PRESTIA Visa CARDNew PRESTIA experience with you.

＊If the enrollment date is November 2 , 2020 (Mon) or later due to an incomplete application, despite applying for the card as 【CampaignⅠ】 by September 30, 2020 (Wed), customers are not eligible for either 【CampaignⅠ】 or 【CampaignⅡ】. ＊Applications on and later than 1 October, 2020 (Thu) are eligible for 【CampaignⅡ】, even if the enrollment dates are during the campaign period of 【CampaignⅠ】 (from 3 August, 2020 (Mon) to 30 October, 2020 (Fri)).

Join and Use “Cash Back Campaign”

Please see the reverse for details of the campaign.

◎PRESTIA Visa GOLD CARD and PRESTIA Visa PLATINUM CARD are credit cards issued by Sumitomo Mitsui Card Co., Ltd. The credit card functions and services are provided by Sumitomo Mitsui Card Co., Ltd. Annual membership fees will apply. Please see back page for details. ◎Please be aware that the charge statements and after-sales services are all provided in Japanese. ◎Screening procedures take about three weeks, so please apply for a credit card well in advance.

Customers signing up for the PRESTIA Visa CARD during the campaignⅠ or Ⅱ period and then spend the specified amount by the end of the month after the two months of the enrollment will receive cash back.

PRESTIAVisa GOLD CARD

PRESTIAVisa PLATINUM CARD

Early Bird Special CampaignEarly Bird Special CampaignCampaignⅠApply from August 3, 2020 (Mon) to September 30, 2020 (Wed)

Enroll by October 30, 2020 (Fri)

Spend the specified amount by the end of the month after the two months of the enrollment

Condition 1

Condition2

Condition3

Get much more cash back■Enrollment Channels:SMBC Trust Bank PRESTIA branches and mini branches,

via internet* 1 , or by mail*2

■Eligible customers: Individual customers who have an account with SMBC Trust Bank PRESTIA

*1 Internet is only for PRESITA Visa GOLD CARD*2 No later than September 30, 2020 (Wed)

Enrollment CampaignEnrollment CampaignCampaign Ⅱ

cash back

1 0,000 yenSpend 400,000 yen or more

PRESTIA Visa GOLD CARD

cash back

1 5,000 yenSpend 600,000 yen or more

PRESTIA Visa PLATINUM CARD

Apply from October 1 , 2020 (Thu) to December 31, 2020 (Thu)

Enroll by January 29, 2021 (Fri)

Spend the specified amount by the end of the month after the two months of the enrollment

Condition 1

Condition2

Condition3

Get cash back■Enrollment Channels:SMBC Trust Bank PRESTIA branches and mini branches,

via internet* 1 , or by mail*2

■Eligible customers: Individual customers who have an account with SMBC Trust Bank PRESTIA

* 1 Internet is only for PRESITA Visa GOLD CARD*2 No later than December 3 1 , 2020 (Thu)

cash back

6 ,000 yenSpend 400,000 yen or more

PRESTIA Visa GOLD CARD

cash back

1 1 ,000 yenSpend 600,000 yen or more

PRESTIA Visa PLATINUM CARD

〈Notes〉

As of August 3, 2020株式会社SMBC信託銀行　PRO-ALD0018DKTF2008

In principle, you will receive cash back on your billing amount five months after the month of membership. The cash back amount will be described on your paper statement or online statement as “入会キャッシュバックキャンペーン” in Japanese.* The cash back amount may be deposited by Sumitomo Mitsui Card into your SMBC Trust Bank payment account depending on the charging amount.

Application acceptance period: August 3, 2020 (Mon) to September 30, 2020 (Wed) *Enrollment period：By October 30, 2020 (Fri)Usage period: By the end of the month after the two months of the enrollmentApplication acceptance period: October 1, 2020 (Thu) to December 31, 2020 (Thu) *Enrollment period：By January 29, 2021 (Fri)Usage period: By the end of the month after the two months of the enrollment

■About Campaign

Eligible cardsCampaign conditions*1

（including tax etc.）

400,000 yenor more

Application acceptance period*2Campaign

October 1, 2020 (Thu) to December 31, 2020 (Thu)

August 3, 2020 (Mon) to September 30, 2020 (Wed)

October 1, 2020 (Thu) to December 31, 2020 (Thu)

August 3, 2020 (Mon) to September 30, 2020 (Wed)

Enrollment period*3 Usage period Total spendingCash backamount

10,000 yen

6,000 yen

15,000 yen

1 1,000 yen

PRESTIA VisaGOLD CARD

PRESTIA VisaPLATINUMCARD

Individual customers who have an account with SMBC Trust Bank PRESTIA

［CampaignⅠ ］Early Bird SpecialCampaign

［CampaignⅡ］Enrollment Campaign

［CampaignⅠ］Early Bird SpecialCampaign

［CampaignⅡ］Enrollment Campaign

Inquiries about this campaign

0120-816-437 （toll-free, 24 hours a day, 365 days a year）

（toll-free, 24 hours a day, 365 days a year）

Sumitomo Mitsui Card

Regarding campaign, using cards, etc.

SMBCTrust Bank

Opening an account, applying for an affiliated credit card

06-6445-3503Tokyo Osaka03-6627-4136

www.smbctb.co.jp/en

Account holders

Non-account holders0120-573-5050120-50-4189

（toll-free）

●Hours of operation：Weekdays 9:00-19:00 Sat, Sun, and holidays 9:00-17:00 （excluding Dec 30 to Jan 3）

*Please push “2” and request an English speaking staff after connecting the call.

●Customers who cancel their cards before receiving cash back, or whose membership qualifications have been revoked, etc. are not eligible.●The following are not eligible for this campaign：Revolving

Payment on Cashing, International Cashing and other loans, annual membership fees, Sumitomo Mitsui Card information magazine subscription fees, some insurance premiums consigned from other affiliate companies, etc.●Family member card’s spending is added to primary member card's spending.●Some spending may not be eligible for this campaign if the arrival of the sales slip at Sumitomo Mitsui Card from the affiliated store is delayed.●Non-account holders with SMBC Trust Bank PRESTIA must open an account before applying for the credit card. Note that SMBC Trust Bank PRESTIA charges a monthly account maintenance fee of 2,200 yen (including tax) on the second business day of each month, but this fee is waived if you have this credit card. ●Please contact your closest tax office for details about how cash back should be handled in terms of taxations.●Transactions that Sumitomo Mitsui Card or SMBC Trust Bank deem to be invalid are not eligible.●The content of this campaign, including the eligible periods and conditions, may be changed or canceled at any time without notice.●If participating in multiple campaigns held simultaneously by Sumitomo Mitsui Card or SMBC Trust Bank, it may not be possible to receive duplicate benefits due to legal regulations or other reasons.●Before applying for the card, please carefully read the “Important Notes for applications” on our Website, brochure, etc. and make sure you understand the various notes, etc.

Campaign period

Eligible customers

Cash backpayment method

Eligible cardsAs a rule, customers who are at least 25 years old and who have an account with SMBC Trust Bank PRESTIA

As a rule, PRESTIA GOLD or PRESTIA GOLD PREMIUM customers who are at least 25 years old

The eligible cards are the PRESTIA Visa GOLD CARD and PRESTIA Visa PLATINUM CARD, affiliated credit cards issued by Sumitomo Mitsui Card Co., Ltd.

Card name Qualifications

PRESTIA VisaGOLD CARD

PRESTIA VisaPLATINUM CARD

Normal annual membership fees

Conditions for discount in the second year onward

1 1 ,000 yen (including tax)* First year free

Free with card spending of 300,000 yen or more in the previous year

19,250 yen (including tax) with card spending of 1 million yen or more in the previous year

38,500yen(including tax)* First year free

Please see our Website or brochure for details about annual membership fees.

（including tax etc.）

600,000 yenor more

Other notes about this campaign

You can receive the following cash back on your billing amount if you meet the campaign conditions, depending on the timing of your enrollment.Benefit details & campaign conditions

SMBC Trust Bank PRESTIA branches and mini branches, via internet, or by mail (Internet is only for PRESITA Visa GOLD CARD)Enrollment Channels

［CampaignⅠ］Early Bird SpecialCampaign

［CampaignⅡ］Enrollment Campaign

Until Aug. 3 1 , 2020 (Mon)Until Sep. 30, 2020 (Wed)Until Oct. 30, 2020 (Fri)Until Oct. 30, 2020 (Fri)Until Nov. 30, 2020 (Mon)Until Dec. 3 1 , 2020 (Thu)Until Jan. 29, 2021 (Fri)Until Aug. 3 1 , 2020 (Mon) Until Sep. 30, 2020 (Wed) Until Oct. 30, 2020 (Fri)Until Oct. 30, 2020 (Fri) Until Nov. 30, 2020 (Mon)Until Dec. 3 1 , 2020 (Thu)Until Jan. 29, 2021 (Fri)

Until Oct. 30, 2020 (Fri)Until Nov. 30, 2020 (Mon)Until Dec. 3 1 , 2020 (Thu)Until Dec. 3 1 , 2020 (Thu)Until Jan. 29, 2021 (Fri)Until Feb. 26, 2021 (Fri)Until Mar. 3 1 , 2021 (Wed)Until Oct. 30, 2020 (Fri) Until Nov. 30, 2020 (Mon) Until Dec. 3 1 , 2020 (Thu)Until Dec. 3 1 , 2020 (Thu) Until Jan. 29, 2021 (Fri) Until Feb. 26, 2021 (Fri) Until Mar. 3 1 , 2021 (Wed)

*1 If the enrollment date is November 2 , 2020 (Mon) or later due to an incomplete application, despite applying for the card as 【CampaignⅠ】 by September 30, 2020 (Wed), customers are not eligible for either 【CampaignⅠ】 or 【CampaignⅡ】. *2 In case of applying by mail, application must reach us without fail by September 30, 2020 (Wed) for 【CampaignⅠ】, and by December 31, 2020 (Thu) for 【CampaignⅡ】. *3 Customers whose cards are issued (i.e., who become enrolled) during the enrollment period are eligible. The enrollment date can be found on the card mounting paper. Screening procedures take approximately 3 weeks, so please apply for a credit card well in advance. ＊Applications on and later than 1 October, 2020 (Thu) are eligible for 【CampaignⅡ】, even if the enrollment dates are during the campaign period of 【CampaignⅠ】(from 3 August, 2020 (Mon) to 30 October, 2020 (Fri) ).