ngn reports guide

NGN Reports

Created April 10, 2012

Charting the Changes

April 10, 2012

CO-OP Shared Branching is dedicated to providing the most efficient and effective settlement reports to participating credit unions. As part this ongoing effort,

we are pleased to release newly formatted NGN Reports, which will help participating credit unions better analyze transactions facilitated by the NGN switch.

Here are some highlighted changes:

Transaction Detail in each report has been updated to include the following:

o Switch Date/Time – Provided in EST, represents the date/time when the transaction was processed by NGN. Reports are sorted by this value

when appropriate.

o Issuer and Acquirer Names –– Identifies the issuer name and acquirer name/address based on information sent in the transaction.

o POS Code –Determines the acquirer terminal type, such as shared branching, self service kiosks, call centers, etc. This is the value as it is sent in

the transaction.

o ISO – The padded “9’s” have been removed from the PAN, so just the 6 digit ISO/BIN of the issuer is displayed on the report.

o Issuer and Acquirer RT – Adds 10 digit identifiers for both issuer and acquirer.

A settlement summary report comprised of all three settlement totals for an institution is now available. This includes issuer totals, acquirer totals, and

adjustment totals for the specific settlement date. In addition, the settlement report will contain the current and previous day’s suspense activity for

issuer and acquirer.

A new issuer report that breaks down transaction activity by product, such as traditional shared branching, call center, self service kiosks, mobile activity,

etc.

An acquirer branch summary report which includes totals grouped by branch location. It’s designed for quick access to individual branch locations

settlement totals.

***PLEASE NOTE – the NGN reconciliation file format is not changing, only the naming structure of the file itself will be different. CO-OP Shared Branching

recommends using the Recon File for auto reconciliation applications due to its file layout, as opposed to pulling the transaction detail from the reports

themselves.


NGN Daily Reports

(Click the report number to go directly to that report.)

Report Type Report Number

Report Name Description of Report Contents Uses of Report

General D100 Settlement Report Contains all daily settlement totals for an institution, including Issuer totals, Acquirer totals, and Adjustment totals for a specific settlement date. Also provides current and previous business days’ Suspense activity.

Balancing & reconciliation

General D101 NGN Recon File Daily dump of all transactions for an institution on a specific settlement date. Format differs from other reports in that it is in machine-readable format.

See the NGN Recon File Specification (available upon request) for specific definitions and uses of the fields in this file.

Issuer Specific D201 Issuer Transaction Details

Contains all Issuer transactions occurring in a 24-hour settlement day.

Identifies the transaction amount that is getting settled to issuers’ settlement account (not net settlement). It does not include any adjustments that were done for that day.

Issuer Specific D202 Issuer Transaction Details by Product

Contains all Issuer transactions as in the D201 report, but transactions are grouped by product, including subtotals.

Tracking member transaction volume (traffic/dollar amounts) by product type

Issuer Specific D203 Issuer Cash Report Contains all issuer cash transactions, i.e., every transaction from which any part is derived from cash.

Identifies cash transactions to aid in balancing and Bank Secrecy Act reporting

Issuer Specific D204 Issuer Reject Report All rejected Issuer side transactions, regardless of message code, processing code, amount or any other variable.

Identifying transactions that are having issues getting completed at the acquirer location, as well as any account number that might have difficulty being accessed

Issuer Specific D205 Issuer Reversal Report All Issuer reversals (430 message code), both successful and failed.

Assists in tracking volume and location of reversals; also serves as an aid to balancing

Issuer Specific D206 Issuer Suspense Report Same format and layout as the D201 report, but contains transactions that took place between 6 PM and 12 AM Eastern time. Such transactions settle the following day and will be included on that day’s D201 report.

Balancing


NGN Daily Reports




Acquirer Specific D301 Acquirer Transaction Details by Terminal

All Acquirer side transactions, grouped by terminal ID and sorted by switch time.

Balancing, tracking transaction volume by individual terminal

Acquirer Specific D302 Acquirer Transaction Details by Location

Displays all Acquirer transactions grouped by location (for acquirers with more than one location.)

Balancing, tracking transaction data by branch, identifying which issuers generate traffic at which branches

Acquirer Specific D303 Acquirer Terminal Summary Report

Lists transaction counts and summary totals without any transaction detail data.

Comparing terminal activity and tracking accepted and rejected transactions by terminal

Acquirer Specific D304 Acquirer Branch Summary Report

Sorted by branch location, lists summary totals without transaction detail data.

Comparing branch activity and tracking accepted and rejected transactions by branch

Acquirer Specific D305 Acquirer Cash Transaction Report

Lists all transactions that contained any parts in cash.


Acquirer Specific D306 Acquirer Reject Report Lists all failed transactions (and reversals) for a given acquirer.

Identifies issuers that are rejecting transactions and the reasons for the rejections

Acquirer Specific D307 Acquirer Reversal Report

Lists all successful and failed reversals for a given location, sorted by switch time.

Tracks reversals, identifying teller, issuer and transaction type.

Acquirer Specific D308 Acquirer Suspense Report by Terminal

Same format and layout as the D301 report, but contains transactions that took place between 6 PM and 12 AM Eastern time. Such transactions settle the following day and will be included on that day’s D301 report.

Balancing

Adjustments D401 Adjustment Report All adjustments performed by or against an institution (Issuer and Acquirer) for a given settlement date.

Balancing, identifying trends

Mobile Specific D501 Issuer Mobile Banking Transaction Detail

A subset of the D201 Issuer detail report, this report contains all transactions performed strictly against the CO-OP Mobile Banking system.

Tracking type and frequency of mobile banking transactions

Mobile Specific D503 Mobile Banking Accounts

For users on mobile banking, this report lists all user accounts, mobile phone numbers, mobile phone type and activation date.

Tracking mobile users by carrier and device


NGN Monthly Reports




Issuer Specific M100 Issuer Network Analysis Summary

Number of transactions for each type and total dollars, both rejected and accepted. Includes average fee charged for each transaction type.

Tracking transaction volume and dollar amounts for each transaction type; summary of fees settled

Issuer Specific M101 Issuer Network Analysis by Acquirer Network

Similar to the M100 transaction summary report, but goes on to group by Shared Branching acquirer network.

Tracking which Shared Branching networks an issuer’s members are using

Issuer Specific M102 Issuer Network Analysis by Acquirer Network ID

Takes the transaction summary report and breaks it out by the three-character network ID.

Issuers can track in which local network(s) their members are performing transactions

Issuer Specific M103 Issuer Network Analysis by Acquirer

Takes the transaction summary and breaks out transactions by acquirer

Tracking where members are performing transactions by state/Shared Branching network

Issuer Specific M104 Issuer Network Analysis by Acquirer Location

Similar to the M103 report, this one breaks out transaction data by acquirer street address.

Enables issuers to track specific acquirer locations where their members are doing business

Issuer Specific M105 Issuer Network Analysis by Acquirer Fee Group

Provides Transaction Summary information by Acquirer Fee Group.

Reconciliation of fee billing


NGN Monthly Reports




Acquirer Specific

M200 Acquirer Network Analysis Summary

Provides counts and amounts (accepted and rejected) for each transaction type. Includes average fee paid for each transaction type.

Tracking transaction volume and dollar amounts for each transaction type; summary of fees settled.

Acquirer Specific

M201 Acquirer Network Analysis by Issuer Network

Breaks out the acquirer network summary by Issuer network.

Acquirers can use this to determine which networks’ members visit their locations

Acquirer Specific

M202 Acquirer Network Analysis by Issuer Network ID

Takes the transaction summary report and breaks it out by the three-character network ID.

Acquirers can identify local networks from which their Shared Branching members visit

Acquirer Specific

M203 Acquirer Network Analysis by Issuer

Breaks out the transaction summary by issuer name and BIN

Used to track which issuers’ members are driving branch traffic

Acquirer Specific

M204 Acquirer Network Analysis by Branch

Breaks out the transaction summary by individual branch location

Used to compare transaction counts and dollar amounts for each individual branch

Acquirer Specific

M205 Acquirer Network Analysis by Issuer Fee Group

Breaks out the transaction summary by issuer fee group.

Reconciliation of fee billing

Acquirer Specific

M206 Acquirer Network Analysis by Branch and Issuer

Provides transaction summary information broken down by individual issuers that visit each branch

Used to track which issuers’ members visit each individual branch location

Combination M300 Monthly Interchange Settlement

Contains settlement summary for issuer and acquirer activity.

Balancing interchange settlement


Report Format Explained

CO-OP Shared Branching

Issuer Transaction Detail

Report D201

INSTITUTION RT: 1211111112 Settlement Date: 02/08/2011

INSTITUTION NAME: Example FCU

Local Date/Time ISO Issuer Iss ID Term ID Msg Acct Qual From Account Amount

Switch Date/Time Acquirer Acq ID Trace PCode POS Code To Account Reversal/Reject

----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 10:24:00 444444 1211111112 ... C7902 110 VERSLI 1111111= 0.00 *

02/08/2011 11:26:57 1222222233 MS1 80384 910000 0100100012 26-InfoNotOnFile

ACQ: Sample Acquirer - 1234 Broadway Avenue, New York, NY

ISS: Example FCU

02/08/2011 10:24:52 444444 1211111112 ... C7902 210 CSH 3333333333=0007 360.00Cr

02/08/2011 11:28:51 1222222233 MS1 80386 210010 0100100012


ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 360.00

First Line Headings Explained


Time stamp of the transaction as sent from the terminal

ISO/BIN of the issuer ABA routing & transit number of the issuer

Network ID for the issuer

ID code of the acquiring terminal

Transaction type code

Account qualifier code of the specific transaction

Member account number for which the transaction is being performed

Amount of the transaction

Second Line Headings Explained


Time of the transaction (Eastern time zone) as recorded by the NGN switch

This column is vacant on the second line.

ABA routing & transit number of the acquirer

Network ID for the acquirer

Sequence/trace number of the specific transaction

Processing code of the transaction

Identifies the terminal as shared branch, kiosk, call center, etc.

Target account in transfer transactions

Code and reason for a reversal or rejection of the transaction


Daily Report D100 – Settlement

Customer Group Report Description Uses of Report Grouped by Sorted by

General Contains all daily settlement totals for an institution, including Issuer totals, Acquirer totals

and Adjustment totals for a specific settlement date. Also provides current and previous

business day Suspense activity.

Balancing & reconciliation N/A N/A


Settlement Report

Report D100



----------------------------------------------------------------------------------------------------------------------------------

Settlement Totals:

-----------------------------------------------------

Issuer Total: 150,799.74Dr

Acquirer Total: 13,457.37Dr

Adjustment Total: 810.00Dr

-----------------------------------------------------

TOTAL SETTLED: 165,067.11Dr

Suspense Activity:

-----------------------------------------------------

02/08/2011 Issuer Suspense: 7,299.98Cr

02/08/2011 Acquirer Suspense: 1,173.27Dr

02/08/2011 Suspense Total: 6,126.71Cr

02/09/2011 Issuer Suspense: 3,300.43Cr

02/09/2011 Acquirer Suspense: 3,248.35Dr

02/09/2011 Suspense Total: 52.08Cr

Total amount settled to Corporate RT 1211111112 Account Number 1211111112 is 165,067.11Dr


Daily Report D101 – NGN Recon File


General Daily dump of all transactions for an institution on a specific settlement date. Format differs

from other reports in that it is in machine-readable format.

See the NGN Recon File Specification for specific definitions and uses of the fields in this file.

N/A N/A

1111111211111112NY Example Credit Union FCU

0000112111111122733333350100000011=0000000010

000012444444000001500001102081102081202320012552900NY1C0015480078000011000CSH

000013021001012345 6th Street New York NYUS

000014000000000000000000000000000000000000000000000

00002121111111227333333501000000011=

000022444444000000000001102081102081158100012510600NY1C0015480075052910000VERSLI


000024000000000000000000000000000000000000000000000

0000312111111122733333350100000011=

000032444444000000000001102081102081158540012515300NY1C0015480076000910000VERSLI


000034000000000000000000000000000000000000000000000

0000412111111122733333350100000011=

000042444444000000000001102081102081201520012545000NY1C0015480077000910000VERSLI


000044000000000000000000000000000000000000000000000

9999990000004110208


Daily Report D201 – Issuer Transaction Details


Issuers Contains all Issuer transactions occurring in a 24-hour settlement day.

Identifies the transaction amount that is getting settled to issuers’ settlement account (not net

settlement). It does not include any adjustments that were done for that day.

N/A Switch Time


Issuer Transaction Detail

Report D201





----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 10:24:00 444444 1211111112 ... C7902 110 VERSLI 1111111= 0.00 *

02/08/2011 11:26:57 1222222233 MS1 80384 910000 0100100012 26-InfoNotOnFile


ISS: Example FCU

02/08/2011 10:24:06 444444 1211111112 ... C7902 110 VERSLI 222222= 0.00

02/08/2011 11:27:03 1222222233 MS1 80385 910000 0100100012


ISS: Example FCU

02/08/2011 10:24:52 444444 1211111112 ... C7902 210 CSH 3333333333=0007 360.00Cr

02/08/2011 11:28:51 1222222233 MS1 80386 210010 0100100012


ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 360.00

02/08/2011 10:25:57 444444 1211111112 ... C7902 110 STMSAI 4444444444=0007 0.00

02/08/2011 11:29:19 1222222233 MS1 80387 911000 0100100012


ISS: Example FCU


Daily Report D202 – Issuer Transaction Details by Product


Issuers Contains all Issuer transactions as in the D201 report, but transactions are grouped by product,

including subtotals.

Tracking member transaction volume (traffic/dollar amounts) by product type

Product Switch Time


Issuer Transaction Detail (by Product)

Report D202



PRODUCT: Shared Branching



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02/08/2011 11:24:01 444444 1211111112 ... 1420 110 VERSLI 1111= 0.00

02/08/2011 11:22:13 1511111155 FL1 2441 910000 0100100012

ACQ: Sample Acquirer Location - Newark, NJ

ISS: Example FCU

02/08/2011 11:24:43 444444 1211111112 ... 1420 210 CSH 1111=22 100.00Cr

02/08/2011 11:22:54 1511111155 FL1 2440 210010 0100100012

ACQ: Sample Acquirer Location - Newark, NJ

ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 100.00

02/08/2011 14:22:59 444444 1211111112 ... 12000005 110 VERSLI 2222222= 0.00

02/08/2011 14:22:21 1511111155 NC1 444404 910000 0100100012

ACQ: Another Sample Acquirer FCU - 1234 5 St, Alabama City, AL

ISS: Example FCU


Daily Report D203 – Issuer Cash


Issuers Contains all issuer cash transactions, meaning every transaction from which any part is derived

from cash. Line items are grouped by transaction type and sorted by amount.


Transaction type Amount


Issuer Cash Transaction Detail

Report D203



TRANSACTION TYPE: Deposit



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 13:00:33 444444 1211111112 ... 11110222 210 CSH 51111=00 8,000.00Cr

02/08/2011 13:01:49 1333333333 ME1 233330 210010 0100100012

ACQ: Sample Acquirer FCU - 1234 Broadway Street, New York, NY

ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 8,000.00

02/08/2011 13:11:31 444444 1211111112 ... 11110108 210 CSH 31111=00 100.00Cr

02/08/2011 13:11:39 1333333333 ME1 233385 210010 0100100012

ACQ: Sample Acquirer FCU - 1234 Broadway Street, New York, NY

ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 100.00


Daily Report D204 – Issuer Reject


Issuers All rejected Issuer side transactions, regardless of message code, processing code, amount or any

other variable.

Identifying transactions that are having issues getting completed at the acquirer location, as well as any account number that might have

difficulty being accessed

Transaction type Switch time


Issuer Reject Report

Report D204


INSTITUTION NAME: Example Issuer FCU

TRANSACTION TYPE: 14-InvalidCard



----------------------------------------------------------------------------------------------------------------------------------

02/07/2011 16:08:18 444444 1211111112 CO1 2849 110 VERSLI 70001= 0.00 *

02/07/2011 19:08:20 1522222221 CA2 9001 910000 0100100012 14-InvalidCard

ACQ: Sample Acquirer FCU - 1234 6th Avenue, New York, NY

ISS: Example Issuer FCU

02/08/2011 10:11:57 444444 1211111112 ... OU010031 110 VERSLI 30000002= 0.00 *

02/08/2011 11:12:37 1233333331 IN1 20058 910000 0100100012 14-InvalidCard

ACQ: Another Acquirer FCU - 3333 5th Avenue, Atlanta, GA


02/08/2011 10:54:42 444444 1211111112 ... 10000426 110 VERSLI 1000009= 0.00 *

02/08/2011 12:54:42 1300000001 CO1 20056 910000 0100100012 14-InvalidCard

ACQ: Another Acquirer FCU - 3333 5th Avenue, Atlanta, GA



Daily Report D205 – Issuer Reversal


Issuers All Issuer reversals (430 message code), both successful and failed. Sorted by switch time in

ascending order.

Assists in tracking volume and location of reversals, also serves as an aid to balancing

N/A Switch time


Issuer Reversal Report

Report D205





----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 10:08:47 444444 1211111112 TCH11111 430 CIA 1111111111=2222222222 781.96Dr

02/08/2011 10:59:17 1233333333 NY1 81212 210010 0100100012 Reversal

ACQ: Sample Acquirer - 12345 6th Street, Atlanta, GA

ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00

02/08/2011 12:46:39 444444 1211111112 TCH11118 430 CHK 1111111111=2222222222 922.65Cr

02/08/2011 12:47:24 1223333333 NY1 81841 011000 0100100012 Reversal


ISS: Example FCU

02/08/2011 13:57:49 444444 1211111112 ... 00000293 430 CLA 11111=1111111 1,060.38Dr

02/08/2011 14:03:45 1333333333 FL1 195452 210010 0100100012 Reversal


ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00


Daily Report D206 – Issuer Suspense


Issuers Same format and layout as the D201 report, but contains transactions that took place between 6 PM and 12 AM Eastern time. Such transactions settle the following day and will be included on

that day’s D201 report.

Balancing N/A Switch time


Issuer Suspense Transaction Detail

Report D206





----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 17:13:23 444444 1211111112 AL1 33333444 110 VERSLI 155555= 0.00

02/08/2011 18:12:41 1333333333 MO3 188887 910000 0100100012

ACQ: Sample Acquirer - 901 Brookhaven Way, Atlanta, GA

ISS: Example FCU

02/08/2011 17:13:27 444444 1211111112 AL1 33333444 210 CSH 155555=10 190.00Cr

02/08/2011 18:12:50 1333333333 MO3 188888 210010 0100100012


ISS: Example FCU

Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 1 190.00

02/08/2011 17:21:02 444444 1211111112 ... 66 110 VERSLI 222222= 0.00

02/08/2011 18:21:09 1666666666 AL1 4290 910000 0100100012


ISS: Example FCU


Daily Report D301 – Acquirer Transaction Detail by Terminal


Acquirers All Acquirer side transactions, grouped by terminal ID and sorted by switch time.

Balancing, tracking transaction volume by individual terminal

Acquirer Terminal ID Switch time


Acquirer Transaction Detail (by Terminal)

Report D301



TERMINAL ID: 0T0550AD



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 13:28:13 333333 1333332222 ... 0T055 110 VERSLI 1111111= 0.00

02/08/2011 13:28:16 1211111112 IN1 1574 910000 0100100012

ACQ: Example FCU - 1234 Broadway Ave, New York, NY

ISS: Sample Issuer FCU

02/08/2011 13:29:35 333333 1333332222 ... 0T055 210 CHK 2222222=170 239.85Dr

02/08/2011 13:29:36 1211111112 IN1 1573 550000 0100100012

ACQ: Example FCU - 1234 Broadway Ave, New York, NY


Immediate: 1 239.85

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00



Acquirer Transaction Detail (by Terminal)

Report D301



TERMINAL ID: 0T0550AD



----------------------------------------------------------------------------------------------------------------------------------

ACQUIRER SUMMARY

TOTALS FOR TERMINAL: 0T0550AD

Transaction Type Accepted Count Accepted Amount Rejected Count Rejected Amount

----------------------------------------------------------------------------------------------------------------------------------

Member Verification VER 1 0.00 0 0.00

Balance Inquiry BAL 0 0.00 0 0.00

Statement Print STM 0 0.00 0 0.00

Payment Transfer PTSF 0 0.00 0 0.00

Transfer TSF 0 0.00 0 0.00

Miscellaneous MISC 0 0.00 0 0.00

----------------- ----------------- ----------------- -----------------

TOTAL Non-Settled: 1 0.00 0 0.00

Transaction Type Accepted Count Accepted Amount Rejected Count Rejected Amount

----------------------------------------------------------------------------------------------------------------------------------

Deposit DEP 0 0.00 0 0.00

Loan Payment LOAN 1 239.85Dr 0 0.00

Cash Advance ADV 0 0.00 0 0.00

Withdrawal WD 0 0.00 0 0.00

Purchase PUR 0 0.00 0 0.00

----------------- ----------------- ----------------- -----------------

TOTAL Settled: 1 239.85Dr 0 0.00

Here is an example of a summary page of the transaction detail

report. It provides counts and amounts for both settling and non-

settling transactions, broken out by transaction type.


Daily Report D302 – Acquirer Transaction Detail by Location


Acquirers Displays all Acquirer transactions grouped by location (for acquirers with more than one

location.) Sorted by switch time.

Balancing, tracking transaction data by branch, identifying which issuers generate traffic at

which branches

Acquirer Address Switch time


Acquirer Transaction Detail (by Location)

Report D302



LOCATION: 456 Sample Location 2, Atlanta, GA



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 12:39:30 444444 1333333333 CT0072 110 VERSLI 11111111= 0.00

02/08/2011 12:39:30 1211111112 CT1 11955 910000 0100100012

ACQ: Example FCU - 456 Sample Location 2, Atlanta GA

ISS: Example Issuer - ISS

02/08/2011 12:39:30 444444 1333333333 CT0072 210 SLI 22222222= 0.00

02/08/2011 12:39:31 1211111112 CT1 11955 390000 0100100012



02/08/2011 12:43:05 444444 1333333333 CT0072 210 CLA 3333333333=0001 3,609.84Dr

02/08/2011 12:43:06 1211111112 CT1 11956 210010 0100100012



Immediate: 0 0.00

Local: 4 3,609.84

Non-Local: 0 0.00

Cash: 0 0.00

02/08/2011 13:26:06 444444 1333333333 CT0064 110 VERSLI 44444444= 0.00

02/08/2011 13:26:07 1211111112 CT1 11961 910000 0100100012


ISS: Example Issuer – ISS


Daily Report D303 – Acquirer Terminal Summary


Acquirers Sorted by terminal ID, this report lists transaction counts and summary totals without any

transaction detail data.

Comparing terminal activity and tracking accepted and rejected transactions by terminal

N/A Terminal ID


Acquirer Terminal Summary

Report D303



Accepted Rejected

Term ID Settlement Amount Count Accepted Amount Count Rejected Amount

----------------------------------------------------------------------------------------------------------------------------------

11110045 461.54Cr 10 461.54Cr 0 0.00

11110062 2,465.30Cr 11 2,465.30Cr 0 0.00

11110078 357.26Dr 25 357.26Dr 0 0.00

11110085 50.00Cr 2 50.00Cr 0 0.00

11110147 1,005.00Cr 10 1,005.00Cr 2 0.00

11110152 5,065.00Dr 2 5,065.00Dr 0 0.00

11110159 300.00Dr 5 300.00Dr 0 0.00

11110212 1,050.00Cr 6 1,050.00Cr 0 0.00

11110343 950.00Dr 11 950.00Dr 4 0.00

11111006 60.00Dr 20 60.00Dr 0 0.00

11111045 460.00Dr 2 460.00Dr 0 0.00

11111059 1,440.00Cr 5 1,440.00Cr 4 0.00

11111406 60.00Cr 2 60.00Cr 0 0.00

11111421 1,477.67Dr 11 1,477.67Dr 1 0.00

11111423 374.00Cr 3 374.00Cr 0 0.00

11111430 237.00Dr 8 63.00Cr 0 0.00

11111473 330.00Dr 2 330.00Dr 0 0.00

11111478 50.00Cr 6 50.00Cr 0 0.00

11111484 25.00Dr 6 25.00Dr 0 0.00

11111486 1,536.03Dr 11 1,136.03Dr 0 0.00

11112510 5,632.00Dr 20 5,632.00Dr 29 0.00

11112553 215.00Dr 2 215.00Dr 0 0.00

11112601 160.02Cr 34 310.52Cr 1 0.00

11112638 3,999.00Dr 8 3,999.00Dr 0 0.00

11112658 180.00Cr 2 180.00Cr 0 0.00

11112753 3,865.74Dr 21 3,865.74Dr 0 0.00

11112754 19.25Dr 12 19.25Dr 2 0.00

11112755 110.00Dr 2 110.00Dr 0 0.00

11112756 90.00Dr 2 90.00Dr 0 0.00

11112757 3,291.93Dr 26 3,291.93Dr 1 0.00


Daily Report D304 – Acquirer Branch Summary


Acquirers Sorted by branch location, this report lists summary totals without transaction detail data.

Comparing branch activity and tracking accepted and rejected transactions by branch

N/A Terminal ID


Acquirer Branch Summary

Report D304



Accepted Rejected

Branch Address Settlement Amount Count Accepted Amount Count Rejected Amount

----------------------------------------------------------------------------------------------------------------------------------

100 Random Street, Savannah, GA 71,378.00Dr 73 71,178.00Dr 4 0.00

100 1979 Lakeside Parkw, Tucker, AL 18,779.44Dr 83 18,779.44Dr 7 0.00

1111 Perimeter Center W, New York, NY 25,830.02Dr 97 25,830.02Dr 4 120.00

1222 Peachtree St, Atlanta, GA 0.00 2 0.00 0 0.00

1222 Peachtree Street N, Atlanta, GA 5,054.59Dr 93 5,054.59Dr 10 0.00

1234 Imaginary Way, StatesBurg, CA 10,066.28Dr 90 10,066.28Dr 4 0.00

2222 Century Parkway, Los Angeles, CA 21,298.03Dr 162 21,298.03Dr 4 0.00

2444 Rodeo Drive, Los Angeles, CA 675.43Dr 57 675.43Dr 1 0.00

401 Panama City Street, Panama City, FL 30,293.61Dr 439 29,783.61Dr 35 25,200.00

411 US 41, Marietta, GA 4,694.55Dr 119 4,694.55Dr 6 0.00

4333 Lawrenceville Hwy, L'ville, GA 12,249.52Dr 222 12,249.52Dr 20 1,200.00

475 Dawsonville Hwy, Gainesville, GA 1,757.31Dr 62 1,757.31Dr 9 0.00

48888 Peachtree Industri, Duluth, GA 20,389.43Dr 149 20,389.43Dr 18 0.00

575 Morosgo Drive, Atlanta, GA 1,177.20Dr 92 1,027.20Dr 5 0.00

5888 Fredericka Drive, Bethel Park, PA 93,849.32Dr 478 93,249.32Dr 42 594.00

622 N. Neville Street, Pittsburgh, PA 58,979.70Dr 264 58,979.70Dr 13 163.00

675 W Peachtree St NE, Atlanta, GA 5,099.89Dr 100 5,099.89Dr 9 500.00

7111 Highway 85, Morrow, GA 3,786.71Cr 201 3,838.49Cr 3 600.00

7444 David Blvd, Douglasville, GA 16,301.83Dr 200 13,541.83Dr 13 0.00


Daily Report D305 – Acquirer Cash Transaction Detail


Acquirers Lists all transactions that contained any parts in cash.


Transaction type Amount


Acquirer Cash Transaction Detail

Report D305



TRANSACTION TYPE: Withdrawal



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 11:28:53 999111 1233333333 ... teller03 210 CSH 0000000111=00 150.00Cr

02/08/2011 11:28:54 1211111112 ME1 7693 011000 0100100012

ACQ: Example FCU - 1234 55th Street, Atlanta, GA


02/08/2011 10:21:17 222222 1233333333 ... teller02 210 CSH 0000000022=07 100.00Cr

02/08/2011 10:21:18 1211111112 ME1 7689 011000 0100100012



02/08/2011 14:28:22 333333 1233333333 ... teller04 210 CSH 0000000333=71 50.00Cr

02/08/2011 14:28:22 1211111112 ME1 7695 011000 0100100012



02/08/2011 16:22:06 555555 1233333333 ... teller03 210 CSH 0000000444=71 40.00Cr

02/08/2011 16:22:07 1211111112 ME1 7697 011000 0100100012




Daily Report D306 – Acquirer Reject


Acquirers Lists all failed transactions (and reversals) for a given acquirer.

Identifies issuers that are rejecting transactions and the reasons for the rejections

Transaction type Switch time


Acquirer Reject Report

Report D306


INSTITUTION NAME: Example Acquirer FCU

TRANSACTION TYPE: 14-InvalidCard



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 09:19:22 588881 1255555557 ... 60004U07 110 VERSLI 10000002= 0.00 *

02/08/2011 10:19:27 1211111112 PA1 80 910000 0100100012 14-InvalidCard

ACQ: Example Acquirer FCU - 1234 Broadway Avenue, New York, NY


02/08/2011 10:01:07 433337 1622222224 ... 60004U15 110 VERSLI 50000002= 0.00 *

02/08/2011 11:01:11 1211111112 PA1 245 910000 0100100012 14-InvalidCard

ACQ: Example Acquirer FCU - 1234 Broadway Avenue, New York, NY



Daily Report D307 – Acquirer Reversal


Acquirers This report lists all successful and failed reversals for a given location.

Tracks reversals, identifying teller, issuer and transaction type.

N/A Switch time


Acquirer Reversal Report

Report D307





----------------------------------------------------------------------------------------------------------------------------------

02/07/2011 18:10:02 333333 1333333333 ... 00002755 430 CLA 111111=10 4,725.97Cr

02/07/2011 18:11:21 1211111112 MD3 444449 210010 0100100012 Reversal

ACQ: Example FCU - 2222 Main Street, Capitol Heights, MD


Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00

02/07/2011 18:25:22 555555 1222222222 ... 00002706 430 CSH 13333333=001 1,000.00Cr

02/07/2011 18:30:22 1211111112 MD3 444124 210010 0100100012 Reversal



Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00

02/08/2011 15:23:08 555555 1555555555 ... 00002751 430 CLA 222000000=000 50.00Cr

02/08/2011 15:23:33 1211111112 MD3 888738 210010 0100100012 Reversal



Immediate: 0 0.00

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00


Daily Report D308 – Acquirer Suspense by Terminal


Acquirers Same format and layout as the D301 report, but contains transactions that took place between 6 PM and 12 AM Eastern time, which do not settle

until the following day.

Balancing Terminal ID Switch time


Acquirer Suspense Report (by Terminal)

Report D308



TERMINAL ID: 530



----------------------------------------------------------------------------------------------------------------------------------

02/08/2011 17:59:45 555555 1311111111 ... 530 210 CIA 40000=01 353.22Dr

02/08/2011 18:00:29 1211111112 IN1 9150 210010 0100100012

ACQ: Example FCU - 1234 5th Streeth, Pittsburgh, PA


Immediate: 1 353.22

Local: 0 0.00

Non-Local: 0 0.00

Cash: 0 0.00

02/08/2011 17:59:46 777777 1555555555 ... 530 210 CSH 40000=01 423.22Cr

02/08/2011 18:00:30 1211111112 IN1 9160 011000 0100100012

ACQ: Example FCU - 1234 5th Streeth, Pittsburgh, PA



Daily Report D401 – Adjustments


General This report contains all adjustments performed by or against an institution (Issuer and Acquirer)

for a given settlement date.

Balancing, identifying trends N/A Switch time


Adjustment Report

Report D401



Local Date/Time ISO Issuer Iss ID Term ID Msg Acct Qual From Account Sett Amount Net Settle Amt

Acquirer Acq ID Trace PCode POS Code To Account Adj Amount

----------------------------------------------------------------------------------------------------------------------------------

02/02/2011 11:54:52 333333 1551111122 00001114 210 CSH 31111111=0001 322.00 322.00Cr

1211111112 762222 550000 0.00

ACQ: Example FCU - 1234 Broadway Avenue, New York, NY

ISS: Different Issuer FCU

Requested By: Steve B.

Contact Phone: 333-211-2111

Contact Fax: 333-611-3111

Case Number: 20110208000333

Adj. Reason: Transaction posted multiple times

02/02/2011 16:19:54 555555 1311111111 00000117 210 CLA 2222222=99 164.99 164.99Cr

1211111112 790222 210010 0.00

ACQ: Example FCU - 1234 Broadway Avenue, New York, NYC


Requested By: Steve B.

Contact Phone: 333-211-2111

Contact Fax: 333-611-3111

Case Number: 20110208000222

Adj. Reason: Returned Item(s)


Daily Report D501 – Issuer Mobile Banking Transaction Detail


Issuers A subset of the D201 Issuer detail report, this report contains all transactions performed strictly against the CO-OP Mobile Banking

system.

Tracking type and frequency of mobile banking transactions

N/A Switch time


Issuer Mobile Banking Transaction Detail

Report D501





----------------------------------------------------------------------------------------------------------------------------------

02/07/2011 19:34:15 444444 1211111112 ... 12 110 VERSLI 111111= 0.00

02/07/2011 19:34:16 1561117911 CO1 11139 910000 1010100024

ACQ: CO-OP Mobile - CO-OP Mobile, ,

ISS: Example FCU

02/07/2011 19:34:32 444444 1211111112 ... 12 110 STMLAI 111111=L1 0.00

02/07/2011 19:34:35 1561117911 CO1 11140 919000 1010100024


ISS: Example FCU

02/07/2011 19:35:53 444444 1211111112 ... 12 110 STMLAI 222222=L71 0.00

02/07/2011 19:35:54 1561117911 CO1 11141 919000 1010100024


ISS: Example FCU

02/08/2011 16:29:38 444444 1211111112 ... 12 210 SLI 22222= 0.00

02/08/2011 16:29:38 1561117911 CO1 1138 390000 1010100024


ISS: Example FCU


Daily Report D503 – Mobile Banking Accounts


Issuers For users on mobile banking version 2.1, this report lists all user accounts, mobile phone numbers, mobile phone type and activation

date.

Tracking mobile users by carrier and device N/A Account number


Mobile Banking 2.1 Accounts

Report D503



Phone Number AccountNumber Nickname Carrier Account Created

----------------------------------------------------------------------------------------------------------------------------------

222-212-1211 1110005666 dave Verizon 02/02/2011

Product: Text Banking Device:

222-212-7211 1110005666 johns account U.S. Cellular 02/02/2011


222-212-3411 1110006555 Steve U.S. Cellular 01/10/2011


Product: Mobile Browser Device:iPhone


222-212-7211 1110007555 checking U.S. Cellular 02/02/2011


222-212-0211 1110008555 TEST Acct Verizon 01/10/2011


222-212-0011 1110008555 Example FCU Verizon 02/02/2011

Product: Mobile Browser Device:Android

Product: Mobile Browser Device:Mozilla Browser



Monthly Report M100 – Network Analysis Summary


Issuers This report includes the number of transactions for each type and total dollars both rejected and

accepted, and includes average fee per transaction type.

Tracking transaction volume and dollar amounts for each transaction type; summary of fees

settled

N/A Category


Issuer Network Analysis

ISSUER BIN: 1234567890 Summary Report

ISSUER NAME: TEST Report M100 Settlement Month: 06/2011

Accepted Rejected

Avg Avg

Qty Fee Fee Total Amount Total | Qty Fee Fee Total Amount Total

==================================================================================================================================

Category: DEPOSIT

210010CIA Dep-Immediate(01-05) 2 0.000 0.000 0.00 | 0 0.000 0.000 0.00

210010CIB Dep-Immediate(06-10) 4 2.000 8.000 21,500.00 | 0 2.000 0.000 0.00

210010CIC Dep-Immediate(11+) 8 0.250 2.000 500.00 | 0 2.000 0.000 0.00

210010CLA Dep-Local(01-05) 6 1.233 7.400 9,945.00 | 0 2.400 0.000 0.00

210010CLB Dep-Local(06-10) 4 1.950 7.800 1,277.53 | 0 2.600 0.000 0.00

210010CLC Dep-Local(11+) 6 1.533 9.200 5,801.65 | 0 2.600 0.000 0.00

210010CNA Dep-NonLocal(01-05) 4 0.500 2.000 20.00 | 0 2.000 0.000 0.00

210010CNB Dep-NonLocal(06-10) 4 1.250 5.000 3,000.00 | 0 2.000 0.000 0.00

210010CNC Dep-NonLocal(11+) 8 0.250 2.000 239.00 | 0 0.000 0.000 0.00

210010CSH Dep-Cash 11 0.000 0.000 0.00 | 2 0.000 0.000 0.00

210010DTF Dep from Tfr 1 2.600 2.600 250.95 | 0 2.600 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 58 46.000 42,534.13 | 2 0.000 0.00

|

| Total Fees: 46.000

| Total Amount: 42,534.13


Monthly Report M101 – Network Analysis by Acquirer Network


Issuers This report is similar to the M100 transaction summary report, but goes on to group by Shared

Branching acquirer network.

Tracking which Shared Branching networks an issuer’s members are using

Acquirer Network Category



ISSUER BIN: 1234567890 by Acquirer Network Report


ACQUIRER NETWORK: CO-OP Shared Branching

Accepted Rejected

Avg Avg


==================================================================================================================================

Category: DEPOSIT




210010CLA Dep-Local(01-05) 6 1.233 7.400 9,945.00 | 0 2.400 0.000 0.00

210010CLB Dep-Local(06-10) 4 1.950 7.800 1,277.53 | 0 2.600 0.000 0.00

210010CLC Dep-Local(11+) 6 1.533 9.200 5,801.65 | 0 2.600 0.000 0.00

210010CNA Dep-NonLocal(01-05) 4 0.500 2.000 20.00 | 0 2.000 0.000 0.00

210010CNB Dep-NonLocal(06-10) 4 1.250 5.000 3,000.00 | 0 2.000 0.000 0.00

210010CNC Dep-NonLocal(11+) 8 0.250 2.000 239.00 | 0 0.000 0.000 0.00

210010CSH Dep-Cash 11 0.000 0.000 0.00 | 2 0.000 0.000 0.00

210010DTF Dep from Tfr 1 2.600 2.600 250.95 | 0 2.600 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 58 46.000 42,534.13 | 2 0.000 0.00

|




Monthly Report M102 – Network Analysis by Acquirer Network ID


Issuers This takes the transaction summary report and breaks it out by the three-character network ID.

Issuers can track in which state networks their members are performing transactions

Acquirer Network ID Category



ISSUER BIN: 1234567890 by Acquirer Network ID Report


ACQ NETWORK ID: GA1

Accepted Rejected

Network Network


==================================================================================================================================

Category: DEPOSIT




210010CLA Dep-Local(01-05) 4 0.650 2.600 9,900.00 | 0 0.000 0.000 0.00

210010CLB Dep-Local(06-10) 3 1.733 5.200 69.82 | 0 2.600 0.000 0.00

210010CLC Dep-Local(11+) 4 1.000 4.000 3,100.00 | 0 0.000 0.000 0.00

210010CNA Dep-NonLocal(01-05) 3 0.000 0.000 0.00 | 0 0.000 0.000 0.00

210010CNB Dep-NonLocal(06-10) 3 1.000 3.000 1,000.00 | 0 3.000 0.000 0.00

210010CNC Dep-NonLocal(11+) 1 2.000 2.000 239.00 | 0 2.000 0.000 0.00

210010CSH Dep-Cash 2 0.000 0.000 0.00 | 0 0.000 0.000 0.00

210010DTF Dep from Tfr 1 2.600 2.600 250.95 | 0 2.600 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 34 27.400 36,059.77 | 0 0.000 0.00

|




Monthly Report M103 – Network Analysis by Acquirer Network ID


Issuers Breaks out transactions by acquirer Tracking where members are performing transactions by local network/Shared Branching

network

Acquirer Network. acquirer BIN

Category



ISSUER BIN: 1234567890 by Acquirer Report


ACQUIRER BIN: 2345678901

ACQUIRER NAME Sample1 CU

ACQUIRER NETWORK: GA1-CO-OP Shared Branching Accepted Rejected

Network Network


==================================================================================================================================

Category: DEPOSIT




210010CLA Dep-Local(01-05) 4 0.650 2.600 9,900.00 | 0 0.000 0.000 0.00

210010CLB Dep-Local(06-10) 3 1.733 5.200 69.82 | 0 2.600 0.000 0.00

210010CLC Dep-Local(11+) 4 1.000 4.000 3,100.00 | 0 0.000 0.000 0.00

210010CNA Dep-NonLocal(01-05) 3 0.000 0.000 0.00 | 0 0.000 0.000 0.00

210010CNB Dep-NonLocal(06-10) 3 1.000 3.000 1,000.00 | 0 3.000 0.000 0.00

210010CNC Dep-NonLocal(11+) 1 2.000 2.000 239.00 | 0 2.000 0.000 0.00

210010CSH Dep-Cash 2 0.000 0.000 0.00 | 0 0.000 0.000 0.00

210010DTF Dep from Tfr 1 2.600 2.600 250.95 | 0 2.600 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 34 27.400 36,059.77 | 0 0.000 0.00

|




Monthly Report M104 – Network Analysis by Acquirer Location


Issuers Breaks out transaction data by acquirer street address.

Enables issuers to track specific acquirer locations where their members are doing

business

Acquirer BIN, acquirer street

address

Category



ISSUER BIN: 1234567890 by Acquirer Location Report


ACQUIRER BIN: 2345678901

ACQUIRER NAME Sample1 CU

ACQUIRER LOCATION: 157 RIVERSIDE DRIVE, NEWBERLIN Accepted Rejected

Network Network


==================================================================================================================================

Category: MISCELLANEOUS

003000SPP Pur-Credit 1 2.600 2.600 3,000.00 | 0 2.600 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 1 2.600 3,000.00 | 0 0.000 0.00

|

| Total Fees: 2.600


Category: WITHDRAWAL

011000CHK Wdrl-Chk 2 2.600 5.200 325.37 | 0 2.600 0.000 0.00

011000CSH Wdrl-Cash 1 2.000 2.000 1,700.00 | 0 2.000 0.000 0.00

011000DCB Wdrl-on Prev Dep 6 0.000 0.000 0.00 | 0 0.000 0.000 0.00

011000WTF Wdrl for Tfr 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 13 7.200 2,025.37 | 0 0.000 0.00

|

| Total Fees: 7.200


==========================================================================================================================

ISSUER SUMMARY: 14 9.800 5,025.37 | 0 0.000 0.00

|

|

Cash Management: |

Total Cash In: 0 0.000 0.00 | 0 0.000 0.00

Total Cash Out: 14 9.800 5,025.37 | 0 0.000 0.00

|

|

| Grand Total Fees: 9.800

| Grand Total Amount: 5,025.37


Monthly Report M105 – Network Analysis by Acquirer Fee Group


Issuers This report provides Transaction Summary information by Acquirer Fee Group.

Reconciliation of fee billing Acquirer fee group Transaction processing code



ISSUER BIN: 1234567890 by Acquirer Fee Group Report


ISSUER FEE GROUP: 0129000000 West Coast CU

ACQ FEE GROUP: 0104000000 Georgia

Accepted Rejected Other

Network Network Network

Qty Fee Total | Qty Fee Total | Qty Fee Total

----------------------------------------------------------------------------------------------------------------------------------

001000SPP Pur-Share 2 3.00 $6.00 | 0 3.00 $0.00 | 0 0.00 $0.00

003000SPP Pur-Credit 7 2.60 $14.60 | 0 2.60 $0.00 | 0 0.00 $0.00

011000CHK Wdrl-Chk 5 2.60 $8.20 | 0 2.60 $0.00 | 0 0.00 $0.00

011000CSH Wdrl-Cash 2 2.00 $4.60 | 0 2.00 $0.00 | 0 0.00 $0.00

011000DCB Wdrl-on Prev Dep 10 0.00 $10.40 | 0 0.00 $0.00 | 0 0.00 $0.00

011000WTF Wdrl for Tfr 16 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

012000CHK Wdrl on Cshd Chk 13 3.00 $3.00 | 1 3.00 $0.00 | 0 0.00 $0.00

012000MCK Wdrl Cshd Chk for 2 2.60 $5.20 | 0 2.60 $0.00 | 0 0.00 $0.00

013000ATF Advance for Tfr 5 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

013000CHK Loan-Check Advance 3 2.00 $6.60 | 0 2.00 $0.00 | 0 0.00 $0.00

013000CSH Loan-Cash Advance 5 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

170000CSH Chk Cashing 2 2.00 $4.00 | 0 2.00 $0.00 | 0 0.00 $0.00

210010CIA Dep-Immediate(01-05) 2 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

210010CIB Dep-Immediate(06-10) 4 2.00 $8.00 | 0 2.00 $0.00 | 0 0.00 $0.00

210010CIC Dep-Immediate(11+) 7 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

210010CLA Dep-Local(01-05) 4 0.00 $2.60 | 0 0.00 $0.00 | 0 0.00 $0.00

210010CLB Dep-Local(06-10) 3 2.60 $5.20 | 0 2.60 $0.00 | 0 0.00 $0.00

210010CLC Dep-Local(11+) 4 0.00 $4.00 | 0 0.00 $0.00 | 0 0.00 $0.00

210010CNA Dep-NonLocal(01-05) 3 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

210010CNB Dep-NonLocal(06-10) 3 3.00 $3.00 | 0 3.00 $0.00 | 0 0.00 $0.00

210010CNC Dep-NonLocal(11+) 1 2.00 $2.00 | 0 2.00 $0.00 | 0 0.00 $0.00

210010CSH Dep-Cash 2 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

210010DTF Dep from Tfr 1 2.60 $2.60 | 0 2.60 $0.00 | 0 0.00 $0.00

390000IAI Inq-Investment 1 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

390000LAI Inq-Loan 1 2.00 $2.00 | 0 2.00 $0.00 | 0 0.00 $0.00

390000SAI Inq-Share 1 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

390000SLI Inq-Share+Loan 1 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

400910TFR Tfr-Loan/Share 3 2.60 $7.80 | 0 2.60 $0.00 | 0 0.00 $0.00

400999TFR Tfr-Loan/Loan 1 2.00 $2.00 | 0 2.00 $0.00 | 0 0.00 $0.00

401010TFR Tfr-Share/Share 2 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

401099TFR Tfr-Share/Loan 2 2.00 $4.00 | 0 2.00 $0.00 | 0 0.00 $0.00


Monthly Report M200 – Acquirer Network Analysis


Acquirers This report provides counts and amounts (accepted and rejected) for each transaction

type, including average fees settled by transaction type.

Tracking transaction volume and dollar amounts for each transaction type; summary of fees

settled.

N/A Category


Acquirer Network Analysis

ACQUIRER BIN: 1234567890 Summary Report

ACQUIRER NAME: TEST Report M200 Settlement Month: 06/2011

Accepted Rejected

Avg Avg


==================================================================================================================================

Category: INQUIRY

910000VER Ver-No Accounts 3 2.600 7.800 5,312.99 | 0 2.600 0.000 0.00

910000VERIAI Ver-Investment 2 2.000 4.000 730.00 | 0 2.000 0.000 0.00

910000VERLAI Ver-Loan 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

910000VERSAI Ver-Share 3 2.000 6.000 2,693.61 | 0 2.000 0.000 0.00

910000VERSLI Ver-Share+Loan 1 2.000 2.000 62.00 | 0 2.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 10 19.800 8,798.60 | 0 0.000 0.00

|




001000SPP Pur-Share 8 0.000 0.000 0.00 | 4 0.000 0.000 0.00

003000SPP Pur-Credit 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

911000STMSAI Stmt-Share 13 0.000 0.000 0.00 | 0 0.000 0.000 0.00

915000STMIAI Stmt-Investment 1 0.750 0.750 0.00 | 0 0.750 0.000 0.00

919000STMLAI Stmt-Loan 3 2.000 6.000 1,250.00 | 0 2.000 0.000 0.00

920000LN1 Loan-Interview 1 2.600 2.600 295.40 | 0 2.600 0.000 0.00

920000LN2 Loan-Close 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00

920000LN3 Loan-Disbursement 0 2.300 0.000 0.00 | 1 2.300 2.300 100.00

920000SPC Pur-Special 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 32 9.350 1,545.40 | 5 2.300 100.00

|




Monthly Report M201 – Acquirer Network Analysis by Issuer Network


Acquirers This report breaks out the acquirer network summary by Issuer network.

Acquirers can use this to determine which networks’ members visit their locations

Issuer network Category



ACQUIRER BIN: 1234567890 by Issuer Network Report


ISSUER NETWORK: CO-OP Shared Branching

Accepted Rejected

Avg Avg


==================================================================================================================================

Category: INQUIRY



910000VERLAI Ver-Loan 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

910000VERSAI Ver-Share 3 2.000 6.000 2,693.61 | 0 2.000 0.000 0.00


--------------------------------------------------------------------------------------------------------------------------

Category Total: 10 19.800 8,798.60 | 0 0.000 0.00

|




001000SPP Pur-Share 8 0.000 0.000 0.00 | 4 0.000 0.000 0.00

003000SPP Pur-Credit 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00



919000STMLAI Stmt-Loan 3 2.000 6.000 1,250.00 | 0 2.000 0.000 0.00


920000LN2 Loan-Close 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00


920000SPC Pur-Special 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 32 9.350 1,545.40 | 5 2.300 100.00

|




Monthly Report M202 – Acquirer Network Analysis by Issuer Network ID


Acquirers This takes the transaction summary report and breaks it out by the three-character network ID.

Acquirers can identify local network from which their Shared Branching members visit

Issuer network ID Category



ACQUIRER BIN: 1234567890 by Issuer Network ID Report


ISSUER NETWORK ID: GA1

Accepted Rejected

Network Network


==================================================================================================================================

Category: INQUIRY



910000VERLAI Ver-Loan 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

910000VERSAI Ver-Share 3 2.000 6.000 2,693.61 | 0 2.000 0.000 0.00


--------------------------------------------------------------------------------------------------------------------------

Category Total: 10 19.800 8,798.60 | 0 0.000 0.00

|






919000STMLAI Stmt-Loan 3 2.000 6.000 1,250.00 | 0 2.000 0.000 0.00


920000LN2 Loan-Close 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 22 9.350 1,545.40 | 0 0.000 0.00

|

| Total Fees: 9.350



Monthly Report M203 – Acquirer Network Analysis by Issuer Network ID


Acquirers This report breaks out the transaction summary by issuer name and BIN

Used to track which issuers’ members are driving branch traffic

Issuer name & BIN Category



ACQUIRER BIN: 1234567890 by Issuer Report


ISSUER BIN: 2345678901

ISSUER NAME Sample1 CU

ISSUER NETWORK: GA1-CO-OP Shared Branching Accepted Rejected

Network Network


==================================================================================================================================

Category: INQUIRY



910000VERLAI Ver-Loan 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

910000VERSAI Ver-Share 3 2.000 6.000 2,693.61 | 0 2.000 0.000 0.00


--------------------------------------------------------------------------------------------------------------------------

Category Total: 10 19.800 8,798.60 | 0 0.000 0.00

|






919000STMLAI Stmt-Loan 3 2.000 6.000 1,250.00 | 0 2.000 0.000 0.00


920000LN2 Loan-Close 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 22 9.350 1,545.40 | 0 0.000 0.00

|

| Total Fees: 9.350



Monthly Report M204 – Acquirer Network Analysis by Branch


Acquirers This report breaks out the transaction summary by individual branch location

Used to compare transaction counts and fee amounts for each individual branch

Acquirer location Category



ACQUIRER BIN: 1234567890 by Branch Report


ACQUIRER LOCATION: 99 BOBOTHEW WAY FREDRICKSBERG

Accepted Rejected

Network Network


==================================================================================================================================

Category: INQUIRY



910000VERLAI Ver-Loan 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

910000VERSAI Ver-Share 3 2.000 6.000 2,693.61 | 0 2.000 0.000 0.00


--------------------------------------------------------------------------------------------------------------------------

Category Total: 10 19.800 8,798.60 | 0 0.000 0.00

|




001000SPP Pur-Share 8 0.000 0.000 0.00 | 4 0.000 0.000 0.00




920000SPC Pur-Special 1 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 23 0.750 0.00 | 5 2.300 100.00

|

| Total Fees: 3.050

| Total Amount: 100.00


Monthly Report M205 – Acquirer Network Analysis by Issuer Fee Group


Acquirers This report provides Transaction Summary information by Issuer Fee Group.

Reconciliation of fee billing Issuer Fee Group Transaction processing code



ACQUIRER BIN: 1234567890 by Issuer Fee Group Report


ACQ FEE GROUP: 0129000000 West Coast CU

ISSUER FEE GROUP: 0104000000 Georgia

Accepted Rejected Other

Network Network Network

Qty Fee Total | Qty Fee Total | Qty Fee Total

----------------------------------------------------------------------------------------------------------------------------------

550000CHK Loan-Chk Pmt 1 3.00 $3.00 | 0 3.00 $0.00 | 0 0.00 $0.00

550000CSH Loan-Cash Pmt 2 2.00 $4.00 | 0 2.00 $0.00 | 0 0.00 $0.00

550000PTF Loan Pmt from Tfr 1 2.60 $2.60 | 0 2.60 $0.00 | 0 0.00 $0.00

910000VER Ver-No Accounts 3 2.60 $7.80 | 0 2.60 $0.00 | 0 0.00 $0.00

910000VERIAI Ver-Investment 2 2.00 $4.00 | 0 2.00 $0.00 | 0 0.00 $0.00

910000VERLAI Ver-Loan 1 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

910000VERSAI Ver-Share 3 2.00 $6.00 | 0 2.00 $0.00 | 0 0.00 $0.00

910000VERSLI Ver-Share+Loan 1 2.00 $2.00 | 0 2.00 $0.00 | 0 0.00 $0.00

911000STMSAI Stmt-Share 13 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

915000STMIAI Stmt-Investment 1 0.75 $0.75 | 0 0.75 $0.00 | 0 0.00 $0.00

919000STMLAI Stmt-Loan 3 2.00 $6.00 | 0 2.00 $0.00 | 0 0.00 $0.00

920000LN1 Loan-Interview 1 2.60 $2.60 | 0 2.60 $0.00 | 0 0.00 $0.00

920000LN2 Loan-Close 4 0.00 $0.00 | 0 0.00 $0.00 | 0 0.00 $0.00

----------------------------------------------------------------------------------------------------------------------------------

TOTALS 36 $38.75 | 0 $0.00 | 0 $0.00

FEE GRAND TOTAL $38.75


Monthly Report M206 – Acquirer Network Analysis by Branch and Issuer


Acquirers Provides transaction summary information broken down by individual issuers that visit each

branch

Used to track which issuers’ members visit each individual branch location

Acquirer street address, issuer

BIN/name

Category



ACQUIRER BIN: 1234567890 by Branch and Issuer Report


ACQUIRER LOCATION: 77 SUNSET STRIP BROOKLYN

ISSUER BIN: 2345678901

ISSUER NAME: Sample1 CU Accepted Rejected

Network Network


==================================================================================================================================


919000STMLAI Stmt-Loan 3 2.000 6.000 1,250.00 | 0 2.000 0.000 0.00


920000LN2 Loan-Close 4 0.000 0.000 0.00 | 0 0.000 0.000 0.00

--------------------------------------------------------------------------------------------------------------------------

Category Total: 8 8.600 1,545.40 | 0 0.000 0.00

|

| Total Fees: 8.600


==========================================================================================================================

ISSUER SUMMARY: 8 8.600 1,545.40 | 0 0.000 0.00

|

Cash Management: |

Total Cash In: 0 0.000 0.00 | 0 0.000 0.00

Total Cash Out: 0 0.000 0.00 | 0 0.000 0.00

|

|

|

| Grand Total Fees: 8.600

| Grand Total Amount: 1,545.40


Monthly Report M300 – Fee Billing Settlement Summary


General Contains settlement summary for issuer and acquirer activity.

Balancing interchange settlement N/A N/A


Fee Billing Settlement

INSTUTION RT: 1234567890 Summary Report

INSTITUTION NAME: TEST Report M300 Settlement Month: 06/2011

==================================================================================================================================

Settlement Totals:

-----------------------------------------------------

Issuer Total: 204.50 Dr

Acquirer Total: 41.05 Cr

-----------------------------------------------------

TOTAL SETTLED: 163.45 Dr

Total amount settled to Corporate RT 1111111111 Account Number 1222222222 is 163.45 Dr


Adjustment Reason Descriptions

NGN Report Adjustment Reason Description

Returned Item Returned Item(s)

Offline Offline transaction - issuer/acquirer offline

Trn Post Error Transaction posted in error

Trn Did Not Post Transaction did not post

Trn Multiple Pst Transaction posted multiple times

Trn Did Not Rev Transaction did not reverse

Trn Rev Error Transaction reversed in error

Misc Correction Miscellaneous correction

Netwk Correction CO-OP SB network correction

Transaction and Account Qualifier Code Descriptions

Message Code

Description

100 Authorization Request Request made by acquirer (outlet/service center). A transaction that involved no settlement, such as a member verify or statement print

110 Authorization Request Response Response given by issuer to the request made (100 msg).

130 Authorization Advice (Memo Post) Information sent by an acquirer about a memo post transaction, i.e., foreign network check cash, special purchase, etc. No settlement will occur for this transaction.

200 Financial Request Request made by acquirer for a financial transaction. A transaction where member’s account will be debited/credited.

210 Financial Request Response Response given by issuer to the financial request made.

230 Financial Transaction Advice (Force Post) This is a force post transaction where the acquirer has processed a transaction that will either debit or credit the member’s account.

420 Transaction Reversal This is an acquirer reversal advice. Indicates that the outlet/service center reversed the transaction.


National Point-of-Service (POS) Condition Codes

POS Code Description

0100100012 Shared Branch (teller)

0100100013 Shared Branch (franchise teller)

0103100012 Call Center

1000100017 Kiosk (on-premise)

1010100014 Remote Deposit (via Internet)

1010100017 Kiosk (off-premise)

1010100024 Mobile Banking via phone application

Processing Code Descriptions

Processing Code Processing Code Description Processing Code Type

Processing Code Type Full

001000SPP Purchase-Share MISC MISCELLANEOUS

003000SPP Purchase-Credit MISC MISCELLANEOUS

011000CHK Withdrawal-Check WDRL WITHDRAWAL

011000CSH Withdrawal-Cash WDRL WITHDRAWAL

011000DCB Withdrawal-on Prev Deposit WDRL WITHDRAWAL

011000WTF Withdrawal for Transfer WDRL WITHDRAWAL

012000CHK Withdrawal on Cashed Check WDRL WITHDRAWAL

012000MCK Withdrawal on Cashed Check for Non-Member WDRL WITHDRAWAL

013000ATF Advance for Transfer WDRL WITHDRAWAL

013000CHK Loan-Check Advance WDRL WITHDRAWAL

013000CSH Loan-Cash Advance WDRL WITHDRAWAL

170000CSH Check Cashing MISC MISCELLANEOUS

210010CIA Deposit-Immediate(01-05) DEP DEPOSIT

210010CIB Deposit-Immediate(06-10) DEP DEPOSIT

210010CIC Deposit-Immediate(11+) DEP DEPOSIT

210010CLA Deposit-Local(01-05) DEP DEPOSIT

210010CLB Deposit-Local(06-10) DEP DEPOSIT

210010CLC Deposit-Local(11+) DEP DEPOSIT


Processing Code Descriptions

Processing Code Processing Code Description Processing Code Type

Processing Code Type Full

210010CNA Deposit-NonLocal(01-05) DEP DEPOSIT

210010CNB Deposit-NonLocal(06-10) DEP DEPOSIT

210010CNC Deposit-NonLocal(11+) DEP DEPOSIT

210010CSH Deposit-Cash DEP DEPOSIT

210010DTF Deposit from Transfer DEP DEPOSIT

390000IAI Inquiry-Investment INQ INQUIRY

390000LAI Inquiry-Loan INQ INQUIRY

390000SAI Inquiry-Share INQ INQUIRY

390000SLI Inquiry-Share+Loan INQ INQUIRY

400910TFR Transfer-Loan/Share TRFR TRANSFER

400999TFR Transfer-Loan/Loan PYMT PAYMENT

401010TFR Transfer-Share/Share TRFR TRANSFER

401099TFR Transfer-Share/Loan PYMT PAYMENT

550000CHK Loan-Check Payment PYMT PAYMENT

550000CSH Loan-Cash Payment PYMT PAYMENT

550000PTF Loan Payment from Transfer PYMT PAYMENT

910000VER Verify-No Accounts INQ INQUIRY

910000VERIAI Verify-Investment INQ INQUIRY

910000VERLAI Verify-Loan INQ INQUIRY

910000VERSAI Verify-Share INQ INQUIRY

910000VERSLI Verify-Share+Loan INQ INQUIRY

911000STMSAI Statement-Share MISC MISCELLANEOUS

915000STMIAI Statement-Investment MISC MISCELLANEOUS

919000STMLAI Statement-Loan MISC MISCELLANEOUS

920000LN1 Loan-Interview MISC MISCELLANEOUS

920000LN2 Loan-Close MISC MISCELLANEOUS

920000LN3 Loan-Disbursement MISC MISCELLANEOUS

920000SPC Purchase-Special MISC MISCELLANEOUS

ngn reports guide

Documents

new issuer report

issuer transactions

issuer totals

acquirer transactions

settlement summary report

acquirer totals

o issuer

issuer cash transactions