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PAYMENT SYSTEM OVERSIGHT
PAYMENT SYSTEM DEPARTMENT
PAYMENT SY STEM DATA BULLETIN
JANUARY 2015
DAILY BULLETIN TABLE OF CONTENTS
GOJ BONDS: Quarterly 2014 to January 2015 TABLE CON011….Statement of Outstanding Nominal – JMD 3 TABLE CON012….Statement of Outstanding Nominal – USD 4 BOJ OPEN MARKET INSTRUMENTS: Quarterly 2014 to January 2015 TABLE CON013...Statement of Outstanding Nominal – JMD 5 TABLE CON014….Statement of Outstanding Nominal – USD 6 JAMCLEAR‐CSD ANNUAL Key Activity: January 2014 to January 2015 TABLE CYSU01….Annual System Utilisation by Transaction Volume 7 TABLE CYSU011….Annual System Utilisation by Transaction Value – JMD 8 TABLE CYSU012….Annual System Utilisation by Transaction Value – USD 9 JAMCLEAR‐CSD Transaction: January 2014 to January 2015 TABLE CSU01….System Utilisation by Transaction Volume 10 TABLE CSU011….System Utilisation by Transaction Value – JMD 11 TABLE CSU012….System Utilisation by Transaction Value – USD 12 JAMCLEAR‐CSD STOCKHOLDER RECORD AND STOCKHOLDER ACCOUNTS: January 2015 TABLE CSRA011….Stockholder Record and Stockholder Accounts Volumes 13 JAMCLEAR‐RTGS ANNUAL Transaction: January 2014 to January 2015 TABLE RPYSU01….Annual System Utilisation by Group Transaction Volumes 14 TABLE RPYSU011…. Annual System Utilisation by Group Transaction Values – JMD 15 TABLE RPYSU012…. Annual System Utilisation by Group Transaction Values – USD 16 JAMCLEAR‐RTGS Transaction: January 2014 to January 2015 TABLE RPSU01….System Utilisation by Participant Group Transaction Volumes 17 TABLE RPSU011…. System Utilisation by Participant Group Transaction Values – JMD 18 TABLE RPSU012…. System Utilisation by Participant Group Transaction Values – USD 19 RETAIL PAYMENTS SYSTEM DATA: Year 2013 to January 2015 TABLE RDCBCP013….Cheques Processed JMD ‐ Volumes and Values 20 TABLE RDCPMC015….Cheques Processed Manually CDN ‐ Volumes and Values 21 TABLE RDCPME013...Cheques Processed Manually EURO ‐ Volumes and Values 22 TABLE RDCPMG013….Cheques Processed Manually GBP ‐ Volumes and Values 23 TABLE RDCPMU013….Cheques Processed Manually USD ‐ Volumes and Values 24 TABLE RDA011….JMD Transaction processed at ABM Terminals ‐ Volumes and Values 25 TABLE RDA012….USD Transaction processed at ABM Terminals ‐ Volumes and Values 26 TABLE RDP011….JMD Transaction processed POS Terminals ‐ Volumes and Values 27 TABLE RDP012….USD Transaction processed POS Terminals ‐ Volumes and Values 28 TABLE RDCIC011….Cards in Circulation ‐ JMD reported by Commercial Banks Volume 29 TABLE RDCIC012….Cards in Circulation ‐ USD reported by Commercial Banks Volume 30 TABLE RDTI011….ABM & POS Terminals Installed 31 TABLE RDET011….Electronic Transactions Processed Volumes and Values – JMD 32 TABLE RDET012….Electronic Transactions Processed Volumes and Values – USD 33 GLOSSARY 34 Payment System Oversight Report Payment System Department March 2015
PARTICIPANT 1st Quarter 2014 2nd Quarter‐2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter‐To‐Date 2015
BANKS 209 222 223 225 228
PRIMARY DEALERS 373 340 332 336 333
SECONDARY DEALERS 210 231 236 229 229
Total 793 792 790 790 790
Table CON011
Comment: This table reflects total outstanding nominal for prior quarters and the reporting quarter. The total nominal value does not include CPI - Bond capitalization. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM DATA REPORT JANUARY 2015
JAMCLEAR‐CSD
Government of Jamaica Bonds
Statement of Outstanding Nominal ‐ JMD (BN)
Quarterly ‐ 1st Quarter 2014 to 1st Quarter‐To‐Date 2015
0
50
100
150
200
250
300
350
400
1st Quarter 2014 2nd Quarter-2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter-To-Date 2015
GOJ Bonds Outstanding Nominal ‐ JMDQuarterly to January 2015
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 3 of 35
PARTICIPANT 1st Quarter 2014 2nd Quarter‐2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter‐To‐Date 2015
BANKS 286 138 131 129 133
PRIMARY DEALERS 612 380 344 348 341
SECONDARY DEALERS 183 127 170 168 171
Total 1,081 645 645 645 645
Table CON012
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM DATA REPORT JANUARY 2015
Quarterly ‐ 1st Quarter 2014 to 1st Quarter‐To‐Date 2015
JAMCLEAR‐CSDGovernment of Jamaica Bonds
Statement of Outstanding Nominal ‐ USD (MN)
0
100
200
300
400
500
600
700
1st Quarter 2014 2nd Quarter-2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter-To-Date2015
GOJ Bonds Outstanding Nominal ‐ USDQuarterly to January 2015
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 4 of 35
PARTICIPANT 1st Quarter 2014 2nd Quarter‐2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter‐To‐Date 2015
BANKS 9 11 24 17 17
PRIMARY DEALERS 22 23 24 29 31
SECONDARY DEALERS 7 6 11 16 15
Total 38 41 59 61 62
Table CON013
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. The outstanding nominal does not include cancelled initial placements. Only securities dematerialized are recorded in JamClear-CSD.PAYMENT SYSTEM DATA REPORT JANUARY 2015
JAMCLEAR‐CSDBank of Jamaica Open Market Instruments ‐ JMD (BN)
Statement of Outstanding Nominal Quarterly ‐ 1st Quarter 2014 to 1st Quarter‐To‐Date 2015
0
5
10
15
20
25
30
35
1st Quarter 2014 2nd Quarter-2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter-To-Date 2015
BOJ Holdings Outstanding Nominal ‐ JMDQuarterly to January 2015
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 5 of 35
PARTICIPANT 1st Quarter 2014 2nd Quarter‐2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter‐To‐Date 2015
BANKS 415 498 550 462 399
PRIMARY DEALERS 278 322 343 345 328
SECONDARY DEALERS 146 178 211 172 174
Total 839 998 1,104 979 901
Table CON014
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. The outstanding nominal does not include cancelled initial placements. Only securities dematerialized are recorded in JamClear-CSD.PAYMENT SYSTEM DATA REPORT JANUARY 2015
JAMCLEAR‐CSDBank of Jamaica Open Market Instruments ‐ USD (MN)
Statement of Outstanding Nominal
Quarterly ‐ 1st Quarter 2014 to 1st Quarter‐To‐Date 2015
0
100
200
300
400
500
600
1st Quarter 2014 2nd Quarter-2014 3rd Quarter 2014 4th Quarter 2014 1st Quarter-To-Date 2015
BOJ Holdings Outstanding Nominal ‐ USDQuarterly to January 2015
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 6 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan 441.49 107.74 139.90 119.50 0.09 1.06 319.68 210.44 901 439 14.35% 100.00%
Feb 412.72 152.88 ‐ 292.61 858 ‐ 13.66% 0.00%
Mar 189.53 145.51 4.65 260.67 600 ‐ 9.56% 0.00%
1st QTR 1,043.74 107.74 438.29 119.50 4.75 1.06 872.96 210.44 2,360 439 37.57% 100.00%
Apr 147.58 128.91 0.99 222.30 500 ‐ 7.96% 0.00%
May 129.42 119.52 0.05 262.75 512 ‐ 8.15% 0.00%
Jun 88.58 127.55 30.83 141.49 388 ‐ 6.18% 0.00%
2nd QTR 365.57 ‐ 375.98 ‐ 31.87 ‐ 626.55 ‐ 1,400 ‐ 22.29% 0.00%
Jul 115.93 138.88 0.98 55.73 312 ‐ 4.96% 0.00%
Aug 159.16 127.49 0.44 161.72 449 ‐ 7.15% 0.00%
Sep 140.63 149.46 0.05 208.06 498 ‐ 7.93% 0.00%
3rd QTR 415.71 ‐ 415.82 ‐ 1.47 ‐ 425.50 ‐ 1,259 ‐ 20.04% 0.00%
Oct 86.21 140.89 ‐ ‐ 210.30 437 ‐ 6.96% 0.00%
Nov 86.21 108.94 0.69 206.23 402 ‐ 6.40% 0.00%
Dec 95.94 130.45 ‐ ‐ 196.41 423 ‐ 6.73% 0.00%
4th QTR 268.36 ‐ 380.28 ‐ 0.69 ‐ 612.94 ‐ 1,262 ‐ 20.10% 0.00%
GRAND TOTAL 2,093.38 107.74 1,610.37 119.50 38.78 1.06 2,537.95 210.44 6,280 439 100.00% 100.00%
% of GRAND TOTAL 33% 25% 26% 27% 1% 0% 40% 48% 100% 100%
Table CYSU011
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
MONTHLY % OF TOTAL
Transaction values are in Billions
TRANSACTION TYPE
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMD
FOR PERIOD JANUARY 2014 TO JANUARY 2015
Repo's Pledge Purchase & Sale Free of Payment TOTALS
0
200
400
600
800
1,000
1,200
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR‐15‐to‐date
2nd QTR‐15 3rd QTR 15 4th QTR 15
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMDFOR PERIOD JANUARY 2014 TO JANUARY 2015
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 7 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan 441.49 107.74 139.90 119.50 0.09 1.06 319.68 210.44 901 439 14.35% 100.00%
Feb 412.72 152.88 ‐ 292.61 858 ‐ 13.66% 0.00%
Mar 189.53 145.51 4.65 260.67 600 ‐ 9.56% 0.00%
1st QTR 1,043.74 107.74 438.29 119.50 4.75 1.06 872.96 210.44 2,360 439 37.57% 100.00%
Apr 147.58 128.91 0.99 222.30 500 ‐ 7.96% 0.00%
May 129.42 119.52 0.05 262.75 512 ‐ 8.15% 0.00%
Jun 88.58 127.55 30.83 141.49 388 ‐ 6.18% 0.00%
2nd QTR 365.57 ‐ 375.98 ‐ 31.87 ‐ 626.55 ‐ 1,400 ‐ 22.29% 0.00%
Jul 115.93 138.88 0.98 55.73 312 ‐ 4.96% 0.00%
Aug 159.16 127.49 0.44 161.72 449 ‐ 7.15% 0.00%
Sep 140.63 149.46 0.05 208.06 498 ‐ 7.93% 0.00%
3rd QTR 415.71 ‐ 415.82 ‐ 1.47 ‐ 425.50 ‐ 1,259 ‐ 20.04% 0.00%
Oct 86.21 140.89 ‐ ‐ 210.30 437 ‐ 6.96% 0.00%
Nov 86.21 108.94 0.69 206.23 402 ‐ 6.40% 0.00%
Dec 95.94 130.45 ‐ ‐ 196.41 423 ‐ 6.73% 0.00%
4th QTR 268.36 ‐ 380.28 ‐ 0.69 ‐ 612.94 ‐ 1,262 ‐ 20.10% 0.00%
GRAND TOTAL 2,093.38 107.74 1,610.37 119.50 38.78 1.06 2,537.95 210.44 6,280 439 100.00% 100.00%
% of GRAND TOTAL 33% 25% 26% 27% 1% 0% 40% 48% 100% 100%
Table CYSU011
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
MONTHLY % OF TOTAL
Transaction values are in Billions
TRANSACTION TYPE
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMD
FOR PERIOD JANUARY 2014 TO JANUARY 2015
Repo's Pledge Purchase & Sale Free of Payment TOTALS
0
200
400
600
800
1,000
1,200
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR‐15‐to‐date
2nd QTR‐15 3rd QTR 15 4th QTR 15
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMDFOR PERIOD JANUARY 2014 TO JANUARY 2015
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 8 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan 279.41 279.41 222.51 211.26 ‐ 42.71 1,197.93 556.53 1,699.84 1,089.91 0.00% 100.00%
Feb 292.05 187.16 ‐ 543.50 1,022.71 ‐ 0.00% 0.00%
Mar 530.22 172.69 ‐ 674.45 1,377.37 ‐ 0.00% 0.00%
1st QTR 1,101.68 279.41 582.36 211.26 ‐ 42.71 2,415.88 556.53 4,099.92 1,089.91 27.25% 100.00%
Apr 217.47 176.58 0.00 423.17 817.21 ‐ 0.00% 0.00%
May 122.13 234.92 ‐ 438.78 795.83 ‐ 0.00% 0.00%
Jun 312.93 259.69 0.60 346.35 919.57 ‐ 0.00% 0.00%
2nd QTR 652.53 ‐ 671.19 ‐ 0.60 ‐ 1,208.29 ‐ 2,532.60 ‐ 16.83% 0.00%
Jul 296.03 333.31 5.00 128.98 763.33 ‐ 0.00% 0.00%
Aug 407.76 235.91 ‐ 787.45 1,431.12 ‐ 0.00% 0.00%
Sep 755.78 254.56 ‐ 910.06 1,920.40 ‐ 0.00% 0.00%
3rd QTR 1,459.58 ‐ 823.78 ‐ 5.00 ‐ 1,826.50 ‐ 4,114.86 ‐ 27.35% 0.00%
Oct 551.07 294.29 10.00 883.48 1,738.85 ‐ 0.00% 0.00%
Nov 325.06 257.95 ‐ 676.10 1,259.11 ‐ 0.00% 0.00%
Dec 219.22 267.70 ‐ 813.66 1,300.58 ‐ 0.00% 0.00%
4th QTR 1,095.36 ‐ 819.94 ‐ 10.00 ‐ 2,373.24 ‐ 4,298.54 ‐ 28.57% 0.00%
GRAND TOTAL 4,309 279 2,897 211 16 43 7,824 557 15,045.92 1,089.91 100.00% 100.00%
% of GRAND
TOTAL 29% 26% 19% 19% 0% 4% 52% 51% 100% 100%
Table CYSU012
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USD
FOR PERIOD JANUARY 2014 TO JANUARY 2015Transaction values are in Millions
TOTALS MONTHLY % OF TOTAL TRANSACTION
TYPE
Repo's Pledge Purchase & Sale Free of Payment
0
500
1,000
1,500
2,000
2,500
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR‐15‐to‐date
2nd QTR‐15 3rd QTR 15 4th QTR 15
Va
lue
s -
US
D (
In M
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USDFOR PERIOD JANUARY 2014 TO JANUARY 2015
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 9 of 35
Primary Issue Repo Reverse Repo
Pledge
Registration Pledge Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
TRANSACTION TYPE 2015
Jan 399 823 800 1,918 2,081 12 1,331 3,352 10,716
Feb ‐
Mar ‐
1st QTR 399 823 800 1,918 2,081 12 1,331 3,352 10,716
Apr ‐
May ‐
Jun ‐
2nd QTR 0 0 0 0 0 0 0 0 ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
GRAND TOTAL 399 823 800 1,918 2,081 12 1,331 3,352 10,716
% OF GRAND TOTAL 3.72% 7.68% 7.47% 17.90% 19.42% 0.11% 12.42% 31.28% 100.00%
Table CSU01
Comments: Repos and reverse repos does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
JAMCLEAR‐CSDTRANSACTION VOLUMES
FOR PERIOD JANUARY 2014 TO JANUARY 2015
2015
4% 8%
8%
18%
19%
0%
12%
31%
JAMCLEAR‐CSD TOTAL TRANSACTION VOLUMESFOR PRIOD JANUARY 2014 TO JANUARY 2015
Primary Issue Repo Reverse Repo Pledge Registration
Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 10 of 35
Primary
Issue Repo's
Reverse
Repo
Pledge
Registration
Pledge
Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2015
Jan 134.57 51.29 56.45 55.71 63.78 1.06 210.44 502.21 1,076
Feb ‐
Mar ‐
1st QTR 134.57 51.29 56.45 55.71 63.78 1.06 210.44 502.21 1,076
Apr ‐
May ‐
Jun ‐
2nd QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR‐T‐D 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
GRAND TOTAL 134.57 51.29 56.45 55.71 63.78 1.06 210.44 502.21 1,076
% OF GRAND TOTAL 12.51% 4.77% 5.25% 5.18% 5.93% 0.10% 19.57% 46.69% 100.00%
Table CSU011
Comments: Repos and reverse repos does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Billions of Dollars
FOR PERIOD JANUARY 2014 TO JANUARY 2015
TRANSACTION VALUES ‐ JMD
2015
12%5% 5%
5%
6%
0%
20%47%
JAMCLEAR‐CSD TRANSACTION VALUES (JMD)FOR PERIOD JANUARY 2014 TO JANUARY 2015
Primary Issue Repo's Reverse Repo Pledge Registration
Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 11 of 35
Primary Issue Repo's Reverse Repo
Pledge
Registration
Pledge
Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2015
Jan 67.72 103.62 175.79 95.61 115.65 42.71 556.53 263.69 1,421.32
Feb ‐
Mar ‐
1st QTR 67.72 103.62 175.79 95.61 115.65 42.71 556.53 263.69 1,421.32
Apr ‐
May ‐
Jun ‐
2nd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
GRAND TOTAL 67.72 103.62 175.79 95.61 115.65 42.71 556.53 263.69 1,421
% OF GRAND TOTAL 4.76% 7.29% 12.37% 6.73% 8.14% 3.00% 39.16% 18.55% 100.00%
Table CSU012
Comment: Repo and reverse repo does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Millions of Dollars
FOR PERIOD JANUARY 2014 TO JANUARY 2015
TRANSACTION VALUES ‐ USD
2015
5%7%
12%7%
8%
3%
39%
19%
JAMCLEAR‐CSD TRANSACTION VALUES (USD)FOR PERIOD JANUARY 2014 TO JANUARY 2015
Primary Issue Repo's Reverse Repo Pledge Registration Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 12 of 35
Dates
2014 2015 2014 2015
Jan 18,713 19,510 26,772 27,927
Feb 18,977 27,158
Mar 18,922 27,085
Apr 19,006 27,193
May 18,240 27,298
Jun 19,182 27,448
Jul 19,241 27,523
Aug 19,337 27,664
Sep 19,379 27,736
Oct 19,408 27,766
Nov 19,264 27,600
Dec 19,376 27,759
Table: CSRA011Comments:
Number of Stockholder Records Number of Stockholder Accounts
JAMCLEAR‐CSDSTOCKHOLDER RECORD & STOCKHOLDER ACCUNTS
FOR PERIOD JANUARY 2014 TO JANUARY 2015
-
5,000
10,000
15,000
20,000
25,000
30,000
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Vo
lum
es
Holder and Account Information for JamClear-CSD For period January 2014 - January 2015
Holders 2014 Holders 2015 Stockholder Accounts 2014 Stockholder Accounts 2015
Bank Of Jamaica: Payment System Department Page 13 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan 135 127 21,367 22,297 266 326 1,946 1,439 147.00 342 619 596 24,480 25,127
Feb 120 26,189 234 1,931 137.00 549 29,160 0
Mar 128 19,453 318 1,856 163.00 500 22,418 0
1st QTR 383 127 67,009 22,297 818 326 5,733 1,439 447.00 342.00 1,668 596 76,058 25,127
Apr 121 19,352 257 1,714 190.00 625 22,259 0
May 130 20,687 251 1,759 228.00 570 23,625 0
Jun 126 20,431 263 1,385 250.00 597 23,052 0
2nd QTR 377 0 60,470 0 771 0 4,858 0 668.00 0 1,792 0 68,936 0
Jul 141 23,129 292 1,655 232.00 670 26,119 0
Aug 114 20,046 253 1,294 228.00 563 22,498 0
Sep 132 21,812 351 1,567 289.00 637 24,788 0
3rd QTR 387 0 64,987 0 896 0 4,516 0 749.00 0 1,870 0 73,405 0
Oct 135 22,586 341 1,479 259.00 653 25,453 0
Nov 122 20,728 303 1,406 278.00 536 23,373 0
Dec 125 23,399 279 1,454 332.00 692 26,281 0
4th QTR 382 0 66,713 0 923 0 4,339 0 869.00 0 1,881 0 75,107 0
Total 1,529 127 259,179 22,297 3,408 326 19,446 1,439 2,733 342 7,211 596 293,506 25,127
% of GRAND TOTAL 1% 1% 88% 89% 1% 1% 7% 6% 0% 0% 2% 2% 99% 99%
Table RPYSU01
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
Other TOTAL Month/Year
Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VOLUMES
FOR PERIOD JANUARY 2014 TO JANUARY 2015
Clearing House Banks Merchant Banks Primary Dealers
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR 15‐to‐date
2nd QTR 15 3rd QTR 15 4th QTR 15
Vo
lum
es
JAMCLEAR‐RTGS Annual Transaction VolumesFor Period January 2014 To January 2015
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica: Payment System Department Page 14 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan 31.25 32.56 1,479.89 850.98 7.42 5.51 89.07 74.10 1.81 5.63 58.94 41.59 1,668.39 1,010.36
Feb 26.85 1,324.80 7.39 83.13 2.44 74.41 1,519.02 0.00
Mar 34.51 1,170.07 6.52 85.08 4.51 39.33 1,340.02 0.00
1st QTR 92.61 32.56 3,974.75 850.98 21.33 5.51 257.29 74.10 8.76 5.63 172.68 41.59 4,527.43 1,010.36
Apr 28.98 907.93 4.27 81.03 3.01 38.99 1,064.21 0.00
May 30.52 952.47 5.02 67.63 3.33 40.38 1,099.35 0.00
Jun 27.53 1,046.41 6.85 80.77 2.97 43.01 1,207.55 0.00
2nd QTR 87.03 0.00 2,906.81 0.00 16.14 0.00 229.43 0.00 9.32 ‐ 122.38 0.00 3,371.11 0.00
Jul 31.50 968.24 4.43 71.39 2.85 41.44 1,119.84 0.00
Aug 27.94 895.05 8.55 61.79 2.50 47.57 1,043.40 0.00
Sep 30.57 1,052.42 9.86 92.98 9.09 38.80 1,233.73 0.00
3rd QTR 90.01 0.00 2,915.72 0.00 22.84 0.00 226.16 0.00 14.44 ‐ 127.81 0.00 3,396.98 0.00
Oct 31.21 1,021.90 5.90 61.42 3.81 64.37 1,188.61 0.00
Nov 27.39 785.46 5.22 73.14 3.51 31.73 926.45 0.00
Dec 32.59 1,028.49 4.27 68.46 7.36 53.60 1,194.78 0.00
4th QTR 91.19 0.00 2,835.85 0.00 15.39 0.00 203.02 0.00 14.68 0.00 149.69 0.00 3,309.83 0.00
Total 360.84 32.56 12,633.12 850.98 75.70 5.51 915.91 74.10 47.20 5.63 572.57 41.59 14,605.34 1,010.36
% of GRAND TOTAL 2% 3% 86% 84% 1% 1% 6% 7% 0% 0% 4% 4% 100% 99%
Table RPYSU011
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
Primary Dealers Other TOTAL Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY 2014 TO JANUARY 2015
Month/YearClearing House Banks Merchant Banks
0
500
1,000
1,500
2,000
2,500
3,000
3,500
4,000
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR 15‐to‐date
2nd QTR 15 3rd QTR 15 4th QTR 15
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐RTGS Annual Transaction Values ‐ JMDFor period January 2014 To January 2015
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica: Payment System Department Page 15 of 35
2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2015
Jan ‐ ‐ 377.68 503.85 5.09 2.62 112.13 113.56 ‐ ‐ ‐ ‐ 494.91 620.03
Feb ‐ ‐ 916.09 30.57 254.32 ‐ ‐ ‐ ‐ 1,200.99 0.00
Mar ‐ ‐ 426.21 4.55 51.35 ‐ ‐ ‐ ‐ 482.11 0.00
1st QTR ‐ ‐ 1,719.99 503.85 40.22 2.62 417.81 113.56 ‐ ‐ ‐ ‐ 2,178.01 620.03
Apr ‐ ‐ 148.32 4.24 29.72 ‐ ‐ ‐ ‐ 182.28 0.00
May ‐ ‐ 59.98 5.53 26.01 ‐ ‐ ‐ ‐ 91.51 0.00
Jun ‐ ‐ 371.12 30.21 57.38 ‐ ‐ ‐ ‐ 458.70 0.00
2nd QTR ‐ ‐ 579.42 ‐ 39.97 ‐ 113.11 ‐ ‐ ‐ ‐ ‐ 732.50 0.00
Jul ‐ ‐ 328.91 6.15 90.76 ‐ ‐ ‐ ‐ 425.83 0.00
Aug ‐ ‐ 286.36 3.14 70.53 ‐ ‐ ‐ ‐ 360.02 0.00
Sep ‐ ‐ 117.05 2.89 56.91 ‐ ‐ ‐ ‐ 176.85 0.00
3rd QTR ‐ ‐ 732.32 ‐ 12.17 ‐ 218.20 ‐ ‐ ‐ ‐ ‐ 962.69 0.00
Oct ‐ ‐ 209.11 5.07 57.59 ‐ ‐ ‐ ‐ 271.77 0.00
Nov ‐ - 296.81 2.20 64.26 ‐ ‐ ‐ ‐ 363.26 0.00
Dec ‐ - 105.61 2.37 39.23 ‐ ‐ ‐ ‐ 147.21 0.00
4th QTR ‐ ‐ 611.53 ‐ 9.64 ‐ 161.07 ‐ ‐ ‐ ‐ ‐ 782.24 0.00
Total 0.00 0.00 3,643.25 503.85 102.00 2.62 910.20 113.56 0.00 0.00 0.00 0.00 4,655.45 620.03
% of GRAND TOTAL 0% 0% 78% 81% 2% 0% 20% 18% 0% 0% 0% 0% 100% 100%
Table RPYSU122
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT JANUARY 2015
Primary Dealers Other TOTAL Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY 2014 TO JANUARY 2015
Month/YearClearing House Banks Merchant Banks
0
200
400
600
800
1,000
1,200
1,400
1,600
1,800
1st QTR‐14 2nd QTR‐14 3rd QTR‐14 4th QTR‐14 1st QTR 15‐to‐date
2nd QTR 15 3rd QTR 15 4th QTR 15
Val
ues
-U
SD
(In
Mill
ions
)
JAMCLEAR‐RTGS Annual Transaction Values ‐ USDFor Period January 2014 To January 2015
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica: Payment System Department Page 16 of 35
Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan 127 22,297 326 1,439 342 596 25,127
Feb 0
Mar 0
1st QTR 127 22,297 326 1,439 342 596 25,127
Apr 0
May 0
Jun 0
2nd QTR 0 0 0 0 0 0 0
Jul 0
Aug 0
Sep 0
3rd QTR 0 0 0 0 0 0 0
Oct 0
Nov 0
Dec 0
4th QTR 0 0 0 0 0 0 0
Total 127 22,297 326 1,439 342 596 25,127
% of GRAND TOTAL 1% 89% 1% 6% 0% 2% 99%
Table RPSU01
PAYMENT SYSTEM DATA REPORT JANUARY 2015
JamClear‐RTGS TRANSACTION VOLUMES
FOR PERIOD JANUARY TO JANUARY 2015
Month/Year
2015
0.51%
89.96%
1.32%5.81%0.00%
2.40%
JamClear‐RTGS Total Transaction Volumes For period January ‐ January 2015
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica: Payment System Department Page 17 of 35
Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan 32.56 850.98 5.51 74.10 5.63 41.59 1,010.36
Feb 0.00
Mar 0.00
1st QTR 32.56 850.98 5.51 74.10 5.63 41.59 1,010.36
Apr 0.00
May 0.00
Jun 0.00
2nd QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Jul 0.00
Aug 0.00
Sep 0.00
3rd QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Oct 0.00
Nov 0.00
Dec 0.00
4th QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total 32.56 850.98 5.51 74.10 5.63 41.59 1,010.36
% of GRAND TOTAL 3% 84% 1% 7% 0% 4% 99%
Table RPSU011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
JamClear‐RTGS TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY TO JANUARY 2015
Month/Year
2015
3.24%
84.70%
0.55%
7.37%0.00%
4.14%
JamClear‐RTGS Total Transaction Values (JMD)For period January ‐ January 2015
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica: Payment System Department Page 18 of 35
Month/Year Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan ‐ 503.85 2.62 113.56 ‐ ‐ 620.03
Feb ‐ ‐ ‐ 0.00
Mar ‐ ‐ ‐ 0.00
1st QTR ‐ 503.85 2.62 113.56 ‐ ‐ 620.03
Apr ‐ ‐ ‐ 0.00
May ‐ ‐ ‐ 0.00
Jun ‐ ‐ ‐ 0.00
2nd QTR ‐ ‐ ‐ ‐ ‐ ‐ 0.00
Jul ‐ ‐ ‐ 0.00
Aug ‐ ‐ ‐ 0.00
Sep ‐ ‐ ‐ 0.00
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐ 0.00
Oct ‐ ‐ ‐ 0.00
Nov - ‐ ‐ 0.00
Dec - ‐ ‐ 0.00
4th QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐
Total 0.00 503.85 2.62 113.56 0.00 0.00 620.03
% of GRAND TOTAL 0% 81% 0% 18% 0% 0% 100%
Table RPSU012
PAYMENT SYSTEM DATA REPORT JANUARY 2015
JamClear‐RTGS TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY TO JANUARY 2015
2015
0.00%
81.26%
0.42%
18.32%
0.00%0.00%
JamClear‐RTGS Total Transaction Values (USD)For period January ‐ January 2015
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica: Payment System Department Page 19 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 1.60 219.98 1.45 190.88 1.33 177.93 Feb 1.52 196.57 1.41 172.93 Mar 1.53 218.44 1.38 188.80 1st QTR 4.64 634.99 4.25 552.60 1.33 177.93 Apr 1.69 208.52 1.48 179.54 May 1.54 212.80 1.41 185.20 Jun 1.51 191.73 1.41 172.38 2nd QTR 4.74 613.05 4.29 537.12 ‐ ‐ Jul 1.56 208.97 1.43 192.84 Aug 1.51 195.23 1.32 172.30 Sep 1.40 189.48 1.33 180.01 3rd QTR 4.47 593.68 4.08 545.15 ‐ ‐ Oct 1.62 193.56 1.46 180.66 Nov 1.46 189.86 1.24 170.04 Dec 1.81 208.22 1.45 185.73 4th QTR 4.88 591.64 4.16 536.43 ‐ ‐
TOTAL 18.73 2,433.36 16.78 2,171.30 1.33 177.93
Comment: Cheques processed by banks' proprietary system and the Automated Clearing House (ACH).
Table RDCBCP013
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Cheques Processed JMD ‐ Volumes and Values
YEAR
2013 2014 2015
1.00
1.20
1.40
1.60
1.80
2.00
2.20
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
sed
(in
Mill
ion
s)
Month
Cheques Processed JMD by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
125.00
175.00
225.00
275.00
325.00
375.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Bill
ion
s)
Month
Cheques Processed JMD by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 20 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.17 1.53 0.10 0.94 0.09 1.50 Feb 0.13 0.73 0.09 1.10 Mar 0.20 1.04 0.09 0.74 1st QTR 0.49 3.29 0.28 2.77 0.09 1.50 Apr 0.13 1.01 0.09 1.08 May 0.14 0.80 0.10 1.16 Jun 0.13 0.96 0.09 0.76 2nd QTR 0.40 2.77 0.28 3.00 ‐ ‐ Jul 0.14 0.80 0.09 1.04 Aug 0.13 1.17 0.08 1.18 Sep 0.15 0.77 0.10 1.71 3rd QTR 0.41 2.74 0.28 3.93 ‐ ‐ Oct 0.12 0.94 0.09 1.59 Nov 0.11 1.39 0.10 1.55 Dec 0.11 0.93 0.09 2.18 4th QTR 0.34 3.26 0.27 5.32 ‐ ‐
TOTAL 1.64 12.07 1.10 15.02 0.09 1.50
Comment: Cheques processed manually CDN by BOJ.
Table RDCPMC013
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Cheques Processed Manually CDN ‐ Volumes and Values
YEAR
2013 2014 2015
-
0.05
0.10
0.15
0.20
0.25
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually CDN by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
-
0.50
1.00
1.50
2.00
2.50
3.00
J F M A M J J A S O N DCh
eq
ue
s P
roc
ess
ed
(in
Mill
ion
s)
Month
Cheques Processed Manually CDN by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 21 of 35
Volume Value (000) Volume Value (000) Volume Value (000)
Jan 17 583 15 126 12 238 Feb 14 298 6 85 Mar 10 199 18 74 1st QTR 41 1,081 39 285 12 238 Apr 19 266 25 241 May 14 118 11 100 Jun 16 311 14 392 2nd QTR 49 695 50 733 ‐ ‐ Jul 13 364 10 64 Aug 5 43 9 94 Sep 15 400 27 157 3rd QTR 33 807 46 315 ‐ ‐ Oct 20 627 18 304 Nov 7 188 10 81 Dec 8 48 16 263 4th QTR 35 863 44 648 ‐ ‐
TOTAL 158 3,446 179 1,980 12 238
Comment: Cheques processed manually EURO by BOJ.
Table RDCPME013
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Cheques Processed Manually EURO ‐ Volumes and Values
YEAR
2013 2014 2015
-
5.00
10.00
15.00
20.00
25.00
30.00
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
se
d
Month
Cheques Processed Manually EURO by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
- 100.00 200.00 300.00 400.00 500.00 600.00 700.00
J F M A M J J A S O N D
Ch
equ
es P
roce
ssed
(in
000
)
Month
Cheques Processed Manually EURO by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 22 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.17 1.21 0.14 1.44 0.10 0.80 Feb 0.15 1.08 0.11 0.99 Mar 0.16 1.39 0.12 1.61 1st QTR 0.49 3.68 0.37 4.04 0.10 0.80 Apr 0.18 1.28 0.13 1.73 May 0.17 1.78 0.12 1.27 Jun 0.14 1.02 0.13 1.63 2nd QTR 0.48 4.08 0.38 4.63 ‐ ‐ Jul 0.19 1.67 0.13 1.66 Aug 0.14 1.68 0.10 2.10 Sep 0.17 2.18 0.12 1.87 3rd QTR 0.50 5.53 0.35 5.63 ‐ ‐ Oct 0.14 1.32 0.11 0.98 Nov 0.16 1.69 0.12 1.17 Dec 0.13 0.87 0.13 1.59 4th QTR 0.43 3.88 0.36 3.74 ‐ ‐
TOTAL 1.89 17.16 1.47 18.04 0.10 0.80
Comment: Cheques processed manually GBP by BOJ.
Table RDCPMG013
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Cheques Processed Manually GBP ‐ Volumes and Values
YEAR
2013 2014 2015
0.05
0.10
0.15
0.20
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually GBP by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
-
0.50
1.00
1.50
2.00
2.50
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Manually GBP by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 23 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 10.99 174.29 10.28 150.43 10.83 208.48 Feb 9.36 159.83 9.23 144.78 Mar 10.83 157.10 10.48 165.96 1st QTR 31.18 491.23 29.99 461.17 10.83 208.48 Apr 10.82 182.94 9.82 156.21 May 10.53 180.37 10.31 163.66 Jun 9.57 160.73 10.45 172.75 2nd QTR 30.92 524.04 30.58 492.62 ‐ ‐ Jul 11.53 184.45 11.70 221.33 Aug 9.58 159.35 9.57 181.01 Sep 10.11 147.01 10.73 209.68 3rd QTR 31.22 490.82 32.00 612.03 ‐ ‐ Oct 10.17 142.39 10.29 195.60 Nov 9.59 137.31 9.73 188.52 Dec 9.88 143.46 11.30 210.19 4th QTR 29.64 423.16 31.32 594.30 ‐ ‐
TOTAL 122.95 1,929.24 123.88 2,160.12 10.83 208.48
Comment: Cheques processed manually USD by BOJ.
Table RDCPMU013
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Cheques Processed Manually USD ‐ Volumes and Values
YEAR
2013 2014 2015
8.00
9.00
10.00
11.00
12.00
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually USD by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
120.00
170.00
220.00
270.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Maually USD by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 24 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 4.08 36.03 4.66 40.75 4.92 51.94 Feb 3.83 33.80 4.32 38.89 Mar 4.11 37.78 4.78 42.11 1st QTR 12.01 107.61 13.76 121.75 4.92 51.94 Apr 4.12 34.76 4.49 41.34 May 4.36 38.34 4.68 43.27 Jun 4.12 37.02 4.45 39.66 2nd QTR 12.60 110.13 13.62 124.27 ‐ ‐ Jul 4.43 40.44 4.72 45.14 Aug 4.45 39.85 4.55 40.09 Sep 4.18 37.37 4.56 41.98 3rd QTR 13.06 117.67 13.83 127.21 ‐ ‐ Oct 4.54 40.77 4.64 41.56 Nov 4.49 39.88 4.49 44.84 Dec 4.75 44.48 5.21 54.42 4th QTR 13.78 125.13 14.34 140.82 ‐ ‐
TOTAL 51.45 460.54 55.55 514.05 4.92 51.94
Purpose: This table reflects the Automated Banking Machine JMD transactions processed by commercial banks.
Comment:
Table RDA011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
2013 2014 2015
JMD Transactions processed at ABM Terminals
YEAR
2.00
3.00
4.00
5.00
6.00
J F M A M J J A S O N D
AB
M J
MD
Vo
lum
es
(in
Mill
ion
s)
Month
ABM JMD Transactions Processed by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
17.00 22.00 27.00 32.00 37.00 42.00 47.00 52.00 57.00
J F M A M J J A S O N D
AB
M J
MD
Val
ues
(i
n B
illio
ns)
Month
ABM JMD Transactions Processed by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 25 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 28.57 7.62 34.24 9.34 37.72 11.19 Feb 26.93 7.02 31.63 9.31 Mar 30.99 8.42 37.75 10.56 1st QTR 86.49 23.07 103.61 29.21 37.72 11.19 Apr 30.26 7.96 35.68 9.91 May 27.49 7.02 31.95 8.69 Jun 24.55 6.23 30.87 8.24 2nd QTR 82.30 21.21 98.49 26.84 ‐ ‐ Jul 29.73 7.94 34.59 9.42 Aug 28.59 7.65 32.04 9.95 Sep 24.33 6.70 28.85 8.32 3rd QTR 82.65 22.30 95.47 27.69 ‐ ‐ Oct 26.27 6.96 29.78 8.71 Nov 27.17 7.26 31.80 9.05 Dec 31.88 8.93 37.41 11.18 4th QTR 85.32 23.15 98.99 28.94 ‐ ‐
TOTAL 336.76 89.72 396.57 112.67 37.72 11.19
Purpose: This table reflects the Automated Banking Machine USD transactions processed by commercial banks.
Comment:
Table RDA012
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTS SYSTEMFOR JANUARY 2013 TO JANUARY 2015
USD Transactions processed at ABM Terminals
YEAR
2013 2014 2015
10.00
15.00
20.00
25.00
30.00
35.00
40.00
J F M A M J J A S O N D
AB
M U
SD
Vo
lum
es
(i
n '0
00')
Month
ABM USD Transactions Processed by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
4.00 5.00 6.00 7.00 8.00 9.00
10.00 11.00 12.00
J F M A M J J A S O N D
AB
M U
SD
Val
ues
(i
n B
illi
on
s)
Month
ABM USD Transactions Processed by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 26 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 2.20 15.65 2.43 18.87 2.63 21.68 Feb 2.06 14.12 2.23 16.93 Mar 2.35 16.86 2.56 19.14 1st QTR 6.60 46.63 7.22 54.94 2.63 21.68 Apr 2.22 15.31 2.39 19.32 May 2.39 17.29 2.57 19.93 Jun 2.25 15.41 2.42 19.49 2nd QTR 6.87 48.01 7.39 58.74 ‐ ‐ Jul 2.44 17.94 2.60 21.31 Aug 2.45 17.72 2.61 20.87 Sep 2.27 16.48 2.42 20.34 3rd QTR 7.17 52.14 7.64 62.52 ‐ ‐ Oct 2.39 17.91 2.55 20.60 Nov 2.42 17.97 2.48 20.63 Dec 2.74 21.02 3.05 25.37 4th QTR 7.55 56.90 8.08 66.60 ‐ ‐
TOTAL 28.19 203.68 30.32 242.80 2.63 21.68
Purpose: This table reflects the Point of Sale JMD transactions processed by commercial banks.
Comment:
Table RDP011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
JMD Transactions processed at POS Terminals
YEAR
2013 2014 2015
1.00
1.50
2.00
2.50
3.00
3.50
4.00
J F M A M J J A S O N D
PO
S J
MD
Vo
lum
es
(i
n M
illi
on
s)
Month
POS JMD Transactions Processed by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
8.00 10.00 12.00 14.00 16.00 18.00 20.00 22.00 24.00 26.00 28.00
J F M A M J J A S O N D
PO
S J
MD
Val
ues
(i
n B
illi
on
s)
Month
POS JMD Transactions Processed by ValuesJanuary 2012 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 27 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 209.87 53.12 223.40 59.80 239.54 62.65 Feb 200.56 49.00 209.12 53.85 Mar 233.08 54.45 243.92 59.67 1st QTR 643.51 156.57 676.44 173.32 239.54 62.65 Apr 226.17 51.42 226.17 53.11 May 190.35 40.73 197.14 43.72 Jun 183.37 37.58 197.70 43.41 2nd QTR 599.88 129.72 621.01 140.24 ‐ ‐ Jul 204.30 45.40 219.04 50.76 Aug 175.68 38.60 205.53 44.49 Sep 133.06 28.70 144.69 33.31 3rd QTR 513.04 112.70 569.26 128.56 ‐ ‐ Oct 153.16 35.91 167.62 41.50 Nov 172.12 41.38 189.31 44.38 Dec 203.97 50.79 225.26 58.43 4th QTR 529.26 128.07 582.18 144.32
TOTAL 2,285.69 527.06 2,448.89 586.44 239.54 62.65
Purpose: This table reflects the Point of Sale USD transactions processed by commercial banks.
Comment:
Table RDP012
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTS SYSTEMFOR JANUARY 2013 TO JANUARY 2015
USD Transactions processed at POS Terminals
YEAR
2013 2014 2015
95.00
120.00
145.00
170.00
195.00
220.00
245.00
J F M A M J J A S O N D
PO
S U
SD
Vo
lum
es
(in
'000
')
Month
POS USD Transactions Processed by VolumesJanuary 2013 ‐ January 2015
Volume 2013 Volume 2014 Volume 2015
20.00
30.00
40.00
50.00
60.00
70.00
J F M A M J J A S O N D
PO
S U
SD
V
alu
es
(in
Bil
lio
ns)
Month
POS USD Transactions Processed by ValuesJanuary 2013 ‐ January 2015
Value 2013 Value 2014 Value 2015
Bank Of Jamaica: Payment System Department Page 28 of 35
DEBIT CREDIT DEBIT CREDIT DEBIT CREDIT
Jan 2,137,424 209,171 2,371,576 214,772 2,584,518 223,498 Feb 2,154,142 210,950 2,389,022 215,467 Mar 2,171,913 212,034 2,407,749 215,797 1st QTR 2,171,913 212,034 2,407,749 215,797 ‐ ‐ Apr 2,192,141 212,630 2,426,260 216,186 May 2,212,084 213,131 2,444,994 217,144 Jun 2,230,675 214,471 2,464,310 218,239 2nd QTR 2,230,675 214,471 2,444,994 217,144 ‐ ‐ Jul 2,252,726 214,779 2,481,790 218,120 Aug 2,272,528 214,847 2,492,772 218,216 Sep 2,291,490 214,015 2,508,159 220,139 3rd QTR 2,291,490 214,015 2,508,159 220,139 ‐ ‐ Oct 2,311,254 214,407 2,523,427 224,239 Nov 2,330,554 214,906 2,547,822 222,945 Dec 2,349,950 215,084 2,563,456 223,259 4th QTR 2,349,950 215,084 2,563,456 223,259 ‐ ‐
Purpose: This table reflects the JMD cards in circulation reported by commercial banks.
Comment:
Table RDCIC011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
Number of JMD Cards in Circulation
RETAIL PAYMENTS FOR JANUARY 2013 TO JANUARY 2015
2013 2014 2015YEAR
1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700
J F M A M J J A S O N D
Tho
usan
ds
JMD Debit Cards in Circulation by VolumesJanuary 2013 ‐ January 2015
Debit Card Volumes 2013 Debit Card Volumes 2014 Debit Card Volumes 2015
170
180
190
200
210
220
230
240
J F M A M J J A S O N D
Tho
usan
ds
JMD Credit Cards in Circulation by VolumesJanuary 2013 ‐ January 2015
Credit Card Volumes 2013 Credit Card Volumes 2014 Credit Card Volumes 2015
Bank Of Jamaica: Payment System Department Page 29 of 35
CREDIT DUAL
CURRENCYCREDIT
DUAL
CURRENCYCREDIT
DUAL
CURRENCY
Jan 25,130 26,767 24,303 26,893 23,757 21,196 Feb 25,173 26,763 24,267 26,618 Mar 25,157 29,110 24,321 26,505 1st QTR 25,157 29,110 24,321 26,505 ‐ ‐ Apr 25,073 28,966 24,300 26,425 May 24,876 27,650 24,256 26,340 Jun 24,809 27,419 24,347 26,193 2nd QTR 24,809 27,419 24,256 26,340 ‐ ‐ Jul 24,766 27,457 24,453 26,118 Aug 24,575 27,189 24,579 26,074 Sep 24,392 27,082 24,205 21,771 3rd QTR 24,392 27,082 24,205 21,771 ‐ ‐ Oct 24,341 27,001 24,085 21,862 Nov 24,313 26,838 23,961 21,783 Dec 24,300 26,822 23,855 21,444 4th QTR 24,300 26,822 23,855 21,444 ‐ ‐
Purpose: This table reflects the USD cards in circulation reported by commercial banks.
Comment:
Table RDCIC012
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTS FOR JANUARY 2013 TO JANUARY 2015
Number of USD Cards in Circulation
YEAR
2013 2014 2015
20,000
22,500
25,000
27,500
30,000
J F M A M J J A S O N D
USD Credit Cards in Circulation by VolumesJanuary 2013 ‐ January 2015
Credit Card Volumes 2013 Credit Card Volumes 2014 Credit Card Volumes 2015
20,000 21,000 22,000 23,000 24,000 25,000 26,000 27,000 28,000 29,000 30,000
J F M A M J J A S O N D
Dual Currency Cards in Circulation by VolumesJanuary 2013 ‐ January 2015
Dual Currency Card 2013 Dual Currency Card 2014 Dual Currency Card 2015
Bank Of Jamaica: Payment System Department Page 30 of 35
POS ABM POS ABM POS ABM
Jan 16,742 426 19,986 446 22,277 511 Feb 16,977 427 20,098 446Mar 17,404 430 20,301 4471st QTR 17,404 430 20,301 447 ‐ ‐ Apr 17,804 433 20,468 448May 17,948 434 20,611 464Jun 18,227 430 20,819 4732nd QTR 18,227 430 20,611 464 ‐ ‐ Jul 18,385 427 20,938 487Aug 18,648 428 21,050 499Sep 18,959 429 21,360 4993rd QTR 18,959 429 21,360 499 ‐ ‐ Oct 19,162 431 21,513 501Nov 19,432 446 21,829 504Dec 19,666 445 22,140 5134th QTR 19,666 445 22,140 513 ‐ ‐
Purpose: This table reflects the terminals installed by commercial banks.
Table RDTI011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
ABM & POS Terminals Installed ‐ Commercial Banks
RETAIL PAYMENTS FOR JANUARY 2013 TO JANUARY 2015
2013 2014 2015YEAR
11 12 13 14 15 16 17 18 19 20 21 22 23
J F M A M J J A S O N D
Th
ou
san
ds
POS Terminals Installed by VolumesJanuary 2013 ‐ January 2015
POS 2013 POS 2014 POS 2015
385 395 405 415 425 435 445 455 465 475 485 495 505 515 525
J F M A M J J A S O N D
ABM Terminals Installed by VolumesJanuary 2013 ‐ January 2015
ABM 2013 ABM 2014 ABM 2015
Bank Of Jamaica: Payment System Department Page 31 of 35
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 4,674 1,279 28 346 6,328 5,284 1,415 21 426 7,146 5,924 1,164 18 499 7,605 Feb 4,347 1,228 31 332 5,938 4,837 1,330 16 406 6,589 ‐
Mar 4,759 1,346 28 375 6,509 5,453 1,480 20 444 7,398 ‐ 1st QTR 13,781 3,854 87 1,054 18,775 15,575 4,225 57 1,277 21,134 5,924 1,164 18 499 7,605 Apr 4,669 1,320 27 380 6,396 5,053 1,424 19 446 6,943 ‐ May 5,028 1,389 34 366 6,818 5,345 1,476 18 465 7,304 ‐ Jun 4,709 1,328 19 360 6,416 5,011 1,443 14 445 6,914 ‐ 2nd QTR 14,406 4,037 80 1,107 19,630 15,409 4,344 51 1,357 21,161 ‐ ‐ ‐ ‐ ‐ Jul 5,081 1,426 33 389 6,930 5,347 1,531 20 482 7,381 ‐ Aug 5,120 1,419 26 392 6,957 5,211 1,517 17 472 7,217 ‐ Sep 4,785 1,313 17 383 6,499 5,170 1,381 20 475 7,046 ‐ 3rd QTR 14,986 4,158 77 1,165 20,386 15,729 4,429 57 1,429 21,644 ‐ ‐ ‐ ‐ ‐ Oct 5,163 1,389 24 408 6,985 5,319 1,422 18 486 7,245 ‐ Nov 5,159 1,378 18 405 6,959 5,312 1,225 15 469 7,022 ‐ Dec 5,500 1,606 21 414 7,542 6,480 1,313 23 500 8,317 ‐ 4th QTR 15,822 4,373 63 1,227 21,485 17,112 3,960 56 1,456 22,584 ‐ ‐ ‐ ‐ ‐
TOTAL 58,995 16,423 306 4,553 80,277 63,825 16,958 221 5,518 86,523 5,924 1,164 18 499 7,605
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 35.77 12.45 5.99 5.64 59.85 40.81 15.18 7.23 6.66 69.88 53.56 15.86 7.41 7.50 Feb 33.44 11.39 5.41 6.01 56.24 38.75 13.85 5.64 6.14 64.37 Mar 37.53 13.51 5.87 7.69 64.60 42.67 14.96 7.32 6.94 71.89 1st QTR 106.74 37.35 17.27 19.34 180.69 122.23 44.00 20.18 19.74 206.14 53.56 15.86 7.41 7.50 84.33 Apr 34.51 12.12 4.13 6.18 56.94 41.35 15.76 6.24 7.02 70.38 May 38.57 13.60 6.24 6.90 65.31 43.45 15.91 6.10 7.08 72.53 Jun 36.97 12.09 5.47 6.42 60.95 39.30 15.96 6.11 7.30 68.67 2nd QTR 110.06 37.82 15.83 19.51 183.21 124.10 47.63 18.44 21.40 211.58 ‐ ‐ ‐ ‐ ‐ Jul 40.32 14.23 6.34 7.50 68.40 45.02 17.40 6.97 7.87 77.26 Aug 39.88 13.93 5.70 7.25 66.76 40.17 16.76 6.65 7.67 71.24 Sep 37.61 12.92 6.00 6.28 62.81 41.99 16.24 6.70 7.74 72.67 3rd QTR 117.81 41.08 18.05 21.03 197.97 127.18 50.39 20.32 23.29 221.18 ‐ ‐ ‐ ‐ ‐ Oct 40.87 14.22 6.28 6.65 68.02 41.41 16.43 7.75 7.84 73.43 Nov 40.41 14.14 5.77 6.26 66.58 45.67 15.65 6.56 7.83 75.71 Dec 45.12 16.68 6.39 6.94 75.14 57.29 18.08 8.48 8.17 92.03 4th QTR 126.40 45.04 18.45 19.85 209.74 144.37 50.16 22.80 23.84 241.17 ‐ ‐ ‐ ‐ ‐
TOTAL 461.00 161.28 69.60 79.73 771.61 517.88 192.18 81.74 88.26 880.07 53.56 15.86 7.41 7.50 84.33
Purpose: This table reflects the electronic transactions processed in categories (JMD) reported by commercial banks for period 2013 to 2015.
Comment: Volumes are in thousands ('000) and Values are in Billions (BN).
Table RDET011
PAYMENT SYSTEM DATA REPORT JANUARY 2015
RETAIL PAYMENTSFOR JANUARY 2013 TO JANUARY 2015
Electronic Transactions Processed ‐ Volumes & Values (JMD)
Volumes in Thousands (000)
2013 2014 2015
YEAR
Values in Billions (BN)
YEAR
2013 2014 2015
Bank Of Jamaica: Payment System Department Page 32 of 35
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 24 213 3 240 29 227 3 259 32 243 6 280 Feb 22 203 3 229 27 212 3 243 Mar 26 236 3 265 32 247 4 283 1st QTR 73 652 9 734 88 686 10 785 32 243 6 280 Apr 26 229 3 258 29 230 4 264 May 23 193 3 219 26 201 4 231 Jun 21 185 3 209 26 201 3 230 2nd QTR 70 607 9 686 81 633 11 724 ‐ ‐ ‐ ‐ Jul 25 207 3 235 28 223 4 256 Aug 24 178 3 205 27 208 4 239 Sep 21 135 3 159 23 148 4 175 3rd QTR 70 520 9 600 79 579 12 670 ‐ ‐ ‐ ‐ Oct 22 155 3 181 25 170 4 199 Nov 23 175 3 200 27 192 4 223 Dec 27 207 3 237 32 228 4 265 4th QTR 72 537 9 618 84 590 12 686 ‐ ‐ ‐ ‐
TOTAL 285 2,316 36 2,637 331 2,489 45 2,865 32 243 6 280
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 5.93 53.82 1.28 61.03 7.31 60.64 1.87 69.83 8.78 63.44 2.52 74.73 Feb 5.57 49.67 1.19 56.42 7.47 54.60 1.66 63.73 Mar 6.74 55.08 1.41 63.23 8.51 60.39 1.83 70.73 1st QTR 18.24 158.57 3.88 180.68 23.29 175.63 5.36 204.28 8.78 63.44 2.52 74.73 Apr 6.32 52.08 1.46 59.86 7.74 54.10 1.72 63.56 May 5.50 41.20 1.73 48.43 6.41 44.62 1.76 52.79 Jun 4.82 38.01 1.32 44.16 6.23 44.20 1.62 52.05 2nd QTR 16.64 131.29 4.52 152.45 20.37 142.92 5.11 168.40 ‐ ‐ ‐ ‐ Jul 6.24 45.94 1.62 53.80 7.11 51.66 1.94 60.71 Aug 6.01 39.14 1.74 46.89 7.78 45.22 2.06 55.06 Sep 5.16 29.12 1.75 36.02 6.04 34.20 2.06 42.30 3rd QTR 17.42 114.19 5.11 136.72 20.93 131.08 6.06 158.07 ‐ ‐ ‐ ‐ Oct 5.42 36.36 1.48 43.26 6.71 42.08 1.83 50.62 Nov 5.61 41.92 1.42 48.95 7.00 45.00 1.74 53.75 Dec 6.84 51.53 1.67 60.04 8.80 59.18 2.15 70.14 4th QTR 17.87 129.81 4.57 152.25 22.52 146.27 5.72 174.51 ‐ ‐ ‐ ‐
TOTAL 70.17 533.85 18.08 622.11 87.11 595.90 22.25 705.26 8.78 63.44 2.52 74.73
Purpose: This table reflects the electronic transactions processed in categories (USD) by commercial banks for period 2013 to 2015.
Comment: Volumes are in thousands ('000) and Values are in Millions (MN).
Table RDET012
PAYMENT SYSTEM DATA REPORT JANUARY 2015
Volumes in Thousands (000)
Values in Millions (MN)
201520142013
YEAR
201520142013
YEAR
RETAIL PAYMENTS FOR JANUARY 2013 TO JANUARY 2015
Electronic Transactions Processed ‐ Volumes & Values (USD)
Bank Of Jamaica: Payment System Department Page 33 of 35
CATEGORY DEFINITION
PRIMARY ISSUE Initial offer of securities issued to Banks and Primary dealers by BOJ and GOJ
OMOs Open Market Operations instruments, issued by the Bank of Jamaica
JDX Jamaica Debt Exchange securities dematerialised in JamClear‐CSD
REPOS Repurchase/Reverse repurchase transactions with both cash and non‐cash options cleared and settled in JamClear‐CSD. For all Repo transactions legal title of securities ownership is transferred until maturity date when ownershipreverts to the borrower if funds and/or securities are available.
PLEDGE Securities pledged remain in the books of the pledger but are unavailable for trade. Any interest proceeds for the securities are paid to the pledger.Only the pledgee or lender can release the pledge prior to the maturity date of the pledge.
FREE OF PAYMENT (FOP) transactions where legal title is transferred without a cash settlement in JamClear‐RTGS
PURCHASE AND SALE Outright purchase and sale of securities. Full delivery versus payment (DvP) where there is the simultaneousexchange of cash and securities.
ENTITLEMENTS Payment of interest, maturity payments to which investors are entitled that are paid in JamClear‐RTGS on due date.
JAMCLEAR‐CSDDEFINITION OF ACTIVITY CATEGORIES
Bank Of Jamaica: Payment System Department Page 34 of 35
CATEGORYTRANSACTION
TYPE DEFINITION
MULTIPLE PAYMENTS 102 Multiple payments made to several beneficiaries in one message.
BENEFICIARY PAYMENTS 103 Payment to a third party or beneficiary.
PARTICIPANT TO PARTICIPANT 202 Direct payment between JamClear‐RTGS participants.
PARTICIPANT DEBITS 204 BOJ debit to participants.
PARTICIPANT CREDITS 205 BOJ credit to participants.
ACH TRANSACTIONS 298smt201 ACH net settlement transactions.
CSD TRANSACTIONS 298smt212 Payments generated by JamClear‐CSD.
INTRADAY LOAN FACILITY ILF Intraday loan facility in JamClear‐RTGS using paper certificates.
GENERAL LEDGER TRANSACTIONS GL BOJ iniitiated messages for Cambio, Issues/Redemption of currency, eGate transactions and Ministry of Finance Payments.
JAMCLEAR‐RTGSDEFINITION OF MESSAGE TYPES
Bank Of Jamaica: Payment System Department Page 35 of 35