Overview of CGAP-Ford Foundation

Graduation Program

November 2012

2

Poverty is multi-faceted

food aid

health services

livelihoods

social development

financial services

self-confidence, entrepreneurship good health, social capital

lack of self-confidence, hand-to-mouth, illnesses, isolation

3

Careful graduation sequencing

36

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10 pilots in 8 countries

Haiti - India - Pakistan - Honduras - Peru - Ethiopia - Yemen - Ghana

5

Different stages

Fonkoze, Haiti150 participants2006-2008Scaled up to 2,050. Plans for 5,000 by 2015.

Bandhan, West Bengal, India300 participants2006-2008Scaled up to 10,200. Plans for 55,000 by 2015.

SKS NGO, Andhra Pradesh, India426 participants2007-2009Scaled up to 2,700.

Trickle Up, West Bengal, India300 participants 2007-2009Scaled up to 4,450. Plans for 9,450 by 2014.

PLAN & ODEF, Lempira, Honduras800 participants2010-2012

PLAN & Arawiwa, Cusco, Peru800 participants2011-2013

REST, Tigray, Ethiopia500 participants2010-2012

Social Welfare Fund & Social Fund for Development, Aden, Yemen500 participants2011-2013

PPAF& partners, Sindh, Pakistan1,000 participants2008-2010Scaled up to 1,000. Plans for 57,000 by 2014.

Presbyterian Agricultural Station & IPA, Tamale, Ghana2011-2013

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Critical partnerships

Healthcare or other Service

ProviderNGO, government agency,

or other

Livelihoods Provider

NGO, government agency, or other

Financial Service ProviderMFI or other (SHG,

Post Office, etc.)

7

Under close scrutiny

Documenting program implementation

Distilling lessons for course correction and model refinement

All pilots

Monitoring Tracking participant progress

All pilots

RCT impact assessments

Measuring impact 7 pilots

Qualitative research

Understanding change 9 pilots

Advancing financial access for the world’s poor

www.cgap.org

www.microfinancegateway.org