A career with MassMutual means you can be part of something meaningful, be surrounded by people you respect, and be inspired to reach your professional and personal goals.

And you’ll be backed by the professional support and training to get ahead. Explore your opportunities in our growing network of

nationwide agencies today.

An overview of MassMutual Founded in 1851, MassMutual has a long history of

strength and stability. The company is a leading mutual life

and participating policyowners; although dividends are

not guaranteed, MassMutual has paid dividends to eligible

participating policyowners consistently since the early 1860s.

Products and services offered: Life, disability income,

long term care, and business overhead insurance; annuities;

subsidiary, MML Investors Services, a wide array of investment

products and advisory services are available.

Office locations: Eighty-plus general agencies located

throughout the U.S. and Puerto Rico

Assets under management: A new high of $639 billion as of

year-end 20131

Financial ratings: Among the highest in any industry2

Industry recognition: Ranked 96 in FORTUNE® Magazine’s FORTUNE® 500,

June 16, 2014

Ranked among the World’s Most Admired Companies

in the life and health insurance industry category,

FORTUNE® Magazine, March 17, 2014

Named a 2014 World’s Most Ethical Company by the

Ethisphere Institute

Organizational Profile

Career Opportunities for Financial Professionals

Massachusetts Mutual Life Insurance Company (MassMutual)

Your benefits and resources*

support to help you succeed.

Compensation* Highly competitive commissions

Vested residual income

Performance-based incentive programs

Company and industry award recognition

Personal benefits* Subsidized medical and dental coverage

Life, disability, and accidental insurance

Flexible spending accounts and vision coverage

Multiple retirement plan offering: pension, 401(k),

Errors and omissions coverage

Career development Continuing education, professional seminars,

and conferences

Professional advancement to obtain industry

designations such as CLU and ChFC

Sales management career path opportunities

Training** Local agency-based training and career

development schools

Mentoring by experienced producers

Online learning and training portal

Advanced training for experienced producers

Sales and marketing support National sales desk support

Advanced planning specialists and an estate

planning team

Professional consultative services on life, disability

income, and long term care insurance; and pension and

investment products

Turn-key proposal presentations and illustrations

Subsidized direct marketing program and lead programs

and resources

Customized client newsletters

Independence Flexibility to offer non-proprietary insurance through

MML Insurance Agency, Inc., a one-stop in-house

insurance brokerage

1 Assets Under Management include assets and certain external investment funds managed by MassMutual subsidiaries, including OppenheimerFunds, Inc., Baring Asset Management Limited, Babson Capital Management LLC and its subsidiary, Cornerstone Real Estate Advisers LLC. All financial information is as of and for the year ended December 31, 2013.

2 A.M. Best Company: A++ (Superior); Fitch Ratings: AA+ (Very Strong); Moody’s Investors Service: Aa2 (Excellent); Standard & Poor’s: AA+ (Very Strong). Ratings apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are as of 5/1/14 and are subject to change.

* Eligibility applies only to those Financial Services Representatives who hold a full-time career contract (x4x) with MassMutual. Eligibility for subsidized benefits, before-tax coverage, company thrift match, and the non-qualified thrift plan are based on meeting certain contract requirements. Benefit provisions are subject to modification or termination. Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract.

** Not every MassMutual agency offers the same level of training and support.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services LLC, Member FINRA and SIPC (www.finra.org and www.sipc.org), 1295 State Street, Springfield, MA 01111-0001.

RC1080 714 CRN201606-183011

© 2014 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. All rights reserved. www.massmutual.com. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies.

Investment support MML Investors Services, a broker-dealer and registered

investment adviser, offers a wide array of investment

products such as mutual funds, variable products and

securities brokerage services, as well as asset allocation

registered investment adviser and be approved to do

For more information, contact:

MassMutual Piedmont Triad

300 North Greene Street

Suite 1650, Wells Fargo Tower

GREENSBORO, NC 27401-2266

Business phone: 336-275-0881

Email: KBULLARD@FINANCIALGUIDE.COM

www.PiedmontTriad.massmutual.com