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© ModeFinServer| Money on Demand Your Mode of Payment ModeFinServer Mobile Banking Solution

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Page 1: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

ModeFinServer Mobile Banking

Solution

Page 2: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Our Mobile Banking Solution

Game-Changing magic of the Technology paves way for Real-Time Access & Simplicity in banking interactions through

Mobile Banking

Page 3: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Best Mobile Banking EA 2014 Awards

Chase Bank

Equatorial Commercial Bank

Equity Bank

1 2 3

All the Winning Banks Solution is designed and delivered by

ModeFinServer

Page 4: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

ModeFinServer offering

ModeFinServer as apart of its Product offering provide Multichannel Mobile Banking Solution

It supports Multilanguage Standard & Innovate Services

This document will provide details about Key Module, Delivery Channels, Services of Mobile Banking

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© ModeFinServer| Money on Demand – Your Mode of Payment

Integration with Bank’s Existing Systems

Mobile Banking System

Core Banking System

Customers

Delivery Channel e.g.

USSD, App, Web Portal etc.

Card Management System

Internet Banking System

ATM

Merchants

Billers MNO Wallets

Western Union, Money Gram

Banking Systems

Various 3rd Party Systems e.g.

Government Systems MNO Top ups

Current framework supports following integration mechanisms ISO 8583, Web Services / API, TCP/IP, HTTP/HTTPs, XML, Socket, SMPP, Others like Exchange Server, Other Databases, File System etc.

Page 6: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Delivery Channels SMS Banking will enable customers to access banking services on Mobile Devices using SMS PUSH and PULL Technology

USSD Banking USSD Banking is a menu driven form of SMS where a customer will receive a text menu on their Mobile as opposed to a string of words

Midlet Banking Technology which uses a J2ME client application on the handsets to access the bank services. Rich look and feel supporting Android, IOS, BlackBerry, Windows, Symbian etc

WAP / HTML5 Banking WAP Banking is best described as internet banking on Mobile using wireless communication & WAP browsers

Page 7: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Business Functionalities

Inquiry Balance Inquiry

Statement Checking

Statement By FAX

Last Five Transactions

Cheque Inquiry

Loan Inquiry

Fixed Deposit Inquiry

Exchange Rates, etc

Transactions/Payments Account to Account Transfers

Credit Card Payment

Merchant payments

Utility Bill Payment

Western Union integration

Loan repayments

Information/Requests Cheque book Requests

Stop ATM card Request

Language Mode / Help

Password Change

Bank / Promotional Information

Record a Complaint

Value added services: Insurance services

Custodial services (Trading)

Micro credit disbursements

*the above is sample list of services, more services can be added at any point of time based on client specific requirements

Page 8: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Advance / Innovative features

Self Registration Bulk Payment Mobile based Cheque Deposit Standing Order Joint Accounts Cardless withdrawal eStatement Locator Services with Map integration Lead Generations Advertisement & Promotions Donations

Page 9: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Key Modules

Web based Administration Panel for backend System

Graphical Dashboards

Security

Reporting

Page 10: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Security

ModeFinServer gives utmost importance to Security. Our software has been independently audited and verified as a secure deployment of a payment transaction focused platform. ModeFinServer has categorized Security in to 3 Levels. o User Level

o Customer Level

o Data / Application Level Security

Apart from above categorization and layered Security, ModeFinServer as a platform has the following Security features: o HTTPS Compliant

o Controlled Access to interfaces

o Sensitive information encryptions – 3 DES (128 Bit)

o Locking, Blocking, Password Complexity, Force Default Password/PIN Changes

o Maker Checker concept for all functionalities

o Integrated with RSA Token, HSM System

Page 11: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

Sample Screens – Mobile Banking

Page 12: Mode finserver mobilebanking_capability

© ModeFinServer| Money on Demand – Your Mode of Payment

© ModeFinServer | www.modefinserver.com India | Kenya | Bahrain

#269, 8th Main, Rajiv Gandhi Nagar, Nandini Layout, Bangalore – 560096 Tel: +91 80 2318 6383 email: [email protected]

Your search for excellence in mCommerce and mPayment technology ends here.

[email protected]

For more details, contact ModeFinServer Team

https://www.facebook.com/ModeFinServer

https://www.linkedin.com/company/modefinserver-private-limited

https://twitter.com/modefinserver