Office SelectWawanesa Office Select is designed for offices.

Select categories of business include, but are not limited to:

• Accountants

• Insurance Adjusters

• Insurance Brokers

• Real Estate Agents

• Legal Services

• Medical Services

How Wawanesa works for you…

On a long weekend in May, our policyholder experienced a total telephone system failure due to a power surge. Extensive damage was caused to a number of major components, requiring the installation of new replacement equipment. The repair company could not pinpoint the actual cause of the surge; lightning was ruled out as a possibility as no electrical storms were reported at the time of loss. The system was down for one working day. Employees were able to conduct business using cellular phones.

Coverage: Equipment Breakdown

Final Loss Settlement Amount: $38,215

Office Select Highlights

• Equipment Breakdown – Option 3

• Flex Protect*

• Leasehold Interest*

• No Coinsurance

• Valuable Papers and Records*

• Business Income – ALS

• Internet Service Provider Breakdown*

• Computer Fraud*

• EmployeeBenefitsLiability*

• Tenants Legal Liability (same limit as Business Liability)

• Data Compromise Coverage – Cyber Response Expense

*AvailablewithOfficeSelectProtect Plus

See reverse for full list of coverages.

Select Series Product Features

SELECT PROTECTAmount of Insurance

OFFICE SELECT PROTECT PLUSAmount of Insurance

PROPERTY

Automatic Fire Suppression System - Accidental Discharge

$5,000 Flex Protect*

Blanket By-Laws -- Included

Blanket Glass Included Included

Brands and Labels -- $50,000

Business Contents – Amounts of Insurance – Seasonal Increase

25% of Business Contents Limit

25% of Business Contents Limit

Catch All Clause -- $25,000

Consequential Loss Included Included

Cost of Preparing Proof of Loss $1,000 Flex Protect*

Conviction Reward -- $10,000

Damage to Building by Theft Included Included

Data Compromise Coverage – Cyber Response Expense

$50,000 $50,000

Debris Removal Including Windstorm $5,000 $100,000

Eco-Friendly Coverage Enhancement - $50,000

Equipment Breakdown – Option 3 Included Included

Fire Department Service Charge $5,000 Flex Protect*

Flex Protect* -- Included

Increased Off Premises – Business Contents

Sales Representative

Unnamed Locations (including Exhibition)

Transit (Including mail or courier services)

$5,000 $50,000

Increased Repair Costs Required By Law $25% of Building Limit See Blanket By-Laws

InflationProtection Included Included

Installation Coverage -- $10,000

Jewellery -- $10,000

Leasehold Interest -- $25,000

Loss Caused by Damage to Off Premises Utilities -- $50,000

Newly Acquired Property:

Newly Acquired BuildingsBusiness Contents at a Newly Acquired LocationNewly Acquired Business Contents

25% ($250,000 max)

10% ($100,000 max) --

$1,000,000

$500,000

$100,000

No Coinsurance Included Included

Outdoor Signs -- $25,000

Personal Effects and Property of Others $2,500 Flex Protect*

Pollutant Clean Up and Removal $10,000 $50,000

Preservation of Property Included Included

Tools - $10,000

*FLEX PROTECT - $250,000 Annual Aggregate Blanket Limit Including:

Accounts Receivable Coverage Fire Department Service Charge

Automatic Fire Suppression System - Accidental Discharge

Master Key

Cost of Preparing Proof of Loss Outdoor Trees, Shrubs and Plants

Exterior Paving Personal Effects and Property of Others

Fine Arts Valuable Papers and Records

Effective Date: December 1, 2018 Conditions, limitations and exclusions apply. Please refer to the full policy wordings for details.

SELECT PROTECTAmount of Insurance

OFFICE SELECT PROTECT PLUSAmount of Insurance

LOSS OF INCOME

Business Income – Actual Loss Sustained Included Included

Internet Service Provider Breakdown -- $2,500

Contingent Business Income

Contingent Property

Neighbouring Property

----

$50,000$50,000

Loss Caused by Damage to Off Premises Utilities – Business Income

--$25,000

Extra Expense -- $50,000

Mortgage Rate Guarantee -- $50,000

Retailers Product Impairment $5,000/$25,000 Aggregate

$10,000/$50,000 Aggregate

CONDOMINIUM CORPORATION COVERAGE EXTENSIONS

Trustee's Fees -- $50,000

Common Expense -- Included

Property Managers Claims Expense -- $25,000

Additional Living Expense -- $10,000

CRIME

Employee Dishonesty $25,000 $25,000

Money and Securities $5,000 $10,000

Forgery and Alteration $5,000 $10,000

Money Orders and Counterfeit Paper Currency

$5,000 $10,000

Computer Fraud -- $10,000

Credit Card Forgery -- $10,000

Funds Transfer Fraud -- $10,000

Covered Property Amended to Include Customer Property

--$5,000

LIABILITY

Broad Form Completed Operations Included Included

EmployeeBenefitsLiability $1,000,000 $1,000,000

No Property Damage/ Bodily Injury Deductible Included Included

Legal Liability for Damage to Hired Automobiles -- $50,000

Non-owned Automobile Included Included

Tenants Legal Liability (same limit as Business Liability) Included Included

SELECT OPTIONS

Enhanced Replacement Cost Condominium Additional Protection Coverage

Sewer Backup Extended Business Income – 18 or 24 Months

Flood Data Compromise Coverage – Cyber Defence and Liability

Earthquake CyberOne Coverage – Computer Attack

Condominium Directors and OfficersLiability

CyberOne Coverage – Network Security Liability

Condominium Loss and Deductible Assessment