of the bank commissioner - new hampshire...type of institution charters branches commercial bank 7...
TRANSCRIPT
161st EditionYear Ending 2005
The
Annual Reportof the
BANK COMMISSIONER
12005 LETTER TO THE GOVERNOR
His Excellency Governor John H. Lynch and The Honorable CouncilState HouseConcord, New Hampshire 03301
Dear Governor Lynch and Members of the Council:
I respectfully submit the One Hundred Sixty-first Annual Report of the BankCommissioner. This Annual Report is made pursuant to RSA 383:15 andcovers calendar year 2005.
The year 2005 was another year of growth and profitability for NewHampshire financial institutions. Our state-chartered institutions continue toprovide capital for New Hampshire businesses as well as individual citizens.The outlook for 2006 and beyond is for continued, solid growth for ourbanks, credit unions, mortgage bankers & brokers and other licensees of theDepartment of Banking.
Respectfully submitted,
Peter C. HildrethBank Commissioner
2 2005
STATE OF NEW HAMPSHIRE
GOVERNOR
John H. Lynch
EXECUTIVE COUNCIL
Raymond S. BurtonRuth L. Griffin
Debora B. PignatelliPeter J. Spaulding
Raymond J. Wieczorek
◆ ◆ ◆
BANK COMMISSIONER
Peter C. Hildreth
DEPUTY BANK COMMISSIONER
Robert A. Fleury
CHIEF BANK EXAMINER GENERAL COUNSEL DIRECTOR, CONSUMER CREDIT
Charles M. O’Connor Donna M. Soucy Mary L. Jurta
◆ ◆ ◆
BANK COMMISSIONER’S OFFICE
64B Old Suncook RoadConcord, New Hampshire 03301
Telephone (603) 271-3561Banking Division Fax (603) 271-1090
Consumer Credit Division Fax (603) 271-0750
Web Site Address: www.nh.gov/bankingEmail Address: [email protected]
32005
NEW HAMPSHIRE BANKING DEPARTMENT
Organizational Chart
ORGANIZATIONAL CHART
Bank Commissioner
Chief Bank Examiner Attorney III
Legal Coordinator - Banking
Legal Coordinator – Consumer Credit
Deputy Bank Commissioner
Bank Examiner IV’s
Bank Examiner III’s
Bank Examiner II’s, I’s, Trainees
Administrator IV
Administrator II
Program Specialist III
Bank Examiner III’s
Bank Examiner II’s, I’s, Trainees
Program Specialist I’s
Administrator I
Business Administrator I
Sr. Accounting Technician
Executive Secretary
Secretary I
Secretary Typist Part-Time
Program Specialist II
4 2005
52005
TABLE OF CONTENTSForeword ........................................................................................................................................................ 6
Mission Statement ......................................................................................................................................... 6
Functions of the Banking Department.......................................................................................................... 6
Number of State Chartered Institutions and Branches in New Hampshire ................................................ 6
Consumer Credit Division - Number of Licenses ........................................................................................ 6
New Banks Approved .................................................................................................................................... 7
Bylaw Amendments ....................................................................................................................................... 7
Charter Amendments .................................................................................................................................... 7
Charter Dissolution Voluntary ....................................................................................................................... 7
Notice to Exercise Power of a National Bank .............................................................................................. 7
Issue Capital Debenture(s) ........................................................................................................................... 7
Mergers .......................................................................................................................................................... 7
Conversions ................................................................................................................................................... 8
Bank Holding Companies ............................................................................................................................. 8
Non-Depository Holding Companies ............................................................................................................ 8
Main Office Relocations ................................................................................................................................ 8
Branches Established ................................................................................................................................... 8
Branches Discontinued ................................................................................................................................. 9
Branches Relocated ...................................................................................................................................... 9
ATM - Cash Dispensing Machines - RSU Established/Discontinued by a Depository Institution ............ 9
International Bank Affiliations ....................................................................................................................... 9
Other Banking Activities .............................................................................................................................. 10
Loan Production Offices ............................................................................................................................. 10
Legislation............................................................................................................................................... 11-13
Rules of the Bank Commissioner ............................................................................................................... 13
State Chartered Banks – General Information ..................................................................................... 14-21
State Chartered Credit Unions – General Information ......................................................................... 22-25
State Chartered Institutions in New Hampshire by Municipality .......................................................... 26-29
Financial Information on Non-Depository Trust Companies and Trust Departments .............................. 30
Financial Information on State Chartered Banks ....................................................................................... 31
Financial Information on State Chartered Credit Unions .......................................................................... 32
Graphic Trends on Assets, Loans, and Deposits ................................................................................. 33-34
Graphic Trends on Consumer Credit Division Licenses ........................................................................... 35
Debt Adjuster Licensees . ........................................................................................................................... 36
Mortgage Banker Licensees .................................................................................................................. 36-40
Mortgage Broker Licensees ................................................................................................................... 41-45
Mortgage Servicer Registrations ................................................................................................................ 46
Retail Seller Licensees .......................................................................................................................... 47-51
Sales Finance Company Licensees ...................................................................................................... 52-53
Small Loan Lender Licensees .................................................................................................................... 53
Legal Holidays ............................................................................................................................................. 54
6 2005
ForewordThe one hundred sixty-first annual report of the Bank Commissioner contains management, financial informationand locations of banks, credit unions and other financial institutions operating under state charters. This report alsocontains information concerning mortgage bankers and brokers, sales finance companies, and small loan lenderslicensed in 2005.
Mission StatementThe New Hampshire Banking Department is an executive agency of the New Hampshire state government chargedwith protecting the public interest by securing the safety and soundness of banks and credit unions, and by licensingnon-bank consumer loan lenders and loan brokers.
Functions of the Banking DepartmentThe Bank Commissioner is responsible for the general supervision of all New Hampshire chartered financial institu-tions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guaranty sav-ings banks, co-operative banks, merchant banks, and credit unions. The commissioner is also charged with the li-censing and supervision of non-bank mortgage lenders and brokers, mortgage loan servicers, retail sellers, salesfinance companies, small loan, title loan, payday lenders, and debt adjusters.
State laws mandate that the Department conduct examinations of each financial institution and licensed lender andbroker to ensure sound financial management and compliance with state and federal laws and regulations.
The Department is responsible for the investigation of branch applications, new bank applications and conversions,merger and consolidation applications of state chartered institutions.
Number of State Chartered Institutions and Branches in New HampshireType of Institution Charters BranchesCommercial Bank 7 36Co-operative Bank 1 0Credit Union 21 40Fiduciary Trust Company 16 7Guaranty Savings Bank 5 105Merchant Bank 1 0Mutual Savings Bank 7 29
Totals 58 217
Consumer Credit Division - Number of LicensesType of License Licenses IssuedDebt Adjuster 15Mortgage Banker 540Mortgage Broker 465Mortgage Servicer Registration 41Retail Seller 314Sales Finance Company 146Small Loan Lender 83
Totals 1,604
72005
New Banks ApprovedPyramis Global Advisors Trust Company, Merrimack
Bylaw AmendmentsCathedral Credit Union, Manchester
Article I, Section 1 – Name
Holy Rosary Regional Credit Union, RochesterArticle IV, Section 1 – Capital and Liability
St. Mary’s Bank, ManchesterArticle VII, Section 4 – Directors
Seacoast Credit Union, HamptonArticle I, Section 3 – Name-PurposesArticle II, Section 1, 2, 3, & 4 – Qualifications for
MembershipArticle III, Section 1, 2, 3, 4, 5, & 6 – Shares of
MembersArticle IV, Section 1 & 2 – Receipting for Money
PassbooksArticle V, Section 1, 3, & 4 – Meetings of MembersArticle VI, Section 4, 5, & 6 – ElectionsArticle VII, Section 1, 2, 3, 4, 5, & 7 – Board of
DirectorsArticle VIII, Section 1, 3, 5, 6, 7, 8, & 9 – Board
Officers, Management Officials & ExecutiveCommittee
Article IX, Section 1, 2, 3, 4, 5, 6, 7, & 8 – CreditCommittee
Article X, Section 1, 2, 3, 4, 5, & 6 – SupervisoryCommittee
Article XII, Section 1, 2, 3, 4, 5, 6, 7, & 8 – Loansand Lines-of-Credit to Members
Article XIV, Section 1, 2, & 3 – DividendsArticle XV, Section 1, 2, 3, 4, & 5 – Deposit and
Disbursement of Funds- Investments andBorrowing
Article XVII, Section 1 – MinorsArticle XIX, Section 2, 3, 4, & 7 – GeneralArticle XX, Section 1, 2, & 3 – Operations Following
an Attack on the United StatesAddendum A, #32 – Field of Members
Service Credit Union, PortsmouthArticle III, Sections 1 & 3 – Shares of Members
Union Leader Employees Credit Union, ManchesterArticle III, Section 1 – Membership and Sphere ofOperation
Telephone Credit Union of NH, ManchesterArticle I, Section 1 - Name
Charter AmendmentsDevonshire Institutional Trust Company, Merrimack
Name change to Pyramis Global Advisors TrustCompany
The Berlin City Bank, BerlinName change to Northway Bank
Entrust Bank and Trust, ConcordName change to International Bank and Trust
International Bank and Trust, ConcordChange in control
Charter Dissolution VoluntaryBoston Common Trust Company, Bedford
Charter dissolution September 28, 2005
Notice to Exercise Power of a National BankLaconia Savings Bank, Laconia
Issue Capital Debenture(s)Centrix Bank & Trust, Bedford
MergersGateway Credit Union, Nashua into
St. Mary’s Bank, Manchester
Village Bank and Trust, Gilford union intoLaconia Savings Bank, Laconia
The Pemigewasset National Bank of Plymouth, Plymouthinto The Berlin City Bank, Berlin
First Signature Bank & Trust Company, Portsmouthinto First Republic Bank, Las Vegas, Nevada
8 2005
Conversion from State Bank to Nevada StateBankFirst Signature Bank & Trust Company, Portsmouth
merged into First Republic Bank, Las Vegas, Nevada
Bank Holding CompaniesCommunity Guaranty Corporation
Community Guaranty Savings Bank
First Colebrook Bancorp, Inc.The First Colebrook Bank
Guaranty Bancorp, Inc.Woodsville Guaranty Savings Bank
LSB FinancialLaconia Savings Bank
Manulife Financial CorporationJohn Hancock Bank & Trust Company
Northway Financial, Inc.The Berlin City Bank
The Siwooganock Holding CompanyThe Siwooganock Bank
Non-Depository Bank Holding CompaniesCharter Holding Corporation
Charter Trust Company
Deutsche Bank AGTaunus CorporationDeutsche Bank Americas Holding CorporationDeutsche Investment Management Americas, Inc.
Scudder Trust Company
General Motors CorporationGeneral Motors Trust Company
ICMA Retirement Corporation
Vantage Trust Company
International Bancorp Holdings, IncInternational Bank and Trust
Pensco Holding Corporation
Pensco Trust Company, The
Putnam Fiduciary Trust CompanyMercer Trust Company
Pyramis Global Advisors Holding CorpPyramis Global Advisors Trust Company
Main Office RelocationsMerchantBanc, LLC
From: Two Wall Street, ManchesterTo: 66 Hanover Street, Suite 303, Manchester
Scudder Trust CompanyFrom: 50A Northwestern Drive, Salem
To: 11 Northeastern Boulevard, Salem
Branches EstablishedCentrix Bank & Trust, Bedford
17 Armory Road, Milford
Citizens Bank New Hampshire, ManchesterStop & Shop Supermarket365 Lincoln Street, Manchester
Citizens Bank New Hampshire, ManchesterStop & Shop Supermarket137 Portsmouth Avenue, Exeter
Citizens Bank New Hampshire, ManchesterStop & Shop Supermarket601 Nashua Street, Milford
Citizens Bank New Hampshire, ManchesterShaw’s Supermarket43 Indian Rock Road, Windham
92005
Branches DiscontinuedCitizens Bank New Hampshire, Manchester
Sagamore Ridge, 125 Daniel Webster Highway,Nashua
Members First Credit Union, Manchester270 Amory Street, Manchester
Triangle Credit Union, Nashua195 McGregor Street, Manchester
Branches RelocatedCentrix Bank & Trust, Bedford
From: Market Street, Suite 103, PortsmouthTo: 163 Deer Street, Portsmouth
Charter Trust Company, ConcordFrom: 20 Grove Street, Peterborough
To: 2-4 Main Street, Peterborough
Charter Trust Company, ConcordFrom: 80 South Main Street, Hanover
To: 17 ½ Lebanon Street 3rd Fl, Hanover
Siwooganock Bank (The), LancasterFrom: 625 Meadow Street, Littleton
To: 260 Main Street, Littleton
ATMs – Cash Dispensing Machines – RSUsEstablished or Discontinued by a DepositoryInstitutionEstablished:Centrix Bank & Trust, Bedford
17 Armory Road, Milford163 Deer Street, Portsmouth
Citizens Bank New Hampshire, ManchesterStop & Shop Supermarket, 137 Portsmouth Ave,
ExeterSt. Anselm College, 100 St. Anselm Drive,
ManchesterStop & Shop Supermarket, 365 Lincoln Street,
ManchesterStop & Shop Supermarket, 601 Nashua Street,
Milford
First Colebrook Bank (The), ColebrookEmerson Outdoor Outfitter, 149 State Street, Groveton69 Route 101A, Amherst
Granite State Credit Union, ManchesterDerry Traffic Circle, 2 East Derry Road, Derry
Laconia Savings Bank, Laconia845 Central Avenue, Dover
Merrimack County Savings Bank, Concord519 South Street, Bow377 Main Street, Hopkinton656 Suncook Valley Road, Pittsfield
Seasonal Opening/Closings:Citizens Bank New Hampshire, Manchester
Hampton Beach Casino169 Ocean Boulevard, Hampton
Laconia Savings Bank, LaconiaWinnipesaukee Flagship Gift Shop211 Lakeside Avenue, Weirs Beach
Discontinued:Centrix Bank & Trust, Bedford
100 Market Street, Portsmouth
Citizens Bank New Hampshire, ManchesterCumberland Farms, 86 Calef Highway, Epping727 Milford Road, Route 101A, MerrimackCumberland Farms, 772 Mast Road, ManchesterMall of New Hampshire, 1500 South Willow Street,
Manchester
Southern NH University, 2500 North River Road,Manchester
Vista Foods, 310 Wilson Street, ManchesterCumberland Farms, 1 Knight Street, Rochester
First Colebrook Bank (The), ColebrookTrading Post, Main Street, Pittsburg
International Bank AffiliationsInternational:The Royal Bank of Scotland Group, PLC.The Royal Bank of Scotland, PLC.
Citizens Financial Group, Inc.Citizens Bank New Hampshire
10 2005
Other Banking Activities
Interstate Branches EstablishedCharter Trust Company, Concord
415 Congress Street, Suite 203, Portland, ME
Charter Trust Company, Concord2015 Main Street, Quechee, VT
Exeter Trust Company, Exeter290 Woodcliff Drive, Fairport, NY
Exeter Trust Company, Exeter115 Vickery Street, Suite 105, Roswell, GA
First National Bank of Ipswich (The), Ipswich, MA77 Hanover Street, Portsmouth
First Signature Bank & Trust Company, Portsmouth56 Mason Street, Greenwich, CT
First Signature Bank & Trust Company, Portsmouth160 Federal Street, Boston, MA
Union Bank, Morrisville, VT263 Dells Road, Littleton
Pentucket Bank, Haverhill, MA232-242 North Broadway, Salem
Interstate Branches DiscontinuedCharter Trust Company, Concord
289 Main Street, Norwich, VT
Cambridge Trust Company of New Hampshire, Concord32 Grover Street, Peterborough
Exeter Trust Company, Exeter1100 Chase Square, Rochester, NY
Exeter Trust Company, Exeter100 Galleria Parkway, Suite 690, Atlanta, GA
Loan Production Offices EstablishedBow Mills Bank and Trust
116 South River Road, Building F, Bedford
First Community Bank, Woodstock, VT1 School Street, Suite 6, Lebanon
First National Bank of Ipswich (The), Ipswich, MA155 Fleet Street, Portsmouth
First Mariner Bank, Baltimore, MD294 Route 101, Amherst
First Republic Bank, San Francisco, CAEast Point Plaza, 130 Main Street, Suite 206A, Salem
Laconia Savings Bank, Laconia6 Old Rochester Road, Dover
Sanford Institute for Savings, Sanford, MENo physical New Hampshire office location.
Temecula Valley Bank, Temecula, CA33 North River Road, Lee
Loan Production Offices Discontinued:Centrix Bank & Trust, Bedford
468 Route 13, Milford
Laconia Savings Bank, Laconia264 South River Road, Suite 462, Bedford
Laconia Savings Bank, Laconia1 New Hampshire Avenue, Portsmouth
Union Bank, Morrisville, VT241 Main Street, Littleton
112005
Legislation Enacted by the 2005 Session of the Legislature
Chapter RSA Information
Retail Installment Sales of Motor Vehicles255 361–A:1, III–b Added.255 361–A:1, VIII–a Inserted new text.255 361-A:1, VIII-b Added par. VIII-b designation to existing text of par. VIII-a.255 361–A:2, II(a) Amended generally.255 361–A:2, XII Substituted “shall” for “must”, deleted “to the commissioner” following “promptly sub-
mit”, and substituted “to correct” for “that will correct” in the second sentence; andadded the fourth through seventh sentences.
255 361–A:2, XV Added.255 361–A:2–b, VI Added.255 361–A:3, I Amended generally.255 361–A:3, I–a Inserted “respondent,” following “applicant,”, “member,” following “officer,”, and “,
Intro. par. respondent,” following “applicant” in the introductory paragraph.255 361–A:3, I–a(i) Deleted “or” following “thereunder”.255 361–A:3, I–a(j) Inserted new text.255 361-A:3, I-a(k) Added subpar. (k) designation to existing text of subpar. (j).255 361–A:3, IV Inserted “, impose penalties” following “revoke the license”, in the first sentence; and
inserted “calendar” following “within 180” in the second sentence.255 361–A:5, III Substituted “chapter including personal disclosure statements and authorizations to
meet the requirements of RSA 361-A:2” for “title”.255 361–A:5, VIII Added.255 361–A:5, IX Added.255 361–A:6–a, II Inserted the third sentence.255 361–A:6–a, IV Substituted “institutions” for “other licensees of the department”, and added “under
RSA 383:11, except when the principal office of the licensee or person is locatedoutside of this state and the department has determined that the examination mustbe conducted at that out-of-state location, the actual cost of travel, lodging, meals,and other expenses of examination personnel making the examination, shall bechargeable to and paid by such licensee or person in addition to the per diem chargefor examination personnel set forth in RSA 383:11” following “cost of examinations”in the second sentence.
Bank Commissioner255 383:11, Intro. par. Inserted “or she” following “he” in two places, and deleted “RSA 398-A” following
“397-A,” in the first sentence of the introductory paragraph.
General Provisions as to Savings Banks, Trust Companies, and Depositories255 384:16–f, II Substituted “XXI for “XI”, and inserted a comma following “credit”.
Conversion Between State and National Banks124 389:5 Substituted “the fee charged by the secretary of state to business corporations un-
der RSA 293-A,” for “1/10 of one percent of the capital stock of said corporation asset forth in said articles”.
Conversion Between Mutual Savings Banks, Cooperative Banks, Building and Loan Associations, GuarantySavings Banks, Commercial Banks, Trust Companies, and Savings and Loan Associations124 389–A:3 Inserted “or her” following “endorse his”, and substituted “the fee charged by the sec-
retary of state to business corporations under RSA 293-A” for “1/20 of one percentof the capital funds of the institution as converted, however, not less than $100 normore than $500 in any case” in the first sentence.
Incorporation and Management of Trust Companies124 392:28 Substituted “the fee charged by the secretary of state to business corporations un-
der RSA 293-A” for “1/10 of one percent of any increases in the capital stock pro-vided for by such amended certificate of charter”.
12 2005
Licensing of Nondepository First Mortgage Bankers and Brokers255 397–A:1 Amended section generally.255 397–A:2, I Deleted “banking” preceding “department’s”, “first” preceding “mortgage loans”, and
“primary domicile or” preceding “place of residence”.255 397–A:2, II Deleted “first” preceding “mortgage loan”, and inserted “section” following “15 U.S.C.”.255 397–A:2, III Inserted “order,” following “regulation,” in the second sentence.255 397–A:3 Deleted “first” preceding “mortgage loans” and “banking” preceding “department” in
the first sentence, and added the second sentence.255 397–A:4, III Inserted “or second” following “first”.255 397–A:4, IX Added.255 397–A:5, I Amended generally.255 397–A:5, II Amended generally.255 397–A:5, III Amended generally.255 397–A:5, IV Amended generally.255 397-A:5,V Assigned provisions from existing par. IV, and inserted “or second” following “first”
in subpar. (b)255 397–A:6, I Deleted “first” preceding “mortgage loans” in the first sentence.255 397–A:6, IV Inserted “agents, originators,” following “trustees”, and deleted “first” preceding
“mortgage loans”.255 397–A:6, V Inserted “, agents, and originators, following “employees”, and deleted “first” preceding
“mortgage loans” in the first sentence, and deleted the second sentence.255 397–A:8, III Substituted “$500” for “$250”.255 397–A:9 Deleted “first” preceding “mortgage loans”.255 397–A:10, II Deleted “banking” preceding “department of the” and inserted “addition or deletion of
a principal and shall provide the” thereafter, and substituted “principal” for “stockholderor other person owning 10 percent or more of the licensee” in the first sentence, andadded the second through fourth sentences.
255 397–A:10–a, I(a) Deleted “first” preceding “mortgage banker” and preceding “mortgage broker”, andinserted a comma following “including” and “limited to” in the first sentence, and added“and final reports to the commissioner” following “notice” in the second sentence.
255 397–A:11, I Deleted “banking” preceding “department” in the first sentence; and inserted “in areadily accessible location” following “maintained”, “New Hampshire” preceding “prin-cipal office”, and “New Hampshire” preceding “branch office” in the second sentence.
255 397–A:11, II Inserted “and business records” following “files and “or branch” following “principal”,and deleted “banking” preceding “department” in the first sentence; inserted the sec-ond sentence; and deleted “banking” preceding “department” in the fourth sentence.
255 397–A:11, III Deleted “first” preceding “mortgage loan”, substituted “shall” for “must”, and deleted“banking” preceding “department”.
255 397–A:12, V Amended generally.255 397–A:12, V–a Added.255 397–A:13, II Deleted “first” preceding “mortgage banker’s” in the third sentence, and deleted “first”
preceding “mortgage broker’s” in the fourth sentence.255 397–A:13, III Deleted “banking” preceding “department”.255 397–A:13, IV Substituted “mortgage banker or mortgage broker” for “first mortgage banker, first
mortgage broker, or first mortgage banker and broker”, deleted “banking” preceding“department”, and added “up to a maximum penalty of $2,500 per report or statement”following “overdue” in the first sentence, and deleted the second sentence.
255 397–A:13, VI Added255 397–A:14, I Deleted “home” preceding “loan”.255 397–A:14–b Added the second sentence.255 397–A:15, V Deleted “first” preceding “mortgage” and “home” thereafter.255 397–A:15, V–a Repealed.255 397–A:15, VII Deleted “first” preceding “mortgage loan” in the first sentence.255 397–A:16, I Substituted “Mortgage bankers and mortgage brokers” for “Lenders” in the first sen-
tence substituted “mortgage banker or mortgage broker” for “lender” wherever ap-pearing; deleted “for” preceding “income verification” in the third sentence; andinserted “who authorized and ordered the appraisal and whose name appears onthe appraisal report” preceding “a copy” in the fourth sentence.
132005
255 397–A:16, II Substituted “Persons” for “Licensees”.255 397–A:16, III Substituted “Persons” for Licensees”.255 397–A:16, IV Inserted “and mortgage bankers” following “mortgage brokers”.255 397–A:16–a Added255 397–A:17, I Rewrote introductory paragraph.
Intro. par.255 397–A:17, I(g) Inserted “originators,” following “agents,”,255 397–A:17, I(l) Deleted “or” following “thereunder;”,255 397–A:17, I(m) Inserted new text.255 397–A:17, VI Inserted “, agents,” following “employees” in the second sentence.255 397–A:17, VII Deleted “first” preceding “mortgage broker” and preceding “mortgage banker”, and
inserted “, impose penalties,” following “revoke the license” in the first sentence; andinserted “calendar” following “within 180” in the second sentence.
255 397–A:20, II(d) Deleted “, III“ following 397-A:5.255 397–A:20, II(e) Added.255 397–A:20, VII Added.
Regulation of Mortgage Loan Servicers255 397–B:1, I–a Added.255 397–B:1, II Substituted “VII” for “III”255 397–B:1, V Added.255 397–B:3, VII Inserted “, impose penalties,” following “revoke the registration” in the first sentence;
and inserted “calendar” following “within 180” in the second sentence.255 397–B:3, VIII Amended generally.255 397–B:3, IX Inserted “, after notice and opportunity for hearing, assess penalties or” following “may
Intro. par. by order”, inserted “, member,” following “officer”, and inserted “, respondent,” following“controlling the applicant” in the introductory paragraph.
255 397–B:3, IX(g) Deleted “or” following “thereunder;”.255 397–B:3, IX(h) Inserted new text.255 397–B:4, I Amended generally.255 397–B:4, III Added.255 397–B:4–b Added
Second Mortgage Home Loans255 Prec. 398–A:1 Ch. heading Repealed255 398–A:1 Repealed255 398–A:1–a Repealed
Rules of the Bank CommissionerChapter Title Effective Date Expiration Date510.09 Credit Union Branching 11-11-05 11-11-131107 Amendments to Bylaws 11-11-05 11-11-132400 General Requirements: Licensees 02-02-06 08-01-062500 Mortgage Bankers and Brokers 02-02-06 08-01-06
14 STATE CHARTERED BANKS 2005
STATE CHARTERED BANKSAmerican Trust Company
(Fiduciary Trust Company)Year of Incorporation - 1991
One Court Street, Suite 350Lebanon, NH 03766
Telephone: 448-6415 Fax: 448-4569
Web Address - www.amertrust.com
OfficersJohn M. Roy, Chairman of the BoardPaul H. Collins, President, Secretary
Jeffrey M. Harris, Treasurer
Bow Mills Bank and Trust(Commercial Bank)
Year of Incorporation - 1987
503 South StreetBow, NH 03304
Telephone: 225-6700 Fax: 225-6274
Web Address - www.bowmillsbank.com
OfficersJohn E. Swenson, Chairman of the Board
Peter H. Winship, President, CEOAnthony J. Pucci, Senior Vice President, CFO
Donald M. Bennert, Senior Vice PresidentLinda J. Lorden, Senior Vice President
Raymond F. Martin, Senior Vice PresidentFrederick H. Weismann, Sr., Senior Vice President
Branches190 North Main Street, Concord, NH
35 Kearsarge Avenue, Contoocook, NH
Centrix Bank & Trust(Commercial Bank)
Year of Incorporation - 1998
1 Atwood LaneBedford, NH 03110
Telephone: 647-4446 Fax: 622-7426
Web Address - www.centrixbank.com
OfficersPhilip M. Stone, Chairman of the Board
Joseph B. Reilly, President, CEOLucy T. Gobin, CFO, COO, Executive Vice President
David H. Cassidy, Jr., Senior Vice PresidentStephen H. Witt, Jr., Senior Vice President
Branches41 Hooksett Road, Manchester, NH
17 Armory Road, Milford, NH163 Deer Street, Portsmouth, NH
Charter Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1984
90 North Main StreetConcord, NH 03301
Telephone: 224-1350 Fax: 226-1278
Web Address - www.chartertrust.com
OfficersStephen Ensign, Chairman of the Board
Stephen G. Fritch, PresidentSteven A. Albrecht, CEOChristine Donovan, COO
Cynthia W. Sanford, CFO, TreasurerDouglas Tengdin, Senior Vice President, CIO
Branches254 Main Street, Biddeford, ME
415 Congress Street, Suite 203, Portland, ME80 South Main Street, Hanover, NH127 Washington Street, Keene, NH
46 Bay Street, Manchester, NH24 NH Route 25, Meredith, NH
331 Main Street, New London, NH2-4 Main Street, Peterborough, NH34 Wakefield Street, Rochester, NH
2015 Main Street, Quechee, VT
STATE CHARTERED BANKS 152005
Citizens Bank New Hampshire(Savings Bank)
Year of Incorporation - 1864
875 Elm StManchester, NH 03101
Telephone: 634-6000 Fax: 634-7578
Web Address - www.citizensbank.com
OfficersThomas M. Metzger, Chairman of the Board,
President, CEOMichael J. Gleason, Executive Vice PresidentCarol-Lynn Saliba, Executive Vice President
Gary J. Barr, Senior Vice PresidentLori Chandonnais, Senior Vice President
Allison Chandonnet, Senior Vice PresidentJeannette M. Davila, Senior Vice President
Suzanne R. Figueroa-Rich, Senior Vice PresidentDavid J. Gagnon, Senior Vice President
Robert P. Gerseny, Senior Vice PresidentDaniel L. Griggs, Senior Vice PresidentRalph Henault, Senior Vice President
Maureen Kelliher, Senior Vice PresidentDavid Kuhn, Senior Vice PresidentKim Little, Senior Vice President
Elizabeth M. Lord, Senior Vice PresidentStephen P. Lubelczyk, Senior Vice PresidentSuzanne M. Macklin, Senior Vice President
Janice N. Markey, Senior Vice PresidentSusan Martore-Baker, Senior Vice PresidentMarilyn A. Muscara, Senior Vice President
Robert A. Provencher, Senior Vice PresidentGlenn A. Rowley, Senior Vice PresidentManuel J. Silva, Senior Vice President
Vernon T. Studer, Senior Vice PresidentWilliam F. Suglia, Senior Vice President
Daryl J. Wentworth, Senior Vice PresidentTimothy J. Whitaker, Senior Vice President
BranchesMeeting Place, Route 101, Amherst, NHWalMart, 85 Route 101A, Amherst, NH
Junction Routes 9 & 125, Barrington, NHKilton Road & Route 3, Bedford, NH106 South River Road, Bedford, NH
173 Pleasant Street, Berlin, NH74 Pleasant Street, Claremont, NH
171 Main Street, Colebrook, NH1 Capital Plaza, Main Street, Concord, NH
188 Loudon Road, Concord, NH88 South Street, Concord, NH
234 White Mountain Highway, Suite 1, Conway, NH42 Pinkerton Street, Derry, NH
140 Washington Street, Dover, NH137 Portsmouth Avenue, Exeter, NH
154 Water Street, Exeter, NH921 Central Street, Franklin, NH
Junction Routes 16 & 302, Glen, NH11 Church Street, Goffstown, NH
605 Mast Road, Goffstown, NH630 Lafayette Road, Hampton, NH
35 Winnacunnet Road, Hampton, NH81 Lafayette Road, Hampton Falls, NH
80 Lyme Road, Hanover, NH44 South Main Street, Hanover, NH4 Western Avenue, Henniker, NH
4 Main Street, PO Box 54, Hinsdale, NH1283 Daniel Webster Highway North, Hooksett, NH
71 Lowell Road, Hudson, NH9 Wason Road, Hudson, NH15 Main Street, Keene, NH
587 Main Street, Laconia, NH20 West Park Street, Lebanon, NH
Main Street, Lincoln, NH42 Nashua Road, Route 102, Londonderry, NH
2035 Brown Avenue, Manchester, NH835 Hanover Street, Manchester, NH
201 John E. Devine Drive, Manchester, NH365 Lincoln Street, Manchester, NH7 McGregor Street, Manchester, NH
1550 North Elm Street, Manchester, NH777 South Willow Street, Manchester, NH1500 South Willow Street, Manchester, NH
66 NH Route 25, Meredith, NH268 Daniel Webster Highway South, Route 3,
Merrimack, NH173 Elm Street, Milford, NH
601 Nashua Street, Milford, NH33 Coliseum Avenue, Nashua, NH
277 Daniel Webster Highway, Nashua, NH238 Main Street, Nashua, NH
122 Northeastern Boulevard, Nashua, NH1 Trafalgar Square, Nashua, NH
Main Street, Route 16, North Conway, NH65 Lafayette Road, North Hampton, NH
930 Route 16, Junction Routes 16 & 28, Ossipee, NHOld Bridge Street, Route 38, Pelham, NH
339 Village Street, Penacook, NH54 Main Street, Pittsfield, NH
20 Highland Street, Plymouth, NH134 Pleasant Street, Portsmouth, NH
1600-28 Woodbury Avenue, Portsmouth, NH2 Freetown Road, Raymond, NH
Route 101, 9 Freetown Road, Raymond, NH11 Milton Road, Rochester, NH
1 North Main Street, Rochester, NH48 Portland Street Extension, Rochester, NH
405 Portland Avenue, Rollinsford, NH45 South Broadway, Route 28, Salem, NH
1 Constitutional Way, Somersworth, NH56 Tri-City Plaza, Somersworth, NH
Wal-Mart, 430 High Street, Somersworth, NH38 Portsmouth Avenue, Stratham, NH
Portsmouth Avenue, Route 108, Stratham, NHRoute 12A & Airport Road, West Lebanon, NH
43 Indian Rock Road, Windham, NH115 Indian Rock Road, Windham, NH
7 Center Street, Wolfeboro, NH
16 STATE CHARTERED BANKS 2005
Claremont Savings Bank(Savings Bank)
Year of Incorporation - 1907
145 Broad Street, Claremont, NH 03743Telephone: 542-7711 Fax: 542-5432
Web Address - www.claremontsavings.com
OfficersFrank E. Reed, Chairman of the Board
H. Clay Hawkins, IV, President, Treasurer
Branches135 Main Street, Charlestown, NH158 Maple Avenue, Claremont, NH
356 Washington Street, Claremont, NHSchool Street, Cornish, NH
Community Bank and Trust Company(Commercial Bank)
Year of Incorporation - 1990
15 Varney Rd, Wolfeboro, NH 03894Telephone: 569-8400 Fax: 569-1505
Web Address - www.communitybanknh.com
OfficersBradford W. Gile, Chairman of the Board, CEO
Peter B. Alden, PresidentGregory A. Roark, Treasurer
Donald St. Germain, Senior Vice President
Branches38 Birch Street, Derry, NH80 Main Street, Exeter, NH
10 Main Street, Hampstead, NH117 Winnacunnet Road, Hampton, NH
Route 109, Melvin Village, NH283 Broad Street, Nashua, NH76 Main Street, Plaistow, NH
Community Guaranty Savings Bank(Savings Bank)
Year of Incorporation - 1988
28 South Main Street, PO Box 996Plymouth, NH 03264
Telephone: 536-0001 Fax: 536-2222
Web Address - www.cgsb.com
OfficersEldwin A. Wixson, Chairman of the Board
Ronald I. Sibley, PresidentMichael J. Long, Executive Vice PresidentRichard N. Burgess, Senior Vice PresidentBrenda L. McKenzie, Senior Vice President
Branch21 Tower Road, PO Box 690, Campton, NH
Exeter Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1994
One Hampton Road, Suite 107Exeter, NH 03833
Telephone: 778-0020 Fax: 778-0040
Web Address - www.manning-napier.com
OfficersB. Reuben Auspitz, Chairman of the Board
Patrick P. Oliver, PresidentR. Steven Bonnett, Executive Vice President
Beth H. Galusha, Treasurer
Branches100 Galleria Parkway, Suite 690, Atlanta, GA6099 Riverside Drive, Suite 207, Dublin, OH
290 Woodcliff Drive, Fairport, NYWillow Oaks Executive Suites, 6767 Forest Hill
Avenue, Suite 305, Richmond, VA
Fiduciary Trust Company of New Hampshire(Fiduciary Trust Company)
Year of Incorporation - 1958
40 Wakefield Street, PO Box 1500Rochester, NH 03866
Telephone: 332-2442 Fax: 332-9716
Web Address - None
OfficersMichael D. Strohm, Chairman of the Board,
President, CEOBrent K. Bloss, Treasurer
First Colebrook Bank, The(Commercial Bank)
Year of Incorporation - 1889
132 Main Street, Colebrook, NH 03576Telephone: 237-5551 Fax: 237-5736
Web Address - www.firstcolebrookbank.com
OfficersPalmer B. Lewis, Chairman of the Board
James E. Tibbetts, President, CEOEric A. Marsh, CFO, Treasurer
Avis E. Brosseau, Senior Vice PresidentLoyd W. Dollins, Senior Vice President
Branches69 Route 101A, Amherst, NH
100 Loudon Road, Concord, NH
STATE CHARTERED BANKS 172005
First Signature Bank & Trust Company(Commercial Bank)
Year of Incorporation - 1985
325 Corporate DrivePortsmouth, NH 03801
Telephone: 433-3700 Fax: 433-3773
Web Address - www.firstsignaturebank.com
OfficersJeanne M. Livermore, Chairman of the Board
Richard P. Zeloski, President, CEODaniel R. Morrison, Senior Vice President, Treasurer
Cheryl Lee Bozek, Senior Vice President
Franklin Savings Bank(Savings Bank)
Year of Incorporation - 1869
387 Central StreetFranklin, NH 03235
Telephone: 934-4445 Fax: 934-7113
Web Address - www.fsbnh.com
OfficersAlexander M. Lachiatto, Chairman of the Board
Jeffery B. Savage, President, CEORonald L. Magoon, Senior Vice President, COO,
TreasurerVincent H. Vieten, Senior Vice President
Branches139 King Street, Boscawen, NH
350 Lake Street, Bristol, NH933 Central Street, Franklin, NH
Exit 23 Plaza, Route 104, New Hampton, NH61 Laconia Road, Suite 300, Tilton, NH
General Motors Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1999
Kilton RoadBedford, NH 03110
Telephone: 212-418-6360 Fax: 212-418-3645
Web Address - None
OfficersW. Allen Reed, Chairman of the Board,
President, CEOMichael E. Klehm, COO
Independence Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1995
387 Central StreetFranklin, NH 03235
Telephone: 934-0400 Fax: 934-1429
Web Address - www.independencetrustco.com
OfficersJeffery B. Savage, Chairman of the Board
Michael F. Ventura, President, CEO
International Bank and Trust(Fiduciary Trust Company)
Year of Incorporation - 2003
104 North State StreetConcord, NH 03301
Telephone: 224-2761 Fax: None
Web Address - None
OfficersHubert Bromma, Chairman of the Board, CEO
Russell Anderson, President
Laconia Savings Bank(Savings Bank)
Year of Incorporation - 1831
62 Pleasant StreetLaconia, NH 03246
Telephone: 524-1212 Fax: 524-2928
Web Address - www.lsbdirect.com
OfficersRodney N. Dyer, Chairman of the Board
Linda D. Normandin, President, CEORobert E. Curtis, Executive Vice President
Thomas E. Garfield, Executive Vice PresidentGregory D. Landroche, Executive Vice PresidentBernard G. McLaughlin, Executive Vice President
Michael G. Muzzey, Executive Vice PresidentThomas A. Drouin, Senior Vice President
Louis H. Guevin, Jr., Senior Vice PresidentBrenda R. Long, Senior Vice President
W. Stephen Loughlin, Senior Vice PresidentCarolyn B. Peverly, Senior Vice President
18 STATE CHARTERED BANKS 2005
Laconia Savings Bank (cont.)
Branches256 Wallace Road, Bedford, NH
Indian Mound Shopping Center, 300 Route 16B,Center Ossipee, NH
14 Sullivan Street, Claremont, NH27 North State Street, Concord, NH
11 Triangle Park Drive, Concord, NH23 Main Street, Conway, NH
845 Central Avenue, Dover, NH1 Country Club Road, Gilford, NH
Professional Park, 401 Gilford Avenue, Gilford, NH1441 Lakeshore Road, Route 11, Gilford, NH
177 Main Street, Gorham, NHMain Street, Route 112, Lincoln, NH
125 Main Street, Littleton, NH960 Whittier Highway, Route 25, Moultonborough, NHHatch Plaza, Tenney Mountain Highway, Plymouth, NH
22 Kings Square, Whitefield, NH55 Central Street, Woodsville, NH
Mercer Trust Company(Fiduciary Trust Company)
Year of Incorporation - 2004
264 South River Road, Suite 538Bedford, NH 03110
Telephone: 232-8275 Fax:
Web Address - None
OfficersBarry S. McInerney, Chairman of the Board, President
Joseph Cassaro, Treasurer
MerchantBanc, LLC(Merchant Bank)
Year of Incorporation - 2000
66 Hanover Street, Suite 303Manchester, NH 03101
Telephone: 623-5500 Fax: 623-3972
Web Address - www.merchantbanc.com
OfficersJeffrey M. Pollock, Chairman of the Board,
President, CEOJean R. Gill, COO
Meredith Village Savings Bank(Savings Bank)
Year of Incorporation - 1869
24 State Route 25, PO Box 177Meredith, NH 03253
Telephone: 279-7986 Fax: 279-8911
Web Address - www.mvsb.com
OfficersJohn E. Moulton, Chairman of the Board
Henry G. Beyer, PresidentRichard E. Wyman, Jr., CFO
Samuel L. Laverack, Executive Vice President
Branches1 Riverside Drive, Ashland, NH
Route 49, Campton Corners, NH1383 Lakeshore Road, Gilford, NH
379 South Main Street, Laconia, NHOlde Province Common, Route 104, Meredith, NH
28 Whittier Highway, Moultonborough, NH991 Whittier Highway, Moultonborough, NH
131 Main Street, Plymouth, NH389 Tenney Mountain Highway, Plymouth, NH
Merrimack County Savings Bank(Savings Bank)
Year of Incorporation - 1867
89 North Main StreetConcord, NH 03301
Telephone: 225-2793 Fax: 226-2533
Web Address - www.mcsbnh.com
OfficersRonald A. Wilbur, President, CEO
Paul C. Rizzi, Jr., COO, Executive Vice PresidentPhilip B. Emma, Senior Vice President, CFO,
TreasurerDonna L. Benson, Senior Vice PresidentEdward F. Caron, Senior Vice PresidentTerry L. Clarkson, Senior Vice PresidentPaul M. Provost, Senior Vice President
Branches25 Hall Street, Concord, NH1 Integra Drive, Concord, NH
167 North State Street, Concord, NH101 Broad Street, Nashua, NH
STATE CHARTERED BANKS 192005
MFS Heritage Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1999
650 Elm Street, Suite 404Manchester, NH 03101
Telephone: 668-8621 Fax: 669-4896
Web Address - www.mfs.com
OfficersEric G. Burns, Chairman of the Board, President
Paul T. Kirwan, Treasurer
New Hampshire Trust Company, The(Fiduciary Trust Company)
Year of Incorporation - 2002
255 West StreetKeene, NH 03431
Telephone: 352-0862 Fax: 352-1880
Web Address - www.nhtrustco.com
OfficersGary W. Gray, Chairman of the BoardGregory M. McConahey, Co-President
Michael J. Rafferty, Co-President
Noble Trust Company(Fiduciary Trust Company)
Year of Incorporation - 2003
900 Elm Street, Suite 701Manchester, NH 03101
Telephone: 626-1180 Fax: 626-0600
Web Address - www.nobletrustcompany.com
OfficersColin P. Lindsey, Chairman of the Board, President
Thomas R. Anderson, CFOLisa A. Ordway, COO
Northway Bank(Commercial Bank)
Year of Incorporation - 1891
9 Main StreetBerlin, NH 03570
Telephone: 752-1171 Fax: 752-1330
Web Address - www.berlincitybank.com
OfficersWilliam J. Woodward, Chairman of the Board,
President, CEORichard P. Orsillo, CFO, Senior Vice President
Richard T. Brunelle, Senior Vice PresidentJohn A. Gobel, Senior Vice President
Ronald P. Goudreau, Senior Vice PresidentRobert F. Howe, Senior Vice President
John H. Stratton, Jr., Senior Vice President
BranchesNorth Main Street, Ashland, NH
Belknap Mall, 9 Old State Road, Belmont, NHRoute 49, Campton, NH
34 West Main Street, Conway, NH354 Central Street, Franklin, NH260 Main Street, Gorham, NH2 State Street, Groveton, NH
400 S Main Street, Laconia, NH76 Main Street, Littleton, NH
Northway Shopping Plaza, North Conway, NHRoute 16, White Mountain Highway, North Conway, NH
155 Main Street, North Woodstock, NH55 Main Street, Pittsfield, NH
1-3 Highland Street, Plymouth, NH287 Highland Street, Plymouth, NH
11 Sherwood Drive, Tilton, NH2385 White Mountain Highway, West Ossipee, NH
PENSCO Trust Company, The(Fiduciary Trust Company)
Year of Incorporation - 2001
104 Congress Street, Suite 402Portsmouth, NH 03801
Telephone: 433-2626 Fax: 433-2662
Web Address - www.PENSCO.com
OfficersThomas C. Roberts, Chairman of the Board
Tom W. Anderson, President, CEO
20 STATE CHARTERED BANKS 2005
Piscataqua Savings Bank(Savings Bank)
Year of Incorporation - 1877
15 Pleasant StreetPortsmouth, NH 03801
Telephone: 436-5250 Fax: 436-5540
Web Address - www.piscataqua.com
OfficersRichard C. Holt, Chairman of the Board
Jay S. Gibson, President, CEOJohn R. Bresaw, II, Executive Vice President,
TreasurerRichard Wallis, Senior Vice President
Pyramis Global Advisors Trust Company(Fiduciary Trust Company)
Year of Incorporation - 2005
1 Spartan WayMerrimack, NH 03054
Telephone: 617-563-7000 Fax: 617-385-1848
Web Address - None
OfficersPeter J. Small, Chairman of the Board, CEO
Drew E. Lawton, PresidentMichael Howard, Senior Vice President, CFO
Salem Co-operative Bank(Co-operative Bank)
Year of Incorporation - 1922
3 South BroadwaySalem, NH 03079
Telephone: 898-2153 Fax: 898-1760
Web Address - None
OfficersDavid A. Beshara, Chairman of the Board
Ann R. Lally, President
Savings Bank of Walpole(Savings Bank)
Year of Incorporation - 1875
Westminster Street, PO Box 517Walpole, NH 03608
Telephone: 756-4771 Fax: 355-1630
Web Address - www.walpolebank.com
OfficersFrederick A. Szmit, Chairman of the Board
Donald J. Tisdale, President, CEOGregg A. Tewksbury, Executive Vice President, COO
Richard A. Wilson, Senior Vice President, CFOPeter T. Whittemore, Sr., Senior Vice President
Branches84 Marlboro Street, Keene, NH400 West Street, Keene, NH
68 Ames Plaza Lane, Route 12, Walpole, NH
Scudder Trust Company(Fiduciary Trust Company)
Year of Incorporation - 1989
11 Northeastern BoulevardSalem, NH 03079
Telephone: 617-295-2070 Fax: 617-447-7051
Web Address - None
OfficersFrancis G. Murphy, Jr., Chairman of the Board
Timothy W. Cameron, President
Siwooganock Bank, The(Savings Bank)
Year of Incorporation - 1887
117 Main StLancaster, NH 03584
Telephone: 788-4715 Fax: 788-2464
Web Address - www.siwooganock.com
OfficersKevin Kopp, Chairman of the Board
John J. Pratt, PresidentJohn A. Currier, Senior Vice President
Marsha E. Gingue, Senior Vice PresidentDavid Weed, Senior Vice President
Branches40 State Street, Groveton, NH260 Main Street, Littleton, NH
STATE CHARTERED BANKS 212005
Southern New HampshireBank and Trust Co.
(Commercial Bank)Year of Incorporation - 1983
31 Pelham Road, PO Box 29, Salem, NH 03079Telephone: 894-5700 Fax: 870-6388
Web Address - www.snhb.com
OfficersWilliam P. DeLuca, Jr., Chairman of the Board
William E. Stone, PresidentPaul E. Finn, CEO
Paul F. Surprenant, CFO, Senior Vice PresidentKeith P. Landry, Senior Vice President
Branches12 Haverhill Street, Andover, MA
177 South River Road, Bedford, NH1-A Action Boulevard, Londonderry, NH
1589 Elm Street, Manchester, NH295 Main Street, Nashua, NH
58 Range Road, Windham, NH
State Street Bank and Trust Company ofNew Hampshire
(Fiduciary Trust Company)Year of Incorporation - 2004
20 Trafalgar Square, Suite 449
Nashua, NH 03063Telephone: 589-4097 Fax: 589-4003
Web Address - None
OfficersJames S. Phalen, Chairman of the Board, President
Beth M. Halberstadt, Executive Vice PresidentScott W. Olson, Executive Vice President
William F. Weihs, Treasurer
Sugar River Savings Bank(Savings Bank)
Year of Incorporation - 1895
10 North Main St.
Newport, NH 03773Telephone: 863-3000 Fax: 863-4451
Web Address - www.sugarriversavingsbank.com
OfficersFrederic L. O’Connor, Chairman of the Board
Robert V. Wilkie, President, CEOSteven A. Thibodeau, CFO, COO
BranchesSawyer Brook Plaza, Route 10, Grantham, NH
30 Newport Road, New London, NH541 Route 11, Sunapee, NH
2 West Main Street, Warner, NH
Vantage Trust Company(Fiduciary Trust Company)
Year of Incorporation - 2001
c/o Davidson & Stone, 2 Capital Plaza, 3rd FloorConcord, NH 03301
Telephone: 202-962-4600 Fax: 202-962-4601
Web Address - None
OfficersJohn Darrington, Chairman of the Board
Joan McCallen, President
Woodsville Guaranty Savings Bank(Savings Bank)
Year of Incorporation - 1889
63 Central Street, P.O. Box 266Woodsville, NH 03785
Telephone: 747-2735 Fax: 747-3267
Web Address - www.theguarantybank.com
OfficersWalter O. Young, Chairman of the Board
James E. Graham, President, CEORichard P. Gagne, CFO, Executive Vice President
Branches199 Main Street, Lancaster, NH
28 South Main Street, Lisbon, NH189 Cottage Street, Littleton, NH685 Meadow Street, Littleton, NH
37 Route 25, Piermont, NH7 Town West Road, Plymouth, NH
Shaw’s Supermarket, 5 Forest Street, Woodsville, NH
22 STATE CHARTERED CREDIT UNIONS 2005
Bellwether Community Credit UnionYear of Incorporation - 1921
425 Daniel Webster HighwayManchester, NH 03104
Telephone: 645-8181 Fax: 645-8194
Web Address - www.tcu.org
OfficersCalvin B. Frost, Chairman of the Board
Michael A. L’Ecuyer, President, CEOClaire J. Castanino, Executive Vice President/COO
Paul D. Roy, Senior Vice President, CFO
Branches425 Daniel Webster Highway, Manchester, NH
162 Burke Street, Nashua, NH
Compass Credit UnionYear of Incorporation - 1954
490 Valley Street, Suite 1Manchester, NH 03103-4921
Telephone: 668-2722 Fax: 623-1120
Web Address - www.cathedralcreditunion.com
OfficersDaniel Kalinski, Chairman of the Board
John P. Gunther, President
Freudenberg-NOK Employees CreditUnion
Year of Incorporation - 1956
Route 104 West, PO Box 2001Bristol, NH 03222
Telephone: 744-1617 Fax: 744-1676
Web Address - None
OfficersRene J. Lefebvre, Chairman of the Board, President
Jane M. Sharp, Treasurer
STATE CHARTERED CREDIT UNIONS
Granite State Credit UnionYear of Incorporation - 1945
464 Chestnut StreetManchester, NH 03101
Telephone: 668-2221 Fax: 626-8029
Web Address - www.gscu.org
OfficersPaul E. Ramsey, Chairman of the BoardDenise L. Caristi, President, Treasurer
Branches76 Route 101A, Amherst, NH
145 Raymond Road, Candia, NH31 Harrison Street, Manchester, NH
10 Chuck Druding Drive, Nashua, NH19 Elm Street, Nashua, NH
36 Riverside Drive, Nashua, NH
Guardian Angel Credit UnionYear of Incorporation - 1929
200 Coos StreetBerlin, NH 03570
Telephone: 752-2750 Fax: 752-2795
Web Address - www.gacreditunion.com
OfficersLeo Z. Paradis, Chairman of the Board
Gerald L. Dumoulin, President
Branch148 Main Street, Lancaster, NH
STATE CHARTERED CREDIT UNIONS 232005
Holy Rosary Regional Credit UnionYear of Incorporation - 1962
133 Brock Street, PO Box 2078Rochester, NH 03867
Telephone: 332-6840 Fax: 335-2730
Web Address - www.hrcu.org
OfficersJames Brock, Chairman of the Board
Brian F. Hughes, President, CEOJane Gettens, Senior Vice President
Branches490 Central Avenue, Dover, NH
36 Wakefield Street, Rochester, NH
Members First Credit Union of N.H.Year of Incorporation - 1949
44 Bridge StreetManchester, NH 03101
Telephone: 622-8781 Fax: 626-9713
Web Address - www.membersfirstnh.org
OfficersPaul E. Brodeur, Chairman of the Board
Robert J. Nadeau, President, CEOJohn Harrington, Senior Vice President
Sharon LaBranche, Senior Vice President
Branches886 Central Street, Franklin, NH
200 Union Street, Manchester, NH
New Hampshire Postal Credit UnionYear of Incorporation - 1940
955 Goffs Falls RoadManchester, NH 03103
Telephone: 625-9032 Fax: 622-7890
Web Address - www.nhpcu.com
OfficersSteven W. Jordan, Chairman of the Board
William S. Milner, President, CEO
Branch18 Loudon Road, Concord, NH
Northeast Credit UnionYear of Incorporation - 1936
100 Borthwick AvenuePortsmouth, NH 03801
Telephone: 436-1847 Fax: 436-9275
Web Address - www.necu.org
OfficersPhilip W. Sullivan, Chairman of the Board
Peter J. Kavalauskas, President
BranchesPortsmouth Naval Shipyard, Building 14 PNSY,
Kittery, MEFederal Building, 55 Pleasant Street, Concord, NH
9 Members Way, Dover, NH82 Portsmouth Avenue, Exeter, NH1000 Elm Street, Manchester, NH200 Charles Street, Rochester, NH
Salmon Falls Community Credit UnionYear of Incorporation - 1955
8 Government WaySomersworth, NH 03878-3233
Telephone: 692-5620 Fax: 692-3506
Web Address - www.sfccu.org
OfficersGerard L. Gilbert, Chairman of the Board
Daniel A. Clarke, CEO, Manager
Seacoast Credit UnionYear of Incorporation - 1966
887 Lafayette RoadHampton, NH 03842
Telephone: 926-5653 Fax: 929-4001
Web Address - www.seacoastcu.org
OfficersWilliam L. Wrenn, Chairman of the Board
Joanne M. Nadeau, President, CEO
Branches20 Main Street, Exeter, NH
68 Lafayette Road, Seabrook, NH
24 STATE CHARTERED CREDIT UNIONS 2005
Service Credit UnionYear of Incorporation - 1957
2010 Lafayette RoadPortsmouth, NH 03801
Telephone: 422-8300 Fax: 422-8390
Web Address - www.servicecu.org
OfficersBarbara R. Roberge, Chairman of the Board
Gordon A. Simmons, President, CEOScott F. Wensley, CFO
Edward J. Murphy, Executive Vice President
Branches14 Colby Court, Bedford, NH
199 Worcester Court, Falmouth, MA403 Winchester Street, PO Box 1230, Keene, NH
1 Medical Center Drive, Lebanon, NH2032 Lafayette Road, Portsmouth, NH
Pease International Tradeport, 18 ManchesterSquare, Portsmouth, NH
Tyco, PO Box 479, Portsmouth, NH90 South Main Street, Rochester, NH
159 North Broadway, PO Box 71, Salem, NHUnit 28614, APO AE 09177, Ansbach, GermanyUnit 27537, APO AE 09139, Bamberg, Germany
Unit 23817, APO AE 09034, Baumholder, GermanyUnit 24515, APO AE 09053, Garmisch, Germany
CMR 419 Box 1912, APO AE 09102,Heidelberg, Germany
Unit 28216, APO AE 09173, Hohenfels, GermanyUnit 29956, APO AE 09086, Mannheim, GermanyUnit 3450, APO AE 09094, Ramstein, Germany
Unit 3770, APO AE 09126, Spangdahlem, GermanyUnit 30401, APO AE 09107, Stuttgart, GermanyUnit 28038, APO AE 09112, Vilseck, Germany
Unit 8190, APO AE 09094, Vogelweh, GermanyUnit 8195, APO AE 09094, Vogelweh, Germany
St. Joseph Hospital Employees’Credit Union
Year of Incorporation - 1969
172 Kinsley StreetNashua, NH 03060
Telephone: 594-2520 Fax: 594-2521
Web Address - None
OfficersRobert A. Demers, Chairman of the Board, President
Lucy T. Descoteau, Manager/CEO
St. Mary’s BankYear of Incorporation - 1909
200 McGregor StreetManchester, NH 03102
Telephone: 669-4600 Fax: 629-1557
Web Address - www.stmarysbank.com
OfficersJoseph J. Acorace, Chairman of the Board
Ronald J. Rioux, President, CEORaymond E. Pinard, Executive Vice President, COO
Bruce B. Leighton, Senior Vice President, CFODonald G. Stevens, Senior Vice President
Branches50 Nashua Road, Londonderry, NH
207 Daniel Webster Highway, Manchester, NH234 Elm Street, Manchester, NH
839 Hanover Street, Manchester, NH
Timken Aerospace Credit UnionYear of Incorporation - 1953
336 Mechanic StreetLebanon, NH 03766
Telephone: 443-5217 Fax: 443-8902Web Address - None
OfficersJohn P. Carr, Chairman of the Board, President
Brian W. Embury, Manager
Timken Super Precision Credit UnionYear of Incorporation - 1953
7 Optical AvenueKeene, NH 03431
Telephone: 355-4527 Fax: 358-4799
Web Address - www.mpbecu.org
OfficersJames W. Thomas, Chairman of the Board, President
George Canfield, Jr., Treasurer, Manager
STATE CHARTERED CREDIT UNIONS 252005
Triangle Credit UnionYear of Incorporation - 1939
33 Franklin StNashua, NH 03064
Telephone: 889-2470 Fax: 883-7120
Web Address - www.trianglecu.org
OfficersGeorge Adamaitis, Chairman of the Board
Maurice D. Simard, Jr., President, CEOMark L. Warner, Executive Vice President
Branches138 Route 101A, Amherst, NH
Elliot Hospital, 1 Elliot Way, Manchester, NH257 Elm St, Manchester, NH
8 Sexton Avenue, Nashua, NH
Union Leader Employees Credit UnionYear of Incorporation - 1953
100 William Loeb DriveManchester, NH 03109
Telephone: 668-4321 ext. 510 Fax: 666-0860
Web Address - www.unionleaderecu.org
OfficersWendy L. Caswell, Chairman of the Board, President
Jacqueline C. Barlow, Treasurer
Upper Valley Community Credit UnionYear of Incorporation - 1951
199 Heater RoadLebanon, NH 03766
Telephone: 448-4424 Fax: 448-6735
Web Address - www.uvccu.org
OfficersBruce Adams, Chairman of the Board
Stephen J. Bentley, CEO
Woodlands Credit UnionYear of Incorporation - 1956
730 Main StreetBerlin, NH 03570-2491
Telephone: 752-5650 Fax: 752-7671
Web Address - www.woodlandscu.com
OfficersTerry Block, Chairman of the Board
Timothy J. Collia, CEO
Branches199 White Mountain Highway, Conway, NH
355 Main Street, Gorham, NH341 Highland Street, Plymouth, NH
WRG Credit UnionYear of Incorporation - 1954
71 Main StreetDanville, NH 03819
Telephone: 382-6339 Fax: None
Web Address - None
OfficersJohn A. Burnett, Jr., Chairman of the Board,
PresidentMary Burnett, Treasurer
26 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2005
AmherstCitizens Bank New Hampshire - Savings BankFirst Colebrook Bank, The - Commercial BankGranite State Credit Union - Credit UnionTriangle Credit Union - Credit Union
AshlandMeredith Village Savings Bank - Savings BankNorthway Bank - Commercial Bank
BarringtonCitizens Bank New Hampshire - Savings Bank
BedfordCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings BankGeneral Motors Trust Company - Fiduciary Trust
CompanyLaconia Savings Bank - Savings BankMercer Trust Company - Fiduciary Trust CompanyService Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -
Commercial Bank
BelmontNorthway Bank - Commercial Bank
BerlinCitizens Bank New Hampshire - Savings BankGuardian Angel Credit Union - Credit UnionNorthway Bank - Commercial BankWoodlands Credit Union - Credit Union
BoscawenFranklin Savings Bank - Savings Bank
BowBow Mills Bank and Trust - Commercial Bank
BristolFranklin Savings Bank - Savings BankFreudenberg-NOK Employees Credit Union -
Credit Union
CamptonCommunity Guaranty Savings Bank - Savings BankNorthway Bank - Commercial Bank
Campton CornersMeredith Village Savings Bank - Savings Bank
CandiaGranite State Credit Union - Credit Union
FINANCIAL INSTITUTIONS IN NEW HAMPSHIREBY MUNICIPALITY
Center OssipeeLaconia Savings Bank - Savings Bank
CharlestownClaremont Savings Bank - Savings Bank
ClaremontCitizens Bank New Hampshire - Savings BankClaremont Savings Bank - Savings BankLaconia Savings Bank - Savings Bank
ColebrookCitizens Bank New Hampshire - Savings BankFirst Colebrook Bank, The - Commercial Bank
ConcordBow Mills Bank and Trust - Commercial BankCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankFirst Colebrook Bank, The - Commercial BankInternational Bank and Trust - Fiduciary Trust
CompanyLaconia Savings Bank - Savings BankMerrimack County Savings Bank - Savings BankNew Hampshire Postal Credit Union - Credit UnionNortheast Credit Union - Credit UnionVantage Trust Company - Fiduciary Trust Company
ContoocookBow Mills Bank and Trust - Commercial Bank
ConwayCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings BankNorthway Bank - Commercial BankWoodlands Credit Union - Credit Union
CornishClaremont Savings Bank - Savings Bank
DanvilleWRG Credit Union - Credit Union
DerryCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -
Commercial Bank
DoverCitizens Bank New Hampshire - Savings BankHoly Rosary Regional Credit Union - Credit UnionLaconia Savings Bank - Savings BankNortheast Credit Union - Credit Union
FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 272005
ExeterCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -
Commercial BankExeter Trust Company - Fiduciary Trust CompanyNortheast Credit Union - Credit UnionSeacoast Credit Union - Credit Union
FranklinCitizens Bank New Hampshire - Savings BankFranklin Savings Bank - Savings BankIndependence Trust Company - Fiduciary Trust
CompanyMembers First Credit Union of N.H. - Credit UnionNorthway Bank - Commercial Bank
GilfordLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings BankVillage Bank & Trust Company - Commercial Bank
GlenCitizens Bank New Hampshire - Savings Bank
GoffstownCitizens Bank New Hampshire - Savings Bank
GorhamLaconia Savings Bank - Savings BankNorthway Bank - Commercial BankWoodlands Credit Union - Credit Union
GranthamSugar River Savings Bank - Savings Bank
GrovetonNorthway Bank - Commercial BankSiwooganock Bank, The - Savings Bank
HampsteadCommunity Bank and Trust Company -
Commercial Bank
HamptonCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -
Commercial BankSeacoast Credit Union - Credit Union
Hampton FallsCitizens Bank New Hampshire - Savings Bank
HanoverCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings Bank
HennikerCitizens Bank New Hampshire - Savings Bank
HinsdaleCitizens Bank New Hampshire - Savings Bank
HooksettCitizens Bank New Hampshire - Savings Bank
HudsonCitizens Bank New Hampshire - Savings Bank
KeeneCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankNew Hampshire Trust Company, The - Fiduciary
Trust CompanySavings Bank of Walpole - Savings BankService Credit Union - Credit UnionTimken Super Precision Credit Union - Credit Union
LaconiaCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings BankNorthway Bank - Commercial Bank
LancasterGuardian Angel Credit Union - Credit UnionSiwooganock Bank, The - Savings BankWoodsville Guaranty Savings Bank - Savings Bank
LebanonAmerican Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankService Credit Union - Credit UnionTimken Aerospace Credit Union - Credit UnionUpper Valley Community Credit Union - Credit Union
LincolnCitizens Bank New Hampshire - Savings BankLaconia Savings Bank - Savings Bank
LisbonWoodsville Guaranty Savings Bank - Savings Bank
LittletonLaconia Savings Bank - Savings BankNorthway Bank - Commercial BankSiwooganock Bank, The - Savings BankWoodsville Guaranty Savings Bank - Savings Bank
LondonderryCitizens Bank New Hampshire - Savings BankSouthern New Hampshire Bank and Trust Co. -
Commercial BankSt. Mary’s Bank - Credit Union
28 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2005
ManchesterBellwether Community Credit Union - Credit UnionCentrix Bank & Trust - Commercial BankCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankCompass Credit Union - Credit UnionGranite State Credit Union - Credit UnionMembers First Credit Union of N.H. - Credit UnionMerchantBanc, LLC – Merchant BankMFS Heritage Trust Company - Fiduciary Trust
CompanyNew Hampshire Postal Credit Union - Credit UnionNoble Trust Company - Fiduciary Trust CompanyNortheast Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -
Commercial BankSt. Mary’s Bank - Credit UnionTriangle Credit Union - Credit UnionUnion Leader Employees Credit Union - Credit Union
Melvin VillageCommunity Bank and Trust Company -
Commercial Bank
MeredithCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankMeredith Village Savings Bank - Savings Bank
MerrimackCitizens Bank New Hampshire - Savings BankPyramis Global Advisors Trust Company -
Fiduciary Trust Company
MilfordCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings Bank
MoultonboroughLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings Bank
NashuaBellwether Community Credit Union - Credit UnionCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -
Commercial BankGranite State Credit Union - Credit UnionMerrimack County Savings Bank - Savings BankSouthern New Hampshire Bank and Trust Co. -
Commercial BankSt. Joseph Hospital Employees’ Credit Union -
Credit UnionState Street Bank and Trust Company of New
Hampshire - Fiduciary Trust CompanyTriangle Credit Union - Credit Union
New HamptonFranklin Savings Bank - Savings Bank
New LondonCharter Trust Company - Fiduciary Trust CompanySugar River Savings Bank - Savings Bank
NewportSugar River Savings Bank - Savings Bank
North ConwayCitizens Bank New Hampshire - Savings BankNorthway Bank - Commercial Bank
North HamptonCitizens Bank New Hampshire - Savings Bank
OssipeeCitizens Bank New Hampshire - Savings Bank
PelhamCitizens Bank New Hampshire - Savings Bank
PenacookCitizens Bank New Hampshire - Savings Bank
PeterboroughCharter Trust Company - Fiduciary Trust Company
PiermontWoodsville Guaranty Savings Bank - Savings Bank
PittsfieldCitizens Bank New Hampshire - Savings BankNorthway Bank - Commercial Bank
PlaistowCommunity Bank and Trust Company -
Commercial Bank
PlymouthCitizens Bank New Hampshire - Savings BankCommunity Guaranty Savings Bank - Savings BankLaconia Savings Bank - Savings BankMeredith Village Savings Bank - Savings BankNorthway Bank - Commercial BankWoodlands Credit Union - Credit UnionWoodsville Guaranty Savings Bank - Savings Bank
PortsmouthCentrix Bank & Trust - Commercial BankCitizens Bank New Hampshire - Savings BankFirst Signature Bank & Trust Company -
Commercial BankNortheast Credit Union - Credit UnionPENSCO Trust Company, The - Fiduciary Trust
CompanyPiscataqua Savings Bank - Savings BankService Credit Union - Credit Union
RaymondCitizens Bank New Hampshire - Savings Bank
FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 292005
RochesterCharter Trust Company - Fiduciary Trust CompanyCitizens Bank New Hampshire - Savings BankFiduciary Trust Company of New Hampshire -
Fiduciary Trust CompanyHoly Rosary Regional Credit Union - Credit UnionNortheast Credit Union - Credit UnionService Credit Union - Credit Union
RollinsfordCitizens Bank New Hampshire - Savings Bank
SalemCitizens Bank New Hampshire - Savings BankSalem Co-operative Bank - Co-operative BankScudder Trust Company - Fiduciary Trust CompanyService Credit Union - Credit UnionSouthern New Hampshire Bank and Trust Co. -
Commercial Bank
SeabrookSeacoast Credit Union - Credit Union
SomersworthCitizens Bank New Hampshire - Savings BankSalmon Falls Community Credit Union - Credit Union
StrathamCitizens Bank New Hampshire - Savings Bank
SunapeeSugar River Savings Bank - Savings Bank
TiltonFranklin Savings Bank - Savings BankNorthway Bank - Commercial Bank
WalpoleSavings Bank of Walpole - Savings Bank
WarnerSugar River Savings Bank - Savings Bank
West LebanonCitizens Bank New Hampshire - Savings Bank
West OssipeeNorthway Bank - Commercial Bank
WhitefieldLaconia Savings Bank - Savings Bank
WindhamCitizens Bank New Hampshire - Savings BankSouthern New Hampshire Bank and Trust Co. -
Commercial Bank
WolfeboroCitizens Bank New Hampshire - Savings BankCommunity Bank and Trust Company -
Commercial Bank
WoodsvilleLaconia Savings Bank - Savings BankWoodsville Guaranty Savings Bank - Savings Bank
30 2005FINANCIAL INFORMATION ON NON-DEPOSITORY TRUST COMPANIES AND TRUST DEPARTMENTS
In T
hous
ands
(00
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com
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tate
men
tIn
form
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348,
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312005 FINANCIAL INFORMATION ON STATE CHARTERED BANKS
In T
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com
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Nam
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Ban
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form
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New
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32 2005FINANCIAL INFORMATION ON STATE CHARTERED CREDIT UNIONS
New
Ham
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Sta
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har
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nio
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In T
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Nam
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Cer
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Num
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Pos
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332005 GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS
NH's Asset Distribution by Institution Type for 2005($ thousands)
State Commercial Banks2,484,173
11%
State Savings Banks13,092,796
56%
State Non-Depository Institutions
433,8152%
State Credit Unions3,262,022
14%
Federal Credit Unions176,115
1%
Federal/National Banks3,576,222
16%
NH Asset Distribution - Five Year Trend($ thousands)
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
State Commercial Banks 2,351,601 2,601,126 3,016,433 2,333,751 2,484,173
State Savings Banks 8,858,065 9,913,151 11,012,161 11,846,213 13,092,796
State Non-Depository Institutions 500,508 379,640 372,466 363,968 433,815
State Credit Unions 2,438,729 2,641,407 2,861,903 3,036,799 3,262,022
Federal Credit Unions 152,220 168,881 179,279 175,858 176,115
Federal/National Banks 7,158,363 2,066,266 1,893,622 3,689,162 3,576,222
2001 2002 2003 2004 2005
34 2005GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS
NH Loan Trend - Five Year($ thousands)
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
State Commercial Banks 1,700,829 1,693,122 1,804,353 1,431,299 1,622,079
State Savings Banks 4,878,098 5,143,481 6,465,388 7,159,432 8,402,615
State Credit Unions 1,581,495 1,712,263 1,859,512 1,969,601 2,205,855
Federal Credit Unions 72,488 78,854 77,064 74,162 84,767
Federal/National Banks 3,729,278 1,446,667 1,343,687 2,502,674 2,471,282
2001 2002 2003 2004 2005
NH Deposit Trend - Five Year($ thousands)
0
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
8,000,000
State Commercial Banks 1,815,848 2,010,789 2,318,285 1,957,136 2,057,984
State Savings Banks 7,861,485 7,189,761 7,987,728 8,765,715 8,478,936
State Credit Unions 2,061,697 2,203,103 2,369,072 2,474,117 2,594,374
Federal Credit Unions 131,112 145,470 153,962 151,209 150,431
Federal/National Banks 5,051,381 1,671,183 1,496,667 2,750,715 2,672,293
2001 2002 2003 2004 2005
352005 GRAPHIC TRENDS ON CONSUMER CREDIT DIVISION LICENSES
Consumer Credit Division Licenses
0
100
200
300
400
500
600
700
800
License Type
Nu
mb
er o
f L
icen
ses
2003 1 253 618 340 170 680 0 0 32 434 171 57
2004 2 191 532 660 511 588 0 0 36 498 160 76
2005 15 0 0 0 0 0 540 465 41 314 146 83
Debt Adjuster
First Mortgage Banker
First Mortgage
Banker and
First Mortgage
Broker
Second Mortgage
Broker
Second Mortgage
Home Loan
Mortgage Banker
Mortgage Broker
Mortgage Servicer
RegistrationRetail Seller
Sales Finance
Small Loan Lender
Note: Effective September 12, 2005, First Mortgage Banker, First Mortgage Banker and Broker, First Mortgage Broker, Second Mortgage Broker and Second
Mortgage Home Loan Lender licenses were assimilated to Mortgage Banker and Mortgage Broker license types.
36 2005DEBT ADJUSTERS – MORTGAGE BANKER LICENSEES
DEBT ADJUSTERS
Debt Management Credit Counseling CorpBoca Raton, FL (561) 981-0132
Garden State Consumer Credit Counseling IncFreehold, NJ (732) 409-6281
Greenpath IncFarmington Hills, MI (248) 553-5400
MORTGAGE BANKERS
1-800-East-West Mortgage CompanyPeabody, MA (781) 231-7950
1st 2nd Mortgage Company of NJ IncCreskill, NJ (201) 569-3469
1st New England Mortgage CorpNashua, NH (603) 598-6000
1st New England Mortgage CorporationNewton, MA (617) 244-3114
1st Palm Financial Services LLCJacksonville, FL (904) 281-5353
4 G Funding IncHauppauge, NY (631) 853-0101
A & B Mortgage CorporationRaymond, NH (603) 895-2444
Aames Funding CorporationLos Angeles, CA (323) 210-4932
Absolute Mortgage CorporationNorth Kingstown, RI (401) 295-4584
Absolute Mortgage Solutions LLCEast Hartford, CT (860) 953-5723
Accredited Home Lenders IncSan Diego, CA (800) 690-6000
Ace Mortgage Funding IncorporatedIndianapolis, IN (317) 246-5740
Acoustic Home Loans LLCOrange, CA (866) 226-8784
Advanced Financial Services IncNewport, RI (401) 846-3100
Advanced Mortgage Services, LLCNorwell, MA (781) 982-8950
Advantage Mortgage CorporationWest Dennis, MA (508) 394-9877
Advisory Group Financial Services LtdLynnfield, MA (781) 592-8500
Aegis Funding CorporationHouston, TX (800) 991-5625
Aegis Lending CorporationHouston, TX (800) 991-5625
Aegis Wholesale CorporationHouston, TX (800) 991-5625
Affiliated Mortgage Services CorporationWakefield, MA (781) 245-5500
Affinity Mortgage LLCDallas, TX (214) 647-7705
Agency Mortgage CorporationMarlton, NJ (856) 596-2900
Allied Home Mortgage Capital CorporationHouston, TX (713) 353-0400
Allied Home Mortgage CorporationHouston, TX (713) 688-5866
Allied Mortgage Group IncBala Cynwyd, PA (610) 668-2745
Allstate Home Loans IncIrvine, CA (949) 250-6300
Alpine Mortgage CorporationNewington, NH (603) 436-7717
Alta Financial CorporationAtlanta, GA (770) 250-6210
AMC Mortgage Services IncIrvine, CA (714) 541-9960
Amcap Mortgage IncBolton, MA (978) 779-0500
America’s Choice Mortgage IncMartinez, GA (706) 860-8090
America’s MoneyLine IncGlen Allen, VA (804) 967-7086
American General Financial Services IncEvansville, IN (812) 468-5662
American Heritage Mortgage CorpNashua, NH (603) 880-9797
American Home Finance IncPalatine, IL (847) 705-1940
American Home Mortgage Acceptance IncMelville, NY (800) 755-3100
American Home Mortgage CorpMelville, NY (800) 755-3100
American Internet Mortgage IncSan Diego, CA (888) 411-4246
American Money Centers IncWest Warwick, RI (800) 993-5200
American Mortgage Express CorpMount Laurel, NJ (800) 204-2639
AmeriCap Financial IncCherry Hill, NJ (856) 317-9494
Americor Lending Group IncIrvine, CA (949) 223-2482
Amerifirst Home Improvement Finance CoCalverton, MD (301) 595-3600
Amerifund Financial IncTacoma, WA (253) 538-4858
Amerihome Mortgage Company LLCBrookfield, WI (262) 821-1200
Ameriquest Mortgage CompanyOrange, CA (714) 541-9960
Amerisave Mortgage CorporationAtlanta, GA (404) 260-7500
Apex Financial Group IncBrandon, FL (813) 684-1111
Apex Lending IncIndian Shores, FL (877) 273-9536
Argent Funding CorporationOrange, CA (714) 541-9960
Argent Mortgage Company LLCIrvine, CA (949) 756-7021
Arrow Mortgage CorporationBuzzards Bay, MA (508) 759-1919
Ascella Mortgage LLCManchester, CT (860) 791-6400
Atlantic Mortgage CorporationManchester, NH (603) 625-4160
Avistar Capital Group LLCWallingford, CT (203) 679-0732
Back Bay IncLawrence, MA (978) 725-0046
Backbay Holding Company LLCEast Greenwich, RI (401) 885-1705
Bann-Cor Mortgage IncMission Viejo, CA (949) 367-3000
Baron Mortgage CorporationMiami, FL (305) 661-3434
Barrington Capital CorporationNewport Beach, CA (949) 660-9088
Bay Capital CorpOwings Mills, MD (443) 394-3506
Bay Mortgage Services IncPlymouth, MA (508) 888-2600
Beacon Mortgage Company LLCManchester, NH (603) 644-2442
Bear Stearns Residential MortgageCorporation
Scottsdale, AZ (972) 444-4895
Beneficial Mortgage Co of New HampshireConcord, NH (603) 224-2536
American Consumer Credit Counseling IncNewton, MA (617) 559-5700
American Credit Counselors IncBoca Raton, FL (561) 886-1150
Consumer Credit and Budget Counseling IncMarmora, NJ (609) 390-9652
Incharge Debt SolutionsOrlando, FL (407) 532-5571
National Foundation for Debt Management IncClearwater, FL (800) 490-3839
372005 MORTGAGE BANKER LICENSEES
Best Mortgage Company IncLondonderry, NH (603) 434-9700
Best Rate Funding CorpSanta Ana, CA (800) 511-5978
Birt and Briggs Mortgage Consultants LLCManchester, NH (603) 623-8762
Bismark Mortgage Company LLCBellevue, WA (425) 283-5000
Bravo Credit CorporationIrvine, CA (949) 756-2012
Bridge Capital CorporationFoothill Ranch, CA (949) 206-6855
Calusa Investments LLCHerndon, VA (703) 707-4400
Capital Financial Services IncWood Dale, IL (630) 521-7122
Capital Mortgage Associates LLCHamden, CT (800) 272-4844
Carteret Mortgage CorporationCentreville, VA (703) 802-8000
Casa Blanca Mortgage IncWoodland Hills, CA (818) 361-5700
Cash Out Mortgage CorpMargate, FL (800) 536-3123
CBSK Financial Group IncSanta Ana, CA (714) 460-4000
Centex Home Equity Company LLCDallas, TX (469) 549-2323
Challenge Financial Investors CorpSt. Petersburg, FL (727) 584-5566
Citifinancial IncBaltimore, MD (410) 332-2900
Coastal Capital CorpGreenvale, NY (516) 931-5005
Compass Mortgage IncBedford, NH (603) 472-2272
ComUnity Lending IncorporatedMorgan Hill, CA (408) 778-0444
Constitution Financial Group IncWakefield, MA (781) 246-0971
Consumer Home Mortgage Corporation ofAmerica Inc
Quincy, MA (617) 773-2100
Corestar Financial Group LLCTimonium, MD (443) 921-1500
Countrywide Home Loans IncCalabasas, CA (818) 313-6196
Countrywide Mortgage Ventures LLCCalabasas, CA (818) 313-6196
Cousins Home Lending IncPortsmouth, NH (603) 433-2223
Creative Lending Solutions IncPortland, ME (207) 772-1990
Credit Suisse First Boston FinancialCorporation
Princeton, NJ (609) 627-5000
Crescent Mortgage CompanyAtlanta, GA (800) 851-0263
Crown Mortgage CorpCranston, RI (401) 734-9940
CTX Mortgage Company LLCDallas, TX (214) 981-5000
CUC Mortgage CorporationLatham, NY (518) 437-8258
CUNA Mutual Mortgage CorporationMadison, WI (608) 232-6300
D&R Financial LLCSalem, NH (603) 896-6155
Dana Capital Group IncIrvine, CA (949) 595-2244
Decision One Mortgage Company LLCCharlotte, NC (847) 564-6509
DeepGreen Financial IncHighland Hills, OH (216) 606-0383
Delta Funding CorporationWoodbury, NY (516) 812-8859
Diamond Funding CorporationCranston, RI (401) 941-3770
Direct Finance CorpHanover, MA (781) 878-5626
Discount Mortgage Center IncPawtucket, RI (877) 362-3863
Dollar Mortgage CorporationLa Mesa, CA (619) 589-5256
Downeast Mortgage CorporationSouth Portland, ME (207) 773-6161
Dream House Mortgage CorporationProvidence, RI (401) 459-3900
Drew Mortgage Associates IncShrewsbury, MA (508) 753-1656
Dynamic Capital Mortgage IncBrookline, MA (617) 739-4000
E-Loan IncPleasanton, CA (925) 847-6200
Eagle Home Mortgage IncKirkland, WA (425) 822-6733
East West Mortgage Company IncMcLean, VA (703) 442-0150
Eastern Residential Mortgage LLCColumbia, MD (443) 285-0688
ECC Capital CorporationIrvine, CA (949) 856-4884
Edward Jones Mortgage LLCMinneapolis, MN (888) 304-9242
EHome Credit CorpGarden City, NY (516) 719-4100
Emax Financial Group LLCSt. Croix USVI (866) 719-4600
EMC Mortgage CorporationIrving, TX (972) 444-2800
EMC Residential Mortgage CorporationIrving, TX (972) 444-4895
Emigrant Funding CorporationNew York, NY (212) 850-4425
Emigrant Mortgage Company IncElmsford, NY (212) 850-4425
Encore Credit CorpIrvine, CA (949) 856-4884
Equifirst CorporationCharlotte, NC (704) 679-4400
Equistar Financial CorporationSt. Petersburg, FL (727) 388-7450
Equity America Mortgage Services IncManchester, NH (603) 625-2820
Equity Concepts IncorporatedCranston, RI (401) 719-5600
Equity One Consumer Loan Company IncMarlton, NJ (856) 396-2600
Everett Financial IncDallas, TX (214) 340-5225
Fairfield Financial Mortgage Group IncDanbury, CT (203) 740-7411
Fairfield Mortgage LLCDover, NH (603) 431-1113
Family Choice Mortgage CorporationSouth Yarmouth, MA (617) 883-0280
Family First Mortgage CorpPalm Coast, FL (386) 246-6955
Fidelity Mortgage IncWoodbury, NY (516) 812-8859
Fieldstone Investment CorporationColumbia, MD (410) 772-7200
Fieldstone Mortgage CompanyColumbia, MD (410) 772-7200
Finance America LLCIrvine, CA (972) 960-8330
Financial Resources & Assistance of theLakes Region Inc
Meredith, NH (603) 279-1133
First American Mortgage CorpFramingham, MA (508) 663-3800
First American Mortgage TrustBrookline, MA (617) 232-1255
First Boston Mortgage CorpWoburn, MA (781) 932-1111
First Call Mortgage Company IncAndover, MA (978) 269-6200
First Consumer Credit IncLewisville, TX (800) 777-1665
First Continental Mortgage & Investment CorpFairfield, NJ (973) 808-0283
First Equity Financial CorporationParsippany, NJ (973) 515-0097
First Financial Mortgage CorpSouth Portland, ME (207) 775-4200
First Guarantee Mortgage LLCSaratoga Springs, NY (800) 766-5185
First Independent Mortgage LLCBurlington, MA (781) 270-0066
First Magnus Financial CorporationTucson, AZ (520) 618-9000
First Mortgage of America IncSanta Ana, CA (714) 850-6400
38 2005MORTGAGE BANKER LICENSEES
First NLC Financial Services LLCDeerfield Beach, FL (800) 956-3314
First Residential Mortgage Network IncLouisville, KY (502) 315-1824
First Service Home Mortgage IncWestwood, MA (781) 329-6644
Firststar Home Equity LLCIndianapolis, IN (317) 570-7238
FlexPoint Funding CorporationIrving, CA (949) 955-8112
Foundation Mortgage CorporationLittleton, MA (978) 952-6500
Franklin American Mortgage CompanyFranklin, TN (615) 778-1001
Freedom Mortgage CorporationMount Laurel, NJ (856) 231-9800
Gateway Funding Diversified MortgageServices LP
Horsham, PA (215) 591-0222
Genesis Mortgage LLCLexington, MA (781) 274-7700
Genisys Financial CorpSan Diego, CA (858) 777-4000
Global Equity Lending IncSuwanee, GA (678) 966-7600
Global Home Loans & Finance IncMelville, NY (631) 393-0375
GMAC Mortgage CorporationHorsham, PA (215) 682-3648
Golden First Mortgage CorpGreatneck, NY (516) 570-4109
Granite State Mortgage CorpSalem, NH (603) 890-8900
Great East Mortgage LLCKeene, NH (603) 757-0066
Green Tree Servicing LLCSt. Paul, MN (651) 293-4800
Greenlight Financial Services IncIrvine, CA (949) 265-4723
Greenpark Mortgage CorporationNeedham, MA (781) 726-6095
Greenpoint Mortgage Funding IncNovato, CA (704) 329-6571
GSF Mortgage CorporationBrookfield, WI (262) 373-0790
Guardhill Financial CorpNew York, NY (212) 688-9500
H & R Block Mortgage CorporationLake Forest, CA (949) 790-8539
Harborside Financial Network IncSan Marcos, CA (760) 591-7900
Harbourton Mortgage InvestmentCorporation
Santa Rosa, CA (877) 393-7771
Heartland Home Finance IncDowners Grove, IL (630) 324-5805
Hewitt Mortgage Services LLCMinneapolis, MN (515) 213-4795
Hic-Star CorporationSanta Ana, CA (800) 815-9372
Home Advantage Funding Group IncIrvine, CA (949) 756-2030
Home Consultants IncLake Ariel, PA (570) 689-3353
Home Finance of America IncPlymouth Meeting, PA (800) 358-5626
Home Loan Center IncIrvine, CA (949) 885-3100
Home123 CorporationIrvine, CA (949) 517-0106
HomeComings Financial Network IncMinneapolis, MN (952) 857-7000
Homeloan USA CorporationAlbuquerque, NM (505) 224-9170
Homestead Funding CorpAlbany, NY (518) 464-1100
Homevest Mortgage CorporationNeedham, MA (800) 990-7283
Honey Mae IncSherman Oaks, CA (800) 700-1242
Household Finance Corporation IIElmhurst, IL (847) 564-6509
HSBC Mortgage Services IncBrandon, FL (813) 571-8970
Impac Funding CorporationNewport Beach, CA (949) 475-3946
Independent Financial Mortgage IncLake Forest, CA (949) 586-4467
Infinity Mortgage Company IncQuincy, MA (617) 328-2020
Innovex Mortgage IncCampbell, CA (408) 369-9200
Instant Capital Funding Group IncOrange, CA (714) 628-1777
Integrated Mortgage Solutions IncLincoln, RI (401) 475-8850
Interate Mortgage CorporationMethuen, MA (978) 688-2480
InterBay Funding LLCCoral Gables, FL (305) 646-4169
Intercontinental Capital Group IncNew York, NY (212) 554-4209
Irwin Mortgage CorporationFishers, IN (317) 594-8900
JAM Consultants IncAlexandria, IN (800) 727-7931
James B Nutter & Company IncKansas City, MO (816) 531-2345
JLM Direct Funding LtdHouston, TX (713) 980-6200
Key Leads Global IncMiami Beach, FL (866) 325-3237
Kittredge Mortgage CorporationManchester, VT (802) 362-4874
Lancaster Mortgage Bankers LLCWarren, NJ (908) 942-9008
Land/Home Financial Services IncConcord, CA (925) 603-0411
Leader Mortgage Company IncArlington, MA (781) 648-7900
Lender’s Investment CorpIrvine, CA (714) 540-4747
Lendia IncWorcester, MA (508) 368-7900
Lendmark Mortgage CorporationFramingham, MA (508) 370-7760
Lentegra Mortgage Group LLCWaltham, MA (781) 472-3999
LibertyQuest Financial IncWilliston, VT (802) 764-6000
Lighthouse Funding LLCOakhurst, NJ (732) 663-0090
Lighthouse Mortgage Service Co IncHuntingdon Valley, PA (215) 947-7150
Lime Financial Services LtdLake Oswego, OR (877) 270-3836
Loancity IncSan Jose, CA (408) 281-3600
Loanleaders of America IncIrvine, CA (949) 836-3285
Loans for Residential Homes Mortgage CorpEast Greenwich, RI (401) 886-9417
Loansnap.com IncSharon, MA (508) 253-1005
Long Beach Mortgage Company IncAnaheim, CA (800) 743-3336
Luxury Mortgage CorpStamford, CT (203) 569-4238
M&T Mortgage CorporationBuffalo, NY (716) 842-5680
Madison First Financial IncExton, PA (484) 713-1700
Main Line National Mortgage IncPaoli, PA (610) 889-2015
Maine Capital Mortgage LLCPortland, ME (207) 321-5234
Mango Mortgage IQ IncNewton, MA (617) 795-0787
Marathon Mortgage Company IncHopkinton, MA (508) 435-0033
Matrix Investment CorporationGroton, CT (860) 449-8916
Megastar Financial CorpDenver, CO (303) 321-8800
Members Mortgage Company IncWoburn, MA (781) 376-9020
Merit Financial IncKirkland, WA (425) 605-1350
Merrill Lynch Credit CorporationJacksonville, FL (904) 218-6000
Merrimack Mortgage Company IncManchester, NH (603) 625-1498
Metro Mortgage Co IncChelmsford, MA (978) 459-9388
392005 MORTGAGE BANKER LICENSEES
Metrocities Mortgage LLCSherman Oaks, CA (818) 981-0606
MHC I IncArlington, VA (703) 469-9500
MILA, IncMountlake Terrace, WA (425) 775-6452
Millennia Mortgage CorporationLaguna Hills, CA (949) 425-1330
MLD Mortgage IncFlorham Park, NJ (973) 805-2000
Molton Allen & Williams MortgageCompany LLC
Fairfax, VA (703) 359-5629
MoneyOne CorporationPompano Beach, FL (954) 942-9011
Monument Mortgage Company IncLexington, MA (781) 861-7767
Moreland Lending CorporationAndover, MA (978) 474-4445
MorEquity IncEvansville, IN (800) 345-0187
Morgan Stanley Credit CorporationRiverwoods, IL (224) 405-1860
Mortgage Access CorpMorris Plains, NJ (973) 605-1515
Mortgage Assistance Company LLCPlainville, CT (860) 675-0513
Mortgage Capital Associates IncLos Angeles, CA (310) 477-6877
Mortgage Financial IncTewksbury, MA (978) 863-9555
Mortgage Funding CorpHanover, MA (781) 829-0440
Mortgage Lenders Network USA IncMiddletown, CT (860) 344-5700
Mortgage Master IncWalpole, MA (508) 850-4100
Mortgage Network IncDanvers, MA (978) 777-7500
Mortgage Partners IncDracut, MA (603) 880-0294
Mortgage Pros IncE. Greenwich, RI (401) 886-8500
Mortgage Research Center LLCColumbia, MO (573) 876-2600
Mortgage Source LLCGreat Neck, NY (516) 487-3111
Mortgage Strategies Group LLCBoca Raton, FL (561) 989-1580
Mortgage Town USA IncNorth Providence, RI (401) 232-0700
Mortgage Trust Group IncConcord, MA (978) 369-7070
Mortgage Workouts IncMethuen, MA (978) 682-0500
Mortgageclose.com IncOrange, CA (714) 453-0220
MortgageIt IncNew York, NY (212) 651-7731
Mortgages Unlimited CorporationSalem, NH (603) 898-1360
MSA Mortgage LLCWakefield, MA (781) 245-7700
Nation One Mortgage Company IncNorwell, MA (800) 624-6662
NationsBest Mortgage CorporationOrange, CA (714) 210-5626
Nationwide Advantage Mortgage CompanyWest Des Moines, IA (515) 224-7100
Nationwide Lending CorporationIrvine, CA (949) 754-1300
NE Moves Mortgage LLCWaltham, MA (781) 684-5724
Network Funding LPHouston, TX (713) 334-1100
Neustar Financial Services IncOvergaard, AZ (928) 535-5626
New Century Credit CorporationIrvine, CA (949) 517-0106
New Century Mortgage CorporationIrvine, CA (949) 225-7828
New Day Financial LLCColumbia, MD (410) 423-1400
New England Capitol MortgageCorporation
Braintree, MA (781) 380-7600
New England Merchants CorpArlington, MA (781) 646-3995
New England Regional MortgageCorporation
Salem, NH (603) 894-1230
New Fed Mortgage CorpSaugus, MA (781) 241-1229
New Freedom Mortgage CorporationSalt Lake City, UT (801) 493-2735
NFM IncBaltimore, MD (888) 233-0092
NFS Loans IncIrvine, CA (949) 470-0900
North Atlantic Mortgage CorporationLynnfield, MA (781) 246-8440
Northeast Home Loan LLCBrattleboro, VT (802) 257-7815
Northern Capital Alliance Group IncPortsmouth, NH (603) 433-2448
Northfield Trust Mortgage Company LLCAndover, MA (978) 824-3333
NovaStar Home Mortgage IncKansas City, MO (816) 237-7000
Novastar Mortgage IncKansas City, MO (816) 237-7000
Novelle Financial Services IncNewport Beach, CA (949) 475-6400
Ocwen Loan Servicing LLCWest Palm Beach, FL (561) 682-8000
Old Merchants Mortgage IncLake Success, NY (516) 358-8800
Olde Towne Mortgage Company IncAndover, MA (978) 975-3717
Omega Mortgage CorpSudbury, MA (978) 443-3337
One Mortgage Network IncSan Diego, CA (858) 455-9120
Opteum Financial Services LLCParamus, NJ (201) 225-2000
Optima Mortgage CorporationTustin, CA (714) 836-8800
Option One Mortgage CorporationIrvine, CA (949) 790-8100
Opus Home Equity Services IncLanghorne, PA (215) 757-4414
Origen Financial LLCSouthfield, MI (248) 746-7000
Pacific Reverse Mortgage IncSan Diego, CA (858) 499-8920
Palladian Mortgage CorporationNorth Andover, MA (978) 681-7711
Paramount Mortgage Services IncBordentown, NJ (609) 298-8886
Patriot Funding LLCFramingham, MA (508) 872-2595
Patriot Mortgage Company IncNorth Reading, MA (978) 276-3322
People’s Choice Mortgage IncRandolph, MA (781) 986-4004
PHH Home Loans LLCMt. Laurel, NJ (800) 583-9361
PHH Mortgage CorporationMt. Laurel, NJ (856) 917-0913
Pinnacle Financial CorporationOrlando, FL (407) 578-2000
Pinnacle Mortgage Group IncLakewood, CO (303) 716-9000
Platinum Capital GroupIrvine, CA (949) 221-0800
Platinum Mortgage LLCSalem, NH (603) 635-8200
Plaza Home Mortgage IncSan Diego, CA (858) 346-1208
Poli Mortgage Group IncNorwood, MA (781) 801-1400
Popular Financial Services LLCMarlton, NJ (856) 396-2600
Popular Housing Services IncMarlton, NJ (856) 396-2600
Powder House Mortgage Co IncSomerville, MA (617) 666-0309
Premium Capital Funding LLCJericho, NY (516) 222-9449
Pride Mortgage LLPMiddletown, RI (401) 849-5700
Primary Residential Mortgage IncSalt Lake City, UT (800) 255-2792
40 2005MORTGAGE BANKER LICENSEES
Prime Mortgage Financial IncSouthborough, MA (508) 263-1100
Priority Funding LLCNorthboro, MA (508) 393-5511
Professional Advantage Financial Group IncBoston, MA (617) 725-0004
Pulte Mortgage LLCEnglewood, CO (303) 740-8800
Quest Asset Management IncOrange, CA (714) 541-9960
Quicken Loans IncLivonia, MI (734) 805-5000
Quik Fund IncSunrise, FL (954) 578-2212
Quotemearate.com IncHouston, TX (713) 995-9969
Radius Financial Group IncQuincy, MA (781) 742-6500
RBC Mortgage Company IncHouston, TX (713) 939-7094
Real Estate Mortgage CorpRocky River, OH (440) 356-5363
Regency Mortgage CorpManchester, NH (603) 669-5626
Reliant Mortgage Company LLCWakefield, MA (781) 295-2205
Residential Funding CorporationMinneapolis, MN (952) 857-7000
Residential Mortgage Services IncSouth Portland, ME (207) 775-6105
ResMAE Mortgage CorporationBrea, CA (714) 577-4577
Robar General Funding CorpLockport, NY (716) 439-6208
Ross Mortgage Company IncLeominster, MA (978) 860-0100
Salem Five Mortgage Company LLCSalem, MA (800) 322-2265
Sallie Mae Home Loans IncNovi, MI (248) 344-1544
Saxon Funding Management IncGlen Allen, VA (804) 967-7400
Saxon Mortgage IncGlen Allen, VA (804) 967-7086
Schaefer Mortgage CorpLondonderry, NH (603) 434-4747
Seacoast Mortgage CorpNewcastle, NH (603) 427-0707
Select Financial Mortgage CorporationWarren, RI (401) 247-7400
Shamrock Financial CorporationSeekonk, MA (508) 336-1123
Sherwood Mortgage Group IncLeominster, MA (978) 534-9898
Sirva Mortgage IncMayfield Heights, OH (440) 684-5599
Skyline Financial CorpEncino, CA (818) 995-1700
SLM Financial CorporationMount Laurel, NJ (856) 642-8495
Smart Money Mortgage IncLake Elsinore, CA (909) 639-9300
Solstice Capital Group IncIrvine, CA (877) 563-8637
Southern Star Mortgage CorpEast Meadow, NY (516) 712-4400
SouthStar Funding LLCAtlanta, GA (770) 459-8525
Specialized Loan Servicing LLCHighlands Ranch, CO (800) 315-4757
Statewide Mortgage Funding CorpHooksett, NH (603) 669-8184
Stepstone Mortgage Company IncMarblehead, MA (781) 639-0047
Sterling Coast to Coast Financial Group IncIrvine, CA (949) 253-4023
Summit Mortgage LLCWakefield, MA (781) 213-5066
Sunset Mortgage Company LimitedPartnership
Chadds Ford, PA (610) 558-2720
SunTrust Mortgage IncRichmond, VA (804) 291-0928
Superior Value Mortgage CorpNashua, NH (603) 598-0300
Tammac CorporationWilkes Barre, PA (888) 226-8929
Tammac Holdings CorporationWilkes-Barre, PA (888) 226-8929
Taylor Bean & Whitaker Mortgage CorpOcala, FL (352) 671-0030
TCD Mortgage CorporationWorth, IL (708) 448-4197
The Aliso Pacific Company LLCAliso Viejo, CA (949) 330-6950
The Cambridge Mortgage Group IncBoston, MA (617) 348-2104
The CIT Group/Consumer Finance IncLivingston, NJ (973) 740-5000
The CIT Group/Sales Financing IncLivingston, NJ (973) 740-5172
The Demoulas FoundationTewksbury, MA (978) 851-8000
The Lending Connection IncCosta Mesa, CA (714) 384-8300
The McCue Mortgage Company IncNew Britain, CT (860) 224-2683
The Mortgage Place IncSharon, MA (781) 784-6678
The Mortgage Specialists IncPlaistow, NH (603) 382-3785
The New York Mortgage Company LLCNew York, NY (212) 634-2300
Thornburg Mortgage Home Loans IncSanta Fe, NM (505) 954-5387
Total Mortgage Services LLCMilford, CT (203) 876-2200
Tower Mortgage CorporationColumbus, OH (614) 436-8127
Travis Mortgage LLCGlastonbury, CT (860) 659-5200
Trimark Funding IncAnaheim, CA (877) 695-4900
UBS Mortgage LLCEdina, MN (515) 213-4795
UBS Real Estate Securities Inc.New York, NY (212) 713-3546
Union Capital Mortgage Business TrustBraintree, MA (781) 848-6060
Union Trust Mortgage CorporationPeabody, MA (978) 532-6600
Unison Financial Services IncBellingham, MA (508) 966-9899
United Financial Mortgage CorpOak Brook, IL (630) 571-7222
United Funding CorpMilford, MA (508) 473-7717
United Mortgage Brokerage IncPlainview, NY (516) 334-7600
United Mortgage Lenders IncBoca Raton, FL (561) 443-2173
Universal Mortgage CorporationMequon, WI (262) 292-0300
US Mortgage CorpPine Brook, NJ (973) 244-7100
UST Mortgage CompanyJacksonville, FL (904) 642-2925
Value Mortgage CorporationChelmsford, MA (978) 256-1533
Vanguard Mortgage & Title IncLittleton, CO (303) 972-7676
VIP Mortgage CorporationDanvers, MA (978) 750-1080
Wachusett Mortgage CorporationWest Boylston, MA (508) 835-8803
Walden Mortgage Co LLCConcord, MA (978) 369-1130
Wall Street Mortgage Bankers LtdLake Success, NY (516) 355-4565
WCS Lending LLCBoca Raton, FL (561) 241-1601
Wells Fargo Financial Massachusetts IncDes Moines, IA (515) 557-7502
Wells Fargo Financial New Hampshire 1 IncDes Moines, IA (515) 557-7502
William Raveis Mortgage LLCShelton, CT (203) 929-2199
Wilmington Finance IncPlymouth Meeting, PA (610) 943-2100
Windsor Capital Mortgage CorporationSan Diego, CA (858) 436-2000
WMC Mortgage CorpBurbank, CA (818) 736-5012
412005 MORTGAGE BROKER LICENSEES
5 Star Mortgage CorpNashua, NH (603) 424-2323
A Plus Mortgage IncLincoln, NE (402) 421-3111
Abbott Mortgage CorporationWoburn, MA (781) 938-1161
ABC Mortgage CorporationBraintree, MA (781) 848-7425
Academy Funding Source IncWest Bridgewater, MA (800) 848-9192
Accent Capital Company LLCSeymour, CT (203) 881-2637
Accountable Mortgage.com IncNorwood, MA (781) 255-1036
Accredited Mortgage CorpNashua, NH (603) 881-8885
Achieva Home Loans IncWorcester, MA (508) 523-5664
Acquire Mortgage & Finance LLCPembroke, NH (603) 485-7727
ADT Interactive LLCSan Francisco, CA (415) 762-2266
Aileen N DuganPortsmouth, NH (603) 433-3114
Allanach/Mortgage Group CorporationNashua, NH (603) 883-3600
Allegiance Mortgage Solutions LLCDerry, NH (603) 432-3997
Allmass MortgageMilford, MA (508) 473-0111
Almost Home Loans LLCManchester, NH (603) 634-4111
Alpha Mortgage & Financial Services IncNashua, NH (603) 595-7699
Alpine Financial Services LLCAuburn, MA (508) 721-0069
Alumni Mortgage LLCBedford, NH (603) 232-8222
America Best Mortgage LLCCanton, MA (617) 417-2116
American Eagle Mortgage Co IncWarwick, RI (401) 734-4455
American Home Loan MortgageCorporation
Burlington, MA (781) 272-6700
American Mortgage Services IncMelrose, MA (781) 662-2552
American Trust Mortgage IncLynn, MA (866) 477-0110
American United Mortgage CorporationWoburn, MA (781) 376-9227
Amerisource Mortgage LLCWindham, NH (603) 894-4422
AMS Mortgage CorpManchester, NH (603) 623-1539
Amston Mortgage Company IncColchester, CT (800) 625-8633
Anchor Financial Mortgage IncPawtucket, RI (401) 722-9032
Andover Mortgage CorporationN Andover, MA (978) 974-0000
Andy Ross Group LLCMadison, CT (203) 318-0055
Anthony Michael LeclercNorth Hampton, NH (603) 964-5556
Apple Mortgage LLCLaconia, NH (603) 527-1188
Approved Home Mortgage IncFalmouth, ME (207) 781-4959
ARBC Financial Mortgage CorpWoburn, MA (781) 938-1698
ARC Financial IncNewport, NH (603) 863-2987
Arista Lending Solutions IncDover, NH (603) 299-0330
Arrowhead Mortgage LLCNew London, NH (603) 526-4008
Aspen Mortgage Services IncCheshire, CT (203) 699-7000
Atlantic Loan CorpN. Attleboro, MA (508) 695-0673
Atlas Mortgage Funding LLCHobe Sound, FL (561) 622-9308
Avalon Mortgage Network IncGilmanton, NH (603) 267-6464
B D Nationwide Mortgage CompanyEncinitos, CA (760) 635-1827
Bauer Mortgage Group LLCLaconia, NH (603) 528-3737
Beech Financial Services LLCStratham, NH (603) 778-9238
Belle Mortgage LLCHampstead, NH (603) 329-8040
Bennett Mortgage & Investment CompanyIncorporated
Newton, MA (617) 964-6070
Bernard A TracyTilton, NH (603) 524-9696
Bestratedirect.com IncMelbourne, FL (321) 752-8088
Blayne Howard Wilson IncExeter, NH (713) 439-1180
Blue Water Mortgage CorporationHampton, NH (603) 926-9695
Bona Fide Mortgage LLCMerrimack, NH (603) 429-0815
Boston Mortgage Consultants LLCNorwell, MA (617) 778-7177
Boston Mortgage Funding CorporationCharlestown, MA (617) 625-4231
Boston Mortgage Group IncWoburn, MA (781) 938-0890
Bradford Financial IncHaverhill, MA (978) 373-4599
Brian F EmmonsAndover, MA (978) 474-4749
Bridgeview Mortgage Co IncTyngsboro, MA (978) 649-1919
BTR Mortgage Co IncMarlboro, MA (508) 624-6400
Buckley Mortgage IncDracut, MA (978) 459-2197
C E M Financial IncWindham, NH (603) 898-9592
Capital Access IncChestnut Hill, MA (617) 527-1300
Capital Quest Financial Services IncLaconia, NH (603) 528-3796
Capitol Mortgage Company IncFramingham, MA (508) 875-6000
Capstone Mortgage Company IncLexington, MA (781) 860-7888
Cedar Creek Mortgage CorporationKingston, NH (603) 642-6662
Centurion Finance LLCWorcester, MA (508) 425-6200
Charles M ArrisonManchester, NH (603) 623-0277
Chicago Mortgage Group IncChicago, IL (773) 248-4300
Christina M MarionSalem, NH (603) 893-1143
Christine H MalloyWindham, NH (603) 425-0787
Christine M OuelletteDerry, NH (603) 265-0456
Cider Hill Mortgage LLCYork, ME (207) 363-1680
Citadel Mortgage CorporationDerry, NH (603) 434-4431
Cityview Mortgage CorporationProvidence, RI (401) 351-0800
Citywide Mortgage Company IncWinthrop, MA (617) 846-1111
Clearwater Mortgage Services IncPeabody, MA (978) 535-2782
Coast to Coast Mortgage and Funding LLCCranston, RI (401) 463-4000
Coast to Coast Mortgage IncWoburn, MA (781) 938-9577
Coastal Funding IncBrunswick, ME (207) 729-5933
Coastal Mortgage GroupBrunswick, ME (207) 373-0705
Compass Mortgage IncorporatedNatick, MA (508) 655-0017
MORTGAGE BROKERS
42 2005MORTGAGE BROKER LICENSEES
Complete Mortgage Company IncCranston, RI (401) 275-2020
Comprehensive Mortgage Co IncWoburn, MA (781) 933-0456
Consolidated Mortgage Services IncQuincy, MA (617) 479-1971
Consumer Disclosure IncFishers, IN (317) 915-2463
Continental Funding CorpStoughton, MA (781) 344-4846
Cornerstone Mortgage CorporationWaltham, MA (781) 891-7575
Costello Mortgage Associates IncSomerville, MA (617) 666-4779
Courier Mortgage LLCGoffstown, NH (603) 497-3960
Creative Mortgage Services LLCSouthington, CT (860) 678-5151
Cross Country Lenders LLCSeymour, CT (203) 881-3799
Crown Mortgage Associates LLCKeene, NH (603) 355-6650
CTS Financial Service IncAmherst, NH (603) 880-6671
Curo Banc LLCSan Diego, CA (619) 819-5200
Custom Home Loan CorpEast Greenwich, RI (401) 886-9009
Custom House Mortgage CorpNorwell, MA (781) 659-8855
DFC of Maine IncPortland, ME (866) 774-8844
Daniel R BanthamMerrimack, NH (603) 429-2008
David R PoulinBerlin, NH (603) 752-2372
DCG Home Loans IncIrvine, CA (866) 324-3241
Deborah SiegelNewton, MA (617) 965-1236
Decision Mortgage Company IncCohasset, MA (781) 383-3232
Dedicated Mortgage Associates LLCMerrimack, NH (603) 472-1100
Diamond Mortgage Services IncorporatedTaunton, MA (508) 822-6678
Dieuw ThonetLaconia, NH (603) 524-1958
Direct Home Mortgage Co LLCWarwick, RI (401) 921-0610
Direct Mortgage Services IncPortsmouth, NH (603) 427-6083
Discount Funding Associates IncNorthport, NY (631) 261-6100
DNTA Mortgage CorpExeter, NH (603) 772-4776
Donna Lee SpeassManchester, NH (603) 305-5809
Dynamic Funding Solutions LLCEast Hartford, CT (860) 282-6182
Earth Mortgage LPCarrollton, TX (972) 422-1515
East Coast Financial CorporationBristol, RI (401) 396-9820
East Shore Mortgage LLCMadison, CT (203) 627-9812
Eastern Atlantic Mortgage Company IncBurlington, MA (781) 270-5995
Eastern Funding IncManchester Center, VT (802) 366-9148
Eastern Mountain Mortgage CompanyEast Woodstock, VT (802) 457-1177
Ebidmortgage IncBrewer, ME (207) 992-2100
Eduardo IbanezManchester, NH (603) 622-1314
Edward A Kingsbury JrKeene, NH (603) 352-3458
Edward D Jones & Co Limited PartnershipSt Louis, MO (314) 515-2000
EFI Capital CorpGarden City, NY (516) 294-5959
EGB Enterprises IncNaples, ME (207) 693-5026
Elliot A. WillardNorth Andover, MA (978) 975-4448
Emerson Lending Company IncActon, MA (978) 264-4803
Empire Equity Group IncMontvale, NJ (704) 926-6133
Epic Mortgage Company IncAuburn, MA (508) 832-2552
Equipower Mortgage CorporationRandolph, NJ (973) 252-3001
Equity Mortgage Services IncNeedham, MA (781) 455-9860
Evolution Mortgage LLCBoscawen, NH (603) 796-2373
Executive Mortgage Group LLCChester, NH (603) 887-6700
Fair Way Funding CorpEast Providence, RI (401) 521-5626
Fairlane Mobile Home Sales IncTilton, NH (800) 325-5566
Family Financial Group IncCranston, RI (401) 223-2300
Federal Trust Mortgage Company IncWest Hartford, CT (860) 570-0007
Financial Dynamics Mortgage CorporationJohnston, RI (401) 942-9400
Financial One Mortgage Company IncDracut, MA (978) 452-5494
First Acceptance Mortgage CorpLivingston, NJ (973) 758-9010
First Choice Financial Group IncSmithfield, RI (401) 270-2841
First Credit Corporation of New York IncGloversville, NY (518) 773-2718
First Fidelity Centers IncTarzana, CA (818) 264-7878
First Financial Lending CorporationHingham, MA (781) 749-7411
First Homeland Mortgage LLCBrattleboro, VT (802) 257-7118
First Liberty Financial IncFramingham, MA (508) 788-5200
First Option Mortgage CorpLeominster, MA (978) 840-2600
First Patriot Mortgage IncRevere, MA (781) 289-9300
First Portland Mortgage CorporationPortland, ME (207) 878-7770
First Source Financial USAHenderson, NV (702) 458-1980
First Star Financial CorpBoston, MA (617) 357-5588
First Team Mortgage CorpChelmsford, MA (978) 250-1600
First World Mortgage CorporationWest Hartford, CT (860) 233-5626
FJG Financial IncNashua, NH (603) 888-9911
Flexible Funding IncSaugus, MA (781) 941-7000
FNT CorpSalisbury, MA (978) 463-7722
Foremost Mortgage Associates IncCranston, RI (401) 943-7260
Franklin Mortgage Funding IncMilford, MA (508) 634-8885
Galina V KolevPittsburg, NH (603) 538-6384
Garden City Mortgage LLCWarwick, RI (401) 738-0222
GIA Mortgage CorporationWorcester, MA (508) 438-1188
Gibraltar Mortgage Lending Services IncLeominster, MA (978) 840-3600
Global Financial Resources LLCJohnston, RI (401) 787-8462
Global Information Systems Team IncChelmsford, MA (978) 256-6214
Global Mortgage IncClearwater, FL (727) 324-1000
GNA Mortgage Group IncNorth Andover, MA (978) 689-4700
Goldcoast Mortgage Service IncDanvers, MA (978) 922-4446
Grace Mortgage IncMerrimack, NH (603) 429-9482
GreenTree Mortgage LLCRochester, NH (603) 335-1199
Guaranty National Mortgage CorpCanton, MA (781) 575-0711
432005 MORTGAGE BROKER LICENSEES
Guardian Mortgage CorporationManchester, NH (603) 644-7979
H Dexter Hyland IIIHampstead, NH (603) 329-5666
H C Lending IncBangor, ME (207) 942-3951
Hampton Bay Mortgage Company IncSalem, NH (603) 894-1119
Harvard Financial Group MortgageCompany Inc
Harvard, MA (978) 772-5645
Health One Financial LLCAtkinson, NH (888) 748-3621
Hendo 66 LLCHenniker, NH (603) 428-8736
Henry E OrmondeWayland, MA (508) 655-1555
HeritagePlus Mortgage LLCHooksett, NH (603) 623-3333
Home Advantage Mortgage CorpLittleton, MA (978) 486-9113
Home Express Mortgage CorpNashua, NH (603) 889-9026
Home Loan Consultants IncDel Mar, CA (858) 793-2550
Homeland Funding Solutions IncCranston, RI (401) 228-6600
Homequest Mortgage IncNorth Grafton, MA (508) 839-1117
Homestate Mortgage IncWeare, NH (603) 529-5555
Homestead Mortgage CorpNorth Reading, MA (978) 664-1614
Hometown Mortgage LLCCranston, RI (401) 490-2392
HSP Mortgage Co LLCHanover, NH (603) 653-0001
Ideal Mortgage CorpDover, NH (603) 343-1795
IGMC IncMethuen, MA (978) 686-5297
Interstate Financial Services CorpManchester, NH (603) 669-2178
Investment One LLCOrange, CT (203) 877-0511
Investors’ Mortgage Group IncBoston, MA (617) 439-4500
ISG Mortgage IncManchester, NH (603) 624-8484
JDS Mortgages Of Maine LLCSaco, ME (207) 283-0843
Jean A KreegerSalem, NH (603) 893-5200
Jean Sawyer SousaStratham, NH (603) 772-0888
Jennifer E. TruesdaleHampton, NH (603) 926-0164
Jessica T O’NeillWindham, NH (603) 432-4500
JMA Mortgage CorporationWakefield, MA (781) 245-7663
John Darak JrDerry, NH (603) 434-0467
John Irving SyreneSouth Berwick, ME (207) 676-3288
John R AnnickManchester, NH (603) 622-8600
JP Mortgage Group LLCSwansea, MA (508) 676-5777
Karrie A BurnettRye, NH (603) 964-1944
Kevin T HerrmannPlaistow, NH (603) 382-9500
Kevin W RyanRochester, NH (603) 332-5200
Key Home Mortgage CorporationWestboro, MA (508) 366-0636
Key Mortgage CorpManchester, NH (603) 641-9866
Kuranda Financial Mortgage IncStrafford, PA (610) 975-9940
Ledgewood Mortgage LLCYork, ME (207) 351-1437
Lender’s Network IncPortland, ME (207) 797-3300
LenderLive Network IncGlendale, CO (303) 226-8000
LendingTree IncCharlotte, NC (704) 944-8542
Lenox Financial Mortgage LLCAtlanta, GA (678) 281-6120
Liberty Financial Mortgage Group IncAlpharetta, GA (770) 480-9660
Lifetime Home Loans IncNorthboro, MA (508) 641-3548
Lighthouse Lending Group IncWakefield, MA (781) 213-3433
Lightning Financial LLCPlaistow, NH (603) 382-1099
Lincoln Trust Mortgage LLCHampton Falls, NH (603) 773-2250
Lindquist Mortgage LLCBedford, NH (603) 471-6060
LoanApp IncEl Segundo, CA (310) 280-4520
Loanstar Mortgage IncBrockton, MA (508) 435-9004
London Star Financial Network IncWarwick, RI (401) 586-6420
Louis W ChanConcord, NH (603) 224-9576
Low Rate Mortgage LLCSalem, NH (603) 894-5958
Lowermybills IncSanta Monica, CA (310) 234-0800
M & M Mortgage Consulting IncSalem, NH (603) 458-1217
Main Street Mortgage LLCStratford, CT (203) 377-7744
Maine Mortgage GroupScarborough, ME (207) 883-5063
Majestic Mortgage CorporationWarwick, RI (401) 739-5363
Managed Investments IncFort Collins, CO (902) 206-1177
Manhattan Financial Services IncWestford, MA (978) 392-9031
Marc Baldinger Financial Counselor LLCPalm City, FL (772) 223-7283
Marine F McDonaldMoultonborough, NH (603) 253-9200
Martin Family Enterprises IncExeter, NH (603) 778-0822
Martin W Day SrPortsmouth, NH (603) 431-8338
Mary KleinMirror Lake, NH (603) 544-3153
Massabesic Mortgage CorpAuburn, NH (603) 483-4646
MassHome Mortgage LLCBoston, MA (617) 338-9087
Matthieu J LabrecqueConcord, NH (603) 225-2200
Maxwell’s Mortgage IncCranston, RI (401) 270-2519
McLaughlin Financial IncSalem, MA (978) 744-6016
Meetinghouse Mortgage IncPortsmouth, NH (603) 766-4905
Meetingplace Mortgage LLCWindham, NH (603) 434-7313
Melody Mortgage LLCHudson, NH (603) 883-8840
Merrill Lynch Pierce Fenner & SmithNew York, NY (904) 218-7922
Merrimack Valley Mortgage CorpChelmsford, MA (978) 256-7237
MetroBoston Mortgage Co IncCanton, MA (781) 821-0500
MG Financial CorporationProvidence, RI (401) 454-8100
MGB Mortgage LLCConcord, NH (603) 496-7901
MICA Financial Services IncLondonderry, NH (603) 421-9200
Michael D LieblKeene, NH (603) 352-4081
Michael L TestaLaconia, NH (603) 524-7733
Milestone Finance LLCBarrington, NH (603) 664-7888
Money Tree Mortgage CorpStoneham, MA (508) 785-3140
44 2005MORTGAGE BROKER LICENSEES
Money-Wise Solutions LLCLongmeadow, MA (413) 565-5180
Morgan Capital Company LLCNorth Hampton, NH (603) 964-5955
Mortgage Alternatives CorpNorton, MA (508) 285-8484
Mortgage Capital IncWoburn, MA (781) 729-0501
Mortgage Central Solutions IncLondonderry, NH (603) 421-1955
Mortgage Horizons LLCCranston, RI (401) 943-8760
Mortgage Link LLCFoxboro, MA (508) 660-7600
Mortgage Max IncRaymond, NH (603) 244-1144
Mortgage Options of America IncWinchester, MA (781) 376-9194
Mortgage Resource Professionals IncGreenville, RI (401) 934-9400
Mortgage Results CorporationHanover, MA (781) 826-9999
Mortgage Traders LLCNashua, NH (603) 577-4500
Mortgage World CorpNeedham, MA (617) 969-1800
Mortgages IncBurlington, MA (781) 273-3912
Mullen Financial Services IncSt. Albans, VT (802) 527-0121
Multi-State Mortgage IncGroveland, MA (978) 374-6600
National Lending CorporationHouston, TX (713) 974-0748
Nationwide Mortgage Lenders CorporationFt. Lauderdale, FL (954) 491-9990
Neighborhood Mortgage Company LLCDurham, NH (603) 868-5400
Net Trust Mortgage LLCBoca Raton, FL (561) 394-3838
New Boston Mortgage CorporationWakefield, MA (781) 224-9998
New England Mortgage CorpUxbridge, MA (888) 866-8661
New Image Mortgage CorpEpsom, NH (603) 736-8165
NexTag IncSan Mateo, CA (650) 645-4700
NorEast Mortgage Company IncNew Bedford, MA (508) 999-1188
North East Mortgage Group LLCPlymouth, MA (508) 746-9640
Northeast Corner IncSharon, MA (781) 784-5181
Northeast Home Loan Group LLCBillerica, MA (978) 262-9663
Northeast Lending LLCChelmsford, MA (978) 654-5140
Northeast Mortgage LLCCranston, RI (401) 946-7711
Northern Financial Associates IncHanover, MA (781) 826-8200
Northern Home Mortgage CorpBillerica, MA (978) 667-1800
Northern Mortgage Services LLCArlington, MA (781) 643-3700
Northland Mortgage Company IncMethuen, MA (978) 975-7706
Northpoint Mortgage IncSturbridge, MA (888) 574-0340
Oceanside Mortgage Group IncProvidence, RI (401) 490-2542
OCM IncSanta Ana, CA (714) 479-0999
Old Commonwealth Mortgage LLCGarden City, NY (516) 393-8120
Old Yankee Mortgage LLCManchester, NH (603) 626-5050
One Stop Mortgage Services LLCLondonderry, NH (866) 879-8728
OneSource Funding LLCWhite River Junction, VT (802) 280-2240
Orion Mortgage CorpSalem, NH (603) 898-1212
Panagom Mortgage IncLynn, MA (781) 598-9001
Partners Mortgage IncWaltham, MA (617) 489-8881
Paul D. SladeClaremont, NH (603) 542-2758
Paul McCormack PCHooksett, NH (603) 210-1091
Paul R SlikerNorth Kingstown, RI (401) 267-0006
Peter SchulerNashua, NH (603) 882-4190
Peter T AckersonAmherst, NH (603) 673-0221
Peter W. Morris IncSalem, NH (603) 870-9888
Phoenix Mortgage CorporationHolliston, MA (508) 429-9244
Pine Tree Mortgage IncFreeport, ME (207) 865-9722
Portsmouth Mortgage Company IncHampton Falls, NH (888) 353-7439
Post Road Funding IncWorcester, MA (508) 752-0478
Premiere Mortgage Services IncSterling, MA (800) 480-0545
Presidential Mortgage CorpNorth Kingstown, RI (401) 884-5003
Prime Mortgage Associates LLCNorth Andover, MA (978) 688-1717
Prime One Mortgage IncDanvers, MA (978) 777-3300
Primerica Financial Services HomeMortgages Inc
Duluth, GA (770) 381-1000
Professional Mortgage Advisors IncRaynham, MA (508) 884-5000
Professional Mortgage Corporation ofAmerica
East Providence, RI (401) 223-0555
Profile Mortgage LLCNashua, NH 603) 365-7063
Provident Capital Mortgage IncWarwick, RI (401) 921-2800
RBC Dain Raushcer IncMinneapolis, MN (612) 371-2711
Real Estate Capital Solutions IncWoburn, MA (781) 932-2905
Referral Financial LLCDracut, MA (978) 957-9100
Referral Mortgage IncWarwick, RI (401) 737-4221
Refi.com IncCranston, RI (401) 944-3300
Reliable Mortgage IncBraintree, MA (781) 848-8373
Renaissance Mortgage CorporationSalem, NH (603) 893-4100
Rene C LeClercHooksett, NH (603) 668-0009
Residential One Mortgage LLCFramingham, MA (508) 598-1600
Richard J YacyshynConcord, NH (603) 224-5298
Richard LombardiManchester, NH (603) 623-4675
Right Trac Financial Group IncManchester, CT (860) 647-7701
Riverbend Mortgage Co LLCKittery, ME (207) 451-9494
Riverside Capital Mortgage & Funding IncJohnston, RI (401) 270-1740
Robert A HaydenGoffstown, NH (603) 497-5225
Robert GinsbergSeabrook, NH (800) 693-2101
Robert GriggsEpsom, NH (603) 736-8252
Robert H ScatamacchiaHaverhill, MA (978) 373-8869
Ronald M PennAshland, NH
RSA Mortgage Solutions IncAmherst, NY (800) 772-9376
Safeguard Mortgage LLCStamford, CT (203) 322-1807
Sam U HaddadinDover, NH (603) 742-2220
Sandra L AckersonBedford, NH (603) 622-2918
452005 MORTGAGE BROKER LICENSEES
Sandra R DoddNashua, NH (603) 888-0643
Sara Mortgage & Financial LLCHollis, NH (603) 465-3090
Savings Path IncOrange, CA (714) 647-0236
SBBNet IncEvergreen, CO (888) 330-3330
Scenic Mortgage CorpClaremont, NH (603) 542-4700
Schiavi Construction Co CorpOxford, ME (207) 743-7747
Secure Mortgage CorporationMilford, MA (508) 488-1003
Security Trust Mortgage CorporationSaugus, MA (781) 231-0337
Sentinel Mortgage Solutions LLCEast Bridgewater, MA (508) 378-2585
Signature Mortgage Consultants LLCSalem, NH (603) 898-7200
Simplified Lending Solutions LLCDover, NH (603) 343-1065
Smart Choice Mortgage LLCBedford, NH (603) 622-0881
SMM Mortgage CorpNashua, NH (603) 598-6660
Source Funding CorpNatick, MA (857) 891-5075
Source One Mortgage LLCWindham, NH (603) 898-7660
SouthCoast Mortgage & InvestmentWestport, MA (508) 324-4869
Starboard Mortgage CorporationGeorgetown, MA (978) 352-7699
StateSide Funding LLCCranston, PA (401) 383-9249
Statewide Mortgage Company IncMilford, MA (508) 473-0316
Stecroft Holdings IncAliso Viejo, CA (949) 330-6950
Stephen A SuechSomerville, MA (617) 201-3207
Stephen W GetzAmherst, NH (603) 889-4333
Stockton Turner LLCMaitland, FL (407) 478-0900
Stone Castle Mortgage Company LLCSalem, NH (603) 898-2511
Stone Mountain Mortgage IncBethel, ME (207) 824-7557
Stonegate Mortgage Associates LLCWest Bridgewater, MA (508) 586-7700
Sun National Mortgage and Funding LLCWarwick, RI (877) 987-1800
Team Mortgage LLCPlaistow, NH (603) 382-1117
The Goryeb Mather Group LLCWhippany, NJ (973) 515-4450
The Hills Mortgage and Finance CompanyLLC
Martinsville, NJ (877) 974-4557
The Loan Arranger LLCLondonderry, NH (603) 421-0616
The Loan Page IncSan Francisco, CA (415) 738-3000
The Mortgage Authority LLCKeene, NH (603) 352-0393
The Mortgage Connection IncActon, MA (978) 371-3242
The Mortgage Group LtdNorth Dartmouth, MA (508) 996-2030
The Omni Mortgage Co IncSalem, NH (603) 893-6616
The Oval Mortgage CorporationAmherst, NH (603) 672-0611
The Residential Mortgage Group IncReading, MA (781) 944-0955
The Rhode Island Mortgage Store IncCranston, RI (401) 946-3553
Thomas Family Mortgage LLCRochester, NH (603) 335-8668
Title Mortgage Solutions LLCHanover, NH (603) 643-1400
Towne & Country Mortgage Services IncMillis, MA (508) 376-8400
Traditional Mortgage IncSalem, NH (603) 898-0063
Tri-City Mortgages and Associates LLCManchester, NH (603) 668-0002
Tri-State Mortgage Consultants LLCSalem, NH (603) 458-1454
Trident Mortgage CorporationEast Providence, RI (401) 433-0001
True North Mortgage LLCSouth Portland, ME (207) 774-0202
Turnstone Mortgage CompanyExton, PA (610) 280-7170
U.S. Home Loans CorpMethuen, MA (978) 685-6262
United East Mortgage and Funding CorpCumberland, RI (401) 333-9990
United Mortgage CompanyJohnston, RI (401) 714-0990
Universal Mortgage Group LLCWoburn, MA (617) 261-1515
Unlimited Mortgage CorporationChelmsford, MA (978) 256-9200
Upper Valley Mortgage LLCLebanon, NH (603) 448-9898
Vanguard Capital Funding LLCCranston, RI (401) 427-8800
Viking Mortgage Company LLCSalem, MA (978) 832-2000
VOMC CorpRandolph, MA (781) 986-6900
Wachovia Securities LLCRichmond, VA (804) 398-5586
Walter C DrummondBirmingham, MI (248) 203-7726
Warlick Brogan & Hickey IncPortsmouth, NH (603) 436-2275
Wayside Mortgage Company LLCCarlisle, MA (978) 369-7182
Whistling Pines IncDerry, NH (603) 432-9681
White Peak Mortgage LLCManchester, NH (603) 520-6824
World Capital Bancorp Inc.Boston, MA (617) 217-2851
YCTC LLCKennebunk, ME (207) 985-2895
ZT Mortgage IncorporatedMatthews, NC (704) 708-4770
46 2005MORTGAGE SERVICER REGISTRATIONS
AAA Financial CorpCoral Springs, FL (954) 344-2530
Aegis Mortgage CorporationHouston, TX (800) 991-5625
American Home Mortgage Servicing IncIrving, TX (516) 396-7700
Amherst Funding Group LPAustin, TX (512) 795-9325
Avelo Mortgage LLCIrving, TX (972) 368-2804
Bayview Loan Servicing LLCCoral Gables, FL (305) 854-8880
C-Bass Funding X LLCNew York, NY (212) 850-7740
CGB AGRI Financial Services IncLouisville, KY (502) 721-9446
Cimarron Mortgage Company IncJackson, MS (601) 899-1500
Circle Lending IncWaltham, MA (617) 859-0099
Countrywide Home Loans ServicingLimited Partnership
Plano, TX (818) 313-6196
Credit-Based Asset Servicing andSecuritization LLC
New York, NY (212) 850-7740
Dovenmuehle Mortgage IncSchaumburg, IL (847) 330-8000
EMC Mortgage CorporationIrving, TX (972) 444-2800
Equity One IncCherry Hill, NJ (856) 396-2600
Franklin Credit Management CorporationNew York, NY (212) 925-8745
Granite Loan Management LLCCentennial, CO (303) 967-1708
Graystone Mortgage CorporationSudbury, MA (800) 992-9913
GRP Financial Services CorpWhite Plains, NY (914) 397-7500
Guild Mortgage Company IncSan Diego, CA (858) 560-6330
Irwin Home Equity CorporationSan Ramon, CA (925) 790-5879
Ixis Real Estate Capital IncNew York, NY (212) 891-6137
Litton Loan Servicing Limited PartnershipHouston, TX (713) 966-8802
Loan Care Servicing Center IncNorfolk, VA (800) 274-9900
Midwest Loan Services IncHoughton, MI (906) 487-5870
Milo CorporationLockport, NY (800) 365-2207
NoteWorld LLCTacoma, WA (253) 620-7075
Ocwen Financial Solutions Private LimitedBangalore, India (561) 682-8560
Ocwen Loan Servicing LLCWest Palm Beach, FL (561) 682-8000
Old Republic Financial AcceptanceCorporation
Chicago, IL (312) 762-4701
Origen Servicing IncSouthfield, MI (248) 746-7000
Popular Mortgage Servicing IncCherry Hill, NJ (856) 396-2300
Saxon Mortgage Services IncFort Worth, TX (817) 665-7200
Select Portfolio Servicing IncSalt Lake City, UT (801) 293-1883
SN Servicing CorporationEureka, CA (800) 603-0836
Specialized Loan Servicing LLCHighlands Ranch, CO (720) 241-7200
Textron Business Services IncProvidence, RI (888) 832-8032
Wendover Financial Services Corporation Greensboro, NC (336) 668-7000
Wilshire Credit CorporationBeaverton, OR (503) 223-5600
MORTGAGE SERVICER REGISTRATIONS
472005 RETAIL SELLER LICENSEES
125 Auto and Truck Sales IncPlaistow, NH (603) 382-1555
1400 Motors of Nashua IncNashua, NH (603) 888-0200
A & J Auto Sales IncorporatedConcord, NH (603) 228-1292
A + A Motors LLCRochester, NH (603) 335-7849
A T I Automotive and Used Cars IncPlaistow, NH (603) 382-6663
A-1 Auto Body & Motor Sales IncManchester, NH (603) 668-1315
ABC Motors IncLebanon, NH (603) 448-6000
Ackerman Auto Trading LLCPortsmouth, NH (603) 436-6811
Advantage Motorsports LLCWeare, NH (603) 529-5767
Alco Motors IncConcord, NH (603) 225-6681
Aleksa Auto IncSalem, NH (603) 893-6060
Allen Mello Dodge IncNashua, NH (603) 888-7550
Allen Motors IncDerry, NH (603) 434-0391
Alliance Auto Sales IncHooksett, NH (603) 625-4008
Alpine Motor Company LLCRindge, NH (603) 532-6337
Alternative Vehicle Systems LLCNorth Conway, NH (603) 356-0008
Amaxa Holdings LLCManchester, NH (603) 540-0696
AMD Subaru IncNorth Hampton, NH (603) 964-9303
Amherst Motor Sports LtdMilford, NH (603) 673-7303
AMK Auto Wholesale/Brokers IncHampstead, NH (603) 329-4999
Amoskeag European Auto Specialist IncManchester, NH (603) 669-7750
Andrew Motors IncNashua, NH (603) 891-1400
APS Motorcycles LLCEast Swanzey, NH (603) 472-8357
Autex IncorporatedKeene, NH (603) 352-4400
Auto Authority of NH IncDerry, NH (603) 437-2800
Auto Barn IncHinsdale, NH (603) 336-5900
Auto City Sales IncManchester, NH (603) 668-4088
Auto Exchange IncPlaistow, NH (603) 382-1746
Auto Stop IncPelham, NH (603) 635-3789
Auto Town IncPlaistow, NH (603) 382-1700
Auto Village of Wolfeboro IncWolfeboro, NH (603) 569-1068
Auto-Rama Enterprise IncTilton, NH (603) 524-8880
Autofair 1477 LPManchester, NH (603) 634-1000
Autofair Ford IncManchester, NH (603) 634-1000
Automart of New England IncPlaistow, NH (603) 378-2000
AutoServ Nissan of Tilton LLCTilton, NH (603) 286-3500
Autoshop Services and Second Car IncDerry, NH (603) 432-4200
Autoware IncCanaan, NH (603) 523-4192
Banks Chevrolet-Cadillac IncConcord, NH (603) 224-4055
Belknap Subaru IncBelmont, NH (603) 524-0419
Benson Auto Co IncFranklin, NH (603) 934-4351
Beranger Volkswagen IncRochester, NH (603) 332-6242
Berkowitz Motor CorpManchester, NH (603) 668-2411
Berlin City Ford IncGorham, NH (603) 752-6644
Berlin City’s Chevrolet Buick IncGorham, NH (603) 752-3700
Best Cycle Center IncNashua, NH (603) 889-0161
Best Ford IncNashua, NH (603) 889-0161
Betley Chevrolet-Buick IncDerry, NH (603) 434-1546
Bill Dube IncDover, NH (603) 749-5500
BJT Holding LLCNashua, NH (603) 891-3511
Black Lantern Auto Sales LLCMarlborough, NH (603) 357-7227
Bladecki Auto LLCBelmont, NH (603) 524-1147
Blake Motor Company LLCNorth Hampton, NH (603) 964-2990
Bob Mariano Jeep-Dodge IncConcord, NH (603) 228-1345
Bob Matte’s Raceway Motors IncHinsdale, NH (603) 256-8270
Bonneville & Son IncManchester, NH (603) 624-9280
Bournival IncPortsmouth, NH (603) 431-8900
Bournival Group IncPortsmouth, NH (603) 431-7000
Brooks Sales & Service IncCenter Ossipee, NH (603) 539-6020
Button Automotive of Keene LLCKeene, NH (603) 355-5000
Button Automotive of Lebanon LLCLebanon, NH (603) 448-3500
C H Dana RV IncMonroe, NH (603) 638-2200
C J’s Auto Village IncHampton Falls, NH (603) 926-9697
CL & J Co LtdManchester, NH (603) 623-3518
Callahan Motor Cars LLCNorth Hampton, NH (603) 964-1400
CampAmerica IncPlaistow, NH (603) 382-9296
Campers Inn IncMerrimack, NH (603) 883-1082
Campers-Inn of Kingston IncKingston, NH (603) 642-5555
Cantin Chevrolet IncLaconia, NH (603) 524-0770
Carlson’s Motor Sales IncConcord, NH (603) 224-2304
Chandler’s Service IncSalem, NH (603) 893-2253
Cheshire Foreign Auto Service IncorporatedMarlborough, NH (603) 876-4613
Chocorua Mountain RV LLCChocorua, NH (603) 323-7214
City Motor Sales IncNewport, NH (603) 543-3579
Claremont Ford Lincoln Mercury IncClaremont, NH (603) 543-1221
Classic Cars of New England LLCMerrimack, NH (603) 262-2002
Coast Pontiac-Cadillac-GMC IncPortsmouth, NH (603) 436-1700
Cochino Ventures LLCManchester, NH (603) 622-2461
Cochino Ventures Two LLCMerrimack, NH (603) 578-9400
Cold Springs RV CorporationWeare, NH (603) 529-2222
Colonial Imports CorpNashua, NH (603) 888-3555
Complete RV Parts and Service IncKingston, NH (603) 642-3800
Computer Auto Sales IncDerry, NH (603) 421-0004
Concord Auto Village LLCConcord, NH (603) 227-0550
RETAIL SELLERS
48 2005RETAIL SELLER LICENSEES
Concord Cycle Center CorporationConcord, NH (603) 225-2779
Concord Lincoln-Mercury IncConcord, NH (603) 224-4100
Conlin’s Auto Sales LLCChichester, NH (603) 798-5151
Contemporary Chrysler Dodge IncMilford, NH (603) 673-5511
Crest Chevrolet IncCenter Conway, NH (603) 356-5401
Cupples CorporationBelmont, NH (603) 524-7240
Currier Chevrolet IncLancaster, NH (603) 788-4941
Currier Pontiac-Oldsmobile-Cadillac-GMCTruck Corporation
Gorham, NH (603) 466-3356
Currier RV Center IncGorham, NH (603) 466-5454
D L L Motorsports IncSwanzey, NH (603) 357-9999
Dan’s City Used Cars IncManchester, NH (603) 669-3040
Dana L KnowlesSeabrook, NH (603) 474-9629
Danvers-SB IncStratham, NH (603) 772-0000
Dartmouth Motor Sales IncNewport, NH (603) 863-2800
David J AlbertConcord, NH (603) 223-6616
Dean Hill Motors of Keene LLCKeene, NH (603) 355-5000
Dean Hill RV Center LLCCharlestown, NH (603) 542-6767
Derry Cycle LLCDerry, NH (603) 425-6222
Deschenes Auto & RV Center IncJaffrey, NH (603) 532-4451
Dick Poulin IncRochester, NH (603) 332-2010
Diesel Land Truck Kingdom 1 IncHooksett, NH (603) 621-4800
DiPrizio GMC Trucks IncMiddleton, NH (603) 473-2372
Dobles Chevrolet-Buick IncManchester, NH (603) 669-2450
Don’s Swedish Imports LLCBow, NH (603) 225-9411
Dover Cadillac IncDover, NH (603) 742-3553
Downtown Lincoln-Mercury IncNashua, NH (603) 889-6151
Dreher-Holloway IncGreenland, NH (603) 431-8585
E-Max Auto IncKingston, NH (603) 642-8200
Earl D SweetDanville, NH (603) 382-6777
Early and Sons IncKingston, NH (603) 642-7997
East Derry Garage IncDerry, NH (603) 434-0341
Ed Reilly Subaru IncConcord, NH (603) 225-0200
Elmostafa S NoureddineDerry, NH (603) 216-1593
Empire Automotive Group IncManchester, NH (603) 641-6900
Ernest McPhailTilton, NH (603) 286-8801
Evan’s Motor Sports LLCHooksett, NH (603) 485-6100
Exeter Chevrolet-Buick Pontiac IncExeter, NH (603) 772-7777
Fab Four IncPittsfield, NH (603) 435-8629
Fairfield’s Pontiac Cadillac Buick GMC IncKeene, NH (603) 352-7700
Fairway Auto Sales LLCRochester, NH (603) 332-1711
Fast Trac of New England LLCNashua, NH (603) 889-1114
Fennell Enterprises IncHampstead, NH (603) 329-5155
Ferris Automotive Imports LLCManchester, NH (603) 623-6001
First Auto Acceptance IncGoffstown, NH (603) 647-8400
Fitzgerald Motorsports IncLaconia, NH (603) 528-1000
Flanders & Patch Motor Sales IncLebanon, NH (603) 448-3363
Fog Motorsports IncConcord, NH (603) 228-0364
Fog Motorsports #2 IncLebanon, NH (603) 448-9434
Foss Motors IncExeter, NH (603) 772-3702
Foss Motors Chevrolet IncExeter, NH (603) 772-7777
Fred’s Auto Service IncPortsmouth, NH (603) 433-8844
Fred’s Auto Trends LLCBristol, NH (603) 744-9200
Freightliner of New Hampshire IncLondonderry, NH (603) 421-9000
G & S Management CorporationTilton, NH (603) 286-3141
G W M IncHooksett, NH (603) 634-4000
G&S Motorsports LLCWilton, NH (603) 654-6006
Gardner Motor Sports IncBethlehem, NH (603) 444-1300
Gary Blake Car Company LLCNorth Hampton, NH (603) 964-7900
Gary R GauthierSomersworth, NH (603) 692-6544
Gary W Blake IncExeter, NH (603) 778-0563
Gary’s RV Centers LLCChichester, NH (603) 798-4030
GDB Enterprises LLCAmherst, NH (603) 673-3250
General Auto Sales IncClaremont, NH (603) 542-7724
Gerbra CorpPortsmouth, NH (603) 436-1243
Gerrish CorporationLebanon, NH (603) 448-6969
Gil’s Jeep Eagle IncStratham, NH (603) 772-9378
Gilman Outdoor Equipment IncRumney, NH (603) 786-2501
Gladstone Auto Sales LLCManchester, NH (603) 434-4141
Gladstone Ford IncLondonderry, NH (603) 434-4141
Glen E HutchinsFremont, NH (603) 895-6000
Goen Auto IncMilford, NH (603) 249-9992
Goulet Auto Sales LLCHooksett, NH (603) 625-6969
Grafton Motor Sales IncWoodsville, NH (603) 747-3323
Grandview Motors IncDerry, NH (603) 434-2955
Granite Ford LLCRochester, NH (603) 332-2585
GRAPP IncBow, NH (603) 224-0747
Grappone Autosure IncConcord, NH (603) 228-3255
Grappone Hyundai IncBow, NH (603) 228-3255
Grappone Imports IncBow, NH (603) 225-3371
Grappone Toyota IncBow, NH (603) 224-9912
Grappone Used Cars IncBow, NH (800) 528-8993
Grappone Volkswagen IncBow, NH (603) 224-0747
Great Bay Motorcycles IncNorth Hampton, NH (603) 964-4450
Gregory TaylorSurry, NH (603) 357-5744
Grimard’s Auto Sales & Service IncHooksett, NH (603) 622-5961
H I L CorporationGilford, NH (603) 524-4717
492005 RETAIL SELLER LICENSEES
Hampton Ford IncNorth Hampton, NH (603) 964-8771
Heritage Harley-Davidson IncConcord, NH (603) 224-3268
Heritage Truck & Automotive IncLondonderry, NH (603) 432-2900
Highland Motors CorpPlaistow, NH (603) 612-1000
Hill’s Realty IncConway, NH (603) 447-5101
Hillsboro Ford IncHillsboro, NH (603) 464-4000
Holloway Motor Cars of Manchester LLCManchester, NH (603) 669-6788
Hooksett Kawasaki IncHooksett, NH (603) 668-4343
Horgos Enterprises LLCManchester, NH (603) 296-1010
Howe Motors IncClaremont, NH (603) 542-5181
Hudson Cycle Center IncHudson, NH (603) 882-1573
Husson Motors IncSalem, NH (603) 898-2886
Indian Head Motors LLCMilford, NH (603) 654-6547
International Cars Ltd IncDover, NH (603) 742-1676
Interstate Used Cars II IncPlaistow, NH (603) 378-9300
J Scott Desroches and Gerald DesrochesHudson, NH (603) 880-6412
James R KauffmanHudson, NH (603) 882-8252
James StockRochester, NH (603) 335-4719
Jared’s Motor Sales IncMerrimack, NH (603) 429-3000
Jeffrey P ChristensenLee, NH (603) 868-8900
Jim’s A-1 Auto & RV Sales IncRochester, NH (603) 335-3445
John & Ron’s Auto Sales IncPlaistow, NH (603) 382-7734
John A LeavittHooksett, NH (603) 622-6298
John Grappone IncBow, NH (603) 224-2501
JOK’s Auto Sales & Service IncHudson, NH (603) 598-6430
Kalil Motors IncPlaistow, NH (603) 378-3511
Kansei Automotive LLCManchester, NH (603) 314-0220
Keats IncKeene, NH (603) 352-1510
Keene Auto Body IncKeene, NH (603) 352-3103
Keene Chrysler IncKeene, NH (603) 357-0808
Keith A BabbAuburn, NH (603) 622-1188
Keller Street Motors LPManchester, NH (603) 634-1000
Kelleyville Auto Sales LLCNewport, NH (603) 863-9962
Ken’s Auto Sales IncPelham, NH (603) 635-3286
Kendall Leasing Co IncEpping, NH (603) 679-1933
Kevin HutchinsonBelmont, NH (603) 528-8611
King Motor Sales LLCExeter, NH (603) 772-1100
Kingsway Auto Sales LLCSeabrook, NH (603) 474-8877
Kip & Joe’s IncGilford, NH (603) 528-0283
KNH IncKeene, NH (603) 352-4330
KRG Enterprises LLCGoffstown, NH (603) 497-8228
Kruziffer Automotive IncEast Swanzey, NH (603) 352-5900
Lakes Chrysler Jeep LtdBelmont, NH (603) 524-3262
Lakeview Dodge IncLaconia, NH (603) 524-2311
Lambert Auto Sales IncClaremont, NH (603) 543-0188
Land Rover - Bedford LLCBedford, NH (603) 623-8500
Lebanon Motor Toys LtdLebanon, NH (603) 448-9434
Leighton’s Kawasaki IncLee, NH (603) 868-7550
Leon Watkins’ Auto Center IncKeene, NH (603) 357-7004
Lewis Ford IncColebrook, NH (603) 237-5533
LHF IncPelham, NH (603) 635-3336
Liberty International Trucks of NewHampshire LLC
Manchester, NH (603) 623-8873
Littleton Automart IncLittleton, NH (603) 444-7771
Littleton Chevrolet Buick OldsmobilePontiac
Littleton, NH (603) 444-5678
LMS Acquisition CorpLittleton, NH (603) 444-5003
Locators Unlimited IncSomersworth, NH (603) 740-4333
Lovering Imports LLCConcord, NH (603) 224-6681
LVR IncNashua, NH (603) 888-7070
M & D Cycles IncRye, NH (603) 964-7474
M & M Ford IncEpsom, NH (603) 736-9323
Macdonald Motors IncCenter Conway, NH (603) 356-9341
MacMulkin Chevrolet IncNashua, NH (603) 888-1121
MacMulkin Leasing and Rental IncWindham, NH (603) 437-7250
Maine Auto IncHillsboro, NH (603) 464-4441
Manchester Motors IncManchester, NH (603) 634-1000
Mary Ellen MooreManchester, NH (603) 668-6597
McDevitt Trucks IncManchester, NH (603) 668-1700
McFarland Ford Sales IncExeter, NH (603) 772-5953
McGreevy Automotive IncBelmont, NH (603) 524-0552
McLane Enterprises Auto Center LLCGoffstown, NH (603) 497-8008
Medlyn Motor IncMilford, NH (603) 673-1667
Merchants Automotive Group IncHooksett, NH (603) 669-4100
Meredith Harley-Davidson IncMeredith, NH (603) 279-4526
Meredith Motor Co IncMeredith, NH (603) 279-4521
Merrimack Street Garage IncManchester, NH (603) 623-8015
Michael A GalanteBartlett, NH (603) 374-6660
Michael T and Mary R CooneyChichester, NH (603) 226-2697
Mid-Way Buick Pontiac GMC IncSomersworth, NH (603) 749-0010
Mike’s Import Auto Sales of Hooksett IncHooksett, NH (603) 627-5800
Millennium Motor Sales IncBelmont, NH (603) 267-6664
Minato Auto LLCPortsmouth, NH (603) 431-6100
Mountain Valley Recreational IncGorham, NH (603) 466-3868
Nault Enterprises IncManchester, NH (603) 669-7220
Neat Auto Sales IncManchester, NH (603) 626-4327
New England Motor Car Company IncNashua, NH (603) 888-1207
New England Performance Cars LLCNashua, NH (603) 595-1700
50 2005RETAIL SELLER LICENSEES
New England Police Vehicle Leasing CorpNorth Hampton, NH (603) 964-9959
Next-Step Motors IncLebanon, NH (603) 448-7002
Nissan of Keene IncSwanzey, NH (603) 357-7945
North Country Motor Sales IncLancaster, NH (603) 788-2311
North Country Trailblazers IncTamworth, NH (603) 323-7669
North Hampton D & G Motors IncNorth Hampton, NH (603) 964-9787
North South Motorcar IncSeabrook, NH (603) 474-7070
Northwood RV IncNorthwood, NH (603) 942-5824
NVA LtdNewport, NH (603) 863-2333
Old Rock Motors IncPelham, NH (603) 898-4945
Orford Servicenter IncOrford, NH (603) 353-4555
Original GTO Connection LLCManchester, NH (603) 626-5100
Outdoor Sports Center IncConcord, NH (603) 228-8600
Paramount Auto and Finance IncBow, NH (603) 224-7929
Pat’s Auto Sales LLCGorham, NH (603) 752-1063
Patsy’s IncConcord, NH (603) 226-4600
Patsy’s Leasing CorporationConcord, NH (603) 225-9710
Paul’s Executive Car Care IncManchester, NH (603) 627-4300
PB’s Auto Village of Hampton Falls IncHampton Falls, NH (603) 926-9500
Performance Marketing IncLebanon, NH (603) 448-3770
Personal Auto USA LLCLondonderry, NH (603) 425-5155
Pete’s Cycle IncMerrimack, NH (603) 598-2697
Peter W Nugent and Gail D NugentColebrook, NH (603) 237-5541
Peters Auto Sales IncNashua, NH (603) 889-1166
Phillips Auto Sales IncChichester, NH (603) 798-3600
Pinnacleview Equipment IncWalpole, NH (603) 756-3379
PJG CorpPlymouth, NH (603) 536-5400
Port City Nissan IncPortsmouth, NH (603) 431-6500
Portsmouth Chevrolet IncNewington, NH (603) 436-5010
Portsmouth Ford CorpPortsmouth, NH (603) 433-1221
Portsmouth Used Car Superstore IncPortsmouth, NH (603) 436-5010
Poulin CorporationRochester, NH (603) 332-0424
Precision Truck Body Equipment Co IncCandia, NH (603) 483-8937
Preowned Automobile Superstore LtdStratham, NH (603) 772-3132
Profile Motors IncConway, NH (603) 447-3361
Profile Motorsports Plus LLCGorham, NH (603) 752-5000
Profile RV IncAlbany, NH (603) 447-5855
Profile Subaru IncConway, NH (603) 447-3845
QSS Enterprises LLCHudson, NH (603) 889-2100
R & R Cycles IncManchester, NH (603) 645-1488
Ray’s Marina & RV Sales IncMilton, NH (603) 652-4523
Reynolds Sales IncKingston, NH (603) 642-5175
Rheinhardt Motors IncPlymouth, NH (603) 536-3771
Ric PerreaultRochester, NH (603) 330-0100
Richard A Crate and David J CrateEnfield, NH (603) 632-7530
Richard J DayConcord, NH (603) 225-4777
Richard S HarrisWhitefield, NH (603) 837-2767
Richard WunderlichPelham, NH (603) 635-3222
Richlind LLCMeredith, NH (603) 279-8000
Ricko Enterprises IncRochester, NH (603) 332-0513
Ride-away Handicap Equipment CorpLondonderry, NH (603) 437-4444
Riverside Garage and Leasing IncSomersworth, NH (603) 742-9855
Robert and Gloria ByrneGorham, NH (603) 466-2977
Robert GeoffroyKingston, NH (603) 642-5522
Robert H Irwin Motors IncLaconia, NH (603) 524-4922
Robert James BrewsterDerry, NH (603) 437-4474
Robert LeavittKingston, NH (603) 642-5552
Roberts Chrysler Jeep Dodge LLCPeterborough, NH (603) 924-7777
Rochester Lincoln Mercury IncRochester, NH (603) 332-5131
Rochester Motorsports IncRochester, NH (603) 335-5700
Rockingham Motor Group IncSalem, NH (603) 893-7766
Rockingham Toyota Dodge Nissan IncSalem, NH (603) 893-3525
Ron Currier’s Hilltop Chevrolet IncSomersworth, NH (603) 692-2121
Rt 3 Auto Sales of Concord IncConcord, NH (603) 224-1963
Rt 3 Auto Sales of Merrimack IncMerrimack, NH (603) 429-4343
Rte 125 RV & Marine IncGonic, NH (603) 335-0112
S & J Motor Company IncMerrimack, NH (603) 882-5175
Salem Ford LLCSalem, NH (603) 436-5010
Sandown Auto Sales IncPlaistow, NH (603) 382-5277
Saturn of Portsmouth IncPortsmouth, NH (603) 430-9700
Scott ConnollyHampton, NH (603) 926-3039
Scott D BarkerKingston, NH (603) 642-4560
Scotts Performance Auto Sales LLCHooksett, NH (603) 628-7660
Seabrook Truck Center IncSeabrook, NH (603) 474-8310
Seacoast Car Club IncSomersworth, NH (603) 692-7770
Seacoast Harley-Davidson IncNorth Hampton, NH (603) 964-9959
Seacoast Imported Auto IncStratham, NH (603) 772-7300
Seacoast Sport Cycle IncDerry, NH (603) 437-5656
Seacoast Volkswagen IncGreenland, NH (603) 436-6900
Searchforwheels.com IncNorth Hampton, NH (603) 964-2726
Second Street Auto Sales IncManchester, NH (603) 668-5292
Shaker Valley Auto and Tire IncEnfield, NH (603) 632-7901
Shore Thing IncPlaistow, NH (603) 378-3511
Singer Subaru LLCPlaistow, NH (603) 382-7101
Smith Auto Sales Company IncLebanon, NH (603) 448-3500
Somersworth Auto Center IncSomersworth, NH (603) 436-5010
Somersworth Nissan Isuzu IncSomersworth, NH (603) 692-5200
512005 RETAIL SELLER LICENSEES
State Motors IncManchester, NH (603) 623-7291
Steve King Auto LLCNashua, NH (603) 882-4888
Steven DiantgikisSalem, NH (603) 894-6504
Stratham Subaru IncStratham, NH (603) 778-0300
Subaru of Milford IncMilford, NH (603) 673-0510
Subaru of Nashua IncHudson, NH (603) 888-9999
Sullivan County Motors IncClaremont, NH (603) 542-9966
Sunnyside Motors IncNashua, NH (603) 880-6550
Talarico Chevrolet-Geo-Pontiac IncMilford, NH (603) 314-0220
Talarico Pontiac-Cadillac IncManchester, NH (603) 626-6666
Team Nissan IncManchester, NH (603) 644-8326
The Auto Outlet of Nashua IncHudson, NH (603) 889-3433
The Master’s Gaze LLCSalem, NH (603) 894-1441
Third Time IncLebanon, NH (603) 448-6363
Thompson Automotive IncNashua, NH (603) 888-8080
Tim Snow’s Exit 26 Auto LLCPlymouth, NH (603) 536-1035
Tim’s Truck Capital & Auto Sales IncEpsom, NH (603) 736-8143
Townline Equipment Sales IncPlainfield, NH (603) 675-6347
Tri-City Dodge IncSomersworth, NH (603) 742-9262
Tri-City Subaru IncSomersworth, NH (603) 742-3647
Tri-Sun Motors IncStratham, NH (603) 772-1111
Troy Auto Parts & Service Center IncTroy, NH (603) 242-3397
Truck Equipment Sales & Service IncPlaistow, NH (603) 382-2095
Tulley Buick-Pontiac Company IncNashua, NH (603) 888-0550
Twin States Harley-Davidson IncLebanon, NH (603) 448-4664
Two Thirds Motors IncKeene, NH (603) 352-0555
United Construction CorporationNewport, NH (603) 863-1240
Utility Trailers of New England IncSeabrook, NH (603) 474-2515
V-Twin Cycle IncRochester, NH (603) 330-1010
Vera E. JohnsonClaremont, NH (603) 543-3243
Vincent’s Auto IncDerry, NH (603) 432-1983
Walker Motor Sales IncWoodsville, NH (603) 747-3389
Wentworth Motor Co IncExeter, NH (603) 772-5975
Westville Motorsports LLCPlaistow, NH (603) 382-9223
White Mountain Volkswagen LLCManchester, NH (603) 625-4400
William F ComtoisMilford, NH (603) 672-3700
William F Fenton IncorporatedEast Swanzey, NH (603) 354-5000
William H FortePlaistow, NH (603) 382-3308
Windham Auto Sales IncDerry, NH (603) 437-0426
Winnstowe LLCManchester, NH (603) 626-6666
World of Wheels IncSeabrook, NH (603) 474-5177
Worth Auto Sales LLCMilford, NH (603) 673-9800
Wyman’s Chevrolet Co IncHillsboro, NH (603) 464-5544
Yankee Trucks LLCConcord, NH (603) 226-2000
Young’s Auto Sales IncLaconia, NH (603) 524-3738
52 2005SALES FINANCE COMPANY LICENSEES
53 Main Street Auto Mart IncDerry, NH (603) 425-1855
Able Auto Finance IncNewington, NH (603) 436-5010
Affiliated Financial CorporationHollywood, FL (954) 893-0400
Alexium Financial Services IncLittle Rock, AR (888) 887-8350
Alexium Leasing CompanyLittle Rock, AR (501) 821-8517
American General Financial Services IncEvansville, IN (812) 468-5662
American Honda Finance CorporationTorrance, CA (310) 972-2253
AmeriCredit Financial Services IncArlington, TX (817) 302-7344
Arlene LavoieBelmont, NH (603) 527-0030
Atlantic Credit Corporation IncSalem, MA (978) 745-8787
Auto Credit of Rochester IncRochester, NH (603) 332-0424
Auto Wholesalers of Hooksett IncHooksett, NH (603) 668-6333
Autocash of New England LLCNashua, NH (603) 889-1885
Bay View Acceptance CorporationCovina, CA (626) 974-0803
Beech Street Auto Wholesalers LLCManchester, NH (603) 341-3348
Beneficial New Hampshire IncConcord, NH (603) 224-2536
BMW Financial Services NA LLCDublin, OH (614) 789-7654
Bo HermansonCenter Conway, NH (603) 356-5117
Bombardier Capital IncWest Jacksonville, FL (904) 288-1000
Bradley Motors IncHudson, NH (603) 883-6829
Brooks Chevrolet IncColebrook, NH (603) 237-5050
Bruce E WoodwardRochester, NH (603) 335-7177
Capital One Auto Finance IncPlano, TX (804) 284-2748
Cars R Us of Plaistow IncPlaistow, NH (603) 378-0097
Citifinancial Auto CorporationBaltimore, MD (410) 332-3000
Citifinancial Auto LtdBaltimore, MD (410) 332-3000
Consumer Portfolio Services IncIrvine, CA (949) 450-3935
Credit Acceptance CorporationSouthfield, MI (248) 353-2700
Customized Auto Credit Services IncBarrington, IL (847) 277-6552
DaimlerChrysler Financial ServicesAmericas LLC
Farmington Hills, MI (248) 427-2563
DaimlerChrysler Services North America LLCPearl River, NY (248) 427-2563
Debis Financial Services IncNorwalk, CT (203) 847-4500
Dennis R FleuryNewport, NH (603) 863-3694
Don’s Auto Body IncManchester, NH (603) 623-9375
Donald N SimardHudson, NH (603) 882-6347
E I A Equity Investment Associates IncDerry, NH (603) 434-2955
E Z Finance Co IncRochester, NH (603) 335-3445
E-Loan IncPleasanton, CA (925) 847-6200
eCast Settlement CorporationNew York, NY (212) 272-9162
Equity One Consumer Loan Company IncMarlton, NJ (856) 396-2600
Ford Motor Credit CompanyDearborn, MI (313) 845-8146
Foster Motor Sales & Service LLCLittleton, NH (603) 444-6492
Frank CoffeyMilford, NH (603) 673-1110
Frank’s Auto & Excavation Services LLCGrafton, NH (603) 523-7392
General Electric Capital CorporationBarrington, IL (847) 277-6552
General Motors Acceptance CorporationDetroit, MI (313) 665-6304
GMAC Automotive Bank CorpMidvale, UT (313) 665-6301
Household Finance Corporation IIProspect Heights, IL (847) 564-6509
HSBC Auto Accounts IncSan Diego, CA (847) 564-6509
HSBC Auto Credit IncSan Diego, CA (847) 564-6509
HSBC Auto Finance IncSan Diego, CA (847) 564-6509
Hyundai Motor Finance CompanyFountain Valley, CA (714) 965-7029
Inofin IncorporatedRockland, MA (781) 878-3399
Interactive Financial Acceptance LLCRichmond, VA (804) 225-8039
Isuzu LTOklahoma City, OK (562) 229-5060
Isuzu Motors Acceptance CorporationCerritos, CA (562) 229-5060
J&B Auto Sales of Northwood LLCNorthwood, NH (603) 942-5501
Jim Roberts’ Auto Service IncLebanon, NH (603) 448-1381
John D PerryFranklin, NH (603) 934-6006
John E MansurPelham, NH (603) 635-9163
Jon’s Rte 114 Auto Sales IncNew Boston, NH (603) 497-5645
Karzman Credit CorpMerrimack, NH (603) 262-2006
L & K Capitol Car Mart LLCEpsom, NH (603) 736-8000
Labrie Auto Sales IncHooksett, NH (603) 644-5050
Lease and Rental Management CorpAndover, MA (978) 475-4883
Lon M ConleyHooksett, NH (603) 623-7926
Long Beach Acceptance CorpParamus, NJ (201) 262-7521
M&T Credit Services LLCBuffalo, NY (716) 842-5680
Mascoma Auto IncCanaan, NH (603) 632-4810
Merrow Wholesale Auto LLCManchester, NH (603) 669-6627
Mitsubishi Motors Credit of America IncCypress, CA (714) 236-1500
MMCA Lease LtdCypress, CA (714) 236-1550
Motorcycles of Manchester IncManchester, NH (603) 627-3957
Nader’s Autoworld LLCGilford, NH (866) 623-3771
New Hampshire Auto Lender IncWest Canaan, NH (603) 632-4645
New Holland Credit Company LLCNew Holland, PA (717) 355-5400
Nissan Motor Acceptance CorporationTorrance, CA (214) 596-4466
North American Acceptance CorporationCosta Mesa, CA (800) 344-9171
Nuvell Credit CorporationLittle Rock, AR (800) 553-2149
Onyx Acceptance CorporationFoothill Ranch, CA (949) 465-3658
P & M Partnership CorpLittleton, NH (603) 444-7755
Persian Acceptance CorpPeabody, MA (978) 535-2886
Peter P WojenskiCharlestown, NH (603) 826-5894
SALES FINANCE COMPANIES
532005 SALES FINANCE COMPANY LICENSEES – SMALL LOAN LENDERS
Popular Housing Services IncMarlton, NJ (856) 396-2600
Preferred Auto Finance LLCSouth Windsor, CT (860) 610-0786
Provident Auto Leasing CompanyCincinnati, OH (513) 579-2094
Raymond ThibeaultBrentwood, NH (603) 679-1035
Route 4 Motors IncEpsom, NH (603) 736-8040
Saab Financial Services CorpLittle Rock, AR (888) 594-7222
Saab Leasing Co IncLittle Rock, AR (501) 821-8517
Salmon Falls Finance CorpRochester, NH (603) 332-2138
Subaru Acceptance CorporationCherry Hill, NJ (856) 488-8500
Subaru Auto Leasing LtdCherry Hill, NJ (856) 488-8500
Subaru Leasing CorpCherry Hill, NJ (856) 488-8500
The CIT Group/Sales Financing IncOklahoma City, OK (405) 945-1400
Thor Credit CorporationIrvine, CA (949) 930-5207
Toyota Motor Credit CorporationTorrance, CA (310) 468-7440
Tri-State Acceptance CorporationGreenfield, MA (800) 582-4116
Triad Financial CorporationHuntington Beach, CA (714) 373-8300
Twin State Auto Credit IncEnfield, NH (603) 632-7032
United Auto Credit CorporationNewport Beach, CA (949) 224-1917
United Consumer Finance IncMiddleboro, MA (508) 923-0289
VT Finance IncIrving, TX (972) 652-4444
VT IncEarth City, MO (314) 702-4010
VW Credit IncLibertyville, IL (847) 371-4300
VW Credit Leasing LtdLibertyville, IL (847) 371-4300
Walts Development CorporationLancaster, NH (603) 788-4991
Wells Fargo Auto Finance IncChester, PA
Wells Fargo Financial Acceptance NewHampshire Inc
Chester, PA (515) 557-7502
Wells Fargo Financial New Hampshire IncDes Moines, IA (515) 557-7502
WFS Financial IncWestborough, MA (949) 727-1041
White Mountain Auto Broker IncWhitefield, NH (603) 837-3000
White Mountain Auto Finance IncWhitefield, NH (603) 837-3000
World Omni Financial CorpMobile, AL (954) 429-2038
SMALL LOAN LENDERS
AT Nault & Son IncManchester, NH (603) 669-7221
Advance America Cash Advance Centers ofNew Hampshire
Spartanburg, SC (888) 314-4238
American General Financial Services IncEvansville, IN (812) 468-5662
Beneficial New Hampshire IncProspect Heights, IL (847) 564-6002
Cashforce USA IncKeene, NH (603) 355-8100
Citifinancial IncBaltimore, MD (410) 332-2900
Equity One Consumer Loan Company IncMarlton, NJ (856) 396-2600
EZ Cash of New Hampshire IncDelmar, DE (302) 846-2920
Financial Resources & Assistance of theLakes Region Inc
Meredith, NH (603) 279-1133
Household Finance Corporation IIProspect Heights, IL (847) 564-6509
Kubota Credit Corporation USATorrance, CA (310) 370-3370
LoanMax LLCAlpharetta, GA (678) 823-4700
New England Auto and Payday Loans IncAtlanta, GA (770) 552-9840
NHCash.com LLCBedford, NH (603) 471-1873
Wells Fargo Financial New Hampshire IncDes Moines, IA (515) 557-7560
54 2005LEGAL HOLIDAYS
Legal Holidays 2006 2007
New Year’s Day January 1st January 1st
Martin Luther King, Jr./Civil Rights Day January 16th January 15th
President’s Day February 20th February 19th
Memorial Day May 29th May 28th
Independence Day July 4th July 4th
Labor Day September 4th September 3rd
Columbus Day October 9th October 8th
Election Day November 7th ___
Veterans Day November 11th November 11th
Thanksgiving Day November 23rd November 22nd
Christmas Day December 25th December 25th
State of New Hampshire
BANKING COMMISSION64B Old Suncook Road
Concord, New Hampshire 03301