modelling future financial industry networks / ecosystems ... · pdf filemodelling future...

Modelling future financial industry

networks / ecosystems using an

enhanced BIAN model

Christof Hasse UBS AG

Thomas Puschmann Business Engineering Institute

Hans Tesselaar BIAN

Copyright BIAN 2015 | Banking Industry Architecture Network

Agenda

Welcome and Introduction

Usage of Models in detail

Conclusions & Next Steps

Questions

2 Copyright BIAN 2015 | Banking Industry Architecture Network


A Warm Welcome to YOU – Dialing in From:

India

GermanySwitzerland

MongoliaNetherlands

Ireland

UK

U.S.

Greece

Venezuela

Romania

Spain

Iceland

Italy

Belgium

Poland

France

Honduras

Canada

Mexico

Israel

Georgia

GermanyNorway Sweden

Canada

USA

Netherlands

India

Denmark

Belgium Poland

Spain

Switzerland

Colombia

UKBulgaria

AustraliaSouth

Africa

Austria

Argentina

Venezuela

Italy

New

Zealand

Iceland

Mexico

Brazil

Iran

Hong

Kong

HungaryRussia

Portugal

Greece

Lebanon

Thailand

France

Peru

Luxembourg

Ecuador

Kuwait

Singapore

3

Finland Estonia

Malaysia

Philippines


The Banking Industry Architecture Network`s (short: BIAN, www.bian.org) mission is to

achieving the vision of a flexible architecture which is closely aligned with business objectives

of increased agility and reduced cost by asking leading banks to share their requirements for

core services and leading software and services vendors to implement these services based

on formally defined semantics. It brings together banks, vendors of banking applications and

service providers in a community to achieve synergies by collaborating on a consensus

understanding of the requirements for ‘banking enterprise services’ within a SOA framework

and the formal description of a banking services landscape.

The Competence Center «Sourcing in the Financial Services Industry (short: CC

Sourcing, www.ccsourcing.org) is an interdisciplinary research project from the Universities

of Leipzig in Germany and St. Gallen in Switzerland. Together with an average number of 16

partner companies from all stages of the banking value chain (banks, software vendors,

business process outsourcing providers etc., CC Sourcing develops future models for the

banking industry for more than 11 years. Among the examples are models for financial

networks, banking process models and banking innovations.

CC Sourcing is academic member of BIAN

4

About the organizations


Introduction

Disruption

Opera

tional effic

iency

Value Proposition

Clie

nt

orienta

tion

Outsourcing

(BPO, ASP, ITO)

Insourcing

Client-centric outside-in

configuration (non-banks,

multi-provider)

Hybrid client interaction

(online, mobile, social)

Anything that satisfy client needs in a different way

rendering the current value proposition obsolete

The financial industry is changing …

Industrialization

(specialization,

standardization,

automation)

Business model innovationDigitalization

Integration

(Processes,

services)

Product (re-)bundling

6


Disruption

Op

era

tion

al e

ffic

ien

cy

Value Proposition

Clie

nt

orie

nta

tion

Outsourcing

(BPO, ASP, ITO)

Insourcing

Client-centric outside-in

configuration (non-banks,

multi-provider)

Hybrid client interaction

(online, mobile, social)

Anything that satisfy client needs in a different way

rendering the current value proposition obsolete

Industrialization

(specialization,

standardization,

automation)

Buiness model innovationDigitalization

Integration

(Processes,

services)

Product (re-)bundling

The situation confronted with

7

Current approaches lack tomorrow`s requirements

• Banks today tend to have an inside-out view

• BIAN has a bank-centered operational inside-out view

• CC Sourcing has a financial industry network-centric inside-out view

How we want to approach it

• Understand the client's goals and develop a model based on an outside-in

view

• Combining both models (BIAN & CC Sourcing) and give banks the ability

to develop future strategic models and assess both the impact on the

industry and the impact on the company

Mandate of BIAN's Banking Model working group


Agenda


Usage of models in detail


Questions



Model comparisonS

tra

tegy

Pro

ce

ss

Syste

m &

Se

rvic

e

Financial

Network

Model

Bank

Reference

Process

Model

Service

Landscape

& Architecture

Model

Bank

Business

Scenarios

Service

LandscapeFrontof f ice Backof f ice Streetside

Transaktionsübergreifende Servicecluster

Transaktionsspezifische Servicecluster

Steuerung

Unterstützende Servicecluster

Vertrieb

Transaktionserfassung Kreditprüfung

Rating

Tragbarkeitsberech. Bonität

Krediterfassung

Freigabe

Clearing & Settlement

Auf tragsverwaltung

Buchung

Reconciliation

Monitoring

Wertermittlung

Handel

InterbankenverbindungTransaktionsprüfung

Portfoliomanagement

ProduktentwicklungPricing Saldierung Eröf fnung Partnerinformation

Regulatorien Überwachung

Corporate Actions

Valorenzentrale

Analyse & Research Finanzplanung

ReportgenerierungDigitalisierung Druck & Versand Archivierung

Liquiditäts-Mgt.

Marketing Personalwesen Beschaf fungInformatikSicherheit.

elektronisch, schrif tlich,

persönlich

Planung & UnternehmenssteuerungRisikosteuerung & Controlling Netzwerk- und Architektur-Mgt.

Akquisition / Beratung / Betreuung Produkte & Dienstleistungen

9


CC Sourcing model in more detail (Payment)

Str

ate

gy

Pro

ce

ss

Payment

10


Investing

CC Sourcing model in more detail (Investing)

Str

ate

gy

Pro

ce

ss

11


Financing

CC Sourcing model in more detail (Financing)

Str

ate

gy

Pro

ce

ss

12


Reference Data Sales & Service Business SupportRisk &

ComplianceOperations & Execution

Product Specific Fulfillment

Non IT and HR Enterprise Services

Business Analysis

Bank Portfolio & Treasury

Regulations & Compliance

Models

Marketing

Servicing

Customer Mgmt

Sales

Channel Specific

Product Management

Market Data

Party

External Agency

IT Management

Trade BankingLetter of Credit

Bank Guarantee

Trade Finance

Corporate Financing & Advisory Services

Corporate Finance

M&A Advisory

Corporate Tax Advisory

Public Offering

Private Placement

Investment Management

Investment Portfolio Planning

Investment Portfolio Analysis

Investment Portfolio Mgmt

eTrading Workbench

CardsCredit/Charge Card

Card Authorization

Card Capture

Merchant Relations

Card Billing & Payments

Business Development

Brand Management

Advertising

Promotional Events

Prospect Campaign Mgmt

Prospect Campaign Design

Customer Campaign Mgmt

Customer Campaign Design

Customer Surveys

Servicing Issue

Customer Case Management

Case Root Cause Analysis

Customer Case

Card Case

Customer Relationship Mgmt

Prospect Campaign Execution

Customer Campaign Execution

Prospect Management

Commission Agreement

Commissions

Product Matching

Sales Planning

Customer Offer

Underwriting

Product Expert Sales Support

Contact Center Management

Branch Currency Distribution

Product Inventory Item Mgmt

Product Inventory Distribution

Branch Network Mgmt

E-Branch Management

Advanced Voice Services Mgmt

ATM Network Management

Contact Center Operations

Branch Location Operations

E-Branch Operations

Advanced Voice Services Ops

ATM Network Operations

Branch Currency Management

Product Design

Product Combination

Product Deployment

Product Training

Product Quality Assurance

Discount Pricing

Information Provider Admin

Party Data Management

Customer Profile

Syndicate Management

Correspondent Bank Data Mgmt

Sub Custodian Agreement

Product Broker Agreement

Product Service Agency

Contractor/Supplier Agreement

Correspondent Bank Rel Mgmt

Cross Channel

Point of Service

Servicing Activity Analysis

Contact Routing

Contact Dialogue

Interactive Help

Servicing Event History

Business Command & Control

Business Unit Financial Analysis

Business Unit Financial Ops

Business Unit Accounting

Organization Direction

Business Unit Direction

Business Unit Management

Finance Financial Statements

Financial Control

Financial Compliance

Enterprise Tax Administration

Buildings, Equipment and FacilitiesProperty Portfolio

Site Operations

Site Administration

Equipment Administration

Equipment Maintenance

Utilities Administration

Building Maintenance

Internal Audit

Procurement

Fixed Asset Register

Legal Compliance

Approved Supplier Directory

Company Billing & Payments

Market Research

Customer Portfolio

Segment Direction

Market Analysis

Competitor Analysis

Product Portfolio

Branch Portfolio

Channel Portfolio

Stock Lending/Repos

Corporate Treasury Analysis

Corporate Treasury

Asset Securitization

Asset & Liability Management

Bank Portfolio Analysis

Bank Portfolio Administration

Guideline Compliance

Regulatory Compliance

Compliance Reporting

Market Risk Models

Gap Analysis

Credit Risk Models

Customer Behavior Models

Credit/Margin Management

Production Risk Models

Operational Risk Models

Fraud Models

Liquidity Risk Models

Economic Capital

Business Risk Models

Systems Administration

IT Systems Direction

IT Standards & Guidelines

Development Environment

System Development

Production Release

System Deployment

Systems Operations

Platform Operations

Systems Help Desk

Systems Assurance

Internal Network Operation

Human Resource Management

Business Direction

Knowledge & IP Management

Corporate Relations

Document Mgmt & Archive

Human Resources Direction

Employee Assignment

Employee Data Management

Employee/Contractor Contract

Employee Certification

Employee Evaluation

Employee Payroll & Incentives

Travel & Expenses

Employee Access

Employee Benefits

Workforce Training

Recruitment

Corporate Strategy

Corporate Policies

Products & Services Direction

Business Architecture

Continuity Planning

Management Manual

Intellectual Property Portfolio

Knowledge Exchange

Corporate Communications

Corporate Alliance/Stakeholder

Corporate Relationship

Regulatory & Legal Authority

Investor Relations

Document Services

Archive Services

Correspondence

Security Advisory

Security Assurance

Financial Inst.Valuation Models

Customer Order

Party Authentication

Transaction Authorization

Payment Order

Branch Location Management

Regulatory Reporting

Financial Accounting

Contribution Analysis

Contribution Models

Loans & Deposits

Current Account

Deposit Account

Loan

Leasing

Sales Product

Information Provider Operation

Market Information Mgmt

Financial Market Analysis

Financial Market Research

Quant Model

Market Data Switch Admin

Market Data Switch Ops

Financial Instr Ref Data Mgmt

Public Reference Data Mgmt

Counterparty Administration

Location Data Management

Credit Facility

Cash Mgmt & Account Svs

Cheque Lock Box

Factoring

Direct Debit Mandate

Direct Debit

Syndicated Loan

Credit Management

Limit & Exposure Management

Project Finance

Market OperationsMutual Fund Administration

Hedge Fund Administration

Unit Trust Administration

Order Allocation

Settlement Obligation Mgmt

Securities Fails Processing

Trade/Price Reporting

Custody Administration

Corporate Events

Financial Instrument Valuation

Securities Dlvry & Receipt Mgmt

Trade Confirmation Matching

Customer Prod/Service Eligibility

Consumer Services

Currency Exchange

Remittances

Corporate Trust Services

Brokered Product

Bank Drafts & Travelers Checks

Consumer Investments

Customer Tax Handling

Interbank Relationship Mgmt

Lead/Opportunity Management

Product Sales Support

Wholesale Trading Trading Book Oversight

Dealer Workbench

Market Making

ECM/DCM

Program Trading

Traded Position Management

Market Order

Quote Management

Suitbility Checking

Credit Risk Operations

Market Order Execution

Trading Models

Cross Product Operations

PaymentsPayment Execution

Collateral Administration

Collateral Allocation Mgmt

Collateral Asset Administration

Collections

Account Management Operational Services

Transaction Engine

Position Keeping

Position Management

Accounts Receivable

Account Reconciliation

Fraud Detection

Reward Points Account

Issued Device Admin

Counterparty Risk

Dunning

Open Item Management

Disbursement

Channel Activity Analysis

Reward Points Awards & Red.

Customer Billing

Leasing Item Administration

Financial Message Analysis

Financial Gateway

Correspondent Bank

Cheque Processing

Central Cash Handling

Customer Agreement

Customer Access Entitlement

Customer Event History

Customer Behavioral Insights

Customer Credit Rating

Account Recovery

Sales Product Agreement

The BIAN Service Landscape v4.0

Channel Activity History

Fraud/AML Resolution

Customer Workbench

Contact Handler

Corporate Current Account

Issued Device Tracking

BIAN model in more detail

13

Pro

ce

ss

Syste

m &

Se

rvic

e

BIANService Domain

Local State

Full

Lifecycle

Instances

Offe

red

S

erv

ice

sC

on

su

me

d

Se

rvic

es


Str

ate

gy

Reference Data Sales & Service Business SupportRisk &

ComplianceOperations & Execution

Product Specific Fulfillment

Non IT and HR Enterprise Services

Business Analysis

Bank Portfolio & Treasury

Regulations & Compliance

Models

Marketing

Servicing

Customer Mgmt

Sales

Channel Specific

Product Management

Market Data

Party

External Agency

IT Management

Trade BankingLetter of Credit

Bank Guarantee

Trade Finance

Corporate Financing & Advisory Services

Corporate Finance

M&A Advisory

Corporate Tax Advisory

Public Offering

Private Placement

Investment Management

Investment Portfolio Planning

Investment Portfolio Analysis

Investment Portfolio Mgmt

eTrading Workbench

CardsCredit/Charge Card

Card Authorization

Card Capture

Merchant Relations

Card Billing & Payments

Business Development

Brand Management

Advertising

Promotional Events

Prospect Campaign Mgmt

Prospect Campaign Design

Customer Campaign Mgmt

Customer Campaign Design

Customer Surveys

Servicing Issue

Customer Case Management

Case Root Cause Analysis

Customer Case

Card Case

Customer Relationship Mgmt

Prospect Campaign Execution

Customer Campaign Execution

Prospect Management

Commission Agreement

Commissions

Product Matching

Sales Planning

Customer Offer

Underwriting

Product Expert Sales Support

Contact Center Management

Branch Currency Distribution

Product Inventory Item Mgmt

Product Inventory Distribution

Branch Network Mgmt

E-Branch Management

Advanced Voice Services Mgmt

ATM Network Management

Contact Center Operations

Branch Location Operations

E-Branch Operations

Advanced Voice Services Ops

ATM Network Operations

Branch Currency Management

Product Design

Product Combination

Product Deployment

Product Training

Product Quality Assurance

Discount Pricing

Information Provider Admin

Party Data Management

Customer Profile

Syndicate Management

Correspondent Bank Data Mgmt

Sub Custodian Agreement

Product Broker Agreement

Product Service Agency

Contractor/Supplier Agreement

Correspondent Bank Rel Mgmt

Cross Channel

Point of Service

Servicing Activity Analysis

Contact Routing

Contact Dialogue

Interactive Help

Servicing Event History

Business Command & Control

Business Unit Financial Analysis

Business Unit Financial Ops

Business Unit Accounting

Organization Direction

Business Unit Direction

Business Unit Management

Finance Financial Statements

Financial Control

Financial Compliance

Enterprise Tax Administration

Buildings, Equipment and FacilitiesProperty Portfolio

Site Operations

Site Administration

Equipment Administration

Equipment Maintenance

Utilities Administration

Building Maintenance

Internal Audit

Procurement

Fixed Asset Register

Legal Compliance

Approved Supplier Directory

Company Billing & Payments

Market Research

Customer Portfolio

Segment Direction

Market Analysis

Competitor Analysis

Product Portfolio

Branch Portfolio

Channel Portfolio

Stock Lending/Repos

Corporate Treasury Analysis

Corporate Treasury

Asset Securitization

Asset & Liability Management

Bank Portfolio Analysis

Bank Portfolio Administration

Guideline Compliance

Regulatory Compliance

Compliance Reporting

Market Risk Models

Gap Analysis

Credit Risk Models

Customer Behavior Models

Credit/Margin Management

Production Risk Models

Operational Risk Models

Fraud Models

Liquidity Risk Models

Economic Capital

Business Risk Models

Systems Administration

IT Systems Direction

IT Standards & Guidelines

Development Environment

System Development

Production Release

System Deployment

Systems Operations

Platform Operations

Systems Help Desk

Systems Assurance

Internal Network Operation

Human Resource Management

Business Direction

Knowledge & IP Management

Corporate Relations

Document Mgmt & Archive

Human Resources Direction

Employee Assignment

Employee Data Management

Employee/Contractor Contract

Employee Certification

Employee Evaluation

Employee Payroll & Incentives

Travel & Expenses

Employee Access

Employee Benefits

Workforce Training

Recruitment

Corporate Strategy

Corporate Policies

Products & Services Direction

Business Architecture

Continuity Planning

Management Manual

Intellectual Property Portfolio

Knowledge Exchange

Corporate Communications

Corporate Alliance/Stakeholder

Corporate Relationship

Regulatory & Legal Authority

Investor Relations

Document Services

Archive Services

Correspondence

Security Advisory

Security Assurance

Financial Inst.Valuation Models

Customer Order

Party Authentication

Transaction Authorization

Payment Order

Branch Location Management

Regulatory Reporting

Financial Accounting

Contribution Analysis

Contribution Models

Loans & Deposits

Current Account

Deposit Account

Loan

Leasing

Sales Product

Information Provider Operation

Market Information Mgmt

Financial Market Analysis

Financial Market Research

Quant Model

Market Data Switch Admin

Market Data Switch Ops

Financial Instr Ref Data Mgmt

Public Reference Data Mgmt

Counterparty Administration

Location Data Management

Credit Facility

Cash Mgmt & Account Svs

Cheque Lock Box

Factoring

Direct Debit Mandate

Direct Debit

Syndicated Loan

Credit Management

Limit & Exposure Management

Project Finance

Market OperationsMutual Fund Administration

Hedge Fund Administration

Unit Trust Administration

Order Allocation

Settlement Obligation Mgmt

Securities Fails Processing

Trade/Price Reporting

Custody Administration

Corporate Events

Financial Instrument Valuation

Securities Dlvry & Receipt Mgmt

Trade Confirmation Matching

Customer Prod/Service Eligibility

Consumer Services

Currency Exchange

Remittances

Corporate Trust Services

Brokered Product

Bank Drafts & Travelers Checks

Consumer Investments

Customer Tax Handling

Interbank Relationship Mgmt

Lead/Opportunity Management

Product Sales Support

Wholesale Trading Trading Book Oversight

Dealer Workbench

Market Making

ECM/DCM

Program Trading

Traded Position Management

Market Order

Quote Management

Suitbility Checking

Credit Risk Operations

Market Order Execution

Trading Models

Cross Product Operations

PaymentsPayment Execution

Collateral Administration

Collateral Allocation Mgmt

Collateral Asset Administration

Collections

Account Management Operational Services

Transaction Engine

Position Keeping

Position Management

Accounts Receivable

Account Reconciliation

Fraud Detection

Reward Points Account

Issued Device Admin

Counterparty Risk

Dunning

Open Item Management

Disbursement

Channel Activity Analysis

Reward Points Awards & Red.

Customer Billing

Leasing Item Administration

Financial Message Analysis

Financial Gateway

Correspondent Bank

Cheque Processing

Central Cash Handling

Customer Agreement

Customer Access Entitlement

Customer Event History

Customer Behavioral Insights

Customer Credit Rating

Account Recovery

Sales Product Agreement

The BIAN Service Landscape v4.0

Channel Activity History

Fraud/AML Resolution

Customer Workbench

Contact Handler

Corporate Current Account

Issued Device Tracking

BIAN model in more detail

14

Syste

m &

Se

rvic

e

BIANService Domain

Local State

Full

Lifecycle

Instances

Offe

red

S

erv

ice

sC

on

su

me

d

Se

rvic

es


Models picked (starting point)

15

Semantic model

Str

ate

gy

Pro

cess

Se

rvic

e &

Syste

m

Financial

Network

Model:

Role view

Bank

Process

Model

Service

Landscape

& Architecture

Business

Scenarios

Service

Landscape

Collaboration

Value object

(e.g. VDML)

BuyerSellerFinancial

NetworkClie

nt Financial

Network

Model:

Client view

Reference

Processes

Financial

Network

Model

Model

Bank

Ontology

e.g. FIBO


Charter:

The financial industry network / ecosystem consists of parties participating in various roles

by providing role-specific financial products and services (value proposition). External pressure

forces traditional financial institutions to break up their value chain and new players provide

traditional and new financial products and services. Some financial value propositions might

even be delivered without intermediaries. This means, that traditional financial institutions are in

transformation and face significant change in the environment they are doing business. In order to

cope with this change and steer the transformation a solid basis for reasoning is

necessary. The scope of the working group is to establish such models

16

BIAN's Banking Model Working Group

Vision:

"A combined banking reference model as a global public domain industry

standard that describes economically worthwhile business roles and their

elemental business capabilities"


Theory

Example (1/3) – Cash payment

17

StateCapability

Being Owner

Being satisfied

with price

outcome

Currently many activities in the financial industry are

related to the transfer of ownership typically caused

directly of indirectly by the exchange of things where

at least one thing is a currency.

Example: Blue purchases a watch for x€ from Red

Being Owner

Being satisfied

with price

€

Capability

bearer

Person

having goal

Transfer

of money

outc

om

e

bearer Transfer

of watch

bearer

outc

om

e

Current: Blue owns €, Red owns watch

Target: Blue owns watch, Red owns €


Theory

Example (2/3) – Card payment (partially)

18

StateCapability

Being Owner

Being satisfied

with price

outcome

Currently many activities in the financial industry are

related to the transfer of ownership typically caused

directly of indirectly by the exchange of things where

at least one thing is a currency.

Example: Blue purchases a watch for x€ from Red

Being Owner

Being satisfied

with price

€

Capability

bearer

Person

having goal

Transfer

of money

outc

om

e

Transfer

of watch

bearer

outc

om

e

Being Owner

bearerFin. Network


Bearer Capability

method/plan

BIAN Business Scenario:

incoming credit xfer

method/plan


internal credit xfer

Financial Industry Capability to BIAN Service Domain

19

method/plan


outgoing credit xfer

method/plan

CCS Ref. Proc:

Payments

Transfer of

money

Functional

Le

ve

lB

usin

ess E

ntity

Le

ve

lN

etw

ork

Le

ve

l Industry

Capability

Business

Capability

Functional

Capability

Theory

Capability

Method / Plan

use

s s

ub

-

ca

pa

bili

tie

s

Network

Method / Plan

Operational

Method / Plan

Industry

Network

Business

Entity

uses

is m

em

ber

of

Func. / Org.

Unit

has

uses

Industry

NetworkMethod / Plan

Payment

internal

credit xfer

incoming

credit xfer

outgoing

credit xfer

Local State

Full

Lifecycle

Instancesis a bears

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

Payment

Order

Current

Account

Position

Keeping

Corresp,

Bank

Fin. GatewayReg.

Compliance

Payment

Execution

Contact

Dialogue


€Blue

Example (3/3) – future of payment (potentially)

20

Even though processes electronically, the current payment processes still has the

legacy of physically moving money around …

Change of

right to use

Fin.Network

Being

User

Being

UserTransfer

of money

Fin.Network

Being

Owner

Being

Owner

€

Dem

ate

ri-

aliz

atio

n

€

True dematerialization means to just change the information about the ownership (or

right to use) instead of (virtually) move the money around. The financial network will

bear a new "Change of rights to use" capability and also the realizing method will

change requiring new business capabilities of potentially new business entities.

Red


Bearer Capability

Transformation / Disruption

21

method/plan

CCS Ref. Proc:

Payments

Transfer of

money

Functional

Le

ve

lB

usin

ess E

ntity

Le

ve

lN

etw

ork

Le

ve

l Industry

Capability

Business

Capability

Functional

Capability

Network

Method / Plan

Operational

Method / Plan

Industry

Network

Business

Entity

uses

is m

em

ber

of

Func. / Org.

Unit

has

uses

Industry

NetworkMethod / Plan

method/plan


internal credit xfer

internal

credit xfer

method/plan


incoming credit xfer

incoming

credit xfer

method/plan


outgoing credit xfer

outgoing

credit xfer

Local State

Full

Lifecycle

Instancesis a bears

Industry

Network

method/plan

CCS Ref. Proc:

?

Change of

right to use

method/plan


?

?method/plan


?

?€

Blue

Red

Dem

ate

rializ

atio

n

€

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

BIAN Service Domain

Payment

Order

Current

Account

Position

Keeping

Reg.

Compliance

…? ?

? ?…


Integration approach

22

Business

Entity Level

Network

Level

Bearer

Industry

Capability

Business

Capability

Functional

Capability

Network

Method / Plan

Operational

Method / Plan

Industry

Network

Business

Entity

uses

is m

em

ber

of

Org. / Func.

Unit

has

Capability

Method / Plan

Functional

Level

Bank Process

ModelBusiness Scenarios

Service Landscape

Financial Network

Model

Model Bank


Agenda


Usage of models in detail


Questions



Conclusion and next steps

24

• Enhance and extend BIAN's meta model

• Discover business capabilities: Customer-centric outside-in view:

what capabilities are required from a client`s perspective and what

impact does this have on the configuration of the financial network

(capabilities, bearers etc.)

• Development of business scenarios that are required from this

outside-in approach

• Engagement with other BIAN working groups and alignment with

their results

• Financial industry network / ecosystem transformation: Which new

business capabilities are needed for the future to cover clients`

requirements?

• Development of future scenarios for methods / plans to deliver the

new capabilities

• Development of new functional capabilities


Contact information

26

Christof Hasse

UBS WM & CH IT Business and Application Architecture

UBS AG

[email protected]

Thomas Puschman

Head of Competence Center

Business Engineering Institute St. Gallen

[email protected]

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