oval healthcare insurance brochure

8/13/2019 Oval Healthcare Insurance Brochure

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Oval Healthcare

Insight. Service. Performance.

Private medical insurancesolutions, perfectly prescribed


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Intelligent healthcare solutions that flexand stretch to meet your needs

Youll find all the private medical insurance solutions andservices you need to help protect your people and secureyour business under a single roof and from a single

specialist business that speaks your language. Our approachis geared around a strong service ethic and focused on thekey insurance values you expect.

A safe pair of specialist hands:A partner you can trust,backed by experience, commitment, national reach and aproven healthcare insurance track record

Innovation that drives value for money:Workingwith the leading healthcare insurers, we proactivelydevelop bespoke covers and policies that address theemerging healthcare risks you face for instance the

impacts of changing workforce age profiles and gender

balances plus contentious conditions like stress andRepetitive Strain Injury

Fast, expert problem solving:Were proud of ourreputation and we are committed to providing a quickresponse that makes the most of our wider risk and

insurance expertise Client benchmarking that drives best practice:

Working with a diverse range of private medical

insurance clients, we analyse the trends then share andapply our learning

Competitively priced quotes, services and deals:Our lean business model keeps our structure flat andoverheads down, enabling us to pass premium savings,lower excesses and higher limits directly onto you

Professional processes:Its all part of the way we work.From quick and efficient renewals to regular servicereviews, the words statutory minimum is not in our

vocabulary Exceptional reach:Not only do we have nationwide

reach, we also cover your overseas medical and travel

exposures too


Oval is in the vanguard of private medical insurance.Helping drive best practice and innovation, we arerespected partners of the leading insurers in the field of

healthcare. Above all, we invest in our people. We havedrawn together experienced, high calibre professionals whoblend the advisory, administration, technical and listening

skills essential to delivering the exceptional levels of insight,service, continuity, agility and pitch-perfect performanceyou demand.

Importantly, we keep workloads manageable so our peoplehave the time and scope to stay close to your needs,

develop the relationships and deliver the high servicestandards and innovation you expect.

Innovative healthcare programmesthat work harder and go further

With years of experience working in the healthcareinsurance sector, many of our private medical insurancesolutions are unique to Oval and offer extra features

rarely found elsewhere.

How your people benefit: Independent medical support and advice Holistic beneficial effects of an integrated approach to

healthcare in the workplace

Assistance in resolving disputed claims

How your business benefits: Saves you management time and bottom line costs Our market insight optimises your healthcare package

at all times Single point of contact with no call centres Minimal employee/employer administration we take

care of everything so you dont have to Improved employee recruitment, retention, loyalty

and productivity


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Our core medical insurance services andskills place your healthcare in safe hands

We specialise in well-configured, intelligent private medicalinsurance schemes that enable you to respond promptly minimising discomfort, anxiety and disruption while

helping encourage improved outcomes and faster,sustained recoveries.

Group Private Medical Cover

Provides you with fast access to leading medical

specialists and in-patient/out-patient treatment rightwhen you need it most. Our insurers arrange majorand minor operations, X-Rays and scans with the right

Consultant at the right hospital or clinic that best suitsthe patient, along with follow-up treatments suchas physiotherapy.

Cash Plans

A flexible and low-cost option, cash plans give you

access to healthcare when you need it, not just whenyou can afford it. Your employees make a monthlycontribution into a healthcare plan that pays back

an increased amount to help cover smaller medicalprocedures, or things like dentistry or new spectacles.

Dental Cover

Dentistry is becoming an increasingly expensive part of

the personal healthcare mix. With easy and convenientaccess to NHS dentistry on the wane as dentists convertto private practices, its no surprise that employees are

seeking quality dental cover as part of their medicalcover. No problem; weve got you covered.

Occupational Health Services

Our occupational health service promotes the

maintenance of physical, mental and social wellbeing,and manages how these workplace factors impactdirectly on health and productivity. Well tailor a

programme that helps you comply with your Health& Safety obligations and optimise your workplace forimproved performance and productivity.


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Specialist private medical andhealthcare solutions for yourpeople and your business

At a time of sustained economic uncertainty, its no

surprise to learn that 96% of private sector firms believetheir people to be absolutely critical to business success2.Consider: 130 million working days were lost to illness

absence in 20113 many of them caused by the inevitable

minor complaints that we all fall victim to occasionally.However, over 34 million4of those days were lost to more

serious physical conditions and a further 13 million5to

stress, depression and anxiety. Collectively that creates amajor cost for UK plc the backbone of which is the small

to medium-sized private sector business.

Not only is private medical insurance one way you can help

to ensure your people make a speedier recovery and get

back to work faster if theyre unwell, it also sends a clearmessage that youll go the extra mile by looking out for

their health. This creates an important loyalty dividend and

an important differentiator that helps you attract the bestnew people. From a financial perspective too, its rarely

been a better time to invest in a private medical insurance

programme for your business. The monthly costs are fullydeductible from your operating profit, generating a tax

saving at the highest rate of corporation tax.

Oval Healthcare (Oval) a division of Oval Insurance

Broking is one of the UKs leading private medicalinsurance brokers. Our national capability, experience and

commitment give us the insight to help you simplify and

rationalise your private medical insurance innovatively,cost effectively and with a careful eye on your bottom

line. With on-tap expertise from people who understand

corporate healthcare intimately, we take the time tounderstand your business needs with the level of detail

and familiarity you expect.

At Oval, we go further to tailor innovative private medical

insurance solutions that fit every contour of your business.

Value and high performance, plus a core focus on service

and relationship development underpin all that we do. Werewholly independent and we work with the leading specialist

healthcare insurance providers to offer bespoke solutions thatfill gaps and anticipate emerging risks ensuring the cover

your people need is there at the moment of truth.

Welcome to Oval Healthcare: privatemedical insurance designed with youin mind

After the bonus and the pension, private medical insurance is the benefit most valued by UKemployees1. Thats why when it comes to taking care of your people, its comforting to know thattheres a specialist UK healthcare broker out there with the skills to take care of them for you.

A top UK healthcare broker, we have the practical,

intellectual and entrepreneurial expertise that has made

us the private medical insurance partner of choice forover 2,250 firms across the country. The healthcare

insurance programmes we design include reduced

excesses, increased limits and wider cover options,some being exclusive to Oval. We help you protect your

people, identify liabilities, cut costs, quantify risk and

mitigate loss across the following areas:

Group private medical cover

Health screening

Dental cover and occupational health services Employee assistance programmes for stress

and anxiety

Sickness and absentee management Cash planning for contributions to medical, dental

or opthalmic care

Individual cover and continuation options

Overseas/expatriate travel and medical cover

1-2Aviva Working Lives Report June 2012

3-5Office for National Statistics (ONS) Occupational Health, May 2012


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www.theovalgroup.com


Oval Healthcare is a division of Oval Insurance BrokingLimited, which is authorised and regulated by the

Financial Conduct Authority.

Registered Office: 9 South Parade, Wakefield, WF1 1LR

Registered in England No: 01195184

About Oval Insurance Broking

With offices across the UK, Oval Insurance Broking (Oval) is

the specialist insurance and advisory partner of choice forthousands of organisations and individuals across a range ofdisciplines and industry sectors.

From general insurance to sector-specific requirements, thestrength of Oval lies in designing bespoke, dynamic and

competitive risk solutions that fit your needs. Our insuranceand risk specialists take the time to understand those needs,simplifying risk to deliver a consistently innovative, highstandard and high performance service that adds value,

capability, agility and a competitive edge to your business.

For more information, visit us at www.theovalgroup.com

Would you like to talk?

If you have any questions or would like to explore how youcan make your private medical insurance work harder foryour people and your organisation, were here to help.

Call: 01253 600 300

Or email: [email protected]

oval healthcare insurance brochure

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