O/o The Controller General of Patents,Designs & Trade Marks requires 459Examiner of Patents & Designs.Last Date : 24.08.2015 (pg 54)

CGPDTM

Union Public Service Commission noti-fies Combined Defence ServicesExamination (II), 2015.Vacancies 463Last Date : 14.08.2015 (pg 2-10)

UPSCJOB HIGHLIGHTS

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I f you are good at Maths and Englishand want to make a career in the bank-

ing sector, then this is the right time tomake a move. Most government and pri-vate banks in India are currently recruit-ing or plan to do so in the near future.Banks have also been expanding theirbranch and ATM network in a big waydue to which they need trained humanresources on a large scale.In the last few decades, the bankingindustry has experienced fundamentalchanges. The example of HemamaliniVenkatraman is an interesting case inpoint. After completing her graduationwith a gold medal in the 1980s from avery famous college of an average Indiantown, she was asked by the media if shewanted to become an IAS officer or trysome other field. She remarked that shewanted to become a Probationary Officer(PO) in a bank. Not only her parents buteven her school teachers as well as themedia were stunned at her answer thatinstead of attempting to qualify for anIAS exam, such an intelligent girl wantedto become an officer in a bank. Suchreactions were quite obvious at that timebecause civil services then had aroundone thousand vacancies a year whereasbanks barely had 40 to 80 vacancies. Ifany bank ever advertised for over 100vacancies, it used to be a huge sensa-tion. But now the scenario has changedand a large number of vacancies areadvertised. Now is the time for thosewho want to opt for career in banking.

Growing OpportunitiesThe retired assistant general manager ofVijaya Bank, A P Singh says that thenature of expansion of the banking sec-tor is such that new branches are beingopened in villages and thus well-trainedpersonnel are the need of the hour. Hefurther adds that suburban areas inalmost all cities are also expanding withnew colonies growing at a fast pace. Nosooner does a new colony come in, abank branch is needed instantly. Once abank makes a debut, the rest follow suit.Another observation that he makes isabout the changing nature of servicesoffered by banks.He says, earlier government and private

sector banks used to provide servicespertaining to deposit and remittance ofmoney, loans and debt. But now banksare also selling insurance policies andoffering services in the financial sectorsuch as mutual funds and strategicinvestment plans. With this, the range ofservices has increased, and so hasopportunity for employment.Recruitment scenarioAccording to Hansmukh Aadilya, secre-tary, Central Bank, this year's recruit-ment would certainly not be less thanthat of the last year. Dr. Upendra Sah, alecturer in the department of economicsat the Tilka Manjhi Bhagalpur University,

CAREER OPPORTUNITIES IN THE BANKING SECTOR

VOL. XL NO. 17 PAGES 56 NEW DELHI 25 - 31 JULY 2015 ` 8.00

MSMEs: PROPELLING SOCIO-ECONOMIC DEVELOPMENTKalraj Mishra, Union Minister

O ver the last five decades, Micro,Small and Medium Enterprises

(MSMEs) have emerged as a highlyvibrant and dynamic sector of the Indianeconomy. The sector plays an importantrole in providing employment opportuni-ties in large numbers at comparativelylower capital costs as compared to largeindustries. MSME sector also helps in theindustrialisation of rural and backwardareas, reducing regional imbalances,assuring more equitable distribution ofnational income and wealth.This sector contributes around 8 per centto the GDP, 40 per cent of the totalexports and 45 per cent of the manufac-turing output. This way, the MSME sectorhelps in the socio-economic developmentof the country. As per the Fourth All IndiaCensus of the Micro, Small and MediumEnterprises, the total number of enterpris-es of the MSME sector are 361.76 lakh ofwhich 15.64 lakh are registered enterpris-es. It has also been recorded that thesector offers employment to 805.24 lakhpeople. The Ministry of Micro, Small and MediumEnterprises and its organisation comple-ments the states in their efforts. The sec-tor also encourages entrepreneurship,employment and livelihood opportunitiesand enhance the competitiveness ofMSMEs in the changed economic sce-nario. The two statutory bodies under thisministry are ‘The Khadi and VillageIndustries Commission (KVIC)’ and ‘CoirBoard’. These two statutory bodies are

specifically mandated to address thegrowth and development of the Khadi,Village Industries and the coir industries.Besides these, the ministry also imple-

ments the Prime Minister’s EmploymentGeneration Programme through the KVIC(nodal agency) and the StateGovernments. In the recent months, for active engage-ment with stakeholders and enhancingthe reach of its development pro-grammes, the Ministry has launched itselfon social media platforms like Facebookand Twitter. This is in addition to themobile-friendly websites of the ministryand its field offices through which the

ministry has been disseminating informa-tion about its activities. The Facebookpage of the ministry has around 70 percent of the followers in the 18-34 age

group. The Ministry under Section 9 of MSMEDevelopment Act, 2006 has advised theframework for the revival and rehabilita-tion of MSMEs. Under this act, any enter-prise can seek revival and rehabilitationbenefit through a Committee constitutedby banks with representatives from StateGovernments, experts and others. Thisframework is a mechanism for revival andrehabilitation of MSMEs, giving voice tothe entrepreneurs and is expected to

balance the interests of debtors andcreditors. The MSME Ministry has also introduced anew scheme for Rural Livlihood BusinessIncubators (LBI) for providing jobopportunities to rural youth for setting uptheir own enterprises. Other highlights ofthis program are Technology BusinessIncubator (TBI) for commercialisation ofinnovative technology and a Fund ofFunds. The Scheme of Funds for Regenerationof Traditional Industries (SFURTI) hasbeen revamped to revitalise the villageindustries, both in terms of quantum ofassistance and scale of professionalism.As of now the village industries coverclusters up to 2,500 artisans who can getassistance of Rs 8 crore, which was ear-lier limited to Rs 1 crore. Coir UdyamiYojana, a credit linked subsidy schemepromotes the adaptation of mechanisa-tion and modern technologies in settingup enterprises for value addition in coirsector. This scheme has a subsidy com-ponent of 40 per cent of project costs ofup to Rs 10 lakhs for setting up coir unitswhich was earlier limited to Rs 5 lakh.Apart from this, 20 items reserved formanufacturing by MSEs have been de-reserved to facilitate higher investment,improvement of technology and growthprospects of the sector. The proposal ofMinistry to enhance the limit of invest-ment in plant and machinery by way of anamendment to MSMED Act, 2006 is

WEB EXCLUSIVESFollowing item is available in the Web Exclusivessection on www.employmentnews.gov.in :

Digital India :Industry pledges Rs 4.5 lakh croreto create 1.8 million jobs & end Digital Divide

For Informative articles on current affairsyou can also visit :www.facebook.com/yojanaJournalwww.facebook.com/publicationsdivision

Continued on page 56

Continued on page 56

Turn over the pages for other vacanciesin Banks, Armed Forces, Railways, PSUsand other Govt. Deptts

Baroda Uttar Pradesh Gramin Bankrequires 136 Office Assistant.Last Date : 05.08.2015 (pg 23-24)

BANK

Shishir Kumar Chaurasia

CUSBCentral University of South Bihar requires 66Professor, Associate Professor & Assistant Professor.Last Date : 10.08.2015 (pg 37)

56 www.employmentnews.gov.in Employment News 25 - 31 July 2015

DELHI POSTAL REGD. NO. DL-SW-1/4101/2015-17U(C)-108/2015-17 Licensed to Post without prepayment RNI 28728/76 N.D.P.S.O. New Delhi 24/25.7.2015 Date of Publishing : 20.07.2015 (` 8.00)

Air Surcharge 20p for Srinagar, Leh, Kalimpong, Imphal, Dimapur, Agartala, Duliajan, Karimganj, Chabua, Diphu, Dibrugarh, Tezpur, Haillakandi, Mariani, Jorhat, Shillong, Digboi, Silchar, Port Blair

Printed & Published by Dr. Sadhana Rout, Additional Director General, on behalf of Publications Division, Ministry of Information & Broadcasting, Govt. of India, New Delhi and Printed at Amar Ujala Publication Ltd., C-21 & 22,Sector-59, Noida-201301. Published from Employment News (Ministry of I. & B.) East Block-IV, Level-5, R.K. Puram, New Delhi-110066. Editor - Divyanshu Kumar

The Union Cabinet has approved the redevelopment of 400 major railway sta-tions. This approval will enable the Union Ministry of Railways to accelerate theredevelopment of ‘A-1’ and ‘A’ category railway stations across the country whichare located in major cities, metros, pilgrimage centres and important tourist des-tinations. Under this initiative, major stations will be redeveloped by leveragingreal estate development of land and air space in and around the stations. The Government has also given nod for forming an expert group under theChairmanship of Mr. Arvind Panagariya, Vice-Chairperson, NITI AAYOG, to clas-sify the Caste names returned in the Socio Economic and Caste Census, 2011(SECC). The expert group will be serviced by the Ministry of Social Justice andEmpowerment and Tribal Welfare. Other members will be nominated by the twoMinistries. The enumeration has thrown about 46 lakh Caste/Sub Caste names/synonyms/ surnames/ clan/gotra names.Ministry of Agriculture has introduced solar energy pumping systems under the‘Sub Mission on Agriculture Mechanization’ (SMAM) to cope up with the growingdemand of solar pumping systems in irrigation. Under SMAM, financial assis-tance will be provided through the respective State Governments on the purchaseof the different type Farm Machinery & equipment for individual ownership, estab-lishing Farm Machinery Banks to provide custom hiring services to the farmers.GAGAN (GPS AIDED GEO AUGMENTED NAVIGATION) system has been for-mally launched by the Civil Aviation Ministry.GAGAN is the first SBAS (SatelliteBased Augmentation System) in the world certified for Approach with VerticalGuidance operating in the Equatorial Ionospheric region. In the aviation field,GAGAN will support more direct air routes, reduce fuel consumption and improvesafety. In addition, GAGAN provides benefits to agriculture, all modes of trans-portation and public services such a defence services, security agencies and dis-aster recovery management by aiding in search and rescue.Government has brought 39 more drugs, including the drugs to treat diseasessuch as diabetes and digestive disorders, under price control as part of its effortsto make medicines affordable in the country. As per the notification of NationalPharmaceutical Pricing Authority, NPPA , the prices of formulations includingCiprofloxacin Hydrochloride, Cefotaxime, Paracetamol, Domperidone andMetformin+Glimepiride have been fixed. The new medicines are the latest addi-tions to the price control list, which covers over 500 drugs.

NEWS DIGEST

analyses the possible recruitment in thebanking sector in a different way. Accordingto him, every year, thousands of officersare retiring in almost all the old governmentbanks. This number is among the highestin bigger institutions like the State Bank.Naturally these seats have to be filled soonto ensure the organization' smooth function-ing. Additionally, in rural as well as urbanareas, private sector banks, like governmentbanks, are also opening their new branchesand want to expand their business aggres-sively. Though the number of employeesand offices in the newly opened branches isless, yet, at least five to six people arerecruited. Additionally, providing license toseveral new banks is in line this year. Publicsector company IDFC and the non- bankingfinance company (NBFC) Bandhan are saidto have received licenses to open banks.Bandhan has even announced the com-mencement of bank operations formally

from next month. According to a non-officialestimates, this year there is likely to be 60to 80 thousands vacancies and recruit-ments in the banking sector.Indian Banking SystemDr. Upendra Sah says that the Indianbanking system is very strong and holds thecomplete Indian economy strongly. Thestrength of this system could be taken intoaccount with the fact that a few years backwhen the world economy was under thethreat of recession, Indian economy cameout largely unscathed because of its strongbanking system. After independence, thestory of banking regulations began with theBanking Regulating Act of 1949. That timebanking system was completely private andmost of the rough edges were found in thissystem. Later in 1969, 14 banks werenationalized. After 11 years, in 1980, 6 morebanks were nationalized. Among these,New Bank of India was merged with PunjabNational Bank. As of now, there are 19nationalized banks in India whereas thenumber of State Bank of India and its sub-sidiary banks is six. In private sector there

are 18 banks whereas an announcementregarding license to two more banks wasmade.The process of Bank recruitmentThere is a common written test for therecruitment which is conducted by theInstitute of Banking Personnel Selection(IBPS). This test is being conducted twice ina year for recruitment in 19 governmentbanks. The State Bank of India with its con-stituent banks conducts its own test sepa-rately. Now after appearing in one test,they will be eligible to seek employment atseveral banks. For the government banks,including the regional ones, IBPS holds ajoint online examination followed by inter-view. Pre-examination training is alsoarranged for SC/ST candidates. For a jobin a regional rural bank knowledge of locallanguage is also required. In the privatesector, there are no set selection criteria orprocess. They recruit according to their ownprocess. Many Private Banks usually pre-fer campus selection.Category of the Banks and NameGovernment Banks

State Bank and its co-ordinating units (StateBank of Bikaner and Jaipur, State Bank ofHyderabad, State Bank of Patiyala, StateBank of Mysore, State Bank of Travencor).Public Sector BankAllahabad Bank, Andhra Bank, Bank ofMaharashtra, Bank of India, Bank ofBaroda, Canara Bank, Central Bank ofIndia, Corporation Bank, Dena Bank, IndianBank, India Overseas Bank, Oriental Bankof Commerce, Punjab National Bank,Punjab & Sindh Bank, Syndicate Bank,UCO Bank, United Bank of India, UnionBank of India, Vijaya Bank, IDBI Bank,Bhartiya Mahila BankPrivate Sector BankCatholic Syrian Bank, City Union Bank,Dhan Laxmi Bank, Federal Bank, Jammu &Kashmir Bank, Karnataka Bank, KarurVaishya Bank, Lakshmi Vilas Bank, NainitalBank, Ratnakar Bank, South Indian Bank,Tamil Nadu Mercentile Bank, Axis Bank,Kotak Mahindra Bank, HDFC Bank, ICICIBank, Indusind Bank, Yes Bank.(The author is a senior journalist).

under consideration of DepartmentRelated Parliamentary StandingCommittee (DRPSC) after its introductionin Lok Sabha. A national portal for filing ofEntrepreneurs Memorandum (EM –I &EM-II) has been adopted by over 13states and UTs with over 46,000 enter-prises enabled to file their EM-I online.The process is about to persuade otherstates and UTs to adopt this for promotingEase of Doing Business. As part of Entrepreneurship cum SkillDevelopment Program ( ESDP) initiative,M/o MSME through EnterpreneurshipDevelopment Institutes (EDIs) hadrecently organised 9,142 training pro-grammes for 2,60,888 youth to makethem ready for the industry and for settingup their own enterprises. From providingskilled manpower for enterprises in high-end manufacturing, 1,65,340 youth havebeen trained and 36,216 enterpriseshave been benefitted through 18Technology Development Centres. In the revised budget allocation, Rs2389.90 crore have been spent during2014-15 which amounts to 95.6 per centof Ministry’s allocation. This is slightlybetter than 87.73 per cent (Rs 2281.15crores) utilised during 2013-14. All con-

cerned have been advised to ensure fullutilisation of Rs 2612.51 crores allocatedin the Budget Estimates of 2015-16.MSME is significantly contributing to the‘Make in India’ initiative. In order to pro-mote collateral free lending under CreditGuarantee Fund trust for Micro and SmallEnterprises (CGTMSE) scheme, guaran-tees have been given to 4,03,400 enter-prises in the manufacturing sector with afinancial assistance of Rs 8,883 crore. Asubsidy of Rs 449 crore was availedthrough nodal banks in addition to twonew banks, i.e. Corporation Bank andIndian Bank under the Scheme. As part of ‘Make in India’ initiative anecosystem has been created through TCSP(Technology Centre System Programme). Acentre of excellence has been set up inIndian Institute of Science (IISc), Bengalurufor commercialisation of 110 technologiesunder Design Scheme of the Ministry.Similarly, under the Cluster Developmentinitiative, 43 new clusters have been takenup for various interventions. Other than this,Public Procurement Policy for MSME hasbeen ensured through 375 vendor develop-ment programmes with over 1,300 buyers(CPSUs and large industries) and 20,000sellers (MSEs). The Ministry has also been promotingZero Defect and Zero Effect (ZED) man-ufacturing. The ministry has scaled upLean Manufacturing Competitiveness

Scheme at a total project cost of Rs 241crore to cover 1,491 units in 536 clusters.The lean intervention has become verypopular in sectors such as AutoComponent, General Engineering andFabrication, Textile, Hosiery, Ready-made Garments, Food Processing,Leather, etc. 357 lean manufacturing con-sultants have been empanelled. As a partof the Zero Effect initiative, i.e. to promoteenergy efficiency and pollution control aMSME-Global Environment Facility-United Nations Industrial DevelopmentOrganization Clean Tech Programme hasbeen launched. Besides, ZED MaturityAssessment Model for MSMEs has beendeveloped for implementation. As part of the Skill India initiative, DistrictIndustrial Profiles (DIP) of 606 districtsand skill gap analysis of 676 districtshave been prepared. The products of theclusters and skill development needs ofthe cluster have also been mapped. Aspart of skill mapping, equipments andmachineries available with training insti-tutions such as ITIs and Polytechnicshave also been listed to design skillimprovement initiatives. To meet the skill needs of technically edu-cated youth, the MSME has openedSamsung Technical School at 10 locationssuch as Ludhiana, New Delhi, Hyderabad,Ahmedabad, Aurangabad, Bhubaneswar,Chennai, Mumbai and Kolkata. An MoU

has also been signed with SamsungElectronics for starting of MSME-Samsung Digital Academy for the devel-opment of mobile Apps. 71 modular cours-es on various training topics have alsobeen developed after vetting by industry.These courses are being translated intovarious regional languages as well. Another major highlight of the ministry isthe emphasis on Khadi. After the intro-duction of solar Charkha, the increasingsale of Khadi products and the endorse-ment by Honourable Prime Minister in‘Mann ki Baat’, the ministry has also start-ed paying stress on Khadi. The ministry isalso offering social security to the work-ers. As a part of this initiative, especiallyfor Khadi (spinners & weavers) and coir(husk collectors, spinners and weavers)workers who are poor and low incomecategory are being encouraged to openan Aadhar-enabled account to get thebenefits of Pradhan Mantri Jan DhanYojana, take accidental insurance for tak-ing advantage of Pradhan Mantri JeevanSuraksha Yojana and life insurance cov-erage under Pradhan Mantri Jeevan JyotiYojana. The above initiatives will cover 15lakh workers in Khadi and village industryand about 7 lakh workers in coir sectorswithin a definite timeframe. (The author is Union Minister of Micro,Small & Medium Enterprises, MSME).

MSMEs: PROPELLING...Continued from page 1

CAREER OPPORTUNITIES...Continued from page 1

Government has launched SKILL INDIAon the occasion of the first-ever WorldYouth Skills Day on 15th July, 2015 inNew Delhi. During the event, PrimeMinister Narendra Modi unveiled the SkillIndia logo and launched four landmarkinitiatives of the Ministry ofSkill Development andEntrepreneurship: NationalSkill Development Mission,National Policy for SkillDevelopment andEntrepreneurship 2015,Pradhan Mantri KaushalVikas Yojana (PMKVY)scheme and the Skill Loanscheme. Speaking on theoccasion, the Prime Ministerarticulated a clear vision for Skill India.Highlighting the centrality of skills toIndia’s development, he called upon gov-ernment, private sector and India’s youthto work together to make this vision areality. The Pradhan Mantri Kaushal VikasYojana (PMKVY), the Ministry’s flagship,demand-driven, reward-based skill train-ing scheme will incentivise skill trainingby providing financial rewards to candi-dates who successfully completeapproved skill training programmes.Over the next year, PMKVY will skill 24lakh youth, across India. For the firsttime, the skills of young people who lackformal certification, such as workers inIndia’s vast unorganised sector, will be

recognised. Through an initiative knownas ‘Recognition of Prior Learning’ (RPL),10 lakh youth will be assessed and certi-fied for the skills that they already pos-sess. Loans ranging from Rs5,000-1.5 lakhs will be made available to

34 lakh youth of India seek-ing to attend skill develop-ment programmes over thenext five years under the SkillLoan scheme. Sanction let-ters for the first ever SkillLoans were handed out bythe Prime Minister to aspiringtrainees.During the function, Mr.Narendra Modi awarded SkillCards and Skill Certificates

to trainees who had recently completedtraining through the Pilot Phase ofPMKVY, which started in May 2015.Such Skill Cards and Skill Certificateswill allow trainees to share their skill iden-tity with employers. Each Skill Card andSkill Certificate features a QuickResponse Code (QR Code), which canbe read through a QR reader on mobiledevices. Trainees can use these to sharetheir skill qualifications with employers ina quick and reliable way during the jobsearch process.Across the country, 2,33,000 youth wereawarded certificates from ITIs, and18,000 plus graduating studentsreceived job offer letters on the occasionof World Youth Skills Day.

SKILL INDIA