nflpa 2014 dept of labor lm-2 part 4
TRANSCRIPT
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 1/89
Cehj ecg Eggrjss(E)
HFGMCELG NMPABCV LLF?00 VZPJ[BM[ E_JCZJ JEVWVZBWJ ;500FLJ_JLECGMN77557
Wypj mr Flessbobfetbmc(K)
EWWM[CJRV EW LEY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
Cehj ecg Eggrjss(E)
HFOEGGJC JCWJ[P[BVJV BCF.
LBWWLJ [MFAE[9;;;6
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $590Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $597PLERJ[ HE[AJWBCI 0;/52/;057 $2PLERJ[ HE[AJWBCI 06/5;/;056 $50[MRELWBJV 55/05/;056 $?>PLERJ[ HE[AJWBCI 09/5?/;056 $:PLERJ[ HE[AJWBCI 07/0;/;056 $;0PLERJ[ HE[AJWBCI 09/;6/;056 $;>[MRELWBJV 0;/50/;057 $;2
Cehj ecg Eggrjss
(E)HFN LLF
RZHEET>:6?7
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7;>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $769PLERJ[ HE[AJWBCI 55/5>/;056 $;5PLERJ[ HE[AJWBCI 0?/5;/;056 $;;PLERJ[ HE[AJWBCI 0?/06/;056 $?PLERJ[ HE[AJWBCI 0:/06/;056 $:2PLERJ[ HE[AJWBCI 0?/5;/;056 $;2PLERJ[ HE[AJWBCI 5;/;0/;056 $;:PLERJ[ HE[AJWBCI 55/0?/;056 $6>PLERJ[ HE[AJWBCI 50/5?/;056 $5:PLERJ[ HE[AJWBCI 02/;6/;056 $:>PLERJ[ HE[AJWBCI 0?/0:/;056 $5;9PLERJ[ HE[AJWBCI 05/65/;057 $57PLERJ[ HE[AJWBCI 0:/56/;056 $50
Cehj ecg Eggrjss(E)
HFAJCCE PEVFMJ
WJ[[E KJLLEFE26;90
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
HFLJMG KJWNJL-WNMHPVMC
VEC O[ECFBVFMFE27550
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59[MRELWBJV 50/0;/;056 $>[MRELWBJV 05/65/;057 $>
Cehj ecg Eggrjss(E)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 2/89
HG DMNCVMC JCWJ[P[BVJV LLF
VJLHEEL6?906
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50PLERJ[ HE[AJWBCI 50/05/;056 $:
Cehj ecg Eggrjss
(E)HJEVZ[BCI J_J[R GER LLF
LJ^BCIWMCAR70:55
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:[MRELWBJV 50/5?/;056 $:
Cehj ecg Eggrjss(E)
HJLECBJ BILJVBEV6;? JEVW 67WN #K5
CJY RM[ACR
005?Wypj mr Flessbobfetbmc
(K)J_JCW JCWJ[WEBCHJCW
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:VZPJ[ KMYL J_JCW ;057 0;/52/;057 $:
Cehj ecg Eggrjss(E)
HJL_BC KZLLBWW
VEFNVJW^9:07>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
HJL_BC BCI[EH
VEC GBJIMFE2;5;0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HJ[FR JCWJ[P[BVJV
MFMJJOL679?5
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;5Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;6PLERJ[ HE[AJWBCI 50/;5/;056 $?[MRELWBJV 0;/50/;057 $:[MRELWBJV 55/05/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 3/89
Cehj ecg Eggrjss(E)
HJ[[BL NMIJ
OW. WNMHEVAR7509:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59PLERJ[ HE[AJWBCI 0:/06/;056 $59
Cehj ecg Eggrjss(E)
HJW[M GEWE CJWYM[AV LLFF/M HEICMLBE OBCECFBEL BCF.PM KM^ >2022:FNE[LMWWJCF;>;>2
Wypj mr Flessbobfetbmc(K)
COM[HEWBMC WJFNCMLMIR
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9
Cehj ecg Eggrjss(E)
HBFNEJL EGEHV
E[LBCIWMCW^9?00;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL KJLL
VZ[P[BVJET>:692
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 05/65/;057 $>
Cehj ecg Eggrjss(E)
HBFNEJL KJCCJWW
AB[ALECGYE2>066
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56PLERJ[ HE[AJWBCI 05/65/;057 $:[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL KMLJR
GEFZLEIE60052
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 4/89
Cehj ecg Eggrjss(E)
HBFNEJL K[JYVWJ[
EFAVMC_BLLJOL6;;7?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL K[MFAJ[V
VW. FNE[LJVHM?6606
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL KZVN
NBINLECG PE[AL
70;;>Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL FMJ
EFAVMC_BLLJOL6;;:?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL FM^
GM[FNJVWJ[HE0;5;7
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 5;/;0/;056 $5:
Cehj ecg Eggrjss(E)
HBFNEJL F[EKW[JJ
GELLEVW^9:;05
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:?PLERJ[ HE[AJWBCI 50/;>/;056 $>PLERJ[ HE[AJWBCI 0?/;?/;056 $50[MRELWBJV 09/;7/;056 $55[MRELWBJV 50/;>/;056 $9[MRELWBJV 0;/50/;057 $?[MRELWBJV 0?/06/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 5/89
[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL JICJY
YJVWMCOL666;9
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL OLMRG
HBCCJEPMLBVHC::75?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $72Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:5PLERJ[ HE[AJWBCI 0:/06/;056 $9PLERJ[ HE[AJWBCI 09/0;/;056 $5>PLERJ[ HE[AJWBCI 07/;2/;056 $2PLERJ[ HE[AJWBCI 0;/52/;057 $:[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss
(E)HBFNEJL OM[G
_J[CMC NBLLVL
?00?5Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 55/0?/;056 $5:
Cehj ecg Eggrjss(E)
HBFNEJL I[BOOBC
K[JCWYMMGWC690;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL NMMHECEYECZB
PNMJCB^ET>:05?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL NZOO
ELEHJCGEFE27:0;
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 6/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBFNEJL B[_BC
PLECMW^9:0;7
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 02/50/;056 $5:
Cehj ecg Eggrjss(E)
HBFNEJL DJCABCV
VZYECJJIE600;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss
(E)HBFNEJL DMNCVMC
VJLHEEL6?906
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL AMJCJC
WEHPEOL66?5:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL HFF[E[R
KELWBHM[JHG;5;65
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55
PLERJ[ HE[AJWBCI 02/5?/;056 $55
Cehj ecg Eggrjss(E)
HBFNEJL HM[IEC
[JCWMCYE2>0:9
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 7/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBFNEJL MNJ[
MLCJRHG;0>6;
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL MWWM
IELLEWBCWC690??
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss
(E)HBFNEJL PELHJ[
VWMCJ HMZCWEBCIE600>9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL [MKBCVMC
[BFNHMCG_E;6;65
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL [MMV
CEVN_BLLJWC69;0>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2
[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL VJLLJ[V
WEHPEOL66?79
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 8/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBFNEJL VHBWN
WEHPEOL66?09
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL WZ[CJ[
VZYECJJIE600;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss
(E)HBFNEJL _BFA
FNJVEPJEAJ_E;66;5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $97Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $97PLERJ[ HE[AJWBCI 55/0?/;056 $>[MRELWBJV 09/;7/;056 $9[MRELWBJV 0;/50/;057 $2[MRELWBJV 55/05/;056 $;5[MRELWBJV 0;/55/;057 $;0[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBFNEJL _BFA
FNJVEPJEAJ_E;66;5
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6>PLERJ[ HE[AJWBCI 0:/06/;056 $56PLERJ[ HE[AJWBCI 0?/;?/;056 $;:
Cehj ecg Eggrjss(E)
HBFNJEL VPZ[LMFA
PNBLEGJLPNBEHV
626:0Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBFAJR VNZLJ[
HE[RV_BLLJPE
90:6
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/56/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 9/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ EGEHV
EZ[M[EFM
>005: Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HBAJ EGEHV
PBWWVKZ[INPE
:;06Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBAJ ELVWMWW
VW. PJWJ[VKZ[IOL66909
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50PLERJ[ HE[AJWBCI 06/;;/;056 $50
Cehj ecg Eggrjss(E)
HBAJ KELMIZC
ZPPJ[ HE[LKM[MHG;0997
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 07/;6/;056 $2
Cehj ecg Eggrjss(E)
HBAJ K[BVBJL
ELEHJGEFE27:05
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
HBAJ FEZVVBC
M[FNE[G PE[ACR
75;9
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 10/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ FM^
JWWJ[VPE
9652 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
HBAJ GECBJLV
GJ PJ[JYB:755:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBAJ GJ_BWM
NEHPGJCHJ07777
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ OLRCC
YJCNEHHE052>7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;PLERJ[ HE[AJWBCI 02/5?/;056 $5;
Cehj ecg Eggrjss(E)
HBAJ IBKVMC
CEPEFE27::>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ IBLLBVLJJ
GJLECGOL6;9;7
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $77Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9;PLERJ[ HE[AJWBCI 5;/02/;056 $2PLERJ[ HE[AJWBCI 0>/0?/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 11/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 07/;6/;056 $9PLERJ[ HE[AJWBCI 5;/02/;056 $:PLERJ[ HE[AJWBCI 55/56/;056 $?PLERJ[ HE[AJWBCI 0:/56/;056 $50
Cehj ecg Eggrjss(E)
HBAJ ILJCCMC
ELJ^ECG[BE
_E;;657Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $606Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6;9PLERJ[ HE[AJWBCI 55/5>/;056 $56
PLERJ[ HE[AJWBCI 02/56/;056 $>PLERJ[ HE[AJWBCI 0?/5;/;056 $50PLERJ[ HE[AJWBCI 0?/5;/;056 $7>PLERJ[ HE[AJWBCI 0?/5;/;056 $;;PLERJ[ HE[AJWBCI 0;/52/;057 $>PLERJ[ HE[AJWBCI 5;/;0/;056 $5:PLERJ[ HE[AJWBCI 5;/02/;056 $62PLERJ[ HE[AJWBCI 50/;>/;056 $;;PLERJ[ HE[AJWBCI 50/0>/;056 $;;PLERJ[ HE[AJWBCI 07/60/;056 $9?PLERJ[ HE[AJWBCI 0:/56/;056 $50PLERJ[ HE[AJWBCI 0;/52/;057 $:
Cehj ecg Eggrjss
(E)HBAJ IMLBF
E_MCFW0?005
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 0;/52/;057 $5:
Cehj ecg Eggrjss(E)
HBAJ IMLBF
E_MCFW0?005
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 02/06/;056 $;0
Cehj ecg Eggrjss(E)
HBAJ IMMGVMC
WMHKELLW^9969:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
HBAJ NE[[BV
EFAVMC_BLLJOL6;;5?
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 12/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ NE[[BV
VEC GBJIMFE2;5;6
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HBAJ NBIIBCV
[B_J[ [BGIJLE905;6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss
(E)HBAJ NMLHJV
CGBECEPMLBVC
7?;57Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 05/;7/;057 $>
Cehj ecg Eggrjss(E)
HBAJ BZPEWB
VEC DMVJFE2:56?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 09/06/;056 $?[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HBAJ DEHJV
WEHPEOL66?;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;
PLERJ[ HE[AJWBCI 5;/02/;056 $5;
Cehj ecg Eggrjss(E)
HBAJ DJCABCV
NBIN PMBCWCF;9;?;
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59[MRELWBJV 55/56/;056 $>[MRELWBJV 05/50/;057 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 13/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ DMNCVMC
EWLECWEIE60652
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
HBAJ AEOAE
PNMJCB^ET>:07;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/;?/;056 $>
Cehj ecg Eggrjss
(E)HBAJ LJEFN
FNECGLJ[ET>:;7>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ HE[WBC
CEVN_BLLJWC6>;59
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
HBAJ HFEGMM
JVVZPHG;0927
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59
[MRELWBJV 55/09/;056 $>[MRELWBJV 55/57/;056 $>
Cehj ecg Eggrjss(E)
HBAJ HFILRCC
CGBECEPMLBVC
7?;9>Wypj mr Flessbobfetbmc
(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 14/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ HFCJBLL
VW. LMZBVHM?650>
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ HJ[[BWW
M[LECGMOL6;>;?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 0:/;6/;056 $2
Cehj ecg Eggrjss
(E)HBAJ HBWFNJLL
MEALECGFE27?5;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBAJ HMNEHJG
K[EYLJRFE2;;;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
HBAJ CJEL
I[JJC KERYB:7656
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBAJ CZIJCW
FBCFBCCEWBMN7:;0>
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 15/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ PEWWJ[VMC
HE[LWMCCD0>0:6
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
HBAJ PJ[VMC
ILJCGB_JHW:2660
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss
(E)HBAJ PMLLEA
FNECGLJ[ET>:7;2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HBAJ PMZCFJR
LEAJLECGOL66>56
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ [BFNE[GVMC
FNE[LJVWMYCHE0;5;2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
HBAJ [ZFAJ[
FNE[LMWWJCF;>;99
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 02/06/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 16/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJ VFBO[JV
VEC GBJIMFE2;565
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HBAJ WNMHEV
WZFVMCET>:97:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss
(E)HBAJ WMLKJ[W
YE^NEYCF;>596
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBAJ YBLLBEHV
KZOOELMCR
7;55Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
HBAJ YBCGW
FBCFBCCEWBMN7:;6>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
HBAJ Y[BINW
FBCFBCCEWBMN7:;72
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 17/89
COL PLERJ[
Cehj ecg Eggrjss(E)
HBAJL LJVNMZ[J
GJE[KM[CHB7>505
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;7Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;7PLERJ[ HE[AJWBCI 02/;6/;056 $>PLERJ[ HE[AJWBCI 05/65/;057 $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBLJV EZVWBC
VMZWNLEAJW^9?02;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss
(E)HBLJV EZVWBC HE[AJWBCI LLF
PBCJ K[MMACD090:>
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;7Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;:PLERJ[ HE[AJWBCI 02/5?/;056 $9[MRELWBJV 50/;>/;056 $:;PLERJ[ HE[AJWBCI 0;/5;/;057 $9PLERJ[ HE[AJWBCI 50/;5/;056 $9[MRELWBJV 0;/50/;057 $6;[MRELWBJV 09/;7/;056 $59
Cehj ecg Eggrjss(E)
HBLJV KZ[[BV
ELEHJGEFE27:0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
HBLLJ['V MOOBFJ P[MGZFWVPM KM^ 5:69
CJYBCIWMC_E
;;5;;Wypj mr Flessbobfetbmc
(K)MOOBFJ VZPPLR [JWEBLJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;7
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;7
Cehj ecg Eggrjss(E)
HBCWJ[ FMCVZLWBCI BCF.
FMCFM[GCF;>0;9
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0:/5:/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 18/89
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Cehj ecg Eggrjss(E)
HBVWJ[ ELJ^ECGJ[
NMZVWMCW^
990?> Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59
[MRELWBJV 55/;0/;056 $>[MRELWBJV 5;/55/;056 $>
Cehj ecg Eggrjss(E)
HBVW[EL [ERHMCG
JGJC P[EB[BJHC::677
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HBWFNJLL VFNYE[WT
CM[WN MLHVWJGMN77090
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HBWFNJLL ZC[JBC
JCILJYMMGFM>055;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HMNEHJG HEVVEUZMB
CM[WN [MRELWMCMN77566
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
HMNEHJG VECZ
LZGLMYAR7505?
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $79Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?0PLERJ[ HE[AJWBCI 50/;>/;056 $59PLERJ[ HE[AJWBCI 07/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 19/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 06/5:/;056 $56[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HMBVJ OMAMZ
CEVN_BLLJWC
69;06 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
HMCWE[BM NE[GJVWR
KMFE [EWMCOL66765
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/5>/;056 $>
Cehj ecg Eggrjss(E)
HMCWJJ KELL
VZC P[EB[BJYB:6:20
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $560Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $569PLERJ[ HE[AJWBCI 05/5:/;057 $2PLERJ[ HE[AJWBCI 0?/5;/;056 $72PLERJ[ HE[AJWBCI 0?/5;/;056 $?PLERJ[ HE[AJWBCI 5;/02/;056 $57PLERJ[ HE[AJWBCI 0:/09/;056 $67PLERJ[ HE[AJWBCI 05/65/;057 $?PLERJ[ HE[AJWBCI 0:/56/;056 $50
Cehj ecg Eggrjss
(E)HMCWJLL MYJCV
EFAVMC_BLLJOL6;;09
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
HM[EC CM[[BV
[BFNHMCGW^997?2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/09/;056 $>
Cehj ecg Eggrjss(E)
HM[IEC KZ[CJWW
I[JJC KER
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 20/89
YB:7656
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
HM[IEC FM^
PBAJV_BLLJHG;5;0>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
HM[IEC W[JCW
[_BCJFE2;?;0
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
HM[[BV FLEBKM[CJ
[_BCIW^9:0?6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $60Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $65[MRELWBJV 09/;7/;056 $?[MRELWBJV 0:/02/;056 $>[MRELWBJV 50/;>/;056 $?[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)HM[WWR B_R
HMC[MJ_BLLJPE
:57?Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
HMZCW LZFEV HECEIJHJCW LP
70: VMZWN VWEWJ VWCJYWMCPE
>270Wypj mr Flessbobfetbmc
(K)C_JVWHJCW HECEIJ[V
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6>HECEIJHJCW OJJ 0;/57/;057 $57HECEIJHJCW OJJ 07/60/;056 $55HECEIJHJCW OJJ 09/65/;056 $55
Cehj ecg Eggrjss(E)
HZNEHHEG BCF.
FNE[LMWWJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57PLERJ[ HE[AJWBCI 5;/0:/;056 $?
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 21/89
CF;>;50
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
PLERJ[ HE[AJWBCI 0:/;0/;056 $9
Cehj ecg Eggrjss(E)
HZNEHHEG YBLAJ[VMC
LBCGJCCD0906?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;?[MRELWBJV 02/5>/;056 $>[MRELWBJV 0;/50/;057 $>
Cehj ecg Eggrjss(E)
HY'V IJHV & DJYJLV LLF
LBCGJCCD0906?
Wypj mr Flessbobfetbmc(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50
Cehj ecg Eggrjss(E)
HRFNEL AJCG[BFAV
PNBLEGJLPNBEPE
25;6Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $52Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;6[MRELWBJV 50/0;/;056 $>[MRELWBJV 0;/50/;057 $50
Cehj ecg Eggrjss(E)HRFNEL [B_J[E
LMV ECIJLJVFE20059
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;5Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;5PLERJ[ HE[AJWBCI 02/;6/;056 $>PLERJ[ HE[AJWBCI 09/60/;056 $5;
Cehj ecg Eggrjss(E)
HR[MC LJYBV
FM[EL VP[BCIVOL660?9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/55/;056 $>
Cehj ecg Eggrjss(E)
CE'BL GBIIV
VEC GBJIM
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 06/09/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 22/89
FE2;505
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
CEEHEC [MMVJ_JLW
KZOOELMCR7;02
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/5>/;056 $>
Cehj ecg Eggrjss(E)
CEDJJ IMMGJ
WEHPEOL66?79
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
CEWJ ELLJC
FEPJ FM[ELOL66202
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)CEWJ KZ[LJVMC
FECWMCHB7>5>9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $57Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 50/;>/;056 $:[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
CEWJ KRNEH
NJ[HBCBJPE
:?69Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
CEWJ FMLLBCV
LBKJ[WR_BLLJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 23/89
L?007>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
CEWJ JKCJ[
GZKLBCMN7605?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
CEWJ IE[CJ[
GE_BJOL666;>
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
CEWJ B[_BCI
PE[AJ[FM>0567
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)CEWJ AEJGBCI
MYE FBWRE
:;;70Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
CEWJ HJCABC
LEIM _BVWEW^9>?7:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
CEWJ PMWWJ[
FNECGLJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 24/89
ET>:;;?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
CEWJ VMLGJ[
LJEG_BLLJFM>07?5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>PLERJ[ HE[AJWBCI 0:/;0/;056 $50[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
CEWJ YEVNBCIWMC
K[JCWYMMGWC690;9
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>PLERJ[ HE[AJWBCI 0?/5;/;056 $?
[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
CEWNEC DMCJV
FMPPJLLW^9:052
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)CEWNEC W[BPLJWW
K[MMALRC PE[AHC::776
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
CEWNEC _EVNJ[
_J[CMC NBLLVL
?00?5Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
CE_M[[M KMYHEC
VEC DMVJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:;PLERJ[ HE[AJWBCI 09/;;/;056 $5;
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 25/89
FE2:5;?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 0;/52/;057 $50PLERJ[ HE[AJWBCI 09/0;/;056 $:PLERJ[ HE[AJWBCI 07/50/;056 $50[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
CGEHZAMCI VZN
HFABCCJRW^9:090
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
CJEL ECGJ[VMC
IEBCJV_BLLJOL6;?0>
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0:/5:/;056 $:
Cehj ecg Eggrjss(E)
CJBL [EFAJ[V
VW. LMZBVHM?6575
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)CJWYM[A VMLZWBMCV BCF.P.M. KM^ 5960:
KELWBHM[JHG;5;29
Wypj mr Flessbobfetbmc(K)
COM[HEWBMC WJFNCMLMIR
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?
Cehj ecg Eggrjss(E)
CJY M[LJECV VPJFBEL J_JCW
FEWJ[BCI:05 IB[MG VW
CJY M[LJECVLE90556
Wypj mr Flessbobfetbmc(K)
FEWJ[BCI VJ[_BFJV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2VZPJ[ KMYL ;056 J_JCW 06/;9/;056 $2
Cehj ecg Eggrjss(E)
CJY P[MGZFWBMCV UAF
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 26/89
ACBINWGELJCF;9:7:
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Cehj ecg Eggrjss(E)
COD BC_JVWHJCW I[MZP;500 [MVV E_J
VZBWJ 900GELLEVW^9:;05
Wypj mr Flessbobfetbmc(K)
C_JVWHJCW HECEIJ[V
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $550HECEIJHJCW OJJ 0;/57/;057 $;6HECEIJHJCW OJJ 55/05/;056 $;;HECEIJHJCW OJJ 09/65/;056 $;0HECEIJHJCW OJJ 07/60/;056 $;5HECEIJHJCW OJJ 06/65/;056 $;0
Cehj ecg Eggrjss(E)
COLPE FELBOM[CBE FNEPWJ[566 ;0WN VW CY
VZBWJ ?00YEVNBCIWMCGF
;006? Wypj mr Flessbobfetbmc(K)
[JWB[JG HJHKJ[ FNEPWJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?
FNEPWJ[ [JKEWJ 06/57/;056 $?
Cehj ecg Eggrjss(E)
COLPE FNEPWJ[ MO NMZVWMC
YEVNBCIWMCGF;006?
Wypj mr Flessbobfetbmc(K)
[JWB[JG HJHKJ[ FNEPWJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9
Cehj ecg Eggrjss(E)
COLPE FNEPWJ[ MO LMV ECIJLJV
YEVNBCIWMCGF;006?
Wypj mr Flessbobfetbmc(K)
[JWB[JG HJHKJ[ FNEPWJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9
Cehj ecg Eggrjss(E)
CBFA KE[CJWW
GJPJ[JYB:755:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
CBFA KJLLM[J
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 27/89
HBLYEZAJJYB:6;0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
CBFA JEVMC
PNMJCB^ET;:07>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
CBFA OEB[LJR
HMKBLJEL
6??0: Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56
[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
CBFA OMLJV
PNBLEGJLPNBEPE
257:Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $576Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:0PLERJ[ HE[AJWBCI 0:/06/;056 $5>PLERJ[ HE[AJWBCI 07/;2/;056 $57PLERJ[ HE[AJWBCI 06/;;/;056 $5;[MRELWBJV 0;/50/;057 $5>PLERJ[ HE[AJWBCI 0;/5;/;057 $56
PLERJ[ HE[AJWBCI 0;/52/;057 $:9[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
CBFA OMLA
HEGBVMCCD09270
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss
(E)CBFA NE[GYBFA
VEC GBJIMFE2;50?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 28/89
CBFA NERGJC
FMPPJLLW^9:052
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss
(E)CBFA AEVE
WNMCWMCFM>0?0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $52Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;5PLERJ[ HE[AJWBCI 50/;5/;056 $>PLERJ[ HE[AJWBCI 07/60/;056 $50
Cehj ecg Eggrjss(E)
CBFA HECIMLG
FNEWNEHCD092;>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $72Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:;[MRELWBJV 50/;>/;056 $:PLERJ[ HE[AJWBCI 50/5?/;056 $:PLERJ[ HE[AJWBCI 0;/52/;057 $50PLERJ[ HE[AJWBCI 09/0;/;056 $5:[MRELWBJV 09/;7/;056 $:[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
CBFA HMMGR
YRCFMWJPE
202: Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50PLERJ[ HE[AJWBCI 50/5?/;056 $>
Cehj ecg Eggrjss(E)
CBFA CM_EA
LE DMLLEFE2;069
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
CBFA PJ[[R
GJW[MBWHB7>;6>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/;:/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 29/89
Cehj ecg Eggrjss(E)
CBFA PMLA
HBLYEZAJJYB:6;5>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6?[MRELWBJV 0:/02/;056 $>[MRELWBJV 07/;6/;056 $>[MRELWBJV 50/5?/;056 $>[MRELWBJV 0:/5:/;056 $>
Cehj ecg Eggrjss(E)
CBFA [JJG
JZIJCJM[29706
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
CBFA [MEFN
CM[WNK[MMAL
?00?;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
CBFA VZCGKJ[I
EVNKZ[C_E;0579
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
CBFA WMMC
HJWEB[BJLE9000:
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
CBFA;MMC JCWJ[P[BVJV
OBWFNKZ[IYB:6955
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $66Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6?PLERJ[ HE[AJWBCI 06/5:/;056 $9PLERJ[ HE[AJWBCI 07/55/;056 $52PLERJ[ HE[AJWBCI 06/;>/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 30/89
Cehj ecg Eggrjss(E)
CBIJL K[EGNEH
KZOOELMCR
7;0;Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
CBAJ BCF.CBAJ ZVE BCF.926; FMLLJFWBMCV FJCWJ[ G[.FNBFEIML
?0?26Wypj mr Flessbobfetbmc
(K)LBFJCVJJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6:;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6:;COL PLERJ[V [MMABJ P[JHBJ[J ;056 0>/;>/;056 $6:;
Cehj ecg Eggrjss(E)
CBLJV PEZL
EVNKZ[C_E;0579
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
CCEHGB EVMHZINE
WM[[ECFJFE20:0:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $52[MRELWBJV 50/60/;056 $>[MRELWBJV 0;/50/;057 $2
Cehj ecg Eggrjss(E)
CMLEC FE[[MLL
PLECWEWBMCOL666;7
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
CM[WNFMEVW EVVJW HECEIJHJCW? ILJC_BLLJ VW
I[JJCYBFNFW0?>65
Wypj mr Flessbobfetbmc(K)
C_JVWHJCW HECEIJ[V
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:>HECEIJHJCW OJJ 0;/57/;057 $7;HECEIJHJCW OJJ 55/05/;056 $62HECEIJHJCW OJJ 09/65/;056 $6>HECEIJHJCW OJJ 07/60/;056 $69
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 31/89
Cehj ecg Eggrjss(E)
CVEWBEKL JCWJ[P[BVJV BCF.
CJY RM[ACR
00;;Wypj mr Flessbobfetbmc
(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50PLERJ[ HE[AJWBCI 50/5?/;056 $50
Cehj ecg Eggrjss(E)
CZA NMPABCV LLF
KJ_J[LR NBLLVFE20;55
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;>PLERJ[ HE[AJWBCI 05/50/;057 $5?PLERJ[ HE[AJWBCI 05/5:/;057 $6?PLERJ[ HE[AJWBCI 05/50/;057 $59PLERJ[ HE[AJWBCI 05/50/;057 $59PLERJ[ HE[AJWBCI 5;/02/;056 $5;PLERJ[ HE[AJWBCI 50/;5/;056 $5?
Cehj ecg Eggrjss(E)
M'K[BJC VFNMOBJLG
PNMJCB^ET>:07>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
M'HJL_JCR ECG HRJ[V LLPPM KM^ >2776?
LMV ECIJLJVFE205>2
Wypj mr Flessbobfetbmc(K)
EWWM[CJRV EW LEY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:P[MOJVVBMCEL VJ[_BFJV 09/5>/;056 $:
Cehj ecg Eggrjss(E)
M'HJL_JCR ECG HRJ[V LLPPM KM^ >2776?
LMV ECILJVFE205>2
Wypj mr Flessbobfetbmc(K)EWWM[CJRV EW LEY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:P[MOJVVBMCEL VJ[_BFJV 0:/02/;056 $:
Cehj ecg Eggrjss(E)
MIJHGB ZHJCRBM[E
EWLECWEIE606:0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 02/56/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 32/89
Cehj ecg Eggrjss(E)
MAEHMWM VWZGBM LLF6: 06 65VW VW[JJW
EVWM[BECR
550?Wypj mr Flessbobfetbmc
(K)
J_JCW GÂFM[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?VZPJ[ KMYL J_JCWV ;057 0;/;0/;057 $?
Cehj ecg Eggrjss(E)
MLBCGM HE[J
HMM[JV_BLLJLE;>559
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
MLB_BJ[ _J[CMC
OM[W LEZGJ[GELJOL666;5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
MHE[ KMLGJC
JCILJYMMGFM>055;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
MHE[ IEBWNJ[
FNE[LMWWJCF;>;0;
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
MCBJL FMZVBCV
VW[MCIV_BLLJMN7756?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 33/89
Cehj ecg Eggrjss(E)
MCWJ[BM HFFELJKK
LBWNMCBEIE6006>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2PLERJ[ HE[AJWBCI 0:/;7/;056 $?
Cehj ecg Eggrjss(E)
M[LECGM O[ECALBC
GJC_J[FM>0;50
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
M[LECGM PEFJ
VW. LMZBVHM?6565
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;9PLERJ[ HE[AJWBCI 02/5?/;056 $59PLERJ[ HE[AJWBCI 0:/;0/;056 $:[MRELWBJV 55/56/;056 $:
Cehj ecg Eggrjss(E)
M[LECGM VFECG[BFA
[_BCIW^9:0?6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
M[[BFA NJ[[BCIWMC ECGVZWFLBOOJ LLPLMFAKM^#997?527?52 VMLZWBMCV FJCWJ[FNBFEIML
?0?99
Wypj mr Flessbobfetbmc(K)
EWWM[CJRV EW LEY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56P[MOJVVBMCEL VJ[_BFJV 55/09/;056 $>
Cehj ecg Eggrjss(E)
M[VMC FNE[LJV
YBLGJ[AR75095
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 34/89
COL PLERJ[
Cehj ecg Eggrjss(E)
MVZ 6? LLF
FMLZHKZVMN76;;0
Wypj mr Flessbobfetbmc
(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;:PLERJ[ HE[AJWBCI 02/;6/;056 $;:
Cehj ecg Eggrjss(E)
MWBV NZGVMC
KE[[BCIWMCL
?0050Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss
(E)MWBV YBLVMC
FNBFEIML
?0?:6Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:
Cehj ecg Eggrjss(E)
M_BJ HZINJLLB
GZLZWNIE60029
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 05/;7/;057 $>
Cehj ecg Eggrjss(E)
MYJC GECBJLV
NMZVWMCW^990:?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $67PLERJ[ HE[AJWBCI 5;/59/;056 $?
PLERJ[ HE[AJWBCI 05/5:/;057 $>PLERJ[ HE[AJWBCI 0:/;0/;056 $:[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
MYJC HE[JFBF
WBIE[GM[29;;7
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 35/89
COL PLERJ[
Cehj ecg Eggrjss(E)
P YBLLBJ VWRLJ LLF
VW. LMZBVHM?650:
Wypj mr Flessbobfetbmc
(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $76?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $77;PLERJ[ HE[AJWBCI 05/;;/;057 $>[MRELWBJV 0;/50/;057 $7>PLERJ[ HE[AJWBCI 5;/;0/;056 $500PLERJ[ HE[AJWBCI 05/5:/;057 $50
PLERJ[ HE[AJWBCI 02/06/;056 $9:[MRELWBJV 55/05/;056 $50;[MRELWBJV 0;/52/;057 $5:[MRELWBJV 06/5:/;056 $:[MRELWBJV 09/;6/;056 $95
Cehj ecg Eggrjss(E)
P; JCWJ[P[BVJ LLF.
PMHPECM KJEFNOL660?0
Wypj mr Flessbobfetbmc
(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $25PLERJ[ HE[AJWBCI 02/50/;056 $?[MRELWBJV 09/;6/;056 $50[MRELWBJV 0;/50/;057 $?
[MRELWBJV 55/05/;056 $5;PLERJ[ HE[AJWBCI 0;/52/;057 $;0PLERJ[ HE[AJWBCI 0;/55/;057 $:PLERJ[ HE[AJWBCI 09/5?/;056 $:PLERJ[ HE[AJWBCI 07/0;/;056 $:PLERJ[ HE[AJWBCI 0:/06/;056 $>
Cehj ecg Eggrjss(E)
PELBFM LLF
LMV ECIJLJVFE200;7
Wypj mr Flessbobfetbmc(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5,0;9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5,060PLERJ[ HE[AJWBCI 0:/06/;056 $572PLERJ[ HE[AJWBCI 07/50/;056 $56;PLERJ[ HE[AJWBCI 06/5:/;056 $66
PLERJ[ HE[AJWBCI 55/56/;056 $6?PLERJ[ HE[AJWBCI 07/0:/;056 $:0PLERJ[ HE[AJWBCI 06/56/;056 $7:[MRELWBJV 09/;6/;056 $9:[MRELWBJV 55/05/;056 $5;:PLERJ[ HE[AJWBCI 0>/;6/;056 $5:0PLERJ[ HE[AJWBCI 55/;?/;056 $:0PLERJ[ HE[AJWBCI 0>/0?/;056 $9:PLERJ[ HE[AJWBCI 06/5;/;056 $5:PLERJ[ HE[AJWBCI 0?/52/;056 $50[MRELWBJV 0;/50/;057 $9>
Cehj ecg Eggrjss(E)
PECCJL JIKMN
HJVUZBWJW^9:5:0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F) Getj(G) Ehmuct(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
PE[EHMZCW VJ[_BFJ FM[PM[EWBMC90:6 IEWJYER FMZ[W
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 36/89
HECEVEV_E;0502
Wypj mr Flessbobfetbmc(K)
FMCW[EFWM[
Cehj ecg Eggrjss(E)
PE[BV LJCMC
FNECGLJ[ET>:;7>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PE[A E_JCZJ E LLF55 J 5>WN VW[JJW
CJY RM[ACR
0006 Wypj mr Flessbobfetbmc(K)
J_JCW [JCZJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $555VZPJ[ KMYL J_JCWV ;057 05/50/;057 $6?
VZPJ[ KMYL J_JCWV ;057 50/;7/;056 $6?VZPJ[ KMYL J_JCWV ;057 09/5>/;056 $6?
Cehj ecg Eggrjss(E)
PE[RV NE[ELVMC
VEC DMVJFE2:5;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
PEW HFEOJJ
CGBECEPMLBVC
7?;67Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
PEW HFUZBVWEC
LJKECMCM[296::
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
PEW VBHV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 37/89
OW. LEZGJ[GELJOL66655
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
PEW YEWABCV
NE_ECEOL6;666
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 0:/5:/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFBE GBECJ LLF
WEHPEOL
66?5: Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:
Cehj ecg Eggrjss(E)
PEW[BFA ECIJ[J[
K[EYCVKZ[IC
7?55;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA KEBLJR
O[ECALBCWC690?7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA K[MYC
JLKZ[CL
?0552Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA FNZAYZ[EN
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 38/89
WEHPEOL66?;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
[MRELWBJV 09/60/;056 $2
Cehj ecg Eggrjss(E)
PEW[BFA FNZCI
OMCWECMFE2;:7:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA GJ_LBC
LMV ECIJLJVFE
20059 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA GBHE[FM
ELWEHMCWJ VP[BCIVOL6;957
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA AJ[[BIEC
LJJVKZ[I_E;059:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $72Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:7[JBVVZECFJ MO PERHJCW GEWJG 9/;6/56 50/05/;056 $9PLERJ[ HE[AJWBCI 09/;6/;056 $9[MRELWBJV 55/05/;056 $9[MRELWBJV 55/;0/;056 $9PLERJ[ HE[AJWBCI 0:/;7/;056 $50[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA HECCJLLR
LBKJ[WR_BLLJL
?007>Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA PJWJ[VMC
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 39/89
PMHPECM KJEFNOL660?0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>PLERJ[ HE[AJWBCI 0;/52/;057 $50[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA [MKBCVMC
AJCCJ[LE900?:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
PEW[BFA W[ENEC
KEWMC [MZIJ
LE90>0;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 05/;7/;057 $>
Cehj ecg Eggrjss(E)
PEW[BFA YBLLBV
VEC DMVJFE2:5;0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
PEWWMC KMIIV LLPEWWC4 DMCEWNEC [. RE[MYVAR;::0 H VW[JJW C.YYEVNBCIWMCGF;0069
Wypj mr Flessbobfetbmc(K)
EWWM[CJRV EW LEY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $65Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $66P[MOJVVBMCEL VJ[_BFJV 06/57/;056 $65
Cehj ecg Eggrjss
(E)PEZL OECEBAE
PNMJCB^ET>:06:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
PEZL A[ZIJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 40/89
MYBCIV HBLLVHG;5559
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PEZL HFUZBVWEC
VFBMM[29697
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PEZL PMVLZVTCR
EFAVMC_BLLJ
OL6;;7?Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
PEZL VMLBEB
PLECWEWBMCOL666;6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
PE^WMC [JFM[G [JWJCWBMC:;>0 PM[W [MREL [MEG
VP[BCIOBJLG_E;;5:5
Wypj mr Flessbobfetbmc(K)
[JFM[G VWM[EIJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55
Cehj ecg Eggrjss
(E)PJEAJ GJLECFJRP.M. KM^ 9:>90>
KELWBHM[JHG;5;9:
Wypj mr Flessbobfetbmc(K)
P[BCWJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57HJHKJ[VNBP P[MI[EHV 0?/0:/;056 $50
Cehj ecg Eggrjss(E)
PJCC VMFBEL>05 J VW CY
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $57Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 41/89
YEVNBCIWMCGF;0007
Wypj mr Flessbobfetbmc(K)
J_JCW _JCZJ
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57COLPE VWEOO J_JCW 0;/07/;057 $57
Cehj ecg Eggrjss(E)
PJPFM
PM KM^ 29;9:
YEVNBCIWMCGF;0020
Wypj mr Flessbobfetbmc(K)
JLJFW[BF FMHPECR
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $756
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $769JLJFW[BF ZVEIJ 50/0>/;056 $55JLJFW[BF ZVEIJ 02/50/;056 $55JLJFW[BF ZVEIJ 50/0>/;056 $55JLJFW[BF ZVEIJ 05/0?/;057 $;9JLJFW[BF ZVEIJ 55/0:/;056 $;>JLJFW[BF ZVEIJ 09/50/;056 $60JLJFW[BF ZVEIJ 0?/0?/;056 $60JLJFW[BF ZVEIJ 0:/02/;056 $66JLJFW[BF ZVEIJ 07/0:/;056 $6?JLJFW[BF ZVEIJ 0>/0>/;056 $6?JLJFW[BF ZVEIJ 07/0:/;056 $6>JLJFW[BF ZVEIJ 0;/5;/;057 $6>
JLJFW[BF ZVEIJ 0;/0?/;057 $92Cehj ecg Eggrjss
(E)PJ[FR NE[_BC
I[JJC FM_J VP[BCIVOL6;076
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:5Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:5[MRELWBJV 50/;>/;056 $>[MRELWBJV 09/;7/;056 $5:[MRELWBJV 0;/50/;057 $52[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PJ[BE DJ[[R
KZOM[GIE60:52
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
PJ[CJLL HFPNJJ
MYBCIV HBLLVHG;5559
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
PJ[[BVN FM^
YEFM
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 42/89
W^9?90>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
PJ[[R [BLJR
ELGBJ_E;050:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
PJWJ[ KMZLYE[J
WELLENEVVJJOL6;65;
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 02/5?/;056 $5:
Cehj ecg Eggrjss(E)
PJWJ[ AMCT
KZOM[GIE60:52
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)PJWJ[VJC BCWJ[CEWBMCELZCGJ[Y[BWJ[V;62;2 _ELJCFBE KL_GVZBWJ ;5:_ELJCFBEFE256::
Wypj mr Flessbobfetbmc(K)
CVZ[ECFJ P[M_BGJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $57;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57;COLPE FMLLJIBEWJ KMYL ;057 0;/5>/;057 $50;COL PLERJ[V [MMABJ P[JHBJ[J ;056 0?/52/;056 $70
Cehj ecg Eggrjss(E)
PJR GB[W BCF.
FLJ_JLECGMN77557
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5,5?>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5,592PLERJ[ HE[AJWBCI 0;/52/;057 $52[MRELWBJV 50/;>/;056 $;52PLERJ[ HE[AJWBCI 5;/59/;056 $:0PLERJ[ HE[AJWBCI 02/50/;056 $7:0PLERJ[ HE[AJWBCI 0;/52/;057 $:[MRELWBJV 0;/50/;057 $;92[MRELWBJV 09/;7/;056 $577
Cehj ecg Eggrjss(E)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 43/89
PJRWMC NBLLBV
LJEYMMGAV??;>7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/0?/;056 $>
Cehj ecg Eggrjss
(E)PJRWMC HECCBCI
FNJ[[R NBLL _BLLEIJFM>0556
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PNBL FMVWE
[_BCIW^9:062
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
PNBL GEYVMC
EZVWBCW^9>97?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
PNBL LMEGNMLW
OMZCWEBCFM>0>59
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
PNBLEGJLPNBE BCVZ[ECFJFMHPECBJVMCJ KELE PLETEVZBWJ 500KELE FRCYRGPE
2007Wypj mr Flessbobfetbmc
(K)CVZ[ECFJ P[M_BGJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 44/89
Cehj ecg Eggrjss(E)
PNBLBP KLEAJ
WM[MCWMMCWE[BM H2L;J0000000
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 05/;7/;057 $>
Cehj ecg Eggrjss(E)
PNBLBP [B_J[V
VEC GBJIMFE2;5;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>5Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>?[MRELWBJV 09/;7/;056 $;5[MRELWBJV 0;/50/;057 $5?[MRELWBJV 50/;>/;056 $67[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
PNBLBP VBHHV
O[ECALBC LEAJVCD09002
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6:PLERJ[ HE[AJWBCI 0;/5;/;057 $6:
Cehj ecg Eggrjss(E)
PNBLBP YNJJLJ[
OW. LEZGJ[GELJOL66605
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
PNBLLBP EGEHV
ELEHJGEFE27:0;
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
PNBLLBP NZCW
HMZCW LEZ[JLCD0>0:7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 45/89
Cehj ecg Eggrjss(E)
PNBLLBP WECCJ[
HZ[O[JJVKM[MWC695;2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
PNBLLBP WERLM[
GJC_J[FM>0;0?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
PNBLLBP WNMHEV
KEAJ[VOBJLGFE26607
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F) Getj(G) Ehmuct(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;:PLERJ[ HE[AJWBCI 5;/02/;056 $50PLERJ[ HE[AJWBCI 07/60/;056 $5;
Cehj ecg Eggrjss(E)
PNBLLBPAJBWN HECLJR
VZYECJJIE600;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
PBJ[[J ELLJC
GJC_J[FM>0;09
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 0:/5:/;056 $>
Cehj ecg Eggrjss(E)
PBJ[[J IE[FMC
EVNKZ[C_E;0579
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $97Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2?PLERJ[ HE[AJWBCI 07/50/;056 $50PLERJ[ HE[AJWBCI 0;/52/;057 $50PLERJ[ HE[AJWBCI 02/5?/;056 $:PLERJ[ HE[AJWBCI 0;/52/;057 $:PLERJ[ HE[AJWBCI 0;/5;/;057 $;0PLERJ[ HE[AJWBCI 55/0?/;056 $50
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 46/89
PLERJ[ HE[AJWBCI 09/0;/;056 $:[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
PBJ[[J WNMHEV
FNBFEIML
?0?0?
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;6[MRELWBJV 50/60/;056 $>
[MRELWBJV 5;/0?/;056 $>
Cehj ecg Eggrjss(E)
PLEFBGM OBEHHJWWE
YELAJ[V_BLLJHG;5926
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
PLE^BFM KZ[[JVV
LBINWNMZVJ PMBCWOL660?7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;9[MRELWBJV 50/0;/;056 $>[MRELWBJV 0:/02/;056 $>;007 VJEVMC GZJV [JKEWJ [JBVVZECFJ 0:/02/;056 $50
Cehj ecg Eggrjss(E)
PLE^BFM KZ[[JVV JCWJ[P[BVJV
LBINWNMZVJ PMBCWOL660?7
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 06/;;/;056 $:
Cehj ecg Eggrjss(E)
PLB HE[AJWBCI
CJY RM[A
CR00;;Wypj mr Flessbobfetbmc
(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $569Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $569
PLERJ[ HE[AJWBCI 0>/09/;056 $70PLERJ[ HE[AJWBCI 0;/52/;057 $90PLERJ[ HE[AJWBCI 0:/;0/;056 $;9
Cehj ecg Eggrjss(E)
PMPZLMZV I[MZP LLF600 YRECGMWWJVZBWJ ;00AECVEV FBWRHM?750:
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9COL PLERJ[V [MMABJ P[JHBJ[J ;056 09/5>/;056 $9
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 47/89
Wypj mr Flessbobfetbmc(K)
J_JCW F[JGJCWBELV
Cehj ecg Eggrjss(E)
PPB HE[AJWBCI
GELLEVW^
9:;7> Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;?:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;?:
PLERJ[ HE[AJWBCI 0;/52/;057 $56;PLERJ[ HE[AJWBCI 02/50/;056 $56;
Cehj ecg Eggrjss(E)
PPB HE[AJWBCI OVM DER CM_EFJA
GELLEVW^9:;7>
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56PLERJ[ HE[AJWBCI 09/06/;056 $9
Cehj ecg Eggrjss(E)
P[JVFMWW KZ[IJVV
KELWBHM[JHG;5;0>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
P[BJVW NMLHJV
VEC ECWMCBMW^9>;:>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?PLERJ[ HE[AJWBCI 55/;?/;056 $:PLERJ[ HE[AJWBCI 50/5?/;056 $:PLERJ[ HE[AJWBCI 50/0>/;056 $:
Cehj ecg Eggrjss(E)
P[BHJ WBHJ HJGBE _JCWZ[JV LLF
P[MVPJ[W^9:09>
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5?0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?0
PLERJ[ HE[AJWBCI 07/50/;056 $5:PLERJ[ HE[AJWBCI 0?/52/;056 $500PLERJ[ HE[AJWBCI 0;/52/;057 $:[MRELWBJV 09/06/;056 $;:[MRELWBJV 50/05/;056 $5:
Cehj ecg Eggrjss(E)
P[BCFJ EHZAEHE[E
VJFEZFZVCD09027
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;5PLERJ[ HE[AJWBCI 0:/06/;056 $9[MRELWBJV 02/5>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 48/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
P[M KMYL IEHJP[M KMYL IEHJP.M. KM^ ?05092PEVEGJCEFE
255>2 Wypj mr Flessbobfetbmc(K)
EIJCFR
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>P[M KMYL ;057 02/;?/;056 $>
Cehj ecg Eggrjss(E)
P[M KZWWMCV BCF.
PLECWEWBMCOL666;6
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;?PLERJ[ HE[AJWBCI 06/56/;056 $;0PLERJ[ HE[AJWBCI 0>/0>/;056 $?
Cehj ecg Eggrjss(E)
P[MOM[HEPM KM^ ?70>57
FBCFBCCEWBMN7:;?7
Wypj mr Flessbobfetbmc(K)
P[BCWJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?HJHKJ[VNBP P[MI[EHV 5;/5>/;056 $5?
Cehj ecg Eggrjss(E)
PYL BCF.
FLJ_JLECGMN77557
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5,69;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5,697[MRELWBJV 50/;>/;056 $5?5PLERJ[ HE[AJWBCI 0;/52/;057 $?0PLERJ[ HE[AJWBCI 55/0?/;056 $7;:PLERJ[ HE[AJWBCI 0;/52/;057 $>0PLERJ[ HE[AJWBCI 0:/06/;056 $;0PLERJ[ HE[AJWBCI 07/0;/;056 $90PLERJ[ HE[AJWBCI 0?/52/;056 $7;:[MRELWBJV 09/;7/;056 $?9[MRELWBJV 0;/50/;057 $?;
Cehj ecg Eggrjss(E)
UZEC FMVKR
YEFMW^9?95;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
UZJCWBC I[M_JV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 49/89
UZJJC F[JJAET>:;7;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
UZJCWBC DEHHJ[
VEC GBJIMFE2;5;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
UZBJW YMLO BCF.
WE[TECE
FE256:?Wypj mr Flessbobfetbmc
(K)PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $::Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $::
PLERJ[ HE[AJWBCI 0;/5;/;057 $50PLERJ[ HE[AJWBCI 0;/52/;057 $50PLERJ[ HE[AJWBCI 07/;2/;056 $5:[MRELWBJV 09/06/;056 $;0
Cehj ecg Eggrjss(E)
UZBCFR KLEFA
WEHPEOL66?5?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
UZBCC MDBCCEAE
VZYECJJIE600;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59[MRELWBJV 55/56/;056 $>[MRELWBJV 5;/0?/;056 $>
Cehj ecg Eggrjss
(E)UZBCWJC LEY[JCFJ
LEOERJWWJLE90:05
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
UZBCWBC GJHPV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 50/89
HECVOBJLGW^9?0?6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
UZBCWBC HBAJLL
HZLLBFECD0>0?;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
UZBCWMC FE[WJ[
CM[WN LEV _JIEV
C_>206;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
UZBCWMC FMPLJV
OLM[NEH PE[ACD0926;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
UZBCWMC PEWWMC
VRH[CEWC695?9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55>PLERJ[ HE[AJWBCI 05/5:/;057 $:PLERJ[ HE[AJWBCI 5;/02/;056 $57PLERJ[ HE[AJWBCI 0?/5;/;056 $:PLERJ[ HE[AJWBCI 0>/0?/;056 $56PLERJ[ HE[AJWBCI 0:/60/;056 $?PLERJ[ HE[AJWBCI 0?/5;/;056 $9PLERJ[ HE[AJWBCI 5;/;0/;056 $?
PLERJ[ HE[AJWBCI 55/56/;056 $9PLERJ[ HE[AJWBCI 0:/5:/;056 $70PLERJ[ HE[AJWBCI 0:/56/;056 $50
Cehj ecg Eggrjss(E)
UZBCWMC PMBCWJ[
VW. PJWJ[VHM?669?
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 51/89
COL PLERJ[
Cehj ecg Eggrjss(E)
[. V. MYJCV ECG FMHPECR BCF.GJPW FN 52:92
PELEWBCJL
?00::Wypj mr Flessbobfetbmc
(K)VPJFBELWR EYE[GV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $57Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57[JBVVZJ GB[JFW GJPMVBW [JWZ[CJG 0;/;7/;057 $9COLPE FMLLJIBEWJ KMYL ;057 0;/5>/;057 $9
Cehj ecg Eggrjss(E)
[.D. VWECOM[G
PLECWEWBMCOL666;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss
(E)[E'VNMC NE[[BV
PBWWVKZ[IFE27:?:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/55/;056 $>
Cehj ecg Eggrjss(E)
[EFAVPEFJP.M. KM^ 9609:2
GELLEVW^9:696
Wypj mr Flessbobfetbmc(K)
YJKNMVWBCI
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $70Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $70
Cehj ecg Eggrjss(E)
[EOEJL KZVN
YBLLBVWMCVF;2>:6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[ENJJH K[MFA
YRCFMWJPE
202:Wypj mr Flessbobfetbmc
(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 52/89
COL PLERJ[
Cehj ecg Eggrjss(E)
[ENBH HMM[J
NBINLECGV [ECFNFM>0560
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[EHMC OMVWJ[
PBWWVKZ[INPE
:;;9Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;6Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;6PLERJ[ HE[AJWBCI 50/05/;056 $5:[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss
(E)[EHMC NE[JYMMG
MYBCIV HBLLVHG;5559
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/;0/;056 $>
Cehj ecg Eggrjss(E)
[EHMC NZHKJ[
HEPLJ I[M_JHC::655
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[EHVJV KE[GJC
ELWEGJCEFE25005
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2
[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[EHTJJ [MKBCVMC
FEVWLJ [MFAFM>0507
Wypj mr Flessbobfetbmc(K)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 53/89
COL PLERJ[
Cehj ecg Eggrjss(E)
[ECGELL FMKK
GJ PJ[JYB:755:
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;0PLERJ[ HE[AJWBCI 05/5:/;057 $9[MRELWBJV 55/05/;056 $;5[MRELWBJV 0;/50/;057 $57PLERJ[ HE[AJWBCI 0;/52/;057 $:
PLERJ[ HE[AJWBCI 5;/02/;056 $:PLERJ[ HE[AJWBCI 09/0;/;056 $:PLERJ[ HE[AJWBCI 07/0;/;056 $5:PLERJ[ HE[AJWBCI 07/50/;056 $;0[MRELWBJV 09/;6/;056 $56[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[ECGELL HFGECBJL
VNM[JYMMGHC::665
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:
PLERJ[ HE[AJWBCI 50/;5/;056 $5:
Cehj ecg Eggrjss(E)
[ECGR KZLLMFA
NMZVWMCW^99052
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[ECGR I[EGBVNE[
FEVWLJ PBCJVFM>050>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0:/5:/;056 $:
Cehj ecg Eggrjss(E)
[ECGR HFHBFNEJL
VEC GBJIMFE2;505
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>[MRELWBJV 50/5?/;056 $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
[ECGR HMVV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $57
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 54/89
KJWNJVGEHG;0>57
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
[MRELWBJV 0;/50/;057 $2
Cehj ecg Eggrjss(E)
[ECGR VWE[AV
CECDJHMRHG;0??;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[EVNEG KZWLJ[
Y PELH KJEFNOL
66709 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[EVNEG FE[HBFNEJL
YELGM[OHG;0?06
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[EVNEG JCWJ[P[BVJV BCF.
YJVW PELH KJEFNOL66705
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $7;PLERJ[ HE[AJWBCI 55/;?/;056 $;;PLERJ[ HE[AJWBCI 55/5>/;056 $;0
Cehj ecg Eggrjss(E)
[EVNEG J_ECV
NERYE[GFE27:7;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
Cehj ecg Eggrjss(E)
[EVNEG DJCCBCIV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 55/89
OM[JVW_E;7::5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[EVNEG DMNCVMC
FNECGLJ[ET>:;;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[EVNE[G HJCGJCNELL
FNBFEIML
?0?50 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>
[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[EVNJEC HEWNBV
PMCWJ _JG[EOL6;0>;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $60[MRELWBJV 50/05/;056 $>[MRELWBJV 0;/50/;057 $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[EVNBJG GE_BV
HZCGJLJBCL
?00?0Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[ER GMHBCIZJT
[_BCIW^9:062
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[ER I[ENEH
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 56/89
VMLMCMN77562
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 09/02/;056 $59PLERJ[ HE[AJWBCI 0>/0?/;056 $:PLERJ[ HE[AJWBCI 50/0>/;056 $5;
Cehj ecg Eggrjss(E)
[ER LJYBV
NBINLECG KJEFNOL66769
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $597Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $597[MRELWBJV 0;/50/;057 $5:[MRELWBJV 50/;>/;056 $56PLERJ[ HE[AJWBCI 0;/52/;057 $;:PLERJ[ HE[AJWBCI 09/60/;056 $:PLERJ[ HE[AJWBCI 09/;7/;056 $55:
Cehj ecg Eggrjss(E)
[ER HFGMCELG
VEC DMVJFE
2:56> Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[ER [BFJ
MYBCIV HBLLVHG;5559
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;;5[MRELWBJV 0;/50/;057 $67[MRELWBJV 50/;>/;056 $99PLERJ[ HE[AJWBCI 0;/52/;057 $5:PLERJ[ HE[AJWBCI 0;/5;/;057 $57PLERJ[ HE[AJWBCI 02/5?/;056 $2
PLERJ[ HE[AJWBCI 09/;7/;056 $7>PLERJ[ HE[AJWBCI 0:/60/;056 $:[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
[ERHMCG [EGYER
HFABCCJRW^9:0?2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[ERHMCG _JCW[MCJ
PLEBC_BLLJHE0;9?;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 57/89
Cehj ecg Eggrjss(E)
[JJG GMZINWR
OM[W FMLLBCVFM>0:;>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ KZVN
GELLEVW^9:;;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ NMGIJV
VW[MCIV_BLLJMN77572
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ CJLVMC
EFAVMC_BLLJOL6;;:?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ VHBWN
JGHMCGMA9605;
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ WM[KM[
KB[HBCINEHEL6:;76
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 58/89
Cehj ecg Eggrjss(E)
[JIIBJ YELAJ[
PMYERFE2;0?7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[JIIBJ YERCJ
CGBECEPMLBVC
7?;:7Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $505Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $505PLERJ[ HE[AJWBCI 09/0;/;056 $:[MRELWBJV 50/;>/;056 $>PLERJ[ HE[AJWBCI 0;/52/;057 $5:PLERJ[ HE[AJWBCI 0>/0>/;056 $9PLERJ[ HE[AJWBCI 50/05/;056 $:PLERJ[ HE[AJWBCI 07/0;/;056 $70[MRELWBJV 0;/50/;057 $:[MRELWBJV 09/;7/;056 $?
[MRELWBJV 50/0;/;056 $>Cehj ecg Eggrjss
(E)[JIBCELG AJLLR
LEY[JCFJ_BLLJIE60076
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[JBCNE[W OZCGV?5: JEVW HBFNBIEC VW[JJW
HBLYEZAJJYB:6;0;
Wypj mr Flessbobfetbmc(K)
C_JVWHJCW HECEIJ[V
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $65Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $65HECEIJHJCW OJJ 0;/57/;057 $9HECEIJHJCW OJJ 55/05/;056 $9HECEIJHJCW OJJ 09/65/;056 $9HECEIJHJCW OJJ 07/60/;056 $>
Cehj ecg Eggrjss(E)
[JCEBVVECFJ PJ[J HE[UZJWWJ>59 FMHHMC VW[JJW
CJY M[LJECVLE9055;
Wypj mr Flessbobfetbmc(K)
NMWJL ECG FMCOJ[JCFJ VJ[_BFJV
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $506Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $506VZPJ[ KMYL J_JCWV ;056 06/09/;056 $506
Cehj ecg Eggrjss(E)
[JVNEG DMCJV
PLECWEWBMCOL666;7
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 59/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[J^ KZ[ANJEG
PLECMW^
9:0;6 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6;PLERJ[ HE[AJWBCI 55/56/;056 $9PLERJ[ HE[AJWBCI 0>/09/;056 $9PLERJ[ HE[AJWBCI 0:/09/;056 $>
Cehj ecg Eggrjss(E)
[J^ I[MVVHEC
GJL[ER KJEFNOL667>6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[J^ NEGCMW
HBVVMZ[B FBWRW^997:2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[JRCMLG HEZELZIE
OM[W WNMHEVAR7509:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[NJWW JLLBVMC
JGJC P[EB[BJHC::677
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[BEC LBCGJLL
M[FNE[G PE[ACR
75;9
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 60/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[BFE[GM LMFAJWWJ
ELKECRIE
65909 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>
[MRELWBJV 02/;:/;056 $>[MRELWBJV 5;/5;/;056 $>
Cehj ecg Eggrjss(E)
[BFE[GM HEWNJYV
CGBECEPMLBVC
7?;6?Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[BFE[GM VBL_E
KELWBHM[JHG;5;0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/;0/;056 $>
Cehj ecg Eggrjss(E)
[BFN MN[CKJ[IJ[
VEC GBJIMFE2;5;0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[BFN VJZKJ[W
VEC LZBV MKBVPMFE26705
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0:/5:/;056 $:
Cehj ecg Eggrjss(E)
[BFNE[G E. KJ[WNJLVJC?759 ZCBMC HBLL [MEG
FLBOWMC_E;05;7
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 61/89
Wypj mr Flessbobfetbmc(K)
EWWM[CJR EW LEY
Cehj ecg Eggrjss(E)
[BFNE[G KE[WJL
GELLEVW^
9:;60 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G K[MFAJL
FNE[LMWWJCF;>;0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G KZWAZV
HELBKZFE20;?:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 07/;2/;056 $;0
Cehj ecg Eggrjss(E)
[BFNE[G F[EYOM[G
EVNKZ[C_E;0579
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G GJCW
LMCI I[M_JL?0079
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $70Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $70PLERJ[ HE[AJWBCI 50/;5/;056 $50PLERJ[ HE[AJWBCI 0?/06/;056 $5:PLERJ[ HE[AJWBCI 0?/09/;056 $5:
Cehj ecg Eggrjss(E)
[BFNE[G IECCMC
J^FJLVBM[HC::665
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0;/52/;057 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 62/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[BFNE[G IMMGHEC
CM[WN LEZGJ[GELJOL
660?> Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G IM[GMC
HBEHBOL665:0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G HE[VNELL
FNBCMFE25950
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G HJGLBC
IE[CJ[CF;9:;2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G HZ[PNR
VLEZINWJ[LE90999
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[BFNE[G VFNEO[EWN
HECVOBJLGMN7720:
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0?/5;/;056 $:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 63/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[BFNE[G VJRHMZ[
IEGVGJCVF
;20:; Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 0;/50/;057 $2
Cehj ecg Eggrjss(E)
[BFNE[G VNJ[HEC
[JCWMCYE2>0:?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $7?[MRELWBJV 09/;7/;056 $9PLERJ[ HE[AJWBCI 0;/5;/;057 $;;PLERJ[ HE[AJWBCI 06/5;/;056 $9[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[BFNBJ BCFMICBWM
OW. LEZGJ[GELJOL6665?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[BFNHMCG HFIJJ
VZIE[ LECGW^9979>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[BFAR K[MYC
PEVEGJCEFE2550:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[BFAR NJC[R
MHENECJ?>5?7
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 64/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[BFAR DJEC-O[ECFMBV
KMFE [EWMCOL
6676; Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[BFAR VEPP
PNBLEGJLPNBEPE
257:Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
[BFAR VWECTB
AB[WLECGMN77027
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[BFAR YBLLBEHV
EZVWBCW^9>960
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $76Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $76PLERJ[ HE[AJWBCI 55/;?/;056 $?PLERJ[ HE[AJWBCI 55/;?/;056 $?PLERJ[ HE[AJWBCI 55/;9/;056 $?PLERJ[ HE[AJWBCI 02/;6/;056 $?[MRELWBJV 55/;9/;056 $59
Cehj ecg Eggrjss(E)
[BGGJLL6592 PERVPNJ[J FB[FLJ
FNBFEIML?0?97
Wypj mr Flessbobfetbmc(K)
JUZBPHJCW HECZOEFWZ[J[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0COLPE FMLLJIBEWJ KMYL ;057 05/;2/;057 $:COL PLERJ[V [MMABJ P[JHBJ[J ;056 0?/0:/;056 $9
Cehj ecg Eggrjss(E)
[BLJR FMMPJ[
VJHBCMLJOL6699;
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/0;/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 65/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[BLJR [JBOO
FECWMCHB
7>5>> Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[BVNE[G HEWWNJYV
YJVWMCOL66507
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[HL JCWJ[P[BVJV
VE[EWMIEFE2:090
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
Cehj ecg Eggrjss(E)
[MK KB[MCEV
CEVN_BLLJWC69;06
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[MK O[ECFMBV
GJ PJ[JYB:755:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[MK I[MCAMYVAB
PE[ALECGOL6609?
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;0PLERJ[ HE[AJWBCI 0:/06/;056 $2PLERJ[ HE[AJWBCI 06/;>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 66/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 06/5:/;056 $;9[MRELWBJV 09/;7/;056 $6?[MRELWBJV 07/50/;056 $60[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
[MK DEFAVMC
EVNKZ[C
_E;0579Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[MK CBCAM_BFN
OM^KM[MHE0;06:
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $56[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
[MK VBHV
CM[WN_BLLJHB7>5?9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss
(E)[MKJ[W ELOM[G
KZOM[GIE60:52
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;?PLERJ[ HE[AJWBCI 0>/5;/;056 $;:
Cehj ecg Eggrjss(E)
[MKJ[W ERJ[V
LMCJ W[JJFM>05;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W KLECWMC
FNE[LMWWJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 67/89
CF;>;5:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[MKJ[W IELLJ[R
PLJEVECWMCFE27:>>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W IJEWNJ[V
FNE[LMWWJCF;>;9>
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W IMLGJC
PBWWVKZ[INPE
:;06Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)[MKJ[W IMZLG
ABLGJJ[L
?0079Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?PLERJ[ HE[AJWBCI 06/5;/;056 $:[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W I[BOOBC
LJJVKZ[I_E;059:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W NMZVLJ[
VFMWWVGELJ
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 68/89
ET>:;:9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[MKJ[W DEHJV
OLMYJ[R K[ECFNIE60:7;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W DMNCVMC
O[ECALBCWC690?9
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W LJVWJ[
FNE[LMWWJCF;>;0>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:PLERJ[ HE[AJWBCI 0?/5;/;056 $:
Cehj ecg Eggrjss(E)[MKJ[W HELMCJ
[B_J[VBGJFE2;:0>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W HEWNBV
FE[HJLC
7?06;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 0;/52/;057 $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W HFFLEBC
OLMYJ[R K[ECFN
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 69/89
IE60:7;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[MKJ[W HJEFNJH
VW. [MVJLE900>9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W HRJ[V
NMZVWMCW^9902?
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W UZBCC
YJLGMC VP[BCIVHM?6607
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;6Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $6;PLERJ[ HE[AJWBCI 0;/52/;057 $5:[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)[MKJ[W VECGV
HBEHB IE[GJCVOL660:?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W VLRJ JLJFW[MCBFV BCF
675: YEVNBCIWMC KMZLJ_E[GE[LBCIWMC_E;;;05
Wypj mr Flessbobfetbmc(K)
JLJFW[MCBF VMLZWBMC P[M_BGJ[
Purpmsj(F) Getj(G) Ehmuct(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
Cehj ecg Eggrjss(E)
[MKJ[W WZ[KBC
HEGJ[E
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;>PLERJ[ HE[AJWBCI 06/5:/;056 $2
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 70/89
FE26?6?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
PLERJ[ HE[AJWBCI 07/0:/;056 $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W WZ[CJ[
G[BPPBCI VP[BCIVW^9>?;0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[W YMMGV
FE[VMCFE2097?
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5?6Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $595PLERJ[ HE[AJWBCI 0:/56/;056 $50PLERJ[ HE[AJWBCI 02/;6/;056 $52PLERJ[ HE[AJWBCI 0?/5;/;056 $>
PLERJ[ HE[AJWBCI 0:/60/;056 $;;PLERJ[ HE[AJWBCI 0?/5;/;056 $50PLERJ[ HE[AJWBCI 05/50/;057 $2PLERJ[ HE[AJWBCI 5;/02/;056 $;5PLERJ[ HE[AJWBCI 50/5?/;056 $59PLERJ[ HE[AJWBCI 07/60/;056 $67PLERJ[ HE[AJWBCI 0?/55/;056 $50
Cehj ecg Eggrjss(E)
[MKJ[WM IE[TE
LBKJ[WR_BLLJL
?007>Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[MKJ[WM YELLEFJ
FE[LVKEGFE2;055
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[MFA FE[WY[BINW
[MVYJLLIE6009:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 71/89
Cehj ecg Eggrjss(E)
[MFAR KLJBJ[
PBWWVKZ[INPE
:;76Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?PLERJ[ HE[AJWBCI 06/5;/;056 $?
Cehj ecg Eggrjss(E)
[MG VW[JEWJ[
ELEHJGEFE27:0;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[MG YBCGVM[
KJ[JEMN77059
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 5;/55/;056 $>
Cehj ecg Eggrjss(E)
[MGG[BFA HZFAJL[MR
HE[VNELLW^9:?90
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[MGJ[BFA BVVEF
HBEHBOL665?9
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
[MGJ[BFA YMMGVMC
PLJEVECWMCFE27:>>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $25Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $25PLERJ[ HE[AJWBCI 09/60/;056 $59PLERJ[ HE[AJWBCI 0;/52/;057 $:PLERJ[ HE[AJWBCI 55/;?/;056 $:PLERJ[ HE[AJWBCI 02/5?/;056 $;;PLERJ[ HE[AJWBCI 0>/0>/;056 $59[MRELWBJV 09/06/;056 $;:
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 72/89
Cehj ecg Eggrjss(E)
[MGIJ[ VEOOMLG
LEGZJHM?65;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MGCJR K[EGLJR
GELLEVW^9:;:;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[MGCJR NZGVMC
LJJV VZHHBWHM?70?6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MGCJR HFLJMG
VW. FNE[LJVHM?6606
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MGCJR VHBWN
NMHJVWJEGOL66066
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $62PLERJ[ HE[AJWBCI 55/;?/;056 $2PLERJ[ HE[AJWBCI 09/60/;056 $50
PLERJ[ HE[AJWBCI 07/60/;056 $5;
Cehj ecg Eggrjss(E)
[MIJ[ F[EBI
PM[WMLE _ELLJRFE270;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:PLERJ[ HE[AJWBCI 55/56/;056 $:PLERJ[ HE[AJWBCI 02/5?/;056 $50
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 73/89
Cehj ecg Eggrjss(E)
[MIJ[ HFBCWMVN
LECVGMYCJ_E;059?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[MAJ_BMZV YEWABCV
F[J_J FMJZ[HM?6575
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MLECG KEBLJR
PE[AJ[FM>0567
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $97Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>;PLERJ[ HE[AJWBCI 02/06/;056 $:0[MRELWBJV 0;/50/;057 $5:[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[MLECGM HFFLEBC
EWLECWEIE606;?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[MHEC NE[PJ[
P[EWW_BLLJEL6?0??
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[MC K[EFJ
VP[BCIOBJLGHE0550>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/55/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 74/89
Cehj ecg Eggrjss(E)
[MC K[MMAV
NEHKZ[ICR
709:Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
[MC PE[AJ[
VW. NJLJCE BVLECGVF;22;0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MCELG WELLJR
WJHPJET>:;>7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MCCJLL LJYBV
FECWMCHB7>5>>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 06/;>/;056 $55[MRELWBJV 0;/09/;057 $>
Cehj ecg Eggrjss(E)
[MCCBJ K[MYC
EWLECWEIE606;?
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[MCCBJ NBLLHEC
NBINLECG [ECFNFM>0650
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $52[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 75/89
Cehj ecg Eggrjss(E)
[MPEWB PBWMBWZE
VPE[WECD09>95
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[MVFMJ PE[[BVN
WEHPEOL66?09
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[MVJ KMYLOBCECFJ GJPE[WHJCW005 [MVJ KMYL G[B_J
PEVEGJCEFE25506
Wypj mr Flessbobfetbmc(K)
VWEGBZH
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0COL PLERJ[V [MMABJ P[JHBJ[J ;056 0:/02/;056 $:COL PLERJ[V [MMABJ P[JHBJ[J ;056 07/;:/;056 $:COL PLERJ[V [MMABJ P[JHBJ[J ;056 0>/05/;056 $50
Cehj ecg Eggrjss(E)
[MR NJLZ
VWJ[LBCI_E;05??
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[MR HBLLJ[
WEHPEOL66?;?
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[MR VFNZJCBCI
PJCGLJWMCM[29>05
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 76/89
Cehj ecg Eggrjss(E)
[MR YBLLBEHV
JGHMCGMA9605;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss(E)
[MR YBLLBEHV
MGJVVEW^929?;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>PLERJ[ HE[AJWBCI 50/5?/;056 $:PLERJ[ HE[AJWBCI 5;/02/;056 $:[MRELWBJV 0;/50/;057 $>
Cehj ecg Eggrjss(E)
[MRFJ EGEHV
HM[[BVWMYCCD092?0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/;0/;056 $>
Cehj ecg Eggrjss(E)
[VNJ[HEC JCWJ[P[BVJV LLF
[JCWMCYE2>0:?
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:9Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5?2
PLERJ[ HE[AJWBCI 0?/06/;056 $50PLERJ[ HE[AJWBCI 50/0>/;056 $57PLERJ[ HE[AJWBCI 0?/5;/;056 $50[MRELWBJV 0;/50/;057 $>7[MRELWBJV 5;/02/;056 $;0[MRELWBJV 55/05/;056 $5>
Cehj ecg Eggrjss(E)
[ZGR FE[PJCWJ[
CJYKZ[R PE[AFE256;0
Wypj mr Flessbobfetbmc(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/0?/;056 $>
Cehj ecg Eggrjss(E)
[ZJKJC [ECGLJ
VJFEZFZVCD09027
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $52Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;?PLERJ[ HE[AJWBCI 07/50/;056 $:PLERJ[ HE[AJWBCI 55/0?/;056 $:[MRELWBJV 02/5>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 77/89
Cehj ecg Eggrjss(E)
[ZCCBCI YEWJ[ LLF
K[EVJLWMCIE60:59
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $72Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $90[MRELWBJV 50/;>/;056 $2PLERJ[ HE[AJWBCI 5;/;0/;056 $50PLERJ[ HE[AJWBCI 55/;?/;056 $50PLERJ[ HE[AJWBCI 09/0;/;056 $50PLERJ[ HE[AJWBCI 07/0;/;056 $50
Cehj ecg Eggrjss(E)
[ZVV NMFNVWJBC
PLEBC_BLLJHE0;9?;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/05/;056 $>
Cehj ecg Eggrjss(E)
[ZVVJLL ELLJC
EFAVMC_BLLJOL6;;7?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[ZVVJLL MAZCI
NMZVWMCW^990>6
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[ZVVJLL VNJPE[G
NMZVWMCW^990?:
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;PLERJ[ HE[AJWBCI 50/0>/;056 $5;
Cehj ecg Eggrjss(E)
[ZVVJLL YBLVMC
KJLLJ_ZJYE2>009
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $572Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5:;PLERJ[ HE[AJWBCI 50/;>/;056 $>PLERJ[ HE[AJWBCI 0;/52/;057 $5:PLERJ[ HE[AJWBCI 05/5:/;057 $559[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 78/89
Cehj ecg Eggrjss(E)
[ZVVJLL YBLVMC JCWJ[P[BVJV BCF.
KJLLJ_ZJYE2>009
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>6;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>70PLERJ[ HE[AJWBCI 0?/5;/;056 $?PLERJ[ HE[AJWBCI 06/5:/;056 $67[MRELWBJV 55/05/;056 $562PLERJ[ HE[AJWBCI 07/0;/;056 $9:PLERJ[ HE[AJWBCI 07/5?/;056 $5:
[MRELWBJV 0?/5;/;056 $;:[MRELWBJV 09/;;/;056 $500[MRELWBJV 09/;6/;056 $2>[MRELWBJV 0;/50/;057 $669
Cehj ecg Eggrjss(E)
[ZVWR VHBWN
O[ECALBCWC690?2
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[Z_JLL HE[WBC
OM[W HBLLVF;290>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[REC KE[WNMLMHJY
HBWFNJLL_BLLJHG;09;5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[REC K[MRLJV
FECWMCHB7>5>>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[REC K[MRLJV JCWJ[P[BVJV
CM[HECMA9609;
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2PLERJ[ HE[AJWBCI 07/0:/;056 $2
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 79/89
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Cehj ecg Eggrjss(E)
[REC FLEGR
EWLECWEIE
606;? Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
Cehj ecg Eggrjss(E)
[REC FLE[A
PBWWVKZ[INPE
:;;9Wypj mr Flessbobfetbmc
(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
[REC FMMA
GELLEVW^9:;07
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
[REC OBWTPEW[BFA
K[JCWYMMGWC690;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F) Getj(G) Ehmuct(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59[MRELWBJV 09/;7/;056 $:[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
[REC I[ECW
JCILJYMMGCD09?65
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 0;/50/;057 $2
Cehj ecg Eggrjss(E)
[REC I[BOOBC
NMZVWMCW^990:7
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;0PLERJ[ HE[AJWBCI 5;/;0/;056 $;0
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 80/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[REC I[BOOBC
HJWEB[BJLE
90006 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;0Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;;PLERJ[ HE[AJWBCI 5;/02/;056 $;0
Cehj ecg Eggrjss(E)
[REC NE[[BV
NMZVWMCW^990:7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
[REC AELBL
FNE[LMWWJCF;>;02
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[REC LEKV EVVJW HECEIJHJCW:00 OBOWN E_JCZJVZBWJ ;:;0CJY RM[ACR
0550Wypj mr Flessbobfetbmc
(K)C_JVWHJCW HECEIJ[V
Purpmsj
(F)
Getj
(G)
Ehmuct
(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $7;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $7;HECEIJHJCW OJJ 0;/57/;057 $50HECEIJHJCW OJJ 5;/5;/;056 $50HECEIJHJCW OJJ 09/65/;056 $50HECEIJHJCW OJJ 07/60/;056 $50
Cehj ecg Eggrjss(E)
[REC LBLDE
LEAJ UZB_B[EAV??;59
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/;0/;056 $>
Cehj ecg Eggrjss(E)
[REC LBCGLJR
FNECGLJ[ET>:;7>
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 81/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[REC HELLJWW
C EWWLJKM[MHE
0;9?6 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
[REC HEWNJYV
VEC GBJIMFE2;502
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:7Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:2[MRELWBJV 09/;6/;056 $57PLERJ[ HE[AJWBCI 50/5?/;056 $9[MRELWBJV 50/05/;056 $57[MRELWBJV 55/05/;056 $9[MRELWBJV 50/60/;056 $>
Cehj ecg Eggrjss(E)
[REC HFKJEC
PLECMW^9:09:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>[MRELWBJV 55/56/;056 $>[MRELWBJV 0>/5;/;056 $>
Cehj ecg Eggrjss(E)
[REC HBLLJ[
I[JJYMMG _BLLEIJFM>0555
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 5;/55/;056 $>
Cehj ecg Eggrjss(E)
[REC HMZWMC
FNBFEIML?0?:7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[REC HZCGR
PBWWVKZ[INPE
:;6:
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/5>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 82/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[REC CEVVBK
YJVW FNJVWJ[PE
26>; Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $75Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $75
PLERJ[ HE[AJWBCI 0:/56/;056 $50PLERJ[ HE[AJWBCI 50/5?/;056 $65
Cehj ecg Eggrjss(E)
[REC M'FELLEINEC
[JGGBCIFE2?00;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
[REC MWWJC
LMMHBVFE2:?:0
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5:Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59PLERJ[ HE[AJWBCI 50/5?/;056 $:PLERJ[ HE[AJWBCI 07/60/;056 $2
Cehj ecg Eggrjss(E)
[REC PBFAJWW
GJPJ[JYB:755:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[REC PMYG[JLL
YJVW YE[JNEHHE0;:9?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 0:/;6/;056 $50
Cehj ecg Eggrjss(E)
[REC VPEGMLE
NMYJLLCD09965
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $50Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50PLERJ[ HE[AJWBCI 50/;>/;056 $50
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 83/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[REC VZFFMP
M_J[LECG PE[AAV
??;;7 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[REC VYMPJ
[_BCJFE2;?0?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:5Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?;PLERJ[ HE[AJWBCI 5;/02/;056 $?PLERJ[ HE[AJWBCI 09/60/;056 $56PLERJ[ HE[AJWBCI 07/60/;056 $65
Cehj ecg Eggrjss(E)
[REC WECCJNBLL
OW. LEZGJ[GELJOL666;5
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $69PLERJ[ HE[AJWBCI 0;/52/;057 $;0[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
[REC WERLM[
I[JJC KERYB:7605
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
[REC YJCGJLL
PMHMCEFE259??
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5>[MRELWBJV 02/56/;056 $>[MRELWBJV 0;/50/;057 $>
Cehj ecg Eggrjss(E)
[REC YNELJC
ELEHMFE27:09
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/5?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 84/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
[REC YBLLBEHV
IEBCJV_BLLJ_E
;05:: Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
V ECG Y FMCW[MLV BCF>;;2 I[JR JEILJ G[B_J
ZPPJ[ HE[LKM[MHG;099;
Wypj mr Flessbobfetbmc(K)
FMCW[EFWM[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;6HEBCWJCECFJ 09/50/;056 $:HEBCWJCECFJ 0>/0>/;056 $?
Cehj ecg Eggrjss(E)
VEKKR PBVFBWJLLB
K[JFAJC[BGIJFM>07;7
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 05/;7/;057 $>
Cehj ecg Eggrjss(E)
VEFAV OM[ O[JJ BCF.
WM[[ECFJFE20:0:
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $:Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $:
Cehj ecg Eggrjss(E)
VEIJ EG_BVM[R VJ[_BFJV:200 VMZWNYJVW PE[AYERVZBWJ 500
EZVWBCW^9>96:
Wypj mr Flessbobfetbmc(K)
C_JVWHJCW HECEIJ[V
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $60Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $60HECEIJHJCW OJJ 0;/57/;057 $9HECEIJHJCW OJJ 55/05/;056 $9HECEIJHJCW OJJ 09/65/;056 $9HECEIJHJCW OJJ 07/60/;056 $9
Cehj ecg Eggrjss(E)
VELJVLJEGJ[ LLFEWWC4 WMGG FMNJC;06 VZ[IJMC IJCJ[ELV FMZ[WPNBLEGJLPNBEPE
257?
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $55Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55P[MOJVVBMCEL VJ[_BFJV 0;/52/;057 $55
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 85/89
Wypj mr Flessbobfetbmc(K)
FE[JJ[ GJ_JLMPHJCW
Cehj ecg Eggrjss(E)
VEH EFNM
PNMJCB^ET
>:077 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
VEH KEAJ[
KZOM[GIE60:52
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
VEH AMFN
YJVWHBCVWJ[HG;55:>
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $50[MRELWBJV 02/56/;056 $>
Cehj ecg Eggrjss(E)
VEH HEGBVMC
GE_BJOL666;:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $?PLERJ[ HE[AJWBCI 05/5:/;057 $?
Cehj ecg Eggrjss(E)
VEH VNBJLGV
I[JJC KERYB:7656
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
VEH RMZCI
FM[EL VP[BCIVOL660?9
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 86/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
VEHHBJ NBLL
YJVW KLMFWMCEL
6:5>7 Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/02/;056 $>
Cehj ecg Eggrjss(E)
VEHHBJ VW[MZINWJ[
I[ECBWJ KERFE2:97?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
VEHHR K[MYC
VW. FNE[LJVHM?6605
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>
Cehj ecg Eggrjss(E)
VEHVMC VEWJLJ
FE[HJLC
7?06;Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss(E)
VEHZJL K[EGOM[G
FLERWMCHM?650:
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $52[MRELWBJV 50/;6/;056 $>[MRELWBJV 0;/5;/;057 $>
Cehj ecg Eggrjss(E)
VECWECE HMVV
HBEHBOL6659:
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $56Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $6Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59PLERJ[ HE[AJWBCI 02/5?/;056 $:[MRELWBJV 55/0?/;056 $>
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 87/89
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Cehj ecg Eggrjss(E)
VECWMCBM NMLHJV
VFBWZEWJHE
0;0?? Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $57Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;;
PLERJ[ HE[AJWBCI 07/50/;056 $:[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
VEP EHJ[BFEVEWWC4 GE[CJLL ECC JCIJL6222 YJVW FNJVWJ[ PBAJCJYWMYC VUZE[JPE
2096Wypj mr Flessbobfetbmc
(K)
VPMCVM[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $9
Cehj ecg Eggrjss(E)
VE_J[BM [MFFE
LJJVKZ[I_E;059?
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/0?/;056 $>
Cehj ecg Eggrjss(E)
VE_MRE LLF>7: YMMGELL [MGIJ[V O[YRVZBWJ 59;:GELLEVW^9:;05
Wypj mr Flessbobfetbmc(K)
I[MZCG W[ECVPM[WEWBMC
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $69Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $69COL PLERJ[V [MMABJ P[JHBJ[J ;056 0>/05/;056 $69
Cehj ecg Eggrjss(E)
VFNBCGLJ[ JLJ_EWM[ VJ[_BFJ
YEVNBCIWMCGF;006?
Wypj mr Flessbobfetbmc(K)
FMCW[EFWM[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $2
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2HEBCWJCECFJ 05/0?/;057 $2
Cehj ecg Eggrjss(E)
VFM[J 9 LLF
GELLEVW^9:;;:
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;>?Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $9Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $;26PLERJ[ HE[AJWBCI 0;/52/;057 $:PLERJ[ HE[AJWBCI 0:/06/;056 $;;
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 88/89
Wypj mr Flessbobfetbmc(K)
PLERJ[ HE[AJWBCI
[MRELWBJV 09/;7/;056 $9PLERJ[ HE[AJWBCI 5;/02/;056 $;2PLERJ[ HE[AJWBCI 09/60/;056 $550PLERJ[ HE[AJWBCI 09/0;/;056 $;0PLERJ[ HE[AJWBCI 07/50/;056 $:0[MRELWBJV 50/;>/;056 $;6[MRELWBJV 0;/50/;057 $5>
Cehj ecg Eggrjss(E)
VFMWW FNECGLJ[
NEHKZ[ICR
7;52Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F) Getj(G) Ehmuct(J)Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $;Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $55[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
VFMWW AJJCJR/VAJJ.W_ LLF7;2 VECWE HMCBFE KL_GVZBWJ 6;0VECWE HMCBFE
FE20705Wypj mr Flessbobfetbmc
(K)J_JCW JCWJ[WEBCHJCW
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5;Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr
Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $5;VZPJ[ KMYL J_JCWV ;057 05/;>/;057 $?VZPJ[ KMYL J_JCWV ;057 05/;>/;057 $?
Cehj ecg Eggrjss(E)
VFMWW AMMBVW[E
LM_JLECGMN7:570
Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
VFMWW LZW[ZV
TBMCV_BLLJC
7?099Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 50/0;/;056 $>
Cehj ecg Eggrjss
(E)VFMWW H[ZFTAMYVAB
K[JCWYMMGWC690;9
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $5Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 55/56/;056 $>
Cehj ecg Eggrjss(E)
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $59
8/12/2019 NFLPA 2014 Dept of Labor LM-2 Part 4
http://slidepdf.com/reader/full/nflpa-2014-dept-of-labor-lm-2-part-4 89/89
VFMWW PE^VMC
PNBLEGJLPNBEPE
25;7Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $59[MRELWBJV 50/;6/;056 $>[MRELWBJV 07/;6/;056 $>
Cehj ecg Eggrjss
(E)VFMWW VNECLJ
LZFEVW^9:00;
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/06/;056 $>
Cehj ecg Eggrjss(E)
VFMWW VMLMHMC
VEC ECWMCBMW^9>;70
Wypj mr Flessbobfetbmc(K)
COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>[MRELWBJV 02/5>/;056 $>
Cehj ecg Eggrjss(E)
VFMWW WMLTBJC
[MLLBCI HJEGMYVL
?000>Wypj mr Flessbobfetbmc
(K)COL PLERJ[
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $>
[MRELWBJV 02/;:/;056 $>
Cehj ecg Eggrjss(E)
VFMWW YJLLV
VW. LMZBVHM?6575
Purpmsj(F)
Getj(G)
Ehmuct(J)
Wmtel Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr $>Wmtel Cmc-Btjhbzjg Wrecseftbmcs wbtn tnbs Peyjj/Peyjr Wmtel mo Ell Wrecseftbmcs wb tn tnbs Peyjj/Peyjr omr Wnbs Vfnjgulj $2[MRELWBJV 50/;6/;056 $>