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Individual & family health insurance plans MyPriority SM

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Individual & family health insurance plans

MyPrioritySM

2 For more information call 855.MyPriority (855.697.7467)

3priorityhealth.com

Just right for you Choosing the right health insurance is an important decision. With several plans to choose from, an accident rider and dental options, you can have coverage that’s geared to your lifestyle and budget. Priority Health makes it easy, with health insurance designed especially for you.

How MyPriority works for you

MyPriority PPO Before you meet your deductible

• Preventivehealthvisitsandproceduresarecoveredinfull*

• You’llpayjust$30everytimeyouseeadoctororgotourgentcare

(up to four visits per year)

• Twooptionsforprescriptiondrugcoverage

-We’llcover60%ofbrandorgenericor50%ofgenericsonly

• Yourcostswilltracktoseparatedeductiblesforin-network

andout-of-networkcare*

Once you meet your deductible

You’llpayjustaportionofthediscountedcostofcoveredservices.The

percentagedependsonwhichplanyouselect.*

Accident rider (optional coverage)

Wewaivethedeductible,andyoupayonly20%or30%forcoveredservices

within60daysoftheaccident(dependingontheoptionyouchoose).

Start by choosing a PPO or HSA plan.*

* For full details on PPO options and rates see page 6 and page 12.

MyPriority HSA • MakedepositstoyourHSAatanytime

• Benefitfromtax-deferredinvestmentaccount

• Withdrawthecashtax-free—noworlater—forqualified

medicalexpenses

• Saveaheadforfuturemedicalexpenseswithno“useitor

lose it” rules

Before you meet your deductible

• Preventivehealthvisitsandproceduresare100%covered*

• You’llpayforyourprescriptionsandotherhealthservicesusing

fundsfromyourtax-advantagedhealthsavingsaccount

• You’lltakeadvantageofourin-networkdiscountsonprescriptions

and other health services

Once you meet your deductible

In-networkservicesandprescriptionsarecovered100%,andyou’llhave50%

coverage for most out-of-network services.

Accident rider (optional coverage)

Wecoverthefirst$1,000forallcoveredserviceswithin60daysoftheaccident.

Get your free copy of

our e-book, Health

Savings Accounts for

Dummies. It’s full of easy-

to-understand facts about

HSAs. Download your copy

online at priorityhealth.com,

keyword search HSA.

Get Answers

Apply todayIt’seasytoenjoytheaffordablesecurityofMyPriority. Just pick your plan and complete the application. To learn more:

•Getaninstantquoteatpriorityhealth.com

•Callusformoreinformationtoll-freeat855.MyPriority(855.697.7467)

•Contactyourlocalagent

* For full details on HSA options and rates see pages 8 and 16.

6 For more information call 855.MyPriority (855.697.7467)

Ann

ual d

educ

tible

sing

le

in-n

etw

ork1

fam

ily

$1,0

00

$2,0

00

$2,5

00

$5,0

00

$3,5

00

$7,0

00

$5,0

00

$10,

000

$7,5

00

$15,

000

$10,

000

$2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00

$6,0

00

Ann

ual d

educ

tible

sing

le

out-

of-n

etw

ork

– fa

mily

$2,0

00

$4,0

00

$5,0

00

$10,

000

$7,0

00

$14,

000

$1

0,00

0

$20,

000

$15,

000

$3

0,00

0$2

0,00

0

$40,

000

$2,0

00

$4,0

00$5

,000

$1

0,00

0$2

,000

$4

,000

$6,0

00

$12,

000

Coi

nsur

ance

– P

lan

Pay

s:(u

nles

s ot

herw

ise

note

d)

• 8

0% in

-net

wor

k•

60%

out

-of-

netw

ork

• 7

0% in

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wor

k•

50%

out

-of-

netw

ork

• 7

0% in

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wor

k•

50%

out

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netw

ork

Ann

ual i

n-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$3

,000

$6

,000

$4

,500

$9

,000

$5

,500

$1

1,00

0$7

,000

$1

4,00

0$9

,500

$1

9,00

0$1

2,00

0

$24,

000

$4,0

00

$8,0

00$6

,500

$1

3,00

0$3

,000

$6

,000

$9,0

00

$18,

000

Ann

ual o

ut-o

f-ne

twor

k

– si

ngle

ou

t-of

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ket

max

imum

2 –

fam

ily$1

0,00

0

$20,

000

$13,

000

$2

6,00

0 $1

5,00

0

$30,

000

$18,

000

$3

6,00

0 $2

3,00

0

$46,

000

$28,

000

$5

6,00

0$1

2,00

0

$24,

000

$15,

000

$3

0,00

0$1

2,00

0

$24,

000

$16,

000

$3

2,00

0

Ann

ual b

enefi

t m

axim

um(fo

r in

and

out

-of-

netw

ork

serv

ices

co

mb

ined

)

$2 m

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mill

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Ben

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Wha

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u pa

y

Pre

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3

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Em

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afte

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coin

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nce

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30%

coi

nsur

ance

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ork

afte

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duct

ible

• 30

% c

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ce o

ut-o

f-ne

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dedu

ctib

le•

30%

coi

nsur

ance

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ork

afte

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uctib

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30%

coi

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ance

out

-of-

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afte

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•40

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•40

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e af

ter d

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Out

pat

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lab

/X-r

ay•

20%

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nsur

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in-n

etw

ork

afte

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duct

ible

• 40

% c

oins

uran

ce o

ut-o

f-ne

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k af

ter

dedu

ctib

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30%

coi

nsur

ance

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ork

afte

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uctib

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50%

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-of-

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•30

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•50

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Out

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pat

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e9

Die

titia

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80%M

edical

60%Brand

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70%M

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70%M

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50%Genericdrugsonly

Overviewofb

enefits

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11•

50%

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Pre

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ible

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Med

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20%

coi

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ance

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afte

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50%

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ance

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-of-

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ork

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re d

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tible

•30

%c

oins

uran

cein

-net

wor

k be

fore

ded

uctib

le•

50%

coi

nsur

ance

out

-of-

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ork

befo

re d

educ

tible

MyP

riorit

y D

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yPrio

rity

Den

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1

Fam

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serv

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12

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t-of

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ket

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imum

.

13

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max

imum

per

mem

ber

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r se

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es r

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ved

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-of-

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ays

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e ap

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es.

*For

com

ple

te p

lan

det

ails

go

to p

riorit

yhea

lth.c

om

Ann

ual d

educ

tible

sing

le

in-n

etw

ork1

fam

ily

$1,0

00

$2,0

00

$2,5

00

$5,0

00

$3,5

00

$7,0

00

$5,0

00

$10,

000

$7,5

00

$15,

000

$10,

000

$2

0,00

0$1

,000

$2

,000

$2,5

00

$5,0

00$1

,000

$2

,000

$3,0

00

$6,0

00

Ann

ual d

educ

tible

sing

le

out-

of-n

etw

ork

– fa

mily

$2,0

00

$4,0

00

$5,0

00

$10,

000

$7,0

00

$14,

000

$1

0,00

0

$20,

000

$15,

000

$3

0,00

0$2

0,00

0

$40,

000

$2,0

00

$4,0

00$5

,000

$1

0,00

0$2

,000

$4

,000

$6,0

00

$12,

000

Coi

nsur

ance

– P

lan

Pay

s:(u

nles

s ot

herw

ise

note

d)

• 8

0% in

-net

wor

k•

60%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

• 7

0% in

-net

wor

k•

50%

out

-of-

netw

ork

Ann

ual i

n-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$3

,000

$6

,000

$4

,500

$9

,000

$5

,500

$1

1,00

0$7

,000

$1

4,00

0$9

,500

$1

9,00

0$1

2,00

0

$24,

000

$4,0

00

$8,0

00$6

,500

$1

3,00

0$3

,000

$6

,000

$9,0

00

$18,

000

Ann

ual o

ut-o

f-ne

twor

k

– si

ngle

ou

t-of

-poc

ket

max

imum

2 –

fam

ily$1

0,00

0

$20,

000

$13,

000

$2

6,00

0 $1

5,00

0

$30,

000

$18,

000

$3

6,00

0 $2

3,00

0

$46,

000

$28,

000

$5

6,00

0$1

2,00

0

$24,

000

$15,

000

$3

0,00

0$1

2,00

0

$24,

000

$16,

000

$3

2,00

0

Ann

ual b

enefi

t m

axim

um(fo

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10 For more information call 855.MyPriority (855.697.7467)

Overviewofbenefits

MyPriority Dental & Dental ProMyPriority Dental MyPriority Dental Pro

$26.97 perpersonpermonth

$36.41 perpersonpermonth

Deductibles and maximums

Annualdeductible $50perpersonontheplan, $150 per family

None

Annualbenefitmaximum $1,000perpersonontheplan

$1,500perpersonontheplan

Benefit category Plan paysMember pays

Plan paysMember pays

Class I — Preventive services

Includesexams,cleanings,andfluoridetreatments.(Cleanings, exams:limittwoperyearandfluoridetreatment:limitoneperyear)

100% 0% 100% 0%

Emergencypalliativetreatment—usedtotemporarilyrelievepain 80% 20% 80% 20%

X-rays(limitoneperyear) 80% 20% 80% 20%

Sealants—dentalsealantstopreventdecayofpermanentmolars (toagenineonfirstmolarsandage14onsecondmolars,limitone perlifetime).

80% 20% 80% 20%

Class II — Minor restorative services (six month waiting period)

Oralsurgeryservices—extractionsanddentalsurgery,includingpreoperative and postoperative care

50% afterdeductible

50% 75% 25%

Minorrestorativeservices—usedtorepairteethdamagedbydiseaseorinjury(forexample,amalgam[silver]fillings)

50% afterdeductible

50% 75% 25%

Class III — Major restorative services (six month waiting period)

Endodontics—usedtotreatteethwithdiseasedordamaged nerves(rootcanalsforexample)

50% afterdeductible

50% 50% 50%

Periodontics—usedtotreatdiseasesofthegumsandsupportingstructuresoftheteeth.

50% afterdeductible

50% 50% 50%

Bridges 50% afterdeductible

50% 50% 50%

Dentures 50% afterdeductible

50% 50% 50%

Implants 50% afterdeductible

50% 50% 50%

Crowns 50% afterdeductible

50% 50% 50%

Class IV — Orthodontic services

Orthodonticdiagnosticproceduresandtreatments(toage19) 0% 0% 50% 50%

Orthodonticservicesbenefitmaximum $0–noseparatebenefitmaximumfororthodonticservices

$1,500 per person per lifetime

Additional limitations may apply for certain services.

11priorityhealth.com

6 insurance terms you should know Before,thetrivialdetailsofinsurancedidn’tmatter. Now you need to know. We make it easy.

1. Copayment: Theamountyoupayforspecificmedicalservicesandprescriptions

covered by the plan.

2. Coinsurance: ThecostoftreatmentsharedbetweenyouandPriorityHealth.

Thisisusuallycalculatedasapercentageofthetotalcost.Oftencoinsurance

applies only after you meet your deductible.

3. Coverage: With MyPriority, you’recovered.Your“coverage”iswhatwe’llpayfor.

4. Deductible:TheamountyoupayperplanyearbeforePriorityHealthstartspaying.

5. In-network: MyPriority has doctors, hospitals, pharmacies and other care

providersthatchargePriorityHealthmembersaspecialdiscountedrate.You’ll

save, too, if you use our network.

6. Urgent care: If you can’t see your regular doctor, urgent care centers and walk-in

centersareusuallyyourbestchoice.(You’llpay$30foreachvisituptofourvisits.)

Save money

You’ll save on monthly premiums if you choose higher deductibles.

12 For more information call 855.MyPriority (855.697.7467)

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$1

0,00

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out-o

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k80

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%

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%

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%

70%

50

%

70%

50

%

70%

50

%

70%

50

%

Mal

e

0-25

dep

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ents

$97

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$76

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$68

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$59

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$44

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$39

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$91

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$26.

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6.97

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MyP

rio

rity

Den

tal P

ro$3

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$36.

41$3

6.41

$36.

41$3

6.41

$36.

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6.41

$36.

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6.41

$36.

41

Fem

ale

0-25

dep

end

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$97

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$76

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$68

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$59

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$44

.00

$39

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$70

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00

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9 1

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03

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04

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03

26.0

03

53.0

02

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0

Acc

iden

t ri

der

$4.

40

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80

$11

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$19

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$4.

40

$8.

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MyP

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Den

tal

$26.

97$2

6.97

$26.

97$2

6.97

$26.

97$2

6.97

$26.

97$2

6.97

$26.

97$2

6.97

MyP

rio

rity

Den

tal P

ro$3

6.41

$36.

41$3

6.41

$36.

41$3

6.41

$36.

41$3

6.41

$36.

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6.41

$36.

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75.0

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60-6

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$4.

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11.0

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8.00

30-3

4 1

33.0

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02.0

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4.00

35-3

9 1

76.0

01

35.0

01

24.0

0

40-4

4 2

09.0

01

60.0

01

47.0

0

45-4

9 2

44.0

01

87.0

01

72.0

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50-5

4 2

80.0

02

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97.0

0

55-5

9 3

27.0

02

51.0

02

31.0

0

60-6

4 3

85.0

02

95.0

02

71.0

0

Acc

iden

t ri

der

$4.

40

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MyP

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$26.

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44.0

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50-5

4 2

60.0

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99.0

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83.0

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55-5

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20.0

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46.0

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26.0

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60-6

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Acc

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MyP

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Fem

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0-18

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68.

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19-2

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2.00

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9.00

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2.00

30-3

4 1

40.0

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07.0

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35-3

9 1

84.0

01

41.0

01

30.0

0

40-4

4 2

19.0

01

68.0

01

54.0

0

45-4

9 2

55.0

01

96.0

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80.0

0

50-5

4 2

93.0

02

25.0

02

07.0

0

55-5

9 3

43.0

02

63.0

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42.0

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60-6

4 4

04.0

03

09.0

02

84.0

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Acc

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$4.

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MyP

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4 1

05.0

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7

4.00

35-3

9 1

24.0

09

5.00

8

7.00

40-4

4 1

43.0

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10.0

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01.0

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45-4

9 1

77.0

01

36.0

01

25.0

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50-5

4 2

24.0

01

72.0

01

58.0

0

55-5

9 2

77.0

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12.0

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95.0

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60-6

43

38.0

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59.0

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38.0

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69.0

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94.0

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8.00

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4 1

11.0

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5.00

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8.00

35-3

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31.0

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01.0

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4 1

52.0

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16.0

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07.0

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45-4

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87.0

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43.0

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32.0

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4 2

37.0

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82.0

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67.0

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55-5

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93.0

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24.0

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06.0

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58.0

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74.0

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52.0

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Acc

iden

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