najljepši susret kopna i mora dogodio se na crnogorskoj

Kada su biseri prirode sijani,pregršt ih je pala na ovo tlo.

Najljepši susret kopna i moradogodio se na crnogorskoj obali.

Lord Bajron

When the pearls of nature were sown, on this soil,an owerflowing handful was gathered.

The most beautiful contact between the earth and seatook place at the Montenegrin littoral.

The Lord Byron

je nezavisna i suverena država, republikanskog oblikavladavine. Crna Gora je građanska, demokratska, ekološka

i država socijalne pravde, zasnovana na vladavini prava.

is an independent and sovereign state, with the republican form of government. Montenegro is a civil, democratic, ecological and the state of social justice, based on the rule of law.

Ustav Crne Gore, član 1

The Constitution of Montenegro, Article 1

CRNA GORA

MONTENEGRO

4

CRNA GORA VAŠ PARTNER

PRIVREDNA KOMORA CRNE GORE

CRNA GORA

OPŠTI PODACI

RESURSI

Položaj:

Poljoprivredna površina:

Jugoistočna Evropa

309.241 ha, čini oko 22,4%

Geografske koordinate:

Ukupno obradivo zemljište:

42° 30’ N, 19° 18’ E

1.899 km2 (13,8% od ukupne površine zemljišta)

Površina:

Šume:

13.812 km2 (13.452 km2 kopno i 360 km2 more)

802.500 ha (1,11 ha po stanovniku)

Dužina granica:

Prirodna jezera:

614 km

40 (Skadarsko, Crno, Biogradsko, Plavsko…)

Granice:Crna Gora se graniči sa Hrvatskom, Bosnom i Hercegovinom, Srbijom, Kosovom i Albanijom, a preko Jadranskog mora sa Italijom

Glavni grad:

Rijeke:Vještačka jezera:

Podgorica - 189.260 (MONSTAT procjena 2019.)

Tara, Lim, Morača, Piva, Ćehotina, Zeta, Bojana4 (Krupac, Slano, Pivsko i Otlovići)

Prijestonica:

Rudno blago:

Cetinje

boksit, ugalj, olovo, cink

Broj stanovnika:

Nacionalni parkovi:

621.873 (MONSTAT procjena 2020.)

Durmitor 390km2, Lovćen 64km2, Biogradska gora 54km2, Skadarsko jezero 400km2 i Prokletije 166km2

Klima:

Putna mreža dužine:

kontinentalna, mediteranska i planinska

7.835 km (5.436 km asfaltirano)

Teritorijalna podjela:

Željeznička pruga dužine:

24 opštine i jedna gradska opština

328 km

Politički sistem:

Međunarodni aerodromi:

parlamentarna demokratija

Podgorica i Tivat

Službeni jezik:

Trgovačke luke:

Brodogradilišne luke:

Pod zaštitom UNESCO:

crnogorski

Bar i Kotor

Bijela i Bonići

Durmitor, kanjon rijeke Tare i stari grad Kotor

Valuta:

Elektroenergetski kapacitet:

Luke nautičkog turizma (marine):

EURO

hidroelektrane Perućica i Piva, termoelektrana Pljevlja, vjetro elektrane Krnovo i Možura, male solarne i hidroelektrane

Marina Bar, Luka Budva, Porto Montenegro Tivat, Luštica Bay Tivat, Portonovi Kumbor i Lazure Meljine

Vremenska zona: GMT +1

MONTENEGRO YOUR PARTNER

CHAMBER OF ECONOMY OF MONTENEGRO 5

MONTENEGRO

GENERAL INFORMATION

RESOURCES

Position:

Agricultural land:

South East Europe

309.241 ha (22,4%)

Geographic coordinates:

Total arable land:

42° 30’ N, 19° 18’ E

1.899 km2 (13,8% of the total area of land)

Area:

Forests:

13.812 km² (13.452 km² of land and 360 km² of sea)

802.500 ha (1,1 ha per capita

The length of borders:

Natural lakes:

614 km

40 (Skadar, Black, Biograd, Plav…)

Borders:Montenegro borders Croatia, Bosnia and Herzegovina, Serbia, Kosovo and Albania, and across the Adriatic Sea Italy

Administrative Capital:

Rivers:Artificial lakes:

Podgorica 189.260 inhabitants (MONSTAT estimation 2019)

Tara, Lim, Morača, Piva, Ćehotina, Zeta, Bojana4 (Krupac, Slano, Pivsko i Otlovići)

Old Royal Capital:

Minerals:

Cetinje

bauxite, coal, lead, zinc

Population:

National parks:

621.873 (MONSTAT estimation 2020)

Durmitor 390km2, Lovćen 64km2, Biogradska gora 54km2, Skadar Lake 400km2 and Prokletije 166km2

Climate:

Road network:

continental, mediterranean and mountain

7.835 km (5.436 km of asphalt)

Territorial division:

Railway network:

24 municipalities and one suburban area

328 km

Political system:

International airports:

parliamentary democracy

Podgorica i Tivat

Official language:

Trade ports:

Shipyard ports:

UNESCO protection:

Montenegrin

Bar and Kotor

Bijela and Bonići

Durmitor, Tara River Canyon and the Old Town of Kotor

Currency:

Power capacity:

Nautical tourism ports (marinas):

EURO

Perućica and Piva hydropower plants, Pljevlja thermal power plant, Krnovo and Možura wind power plants and small solar and hydro power plants

Marina Bar, Port Budva, Porto Montenegro Tivat, Luštica Bay Tivat, Portonovi Kumbor and Lazure Meljine

Time Zone: GMT +1

6



Nakon rasta od 5,1% u 2018. godini, crnogorska ekonomija je u 2019. godini ostva-rila rast od 4,1%.

Privredni rast je, uglavnom, zasnovan na rastu ostvarenom u sektoru usluga, kao i prilivu stranih direktnih investicija.

BRUTO DOMAĆI PROIZVOD

BDP u tekućim cijenama (u milionima €)GDP at current prices (in millions €)

3.125 3.265 3.181 3.362 3.422 3.654 3.954

4.299 4.663

4.951

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.Izvor: MONSTAT / Source: MONSTAT

BDP po stanovniku (u €)GDP per capita (in €)

Izvor: MONSTAT / Source: MONSTAT

5.045 5.265 5.126 5.412 5.561 5.8736.354

6.9087.495 7.959

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.

BDP - realne stope rastaGDP - real growth rates


2,53,2

-2,5

3,3

1,8

3,42,9

4,7 5,14,1

2010. 2011. 2013. 2014. 2015. 2016. 2017. 2018. 2019.2012.



Struktura BDP za 2019. godinuStructure of GDP in 2019

GROSS DOMESTIC PRODUCT

Following the growth of 5,1% recorded in 2018, the Montenegrin economy incre-ased by 4,1% in 2019.

The economic growth was, mainly, based on the growth achieved in the services sector, as well as the inflow of foreign direct investments.

6,4%

9,7%

6,4%

12,5%

7,8%

4,1%

34,3%

18,8%


Poljoprivreda, šumarstvo i ribarstvoAgriculture, forestry and fishery

IndustrijaIndustry

GrađevinarstvoCivil engineering

Trgovina na veliko i maloWholesale and retail trade

Usluge pružanja smještaja i ishraneAccommodation and f&b services

Saobraćaj i skladištenjeTransport and storage

Ostale uslužne djelatnostiOther services

OstaloOther

Sveti Stefan, jedinstveni grad-hotel na svijetu, kao svjetska atrakcija našao se u Riplijevoj knjizi “Vjerovali ili ne”.

Sveti Stefan, a unique city-hotel in the world, as a tourist attraction found its place in the Ripley’s book “Believe it or not”.

8



U 2019. godini ostvarena je najniža stopa nezaposlenosti u posljednjih 5 godina i iznosila je 16,2%. Istovremeno, prosječan broj zaposlenih je u stalnom porastu, u 2019. godini iznosio je 203.545 ili 7,1% više u odnosu na prethodnu godinu.

ZAPOSLENOST I RADNA SNAGA

Stopa nezaposlenostiUnemployment rate

Struktura zaposlenih po sektorimaStructure of employees by sectors

Prosječan broj zaposlenihAverage number of the employees

Prosječne zarade su u blagom porastu. U 2019. godini prosječna neto zarada je iznosila 515 eura, dok je prosječna bruto zarada bila 773 eura.

12,1 11,5

13,514,9 14,9

17,2

21,122,1

17,816,2

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.Izvor: Zavod za zapošljavanje Crne Gore / Source: Employment Agency of Montenegro


2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.

161.

742

163.

082

166.

531

171.

474

173.

595

175.

617

177.

908

182.

368

203.

545

190.

132

NekvalifikovaniUnskilled

Srednja školaHigh school

Fakultet, viša školaUniversity and College degree29,0%

62,0%

9,0%


Poljoprivreda,šumarstvo i ribarstvoAgriculture,forestry and fishery

IndustrijaIndustry

Snabdijevanje vodom,upravljanje otpadnim vodama

Water supply,wastewater management

GrađevinarstvoConstruction industry

Trgovina na veliko i malo,popravka motornih vozila

i motocikalaWholesale and retail trade,

repair of motor vehiclesand motorcycles

Saobraćaj iskladištenje

Transport andstorage

Usluge smještajai ishrane

Accommodationand food services

Informisanje ikomunikacije

Information andcommunication

Finanansijske djelatnostii osiguranje

Financial and insuranceactivities

Poslovanje sanekretninama

Real estate activities

Stručne, naučne i tehničke djelatnostiProfessional, scientific and technical activities

Administrativne i pomoćneuslužne djelatnosti

Administrative and ancillaryservice activities

Državna uprava i odbrana,obavezno socijalno osiguranje

State administration and defence,compulsory social security

ObrazovanjeEducation Zdravstvena i

socijalna zaštitaHealth and social

protection

Umjetnost, zabavai rekreacijaArts, entertainmentand recreation

Ostale uslužnedjelatnostiOther services

5,1%

2,8%

2,3%

1,0%

2,5%

2,7%

2,1%

0,9%

8,5%

6,9%

19,6%

6,1%

9,0%

10,9%

6,1%

7,3%

6,2%



The lowest unemployment rate in the past 5 years was recorded in 2019 and it amounted to 16,2%. At the same time, the average number of employees was constantly growing. In 2019 it was 203.545 or 7,1% more than in the previous year.

EMPLOYMENT AND LABOR FORCE

Obrazovna struktura aktivnog stanovništvaEducational structure of the active population

Prosječne zarade (u €)Average salaries (in €)

Average earnings were rising slightly. In 2019, the average net salary was EUR 515, while the average gross salary was EUR 773.

2019.515

773

511766

510765

499751

480725

477723

479726

487727

722484

479715

2018.

2017.

2013.

2012.

2011.

2016.

2015.

2014.

2010. neto

bruto


NekvalifikovaniUnskilled

Srednja školaHigh school

Fakultet, viša školaUniversity and College degree29,0%

62,0%

9,0%


Poljoprivreda,šumarstvo i ribarstvoAgriculture,forestry and fishery

IndustrijaIndustry

Snabdijevanje vodom,upravljanje otpadnim vodama

Water supply,wastewater management

GrađevinarstvoConstruction industry

Trgovina na veliko i malo,popravka motornih vozila

i motocikalaWholesale and retail trade,

repair of motor vehiclesand motorcycles

Saobraćaj iskladištenje

Transport andstorage

Usluge smještajai ishrane

Accommodationand food services

Informisanje ikomunikacije

Information andcommunication

Finanansijske djelatnostii osiguranje

Financial and insuranceactivities

Poslovanje sanekretninama

Real estate activities

Stručne, naučne i tehničke djelatnostiProfessional, scientific and technical activities

Administrativne i pomoćneuslužne djelatnosti

Administrative and ancillaryservice activities

Državna uprava i odbrana,obavezno socijalno osiguranje

State administration and defence,compulsory social security

ObrazovanjeEducation Zdravstvena i

socijalna zaštitaHealth and social

protection

Umjetnost, zabavai rekreacijaArts, entertainmentand recreation

Ostale uslužnedjelatnostiOther services

5,1%

2,8%

2,3%

1,0%

2,5%

2,7%

2,1%

0,9%

8,5%

6,9%

19,6%

6,1%

9,0%

10,9%

6,1%

7,3%

6,2%

10



Prosječna godišnja stopa inflacije u 2019. godini, mjerena indeksom potrošačkih cijena iznosila je 0,4%.

Budući razvoj treba temeljiti na rastu djelatnosti u kojima Crna Gora može ostvariti komparativnu prednost i povećati izvoz. To su primarna i organska poljoprivreda, prehrambena i prerađivačka industrija, turizam,

energetika, ICT sektor i proizvodnja građevinskih materijala.

Future development should be based on the growth of sectors in which Montenegro can achieve a competitive advantage and increase exports. These are primary and organic agriculture, food and processing industries,

tourism, energy, ICT sector, and production of construction materials.

The average annual inflation rate in 2019, measured by the consumer price index, amounted to 0,4%.

INFLACIJA INFLATION

0,7%

2,8%

5,1%

0,3%

-0,3%

1,4%0,9%

2,4%2,6%

0,4%

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.




Skadarsko jezero je najveće jezero u Crnoj Gori i na Balkanskom poluostrvu, površine 369,7 km² (od čega Crnoj Gori pripada 221,8 km², a Albaniji 147,9 km²). Jezero je jedino stanište pelikana na jugu Evrope.

Skadar Lake is the largest lake in Montenegro and on the Balkan Peninsula, with surface of 369.7 km² (of which 221.8 km² belongs to Montenegro and 147.9 km² to Albania). The lake is the only pelican habitat in southern Europe.

12



Poljoprivreda je jedna od strateških grana razvoja. Plodno i nezagađeno zemljište i čiste vode visokog kvaliteta predstavljaju dobru osnovu za razvoj poljoprivrede i prehrambene industrije. Poljoprivredno zemljište sa ukupnom površinom od 309.241 ha, čini oko 22,4% ukupne teritorije Crne Gore.

U 2019. godini korišćeno je 256.808 ha od čega se 94,3% odnosi na livade i pa-šnjake. Prosječna površina kojom raspolaže porodično poljoprivredno gazdinstvo iznosi 5,8 ha. Proizvodnja mesa, mlijeka i prerađevina od mlijeka, meda, ribe, povrća, voća, visokokvalitetnih vina i mineralnih voda bilježi rast. Raste učešće poljoprivrednih proizvoda u robnoj razmjeni sa inostranstvom kao rezultat povećane proizvodnje, izvoza, te rasta uvoza u cilju zadovoljenja sve veće tražnje u sektoru turizma.

Agriculture is one of the strategic development areas. Fertile and unpolluted land and pure high quality waters represent the good basis for the development of agri-culture and food industry. Agricultural land with a total area of 309.241 ha makes about 22,4% of the total territory of Montenegro.

In 2019, 256.808 ha were used, 94,3% of which refers to meadows and pastures. The average area of a family farm was 5,8 ha. The growth was recorded in the production of meat, milk, dairy products, honey, fish, vegetable, fruit, high qua-lity wines and mineral waters. The share of agricultural products in foreign trade exchange was growing as a result of increased production and exports, as well as the growth of imports, primarily in order to meet the growing demand in the tourism sector.

POLJOPRIVREDA AGRICULTURE

Učešće agrara u ukupnom izvozu i uvozu (u milionima €)Share of agriculture in export and import (in millions €)

330 454

367 376 338 317 326 372 400 415

47 52 57 56 99 59 56 53 51 53

1,657 1,823 1,821 1,773 1,784 1,841

2,062

2,304

2,554 2,600

406 439 443 454 484 468 491 529 543 580


2010.

ukupan izvoz ukupan uvozpoljoprivreda izvoz poljoprivreda uvoz

2012. 2013.2011. 2014. 2016. 2017. 2018. 2019.2015.



CRNOGORSKI BRENDOVI

Vina i rakije – pobrali su širom svijeta više od 500 medalja. Vino Vranac osvojilo je zlatne medalje na najprestižnijim vinskim smotrama kakve su Monde-Selection u Briselu, Rimu, Madridu, Parizu i Ženevi, kao i londonskom Dekanteru.

Nikšićko pivo – sa tradicijom od 1896. godine, proizvodi se od čiste planinske vode i prirodnih sirovina koje dopri-nose vrhunskom kvalitetu, specifičnom ukusu i prijatnoj gorčini.

Njeguški pršut – naziv je dobio po selu Njeguši, desetak kilometara udaljenom od Cetinja. Nezaobilazni je specija-litet na crnogorskim trpezama.

Njeguški sir – podno Lovćena drevnom metodom pravi se lepeza sušenih, polumasnih i masnih sireva i sir iz ulja koji se ubraja u najbolje specijalitete. Slijede zatim pljevaljski, kolašinski, kučki...

Pivski kajmak – izuzetan proizvod sa ovčarskih farmi na Pivskoj planini.

Zaštićeni proizvodi oznakom porijekla (kompletno dobijeni proizvodi) su „Crnogorski goveđi pršut“, „Crnogorska stelja“, “Pljevaljski sir”, ”Kolašinski lisnati sir” i “Durmitorski skorup”, a geografskom oznakom (proizvedeni po po-sebnoj recepturi) su “Njeguški pršut” i “Crnogorski pršut”.

Vina su zaštićena geografskom oznakom - Region Crnogorski basen Skadarskog jezera i Region Crnogorsko primorje, kao i oznakom porijekla - Podgorički subregion, Ulcinjski subregion, Crmnica, Boka kotorska i Nudo.

THE BRANDS OF MONTENEGRO

Wine and brandy (rakija) - the Montenegrin wine and brandy have won over 500 medals worldwide. Vranac wine won gold medals at the most prestigious world wine awards such as the Monde-Selection in Brussels, Rome, Madrid, Paris and Geneva, as well as the London Decanter.

Nikšićko beer - with a tradition since 1896, it is produced from a pure mountain water and natural raw materials, which contribute to the superior quality, specific taste and pleasant bitterness.

Prosciutto from Njeguši - it is named after the Njeguši village, ten kilometres away from Cetinje. It is an unavoi-dable specialty on the Montenegrin dining tables.

Cheese from Njeguši - Underneath the mountain Lovćen a variety of dried, semi-fat and fatty cheeses and the cheese in olive oil, which is one of the best dishes, are made. They are followed by the cheese of Pljevlja, the cheese of Kolašin and the cheese of Kuči...

Piva dairy cream - an exceptional product from the sheep farms in the Piva Mountain.

Products with protected designation of origin (products completely made of the Montenegrin ingredients) are the “Montenegrin beef prosciutto”, “Montenegrin Stelja” (Montenegrin dried and smoked sheep meat), “Pljevlja cheese”, “Kolašin layered cheese” and Durmitor’s skorup (clotted cream)”. Products with a protected geographical indication (produced according to a special recipe) are “Njeguši prosciutto” and the “Montenegrin prosciutto”.

The wines are protected with the geographical indication - the regions of the Montenegrin Basin of Skadar Lake and the Montenegrin Coast, as well as the designation of origin - Podgorica subregion, Ulcinj subregion, Crmnica, the Bay of Kotor and Nudo.

14



Turizam je glavni pokretač društvenog i ekonomskog razvoja i iz godine u godinu sve snažnije opravdava ulogu strateške privredne grane. Njegovo učešće u BDP kontinuirano raste, što je slučaj i sa ostalim pokazateljima – brojem turista, ostva-renih noćenja, te prihoda ovog sektora.

Raznolikost i kvalitet prirodnih i antropoloških vrijednosti čine Crnu Goru jednim od najatraktivnijih regiona na Mediteranu. Prepoznatljive su tri prirodne oblasti: obala, kraška polja i region visokih planina. Turista ima mogućnost plivanja u jezeru ili moru, raftinga rijekom i skijanja na planinama – sve u jednom danu. Na crnogorskoj obali, dugačkoj 293 km, postoje brojne pješčane i šljunkovite plaže. Crna Gora nije isključivo ljetnja kupališna destinacija, već i destinacija koja ima što da ponudi ljubiteljima aktivnog odmora u zimskim mjesecima. U ukupnoj površini Crne Gore, blizu 8% pripada područjima pet nacionalnih parkova, koji uključuju najljepše i naj-reprezentativnije ekosisteme i prirodna staništa i u doglednoj budućnosti bi trebali postati generatori razvoja, posebno u sjevernom regionu.

Pješačenje i biciklizam, kajaking, šetnja tematskim i edukativnim stazama, sportski ribolov, posmatranje ptica su samo neke od aktivnosti u kojima posjetioci mogu uži-vati u nacionalnim parkovima: Durmitor, Skadarsko jezero, Lovćen, Biogradska gora i Prokletije. Eko-etno sela turistima nude autentičan doživljaj boravka u očuvanoj pri-rodi, uz domaću kuhinju i lokalne specijalitete, kao i posebne turističke atrakcije, kao što su kanjoning, zip line, krstarenje rijekama i jezerima, rafting…

Trend rasta dolazaka i noćenja rezultat je kontinuiranog rada na unaprijeđenju ponude, obogaćivanju turističkog proizvoda, poboljšanja zimske turističke infrastrukture, stva-ranju uslova za bolju saobraćajnu i avio povezanost sa glavnim evropskim tržištima, kao i promociji destinacije i njenom pozicioniranju na turističkoj mapi svijeta.

U strukturi smještajnih kapaciteta dominira individualni smještaj sa oko 70%. Razvoj novih visokokvalitetnih smještajnih kapaciteta i povećanje udjela hotela u ukupnim kapacitetima predstavlja osnovni cilj koji će povećati kvalitet turističke ponude. U Crnoj Gori je kategorisano 466 hotela, od toga sa 4 i 5 zvjezdica je 214

Tourism is the main driver of the social and economic development and year by year it increasingly justifies the role of a strategic economic branch. Its share in GDP is continuously growing, which is the case with other indicators as well- the number of tourists, overnight stays and incomes of this sector.

The diversity and quality of natural and anthropological values make Montenegro one of the most attractive regions in the Mediterranean. There are three recogniza-ble natural areas: the coast, karst fields and the region of high mountains. Tourists have the opportunity of swimming in the lake or sea, river rafting and skiing in the mountains - all in one day. On the 293 km long Montenegrin coast, there are numerous sandy and pebble beaches. Montenegro is not just a summer swimming destination, but also a destination, which offers plenty of opportunities to lovers of active holidays during the winter months. In the total area of Montenegro, nearly 8% is covered by five national parks, which include the most beautiful and most representative ecosystems and natural habitats, which in the foreseeable future should become generators of development, especially in the northern region.

Hiking and biking, kayaking, themed and educational walks, sport fishing, bird wa-tching are just some of the activities that visitors can enjoy in the national parks of: Durmitor, Skadar Lake, Lovćen, Biogradska gora and Prokletije. Eco-ethno villages offer an authentic experience for tourists staying in the preserved nature, with a local cuisine and local specialties, as well as special tourist attractions such as canyoning, zip line, lake and river cruising, rafting…

The growing trend of arrivals and overnight stays is the result of the continuous work to improve the offer, enrich the tourist product, improve the winter tourist infrastructure, create conditions for better transport and air connections with the main European markets, as well as the promotion of the destination and its positi-oning on the tourist world map.

The structure of accommodation capacities is dominated by individual accom-modation with about 70%. The development of new high-quality accommodation

TURIZAM TOURISM



TURIZAM TOURISM

Dolasci i noćenja turista (u milionima)Tourists arrivals and overnights (in millions)

Prihodi od turizma (u milionima €)Revenues from tourism (in millions €)

ili 46%. U ukupnom broju kreveta kategorisanih smještajnih jedinica, ugostiteljski objekti sa 4 i 5 zvjezdica učestvuju sa 57%.

Prepoznavajući nove trendove i potrebu za jačanjem konkurentnosti, vizija je da Crna Gora postane vodeća mediteranska destinacija sa raznolikom ponudom tokom cijele godine. Zdravstveni turizam takođe nalazi sve značajnije mjesto u turističkoj ponudi, što može doprinijeti produžavanju turističke sezone, jer ne zavisi od vre-menskih uslova i može podstaći dolazak turista i van turističke sezone.

Turizam bilježi rast posljednjih godina koji je praćen realizacijom novih infrastruk-turnih projekata, što potvrđuje i prisustvo nekih od vodećih svjetskih hotelskih brendova kao što su „Hilton”, „Aman”, „Regent”, „Four Points by Sheraton”, „Chedi”, „Melia”, „Iberostar”, „Falkensteiner”, prvi „One & Only” rizort u Evropi koji je u zavr-šnoj fazi izgradnje, dok je u najavi „Ritz Carlton”.

capacities and the increase of the share of hotels in the total capacities are basic goals, which will increase the quality of the tourist offer. There are 466 hotels categorized in Montenegro, of which 214 hotels or 46% with 4 and 5 stars. In total number of beds in categorized accommodation units, hospitality facilities with 4 and 5 stars account 57%.

Recognizing new trends and the need to strengthen competitiveness, the Montene-gro’s vision is to become a leading Mediterranean destination with a diverse offer throughout the year. Health tourism is also becoming an increasingly important in the tourist offer, which can contribute to extending the tourist season, because it does not depend on weather conditions and may encourage the arrival of tourists even during the off-season.

In recent years, tourism is recording growth, which was followed by the imple-mentation of new infrastructure projects, as evidenced by the business of some of the world’s leading hotel brands such as “Hilton”, “Aman”, “Regent”, “Four Points by Sheraton”, “Chedi”, “Melia”, “Iberostar”, “Falkensteiner”, the first “One & Only” resort in Europe, which is in the final stage of construction, while building of “Ritz Carlton” is also announced.

1,26 1,37 1,44 1,49 1,52 1,71 1,81 2,00 2,20 2,65

7,968,78 9,15 9,41 9,55

11,05 11,2511,95

12,93

14,46

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.

dolasci / arrivals noćenja / overnights


552 620 643 666 682 813 836 901

1.039 1.098


16



Energetika kao jedna od strateških grana privrede, predstavlja stub sveukupnog, održivog razvoja Crne Gore.

Strateški ciljevi razvoja sektora definisani su Nacionalnom strategijom razvoja energetike u Crnoj Gori do 2030. godine, kojom je planirana izgradnja velikih i malih hidroelektrana, kao i drugih obnovljivih i alternativnih izvora energije.

Uspostavljeni odgovarajući institucionalni i regulatorni okvir, kao i puštanje u rad podmorskog elektro-energetskog kabla između Italije i Crne Gore, predstavljaju podsticaj za ulaganja u energetski sektor.

Instalisana snaga svih elektro energetskih proizvođača iznosi 1.030 MW, od čega je 78,2% iz obnovljivih izvora.

Hidroenergija je najznačajniji prirodni resurs - 66,5% kapaciteta za proizvodnju struje nalazi se u hidroelektranama. Velike hidroelektrane “Piva” (340 MW - 870 GWh) i “Perućica” (307 MW - 956 GWh) čine 18,5% ukupnog tehničkog hidro-po-tencijala za proizvodnju električne energije koji iznosi 4,1 - 5,0 TWh. U narednom periodu planirana je izgradnja velikih hidroelektrana na rijekama Komarnici (172 MW - 227 GWh) i Morači (238,4 MW - 616 GWh). Koncesije su date za 37 malih hidroelektrana, od kojih 28 već proizvodi električnu energiju i isporučuje elektroe-nergetskom sistemu.

Bruto kapacitet vjetroelektrana koji može biti instaliran iznosi približno 400 MW - 900 GWh. U funkciji su vjetropark Krnovo, instalisane snage 72 MW i vjetropark Možura, instalisane snage 46 MW, a u izgradnji su vjetroparkovi Gvozd 54 MW i Brajići 100 MW.

Stabilnost elektroenergetskog sistema obezbjeđuje termoelektrana Pljevlja insta-lisane snage 225 MW, koja u godišnjem bilansu električne energije učestvuje sa 41% (1.390,11 od 3.382,42 GWh u 2019. godini).

Na elektromreži su 3 male solarne elektrane, a u prvoj fazi je izgradnja velike solar-ne elektrane kod Ulcinja čija će instalisana snaga biti do 240 MW.

As one of the strategic branches of the economy, the energy sector represents a pillar of the overall, sustainable development of Montenegro.

The strategic development objectives of the energy sector are defined in the Natio-nal Energy Development Strategy of Montenegro by 2030, which envisage building of new capacities for large and small hydro and thermal power plants, and other renewable and alternative energy sources.

The established appropriate institutional and regulatory framework and the com-missioning of the submarine electricity cable between Italy and Montenegro are incentives for investments in the energy sector.

The installed capacity of all electricity producers amounts to 1,030 MW, 78.2% of which is from renewable sources.

Hydropower is the most important natural resource - 66,5% of the capacities for electricity production are installed in hydropower plants. Large hydropower plants “Piva” (340 MW - 870 GWh) and “Perućica” (307 MW - 956 GWh) account for 18,5% of the total technical hydro-potential for electricity production, which amounts to 4,1 - 5,0 TWh. Large hydropower plants on the rivers of Morača (238,4 MW - 616 GWh) and Komarnica (172 MW - 227 GWh) are planned to be constructed in the following period. In addition, concession agreements have been concluded for the construction of 37 small HPPs, 28 of which already produce electricity.

The gross capacity of wind farms, which can be installed, is approximately 400 MW - 900 GWh. The wind farms being put into operation include Krnovo wind farm, with an installed capacity of 72 MW and the Možura wind farm, with an installed capacity of 46 MW, while the Gvozd 54 MW and Brajići 100 MW wind farms are under construction.

The stability of the electrical power system is provided by the Pljevlja Thermal Power Plant with the installed capacity of 225 MW, which accounts for 41% (1,390.11 out of 3,382.42 GWh in 2019) in the annual electricity balance.

There are 3 small solar power plants on the power grid. The construction of a large solar power plant near Ulcinj, with the installed capacity of up to 240 MW, is in its first phase.

ENERGETIKA ENERGETICS



Instalisani kapacitetiEnergy capacities

Proizvodnja električne energijeElectricity production

ENERGETIKA ENERGETICS

Izvor: Ministarstvo ekonomije - Energetski bilans za 2019. godinu / Source: Ministry of economy - Energy balance for 2019

Male

HE

Small

HPP

Vjetro

elekt

rane

Wind

Pow

er P

lants

2.4% 8.7%

TE Pl

jevlja

TPP

Pljev

lja

41.1%

HE Pe

rućic

aHP

P Pe

rućic

a

28.1%

HE Pi

vaHP

P Piv

a

19.7%

HE PivaHPP Piva

HE PerućicaHPP Perućica

VE KrnovoWPP Krnovo

TE PljevljaTPP Pljevlja

VE MožuraWPP Možura

Solarne elektraneSolar Power Plants

Male HESmall HPP


29,8%

21,8%

7,0%

33,2%

0,2%

3,5%

4,5%

Sektor energetike Crne Gore razvija se u skladu sa energetskim sistemom EU i otvoren je za privatna, domaća i inostrana ulaganja.

Montenegro’s energy sector is developing in line with the EU energy system and is open to private, domestic and foreign investments.

18



Kanjon rijeke Komarnice - Nevidio, smatra se jednim od najneprohodnijih kanjona na svijetu. U kanjon Nevidio prvi put je stupila ljudska noga tek 1965. godine. Tada ga je osvojila grupa planinara iz Nikšića.

The River Komarnica Canyon - Nevidio is regarded as the one of the least passable canyon in the wor-ld. It was only in 1965 when a human first set foot on the Canyon Nevidio. Then it was reached by a group of mountaineers from Nikšić.



Poslije hidropotencijala, ugalj je drugi najznačajniji izvor energije u Crnoj Gori. Plje-valjsko područje obuhvata 3 basena: Pljevaljski basen, Ljuće-Šumanski basen i basen Maoče. Ukupne bilansne rezerve na pljevaljskom području su oko 188,4 mil. tona. Beransko područje (baseni: Polica, Petnjik i Zagorje) je nedovoljno istraženo. Geološke rezerve mrkog uglja iznose oko 158 miliona tona ali eksploatacione re-zerve prema procjenama iznose maksimalno 17,8 miliona tona.

Rude olova i cinka nalaze se na području Pljevalja i Mojkovca na ekspolatacionim poljima Šuplja stijena i Brskovo. Ona obuhvataju po četiri ležišta u kojima je do sada dokazana rezerva od preko 34 mil. tona.

Crveni boksit nalazi se na 152 lokaliteta, a bijeli na 98. Dokazane rezerve crvenog i bijelog boksita iznose preko 40 mil. tona, a prema prognozama 1% ukupnih svjet-skih rezervi nalazi se u Crnoj Gori.

Laporac se nalazi u krovini pri eksploataciji uglja, a na području Pljevalja su rezerve u iznosu od 90 mil. tona. U njihovoj blizini nalaze se lokaliteti sa krečnjakom, kao i nusprodukt rada termoelektrane - elektrofilterski pepeo, što uz laporac predstvalja osnovne sirovine za proizvodnju cementa.

After hydropower potentials, coal is the second most important source of energy in Montenegro.

The Pljevlja area includes 3 basins: Pljevlja basin, Ljuće-Šumanski basin and Ma-oče basin. The total balance reserves in the Pljevlja area are about 188,4 million tons.

The Berane area (basins: Polica, Petnjik and Zagorje) is insufficiently explored. Ge-ological reserves of brown coal amount to about 158 million tons, but exploitation reserves are estimated at a maximum of 17,8 million tons.

Lead and zinc ores are located in the area of Pljevlja and Mojkovac at the Šuplja stijena and Brskovo exploitation fields. They include four deposits each with a pro-ven reserve of over 34 million tons.

Red and white bauxite are located at 152 and 98 sites respectively. Proven reserves of red and white bauxite amount to over 40 million tons, and according to forecasts, 1% of the total world reserves are located in Montenegro.

Marl is located on the surface layer during coal mining, while reserves in the area of Pljevlja amount to 90 million tons. In their vicinity, there are sites with limestone, as well as a by-product of the thermal power plant - fly ash, which, along with marl, represents the basic raw material for the cement production.

RUDARSTVO MINING

Mineralna sirovina /Mineral raw materials

Crveni boksit / Bauxite residue

Tehnički kamen / Technical stone

Olovo i cink / Lead and zink

Opekarske gline / Brick clay

Bakar / Copper

Ukrasni kamen / Decorative stone

Cementni laporac / Marl Bentonit / Bentonite

Bijeli boksit / White bauxite

Kvarcni pjesak / Quartz sand

Dolomit / Dolomite

Barit / Barite

Dokazane rezerveProven reserves

35Mt

34,2Mt 5,3Mt

6Mm3

60Mm3

6,4Mt

90Mt

5,6Mt

80Mt

0,4Mt

2,4Mt

-

1,2Mt

251,2Mt

Rožnaci / Hornstone

Ugalj / Coal

Izvor: Zavod za geološka istraživanja / Source: Geological Survey of Montenegro

Prognozne rezerveEstimated reserves

50Mt

30Mt 2Mt

60Mm3

velike (large)

500Mt

nisu procijenjene (non-estimated)

10Mt

velike (large)1,4Mt

7Mt

1,5Mt

100Mt

nisu procijenjene (non-estimated)

Mineralna sirovina /Mineral raw materials

Dokazane rezerveProven reserves

Prognozne rezerveEstimated reserves

20



Industrijska proizvodnja je u 2019. u odnosu na prethodnu godinu niža za 6,3%. Posmatrano po sektorima, proizvodnja u sektoru vađenja ruda i kamena bilježi rast od 20,8%, dok su dva sektora zabilježila pad u proizvodnji: prerađivačka industrija od 10% i snabdijevanje električnom energijom, gasom, parom od 7,1%.

Dominantan sektor je prerađivačka industrija koja je u 2019. godini činila 50,7% ukupne domaće industrije, zatim proizvodnja električne energije 38,5% i vađenje ruda i kamena 10,8%. U prerađivačkoj industriji najveće učešće imaju: proizvodnja proizvoda od ostalih nemetalnih minerala, proizvodnja mašina i opreme, proizvo-dnja osnovnih metala, proizvodnja osnovnih farmaceutskih proizvoda i preparata i proizvodnja prehrambenih proizvoda.

Industrial production recorded a decrease by 6,3% in 2019, compared to the previ-ous year. Observed by sectors, the production in the sector of mining and quarrying increased by 20,8%, while the two sectors recorded a decrease in the production: manufacturing industry by 10% and supply of electricity, gas, steam by 7,1%.

The dominant sector is the manufacturing industry, which in 2019 accounted for 50,7% of the entire domestic industry, followed by electricity production with 38,5% and mining and quarrying with 10,8%. Production of other non-metal mi-nerals, machinery and equipment, basic metals, chemical and pharmaceutical products and food products make the largest share in the manufacturing industry.

INDUSTRIJA INDUSTRY

Vađenje ruda i kamena

Prerađivačka industrija

Snabdijevanje el. energijom, gasom i parom

Quarrying of ores and stone

Processing industry

Electricity, gas and steam supply

Proizvodi od ostalih nemetalnih minerala Other nonmetall mineral productsOsnovni metali Basic metals

Ostalo rudarstvo

Vađenje ruda metala

Other mining

Quarrying of metal ores

Struktura industrijske proizvodnje, 2010.-2019. godine (u %) Structure of industry production, 2010-2019 (in %)


Mašine i oprema

Vađenje uglja

Machines and equipment

Quarrying of coal

Prehrambeni proizvodi

Proizvodi od drveta, plute i sl.PićeMetalni proizvodi, osim mašina i uređajaDuvanski proizvodiPapir i proizvodi od papiraNamještajŠtampanje i umnožavanje audio i video zapisaHemikalije i hemijski proizvodi

Food

Wood, cork and similar productsBeverages

Metal products, except machinery and equipmentTobacco products

Paper and paper productsFurniture

Printing and multiplicating of audio and video recordsChemicals and chemical products

Osnovni farmaceutski proizvodi Basic pharmaceutical products

2016.

4,4

57,7

37,9

1,1

8,5

0,1

10,6

6,3

7,014,9

3,2

3,12,92,91,10,70,10,30,10,30,10,10,1

2017.

13,0

57,6

29,4

1,1

13,1

8,3

11,1

6,1

6,710,2

3,6

3,23,23,20,11,40,20,20,20,30,10,1-

2018.

8,4

52,7

38,9

0,9

16,1

4,4

9,2

5,1

6,08,2

3,1

2,72,52,50,20,60,20,20,20,20,10,1-

2019.

10,8

50,7

38,5

0,9

13,9

6,5

8,9

4,5

6,96,3

3,4

3,72,82,80,80,70,30,20,20,20,10,1-

2013.

4,7

51,2

44,1

0,9

7,7

0,3

12,0

5,0

7,09,8

3,5

1,23,03,02,20,60,10,40,20,10,10,10,6

2012.

5,2

59,6

35,2

1,1

6,1

0,1

21,2

5,6

7,110,0

4,0

1,53,53,51,10,50,10,40,20,10,1-

0,5

2011.

6,2

61,5

32,3

0,9

7,1

1,1

25,9

4,8

6,56,8

4,2

2,23,43,40,30,70,10,30,20,10,2-

0,5

2010.

5,2

51,7

43,1

1,1

5,8

0,4

20,5

3,4

6,28,0

3,7

1,43,03,00,10,80,10,30,10,10,20,10,5

Proizvodi od gume i plastikeOdjevni predmetiKoža i predmeti od kožePopravka i montaža mašina i opreme

Rubber and plastic productsClothes

Leather and leather productsRepair and installation of machinery and equipment

2014.

6,0

53,9

40,1

1,1

8,8

1,1

11,4

6,3

8,28,8

3,8

2,23,23,22,60,70,10,50,20,10,10,10,4

2015.

5,1

59,9

35,0

1,0

8,8

0,3

11,9

6,5

5,915,3

3,8

2,72,92,92,10,60,10,40,20,30,10,10,2



Sektor građevinarstva učestvuje sa 6,4% u BDP-u i zapošljava 14.031 radnika, ili 6,9% od ukupnog broja zaposlenih.

Vrijednost izvršenih građevinskih radova u 2019. godini iznosila je 881 miliona eura i veća je za 9,9% u odnosu na godinu ranije.

U sektoru građevinarstva u posljednjih nekoliko godina ostvaruje se značajan rast svih pokazatelja. Realizacija projekata u oblasti putne i energetske infrastrukture, izgradnje turističkih kapaciteta, a posebno nastavak radova duž cijele prioritetne dionice auto-puta Bar-Boljare doprinijeli su ostvarivanju pozitivnih rezultata.

Industrija građevinskog materijala obuhvata vađenje i obradu kamena i mermera, proizvodnju kreča, gipsa, kao i proizvoda od betona.

The construction sector accounts for 6,4% in the GDP and it employs 14.031 wor-kers or 6,9% of the total number of employees.

The value of construction works in 2019 amounted to EUR 881 million and it was 9,9% higher compared to the previous year.

In the construction sector, all indicators have recorded a significant growth in the last few years. The implementation of projects in the field of road and energy in-frastructure, construction of tourist capacities and especially the continuation of works along the entire priority section of the Bar-Boljare Highway have contributed to the achieving positive results.

The building material industry includes: marble and stone quarrying, production of lime, gypsum and concrete products.

GRAĐEVINARSTVO CONSTRUCTION INDUSTRY

Struktura vrijednosti izvršenih građevinskih radova u 2019. godiniThe value structure of construction works done in 2019

33,0%

38,6%

0,1%

1,6%

Stambene zgradeResidential buildingsNestambene zgrade

Non residential buildings

Saobraćajna infrastrukturaTransport infrastructure Cjevovodi, komunikacioni i

električni vodoviPipelines, communication andelectric lines

Složene industrijske građevineComplex industrial buildings

Ostale nepomenute građevineOther non listed constructions


5,6%

21,1%

22



Tara je najveći rezervoar pitke vode u Evropi i najduža crno-gorska rijeka. Tok joj je dug 150 kilometara. Kanjon Tare je najdublji kanjon u Evropi.

The River Tara is the largest reservoir of fresh water in Eu-rope and the longest Montenegrin river. Its flow is 150 kilo-meters long. The River Tara Canyon is the deepest canyon in Europe.



Sektor trgovine je u 2019. godini učestvovao sa 12,5% u BDP-u i zapošljavao 19,6% od ukupno zaposlenih lica.

U 2019. godini promet u unutrašnjoj trgovini je iznosio 1.507,1 mil. eura i veći je za 6% u odnosu na prethodnu godinu.

In 2019, the turnover in domestic trade amounted to EUR 1,507.1 million and is higher by 6% compared to the previous year.

In 2019, the turnover in domestic trade amounted to EUR 1.507,1 million and is higher by 6% compared to the previous year.

TRGOVINA

Promet u unutrašnjoj trgovini (u milionima €)Internal trade turnover (in millions €)

TRADE

Učešće trgovine u BDP-uUčešće trgovine u ukupnom broju zaposlenih

Share of trade in GDPShare of trade in total number of employees

2016.

12,1%20,6%

2017.

13,0%20,2%

2018.

12,6%19,7%

2019.

12,5%19,6%

2013.

11,5%21,8%

2012.

12,2%22,6%

2011.

12,0%23,2%

2010.

11,2%23,2%

2014.

11,5%20,7%

2015.

12,3%20,8%

867

977 1.042

1.159 1.188 1.242

1.292 1.360

1.422 1.507


24



Ukupna robna razmjena Crne Gore sa inostranstvom u 2019, iznosila je 3.016 mil.eura, što ukazuje na rast od 2,1% u odnosu na 2018. godinu.

Udio zemalja CEFTA u ukupnom prometu roba je 30,8%, zemalja Evropske unije 46,9%, dok je učešće ostalih zemalja u 2019. godini iznosilo 22,3%.

The total foreign trade exchange of Montenegro in 2019 amounted to EUR 3.016 million, indicating an increase of 2,1% compared to 2018.

CEFTA countries share in the total trade in goods amounted to 30,8%, the EU mem-ber states to 46,9%, while the share of other countries amounted to 22,3%.

SPOLJNOTRGOVINSKA RAZMJENA FOREIGN TRADE EXCHANGE

Robna razmjena sa inostranstvom (u milionima €)Trade exchange with foreign countries (in millions €)

Regionalna usmjerenost robne razmjene (u milionima €)Regional direction of trade exchange (in millions €)

330 45

4

367

376

333

317

326 372

400

416

1.65

7 1.82

3

1.82

1

1.77

3

1.78

4

1.84

1 2.06

2 2.30

4 2.55

4

2.60

0

-1.3

27

-1.3

69

-1.4

54

-1.3

98

-1.4

51

-1.5

24

-1.7

36

-1.9

32

-2.1

54

-2.1

84

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.

izvoz / export uvoz / import deficit

801

942

805

940

936

873

1.11

5 1.22

1

1.41

3

1.41

4

810

1.00

3

1.04

0

873

821

836

774

870 889 92

8

377

333

343

336 36

5

450 49

8 584 65

2 674

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.

EU CEFTA ostale zemlje / other countries




Najznačajniji partneri u uvozu u 2019. godiniThe most important import partners in 2019

Najznačajniji partneri u izvozu u 2019. godiniThe most important export partners in 2019


Ostale zemljeOther countries

SrbijaSerbia

NjemačkaGermany

KinaChina

ItalijaItaly

Bosna i HercegovinaBosnia and Herzegovina

GrčkaGreece

HrvatskaCroatia

TurskaTurkey

FrancuskaFrance

SlovenijaSlovenia

Ostale zemljeOther countries

SrbijaSerbia

MađarskaHungary

Bosna i HercegovinaBosnia and Herzegovina

SlovenijaSlovenia

Republika Češka Czech Republic

KinaChina

NjemačkaGermany

TurskaTurkey

PoljskaPolandAlbanija

Albania

KosovoKosovo

3,2%3,3%

3,4%

4,2%

4,7%

6,1%

7,2%

10,8%

28,2%

19,2%

9,4%8,5%

7,1%

6,2%

6,0%

5,8%

5,2%

2,3%2,1%

20,6%

25,7%

7,1%

3,7%

26



Prema kvalitetu šuma i površini koju zauzimaju, Crna Gora pripada evropskom vrhu. Pod šumom se nalazi 802.500 ha ili 57,64% teritorije Crne Gore, dok procijenjena ukupna zapremina drveta iznosi 122 mil. m3 (41% četinari i 59% lišćari).

U vlasništvu države je 52,3% šuma, a u privatnom 47,7%, od čega je godišnje mo-guće sjeći oko 800.000 m3 bruto drvne mase (650.000 m3 u državnim i 150.000 m3 u privatnim šumama).

ŠUMARSTVO FORESTRY

ŠumovitostForest cover

Udio šuma prema kategorijiShare of forests by category

According to the quality of forests and the covering area, Montenegro is among the leading countries in Europe. Forests cover 802,500 ha or 57.64% of the territory of Montenegro, while the estimated total volume of wood is 122 million m3 (41% conifers and 59% hardwoods).

52.3% of the forests is in the state ownership, while 47.7% is privately owned, of which about 800,000 m3 of gross timber can be cut down annually (650,000 m3 in the state and 150,000 m3 in private forests).

ŠumeForests

Visoke šumeHigh forests

Izdanačke šumeCappice forests

ŠikareThickets

Šumsko zemljišteForest landOstalo

Other

OstaloOther

57,6%42,8% 2,8%

3,0%

51,4%

32,3%10,1%




Stara maslina - najstarije stablo u Evropi raste pored puta koji vodi od Bara prema Ulcinju. Stara je preko dvije hiljade i pet stotina godina.

The old olive tree - the oldest tree in Europe is growing next to the road that goes from Bar to Ulcinj. It is over two thousand and five hundred years old.

28



Razvoj i primjena informaciono komunikacionih tehnologija (ICT) doprinosi prelasku na digitalnu ekonomiju, jačanju nacionalne konkurentnosti, te ekonomskom nap-retku cjelokupnog društva.

Strategijom pametne specijalizacije, razvoj ICT-a direktno je vezan za razvoj defini-sanih vertikalnih prioritetnih oblasti (održiva poljoprivreda i lanac vrijednosti hrane; obnovljivi izvori energije i energetska efikasnost; novi materijali i održive tehnolo-gije, održivi i zdravstveni turizam), pa je zato i ICT određen kao horizontalni prioritet koji će pružiti informaciono-tehnološku podršku.

Infrastruktura, koju obezbjeđuje telekomunikacioni sektor, u savremenoj ekonomiji ima istu važnost kao i sve druge vrste infrastrukture. Sektor telekomunikacionih usluga karakteriše:

• Ukupan broj širokopojasnih priključaka iznosi 181.483 • 98,6% kompanija u svom poslovanju koristi računar, od kojih 99,3% ima

pristup internetu.• Visok stepen korišćenja elektronskih komunikacionih usluga (najviše 97,6%

korisnika mobilne telefonije)• Visok nivo zadovoljstva građana kvalitetom elektronskih komunikacionih

usluga: od 82,2% do 88,8%, u zavisnosti od operatera,• Visok nivo zadovoljstva građana cijenama elektronskih komunikacionih uslu-

ga od 62,8% do 71,6%, u zavisnosti od operatera,• Zajedničko korišćenje telekomunikacione kablovske kanalizacije u ukupnoj

dužini od 626.614m.

The development and application of information and communications technology (ICT) contributes to the transition to the digital economy, strengthening national competitiveness and the economic progress of the society as a whole.

The Smart Specialization Strategy directly connected the ICT development to the development of defined vertical priority areas (sustainable agriculture and food value chain; renewable energy sources and energy efficiency; new materials and sustainable technologies, sustainable and health tourism), so ICT is determined as a horizontal priority, which will provide information-technology support.

Infrastructure, provided by the telecommunications sector, has the same impor-tance in the modern economy as all other types of infrastructure.

The telecommunications services sector is characterized by the following:

• 181.483 of broadband connections in total. • 98,6% of companies using a computer in their business, 99,3% of which

have Internet access. • High level of use of electronic communication services (maximum 97,6% of

mobile telephony users)• High level of citizens’ satisfaction with the quality of electronic communica-

tion services: from 82,2% to 88,8%, depending on the operator, • High level of citizens’ satisfaction with prices of electronic communication

services from 62,8% to 71,6%, depending on the operator, • Joint use of telecommunication cable sewerage in the total length of 626.614m.

E INFRASTRUKTURA E INFRASTRUCTURE

Ključni indikatori za Crnu Goru (2019) Crna GoraMontenegro

*170,78 99,0

97,0

98,0 73,5 268

EvropaEurope

118,4

99,799,1

91,3

82,5211

Pretplata za mobilnu telefoniju / 100 stanovnika

Individualna upotreba interneta (%)

Pokrivenost mobilnom mrežom (% populacije)

Međunarodna propusnost interneta po korisniku (Gbit/s)

3G pokrivenost (% populacije)

LTE (4G)/WiMAX pokrivenost (% populacije)

SvijetWorld108,0

96,693,0

81,6

53,6

118Izvor / Source: ITU - International Telecommunication Union; * Podaci sa odnose se na april 2020, izvor EKIP

Key indicators for Montenegro (2019)

Mobile telephony subscription/100 inhabitants

Individual Internet use (%)

Mobile network coverage (population %)

International Internet bandwidth per Internet user (Gbit/s)

3G coverage (population %)

LTE (4G)/WiMAX coverage(population %)



E INFRASTRUKTURA E INFRASTRUCTURE

Učešće korisnika prema brzini internet pristupaUser share according to the Internet access speed

Tehnologije pristupa internetuInternet access technologies

25,77%

27,33%

10,52%

18,25%

15,71%

0,96%

1,21%

0,25%

≥100Mb/s

50Mb/s ≤ X < 100Mb/s

30Mb/s ≤ X < 50Mb/s

10Mb/s ≤ X < 30Mb/s

2Mb/s ≤ X < 10Mb/s

2Mb/s

256Kb/s < X < 2Mb/s

≤ 256Kb/s

Izvor: EKIP / Source: Agency for Electronic Communications and Postal Services

Izvor: EKIP / Source: Agency for Electronic Communications and Postal Services

36,89%

26,90%

17,01%

16,19%

1,55%

1,25%

0,21%

FTTH/B

HFC/KSD

VDSL

ADSL

WiFi

WiMAX

Ostalo / Other

30



Saobraćaj, sa učešćem od 4,1% u BDP-u i 6,1% u ukupnoj zaposlenosti, kao i uskom povezanošću sa nizom drugih djelatnosti (turizam, trgovina, industrija), ima značajnu ulogu u strateškom razvoju Crne Gore.

• Putna mreža dužine 7.835 km• Željeznička mreža dužine 327,72 km• Međunarodni aerodromi: Podgorica i Tivat• Luke: Bar, Kotor i Zelenika• Marine – luke nautičkog turizma: • Marina Bar (broj vezova 647), • Dukley Marina Budva (broj vezova 300), • Marina Kotor (broj vezova 65), • Porto Montenegro Tivat (broj vezova 450), • Luštica bay Tivat (broj vezova 176), • Portonovi Kumbor Herceg Novi (broj vezova 238), • Lazure Meljine HN (broj vezova 156)

The transportation, which accounts for 4,1% in GDP and 6,1% in the total employment and is close correlated with a number of other sectors (tourism, tra-de, industry), plays an important role in the strategic development of Montenegro.

• Road network length: 7.835 km• Railway track length: 327,72 km• International airports: Podgorica and Tivat• Ports: Bar, Kotor and Zelenika• Marinas - nautical tourism ports: • Marina Bar (647 berths), • Dukley Marina Budva (300 berths), • Marina Kotor (65 berths), • Porto Montenegro Tivat (450 berths), • Luštica bay Tivat (176 berths), • Portonovi Kumbor Herceg Novi (238 berths), • Lazure Meljine HN (156 berths).

SAOBRAĆAJ TRANSPORTATION

Prevoz putnika u 2019. godiniTransport of passengers in 2019

Prevoz robe u 2019. godiniTransport of goods in 2019

ŽeljezničkiRail

ŽeljezničkiRail

DrumskiRoad

DrumskiRoad

VazdušniAir

VazdušniAir

PomorskiSea

8,0%70,5%

21,5%22,9%

17,9%41,6%

17,6%




Autoput Bar-Boljare je najveći infrastrukturni projekat u našoj zemlji čija će realizacija značajno unaprijediti saobraćajnu povezanost unutar Crne Gore, kao i sa regionom, te evropskim koridorima. Ovaj kapitalni projekat predstavlja jedan od temelja budućeg razvoja zemlje, a posebno sjevera. Prioritetna dionica Smokovac-Uvač-Mateševo, dužine 41 kilometar, biće među atraktivnijim evropskim sa-obraćajnicama. Sa 20 mostova, 16 dvocijevnih tunela i četiri petlje, ovaj objekat ujedno predstavlja i građevinski poduhvat i turističku atrakciju.

The Bar-Boljare highway represents the largest infrastructure project in our country, the implementation of which will significantly improve the traffic connectivity within Montenegro, as well as with the region and the European corridors. This capital project is one of the foundations of the future development of the country, especially the north.The priority section Smokovac-Uvač-Mateševo, which is 41 kilometres long, will be among the most attractive European roads. With twenty bridges, sixteen two-pipe tunnels and four interchanges, this facility represents both a construction endeavour and a tourist attraction.

32



U jednom od najljepših zaliva na svijetu nalazi se Kotor, grad trgo-vaca i čuvenih moreplovaca. Stari grad Kotor je jedan od najbolje očuvanih srednjovekovnih gradova, sagrađen između 12. i 14. vije-ka. Arhitektura i mnogobrojni spomenici kulturnog nasljeđa uvrstili su Kotor na UNESCO-vu listu “Svjetske prirodne i kulturne baštine”.

Kotor, a city of traders and famous sailors, is located along one of the most beautiful bays in the world.The Old Town of Kotor is a well preserved urbanization typical of the middle Ages, built between the 12th and 14th century. Medieval architecture and numerous monuments of cultural heritage have enlisted Kotor to the UNESCO register as a “World Natural and Historical Heritage Site”.



U strukturi finansijskog sektora, dominantnu ulogu čine banke (90% ukupne akti-ve finansijskog sistema), preko kojih se odvija najveći dio finansijskog poslovanja. Druga po značaju su osiguravajuća društva, pri čemu dominiraju ona koja se bave neživotnim osiguranjem. Ostatak finansijskog sektora čine mikrokreditne finansij-ske institucije, investicioni fondovi i lizing kompanije.

Bankarski sistem je tokom 2019. godine stabilan, visoko likvidan, solventan i profitabilan i nastavljen je višegodišnji trend snižavanja kamatnih stopa i nekvalitetnih kredita.

Aktiva banaka i krediti rastu po stopi od 4,5%, depoziti 0,5%, dok kapital banaka bilježi rast od 17%. Dnevni i dekadni koeficijent likvidnosti, kao i koeficijent sol-ventnosti, bili su iznad zakonom propisanog minimuma.

Na kraju 2019. godine u Crnoj Gori poslovalo je 13 banaka, od kojih 11 u većinskom stranom vlasništvu, a dvije u većinskom vlasništvu domaćih subjekata.

Pozitivne tendencije u poslovanju, tokom 2019. godine, bilježe i ostale finansijske institucije. U finansijskom sistemu posluje sedam mikrokreditnih finansijskih insti-tucija, dva lizing društva i jedno faktoring društvo.

Kod devet osiguravajućih društava koja posluju u Crnoj Gori, većinsko je učešće inostranog kapitala u vlasničkoj strukturi. U 2019. godini došlo je do rasta bilansne sume osiguravajućih kompanija, kao i bruto premije osiguranja, u čijoj strukturi, dominantno učešće od 82% zauzima premija neživotnog osiguranja. Solventnost je bila na zadovoljavajućem nivou, što je pokazatelj stabilnog poslovanja ovog se-gmenta finansijskog tržišta.

Uspostavljen je pouzdan sistem koji štiti klijente banke od gubitka depozita u slu-čaju njenog stečaja. Rad Fonda za zaštitu depozita učvršćuje povjerenje javnosti u banke i podstiče stabilnost finansijskog sistema u cjelini.

In the structure of the financial sector, the dominant role is played by banks (90% of the total assets of the financial system) through which most of the financial opera-tions take place. The second most important are insurance companies, dominated by those dealing with non-life insurance. The rest of the financial sector consists of microcredit financial institutions, investment funds and leasing companies.

During 2019, the banking system was stable, highly liquid, solvent and profitable and the multiannual trend of lowering interest rates and non-performing loans continued.

Bank assets and loans grew at a rate of 4,5%, deposits 0,5%, while bank capital grew by 17%. The daily and ten-day liquidity ratios, as well as the solvency ratio, were above the statutory minimum.

At the end of 2019, there were 13 banks operating in Montenegro, 11 of which were majority foreign-owned and two were majority-owned by domestic entities.

Positive tendencies in business during 2019 were also recorded by other financial institutions. There are seven microcredit financial institutions, two leasing compa-nies and one factoring company operating in the financial system.

In nine insurance companies operating in Montenegro, the majority share of foreign capital makes up the ownership structure. In 2019, there was an increase in the balance sheet of insurance companies, as well as gross insurance premiums, in the structure of which 82% account for non-life insurance premiums. Solvency was at a satisfactory level, which is an indicator of stable operations in this se-gment of the financial market.

A reliable system which protects clients of a bank from loosing deposits in case of its bankruptcy was established. The Deposit Protection Fund strengthens pu-blic confidence in the banking system and encourages the stability of the financial system as a whole.

FINANSIJSKE USLUGE FINANCIAL SERVICES

34



Biogradska gora je jedna od tri posljednje prašume u Evropi.

Biogradska gora is one of the three last primeval forests in Europe.



Održivi razvoj, koji predstavlja jedan od fundamenata crnogorske ekonomije, ima nemjerljivu ulogu u zaštiti životne sredine i očuvanju prirodnih resursa. Glavni ciljevi državne politike u upravljanju životnom sredinom uključuju:

• Stvaranje integralnog sistema upravljanja otpadom i otpadnim vodama;• Adaptaciju i mitigaciju klimatskih promjena;• Sprečavanje zagađivanja vazduha, buke i zračenja hemikalija kojima se ugro-

žava zdravlje;• Preduzimanje redovnih mjera za smanjenje zagađenja i zaštitu vazduha i

voda;• Zaštitu prirode i biodiverziteta;• Kontrolu industrijskog zagađenja i upravljanje rizikom.

Crna Gora na putu dinamičnog progresa potencira održivi turizam, poljoprivredu, ruralni razvoj, šumarstvo, energetiku i saobraćaj. U okviru integracionih procesa za te namjene je opredijeljeno 1,6 milijardi eura.

Usmjeravanjem ekonomskih aktivnosti ka konceptu zelene ekonomije, tranzicijom energetskog sektora kroz povećanje energetske efikasnosti i kontinuirano korišće-nje obnovljivih izvora energije, te održivog urbanog razvoja i transporta doprinose održivom razvoju i štite životnu sredinu.

The sustainable development, which is one of the foundations of the Montenegrin economy, has an immeasurable role in protecting the environment and preserving the natural resources. The main objectives of the state policy in the area of envi-ronmental management include:

• Creating an integrated waste and wastewater management system; • Adaptation and mitigation of climate change; • Prevention of exposure to health hazardous effects of air pollution, noise and

chemical radiation; • Taking regular measures to reduce pollution and protect air and water; • Nature and biodiversity protection; • Industrial pollution control and risk management.

On its path of dynamic progress, Montenegro emphasizes sustainable tourism, agriculture, rural development, forestry, energy and transport. As part of the in-tegration process, funds worth 1,6 billion euros have been allocated for these purpose.

Directed economic activities towards the concept of green economy, the transition of the energy sector by means of increasing the energy efficiency and continuous use of renewable energy sources, as well as sustainable urban development and transport contribute to the sustainable development and protect the environment.

ZAŠTITA ŽIVOTNE SREDINE THE ENVIRONMENTAL PROTECTION

36



U periodu od 2010-2019. godine u Crnoj Gori je ostvaren ukupan priliv SDI od 6,5 milijardi eura, dok je neto priliv SDI u istom periodu iznosio 4,2 milijarde eura.

Priliv SDI zabilježen je iz preko 120 zemalja svijeta, od čega je 3,9 milijardi eura ili 60,6% ostvareno iz deset država sa najvećim učešćem.

STRANE DIREKTNE INVESTICIJE

Neto priliv SDI (u milionima €)FDIs net inflow (in millions €)

Strani investitor može biti strano pravno ili fizičko lice sa sjedištem u inostranstvu, privredno društvo u kojem je učešće stranog kapitala veće od 10%, crnogorski državljanin sa prebivalištem, odnosno boravištem u inostranstvu dužim od godinu dana i privredno društvo koje je strano lice osnovalo u Crnoj Gori.

Strani investitor:• može osnovati privredno društvo (sam ili sa drugim ulagačima), ulagati u

privredna društva, kupiti privredno društvo ili njegov dio, osnovati dio stranog društva.

• se oporezuje isto kao i domaći investitori.

Ulog stranog investitora može biti u novcu, stvarima, uslugama, imovinskim pra-vima i hartijama od vrijednosti.

552

389

462

324 354

619

372

484

322 345

2010. 2011. 2012. 2013. 2014. 2015. 2016. 2017. 2018. 2019.Izvor: Centralna Banka Crne Gore / Source: Central Bank of Montenegro



In the period 2010-2019, Montenegro generated EUR 6,5 billion of FDIs inflow, whi-le the net FDI inflows in the same period amounted to EUR 4,2 billion.

FDI inflow was recorded from over 120 countries worldwide, of which EUR 3,9 billion or 60,6% was generated from ten countries with the greatest share.

FOREIGN DIRECT INVESTMENTS

A foreign investor may be a foreign natural or legal person established abroad, a company with a share of foreign capital of over 10%, the Montenegrin citizen residing abroad for more than a year and the company established in Montenegro by a foreign entity.

A foreign investor:• may establish a company (either alone or with other investors), invest in

companies, buy a company or part of it, establish a part of a company.• is taxed the same as domestic investors.

The share of a foreign investor may be in cash, goods, services, property and se-curities.

Zemlja / Country Iznos / Amount %Ruska Federacija / Russian Federation 14,5943,3

Austrija / Austria6,0391,5Srbija / Serbia6,3408,5

Mađarska / Hungary 3,5228,8Norveška / Norway 3,7240,4Slovenija / Slovenia 4,3278,6

Švajcarska / Switzerland 6,4413,0

Ujedinjeni Arapski Emirati / UAE 4,7306,0

Italija / Italy 5,7369,5

UKUPNO / TOTAL 60,63.941,2

Nizozemska / Netherlands 5,6361,5

Države najveći investitori u Crnoj Gori 2010. - 2019.The major investors in Montenegro by countries 2010 - 2019

Izvor: Centralna Banka Crne Gore / Source: Central Bank of Montenegro

Bruto priliv SDI (mil €) / FDI gross inflow in (mil €)2011.495

2012.634

2013.479

2010.653

2019.778

2017.659

2016.687

2014.498

2015.757

2018.858

Izvor: Centralna Banka Crne Gore / Source: Central Bank of Montenegro

38



ZAŠTO ULAGATI U CRNU GORU? REASONS TO INVEST IN MONTENEGRO?

• Politička i monetarna stabilnost

• Pravni okvir za investiranje reformisan u skladu sa evropskim zakono-davstvom

• Povoljna poreska politika: porez na dobit 9%, PDV 21% (opšta stopa) / 7% (snižena stopa), porez na zarade 9%

• Jednostavan START UP

• Liberalan režim spoljne trgovine

• Nacionalni tretman stranih investitora

• Set povoljnosti na nacionalnom nivou, u obliku poreskih izuzeća, za investira-nje u sjevernom dijelu zemlje i u novoosnovanim biznis zonama

• Investicione pogodnosti i subvencije na lokalnom nivou u obliku izuzeća od plaćanja komunalnih taksi, povoljna cijena zemlje za rentiranje i kupovinu, smanjenje stope poreza na imovinu

• Razvijena telekomunikaciona infrastruktura

• Nema ograničenja na profit, dividende ili kamate

• Sklopljeno je 44 ugovora o izbjegavanju dvostrukog oporezivanja (https://poreskauprava.gov.me)

Crna Gora je sigurna, ekonomski održiva i politički stabilna zemlja, sa značajnim potencijalom za dalji ekonomski razvoj. Članstvo u NATO-u i Svjetskoj trgovinskoj organizaciji, svrstava Crnu Goru u red sigurnih zemalja u kojima se primjenjuju međunarodni standardi poslovanja. Napredak u pregovorima o pristupanju EU, uz konkuretan poslovni ambijent sa značajnim potencijalima u energetici, turizmu i poljoprivredi, čine Crnu Goru privlačnom investicionom destinacijom.

Crna Gora je na temeljima principa (članica) Svjetske trgovinske organizacije potpi-snica multilateralnih i bilateralnih sporazuma – Sporazum o stabilizaciji i asocijaciji sa Evropskom unijom, CEFTA 2006, EFTA, Rusijom, Ukrajinom i Turskom, što joj omogućava kumulaciju porijekla i bescarinsku trgovinu sa oko 800 miliona potro-šača. Potpisnica je 20 sporazuma o ekonomskoj saradnji i 24 sporazuma o uzajam-nom podsticanju i zaštiti investicija. (https://poreskauprava.gov.me)

• Political and monetary stability

• Legal framework for investments reformed in line with the EU legislation

• Favourable tax policy: tax on profit 9%, VAT 21% (general rate) / 7% (reduced rate), income tax9%

• Simple START UP

• Liberal foreign trade regime

• National treatment of foreign investors

• A set of incentives offered at the national level, in a form of tax exemptions, for investments in the northern part of the country and in newly established business zones

• Investment incentives and subsidies given at the local level in a form of uti-lity fees exemptions, favourable land rental and purchase price, reduction of property tax rate

• Developed telecommunication infrastructure

• No restrictions on profit, dividend or interests

• 44 double taxation agreements were concluded (https://poreskauprava.gov.me)

Montenegro is a safe, economically viable and politically stable country, with a si-gnificant potential for further economic development. Membership in NATO and the World Trade Organization places Montenegro among the safe countries, in which international business standards are applied. Progress in EU accession negotia-tions, along with a competitive business environment with significant potentials in energy, tourism and agriculture, make Montenegro an attractive investment destination.

Based on the principles (the members) of the WTO, Montenegro is a signatory of the multilateral and bilateral agreements - Stabilization and Association Agreement with the EU, CEFTA 2006, EFTA, Russia, Ukraine and Turkey, which enables the cumulation of origin and duty-free trade with around 800 million consumers. Montenegro has signed 20 agreements on economic cooperation and 24 agreements on the mutual promotion and protection of investments. (https://poreskauprava.gov.me)

Godina / Year Rang / RankSvjetska banka - lakoća poslovanja / World Bank Doing Business 50 / 1902020.Svjetski Ekonomski forum - globalni indeks konkurentnosti / World Economic Forum Global Competitiveness Index 73 / 1412019.



PORESKI SISTEM THE TAX SYSTEM

9%9%

21% / 7%

Poreska stopa na zarade Income tax rateStopa poreza na dobit pravnih lica Corporate tax rateStopa poreza na dodatu vrijednost (opšta stopa / general rate) (snižena stopa / reduced rate) The rate of value added tax

Komparativni regionalni prikaz stopa poreza na dobit preduzećaComparative regional review of corporate income taxes

Komparativni regionalni prikaz stopa PDVComparative regional review of VAT rates

Učešće poreza na lični dohodak i doprinosa za obavezno socijalno osiguranje u bruto zaradi iznosi 39%.

The share of the personal income tax and contributions for the compulsory social insurance in gross earnings amounts to 39%.

21

17

20

18

22

25

22

20

20

19

27

24

9

10

15

10

19

18

24

15

10

16

9

26

Izvor / Source: Nacionalna ministarstva finansija / National Ministry of Finance

Grčka / Greece

Mađarska / Hungary

Rumunija / Romania

Bugarska / Bulgaria

Albanija / Albania

Italija / Italy

Hrvatska / Croatia

Slovenija / Slovenia

Sjeverna Makedonija / North Macedonia

Srbija / Serbia

Bosna i Hercegovina / Bosnia and Herzegovina

Crna Gora / Montenegro

40



PODSTICAJNE MJERE

Podsticajne mjere na nacionalnom nivou obuhvataju poreske olakšice za investi-ranje i to:

1. Oslobađanje od poreza na dobit

Novoosnovana pravna lica u privredno nedovoljno razvijenim opštinama, koja oba-vljaju proizvodnu djelatnost, oslobađaju se poreza na dobit za prvih osam godina, pri čemu ukupan iznos poreskog oslobođenja ne može biti veći od 200.000 eura.

Poresko oslobođenje, odnosno olakšica, ne odnosi se na poreskog obveznika koji posluje u sektoru primarne proizvodnje poljoprivrednih proizvoda, trasnporta ili brodogradilišta, ribarstva, čelika, trgovine i ugostiteljstva, osim primarnih ugosti-teljskih objekata.

2. Oslobađanje od poreza na dohodak fizičkih lica

Poreski obveznik koji otpočne obavljanje proizvodne djelatnosti u privredno nedo-voljno razvijenim opštinama oslobađa se poreza na dohodak za prvih osam godina, pri čemu ukupan iznos poreskog oslobođenja ne može biti veći od 200.000 eura.

Poresko oslobođenje, odnosno olakšica, ne odnosi se na poreskog obveznika koji posluje u sektoru primarne proizvodnje poljoprivrednih proizoda ili izgradnje brodova, ribarstva, čelika, trgovine i ugostiteljstva, osim primarnih ugostiteljskih objekata.

3. Oslobađanje od poreza na dodatu vrijednost

Pravo na oslobađanje od plaćanja poreza na dodatu vrijednost na isporuku proizvo-da, odnosno usluga, za gradnju i opremanje ugostiteljskog objekta kategorije pet i više zvjezdica, energetskog objekta za proizvodnju električne energije instalisane snage veće od 10 MW i kapaciteta za proizvodnju prehrambenih proizvoda razvrsta-nih u okviru sektora C grupa 10 Zakona o klasifikaciji djelatnosti, čija investiciona vrijednost prelazi 500.000 eura, ostvaruje se na način i po postupku propisanom Pravilnikom o postupku oslobađanja od plaćanja poreza na dodatu vrijednost inve-

PODRŠKA INVESTITORIMA

stitora i isporuku određenih proizvoda i usluga.

U okviru Programa za unapređenje konkurentnosti privrede za 2020. godinu, opredijeljena su sredstva podrške u iznosu od 5.08 miliona eura. Programom je predviđeno sprovođenje jedanaest programskih linija finansijske podrške, pri čemu je za programsku liniju - podsticaj direktnih investicija, opredijeljen najveći dio raspoloživih sredstava.

Sredstva za podsticanje investicija se dodjeljuju na osnovu javnog oglasa i to za investicione projekte čija je minimalna vrijednost ulaganja 250.000 eura i kojima se obezbjeđuje otvaranje najmanje 8 novih radnih mjesta. U sjevernom ili centralnom regionu, sredstva za podsticaje se dodjeljuju ako je minimalna vrijednost investicije 100.000 eura i ako se u okviru nje obezbjeđuje otvaranje najmanje 4 nova radna mjesta u roku od tri godine, od dana zaključivanja ugovora o korišćenju sredstava.

Zakonom o slobodnim zonama uređeno je osnivanje i poslovanje u njima, kao i olakšice za korisnike. Za preradu i obradu robe, kao i njeno aktivno oplemenjivanje ne plaća se carina, carinske dažbine i porez na dodatu vrijednost i ista može u zoni ostati vremenski neograničeno.

FINANSIJSKA PODRŠKA

Glavni cilj djelovanja Investiciono-razvojnog fonda su podsticanje i ubrzavanje pri-vrednog razvoja. Fond odobrava kredite i izdaje garancije, obavlja poslove vezane za prodaju kapitala u portfelju Fonda. Najznačajnija područja djelovanja su:

• Podrška sektoru MSP (kreditna i garantna podrška);• Podrška u rješavanju infrastrukturnih i ekoloških projekata;• Podsticanje izvoza i zapošljavanja;• Privatizacija ostatka društvenog kapitala.

Podrška sektoru MSP i preduzetnicima realizuje se putem direktnih kredita, kredita posredstvom banaka, posebnih kreditnih linija, garancija i faktoringa.

Uslovima kreditiranja predviđene su kamatne stope u rasponu od 2,5% do 6,5% uz



INCENTIVE MEASURES

Incentive measures at the national level include the tax incentives for investing, such as:

1. Exemption from corporate income tax

The newly established legal entities in the underdeveloped municipalities, which conduct production activities, are exempt from corporate tax in the first eight years, whereby the total amount of tax exemption may not exceed EUR 200,000.

The tax exemption or incentives does not apply to a taxpayer operating in the sector of primary agriculture production, transport or shipyards, fishery, steel, trade and hospitality, except for primary hospitality facilities.

2. Exemption from personal income tax

A taxpayer who starts manufacturing activities in the underdeveloped municipaliti-es is exempt from income tax in the first eight years, whereby the total amount of tax exemption may not exceed EUR 200,000. The tax exemption or incentives, does not apply to a taxpayer operating in the sector of primary agricultural production or shipyards, fishery, steel, trade and hospitality, except for primary hospitality facilities.

3. Exemption from value added tax

The right to exemption from value added tax on the supply of products or services for the construction and equipping of five or more stars hospitality facilities, power facility for electricity production with the installed capacity of over 10 MW and the capacity for the production of food products classified within the C sector of the group 10 of the Law on Classification of Activities, with the investment value exceeding EUR 500,000, is realized in the manner and according to the procedure prescribed by the Ordinance on the procedure for exemption from value added tax and delivery of certain products and services.

The support funds allocated within the Program for Improving the Competitiveness

SUPPORT TO INVESTORS

of the Economy for 2020 amount to EUR 5.08 million. The Program envisages the implementation of eleven program lines of financial support, with the largest part of available funds allocated for the program line “Incentives for direct investments”.

Funds for investment incentives are allocated on the basis of a public announce-ment for investment projects with a minimum investment value of EUR 250,000, which ensure the creation of at least 8 new jobs. In the northern or central region, incentive funds are allocated if the minimum investment amounts to EUR 100,000 and if it ensures the creation of at least 4 new jobs within three years from the date of concluding the contract on the use of funds.

The establishment and operation in the free zones, as well as incentives for users are regulated within the Law on Free Zones. Customs, customs duties and value added tax are not charged for manufacturing and processing of goods, as well as their active refining, and the goods can remain in the zone indefinitely.

FINANCIAL SUPPORT

The main objective of the Investment-Development Fund activities is fostering and accelerating the economic development. The Fund approves loans and issues gu-arantees, performs various tasks related to the sales of the capital in the Fund’s portfolio. Its most significant areas of operations are:

• Support to the sector of SMEs (credit and guarantee support);• Support in the implementation of infrastructure and ecological projects;• Enhancing export and employment;• Privatization of the remaining of the socially-owned capital.

The support to the SME sector and entrepreneurs is realized through direct loans, loans with the banks as intermediaries, special credit lines, guarantees and factoring.

The credit terms define the interest rates ranging from 2,5% to 6,5% with the grace period of up to 4 years and the term of payment of up to 12 years.

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grejs period do 4 godine i rokom otplate do 12 godina.

Posebne povoljnosti su definisane po osnovu realizacije projekata u opštinama sjevernog regiona i u manje razvijenim gradovima (Cetinje i Ulcinj), za subjekte koji realizacijom projekta zaposle 5 ili više novih lica, kao i one subjekte koji kao sredstvo obezbjeđenja dostave bankarsku garanciju.

Projekat IPARD like se realizuje u saradnji sa Ministarstvom poljoprivrede i ruralnog razvoja Crne Gore za finansiranje projekata poljoprivrednih proizvođača u Crnoj Gori. Cilj projekta je pružanje podrške investicijama u registrovana poljoprivredna gaz-dinstva u cilju uvođenja i implementacije mjera ruralnog razvoja, povećanja kon-kuretnosti na tržištu poljoprivrednih proizvoda, kao i uvođenja i jačanja evropskih standarda proizvodnje hrane.

PROGRAM EKONOMSKOG DRŽAVLJANSTVA

Osnovni cilj programa za sticanje crnogorskog državljanstva putem investicija je podsticanje razvoja manje razvijenih opština i diverzifikacija privredne aktivnosti. Odlukom Vlade Crne Gore regulisani su način, kriterijumi i uslovi sticanja ekonom-skog državljanstva.

Ključne karakteristike programa:• Program je osmišljen da traje određeno vrijeme;• Program je ograničen na dodjelu državljanstva CG po najviše 2.000 zahtjeva;• Novac dobijen na ovaj način biće usmjeren isključivo u razvoj;• U postupku je obezbijeđena najveća moguća transparentnost.

Procedura:• Država bira posebne agente za posredovanje i za provjeru međunarodne po-

dobnosti aplikanta i izdaje im godišnje licence;• Aplikant podnosi zahtjev posredstvom agenta koji je prethodno zaključio

ugovor sa državom Crnom Gorom.

Razvojni projekti u koje je moguće ulaganje su iz oblasti turizma, poljopri-vrede i prerađivačke industrije:1. Hoteli ili mješoviti turistički kompleksi i to:

Primorski region i glavni grad Podgorica:a. Sa min 5 zvjezdica;b. Najmanje 60 smještajnih jedinica;c. Minimalna investicija 15.000.000 €;d. Min 80 novozaposlenih.

Sjeverni region i Centralni region (izuzev glavnog grada Podgorice):a. Sa min 4 zvjezdice;b. Najmanje 35 smještajnih jedinica;

c. Minimalna investicija 5.000.000 €;d. Min 25 novozaposlenih.

Listu razvojnih projekata utvrđuje Vlada na predlog Ministarstva održivog razvoja i turizma.

2. Projekti agrara koji ispunjavaju uslove Ministarstva poljoprivrede i ruralnog razvoja

3. Projekti prerađivačke industrije koji ispunjavaju uslove Ministarstva eko-nomije

Listu razvojnih projekata utvrđuje Vlada, na predlog Ministarstva ekonomije i Mini-starstva poljoprivrede i ruralnog razvoja.

Kriterijumi za aplikante:1. Glavni grad Podgorica i Primorski region: 450.000 €;2. Sjeverni region i Centralni region (izuzev Gl. grada Podgorice) 250.000 €;3. Polog na račun države min. 100.000 € namijenjenih razvoju manje razvijenih

područja;4. Polog 15.000 € za aplikaciju za sebe, po 10.000 € za max četiri člana porodi-

ce, i po 50.000 € za svakog narednog člana porodice.

BIZNIS ZONE

Biznis zona predstavlja jedinstven entitet na području lokalne samouprave, dijelom ili u potpunosti infrastrukturno opremljen, koji potencijalnim investitorima pored zajedničkog prostora i infrastrukture pruža dodatne poreske i administrativne olak-šice sa državnog i lokalnog nivoa.

Podsticanje ulaganja proizvodnih preduzeća na infrastrukturno opremljenom zemljištu, povećanje zaposlenosti u manje razvijenim lokalnim samoupravama, kao i aktiviranje kapitala domaćih i stranih investitora, neki su od osnovnih ciljeva osnivanja biznis zona.

Uredbom o biznis zonama iste su klasifikovane na biznis zone od strateškog znača-ja, koje osniva i kojima upravlja Vlada, i biznis zone od lokalnog značaja, koje osniva i kojima upravlja jedinica lokalne samouprave.

Povoljnosti na nivou lokalne samouprave su:

• Povoljna cijena zakupa/kupovine prostora za biznis zone;• Olakšice u dijelu plaćanja komunalnih ili drugih naknada;• Infrastrukturno opremanje na područjima gdje ne postoji;• Smanjenje ili oslobađanje plaćanja prireza poreza na dohodak fizičkih lica;• Smanjenje stope poreza na nepokretnosti;• Mogućnost definisanja povoljnog modela privatno-javnog partnerstva.

Za lica zaposlena u biznis zoni, korisnik biznis zone oslobođen je plaćanja:



c. Minimum investment € 5.000.000; d. Minimum 25 new employees. The list of development projects is determined by the Government, at the proposal of the Ministry of Sustainable Development and Tourism.

2. Projects in the field of agriculture, which meet the conditions determined by the Ministry of Agriculture and Rural Development

3. Projects in the field of processing industry, which meet the requirements determined by the Ministry of Economy

The list of development projects is determined by the Government, at the proposal of the Ministry of Economy and the Ministry of Agriculture and Rural Development.

Criteria for applicants:1. Capital of Podgorica and the Coastal Region: € 450.000; 2. Northern region and the Central region (excluding the Capital City of Podgo-

rica) € 250.000; 3. Deposit at the expense of the state in the amount of minimum € 100.000

intended for the development of less developed areas; 4. Deposit € 15.000 for an applicant, € 10.000 for each of a maximum of four

family members, and € 50.000 for each subsequent family member.

BUSINESS ZONES

A business zone represents a unique entity in the territory of a self-government, partly or fully equipped with infrastructure, which provides potential investors with additional state-level and local administrative and tax facilitations, in addition to common space and infrastructure.

Boosting the investments of the manufacturing companies on a land equipped with infrastructure, increasing the employment in less developed municipalities, as well as the activation of domestic and foreign investors’ capital are some of the basic goals of establishing business zones.

The Decree on the business zones differentiates business zones of strategic impor-tance, established and managed by the Government and business zones of local importance, established and administered by a self-government.

The local governments provide the following benefits:

• Favourable costs of lease/purchase of an area intended for business zone;• Facilitations in terms of payment of utility and other charges;• Infrastructure equipment in the areas where it does not exists;• Reduction of or exemption from surtax on personal income tax;• Reduction of the property tax rate;• The possibility to define a favourable model of public-private partnership.

Special incentives have been defined based on the realization of the projects in the northern region municipalities and in less developed towns (Cetinje and Ulcinj), for those economic agents which open jobs for 5 or more new employees, as well as for those agents which provide bank guarantees as collateral.

The project IPARD like is realized in cooperation with the Ministry of Agriculture and Rural Development of Montenegro for financing the agriculture projects in Montenegro. The objective of this project is providing support to the investments in the registered farms in order to introduce and implement the measures of rural development, increase competitiveness on the market of agricultural products, as well as to introduce and strengthen the European standards in the food production.

ECONOMIC CITIZENSHIP PROGRAM

The basic goal of the program for acquiring the Montenegrin citizenship through investments is to encourage the development of less developed municipalities and diversification of economic activity. The decision of the Government of Montenegro regulates the manner, criteria and conditions for acquiring economic citizenship.

Key features of the program are as follows: • The program is designed to last for a certain period of time; • The program is limited to granting citizenship of Montenegro for a maximum

of 2.000 applications; • The money obtained in this way will be directed exclusively to the development; • The greatest possible transparency is ensured in the procedure.

Procedure: • The state selects special agents to mediate and verify the applicant’s inter-

national eligibility and issues them annual licenses;• The applicant submits the application through an agent who has previously

concluded a contract with the State of Montenegro.

Investments may be made in the development projects in the field of touri-sm, agriculture and processing industry: 1. Hotels or mixed tourist complexes, as follows:

Coastal region and the Capital of Podgorica:

a. At least 5 stars; b. At least 60 accommodation units; c. Minimum investment € 15.000.000; d. Minimum 80 new employees. Northern and the Central region (except the Capital of Podgorica):

a. At least 4 stars; b. At least 35 accommodation units;

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• Doprinosa za obavezno socijalno osiguranje na zarade (doprinos za penzijsko i invalidsko osiguranje, doprinos za zdravstveno osiguranje, doprinos za osi-guranje od nezaposlenosti) i doprinosa za Fond rada;

• Poreza na dohodak fizičkih lica.

Visina ovih olakšica ne može da prelazi maksimalni dozvoljeni intenzitet pomoći od 60% za srednja, odnosno 70% za mala privredna društva, u skladu sa propisima kojima se uređuje državna pomoć, i moguće ih je koristiti najduže pet godina od dana zapošljavanja lica u biznis zoni.

Pored olakšica propisanih Uredbom o biznis zonama, korisnik ostvaruje pravo i na druge olakšice u skladu sa zakonom i posebnim propisima kojima se uređuje dr-žavna pomoć, s tim što kumulacija državnih pomoći, uključujući infrastrukturno opremanje, za iste opravdane troškove, zajedno ne smiju preći najveći dozvoljeni iznos podsticaja.

Pored glavnog grada Podgorica, do sada je još devet opština proglasilo lokalitete namijenjene osnivanju biznis zona.

Glavni grad Podgorica odlukom je osnovao 10 biznis zona ukupne površine 257 hektara.

U zahvatu DUP-a “Industrijska zona A” proglašene su biznis zone Podgorica 1-5; u zahvatu DUP-a “Industrijska zona KAP-a” proglašena je Podgorica 6; u zahvatu DUP-a “Servisno-skladišna zona sa ranžirnom stanicom” i DUP-a “Servisno-skla-dišna zona” proglašena je Podgorica 7; u zahvatu DUP-a “Agroindustrijska zona” osnovana je Podgorica 8 i u zahvatu DUP-a “Konik-Stari Aerodrom III” proglašene su biznis zone Podgorica 9 i 10.

Olakšice za poslovanje u biznis zonama su sledeće:

• Davanje zemljišta u zakup do trideset godina uz plaćanje godišnje zakupnine od 0,01€/m2;

• Mogućnost kupovine zemljišta po procijenjenoj vrijednosti sa mogućnošću otplate u 60 mjesečnih rata, uz prethodnu saglasnost Vlade Crne Gore;

• Umanjenje naknada za komunalno opremanje građevinskog zemljišta za ko-risnike kojima se povjeri infrastrukturno opremanje;

• Oslobađanje od plaćanja naknade za korišćenje opštinskih puteva na period od 10 godina, nakon čega se naknada obračunava u skladu sa zakonom.

Biznis zona Istok u Nikšiću obuhvata površinu od 64,17 ha u privatnoj svojini i 8,07 ha u državnoj svojini, u okviru koje postoji i industrijski željeznički kolosjek kojim se uspostavlja veza sa Podgoricom, Barom i Beogradom.

Olakšice za poslovanje u biznis zoni su:

• Davanje zemljišta u zakup na period od 10 godina, uz godišnju zakupninu od 0,01€/m2, uz mogućnost produženja za još 10 godina;

• Oslobađanje obaveze plaćanja naknade za komunalno opremanje građevins-



For persons employed in the business zone, the beneficiary of the business zone is exempt from paying:

• Contributions for compulsory social insurance on salaries (contribution for pension and disability insurance, contribution for health insurance, contri-bution for unemployment insurance) and contributions to the Labour Fund;

• Personal income tax.

The amount of these benefits may not exceed the maximum allowable aid intensity of 60% for medium and 70% for small enterprises, in accordance with the regula-tions governing state aid, and they can be used for a maximum of five years from the date of employment in the business zone.

In addition to the benefits prescribed by the Regulation on the Business Zones, the beneficiary is entitled to other benefits in accordance with the law and special regulations governing state aid, provided that the cumulation of state aid, including infrastructure equipment, for the same eligible costs may not exceed the maximum allowed amount of the incentive.

In addition to the Capital Podgorica, so far nine other municipalities have defined locations intended for the establishment of business zones.

The Capital Podgorica established 10 business zones with a total area of 257 hectares. The following business zones were defined:

• Podgorica 1-5 within the DUP “Industrial Zone A”;• Podgorica 6 within the DUP “Industrial Zone of KAP”; • Podgorica 7 within the DUP “Service-storage zone with marshalling yard”

and “Service-storage zone”;• Podgorica 8 within the DUP “Agroindustry zone” and • Podgorica 9 and 10 within the DUP “Konik-Stari Aerodrom III”.

The incentives for business zones are as follows:

• Leasing the land for the period of 30 years, at the price of 0,01 €/m2 annually;• Possibility to purchase land at the estimated value with the possibility of

repayment in 60 monthly instalments, with the prior consent of the Gover-nment of Montenegro;

• Reduction of fees for utility infrastructure to construction land for users en-trusted with infrastructural equipping;

• Exemption from payment of the fee for the use of municipal roads for a peri-od of 10 years, after which the fee is calculated in accordance with the law.

Business zone Istok (East) located in Nikšić covers an area of 64,17 ha in the private ownership and 8,07 ha in the state ownership, within which there is an in-dustrial railway track establishing a connection with Podgorica, Bar and Belgrade.

Incentives for doing business in the business zone include:

• Leasing land for a period of 10 years, with an annual rent of 0,01 €/m², with

Bojana je jedina rijeka na svijetu koja teče i uzvodno. U kišnim periodima nabujali Drim joj pregradi tok i njena voda se vraća uzvodno i uliva u Skadarsko jezero.

The River Bojana is the only river in the world which flows even upstream. In the rainy periods the swollen River Drim blocks its stream and its water is returned upstream and flows into the Skadar Lake.

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kog zemljišta za 50% od iznosa propisanog odlukom koja uređuje ovu oblast, ili potpuno oslobađanje obaveze plaćanja naknade za komunalno opremanje građevinskog zemljišta pod uslovom da investitor o svom trošku izvrši ko-munalno opremanje građevinskog zemljišta;

• Oslobađanje obaveze plaćanja godišnje naknade za korišćenje opštinskih i nekategorisanih puteva na teritoriji biznis zone do 70% u odnosu na visinu utvrđenu odlukom koja uređuje ovu oblast, na period do 5 godina;

• Oslobađanje obaveze plaćanja poreza na nepokretnosti do 70%, u odnosu na visinu utvrđenu odlukom koja uređuje ovu oblast, na period do 5 godina;

Prijestonica Cetinje je identifikovala dvije biznis zone, gdje je moguće realizovati brownfield i greenfield investicije. Na prostoru nekadašnjeg giganta EI OBOD nalazi se biznis zona Cetinje I koja se prostire na površini od 14,26 ha, od čega 5 ha čine proizvodne hale, magacini i drugi prateći objekti sa kompletnom infrastrukturom, gdje je moguće realizovati brownfield investicije. Biznis zona Cetinje II se nalazi uz regionalni put Cetinje – Budva, prostire se na 49,3 ha i veoma je dobro povezana sa centralnim i južnim dijelom države, međunarodnim aerodromima u Tivtu i Podgorici, Lukom Bar i željeznicom. Ova biznis zona pogodna je za razvoj svih vrsta greenfield investicija.

U skladu sa posebnim režimom poslovanja u biznis zoni, Prijestonica Cetinje je kre-irala set stimulativnih mjera za sve vrste investitora, a time je stvorila mogućnost da većina privrednih djelatnosti može biti realizovana u predviđenim biznis zonama.

Opština Kolašin proglasila je lokalitet Bakovići biznis zonom, ukupne površine 13,2 ha, na svega 3 km od centra grada, sa lijeve i desne strane magistralnog puta Kolašin-Mojkovac.

Korisnici biznis zone Bakovići oslobađaju se:

• Plaćanja poreza na nepokretnost za period od 8 godina od dana otpočinjanja obavljanja djelatnosti;

• Plaćanja prireza poreza na dohodak fizičkih lica za period od 8 godina od dana otpočinjanja obavljanja djelatnosti;

• Plaćanja naknade za komunalno opremanje građevinskog zemljišta.

U opštini Mojkovac otvorena je za ulaganje biznis zona Babića Polje. Ukupna povr-

šina zone, na kojoj je moguće realizovati greenfield investicije, iznosi 8,5 ha i djeli-mično je infrastrukturno opremljena. Udaljena je 2,1 km od centra grada i nalazi se u neposrednoj blizini magistralnog puta i željezničke pruge koja vodi do Luke Bar.

Predviđeno je davanje zemljište pod zakup po povoljnim uslovima, za izgradnju objekata za proizvodne djelatnosti i trgovinu na veliko, koji ne zagađuju životnu sredinu. Olakšice za potencijalne investitore podrazumijevaju:

• Zakup zemljišta po cijeni od 0,05€/m2 na godišnjem nivou, za obavljanje pro-izvodne djelatnosti, na period od deset godina sa mogućnošću produženja na još deset godina, površine:

- Od 1.500m2 do 2.000m2, za investitora koji zaposli od 3 do 5 radnika i izgradi objekat veličine minimum 20% od veličine parcele;



• Zakup zemljišta po cijeni od 0,05€/m2 na godišnjem nivou, za obavljanje dje-latnosti trgovine na veliko, na period od deset godina sa mogućnošću produ-ženja na još deset godina, površine:

- Od 600m2 do 1.500m2, za investitora koji zaposli od 3 do 5 radnika i izgradi objekat veličine minimum 20% od veličine parcele;

- Od 600m2 do 3.000m2, za investitora koji zaposli od 6 do 10 radnika i izgradi objekat veličine minimum 25% od veličine parcele,

- Od 600m2 do 5.000m2, za investitora koji zaposli od 11 do 20 radnika i izgradi objekat veličine minimum 25% od veličine parcele;

• Oslobađanje od naknade za komunalno opremanje građevinskog zemljišta propisane odlukom koja uređuje ovu oblast, za investitore koji zaposle više od 10 radnika;

• Smanjenje naknade za komunalno opremanje građevinskog zemljišta za 85% od iznosa propisanog odlukom koja uređuje ovu oblast, za investitore koji zaposle od 6 do 10 radnika;

• Smanjenje naknade za komunalno opremanje građevinskog zemljišta za 70% od iznosa propisanog odlukom koja uređuje ovu oblast, za investitore



the possibility of extension for another 10 years; • Exemption from the obligation to pay the fee for utility infrastructure to con-

struction land by 50% of the amount prescribed by the decision governing this area, or complete exemption from the obligation to pay the fee for utility infrastructure to construction land provided that the investor provides utility infrastructure to construction land at his own expense;

• Exemption from the obligation to pay an annual fee for the use of municipal and uncategorized roads in the business zone up to 70% in relation to the amount determined by the decision governing this area, for a period of up to 5 years.

• Exemption from the obligation to pay real estate tax up to70% in relation to the amount determined by the decision governing this area, for a period of up to 5 years.

The Old Royal Capital of Cetinje has identified two business zones with the po-tential for the realization of brownfield and greenfield investments. The business zone Cetinje I is located in the territory of the former factory of home appliances OBOD and it covers the area of 14,26 ha, of which 5 ha is covered by production plants, warehouses and accompanying facilities with the necessary infrastructure, suitable for greenfield investments. The business zone Cetinje II is located along the regional highway Cetinje – Budva, covers the area of 49,3 ha and is well con-nected with the central and southern part of Montenegro, international airports in Tivat and Podgorica, Port of Bar and railway. This business zone is suitable for greenfield investments.

In line with a special regime of doing business, the Old Royal Capital of Cetinje cre-ated a set of incentives for all types of investors and thus provided an opportunity for the majority of economic activities to be realized in the planned business zones.

The municipality of Kolašin has defined the location “Bakovići” as a business zone, which covers the area of 13,2 ha and it is only 3 kilometres away from the city center on the left and right side of Kolašin-Mojkovac highway.

The users of the Bakovići business zone are exempted from the following:

• Paying the property tax for a period of 8 years as of the date of commence-ment of activities;

• Paying surtax on personal income tax for the period of 8 years as of the date of commencement of activities,

• Paying the fee for the provision of utility infrastructure to the construction land.

The Municipality of Mojkovac established “Babića Polje” as a business zone open for investments. The business zone, planned for greenfield investments, covers the area of 8,5 ha and it is partially equipped with infrastructure. It is located 2,1 km away from the city center and it is in the immediate vicinity of the main road and the railway leading to the Port of Bar. The land is envisaged to be leased under favourable terms for the construction of facilities for production activities and

wholesale trade, which do not pollute the environment. Incentives for potential investors include:

• Lease of land at the price of 0,05 €/m2 annually for the production activity, for the period of 10 years with the possibility of extension for the same period, the area of which covers:

- From 1.500 m² to 2.000 m2, for the investor who hires 3 to 5 employees and constructs the facilities of the size which is minimum 20% of the size of the plot of land,

- From 1.500 m² to 4.000 m2, for the investor who hires 6 to 10 employees and constructs the facilities of the size which is minimum 25% of the size of the plot of land,

- From 1.500 m² to 8.000 m2, for the investor who hires 11 to 20 employe-es and constructs the facilities of the size which is minimum 30% of the size of the plot of land;

• Lease of land at the price 0,05 €/m2 annually for wholesale trade for the period of 10 years with the possibility of extension for additional 10 years, which covers the area:

- From 600 m2 to 1.500 m2, for the investor who hires 3 to 5 employees and constructs the facilities of the size which is minimum 20% of the size of the plot of land,

- From 600 m2 to 3.000 m2, for the investor who hires 6 to 10 employees and constructs the facilities of the size which is minimum 25% of the size of the plot of land,

- From 600 m² to 5.000 m2, for the investor who hires 11 to 20 employees and constructs the facilities of the size which is minimum 25% of the size of the plot of land.

• Exemption from the fee for utility infrastructure to construction land prescri-bed by the decision regulating this area, for investors who employ more than 10 workers;

• Reduction of the fee for utility infrastructure to construction land by 85% of the amount prescribed by the decision governing this area, for investors who employ from 6 to 10 workers;

• Reduction of the fee for utility infrastructure to construction land by 70% of the amount prescribed by the decision regulating this area, for investors who employ from 3 to 5 workers;

• Exemption from real estate tax for investors engaged in the production, fini-shing, packaging or processing of agricultural products produced in Monte-negro, during the lease of land, in accordance with the Law.

The municipality of Berane has defined “Rudeš“ as a business zone, which includes not only the industrial zone but also green areas and the traffic artery. The business zone covers an area of 16,9ha.

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koji zaposle od 3 do 5 radnika;• Oslobađanje od poreza na nepokretnosti za investitore koji se bave proizvo-

dnjom, doradom, pakovanjem ili preradom poljoprivrednih proizvoda proizve-denih u Crnoj Gori, za vrijeme zakupa zemljišta, u skladu sa Zakonom.

Opština Berane osnovala je biznis zonu Rudeš, koja osim industrijske zone uklju-čuje i zelene površine i saobraćajnice. Biznis zona obuhvata površinu od 16,69 ha.

Finansijske olakšice u biznis zoni Rudeš odnose se na ulaganja u imovinu, troškove zarada za otvaranje novih radnih mjesta i troškove ulaganja u infrastrukturu:

• Zakup zemljišta po cijeni od 0,05€/m2 na godišnjem nivou, za obavljanje pro-izvodne djelatnosti, na period od deset godina sa mogućnošću produženja do trideset godina, površine:




• Oslobađanje od naknade za komunalno opremanje građevinskog zemlji-šta propisane odlukom koja uređuje ovu oblast, za objekte u biznis zoni obuhvaćeni LSL Biznis zona;

• Oslobađanje od poreza na nepokretnosti za investitore koji se bave proizvo-dnjom, doradom, pakovanjem ili preradom poljoprivrednih proizvoda proizve-denih u Crnoj Gori, za vrijeme zakupa zemljišta, u skladu sa Zakonom.

Opština Šavnik osnovala je biznis zonu Boan ukupne površine 1,6 ha.

Olakšice za potencijalne investitore za poslovanje u biznis zoni su sledeće:

• Zakup zemljišta površine od 600m2 do 1.500m2, za investitora koji zaposli od 3 do 5 radnika i izgradi objekat veličine minimum 20% od veličine parcele a za obavljanje predviđenih djelatnosti, na period od deset godina sa mo-gućnošću produženja na još deset godina u iznosu od 0,05€/m2 na godišnjem nivou;

• Zakup zemljišta površineod 600m2 do 3.000m2, za investitora koji zaposli od 6 do 10 radnika i izgradi objekat veličine minimum 25% od veličine parcele za obavljanje predviđenih djelatnosti, na period od deset godina sa mogućnošću produženja na još deset godina u iznosu od 0,035€/m2 na godišnjem nivou;

• Zakup zemljišta površine od 600m2 do 5.000m2, za investitora koji zaposli od 11 do 20 radnika i izgradi objekat veličine minimum 30% od veličine parcele za obavljanje predviđenih djeltnosti, na period od deset godina sa mogućnošću produženja na još deset godina u iznosu od 0,02€/m2 na go-dišnjem nivou;

• Zakup zemljišta površine više od 5.000m2, za investitora koji zaposli više od 20 radnika i izgradi objekat veličine minimum 35% od veličine parcele za obavljanje predviđenih djelatnosti, na period od deset godina sa mogućnošću produženja na još deset godina u iznosu od 0,01€/m2 na godišnjem nivou;

• Oslobađanje od naknade za komunalno opremanje građevinskog zemljišta propisane odlukom koja uređuje ovu oblast, za investitore koji zaposle više od 10 radnika;



• Oslobađanje od prireza poreza na dohodak fizičkih lica propisane odlukom koja uređuje ovu oblast, za investitore koji zaposle više od 10 radnika;

• Smanjenje prireza poreza na dohodak fizičkih lica za 85% od iznosa propisanog odlukom koja uređuje ovu oblast, za investitore koji zaposle od 6 do 10 radnika;

• Smanjenje od prireza poreza na dohodak fizičkih lica za 70% od iznosa pro-pisanog odlukom koja uređuje ovu oblast, za investitore koji zaposle od 3 do 5 radnika;

• Oslobađanje od poreza na nepokretnosti za investitore koji se bave proizvo-dnjom, doradom, pakovanjem ili preradom poljoprivrednih proizvoda proizve-denih u Crnoj Gori, za vrijeme zakupa zemljišta, u skladu sa Zakonom.

Opština Rožaje osnovala je biznis zonu Zeleni ukupne površine 23,1 ha.

Finansijske olakšice u biznis zoni odnose se na ulaganja u imovinu, troškove zarada za otvaranje novih radnih mjesta i troškove ulaganja u infrastrukturu:

• Zemljište u biznis zoni se daje na korišćenje na period od 10 godina bez naknade, a nakon isteka ovog perioda davaće se u zakup po cijeni od 0.01 EUR/m2 na period od 30 godina;

• Oslobađanje obaveza plaćanja naknade za komunalno opremanje građevin-skog zemljišta pod uslovom da investitor o svom trošku izvrši komunalno opremanje lokacije, u skladu sa Odlukom o naknadama za komunalno opre-manje građevinskog zemljišta;

• Oslobađanje obaveza plaćanja godišnje naknade za korišćenje opštinskih puteva na teritoriji biznis zone na 10 godina;

• Oslobađanje poreza na nepokretnosti na 5 godina, u skladu sa Odlukom o porezu na nepokretnosti;

• Ukoliko raskine odnos sa zaposlenim, korisnik biznis zone je dužan da u roku od 30 dana zasnuje radni odnos sa drugim licem sa evidencije nezaposlenih u Rožajama i da o tome obavijesti upravljača Biznis zone.



Financial incentives in the Rudeš business zone relate to property investments, salary costs for job creation and infrastructure investment costs:

• Leasing the land intended for the production activity, at the price of 0,05 €/m2 annually, for the period of 10 years with the possibility of extension up to 30 years, which cover the area:

- From 1.500 m2 - 2.000 m2, for investor who employs 3 to 5 workers and constructs the facility of the size which is minimum 20% of the size of the plot of land

- From 1.500 m2 - 4.000 m2, for investor who employs 6 to 10 workers and constructs the facility of the size which is minimum 25% of the size of the plot of land,

- From 1.500 m2 to 8.000 m2, for investor who employs 11 to 20 workers and constructs the facility of the size which is minimum 30% of the size of the plot of land.

• Exemption from paying the fee for the provision of utility infrastructure to construction land prescribed by the decision governing this area, for facilities in the business zone included LSL Business Zone;

• Exemption from real estate taxes for investors dealing with the production, finishing, packaging or processing of agricultural products produced in Mon-tenegro, during the lease period, in accordance with the Law.

The municipality of Šavnik established the Boan business zone with a total area of 1,6 ha. This business zone provides the potential investors with the following incentives:

• Lease of land from 600 m2 to 1.500 m2, for an investor who employs 3 to 5 workers and constructs a facility of at least 20% of the plot size for the planned activities for a period of ten years with the possibility of extension for another ten years in the amount of 0,05€/m² per year;

• Lease of land from 600 m2 to 3.000 m2, for an investor who employs 6 to 10 workers and constructs a facility of at least 25% of the plot size for the planned activities, for a period of ten years with the possibility of extension for another ten years in the amount of 0,035€/m² on an annual basis;

• Lease of land from 600 m2 to 5.000 m2, for an investor who employs 11 to 20 workers and constructs a facility of at least 30% of the size of the plot to perform the planned activities, for a period of ten years with the possibility of extension for another ten years in the amount of 0,02€/m2 per year;

• Lease of land of over 5.000 m2, for an investor who employs more than 20 workers and constructs a facility of at least 35% of the size of the plot to perform the planned activities, for a period of ten years with the possibility of extension for another ten years in the amount of 0,01 €/m2 per year;

• Exemption from the fee for utility infrastructure to construction land prescri-bed by the decision regulating this area, for investors who employ more than

10 workers; • Reduction of the fee for utility infrastructure to construction land by 85% of

the amount prescribed by the decision governing this area, for investors who employ from 6 to 10 workers;

• Reduction of the fee for utility infrastructure to construction land by 70% of the amount prescribed by the decision regulating this area, for investors who employ from 3 to 5 workers;

• Exemption from surtax on personal income tax prescribed by the decision governing this area, for investors who employ more than 10 workers;

• Reduction of surtax on personal income tax by 85% of the amount prescribed by the decision governing this area, for investors who employ from 6 to 10 workers;

• Reduction from surtax on personal income tax by 70% of the amount prescribed by the decision governing this area, for investors who employ 3 to 5 workers;

• Exemption from real estate tax for investors engaged in the production, fini-shing, packaging or processing of agricultural products produced in Monte-negro, during the lease of land, in accordance with the Law.

The Municipality of Rožaje has established the Zeleni business zone with a total area of 23,1 ha. Financial benefits in the business zone relate to property inve-stments, salary costs for job creation and infrastructure investment costs:

• Land in the business zone is given for use for a period of 10 years free of charge, and after the expiration of this period will be leased at a price of 0,01 EUR/m2 for a period of 30 years;

• Exemption from the obligation to pay the fee for utility infrastructure to con-struction land, provided that the investor provides utility infrastructure to the location at his/her own expense, in accordance with the Decision on fees for the Installation of the Utility Infrastructure;

• Exemption from the obligation to pay the annual fee for the use of municipal roads in the business zone for 10 years;

• Exemption from real estate tax for 5 years, in accordance with the Decision on Real Estate Tax;

• In case of termination of the employment relation with the employee, the user of the business zone is obliged to establish an employment relation with another person from the unemployment register in Rožaje within 30 days and to inform the manager of the Business Zone.

The municipality of Bijelo Polje has defined 6 business zones covering the total area of 219,5 ha: Nedakusi, Cerovo, Vraneška dolina (Vranes Valley) and Bistrička dolina (Bistricka Valley) Rakonje-Ravna Rijeka and Ribarevine-Poda.

The business incentives for the users of the business zones are as follows:

• Leasing the land for the period of 30 years, at the price of 0,01 €/m2 annually:

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U opštini Bijelo Polje osnovano je 6 biznis zona ukupne površine 219,5 ha: Nedakusi, Cerovo, Vraneška dolina, Bistrička dolina, Rakonje-Ravna Rijeka i Ribarevine-Poda.

Korisnicima biznis zona uvode se i utvrđuju sledeće finansijske olakšice:

• Davanje zemljišta u zakup do trideset godina, uz plaćanje godišnje zakupnine od 0,01€//m2;

• Oslobađanje od plaćanja naknade za komunalno opremanje građevinskog zemljišta;

• Oslobađanje od plaćanja naknade za korišćenje opštinskih puteva;• Oslobađanje od plaćanja prireza na porez na dohodak fizičkih lica;• Oslobađanje od plaćanja poreza na nepokretnosti iznad 0,1 % od tržišne vri-

jednosti nepokretnosti.

Opština Ulcinj proglasila je lokalitet Vladimirske Krute i dio glavnog puta Bar-Vla-dimir, ukupne površine 27,6 ha za biznis zonu.

Budući korisnici biznis zone imaju pravo na zakup zemljišta na 10 godina po povolj-nim uslovima i oslobođeni su:

• Plaćanja poreza na nepokretnost za period od 8 godina od dana otpočinjanja obavljanja djelatnosti;

• Plaćanja prireza poreza na dohodak fizičkih lica za period od 8 godina od dana otpočinjanja obavljanja djelatnosti;

• Plaćanja naknade za komunalno opremanje građevinskog zemljišta.

SERTIFIKACIJA OPŠTINA SA POVOLJNIM POSLOVNIM OKRUŽE-NJEM U JUGOISTOčNOJ EVROPI (BFC SEE)

Sertifikacija opština sa povoljnim poslovnim okruženjem u jugoistočnoj Evropi (BFC SEE) je regionalni program za unapređenje konkurentosti lokalnih samouprava, koji se od 2012. sprovodi u Bosni i Hercegovini, Hrvatskoj, Makedoniji i Srbiji, a od 2016. godine i u Crnoj Gori. BFC SEE program je pokrenula mreža partnerskih institucija iz regiona sa ciljem uspostavljanja zajedničkog standarda i pečata kvaliteta poslov-nog okruženja u opštinama i gradovima jugoistočne Evrope.

Program je namijenjen opštinama i gradovima koji imaju odgovarajuće kapacite-te i strateški su opredijeljeni da unaprijede poslovni ambijent, privuku investicije i podstaknu razvoj lokalne ekonomije.

U proces sertifikacije u Crnoj Gori uključeno je šest opština, i to: Podgorica, Dani-lovgrad, Tivat, Cetinje, Žabljak i Bijelo Polje. Za ove opštine Vlada Crne Gore opredijelila je finansijska sredstva kako bi prošle proces sertifikacije po BFC SEE standardu.

U oktobru 2019. godine opština Bijelo Polje je ispunila sve kriterijume za sticanje regionalnog BFC SEE sertifikata, čime je, prva u Crnoj Gori, stekla status lokal-ne samouprave sa povoljnim poslovnim okruženjem u jugoistočnoj Evropi. U re-kordnom roku od sedam mjeseci uspjela je da ispuni sve uslove standarda dobre javne uprave i pokazala proaktivan pristup u savladavanju izazova sa kojima se susreće.

Opština Žabljak je 1. decembra 2019. završila fazu implementacije, te je nakon pozitivnog Verifikacionog izvejštaja, u februaru 2020. godine, Regionalni savjet do-nio odluku da opština Žabljak dobije BFC SEE sertifikat i stekne status lokalne samouprave sa povoljnim poslovnim okruženjem.

Proces certifikacije po BFC SEE standardu još uvijek je u toku za Glavni grad Pod-goricu, Tivat i Danilovgrad.



BUSINESS FRIENDLY CERTIFICATION SOUTH EAST EUROPE (BFC SEE)

Business Friendly Certification South East Europe (BFC SEE) is a regional program for improving the competitiveness of local self-governments, which has been im-plemented in Bosna and Herzegovina, Croatia, Macedonia and Serbia since 2012, and in Montenegro since 2016. The BFC SEE program was launched by a network of partner institutions from the region with the aim of establishing a common standard and seal of quality of the business environment in the municipalities and cities of the Southeast Europe.

The program is intended for municipalities and cities, which have the appropriate capacities and are strategically committed to improving the business environment, attracting investments and encouraging the development of the local economy.

The following six municipalities are involved in the certification process in Monte-negro: Podgorica, Danilovgrad, Tivat, Cetinje, Žabljak and Bijelo Polje. The Gover-nment of Montenegro has allocated financial resources for these municipalities in order to go through the certification process according to the BFC SEE standard.

In October 2019, the Municipality of Bijelo Polje met all the criteria for obtaining the regional BFC SEE certificate, becoming the first municipality in Montenegro that obtained the status of the local self-government with a favourable business envi-ronment in the Southeast Europe. In a record time of seven months, it managed to meet all the requirements of good public administration standards and showed a proactive approach in overcoming the challenges it was facing.

The Municipality of Žabljak completed the implementation phase on December 1, 2019, and after a positive Verification Report in February 2020, the Regional Council decided to award the BFC SEE certificate to the Municipality of Žabljak and grant it the status of local self-government with a favourable business environment.

The BFC SEE certification process is still ongoing for the capital Podgorica and cities of Tivat and Danilovgrad.

• Exemption from the payment of fees for the provision of utility infrastructure to construction land;

• Exemption from the payment of fees for the use of municipal roads;• Exemption from the payment of surtax on personal income tax;• Exemption from the payment of real estate tax above 0,1% of the real estate

market value.

The Municipality of Ulcinj has defined the location “Vladimirske Krute” and a se-gment of the Bar – Vladimir highway, which covers the area of 276,6 m2, as a business zone.

Future users of the business zone have the right to lease land for 10 years under favourable terms and are exempt from payment of:

• Real estate taxes during the 8-year period following the start of their business.• Surtax on personal income tax during the 8-year period following the start

of their business.• The fee for the provision of utility infrastructure to construction land.

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Ostrvo Gospa od Škrpjela u Bokokotorskom zalivu je prema legendi, nastalo oko stijene usred mora na kojoj su, 1452. godine, pomorci pronašli ikonu Bogorodice sa djetetom. Od toga dana, tradicija je da mornari, po povratku sa uspješne plovidbe, tamo polažu kamenje, što se održalo i danas, kroz manifestaciju koja se zove Fašinada.

The island Our Lady of the Rocks in the Bay of Kotor, accor-ding to the legend, was built around the rock in the middle of the sea where the seamen found the icon of the Madonna and Child in 1452. Since then it has been a tradition that the seamen should put rocks there on their way back from a su-ccessful voyage. This custom has been preserved to this date through the event called Fashinada.



VLADA CRNE GOREGOVERNMENT OF MONTENEGRO Karađorđeva bb, 81000 PodgoricaTel: +382 20 242 530www.gov.me

CENTRALNA BANKA CRNE GORECENTRAL BANK OF MONTENEGRO Bulevar sv. Petra Cetinjskog 6, 81 000 PodgoricaTel: +382 20 403 112www.cb-cg.org

AGENCIJA ZA INVESTICIJE CRNE GOREMONTENEGRO INVESTMENT AGENCY Kralja Nikole 27/VII, 81 000 PodgoricaTel: +382 (0)20 220 [email protected]

PORESKA UPRAVADEPARTMENT OF PUBLIC REVENUES Bulevar Šarla De Gola 2, 81000 PodgoricaTel: +382 20 448 114 www.poreskauprava.gov.me

UPRAVA CARINACUSTOMS ADMINISTRATION Oktobarske revolucije 128, 81000 PodgoricaTel: + 382 20 623 322www.upravacarina.gov.me

CENTRALNI REGISTAR PRIVREDNIH SUBJEKATACENTRAL REGISTRY OF BUSINESS ENTITIES Vaka Đurovića 20, 81 000 PodgoricaTel: +382 20 230 858www.crps.me

KONTAKTI CONTACTS

UPRAVA ZA STATISTIKU CRNE GORE - MONSTATSTATISTICAL OFFICE OF MONTENEGRO - MONSTATIV Proleterske 2, 81000 PodgoricaTel: +382 20 230 811www.monstat.org

ZAVOD ZA ZAPOŠLJAVANJE CRNE GOREEMPLOYMENT AGENCY OF MONTENEGRO Bulevar Revolucije 5, 81000 PodgoricaTel: +382 20 405 272www.zzzcg.me

INVESTICIONO RAZVOJNI FOND CRNE GOREINVESTMENT AND DEVELOPMENT FUND OF MONTENEGROBulevar Sv. Petra Cetinjskog 122, 81000 PodgoricaTel: +382 20 41 66 00 www.irfcg.me

ZAJEDNICA OPŠTINA CRNE GOREUNION OF MUNICIPALITIES OF MONTENEGRO Avda Međedovića 138, 81 000 PodgoricaTel: +382 20 675 244www.uom.me

SLUŽBENI LIST CRNE GOREOFFICIAL GAZETTE OF MONTENEGRO Novaka Miloševa 10/I, 81 000 PodgoricaTel: +382 20 230 533www.sluzbenilist.me

Žabljak je grad koji se nalazi na najvišoj nadmorskoj visini na Balkanu – 1.485 metara.

Žabljak is a town located at the highest altitude in the Balkans - 1.485 meters.

Kada su biseri prirode sijani,pregršt ih je pala na ovo tlo.

Najljepši susret kopna i moradogodio se na crnogorskoj obali.

Lord Bajron

When the pearls of nature were sown, on this soil,an owerflowing handful was gathered.

The most beautiful contact between the earth and seatook place at the Montenegrin littoral.

The Lord Byron

najljepši susret kopna i mora dogodio se na crnogorskoj

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