p ension, e ducation & r etirement

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P P ension, ension, E E ducation & ducation & R R etirement etirement Program Program “ The Ultimate Savings & Protection Flexi Product”

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P ension, E ducation & R etirement. Program. “ The Ultimate Savings & Protection Flexi Product”. P ension, E ducation & R etirement Program - PowerPoint PPT Presentation

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Page 1: P ension,  E ducation &  R etirement

PPension, ension, EEducation & ducation & RRetirementetirementProgramProgram

“ The Ultimate Savings & Protection Flexi Product”

Page 2: P ension,  E ducation &  R etirement

PPension, ension, EEducation & ducation & RRetirementetirementProgram Program

The PRE Program is a systematic Savings Program that answers the need for financial independence, education of the children and replacement of the peso value of the person.

A Pension Program, Education Program, Retirement Program and Insurance Protection Program packaged up in ONE PRODUCT with

the flexibility of an UNBUNDLED protection and investment program!

Page 3: P ension,  E ducation &  R etirement

Education Option

Paying Period Waiting Period Availment Period

1 5 16 20

Graduation Gift___________________

Education Benefit with 15% Increment/ Year

______ ____________ ______

Total Education Benefit + Return of Premium Total Education Option Benefit

P_______________________

Initial Education Benefit (IEB): P___________Life Insurance (20 years): P_____________Scholar's Age: ____________

Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________

Education Benefits

- 15% Yearly Increment- Return of Premium- P_________________ 20 Yr. Life Insurance

COST FREE EDUCATION!

Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund starting at the 16 th year of the policy up to the 20th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.The Return of Premium Benefit is computed based on annual premiums.

PPension, ension, EEducation & ducation & RRetirementetirement

ProgramProgram

Issue Age: _________Paying Period: __________

Page 4: P ension,  E ducation &  R etirement

Unavailed Pension BenefitsP______________ + Return of Premium P1___________

c

Pension Option

Paying Period

Waiting Period Availment Period

1 5 11 41

Total Retirement Benefit P_________________

Ten Year Pension: P_________ / Year Life Insurance (20 years): P__________ Issue Age: _____Paying Period: ________

Retirement Benefits

1. Annual Pension for 10 Years: P________________2. Return of Premium: P__________________3. 20 Yr. Life Insurance: P________________

36Projected Fund

at Age 60 if Retirement Benefit is

ReinvestedP___________

Annual Lifetime Pension benefit

at Age 60P___________

Projected Fund at Age 65 if Retirement Benefit is

ReinvestedP__________

Annual Lifetime Pension benefit

at Age 65P___________

Term of PaymentSpot Cash: P______________

Installment Annual: P_____________Semi-Annual: P__________Quarterly: P____________

12%____________

12%____________

12%____________

12%____________

12%____________

12%____________

12%____________

12%____________

12%____________

12%____________

12 13 14 15 16 17 18 19 20

Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund starting at the 11 th year of the policy up to the 20th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.The Return of Premium Benefit is computed based on annual premiums.

PPension, ension, EEducation & ducation & RRetirementetirement

ProgramProgram Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________

Page 5: P ension,  E ducation &  R etirement

Retirement Option

Paying Period Waiting Period

Availment Period

1 5 20 41 Retirement

BenefitP_________

Return of Premium

P__________

Total Retirement Benefit P__________________

Retirement Benefit: P____________Life Insurance (20 years): P__________ Issue Age: _____Paying Period: ______Annual Premium: P__________Total Payment: P___________

Retirement Benefits1. Retirement Benefit: P________2. Return of Premium: P________3. 20 Yr. Life Insurance: P_________________

36Projected Fund

at Age __ if Retirement Benefit is

ReinvestedP________

Annual Lifetime Pension benefit

at Age ___P__________

Projected Fund at Age ___ if Retirement Benefit is

ReinvestedP_________

Annual Lifetime Pension benefit

at Age __P_________

Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund on the 20 th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.3. The Return of Premium Benefit is computed based on annual premiums.

PPension, ension, EEducation & ducation & RRetirementetirement

ProgramProgram

Term of PaymentSpot Cash: P______________

Installment Annual: P_____________Semi-Annual: P__________Quarterly: P____________

Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________