no credit required in-house customer ez payment plan
TRANSCRIPT
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What is the PlatinumOne Marquis program?
No Credit RequiredIn-House Customer EZ Payment Plan
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PlatinumOne Marquis ProgramHow it works
• Allows post-dated checks to be converted to an ACH ( Automated Clearing House ) payment schedule
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Platinum One LLC Marquis Program How it Works
Proof of valid, active checking account
Valid driver’s license, state ID, or military ID
Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan
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The Four Easy Steps1. The customer signs the "no credit required agreement "
for the requested products or services.
2. The customer presents the check payable to the merchant for the products or services.
3. Merchant gets customer approval for the transaction.
4. The customer’s account will be debited for the transaction on specified dates.
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Guarantees your customers’ payments
Maximum aggregate: $8,000.00
Maximum time for post dates: 3, 6, or 12 months
Merchant does not deposit a single check
Merchant “no risk” of customer’s bad checks
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Merchant cost between 9.95% and 30.95%
Merchant can add administrative fee to cover costs
PlatinumOne provides leased processor, imager, proprietary software and guarantee
Account set up in seven days, which includes application, and delivery of system
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Is not designed to replace existing financing, but to enhance existing financing
Piggy backs over and above existing financing
Guarantees layaway programs
Finances soft costs to enhance profitability
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Ideal For: New automotive sales Automotive repairs Wheels and tires Furniture sales (new and
used) Appliance repairs Appliance sales (new and
used) Contractors (All) Funeral homes Criminal defense
attorneys
Computer repair Medical services Dental services Cosmetic services Churches / Schools Animal breeders Rent-to-own centers Home restoration /clean up And many more…
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Profile Of A Potential Client Small to medium-sized businesses. “Main Street
America.”
Owned and operated by “Mom And Pop” proprietors
Business should have average ticket of $100 or more.
Emergency services or have-to purchases are especially strong.
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Customer presents a check for the down payment;
25% minimum is due same day, balance is spread
out over 3, 6, or 12 months
Warranty fee rate: 9.95% - 30.95%
Merchant receives an approval for the transaction
Customer determines the duration of the loan
Merchant receives full amount within 72 hours of
batch out
Single check conversion up to $36,000.00
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• PlatinumOneLLC Marquis Program
• Restricted businesses •
Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys, Any credit restoration services
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For merchants who don’t want or don’t qualify for a lease, there are two options:
Cash purchase - Bank draw / Credit Card
Borrow against their credit card processing(Merchant must process a minimum of $5,000.00 per month to qualify)
Credit Card Processing is available for additional commission but not required.
All funds are guaranteed (no more bounced checks!).
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Lease options
2, 3, 4 year lease ( Check with your manager or the home office for details )
Purchase Out right !
$ $ $ $ $ $ ( Check with your Manager or the home office for details )
Cash advance on credit card
LockboxWeekly ACH debits from checking (10% of receipts)
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Merchant Application / Lease Fax: (888) 702-7972
or email: [email protected]
Contact: (800) 330-7221 [email protected]