Loan Brokering

April 2015

Why Navigant?

Navigant has recently established a loan brokering effort.

We have created a team that combines our traditional expertise in

the consulting and analytical worlds with loan trading experience

and broad buy-side relationships.

The team’s backgrounds cover consumer, residential and

commercial real estate and C&I loans, both performing and non-

performing.

Why Navigant cont’d?

It’s more than a trade!

The Firm has always positioned itself as our clients’ fiduciary, doing

all the analytical work up front to see if a chosen course of action or

transaction makes sense.

Our activity in the consulting business means we take the analytics

seriously, and not just as a justification for doing a transaction.

Why sell loans?

The financial services industry is emerging from a challenging time

since the credit crash of 2007/2008.

The best financial institutions will now want to focus on growth and

earnings momentum.

At this stage of the cycle banks will want to relieve themselves of

legacy loans that are a drag on earnings or no longer fit strategically.

Moreover, they will want to seek relief from any regulatory and

compliance pressures that resulted from the difficult times of the past

few years.

Why sell now?

Wholesale secondary market prices are as close to where bank and

other institutional sellers have these loans marked on their balance

sheets as at any time since the crash.

Large amounts of capital have been earmarked or raised to purchase

loans of all types in the secondary market.

The market would welcome additional private sector sellers, especially

ones that originated the loans.

Our Recent Loan Brokering Quals.

$10 million performing commercial real estate loans $47 million re-performing residential loans $17 million re-performing residential loans $12 million re-performing commercial loans $2 million non-performing residential loan $5 million non-performing residential loans $550 million student loans (in progress)