no chexsystems banks helping the unbanked
TRANSCRIPT
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Un
Why some consumers choose not to have a
bank account and why others have been shut
out of the banking world
Banked.
www.rebuildcreditscores.com
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1 in 4 U.S. Households are Unbanked or Underbanked
did you know?
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It is estimated the unbanked spend
$1,200 yearly in fees for
alternative financial serviceslike:
• non-bank money orders• check cashing stores
• prepaid card fees• payday loans
• pawnshops• rent-to-own agreements
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reason #1
Don’t trust banks or bankers
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Some banks pull a credit report and look for a minimum credit score or no recent negative information to approve new bank accounts
reason #2
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reason #3
Money certainly does
not grow on trees and
some of the unbanked
feel they just don’t have
enough money to even
justify a bank account
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Then there are those consumers who just like holding onto their
money without the use of a bank
reason #4
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main reason - CHEXSYSTEMS
ChexSystems reports your banking habits such as excessive overdrafts,
bounced checks or fraud and can prevent you from opening a bank account
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A ChexSystems record remains in your filesfor 5 years - That’s a long time to go withoutbank account. But you may still be able to open a new account.
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And here is how.
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FIRSTNot all banks use Chexsystems.
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SECONDSome banks will override ChexSystems if the item
has been paid.
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FINALLYFinding a No-ChexSystems Bank is easy. Why?
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Because we’ve done the…
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Simply click the below link and get started with a list of No-ChexSystems Banks today.
http://rebuildcreditscores.com/nochexsystemsbanks