morgan installed as 2014-2015 chairman schonacher named ...tib-the independent bankersbank, dallas,...

With more than 35 years of experience in the banking and financial services

industry, Gary Wilson joins Dal-las-based Plain-sCapital Bank as TX Coastal Bend region chairman. He is responsible for market de-velopment and management of the Coastal Bend

region, with a primary focus on the Corpus Christi, Victoria, and Alice markets. Prior to joining PlainsCapi-

Pine Bluff banker Chuck Morgan was installed as the 2014-15 chairman of the Arkansas Bankers Asso-ciation at the 124th Annual ABA Convention on May 15 in Little Rock. Morgan is president/CEO of Relyance Bank and Jeffer-son Bancshares Inc. in Pine Bluff. He is a graduate of the University of Arkansas at Fayetteville, the South-western Graduate School of Banking at SMU in Dallas, and the American Bankers Associa-tion’s Graduate School of Bank Invest-ments and Financial Management. Morgan previously served on the board of directors for the Federal Home Loan Bank of Dallas for 10 years, He currently serves on the executive commitee for the Jefferson Regional Medical Center and the Economic De-velopment Alliance of Jefferson County. Other officers installed include:

Volume 144, No. 23June 16, 2014

In This Issue...C F P B P r o p o s e s t o A m e n d Regulation PFeature..............................................3

M&A Activity Updates.................8

Charter Activity..............................9

Classified.......................................10

Please route this issue:

www.bankersdigest.com

Morgan Installed as 2014-2015 Chairman At 124th Arkansas Bankers Association Convention

Published weekly on Mondays except fifth Mondays

Chuck Morgan

Schonacher Named IBC Oklahoma Pres & CEO

tal, he served as Corpus Christi market president for BBVA Compass (former-ly Texas State Bank, McAllen), where he served for 12 years. Wilson holds a BBA degree in fi-nance and marketing from Texas State University and completed the South-western Graduate School of Banking at SMU in Dallas. He is active in the local community, serving as a board member for the Food Bank of Cor-pus Christi and past president of the Driscoll Children’s Hospital Foundation. PlainsCapital Bank has filed appli-cations with regulators for offices in Alice and Victoria Q

Wilson

International Bank of Commerce, Lar-edo, TX, has named Bill Schonacher

to lead its Okla-homa operations as president/CEO. He has 22 years of banking indus-try experience and has served with IBC Bank for near-ly half that time. He becomes only the second CEO

for IBC Bank’s Oklahoma market since International Bancshares Corpora-tion (IBOC) acquired Local Oklahoma Bank, Oklahoma City, 10 years ago. Schonacher assumes the CEO lead-ership role, which includes managing the day-to-day operations of the com-mercial lending department and over-seeing the retail branch network of 52 locations, serving 31 cities in 24 coun-ties. He will retain his position on the advisory board of the Oklahoma op-erations of IBC Bank. Prior to joining IBC in 2004, he served with Local Okla-homa Bank and Bank of America Q

chairman-elect, Robert Y. “Bob” Tay-lor; vice chairman, Sean Williams; and

treasurer, Mark Ferguson. Taylor serves as president/CEO of Parkway Bank in Rog-ers and also as president/CEO of its privately-held holding company, Portland Bancshares. Williams is president/CEO of First National Bank in Wynne and a member of the board of directors for Twin Lakes Community

Bank, Flippin, a subsidiary of First Na-tional Bank. Ferguson is executive vice president of First Security Bancorp, a Searcy-based financial services holding com-pany, where he serves on the executive commitee and on numberous boards within the corporation. The Arkansas Bankers Association, established in 1891, is AR’s oldest and largest banking industry organization Q

Schonacher

Wilson Is PlainsCapital Bank Coastal Bend Chairman

BANKERS DIGEST June 16, 2014

Norm Bagwell, chairman/CEO, Bank of Texas, and Brad Vincent, EVP and

healthcare bank-ing manager, BOK Financial, jointly announced the appointment of Jody Hodges as senior vice presi-dent and manager of Dallas health-care banking, Bank of Texas.

Hodges will provide overall leader-ship and direction for the healthcare banking team throughout the Dallas area, focusing on expanding Bank of Texas’ presence within the healthcare industry, A 15-year banking veteran, Hodges served in various roles with Bank of America Merrill Lynch, including most recently, senior vice president and se-nior client manager for commercial

p e o p l e TeXAS

Retired Banker, ‘Horn Football Legend James E. Saxton Jr. Dies

Bankers Digest®

Established 1942A Weekly Bank News Magazine

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Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

Palestine hometown hero, Texas Longhorn football legend, and retired 27-year banker James Everret Saxton Jr. died on May 28 at the age of 74. He died in Austin after a long battle with dementia. Saxton was born on May 21, 1940, and would become a legendary half-back on Coach Darrell Royal’s Texas Longhorn football teams in late 1950s and early 1960s. He was the first Long-horn football player to be named All-American and finished 3rd for the Heisman Trophy in 1961. After gradu-ation from The University of Texas at Austin, he signed to play professional football but wisely decided to enter the banking business, where he had a 27-year career. Saxton would become in the late 1980s chairman of the board of direc-tors and CEO of Texas Commerce Bank in Austin, after serving in various exec-utive positions with TCB and predeces-sor The Capital National Bank in Austin from the early 1970s. He also served as chairman of the State Board of Insur-ance and was a civic leader in Austin. A memorial gathering was be held on Tuesday, June 10, at the Touchdown Club on the 8th floor of the DKR Me-morial Stadium in Austin Q

Bank of Texas Names Hodges SVP, Manager of Dallas Healthcare Banking, Ups Thomas in Houston

Hodges

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banking. Hodges earned a BS degree from West Texas A&M University and an MBA degree in finance and interna-tional business from TCU. Actively involved in the commu-nity, Hodges is a current member of the board for Woodrow Wilson High School Community Foundation, North Dallas Chamber of Commerce, and the White Rock YMCA. He was also a member of the TEXPO Steering Committee for Association of Finan-cial Professionals and on the steering committee for Oklahoma Cash Man-agement Association. While at Bank of America, he served as the March for Babies chairman in 2011 and the American Heart Association chairman in 2010. Randy Walker, Houston Region CEO, and Jason Walker, SVP and man-ager, commercial real estate, jointly announced the promotion of Erik Thomas to assistant vice president. Thomas joined Bank of Texas in 2011 as an officer and credit specialist for the commercial real estate team. He was later promoted to account manager. Prior to joining Bank of Tex-as, he served three years at Frost Bank as a private banking analyst in San Antonio and an associate relationship manager in Dallas. He earned a BBA degree in management from Texas State University in San Marcos Q

TIB-The Independent BankersBank, Dallas, announced that Vice Presi-dent Traci Shore has been promoted to senior vice president of human re-sources. Shore joined TIB in 2008 and pos-sesses almost 20 years of experience in the human resources field, both as a generalist and an employee rela-tions consultant. She earned a BA de-gree in psychology from the University of North Texas Q

Shore Is SVP, Human Resources, TIB Dallas

June 16, 2014 BANKERS DIGEST

privacy notice since the institution last provided the previous initial or annual privacy notice to the customer; and

5) Use the model privacy form for the institution’s annual privacy notice. The CFPB estimates that the pro-posed changes could save the indus-try up to $17 million annually in mail-ing and operating expenses, but it is unclear just how many financial insti-tutions would opt to go this route. The CFPB recently extended what was previously a thirty-day deadline for submitting comments to the pro-posed rule from June 12, 2014, to July 14, 2014. Should the CFPB promul-gate the proposed rule, institutions who choose to take advantage of this change will want to add E-Sign disclo-sures to their customer agreements. (Editor’s comments: On June 4, 2014, the federal bank regulatory agencies (Board of Governors of the Federal Reserve System, FDIC, and OCC) pub-

R E G U L A T I O N SConsumer Financial Protection Bureau Proposes to Amend

Regulation P

(continued on Page 8)

On May 6, 2014, the Consumer Finan-cial Protection Bureau (“CFPB”), www.consumerfinance.gov, proposed a rule that would amend Regulation P (12 CFR Part 1016) to permit financial institutions, under certain circum-stances, to deliver annual privacy no-tices to their cus-tomers using an alternative online delivery method. (the proposed rule was published in the Federal Register, www.federal register.gov, on May 13). CFPB Director Richard Cordray has said that the proposed rule “would make it easier for consumers to find and access privacy policies, while also making it cheaper for industry to pro-vide disclosures.” The Gramm-Leach-Bliley Act (“GLBA”) requires financial institutions to pro-vide initial and annual privacy notices to their customers that describe the financial institution’s sharing of con-sumers’ nonpublic personal informa-tion with third parties and how con-sumers can opt out of certain types of sharing. The GLBA applies to both de-pository institutions and non-deposi-tory institutions providing consumer financial products or services. In cer-tain circumstances, GLBA also applies to other types of businesses that do not offer consumer financial products or services. Regulation P is the imple-menting regulation for GLBA. Financial institutions typically send privacy notices to customers through U.S. postal mail, although the current rule does permit financial institutions to send notices electronically to cus-tomers who e-consent. The proposed

rule would provide some financial in-stitutions an additional alternative for complying with this rule by permitting them to post their annual privacy no-tice in a clear and conspicuous man-ner on the institution’s website with-out requiring the customer to login or agree to any other conditions to access the website. This option would be available only to financial institu-tions that:

1) Do not share nonpublic personal information with third parties in a way that would give rise to customer opt-out rights under GLBA;

2) Do not share credit history informa-tion with affiliates other than for cer-tain limited purposes;

3) Provide notice and any opt out rights under the Affiliate Marketing Rule in a place other than the institu-tion’s annual privacy notice;

4) Have not changed the information required to be included in the annual

F e A T U R e

Jacqueline Allen

by Jacqueline Allen

Cox Smith Incorporatedcoxsmith.com


p e o p l e TeXAS

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Broadway Hires Korb & Bonilla, Ups Hardaway(British Columbia), and Texas Tech University. Korb earned a BS degree in management from the U.S. Air Force Academy, an MBA degree in finance from the University of Michigan, and a PhD degree in family and consumer sciences education from Iowa State University. Monica Bonilla joins Broadway

Bank as a vice president, estate settle-ment specialist, in the wealth man-agement division. She is a summa cum laude graduate of St. Mary’s Univer-sity, with a BA degree. She earned a

JD degree from St. Mary’s University School of Law in San Antonio. Julie Hardaway has been pro-moted to senior vice president, wealth advisor team manager, in the wealth man-agement division.

Prior to joining Broadway in 2005, she served as a staff attorney for Bexar

County Probate Court No. 1. She has a BA degree from Southwest-ern University in Georgetown, and a JD degree from Texas Tech Uni-versity School of Law in Lubbock, and was licensed to practice law in

Texas in 1996. She is president of the board for the ARC of San Antonio. Cindy Bosquez has been promot-ed to banking center manager at the Broadway Potranco Village Banking Center in San Antonio. She joined the bank in 2008 as lead teller at the Cul-ebra Banking Center. She has 15 years of banking experience and recently earned a BS degree in finance Q

Tran Promoted to VP/IT, Tradition Bank in HoustonRiky Tran has been promoted to vice president of information technol-ogy at Tradition Bank in Houston. He joined the bank in 2005 with an exten-sive background in IT services Q

Perry Joins Icon Bank of Texas, Business Development OfficerWill Perry has joined Icon Bank of Tex-as, N. A., in Houston as vice president and business development officer. He will focus on developing customers for the bank’s depository products and services Q


Beverly Gaines, senior vice president of Happy State Bank in Amarillo, has been recognized in the Bank Invest-ment Consultant 2014 Top Program Managers list pub-lished by Bank In-vestment Consultant (BIC), a leading financial services industry magazine. LPL Financial LLC, the nation’s largest indepen-dent broker-dealer, an RIA custodian, and a wholly owned subsidiary of LPL Financial Holdings Inc. (NASDAQ: LPLA), congratulated Gaines for being recognized in the 2014 top 20 program managers list. Gaines has over 19 years of invest-ment management experience and joined Happy State Bank in 2007 Q

p e o p l e TeXAS

BBVA Promotes Leonard to Beaumont City President

Happy State SVP Gaines Receives Industry Recognition

Jackson Promoted to VP, Shelby Savings San Augustine

Gaines

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Rick Campbell, Shelby Savings Bank SSB, Center, board chairman, an-nounced the promotion of Tyler Jack-son to vice president. A native of San Augustine, Jackson graduated from Texas A&M University with a degree in finance. He returned to San Augustine in 2009 and joined Shelby Savings Bank in 2010 in the loan servicing department. In 2011 he moved to the Hemphill Branch as a loan officer and transferred to the San Augustine Branch in 2012. Jackson is a member of the San Au-gustine Chamber of Commerce and San Augustine Main Street. He is an avid hunter and is a member of the San Augustine chapter of Ducks Un-limited. Shelby Savings Bank is a $265 million-asset independent, commu-nity bank with four locations — two branches in Center and branches in San Augustine and Hemphill Q

BBVA Compass has promoted Will Leonard to city president in his native Beaumont, where he will be responsi-ble for representing the bank and grow-ing its presence in the market. The an-nouncement was made by East Texas Regional Executive Dan Brown, who previously led the Beaumont market. Leonard most recently served as senior vice president of commercial banking for BBVA Compass. He began his banking career in 1983 and has worked for several banks in the region.A graduate of Lamar University, he serves on the boards for the Neches River Festival, United Way, Christus Hospital-St. Elizabeth, and others. Also in Beaumont, Larie Bishop has been promoted to global wealth market leader from relationship man-ager. She began her financial services career in 1990 and joined BBVA Com-pass in 2004 in the real estate and mineral management group Q


p e o p l eARKANSAS

NeW MeXICo

loUISIANA

Greg McKinney, Bank of the Ozarks’ CFO and chief accounting officer, was elected to the bank’s board of direc-tors during its annual shareholders’ meeting on May 19. His election ex-panded board membership to 15. He joined the company in 2003. Shareholders also approved amending the corporate bylaws to al-low up to 20 directors. Ross Whipple, former chairman/CEO of Summit Ban-corp Inc. of Arkadelphia, is expected to join the board in the weeks to come Q

JD Bank Taps New VPsZaglool & Mefford, Leger

Simmons First EVP Smith Becomes NACD Fellow

McKinney Joins Bank of the Ozarks Board of Directors

JD Bank, Jennings, has hired three new bankers at its Lake Charles and Moss Bluff branches. Mike Zaglool joins the Lake Charles branch as vice president of the trust department and new busi-ness development. He has 24 years of experience in financial services with 14 of those as a new business devel-opment officer with several bank trust departments. He is a graduate of the University of Hartford and has com-pleted the Certified Financial Planner course of study with licensure in secu-rities and insurance. Angel Mefford serves as vice presi-dent and branch manager of the Kirby branch. She has more than 35 years of banking experience, including previ-ous positions with Gulf National Bank, Premier Bank, and IBERIBANK. She is active in the community, serving as a member of the Women’s Commission of Southwest Louisiana and Healthy Women Advisory Council. Cory Leger joins as a commercial lender at the Moss Bluff branch. He has more than five years of financial services experience with Capital One He is a graduate of McNeese State University, where he earned a bach-elors degree in finance Q

Simmons First National Corporation, Pine Bluff, announced recently that Susan F. Smith, EVP of corporate strategy & performance and corporate board secretary, has become a Fellow of The National Association of Cor-porate Directors (NACD), the highest level of credentialing for corporate directors and corporate governance professionals. Smith has more than 25 years of financial services experience in the Central AR market, holds a BSBA de-gree in accounting from Washington University in St. Louis, and is a CPA Q

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Roberts Joins Advantage Bank as Vice President

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Tony Roberts has joined Advantage Bank, Oklahoma City, as vice presi-dent and commercial loan officer. Roberts has 23 years of banking and finance experience. He graduated from Southeastern Oklahoma State University and earned an MBA de-gree from Oklahoma City University. He also graduated from the Oklaho-ma Bankers Association Commercial Lending School. He started his career in banking working as a teller at Lincoln Bank in his hometown of Ardmore, then served as a loan officer at American National Bank in Ardmore Q

Smith Is President, Eulert Retires, First NB in HominyTom D. Smith was recently named president/CEO of First National Bank in Hominy following the retirement of longtime president Larry Eulert. Smith told Bankers Digest he joined the bank in late 2013 to prepare for the transition to president after Eul-ert’s retirement. Smith previously served as EVP/CFO of The Eastman National Bank of Newkirk/Tulsa. Eulert, a career banker, joined the bank in 1991 as head of operations and in 1997 was promoted to presi-dent/CEO. Earlier in his career, he served at Southeastern State Bank in Tulsa and First Bank of Catoosa Q

Los Alamos National Bank has named Albino (Al) Hernandez senior vice president in charge of business lend-ing in the Albuquerque metropolitan area. He joined the bank as a senior commercial banker in 2011. Hernandez has 25 years of bank-ing experience in Albuquerque, Santa Fe, Espanola, and surrounding areas. He served as president/CEO of Valley National Bank in Espanola from 2005-2011. He earned a BBA degree from New Mexico State University Q

Hernandez Named SVP,Los Alamos National


N e W S W A T C H TeXAS

Meridian Bank Texas Completes State Bank & Trust DealCullen/Frost Bankers Closes WNB Bancshares Acquisition Meridian Bank Texas (“Meridian

Bank”), a $278.8 million commercial bank headquartered in Fort Worth, announced it closed the purchase of State Bank & Trust Company, Carroll-ton, on June 6. The transaction repre-sents Meridian Bank’s first acquisition in the D/FW Metroplex. Meridian Bank is a subsidiary of Marquette Financial Companies, a

$1.2 billion privately held financial services company established over 50 years ago. Meridian Bank has served customers in Tarrant and Denton counties since the 1980s. State Bank & Trust is a $195.7 million commercial bank founded in 1985. The bank operates a Dallas branch at its corporate headquarters at 2517 MIdway Rd. and a Denton branch Q

Cullen/Frost Bankers Inc., San Anto-nio, closed the transaction to acquire WNB Bancshares Inc., Odessa, on May 30. Cullen/Frost received approval from the Federal Reserve on May 14 for the acquisition. Cullen/Frost CEO Dick Evans said the conversion of WNB Bancshares bank subsidiary Western National Bank (WNB) branches to Frost financial cen-ters is set for June 20. The WNB location in San Antonio will close on June 20. Prior to the transaction, WNB was a full-service bank with total assets of $1.4 billion, total loans of $656 mil-lion, and total deposits of $1.2 billion as of June 30, 2013. Approximately two-thirds of WNB’s loans come from the energy sector. The Permian Basin region in which WNB operates ac-counts for 57% of the oil produced in TX and 14% of the oil produced in the United States. With $24.7 billion in assets as of March 31, 2014, Cullen/Frost Bank-ers operates more than 100 branches throughout TX. After the merger, Cul-len/Frost will remain the sixth larg-est bank in the Lone Star State. Frost Bank is the state’s oldest commercial bank, founded in 1868. Commerce Street Capital, LLC, (CSC), a Dallas-based investment banking firm, advised WNB Bancshares Inc. on its acquisition by Cullen/Frost Bankers, according to announcement made by CSC President/CEO Dory Wiley. CSC Managing Director C. K. Lee was the lead financial advisor for WNB Bancshares and was assisted by Man-aging Director Brian Johnson and As-sociate Preston Simons. CSC’s team worked closely with the WNB Banc-shares leadership in the negotiations with Cullen/Frost Bankers. Lee said, “This is an important transaction for the oil-and-gas produc-ing Permian Basin region. It provides an opportunity for WNB Bancshares to expand the services and products it offers to customers during a period of strong growth in the energy industry. The transaction also deepens Cullen/Frost Bankers’ roots in the heart of oil-and-gas producing West Texas.” Q


N e W S W A T C H F e A T U R e ARKANSAS loUISIANA REGULATIONS (continued from Page 3)

Pine Bluff’s Relyance Bank Buys Building in Little Rock

Community Bank of Louisiana Reopens Logansport Office

First Federal of Harrison Now Bear State Financial

IBERIABANK Completes Teche Holding Co. Merger

First Federal Bancshares of Arkansas Inc. of Harrison is now Bear State Financial Inc., according to George Waldon writing at arkansasbusiness.com. The name change approved by share-holders on March 21 became effective June 3. The name change comes ahead of the company’s annual shareholders’ meeting, set for June 27 in Little Rock. The company’s ticker symbol on the Nasdaq Global Market is now BSF. Also included in the amended ar-ticles of incorporation approved by shareholders in March is an increase in the number of authorized shares from 30 million to 100 million Q

Relyance Bank of Pine Bluff recently bought a Little Rock branch building from Simmons First National Bank for its first Little Rock branch, according to arkansasbusiness.com. The price for the 1,209-sq-ft building with land at 11000 Financial Centre Pkwy. in West Little Rock was $1.2 million. The branch is expected to open in the fall. Also, the bank is negotiating a lease for a building on Cantrell for another branch, said President/CEO Chuck Morgan. If the two Little Rock branches are successful, more will fol-low, he said. Relyance reported total assets of $461.6 million as of March 31 and 12 branches, mostly in Pine Bluff and Hot Springs Q

Community Bank of Louisiana, Mans-field, hosted customers and friends at the Grand Re-Opening on May 18 of the Logansport Office at 201 Main St. For the previous twelve months the of-fice has been operating in temporary facilities while renovation occurred. President William E. Dorroh wel-comed the guests and spoke of the historic nature of the relationship be-tween Community Bank and the town of Logansport. He stated that the bank’s roots began in Logansport in 1901 and that for over the 113 years the bank had served the community continuously first as the Bank of Lo-gansport and now as Community Bank of Louisiana. He continued that this office was the bank’s gift to Lo-gansport for the loyal patronage and friendship over that 113-year period. The renovation of the bank includ-ed purchase and demolition of two downtown structures and a new main entrance facing the west as well as a new drive in facility Q

IBERIABANK Corporation, the hold-ing company of IBERIABANK, both of Lafayette, announced completion of the acquisition of Teche Holding Com-pany and its subsidiary bank, Teche Federal Bank, both of New Iberia. The acquisition, including the merger of Teche Federal Bank with and into IBE-RIABANK, was completed on May 31, according to a news release Q

lished the first of a series of requests for comments to identify outdated, unnecessary, or unduly burdensome regulations imposed on insured de-pository institutions. The Economic Growth and Regulatory Pa-perwork Reduction Act of 1996 (EGRPRA) requires the Federal Financial Institu-tions Examination Council, Office of the Comptroller of the Currency, Fed-eral Deposit Insurance Corporation, and Board of Governors of the Federal Reserve System (agencies) to review regulations issued by the agencies at least every 10 years. It also requires the agencies to categorize the regula-tions, publish the regulations in each category for comment, report to Con-gress on any significant issues raised by the comments, and identify areas of regulations that are outdated, un-necessary, or unduly burdensome. The federal bank regulatory agen-cies have divided the regulations into 12 categories. At regular intervals over the next two years, the agencies will publish jointly three additional Fed-eral Register notices for public com-ment. Each notice will address at least one category of the regulations. The first notice seeks comment on regulations from three categories: Ap-plications and Reporting, Powers and Activities, and International Opera-tions. The public will have until Sep-tember 2, 2014, to review and com-ment on this first set of categories. The agencies plan to schedule roundtable discussions with bank-ers and interested parties, and will publish details about these sessions on the EGRPRA website (www.ffiec.gov/egrpa) as they are finalized. Related Link: Federal Register No-tice - PDF (PDF Help) http://www.fdic.gov/news/news/press/2014/pr14043a.pdf) Q

Jacqueline Allen is a lawyer with Cox Smith’s Banking and Financial Institutions practice group. Her practice concentrates on compliance with federal and state laws per-taining to consumer credit, e-commerce, technology/Internet products, privacy and data protection, anti-money laundering, and consumer protection. She graduated from UT at Austin and SMU Dedman School of Law. She offices in Dallas, Texas and can be reached at 214-698-7832 or [email protected].


R e G U l A T o R S

C h a r t e r

a c t i v i t yArizonaBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has re-ceived an application by UMB Bank, N. A., Kansas City, MO, to relocate a branch from 8800 E. Raintree Dr., Ste. 100, Scottsdale, to 2777 E. Camelback Rd., Phoenix.ArkansasBRANCHES The ARKANSAS STATE BANK DEPARTMENT has approved an ap-plication by Farmers Bank and Trust Company, Magnolia, for a branch at 1102 Arkansas Blvd., Texarkana. The ARSBD has approved an ap-plication by Arvest Bank, Fayetteville, for a branch at 19801 Robson Rd., Ca-toosa, OK. The ARSBD has approved applica-

tions by First Arkansas Bank & Trust, Jacksonville, to relocate branches: from 2000 John Hardin Dr. to 2030 John Hardin Dr., Jacksonville; and from 111 Bill Foster Memorial Hwy. to 121 Bill Foster Memoral Hwy., Cabot; and filed an application for a branch at 3607 E. Kiehl Ave., Sherwood.MAIN OFFICE RELOCATION The ARSBD has approved an ap-plication by Simmons First Bank of South Arkansas, Lake Village, to relo-cate its main office from 417 Main St. to 728 Hwy. 65 & 82. MERGERS AND ACQUISITIONS The ARSBD has preliminarily ap-proved an application by Simmons First National Corporation, Pine Bluff, to merge with Delta Trust & Banking Corporation, Little Rock. The ARSBD has received an appli-cation by Centennial Bank, Conway, to merge with Florida Traditions Bank, Dade City, FL.LouisianaBRANCHES The OFFICE OF FINANCIAL IN-STITUTIONS has approved an appli-

cation by Cross Keys Bank, St. Joseph, for a branch at a temporary location at 7330 Fern Ave., Ste. 903, and, upon completion, at a permanent location at 8740 Quimper Pl., Shreveport.MERGERS AND ACQUISITIONS The OFI has approved an appli-cation by IBERIABANK Corporation, Lafayette, for a proposed merger with First Private Holdings Inc., Dallas, TX, and immediately thereafter, merge First Private Bank of Texas, Dallas, with and into IBERIABANK, Lafayette. The OFI has reported the merger of Teche Holding Company, New Iberia, with and into IBERIABANK Corpora-tion, Lafayette, and immediately there-after, the merger of Teche Federal Bank, New Iberia, with and into IBERIABANK, Lafayette, were effective May 31.TexasCHARTERS The TEXAS DEPARTMENT OF BANKING has reported First State Bank of Miami has closed and volun-tarily dissolved and liquidated as of May 29.

(continued on Page 12)

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in confidence to bankersdigest@ bankersdigest.com, subject line Box D-5.

Multi-state financial institution based in DFW is seeking a DIREC-TOR OF HUMAN RESOURCES who will lead the HR function and part-ner with leadership and manage-ment to ensure that HR programs are implemented, while having the strategic vision to develop new ini-tiatives that are beneficial to the company and employees. Candi-dates should have 7+ years of hu-man resource generalist experi-ence. Experience in the banking/finance industry preferred. Please send your resume and cover letter to [email protected], subject line Box M-1.

First State Bank in Gainesville is seeking RELATIONSHIP BASED LENDER. Position would be in a thriving branch with an opportunity to develop into a Branch Manager position. Seeking well qualified candidates with 5+ years lending experience, ag lending a plus. Can-didate needs to have strong credit and underwriting skills as well as business development skills for this locally owned community bank lo-cated in North Central Texas. Com-petitive salary commensurate with experience; outstanding benefits in-cluded. Please submit resume and salary expectations in confidence to Susan Howe at [email protected]


interim construction lending. Quali-fied candidate should email resume with salary requirements to Human Resources at [email protected] EOE/AAE.

South Texas Bank has positions available for LENDING & OPERA-TION OFFICERS. Send resume to [email protected]

COMPLIANCE/BSA OFFICER want-ed for a single location at small community bank in Dallas, TX. Candidate will oversee all aspects of regulatory compliance laws and regulations, including risk man-agement and maintaining compli-ance and reporting with the Bank Secrecy Act. Candidate should have 5 or more years of regulatory compliance experience preferably in a community bank. Successful completion from a regulatory com-pliance school or regulatory com-pliance certificate is required. Re-sume should be sent to [email protected]

Community bank with locations in Lockhart, South Austin, and Kyle, TX, is seeking to add a full-time experienced officer level COM-MERCIAL LENDER. This position is responsible for originating, servic-ing and collecting loans, and de-veloping excellent customer rela-tionships. Successful candidate will have a minimum of 7 years of bank experience in commercial lending with a focus in CRE lending. Must have credit analysis ability in order to perform financial analysis to sup-port loan decisions. Competitive salary and benefits. For more infor-mation about our bank go to www.firstlockhart.com. Send resume to [email protected] EEO/AA.

BRANCH PRESIDENT – Odessa, TX. Bank seeks a president for a recently purchased location at 3650 Billy Hext Rd., Odessa, TX 79765. This position will be responsible for originating and servicing loans. Requirements include 10 + years of experience in commercial, energy, commercial real estate, and con-sumer lending. Please send confi-dential resume to Greg Garrett at [email protected]

The Commercial National Bank of Brady, a $136MM community bank located in Central Texas is seek-ing a COMMERCIAL/AGRICULTURE LENDER. Ideal candidate will need to have a college degree and a mini-mum of 3 to 5 years lending expe-rience. The successful candidate must be committed to the commu-nity and provide the highest qual-ity of personal banking services to our customers. Competitive salary, profit sharing plan, health insur-ance, and many other incentives will be provided. Please send your re-sume and cover letter to [email protected]

FIRST TEXAS BANK of Killeen seeks an experienced VICE PRESI-DENT/LENDING OFFICER with a minimum of five years experience. Applicant needs experience in con-sumer, commercial, real estate, and

Strong, Established $360MM Com-munity Bank in Central Texas seeks SENIOR VP LEVEL COMMERCIAL LENDER who can become part of its management team within a short timeframe. Looking for in-dividual with a desire to live in and be a part of a community of 20,000 people with an understanding of the demands of a true community banker. 5 to 10 years commercial experience and strong credit skills required. Formal credit training a plus. Please respond to to [email protected], subject line Box J-1.

BRANCH PRESIDENT: Tarrant County based Worthington National Bank seeks a President for a new lo-cation in West Fort Worth. This posi-tion will be responsible for manag-ing the location and staff including lending staff. They will also be re-sponsible for originating and servic-ing loans. Requirements include 15 years of experience in commercial, commercial real estate and con-

C l A S S I F I e D

COMMERCIAL LENDER, Austin Growing $1 billion plus bank is seeking a community-oriented Com-mercial Lender for the Austin area. This position is responsible for originating, servicing and collecting loans, and developing excel-lent customer relationships. Fantastic opportunity for an enthusiastic lender looking to expand a career with a growing community bank! Successful candidate will have previous bank experience in lending in the Austin area, and regulatory compliance.

BANK SECRECY ACT OFFICER In Denton. Requires college degree in business/finance or equivalent experience. Must be fully knowledgeable and skilled in all areas of BSA/AML Compliance and be able to independently recognize, devel-op, and implement cost effective compliance related solutions for the BSA/AML program. Requires 7+ years of BSA experience in banking.

Competitive salary and benefits. EOEFor more information about our bank go to www.nstarbank.com.

Send resume to [email protected].

American Banker’s “Best Banks to Work For”, 2013Texas Monthly Magazine, “Best Places to Work for in Texas”, 2014


ADDRESS CHANGE - When writing to us about your subscription, enclose the address label from your copy of Bankers Digest. You can also change your address or other information at www.bankersdigest.com under subscriptions.

Bankers DigestP.O. Box 743006Dallas, Texas 75374-3006(USPS 041180)

PERIODICAL

sumer lending. Must also have ex-perience in regulatory compliance in these areas. Prior credit analysis training is a must. Please submit resumes to [email protected]

COMMERCIAL LENDER needed for fast growing independent commu-nity bank in La Vernia, Texas. Ex-cellent opportunity for community minded lender who can be the face of the bank. Please send your re-sume and cover letter to bankers-

[email protected], subject line Box J-2.

EQUIPMENT

FOR SALE: Opteva 750 – Advanced-function, Island Drive-Up ATM. ADA compliant. Contact 580-222-8080 for details.

FULLY OPERATIONAL BRANCH BANK available. Located on U.S. Highway 380 in Little Elm, Texas. Contact: [email protected]

CHARTER UPDATE (continued from Page 9)

TexasBRANCHES The TXDB has received an applica-tion by First Community Bank, Corpus Christi, for a branch at 6252 N. Navar-ro St., Victoria. The TXDB has withdrawn previ-ously approved applications by Frost Bank, San Antonio, for a branches: 12700 Hill Country Blvd., Ste. 150, Bee Cave, and 7859 Walnut Hill Ln., Ste. C 01, Dallas. The OCC has received an applica-tion by First Financial Bank, N. A., Abilene, to relocate a branch from 550 Bailey Ave., Ste. 300, to 1000 Forest Park Blvd., Fort Worth. The OCC has received an applica-tion by Wells Fargo Bank, N. A., Sioux Falls, SD, to relocate a branch from 2315 N. Main St. to 200 NE 28th St., Fort Worth. The OCC has received an applica-tion by Bank of America, N. A., Char-lotte, NC, for a branch at 4001 Cross Timbers Rd., Flower Mound.MERGERS AND ACQUISITIONS The TXDB has reported the merger of Union State Bank, Kerrville, with and into Pioneer Bank, SSB, Dripping Springs, was effective May 30 Q

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