p ension, e ducation & r etirement
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P ension, E ducation & R etirement. Program. “ The Ultimate Savings & Protection Flexi Product”. P ension, E ducation & R etirement Program - PowerPoint PPT PresentationTRANSCRIPT
PPension, ension, EEducation & ducation & RRetirementetirementProgramProgram
“ The Ultimate Savings & Protection Flexi Product”
PPension, ension, EEducation & ducation & RRetirementetirementProgram Program
The PRE Program is a systematic Savings Program that answers the need for financial independence, education of the children and replacement of the peso value of the person.
A Pension Program, Education Program, Retirement Program and Insurance Protection Program packaged up in ONE PRODUCT with
the flexibility of an UNBUNDLED protection and investment program!
Education Option
Paying Period Waiting Period Availment Period
1 5 16 20
Graduation Gift___________________
Education Benefit with 15% Increment/ Year
______ ____________ ______
Total Education Benefit + Return of Premium Total Education Option Benefit
P_______________________
Initial Education Benefit (IEB): P___________Life Insurance (20 years): P_____________Scholar's Age: ____________
Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________
Education Benefits
- 15% Yearly Increment- Return of Premium- P_________________ 20 Yr. Life Insurance
COST FREE EDUCATION!
Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund starting at the 16 th year of the policy up to the 20th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.The Return of Premium Benefit is computed based on annual premiums.
PPension, ension, EEducation & ducation & RRetirementetirement
ProgramProgram
Issue Age: _________Paying Period: __________
Unavailed Pension BenefitsP______________ + Return of Premium P1___________
c
Pension Option
Paying Period
Waiting Period Availment Period
1 5 11 41
Total Retirement Benefit P_________________
Ten Year Pension: P_________ / Year Life Insurance (20 years): P__________ Issue Age: _____Paying Period: ________
Retirement Benefits
1. Annual Pension for 10 Years: P________________2. Return of Premium: P__________________3. 20 Yr. Life Insurance: P________________
36Projected Fund
at Age 60 if Retirement Benefit is
ReinvestedP___________
Annual Lifetime Pension benefit
at Age 60P___________
Projected Fund at Age 65 if Retirement Benefit is
ReinvestedP__________
Annual Lifetime Pension benefit
at Age 65P___________
Term of PaymentSpot Cash: P______________
Installment Annual: P_____________Semi-Annual: P__________Quarterly: P____________
12%____________
12%____________
12%____________
12%____________
12%____________
12%____________
12%____________
12%____________
12%____________
12%____________
12 13 14 15 16 17 18 19 20
Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund starting at the 11 th year of the policy up to the 20th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.The Return of Premium Benefit is computed based on annual premiums.
PPension, ension, EEducation & ducation & RRetirementetirement
ProgramProgram Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________
Retirement Option
Paying Period Waiting Period
Availment Period
1 5 20 41 Retirement
BenefitP_________
Return of Premium
P__________
Total Retirement Benefit P__________________
Retirement Benefit: P____________Life Insurance (20 years): P__________ Issue Age: _____Paying Period: ______Annual Premium: P__________Total Payment: P___________
Retirement Benefits1. Retirement Benefit: P________2. Return of Premium: P________3. 20 Yr. Life Insurance: P_________________
36Projected Fund
at Age __ if Retirement Benefit is
ReinvestedP________
Annual Lifetime Pension benefit
at Age ___P__________
Projected Fund at Age ___ if Retirement Benefit is
ReinvestedP_________
Annual Lifetime Pension benefit
at Age __P_________
Notes” 1. Values shown refer to the projected amount that can be withdrawn annually from the Mutual Fund on the 20 th policy year based on the assumed average interest rate of 12% and assuming no withdrawals are made other than the scheduled education benefit. These values are not guaranteed and may be higher or lower depending on the actual interest credited to the Mutual Fund.2.The above is only a summary illustration of the major benefits of your policy. You should refer to your agent or to Cocolife for more information.3.3. The Return of Premium Benefit is computed based on annual premiums.
PPension, ension, EEducation & ducation & RRetirementetirement
ProgramProgram
Term of PaymentSpot Cash: P______________
Installment Annual: P_____________Semi-Annual: P__________Quarterly: P____________
Annual Insurance Premium: P___________Mutual Fund Investment:______________Annual Payment:___________________Total Payment: P________________