ndfi monthly mortgage summary · atlas mortgage, rossville, ga (license no. 12439) – cease and...

Inside this issue:

NEWS ITEMS

NDFI Division Management Changes

2

Georgia S.A.F.E Bill / Amendments to

GRMA

2

Verifying Licensed Entities

3

Customer Service Star

3

ADMINISTRATIVE ITEMS

Administrative Actions

4

Fines 9

Licenses Approved & Reinstated

9

Licenses Revoked, Expired...Denied

10

Contact Information 13

Corresponding With the Department

3

Monthly Summary of Mortgage Activities for the Period Ending April 2007

MONTHLY MORTGAGE SUMONTHLY MORTGAGE SUMMARYMMARY NDFINDFINDFI

Georgia Department of Banking & Finance— Non Depository Financial Institutions Division Monthly Summary of Mortgage Activities for the Period Ending June 2009

The $6.50 per loan fees required by O.C.G.A. Section 7-1-1011(b)(2) and Department Rule 80-5-1-.04 are due no later than September 2, 2009 for residential mortgage loans closed

during the period January 1, 2009 through June 30, 2009. The $6.50 fee will be due if the loan is a residential mortgage loan as defined in the Georgia Residential Mortgage Act (GRMA), and

if a security deed, a modification of a security deed or other form of modification of a security interest is recorded.

Financial institutions and mortgage licensees and registrants who act as the collecting

agent (including brokers who table fund and collect the fee) have been notified by e-mail regarding the $6.50 fee payment and information regarding accessing the online fee payment

system. This e-mail is sent to the primary contact for the financial institution or mortgage licensee or registrant, according to the Department's records. Those owing fees may pay

online from our secure website at: https://bkgfin.dbf.state.ga.us/GRMAFee.html

Institutions that are not in our database and cannot access the online system will be able to download a form from the URL noted above.

Georgia Residential Mortgage Act (GRMA) -

$6.50 Fee Reminder

For those licensees successfully completing the submission of their renewal applications for the interim FY2010 licensing period, please note that approval letters and license certificates have

been e-mailed to the main e-mail contact on record. If you did not receive your new license, please contact the office. Duplicate e-mails will be sent the week of July 6th.

For late renewing applicants and/or those licensees who renewed but who have outstanding renewal issues, those licenses cannot be approved until the application has been reviewed and

approved or the issues are resolved. Such licenses will expire and must be reinstated. If you

failed to transition your license renewal through the National Mortgage Licensing System (NMLS), your FY2009 license expired on June 30, 2009, and a new license application through

NMLS will be required if you wish to continue doing primary residential loans in Georgia.

Going forward, the expiration date for mortgage licenses will be December 31st

each year.

License Renewal / Distribution

https://bkgfin.dbf.state.ga.us/GRMAFee.html�

Melinda Kinard, Director of Money Service Businesses and Mortgage Licensing, retired

effective July 1, 2009, after 34 years of faithful service to the Department.

Melinda has worn many hats during her career with the Department. She began her career as

an Assistant Financial Examiner. She later became the Director of Training and then became the Director of Information Technology prior to moving over to the Non-Depository

Financial Institutions Division in 2002 where she was appointed to her most recent position.

Melinda also served on the curricula committees and as an instructor for various Conference of State Bank Supervisors (CSBS) schools including the Bank Financial Analysis, Credit, IT, and

beginning examiner schools. She also served on CSBS committees as a Subject Matter Expert, served on the Education Foundation of State Bank Supervisors Certification Committee and

chaired the IT Committee. In addition to serving as an instructor for CSBS, Melinda also

served as an instructor for IT courses offered through the Federal Reserve Bank of Atlanta and for various courses offered by the Georgia Bankers Association.

Melinda has a BBA degree in Management from Georgia Southern University. She is also a Certified Examination Manager. Congratulations Melinda! We wish you the best in your well-deserved retirement.

With the announcement of Melinda’s retirement, the Department made the decision to reorganize the Non-Depository

Financial Institutions Division in light of the changes occurring in the mortgage industry and the implementation of the Nationwide Mortgage Licensing System.

The Director of Money Service Businesses and Mortgage Licensing position will be redirected effective with Melinda’s retirement and her job duties spread among various other positions. Janet Anderson, the newly appointed Supervisory

Manager for Mortgage Licensing, will take over Melinda’s duties in regards to mortgage licensing. The overall supervision of

the Money Service Businesses Section will be transferred to Deputy Commissioner Rod Carnes.

Melinda Kinard

NDFI Division Management Changes

House Bill 312, also referred to as the S.A.F.E. Mortgage Licensing Act of 2008, became effective on July 1, 2009. As discussed in previous editions of this publication, this bill amends the Georgia Residential Mortgage Act (GRMA) to

incorporate provisions of the federal S.A.F.E. Mortgage Licensing Act of 2008, a part of the Housing and Economic Recovery Act of 2008, providing for the licensing of mortgage loan originators through the Nationwide Mortgage Licensing System.

Amendments to the GRMA have been updated in the documents accessible on our website from the Mortgage Laws and Rules page and the Mortgage Forms and Applications page on our website.

The implementing regulations concerning these statutory changes to the GRMA are in development and will be issued for

public comment shortly. Please watch this publication for additional information.

Georgia S.A.F.E Bill / Amendments to GRMA

http://dbf.georgia.gov/00/channel_title/0,2094,43414745_46387757,00.html�





It is the Department’s goal to provide excellent customer service, meeting and exceeding the expectations of our customers. Along those lines, we would like to recognize the following individual for going above and beyond in serving our customers: Senior Mortgage Examiner Betty Thomas (NDFI—Mortgage): The Department received a letter from a customer regarding Betty stating: “Thank you so much for your time and concern in helping me through the NMLS/GA renewal process. You were a joy to work with, and I am so thankful that the Department has employees such as you helping companies like mine complete this process correctly. Once again, thank you so much for your wonderful customer care today!”

CONGRATULATIONS AND GREAT JOB TO THIS MONTH’S

CUSTOMER SERVICE STAR!!

NDFI Customer Service Star for the Month of June

Rule 80-11-4-.05 of the Department’s Rules and Regulations states, in part, that it is the licensee’s responsibility to “know” that it is conducting business with a licensed entity. A copy of a license is not a reliable determinant of license

status.

You run the risk of conducting business with an unlicensed entity if you do not verify the license. The fine for “dealing with

unlicensed persons” under Rule 80-11-3-.01 (4) is $1,000 per transaction and your license shall be subject to suspension or revocation. Anyone who purchases, sells, places for processing or transfers a mortgage loan or loan application to or from a

person who is required to be licensed but is not properly licensed will be fined.

You can check the license status of any licensee by going to the Department’s web site at http://dbf.georgia.gov/dbfmtg. From there you can select the link to the licensee search page where you can check by entering the licensee’s name,

license number, or city. There is also an option to download the entire list of active or inactive licensees into an Excel spreadsheet.

Verifying Licensed Entities

REMINDER TO LICENSEES AND REGISTRANTS:

Please include your NMLS ID and/or NDFI License Number in all correspondence sent to the Department. Missing ID /

License Numbers delay the processing of your requests.

Corresponding With the Department

http://dbf.georgia.gov/dbfmtg�

https://dbfweb.dbf.state.ga.us/WebMBData.html�

ADMINISTRATIVE ACTIONS

Cease and Desist Orders Which Became Final

1st Integrity Mortgage, Inc. (Maryland) Towson, MD NY (license no. 23470) – Cease and Desist Order issued May 29, 2009 became final on June 30, 2009.

AccessAmerica Mortgage, LLC, Duluth, GA (license no. 19535) – Cease and Desist Order issued

May 26, 2009 became final on June 30, 2009. Adams Georgia Properties, LLC dba Adams Residential and Commercial Lending, Duluth, GA

(license no. 22741) – Cease and Desist Order issued May 26, 2009 became final on June 30, 2009. Advanced Capital USA, Inc., Riverside, CA (license no. 20812) – Cease and Desist Order issued

May 29, 2008 became final on June 30, 2009. Adventure Mortgage Corporation, Dalton, GA (license no. 15336) – Cease and Desist Order

issued May 26, 2009 became final on June 30, 2009. Aggressive Mortgage Corp., Naples, FL (license no. 20315) – Cease and Desist Order issued May

28, 2009 became final on June 30, 2009. Ebenezer Akinlade dba Ebenezer Mortgage & Financial Services, Loganville, GA (license no.

20843) – Cease and Desist Order issued May 28, 2009 became final on June 30, 2009. Alumni Mortgage, LLC, Bedford, NH (license no. 17512) – Cease and Desist Order issued May 27,

2009 became final on June 26, 2009. American Dream Mortgage Solutions, Inc., Stone Mountain, GA (license no. 19057) – Cease and

Desist Order issued May 27, 2009 became final on June 30, 2009. American Premier Mortgage Services, LLC, Decatur, GA (license no. 18298) – Cease and Desist

Order issued May 26, 2009 became final on June 30, 2009. American Siding & Window Factory, Inc. dba First Georgia Mortgage & Equity (license no.

13150) – Cease and Desist Order issued May 27, 2009 became final on June 30, 2009. Atlas Mortgage, Rossville, GA (license no. 12439) – Cease and Desist Order issued May 28, 2009

became final on June 30, 2009. Augusta Home Lending, Inc., Augusta, GA (license no. 21274) – Cease and Desist Order issued

May 28, 2009 became final on June 30, 2009. Bergin Financial, Inc. dba Perfect Mortgage, Southfield, MI (license no. 18709) – Cease and

Desist Order issued May 7, 2009 became final on June 8, 2009. Best Group Mortgage, Inc., Norcross, GA (license no. 17974) – Cease and Desist Order issued

May 26, 2009 became final on June 30, 2009.


Cease and Desist Orders Which Became Final (Continued)

Maurice Calhoun dba Your 1st Choice Loans, Chino Hills, CA (license no. 19691) – Cease and Desist Order issued May 26, 2009 became final on June 30, 2009.

Casa Hipotecair, Inc. dba Villas Mortgage, Atlanta, GA (license no. 20403) – Cease and Desist

Order issued May 29, 2009 became final on June 30, 2009. Covenant Lenders, LLC, Gainesville, GA (license no. 21892) – Cease and Desist Order issued May

26, 2009 became final on June 30, 2009. Custom Mortgage Corp. (Maryland), Baltimore, MD (license no. 21372) – Cease and Desist Order

issued May 29, 2009 became final on June 30, 2009. Cypress Mortgage, Inc., Fayetteville, GA (license no. 18161) – Cease and Desist Order issued

May 27, 2009 became final on June 30, 2009. DirectLine Financial, LLC, Decatur, GA (license no. 21745) – Cease and Desist Order issued May

28, 2009 became final on June 30, 2009. Douglas Mortgage Service, Inc., Douglas, GA (license no. 14323) – Cease and Desist Order issued

May 8, 2009 became final on June 10, 2009. Dyck-O’Neal, Inc., Arlington, TX – Cease and Desist Order issued May 22, 2009 became final on

June 22, 2009. Excel Mortgage Network, Inc., East Point, GA (license no. 21725) – Cease and Desist Order

issued May 26, 2009 became final on June 30, 2009. Express Loan America, Inc., Bend, OR (license no. 23335) – Cease and Desist Order issued May

29, 2009 became final on June 30, 2009. E-Z Mortgage Solutions, Inc., Duluth, GA (license no. 20309) – Cease and Desist Order issued

May 28, 2009 became final on June 30, 2009. Financial Services of America, LLC, Norcross, GA – Cease and Desist Order issued May 28, 2009

became final on June 28, 2009. First Fidelity Mortgage Group, Ltd., Smithtown, NY (license no. 22720) – Cease and Desist

Order issued May 29, 2009 became final on June 30, 2009. Freedom Lending Group, Inc., La Jolla, CA (license no. 23007) – Cease and Desist Order issued

May 28, 2009 became final on June 30, 2009. Georgia One Financial Mortgage, LLC, Marietta, GA (license no. 19741) – Cease and Desist Order

issued May 28, 2009 became final on June 30, 2009.



Goldmine Properties, Inc., Dacula, GA – Cease and Desist Order issued May 13, 2009 became final on June 13, 2009.

Home Equity Lending, Inc., dba H.E.L., Inc., Houston, TX – Cease and Desist Order issued May

26, 2009 became final on June 26, 2009. HomeQuest Mortgage Inc., Cumming, GA (license no. 18631) – Cease and Desist Order issued

May 8, 2009 became final on June 7, 2009. Hometrac Mortgage, Inc., Louisville, KY (license no. 23121) – Cease and Desist Order issued May

29, 2009 became final on June 30, 2009. Janus Mortgage, Inc., Littleton, CO – Cease and Desist Order issued May 19, 2009 became final on

June 19, 2009. Jamison Mobile Home Sales, Inc., Toccoa, GA (license no. 13054) – Cease and Desist Order

issued May 26, 2009 became final on June 30, 2009. Kendall Thomas Financial, LLC, Atlanta, GA (license no. 22714) – Cease and Desist Order issued

May 22, 2009 became final on June 23, 2009. Legacy Mortgage Group, LLC, Decatur, GA (license no. 18116) – Cease and Desist Order issued

May 27, 2009 became final on June 20, 2009. Lehman Capital, A Div of Lehman Bros Holding, Inc., New York, NY (license no. 5940) – Cease

and Desist Order issued May 18, 2009 became final on June 17, 2009. Liberty Mortgage Corporation dba Liberty Home Mortgage, Birmingham, AL (license no. 15110)

– Cease and Desist Order issued May 28, 2009 became final on June 30, 2009. Low.com, Inc., Los Angeles, CA (license no. 22792) – Cease and Desist Order issued May 29,

2009 became final on June 30, 2009. MBM Capital, Kennesaw, GA (license no. 12480) – Cease and Desist Order issued May 29, 2009

became final on June 30, 2009. Dorothy J. McKinzie, Woodstock, GA (license no. 21116) – Cease and Desist Order issued May

28, 2009 became final on June 30, 2009. McNeeley & Associates, Inc., Acworth, GA (license no. 6161) – Cease and Desist Order issued

May 26, 2009 became final on June 30, 2009. Millenium Financial, Inc., Mableton, GA (license no. 14972) – Cease and Desist Order issued May

27, 2009 became final on June 30, 2009.



Mogul One, Ltd., Dallas, GA (license no. 23169) – Cease and Desist Order issued May 27, 2009 became final on June 30, 2009.

Mortgage Brokers Express, Inc., Forsyth, GA (license# 19717) - Cease and Desist Order issued

05/27/2009 became final 06/30/2009. The Mortgage House, Inc., Columbus, GA (license no. 11490) – Cease and Desist Order issued

May 27, 2009 became final on June 30, 2009. MTS Financial, LLC, Douglasville, GA (license no. 20960) – Cease and Desist Order issued May 29,

2009 became final on June 30, 2009. NAPA & Sons Enterprises, Inc. dba Forsyth Manufactured Homes, Forsyth, GA (license no.

7373) – Cease and Desist Order issued May 27, 2009 became final on June 30, 2009. Nationwide Funding Group Corp., Torrance, CA (license no. 23355) – Cease and Desist Order

issued May 27, 2009 became final on June 29, 2009. Nationwide Lending Corporation, Irvine, CA (license no. 13883) – Cease and Desist Order issued

May 20, 2009 became final on June 21, 2009. Old South Mortgage, Inc., Acworth, GA (license no. 17351) – Cease and Desist Order issued May

26, 2009 became final on June 30, 2009. Parkside Mortgage Services, Inc., Atlanta, GA (license no. 18781) – Cease and Desist Order

issued May 29, 2009 became final on June 30, 2009. Patriot Mortgage Company, Inc. dba PMC Lending, Altamonte Springs, FL (license no. 22199) –

Cease and Desist Order issued May 26, 2009 became on June 30, 2009. Peachtree City Mortgage House, LLC, Peachtree City, GA (license no. 15922) – Cease and Desist

Order issued May 28, 2009 became final June 30, 2009. Peak Mortgage, Inc., Marietta, GA (license no. 19608) – Cease and Desist Order issued May 28,

2009 became final on June 30, 2009. Premium Care Mortgage, LLC, Snellville, GA (license no. 21657) – Cease and Desist Order

issued May 28, 2009 became final on June 30, 2009. QuoteMatch, LLC, San Diego, CA (license# 20778) - Cease and Desist Order issued 05/29/2009

became final 06/30/2009. Regency Financial Services & Investments, Inc., Laurelton, NY (license no. 20683) – Cease and

Desist Order issued May 28, 2009 became final on June 30, 2009.


Cease and Desist Orders— Lifted, Rescinded, Withdrawn


Southern Lending, Inc., Largo, FL (license no. 22566) – Cease and Desist Order issued May 28, 2009 became final on June 30, 2009.

Sterling Asset & Equity Corp. dba Floridaonloan.com, Delray Beach, FL (license no. 22754) –

Cease and Desist Order issued May 28, 2009 became final on June 30, 2009. Maria Sutherland dba A1 Processing, Marietta, GA - Cease and Desist Order issued 05/13/2009

became final 06/13/2009. TL Brown Investment Group, LLC dba Mortgage Euphoria, Lawrenceville, GA (license no.

20348) – Cease and Desist Order issued May 26, 2009 became final on June 30, 2009. USA Mortgage Lenders, Inc., Lauderdale by the Sea, FL (license no. 19575) – Cease and Desist

Order issued May 28, 2009 became final on June 30, 2009. V. Allen Realty, LLC, Marietta, GA (license no. 20532) – Cease and Desist Order issued May 26,

2009 became final on June 30, 2009. Viking Capital, Inc. dba Poolloan, San Diego, CA (license no. 22643) – Cease and Desist Order

issued May 29, 2009 became final on June 30, 2009.

Coastal Mortgage Services, Inc. Alpharetta, GA (license no. 14035) – Cease and Desist Order issued November 11, 2008 was rescinded on June 19, 2009.

United Mortgage Associates, Inc., Stockbridge, GA (license # 12030) - Cease and Desist Order

issued March 31, 2009 was rescinded on June 5, 2009.

Final Consent Orders

Ahmad M. Alhabbal a/k/a Mark Habbal, Alpharetta, GA – Consent Order issued on June 3, 2009 became final on June 3, 2009.

Farzin “Tony” Amini, Marietta, GA – Consent Order issued on June 8, 2009 became final on June

8, 2009. Money Source, Inc., Marietta, GA (license no. 13697) – Consent Order issued on June 8, 2009

became final on June 8, 2009. Taylor, Bean & Whitaker Mortgage Corp. dba Accumortgage (license no. 6692) – Consent

Agreement issued on June 22, 2009 became final on June 22, 2009.


Fine Information

Information regarding fines assessed against a specific licensee, against whom there are no pending administrative actions, is available on an individual licensee basis by submitting a written request to the following e-mail address: [email protected]

FINE REASON 4 Licensees fined for Advertising Violations 2 Licensees fined for Loan Files not properly maintained 1 Licensee fined for Background Checks Violation 2 Licensees fined for Failure to Fund 3 Licensees fined for Books & Records 2 Licensees fined for doing business w/ an unlicensed entity 1 Licensee fined for Continuing Education data filed late 2 Licensees fined for Prohibited Acts violations/discharge 12 Licensees fined Acq of 25% ownership w/o approval 4 Licensees fined for Unapproved Change in Management

LICENSEES/REGISTRANTS APPROVED OR REINSTATED IN JUNE 2009

ID#

COMPANY NAME

CITY

ST

MB

CODE

ORIGINAL

APPROVAL

RENEWAL

REINSTATED

23986 HBS Mortgage LLC Atlanta GA B 06-05-2009 06-05-2009

23988 Henger Rast Mortgage Corporation Birmingham AL L 06-05-2009 06-05-2009

23974 Coastal Mortgage Company Kingsland GA B 06-12-2009 06-12-2009

23987 NOTHING BUT MORTGAGES, INC. Smyrna GA B 06-12-2009 06-12-2009

23997 Mable Ann Sharp Duluth GA B 06-12-2009 06-12-2009

19053 Anchor Funding Corporation * Norcross GA L 01-23-2004 06-19-2009

23994 Carla J Street Cumming GA B 06-19-2009 06-19-2009

24008 Consumer Solutions 3, LLC (Delaware) Minnetonka MN L 06-19-2009 06-19-2009

24009 Consumer Solutions 4, LLC (Delaware) Minnetonka MN L 06-19-2009 06-19-2009

20969 Nextlevel Financial, LLC * Atlanta GA L 12-23-2005 06-26-2009

23966 Securities Capital Holdings, Inc Orlando FL L 06-26-2009 06-26-2009

23993 Hart, Jr., Robert Henry Atlanta GA B 06-26-2009 06-26-2009

12030 United Mortgage Associates, Inc. Stockbridge GA B 12-06-1996 06-05-2009 06-05-2009

22188 Malibu Funding, Inc. Malibu CA B 02-02-2007 06-12-2009 06-12-2009

14035 Coastal Mortgage Services, Inc. Alpharetta GA B 10-23-1998 06-19-2009 06-19-2009

TOTAL: 15

LICENSEES/REGISTRANTS REVOKED, EXPIRED, SURRENDERED, WITHDRAWN OR DENIED IN JUNE 2009

ID# COMPANY NAME CODE REVOKED EXPIRED SUSPENDED WITHDRAWN DENIED

5880 CANNON MTG CO INC BD 06-30-2009

5940 LEHMAN CAP/DIV LEHMAN LD 06-17-2009

6161 MCNEELEY & ASSOC INC BD 06-30-2009

6696 CIT GRP INC LD 06-12-2009

7045 CONCORD MTG INC BD 06-23-2009

7062 SPRINGS MTG CORP LD 06-11-2009

7241 NEW S LENDING INC BD 06-30-2009

7373 NAPA & SONS ENT INC BD 06-30-2009

7439 1ST SVC MTG INC LD 06-22-2009

11490 MTG HOUSE INC BD 06-30-2009

12439 ATLAS MTG BD 06-30-2009

12480 MBM CAP BD 06-30-2009

13054 JAMISON MOBILE HM SALES BD 06-30-2009

13150 AMER SIDING & WINDOW BD 06-30-2009

13643 RMS MTG BROKERS INC BD 06-30-2009

13883 NATIONWIDE LENDING CORP LD 06-21-2009

14323 DOUGLAS MTG SVC INC BD 06-10-2009

14972 MILLENIUM FINL INC BD 06-30-2009

15088 WEAVER, DIANE BD 06-05-2009

15110 LIBERTY HM MTG LD 06-30-2009

15336 ADVENTURE MTG CORP BD 06-30-2009

15922 PEACHTREE CITY MTG HOUSE BD 06-30-2009

16742 RAINBOW MTG CORP BD 06-02-2009

17351 OLD S MTG INC BD 06-30-2009

17366 CIVA HM MTG CONSULTING BD 06-30-2009

17512 ALUMNI MTG LLC BD 06-26-2009

17555 GREENLIGHT FINL SVCS INC LD 06-11-2009

17808 MORNINGSIDE FINL INC BD 06-29-2009

17974 BEST GRP MTG INC BD 06-30-2009

18116 LEGACY MTG GRP LLC BD 06-30-2009

18161 CYPRESS MTG INC BD 06-30-2009

18229 PEACHSTATE FINL MTG CO BD 06-30-2009

18246 CHERRY TREE CAP LLC BD 06-29-2009

18294 LANDON MTG INC LD 06-15-2009

18298 AMER PREMIER MTG SVCS LLC BD 06-30-2009

18435 BRIDGEPOINT MTG LLC BD 06-29-2009

18568 UTAH FINL INC LD 06-01-2009

18631 HOMEQUEST MTG INC BD 06-07-2009

18695 BACH CONSULTING INC BD 06-19-2009

18709 BERGIN FINL INC LD 06-08-2009

18781 PARKSIDE MTG SVCS INC BD 06-30-2009

19025 THOMPKINS, JANICE A PD 06-25-2009

LICENSEES/REGISTRANTS REVOKED, EXPIRED, SURRENDERED, WITHDRAWN OR DENIED IN JUNE 2009 —continued


19057 AMER DREAM MTG SOLUTIONS BD 06-30-2009

19140 MT VIEW MTG INC BD 06-08-2009

19535 ACCESSAMERICA MTG LLC BD 06-30-2009

19575 USA MTG LENDERS INC BD 06-30-2009

19608 PEAK MTG INC BD 06-30-2009

19691 CALHOUN, MAURICE BD 06-30-2009

19717 MTG BROKERS EXPRESS INC BD 06-30-2009

19741 GA ONE FINL MTG LLC BD 06-30-2009

19843 ACE MTG FUNDING LLC LD 06-01-2009

20003 DITTO, STEPHEN B BD 06-30-2009

20023 NBGI INC LD 06-18-2009

20124 ON THE MOVE LENDING INC BD 06-25-2009

20309 EZ MTG SOLUTIONS INC BD 06-30-2009

20315 AGGRESSIVE MTG CORP BD 06-30-2009

20348 TL BROWN INV GRP LLC BD 06-30-2009

20403 CASA HIPOTECARIA INC BD 06-30-2009

20532 V ALLEN REALTY LLC BD 06-30-2009

20683 REGENCY FINL SVCS & INV BD 06-30-2009

20725 ARNOLD, TANYA L BD 06-26-2009

20778 QUOTEMATCH LLC BD 06-30-2009

20812 ADVANCED CAP USA INC BD 06-30-2009

20843 AKINLADE, EBENEZER BD 06-30-2009

20960 MTS FINL LLC LD 06-30-2009

20986 HARMONY MTG FIN CORP BD 06-30-2009

21116 MCKINZIE, DOROTHY J BD 06-30-2009

21274 AUGUSTA HM LENDING INC LD 06-30-2009

21318 MAR RAY FINL GRP INC BD 06-03-2009

21372 CUSTOM MTG CORP (MD) LD 06-30-2009

21657 PREMIUM CARE MTG LLC BD 06-30-2009

21724 PARK AVE MTG GRP FL LD 06-29-2009

21725 EXCEL MTG NETWORK INC BD 06-30-2009

21870 ANCLOTE MTG LLC BD 06-30-2009

21745 DIRECTLINE FINL LLC BD 06-30-2009

21892 COVENANT LENDERS LLC BD 06-30-2009

22199 PATRIOT MTG CO INC LD 06-30-2009

22206 NRF FUNDING CORP LD 06-30-2009

22530 SEVEN SOURCES MTG LLC BD 06-30-2009

22566 SOUTHERN LENDING INC LD 06-30-2009

22643 VIKING CAP INC LD 06-30-2009

22714 KENDALL THOMAS FINL LLC BD 06-23-2009

22720 1ST FIDELITY MTG GRP LTD BD 06-30-2009

LICENSEES/REGISTRANTS REVOKED, EXPIRED, SURRENDERED, WITHDRAWN OR DENIED IN JUNE 2009 —continued


22741 ADAMS GA PROPERTIES LLC BD 06-30-2009

22754 STERLING ASSET & EQUITY BD 06-30-2009

22757 SIGNATURE HM LENDING LLC BD 06-29-2009

22792 LOWCOM INC BD 06-30-2009

22810 1ST OPTION FINL LLC LD 06-29-2009

22965 R HARRIS FINL INC BD 06-16-2009

23007 FREEDOM LENDING GRP INC LD 06-30-2009

23117 CAP MTG FIN CORP LD 06-04-2009

23121 HOMETRAC MTG INC BD 06-30-2009

23169 MOGUL ONE LTD BD 06-30-2009

23335 EXPRESS LOAN AMER INC BD 06-30-2009

23355 NATIONWIDE FUNDING GRP CO LD 06-29-2009

23470 1ST INTEGRITY MTG INC MA BD 06-30-2009

23513 STEEL MT CAP II LLC LD 06-26-2009

TOTAL: 97

LICENSE STATUS CHANGE INDICATORS & MORTGAGE LICENSE CODES — (In Tables)

License Status Indicators (MB CD) - Mortgage License Codes

* Upgrade Broker to Lender B Broker

+ Downgrade Lender to Broker L Lender

# Upgrade Lender to Registrant P Processor

• Downgrade Registrant to Lender R Registrant

2990 Brandywine Road Suite 200

Atlanta, Georgia 30341-5565

Phone: (770) 986-1136 Fax: (770) 986-1029 or 1655

Email:

[email protected]

Georgia Department of Banking and Finance

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We’re on the Web! dbf.georgia.gov

This publication is delivered to interested parties via e-mail and is also available from the Department’s website at: http://dbf.georgia.gov under Publications, Mortgage Summary.

If you would like to be added to our distribution list, please send an e-mail to [email protected] and indicate your name, e-mail address, and the publication you wish to subscribe to.

Useful Links

MORTGAGE FORMS: DBF.GEORGIA.GOV/

DBFMTGFORMS

UPDATING LICENSE INFORMATION

DBF.GEORGIA.GOV/DBFMTGFORMS

MORTGAGE SUMMARY

DBF.GEORGIA.GOV/DBFMTGSUMMARY

The Department is the state agency that regulates and examines banks, credit un‐

ions, and trust companies chartered by the State. The Department also has regula‐

tory and/or licensing authority over mortgage brokers, lenders, and processors,

money service businesses, international banking organizations, and bank holding

companies conducting business in Georgia.

Our MISSION is to promote safe, sound, competitive financial services in Georgia

through innovative,

responsive regulation and supervision.

Our VISION is to be the best financial services industry regulator in the country –

Progressive. Proactive. Service‐Oriented.

mailto:[email protected]�

ndfi monthly mortgage summary · atlas mortgage, rossville, ga (license no. 12439) – cease and...

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