Standard Mortgage Product Range60% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

60%1.32%fixed 31/08/2022

3.7%APRC £1,495 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,500,000 MWW

2 Ye

ar

60%1.85%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,500,000 MWX

5 Ye

ar

60%1.63%fixed 31/08/2025

3.2%APRC £995 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWY

5 Ye

ar

60%1.68%fixed 31/08/2025

3.0%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWZ

5 Ye

ar

60%1.82%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,500,000 MXA

70% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

70%1.83%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MXB

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%1.44%fixed 31/08/2022

3.7%APRC £995 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXC

2 Ye

ar

75%1.73%fixed 31/08/2022

3.6%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXD

2 Ye

ar

75%1.91%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,000,000 MXE

5 Ye

ar

75%1.63%fixed 31/08/2025

3.1%APRC £995 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXY

5 Ye

ar

75%1.76%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXW

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MXF

Northern Ireland Mortgages New Business Product Range09.06.2020

Page 1

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Up to 60% Loan to Value Fixed rates

Your home may be repossessed if you do not keep up repayments on your mortgage.

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Representative example:

A mortgage of £75,000 payable over 15 years initially on a fixed rate for 2 years at 1.85% and then on our current variable rate of 4.09% for the remaining 13 years would require 24 monthly payments of £477 and 156 monthly payments of £548.

The total amount payable would be £97,079 made up of the loan amount plus interest (£21,869), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.

Northern Ireland Residential mortgage rates

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Up to 70% Loan to Value Fixed rateFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Representative example:

A mortgage of £75,000 payable over 15 years initially on a fixed rate for 5 years at 1.83% and then on our current variable rate of 4.09% for the remaining 10 years would require 60 monthly payments of £477 and 120 monthly payments of £531.

The total amount payable would be £92,563 made up of the loan amount plus interest (£17,353), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.1% APRC representative.

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Northern Ireland Residential mortgage rates

Standard Mortgage Product Range60% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

60%1.32%fixed 31/08/2022

3.7%APRC £1,495 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,500,000 MWW

2 Ye

ar

60%1.85%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,500,000 MWX

5 Ye

ar

60%1.63%fixed 31/08/2025

3.2%APRC £995 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWY

5 Ye

ar

60%1.68%fixed 31/08/2025

3.0%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWZ

5 Ye

ar

60%1.82%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,500,000 MXA

70% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

70%1.83%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MXB

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%1.44%fixed 31/08/2022

3.7%APRC £995 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXC

2 Ye

ar

75%1.73%fixed 31/08/2022

3.6%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXD

2 Ye

ar

75%1.91%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,000,000 MXE

5 Ye

ar

75%1.63%fixed 31/08/2025

3.1%APRC £995 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXY

5 Ye

ar

75%1.76%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXW

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MXF

Northern Ireland Mortgages New Business Product Range09.06.2020

Page 1

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 75% Loan to Value Fixed ratesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Representative example:

A mortgage of £75,000 payable over 25 years initially on a fixed rate for 2 years at 1.73% and then on our current variable rate of 4.09% for the remaining 23 years would require 24 monthly payments of £308 and 276 monthly payments of £392.

The total amount payable would be £115,913 made up of the loan amount plus interest (£40,703), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.6% APRC representative.

Northern Ireland Residential mortgage rates

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product Range60% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

60%1.32%fixed 31/08/2022

3.7%APRC £1,495 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,500,000 MWW

2 Ye

ar

60%1.85%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,500,000 MWX

5 Ye

ar

60%1.63%fixed 31/08/2025

3.2%APRC £995 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWY

5 Ye

ar

60%1.68%fixed 31/08/2025

3.0%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MWZ

5 Ye

ar

60%1.82%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,500,000 MXA

70% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

70%1.83%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,500,000 MXB

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%1.44%fixed 31/08/2022

3.7%APRC £995 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXC

2 Ye

ar

75%1.73%fixed 31/08/2022

3.6%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £1,000,000 MXD

2 Ye

ar

75%1.91%fixed 31/08/2022

3.8%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2021 then2% until 31/08/2022 £50,000 £1,000,000 MXE

5 Ye

ar

75%1.63%fixed 31/08/2025

3.1%APRC £995 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXY

5 Ye

ar

75%1.76%fixed 31/08/2025

3.1%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £1,000,000 MXW

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £400 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MXF

Northern Ireland Mortgages New Business Product Range09.06.2020

Page 1

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 80% Loan to Value Fixed rates

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Representative example:

A mortgage of £80,000 payable over 25 years initially on a fixed rate for 2 years at 1.58% and then on our current variable rate of 4.09% for the remaining 23 years would require 24 monthly payments of £323 and 276 monthly payments of £418.

The total amount payable would be £124,335 made up of the loan amount plus interest (£43,130), product fee (£995), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.

Northern Ireland Residential mortgage rates

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product Range80% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

80%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £850,000 MXG

5 Ye

ar

80%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £850,000 MZP

85% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

85%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZQ

2 Ye

ar

85%1.78%fixed 31/08/2022

3.7%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZR

2 Ye

ar

85%1.83%fixed 31/08/2022

3.7%APRC £0 £0 Remortgage

Only Yes - Capital Repayment 3% until 31/08/2021 then2% until 31/08/2022 £25,001 £750,000 MZS

5 Ye

ar

85%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZT

5 Ye

ar

85%1.99%fixed 31/08/2025

3.3%APRC £0 £0 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZU

5 Ye

ar

85%2.03%fixed 31/08/2025

3.2%APRC £0 £0 Remortgage

Only Yes - Capital Repayment4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £750,000 MZV

Variable Rates85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 85%

4.09%variable For Term

4.4%APRC £0 £0 No No - Capital Repayment None £25,001 £750,000 MTX

Page 2

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 85% Loan to Value Fixed rates

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Representative example:

A mortgage of £101,500 payable over 15 years initially on a fixed rate for 2 years at 1.83% and then on our current variable rate of 4.09% for the remaining 13 years would require 24 monthly payments of £645 and 156 monthly payments of £741.

The total amount payable would be £131,262 made up of the loan amount plus interest (£29,552), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.7% APRC representative.

Northern Ireland Residential mortgage rates

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product Range80% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

80%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £850,000 MXG

5 Ye

ar

80%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £850,000 MZP

85% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

85%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZQ

2 Ye

ar

85%1.78%fixed 31/08/2022

3.7%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZR

2 Ye

ar

85%1.83%fixed 31/08/2022

3.7%APRC £0 £0 Remortgage

Only Yes - Capital Repayment 3% until 31/08/2021 then2% until 31/08/2022 £25,001 £750,000 MZS

5 Ye

ar

85%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZT

5 Ye

ar

85%1.99%fixed 31/08/2025

3.3%APRC £0 £0 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZU

5 Ye

ar

85%2.03%fixed 31/08/2025

3.2%APRC £0 £0 Remortgage

Only Yes - Capital Repayment4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £750,000 MZV

Variable Rates85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 85%

4.09%variable For Term

4.4%APRC £0 £0 No No - Capital Repayment None £25,001 £750,000 MTX

Page 2

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £25,619 payable over 15 years on our current variable rate for the mortgage term of 15 years at our current rate of 4.09% variable would require 180 monthly payments of £191.

The total amount payable would be £34,769 made up of the loan amount plus interest (£8,700), product fee (£0), valuation fee (£240), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.4% APRC representative.

Up to 85% Loan to Value Variable rate

For purchase and remortgageOur residential mortgages cover a variety of options to help meet your needs including fixed or variable rates. We offer a range of features too such as no product fee to pay, Standard Valuation fee or legal fees paid by us and cashback paid to you following completion.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Northern Ireland Residential mortgage rates

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product Range80% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

80%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £850,000 MXG

5 Ye

ar

80%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £850,000 MZP

85% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

85%1.58%fixed 31/08/2022

3.8%APRC £995 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZQ

2 Ye

ar

85%1.78%fixed 31/08/2022

3.7%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £750,000 MZR

2 Ye

ar

85%1.83%fixed 31/08/2022

3.7%APRC £0 £0 Remortgage

Only Yes - Capital Repayment 3% until 31/08/2021 then2% until 31/08/2022 £25,001 £750,000 MZS

5 Ye

ar

85%1.93%fixed 31/08/2025

3.4%APRC £995 £400 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZT

5 Ye

ar

85%1.99%fixed 31/08/2025

3.3%APRC £0 £0 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MZU

5 Ye

ar

85%2.03%fixed 31/08/2025

3.2%APRC £0 £0 Remortgage

Only Yes - Capital Repayment4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £750,000 MZV

Variable Rates85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 85%

4.09%variable For Term

4.4%APRC £0 £0 No No - Capital Repayment None £25,001 £750,000 MTX

Page 2

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £233,750 payable over 21 years initially on a fixed rate for 5 years at 1.98% and then on our current variable rate of 4.09% for the remaining 16 years would require 60 monthly payments of £1,135 and 192 monthly payments of £1,326.

The total amount payable would be £323,798 made up of the loan amount plus interest (£88,843), product fee (£995), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.3% APRC representative.

Up to 85% Loan to Value Fixed rate

For stepping onto the ladderFirst Start is our specialist first time buyer mortgage. You can borrow up to 85% LTV and also take advantage of these rates even if you are not a first time buyer.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Northern Ireland First Start mortgage rate

Please read in conjunction with our lending criteria

Co-Ownership Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

75% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.02%fixed 31/08/2022

3.8%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £123,750 MYM

Self Build Mortgage Product Range75% Loan to Value Variable RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

3 Ye

ar75%

2.09%variable 31/08/2023

3.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2022 then2% until 31/08/2023 £25,001 £1,000,000 MYN

PCA Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

7 Ye

ar

75%2.82%fixed 31/08/2027

3.5%APRC £0 £1,000 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2024 then3% until 31/08/2026 then

2% until 31/08/2027£50,000 £1,000,000 MYP

Bank at Work Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £500 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MYK

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%2.15%fixed 31/08/2025

3.3%APRC £0 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MYL

First Start Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%Available for purchases only

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%1.98%fixed 31/08/2025

3.3%APRC £995 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £500,000

including fees MYQ

Page 3

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Up to 75% Loan to Value Fixed rate

Representative example:

A mortgage of £74,975 payable over 30 years initially on a fixed rate for 2 years at 2.02% and then on our current variable rate of 4.09% for the remaining 28 years would require 24 monthly payments of £278 and 336 monthly payments of £357.

The total amount payable would be £126,680 made up of the loan amount plus interest (£51,495), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.

For purchaseExclusively available to customers who are purchasing a share of their home on a co-ownership basis through the Northern Ireland Co-ownership Housing Association Limited (NICHA).

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Northern Ireland Co-ownership mortgage rate

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Co-Ownership Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

75% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.02%fixed 31/08/2022

3.8%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £123,750 MYM

Self Build Mortgage Product Range75% Loan to Value Variable RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

3 Ye

ar

75%2.09%

variable 31/08/20233.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2022 then2% until 31/08/2023 £25,001 £1,000,000 MYN

PCA Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

7 Ye

ar

75%2.82%fixed 31/08/2027

3.5%APRC £0 £1,000 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2024 then3% until 31/08/2026 then

2% until 31/08/2027£50,000 £1,000,000 MYP

Bank at Work Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £500 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MYK

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%2.15%fixed 31/08/2025

3.3%APRC £0 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MYL

First Start Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%Available for purchases only

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%1.98%fixed 31/08/2025

3.3%APRC £995 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £500,000

including fees MYQ

Page 3

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 75% Loan to Value Variable rateFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Representative example:

A mortgage of £170,000 payable over 25 years on our tracker rate for 3 years at 2.00% below our standard variable of 4.09% and then on our standard variable rate of 4.09% for the remaining 22 years would require 36 monthly payments of £783 and 264 monthly payments of £892.

The total amount payable would be £263,999 made up of the loan amount plus interest (£93,789), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.6% APRC representative.

For building your own homeOur Self Build mortgage is designed to be used in conjunction with a Bank of Ireland staged payment facility and allows you to borrow up to 75% of the property value.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Northern Ireland Self Build mortgage rate

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Co-Ownership Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

75% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.02%fixed 31/08/2022

3.8%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £123,750 MYM

Self Build Mortgage Product Range75% Loan to Value Variable RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

3 Ye

ar

75%2.09%

variable 31/08/20233.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2022 then2% until 31/08/2023 £25,001 £1,000,000 MYN

PCA Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

7 Ye

ar

75%2.82%fixed 31/08/2027

3.5%APRC £0 £1,000 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2024 then3% until 31/08/2026 then

2% until 31/08/2027£50,000 £1,000,000 MYP

Bank at Work Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £500 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MYK

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%2.15%fixed 31/08/2025

3.3%APRC £0 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MYL

First Start Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%Available for purchases only

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%1.98%fixed 31/08/2025

3.3%APRC £995 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £500,000

including fees MYQ

Page 3

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 75% Loan to Value Fixed rateFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

† Personal Current Account mortgage products are exclusive to holders of a Bank of Ireland (UK) plc Personal Current Account, a Graduate Current Account or a Student Account (3rd level) with a mandated salary paid into it. This applies to both existing and newly opened accounts.

Representative example:

A mortgage of £75,000 payable over 25 years initially on a fixed rate for 7 years at 2.82% and then on our current variable rate of 4.09% for the remaining 18 years would require 84 monthly payments of £349 and 216 monthly payments of £386.

The total amount payable would be £112,966 made up of the loan amount plus interest (£37,756), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.5% APRC representative.

For purchase and remortgageExclusively for customers who are purchasing or remortgaging and hold a Current Account† with Bank of Ireland (UK) plc.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

n All our residential products are only available on a capital Repayment basis, except where stated

Northern Ireland Personal Current Account mortgage rate

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Co-Ownership Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

75% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.02%fixed 31/08/2022

3.8%APRC £0 £0 No Yes - Capital Repayment 3% until 31/08/2021 then

2% until 31/08/2022 £25,001 £123,750 MYM

Self Build Mortgage Product Range75% Loan to Value Variable RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

3 Ye

ar

75%2.09%

variable 31/08/20233.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 31/08/2022 then2% until 31/08/2023 £25,001 £1,000,000 MYN

PCA Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

7 Ye

ar

75%2.82%fixed 31/08/2027

3.5%APRC £0 £1,000 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2024 then3% until 31/08/2026 then

2% until 31/08/2027£50,000 £1,000,000 MYP

Bank at Work Mortgage Product Range75% Loan to Value Fixed RatesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

75%1.93%fixed 31/08/2025

3.3%APRC £0 £500 No Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £1,000,000 MYK

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%2.15%fixed 31/08/2025

3.3%APRC £0 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £750,000 MYL

First Start Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%Available for purchases only

85% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

5 Ye

ar

85%1.98%fixed 31/08/2025

3.3%APRC £995 £500 No Yes - Capital Repayment

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£50,000 £500,000

including fees MYQ

Page 3

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Up to 60% Loan to Value Fixed rates

Please note we will assess your application against our current lending criteria. Please ask us for details. Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages

A ‘receiver of rent’ may be appointed and/or the property may be repossessed if you do not keep up repayments on your mortgage

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI230420 09/06/2020 13468200430

For property investorsOur Buy to Let mortgages are designed for those looking to get into the property rental market.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Northern Ireland Buy to Let mortgage rates

Buy to Let Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

60%1.90%fixed 31/08/2022

3.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYR

2 Ye

ar

60%1.93%fixed 31/08/2022

3.6%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYS

5 Ye

ar

60%1.99%fixed 31/08/2025

3.0%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYT

5 Ye

ar

60%2.04%fixed 31/08/2025

3.0%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYU

75% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.17%fixed 31/08/2022

3.7%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYV

2 Ye

ar

75%2.21%fixed 31/08/2022

3.7%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYW

5 Ye

ar

75%2.36%fixed 31/08/2025

3.2%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYX

5 Ye

ar

75%2.37%fixed 31/08/2025

3.2%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYY

Page 4

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Up to 75% Loan to Value Fixed rates

For property investorsOur Buy to Let mortgages are designed for those looking to get into the property rental market.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Please note we will assess your application against our current lending criteria. Please ask us for details. Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages

A ‘receiver of rent’ may be appointed and/or the property may be repossessed if you do not keep up repayments on your mortgage

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI230420 09/06/2020 13468200430

Northern Ireland Buy to Let mortgage rates

Buy to Let Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

60%1.90%fixed 31/08/2022

3.6%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYR

2 Ye

ar

60%1.93%fixed 31/08/2022

3.6%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYS

5 Ye

ar

60%1.99%fixed 31/08/2025

3.0%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYT

5 Ye

ar

60%2.04%fixed 31/08/2025

3.0%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYU

75% Loan to Value Fixed RatesReverts to our Standard Variable Rate which is currently 4.09%

Term LTV Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation Fee Paid

by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar

75%2.17%fixed 31/08/2022

3.7%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYV

2 Ye

ar

75%2.21%fixed 31/08/2022

3.7%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

3% until 31/08/2021 then2% until 31/08/2022 £25,001 £500,000 MYW

5 Ye

ar

75%2.36%fixed 31/08/2025

3.2%APRC £0 £0 No Yes

- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYX

5 Ye

ar

75%2.37%fixed 31/08/2025

3.2%APRC £0 £0 Remortgage

Only Yes- Capital Repayment- Part & Part- Interest Only

4% until 31/08/2022 then3% until 31/08/2024 then

2% until 31/08/2025£25,001 £500,000 MYY

Page 4

Term LTV Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Up to 60% Loan to Value Fixed ratesReverts to our Standard Variable Rate which is currently 4.09%

Northern Ireland Non-core New Business product range

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.74%fixed 30/06/2022 3.8%

APRC £995 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTK

2 Ye

ar 1.85%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTL

2 Ye

ar 1.85%fixed 30/06/2022 3.8%

APRC £0 £300 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTM

3 Ye

ar 2.12%fixed 30/06/2023 3.7%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2022 then2% until 30/06/2023 £150,000 £1,500,000 MTN

5 Ye

ar 2.14%fixed 30/06/2025 3.1%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTP

5 Ye

ar 2.14%fixed 30/06/2025 3.4%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTQ

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.86%fixed 30/06/2022 3.8%

APRC £995 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MRT

2 Ye

ar 1.89%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTR

2 Ye

ar 1.89%fixed 30/06/2022 3.8%

APRC £0 £350 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTS

5 Ye

ar 2.30%fixed 30/06/2025 3.2%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,000,000 MRW

7 Ye

ar 2.55%fixed 30/06/2027 3.4%

APRC £0 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2024 then3% until 30/06/2026 then

2% until 30/06/2027£150,000 £1,000,000 MRX

85% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 2.23%fixed 30/06/2022 3.7%

APRC £0 £0 Remortgage Only Yes - Capital Repayment 3% until 30/06/2021 then

2% until 30/06/2022 £150,000 £750,000 MRY

5 Ye

ar 2.45%fixed 30/06/2025 3.3%

APRC £0 £0 Remortgage Only Yes - Capital Repayment

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £750,000 MSA

Variable Rate85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 4.09%

variable For Term 4.2%APRC £0 £0 No No - Capital Repayment None £150,000 £750,000 MTW

Bespoke NI Branch New Business Product Range09.04.2020

For Intermediary use only. Not for Public DistributionPage 1

Term Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £200,000 payable over 23 years initially on a fixed rate for 3 years at 2.12% and then on our current variable rate of 4.09% for the remaining 20 years would require 36 monthly payments of £916 and 240 monthly payments of £1,094.

The total amount payable would be £295,706 made up of the loan amount plus interest (£95,496), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.6% APRC representative.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Up to 75% Loan to Value Fixed ratesFor Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Northern Ireland Non-core New Business product range

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.74%fixed 30/06/2022 3.8%

APRC £995 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTK

2 Ye

ar 1.85%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTL

2 Ye

ar 1.85%fixed 30/06/2022 3.8%

APRC £0 £300 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTM

3 Ye

ar 2.12%fixed 30/06/2023 3.7%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2022 then2% until 30/06/2023 £150,000 £1,500,000 MTN

5 Ye

ar 2.14%fixed 30/06/2025 3.1%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTP

5 Ye

ar 2.14%fixed 30/06/2025 3.4%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTQ

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.86%fixed 30/06/2022 3.8%

APRC £995 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MRT

2 Ye

ar 1.89%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTR

2 Ye

ar 1.89%fixed 30/06/2022 3.8%

APRC £0 £350 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTS

5 Ye

ar 2.30%fixed 30/06/2025 3.2%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,000,000 MRW

7 Ye

ar 2.55%fixed 30/06/2027 3.4%

APRC £0 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2024 then3% until 30/06/2026 then

2% until 30/06/2027£150,000 £1,000,000 MRX

85% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 2.23%fixed 30/06/2022 3.7%

APRC £0 £0 Remortgage Only Yes - Capital Repayment 3% until 30/06/2021 then

2% until 30/06/2022 £150,000 £750,000 MRY

5 Ye

ar 2.45%fixed 30/06/2025 3.3%

APRC £0 £0 Remortgage Only Yes - Capital Repayment

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £750,000 MSA

Variable Rate85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 4.09%

variable For Term 4.2%APRC £0 £0 No No - Capital Repayment None £150,000 £750,000 MTW

Bespoke NI Branch New Business Product Range09.04.2020

For Intermediary use only. Not for Public DistributionPage 1

Term Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £217,000 payable over 19 years initially on a fixed rate for 2 years at 1.89% and then on our current variable rate of 4.09% for the remaining 17 years would require 24 monthly payments of £1,134 and 204 monthly payments of £1,346.

The total amount payable would be £302,000 made up of the loan amount plus interest (£84,790), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.7% APRC representative.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Up to 85% Loan to Value Fixed rates

Northern Ireland Non-core New Business product range

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.74%fixed 30/06/2022 3.8%

APRC £995 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTK

2 Ye

ar 1.85%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTL

2 Ye

ar 1.85%fixed 30/06/2022 3.8%

APRC £0 £300 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTM

3 Ye

ar 2.12%fixed 30/06/2023 3.7%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2022 then2% until 30/06/2023 £150,000 £1,500,000 MTN

5 Ye

ar 2.14%fixed 30/06/2025 3.1%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTP

5 Ye

ar 2.14%fixed 30/06/2025 3.4%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTQ

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.86%fixed 30/06/2022 3.8%

APRC £995 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MRT

2 Ye

ar 1.89%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTR

2 Ye

ar 1.89%fixed 30/06/2022 3.8%

APRC £0 £350 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTS

5 Ye

ar 2.30%fixed 30/06/2025 3.2%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,000,000 MRW

7 Ye

ar 2.55%fixed 30/06/2027 3.4%

APRC £0 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2024 then3% until 30/06/2026 then

2% until 30/06/2027£150,000 £1,000,000 MRX

85% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 2.23%fixed 30/06/2022 3.7%

APRC £0 £0 Remortgage Only Yes - Capital Repayment 3% until 30/06/2021 then

2% until 30/06/2022 £150,000 £750,000 MRY

5 Ye

ar 2.45%fixed 30/06/2025 3.3%

APRC £0 £0 Remortgage Only Yes - Capital Repayment

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £750,000 MSA

Variable Rate85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 4.09%

variable For Term 4.2%APRC £0 £0 No No - Capital Repayment None £150,000 £750,000 MTW

Bespoke NI Branch New Business Product Range09.04.2020

For Intermediary use only. Not for Public DistributionPage 1

Term Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £259,000 payable over 20 years initially on a fixed rate for 2 years at 2.23% and then on our current variable rate of 4.09% for the remaining 18 years would require 24 monthly payments of £1,339 and 216 monthly payments of £1,558.

The total amount payable would be £368,956 made up of the loan amount plus interest (£109,746), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.

n All information correct as at 09/06/2020

n Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)

n After the initial fixed rate period, all our mortgages revert to the Bank of Ireland Standard Variable Rate (SVR), which is currently 4.09%, for the rest of the period

Up to 85% Loan to Value Variable rate

Northern Ireland Non-core New Business product range

Please read in conjunction with our lending criteria

To find out more call us today on 0800 169 0082*

Your home may be repossessed if you do not keep up repayments on your mortgage.

* All calls will be recorded for training and monitoring purposes. Lines open 8.30am to 6pm Monday to Friday.Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm our registration on the FCA’s website (This link will open a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768. Registered in England & Wales. Registered Number: 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

NI090620 09/06/2020 13468200430b

Standard Mortgage Product RangeReverts to our Standard Variable Rate which is currently 4.09%

60% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.74%fixed 30/06/2022 3.8%

APRC £995 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTK

2 Ye

ar 1.85%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTL

2 Ye

ar 1.85%fixed 30/06/2022 3.8%

APRC £0 £300 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,500,000 MTM

3 Ye

ar 2.12%fixed 30/06/2023 3.7%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

3% until 30/06/2022 then2% until 30/06/2023 £150,000 £1,500,000 MTN

5 Ye

ar 2.14%fixed 30/06/2025 3.1%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTP

5 Ye

ar 2.14%fixed 30/06/2025 3.4%

APRC £0 £350 No Yes- Capital Repayment- Part & Part- Interest Only

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,500,000 MTQ

75% Loan to Value Fixed Rates*For Interest Only and Part & Part mortgages the maximum Interest Only Element is 60% LTV

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 1.86%fixed 30/06/2022 3.8%

APRC £995 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MRT

2 Ye

ar 1.89%fixed 30/06/2022 3.6%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTR

2 Ye

ar 1.89%fixed 30/06/2022 3.8%

APRC £0 £350 No Yes- Capital Repayment- Part & Part*- Interest Only*

3% until 30/06/2021 then2% until 30/06/2022 £150,000 £1,000,000 MTS

5 Ye

ar 2.30%fixed 30/06/2025 3.2%

APRC £0 £0 Remortgage Only Yes

- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £1,000,000 MRW

7 Ye

ar 2.55%fixed 30/06/2027 3.4%

APRC £0 £0 No Yes- Capital Repayment- Part & Part*- Interest Only*

4% until 30/06/2024 then3% until 30/06/2026 then

2% until 30/06/2027£150,000 £1,000,000 MRX

85% Loan to Value Fixed Rates

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

2 Ye

ar 2.23%fixed 30/06/2022 3.7%

APRC £0 £0 Remortgage Only Yes - Capital Repayment 3% until 30/06/2021 then

2% until 30/06/2022 £150,000 £750,000 MRY

5 Ye

ar 2.45%fixed 30/06/2025 3.3%

APRC £0 £0 Remortgage Only Yes - Capital Repayment

4% until 30/06/2022 then3% until 30/06/2024 then

2% until 30/06/2025£150,000 £750,000 MSA

Variable Rate85% Loan to Value Variable RateStandard Variable Rate which is currently 4.09%, for entire mortgage term

Term Rate End DateOverall Cost

For Comparison

Product Fee Cashback

Standard Legal Fees

Paid by Lender

Standard Valuation

Fee Paid by Lender

Repayment basis Early Repayment Charge Min Loan Max Loan Code

Term 4.09%

variable For Term 4.2%APRC £0 £0 No No - Capital Repayment None £150,000 £750,000 MTW

Bespoke NI Branch New Business Product Range09.04.2020

For Intermediary use only. Not for Public DistributionPage 1

Term Rate End Date The Overall Cost for

Comparison

Product Fee

Cashback Standard Legal Fees

paid by Lender

Standard Valuation Fee paid

by Lender

Repayment basis Early Repayment Charge

Min Loan

Max Loan

Code

Representative example:

A mortgage of £360,000 payable over 15 years on our current variable rate for the mortgage term of 15 years at our current rate of 4.09% variable would require 180 monthly payments of £2,679.

The total amount payable would be £482,695 made up of the loan amount plus interest (£122,245), product fee (£0), valuation fee (£240), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.2% APRC representative.