Nigeria Debit Card Electronic money

What is Nigeria Debit Card ?

Allows small and large retail purchases, without the

need to use cash.Allows secure payment for essential services such as Electricity & water.Provides point of sale and unattended reload of card value with infrastructure.

Provides a safe and secure environment for transactions to occur.

How does it work ? 1. Buy Card from reload station

2. Insert Card into reload station, then insert cash to add value to card

3. Present card to terminals, POS or Utilities meter for transaction to occur

Revenue from ePurseRevenue from ePurse

• Can charge a % on all transactionsCan charge a % on all transactions

• Positive cash flow – cash on cardPositive cash flow – cash on card

• Offer loyalty programs for card holdersOffer loyalty programs for card holders

• Advertising on cash reload stationsAdvertising on cash reload stations

Nigeria Debit Card Nigeria Debit Card components:components:

• ePay TerminalsePay Terminals

• Point of SalePoint of Sale

• EFT & Cash Reload StationEFT & Cash Reload Station

Unicard ePay terminals provide:

online account

online/offline epurse

Multi price points

Contact & contactless smartcards

TCP/IP online operation & configuration

Designed and made in Australia

Wireless & battery option

ePay Terminals

The UNI.loader cash / EFT to card reloader

Add value to or dispense a card of variable value

Accepts multiple denominations of coins and notes

Issues detailed Receipts

Fully networked via TCP/IP

Complete audit facilities

Cashless EFT only option

Easy to use touch screen technology

Graphic capable – kiosk mode

PC based

Uni.loader – Vending Machine

PLU functionality for retail purchases, food service and more.

Runs on standard PC or dedicated POS device

Unicard POS operates in conjunction with, or as an alternative to, a dispenser for issuing cards and adding value to them

Capable of EFTPOS transactions

All transactions reportable by Web

Uni.store Point of Sale

Administration andAdministration andReporting:Reporting:

Web based administrationWeb based administration

Web based reportingWeb based reporting

Web based device Web based device managementmanagement

Integrated Photo ID Integrated Photo ID cardcard

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