news and strategies for the evolving mortgage market

SEPTEMBER 2017THEMREPORT.COM

Discover the Super Heroines Who Are Taking the Mortgage

Industry by Storm

SPECIAL ISSUE

60 Top Females Impacting

the Industry

–OF–

PLUSALL THE SINGLE LADIESSingle women are one of the largest groups of homebuyers today. But what’s driving them andwhat has changed?

THE LONG AND WINDING ROADThe industry has come a long way in terms of female representation, but there is still room to grow, according to experts.

56 | THE M REPORT

Emerging Leaders

Katie Jo Keeling (34)

MANAGING PARTNER, MCCARTHY HOLTHUS LLP

Katie Jo Keeling is the Managing Partner overseeing Default Service Practice Groups for McCarthy & Holthus, LLP. She is licensed to practice law in California, Washington, and the Southern and Central California District Federal Courts. Keeling earned her undergraduate Business Economics degree from the University of California, Santa Barbara, and went on to obtain a law degree from the University of San Diego School of Law. She’s described by her colleagues and superiors as a talented, ambitious, and thoughtful forward-thinking woman with a natural tendency to mentor and lead. Keeling is a member of the United Trustees Association and ALFN WILL (Women in Legal Leadership) Practice Group. She was formerly the Associate General Counsel, Risk Management and Compliance Director, and then President of a nonjudicial foreclosure trustee company.

Jacquelyn S. Pardue (29)

AVP OF VENDOR MANAGEMENT, RUSHMORE LOAN MANAGEMENT SERVICES

Jacquelyn S. Pardue, AVP Vendor Management at Rushmore Loan Management Services, would be lieing if she said she grew up dreaming of working in the mortgage industry, but she quickly fell in love with it, and became inspired by the intricacies of the industry. Pardue’s innovative thinking, as well as her ability to not take things personally qualifies her a leader in housing. She’s a firm believer that these two qualities go hand-in-hand. She is always looking to solve problems innovatively by seeking better, faster, and sometimes-cheaper solutions. The qualities she loves about the mortgage industry is that every day is different, her exceptional colleagues, and the opportunity to provide effective solutions. She looks forward in the coming year to tackling the changes in regulation with the CFPB, transition to the SSAE 18 from the SSAE 16 and the effect of it, and continuing to seek the best solution for the industry standardization of the vendor management process.

Jessica Russell (35)

PROGRAM MANAGER, MORTGAGE DATA ASSETS, CONSUMER FINANCIAL PROTECTION BUREAU

Jessica Russell is an economist in the office of Mortgage Mar-kets at the Consumer Financial Protection Bureau, serving as Program Manager for mort-gage data assets, while running the market monitoring program, which includes producing a monthly chart book, answering ad hoc requests from within and outside the bureau, and working with Office of Research on projects and data procure-ments. Before joining the CFPB in 2012, Russell spent five years as an economic consultant building analytical models for complex business litigation cases. She holds a Bachelor of Arts in economics from Mount Holyoke College and an MBA from the MIT Sloan School of Management. Her colleagues describe her as a gregarious, upbeat and gracious person, and say they have never met another economist that brings the level of rigor and creativity to the task of analyzing mort-gage market behaviors and trends. In addition to creating standard charts, Russell and her team identify new and trending issues that cannot be quantified but do shed light on market movements and their impact on consumers. Even today, there are few female economists in the mortgage industry who have the potential to impact national public policy in the way Russell can.

Elena Sells (31)

DIRECTOR OF OPERATIONS, THE PIP GROUP, LLC

Originally from the small country of Moldova, Elena Sells is fluent in four different languages and has risen to Director of Operations at the PIP Group, LLC. Sells dreamed of moving to America since she was a little girl, and was lucky enough to come when she was 20 to work on a college visa. Real estate is her passion—she eats, sleeps, and breathes real estate investing. She once dreamed of living in America, of becoming an American citizen, of being able to travel, and being financially secure enough to one day bring her parents to America—and she’s accomplished all that, and more. And she has her mother to thank for her successes, who came from a small village and now runs a manufacturing plant with nearly 100 employees under her.

Crystal Sumner (34)

HEAD OF LEGAL, BLEND

As Head of Legal at Blend, Crystal Sumner leads day-to-day legal affairs, includ-ing commercial contracts, corporate governance, and intellectual property, among other areas. Prior to joining Blend, Sumner was a “Found-ers Club” member of the Consumer Financial Protection Bureau (CFPB). The opportu-nity to be a part of the solution to issues that are negatively impacting the housing market and the economy, and make the mortgage process better for the consumer is what inspired Sumner to enter the housing industry in the private sector after leaving the public one. This varying experience has enabled her to further un-derstand the industry’s issues, and how technologies like Blend can drive the industry to a more consumer friendly and transparent mortgage process.At Blend, she sees herself working with some of the most innovative leaders in the mort-gage and technology space to transform the multitrillion-dol-lar mortgage ecosystem. Her work is an integral component to departments across the company—from product to sales to risk management teams—and she cannot describe how much she values that opportunity.

THE M REPORT | 57

Congratulations to Katie Jo Keeling

Our Managing Partner

of Default Servicing,

for being recognized

as an Emerging Leader

and included on this

year’s 2017 MPact List

of distinguished female

industry leaders.

Service Second to None. www.mccarthyholthus.com

Our Managing Partner of Default Servicing, for being recognized as an Emerging Leader and

included on MReport's 2017 Women in Housing

List of distinguished female industry leaders.

58 | THE M REPORT

Honorable MentionsCarissa AckerOwnerReal Estate by Design Group

Nancy AlleyVP of Strategic PlanningSimplifile

Valerie Ausband SVP National Field SalesArch Mortgage Insurance Company

Alyson AustinPrincipal CommunicationsCoreLogic

Debora AydelotteCOOAltavera Mortgage Services

Loralynne BallSVPVanDyk Mortgage Corporation

Rosalie BergPresident and CEOStrategic Vantage Marketing and Public Relations

Whitney BlessingtonVP of MarketingChurchill Mortgage

Barbara BoikoManaging PartnerBoiko and Osimani P.C.

Alicia BranstetterVP of MarketingPendo

Megan BreymaierAVP/Creative DirectorFirst Community Mortgage

Cheryl CarusoManaging DirectorFirst Rehab Lending

Marlene Chaker MinitePresidentAAA Appraisal Management Company

Kristen ColonnaLock Desk ManagerLoanDepot

Jacqueline ComeauCCEP, EVPCompliance and Enterprise Risk ManagementFirm Solutions

Jessica DermodyTeam LeaderNewCastle HomeLoans

Laura FellmanSVP of OperationsChurchill Mortgage

Lisa FenskeSVP Marketing and CommunicationsWaterstone Mortgage Corporation

Lynn FisherVP of Research and EconomicsMBA and Executive DirectorResearch Institute for Housing America

Ann FulmerChief Strategy and Industry Relations OfficerFormFree

Jane GershmanNational Servicing Senior DirectorFirst Guaranty Mortgage Corporation

Donna P. GibsonPresident, Quality Control and ComplianceInco-Check, Inc.

Lesli GoochSVP of Government Affairs and Chief LobbyistManufactured Housing Institute

Molly HamrickPresident and COOColdwell Banker Premier Realty

Lorie HelmsChief Information OfficerLenderLive

Lora HeltVP, Enterprise and Sales and Business DevelopmentAltisource

Lola HeretakisPresidentAgios World Wide Inc.

Debbie HoffmanLegal and Compliance Attorney and ExecutiveDigital Risk

Kim HoffmanGlobal Head of Mortgage OperationsSutherland

Christy HoskinsChief Marketing Officer and SVP of StrategyFCM Home Loans

Linda HydeExecutive DirectorAmerican Association of Private Lenders

Tawn KelleyPresidentTaylor Morrison Home Funding

Debra KeyPresident—CEOEast2West Valuation Services

Nancy KowalikOwnerNancy Kowalik Real Estate Group

Jill KravigEVPMountain West Financial, Inc.

Kara LamphereCOOMid America Mortgage, Inc.

Cristy LarkinDirector of OperationsRosenberg & Associates, LLC

Lisa LeePartnerKML Law Group

Amanda LewisAVPAmeriHome Mortgage Company, LLC

Lori MarkerSVP Human ResourcesChronos Solutions

Patricia McTaggartSr. Manager, Consumer RelationshipAltisource

Samantha MeyerChief Risk OfficerFirst Community Mortgage

Jennifer MillerPresidentMercury Network

Kim MorrisSVPAccumatch Property Intelligence

Liliana NigrelliVP of ComplianceChurchill Mortgage

Linda OrlansFounder and Executive ChairOrlans PC

Alison OrlansPresident and CEOOrlans PC

Denise O'SullivanVP Project ManagementOcwen Financial

Georgiana PalafoxDirector of Client Engagement, Auction ServicesChronos Solutions

Sheryl PalmerPresident, Chairman, and CEOTaylor Morrison Home Funding

Wendy PeelVP of Sales and MarketingReverseVision

Terry Rasner-YacendaCo-Owner and BrokerReno Tahoe Reality Group LLC.

Denia "Graham" RayCOOProperty Portfolio Management

Tamra RiegerEVP of Loan FulfillmentEvergreen Home Loans

Mary RochelleEVPChief Compliance OfficerAmerican Bank of Commerce

Ruth RuhlPresidentRUTH RUHL, P.C.

Judy RyanVP of Corporate SalesCredit Plus, Inc.

Christi SilvaNational Director of OperationsMortgage Master

Debra StillPresident and CEOPulte Financial Services

Julie TaylorExecutive CounselOrlans PC

Barbara ThompsonExecutive DirectorNational Council of State Housing Agencies

Patricia VillanuevaOwnerUnited Realty and Loans, Inc.

Wendy WalterManaging Partner—Judicial ForeclosureMcCarthy & Holthus, LLP

Marla WebbPresidentGovernment Contracting and Compliance Services

Teresa WhiteheadCEOCitywide Home Loans

Kerry WirthCOOWaterstone Mortgage Corporation

Robin WrightManaging PartnerWrightFinlay & Zak, LLP