payment processing for today
TRANSCRIPT
Payment Processing for Today
Payment Processing for Today!
Best-in-Class Products and Pricing
V 2.0
Payment Processing for Today
Who We Are: Merchant e-Solutions / Cielo
Merchant e-Solutions (MeS) - Full service merchant processor and acquirer with a comprehensive multi-channel solution suite
Cielo - 4th largest payments company in the world by market capitalization; publically traded (SAO Exchange)
Process over 5 billion transactions annually for over 1.2 M merchants
USA HQ in Redwood City, CA, global HQ in Sao Paulo, Brazil
250 Employees in USA, over 1,500 in Brazil
Differentiated by best-in-class technology, solutions and service
Processed over $14 billion dollars in transactions last year
Payment Processing for Today
For Referral PartnersFor BanksFor Merchants
What We Provide
For Merchants
A suite of end-to-end services that provide complete payment processing functionality:
e-Commerce Business-to-business Mobile commerce Traditional retail (POS) Mail-order, telephone-order Recurring billing Level 2 and 3 support Foreign currency exchange Risk management Funding within 2 days
For Banks
A complete, white-label and fully customizable business solution:
Banks control merchant relationships via Internet-based applications that provide complete visibility into merchant portfolios
Complete business management solution and analytical tools in addition to transaction processing
For Referral Partners
A merchant processing solution combined with our partners’ offerings:
No risk Partners offer customers a
compelling payment solution and receive recurring revenue streams
Sales training and support Active co-marketing program to
maximize opportunity
Payment Processing for Today
Why MeS? Our Partners Trust Us
Payment Processing for Today
Our Merchants Love Us!
“easiest”
“most dependable”
“knowledgeable”
“friendly”
“helpful”
“very responsive”
“quick and easy process”
“very pleased”
“saved money”
Payment Processing for Today
MeS is a Single Source Provider
Single vendor simplicity
Single integration
All-in-one solution
Single point of responsibility
Single point of contact for help
No additional costsTokenization
OtherProcessor
s
Payment Processing for Today
MeS’ Multi-Channel Solutions
e-CommerceMail orderPhone order
Mobile Retail Scheduledpayments
B2B
Payment Processing for Today
MeS PayEverywhere Platform - Versatile, Powerful and Simple
Virtual Terminal
Mobile
RetailRecurring
API and Batch
Virtual Terminal
Mobile
RetailRecurring
API and BatchPayEverywhere
Back Office
Payment Processing for Today
For key entry, swiped, and scheduled Works on any Internet-connected PC Best rate qualification Maximize reach and revenue
Level 2 and Level 3 support Designed for convenience and security
Stores customer & card info for retrieval & tracking Totally secure and PCI DSS-compliant
Best-in-class reporting Real-time, web-based reporting w/complete history Consolidated data across all channels and locations
PayEverywhere Virtual Terminal
Payment Processing for Today
Swipe or key enter almost anywhere For iOS, Android and Blackberry smartphones Free app – supports multiple users Reader - Shuttle or Woosim reader/printer Totally secure Fully integrated with PE Virtual Terminal Best-in-class reporting Fast and convenient
Store customer records and cards for convenient retrieval Email or print receipts
PayEverywhere Mobile
Payment Processing for Today
PayEverywhere Mobile
Payment Processing for Today
Seamless – proprietary gateway & processing solution Capable - supports for traditional and alternative payments Easy to implement – development and integrate Maximize reach and revenue
Foreign currency exchange Commercial card level 2 and level 3
Convenient Securely store customer and credit card info for convenient retrieval & tracking Chargeback management via reports or API
Powerful reporting Real-time API and web-based reporting with complete history
Secure Fraud detection and risk management Tokenization PCI-DSS compliant
All-in-One: Payment Gateway and Processing
Payment Processing for Today
PayHere is a secure HTML checkout page hosted by MeS. Easiest way to add credit card processing to an e-Commerce website. PayHere does the following:
Collects credit card information via a secure form. Generates authorization requests. Handles settlement once transaction is approved. Redirects cardholder to the merchant's web page of choice Emails receipt to the merchant and consumer.
Can have look and feel of e-Commerce website PayHere may also be used with an iFrame to completely shelter merchants from
having to store credit card data locally. Best-in-class reporting
e-Commerce: MeS PayHere
Payment Processing for Today
PayHere Flow
PayHere Checkout Page
Merchant Site
1
2 3
4
Success Page
Redirect
Payment Processing for Today
MeS’ Stand Out Features
Tokenization Commercial card
level 2 and 3
Scheduled Billing
Account UpdaterReporting
Payment Processing for Today
Real-time, web-based Summary and detailed reports, with drill-down. Consolidated reporting across all channels and
cards Easy reconciliation of sales and deposits Track transactions by customer and clerk Custom reports Data also accessible via API and export (Excel, CSV) Complete historical data
Best-in-Class ReportingTransactions
Settlement
Payment Processing for Today
Tokenization Included within MeS’ full suite of payment solutions Reduce PCI compliance and complexity Removes cardholder data from your system Protects customers confidential card data Makes for faster re-ordering Free with Merchant e-Solutions
Payment Processing for Today
Commercial Card level 2 and 3 About Commercial Cards
For corporate, government and purchase use
Includes line item detail of purchase to save you money
Key Benefits Guaranteed saving on interchange rates Prompts best rate qualification Lower credit card processing fees
Payment Processing for Today
PayEverywhere Scheduled Billing and Account Updater
Scheduled Billing
Account Updater
Flexible - Recurring, installment and on-demand payments
Capable – easily manage customer records, transactions and card data
Easy to set up - start date, number of payments, and frequency by customer
Reduces complexity – no need to call cardholders to update card info
Minimizes multiple authorization attempts / declines Quick and Easy – update and resolution Secure - when used in combination with MeS’ card store
feature For Visa, MC, Discover Get authorizations on expired cards
Payment Processing for Today
Call toll-free 24 x 7 No waiting - average wait time < 14 seconds 1 call for all – help, chargebacks, retrievals Exceptional service at no extra charge
Unsurpassed Customer Service Award-winning service (2012, 2013) Friendly and personal Staffed by in-house subject matter experts Fast approval and boarding NetSuite SDN Partner of the Year
Payment Processing for Today
All-in-one solution
Best-in-class reporting
Award-winning service
No additional costs
Amex funding within 48 hours
Key Advantages
Others
Multi-channel solutions
Ease of integration
Commercial card level 2 and 3
Payment Processing for Today
Great Prices, Better Value
No application set-up fee No payment gateway fee No tokenization fees No reporting fees Low chargeback and ACH / E-check fees Low hardware costs Low cost, superior value