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V OIC E The Senior Published Locally Since 1980 October 2013 POUDRE CANYON'S Arrowhead Lodge LAST COWBOY in Loveland

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Colorful local history stories. Colorado crosswords. Medicare changes.

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Page 1: October 2013

VOICEThe Senior

Published Locally Since 1980 October 2013

POUDRE CANYON'SArrowhead Lodge

LAST COWBOY in Loveland

Page 2: October 2013

2 • October 2013 • The Senior Voice

Published Locally Since 1980Vol. 33, No. 11

PUBLICATION INFORMATIONThe Senior Voice news is locally owned and has been published the first of each month since 1980 for residents in Fort Collins, Greeley, Loveland and nearby towns.

ADVERTISINGAd deadline is 20th of month. For rates, call 970-229-9204;

email [email protected] or see www.theseniorvoice.net

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Fort Collins, Colorado (970) 229-9204

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EDITORIAL DEADLINE:Announcements and stories must be received by the 10th of the month; ads by the 20th of the month.

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The Senior Voice welcomes readers’ letters and contributions. The Se-nior Voice assumes no responsi-bility for damaged or lost material submitted by readers.

© Copyright 2013 The Senior Voice

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email: [email protected] www.theseniorvoice.netDesign Production by Ellen Bryant Design

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No material may be reproduced by any means without permis-

sion of the Senior Voice.

William and Peggy Lambdin Founders, 1980

Online at www.theseniorvoice.net

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By P.J. Hunt Loveland pioneer Louis Papa was one of the last cowboys in northern Colorado. Born in l844, he was on the frontier when it first opened in the mid-l800s. He lived 9l years and saw the West change from a vast, open land to a bustling settlement of miners and farmers. When he died in l935, Love-land historian Zethyl Gates re-called, “Loveland lost its last re-maining link with the Old West.” Gates said Louis Papa’s moth-er was a young Indian woman; his father was one of the first fur trap-pers in the West. The father trad-ed his pregnant wife to Mariana Medena, another mountain man and the first permanent settler in Loveland. Papa grew up on Medena’s ranch, herding cows and horses at the foot of the Rocky Moun-tains just west of Loveland. He witnessed Indian raids on the Overland Trail, fought with cattle rustlers and saw the first pioneers settle the land.

Someone once offered him money to disclose the location of some stolen cattle and Papa re-plied, “Huh. Get more for keeping my mouth shut.” He meant that if he talked he might lose his life. Papa came to the Loveland area with Medena in l858. He was l4 years old and never attended school. In l866 he married and later had two sons. But he was unlucky in love. His wife left him, and he never saw

his sons again—except for one accidental meeting. He was on a train from Denver and struck up a conversation with a man headed for Wyoming. Suddenly Papa re-alized he was talking to his son, Antonio. It had been years since the two had seen each other. Papa was overjoyed and asked his son to come live with him

in Loveland. But Antonio was grown and wanted to be indepen-dent. He went on to Wyoming, and Papa never saw him again. Papa lived all of his adult life in Loveland, working for local ranchers as a cowboy and labor-er. It was a lonesome life. But it lasted 9l years, and he seemed to enjoy the freedom of living in a small log cabin a few miles up the Big Thompson Canyon west of Loveland. The cabin was nestled in a val-ley next to the river and surround-ed by high rocky cliffs. It was located near where Highway 34 now passes Viestenz-Smith Park. That park was formerly called the Light Plant before the l976 Big Thompson flood washed the plant away. The next time you drive by the park, you might remember that it was once the home of one of the last cowboys in Colorado.________________

COVER PICTURE: A cowboy at sunset courtesy Steamboat Springs Tourism Office.

It was a lonesome life,

but it lasted 91 years.

Louis Papa at his cabin. Loveland Public Library.

Page 3: October 2013

3 • October 2013 • The Senior Voice

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By Bill Lambdin Many northern Colorado res-idents remember when Stan and Lola Case owned the Arrow-head Lodge in Poudre Canyon. Their daughters Christy French and Sandy Lundt re-cently gave a program for the Fort Collins Historical Society about the lodge, which is now operated by the U.S. Forest Ser-vice as a visitor center. Stan wrote the book “The Poudre: A Photo History,” one of the finest local histories I have ever read. He and Lola bought Arrowhead in 1946 and ran it for many years—with the help of their three daughters who included Sheryl Haise in addition to Christy and Sandy. “In the early days, the lodge had no running water, no elec-tricity, and no indoor plumb-ing,” recalled Christy. “We got water from the river for every-thing. It was our lifeline.” Sandy added, “It was also our entertainment for fishing, ice skating in winter, and the reason guests came year after year to stay at the lodge. We de-veloped a great respect for the river and still have that.” Their mother, a home eco-nomics major at CSU, was known for making delicious pies and fried chicken dinners many canyon residents enjoyed. Their father, an electrical engi-neer, was the director of Fort Collins utilities and drove down the canyon most days.

The girls went to Fort Collins once a week for piano lessons, and each served as the pianist for Poudre Chapel. In fact, Sandy still does that. They also attended the one-room Eggers School building that now is pre-served next to Poudre Chapel. “We had all grades in one room,” they recalled. “Our larg-est group was 12. It was quite a shock when we began attending high school in Fort Collins.” Although all three sisters now live in Fort Collins, they still have a house in the canyon where their families meet at times, and they still have strong ties to that community. “We think we had the best childhood possible growing up in those beautiful mountains,” they said. “We made so many lifelong friends and have so many precious memories.”

Christy, left, and Sandy at the Historical Society meeting.

MEMORIESPPooudre Canyonudre Canyon

Page 4: October 2013

4 • October 2013 • The Senior Voice

What you are about to read may be the most important information you’ve ever read. Here

is why. Albert Einstein was, quite possibly, the most intelligent person who ever lived. His theories and ideas were so far ahead of his time, that even now, the smartest scientists alive are still discovering his value.

One of his theories published in 1917, worked out the theory of how lasers function. However, it was not until May 16, 1960 (43 years later) that the first actual laser was developed by an American scientist. Since then, scientists and inventors have developed many types of lasers and all kinds of uses for them. They can be used as a scalpel that is so delicate, it can be used on the eyes of human beings. Lasers are used to read price codes at your local supermarkets. And they’re used to play music and video on your CD’s and DVD’s.

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Low-level lasers use less than one watt of power and they produce what can best be described as a “Healing Light”. Here is a somewhat un-scientific description of how this “Healing Light” can potentially help reverse the damage done by human sickness and disease.

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That’s what a low-level laser device does. It re-energizes the cells in your body with the right kind and proper amount of healing energy. It may surprise you to learn that low level lasers are ...

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Low-level laser therapy is not just the medicine of the future. For many people who know about it, it is the “medicine” they use now. The problem of trying to explain the healing powers of low-level laser therapy is...

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Page 5: October 2013

5 • October 2013 • The Senior Voice

By Bill Lambdin A new exhibit featuring pho-tography and art of the north-eastern Colorado plains will be on display throughout October at the Showcase Art Center, 1335 8th Avenue, in Greeley. The exhibit, titled “Grassland Inspirations: Looking East,” is a Plein Air and prairie appreciation photography and art show pre-sented by the Northeastern Colo-rado Heritage League, according to League member and Greeley writer Mike Peters. The art will be judged, and ribbons and cash prizes will be awarded. Images are limited to the counties of Weld, Logan, Wash-

ington, Morgan, Sedgwick, Phillips and Yuma. Artists were allowed to paint, draw or photo-graph scenes. The opening reception will be held October 5, 8 pm, at the Showcase Art Center. Contact Colette Pitcher at 970.356.8393; email [email protected]; see www.colettepitcher.com. The Northeastern Colorado Heritage League is a non-profit organization promoting the his-tory, culture and genealogy of the northeastern Colorado plains. For information, email Mike Pe-ters at [email protected]; or [email protected]. Also see http://necoheritage.org.

RMHP is a Medicare-approved Cost plan. Enrollment in RMHP depends on contract renewal. This information is available for free in other languages. Please call Customer Service at 888-282-1420 (TTY dial 711). Hours are 8am - 8pm, 7 days/week, Oct. 1–Feb.14, and 8am - 8pm, M-F, Feb.15–Sept.30. Esta información está disponible gratuitamente en otros idiomas. Por favor llame a la línea de Atención a Clientes, al 888-282-1420(TTY marque 711). Horario de 8am - 8pm, 7 días a la semana, del 1 de octubre al 14 de febrero; y de 8am - 8pm, de lunes a viernes, del 15 de febrero al 30 de septiembre. ©2013 H0602_MS_MCAd262_S_08282013 Accepted

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An owl on the northeastern Colorado plains, taken by

Colette Pitcher.

FROM OUR

Northeast Plains

Page 6: October 2013

6 • October 2013 • The Senior Voice

By Lois Hall In 1820, explorer Stephen Long followed the South Platte River across Nebraska, into the area that later became Greeley, and reported: “In regard to this extensive section of the country, I do not hesitate in giving the opinion that it is almost wholly unfit for cul-

tivation and uninhabitable by a people depending upon agricul-ture for subsistence.” Long’s opinions gave rise to the idea that this region was the “great American desert,” a name that would be fixed in the minds of most Americans for the next 40 years. However, by the early 1900s, the development of irrigation and

agriculture had transformed this arid region into one of the most productive farming areas in the United States. The area was once a great buf-falo pasture and the domain of the Cheyennes, Arapahos and other plains tribes. The first white peo-ple here were trappers and traders, when adobe forts were established along the South Platte River near Greeley in the early 1800s. There was a lively trade in commodities such as buffalo hides and beaver furs. In fact, Greeley was a major producer of buffalo robes.

With the discovery of gold in 1858, thousands of people came to Colorado; and when the trans-continental railroad was complet-ed in 1869, the stage was set for rapid development. In 1870, Nathan Meeker’s group founded the town of Greeley. Members of that agricultural colony came west by train instead of covered wagons. Settlements were also es-tablished at that time in Fort Col-lins, Loveland and other areas. Northern Colorado was on its way to becoming much more than the great American desert Ste-phen Long described in 1820.

More on Health Law Various reports have misled people about how much they will have to pay for health insurance under the new healthcare law (Obamacare), said researcher Wendell Potter with the Center for Public Integrity. Some reports say monthly premium costs will skyrocket, but that’s not likely. Most Americans have insurance through their employer, Medicare or some other program and won’t be affected much by the new law. Fewer than 5% buy their own insurance on the open market and pay all of their monthly premiums. Those few in many cases will be better off because they will finally be able to get insurance if they have a pre-existing condition, said Pot-ter. Some will get help paying premiums. In Colorado see www.cohealthop.org.

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Page 7: October 2013

7 • October 2013 • The Senior Voice

By Sara Hoffman Tickets are on sale now for a talk by author Erik Larson spon-sored by Fort Collins Reads. Larson’s historical non-fiction book “In the Garden of Beasts” about Berlin during Hitler’s first year in power is this year’s com-munity-wide book selection. He will speak at 1 pm, November 3 at the Hilton Fort Collins. Tickets are $10 at locally-owned book-stores and Poudre River Public Libraries. A reception with the author is planned from 5-7 pm November 2. Tickets for that are $50 at Old Firehouse Books. Fort Collins Reads is a vol-unteer program that encourages reading and the discussion it evokes. Each year, a committee selects a book, plans events relat-ed to the book, and hosts the au-

thor’s visit to Fort Collins. Details are at www.fortcollinsreads.com Other events this fall include a free talk by former CIA Agent Francine Mathews about her nov-el “Jack 1939,” at 7 pm October 3 at the Hilton. Also a free panel discussion on 1930’s history featuring local historians, at 7 pm October 15 at Harmony Library. And a free talk by Franklin Delano Roosevelt as portrayed by Richard Marold, at 7 pm October 18 at the Old Town Library.

HISTORICAL SOCIETY: “Ft. Collins Mountain Park on the Pou-dre” by Barbara Fleming, author of the book “Legendary Locals of Fort Collins,” October 1. Future presentations: “Tapping the Poudre” by Bill Miller, January 7.”Opening the Poudre Canyon Route” by Wayne Sundberg, March 4. “Armchair Tour of Poudre Watershed” by Laurie D’Audney. Email [email protected] HOME: October 5, 10 to 2, guided tours of this historic home of Greeley’s founder; hear stories of the Meeker Massacre at the Indian reservation he headed, the capture of his wife and daughter by Indians, and other history. Email [email protected] LEAGUE: Art and photography exhibit of the eastern Col-orado plains by the Northeastern Colorado Heritage League, throughout October at the Showcase Art Center, 1335 8th Avenue, Greeley. Email [email protected] THEATER: October 5, Loveland Opera Theatre, Verdi con-cert, silent auction, food, drinks and music. October 12, Loveland Cho-ral Society performs Vivaldi, Dvorak, Gilbert and Sullivan, and more. October 26, “A Night at the Cabaret” collaborative performance of the High Performance Dance Theatre and the Key of Joy band. Email [email protected] WRITER: Anne Hillerman presents a program on her fa-ther, best-selling writer Tony Hillerman, November 19 at the Fort Col-lins Senior Center. Email [email protected] PHILHARMONIC: Dvorak’s “New World Symphony” and other classics, plus a slideshow of Colorado photographer John Fielder, October 19. Email [email protected] CHOIRS: Chamber and Concert Choirs, October 4. Women’s, Men’s and University Chorus, October 11. Fall Dance Concert, Novem-ber 16. Email [email protected].

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SELECTED EVENTS

Page 8: October 2013

8 • October 2013 • The Senior Voice

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COLORADO CROSSWORDS are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

COLORADO CROSSWORDS

ACROSS1. Strike caller4. Male swan7. Canine social area13. Film .15. Nail holder?16. Plumber’s putty could remedy this17. Vegas, familiarly19. Not a vibrant color20. What Rockies’ Carlos Gonzales might provide to fans21. County in SE England23. Abbr. on mail sent to the Big Apple25. Ivory (W. Africa republic)28. Benny Goodman’s drummer: Gene 29. City feline31. Cleo’s demise32. Chess ploy35. Horsetooth, for one37. Pope Francis, e.g.38. Queue participant outside an airport terminal40. E=mc2 scientist44. Butcher’s need45. Italian film producer married to Sophia Loren: Carlo .46. “Car Talk” venue, briefly47. Line in an Eagles hit: “It’s my Lord in a bright red Ford…”49. Type of race52. One giving individual instruction to54. Logan County community56. Did outstanding on a test57. Alternative to TCM on a TV schedule58. Has knowledge of, as a practical joke or ruse59. Skunk…in the West

60. See # 47 across61. Holy woman in Paris

DOWN1. Molly Brown sobriquet2. Fr. pronoun3. Sixteen ounce beverage holder at a ballgame5. Preminger or Graham6. They will be boys8. Pindar specialty9. Elway’s successor10. “What a mess!”11. These might be “great”12. Wealthy fort14. American electronics company in existence from 1915 to 1986 (abbr.)18. Time of the woolly mammoth and saber tooth tiger22. Gov. agency concerned with water and air quality, for short24. Freshman, sophomore, etc. (abbr.)25. The Mother shrine is just west of Denver26. Popeye’s gal: Oyl27. Some voices in the choir30. Forests don’t thrive above this33. The Roaring Fork River flows through this town which sports the Wheeler Opera House and the Jerome Hotel34. Scouting badge36. Many rings in a tree stump might indicate this38. Poudre and Glenwood are two39. Mt. Blanc, e.g.41. Ending for a gerund42. Often viewed tree in Colorado43. The Cumbres- Railroad goes through southwestern Colorado47. You qualify for membership when you’re fifty48. Slanted letters (abbr.)49. Tachometer reading50. “To his own”51. D-backs on a scoreboard53. Harem room55. Forget-me- .

ANSWERS

by Tony Donovan

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Page 9: October 2013

9 • October 2013 • The Senior Voice

Estate PlanningEstate PlanningBy Ron Rutz, Attorney

Q: What is wrong with putting everything in joint tenancy with my kids to avoid probate?

A: Whether avoiding pro-bate in Colorado is that

important is a separate issue. But adding the children to the title constitutes a gift. To the ex-tent the value exceeds $14,200 to each, the appropriate gift tax re-turn needs to be filed to avoid be-ing taxed on the amounts above $14,200, which is the cap for all gifts to one person for the entire calendar year. Secondly, your tax basis in the asset is also part of the gift. Thus at a subsequent sale, the recipi-ents would have to pay the same capital gain taxes as you would. If instead, the property had been inherited, the beneficiaries of the estate would get their new tax ba-sis valued at your date of death, thus avoiding tax on the gain pri-

or to your death. Next, for real estate as a sin-gle person, you are entitled to a $250,000 capital gains exemp-tion if the home is your personal residence. After two years fol-lowing the transfer, the $250,000 would only apply to the percent-age of the house you retained, thus triggering a tax if the house sold while you were alive. Again, the family loses the stepped up value at the date of death. These are a few of the tax problems. Next month I will dis-cuss some of the even more scary legal problems.

________________

Attorney Ron Rutz will answer questions sent to [email protected]; phone 970.223.8388.

STATE LEGISLATUREBy Randy Fischer - Colorado State Representative

On May 14, 2013, Governor Hickenlooper signed Executive Order D2013-005. This order di-rects the Colorado Water Conser-vation Board to prepare a draft of the Colorado Water Plan (CWP) by December 2014. The purpose of the plan is to chart Colorado’s course with re-spect to securing its 2050 water needs for our growing urban pop-ulation, our vital but fragile envi-ronment, and our thirsty, water-dependent agricultural economy. Water interests have strong voices in the process of devel-oping the CWP and are already weighing-in. But due to the short timeframe, concerns have arisen about the lack of public outreach and participation. As diversified as the state’s wa-ter interest groups may be, I have concerns that voices representing the public’s interests may not be provided with adequate opportu-nities to engage in this process.

Obtaining a flawed, one-sided, or ill-conceived state water plan could place Colorado’s future economic and environmental sus-tainability in peril. This is not an option. The public’s voice must be heard, especially on issues as critical as water. That’s why on September 28, I along with Senator John Kefalas and Rep. Joann Ginal convened a community issue forum to inform citizens about the CWP and how they can become more actively involved. I am eager to take what I learned from Fort Collins citi-zens back to the Colorado legisla-ture. I am also eager to continue learning what northern Colorado residents believe about ensuring the future equitable distribution of Colorado’s scarce water resources.________________Email Rep. Fischer at [email protected].

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Page 10: October 2013

10 • October 2013 • The Senior Voice

More than Continued Learning

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By Carey StevanusEach summer the Good Samari-tan Society at Estes Park Village holds a garage sale of items that are donated by their residents, families, staff and people from the community. It takes 3 days to set up and 100’s of hours of volunteer time by Village residents to make it all come together. For years the funds raised were used to pay for equipment and ac-tivities at the Village. Last year the money was donated to the vic-tims of the Woodland Heights fire where 27 homes were lost. That experience led the Estes Park Vil-lage residents to look for oppor-tunities to help meet other needs in the Estes Valley. So residents decided to dedicate the entire pro-ceeds of the sale to the American Legion Post 119’s recent request for community help in funding their building repair project. The 1930’s building was origi-nally built to serve as headquar-ters for the Bureau of Reclama-tion during the Big Thompson Project construction. The Ameri-can Legion purchased the build-ing in 1954 and eventually added a large hall. The building was registered with the Colorado Historical So-

ciety in 1998. The Post is named in honor of Estes Park native Capt. Joseph J. Duncan, Jr., who was a member of the 10th Moun-tain Division during World War II and who was killed in action in Italy on April 17, 1945. The residents of the Good Sa-maritan Village are proud to have raised $3,085 at their 2013 garage sale to benefit the Legion’s proj-ect.

From left front row: Char-lotte Besson, Joy Gimar, Lee

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gess. Back row: Barb Wilson, Jack MacDade, and Louise

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Page 11: October 2013

11 • October 2013 • The Senior Voice

A New HospitalBy Bill Lambdin

Fort Collins is getting a new hospital. The Banner Health Board of Directors formally ap-proved plans for a new medical campus to be built on east Harmo-ny Road and Lady Moon Drive, said Banner public relations offi-cial Paul Matthews. The hospital, which will open in 2015, will be built on a 28-acre site featuring an emergency de-partment, a 24-bed inpatient unit, labor and delivery rooms, medical imaging, women’s services, sur-gical services, and lab services. It will also include an outpatient clinic and medical office building. “This new hospital is a foun-dation of Banner Health’s com-mitment to serve the increasing needs of Fort Collins whether through hospital care, clinics, or partnerships with insurance com-panies like Kaiser Permanente, which now has 10,000 members in northern Colorado,” said Peter

S. Fine, Banner Health president and chief executive officer. The Fort Collins hospital will be Banner’s third in the Front Range and fifth in Colorado. The nonprofit company owns McKee Medical Center in Loveland and Sterling Regional MedCenter in Sterling. It operates North Colo-rado Medical Center in Greeley and East Morgan County Hospi-tal in Brush. It also owns numer-ous clinics throughout its service area, including two Banner Health Clinics in Fort Collins at 303 Col-land Drive and 608 E. Harmony Road. It recently opened a new Banner Health Center at 702 West Drake Road. Headquartered in Phoenix, Banner is one of the largest, non-profit health care systems in the country with 24 acute-care hospi-tals, long-term care centers, out-patient surgery centers and other services in seven states.

Social SecurityBy Laurie Eitel - Greeley Social Security Office

Social Security can be an im-portant financial asset for married couples when the time comes to apply for retirement benefits. In many cases, one spouse may have earned significantly more than the other or have worked for more years. Or may-be one spouse stayed home to raise children or care for a family member. Even if you have not paid Social Security taxes, it’s likely you’ll be eligible to receive ben-efits on your spouse’s record. If you did work and pay into Social Security, we will check eligibil-ity based on your work record and your spouse’s to see which amount is higher. You can apply for spouse’s benefits the same way that you apply for benefits on your own record.

The benefit amount you can receive as a spouse, if you have reached your full retirement age, can be as much as one half of your spouse’s full benefit. If you choose early retirement, your benefit may be as little as a third of your spouse’s full benefit amount. You can also apply for spouse benefits based on the earnings re-cord of an ex-spouse or deceased spouse if you were married for at least 10 years. Spouses can con-sider a number of options and variables. We make it easy to find them. A good place to start is our bene-fits planner at www.socialsecuri-ty.gov/planners. Take note of the “Benefits as a Spouse” section.________________Laurie Eitel is the Assistant Dis-trict Manager of the Greeley So-cial Security Office.

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Page 12: October 2013

12 • October 2013 • The Senior Voice

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Staking a ClaimBy P.J. Hunt

“Staking Her Claim” is a de-lightful book about women who homesteaded in the early West, ed-ited by Marcia M. Hensley. Here is an excerpt written by Pinedale, Wy-oming, homesteader Madge Funk about mice and other creatures in her log cabin. “In desperation, unable to sleep and frightened out of my wits, I grabbed my .22 caliber Colt pistol and fired away at the gray creatures. “Of course I missed my target and plowed a long hole in the floor and managed to demolish the jar of peanut butter, my main source of food for the week... “Than came another strange noise, a loud scraping on the out-side of the cabin. Someone had warned me about this. A porcupine likes the salt in the wood, so he de-cided to use my home for his night-time feast. “Summoning all my inner strength, I grabbed a flashlight in my left hand and my pistol in my right. Slipping outside, I hurriedly blasted away in the general direc-tion of the noise and scrambled back into the house to spend several more hours trying to sleep. “But the mice keep on running. There must have been a dozen of them. I was certain that any minute

they would be jumping on my bed... “Something was banging against the door—thump, thump, thump. I got up, my entire body shaking and quivering. There in the bright moonlight was a young brown bear spanking his little behind inces-santly against the bottom part of the door. “I piled everything I could find against the door and prayed for the daylight to come quickly.” Madge Funk’s log cabin still stands at the Pinedale Museum. This book is filled with remembrances of brave, independent women on the frontier. Available ($20) from [email protected], phone 800.552.7819.

Medicare ChangesBy Eileen Doherty, Director - Colorado Gerontological Society

Medicare changes for 2014 include the following.• Medicare Advantage plans or Part C are expected to have stable premiums, co-pays and other out of pocket expenses. Information is available at www.medicare.gov for enrollment starting January 1, 2014.• The deductible for Medicare Part D will decrease from $325 in 2013 to $310 in 2014, a benefit for con-sumers who are looking at ways to save money. Similarly beneficia-ries will have less out of pocket costs in 2014 for prescriptions dur-ing the initial coverage period, as well as during the donut hole.• In addition to the Part D deduct-ible, beneficiaries will pay an ad-ditional $635 of their prescription drug costs in the initial coverage period, which is less than in 2013.

When the total cost of the drugs exceeds $2,850, the beneficiary will be in the “donut hole.” • Beneficiaries whose drug costs are between $2,850 and $6,455 will pay 47.5% of the costs for brand name drugs and 72% for ge-neric drugs. When the total cost of the drugs exceeds $6,455, the ben-eficiary will be responsible for 5% coinsurance or $2.55 for generics and $6.35 copay for brand or non- preferred drugs. • No changes have been made by Congress to Medicare Supple-ments. Medicare recently reported that 90% of the Medicare physi-cians are accepting new patients.• Individuals who are having diffi-culty paying for their Medicare Part B and Part D premiums and co-pays may be eligible for assistance and can call 1-855-293-6911.

A pioneer woman in her kitchen. The Voice archive.

Page 13: October 2013

13 • October 2013 • The Senior Voice

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Medicare Participants They do not have to do any-thing about the new healthcare law (Obamacare). “Their benefits are not changing, and the market-place doesn’t require them to do anything,” said Medicare’s depu-ty director Michele Patrick.Fake Insurance Information Government officials are warn-ing people that phony health in-surance “marketplaces” and “ex-changes” are pretending to be official websites where people can get information on the new healthcare law, but they’re sim-ply trying to steal people’s iden-tity. The only legitimate website in Colorado is www.connect-forhealthco.com. Unnecessary Thyroid Biopsies “Right now, we’re doing far too many thyroid biopsies in pa-tients who are really at very low

risk of having thyroid cancer,” said a report in the JAMA Inter-nal Medicine by University of California researcher Dr. Rebecca Smith-Bindman. MRSA Declining The number of hospital pa-tients acquiring this deadly infec-tion has declined 54% in the past few years; and that’s good news, said the U.S. Centers for Disease Control and Prevention.Breast Cancer Patients Many survivors said their quality of life returned and “was pretty much the same as women without breast cancer,” said Dr. Pamela Godwin at the University of Toronto in a report published in the Journal of Clinical Oncology. New Breast Cancer Drug Perjeta may be approved as a first-step breast cancer therapy,

said FDA researchers who rec-ommended its approval to the FDA. It appears to shrink early stage tumors, which could mean less invasive surgery for younger women and possibly more cures. Infections One in every 20 hospital pa-tients gets a dangerous infection while hospitalized, said a report in the journal JAMA Internal Medicine. The most common is surgical site infections. The sec-ond most common is C-difficile. They’re often acquired through catheters, ventilators, and central lines, said Harvard researchers.Low Testosterone Taking supplements for it could be risky, and researchers don’t know enough about men’s testosterone to always recom-mend the right treatment, said a report in the New England Jour-

nal of Medicine by researchers at Massachusetts General Hospital.Spices Contaminated Many shipped here from for-eign countries, especially Mexico and India, contain salmonella. An FDA study said that includes oregano, basil, sesame seeds, cur-ry powder, cumin, and others.Rosacea This facial redness that affects about 16 million Americans can be treated with a gel, Mirvaso, which the FDA recently approved.Breast Cancer Deaths Most occur in younger women who do not get regular mammo-grams, said a report in the journal Cancer by Harvard researchers who recommend mammograms begin at age 40 instead of age 50 as some other researchers recom-mend.

Page 14: October 2013

14 • October 2013 • The Senior Voice

A chicken farmer went to the local bar, sat down next to a wom-an, and ordered champagne.

The woman said, “That’s strange, I also just ordered a glass of champagne.”

“What a coincidence” said the farmer. “It is a special day for me. I’m celebrating.”

“It is a special day for me, too. I am also celebrating,” she said.

“What a coincidence,” he said. “What are you celebrating?”

“My husband and I were try-ing to have a child for years, and today my gynecologist told me I was pregnant.”

“What a coincidence. I’m a chicken farmer. All of my hens were infertile, but now they are all set to lay fertilized eggs.”

“What did you do for your

chickens to become fertile?” “I used a different rooster.” “What a coincidence,” she said. From Phyllis Diller: Tranquilizers work only if you follow the advice on the bottle—keep away from children. I knew I was old when they told me they discontinued my blood type. As a young boy approached a barber shop, the barber said to a customer, “Here comes the dumb-est kid you ever saw. Watch what he does.” The barber put a dollar in one hand, two quarters in the other, and asked the kid, “Which do you want, son?” The boy took the two quarters. Later the customer saw the boy coming out of an ice cream shop

and asked him, “Why did you take the quarters instead of the dollar?” “Because the day I take the dollar, the game will be over.” A man sat in a bar drinking when a big, burly guy walked up, grabbed the man’s drink, and gulped it down. The man began crying, and the big guy said, “Hey, what kind of a wimp are you?” He answered, “This the worst day of my life. I got fired from my job, went to the parking lot and discovered someone had stolen my car, which was not insured. I took a cab home but left my wallet in it. My dog bit me, and then to top it all off, my wife was in bed with another man. “I came here to end it all. Af-ter some drinks, I got up enough courage to drop a capsule in my

drink, and then you come along and drink it...But enough about me. How are you doing?”

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Help With CareBy Bill Lambdin

Medicare patients who have problems with a hospital, doctor or other healthcare provider, can now get quick assistance from the Colorado Foundation for Medical Care (CFMC). It’s a new patient advocacy group funded by the government’s Centers for Medicare and Medic-aid Services that doesn’t require the long appeals process many patients faced in the past. CFMC staff investigate complaints about wrong medicines, lax care, fail-ure to act on tests, bed sores, and other valid issues patients raise. They contact providers and try to work out solutions for the pa-tient in a matter of hours or a few days. “We serve as a convener, and we have the authority to have these conversations,” said official Patricia Merryweather. If the provider does not re-spond, CFMC obtains medical records and has them reviewed by

an independent expert. For exam-ple, a woman who needed physi-cal therapy after a car accident could get a ride to the office only in the mornings. But the therapists said they could schedule her only in the afternoons because morn-ings were reserved for people with private insurance. Investigators called the thera-pists, and asked, “Are you dis-criminating against a certain portion of the population?” The therapists arranged to see the woman in the mornings, said Dr. Adrienne Mims, president of the American Health Quality Asso-ciation (AHQA). To contact CFMC in Colorado, see www.cfmc.org, or email [email protected]. To find assistance in various states, contact www.ahqa.org/pub/connections. The organization does not han-dle frivolous cases or lawsuits. It does not revoke licenses. But it does help many patients.

Page 15: October 2013

15 • October 2013 • The Senior Voice

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By Pamela Gilsenan Some people might remember the roadside Burma Shave jingles. The shaving cream company came from the Midwest. A Min-neapolis company, Burma Vita, started with one product, a lini-ment, in the early 1920s. Sales were not so hot. Clinton Odell, the company owner, hired a chemist to develop a shaving cream that didn’t require a brush and mug. Allan Odell, one of the owner’s three sons, was fresh out of col-lege. He hit upon the idea of ad-vertising the shaving cream with roadside signs, something he had seen an Illinois gas station do. The first budget for Burma Shave’s sign advertising was $200 for used lumber with the signs painted and posted by Allan and his brother, Leonard. Allan chose Highway 65 between Minneapo-lis and Des Moines, Iowa, for the first set of signs. Even though there wasn’t po-etry, the roadside advertising pro-pelled the company sales from al-most nothing to $68,000. Burma Shave cost 35 cents a tube. Allan’s next idea was to start writing jingles around 1927. The signs were humorous, public spir-ited and often contained sage wis-dom. The whale put Jonah Down the hatch But coughed him up Because he scratched. —Burma Shave The company grew because of its clever advertising. When it was sold in 1963, Burma Shave was the second largest shaving manufacturer and had $3 million in sales. It took eight trucks to maintain its 7,000 to 8,000 signs in 45 states But 1963 saw an end of the era. Interstates started replacing two-lane highways, and cars moved

with greater speed. Burma Shave was sold to the American Safety Razor Com-pany and moved to New Jersey. The new owners thought the signs were silly and let the product slide out of existence after 1966. But Burma Shave advertising seemed forever inscribed in the hearts of motorists. Those little signs now hold places of honor in the Smithson-ian Institution, Minnesota His-tory Museum, and Milwaukee’s Eisner Advertising Museum, even though none are found on the roadsides. Farewell O verse Along the road How sad to see You’re out of mode. —Burma Shave

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16 • October 2013 • The Senior Voice

I n times like these, it pays to know what your options are.

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The Evangelical Lutheran Good Samaritan Society provides housing and services to qualified individuals without regard to race, color, religion, sex, disability, familial status, national origin or other protected statuses according to federal, state and local laws. All faiths or beliefs are welcome. Copyright © 2009 The Evangelical Lutheran Good Samaritan Society. All rights reserved. 09-G0683

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