novated leasing guide · 2018. 3. 8. · the guide is also for the person within an organisation...

Novated Leasing Guide

2018

TAX-EFFECTIVE FINANCE

NOVATEDLEASING

toyotanovated.com.au

At Toyota Fleet Management, we believe in putting your needs fi rst. And being open and transparent about everything we off er.

Why take out a novated lease from Toyota Fleet Management?

Could save you moneyWe off er market-leading interest rates and great

discount deals on fi nance, fuel, maintenance and repairs. There

are also potential tax savings from paying part of the lease

out of your pre-tax salary.

You can choose any make or model

That’s right. Not just Toyota. Though all our models are in the

mix, you can choose to lease another make through us.

It’s easy and convenientEnjoy the peace of mind of knowing that all your lease

payments, including maintenance and fuel, are set up in one lump

sum, on the same day each month – with no hidden fees or charges.

To speak with one of our experts, call us on 1300 888 870 or visit toyotanovated.com.au

Benefits of Novated Lease

Fleet Rationalisation

Easy & Convenient

We don’t disguise anything about our novated leases

Toyota Fleet Management is a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence No 392536. The information provided above is of a general nature and for your information only. It is recommended that you seek appropriate advice from a taxation consultant or fi nancial adviser. TFS1629 (02/18)

TFS1629_Advert_Fleet_AutoNews_c1.indd 1 25/01/2018 11:07 AM

After 20 years in fleet leasing and management I’m still amazed at the general lack of understanding about the financial savings a novated lease can provide.

I’ve come to the conclusion that its the complex nature of PAYG, GST and FBT that creates the benefit, and at the same time stops people from investigating further. Its also because the savings seem too good to be true. And as the old saying goes ‘If it looks too good, it probably is’.

But the savings available through novated leasing are real.

To explain the complexities this guide covers the basics of novated leasing through to more complex issues such as FBT, ECM and luxury vehicles.

It also provides a list of vehicles to help you with your initial investigation when considering a number of vehicle finance options. The data on each vehicle is not comprehensive. It’s a sample of the information you’ll see on a novated leasing quote and highlights the financial savings that are available.

There’s a broad range of vehicles with an indicative monthly lease rental on each one. This is because most of us desire cars that are beyond our financial reach, when looking at the initial purchase price, though when presented as fixed monthly cost you may be able to put the one you want in your driveway.

If you are considering a novated lease now or in the future this guide is for you. It shows the key financial components you should consider in the process of selecting the right vehicle for your lifestyle, family size or stage in life.

The guide is also for the person within an organisation that gets asked all the car questions. It may be the Fleet Manager or in 2018 it could be Human Resources, Finance or Procurement. If this is you, please share this guide with your colleagues to help them better understand the benefits and vehicle affordability offered through a novated lease.

If nothing else, this guide can be used to dream about the car you would own if money was no object.

Regards,

Marc SibbaldFleet Auto News

TAX-EFFECTIVE FINANCE

NOVATEDLEASING

toyotanovated.com.au

At Toyota Fleet Management, we believe in putting your needs fi rst. And being open and transparent about everything we off er.

Why take out a novated lease from Toyota Fleet Management?

Could save you moneyWe off er market-leading interest rates and great

discount deals on fi nance, fuel, maintenance and repairs. There

are also potential tax savings from paying part of the lease

out of your pre-tax salary.

You can choose any make or model

That’s right. Not just Toyota. Though all our models are in the

mix, you can choose to lease another make through us.

It’s easy and convenientEnjoy the peace of mind of knowing that all your lease

payments, including maintenance and fuel, are set up in one lump

sum, on the same day each month – with no hidden fees or charges.

To speak with one of our experts, call us on 1300 888 870 or visit toyotanovated.com.au

Benefits of Novated Lease

Fleet Rationalisation

Easy & Convenient

We don’t disguise anything about our novated leases

Toyota Fleet Management is a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence No 392536. The information provided above is of a general nature and for your information only. It is recommended that you seek appropriate advice from a taxation consultant or fi nancial adviser. TFS1629 (02/18)

TFS1629_Advert_Fleet_AutoNews_c1.indd 1 25/01/2018 11:07 AM

1

Novated Leasing Guide 2018

fleetautonews.com.au

Disclaimer: The information provided does not take into account your personal financial needs and does not constitute legal, taxation or financial advice. GST savings are dependent on your employer’s policy and accounting treatment of GST. Before making a decision you should seek independent financial, legal and taxation advice and clarify your employer’s willingness to pass on input tax credits. Vehicles cannot be more than 8 years old at the end of the novated lease period. *Terms and conditions can be found at fleetcare.com.au/10cents

BONUS Enjoy 10c off every litre of fuel, plus half price car washes with your BP fuel card*.

Call: 1300 777 600 Visit: fleetcare.com.auStart your novated lease today!

No matter how much you drive, where you live or what you earn, you could save thousands with a novated lease designed to suit your life.

The easy road to your new car

Choose any make and model of car in Australia, including new or used vehicles.

Save more with discounted fleet pricing, reduced income tax, and GST savings.

Take advantage of 24/7 driver support to answer your questions and offer advice.

Bundle your vehicle expenses into a single payment and smooth your budget.

VISIT fleetcare.com.au/offers for all our novated vehicle offers

Disclaimer: The information provided does not take into account your personal financial needs and does not constitute legal, taxation or financial advice. GST savings are dependent on your employer’s policy and accounting treatment of GST. Before making a decision you should seek independent financial, legal and taxation advice and clarify your employer’s willingness to pass on input tax credits. Vehicles cannot be more than 8 years old at the end of the novated lease period. *Terms and conditions can be found at fleetcare.com.au/10cents

BONUS Enjoy 10c off every litre of fuel, plus half price car washes with your BP fuel card*.

Call: 1300 777 600 Visit: fleetcare.com.auStart your novated lease today!

No matter how much you drive, where you live or what you earn, you could save thousands with a novated lease designed to suit your life.

The easy road to your new car

Choose any make and model of car in Australia, including new or used vehicles.

Save more with discounted fleet pricing, reduced income tax, and GST savings.

Take advantage of 24/7 driver support to answer your questions and offer advice.

Bundle your vehicle expenses into a single payment and smooth your budget.

VISIT fleetcare.com.au/offers for all our novated vehicle offers

In Australia we’re spoilt for choice when it comes to new vehicle options. There’s more than 3,000 models from 70 manufacturers. So how do you choose a new car?

We reckon your lifestyle, or stage of life, is one thing that would influence your choice. Another is whether you view your car as a mode of transport or part of your image. Then there’s the other boring considerations like price, warranty period, running costs etc.

With so much choice a novated lease is perfect because you can change your car every three

years. As your family size or hobbies change, you can always drive the right car for you.

At Fleet Auto News we get to drive lots of cars so we have our favourites based on personal preferences, family size and weekend leisure pursuits. We’ve asked two of our reviewers to put together a list of recommendations based on the different ways people use their cars. We hope this helps you pick your new car (or at least narrow down some choices for a test drive).

TOP THE LIST

OF

Alternatives R Holden Spark

R BMW i3

Hyundai i40 Active Sedan

LikedWell appointed, spacious and practical. Vast improvement over the previous model. It just ticks all the boxes.

• Holden Spark• BMW i3

Kia Picanto Good build quality and ride. Great fuel economy. Cruise control, reversing camera and Apple Car Play/Android Auto. Even big people can fit in. Low price and seven-year warranty.

Hyundai i30 Well appointed, spacious and practical. Vast improvement over the previous model. It just ticks all the boxes.

DAVID ROD

METRO/CITY CAR

Alternatives R Mazda2

R Subaru Impreza

3



FIND OUT WHATMAKES US DIFFERENTFirst. It’s How We Treat You.FleetPlus assists with the whole car journey, from start to finish.

Simplified Car Buying and Trade-in

Test Drives

Online Account Management

Cost Controlled Maintenance & Tyres

Fuel Discounts

Dedicated Novated Benefits Team

Package your existing car

Full Management of Rego & Insurance

Sourcing & Leasing of New & Used Vehicles

[email protected] FLEETPLUS.COM.AU 1300 353 381CALLAll applications are subject to credit approval criteria. Terms & conditions, fees & charges apply. FleetPlus Pty Ltd ABN 59 099 217 320.

Alternatives R Kia Cerato

R Honda Civic




Hyundai i30 Excellent refined package with enough room and performance for a smooth commute. Low road noise and many features even in base model. Five-star safety rating but no automatic emergency braking in base models.

Renualt Koleos Comfortable mid-sized SUV, easy to drive and park. Quality inclusions, features and best blue-tooth system of any car I drove in 2017.

DAVID ROD

DAIlY COMMuTE

Alternatives R Mazda3

R Hyundai Kona

Alternatives R Jeep Cherokee

R Ford Everest




Land Rover Discovery The just released 5th generation Discovery is brilliant. Lighter, more comfortable but still outstanding in off-road and towing capabilities. Good range of powerful diesel engines with good fuel economy.

Ford Ranger Tough, rugged, yet very well equipped and comfortable to drive. It will take you anywhere you would want to go.

DAVID ROD

ADvEnTuRE vEhIClE

Alternatives R Isuzu D-Max

R Mazda BT-50

4



Alternatives R Audi A4 Avant

R Volvo V40




Renault Megane wagon Forget the high sitting SUVs. A station wagon has good, accessible space. The Megane has European flair with some quirky features that you will get used to.

Subaru Forrester or Outback AWD to get you anywhere you would want to go. Option of rear seat pet protector seat cover.

DAVID ROD

PET lOvER

Alternatives R Nissan X-Trail

R Hyundai Tucson

5



Alternatives R Tesla Model X

R Alfa Romeo Giulia




Jaguar F-Pace SUV Other luxury brand SUVs are often bland and are quite common on the road. Jaguar and its F-Pace says that you are prepared to be part of a small, stylish luxury fraternity. Has design hints of the old E-type.

Subaru WRX STi The car that says it all about you. It’s heritage, it’s status and all in a car that absolutely takes no prisoners.

DAVID ROD

BRAnD STATEMEnT

Alternatives R Genesis G80

R Tesla Model S P100D

Alternatives R Range Rover

Sport SDV8

R Maserati Quattro Porte




Tesla P100D Stunning, unbelievable acceleration. Makes a statement that you are modern and keen to embrace new technology. The grandchildren will love the huge screen and the things it can do.

Ford Mustang One of the most iconic cars ever. The legendary muscle car with a rich history that has defined generations.

DAVID ROD

SPEnD ThE InhERITAnCE

Alternatives R BMW M3

R Lexus RC F

Alternatives R Mazda CX-9

R Hyundai Sante-Fe




Kia Sorento New model just out. Seven-seater SUV with comfort. Petrol or diesel and eight-speed automatic gearbox. Good safety features across the range. More style than a people mover – more seats than a station wagon.

Mazda CX-5 Practical, versatile and a pleasure to drive. The 2017 model took Australia’s best-selling SUV and made it better.

DAVID ROD

MuM’S TAxI

Alternatives R Hyundai

Santa-Fe

R Nissan Qashqai

6



Can you see yourself behind the wheel of a Pathfinder?

Your employer can.

Did you know your employer can help you get into a brand-new Nissan Pathfinder? When you salary sacrifice a Nissan with your employer you’ll see that combining the potential for tax minimisation and

Nissan’s novated pricing will exceed your expectations.

For more information visit nissan.com.au/salarysacrifice

Our Fleet Programme provides Business Solutions for your company.• Extensive range of vehicles

• Preferential fleet pricing ^

• Competitive total cost of ownership

^ Preferential pricing may not be applicable to all models.

Mercedes-Benz is renowned for quality, safety, luxury and performance. That’s why vehicles with the Mercedes-Benz three-pointed star are seen as the marque for people who echo the famous words of Gottlieb Daimler, “The best or nothing.” We know every business has different needs, from comfort and duty of care to the right financing for your vehicles, and our Corporate Sales Consultants at authorised Mercedes-Benz dealerships can provide you the solutions.

For full details call 1800 888 170 or visit www.mercedes-benz.com.au/fleet

A Corporate Program gives you more

Our Fleet Programme provides Business Solutions for your company.• Extensive range of vehicles

• Preferential fleet pricing ^

• Competitive total cost of ownership

^ Preferential pricing may not be applicable to all models.

Mercedes-Benz is renowned for quality, safety, luxury and performance. That’s why vehicles with the Mercedes-Benz three-pointed star are seen as the marque for people who echo the famous words of Gottlieb Daimler, “The best or nothing.” We know every business has different needs, from comfort and duty of care to the right financing for your vehicles, and our Corporate Sales Consultants at authorised Mercedes-Benz dealerships can provide you the solutions.

For full details call 1800 888 170 or visit www.mercedes-benz.com.au/fleet

T here are many reasons to consider a novated lease and the number one benefit is the

financial savings compared to other finance options. If you are looking at buying a luxury car there may be additional benefits available through the range of Corporate Programs on offer.

All the major luxury brands including Mercedes-Benz, Land Rover and Lexus run Corporate Programs. And like salary packaging, many employers use their membership of these programs as a way to recruit and reward staff.

These programs effectively offer employees of large companies and industry associations free, or

A Corporate Program gives you more

discounted, incentives to purchase a new luxury vehicle. And many of the benefits are not available if you are a private buyer.

Over the years the benefits may change though they are all aimed at reducing your running costs and enhancing your overall ownership experience.

Each luxury manufacturer has a number of ways that they can make owners feel special and part of an exclusive club. And when you’re choosing a luxury car as a reward for yourself, a few extras make it even better.

Servicing and maintenance costs are often the thing that worries

people when they start to consider purchasing their first luxury European vehicle. A Corporate Program is a good way to ease your concerns because you’ll have access to an account manager to help you understand the total cost of ownership rather than focusing on one aspect.

A survey conducted by Mercedes-Benz in 2014 revealed that the complimentary servicing and free roadside assistance are considered the biggest benefits by the members of their Corporate Program.

So why not get more from your novated lease by purchasing a luxury vehicle from a manufacturer that offers a Corporate Program?

9



Select a new or used vehicle of your choice

Lease companysends invoicesfor running costsand repaymentsto employer

Choose afinance andleasingcompany

Employerdeducts leasecharges frompre-tax salary

Helping to deal with this could benefit your business.

TRP

TS

A 0

225

Minimising environmental impact is now a prime consideration for any Australian transport business and fleet manager. Responsible disposal of used tyres is very much part of that agenda. Free participation in the TSA industry cooperative initiative, supported by all levels of government, is a great place to start. It could help to build your bottom line and support the sustainability credentials of your business.

Apply for TSA Accreditation at

tyrestewardship.org.au or [email protected]

Select a new or used vehicle of your choice

Lease companysends invoicesfor running costsand repaymentsto employer

Choose afinance andleasingcompany

Employerdeducts leasecharges frompre-tax salary

It’s simple really. You pick a car and then save

some money by using pre-tax dollars. Not quite

getting it? That’s OK. It takes a while because it

seems too good to be true.

If you’re planning to buy a car (new or used) using finance, and work for an employer that offers salary packaging benefits, you should spend some time to find out about novated leasing.

It may sound complicated. And it will take you some time to understand if it’s your first time. But isn’t that the case with most things to do with money?

Once you get your head around the finance part and tax savings, the extra benefits that make car ownership easy are more than worth it.

For example, the cost of fuel, rego and servicing are all included in the monthly rental. This means you won’t get the high petrol price blues or pre-service financial anxiety attack. Your budgeting is taken care of as part of the novated lease.

With a novated lease most people can save some money compared to financing a new car using their post-tax salary. And if you work in a government role like health, law enforcement

or education you can take advantage of the extra

benefits on offer. There are also extra benefits

for people that work in the Not for Profit sector.

>>>>HOW A NOVATED LEASE WORKS

Then at the end of the lease term (normally

three years) you have several options. If you love

the car you can own it. If your circumstances change you can sell it. Or if you just want to

change your look you can with a new novated lease.

11



Motor Vehicle Employee BenefitsThrough Summit Fleet

Have you recentlypurchased a vehicle?

Are you in the market tobuy a new car?

Do you own your car?

Contact us, you could save thousands with one of our Novated Leases!

1800 FLEETLEASEwww.summitfleet.com.au

[email protected]

Proud Supporters of the Sydney Sixers

Your Ride? Your Rules!TM

ADVENTURE

FAMILY

PETS

COUPLES

LUGGAGE

POWER

TOWING

COMMUTE

SMALL

SUV MediUM

SUV LArge

SUV SMALL

LigHT

4x4 UTe

LArge

PeOPLe MOVer

MiCrO

LUxUrY

SPOrTS

WHAT CAR TYPE BEST SUITS YOUR LIFESTYLE

Motor Vehicle Employee BenefitsThrough Summit Fleet

Have you recentlypurchased a vehicle?

Are you in the market tobuy a new car?

Do you own your car?

Contact us, you could save thousands with one of our Novated Leases!

1800 FLEETLEASEwww.summitfleet.com.au

[email protected]

Proud Supporters of the Sydney Sixers

Your Ride? Your Rules!TM

13



HERE NOW FOR WHEREVER NEXT

WWW.MITSUBISHI�MOTORS.COM.AU

The all new Mitsubishi Eclipse Cross has arrived. Combining the latest

styling design with incredible driving dynamics and innovative, intuitive

safety technology, Eclipse Cross brings the SUV into the modern age.

With a new direct-injection turbo-charged petrol engine, 8-speed CVT

auto transmission and a host of standard features like Smartphone Link

Display Audio (SDA^) with Touchpad Controller*, One Touch Start system,

18” alloy wheels, Forward Collision Mitigation (FCM)1, Lane Departure

Warning (LDW)1 and more.

Designed to impress, built to drive, the stunning Eclipse Cross is

engineered to shine in every department every time you get behind

the wheel.

The all new Mitsubishi Eclipse Cross. Here now for wherever next.

THE ALL NEW MITSUBISHI

^ Smartphone Link Display Audio (SDA) supports Android™5.0 or higher/iOS 8.0 or higher for use with Android Auto™ /ApplePlay. Smartphone Link Display Audio will not operate in areas with no service signal and may not operate in supported areas where the signal is weak. Users are responsible for all charges incurred using smartphones and iPhones to connect to Android™ and CarPlay respectively. Some functions may not be available for use depending on the user’s location. *Android Auto™ is not available through Touchpad Controller function. Only compatible Apps can be used. Android™ and Android Auto™ are trademarks of Google Inc. Apple CarPlay and iPhone are trademarks of Apple Inc., registered in the US and other

countries. 1. Please drive safely and never rely solely on these systems while driving. Please read the operation manual carefully and be aware of these limitations.

OPTIONAL ACCESSORIES

BIGGER WHEELSThey look great don’t they? More rim, less tyre is the golden rule.

TOW BARIf you think there’s a chance that you might tow something one day (or even use a bike rack), get it fitted at the start.

INTERIORGo for leather. The smell. The feel. It’s a small price to pay for luxury.

SAFETY PACKIf you’re buying a family car then tick every option. Even if you’re not, the safety features hold their value when it’s time to sell.

TYRESBig wheels doesn’t mean cheap tyres. Stick to a quality brand or the manufacturer recommendation. Or maybe you want an All Terrain pattern for your off-road adventures. Remember - there’s only one hand print between you and the road.

WINDOW TINTIt should be a standard feature. Not only does it look great it keeps your car cool.

ROOF RACKSIt’s amazing how useful these can be. Obviously not for every car or every driver, so think about the look as well as the practicality.

METALLIC PAINTThe colour of your car is as important as the brand you choose. Don’t skimp on this.

When you get a novated lease you can pick the car you really want and it’s a great time to ‘Pimp Your Ride’ with some great accessories.

These days there’s a long list of genuine accessories from the dealership which will be covered by the manufacturer’s warranty and have been engineered specifically for your car. There will also be a range of aftermarket options.

And the great thing about including accessories in a lease is the way the cost is spread over the lease term. For example, an accessory that costs $720 is only $20 a month over three years. Then after tax it’s even less!

So don’t skimp on the accessories and load up your car with all the things you’ve always wanted.

15



Why is it called a novated lease?

This is because of the special three way agreement between the employer, employee and leasing company. The document used to formalise this agreement is called a novation agreement.

A novation agreement is a common legal document used when assigning responsibilities (i.e. payment of your lease by your employer to the leasing company) to a third party.

Where do the annual savings come from?

The savings come from a reduction in the initial purchase price through buying power and from not paying GST. There are also savings in fuel, maintenance and tyres (once again not paying the GST). And the last component of the savings comes by using pre-tax salary.

Why is there a difference between on-road cost and amount financed?

The on-road cost is what you would pay when buying the vehicle yourself. The amount financed is the total on-road vehicle cost with a novated lease.

It’s lower because there is no GST and some vehicle manufacturers recognise novated buyers as a fleet buyer. So they provide extra discounts that may not be available to a retail buyer. The leasing companies also negotiate lower dealer delivery charges and extra discounts.

What’s the difference between Recommended Retail Price (RRP) and on-road cost?

RRP retail is the manufacturer’s listed price for the vehicle only. The on-road cost includes registration fees, purchase stamp duty and dealer delivery costs.

QA+

+61 3 9017 3520 [email protected] www.catch-e.com.au

Salary sacrifice quotations

Full leasing life cycle management

Finance interfaces

Fuel and maintenance interfaces

ATO compliant FBT reporting

Driver portal

Online claims for reimbursements

ISO 27001 compliant

Novated Lease management software in the cloud

REQUEST AN ONLINE DEMO

Do you have to drive high kilometres to benefit from a novated lease?

No. Even employees driving less than 7,000 kilometres per annum can benefit.

What happens if I change employers?

Here are some of the options if you leave your current employer but you should also check with your current provider.

Organise a new novated lease with your new employer through their preferred provider.

Continue to pay your lease payments and all running costs to the leasing company until the end of the lease.

Pay out the lease by selling or purchasing the vehicle.

Can I get a novated lease on a used or demonstrator vehicle?

Yes. Each leasing company has different restrictions on the age of used vehicles that can be financed so you need to check first. But if you’re buying a young, low kilometre car there should be no issues. You could also lease the vehicle currently parked in your driveway.

There are plenty of other questions to be answered and that’s where a specialist can help. Contact one of the advertisers in this guide, or your organisation’s preferred provider.

16



Many modern vehicles are now equipped with Advanced Driver Assistance Systems, which require recalibration after windscreen replacement.

At O’Brien®, we believe the safest option is to recalibrate in accordance with the manufacturer’s instructions.

We offer recalibration for many vehicle types with our Cal-Tech® system.

Exclusive to O’Brien®, this innovative solution is available in selected branches across Australia.

To book or find out more, call our Experts on 13 16 16

obrien.com.au

One Card.One Invoice.

Vehicle Fueland Oil Only

Vehicle Fueland Repairs

Custom co-branded vehicle expense card program with an integrated fuel data solution to suit your Fleet Management requirements.

Card acceptance at over 90% of nationwide fuel sites, across all major and independent brands.

Receive savings across all Fleet Card accepting sites.

Increase cash flow, with up to 49 days of interest free credit terms.

Accepted at over 90% of fuel sites

Call Martin Cislo on 0408 747 516 or email [email protected] to discuss your Fleet Management solution.

MakeThe manufacturer of the vehicle.

ModelThe model of the vehicle.

VariantThe vehicle specification within the model range.

Body typeDescribes the shape of the car.

Fuel typeThe fuel used in the vehicle.

FOR SERVICEBob Jane T-Marts staff are highly trained and recognised industry specialists in providing friendly, professional advice with a commitment to customer service and client satisfaction.

FOR PRICINGNational Fleet Pricing ensures all products and services are invoiced according to the agreed pricing structure within all Bob Jane T-Marts locations. Our group buying power delivers highly competitive Fleet tyre prices across all the leading brands, therefore maximising available maintenance budgets.

FOR BRANDSWe source and sell quality tyres, wheels and batteries from leading global brands, for Australian motorists and Australian driving conditions.

FOR COVERAGEWith an ever expanding network of Bob Jane T-Marts stores nationally. We are well placed to provide the solution to service the needs of your Fleet’s tyre replacement policy.

For more info contact 1300 535 338 or [email protected]

& many more brands.

Invoices provide point of purchase, product descriptions, odometer readings, vehicle registration, vehicle make/model and order numbers

Customised reporting to suit your business requirements

National consolidated billing account with 30-day payment terms

Work performed to your specific Fleet replacement policy

Unique Account Management service

REPORTING

CHOOSE US FOR YOUR FLEET REQUIREMENTS BECAUSE WE ARE..

TransmissionHow you change the gears.

PerformanceEngine power output.

Recommended Retail Price The manufacturer’s Recommended Retail Price.

On road costThe total cost to get the vehicle on the road in NSW including registration, stamp duty and dealer delivery. Also known as drive away price.

Amount financedThis is the amount you will borrow from the novated leasing company in your lease.

Residual valueThe amount that you will need to pay at the end of the lease term.

Monthly rental Including running costs it’s the monthly amount that you would pay with a

novated lease. It includes the finance component and a budget for all the vehicle’s running costs. i.e. fuel, maintenance, tyres, insurance.

Annual savings after tax* This is the estimated financial benefit of a novated lease compared to owning and financing the car yourself from post-tax salary.

EXPLANATION OF HEADINGS

19



SUVMediuM

MakeModelVariantBody typeFuel typeTransmissionPerformanceRecommend retail priceOn road costAmount financedResidual valueMonthly rentalAnnual savings after tax*

SUVMediuM


SUVMediuM


FordEscapeTrend (AWD)4D WagonPetrolAuto178$35,990$38,122$34,850$15,682$1,124$2,762

FordEscapeTitanium (AWD)4D WagonDieselAuto132$47,490$50,017$45,699$20,564$1,295$2,747

HoldenCaptiva7 LTZ (AWD)4D WagonDieselAuto135$41,490$43,787$40,015$18,006$1,206$2,754

HondaCR-VVTi-L7 (2WD)4D WagonPetrolCVT140$38,990$41,212$37,667$16,950$1,141$2,612

HoldenEquinoxLS (FWD)4D WagonPetrolAuto127$29,990$31,942$29,215$13,147$977$2,462

HyundaiTucsonActive X (FWD)4D WagonPetrolAuto121$33,650$35,713$32,653$14,694$1,062$2,623

HoldenCaptiva7 LS (FWD)4D WagonPetrolAuto123$30,490$32,457$29,685$13,358$1,023$2,670

HoldenEquinoxLTZ (AWD)4D WagonDieselAuto103$47,290$49,807$45,507$20,478$1,292$2,744

HyundaiTucsonElite (FWD)4D WagonPetrolAuto121$36,250$38,391$35,095$15,792$1,110$2,667

HoldenCaptiva7 LTZ (AWD)4D WagonPetrolAuto190$40,490$42,757$39,076$17,584$1,225$2,937

HondaCR-VVTi (2WD)4D WagonPetrolCVT140$30,690$32,663$29,873$13,442$990$2,473

HyundaiTucsonActive R-Series (AWD)4D WagonDieselAuto136$35,090$37,195$34,005$15,302$1,070$2,547

20


Data supplied by

SUVMediuM


SUVMediuM


SUVMediuM


HyundaiTucsonHighlander (AWD)4D WagonPetrolDCT130$45,450$47,877$43,745$19,685$1,295$2,910

Land RoverDiscovery SportTD4 SE4D WagonDieselAuto110$56,700$59,687$54,532$24,539$1,449$2,820

MitsubishiOutlanderExceed 7 Seat (AWD)4D WagonDieselAuto110$44,500$46,887$42,841$19,278$1,240$2,692

JeepCherokeeTrailhawk (4X4)4D WagonPetrolAuto200$49,950$52,602$48,061$21,627$1,416$3,194

LexusNX300Luxury (FWD)4D WagonPetrolAuto175$54,800$57,692$52,710$23,719$1,469$3,085

NissanX-TrailST (2WD)4D WagonPetrolCVT126$30,990$32,972$30,154$13,569$1,014$2,579

KiaSportageSLi (FWD)4D WagonPetrolAuto114$34,690$36,783$33,629$15,133$1,081$2,640

MazdaCX-5Maxx (4X2)4D WagonPetrolAuto114$30,690$32,663$29,873$13,442$990$2,473

NissanX-TrailST (4WD)4D WagonPetrolCVT126$32,990$35,032$32,032$14,414$1,050$2,612

KiaSportageSLi (AWD)4D WagonDieselAuto136$39,690$41,933$38,324$17,246$1,154$2,624

MazdaCX-5Akera (4X4)4D WagonPetrolAuto140$46,990$49,492$45,220$20,349$1,324$2,938

NissanX-TrailST-L (2WD)4D WagonPetrolCVT126$37,090$39,255$35,883$16,147$1,125$2,680

21


Data supplied by

4x4 UTE†


SUVMediuM


SUVMediuM


HoldenColoradoLTZ (4X4)Crew Cab P/UpDieselAuto147$52,690$55,477$50,687$22,809$1,449$3,145

HoldenColoradoLT (4X4)Crew Cab P/UpDieselAuto147$49,190$51,802$47,330$21,298$1,383$3,080

FordRangerWildtrak 3.2 (4X4)Dual Cab P/UpDieselAuto147$60,090$63,247$58,012$26,105$1,591$3,308

FordRangerXL 2.2 (4X4)Crew Cab UtilityDieselAuto118$45,890$48,337$44,165$19,874$1,303$2,918

VolkswagenTiguan110 TSI Comfortline4D WagonPetrolDSG110$36,990$39,152$35,789$16,105$1,086$2,479

SuzukiGrand VitaraNavigator (4X4)2D WagonPetrolAuto122$26,990$28,852$26,398$11,879$978$2,712

SubaruForester2.0D-L4D WagonDieselCVT108$35,740$37,866$34,616$15,577$1,063$2,458

SubaruForester2.0XT Premium4D WagonPetrolCVT177$48,240$50,807$46,421$20,889$1,347$2,962

RenaultKoleosIntens (4X4)4D WagonPetrolCVT126$44,490$46,877$42,832$19,274$1,277$2,892

RenaultKoleosLife (4X2)4D WagonPetrolCVT126$29,990$31,942$29,215$13,147$996$2,562

Range RoverEvoqueTD4 Pure5D WagonDieselAuto110$59,500$62,627$57,392$25,826$1,504$2,891

NissanX-TrailST-L (4WD)4D WagonPetrolCVT126$39,090$41,315$37,761$16,992$1,162$2,714

22


Data supplied by

SUVSMall


4x4 UTE†


4x4 UTE†


HoldenTraxLTZ4D WagonPetrolAuto103$30,490$32,457$29,685$13,358$986$2,470

FordEcosportTrend4D WagonPetrolAuto82$24,290$26,071$23,862$10,738$854$2,267

BMWX1sDRIVE 20i4D WagonPetrolAuto141$51,600$54,332$49,641$22,338$1,372$2,825

AudiQ32.0 TDI Quattro4D WagonDieselDCT110$49,000$51,602$47,147$21,216$1,305$2,676

VolkswagenAmarokV6 TDI 550 HighlineDual Cab UtilityDieselAuto165$59,990$63,142$57,907$26,058$1,571$3,205

VolkswagenAmarokTDI420 Core Plus (4X4)Dual Cab UtilityDieselAuto132$50,490$53,167$48,577$21,859$1,389$3,004

ToyotaHiluxSR5 (4X4)Dual Cab UtilityDieselAuto130$56,440$59,417$54,286$24,428$1,500$3,116

NissanNavaraST-X (4X4)Dual Cab UtilityDieselAuto140$54,490$57,367$52,413$23,586$1,445$2,979

NissanNavaraRX (4X4)Double Cab UtilityDieselAuto120$42,490$44,817$40,954$18,429$1,222$2,759

MitsubishiTritonGLX (4X4)Dual Cab UtilityDieselManual133$37,000$39,162$35,798$16,109$1,105$2,579

MazdaBT-50XTR (4X4)Dual Cab UtilityDieselAuto147$52,490$55,267$50,495$22,722$1,445$3,142

IsuzuD-MaxLS-M Hi-Ride (4X4)Crew Cab UtilityDieselAuto130$48,500$51,077$46,667$21,000$1,352$2,967

23


Data supplied by

SUVSMall


SUVSMall


SUVSMall


NissanQashqaiST4D WagonPetrolCVT106$28,990$30,912$28,276$12,724$959$2,445

NissanJukeST N-Tec (FWD)4D WagonPetrolCVT86$27,990$29,882$27,337$12,301$921$2,328

NissanJukeN-Sport4D WagonPetrolCVT140$36,990$39,152$35,789$16,105$1,086$2,479

MitsubishiEclipse CrossExceed (AWD)4D WagonPetrolCVT110$38,500$40,707$37,207$16,743$1,151$2,704

MitsubishiEclipse CrossLS (2WD)4D WagonPetrolCVT110$30,500$32,467$29,694$13,362$986$2,470

Mercedes-BenzGLA220d4D WagonDieselDCT130$51,200$53,912$49,257$22,165$1,327$2,617

MazdaCX-3Akari (FWD)4D WagonPetrolAuto109$33,490$35,547$32,502$14,626$1,022$2,420

JeepRenegadeSport4D WagonPetrolDCT103$28,000$29,892$27,346$12,305$922$2,328

JeepCompassLimited (4X4)4D WagonPetrolAuto129$41,250$43,541$39,791$17,905$1,239$2,950

HyundaiKonaHighlander4D WagonPetrolAuto110$33,000$35,042$32,042$14,418$1,032$2,512

HyundaiKonaActive4D WagonPetrolAuto110$24,500$26,287$24,059$10,826$876$2,370

HondaHR-VVTi-L4D WagonPetrolCVT105$33,340$35,394$32,363$14,563$1,038$2,518

24


Data supplied by

LIGHT


LARGE


SUVSMall


FordFiestaTrend5D HatchbackPetrolAuto82$19,825$21,474$19,671$8,852$772$2,192

FordFiestaAmbiente5D HatchbackPetrolAuto82$17,825$19,414$17,793$8,007$718$2,066

AudiS1Sportback 2.0 TFSI5D HatchbackPetrolManual170$50,400$53,072$48,490$21,820$1,369$2,902

AudiA1Sportback 1.4 TFSI5D HatchbackPetrolDSG92$30,800$32,776$29,976$13,489$954$2,275

SkodaSuperb140 TDI 4D SedanDieselDSG140$44,690$47,083$43,020$19,359$1,225$2,595

KiaStingerGT4D SedanPetrolAuto272$59,990$63,142$57,907$26,058$1,608$3,405

KiaStinger200S4D SedanPetrolAuto182$45,990$48,442$44,261$19,917$1,324$3,020

HyundaiGenesis

4D SedanPetrolAuto232$61,500$64,727$59,492$26,771$1,658$3,548

SuzukiVitaraRT-X (4WD)4D WagonDieselDCT88$35,990$38,122$34,850$15,682$1,049$2,362

RenaultCapturIntens4D WagonPetrolDCT88$28,990$30,912$28,276$12,724$940$2,345

NissanQashqaiTi4D WagonPetrolCVT106$37,990$40,182$36,728$16,527$1,123$2,595

NissanQashqaiST-L4D WagonPetrolCVT106$32,990$35,032$32,032$14,414$1,032$2,512

25


Data supplied by

LIGHT


LIGHT


LIGHT


RenaultClioLife5D HatchbackPetrolDCT88$18,990$20,612$18,885$8,498$740$2,085

MiniClubmanCooper S4D WagonPetrolAuto141$44,900$47,299$43,217$19,447$1,247$2,699

MiniClubmanCooper4D WagonPetrolAuto100$36,900$39,059$35,704$16,067$1,066$2,377

MazdaMazda2Genki5D HatchbackPetrolAuto81$22,690$24,423$22,360$10,062$806$2,140

MazdaMazda2Maxx4D SedanPetrolAuto81$19,690$21,333$19,543$8,794$751$2,090

KiaRioSLi5D HatchbackPetrolAuto74$22,990$24,732$22,642$10,188$830$2,245

KiaRioS5D HatchbackPetrolAuto74$19,090$20,715$18,979$8,540$759$2,180

HyundaiAccentSport5D HatchbackPetrolManual103$15,490$17,007$15,598$7,019$676$2,027

HyundaiAccentSport5D HatchbackPetrolAuto103$17,490$19,067$17,477$7,864$731$2,160

HyundaiAccentSport4D SedanPetrolAuto103$17,490$19,067$17,477$7,864$731$2,160

HondaJazzVTi5D HatchbackPetrolManual88$14,990$16,492$15,129$6,808$666$2,018

HoldenBarinaLS 5D HatchbackPetrolAuto85$17,190$18,758$17,195$7,737$725$2,155

26


Data supplied by

MEDIUM


LIGHT


LIGHT


FordMondeoTitanium5D HatchbackPetrolAuto177$44,790$47,186$43,114$19,401$1,283$2,897

FordMondeoTitanium TDCi4D WagonDieselAuto132$49,840$52,487$47,956$21,580$1,321$2,692

CitroenC5Exclusive Hdi4D SedanPetrolAuto120$47,990$50,542$46,179$20,780$1,305$2,757

AudiA41.4 TFSI S tronic4D SedanPetrolDCT110$56,100$59,057$53,957$24,280$1,456$2,909

VolkswagenPoloUrban+5D HatchbackPetrolDSG81$21,990$23,702$21,702$9,766$793$2,128

VolkswagenPoloGTi5D HatchbackPetrolManual141$27,690$29,573$27,055$12,175$916$2,323

ToyotaYarisZR5D HatchbackPetrolAuto80$22,570$24,300$22,248$10,011$822$2,238

ToyotaYarisAscent5D HatchbackPetrolAuto63$16,920$18,482$16,943$7,624$702$2,051

ToyotaPriusHybrid5D HatchbackPetrolCVT73$35,690$37,813$34,568$15,555$1,006$2,156

SuzukiCelerio

5D HatchbackPetrolCVT50$13,990$15,462$14,190$6,385$629$1,902

RenaultClioRS 200 Sport5D HatchbackPetrolDCT147$30,990$32,972$30,154$13,569$976$2,378

RenaultClioIntens5D HatchbackPetrolDCT88$22,990$24,732$22,642$10,188$830$2,245

27


Data supplied by

MEDIUM


MEDIUM


MEDIUM


Mercedes-BenzCLA2004D CoupePetrolAuto115$52,990$55,792$50,974$22,938$1,398$2,851

MazdaMazda6Touring4D WagonPetrolAuto138$38,590$40,800$37,291$16,781$1,134$2,605

MazdaMazda6Atenza4D SedanDieselAuto129$48,240$50,807$46,421$20,889$1,291$2,662

KiaOptimaGT4D SedanPetrolAuto180$44,490$46,877$42,832$19,274$1,277$2,892

InfinitiQ502.0t GT4D SedanPetrolAuto155$54,900$57,797$52,806$23,762$1,453$2,987

HyundaiSonataPremium4D SedanPetrolAuto180$45,490$47,917$43,781$19,701$1,296$2,910

HyundaiSonataActive4D SedanPetrolAuto138$30,990$32,972$30,154$13,569$1,014$2,579

Hyundaii40Active4D SedanDieselDCT104$33,690$35,753$32,690$14,710$1,007$2,323

HondaAccordV6-L4D SedanPetrolAuto206$52,990$55,792$50,974$22,938$1,454$3,151

HondaAccordVTi-L4D SedanPetrolAuto129$43,990$46,362$42,362$19,063$1,268$2,884

HoldenInsigniaVXR4D SedanPetrolAuto239$51,990$54,742$50,015$22,507$1,473$3,333

FordMondeoAmbiente5D HatchbackDieselAuto132$37,190$39,358$35,977$16,189$1,071$2,382

28


Data supplied by

PEOPLEMOVER


MICRO


MEDIUM


KiaRondoSi4D WagonPetrolAuto122$31,490$33,487$30,624$13,780$1,023$2,587

HyundaiiMax

4D WagonDieselAuto125$47,290$49,807$45,507$20,478$1,348$3,044

HondaOdysseyVTi4D WagonPetrolCVT129$37,610$39,793$36,373$16,368$1,135$2,689

CitroenGrand C4Picasso Exclusive4D WagonPetrolAuto110$45,400$47,822$43,694$19,662$1,219$2,508

MitsubishiMirageES5D HatchbackPetrolCVT57$14,250$15,731$14,435$6,495$634$1,906

HoldenSparkLT5D HatchbackPetrolCVT73$18,990$20,612$18,885$8,498$740$2,085

Fiat500Lounge3D HatchbackPetrolManual74$21,000$22,682$20,772$9,347$794$2,212

Fiat500Pop3D HatchbackPetrolAuto51$19,490$21,127$19,355$8,709$747$2,086

VolkswagenPassat206 TSI R-Line4D WagonPetrolDSG206$59,990$63,142$57,907$26,058$1,552$3,105

VolkswagenPassat132 TSI Comfortline4D SedanPetrolDSG132$41,490$43,787$40,015$18,006$1,168$2,554

SubaruLevorg2.0GT-S4D WagonPetrolCVT197$49,140$51,752$47,284$21,278$1,383$3,079

SubaruLiberty2.5i4D SedanPetrolCVT129$30,240$32,201$29,451$13,253$981$2,466

29


Data supplied by

SMALL


SMALL


SMALL


HoldenAstraVXR3D HatchbackPetrolManual206$39,990$42,242$38,606$17,372$1,178$2,729

FordFocusRS5D HatchbackPetrolManual257$50,990$53,692$49,056$22,075$1,398$3,013

FordFocusST25D HatchbackPetrolManual184$38,990$41,212$37,667$16,950$1,141$2,612

FordFocusTrend5D HatchbackPetrolAuto132$24,390$26,174$23,956$10,780$856$2,268

CitroenDS4DSport Hdi4D WagonDieselAuto120$40,490$42,757$39,076$17,584$1,150$2,537

CitroenC4 CactusExclusive 1.6 E-Hdi4D WagonDieselAuto68$29,990$31,942$29,215$13,147$921$2,161

CitroenC4Picasso Exclusive4D WagonPetrolAuto121$39,450$41,687$38,100$17,145$1,131$2,520

BMW125i M-Sport5D HatchbackPetrolAuto165$49,990$52,642$48,097$21,643$1,342$2,794

BMW220i Active Tourer4D WagonPetrolAuto141$51,600$54,332$49,641$22,338$1,372$2,825

BMW220i Sport Line2D ConvertiblePetrolAuto135$58,300$61,367$56,132$25,259$1,498$2,957

AudiA31.4 TFSI S tronic COD2D CabrioletPetrolAuto110$49,400$52,022$47,531$21,388$1,312$2,683

Alfa RomeoGiuliettaVeloce TCT5D HatchbackPetrolDCT177$41,990$44,302$40,484$18,218$1,196$2,662

30


Data supplied by

SMALL


SMALL


SMALL


KiaCeratoS Premium4D SedanPetrolAuto112$24,990$26,792$24,520$11,034$885$2,378

InfinitiQ30Sport Premium 2.2d5D HatchbackDieselDCT125$54,900$57,797$52,806$23,762$1,415$2,786

InfinitiQX30GT 2.0t4D WagonPetrolDCT155$48,900$51,497$47,051$21,173$1,340$2,874

HyundaiElantraSR Turbo4D SedanPetrolDCT150$31,290$33,281$30,436$13,696$1,001$2,484

HyundaiElantraActive 2.0 MPI4D SedanPetrolManual112$21,950$23,662$21,666$9,749$830$2,328

HyundaiElantraElite 2.0 MPI4D SedanPetrolAuto112$26,990$28,852$26,398$11,879$922$2,412

Hyundaii30SR Premium4D HatchbackPetrolDCT150$33,950$36,022$32,935$14,821$1,068$2,628

Hyundaii30Active 1.6 CRDi4D HatchbackDieselManual100$23,450$25,207$23,075$10,383$801$2,052

Hyundaii30Active4D HatchbackPetrolManual120$20,950$22,632$20,727$9,327$812$2,311

HondaCivicVTi-LX4D SedanPetrolCVT127$33,590$35,650$32,596$14,668$1,024$2,422

HoldenAstraRS5D HatchbackPetrolAuto147$27,240$29,111$26,634$11,985$908$2,316

HoldenAstraR5D HatchbackPetrolAuto110$22,490$24,217$22,172$9,977$821$2,236

31


Data supplied by

SMALL


SMALL


SMALL


SubaruImpreza2.0i-S (AWD)5D HatchbackPetrolCVT115$33,250$35,301$32,278$14,525$1,036$2,516

SubaruImpreza2.0i (AWD)4D SedanPetrolCVT115$24,990$26,792$24,520$11,034$885$2,378

RenaultMeganeLife5D HatchbackPetrolDCT97$24,990$26,792$24,520$11,034$867$2,278

NissanPulsarST4D SedanPetrolCVT96$22,290$24,011$21,984$9,893$836$2,333

MitsubishiLancerGSR Sportback5D HatchbackPetrolCVT121$24,000$25,772$23,590$10,615$905$2,562

MitsubishiLancerES Sport4D SedanPetrolCVT107$21,000$22,682$20,772$9,347$812$2,312

Mercedes-BenzA250Sport 4Matic5D HatchbackPetrolAuto160$55,200$58,112$53,093$23,892$1,458$2,992

Mercedes-BenzA200

5D HatchbackPetrolAuto115$44,300$46,681$42,653$19,194$1,236$2,689

MazdaMazda3SP25 Astina5D HatchbackPetrolAuto138$35,490$37,607$34,380$15,471$1,059$2,454

MazdaMazda3Neo4D SedanPetrolAuto114$22,490$24,217$22,172$9,977$821$2,236

LexusCT 200h HybridLuxury5D HatchbackPetrolCVT73$40,900$43,179$39,460$17,757$1,120$2,344

KiaCeratoSLi4D SedanPetrolAuto112$32,490$34,517$31,563$14,203$1,022$2,504

32


Data supplied by

SUVlarge


SMALL


SMALL


HyundaiSanta FeActive (4X4)4D WagonPetrolAuto138$41,850$44,159$40,354$18,159$1,231$2,860

HyundaiSanta FeHighlander CRDi (4X4)4D WagonDieselAuto147$57,090$60,097$54,907$24,708$1,512$3,128

HyundaiSanta FeElite CRDi (4X4)4D WagonDieselAuto147$51,990$54,742$50,015$22,507$1,417$3,032

HoldenTrailblazerLTZ (4X4)4D WagonDieselAuto147$52,490$55,267$50,495$22,722$1,445$3,142

VolkswagenGolf110 TSI Comfortline5D HatchbackPetrolDSG110$26,490$28,337$25,928$11,667$875$2,203

VolkswagenGolfAlltrack 132 TSI4D WagonPetrolDSG132$34,490$36,577$33,441$15,048$1,059$2,537

VolkswagenJetta118 TSI Highline4D SedanPetrolDSG118$34,290$36,371$33,253$14,964$1,037$2,433

ToyotaPrius CHybrid5D HatchbackPetrolCVT54$24,040$25,815$23,629$10,633$812$2,062

ToyotaCorollaZR5D HatchbackPetrolCVT103$30,020$31,975$29,245$13,160$959$2,362

ToyotaCorollaAscent5D HatchbackPetrolCVT103$22,230$23,951$21,930$9,868$816$2,232

ToyotaCorollaHybrid5D HatchbackPetrolCVT73$27,530$29,410$26,907$12,108$876$2,121

ToyotaPrius VHybrid4D WagonPetrolCVT73$35,400$37,514$34,295$15,433$1,019$2,252

33


Data supplied by

SUVlarge


SUVlarge


SUVlarge


ToyotaLandcruiserPrado GX (4X4)4D WagonDieselAuto130$56,490$59,467$54,331$24,449$1,501$3,117

ToyotaKlugerGXL (4X4)4D WagonPetrolAuto218$57,550$60,582$55,350$24,907$1,558$3,337

ToyotaFortunerGX4D WagonDieselAuto130$44,590$46,980$42,926$19,316$1,298$2,994

SubaruOutback2.5i Premium4D WagonPetrolCVT129$42,240$44,561$40,721$18,324$1,217$2,755

SkodaKodiaq140 TDI (4X4)4D WagonDieselDSG140$48,990$51,592$47,138$21,212$1,342$2,876

SkodaKodiaq132 TSI (4X4)4D WagonPetrolDSG132$42,990$45,332$41,423$18,640$1,250$2,867

NissanPathfinderST-L (4x2)4D WagonPetrolCVT202$53,690$56,527$51,646$23,240$1,486$3,264

NissanPathfinderST (4x2)4D WagonPetrolCVT202$41,990$44,302$40,484$18,218$1,252$2,963

MitsubishiPajero SportGLX (4X4) 5 Seat4D WagonDieselAuto133$45,000$47,402$43,311$19,489$1,286$2,901

MazdaCX-9Sport (FWD)4D WagonPetrolAuto170$43,890$46,259$42,269$19,021$1,266$2,882

KiaSorentoGT-LINE (4X4)4D WagonDieselAuto147$58,990$62,092$56,857$25,585$1,531$3,077

IsuzuMU-XLS-U (4x2)4D WagonDieselAuto130$45,100$47,507$43,407$19,533$1,288$2,903

34


Data supplied by

LUXURY‡


LUXURY‡


LUXURY‡


JaguarXE20t R-Sport4D SedanPetrolAuto147$62,000$65,252$60,017$27,007$1,574$3,062

InfinitiQX80S Premium4D WagonPetrolAuto298$110,900$116,597$111,362$50,113$2,831$5,818

InfinitiQX703.7 S Premium4D WagonPetrolAuto235$85,900$90,347$85,112$38,300$2,187$4,400

InfinitiQX703.0d GT4D WagonDieselAuto175$77,900$81,947$76,712$34,520$1,967$3,874

InfinitiQ703.7 GT4D SedanPetrolAuto235$68,900$72,497$67,262$30,268$1,790$3,657

HyundaiGenesis(Ultimate Pack)4D SedanPetrolAuto232$82,000$86,252$81,017$36,457$2,088$4,190

FordEverestTitanium (4WD)4D WagonDieselAuto143$74,701$78,593$73,358$33,011$1,883$3,684

FordMustangGT 5.0 V82D ConvertiblePetrolAuto306$65,916$69,368$64,133$28,860$1,785$3,873

Chrysler300SRT Core4D SedanPetrolAuto350$65,000$68,402$63,167$28,425$1,767$3,847

BMWX5xDRIVE 30d4D WagonDieselAuto190$102,855$108,152$102,917$46,312$2,473$4,556

AudiRS 4Avant Quattro4D WagonPetrolDSG331$170,626$179,313$174,078$78,335$4,164$8,100

Alfa Romeo4CCoupe2D CoupePetrolDCT177$89,000$93,602$88,367$39,765$2,157$3,987

35


Data supplied by

LUXURY‡


LUXURY‡


LUXURY‡


Nissan370Z

2D CoupePetrolManual245$56,930$59,932$54,756$24,640$1,547$3,325

Mercedes-BenzG350d4D WagonDieselAuto180$164,611$172,998$167,763$75,493$4,003$7,730

Mercedes-BenzCLS250d4D WagonPetrolAuto150$125,400$131,822$126,587$56,964$3,004$5,568

Mercedes-BenzC200

4D SedanPetrolAuto135$61,900$65,147$59,912$26,960$1,572$3,059

Mercedes-BenzC200

4D EstatePetrolAuto135$64,400$67,772$62,537$28,141$1,623$3,129

Mercedes-BenzGLC220d4D CoupeDieselAuto125$78,500$82,577$77,342$34,804$1,923$3,591

Mercedes-BenzC63AMG Edition 5072D CoupePetrolAuto372$159,117$167,229$161,994$72,897$3,911$7,684

Mercedes-BenzC200

2D CoupePetrolAuto135$66,400$69,872$64,637$29,086$1,664$3,186

LexusIS300hLuxury Hybrid4D SedanPetrolCVT133$61,890$65,137$59,902$26,956$1,553$2,958

LexusES300hLuxury Hybrid4D SedanPetrolCVT118$62,500$65,777$60,542$27,244$1,584$3,076

JeepGrand CherokeeSRT (4X4)4D WagonPetrolAuto344$91,000$95,702$90,467$40,710$2,329$4,744

JaguarF-Pace20d Prestige RWD4D WagonDieselAuto132$72,510$76,292$71,057$31,975$1,782$3,322

36


Data supplied by

SPORTS


LUXURY‡


LUXURY‡


FordMustangFastback GT 5.0 V82D CoupePetrolManual306$57,490$60,517$55,290$24,880$1,613$3,822

FordMustangFastback 2.3 GTDi2D CoupePetrolAuto233$48,490$51,067$46,658$20,996$1,370$3,067

FordMustang2.3 GTDi2D ConvertiblePetrolAuto233$54,990$57,892$52,892$23,801$1,492$3,189

Abarth595

3D HatchbackPetrolAuto107$28,990$30,912$28,276$12,724$940$2,345

ToyotaLandcruiserSahara (4X4)4D WagonDieselAuto200$120,590$126,772$121,537$54,691$2,966$5,753

ToyotaLandcruiserPrado Kakadu (4X4)4D WagonDieselAuto130$84,490$88,867$83,632$37,634$2,083$3,960

Range RoverRange RoverVogue TDV64D WagonDieselAuto190$190,000$199,652$194,417$87,487$4,545$8,569

PorscheMacanGTS4D WagonPetrolDCT265$114,000$119,852$114,617$51,577$2,792$5,357

NissanPatrolTi-L (4X4)4D WagonPetrolAuto298$88,990$93,592$88,357$39,760$2,288$4,688

NissanPathfinderTi Hybrid (4X4)4D WagonPetrolCVT188$69,190$72,802$67,567$30,405$1,777$3,565

NissanPathfinderTi (4X4)4D WagonPetrolCVT202$66,190$69,652$64,417$28,987$1,735$3,580

Nissan370Z

2D RoadsterPetrolManual245$65,930$69,382$64,147$28,866$1,748$3,673

37


Data supplied by

SPORTS


SPORTS


SPORTS


VolkswagenGolfR5D HatchbackPetrolManual213$52,990$55,792$50,974$22,938$1,417$2,951

VolkswagenGolfGTi5D HatchbackPetrolDSG169$43,990$46,362$42,362$19,063$1,249$2,784

Toyota86GTS2D CoupePetrolManual152$36,640$38,793$35,462$15,957$1,117$2,673

SubaruWRXSTi Premium4D SedanPetrolManual221$55,640$58,577$53,518$24,083$1,523$3,301

SubaruWRXSTi 4D SedanPetrolManual221$50,890$53,587$48,960$22,032$1,434$3,212

SubaruBRZ

2D CoupePetrolManual152$33,990$36,062$32,972$14,837$1,069$2,629

RenaultMeganeGT4D WagonPetrolDCT151$39,990$42,242$38,606$17,372$1,141$2,529

NissanPulsarSSS4D SedanPetrolCVT140$29,290$31,221$28,558$12,851$983$2,550

MazdaMX-5Roadster2D ConvertiblePetrolManual96$33,340$35,394$32,363$14,563$1,019$2,418

HyundaiVelosterSR Turbo3D CoupePetrolManual150$30,650$32,623$29,836$13,426$989$2,473

HyundaiVeloster

3D CoupePetrolManual103$29,590$31,530$28,840$12,978$969$2,455

HoldenCascada

2D ConvertiblePetrolAuto125$42,990$46,332$41,423$18,640$1,250$2,867

38


Data supplied by

Disclaimer

While every effort has been made to verify the information in this guide, Fleet Auto News takes no responsibility for the accuracy or authenticity of the content. Fleet Auto News does not accept any liability to any person or entity for any information or any advice which is provided in this guide or incorporated into it by reference. The information provided is on the basis that anyone reading it undertakes the responsibility for assessing the relevance and accuracy of its content. The data and figures provided in this guide are not intended as financial or taxation advice. People reading the guide should obtain a formal quotation from a novated leasing provider and seek independent financial advice before entering into a novated lease agreement. * All calculation data provided by Fleetcare Pty Ltd during January 2018. Calculations were made using Fleetcare’s proprietary quoting system. All vehicle calculations from Fleetcare Pty Ltd using the following assumptions: A 36 month lease term travelling at 15,000 kilometres per annum for an employee earning $80,000 annually.† 4X4 UTE . Novated leases are for cars. Station wagons, panel vans and utilities are considered cars by the ATO if they are goods-carrying vehicles designed to carry less than one tonne. If a vehicle is designed to carry a load of one tonne or more it may not be eligible for a novated lease. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also some employers may not allow 4X4 Utes in a novated lease. ‡ Luxury Vehicles. When the Amount Financed is greater than the 2017/18 annual vehicle depreciation limit of $57,581 it will be regarded as a loan instead of a lease. So the depreciation and interest will be tax deductible rather than lease payments. This will impact some of the calculations and the potential savings available when salary packaging a vehicle. Readers should seek independent financial advice. Also some employers may not allow luxury vehicles in a novated lease.

IndexAAbarth

595 37

Alfa Romeo4C 35Giulietta 30

AudiA1 25A3 30A4 27Q3 23RS 4 35S1 25

BBMW

1 302 30X1 23X5 35

CChrysler

300 35

CitroenC4 30C4 Cactus 30C5 27DS4 30Grand C4 29

FFiat

500 29

FordEcosport 23Escape 20Everest 35Fiesta 25Focus 30Mondeo 27, 28Mustang 35, 37Ranger 22

HHolden

Astra 30, 31Barina 26Captiva 20

Cascada 38Colorado 22Equinox 20Insignia 28Spark 29Trailblazer 33Trax 23

HondaAccord 28Civic 31CR-V 20HR-V 24Jazz 26Odyssey 29

HyundaiAccent 26Elantra 31Genesis 25, 35i30 31i40 28iMax 29Kona 24Santa Fe 33Sonata 28Tucson 20, 21Veloster 38

IInfiniti

Q30 31Q50 28Q70 35QX30 31QX70 35QX80 35

IsuzuD-Max 23MU-X 34

JJaguar

F-Pace 36XE 35

JeepCherokee 21Compass 24Grand Cherokee 36Renegade 24

KKia

Cerato 31, 32Optima 28Rio 26

Rondo 29Sorento 34Sportage 21Stinger 25

LLand Rover

Discovery Sport 21

LexusCT 200h Hybrid 32ES300h 36IS300h 36NX300 21

MMazda

BT-50 23CX-3 24CX-5 21CX-9 34Mazda2 26Mazda3 32Mazda6 28MX-5 38

Mercedes-BenzA200 32A250 32C63 36C200 36CLA 28CLS 36G 36GLA 24GLC 36

MiniClubman 26

MitsubishiASX 24Lancer 32Mirage 29Outlander 21Pajero Sport 34Triton 23

NNissan

370Z 36, 37Juke 24Navara 23Pathfinder 34, 37Patrol 37Pulsar 32, 38Qashqai 24, 25X-Trail 21, 22

PPorsche

Macan 37

RRange Rover

Evoque 22Range Rover 37

RenaultCaptur 25Clio 26, 27Koleos 22Megane 32, 38

SSkoda

Kodiaq 34Superb 25

SubaruBRZ 38Forester 22Impreza 32Levorg 29Liberty 29Outback 34WRX 38

SuzukiCelerio 27Grand Vitara 22Vitara 25

TToyota

86 38Corolla 33Fortuner 34Hilux 23Kluger 34Landcruiser 34, 37Prius 27Prius C 33Prius V 33Yaris 27

VVolkswagen

Amarok 23Golf 33, 38Jetta 33Passat 29Polo 27Tiguan 22

40



Renault Corporate Program Invitation

Did you know that when you enter into a novated Lease on a new Renault you can qualify for exclusive discounts and offers through the Renault Corporate Program ? The Renault Corporate program provides qualifying members access to National fleet pricing on new vehicles. For further information on the Renault Corporate program can be found at: http://www.renault.com.au/fleet/corporate-program

#5 years unlimited km warranty applies to all new Renault passenger vehicles. Demonstrator vehicles receive balance of new vehicle warranty.

UNLIMITEDKM

WARRANTY#

Australia’s most widely accepted fuel card

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novated leasing guide · 2018. 3. 8. · the guide is also for the person within an organisation...

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