of the bank commissioner - nh.gov · 6 2003 foreword the one hundred fifty-ninth annual report of...

159th EditionYear Ending 2003

The

Annual Reportof the

BANK COMMISSIONER

12003 LETTER TO THE GOVERNOR

His Excellency, Governor Craig R. Bensonand The Honorable Council

State HouseConcord, New Hampshire 03301

Dear Governor Benson and Members of the Council:

I respectfully submit the One Hundred Fifty-ninth Annual Report of theBank Commissioner. This Annual Report is made pursuant to RSA 383:15and covers calendar year 2003.

I am happy to report that it has been another year of growth and profitabilityfor New Hampshire financial institutions. Our state-chartered institutionscontinue to provide capital for New Hampshire businesses as well asindividual citizens. The outlook for 2004 and beyond is for continued, solidgrowth for our banks, credit unions, mortgage bankers & brokers and otherlicensees of the Department of Banking.

Respectfully submitted,

Peter C. HildrethBank Commissioner

2 2003

STATE OF NEW HAMPSHIRE

GOVERNOR

Craig R. Benson

EXECUTIVE COUNCIL

Raymond S. BurtonRuth L. Griffin

Peter J. SpauldingDavid K. Wheeler

Raymond J. Wieczorek

◆ ◆ ◆

BANK COMMISSIONER

Peter C. Hildreth

DEPUTY BANK COMMISSIONER

Robert A. Fleury

CHIEF BANK EXAMINER GENERAL COUNSEL DIRECTOR, CONSUMER CREDIT

Charles M. O’Connor Donna M. Soucy Mary L. Jurta

◆ ◆ ◆

BANK COMMISSIONER’S OFFICE

64B Old Suncook RoadConcord, New Hampshire 03301

Telephone (603) 271-3561Banking Division Fax (603) 271-1090

Consumer Credit Division Fax (603) 271-0750

Web Site Address: www.state.nh.us/bankingEmail Address: [email protected]

32003

NEW HAMPSHIRE BANKING DEPARTMENT

Organizational Chart

ORGANIZATIONAL CHART

AccountingTechnician

Technical Support Specialist II

Part-time Receptionists

Executive Secretary

Asst. Regulatory Analysts

Bank Examiner II’s, I’s, Trainees

Bank Examiner III’s

Bank Examiner IV’s

Regulatory Analyst

Bank Examiner II’s, I’s,Trainees

Bank Examiner III’s

Assistant Director of Consumer Credit

Program Specialist II

Deputy Bank Commissioner

IT Manager I Business Administrator

Legal Coordinator – Consumer Credit

Legal Coordinator - Banking

Director, Consumer Credit General Counsel

Chief Bank Examiner

Bank Commissioner

4 2003

52003

TABLE OF CONTENTSForward .................................................................................................................................................. 6

Mission Statement ................................................................................................................................. 6

Functions of the Banking Department.................................................................................................. 6

Number of State Chartered Institutions and Branches in New Hampshire ........................................ 6

Consumer Credit Division - Number of Licenses ................................................................................ 6

New Banks Approved ............................................................................................................................ 7

Bank Change in Control ........................................................................................................................ 7

Bylaw and Charter Amendments .......................................................................................................... 7

Credit Union Mergers and Acquisitions ................................................................................................ 7

Conversions ........................................................................................................................................... 7-8

Bank Holding Companies ..................................................................................................................... 8

Non-Depository Holding Companies .................................................................................................... 8

Branches Approved ............................................................................................................................... 8

Remote Service Units and Cash Dispensing Machines Established/Discontinued byDepository Institutions ....................................................................................................................... 9

Interstate/International Bank Affiliations ............................................................................................... 9

Other Banking Activities ........................................................................................................................ 9

Legislation.............................................................................................................................................. 10-14

State Chartered Banks – General Information .................................................................................... 15-23

State Chartered Credit Unions – General Information ........................................................................ 24-27

State Chartered Institutions in New Hampshire by Municipality ......................................................... 28-31

Financial Information on Non-Depository Trust Companies and Trust Departments ........................ 32

Financial Information on State Chartered Banks ................................................................................. 33

Financial Information on State Chartered Credit Unions .................................................................... 34

Graphic Trends on Assets, Loans, and Deposits ................................................................................ 35-36

Graphic Trends on Consumer Credit Division Licenses ..................................................................... 37

First Mortgage Banker Licensees ........................................................................................................ 38-39

First Mortgage Broker Licensees ......................................................................................................... 40-42

First Mortgage Banker and Broker Licensees ..................................................................................... 43-45

Second Mortgage Broker Licensees .................................................................................................... 46-47

Second Mortgage Home Loan Licensees ............................................................................................ 48-50

Mortgage Servicer Registrations .......................................................................................................... 51

Debt Adjuster Licensees ....................................................................................................................... 51

Sales Finance Company Licensees ..................................................................................................... 52-53

Small Loan Lender Licensees .............................................................................................................. 54

Retail Seller Licensees ......................................................................................................................... 55-59

Legal Holidays ....................................................................................................................................... 60

6 2003

ForewordThe one hundred fifty-ninth annual report of the Bank Commissioner contains management, financial information andlocations of banks, credit unions and other financial institutions operating under state charters. This report also con-tains information concerning first mortgage bankers and brokers, second mortgage home loan companies, small loanlenders and sales finance companies licensed in 2003.

Mission StatementThe New Hampshire Banking Department is an executive agency of the New Hampshire state government chargedwith protecting the public interest by securing the safety and soundness of banks and credit unions, and by licensingnon-bank consumer loan lenders and loan brokers.

Functions of the Banking DepartmentThe Bank Commissioner is responsible for the general supervision of all New Hampshire chartered financial insti-tutions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guarantysavings banks, co-operative banks, merchant banks, and credit unions. The commissioner is also charged withthe licensing and supervision of non-bank first mortgage lenders and brokers, second mortgage lenders and bro-kers, mortgage loan servicers, retail sellers, sales finance companies, small loan, title loan, payday lenders, anddebt adjusters.

State laws mandate that the Department conduct examinations of each financial institution and licensed lender andbroker to ensure sound financial management and compliance with state and federal laws and regulations.

The Department is responsible for the investigation of branch applications, new bank applications and conversions,merger and consolidation applications of state chartered institutions.

Number of State Chartered Institutions and Branches in New HampshireType of Institution Charters BranchesCommercial Banks 9 45Co-operative Banks 1 0Credit Unions 24 33Fiduciary Trust Companies 14 6Guaranty Savings Banks 5 103Merchant Banks 1 0Mutual Savings Banks 7 28

Totals 61 215

Consumer Credit Division - Number of LicensesType of License Licenses IssuedFirst Mortgage Bankers and Brokers 618First Mortgage Bankers 253First Mortgage Brokers 340Second Mortgage Home Loan Lenders 680Second Mortgage Brokers 170Mortgage Servicer Registrations 32Small Loan Lenders 57Retail Sellers 434Sales Finance Companies 171Debt Adjusters 1

Totals 2,756

72003

New Banks ApprovedEntrust Bank and Trust

104 North State Street, ConcordApproved: June 9, 2003

Siwooganock Interim Bank, The117 Main Street, LancasterApproved: August 19, 2003

Bank Change in ControlLiberty Savings Bank, SalisburyFROM: Community National Bank, Derby, VT

TO: Aegean Scotia Holdings, LLCOverland Park, KS

Bylaw AmendmentsAcorn Credit Union, Nashua

Article V – Board of DirectorsArticle VI – Credit Committee

Holy Rosary Regional Credit Union, RochesterArticle III, Section 1 – Field of Membership

Postal Employees’ Credit Union of New HampshireName change to New Hampshire Postal Credit Union

Seacoast Credit Union, HamptonArticle VI, Nomination Process

Somersworth Credit Union, SomersworthName change to Salmon Falls CommunityCredit Union

Charter AmendmentsCommunity Bank and Trust Company, Wolfeboro

Increase in stockFirst Signature Bank & Trust Company, Portsmouth

Authorization for blank check preferred stock

Credit Union MergersAcorn Credit Union into Granite State Credit Union

Greater Nashua Federal Credit Union intoTelephone Credit Union of NH

The Siwooganock Bank and The SiwooganockInterim Bank

Credit Union AcquisitionSt. Mary’s Bank, Manchester

Assumption of Liabilities and Acquisition ofAssets of New Hampshire Food IndustryCredit Union, Manchester

Conversion, Name Change, RelocationLiberty Savings Bank, Salisbury

From nondepository savings bank, change ofname to Noble Trust Company and relocationof main office to Manchester

8 2003

Conversion to National Trust BankFreedom Trust Company, Concord to Freedom

Trust Company, National Association andsimultaneous merger into First FinancialTrust, National Association, Newton, MA

Bank Holding CompaniesChittenden Corporation

Granite Bank

Citizens Financial Group Inc.Citizens Bank New Hampshire

First Colebrook Bancorp, Inc.First Colebrook Bank, The

Guaranty Bancorp, Inc.Woodsville Guaranty Savings Bank

John Hancock Mutual Life Insurance CompanyFirst Signature Bank & Trust

LSB FinancialLaconia Savings Bank

Northway Financial, Inc.Berlin City Bank, The

Siwooganock Holding Company, TheSiwooganock Bank, The

Village Financial CorporationVillage Bank & Trust Company

Non-Depository Bank Holding CompaniesBainco International Investors, LLC

Boston Common Trust Company

Charter Holding CorporationCharter Trust Company

General Motors CorporationGeneral Motors Trust Company

ICMA Retirement CorporationVantage Trust Company

PENSCO Holding CorporationPENSCO Trust Company, The

Deutsche Bank AGTaunus CorporationDeutsche Bank Americas Holding CorporationDeutsche Investment Management Americas, Inc.

Scudder Trust Company

Branches ApprovedBow Mills Bank and Trust, Bow

91-93 North State Street, Concord

Bow Mills Bank and Trust, Bow35 Kearsarge Avenue, Contoocook

Centrix Bank & Trust, Bedford100 Market Street, Ste. 103, Portsmouth

Charter Trust Company, Concord1892 Elm Street, Manchester

Citizens Bank New Hampshire, ManchesterStop & Shop SupermarketKilton Road & Route 3, Bedford

Laconia Savings Bank, Laconia256 Wallace Road, Unit B, Bedford

Merrimack County Savings Bank, Concord25 Hall Street, Concord

Merrimack County Savings, Concord101 Broad Street, Nashua

92003

Remote Service Units Established/Discontinued by a Depository Institution

Established:Citizens Bank New Hampshire

Crossroads Mall123 Nashua Road, Londonderry

Shaw’s Supermarket851 Central Street, Dover

Shaw’s Supermarket1400 Lakeshore Drive, Gilford

Shaw’s Supermarket270 Lafayette RoadSeacoast Shopping Center, Seabrook

Shaw’s Supermarket250 Plainfield RoadUpper Valley Plaza, West Lebanon

Stop & Shop19 Wilton Road, Peterborough

Triangle Credit Union220 Daniel Webster Highway, Merrimack

Discontinued:Citizens Bank New Hampshire

Shaw’s Supermarket553 Mast Road, Goffstown

Nabers Market517 Middle Street, Portsmouth

Hannaford Bros.220 Washington Street, Claremont

Cash Dispensing MachineCommunity Guaranty Savings Bank, Plymouth

Tenney Mountain Ski Area, Plymouth

Interstate and International Bank AffiliationsInterstate:

Chittenden CorporationGranite Bank

International:The Royal Bank of Scotland Group, PLC.The Royal Bank of Scotland, PLC.Citizens Financial Group, Inc.

Citizens Bank New Hampshire

Other Banking ActivitiesInterstate Branch:

U.S. Trust Company, National Association900 Elm Street, Manchester

Loan Production Offices:Centrix Bank & Trust, Bedford

468 Route 13, MilfordFirst Colebrook Bank, The, Colebrook

69 Route 101A, One Amherst Office Park, AmherstFranklin Savings Bank, Franklin

426 South Main Street, 2nd Fl, LaconiaKennebunk Savings Bank, Kennebunk, ME

Pease International Tradeport1 New Hampshire Ave., Ste. 305, Portsmouth

Merrimack County Savings Bank, Concord25 Riverside Drive, Ste. 101, Nashua

Siwooganock Bank, The, Lancaster83 Main Street, Ste. 1, Littleton

Union Bank, Morrisville, VT241 Main Street, Littleton

10 2003

Legislation Enacted by the 2003 Session of the Legislature

Chapter RSA Information

Retail Installment Sales of Motor Vehicles

129:1 361-A:1,II-a Added.129:2 361-A:1,III-a Added.129:3 361-A:1,VIII-a Added.129:15,I 361-A:1,XIV Repealed.129:4 361-A:2,II Amended generally.129:4 361-A:2,III Amended generally.129:4 361-A:2,IV Amended generally.129:4 361-A:2,V Amended generally.129:4 361-A:2,VI Amended generally.129:4 361-A:2,VII Added.129:4 361-A:2,VIII Added.129:4 361-A:2,IX Added.129:4 361-A:2,X Added.129:4 361-A:2,XI Added.129:4 361-A:2,XII Added.129:14 361-A:2-a,I Deleted “bank” preceding “commissioner”.129:5 361-A:2-b Amended generally.129:6 361-A:3 Amended generally.129:7 361-A:3-a Inserted “or has engaged or is about to engage in any act or practice constituting a vio-

lation of this chapter, or any rule or order under this chapter,” preceding “the commis-sioner may” in the first sentence.

129:14 361-A:4 Deleted “bank” preceding “commissioner”, in two places, in the first sentence.129:8 361-A:4-a,I Substituted “retail sellers or sales finance companies” for “licensees” in the first and sec-

ond sentences of the introductory subparagraph, and “retail seller or sales finance com-pany” for “licensee” in the first and third sentences of the introductory subparagraph,and substituted “submit” for “transmit” in subpars. (a) and (b).

129:8 361-A:4-a,II Substituted “retail seller or sales finance company” for “licensee” in the first sentence,and “submission” for “transmission” and “received by the banking department” for “post-marked” in the second sentence.

129:8 361-A:4-a,III(a) Substituted “Retail sellers or sales finance companies” for “Licensees” and “retail selleror sales finance company” for “licensee” in the first sentence of the introductory sub-paragraph, “retail seller’s or sales finance company’s” for “licensee’s” in subpar. (1), and“retail seller or sales finance company” for “licensee” in subpar. (3).

129:9 361-A:5 Deleted “Bank” preceding “Commissioner” in the catchline, designated the existing pro-visions of the section as par. I, deleted “bank” preceding “commissioner” in the first andfifth sentences, and added pars. II through VI.

129:14 361-A:6 Deleted “bank” preceding “commissioner” in the first sentence.129:14 361-A:6-a,I Deleted “bank” preceding “commissioner” in the first sentence.129:10 361-A:6-a,V Added.129:10 361-A:6-a,VI Added.129:14 361-A:8-a,I Deleted “bank” preceding “commissioner” in the third sentence.129:11 361-A:10-a,I Substituted “person” for “sales finance company” in the first sentence.129:15,II 361-A:11,II Repealed.129:12 361-A:11,IV Added.129:12 361-A:11,V Added.129:12 361-A:11,VI Added.129:12 361-A:11,VII Added.129:12 361-A:11,VIII Added.129:13 361-A:13 Added.

112003

Bank Commissioner165:1 383:9-a Rewrote to read: “The commissioner is authorized to arrange for a joint examination by

the banking department and the primary federal regulator, including the Federal DepositInsurance Corporation, the Federal Reserve Bank, Office of Thrift Supervision, Office ofthe Comptroller of the Currency, and the National Credit Union Administration, of the in-sured institution.”

165:2 383:9-d Inserted “or her” preceding “discretion” and substituted “institutions” for “banks” in the firstsentence, (intro. par.) and substituted “institution” for “bank” and “institutions” for “banks”in the second sentence.

165:3 383:13,I Substituted “the commissioner” for “him” in the first sentence, and substituted “includingthose forms required by federal regulating agencies” for “and their form” in the second sen-tence.

165:3 383:13,I-a Substituted “cooperative banks and credit unions” for “and cooperative banks”, and inserted“or she” preceding “shall prescribe”.

165:11 383:13,I-b Repealed.165:4 383:15 Rewrote the first sentence, substituted “and” for “, the amount of the surety bonds cover-

ing officers and employees, the total salary and compensation paid to officers and em-ployees, with” and inserted “or she” preceding “may deem necessary” in the second sen-tence, and substituted “The Commissioner” for “He” and inserted “or she” preceding “thinks”in the third sentence.

General Provisions as to Savings Banks, Trust Companies, and Depositories122:1 384:7 Deleted “; and” following “per year” and inserted “, except that the directors of a nondepository

trust company that has a composite rating of at least 2 as a result of the most recent ex-amination by the bank commissioner, shall meet on a regular basis as often as necessarybut not less than 4 times per year.” in the first sentence, and made the part of the first sen-tence formerly following “and” into the second sentence.

238:1 384:12-a,IV Added.165:5 384:16-c Deleted “regular passbook” preceding “savings accounts” in the first sentence.238:2 Prec. 384:67 Added.

(subd. head.)238:2 384:67 Added.238:2 384:68 Added.

Safe Deposit Boxes

85:1 385:4 Rewrote.85:2 385:5 Inserted “, public sale, or nationally recognized internet auction: following “public auction”,

where first appearing in the first sentence, and inserted “, public sale, or internet auction,”following “public auction”, where second appearing in the first sentence, and inserted“public” preceding “auction” and “, public sale, or nationally recognized internet auction”following “auction”, and substituted “an officer” for “the president, treasurer or superinten-dent” in the second sentence.

Incorporation of Savings Banks165:6 386-A:19-a Inserted “federally” preceding “insured” and deleted “by the Federal Deposit Insurance

Corporation or by any successor thereto” following “insured” in the first sentence.

Reorganization of Mutual Savings Banks into Mutual Holding Companies165:7 386-B:4 Substituted “may” for “shall” following “bank commissioner” in the second sentence of the

(intro.par.) introductory paragraph.165:8 386-B:9,VI Substituted “may” for “shall” following “bank commissioner” in the second sentence.165:9 386-B:12 Substituted “may” for “shall” following “bank commissioner”.

Conversion Between Mutual Savings Banks, Cooperative Banks, Building and Loan Associations, GuarantySavings Banks, Commercial Banks, Trust Companies, and Savings and Loan Associations.165:10 389-A:5,II Substituted “may” for “shall” following “bank commissioner”.

12 2003

Uniform Common Trust Fund Act125:1 391:1-a Inserted “the term ‘affiliate’ is” preceding “defined” and substituted “or in any other state”

for “as fiduciary” in the first sentence; substituted “any such” for “the” following “RSA 391:1,”,deleted “affiliate of a holding company” following “trust company”, inserted ‘or in any otherstate” following “this state”, and deleted “in interest” following “investment” in the secondsentence; added the third sentence; and substituted “Any bank” for “The bank”, deleted“such” preceding “common trust fund”, where first appearing, inserted “established underthis chapter” following “common trust fund”, where first appearing, substituted “affiliates”for banks or trust companies”, and deleted “or funds” following “common trust fund”, wheresecond appearing, in the fourth sentence.

Incorporation and Management of Trust Companies166:1 392:5-a Added.65:1 Prec. 392:43 Added.

(subd. head.)65:1 392:43 Added.65:1 392:44 Added.65:1 392:45 Added.65:1 392:46 Added.65:1 392:47 Added.

Merchant Banking65:2 392-A:3 Inserted “annually” following “determined” in the first sentence, and added the seventh

sentence.

Credit Unions164:1 394-B:11 Deleted “vote by proxy or to” following “entitled to”.164:8,I 394-B:14 Repealed164:2 394-B:27 Inserted “or Lease” following “Purchase” in the catchline.

(sec. head.)164:3 394-B:27,II Inserted “lease,” following “Any purchase”.164:4 394-B:39 Substituted “any required transfers to” for “provision for” preceding “the required reserves”

and “current” for “the undivided” preceding “earnings” in the first sentence; rewrote thethird sentence and added the fourth and fifth sentences.

164:5 394-B:41 Deleted “100 percent” preceding “verification” in the third sentence.164:6 394-B:46 Substituted “board of directors and ratified by a majority of the members of the supervi-

sory committee” for “credit and supervisory committees” and inserted “or her” following“his” in the second sentence.

164:8,II 394-B:48 Repealed.164:7 394-B:49 Rewrote the catchline and the section.

Licensing of Nondepository First Mortgage Bankers and Brokers313:1 397-A:1,II Rewrote the paragraph.313:2 397-A:1,II-a Added.304:1 397-A:1,IX Rewrote the paragraph.313:3 397-A:1,X-a Added.313:40,I 397-A:4,VIII Repealed.304:2 397-A:5,II(d) Added.313:4 397-A:5,I Substituted “prescribed” for “required” in the first sentence, and deleted “bank” preced-

ing “commissioner” in the first and third sentences.313:4 397-A:5,II(a) Inserted “in this state that is” following “location” in the second sentence, and deleted “within

this state” following “location and “bank” preceding “commissioner” in the third sentence.313:4 397-A:5,II(b) Deleted “within this state” following “location” in the first sentence, and deleted “bank” pre-

ceding “commissioner” in the second sentence.313:4 397-A:5,II(c) Rewrote the subparagraph.313:20 397-A:6,I Deleted “bank” preceding “commissioner” wherever appearing.313:20 397-A:6,VI Deleted “bank” preceding “commissioner” wherever appearing.

132003

313:20 397-A:7,I Deleted “bank” preceding “commissioner” wherever appearing.313:20 397-A:7,II Deleted “bank” preceding “commissioner” wherever appearing.313:5 397-A:8,II Rewrote.313:20 397-A:10,I Deleted “bank” preceding “commissioner”.313:6 397-A:10,IV Added.313:20 397-A:10-a,I Deleted “bank” preceding “commissioner” in the first and second sentences.313:7 397-A:11,II Added the second and third sentences.313:8 397-A:12,III Deleted “within this state” following “records” in the first sentence.313:9 397-A:12,VI Added.313:9 397-A:12,VII Added.313:9 397-A:12,VIII Added.313:9 397-A:12,IX Added.313:9 397-A:12,X Added.304:3 397-A:13,I Deleted the second sentence and added a new second sentence.313:10 397-A:13,II Added.313:10 397-A:13,III Redesignated par. II as par. III, and substituted “in the licensee’s annual report” for “un-

der this section” and “the commissioner’s” for “its”.313:10 397-A:13,IV Redesignated par. III as par. IV; substituted “either the annual report or the financial state-

ment” for “the report” and “the annual report or financial statement” for “the report” in thefirst sentence; deleted the second sentence and inserted “for failure to file an annual re-port that are” following “penalties” in the third sentence.

313:10 397-A:13,V Redesignated par. IV as par. V, and inserted “and financial statement” following “annualreport”.

313:11 397-A:14-a,III Substituted “disclosure, ‘Licensed by the New Hampshire banking department’” for “validand existing license number issued by the banking department under this chapter” in thefirst sentence.

313:20 397-A:15-a,I Deleted “bank” preceding “commissioner” in the first sentence.313:12 397-A:15-a,II Substituted “received by the commissioner” for “postmarked” in the second sentence.166:3 397-A:17 Amended section heading effective January 1, 2004.

(sec. head.)313:13 397-A:17,I Rewrote paragraph I.313:13 397-A:17,II Inserted “opportunity for a” preceding “hearing”.166:4 397-A:17,IV Repealed.313:14 397-A:17,VI Added.313:14 397-A:17,VII Added.313:15 397-A:18,I Added “or any rule or order under this chapter” following “chapter”.313:15 397-A:18,II Added “or any rule or order under this chapter” following “chapter” in the first sentence,

and added the third through seventh sentences.313:15 397-A:18,III Deleted.313:16 397-A:20,I Deleted “bank” preceding “commissioner”.313:16 397-A:20,II Deleted “bank” preceding “commissioner”.313:17 397-A:21 Designated the existing paragraph as par. I, and added pars. II through V.313:18 397-A:22 Rewrote the catchline and the section.313:19 397-A:23 Added.

Regulation of Mortgage Loan Servicers313:21 397-B:1 Inserted par. I, redesignated existing pars. I through III as pars. II through IV.313:22 397-B:3 Deleted “bank” preceding “commissioner” in the catchline and the text, designated exist-

ing paragraph as par. I, and added pars. II through IX.313:23 397-B:4 Designated the existing paragraph as par. I, deleted “bank” preceding “commissioner” in

the first through fourth sentences, substituted “December” for “August” in the second sen-tence, and substituted “December 1 for registration for the ensuing” for “August 31 of eachcalendar” in the third sentence, and added par. II.

14 2003

313:24 397-B:6 Designated the introductory paragraph as par. I, redesignated pars. I through III as pars.I(a) through I(c), and added pars. II through V.

313:25 397-B:8,I Deleted “bank” preceding “commissioner” in the first and second sentences.313:26 397-B:9,I Deleted “bank” preceding “commissioner” wherever appearing.313:26 397-B:9,III Deleted “bank” preceding “commissioner” wherever appearing.313:26 397-B:9,IV Deleted “bank” preceding “commissioner” wherever appearing.313:26 397-B:9,V Added.313:27 397-B:11 Rewrote the catchline and the section.313:28 397-B:12 Added.

Second Mortgage Home Loans313:43 398-A:1,V-a Added.304:4 398-A:1,VI Added.313:29 398-A:1 Rewrote the section.304:5 398-A:1-a,II Inserted the second sentence. Deleted “bank” preceding “commissioner” in the only sen-

tence and 313:44 rewrote the paragraph.313:30 398-A:1-a Amended generally.313:41 398-A:1-b,I(b) Deleted the second sentence.166:2 398-A:1-b Amended effective January 1, 2004, but the amendment was nullified by Chapter 313:42,313:31 effective August 20, 2003 and did not take effect.313:32 398-A:1-c Designated existing paragraph as par. I, and added pars. II through IV.313:33 398-A:1-d Designated existing paragraph as par. I, deleted “bank” preceding “commissioner” in the

fourth sentence, and added pars. II through VI.313:45 398-A:1-e,I Rewrote paragraph I.304:6 398-A:1-e Amended I and II generally. Chapter 313 provided that if Chapter 304 of the 2003 laws313:34 313:43 to became law, would take effect on August 20, 2003 at 12:01 a.m. Chapter 304 took effect

314:45 on July 1, 2003.313:39 398-A:1-f,I Deleted “bank” preceding “commissioner” in the first and second sentences.313:39 398-A:6-a,I Deleted “bank” preceding “commissioner” in the first sentence.313:35 398-A:6-a,II Substituted “received by the commissioner” for “postmarked” in the second sentence.313:36 398-A:7-a Designated existing paragraph as par. I, and added pars. II through V.313:40,II 398-A:10,VIII Repealed.313:39 398-A:11 Deleted “bank” preceding “commissioner” in the first sentence.313:39 398-A:12 Deleted “bank” preceding “commissioner” in the first sentence.313:37 398-A:13 Designated the introductory paragraph as par. I, deleted “bank” preceding “commissioner”,

inserted “relative to the administration and enforcement of this chapter” preceding “gov-erning”, and substituted “including but not limited to” for “relative”; redesignated pars. Ithrough III as pars. I(a) through I(c), and deleted par. IV, which had previously been re-pealed; and added pars. II through V.

313:38 398-A:14 Added.

Regulation of Small Loans, Title Loans, and Payday Loans308:1 399-A Amended Chapter Heading and Repealed and Reenacted RSA 399-A.308:1 399-A:1-5 Amended generally.308:1 399-A:5-a Deleted.308:1 399-A:6-18 Amended generally.308:1 399-A:18-a Deleted.308:1 399-A:19 Amended generally.308:1 399-A:20-26 Deleted.

STATE CHARTERED BANKS 152003

STATE CHARTERED BANKS

American Trust Company(Fiduciary Trust Company)

Year of Incorporation - 1991

One Court Street, Suite 350Lebanon, NH 03766-1358

Telephone: 448-6415 Fax: 448-4569

Web Address – www.amertrust.com

OfficersJohn Roy, Chairman of the Board

Paul H. Collins, President, SecretaryJeffrey M. Harris, Senior Vice President,

Clerk, Treasurer

Berlin City Bank, The(Commercial Bank)


9 Main StreetBerlin, NH 03570-0009

Telephone: 752-1171 Fax: 752-1330

Web Address - www.berlincitybank.com

OfficersWilliam J. Woodward, Chairman of the Board,

President, CEORichard P. Orsillo, CFO, Senior Vice PresidentLawrence J. Bessinger, Senior Vice President

James R. Brannen, Senior Vice PresidentRichard T. Brunelle, Senior Vice PresidentRonald P. Goudreau, Senior Vice President

Robert F. Howe, Senior Vice PresidentJohn H. Stratton, Jr., Senior Vice President

Branches1150 Eastman Road, Route 302, Center Conway

34 West Main Street, Conway260 Main Street, Gorham

Shaw’s Supermarket, 453 Main Street, Gorham2 State Street, Groveton76 Main Street, Littleton

560 Meadow Street, LittletonNorthway Shopping Plaza, North Conway

Route 16 White Mountain Highway, North Conway 2385 White Mountain Highway, West Ossipee

Boston Common Trust Company(Fiduciary Trust Company)


169 South River RoadBedford, NH 03102

Telephone: 617-536-0333 Fax: 617-536-0332

Web Address – www.bainco.com

OfficersSamuel E. Bain, Jr., Chairman of the Board

Robert G. Katz, President

Bow Mills Bank and Trust(Commercial Bank)


503 South StreetBow, NH 03304

Telephone: 225-6700 Fax: 225-6274

Web Address - www.bowmillsbank.com

OfficersJohn E. Swenson, Chairman of the Board

Peter H. Winship, President, CEODonald M. Bennert, Senior Vice President

Frederick M. Burgess, Senior Vice PresidentRaymond F. Martin, Senior Vice President

Anthony J. Pucci, Senior Vice President, Treasurer

Branches91A North State Street, Concord190 North Main Street, Concord

35 Kearsarge Avenue, Contoocook

16 STATE CHARTERED BANKS 2003

Centrix Bank & Trust(Commercial Bank)


1 Atwood LaneBedford, NH 03110

Telephone: 647-4446 Fax: 622-7426

Web Address - www.centrixbank.com

OfficersPhilip M. Stone, Chairman of the Board

Joseph B. Reilly, President, CEOLucy T. Gobin, Executive Vice President, CFO, COO

David H. Cassidy, Jr., Senior Vice PresidentStephen H. Witt, Jr., Senior Vice President

Branches41 Hooksett Road, Manchester

100 Market Street, Ste 103, Portsmouth

Charter Trust Company(Fiduciary Trust Company)


90 North Main StreetConcord, NH 03301

Telephone: 224-1350 Fax: 226-1278

Web Address - www.chartertrust.com

OfficersStephen Ensign, Chairman of the Board

Steven A. Albrecht, President, CEOStephen G. Fritch, Executive Vice President

Cynthia W. Sanford, Executive Vice President, CFODouglas Tengdin, Senior Vice President, CIO

Branches245 Main Street, Biddeford, ME80 South Main Street, Hanover

84 Marlboro Street, Keene348 Winchester Street, Keene59 North Park Street, Lebanon

24 NH Rte 25, Meredith331 Main Street, New London

Burton House, 289 Main Street, Norwich, VT20 Grove Street, Peterborough

1650 Woodbury Avenue, Portsmouth34 Wakefield Street, Rochester

10 Gates Street, White River Junction, VT

Citizens Bank New Hampshire(Savings Bank)


875 Elm StreetManchester, NH 03101

Telephone: 634-6000 Fax: 634-7578

Web Address - www.citizensbank.com

OfficersThomas M. Metzger, Chairman of the Board,

President, CEOMichael J. Gleason, Executive Vice President

James R. Keyes, Executive Vice PresidentJoseph J. Carelli, Senior Vice President

William P. Casserly, Senior Vice PresidentJohn F. Chipman, Senior Vice President

Jeannette M. Davila, Senior Vice PresidentJames A. Duchesneau, Senior Vice President

Daniel L. Griggs, Senior Vice PresidentRalph Henault, Senior Vice President

Mark R. Hennigar, Senior Vice PresidentMaureen Kelliher, Senior Vice PresidentElizabeth M. Lord, Senior Vice President

Stephen P. Lubelczyk, Senior Vice PresidentSuzanne M. Macklin, Senior Vice President

Janice N. Markey, Senior Vice PresidentJames E. Melia, Senior Vice PresidentDebra B. Miller, Senior Vice PresidentDenise S. Morin, Senior Vice President

Marilyn A. Muscara, Senior Vice PresidentRobert A. Provencher, Senior Vice President

Glenn A. Rowley, Senior Vice PresidentCarol-Lynn Saliba, Senior Vice PresidentWilliam F. Suglia, Senior Vice PresidentBrian F. Woodilla, Senior Vice President

BranchesMeeting Place, Route 101, AmherstWalMart, 85 Route 101A, Amherst

Junction Routes 9 & 125, BarringtonKilton Road & Route 3, Bedford91 South River Road, Bedford106 South River Road, Bedford

173 Pleasant Street, BerlinPine & Pleasant Streets, Claremont

171 Main Street, Colebrook1 Capital Plaza, Main Street, Concord

20 Fort Eddy Road, Concord188 Loudon Road, Concord88 South Street, Concord

234 White Mountain Highway, Conway42 Pinkerton Street, Derry

Shaw’s Supermarket, Hood Plaza, Crystal Ave., DerryShaw’s Supermarket, 851 Central Avenue, Dover

140 Washington Street, Dover11 Front Street, Exeter

154 Water Street, Exeter


Citizens Bank New Hampshire (Continued)921 Central Street, Franklin

15 Airport Road, GilfordShaw’s Supermarket, 1400 Lakeshore Drive, Gilford

Junction Routes 16 & 302, Glen11 Church Street, Goffstown605 Mast Road, Goffstown

630 Lafayette Road, Hampton35 Winnacunnet Road, Hampton

81 Lafayette Road, Hampton Falls80 Lyme Road, Hanover

44 South Main Street, Hanover4 Western Avenue, Henniker

4 Main Street, Hinsdale1283 Daniel Webster Highway North, Hooksett

71 Lowell Road, Hudson15 Main Street, Keene

587 Main Street, Laconia20 West Park Street, Lebanon

Main Street, Lincoln42 Nashua Road, Route 102, Londonderry

2035 Brown Avenue, Manchester835 Hanover Street, Manchester

201 John E. Devine Drive, Manchester7 McGregor Street, Manchester

1550 North Elm Street, Manchester777 South Willow Street, Manchester

1500 South Willow Street, Manchester340 Wilson Street, Manchester

66 NH Route 25, Meredith268 Daniel Webster Highway South, Rte 3, Merrimack

173 Elm Street, Milford33 Coliseum Avenue, Nashua

125 Daniel Webster Highway South, Nashua143 Daniel Webster Highway, Nashua277 Daniel Webster Highway, Nashua

238 Main Street, Nashua122 Northeastern Boulevard, Nashua

1 Trafalgar Square, NashuaMain Street, Route 16, North Conway65 Lafayette Road, North Hampton

930 Route 16, Junction Routes 16 & 28, OssipeeOld Bridge Street, Route 38, Pelham

339 Village Street, Penacook54 Main Street, Pittsfield

20 Highland Street, Plymouth134 Pleasant Street, Portsmouth

1600-28 Woodbury Avenue, Portsmouth9 Freetown Road, Raymond2 Freetown Road, Raymond11 Milton Road, Rochester

1 North Main Street, Rochester48 Portland Street Extension, Rochester

82 Front Street, Rollinsford405 Portland Avenue, Rollinsford92 Cluff Crossing Road, Salem

45 South Broadway, Route 28, Salem

Seacoast Shopping Center, 270 Lafayette Rd, Seabrook1 Constitutional Way, Somersworth

Wal-Mart, 430 High Street, Somersworth56 Tri-City Plaza, Somersworth

38 Portsmouth Avenue, StrathamPortsmouth Avenue, Route 108, StrathamRoute 12A & Airport Road, West Lebanon

Shaw’s Supermarket, 250 Plainfield Rd, West Lebanon115 Indian Rock Road, Windham

7 Center Street, Wolfeboro

Claremont Savings Bank(Savings Bank)


145 Broad StreetClaremont, NH 03743

Telephone: 542-7711 Fax: 542-5432

Web Address - www.claremontsavings.com

OfficersTheodore A. Monetta, Chairman of the Board

H. Clay Hawkins, IV, President, Treasurer

Branches135 Main Street, Charlestown158 Maple Avenue, Claremont

356 Washington Street, ClaremontSchool Street, Cornish Flat

Community Bank and Trust Company(Commercial Bank)


15 Varney RoadWolfeboro, NH 03894

Telephone: 569-8400 Fax: 569-8238

Web Address - www.communitybanknh.com

OfficersBradford W. Gile, Chairman of the Board, CEO

Peter A. Alden, President

Branches38 Birch Street, Derry80 Main Street, Exeter

10 Main Street, Hampstead117 Winnacunnet Road, Hampton

Route 109, Melvin Village283 Broad Street, Nashua76 Main Street, Plaistow


Community Guaranty Savings Bank(Savings Bank)


28 South Main Street, PO Box 996Plymouth, NH 03264

Telephone: 536-0001 Fax: 536-2222

Web Address - www.cgsb.com

OfficersEldwin A. Wixson, Chairman of the Board

Ronald I. Sibley, President, TreasurerMichael J. Long, Executive Vice President

Branches21 Tower Road, PO Box 690, Campton

Entrust Bank and Trust(Fiduciary Trust Company)


104 N State StConcord, NH 03301

Telephone: 224-2761 Fax: None

Web Address - None

OfficersRussell Anderson, President

Hubert Bromma, CEODebra Greenstein, CFO

Exeter Trust Company(Fiduciary Trust Company)


One Hampton Road, Suite 107Exeter, NH 03833

Telephone: 778-0020 Fax: 778-0040

Web Address - www.manning-napier.com

OfficersB. Reuben Auspitz, Chairman of the Board

Patrick P. Oliver, PresidentR. Steven Bonnett, Executive Vice President

Branches100 Galleria Parkway, Suite 690, Atlanta, GA

701 Brazos Street, Suite 500, Austin, TX6099 Riverside Drive, Suite 207, Dublin, OH

6767 Forest Hill Avenue, Suite 305, Richmond, VA1100 Chase Square, Rochester, NY

South Trust Plaza, 1800 2nd St, Suite 852, Sarasota, FL

Fiduciary Trust Company of New Hampshire(Fiduciary Trust Company)


40 Wakefield Street, PO Box 1500Rochester, NH 03866

Telephone: 332-2442 Fax: 332-9716

Web Address - None

OfficersMichael D. Strohm, Chairman of the Board,

President, CEO

First Colebrook Bank, The(Commercial Bank)


147 Main StreetColebrook, NH 03576

Telephone: 237-5551 Fax: 237-5736

Web Address - www.firstcolebrookbank.com

OfficersPalmer B. Lewis, Chairman of the Board

James E. Tibbetts, President, CEOEric A. Marsh, CFO

Avis E. Brosseau, Senior Vice PresidentLoyd W. Dollins, Senior Vice President

BranchesHavenwood Heritage Heights, 33 Christian Ave, Concord

100 Loudon Road, Concord

First Signature Bank & Trust Company(Commercial Bank)


325 Corporate Drive, PO Box 7090Portsmouth, NH 03802-7090

Telephone: 433-3700 Fax: 433-3773

Web Address - www.firstsignature.com

OfficersDaniel L. Ouellette, Chairman of the Board

Richard P. Zeloski, President, CEOCheryl L. Bozek, Senior Vice President

Daniel R. Morrison, Senior Vice President, Treasurer


Franklin Savings Bank(Savings Bank)


387 Central StreetFranklin, NH 03235

Telephone: 934-4445 Fax: 934-7113

Web Address - www.fsbnh.com

OfficersRichard A. Clarenbach, Chairman of the Board

Jeffery B. Savage, President, CEORonald L. Magoon, Senior Vice President, CFO, Treasurer

Vincent H. Vieten, Senior Vice President

Branches139 King Street, Boscawen

350 Lake Street, Bristol933 Central Street, Franklin

Exit 23 Plaza, Route 104, New Hampton61 Laconia Road, Suite 300, Tilton

General Motors Trust Company(Fiduciary Trust Company)

Year of Incorporation – 1999

Kilton RoadBedford, NH 03110

Telephone: 212-418-6360 Fax: 212-418-3645

Web Address - None

OfficersW. Allen Reed, Chairman of the Board, President, CEO

Jon W. deKlerk, CFOMichael E. Klehm, COO

Granite Bank(Commercial Bank)


122 West Street, PO Box 627Keene, NH 03431

Telephone: 352-1600 Fax: 358-5704

Web Address - www.granitebank.com

OfficersDanny O’Brien, Chairman of the Board, President, CEO

John F. Dinkel, Jr., Senior Vice PresidentJames M. Dunphy, Senior Vice President

John L. Hall, Senior Vice PresidentRobert E. Sager, Senior Vice President

Granite Bank (Continued)Branches

Junction Routes 101A & 122, Amherst167 Main Street, Antrim

Junction Routes 9 & 63, Chesterfield197 Loudon Road, Concord

66 North Main Street, Concord70 Main Street, PO Box 1000, Durham

853 Lafayette Road, Hampton325 West Main Street, Route 9, Hillsboro

62 Peterborough Street, JaffreyJunction Amherst Street & Route 101A, Merrimack

Junction Elm Street & Route 101, PO Box 158, MilfordLorden Plaza, 606 Nashua Street, Milford

146 Main Street, Nashua21 Grove Street, Peterborough

Junction Routes 101 & 202, Peterborough35 Main Street, Peterborough

Peterborough Plaza, Peterborough501 Islington Street, Portsmouth

93 Middle Street, PortsmouthSouthgate Plaza, Route 1, Portsmouth

425-3 South Stark Highway, Weare

Independence Trust Company(Fiduciary Trust Company)


387 Central StreetFranklin, NH 03235

Telephone: 934-0400 Fax: 934-1429

Web Address - None

OfficersJeffery B. Savage, Chairman of the Board

Michael F. Ventura, President

Branches251 Central Avenue, Dover

1001 Elm Street, Suite 205, Manchester


Laconia Savings Bank(Savings Bank)


62 Pleasant StreetLaconia, NH 03246-3422

Telephone: 524-1212 Fax: 524-8634

Web Address - www.lsbdirect.com

OfficersPaul L. Normandin, Chairman of the Board

Bruce D. Clow, President, CEORobert E. Curtis, Senior Vice President

Thomas A. Drouin, Senior Vice PresidentThomas E. Garfield, Senior Vice PresidentLouis H. Guevin, Jr., Senior Vice President

Gregory D. Landroche, Senior Vice PresidentBrenda R. Long, Senior Vice President

W. Stephen Loughlin, Senior Vice PresidentBernard G. McLaughlin, Senior Vice President

Michael G. Muzzey, Senior Vice PresidentLinda D. Normandin, Senior Vice PresidentCarolyn B. Peverly, Senior Vice President

Branches300 Route 16B, Center Ossipee

14 Sullivan Street, Claremont27 North State Street, Concord

11 Triangle Park Drive, Concord23 Main Street, Conway

1441 Lakeshore Road, Route 11, GilfordProfessional Park, 401 Gilford Avenue, Gilford

177 Main Street, GorhamMain Street, Route 112, Lincoln

125 Main Street, Littleton960 Whittier Highway, Route 25, MoultonboroughHatch Plaza, Tenney Mountain Highway, Plymouth

22 King’s Square, Whitefield55 Central Street, Woodsville

MerchantBanc, LLC(Merchant Bank)


Two Wall StreetManchester, NH 03101

Telephone: 623-5500 Fax: 623-3972

Web Address - www.merchantbanc.com

Meredith Village Savings Bank(Savings Bank)


24 State Route 25, PO Box 177Meredith, NH 03253

Telephone: 279-7986 Fax: 279-8911

Web Address - www.mvsb.com

OfficersMaurice R. Lafreniere, Chairman of the Board

Henry G. Beyer, PresidentRichard E. Wyman, CFO

Branches1 Riverside Drive, Ashland

Route 49, Campton1383 Lakeshore Road, Gilford

Olde Province Common, Route 104, Meredith28 Whittier Highway, Moultonborough991 Whittier Highway, Moultonborough

107 Main Street, Plymouth389 Tenney Mountain Highway, Plymouth

Merrimack County Savings Bank(Savings Bank)


89 North Main StreetConcord, NH 03301

Telephone: 225-2793 Fax: 227-0243

Web Address - www.mcsbnh.com

OfficersRonald A. Wilbur, President, CEO

Paul C. Rizzi, Jr., Executive Vice President, COODonna L. Benson, Senior Vice PresidentEdward F. Caron, Senior Vice PresidentTerry L. Clarkson, Senior Vice President

Philip B. Emma, Senior Vice President, CFO, TreasurerPaul M. Provost, Senior Vice President

Branches25 Hall Street, Concord1 Integra Drive, Concord

167 North State Street, Concord101 Broad Street, Nashua


MFS Heritage Trust Company(Fiduciary Trust Company)


650 Elm Street, Suite 404Manchester, NH 03101

Telephone: 668-8621 Fax: 669-4896

Web Address - www.mfs.com

OfficersStephen E. Cavan, Chairman of the Board, President

New Hampshire Trust Company, The(Fiduciary Trust Company)


255 West StreetKeene, NH 03431

Telephone: 352-0862 Fax: 352-1880

Web Address - www.nhtrustco.com

OfficersGary W. Gray, Chairman of the BoardGregory M. McConahey, Co-President

Michael J. Rafferty, Co-President

Noble Trust Company(Fiduciary Trust Company)


900 Elm St, Suite 701Manchester, NH 03101

Telephone: 626-1180 Fax: 626-0600

Web Address – www.nobletrustcompany.com

OfficersColin P. Lindsey, Chairman of the Board, President

Thomas R. Anderson, CFO

PENSCO Trust Company, The(Fiduciary Trust Company)


104 Congress Street, Suite 402Portsmouth, NH 03801

Telephone: 433-2626 Fax: 433-2662

Web Address - www.PENSCO.com

OfficersThomas C. Roberts, Chairman of the Board

Tom W. Anderson, President

Piscataqua Savings Bank(Savings Bank)


15 Pleasant StreetPortsmouth, NH 03801

Telephone: 436-5250 Fax: 436-5540

Web Address - www.piscataqua.com

OfficersRichard C. Holt, Chairman of the Board

Jay S. Gibson, President, CEOJohn R. Bresaw, II, Executive Vice President, Treasurer

Salem Co-operative Bank(Co-operative Bank)


3 South BroadwaySalem, NH 03079

Telephone: 898-2153 Fax: 898-1760

Web Address - None

OfficersDavid A. Beshara, Chairman of the Board

Ann R. Lally, President


Savings Bank of Walpole(Savings Bank)


Westminster StreetWalpole, NH 03608

Telephone: 756-4771 Fax: 355-1630

Web Address - www.walpolebank.com

OfficersFrederick A. Szmit, Chairman of the Board

Donald J. Tisdale, President, CEORuth F. Jacobs, Senior Vice President

Scott Laughinghouse, Senior Vice PresidentPeter T. Whittemore, Senior Vice President

Richard A. Wilson, Senior Vice President, CFO

Branches84 Marlboro Street, Keene

Riverside Plaza, 348 Winchester Street, Keene400 West Street, Keene

68 Ames Plaza Lane, Route 12, Walpole

Scudder Trust Company(Fiduciary Trust Company)


11 Northeastern BoulevardSalem, NH 03079

Telephone: 870-2282 Fax: 890-9244

Web Address - None

OfficersTimothy W. Cameron, Chairman of the Board

Michael Volo, President

Siwooganock Bank, The(Savings Bank)


117 Main StreetLancaster, NH 03584

Telephone: 788-4715 Fax: 788-2464

Web Address - www.siwooganock.com

OfficersKevin Kopp, Chairman of the Board

John J. Pratt, President

Branches37 State Street, Groveton

625 Meadow Street, Littleton

Southern New Hampshire Bank and Trust Co.(Commercial Bank)


31 Pelham Road, PO Box 29Salem, NH 03079

Telephone: 894-5700 Fax: 870-6388

Web Address - www.snhb.com

OfficersWilliam P. DeLuca, Jr., Chairman of the Board

William E. Stone, PresidentPaul E. Finn, CEO

Paul F. Surprenant, CFO, Senior Vice PresidentKeith P. Landry, Senior Vice President

Branches12 Haverhill Street, Andover, MA177 South River Road, Bedford

1A Action Boulevard, Londonderry1589 Elm Street, Manchester

295 Main Street, Nashua8 Stiles Road, Salem

58 Range Road, Windham

Sugar River Savings Bank(Savings Bank)


10 North Main StreetNewport, NH 03773

Telephone: 863-3000 Fax: 863-4451

Web Address - None

OfficersFrancis C. Gallup, Chairman of the Board

Robert V. Wilkie, President, CEOSteven A. Thibodeau, CFO, COO

BranchesSawyer Brook Plaza, Route 10, Grantham

30 Newport Road, New London541 Route 11, Sunapee

2 West Main Street, Warner


Vantage Trust Company(Fiduciary Trust Company)


c/o Davidson & Stone, 2 Capital Plaza, 3rd FlConcord, NH 03301

Telephone: 888-231-7892 Fax: None

Web Address – www.icmarc.org

OfficersJohn Darrington, Chairman of the Board

Joan McCallen, President

Village Bank & Trust Company(Commercial Bank)


1 Country Club Road, PO Box 7345Gilford, NH 03247-7345

Telephone: 528-3000 Fax: 527-0565

Web Address - www.villagebanknh.com

OfficersGregory M. Dickinson, Chairman of the Board, PresidentJohn H. Martin, Executive Vice President, Treasurer

Woodsville Guaranty Savings Bank(Savings Bank)


63 Central Street, P.O. Box 266Woodsville, NH 03785

Telephone: 747-2735 Fax: 747-3267

Web Address - www.theguarantybank.com

OfficersWalter O. Young, Chairman of the Board

James E. Graham, President, CEORichard P. Gagne, Executive Vice President, CFO

Branches199 Main Street, Lancaster

28 South Main Street, Lisbon189 Cottage Street, Littleton685 Meadow Street, Littleton

37 Route 25, Piermont7 Town West Road, Plymouth

Butson’s Market, 5 Forest Street, Woodsville

24 STATE CHARTERED CREDIT UNIONS 2003

Acorn Credit UnionYear of Incorporation - 1957

19 Elm StreetNashua, NH 03060

Telephone: 882-6906 Fax: 882-0449

Web Address - None

OfficersNormand L. Paquette, President

Eileen Clifford, Manager

Branches76 Route 101A, Amherst

Cathedral Credit UnionYear of Incorporation - 1954

490 Valley Street, Suite 1Manchester, NH 03103-4921

Telephone: 668-2722 Fax: 623-1120

Web Address – www.cathedralcreditunion.com

OfficersThomas E. Space, Chairman of the Board

John P. Gunther, President, Manager

Freudenberg-NOK Employees Credit UnionYear of Incorporation - 1956

Route 104 West, PO Box 2001Bristol, NH 03222

Telephone: 744-1651 Fax: 744-1676

Web Address - None

OfficersRene J. Lefebvre, President

Jane M. Sharp, Treasurer, Manager

STATE CHARTERED CREDIT UNIONS

Gateway Credit UnionYear of Incorporation - 1961

14 Spruce Street, PO Box 907Nashua, NH 03060

Telephone: 889-6964 Fax: 889-6329

Web Address - None

OfficersLance S. Goodwin, Chairman of the BoardRolande C. Suchocki, President, Treasurer

Branches3 Winnhaven Drive, Hudson

Granite State Credit UnionYear of Incorporation - 1945

464 Chestnut StreetManchester, NH 03101

Telephone: 668-2221 Fax: 626-8029

Web Address - www.gscu.org

OfficersPaul E. Ramsey, Chairman of the BoardDenise L. Caristi, President, Treasurer

Branches145 Raymond Road, Candia

31 Harrison Street, Manchester10 Chuck Druding Drive, Nashua

Guardian Angel Credit UnionYear of Incorporation - 1929

200 Coos StreetBerlin, NH 03570

Telephone: 752-2750 Fax: 752-2795

Web Address - www.gacreditunion.com

OfficersPierre J. Morin, Chairman of the Board

Gerald L. Dumoulin, President

Branches148 Main Street, Lancaster

STATE CHARTERED CREDIT UNIONS 252003

Holy Rosary Regional Credit UnionYear of Incorporation - 1962

133 Brock StreetRochester, NH 03867

Telephone: 332-6840 Fax: 335-2730

Web Address - www.hrcu.org

OfficersPaul Auger, Chairman of the BoardDaniel E. Kern, Interim CEO/CFO

Branches490 Central Avenue, Dover

Heidelberg Web Systems, 121 Broadway, DoverHeidelberg Web Systems, 121 Technology Dr, Durham

Members First Credit Union of N.H.Year of Incorporation - 1949

44 Bridge StreetManchester, NH 03101

Telephone: 622-8781 Fax: 626-9713

Web Address - www.membersfirstnh.org

OfficersPaul E. Brodeur, Chairman of the Board

Robert J. Nadeau, President, CEO

Branches270 Amory Street, Manchester200 Union Street, Manchester866 Central Street, Franklin

New Hampshire Postal Credit UnionYear of Incorporation - 1940

955 Goffs Falls RoadManchester, NH 03103

Telephone: 625-9032 Fax: 622-7890

Web Address - www.nhpcu.com

OfficersSteven W. Jordan, Chairman of the Board

William S. Milner, President, CEO, Manager

BranchesConcord Post Office, 12 Loudon Road, Concord

Northeast Credit UnionYear of Incorporation - 1936

100 Borthwick AvenuePortsmouth, NH 03801

Telephone: 436-1847 Fax: 436-9275

Web Address - www.necu.org

OfficersPhilip W. Sullivan, Chairman of the Board

Peter J. Kavalauskas, President, CEO, Manager

BranchesFederal Building, 55 Pleasant Street, Concord

9 Member’s Way, Dover82 Portsmouth Avenue, Exeter

Portsmouth Naval Shipyard, Building 14 PNSY,Kittery, ME

Federal Building, 275 Chestnut Street, Manchester88 Hancock Street, Rochester

Venture Corporation, 700 Lafayette Road, Seabrook

P E A Credit UnionYear of Incorporation - 1969

20 Main StreetExeter, NH 03833-2460

Telephone: 777-3425 Fax: 777-3540

Web Address - None

OfficersKathleen M. Taylor, President

James A. Del Buono, Treasurer, Manager

Salmon Falls Community Credit UnionYear of Incorporation - 1955

8 Government WaySomersworth, NH 03878-3233

Telephone: 692-5620 Fax: 692-3506

Web Address – www.sfccu.org

OfficersGerard L. Gilbert, Chairman of the Board

Daniel A. Clarke, President, CEO, Manager

26 STATE CHARTERED CREDIT UNIONS 2003

Seacoast Credit UnionYear of Incorporation - 1966

887 Lafayette RoadHampton, NH 03842

Telephone: 926-5653 Fax: 929-4001

Web Address - www.seacoastcu.org

OfficersWilliam L. Wrenn, Chairman of the Board

Joanne M. Nadeau, President

BranchesWinnacunnet High School, Alumni Drive, Hampton

68 Lafayette Road, Seabrook

Service Credit UnionYear of Incorporation - 1957

2010 Lafayette RoadPortsmouth, NH 03801

Telephone: 422-8300 Fax: 422-8390

Web Address - www.servicecu.org

OfficersBarbara R. Roberge, Chairman of the Board

Gordon A. Simmons, President, CEOScott F. Wensley, CFO

Edward J. Murphy, Executive Vice President

Branches14 Colby Court, Bedford

199 Worcester Court, Falmouth, MA403 Winchester Street, Keene

1 Medical Center Drive, Lebanon2032 Lafayette Road, Portsmouth

18 Manchester Square, PortsmouthTyco, PO Box 479, Portsmouth

90 South Main Street, Rochester159 North Broadway, Salem

Unit 28614, APO AE 09177, Ansbach, GermanyUnit 24515, APO AE 09053, Bad Aibling, GermanyUnit 27537, APO AE 09139, Bamberg, Germany

Unit 23817, APO AE 09034, Baumholder, GermanyUnit 24515, APO AE 09053, Garmisch, Germany

APO AE 09102, Heidelberg, GermanyUnit 28216, APO AE 09173, Hohenfels, GermanyUnit 29956, APO AE 09086, Mannheim, GermanyUnit 3450, APO AE 09094, Ramstein, Germany

Unit 3770, APO AE 09126, Spangdahlem, GermanyUnit 30401, APO AE 09107, Stuttgart, GermanyUnit 28038, APO AE 09112, Vilseck, Germany

Unit 8190, APO AE 09094, Vogelweh, GermanyUnit 8195, APO AE 09094, Vogelweh, Germany

St. Joseph Hospital Employees’Credit Union


172 Kinsley StreetNashua, NH 03060

Telephone: 594-2520 Fax: 594-2521

Web Address - None

OfficersLucy T. Descoteau, Manager

St. Mary’s BankYear of Incorporation - 1909

200 McGregor StreetManchester, NH 03102

Telephone: 669-4600 Fax: 629-1557

Web Address - www.stmarysbank.com

OfficersJoseph J. Acorace, Chairman of the BoardRonald J. Rioux, President, CEO, Manager

Bruce E. Croteau, Senior Vice President, COODonald G. Stevens, Senior Vice President, CAO

Branches207 Daniel Webster Highway, Manchester

234 Elm Street, Manchester3000 Goffs Falls Road, Manchester

839 Hanover Street, Manchester

Telephone Credit Union of NHYear of Incorporation - 1921

425 Daniel Webster HighwayManchester, NH 03104

Telephone: 645-8181 Fax: 645-8195

Web Address - www.tcu.org

OfficersCalvin B. Frost, Chairman of the Board

Michael A. L’Ecuyer, President, CEOClaire J. Castanino, Senior Vice President

Paul D. Roy, Senior Vice President

STATE CHARTERED CREDIT UNIONS 272003

Timken Aerospace Credit UnionYear of Incorporation - 1953

336 Mechanic StreetLebanon, NH 03766

Telephone: 443-5217 Fax: 443-8902

Web Address - None

OfficersJohn P. Carr, President

Brian W. Embury, Manager

Timken Super Precision Credit UnionYear of Incorporation - 1953

7 Optical AvenueKeene, NH 03431

Telephone: 355-4527 Fax: 358-4799

Web Address - www.mpbecu.org

OfficersGladys M. Quinn, Treasurer, Manager

Triangle Credit UnionYear of Incorporation - 1939

33 Franklin StreetNashua, NH 03064

Telephone: 889-2470 Fax: 883-7120

Web Address - www.trianglecu.org

OfficersGeorge Adamaitis, Chairman of the Board

Maurice D. Simard, Jr., President, CEOMark L. Warner, Executive Vice President

Branches138 Route 101A, Amherst

257 Elm Street, Manchester8 Sexton Avenue, Nashua

Union Leader Employees Credit UnionYear of Incorporation - 1953

100 William Loeb DriveManchester, NH 03109

Telephone: 668-4321 ext. 510 Fax: 666-0860

Web Address - www.unionleaderecu.org

OfficersWendy L. Caswell, President

Jacqueline C. Barlow, Manager

Upper Valley Community Credit UnionYear of Incorporation - 1951

199 Heater RoadLebanon, NH 03766

Telephone: 448-4424 Fax: 448-6735

Web Address - www.uvccu.org

OfficersJohn Wallace, President

Stephen J. Bentley, Manager

Woodlands Credit UnionYear of Incorporation - 1956

730 Main StreetBerlin, NH 03570-2491

Telephone: 752-5650 Fax: 752-7671

Web Address - www.woodlandscu.com

OfficersRoger Marois, Chairman of the Board

Timothy J. Collia, CEO

Branches199 White Mountain Highway, Conway

350 Main Street, Gorham

WRG Credit UnionYear of Incorporation - 1954

71 Main StreetDanville, NH 03819

Telephone: 382-6339 Fax: None

Web Address - None

OfficersJohn A. Burnett, Jr., President

Mary Burnett, Manager

28 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2003

AmherstAcorn Credit Union - Credit UnionCitizens Bank New Hampshire - Savings BankTriangle Credit Union - Credit Union

AntrimGranite Bank - Commercial Bank

AshlandMeredith Village Savings Bank - Savings Bank

BarringtonCitizens Bank New Hampshire - Savings Bank

BedfordBoston Common Trust Company -

Fiduciary Trust CompanyCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings BankGeneral Motors Trust Company -

Fiduciary Trust CompanyService Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -

Commercial Bank

BerlinBerlin City Bank, The - Commercial BankCitizens Bank New Hampshire - Savings BankGuardian Angel Credit Union - Credit UnionWoodlands Credit Union - Credit Union

BoscawenFranklin Savings Bank - Savings Bank

BowBow Mills Bank and Trust - Commercial Bank

BristolFranklin Savings Bank - Savings BankFreudenberg-NOK Employees Credit Union -

Credit Union

CamptonCommunity Guaranty Savings Bank -

Savings BankMeredith Village Savings Bank - Savings Bank

CandiaGranite State Credit Union - Credit Union

Center ConwayBerlin City Bank, The - Commercial Bank

FINANCIAL INSTITUTIONS IN NEW HAMPSHIREBY MUNICIPALITY

Center OssipeeLaconia Savings Bank - Savings Bank

CharlestownClaremont Savings Bank - Savings Bank

ChesterfieldGranite Bank - Commercial Bank

ClaremontCitizens Bank New Hampshire - Savings BankClaremont Savings Bank - Savings BankLaconia Savings Bank - Savings Bank

ColebrookCitizens Bank New Hampshire - Savings BankFirst Colebrook Bank, The - Commercial Bank

ConcordBow Mills Bank and Trust - Commercial BankCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankEntrust Bank and Trust - Fiduciary Trust CompanyFirst Colebrook Bank, The - Commercial BankGranite Bank - Commercial BankLaconia Savings Bank - Savings BankMerrimack County Savings Bank - Savings BankNew Hampshire Postal Credit Union -

Credit UnionNortheast Credit Union - Credit UnionVantage Trust Company -

Fiduciary Trust Company

ContoocookBow Mills Bank and Trust - Commercial Bank

ConwayBerlin City Bank, The - Commercial BankCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings BankWoodlands Credit Union - Credit Union

Cornish FlatClaremont Savings Bank - Savings Bank

DanvilleWRG Credit Union - Credit Union

DerryCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -

Commercial Bank

FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 292003

DoverCitizens Bank New Hampshire - Savings BankHoly Rosary Regional Credit Union - Credit UnionNortheast Credit Union - Credit Union

DurhamGranite Bank - Commercial Bank

ExeterCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -

Commercial BankExeter Trust Company - Fiduciary Trust CompanyNortheast Credit Union - Credit UnionP E A Credit Union - Credit Union

FranklinCitizens Bank New Hampshire - Savings BankFranklin Savings Bank - Savings BankIndependence Trust Company -

Fiduciary Trust CompanyMembers First Credit Union of N.H. - Credit Union

GilfordLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings BankVillage Bank & Trust Company - Commercial Bank

GlenCitizens Bank New Hampshire - Savings Bank

GoffstownCitizens Bank New Hampshire - Savings Bank

GorhamBerlin City Bank, The - Commercial BankLaconia Savings Bank - Savings BankWoodlands Credit Union - Credit Union

GranthamSugar River Savings Bank - Savings Bank

GrovetonBerlin City Bank, The - Commercial BankSiwooganock Bank, The - Savings Bank

HampsteadCommunity Bank and Trust Company -

Commercial Bank

HamptonCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -

Commercial BankGranite Bank - Commercial BankSeacoast Credit Union - Credit Union

Hampton FallsCitizens Bank New Hampshire - Savings Bank

HanoverCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings Bank

HennikerCitizens Bank New Hampshire - Savings Bank

HillsboroGranite Bank - Commercial Bank

HinsdaleCitizens Bank New Hampshire - Savings Bank

HooksettCitizens Bank New Hampshire - Savings Bank

HudsonCitizens Bank New Hampshire - Savings BankGateway Credit Union - Credit Union

JaffreyGranite Bank - Commercial Bank

KeeneCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankGranite Bank - Commercial BankNew Hampshire Trust Company, The -

Fiduciary Trust CompanySavings Bank of Walpole - Savings BankService Credit Union - Credit UnionTimken Super Precision Credit Union -

Credit Union

LaconiaCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings Bank

LancasterGuardian Angel Credit Union - Credit UnionSiwooganock Bank, The - Savings BankWoodsville Guaranty Savings Bank -

Savings Bank

LebanonAmerican Trust Company -

Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankService Credit Union - Credit UnionTimken Aerospace Credit Union - Credit UnionUpper Valley Community Credit Union -

Credit Union

LincolnCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings Bank

LisbonWoodsville Guaranty Savings Bank - Savings Bank

30 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2003

LittletonBerlin City Bank, The - Commercial BankLaconia Savings Bank - Savings BankSiwooganock Bank, The - Savings BankWoodsville Guaranty Savings Bank -

Savings Bank

LondonderryCitizens Bank New Hampshire - Savings BankSouthern New Hampshire Bank and Trust Co. -

Commercial Bank

ManchesterCathedral Credit Union - Credit UnionCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings BankGranite State Credit Union - Credit UnionMembers First Credit Union of N.H. - Credit UnionMerchantBanc, LLC – Merchant BankMFS Heritage Trust Company -

Fiduciary Trust CompanyNew Hampshire Postal Credit Union -

Credit UnionNoble Trust Company - Fiduciary Trust CompanyNortheast Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -

Commercial BankSt. Mary’s Bank - Credit UnionTelephone Credit Union of NH - Credit UnionTriangle Credit Union - Credit UnionUnion Leader Employees Credit Union - Credit Union

Melvin VillageCommunity Bank and Trust Company -

Commercial Bank

MeredithCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankMeredith Village Savings Bank - Savings Bank

MerrimackCitizens Bank New Hampshire - Savings BankGranite Bank - Commercial Bank

MilfordCitizens Bank New Hampshire - Savings BankGranite Bank - Commercial Bank

MoultonboroughLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings Bank

NashuaAcorn Credit Union - Credit UnionCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -

Commercial BankGateway Credit Union - Credit UnionGranite Bank - Commercial BankGranite State Credit Union - Credit UnionMerrimack County Savings Bank - Savings BankSouthern New Hampshire Bank and Trust Co. -

Commercial BankSt. Joseph Hospital Employees’ Credit Union -

Credit UnionTriangle Credit Union - Credit Union

New HamptonFranklin Savings Bank - Savings Bank

New LondonCharter Trust Company - Fiduciary Trust CompanySugar River Savings Bank - Savings Bank

NewportSugar River Savings Bank - Savings Bank

North ConwayBerlin City Bank, The - Commercial BankCitizens Bank New Hampshire - Savings Bank

North HamptonCitizens Bank New Hampshire - Savings Bank

OssipeeCitizens Bank New Hampshire - Savings Bank

PelhamCitizens Bank New Hampshire - Savings Bank

PenacookCitizens Bank New Hampshire - Savings Bank

PeterboroughCharter Trust Company - Fiduciary Trust CompanyGranite Bank - Commercial Bank

PiermontWoodsville Guaranty Savings Bank - Savings Bank

PittsfieldCitizens Bank New Hampshire - Savings Bank

PlaistowCommunity Bank and Trust Company -

Commercial Bank

PlymouthCitizens Bank New Hampshire - Savings BankCommunity Guaranty Savings Bank - Savings BankLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings BankWoodsville Guaranty Savings Bank - Savings Bank

FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 312003

PortsmouthCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings BankFirst Signature Bank & Trust Company -

Commercial BankGranite Bank - Commercial BankNortheast Credit Union - Credit UnionPENSCO Trust Company, The -

Fiduciary Trust CompanyPiscataqua Savings Bank - Savings BankService Credit Union - Credit Union

RaymondCitizens Bank New Hampshire - Savings Bank

RochesterCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankFiduciary Trust Company of New Hampshire -

Fiduciary Trust CompanyHoly Rosary Regional Credit Union - Credit UnionNortheast Credit Union - Credit UnionService Credit Union - Credit Union

RollinsfordCitizens Bank New Hampshire - Savings Bank

SalemCitizens Bank New Hampshire - Savings BankSalem Co-operative Bank - Co-operative BankScudder Trust Company -

Fiduciary Trust CompanyService Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -

Commercial Bank

SeabrookSeacoast Credit Union - Credit Union

SomersworthCitizens Bank New Hampshire - Savings BankSalmon Falls Community Credit Union - Credit Union

StrathamCitizens Bank New Hampshire - Savings Bank

SunapeeSugar River Savings Bank - Savings Bank

TiltonFranklin Savings Bank - Savings Bank

WalpoleSavings Bank of Walpole - Savings Bank

WarnerSugar River Savings Bank - Savings Bank

WeareGranite Bank - Commercial Bank

West LebanonCitizens Bank New Hampshire - Savings Bank

West OssipeeBerlin City Bank, The - Commercial Bank

WhitefieldLaconia Savings Bank - Savings Bank

WindhamCitizens Bank New Hampshire - Savings BankSouthern New Hampshire Bank and Trust Co. -

Commercial Bank

WolfeboroCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -

Commercial Bank

WoodsvilleLaconia Savings Bank - Savings BankWoodsville Guaranty Savings Bank - Savings Bank

32 2003FINANCIAL INFORMATION ON NON-DEPOSITORY TRUST COMPANIES AND TRUST DEPARTMENTS

New

Ham

pshi

re C

hart

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332003 FINANCIAL INFORMATION ON STATE CHARTERED BANKS

New

Ham

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Cha

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In T

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(00

0)B

alan

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1424

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112,

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0621

47,

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596,

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10.3

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7,91

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433,

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34 2003FINANCIAL INFORMATION ON STATE CHARTERED CREDIT UNIONS

New

Ham

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tate

Cha

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sIn

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com

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352003 GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS

NH's Asset Distribution by Institution Type for 2003($ thousands)

State Commercial Banks

3,016,433

16%

State Savings Banks

11,012,161

56%

State Non-Depository

Institutions

372,466

2%

State Credit Unions

2,861,903

15%

Federal Credit Unions

179,279

1%

Federal/National Banks

1,893,636

10%

NH Asset Distribution - Five Year Trend($ thousands)

0

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000

6,000,000

7,000,000

8,000,000

9,000,000

10,000,000

State Commercial Banks 9,021,007 2,195,807 2,351,601 2,601,126 3,016,433

State Savings Banks 7,755,343 8,019,552 8,858,065 9,913,151 11,012,161

State Non-Depository Institutions 454,205 494,742 500,508 379,640 372,466

State Credit Unions 1,990,817 2,145,398 2,438,729 2,641,407 2,861,903

Federal Credit Unions 124,470 129,459 152,220 168,881 179,279

Federal/National Banks 1,918,395 6,347,903 7,158,363 2,066,266 1,893,636

1999 2000 2001 2002 2003

36 2003GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS

NH Loan Trend - Five Year($ thousands)

0

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000






1999 2000 2001 2002 2003

NH Deposit Trend - Five Year($ thousands)

0

1,000,000

2,000,000

3,000,000

4,000,000

5,000,000

6,000,000

7,000,000

8,000,000






1999 2000 2001 2002 2003

372003

Consumer Credit Division Licenses

0

100

200

300

400

500

600

700

800

License Type

Nu

mb

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of

Lic

en

ses

2002 0 209 522 265 35 426 178 45 491 52

2003 1 253 618 340 32 434 171 170 680 57

Debt AdjusterFirst Mortgage

Banker

First Mortgage

Banker and

Broker

First Mortgage

Broker

Mortgage

Servicer

Registration

Retail Seller Sales Finance

Second

Mortgage

Broker

Second

Mortgage Home

Loan Lender

Small Loan

Lender

GRAPHIC TRENDS ON CONSUMER CREDIT DIVISION LICENSES

38 2003FIRST MORTGAGE BANKER LICENSEES

1-800-East-West Mortgage Company IncPeabody, MA (978) 536-4300

1st New England Mortgage CorpNashua, NH (603) 598-6000

1st Palm Financial Services LLCJacksonville, FL (904) 281-5353

Aames Funding CorporationLos Angeles, CA (323) 210-4932

Acoustic Home Loans LLCOrange, CA (866) 226-8784

Advantage Mortgage CorporationWest Dennis, MA (508) 394-9877

Aegis Funding CorporationHouston, TX (800) 991-5625

Aegis Wholesale CorporationHouston, TX (800) 991-5625

Affinity Mortgage LLCDallas, TX (214) 647-7707

Alliance Mortgage CompanyJacksonville, FL (904) 470-2678

Allied Home Mortgage CorporationHouston, TX (713) 688-5866

Allstate Home Loans IncIrvine, CA (949) 250-6300

America’s Moneyline IncGlen Allen, VA (804) 967-7086

Argent Mortgage Company LLCOrange, CA (714) 541-9960

Associates Housing Finance LLCKnoxville, TN (865) 769-3090

Atlantic Mortgage CorporationManchester, NH (603) 625-4160

Back Bay IncPortsmouth, NH (603) 766-6666

Baron Mortgage CorporationSalem, MA (978) 744-4100

BNC Mortgage IncIrvine, CA (949) 260-6084

Cendant Mortgage CorporationMt Laurel, NJ (856) 917-0969

Citifinancial IncHooksett, NH (603) 627-7601

Citifinancial Mortgage Company IncIrving, TX (508) 898-9909

Coastal Capital CorpGreenvale, NY (516) 931-5005

Constitution Financial Group IncSaugus, MA (781) 233-9300

Countrywide Home Loans IncCalabasas, CA (818) 225-3356

Countrywide Mortgage Ventures LLCCalabasas, CA (818) 871-4873

Credit Suisse First Boston Financial CorpPrinceton, NJ (609) 627-5000

Crescent Mortgage Services IncAtlanta, GA (770) 392-1611

FIRST MORTGAGE BANKER LICENSEES

CUNA Mutual Mortgage CorporationMadison, WI (608) 232-6300

D & M Financial CorpBelleville, NJ (973) 759-4003

Decision One Mortgage Company LLCCharlotte, NC (847) 564-6509

Delta Funding CorporationWoodbury, NY (516) 812-8859

Diamond Funding CorporationCranston, RI (401) 941-3770

Dollar Mortgage CorporationLa Mesa, CA (619) 589-5256

Dovenmuehle Funding IncSchaumburg, IL (847) 330-4000

EMC Residential Mortgage CorporationIrving, TX (972) 444-4895

Emigrant Funding CorporationNew York, NY (212) 850-4425

Emigrant Mortgage Company IncElmsford, NY (212) 850-4425

Equifirst CorporationCharlotte, NC (704) 679-4400

Equistar Financial CorporationSt Petersburg, FL (727) 388-7450

Express Capital Lending IncNewport Beach, CA (949) 475-3880

Financial Network Alliance LLPElmhurst, IL (847) 564-6509

First American Mortgage TrustBrookline, MA (617) 232-1255

First Banc Mortgage IncSt Louis, MO (800) 400-0044

First Franklin Financial CorporationSan Jose, CA (408) 964-1664

First Guaranty Mortgage CorporationMcLean, VA (703) 637-4925

Full Spectrum Lending IncPasadena, CA (800) 838-6238

GE Mortgage Services LLCRaleigh, NC (919) 846-4274

Green Tree Servicing LLCSt. Paul, MN (651) 293-4800

Greenpoint Credit LLCSan Diego, CA (858) 530-9492

Greenpoint Mortgage Funding IncNovato, CA (704) 329-6571

Group East Financial Services LLCBristol, NH (603) 744-0000

Home Finance of America IncPlymouth Meeting, PA (800) 358-5626

Home Star Mortgage Services LLCParamus, NJ (201) 225-2000

Homeamerican Credit IncPhiladelphia, PA (610) 668-2440

Homecomings Financial Network IncMinneapolis, MN (612) 832-7000

HSBC Mortgage Corporation (USA)Depew, NY (716) 651-6486

Interbay Funding LLCCoral Gables, FL (305) 646-4000

James B Nutter & Company IncKansas City, MO (816) 531-2345

Jlm Direct Funding LtdHouston, TX (713) 980-6200

Leader Mortgage Company IncArlington, MA (781) 648-7900

Loancity.com IncSan Jose, CA (408) 281-3600

Long Beach Mortgage Company IncAnaheim, CA (800) 743-3336

Megastar Financial CorpDenver, CO (720) 932-4761

Members Mortgage Company IncWoburn, MA (781) 376-9020

Meritage Mortgage CorporationLake Oswego, OR (803) 462-8234

Merrill Lynch Credit CorporationJacksonville, FL (904) 218-6000

Morequity IncEvansville, IN (812) 468-5662

Mortgage Capital Associates IncLos Angeles, CA (310) 477-6877

Mortgage Lenders Network USA IncMiddletown, CT (860) 344-5700

Mortgage Network IncDanvers, MA (978) 777-7500

Nation One Mortgage Company IncNorwell, MA (781) 843-7999

Nationresidential Mortgage Banking CorpHauppauge, NY (631) 232-1133

Nationwide Advantage Mortgage CompanyWest Des Moines, IA (515) 224-7100

Neustar Financial Services IncOvergaard, AZ (928) 535-5626

New Freedom Mortgage CorporationSalt Lake City, UT (801) 493-2735

Northeast Home Loan LLCBrattleboro, VT (802) 257-7815

Novelle Financial Services IncSan Diego, CA (858) 618-4021

Old Colony Mortgage CorporationWeymouth, MA (781) 682-6400

Paramount Mortgage Services IncBordentown, NJ (609) 298-8886

Powder House Mortgage Co IncSomerville, MA (617) 666-0309

Professional Advantage Financial Group IncBoston, MA (617) 725-0004

Pulte Mortgage LLCEnglewood, CO (303) 740-8800

Quicken Loans IncLivonia, Mi (734) 805-5000

392003 FIRST MORTGAGE BANKER LICENSEES

Relocation Financial Services IncNorwell, MA (781) 878-1412

Saxon Mortgage IncGlen Allen, VA (804) 967-7086

Schaefer Mortgage CorpLondonderry, NH (603) 434-4747

Sirva Mortgage IncMayfield Heights, OH (440) 684-5599

SouthMor Mortgage CorporationMemphis, TN (901) 685-2946

SouthStar Funding LLCAtlanta, GA (770) 459-8525

SunTrust Mortgage IncRichmond, VA (804) 291-0928

Taube Investment CorporationManchester, NH (603) 669-5320

Taylor Bean & Whitaker Mortgage CorpOcala, FL (800) 728-1129

The CIT Group/Sales Financing IncLivingston, NJ (973) 740-5172

The Demoulas FoundationTewksbury, MA (978) 851-8000

Thornburg Mortgage Home Loans IncSanta Fe, NM (505) 989-1900

UBS Mortgage LLCEdina, MN (515) 213-4940

United Financial Mortgage CorpOak Brook, IL (630) 571-7222

Wachusett Mortgage CorporationWest Boylston, MA (508) 835-8803

Washington Mutual Finance LLCPensacola, FL (850) 208-2300

Watermark Financial Partners IncDenver, CO (303) 220-9772

Wells Fargo Financial Massachusetts IncBillerica, MA (978) 667-4143

Woodland Capital CorporationMinneapolis, MN (612) 338-1990

40 2003FIRST MORTGAGE BROKER LICENSEES

1st E-Choice National Mortgage CorpMilford, OH (513) 248-8484

A & B Mortgage CorporationRaymond, NH (603) 895-2444

A Plus Mortgage IncLincoln, NE (402) 421-3111

Abacus Financial CorporationWilmington, MA (978) 988-5626

Abbott Mortgage CorporationWoburn, MA (781) 938-1161

Academy Funding Source IncWest Bridgewater, MA (800) 848-9192

Accent Capital Company LLCSeymour, CT (203) 881-2637

Ace Mortgage Funding IncorporatedIndianapolis, IN (317) 246-5740

Affiliated Mortgage Services CorporationWakefield, MA (781) 245-5500

AHMOV IncWilliston,VT (802) 878-8102

Allanach/Mortgage Group CorporationTyngsboro, MA (978) 649-4868

Allegiance Mortgage Solutions LLCDerry, NH (603) 432-3997

Alpha Mortgage & Financial Services IncNashua, NH (603) 595-7699

Alumni Mortgage LLCBedford, NH (603) 232-8222

American Home Loan Mortgage CorpBurlington, MA (781) 272-6700

American Mortgage Services IncMelrose, MA (781) 662-2552

American United Mortgage CorporationWoburn, MA (781) 376-9227

AMS Mortgage CorpManchester, NH (603) 623-1539

Amston Mortgage Company IncColchester, CT (800) 625-8633

Anchor Financial Mortgage IncPawtucket, RI (401) 722-9032

Andrea BaldwinLondonderry, NH (603) 421-0616

Approved Home Mortgage IncFalmouth, ME (207) 781-4959

Ark Mortgage and Investment Co IncEast Walpole, MA (508) 668-4117

Aspen Mortgage Services IncWallingford, CT (203) 949-4220

Avalon Mortgage Network IncGilmanton, NH (603) 267-6464

Barrister Mortgage LLCBeverly, MA (978) 927-8544

Bauer Mortgage Group LLCGilford, NH (603) 528-3737

Beech Financial Services LLCStratham, NH (603) 778-9238

Bennett Mortgage & Investment CompanyIncorporated

Newton, MA (617) 964-6070

Bernard A TracyTilton, NH (603) 524-9696

Blue Water Mortgage CorporationHampton, NH (603) 926-9695

Boston Mortgage Group IncWoburn, MA (781) 938-0890

Bradford Financial IncHaverhill, MA (978) 373-4599

Brian K DriscollWinchester, MA (781) 729-7676

Bridgeview Mortgage Co IncTyngsboro, MA (978) 649-1919

Buckley Mortgage IncDracut, MA (978) 459-2197

C E M Financial IncWindham, NH (603) 898-9592

Capital Quest FinancialServices Inc

Laconia, NH (603) 528-3796

Capitol Mortgage Company IncFramingham, MA (508) 875-6000

Capstone Mortgage Company IncLexington, MA (781) 860-7888

Capvest Mortgage CorpChelmsford, MA (978) 250-1600

Carney Mortgage & Finance Co IncDelray Beach, FL (561) 330-8140

Carteret Mortgage CorporationCentreville, VA (703) 802-8000

Cedar Creek Mortgage CorporationKingston, NH (603) 642-6662

Charles M ArrisonManchester, NH (603) 623-0277

Chestnut Hill Sales IncPlymouth, NH (603) 536-2250

Christine H MalloyWindham, NH (603) 425-0787

Citadel Mortgage CorporationDerry, NH (603) 434-4431

Citywide Mortgage Company IncWinthrop, MA (617) 846-1111

Coast to Coast Mortgage IncWoburn, MA (781) 938-9577

Collins & Collins LLCRaymond, NH (603) 895-8500

Colonial Mortgage IncDerry, NH (603) 437-0300

Compass Mortgage IncorporatedWayland, MA (508) 358-5571

Complete Mortgage Company IncCranston, RI (401) 275-2020

Comprehensive Mortgage Co IncWoburn, MA (781) 933-0456

Consolidated Mortgage Services IncQuincy, MA (617) 479-1971

Consumer Disclosure IncFishers, IN (317) 915-2463

Consumer Home Mortgage Corporation ofAmerica Inc

Quincy, MA (617) 773-2100

Continental Funding CorpStoughton, MA (781) 344-4846

Creative Mortgage Services LLCSouthington, CT (860) 678-5151

Crown Mortgage Associates LLCKeene, NH (603) 355-6650

CTS Financial Service IncAmherst, NH (603) 880-6671

David C. CorningDover, NH (603) 749-7816

David L ChurchNew London, NH (603) 526-4008

David R PoulinBerlin, NH (603) 752-2372

Dedicated Mortgage Associates LLCMerrimack, NH (603) 472-1100

Diamond Mortgage Services IncorporatedTaunton, MA (508) 822-6678

Dieuw ThonetLaconia, NH (603) 524-1958

Direct Mortgage Services IncPortsmouth, NH (603) 427-6083

Discount Funding Associates IncNorthport, NY (631) 261-6100

DNTA Mortgage CorpExeter, NH (603) 772-4776

Dunnrite Mortgage Company IncBellingham, MA (508) 966-0405

East Coast Financial CorporationWarwick, RI (401) 467-1876

East West Mortgage Company IncMcLean, VA (703) 442-0150

Eastern Atlantic Mortgage Company IncBurlington, MA (781) 270-5995

Eastern Funding IncManchester Center, VT (802) 366-9148

Edward D Jones & Co LimitedPartnership

St Louis, MO (314) 515-2000

Edwin AvilesSomersworth, NH (603) 742-6661

EGB Enterprises IncBridgton, ME (207) 647-3170

Empire Equity Group IncChestnut Ridge, NY (845) 356-7200

Equity Mortgage Services IncNeedham, MA (781) 455-9860

Equix Financial Services LLCMenomonee Falls, WI (414) 465-2000

FIRST MORTGAGE BROKER LICENSEES

412003 FIRST MORTGAGE BROKER LICENSEES

Exclusive Mortgage Company LLCNorth Andover, MA (978) 688-7362

Fair Way Funding CorpEast Providence, RI (401) 521-5626

Fairlane Mobile Home Sales IncTilton, NH (800) 325-5566

Family Financial Group IncCranston, RI (401) 223-2300

Family Funding CorporationJohnston, RI (401) 943-4550

Federal Trust Mortgage Company IncWest Hartford, CT (860) 570-0007

Financial Dynamics Mortgage CorporationJohnston, RI (401) 942-9400

Financial One Mortgage Company IncDracut, MA (978) 452-5494

First Acceptance Mortgage CorpLivingston, NJ (973) 758-9010

First Andover Mortgage CorpNorth Andover, MA (978) 974-0000

First Homeland Mortgage LLCBrattleboro, VT (802) 257-7118

First Option Mortgage CorpLeominster, MA (978) 840-2600

First Patriot Mortgage IncRevere, MA (800) 390-2993

First Portland Mortgage CorporationPortland, ME (207) 878-7770

First Source Financial USAHenderson, NV (702) 458-1980

First World Mortgage CorporationWest Hartford, CT (860) 233-5626

FJG Financial IncNashua, NH (603) 888-9911

Flexible Funding IncSaugus, MA (781) 941-7000

Foremost Mortgage Associates IncCranston, RI (401) 943-7260

Frank DemaioAndover, MA (978) 664-7884

Franklin Mortgage Funding IncMilford, MA (508) 634-8885

Galina V KolevPittsburg, NH (603) 538-6384

Gateway Mortgage CorpAurora, IL (630) 892-7000

George P LaportaHudson, NH (603) 889-1286

GIA Mortgage CorporationHolden, MA (508) 852-7686

Gibraltar Mortgage Lending Services IncLeominster, MA (978) 840-3600

Glenn MitchellWoodsville, NH (603) 747-3376

Global Consultants Direct IncHauppauge, NY (631) 951-3007

GNA Mortgage Group IncNorth Andover, MA (978) 689-4700

Goldcoast Mortgage Service IncBeverly, MA (978) 922-4446

Grace KobzikMerrimack, NH (603) 429-9482

Grace Mortgage IncMerrimack, NH (603) 429-9482

Greentree Mortgage LLCEpsom, NH (603) 736-4003

Grow Gold IncWeare, NH (603) 529-6100

Guardian Mortgage CorporationManchester, NH (603) 644-7979

Hampton Bay Mortgage Company IncSalem, NH (603) 894-1119

Hancock Mortgage Services IncHanover, MA (781) 829-2050

Hanson Mortgage CorpEssex Junction, VT (802) 879-3950

Harvard Financial Group MortgageCompany Inc

Harvard, MA (978) 772-5645

Home Advantage Mortgage CorpLittleton, MA (978) 486-9113

Home Express Mortgage CorpNashua, NH (603) 889-9026

Homestate Mortgage IncWeare, NH (603) 529-5555

Homestead Mortgage CorpNorth Reading, MA (978) 664-1614

Integrity Mortgage Associates IncChelmsford, MA (978) 250-4152

Interserv Services CorporationIrving, TX (972) 830-1800

Investment One LLCOrange, CT (203) 877-0511

JAM Consultants IncAlexandria, IN (800) 727-7931

JDS Mortgages of Maine LLCSaco, ME (207) 283-0843

JMA Mortgage CorporationWakefield, MA (781) 245-7663

John Irving SyreneSouth Berwick, ME (207) 676-3288

John J Hagan and Merlene F HaganLittleton, NH (603) 444-2788

Karrie A BurnettRye, NH (603) 964-1944

Kevin FritschyDerry, NH (603) 886-3744

Kevin W RyanRochester, NH (603) 332-5200

Key Mortgage CorpManchester, NH (603) 641-9866

Ledgewood Mortgage LLCBarrington, NH (603) 664-6873

Lenderlive Network IncGlendale, CO (303) 226-8000

Lendingtree IncCharlotte, NC (704) 944-8542

Loanleaders of America IncIrvine, CA (949) 655-1515

Loanstar Mortgage IncWeymouth, MA (781) 337-3777

LowerMyBills IncSanta Monica, CA (310) 234-0800

M & M Mortgage Consulting IncSalem, NH (603) 458-1217

Main Street Mortgage LLCStratford, CT (203) 377-7744

Marine F McDonaldNewton, MA (617) 244-4103

Mariner Mortgage LLCCranston, RI (401) 944-5000

Martin Family Enterprises IncExeter, NH (603) 778-0822

Martin W Day SrPortsmouth, NH (603) 431-8338

Mary KleinMirror Lake, NH (603) 544-3153

Massabesic Mortgage CorpAuburn, NH (603) 483-4646

Maxwell’s Mortgage IncCranston, RI (401) 270-2519

McLaughlin Financial IncSalem, MA (978) 744-6016

Merrill Lynch Pierce Fenner & Smith IncNew York, NY (904) 218-7922

Merrimack Valley Mortgage CorpChelmsford, MA (978) 256-7237

MGB Mortgage LLCConcord, NH (603) 496-7901

MICA Financial Services IncLondonderry, NH (603) 421-9200

Michael N Maggio SrNashua, NH (603) 881-9190

Milestone Finance LLCBarrington, NH (603) 664-9060

Mobility Financial LLCNewburyport, MA (978) 358-2204

Money Tree Mortgage CorpStoneham, MA (508) 785-3140

Mortgage Alternatives CorpNorton, MA (508) 285-8484

Mortgage Central Solutions IncLondonderry, NH (603) 421-1955

Mortgage Link LLCWalpole, MA (508) 660-7600

Mortgage Max IncRaymond, NH (603) 244-1144

Mortgage Resource Professionals IncGreenville, RI (401) 934-9400

Mortgage Results CorporationHanover, MA (781) 826-9999

Mortgage Source LLCGreat Neck, NY (516) 487-3111

Mortgage Traders LLCNashua, NH (603) 577-4500

42 2003FIRST MORTGAGE BROKER LICENSEES

Mortgage World CorpNeedham, MA (617) 969-1800

Mortgagebot LLCCedarburg, WI (262) 376-8514

Mortgages IncBurlington, MA (781) 273-3912

Mullen Financial Services IncSt Albans, VT (802) 527-0121

Neighborhood MortgageCompany LLC

Durham, NH (603) 868-5400

New Boston Mortgage CorporationWakefield, MA (781) 224-9998

New England Mortgage Solutions IncTyngsboro, MA (978) 649-9927

New Image Mortgage CorpEpsom, NH (603) 736-8165

Nextag IncSan Mateo, CA (650) 645-4700

Northeast Mortgage LLCCranston, RI (401) 946-7711

Northern Financial Associates IncHanover, MA (781) 826-8200

Northern Home Mortgage CorpBillerica, MA (978) 667-1800

Northfield Trust MortgageCompany LLC

Andover, MA (978) 824-3333

Northland Mortgage Company IncMethuen, MA (978) 975-7706

Old Yankee Mortgage LLCManchester, NH (603) 626-5050

Onesource Funding LLCWhite River Junction, VT (802) 280-2240

Orion Mortgage CorpSalem, NH (603) 898-1212

Palladian Mortgage CorporationNorth Andover, MA (978) 681-7711

Panagom Mortgage IncLynn, MA (781) 598-9001

Partners Mortgage IncBelmont, MA (617) 489-8881

Paul McCormack PCHooksett, NH (603) 210-1091

Phyllis JohanssonLaconia, NH (603) 524-0951

Pine Hill Mobile Home SalesRochester, NH (603) 332-0545

Pine Tree Mortgage IncFreeport, ME (207) 865-9722

Portsmouth Mortgage Company IncHampton Falls, NH (888) 353-7439

Precision Mortgage IncNashua, NH (603) 546-0993

Premiere Mortgage Services IncSterling, MA (800) 480-0545

Presidential Mortgage CorpNorth Kingstown, RI (401) 884-5003

Primerica Financial Services HomeMortgages Inc

Duluth, GA (770) 564-6398

Profile Mortgage LLCNashua, NH (603) 365-7063

Refi.com IncCranston, RI (401) 944-3300

Renaissance Mortgage CorporationSalem, NH (603) 893-4100

Residential One Mortgage LLCFramingham, MA (508) 598-1600

Right Trac Financial Group IncManchester, CT (860) 647-7701

Riverside Capital Mortgage & Funding IncJohnston, RI (401) 270-1740

Robert GinsbergSeabrook, NH (800) 693-2101

Robert GriggsEpsom, NH (603) 736-8252

Robert H ScatamacchiaHaverhill, MA (978) 373-8869

Saffire Mortgage IncWilliston, VT (888) 383-0633

Scenic Mortgage CorpSunapee, NH (603) 863-2208

Schiavi Construction Co CorpOxford, ME (207) 743-7747

Security Trust Mortgage CorporationSaugus, MA (781) 231-0337

Signature Mortgage Consultants LLCSalem, NH (603) 898-7200

SouthCoast Mortgage & InvestmentCorporation

Fall River, MA (508) 324-4869

Starboard Mortgage CorporationGeorgetown, MA (978) 352-7699

Stockton Turner LLCMaitland, FL (407) 478-0900

Stone Mountain Mortgage IncBethel, ME (207) 824-7557

Sun National Mortgage and Funding LLCWarwick, RI (877) 987-1800

Team Mortgage LLCPlaistow, NH (603) 382-1117

The Goryeb Mather Group LLCWhippany, NJ (973) 515-4450

The Knox Financial Group LLCBaltimore, MD (410) 962-1350

The Mortgage Authority LLCKeene, NH (603) 352-0393

The Mortgage Connection IncActon, MA (978) 371-3242

The Mortgage Stop IncSaugus, MA (781) 233-4300

The Mortgage Store IncOld Orchard Beach, ME (207) 934-2809

The Omni Mortgage Co IncSalem, NH (603) 893-6616

The Oval Mortgage CorporationAmherst, NH (603) 672-0611

Thomas M PignatielloAtkinson, NH (603) 362-8383

Timothy J GassmanSalem, NH (603) 685-6305

Title Mortgage Solution LLCHanover, NH (603) 643-1400

Total Mortgage Services LLCMilford, CT (203) 876-2200

Towne & Country MortgageServices Inc

Millis, MA (508) 376-8400

Trident Mortgage CorporationEast Providence, RI (401) 433-0001

Trimark Funding IncAnaheim, CA (877) 695-4900

True North Mortgage LLCSouth Portland, ME (207) 774-0202

Unlimited Mortgage CorporationChelmsford, MA (978) 256-9200

Value Mortgage CorporationChelmsford, MA (978) 256-1533

Viking Mortgage Company LLCSalem, MA (978) 832-2000

VOMC CorpRandolph, MA (781) 986-6900

W R Clouse & Associates MortgageCompany Inc

Indianapolis, IN (317) 571-7800

Wachovia Securities LLCRichmond, VA (804) 344-6529

Wayside Mortgage Company LLCCarlisle, MA (978) 369-7182

Whistling Pines IncDerry, NH (603) 432-9681

YCTC LLCKennebunk, ME (207) 985-2895

ZT Mortgage IncorporatedGulf Breeze, FL (850) 934-5655

432003 FIRST MORTGAGE BANKER AND BROKER LICENSEES

1st New England Mortgage CorporationNewton, MA (617) 244-3114

Accredited Home Lenders IncSan Diego, CA (858) 676-2100

Accredited Mortgage CorpNashua, NH (603) 881-8885

Advanced Financial Services IncNewport, RI (401) 846-3100

Advisory Group Financial Services LtdLynnfield, MA (781) 592-8500

Aegis Lending CorporationHouston, TX (800) 991-5625

Allied Home Mortgage Capital CorporationHouston, TX (713) 353-0400

AMCAP Mortgage IncBolton, MA (978) 779-0500

America’s Choice Mortgage IncMartinez, GA (706) 860-8090

American Business Mortgage Services IncRoseland, NJ (973) 287-8500

American General Financial Services IncExeter, NH (603) 772-1941

American Heritage Mortgage CorpNashua, NH (603) 880-9797

American Home Finance IncPalatine, IL (847) 705-1940

American Home Mortgage CorpMelville, NY (516) 396-7700

American Money Centers IncWarwick, RI (800) 993-5200

American Mortgage Network IncSan Diego, CA (888) 373-3974

Americor Lending Group IncIrvine, CA (949) 223-2482

Amerifund Financial IncTacoma, WA (253) 538-4858

Amerihome Mortgage Company LLCBrookfield, WI (262) 821-1200

Ameriquest Mortgage CompanyOrange, CA (714) 541-9960

Amerisave Mortgage CorporationAtlanta, GA (404) 260-7500

Ampro Mortgage CorporationPhoenix, AZ (877) 676-6776

ARC Financial IncNashua, NH (603) 880-3399

Arrow Mortgage CorporationBuzzards Bay, MA (508) 759-1919

Aurora Loan Services IncLittleton, CO (303) 632-3065

Bann-Cor Mortgage IncMission Viejo, CA (949) 367-3000

Bay Capital CorpOwings Mills, MD (443) 394-3500

Bay Mortgage Services IncPlymouth, MA (508) 888-2600

Beacon Mortgage Company LLCManchester, NH (603) 644-2442

Bedford Home Loans IncOrange, CA (714) 541-9960

Beneficial Mortgage Co of New HampshireConcord, NH (603) 224-2536

Best Mortgage Company IncLondonderry, NH (603) 434-9700

Best Rate Funding CorpSanta Ana, CA (800) 511-5978

Birt and Briggs Mortgage Consultants LLCManchester, NH (603) 623-8762

Bridge Capital CorporationLake Forest, CA (949) 206-6855

Calusa Investments LLCChantilly, VA (703) 961-7845

Capital Mortgage Associates LLCHamden, CT (800) 272-4844

Casa Blanca Mortgage IncWoodland Hills, CA (818) 361-5700

CBSK Financial Group IncSanta Ana, CA (714) 460-4000

Centex Home Equity Company LLCDallas, TX (214) 756-2337

Chase Manhattan Mortgage CorporationEdison, NJ (732) 205-0648

Citizens Mortgage CorporationRiverside, RI (401) 456-7434

Columbia National IncorporatedColumbia, MD (410) 872-2000

Compass Mortgage IncBedford, NH (603) 472-2272

Comunity Lending IncorporatedMorgan Hill, CA (408) 778-0444

Corestar Financial Group LLCTimonium, MD (443) 921-1561

Cornerstone Mortgage CorporationWaltham, MA (781) 891-7575

Cousins Home Lending IncPortsmouth, NH (603) 433-2223

Creative Lending Solutions IncPortland, ME (207) 772-1990

CTX Mortgage Company LLCDallas, TX (214) 981-5000

CUC Mortgage CorporationLatham, NY (518) 437-8258

Dana Capital Group IncLaguna Woods, CA (949) 595-2244

Daniel F AversaConcord, NH (603) 228-2242

Direct Finance CorpHanover, MA (781) 878-5626

Discount Mortgage Center IncWoonsocket, RI (800) 863-5178

Downeast Mortgage CorporationSouth Portland, ME (207) 773-6161

Dream House Mortgage CorporationProvidence, RI (401) 459-3900

Drew Mortgage Associates IncShrewsbury, MA (508) 753-1656

Dynamic Capital Mortgage IncBrookline, MA (617) 739-4000

E-Loan IncPleasanton, CA (925) 847-6200

Eagle Home Mortgage IncKirkland, WA (425) 822-6733

Ebidmortgage IncBrewer, ME (207) 992-2100

Edward Jones Mortgage LLCMinneapolis, MN (888) 304-9242

Ehomecredit CorpMineola, NY (877) 346-6327

Encore Credit CorpIrvine, CA (949) 856-8300

Equity America MortgageServices Inc

Manchester, NH (603) 625-2820

Equity Concepts IncorporatedCranston, RI (401) 946-0100

Equity One Consumer Loan Company IncMarlton, NJ (856) 396-2600

Fairfield Financial MortgageGroup Inc

Danbury, CT (203) 740-7411

Family Choice Mortgage CorporationSouth Yarmouth, MA (508) 760-3444

Federated Home Mortgage IncAlpharetta, GA (770) 418-9494

Fidelity Mortgage IncWoodbury, NY (516) 812-8859

Fieldstone Mortgage CompanyColumbia, MD (410) 772-7200

Finance America LLCIrvine, CA (972) 960-8330

Financial Resources & Assistance of theLakes Region

Meredith, NH (603) 279-1133

First American Mortgage CorpCanton, MA (781) 989-2100

First Boston Mortgage CorpWoburn, MA (781) 932-1111

First Call Mortgage Company IncReading, MA (781) 944-4468

First Financial Mortgage CorpSouth Portland, ME (207) 775-4200

First Magnus Financial CorporationTucson, AZ (520) 901-7326

First Residential Mortgage Network IncLouisville, KY (502) 315-1824

First Trust Financial IncWeymouth, MA (781) 335-1122

Foundation Mortgage CorporationLittleton, MA (978) 952-6500

FIRST MORTGAGE BANKER AND BROKER LICENSEES

44 2003FIRST MORTGAGE BANKER AND BROKER LICENSEES

Freedom Mortgage CorporationMount Laurel, NJ (856) 231-9800

Genisys Financial CorpSan Diego, CA (858) 777-4000

Global Equity Lending IncSuwanee, GA (678) 966-7600

Global Home Loans & Finance IncMelville, NY (631) 951-3007

GMAC Mortgage CorporationHorsham, PA (215) 682-3648

Granite State Mortgage CorpSalem, NH (603) 890-8900

Greenfield Mortgage IncMorristown, NJ (973) 359-4200

Greenlight Financial Services IncIrvine, CA (949) 265-4723

GSF Mortgage CorporationBrookfield, WI (262) 373-0397

H & R Block Mortgage CorporationLake Forest, CA (949) 790-8539

Harborside Financial Network IncSan Marcos, CA (760) 591-7900

Heartland Home Finance IncDowners Grove, IL (630) 786-1055

Home Loan Center IncIrvine, CA (949) 885-3100

Homebound Mortgage IncColchester, VT (802) 264-5500

Homestead Funding CorpAlbany, NY (518) 464-1100

Homevest Mortgage CorporationNeedham, MA (617) 965-4663

Household Finance Corporation IIElmhurst, IL (847) 564-6509

Impac Funding CorporationNewport Beach, CA (949) 475-3946

Independent Realty Capital CorporationAnaheim, CA (800) 829-4579

Infinity Mortgage Company IncQuincy, MA (617) 328-2020

Instafi.Com IncIrvine, CA (800) 923-4933

Interate Mortgage CorporationMethuen, MA (978) 688-2480

Irwin Mortgage CorporationFishers, IN (317) 594-8900

Jeremy LindquistBedford, NH (603) 471-6060

Kittredge Mortgage CorporationManchester, VT (802) 362-4874

Land/Home Financial Services IncConcord, CA (925) 676-7038

Lendia IncWorcester, MA (508) 368-7900

Lighthouse Mortgage Company LtdWakefield, MA (781) 213-3433

Loans for Residential Homes Mortgage CorpEast Greenwich, RI (401) 886-9417

Loansnap.Com IncSharon, MA (508) 253-1005

M&T Mortgage CorporationBuffalo, NY (716) 842-5680

Madison First Financial IncExton, PA (484) 713-1700

Mango Mortgage IQ IncNewton, MA (617) 795-0787

Marathon Mortgage Company IncHopkinton, MA (508) 435-0033

Matrix Investment CorporationGroton, CT (860) 449-8916

Merrimack Mortgage Company IncManchester, NH (603) 625-1498

Metro Mortgage Co IncChelmsford, MA (978) 459-9388

Metrocities Mortgage LLCSherman Oaks, CA (818) 981-0606

Millennia Mortgage CorporationLaguna Hills, CA (949) 425-1330

Molton Allen & Williams MortgageCompany LLC

Fairfax, VA (703) 359-5629

MoneyOne CorporationPompano Beach, FL (954) 942-9011

Monument Mortgage Company IncLexington, MA (781) 861-7767

Morgan Stanley Dean Witter CreditCorporation

Murray Hill, NJ (847) 686-8599

Mortgage Financial Services IncTewksbury, MA (978) 863-9555

Mortgage Funding CorpHanover, MA (781) 829-0440

Mortgage Master IncWalpole, MA (508) 850-4100

Mortgage Partners IncDracut, MA (603) 880-0294

Mortgage Town USA IncNorth Providence, RI (401) 232-0700

Mortgage Trust Group IncShrewsbury, MA (508) 797-3343

Mortgage Workouts IncMethuen, MA (978) 682-0500

Mortgageclose.com IncOrange, CA (714) 621-0123

Mortgageit IncNew York, NY (212) 651-7700

Mortgages Unlimited CorporationSalem, NH (603) 898-1360

MSA Mortgage LLCWakefield, MA (781) 245-7700

National City Mortgage Co IncMiamisburg, OH (937) 910-4132

Nationwide Lending CorporationIrvine, CA (949) 754-1300

NE Moves Mortgage CorporationWaltham, MA (800) 793-5626

New Century Mortgage CorporationIrvine, CA (949) 225-7828

New England Capitol MortgageCorporation

Braintree, MA (781) 380-7600

New England Merchants CorpArlington, MA (781) 646-3995

New England Regional MortgageCorporation

Salem, NH (603) 894-1230

New Fed Mortgage CorpSaugus, MA (781) 241-1229

Nexstar Financial CorporationCreve Coeur, MO (314) 213-1700

Northern Capital Alliance Group IncPortsmouth, NH (603) 433-2448

Novastar Home Mortgage IncKansas City, MO (816) 237-7000

Novastar Mortgage IncKansas City, MO (816) 237-7000

Oakwood Acceptance Corporation LLCGreensboro, NC (800) 556-2080

Ocean West Enterprises IncTustin, CA (714) 258-3863

Olde Towne Mortgage Company IncNorth Andover, MA (978) 975-3717

Olympia Funding Inc.Pleasanton, CA (925) 462-7500

Olympus Mortgage CompanyOrange, CA (714) 558-3829

Omega Mortgage CorpSudbury, MA (978) 443-3337

Optima Mortgage CorporationTustin, CA (714) 836-8800

Option One Mortgage CorporationIrvine, CA (949) 790-8100

Patriot Funding LLCFramingham, MA (508) 872-2595

Patriot Mortgage Company IncNorth Reading, MA (978) 276-3322

PGNF Home Lending CorpWestmont, IL (630) 729-0300

Pinnacle Financial CorporationOrlando, FL (407) 578-2000

Platinum Capital GroupIrvine, CA (949) 221-0800

Poli Mortgage Group IncNeedham, MA (781) 251-9610

Popular Financial Services LLCMarlton, NJ (856) 396-2600

Premier Mortgage Group LtdIrvine, CA (949) 296-1600

Premium Capital Funding LLCJericho, NY (516) 222-9449

Pride Mortgage IncorporatedMiddletown, RI (401) 849-5700

Prime Mortgage Financial IncSouthborough, MA (508) 263-1100

452003 FIRST MORTGAGE BANKER AND BROKER LICENSEES

Principal Residential Mortgage IncDes Moines, IA (515) 235-1793

Radius Financial Group IncQuincy, MA (781) 742-6500

Rateone Home Loans LLCLos Angeles, CA (888) 638-3357

RBC Mortgage Company IncChicago, IL (312) 467-7200

Regency Mortgage CorpManchester, NH (603) 669-5626

Reliant Mortgage Company LLCWakefield, MA (781) 224-9938

Residential Funding CorporationMinneapolis, MN (952) 857-7000

Residential Mortgage Services IncSouth Portland, ME (207) 775-6105

Robar General Funding CorpCortland, NY (607) 662-0016

Ross Mortgage Company IncLeominster, MA (978) 860-0100

Salem Five Mortgage Company LLCSalem, MA (800) 322-2265

Seacoast Mortgage CorpPortsmouth, NH (603) 427-0707

Select Financial Mortgage CorporationWarren, RI (401) 247-7400

Shamrock Financial CorporationSeekonk, MA (508) 336-1123

Sherwood Mortgage Group IncWorcester, MA (508) 853-3000

SLM Financial CorporationWeymouth, MA (603) 641-0658

SMM Mortgage CorpNashua, NH (603) 598-6660

Southern Star Mortgage CorpEast Meadow, NY (516) 712-4400

Statewide Mortgage Funding CorpHooksett, NH (603) 669-8184

Stepstone Mortgage Company IncMarblehead, MA (781) 639-0047

Sterling Coast to Coast Financial Group IncIrvine, CA (949) 253-4023

Sterling National Mortgage Company IncGreat Neck, NY (516) 487-0018

Summit Financial Center IncBurlington, VT (802) 863-0403

Summit Mortgage LLCWakefield, MA (781) 213-5066

Superior Value Mortgage CorpNashua, NH (603) 598-0300

Tammac CorporationWilkes Barre, PA (888) 226-8929

TCD Mortgage CorporationWorth, IL (708) 448-4197

The Anyloan Company IncIrvine, CA (949) 225-7828

The Cambridge Mortgage Group IncBoston, MA (617) 348-2104

The CIT Group/Consumer Finance IncLivingston, NJ (973) 740-5000

The Lending Connection IncCosta Mesa, CA (714) 384-8300

The McCue Mortgage Company IncNew Britain, CT (860) 224-2683

The Mortgage Place IncSharon, MA (781) 784-6678

The Mortgage Specialists IncPlaistow, NH (603) 382-3785

Tower Mortgage CorporationColumbus, OH (614) 436-8127

Travis Mortgage LLCRocky Hill, CT (860) 920-1488

Union Trust Mortgage CorporationPeabody, MA (978) 532-6600

Unison Financial Services IncBellingham, MA (508) 966-9899

Universal Mortgage CorporationMequon, WI (262) 292-0300

UST Mortgage Company IncJacksonville, FL (904) 642-2925

VIP Mortgage CorporationPeabody, MA (978) 535-9242

Walden Mortgage Co LLCConcord, MA (978) 369-1130

Wall Street Mortgage Bankers LtdLake Success, NY (516) 466-0303

Wells Fargo Home Mortgage IncDes Moines, IA (515) 213-6566

Wilmington Finance IncPlymouth Meeting, PA (610) 943-2100

Windsor Capital Mortgage CorporationSan Diego, CA (760) 632-5000

WMC Mortgage CorpWoodland Hills, CA (818) 592-4112

Worth Funding IncorporatedIrvine, CA (949) 225-7828

46 2003SECOND MORTGAGE BROKER LICENSEES

A & B Mortgage CorporationRaymond, NH (603) 895-2444

Accent Capital Company LLCSeymour, CT (203) 881-2637

Affiliated Mortgage Services CorporationWakefield, MA (781) 245-5500

Alumni Mortgage LLCBedford, NH (603) 232-8222

American United Mortgage CorporationWoburn, MA (781) 376-9227

Anchor Financial Mortgage IncPawtucket, RI (401) 722-9032

Andrea BaldwinLondonderry, NH (603) 421-0616

Beech Financial Services LLCStratham, NH (603) 778-9238

Birt and Briggs Mortgage Consultants LLCManchester, NH (603) 623-8762

Boston Mortgage Group IncWoburn, MA (781) 938-0890

Bradford Financial IncHaverhill, MA (978) 373-4599

Buckley Mortgage IncDracut, MA (978) 459-2197

Capstone Mortgage Company IncLexington, MA (781) 860-7888

Cedar Creek Mortgage CorporationKingston, NH (603) 642-6662

Citadel Mortgage CorporationDerry, NH (603) 434-4432

Citywide Mortgage Company IncWinthrop, MA (617) 846-1111

Coast to Coast Mortgage IncWoburn, MA (781) 938-9577

Colonial Mortgage IncDerry, NH (603) 434-1001

Comprehensive Mortgage Co IncWoburn, MA (781) 933-0456

Continental Funding CorpStoughton, MA (781) 344-4846

Creative Mortgage Services LLCSouthington, CT (860) 628-5151

Crown Mortgage Associates LLCKeene, NH (603) 355-6650

CTS Financial Service IncAmherst, NH (603) 880-6671

David L ChurchNew London, NH (603) 526-4008

David R PoulinBerlin, NH (603) 752-2372

Dedicated Mortgage Associates LLCMerrimack, NH (603) 472-1100

Diamond Mortgage Services IncorporatedTaunton, MA (508) 822-6678

Direct Mortgage Services IncPortsmouth, NH (603) 427-6083

East Coast Financial CorporationWarwick, RI (401) 467-1876

Eastern Atlantic Mortgage Company IncBurlington, MA (781) 270-5995

Eastern Funding IncManchester, VT (802) 366-9148

Edward D Jones & Co Limited PartnershipSt Louis, MO (314) 515-2000

EGB Enterprises IncBridgton, ME (207) 647-3170

Empire Equity Group IncChestnut Ridge, NY (845) 356-7200

Exclusive Mortgage Company LLCNorth Andover, MA (978) 688-7362

Family Financial Group IncCranston, RI (401) 223-2300

Federal Trust Mortgage Company IncWest Hartford, CT (860) 570-0007

Financial Dynamics Mortgage CorporationJohnston, RI (401) 942-9400

Financial One Mortgage Company IncDracut, MA (978) 452-5494

First Acceptance Mortgage CorpLivingston, NJ (973) 758-9010

First Source Financial USAHenderson, NV (702) 458-1980

Franklin Mortgage Funding IncMilford, MA (508) 634-8885

Galina V KolevPittsburg, NH (603) 538-6384

GIA Mortgage CorporationHolden, MA (508) 852-7686

Gibraltar Mortgage Lending Services IncLeominster, MA (978) 840-3600

Goldcoast Mortgage Service IncBeverly, MA (978) 922-4446

Grace Mortgage IncMerrimack, NH (603) 429-9482

Greentree Mortgage LLCEpsom, NH (603) 736-4003

Guardian Mortgage CorporationManchester, NH (603) 644-7979

Hampton Bay Mortgage Company IncSalem, NH (603) 894-1119

Hancock Mortgage Services IncHanover, MA (781) 829-2050

Hanson Mortgage CorpEssex Junction, VT (802) 879-3950

Home Express Mortgage CorpNashua, NH (603) 889-9026

Interserv Services CorporationIrving, TX (972) 830-1800

Investment One LLCOrange, CT (877) 233-1197

Jeremy LindquistBedford, NH (603) 471-6060

JMA Mortgage CorporationWakefield, MA (781) 245-7663

John Irving SyreneSouth Berwick, ME (207) 676-2388


M & M Mortgage Consulting IncSalem, NH (603) 458-1217

Martin Family Enterprises IncExeter, NH (603) 778-0822

Massabesic Mortgage CorpAuburn, NH (603) 483-4646

Maxwell’s Mortgage IncCranston, RI (401) 270-2519

MGB Mortgage LLCConcord, NH (603) 496-7901

Milestone Finance LLCBarrington, NH (603) 664-7888

Mobility Financial LLCNewburyport, MA (978) 358-2204

Mortgage Alternatives CorpNorton, MA (508) 285-8484

Mortgage Central Solutions IncLondonderry, NH (603) 421-1995

Mortgage Link LLCWalpole, MA (508) 660-7600

Mortgage Max IncRaymond, NH (603) 244-1144

Mortgage Resource Professionals IncGreenville, RI (401) 934-9400

Mortgage World CorpNeedham, MA (617) 969-1800

Mortgages IncBurlington, MA (781) 273-3912

Mullen Financial Services IncSt Albans, VT (802) 527-0121

Neighborhood Mortgage Company LLCDurham, NH (603) 868-5400

New Boston Mortgage CorporationWakefield, MA (781) 224-9998

Nextag IncSan Mateo, CA (650) 645-4700

Northern Financial Associates IncHanover, MA (781) 826-8200

Northfield Trust Mortgage Company LLCAndover, MA (978) 824-3300

Onesource Funding LLCWhite River Jct, VT (802) 280-2240

Palladian Mortgage CorporationNorth Andover, MA (978) 681-7711

Partners Mortgage IncBelmont, MA (617) 489-8881

Portsmouth Mortgage Company IncHampton Falls, NH (888) 353-7439

Primerica Financial Services Home MortgagesDuluth, GA (770) 381-1000

SECOND MORTGAGE BROKER LICENSEES

472003 SECOND MORTGAGE BROKER LICENSEES

Refi.com IncCranston, RI (401) 944-3300

Renaissance Mortgage CorporationSalem, NH (603) 893-4100

Right Trac Financial Group IncManchester, CT (860) 647-7701

Robert GinsbergSeabrook, NH (800) 693-2101

Signature Mortgage Consultants LLCSalem, NH (603) 898-7200

SouthCoast Mortgage & Investment CorpFall River, MA (508) 324-4869

Starboard Mortgage CorporationGeorgetown, MA (978) 352-7699

Stockton Turner LLCMaitland, FL (407) 478-0900

Team Mortgage LLCPlaistow, NH (603) 382-3030

The Goryeb Mather Group LLCWhippany, NJ (973) 515-4450

The Knox Financial Group LLCBaltimore, MD (410) 962-1350

The Mortgage Connection IncActon, MA (978) 371-3242

The Omni Mortgage Co IncSalem, NH (603) 893-6616

Title Mortgage Solution LLCHanover, NH (603) 643-1400

Total Mortgage Services LLCMilford, CT (203) 876-2200

Towne & Country Mortgage Services IncMillis, MA (508) 376-8400

Trident Mortgage CorporationEast Providence, RI (401) 433-0001

Unison Financial Services IncBellingham, MA (508) 966-9899

Unlimited Mortgage CorporationChelmsford, MA (978) 256-9200

Value Mortgage CorporationChelmsford, MA (978) 256-1533

VOMC CorpRandolph, MA (781) 986-6900

Wachovia Securities LLCRichmond, VA (804) 344-6529

Wayside Mortgage Company LLCCarlisle, MA (978) 369-7182

YCTC LLCKennebunk, ME (207) 985-2895

ZT Mortgage IncorporatedGulf Breeze, FL (850) 934-5655

48 2003SECOND MORTGAGE HOME LOAN LENDER LICENSEES

1-800-East-West Mortgage Company IncPeabody, MA (978) 536-4300

1st New England Mortgage CorpNashua, NH (603) 598-6000

1st New England Mortgage CorporationNewton, MA (617) 244-3114

Aames Funding CorporationLos Angeles, CA (323) 210-4932


Accredited Mortgage CorpNashua, NH (603) 881-8885

Acoustic Home Loans LLCOrange, CA (866) 226-8784

Advanced Financial Services IncNewport, RI (401) 846-3100

Aegis Funding CorporationHouston, TX (800) 991-5625

Aegis Lending CorporationHouston, TX (800) 991-5625

Aegis Wholesale CorporationHouston, TX (800) 991-5625

Affinity Mortgage LLCDallas, TX (214) 647-7707

Allied Home Mortgage Capital CorporationHouston, TX (713) 353-0400

Allstate Home Loans IncIrvine, CA (949) 250-6300

Alpha Mortgage & Financial Services IncNashua, NH (603) 595-7699

Amcap Mortgage IncBolton, MA (800) 655-1166

America’s Moneyline IncGlen Allen, VA (804) 967-7086

American Business Mortgage Services IncRoseland, NJ (973) 287-8500


American Heritage Mortgage CorpNashua, NH (603) 880-9797

American Home Finance IncPalatine, IL (847) 705-1940

American Home Mortgage CorpMelville, NY (516) 396-7700

American Money Centers IncWarwick, RI (800) 993-5200

American Mortgage Network IncSan Diego, CA (858) 909-1200

Americor Lending Group IncIrvine, CA (949) 223-2404

Ameriquest Mortgage CompanyOrange, CA (714) 541-9960

Amerisave Mortgage CorporationAtlanta, GA (404) 260-7500

AmPro Mortgage CorporationPhoenix, AZ (877) 676-6776

ARC Financial IncNashua, NH (603) 880-3399

Argent Mortgage Company LLCOrange, CA (714) 541-9960

Aspen Mortgage Services IncWallingford, CT (203) 949-4220

Aurora Loan Services IncLittleton, CO (303) 632-3065

Bann-Cor Mortgage IncMission Viejo, CA (949) 367-3000

Baron Mortgage CorporationSalem, MA (978) 744-4100

Bay Mortgage Services IncPlymouth, MA (508) 888-2600

Beacon Mortgage Company LLCManchester, NH (603) 644-2442

Bedford Home Loans IncOrange, CA (714) 541-9960

Beneficial Mortgage Co of New HampshireConcord, NH (603) 224-2536

Best Mortgage Company IncLondonderry, NH (603) 434-9700

Best Rate Funding CorpSanta Ana, CA (800) 511-5978

Blue Water Mortgage CorporationHampton, NH (603) 926-9695

BNC Mortgage IncIrvine, CA (949) 260-6084

Bridge Capital CorporationLake Forest, CA (949) 206-6855

C E M Financial IncWindham, NH (603) 898-9592

Calusa Investments LLCChantilly, VA (703) 961-7845

Carney Mortgage & Finance Co IncDelray Beach, FL (561) 330-8140

Carteret Mortgage CorporationCentreville, VA (703) 802-8000

Casa Blanca Mortgage IncWoodland Hills, CA (818) 361-5700

CBSK Financial Group IncSanta Ana, CA (714) 460-4000

Cendant Mortgage CorporationMt Laurel, NJ (856) 917-0969

Centex Home Equity Company LLCDallas, TX (214) 756-2337

Charles M ArrisonManchester, NH (603) 623-0277

Chase Manhattan Mortgage CorporationEdison, NJ (732) 205-0648


Citifinancial Mortgage Company IncIrving, TX (508) 898-9909

Citizens Mortgage CorporationRiverside, RI (401) 456-7434

Coastal Capital CorpGreenvale, NY (516) 931-5005

Columbia National IncorporatedColumbia, MD (410) 872-2000

Compass Mortgage IncBedford, NH (603) 472-2272

Comunity Lending IncorporatedMorgan Hill, CA (408) 778-0444

Constitution Financial Group IncSaugus, MA (781) 233-9300

Corestar Financial Group LLCTimonium, MD (443) 921-1500

Cornerstone Mortgage CorporationWaltham, MA (781) 891-7575

Countrywide Home Loans IncCalabasas, CA (800) 669-6094

Countrywide Mortgage Ventures LLCCalabasas, CA (818) 871-4873

Cousins Home Lending IncPortsmouth, NH (603) 433-2223

Credit Suisse First Boston FinancialPrinceton, NJ (609) 627-5000

Crescent Mortgage Services IncAtlanta, GA (770) 392-1611

CTX Mortgage Company LLCDallas, TX (214) 981-5000

D & M Financial CorpBelleville, NJ (973) 759-4003

Dana Capital Group IncLaguna Woods, CA (949) 595-2244

Decision One Mortgage Company LLCCharlotte, NC (847) 564-6509

Delta Funding CorporationWoodbury, NY (516) 812-8859

Diamond Funding CorporationCranston, RI (401) 941-3770

Discount Funding Associates IncNorthport, NY (631) 261-6100

Discount Mortgage Center IncWoonsocket, RI (800) 863-5178

Dollar Mortgage CorporationLa Mesa, CA (619) 589-5256

Downeast Mortgage CorporationSouth Portland, ME (207) 773-6161

Dream House Mortgage CorporationProvidence, RI (401) 459-3900

Dynamic Capital Mortgage IncBrookline, MA (617) 739-4000


Eagle Home Mortgage IncKirkland, WA (425) 822-6733

East West Mortgage Company IncMclean, VA (703) 442-0150

Edward Jones Mortgage LLCMinneapolis, MN (888) 304-9242

SECOND MORTGAGE HOME LOAN LENDER LICENSEES

492003 SECOND MORTGAGE HOME LOAN LENDER LICENSEES

Ehomecredit CorpMineola, NY (877) 346-6327

EMC Mortgage CorporationIrving, TX (972) 444-2800

EMC Residential Mortgage CorporationIrving, TX (972) 444-4895

Emigrant Mortgage Company IncElmsford, NY (914) 785-1215

Encore Credit CorpIrvine, CA (949) 856-8300

Equifirst CorporationCharlotte, NC (704) 679-4400

Equistar Financial CorporationSt Petersburg, FL (727) 388-7450

Equity America Mortgage Services IncManchester, NH (603) 625-2820

Equity Concepts IncorporatedCranston, RI (401) 946-0100

Equity One Consumer Loan Company IncMarlton, NJ (856) 396-2600

Fair Way Funding CorpEast Providence, RI (401) 521-5626

Fairfield Financial Mortgage Group IncDanbury, CT (203) 740-7411

Federated Home Mortgage IncAlpharetta, GA (770) 418-9494

Fidelity Mortgage IncWoodbury, NY (877) 884-8671

Fieldstone Mortgage CompanyColumbia, MD (410) 772-7200

Finance America LLCIrvine, CA (972) 960-8330

Financial Network Alliance LLPElmhurst, IL (847) 564-6509

Financial Resources & Assistance of theLakes Region

Meredith, NH (603) 279-1133

First American Mortgage CorpCanton, MA (781) 989-2100

First Banc Mortgage IncSt Louis, MO (314) 205-3101

First Call Mortgage Company IncReading, MA (781) 944-4468

First Consumer Credit IncDallas, TX (800) 777-1665

First Financial Mortgage CorpSouth Portland, ME (207) 775-4200

First Franklin Financial CorporationSan Jose, CA (408) 964-1664

First Guaranty Mortgage CorporationMclean, VA (703) 637-4925

First Magnus Financial CorporationTucson, AZ (520) 901-7326

First Residential MortgageNetwork Inc

Louisville, KY (502) 315-1824

First Trust Financial IncWeymouth, MA (781) 335-1122

Foremost Mortgage Associates IncCranston, RI (401) 943-7260

Freedom Mortgage CorporationMount Laurel, NJ (856) 231-9800

Full Spectrum Lending IncPasadena, CA (818) 871-4873

Genisys Financial CorpSan Diego, CA (858) 777-4000

Global Consultants Direct IncHauppauge, NY (631) 951-3007

Global Equity Lending IncSuwanee, GA (678) 966-7600

Global Home Loans & Finance IncMelville, NY (631) 951-3007

GMAC Mortgage CorporationHorsham, PA (215) 682-3648

Granite State Mortgage CorpSalem, NH (603) 890-8900

Green Tree Servicing LLCSt Paul, MN (651) 293-4800

Greenfield Mortgage IncMorristown, NJ (973) 359-4200

Greenlight Financial Services IncIrvine, CA (866) 663-2786

Greenpoint Mortgage Funding IncNovato, CA (704) 329-6571

GSF Mortgage CorporationBrookfield, WI (262) 373-0397

H & R Block Mortgage CorporationLake Forest, CA (949) 790-8539

Harborside Financial Network IncSan Marcos, CA (760) 591-7900

Heartland Home Finance IncDowners Grove, IL (630) 786-1055

Home Finance of America IncPlymouth Meeting, PA (800) 358-5626

Home Loan Center IncIrvine, CA (949) 885-3100

Home Star Mortgage Services LLCParamus, NJ (201) 225-2000

Homeamerican Credit IncPhiladelphia, PA (610) 668-2440


Homecomings Financial Network IncMinneapolis, MN (612) 832-7000

Homestead Funding CorpAlbany, NY (518) 464-1100

Homevest Mortgage CorporationNeedham, MA (800) 900-7283

Household Finance Corporation IIElmhurst, IL (847) 564-6509

HSBC Mortgage Corporation (USA)Depew, NY (716) 651-6486

Impac Funding CorporationNewport Beach, CA (949) 475-3946

Independent Realty Capital CorporationAnaheim, CA (800) 829-4579

Instafi.Com IncIrvine, CA (800) 923-4933

Interate Mortgage CorporationMethuen, MA (978) 688-2480

Irwin Mortgage CorporationFishers, IN (317) 594-8900

Jam Consultants IncAlexandria, IN (800) 727-7931

JLM Direct Funding LtdHouston, TX (713) 980-6200

Kittredge Mortgage CorporationManchester, VT (802) 362-4874

Land/Home Financial Services IncConcord, CA (925) 676-7038

Lendia IncWorcester, MA (508) 368-7900

Lendingtree IncCharlotte, NC (704) 944-8542

Loancity.com IncSan Jose, CA (408) 281-3600

Loans for Residential Homes Mortgage CorpEast Greenwich, RI (401) 886-9417

Long Beach Mortgage Company IncAnaheim, CA (800) 743-3336

Main Street Mortgage LLCStratford, CT (203) 377-7744

Mango Mortgage IQ IncNewton, MA (617) 795-0787

Matrix Investment CorporationGroton, CT (860) 449-8916

Merit Financial IncKirkland, WA (425) 605-1350

Meritage Mortgage CorporationLake Oswego, OR (803) 462-8234

Merrill Lynch Credit CorporationJacksonville, FL (904) 218-6000

Merrill Lynch Pierce Fenner & Smith IncNew York, NY (904) 218-7922

Merrimack Mortgage Company IncManchester, NH (603) 625-1498

Metrocities Mortgage LLCSherman Oaks, CA (818) 981-0606

Millennia Mortgage CorporationLaguna Hills, CA (949) 425-1330

Monument Mortgage Company IncLexington, MA (781) 861-7767

Morequity IncEvansville, IN (812) 468-5662

Morgan Stanley Dean Witter Credit CorpMurray Hill, NJ (847) 405-1860

Mortgage Capital Associates IncLos Angeles, CA (310) 477-6877

Mortgage Financial Services IncTewksbury, MA (978) 863-9555

Mortgage Funding CorpHanover, MA (781) 829-0440

Mortgage Lenders Network USA IncMiddletown, CT (860) 344-5700

50 2003SECOND MORTGAGE HOME LOAN LENDER LICENSEES

Mortgage Master IncWalpole, MA (508) 850-4100

Mortgage Partners IncDracut, MA (603) 880-0294

Mortgage Town USA IncNorth Providence, RI (401) 232-0700

Mortgage Traders LLCNashua, NH (603) 577-4500

Mortgage Trust Group IncShrewsbury, MA (508) 797-3343

Mortgage Workouts IncMethuen, MA (978) 682-0500

Mortgagebot LLCCedarburg, WI (262) 376-7460

Mortgageit IncNew York, NY (212) 651-7700

Mortgages Unlimited CorporationSalem, NH (603) 898-1360

MSA Mortgage LLCWakefield, MA (781) 245-7700

Nation One Mortgage Company IncNorwell, MA (781) 843-7999

National City Mortgage Co IncMiamisburg, OH (937) 910-4132

Nationwide Lending CorporationIrvine, CA (949) 754-1300

NE Moves Mortgage CorporationWaltham, MA (781) 402-5626

New Century Mortgage CorporationIrvine, CA (949) 225-7828

New England Capitol Mortgage CorpBraintree, MA (781) 380-7600

New England Merchants CorpArlington, MA (781) 646-3995

New England Regional Mortgage CorpSalem, NH (603) 894-1230

New Fed Mortgage CorpSaugus, MA (781) 241-1229

New Freedom Mortgage CorporationSalt Lake City, UT (801) 493-2735

Nexstar Financial CorporationCreve Coeur, MO (314) 213-1700

Northern Home Mortgage CorpBillerica, MA (978) 667-1800

Novastar Home Mortgage IncKansas City, MO (816) 237-7000

Novastar Mortgage IncKansas City, MO (816) 237-7000

Novelle Financial Services IncSan Diego, CA (800) 339-0072

Ocean West Enterprises IncTustin, CA (714) 258-3863

Old Colony Mortgage CorporationWeymouth, MA (781) 682-6960

Olde Towne Mortgage Company IncNo Andover, MA (978) 975-3717

Olympia Funding Inc.Pleasanton, CA (925) 462-7500

Olympus Mortgage CompanyOrange, CA (714) 558-3829

Omega Mortgage CorpSudbury, MA (978) 443-3337

Optima Mortgage CorporationTustin, CA (714) 836-8800

Option One Mortgage CorporationIrvine, CA (949) 790-8100

Paramount Mortgage Services IncBordentown, NJ (609) 298-8886

Patriot Funding LLCFramingham, MA (508) 872-2595

Patriot Mortgage Company IncN Reading, MA (978) 276-3322

PGNF Home Lending CorpWestmont, IL (630) 729-0300

Pinnacle Financial CorporationOrlando, FL (407) 578-2000

Platinum Capital GroupIrvine, CA (949) 221-0800

Popular Financial Services LLCMarlton, NJ (856) 396-2600

Premium Capital Funding LLCJericho, NY (516) 222-9449

Presidential Mortgage CorpNorth Kingstown, RI (401) 884-5003

Pride Mortgage IncorporatedMiddletown, RI (401) 849-5700

Prime Mortgage Financial IncSouthborough, MA (508) 263-1100

Principal Residential Mortgage IncDes Moines, IA (515) 235-1793

Professional Advantage Financial Group IncBoston, MA (617) 725-0004

Pulte Mortgage LLCEnglewood, CO (303) 740-8800

Quicken Loans IncLivonia, Mi (734) 805-5000

Radius Financial Group IncQuincy, MA (781) 742-6500

RBC Mortgage Company IncChicago, IL (312) 467-7200

Regency Mortgage CorpManchester, NH (603) 669-5626

Reliant Mortgage Company LLCWakefield, MA (781) 224-9938

Residential Mortgage Services IncSouth Portland, ME (207) 775-6105

Riverside Capital Mortgage & Funding IncJohnston, RI (401) 270-1740

Robar General Funding CorpCortland, NY (607) 662-0016

Ross Mortgage Company IncLeominster, MA (978) 860-0100

Salem Five Mortgage Company LLCSalem, MA (800) 322-2265

Saxon Mortgage IncGlen Allen, VA (804) 967-7086

Schaefer Mortgage CorpLondonderry, NH (603) 434-4747

Shamrock Financial CorporationSeekonk, MA (508) 336-1123

Sherwood Mortgage Group IncWorcester, MA (508) 853-3000

SLM Financial CorporationWeymouth, MA (781) 335-1122

SMM Mortgage CorpNashua, NH (603) 598-6660

Southern Star Mortgage CorpEast Meadow, NY (516) 712-4400

Southstar Funding LLCAtlanta, GA (770) 459-8525

Statewide Mortgage Funding CorpHooksett, NH (603) 669-8184

Stepstone Mortgage Company IncMarblehead, MA (781) 639-0047

Sterling Coast to Coast Financial Group IncIrvine, CA (949) 253-4023

Sterling National Mortgage Company IncGreat Neck, NY (516) 487-0018

Summit Mortgage LLCWakefield, MA (781) 213-5066

Suntrust Mortgage IncRichmond, VA (804) 291-0928

Superior Value Mortgage CorpNashua, NH (603) 598-0300


The Anyloan Company IncIrvine, CA (949) 225-7828

The Cambridge Mortgage Group IncBoston, MA (617) 348-2104

The CIT Group/Consumer Finance IncLivingston, NJ (973) 740-5000

The Mortgage Specialists IncPlaistow, NH (603) 382-3785

UBS Mortgage LLCEdina, MN (866) 855-8828

Union Trust Mortgage CorporationPeabody, MA (978) 532-6600

VIP Mortgage CorporationPeabody, MA (978) 535-9242

Washington Mutual Finance LLCPensacola, FL (850) 208-2300

Wells Fargo Financial Massachusetts IncDedham, MA (781) 461-1995

Wells Fargo Home Mortgage IncDes Moines, IA (515) 213-6566

Wilmington Finance IncPlymouth Meeting, PA (610) 943-2100

Windsor Capital Mortgage CorporationSan Diego, CA (760) 632-5000

WMC Mortgage CorpWoodland Hills, CA (818) 592-4112

Worth Funding IncorporatedIrvine, CA (949) 225-7828

512003 MORTAGE SERVICER REGISTRATION – DEBT ADJUSTER LICENSEE

AAA Financial CorpCoral Springs, FL (954) 344-2530


Aegis Mortgage CorporationHouston, TX (800) 991-5625

C-Bass Funding X LLCNew York, NH (212) 850-7700

Cimarron Mortgage Company IncJackson, MS (601) 899-1500

Countrywide Home Loans ServicingLimited Partnership

Plano, TX (818) 871-4873

Credit-Based Asset Servicing andSecuritization LLC

New York, NY (212) 850-7700

Dovenmuehle Mortgage IncSchaumburg, IL (847) 330-8000

EMC Mortgage CorporationIrving, TX (972) 444-2800

Fairbanks Capital CorpSalt Lake City, UT (801) 293-1883

Granite Loan Management LLCCentennial, CO (303) 967-1798

GRP Financial Services CorpWhite Plains, NY (914) 397-7500

Guild Mortgage Company IncSan Diego, CA (858) 560-6330

Homeq Servicing CorporationNorth Highlands, CA (916) 339-6861

Irwin Home Equity CorporationSan Ramon, CA (925) 790-5879


Litton Loan Servicing Limited PartnershipHouston, TX (713) 966-8802

Loan Care Servicing Center IncNorfolk, VA (800) 274-9900

Metwest Mortgage Services IncSpokane, WA (509) 838-3111

Midland Mortgage CoOklahoma City, Ok (405) 426-1400

Midwest Loan Services IncHoughton, Mi (906) 487-5870

Milo CorporationLockport, NY (800) 365-2207

NoteWorld LLCTacoma, WA (253) 627-8534

Origen Servicing IncSouthfield, Mi (248) 746-7000

Principal Residential Mortgage Servicing LLCDes Moines, IA (515) 246-7673

Saxon Mortgage Services IncFort Worth, TX (817) 665-7200

SN Servicing CorporationEureka, CA (800) 603-0836


Textron Business Services IncProvidence, RI (888) 832-8032

Wendover Financial Services CorporationGreensboro, NC (336) 668-7000

Wilshire Credit CorporationBeaverton, OR (503) 223-5600

MORTGAGE SERVICER REGISTRATION

DEBT ADJUSTER LICENSEE

American Consumer Credit Counseling IncNewton, MA (617) 559-5700

52 2003SALES FINANCE COMPANY LICENSEES

SALES FINANCE COMPANY LICENSEES

Daimlerchrysler Services North America LLCPearl River, NY (248) 427-2563

Debis Financial Services IncNorwalk, CT (203) 847-4500

Dennis R FleuryNewport, NH (603) 863-3694

Don’s Auto Body IncManchester, NH (603) 623-9375

E I A Equity Investment Associates IncNorth Woodstock, NH (603) 745-9200

E Z Finance Co IncRochester, NH (603) 335-3445


eCast Settlement CorporationNew York, NY (212) 272-9162

Financial Federal Credit IncHouston, TX (713) 439-1177

Ford Motor Credit CompanyDearborn, Mi (313) 845-8146

Frank CoffeyMilford, NH (603) 673-1110

Frank’s Auto & Excavation Services LLCGrafton, NH (603) 523-7392

Gelco CorporationBarrington, IL (847) 277-6552

General Electric Capital CorporationBarrington, IL (847) 277-6552

General Motors Acceptance CorporationDetroit, Mi (313) 665-6304

Gil’s Jeep Eagle IncStratham, NH (603) 772-9378

Green Tree Servicing LLCSt Paul, MN (651) 293-4800

Harley-Davidson Credit CorpCarson City, NV (775) 886-3356

Highland Lease CorporationBuffalo, NY (716) 842-5680


Household Automotive Credit CorporationSan Diego, CA (847) 564-6509

Household Automotive Finance CorpSan Diego, CA (858) 492-6673

Household Finance Corporation IIProspect Heights, IL (847) 564-6509

Household Retail Services IncWood Dale, IL (847) 564-6509

Hyundai Motor Finance CompanyFountain Valley, CA (714) 965-7029

Inofin IncorporatedRockland, MA (781) 878-3399

Isuzu LTOklahoma City, OK (562) 229-5060

Isuzu Motors Acceptance CorporationCerritos, CA (562) 229-5060

John D PerryFranklin, NH (603) 934-6006

John E MansurPelham, NH (603) 635-9163

Jon’s Rte 114 Auto Sales IncNew Boston, NH (603) 497-5645

Karzman Credit CorpMerrimack, NH (603) 262-2006

L & K Capitol Car Mart LLCEpsom, NH (603) 736-8000

Labrie Auto Sales IncHooksett, NH (603) 644-5050

Lease and Rental Management CorpAndover, MA (978) 475-4883

Lemay’s Garage IncBelmont, NH (603) 528-1944

Lon M ConleyHooksett, NH (603) 623-7926

Long Beach Acceptance CorpParamus, NJ (201) 262-7521

M&T Credit CorporationBuffalo, NY (716) 842-5680

Mascoma Auto IncCanaan, NH (603) 632-4810

Mitsubishi Motors Credit of America IncCypress, CA (714) 236-1500

MMCA Lease LtdCypress, CA (714) 236-1550

Motorcycles of Manchester IncManchester, NH (603) 627-3957

New Hampshire Auto Lender IncWest Canaan, NH (603) 632-4645

New Holland Credit Company LLCNew Holland, PA (717) 355-5900

Nissan Motor Acceptance CorporationTorrance, CA (310) 771-3266

Nuvell Credit CorporationLittle Rock, AR (800) 553-2149

OFL-A-Receivables CorpSan Diego, CA (847) 564-6509

Onyx Acceptance CorporationFoothill Ranch, CA (949) 465-3658

Persian Acceptance CorpPeabody, MA (978) 535-2886

Peter P WojenskiCharlestown, NH (603) 826-5894

Preferred Auto Finance LLCSouth Windsor, CT (860) 610-0786

Provident Auto Leasing CompanyCincinnati, OH (513) 763-8776

Route 4 Motors IncEpsom, NH (603) 736-8040

Saab Financial Services CorpLittle Rock, AR (888) 594-7222

Saab Leasing Co IncLittle Rock, AR (501) 821-8517

53 Main St Auto Mart IncDerry, NH (603) 425-1855

Able Auto Finance IncNewington, NH (603) 436-5010

Affiliated Financial CorporationHollywood, FL (954) 893-0400

Alexium Financial Services IncLittle Rock, AR (888) 887-8350


American Honda Finance CorporationTorrance, CA (310) 972-4466

Americredit Financial Services IncArlington, TX (817) 302-7344

Arcadia Financial LtdColumbia, MD (410) 772-2008

Arlene LavoieBelmont, NH (603) 527-0030

Auto City Sales IncManchester, NH (603) 668-4088

Auto Credit of Rochester IncRochester, NH (603) 332-0424

Auto One Acceptance CorporationDallas, TX (972) 661-1234

Auto Wholesalers of Hooksett IncHooksett, NH (603) 668-6333

Bay View Acceptance CorporationCovina, CA (626) 974-0803

Beech Street Auto Wholesalers LLCManchester, NH (603) 341-3348

Beneficial New Hampshire IncConcord, NH (603) 224-2536

BMW Financial Services Na LLCDublin, OH (614) 789-7654

Bo HermansonCenter Conway, NH (603) 356-5117

Bombardier Capital IncW Jacksonville, FL (904) 288-1000

Bradley Motors IncHudson, NH (603) 883-6829

Brooks Chevrolet IncColebrook, NH (603) 237-5050

Capital One Auto Finance IncPlano, TX (804) 284-2748

Cars R Us of Plaistow IncPlaistow, NH (603) 378-0097

Chase Manhattan Automotive Finance CorpGarden City, NY (516) 745-4067

Citicapital Commercial Leasing CorpCarrollton, TX (972) 652-4444

Consumer Portfolio Services IncIrvine, CA (949) 450-3935

Credit Acceptance CorporationSouthfield, Mi (248) 353-2700

Customized Auto Credit Services IncBarrington, IL (847) 277-6552

532003 SALES FINANCE COMPANY LICENSEES

Stratham Subaru IncStratham, NH (603) 778-0300

Subaru Acceptance CorporationCherry Hill, NJ (856) 488-8500

Subaru Auto Leasing LtdCherry Hill, NJ (856) 488-8500

Subaru Leasing CorpCherry Hill, NJ (856) 488-8500

The CIT Group/Sales Financing IncOklahoma City, OK (405) 945-1400

The Finance CompanyChesapeake, VA (888) 267-4365

Thor Credit CorporationIrvine, CA (949) 930-5200

Toyota Motor Credit CorporationTorrance, CA (310) 468-7440

Transouth Financial CorporationBedford, TX (817) 835-3134

Tri-State Acceptance CorporationGreenfield, MA (800) 582-4116

Triad Financial CorporationHuntington Beach, CA (714) 373-8300

Twin State Auto Credit IncEnfield, NH (603) 632-7032

U B Vehicle Leasing IncBoston, MA (617) 573-9000

United Auto Credit CorporationNewport Beach, CA (949) 224-1917

Universal Underwriters Acceptance CorpOverland Park, Ks (913) 339-1000

Volvo Car Finance IncMontvale, NJ (201) 358-6600

Volvo Finance North America IncMontvale, NJ (201) 358-6600

VT Finance IncIrving, TX (972) 652-4444

VT IncEarth City, MO (314) 702-4010

VW Credit IncLibertyville, IL (847) 371-4300

VW Credit Leasing LtdLibertyville, IL (847) 371-4300

Walts Development CorporationLancaster, NH (603) 788-4991

Wells Fargo Financial Acceptance NH IncPhiladelphia, PA (800) 357-7501

Wells Fargo Leasing CorporationWalnut Creek, CA (925) 746-3483

White Mountain Auto Broker IncWhitefield, NH (603) 837-3000

White Mountain Auto Finance IncWhitefield, NH (603) 837-3000

World Omni Financial CorpMobile, AL (954) 429-2038

54 2003SMALL LOAN LENDER LICENSEES

Advance America, Cash Advance Centersof New Hampshire Inc

Concord, NH (603) 224-1500


Claremont, NH (603) 542-4230


Franklin, NH (603) 934-9080


West Lebanon, NH (603) 298-9485


Rochester, NH (603) 332-8125


Keene, NH (603) 352-2247


Nashua, NH (603) 883-8768


Portsmouth, NH (603) 427-2575






Somersworth, NH (603) 750-7106


Seabrook, NH (603) 474-9685


Plaistow, NH (603) 382-8004


Salem, NH (603) 894-6693


Derry, NH (603) 432-5351


Beneficial New Hampshire IncLondonderry, NH (603) 537-1005

Beneficial New Hampshire IncPortsmouth, NH (603) 436-5720

Beneficial New Hampshire IncWest Lebanon, NH (603) 298-8734

Beneficial New Hampshire IncNashua, NH (603) 883-7783

Beneficial New Hampshire IncBelmont, NH (603) 524-3171

Beneficial New Hampshire IncConcord, NH (603) 224-2536

Beneficial New Hampshire IncRochester, NH (603) 332-1144

Beneficial New Hampshire IncManchester, NH (603) 622-3774

Cashforce USA IncKeene, NH (603) 355-8100


Equity One Consumer Loan Company IncMerrimack, NH (603) 880-0102

Equity One Consumer Loan Company IncPortsmouth, NH (603) 443-0003

Equity One Consumer LoanCompany Inc

Hooksett, NH (603) 647-6660


Keene, NH (603) 357-6663


Concord, NH (603) 227-9031

Financial Resources & Assistance of theLakes Region Inc

Meredith, NH (603) 279-1133

Green Tree Servicing LLCBedford, NH (603) 622-1241

Household Finance Corporation IIPortsmouth, NH (603) 431-2770

Household Finance Corporation IIManchester, NH (603) 625-8551

Household Finance Corporation IINashua, NH (603) 888-7170

LoanMax LLCManchester, NH (603) 641-1270

LoanMax LLCSeabrook, NH (603) 474-6950

LoanMax LLCSalem, NH (603) 893-3638

LoanMax LLCConcord, NH (603) 228-6942

New England Auto and Payday Loans IncSalem, NH (603) 893-8784

nhcash.com LLCBedford, NH (603) 471-1873

Primerica Financial Services HomeMortgages

North Hampton, NH (603) 379-8000

SMALL LOAN LENDER LICENSEES

552003 RETAIL SELLER LICENSEES

125 Auto and Truck Sales IncPlaistow, NH (603) 382-1555

1400 Motors of Nashua IncNashua, NH (603) 888-0200

A + A Motors LLCRochester, NH (603) 335-7849

A T I Automotive and Used Cars IncPlaistow, NH (603) 382-6663

A-1 Auto Body and Motor Sales IncManchester, NH (603) 668-1315

ABC Motors IncLebanon, NH (603) 448-6000

Ackerman Auto Trading LLCPortsmouth, NH (603) 436-6811

Advantage Motorsports LLCWeare, NH (603) 529-5767

Albert CastroLittleton, NH (603) 444-0306

Alco Motors IncConcord, NH (603) 225-6681

Aleksa Auto IncSalem, NH (603) 893-6060

Alfred R JohnsonClaremont, NH (603) 543-3243

Allen Mello Dodge IncNashua, NH (603) 888-7550

Allen Motors IncDerry, NH (603) 434-0391

Alliance Auto Sales IncHooksett, NH (603) 625-4008

Alpine Motor Company LLCRindge, NH (603) 532-6337

Alternative Vehicle Systems LLCNorth Conway, NH (603) 356-0008

AMD Subaru IncNorth Hampton, NH (603) 964-9303

Amherst Motor Sports LtdMilford, NH (603) 673-7303

AMK Auto Wholesale/Brokers IncHampstead, NH (603) 329-4999

Amoskeag European Auto Specialist IncManchester, NH (603) 669-7750

Andrew Motors IncNashua, NH (603) 891-1400

Andy Currier Auto Gallery IncGilford, NH (603) 527-9000

Autex IncorporatedKeene, NH (603) 352-4400

Auto Authority of NH IncDerry, NH (603) 437-2800

Auto Barn, Inc.Hinsdale, NH (603) 336-5900

Auto Exchange IncPlaistow, NH (603) 382-1746

Auto Stop IncPelham, NH (603) 635-3789

Auto Town IncPlaistow, NH (603) 382-1700

Auto Village of Wolfeboro IncWolfeboro, NH (603) 569-1068

Autofair 1477 LPManchester, NH (603) 634-1000

Autofair Ford IncManchester, NH (603) 634-1000

Automart of New England IncPlaistow, NH (603) 378-2000

Automotive Acquisitions Inc NH DivisionManchester, NH (603) 623-6001

Autoserv Nissan of Tilton LLCTilton, NH (603) 286-3500

Autoshop Services and Second Car IncDerry, NH (603) 432-4200

B-J Motors IncManchester, NH (603) 622-1667

Baker Valley Motors IncPlymouth, NH (603) 536-1900

Banks Chevrolet-Cadillac IncConcord, NH (603) 224-4055

Bass Island Auto Sales LLCManchester, NH (603) 621-9876

Belknap Subaru IncBelmont, NH (603) 524-0419

Bennington Garage IncBennington, NH (603) 588-2182

Benson Auto Co IncFranklin, NH (603) 934-4351

Beranger Volkswagen IncRochester, NH (603) 332-6242

Berkowitz Motor CorpManchester, NH (603) 668-2411

Berlin City Ford IncGorham, NH (603) 752-6644

Berlin City’s Chevrolet Buick IncGorham, NH (603) 752-3700

Best Cycle Center IncNashua, NH (603) 889-0161

Best Ford IncNashua, NH (603) 889-0161

Betley Chevrolet-Buick IncDerry, NH (603) 434-1546

Bill Dube IncDover, NH (603) 749-5500

BIT Holding LLCNashua, NH (603) 891-3511

Bladecki Auto LLCBelmont, NH (603) 524-1147

Blake Motor Company LLCNorth Hampton, NH (603) 964-2990

Bob Mariano Dodge IncConcord, NH (603) 224-7437

Bob Mariano Pontiac-Buick-Jeep IncConcord, NH (603) 228-1345

Bob Matte’s Raceway Motors IncHinsdale, NH (413) 772-9520

Bonneville & Son IncManchester, NH (603) 624-9280

Bournival IncPortsmouth, NH (603) 431-8900

Bournival Group IncPortsmouth, NH (603) 431-7000

Brookline Motors IncBrookline, NH (603) 673-4988

C H Dana R V IncMonroe, NH (603) 638-2200

CJ’s Auto Village IncHampton Falls, NH (603) 926-9697

Callahan Motor Cars IncNorth Hampton, NH (603) 964-1400

CampAmerica IncPlaistow, NH (603) 382-9296

Campers Inn IncMerrimack, NH (603) 883-1082

Campers-Inn of Kingston IncKingston, NH (603) 642-5555

Cantin Chevrolet IncLaconia, NH (603) 524-0770

Carlson’s Motor Sales IncConcord, NH (603) 224-2304

Chandler’s Service IncSalem, NH (603) 893-2253

Charles DrakeGoffstown, NH (603) 622-3384

Charles J ZuccolaPlaistow, NH (603) 382-7717

City Motor Sales IncNewport, NH (603) 543-3579

Claremont Ford Lincoln Mercury IncClaremont, NH (603) 543-1221

Classic Cars of New England LLCMerrimack, NH (603) 262-2002

Coast Pontiac-Cadillac-GMC IncPortsmouth, NH (603) 436-1700

Cochino Ventures LLCManchester, NH (603) 622-2461

Cochino Ventures Two LLCMerrimack, NH (603) 578-9400

Cold Springs RV CorporationWeare, NH (603) 529-2222

Colonial Imports CorpNashua, NH (603) 888-3555

Commonwealth Motors of New Hampshire IncPlaistow, NH (603) 382-7101

Complete RV Parts and Service IncKingston, NH (603) 642-3800

Concord Auto Village LLCConcord, NH (603) 227-0550

Concord Cycle Center CorporationConcord, NH (603) 225-2779

RETAIL SELLER LICENSEES

56 2003

Concord Lincoln-Mercury IncConcord, NH (603) 224-4100

Conlin’s Auto Sales LLCChichester, NH (603) 798-5151

Contemporary ChryslerDodge Inc

Milford, NH (603) 673-5511

Country Club Auto Sales LLCMilford, NH (603) 672-3700

Crest Chevrolet IncCenter Conway, NH (603) 356-5401

Cupples CorporationBelmont, NH (603) 524-7240

Currier Chevrolet IncLancaster, NH (603) 788-4941

Currier Pontiac-Oldsmobile-Cadillac-GMC Truck

Gorham, NH (603) 466-3356

Currier RV Center IncGorham, NH (603) 466-5454

Curtis A BrooksCenter Ossipee, NH (603) 539-6020

Cycle World IncLondonderry, NH (603) 437-0290

D L L Motorsports IncSwanzey, NH (603) 357-9999

Dan’s City Used Cars IncManchester, NH (603) 669-3040

Dana L KnowlesSeabrook, NH (603) 474-9629

Dartmouth Motor Sales IncNewport, NH (603) 863-2800

Dean Hill Motors IncCharlestown, NH (603) 543-3127

Dennis G Kalil Motor Sales IncLaconia, NH (603) 366-2141

Deschenes Auto & RV Center IncJaffrey, NH (603) 532-4451

DFL Auto Outlet Inc.Manchester, NH (603) 624-3868

Dick Poulin IncRochester, NH (603) 332-2010

Diprizio GMC Trucks IncMiddleton, NH (603) 473-2372

Dobles Chevrolet-Buick IncManchester, NH (603) 669-2450

Don’s Swedish Imports LLCBow, NH (603) 225-9411

Dover Cadillac IncDover, NH (603) 742-3553

Downtown Lincoln-Mercury IncNashua, NH (603) 889-6151

Dreher-Holloway IncGreenland, NH (603) 431-8585

Earl D SweetDanville, NH (603) 382-6777

Early and Sons IncKingston, NH (603) 642-7997

East Derry Garage IncDerry, NH (603) 434-0341

Ed Reilly Subaru IncConcord, NH (603) 225-0200

Ernest McPhailTilton, NH (603) 286-8801

Euro-Sport Motor Car Sales LtdMerrimack, NH (603) 424-5100

Exeter Chevrolet-Buick Pontiac IncExeter, NH (603) 772-7777

Fairfield’s Pontiac Cadillac Buick GMC IncKeene, NH (603) 352-7700

Fairway Auto Sales LLCRochester, NH (603) 332-1711

Fast Trac of New England LLCNashua, NH (603) 889-1114

Ferris Automotive Imports LLCManchester, NH (603) 623-6001

First Auto Acceptance IncGoffstown, NH (603) 647-8400

Fitzgerald Motorsports IncLaconia, NH (603) 528-1000

Flanders & Patch Motor Sales IncLebanon, NH (603) 448-3363

Fog Motorsports IncConcord, NH (603) 228-0364

Foss Motors IncExeter, NH (603) 772-3702

Fred’s Auto Service IncPortsmouth, NH (603) 433-8844

Fred’s Auto Trends LLCBristol, NH (603) 744-9200

Freightliner of New Hampshire IncLondonderry, NH (603) 421-9000

G & S Management CorporationTilton, NH (603) 286-3141

G W M IncHooksett, NH (603) 634-4000

Gardner Motor Sports IncBethlehem, NH (603) 444-1300

Garrison Motors LtdMadbury, NH (603) 743-3880

Gary Blake Car Company LLCNorth Hampton, NH (603) 964-7900

Gary R GauthierSomersworth, NH (603) 692-6544

Gary W Blake IncExeter, NH (603) 778-0563

Gary’s Sports & RV Center IncChichester, NH (603) 798-4030

General Auto Sales IncClaremont, NH (603) 542-7724

Gerbra CorpPortsmouth, NH (603) 436-1243

Gerrish CorporationLebanon, NH (603) 448-6969

Gilman Outdoor Equipment IncRumney, NH (603) 786-2501

Gladstone Auto Sales LLCHudson, NH (603) 434-4141

Gladstone Ford IncLondonderry, NH (603) 434-4141

Glen E HutchinsFremont, NH (603) 895-6000

Goen-Auto IncMilford, NH (603) 249-9992

Grafton Motor Sales IncWoodsville, NH (603) 747-3323

Grandview Motors IncNorth Woodstock, NH (603) 745-9200

Granite Ford LLCRochester, NH (603) 332-2585

Grapp IncBow, NH (603) 224-0747

Grappone Autosure IncConcord, NH (603) 228-3255

Grappone Imports IncBow, NH (603) 225-3371

Grappone Toyota IncBow, NH (603) 224-9912

Grappone Volkswagen IncBow, NH (603) 224-0747

Great Bay Motorcycles IncNorth Hampton, NH (603) 964-4450

Gregory TaylorSurry, NH (603) 357-5744

Grimard’s Auto Sales & Service IncHooksett, NH (603) 622-5961

H I L CorporationGilford, NH (603) 524-4717

Hall-Cross Chrysler Plymouth IncLittleton, NH (603) 444-7771

Hampton Ford IncNorth Hampton, NH (603) 964-8771

Heritage Harley-Davidson IncConcord, NH (603) 224-3268

Heritage Truck & Automotive IncLondonderry, NH (603) 432-2900

Highland Motors CorpPlaistow, NH (603) 612-1000

Hill’s Realty IncConway, NH (603) 447-5101

Hillsboro Ford IncHillsboro, NH (603) 464-4000

Holloway Motor Cars of Manchester LLCManchester, NH (603) 669-6788

Hooksett Kawasaki IncHooksett, NH (603) 668-4343

Howe Motors IncClaremont, NH (603) 542-5181

Hudson Cycle Center IncHudson, NH (603) 882-1573

Husson Motors IncSalem, NH (603) 898-2886

International Cars LTD IncDover, NH (603) 742-1676


572003

Interstate Used Cars II IncPlaistow, NH (603) 378-9300

J Scott Desroches and Gerald DesrochesHudson, NH (603) 880-6412

James R KauffmanHudson, NH (603) 882-8252

James StockRochester, NH (603) 335-4719

Jared’s Motor Sales IncMerrimack, NH (603) 429-3000

Jeffrey P ChristensenLee, NH (603) 868-8900

Jeffrey R LloydChocorua, NH (603) 323-7214

Jim’s A-1 Auto & RV Sales IncRochester, NH (603) 335-3445

Jim’s Marine Sales IncCharlestown, NH (603) 826-5091

John & Robbin C CaravonaTilton, NH (603) 286-8126

John & Ron’s Auto Sales IncPlaistow, NH (603) 382-7734

John A LeavittHooksett, NH (603) 622-6298

John Grappone IncBow, NH (603) 224-2501

Kalil Motors IncPlaistow, NH (603) 382-8700

Keats IncKeene, NH (603) 352-1510

Keene Auto Body IncKeene, NH (603) 352-3103

Keene Chrysler IncKeene, NH (603) 357-0808

Keith A BabbAuburn, NH (603) 622-1188

Keller Street Motors LpManchester, NH (603) 634-1000

Ken’s Auto Sales IncPelham, NH (603) 635-3286

Kendall Leasing Co IncEpping, NH (603) 679-1933

King Motor Sales LLCExeter, NH (603) 772-1100

Kingsway Auto Sales LLCSeabrook, NH (603) 474-8877

Kip & Joe’s IncGilford, NH (603) 528-0283

KNH IncKeene, NH (603) 352-4330

KRG Enterprises LLCGoffstown, NH (603) 497-8228

Lakes Chrysler Jeep LtdBelmont, NH (603) 524-3262

Lakeview Dodge IncLaconia, NH (603) 524-2311

Lambert Auto Sales IncClaremont, NH (603) 543-0188

Land Rover - Bedford LLCBedford, NH (603) 623-8500

Laramee’s Auto LLCFranklin, NH (603) 934-9227

Laurence OlivaDover, NH (603) 767-1389

Lebanon Motor Toys LtdLebanon, NH (603) 448-9434

Leighton’s Kawasaki IncLee, NH (603) 868-7550

Leon Watkins’ Auto Center IncKeene, NH (603) 357-7004

Lewis Ford IncColebrook, NH (603) 237-5533

LHF IncPelham, NH (603) 635-3336

Liberty International Trucks of NHManchester, NH (603) 623-8873

Lisbon Chevrolet IncLisbon, NH (603) 838-6341

Littleton Chevrolet Buick OldsmobilePontiac Inc

Littleton, NH (603) 444-5678

LMS Acquisition CorpLittleton, NH (603) 444-5003

Locators Unlimited IncSomersworth, NH (603) 740-4333

Lovering Imports LLCConcord, NH (603) 224-6681

LVR IncNashua, NH (603) 888-7070

M & D Cycles IncRye, NH (603) 964-7474

M & M Ford IncEpsom, NH (603) 736-9323

MacDonald Motors IncCenter Conway, NH (603) 356-9341

MacMulkin Chevrolet IncNashua, NH (603) 888-1121

MacMulkin Leasing andRental Inc

Windham, NH (603) 437-7250

Maine Auto IncHillsboro, NH (603) 464-4441

Manchester Motors IncManchester, NH (603) 634-1000

Mark Motors IncWest Chesterfield, NH (603) 256-6400

Mary Ellen MooreManchester, NH (603) 668-6597

McDevitt Trucks IncManchester, NH (603) 668-1700

McFarland Ford Sales IncExeter, NH (603) 772-5953

McGreevy Automotive IncBelmont, NH (603) 524-0552

McLane Enterprises Auto Center LLCGoffstown, NH (603) 497-8008

Medlyn Motor IncMilford, NH (603) 673-1667

Mega-Store II IncHooksett, NH (603) 621-4800

Merchants Rent-A-Car IncHooksett, NH (603) 669-4100

Meredith Harley-Davidson IncMeredith, NH (603) 279-4526

Meredith Motor Co IncMeredith, NH (603) 279-4521

Merrimack Street Garage IncManchester, NH (603) 623-8015

Michael A GalanteBartlett, NH (603) 374-6660

Michael GuertinLondonderry, NH (603) 425-2304

Michael T and Mary R CooneyConcord, NH (603) 226-2697

Mid-Way Buick Pontiac GMC IncSomersworth, NH (603) 749-0010

Mike’s Import Auto Sales of Hooksett IncHooksett, NH (603) 627-5800

Millennium Auto Sales IncManchester, NH (603) 296-1010

Millennium Motor Sales IncBelmont, NH (603) 267-6664

Minato Auto LLCPortsmouth, NH (603) 431-6100

Monadnock Motorcycles IncEast Swanzey, NH (603) 352-1472

Mountain Valley Recreational IncGorham, NH (603) 466-3868

Mountain View Subaru IncKeene, NH (603) 355-5000

Nault Enterprises IncManchester, NH (603) 669-7220

Neat Auto Sales IncManchester, NH (603) 626-4327

New England Motor Car Company IncNashua, NH (603) 888-1207

New England Police Vehicle Leasing CorpNorth Hampton, NH (603) 964-9959

Next-Step Motors IncLebanon, NH (603) 448-7002

Nissan of Keene IncSwanzey, NH (603) 357-7945

North Country Motor Sales IncLancaster, NH (603) 788-2311

North Country Trailblazers IncTamworth, NH (603) 323-7669

North Hampton D & G Motors IncNorth Hampton, NH (603) 964-9787

Northeast Motors IncNorth Hampton, NH (603) 964-9464

Northstar Auto LLCRindge, NH (603) 532-8700

Northwood RV IncNorthwood, NH (603) 942-5824


58 2003

NVA LtdNewport, NH (603) 863-2333

Old Rock Motors IncPelham, NH (603) 898-4945

One Abbey Road IncBelmont, NH (603) 267-6598

Orford Servicenter IncOrford, NH (603) 353-4555

Outdoor Sports Center IncConcord, NH (603) 228-8600

P & M Partnership CorpLittleton, NH (603) 444-7755

Pat’s Auto Sales LLCGorham, NH (603) 752-1063

Patsy’s IncConcord, NH (603) 226-4600

Patsy’s Leasing CorporationConcord, NH (603) 225-9710

Paul GouletHooksett, NH (603) 625-6363

Paul W & Wendy S M OlsonAlbany, NH (603) 447-1198

Paul’s Executive Car Care IncManchester, NH (603) 627-4300

PB’s Auto Village of Hampton Falls IncHampton Falls, NH (603) 926-9500

Performance Marketing IncLebanon, NH (603) 448-3770

Perras Auto IncGoffstown, NH (603) 624-4812

Pete’s Cycle IncMerrimack, NH (603) 598-2697

Peter W Nugent and Gail D NugentColebrook, NH (603) 237-5541

Peters Auto Sales IncNashua, NH (603) 889-1166

Phillips Auto Sales IncChichester, NH (603) 798-3600

Pinnacleview Equipment IncWalpole, NH (603) 756-3379

PJG CorpPlymouth, NH (603) 536-5400

Plummer E Potter JrCenter Conway, NH (603) 447-5561

Port City Nissan IncPortsmouth, NH (603) 431-6500

Portsmouth Chevrolet IncNewington, NH (603) 436-5010

Portsmouth Ford CorpPortsmouth, NH (603) 433-1221

Portsmouth Used Car Superstore IncPortsmouth, NH (603) 436-5010

Poulin CorporationRochester, NH (603) 332-0424

Precision Truck Body Equipment Co IncCandia, NH (603) 483-8937

Preowned Automobile Superstore LtdStratham, NH (603) 772-3132

Profile Motors IncConway, NH (603) 447-3361

Profile Motorsports Plus LLCGorham, NH (603) 752-5000

Profile RV IncAlbany, NH (603) 447-5855

Profile Subaru IncConway, NH (603) 447-3845

R & R Cycles IncManchester, NH (603) 645-1488

R L A G Properties LLCMerrimack, NH (603) 889-3234

Ray’s Marina & RV Sales IncMilton, NH (603) 652-4523

Reynolds Sales IncKingston, NH (603) 642-5175

Rheinhardt Motors IncPlymouth, NH (603) 536-3771

Ric PerreaultRochester, NH (603) 330-0100

Richard A Crate and David J CrateEnfield, NH (603) 632-7530

Richard J DayConcord, NH (603) 225-4777

Richard S HarrisWhitefield, NH (603) 837-2767

Richard WunderlichPelham, NH (603) 635-3222

Ricko Enterprises IncRochester, NH (603) 332-0513

Ride-Away Handicap Equipment CorpLondonderry, NH (603) 437-4444

Riverside Garage and Leasing IncSomersworth, NH (603) 742-9855

Robert and Gloria ByrneGorham, NH (603) 466-2977

Robert GeoffroyKingston, NH (603) 642-5522

Robert H Irwin Motors IncLaconia, NH (603) 524-4922

Robert J Hart and John F BillingsleyPlaistow, NH (603) 378-3511

Robert LeavittKingston, NH (603) 642-5552

Roberts Chrysler Jeep Dodge LLCPeterborough, NH (603) 924-7777

Rochester Lincoln Mercury IncRochester, NH (603) 332-5131

Rochester Motorsports IncRochester, NH (603) 335-5700

Rockingham Motor Group IncSalem, NH (603) 893-7766

Rockingham Toyota Dodge Nissan IncSalem, NH (603) 893-3525

Ron Currier’s Hilltop Chevrolet IncSomersworth, NH (603) 692-2121

Rountree Motors of New Hampshire IncEast Swanzey, NH (603) 352-5900

Rt 3 Auto Sales of Concord IncConcord, NH (603) 224-1963

Rt 3 Auto Sales of Merrimack IncMerrimack, NH (603) 429-4343

Rte 125 RV & Marine IncGonic, NH (603) 335-0112

S & J Motor Company IncMerrimack, NH (603) 882-5175

Salem Ford LLCSalem, NH (603) 436-5010

Saturn of Portsmouth IncPortsmouth, NH (603) 430-9700

Scott ConnollyHampton, NH (603) 926-3039

Scott D BarkerKingston, NH (603) 642-4560

Scott MarquisHooksett, NH (603) 628-7660

Seabrook Truck Center IncSeabrook, NH (603) 474-8310

Seacoast Car Club IncSomersworth, NH (603) 692-7770

Seacoast Harley-Davidson IncNorth Hampton, NH (603) 964-9959

Seacoast Imported Auto IncStratham, NH (603) 772-7300

Seacoast Sport Cycle IncDerry, NH (603) 437-5656

Seacoast Volkswagen IncGreenland, NH (603) 436-6811

Searchforwheels.com IncNorth Hampton, NH (603) 964-2726

Second Street Auto Sales IncManchester, NH (603) 668-5292

Shaker Valley Auto and Tire IncEnfield, NH (603) 632-7901

Shore Thing IncKingston, NH (603) 642-7400

Smith Auto Sales Company IncLebanon, NH (603) 448-3500

Somersworth Auto Center IncSomersworth, NH (603) 436-5010

Somersworth Nissan Isuzu IncSomersworth, NH (603) 692-5200

State Motors IncManchester, NH (603) 623-7291

Steve King Tire Center IncNashua, NH (603) 882-4888

Steven DiantgikisWindham, NH (603) 894-6504

Steven RichardsonWeare, NH (603) 529-7700

Subaru of Milford IncMilford, NH (603) 673-0510

Subaru of Nashua IncHudson, NH (603) 888-9999

Sullivan County Motors IncClaremont, NH (603) 542-9966


592003

Sunnyside Motors IncNashua, NH (603) 880-6550

Talarico Chevrolet-Geo-Pontiac IncMilford, NH (603) 673-3333

Talarico Pontiac-Cadillac IncManchester, NH (603) 626-6666

Team Nissan IncManchester, NH (603) 644-8326

The Auto Outlet of Nashua IncHudson, NH (603) 889-3433

Third Time IncLebanon, NH (603) 448-6363

Thompson Automotive IncNashua, NH (603) 888-8080

Tim’s Truck Capital & Auto Sales IncEpsom, NH (603) 736-8143

Townline Equipment Sales IncPlainfield, NH (603) 675-6347

Tri-City Dodge IncSomersworth, NH (603) 742-9262

Tri-City Subaru IncSomersworth, NH (603) 742-3647

Tri-Sun Motors IncStratham, NH (603) 772-1111

Troy Auto Parts & Service Center IncTroy, NH (603) 242-3397

Truck Equipment Sales & Service IncPlaistow, NH (603) 382-2095

Tulley Buick-Pontiac Company IncNashua, NH (603) 888-0550

Twin States Harley-Davidson IncLebanon, NH (603) 448-4664

Two Thirds Motors IncKeene, NH (603) 352-0555

United Construction CorporationNewport, NH (603) 863-1240

Urban Family Automotive LLCBow, NH (603) 229-4500

Utility Trailers of New England IncSeabrook, NH (603) 474-2515

Vincent’s Auto IncDerry, NH (603) 432-1983

Walker Motor Sales IncWoodsville, NH (603) 747-3389

Wentworth Motor Co IncExeter, NH (603) 772-5975

Westville Motors IncPlaistow, NH (603) 382-9223

White Mountain Volkswagen LLCManchester, NH (603) 625-4400

William F Fenton IncorporatedEast Swanzey, NH (603) 354-5000

William H FortePlaistow, NH (603) 382-3308

Windham Auto Sales IncDerry, NH (603) 437-0426

Winnisquam Auto IncTilton, NH (603) 524-8880

World of Wheels IncSeabrook, NH (603) 474-5177

Wyman’s Chevrolet Co IncHillsboro, NH (603) 464-5544

Yankee Trucks LLCConcord, NH (603) 226-2000

Young’s Auto Sales IncLaconia, NH (603) 524-3738


60 2003LEGAL HOLIDAYS

Legal Holidays 2004 2005

New Year’s Day January 1st January 1st

Martin Luther King, Jr./Civil Rights Day January 19th January 17th

President’s Day February 16th February 21st

Memorial Day May 31st May 30th

Independence Day July 4th July 4th

Labor Day September 6th September 5th

Columbus Day October 11th October 10th

Election Day November 2nd _______

Veterans Day November 11th November 11th

Thanksgiving Day November 25th November 24th

Christmas Day December 25th December 25th

State of New Hampshire

BANKING COMMISSION

64B Old Suncook Road

Concord, New Hampshire 03301

[email protected]

of the bank commissioner - nh.gov · 6 2003 foreword the one hundred fifty-ninth annual report of...

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