G E O R G I A B A N K E R S A S S O C I A T I O N 50 Hurt Plaza, Suite 1050 | Atlanta, Georgia 30303 | 404.522.1501

Faculty continued

David A. Dickinson, CRCM David’s banking career began as an FDIC field examiner in 1990. He later became a Loan Officer for a $110 million bank. In 1993, he established Banker’s Compliance Consulting. Along with his talented team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces. David is an expert in compliance regulations. He is also a motivational speaker and innovative educator. David is on faculty at the Center for Financial Training, the American Bankers Association National Compliance Schools and is a frequent speaker at the ABA’s Regulatory Compliance Conference. He is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager and has been a BankersOnline Guru for many years. The ABA honored David with their Distinguished Service Award in 2016. Carl G. Pry, CRCM, CRP Carl Pry, Managing Director of Treliant Risk Advisors, is a seasoned executive with banking law, corporate finance, and regulatory compliance experience in Fortune 500 institutions, regional banks and industry consulting firms. Over the last 18 years, Carl has held senior leadership positions including Senior Vice President and Compliance Manager for the Compliance and Control Division at KeyBank, Manager of Finance and Performance Management Service Line at Accenture, and Vice President of Regulatory Services at Kirchman Corporation. He is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He is a featured speaker for numerous banking, compliance, and state bar associations and leads training sessions across the country. Carl holds a JD and an MBA from the University of Toledo and a BSBA from Bowling Green State University. He is also a Certified Regulatory Compliance Manager and Certified Risk Professional. Thomas Williams, CRCM, CCBIA Thomas is a senior vice president and senior compliance manager for United Bank in Zebulon. He has been in banking for 20 years and spent the past 12 years working solely in risk management and regulatory compliance. Before joining the compliance side of banking, he worked in auditing, bank security, branch management, consumer lending and credit administration. Thomas is a graduate of Clemson University, where he earned a BS degree in Financial Management. He also holds the professional designations of Certified Regulatory Compliance Manager, Certified Community Bank Internal Auditor and At-Risk Adult Crime Tactics (ACT) Specialist.

Curriculum

A detailed curriculum and course descriptions will be posted on the website in January.

Credit Toward CRCM Certification

The Institute of Certified Bankers of the American Bankers Association offers a Certified Regulatory Compliance Manager (CRCM) designation. As a CRCM, you identify yourself as an accomplished professional who has met the highest standard for knowledge, experience and performance in the compliance field. Compliance School students will qualify for 40 hours of continuing education credit.

GBA Contacts

Presented in partnership with Kathy Friestad Professional Development Manager 404.420.2024 kfriestad@gabankers.com

Alison Moreau

Professional Development Coordinator 404.420.2034 amoreau@gabankers.com

BSA / OFAC / AML

Breaking Down a Regulation

Compliance Culture / Exam Management

Consumer Complaints

Consumer Deposit Regulations

CRA

ECOA / Reg B

FCRA / FACTA

Fair Lending

Flood Insurance

GLBA / Privacy / RTFP /Information Security

HMDA

Insider Credit / Reg O

Consumer/Mortgage Lending Compliance

Marketing Compliance

S.A.F.E. Act

SCRA / MLA

UDAP / UDAAP

Basic Compliance Basic Compliance Basic Compliance SchoolSchoolSchool

Advocacy | Community | Education | Services

May 6-11, 2018

University of Georgia

Athens

www.gabankers.com

G E O R G I A B A N K E R S A S S O C I A T I O N 50 Hurt Plaza, Suite 1050 | Atlanta, Georgia 30303 | 404.522.1501

G E O R G I A B A N K E R S A S S O C I A T I O N 50 Hurt Plaza, Suite 1050 | Atlanta, Georgia 30303 | 404.522.1501

GBA Basic Compliance School May 6 - 11, 2018

UGA Center for Continuing Education & Hotel Athens

Message from the Compliance School Board Chair

Dear Compliance Colleagues, On behalf of the GBA Compliance School Board of Directors, I am pleased to announce that the 2018 Georgia Bankers Association Basic Compliance School will be May 6-11, 2018, at the University of Georgia Center for Continuing Education & Hotel in Athens. GBA is once again proud to partner with the South Carolina Bankers Association for the 2018 session, and we look forward to welcoming South Carolina compliance specialists to Georgia in May! As we prepare to host our fourth Compliance School, I’d like to share what one graduate had to say about her student experience: “It is an honor and privilege to be a graduate of the 2017 GBA Advanced Compliance School. From the materials to the instructors to interacting with my classmates, the knowledge I gained has been extremely beneficial to my job each day. The GBA staff is top notch and go above and beyond to make sure each attendee has everything they may need to have a successful week of school.” - Angela Woodard, Loan Compliance Officer, SunMark Community Bank, Hawkinsville Taught by regionally and nationally recognized faculty, this year’s curriculum has been designed to provide a dynamic training opportunity for compliance professionals. This school provides a solid foundation on which students will be able to build a successful compliance management program that will thrive in today’s ever-changing regulatory environment, as well as for many years to come. We look forward to seeing you or your bankers at the 2018 GBA Compliance School! Sincerely, Thomas Williams, Chair, GBA Compliance School Board of Directors SVP, Senior Compliance Officer United Bank, Griffin

GBA Basic Compliance School Purpose and Philosophy The GBA Basic Compliance School is designed to provide students with a solid foundation on compliance fundamentals and ensure that a bank’s internal compliance program is sufficiently comprehensive to avoid costly compliance violations. The curriculum is intended for the bank officer or employee newly involved in compliance, or for other bankers who have at least three years of banking experience and would like a better understanding of compliance.

2018 School Dates The 2018 school session is Sunday, May 6, through Friday, May 11, 2018. Classes are held at the UGA Center for Continuing Education & Hotel, where students are also housed, on the beautiful campus of the University of Georgia in Athens.

2017-2018 GBA Compliance School Board of Directors

Admission Requirements For admission, a student must meet the following requirements: Be employed as an officer or key staff member of a bank, or a GBA Associate Member Be involved in bank compliance or have three years banking experience Be recommended by the bank’s CEO or senior management. If the applicant does not meet one of the above requirements, but the nominating officer feels the candidate is qualified, a letter from the CEO may be sent with the application explaining the circumstances for review by the Board of Directors. Bankers from outside of Georgia are cordially invited to enroll. If your bank is a member of your state banking association, we will be glad to extend the member tuition to you.

Application Process

Applicants may enroll online or submit a completed paper application. Applications must be submitted by March 28, 2018, to guarantee a hotel room. Applications submitted between March 29, 2018, and the application deadline of April 20, 2018, are welcome, but we cannot guarantee a hotel room. Tuition payment may be paid by check, credit card or bank invoice and must be paid in full by April 20, 2018.

Tuition Inclusions and Housing

Member tuition is $2,150. First Year applicants may enroll and pay by Feb. 9, 2018, and receive the early bird price of $2,020. Tuition includes: All instruction and school course materials; double occupancy accommodations for Sunday - Thursday nights at the UGA Hotel; daily breakfast and lunch; Welcome Barbecue on Sunday, May 6; and daily breaks. Students may request a private room for a $385 surcharge. All students, including local students, are required to stay on campus. All hotel rooms include: TV; wireless internet; microwave; fridge; safe; coffee maker; hairdryer; full-size iron and ironing board; and overnight parking in the conference center parking deck with in-and-out privileges. Students changing room types onsite will be responsible for any increase in room charges resulting from this change.

Tuition Cancellation and Refund Policy

Graduation Requirements Completion of the GBA Basic Compliance School is based on satisfactory attendance and performance in all classes and lectures and participation in the case study discussions and presentations. Graduation exercises will be on Friday, May 11, 2018, at noon.

Faculty Jim Bedsole, CRCM, CBA, CFSA, CAFP Jim Bedsole is SVP and Chief Compliance & Risk Officer for BankSouth, Greensboro, GA. He has over 28 years of experience in managing bank risk, regulatory compliance, auditing, security, and corporate governance with both regional and community banks. Jim is a 1986 graduate of The Citadel, Charleston, SC. He is also a graduate of the ABA National Graduate School of Compliance Management. Jim is a Certified Regulatory Compliance Manager, Certified Bank Auditor, Certified Financial Services Auditor and Certified AML and Fraud Professional.

Patti Blenden, CPA, CRCM

Patti Blenden founded Financial Solutions in 1990 to provide community financial institutions with effective solutions for the ever increasing need for cost-effective regulatory risk management. The company provides compliance reviews, in-house training, compliance policy and procedure development for community bank clients. Patti is a frequent presenter for the American Bankers Association where she serves as a faculty member of its prestigious Stonier Graduate School of Banking and National, Intermediate and Graduate Compliance Schools. She has a Bachelor of Science degree in Accounting from Louisiana Tech University and 35+ years of banking experience.

More faculty bios...

Thomas Williams Director, GBA Compliance School SVP / Senior Compliance Officer United Bank Griffin Jim Bedsole SVP / Chief Compliance Officer BankSouth Greensboro

Janna Elrod VP/Compliance/BSA/CRA/Internal Audit First Landmark Bank Marietta Chris Marion Compliance Manager State Bank & Trust Company Atlanta

Louvera Walden Assistant Director, Southeast Region Capco Atlanta

Cancellation Notice Received: Refund Allowed:

March 23, 2018, and earlier 100%

March 24 - April 6, 2018 50%

April 7 – April 25, 2018 25%

April 26 - No-Show on May 6, 2018 0%

Georgia Bankers Association 2018 Basic Compliance School ● May 6-11, 2018

University of Georgia Center for Continuing Education and Hotel ● Athens

Application for Admission Application Instructions Applicants should complete application and submit to GBA, 50 Hurt Plaza, SE, Suite 1050, Atlanta, GA 30303, or email to kfriestad@gabankers.com. Tuition may be paid by: 1) Check (made payable to the Georgia Bankers Association); 2) Credit card (MC, VISA, or AMEX); or 3) Invoice – request below. Applications must be submitted by March 28, 2018 to guarantee a hotel room. Applications submitted between March 29 and the application deadline of April 20 are welcome but we cannot guarantee a hotel room. Tuition must be paid in full by April 20. Contact Kathy Friestad at GBA with questions at kfriestad@gabankers.com or 404.420.2024.

Admission Requirements For admission, a student must meet the following requirements: · Be employed as an officer or key staff member of a bank, or a GBA Associate Member · Be involved in bank compliance or have three years banking experience · Be recommended by the bank’s CEO or senior management. If the applicant does not meet one of the above requirements, but the nominating officer feels the candidate is qualified, a letter from the CEO may be sent with the application explaining the circumstances for review by the Board of Directors.

Tuition Inclusions and Schedule School tuition is $2,150. Applicants may register and pay by Feb. 9, 2018 to receive early tuition of $2,020. Tuition includes: All instruction; supplemental materials; double occupancy accommodations for Sunday-Thursday nights at the UGA Hotel; daily breakfast and lunch; Welcome Barbecue on Sunday, May 6; and daily refreshment breaks. Overnight parking in the UGA Conference Center Hotel deck is included with your hotel room. Students may request a private (single) room for a $385 flat surcharge. Students changing room types onsite will be responsible for any increase in room charges resulting from this change.

Applicant Information and Compliance Experience

Association Status: _____GBA Member/Associate Member _____Non-Member Institution* Other (pls specify)

Check here if you are a GBA Compliance School graduate. Circle year graduated: 2015 2016 2017 *Bankers from outside of Georgia are cordially invited to enroll. If your bank is a member of your state banking association, we will extend the member tuition to you. Applicant’s Name: Nickname (for badge):

Title:

Bank:

Business Mailing Address:

City, State, Zip:

Business Phone: Cell Phone:

Email:

Compliance Experience 2-3 years 3-5 years More than 5 years Please indicate below how you acquired knowledge and understanding of compliance:

Total Years in Banking Total Assets of Bank Educational Background

_____Less than 5 years _____$1 - $150 M _____High School/GED

_____5 - 10 years _____$151 M - $1.5 B _____Bachelor’s Degree

_____11+ Years _____Over $1.5 B _____Master’s Degree

Check Your Two Primary Areas of Responsibility

_____Accounting

_____Auditing _____Branch Banking Lending

_____Branch Banking Sales

_____Commercial Lending

_____Compliance

_____Consumer Lending _____Credit Analysis _____Data Processing

_____Information Technology

_____Marketing

_____Operations

_____Personnel/HR

_____Security

Housing Information Indicate housing preference and requests below. Two students will be assigned per room. You may note a roommate request or GBA will assign a roommate to you. You may request a single room for a flat $385 surcharge. The UGA Conference Hotel is a non-smoking hotel. I would like to share a room with: Assign a roommate to me (double beds). Reserve a single room for me for an additional $385. Check all dietary restrictions or allergies. Kosher meals are not available. Vegetarian Nuts Dairy Pork Shellfish Gluten/Wheat Special hotel requests: In compliance with the Americans with Disabilities Act of 1990, the Georgia Bankers Association will make all reasonable efforts to accommodate persons with disabilities at its programs. Contact Kathy Friestad at kfriestad@gabankers.com or 404.420.2024, with your request.

Nominating Officer Information (required for admission)

Nominating Officer Name: Title:

Business Phone: Email:

Tuition Payment Information Circle appropriate tuition, single room surcharge (if applicable), total amount due, and payment method below.

Registration Category Tuition (thru Feb. 9, 2018) Tuition (Feb. 10 – April 20, 2018)

Member Student Tuition $2,020 $2,150

Non-Member Student Tuition $3,225 $3,225

Single Room Surcharge $ 385 $ 385

Total Amount Due:

Payment Method: Check enclosed Invoice my company Charge my credit card (MC, VISA, AMEX): Card #: Exp: Name on Card: Card Billing Address:

Student and Nominating Officer – Acknowledgement of School Commitment

I understand that, to qualify for graduation, I will be expected to attend all scheduled classes, prepare all assigned work and participate in classroom sessions. I hereby authorize information regarding my performance/participation to be released by GBA to my bank’s CEO and/or nominating officer. This information is to be treated as part of my confidential personnel file.

Applicant’s Signature: Date: Nominating Officer Signature: Date: