commit­tees to make their vigorous two-year project a reality, and especially the hundreds of contributors throughout Canada and the United States who invested thousands of dimes to launch this program. He stressed, though, that this was only the start of the "Credit Union Gardens" and hun­dreds more dollars were needed to keep this garden growing.

After singing the hymn "For the beauty of the earth" and joining in a special prayer, the group marched in­to "CUNA House" to the skirl of the> bagpipes by Piper Ian Anderson, fol­lowed by Reverend Aubrey Jones, C. Gordon Smith, Manager of the Cana­dian Office of CUNA, Joseph Bon­ner and Don Smith, who chaired the

CUNA HOUSE-MAISON CUNA

program. At the reception following the ser­

vice, Mayor Lloyd D. Jackson brought greetings from the City of Hamilton, expressing his pride in this beautifica­tion project. The property on which "CUNA House" and the "Credit Union Gardens" are located is owned by the CUNA Mutual Insurance So­ciety, as an investment, and their Board of Directors was represented by A. P. Quinton, who also extended greetings. Mr. Robert E. Elliott and Mr. Arthur Childs, both Members of the Legislative Assembly in Ontario were present.

A tasty lunch was served by the Cr.edit Union Ladies' Auxiliary of Hamilton, and all the ladies at the service received a red rose, as a me­mento of the occasion.

Mt. Pleasant Chapel FUNERAL SERVICES

EMerald 2161 - 2162 Kingsway ot 11th Avenue

RUBBER STAMPS FOR ALL PURPOSES

SEALS STENCILS SUPPLIES

WESTERN ST AMP WORKS 346 West Broadway Vancouver, B.C.

15

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There are footprints in the snow,

Footprints of the men who trod,

Searching for the New-born God,

Through a crisp and bitter night,

Following the guiding light.

There is music in the air,

Music, sounding far and near,

Angel choirs loud and clear,

Carolling across the sky­

"Glory be to God on High."

Alt around the placid town,

Up and down the winding street

Friend and enemy will meet-

T his one night they must forget

All their bitter, sad regret.

Oh little town, so far aWtl!)l­

Bethlehe11i on Christmas Day­

T his we re-affirm again,

PEACE ON EARTH. GOOD WILL TO MEN.

B. C. CREDIT UNION LEAGUE

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