Residential Rental MLS #:08547106 Rent Price:$1,550Status:NEW List Date:02/28/2014 Orig Rent Price:$1,550

Area:85 List Dt Rec:02/28/2014 Rented Price: Address:2419 Yeoman St , Waukegan, Illinois 60087-3019

Directions:SUNSET EAST OF LEWIS 2 YEOMAN N2 2419List. Mkt. Time:1

Rented: Contingency:Off Mkt: Financing: Curr. Leased:No

Year Built:1978 Built B4 78:No Lease Expires:Dimensions:63 X 135 County:LakeSubdivision: Model: # Fireplaces:1Corp Limits:Waukegan Township:Waukegan Parking:GarageCoordinates:N:36 W:11 # Spaces:Gar:2

Rooms:9 Bathrooms(Full/Half):

2/0 Parking Incl.In Price:

Bedrooms:3+1 bsmt Master Bath:Full Waterfront:NoBasement:Full Bmt Bath:No Appx SF:1678

Total Units: Board Approval: SF Source:AssessorUnit Floor Lvl.: # Days for

Bd Apprvl:Short Term Lease?:No

# Stories:Avail Furnished?:No Furnished Rate: Short Term Rate:

Security Deposit:1550

Remarks: Redecorated Brick Ranch with main floor Family Room w/WB Stone Fireplace, Master bedroom with full bath, two morebedrooms on main level plus fourth bedroom in basement. Formal dining room and partially finished basement. Two car garage. Two newsplit-system A/C units installed. Refinished oak flooring. Desirable northside location. Deduct $50/month if no washer & dryer arerequired.School DataElementary:(60) Junior High:(60) High School:(60)

Other:

Pet InformationPets Allowed:Additional Pet Rent, Cats OK, Dogs OK, Pet Count Limitation

Max Pet Weight:0

Room Name Size Level Flooring Win Trmt Room Name Size Level Flooring Win Trmt Living Room17X17 Main Level Carpet Master Bedroom15X12 Main Level HardwoodDining Room10X10 Main Level Hardwood 2nd Bedroom10X10 Main Level Hardwood

Kitchen10X10 Main Level Ceramic Tile 3rd Bedroom13X11 Main Level HardwoodFamily Room18X15 Main Level Carpet 4th Bedroom14X15 Basement Vinyl

Laundry Room RecreationRoom

12X29 Basement Vinyl

Utility Room-Lower Level

12X33 Basement Other

Interior Property Features:Hardwood Floors, 1st Floor Bedroom, 1st Floor Full BathExterior Property Features:Age:31-40 Years, Recent RehabType:1 StoryExposure:W (West)Exterior:BrickAir Cond:2 Separate SystemsHeating:Gas, Hot Water/Steam, Baseboard, ZonedKitchen:Eating Area-Table SpaceAppliances:Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer,Disposal, All Stainless Steel Kitchen AppliancesDining:SeparateBath Amn:Fireplace Details:Wood BurningFireplace Location:Family RoomElectricity:Circuit Breakers, 100 Amp ServiceEquipment:TV-Cable, CO Detectors, Ceiling Fan, Sump PumpAdditional Rooms:Recreation Room, Utility Room-Lower Level

Garage Ownership:OwnedGarage On Site:YesGarage Type:DetachedGarage Details:Parking Ownership:Parking On Site:Parking Details:Parking Fee (High/Low): /Driveway:ConcreteBasement Details:PartiallyFinishedFoundation:Roof:Disability Access:NoDisability Details:Lot Desc:

Sewer:Sewer-PublicWater:PublicGeneral Info:Commuter BusAmenities:HERS Index Score:Green Disc:Green Rating Source:Green Feats:Lease Terms:1 Year LeasePossession:ClosingManagement:Fees/Approvals:Credit ReportMonthly Rent Incl:TaxAvailable As Of:02/28/2014Addl. Sales Info.:Agent Owned/Interest:NoWalk Score®: 35 - Car-Dependent

Copyright 2014 MRED LLC - The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but notguaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.

MLS #: 08547106 Prepared By: Mel Metts | Graff Realty | 02/28/2014 10:59 PM

MLS#: 08547106 Residential Rental 2419 Yeoman ST Waukegan IL 60087

Copyright 2014 - MRED LLC Prepared By: Mel Metts | Graff Realty | 02/28/2014 10:59 PM

MLS#: 08547106 Residential Rental 2419 Yeoman ST Waukegan IL 60087

Escape window will be installed and 4th

bedroom finished as soon as weather permits.Meanwhile, rent will be reduced by $100/month

until this work is completed.

New furnace with zoned heating.

2.5 car garage

Copyright 2014 - MRED LLC Prepared By: Mel Metts | Graff Realty | 02/28/2014 10:59 PM

MLS#: 08547106 Residential Rental 2419 Yeoman ST Waukegan IL 60087

Opening in brick will be finished as soon as

weather permits.Copyright 2014 - MRED LLC Prepared By: Mel Metts | Graff Realty | 02/28/2014 10:59 PM

Mel Metts 378 N. Slusser St., Grayslake IL 60030

TEL 847-949-6045 melmetts@gmail.com FAX 847-223-0103

Serving Real Estate Investors

Guide for Rental Listings

Unless otherwise specified, minimum lease is twelve months. A sample lease form is included in this package. A clearcopy your driver's license or other legal photo I.D. must be submitted with the completed application.

Up to two pets will be allowed. Additional monthly rent for cats $15 and dogs $25, and dangerous breeds are notallowed (see separate list). Security deposit amount is equal to one month's rent, including pet rent.

No Section 8.

Please use the application form provided. Each adult must complete a separate application form and pay a $30.00 feefor background check. The fee should be payable to Mel Metts and included with the completed application(s).

We also accept payments from most major debit/credit cards, plus PayPal. The cost is a $31.20 fee per applicationwith the additional $1.20 to cover the transaction fees. To pay online, go to www.mettspartners.com/application.

The background check will include a credit report as well as a criminal and eviction search; the process usually takesup to two business days. Previous rental and employment history will also be verified. (Perfect credit is not required;we use the credit report to help us validate the information provided in the application. Rental and employment historyis much more important.)

To qualify, applicants' combined gross monthly income should be at least 3X the monthly rent (not required forSection 8); no eviction filings and no recent criminal convictions (no convictions involving violence whatsoever). Werequire a verifiable, positive, rental history and evidence of stable employment.

Screened applications will be reviewed with the owner who has final approval authority.

Multiple Applicants

In the event applications are received from more than one party, the applications will be processed in the orderreceived. The first qualified applicant will be accepted. Prepaid fees received from subsequent applicants will bereturned.

Approved Application(s)

Once a party is approved, they will meet with the owner or owner's agent to transfer funds and sign the rentaldocuments. The security deposit and first month’s rent must be certified funds payable to the owner;subsequent rents may be paid by personal check or money order.

Cooperative Compensation - REALTORS®

Upon receipt from the owner, Graff Realty, Inc. will deposit the commission check and will disburse once the fundshave cleared.

28 W Grand AvenueFox Lake, IL 60020

11 DOGS THAT COULD RAISE YOURINSURANCE COSTS

By Kay Bell | Bankrate.com

Insurers say when they identify dog breeds that tendto bite, it helps bring down the cost of homeownerpolicies. Dog owners say their pets should beconsidered as individuals and the insurance approachamounts to ineffective canine profiling.

Some states are considering barring "breeddiscrimination" by insurers. Even the American KennelClub has weighed in, arguing that some dogs saveinsurance companies money because the animal is anatural alarm system whose bark deters intruders andprevents potential theft.

While the debate rages on, many major insurancecarriers continue to limit coverage to dog owners. Largedogs that can inflict a lot of damage are prime"no-insure" targets. Other considerations that influencea company's willingness to cover a breed include thefrequency of dog bites for the breed, the breed'sreputation as well as research conducted by the Centersfor Disease Control and individual insurancecompanies.

Will your family pet cost you more in insurancepremiums? Here, listed alphabetically, are 11 poochesthat regularly make insurance companies' "bad dog"lists. Breed information comes from the AmericanKennel Club and various breed Web sites.

Breed Information

Chow ChowThe Chow Chow lineage dates back more than 2000years. The ancient Chinese bred these dogs to hunt,herd, pull freight and protect homes, but today the Chowis primarily a companion dog. Owners extol the animal'sintelligence, dignity and loyalty. Even non-dog folks know

this breed because of its distinctive blue-black tongue. Fuzzy Chowpuppies become powerful and independent dogs in just a few months, soit is a breed best suited to an experienced owner. First recognized by theAmerican Kennel Club in 1903, the Chow is member of the club'snon-sporting group.

Alaskan MalamuteAlaskan Malamutes are among the oldest Arctic sleddogs. They were named after the native Inuit tribe calledMahlemuts, who settled in the upper western part ofAlaska and who are thought to have developed the dogsto serve as a pack animal. The Malamute is an incredibly

strong breed and puppies begin sled training as young as three to fivemonths. The American Kennel Club first registered the AlaskanMalamute in 1935 and it is a member of the club's working group.

AkitaThe Akita is a powerfully built dog originally developed tohunt bears in Japan, where it now is primarily used as aguard dog and police dog. The Japanese view the animalas a symbol of good health; upon a baby's birth, itsparents often receive an Akita statuette to signify the

giver's wish for the child's long and happy life. Helen Keller is creditedwith bringing Akitas to the United States and the breed was firstregistered by the American Kennel Club in 1972. It is a member of theclub's working group.

Wolf hybridOwners of these canines prefer the term Wolfdog, notingthat dogs were reclassified in 1993 as a subspecies ofwolf so wolves and dogs are the same species. Critics ofthe breed, which is not recognized by the AmericanKennel Club, argue that the animals are unpredictable,

dangerous, make poor pets and are impossible to inoculate againstrabies. Fans say the Wolfdog is a good companion and helps educatethe public about wolves. Ownership of the animals is illegal in someareas.

Staffordshire Bull TerrierThe Staffordshire Bull Terrier, a highly-intelligent dog,looks forward to daily exercise to maintain hischaracteristic lean-muscled look. The breed generally is asweet-tempered and affectionate, but its tenacity andstrength, including powerful jaws that demand heavy-duty

chew toys, require an experienced owner. The Staffordshire Bull Terrierwas first recognized by the American Kennel Club in 1974 and is amember of the terrier group.

Siberian HuskyAs its name denotes, this breed is native to Siberia, withthe first North American Huskies brought to Alaska in1909. They are outgoing, fun-loving dogs with a nature toroam as their Arctic ancestors did. That means the breedneeds an alert owner who stays in control -- and who has

a fenced yard. The Husky resembles the Alaskan Malamute, but is lighterin build and also less bold. The Siberian Husky was first registered by theAmerican Kennel Club in 1930 and is a member of the club's workinggroup.

RottweilerThe Rottweiler is an intelligent, steady friend, but is ratheraloof, which contributes to its strong guarding instinct.The breed's actual origin is not documented, but it isbelieved Rottweilers are descended from one of thedrover dogs indigenous to ancient Rome. It is a

medium-large, robust and powerful dog, with a black coat defined withrust markings. The breed loves exercise and thrills to the challenges ofany outdoor sports. A member of the American Kennel Club's workinggroup, Rottweilers were first recognized by the AKC in 1931.

Presa CanarioThe American Kennel Club does not officially register thePerro de Presa Canario, but the breed has been acceptedfor recording in the AKC's Foundation Stock Service. Amedium sized, well-built dog, the breed originated in theCanary Islands. Fans of the breed say its powerful shape

and low deep bark make it a natural guard dog, but that is also is a loyal,eager-to-please pet who is quiet and subdued in his own home.

Pit BullCommonly called the American Pit Bull, these dogs areloved by their intensely loyal owners but feared by manywho know them mainly as fighting animals. The dogsshare some characteristics of the American KennelClub-recognized Bull Terrier and Staffordshire Bull Terrier

breeds. The Pit Bull makes the hard-to-insure list in part because of whatsome owners cite as its history of being selectively bred specifically tocreate the ultimate canine gladiator.

German ShepherdThis breed is known for its courage, steadfastness andkeen senses. German Shepherds have proved to becanine companions that delight in joining their owners onlong drives, fishing trips, swimming or hiking. The breedgenerally exhibits a self-confidence and aloofness that

doesn't lend itself to immediate friendships. However, say owners, oncea Shepherd gets to know you, it is a wonderful addition to any family. TheAmerican Kennel Club, which first recognized this breed in 1908, placesthe German Shepherd in its herding group.

Doberman PinscherDoberman Pinschers combine a graceful appearance witha sharp intelligence. They are strong, quick-thinking dogswith an ability to respond immediately to danger, makingthem one of the most reliable of all dogs. While the canineis easy to teach, breed specialists warn that owners who

do not have time to properly train a Doberman should consider a differentpet. First recognized by the American Kennel Club in 1908, theDoberman is a member of the working group.

DATE ____________________

NAME DATE OF BIRTH SOCIAL SECURITY NO.________________________________________ ______________________ _______________________OTHERS WHO WILL OCCUPY DWELLING: NAME RELATIONSHIP DATE OF BIRTH __________________________________ ______________________ _______________________________________________________________ ______________________ _______________________________________________________________ ______________________ _______________________________________________________________ ______________________ _____________________________TOTAL NUMBER OF PERSONS WHO WILL OCCUPY DWELLING, INCLUDING CHILDREN AND BABIES: _________

PLEASE ACCOUNT FOR PAST THREE (3) YEARS OF RESIDENCE. USE A SEPARATE PAPER IF NECESSARY.

PLEASE ACCOUNT FOR PAST THREE (3) YEARS OF EMPLOYMENT. USE A SEPARATE PAPER IF NECESSARY.

IF YOU HAVE DOGS, CATS, BIRDS OR OTHER PETS, PLEASE PROVIDE THE FOLLOWING INFORMATION:Name Age Type Color/Description Size/Weight____________________________ _____ ________________ ________________ ______________________________________________ _____ ________________ ________________ __________________

RENTAL APPLICATION

PRESENT ADDRESS

___________________________________________

City/State/Zip _______________________________

Rent ________________ Tel. __________________

How Long?_____ Dates From: ________ To: Present

Reason for Moving

___________________________________________

Landlord/Agent Tel.___________________________

Name_______________________________________

PREVIOUS ADDRESS

___________________________________________

City/State/Zip _______________________________

Rent ________________

How Long?_____ Dates From: _______ To: _______

Reason for Moving

___________________________________________

Landlord/Agent Tel.___________________________

Name_______________________________________

PRESENT EMPLOYER

__________________________________________

Address ___________________________________

City/State/Zip ______________________________

Supervisor ________________ Tel. ____________

Position ___________________________________

Years ____ Dates From: ____________ To: Present

Income _______ per: 9 Week 9 Month 9 Year

PREVIOUS EMPLOYER

__________________________________________

Address ___________________________________

City/State/Zip ______________________________

Supervisor ________________ Tel. ____________

Position ___________________________________

Years ____ Dates From: _________ To: _________

Income _______ per: 9 Week 9 Month 9 Year

AUTOS Year Make Model Color Plate No. State

_____ ___________ _________________ ___________ _________________ ________________ ___________ _________________ ___________ _________________ ___________

EMERGENCY (INCLUDING NON-PAYMENT OF RENT)CONTACT ___________________________________ RELATIONSHIP ______________ PHONE ______________HAVE YOU ever had any judgments, liens or bankruptcy? ______ If yes, explain__________________________How many evictions have been filed on you? ________ Have you ever been convicted of a felony or misdemeanor, or do you have any charges pending? _____ If yes,explain ___________________________________________________________________________________APPROVAL

I hereby make application for lease for the above described premises and services, on the terms specified below, and depositherewith the sum of $30.00 to cover the cost of a background report. It is understood that this fee is not returnable unless a previ-ous application has been accepted before mine is processed. I warrant that all statements above set forth are true. I further agreeto abide by the rules, regulations and obligations which are included or attached to the lease.

The undersigned applicant hereby authorizes the Landlord/Agent and any consumer or credit reporting agency or bureauemployed by it to investigate my character, general reputation, mode of living, credit and financial responsibility and the state-ments made with this Application, and to secure credit, criminal and eviction reports for any and all applicants and occupants. Iauthorize the companies, agencies and persons named above to provide information to the Landlord/Agent regarding character andfinancial references as a prospective tenant.

If you accept this application and deliver a lease to me for execution on the above terms in the form prepared by you, I shallwithin three (3) business days thereafter execute and deliver the same to you and deposit with you simultaneously a sum equal toone month's rent together with the balance of the security deposit. If I fail or refuse to execute and deliver the said lease andmonies to you within the three-day period, there shall be no further liability on the part of the owner, or the undersigned in respectto said proposed lease or this application.

This application shall not be binding upon the owner until accepted in writing. The delivery of a lease to the undersigned forsignature shall not be construed as an acceptance of this application nor shall such lease be binding upon the owner until it hasbeen executed on the owner's behalf and delivered to the undersigned.

Incomplete/inaccurate application may result in applicant being disqualified or disapproved.

Applicant's Signature ___________________________________ Date ___________

FOR OFFICE USE ONLY

Address __________________________________________________________ Unit No. ______________Monthly Rental $___________ Monthly Pet Charge $ _________ Damage/Security Deposit $___________Lease Term: Start _______________________ End ____________________Other Charges ___________________________________________________________________________Remarks __________________________________________ First Month's Rent $___________________________________________________________________ Security Deposit $___________________________________________________________________ Application Fee $30.00 __________________________________________________ Balance Due $_________________

Graff Realty, Inc. | Mel Metts | 847-949-6045 02/2009

TEL 847-949-6045 v melmetts@gmail.com FAX 847-223-0103

Apartment Sales is Our Business!

VERIFICATION OF EMPLOYMENT HISTORY

TO: ___________________________________________________________ (current or former employer)

We are requesting verification of employment history for the individual named below, who states theyare a present or former employee.

Please complete the information and fax to 847-223-0103.

Thank you for your cooperation.

Cordially,

Mel Metts, agent

APPLICANT: DO NOT WRITE BELOW THIS LINE

Applicant Name: ____________________________________________________

SSN: _______________________________ Birthdate: ______________________

Information Provided By Applicant:

Term of Employment From: ______________ Through: ________________

Salary: ___________________________ Per ______________________________ (Week/Month/Year)

Is this position (Check one): z FULL-TIME z PART-TIME

Is this a temporary position (Check one): z NO z YES

Employer Confirmation:

Is the information provided above correct? (Check one): z NO z YES

(If incorrect, please note corrections above.)

Information provided by : ______________________________________________ (your name) (date)

Thank you so much for your assistance.

I HEREBY AUTHORIZE YOU TO RELEASE INFORMATIONREGARDING MY EMPLOYMENT TO THE INQUIRING LANDLORD.

_________________________ ______________APPLICANT SIGNATURE DATE

PRINT NAME_________________________

28 W. Grand AvenueFox Lake, IL 60020

TEL 847-949-6045 v melmetts@gmail.com FAX 847-223-0103

Apartment Sales is Our Business!

VERIFICATION OF RENTAL HISTORY

TO: ____________________________________________________________ (current or former landlord)

We are requesting verification of rental history for the individual named below, who states they are apresent or former tenant.

Please complete the information and fax to 847-223-0103.

Thank you for your cooperation.

Cordially,

Mel Metts, agent

APPLICANT: DO NOT WRITE BELOW THIS LINE

Rental history of __________________________________________________________________

Date moved in _____________ Moved out ____________ Monthly rent $_____________

Was rent paid on time? _______ Number of times late? __________

What was included in rent? ________________________________________

Number of persons in family? ______ Did they follow the rules? ______ Complaints by others (explain)? _______________________________________________________

Care of rental unit: _________________________________________________________________

Any damage? __________________________________________ Any pets? _________________

Overall rating as a tenant (good, fair, poor, explain) ________________________________________

________________________________________________________________________________

Did they give notice to move? _______ If former tenant, did you return full security deposit? _______

If not, why? ______________________________________________________________________

Person providing information: ________________________________________________________

Title: ______________________________________ Phone: _______________________________

I HEREBY AUTHORIZE YOU TO RELEASE INFORMATIONREGARDING MY TENANCY TO THE INQUIRING LANDLORD.

_________________________ ______________APPLICANT SIGNATURE DATE

PRINT NAME_______________________________

28 W. Grand AvenueFox Lake, IL 60020

The federal Fair Credit Reporting Act (FCRA) is designed topromote accuracy, fairness, and privacy of information in the filesof every “consumer reporting agency” (CRA). Most CRAs arecredit bureaus that gather and sell information about you - such asif you pay your bills on time or have filed bankruptcy - to creditors,employers, landlords, and other businesses. You can find thecomplete text of the FCRA, 15 U.S.C. 1681-1681u, at the FederalTrade Commission’s web site (http://www.ftc.gov). The FCRAgives you specific rights, as outlined below. You may haveadditional rights under state law. You may contact a state or localconsumer protection agency or a state attorney general to learnthose rights.

You must be told if information in your file has been usedagainst you. Anyone who uses information from a CRA to takeaction against you - such as denying an application for credit,insurance, or employment - must tell you, and give you the name,address, and phone number of the CRA that provided the consumerreport.

You can find out what is in your file. At your request, a CRAmust give you the information in your file, and a list of everyonewho has requested it recently. There is no charge for the report if aperson has taken action against you because of informationsupplied by the CRA, if you request the report within 60 days ofreceiving notice of the action. You also are entitled to one freereport every twelve months upon request if you certify that (1) youare unemployed and plan to seek employment within 60 days, (2)you are on welfare, or (3) your report is inaccurate due to fraud.Otherwise, a CRA may charge you up to eight dollars.

You can dispute inaccurate information with the CRA. If youtell a CRA that your file contains inaccurate information, the CRAmust investigate the items (usually within 30 days) by presenting toits information source all relevant evidence you submit, unless yourdispute is frivolous. The source must review your evidence andreport its findings to the CRA. (The source also must advisenational CRAs - to which it has provided the date - of any error.)The CRA must give you a written report of the investigation, and acopy of your report if the investigation results in any change. If theCRA’s investigation does not resolve the dispute, you may add abrief statement to your file. The CRA must normally include asummary of your statement in future reports. If an item is deletedor a dispute statement is filed, you may ask that anyone who hasrecently received your report be notified of the change.

Inaccurate information must be corrected or deleted. A CRAmust remove or correct inaccurate or unverified information fromits files, usually within 30 days after you dispute it. However, theCRA is not required to remove accurate data from your file unlessit is outdated (as described below) or cannot be verified. If yourdispute results in any change to your report, the CRA cannotreinsert into your file a disputed item unless the information sourceverifies its accuracy and completeness. In addition, the CRA mustgive you a written notice telling you it has reinserted the item. Thenotice must include the name, address and phone number of theinformation source.

You can dispute inaccurate items with the source of theinformation. If you tell anyone - such as a creditor who reports to aCRA - that you dispute an item, they may not then report theinformation to a CRA without including a notice of your dispute.

In addition, once you’ve notified the source of the error in writing,it may not continue to report the information if it is, in fact, anerror.

Outdated information may not be reported. In most cases, aCRA may not report negative information that is more than sevenyears old; ten years for bankruptcies.

Access to your file is limited. A CRA may provide informationabout you only to people with a need recognized by the FCRA -usually to consider an application with a creditor, insurer,employer, landlord, or other business.

Your consent is required for reports that are provided toemployers, or reports that contain medical information. A CRAmay not report medical information about you to creditors, insurers,or employers without your permission.

You may choose to exclude your name from CRA lists forunsolicited credit and insurance offers. Creditors and insurers mayuse file information as the basis for sending you unsolicited offersof credit or insurance. Such offers must include a toll-free phonenumber for you to call if you want your name and address removedfrom future lists. If you call, you must be kept off the lists for twoyears. If you request, complete, and return the CRA form providedfor this purpose, you must be taken off the lists indefinitely.

You may seek damages from violators. If a CRA, a user or (insome cases) a provider of CRA data, violates the FCRA, you maysue them in state or federal court.

Department of AgricultureOffice of Deputy Administrator -GIPSAWashington, DC 20250202-720-7051

Activities subject to the Packers andStockyards Act, 1921

Department of TransportationOffice of Financial ManagementWashington, DC 20590202-366-1306

Air, surface, or rail common carriersregulated by former Civil AeronauticsBoard or Interstate CommerceCommission

Federal Deposit Insurance Corp.Division of Compliance & ConsumerAffairsWashington, DC 20429800-934-FDIC

State-chartered banks that are notmembers of the Federal Reserve System

National Credit Union Admin.1775 Duke StreetAlexandria, VA 22314703-518-6360

Federal Credit Unions (words “FederalCredit Union” appear institution’sname)

Office of Thrift SupervisionConsumer ProgramsWashington, DC 20552800-842-6929

Savings associations and federallychartered savings banks (word“Federal” or initials “F.S.B.” appear infederal institution’s name)

Federal Reserve BoardConsumer and Community AffairsWashington, DC 20551202-452-3693

Federal Reserve System member banks(except national banks, and federalbranches/agencies of foreign banks)

Office of the Controller of theCurrency/Compliance ManagementMail Stop 6-6Washington, DC 20219800-613-6743

National Banks, federalbranches/agencies of foreign banks(word “National” or initials “N.A.”appear in or after the bank’s name)

Federal Trade CommissionConsumer Response Center - FCRAWashington, DC 20580202-326-3761

CRAs, creditors and others not listedbelow

Please Contact:For Questions or Concerns Regarding:

The FCRA gives several different federal agencies authority to enforce the FCRA:

A Summary of Your Rights Under the Fair Credit Reporting Act

In consideration of the mutual agreements andcovenants herein stated, Landlord hereby rents to Tenant, andTenant hereby rents from Landlord, for a private dwelling,the House designated above, together with the fixtures andappliances belonging thereto, for the rental term set forthabove.

1. RENT: Tenant shall pay to the Landlord or Landlord'sagent the monthly rent set forth above on or before the_______ day of each and every month in advance atLandlord's address stated above or such other address asLandlord may designate in writing. The time of each andevery payment of rent is of the essence of the RentalAgreement and the obligation to pay rent is an independentcovenant and cannot be deducted or set off.

2. ADDITIONAL RENT: Rents not received by the _______of the month shall be increased by $_________ (appx. 5%).Rents are payable by check or money order; no cash. Ifmailed, rent shall be considered received on the date ofreceipt, not the postmarked date. Upon service of LandlordsFive Day’s Notice, past-due rents are payable only bycertified funds; no checks.

3. SECURITY DEPOSIT: Tenant has deposited withLandlord the security deposit as set forth above, to beretained by Landlord to ensure that Tenant shall fullyperform each and every obligation as provided in thisAgreement. If Tenant fully performs each and everyobligation as provided in this Agreement, and pays all sumsdue to Landlord, then Landlord, after the Tenant hassurrendered possession of the premises and has delivered thekeys thereto, shall refund said deposit to Tenant. If Tenanthas failed to perform or comply with any of the provisions inthis Agreement, then Landlord shall deduct any damagesfrom the security deposit. The security deposit shall not betreated as an advance payment of rent, and Tenant may notapply the security deposit as rent.

4. APPLICATION: The Tenant's application and all therepresentations contained therein are incorporated as a part ofthis Agreement. Tenant warrants that all the informationcontained in the application is true, and that if any of saidinformation is false, Landlord may terminate this Agreement.

5. CONDITION OF THE PREMISES: Tenant has examined thepremises prior to accepting same and prior to the execution ofthis Agreement, and Tenant is satisfied with the physicalcondition thereof, including but not limited to the heating,plumbing and appliances and the taking possession shall beconclusive evidence of Tenant's receipt thereof in good orderand repair. No promises as to condition or repair have beenmade by Landlord or his agent which are not hereinexpressed, and no promises to decorate, repair or modify thepremises, which are not contained herein, have been made byLandlord or his agent. Tenant acknowledges that at the timeof obtaining initial possession of the premises, all smokedetectors required to be installed in the premises have beeninstalled and are in good working order. Tenant agrees to

keep the smoke detectors clean and in good repair, includingbattery replacement when needed.

6. TENANT TO MAINTAIN: Tenant shall keep the premisesand the fixtures and appliances therein in a clean, sightly andhealthy condition, and in good repair, and in accordance withany and all ordinances in such cases made and provided, atTenant's own expense, and upon the termination of thisAgreement, for any reason, shall yield and return the sameback to Landlord in as good condition of cleanliness andrepair as at the date of the execution hereof, reasonable wearand tear excepted. Tenant shall make all necessary repairs tothe premises whenever damage to the same has occurred orrepairs are required, and shall replace all broken glass andfixtures. Tenant is responsible for any damage to appliancesand fixtures, including refrigerator damage by sharp objectsduring defrost, and toilet stoppage caused by flushing otherthan toilet tissue. If the premises shall not be kept in goodrepair and in a clean, sightly and healthy condition by Tenantas aforesaid, Landlord or his agents may enter the same andmay replace the premises in the same condition of repair,sightliness and cleanliness as existed at the date of executionof this Agreement; the Tenant agrees to pay Landlord for allexpenses incurred by Landlord in replacing the premises inthat condition. If landlord is not promptly repaid, then rentsreceived will be applied first to reimburse Landlord forunpaid repair expenses. Tenant shall not cause or permit anywaste, misuse or neglect to occur to the water, gas, utilities,or any other portion of the premises. Tenant is responsible forlawn maintenance and for clearing snow from sidewalks andfront and rear entrances.

7. USE OF PREMISES: The premises shall be occupiedsolely for residential purposes by Tenant and those personslisted in the Application for Lease. Neither Tenant nor anypersons residing with or visiting Tenant shall suffer, performor permit any act or practice that may damage the reputationof the Building or be injurious to the Building and operationthereof, be illegal, immoral, or increase the rate of insuranceon the Building. Tenant shall not barbecue on porches, stairsor balconies, nor park trucks, trailers or disabled automobiles,including vehicles with expired registration, on the premises.Vehicles that violate this restriction will be towed at owner’sexpense. Garbage must be wrapped securely and placedinside the container provided, and may not be placed onlandings or stairways, nor on the ground. Tenant shall beresponsible for the conduct of all persons residing with, orvisiting Tenant.

8. BARRED: Management has the right to bar individualsfrom the property. You must inform your guest(s) of alllandlord’s rules and regulations. If rules and regulations arebroken by your guests, they may be barred and/or arrested forcriminal trespassing. If the rules and regulations are brokenby a resident, it is grounds for termination of tenancy.

9. PETS: No dogs, cats, or other animals shall be kept orallowed in the premises except with the Landlord's prior

SECURITY DEPOSITMONTHLY RENTRENTAL TERMDATE OF AGREEMENT

RENTAL AGREEMENTHOUSE - UNFURNISHED

TENANT LANDLORD

NAME: NAME:

ADDRESS OF ADDRESS:PREMISES:

CITY:CITY: PHONE:

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written consent, and subject to the conditions set forth in anysuch consent. No animals are permitted without a leash inany public areas of the premises.

10. NO ALTERATIONS: Tenant shall not make anyalterations to the premises nor install any appliances, locks orother equipment of any kind without prior written consent ofLandlord. No existing locks may be changed withoutLandlord's written consent. Lost key charge: $5.00 perreplacement key. Charge to change locks: $50.00. Lockouts:$25.00. All charges payable as rent.

11. LIMITATION OF LIABILITY: Neither Landlord nor hisagents shall be liable for any damages incurred by virtue ofLandlord's failure to keep the premises in good repair, orcaused by water, ice, frost, plumbing, leakage, gas, theheating or cooling system, defective equipment, or fixtureslocated on the premises, as well as in, above, upon, or aboutsaid premises, nor for any damages arising from acts orneglect of other occupants of the premises, persons on thepremises, or neighboring property. Landlord shall have noduty to protect Tenant from criminal acts of other persons.

12. ACCESS: Tenant shall allow Landlord and his agentsfree access to the apartment at all reasonable times, to exhibit,repair or inspect the same, and shall allow Landlord and hisagents to display "For Rent" notices on the premises.

13. UTILITIES: Tenant is responsible for gas and electricutility, and will put gas and electric in Tenant's name. Tenantshall at all times maintain the temperature at a minimum of450F and shall be responsible for all damages resulting fromthe failure to do so.

Tenants whose utilities are not connected within threedays of lease inception, or are disconnected at any time fornon-payment, are in violation of this lease, and are subject toeviction.

Tenant is responsible for water, sewer and garbageservices, and will promptly reimburse landlord for theseservices upon receipt of invoices for same. If landlord is notpromptly repaid, then rents received will be applied first tounpaid water, sewer and garbage services.

14. RIGHT TO RELET: If Tenant shall abandon or vacatethe premises, the Landlord may immediately relet the

premises upon terms as Landlord may deem practicable; or ifthe premises become vacant by reason of Tenant's breach, orif this Agreement has been terminated by reason of Tenant'sbreach, or if Tenant has been evicted, Landlord may relet thepremises, and Tenant shall be liable and pay for any and allexpenses of reletting and losses to the end of the rental term.

15. DISHONOR: In the event that Tenant's rental paymentis dishonored when negotiated by Landlord or his agents,Landlord shall have no obligation to redeposit same, andreserves the right to demand that all future rental payments bemade by money order or certified funds. Tenant shall payLandlord the sum of $25.00 as additional rent for anydishonored payment, and late charges, payable as rent, willaccrue until Tenant's dishonored payment is made whole toLandlord.

In the event that two of tenant's checks are dishonoredduring any twelve month period, then tenant shall be requiredto make all future payments via money order or cashier'scheck.

16. LEGAL EXPENSES: Tenant shall pay all costs,expenses and attorney's fees which shall be incurred orexpended by Landlord due to Tenant's breach of thecovenants and agreements of this Agreement.

17. RENT AFTER BREACH: The payment or acceptance ofrent after it becomes due, or after service of any notice or thecommencement of a lawsuit, or after any judgment, or afterknowledge of any breach by Tenant, or after expiration ofthis Agreement, shall not extend this Agreement, nor waiveor affect said notice, lawsuit, judgment, or the rightsconferred therein to the Landlord.

18. INSURANCE: Landlord is not an insurer of Tenant'sproperty. Tenant shall carry sufficient insurance to insure allof Tenant's property located on Landlord's premises.

19. CRIME-FREE LEASE ADDENDUM is made part of thisRental Agreement.

20. ASSOCIATION RULES: Where applicable, Tenant agreesto be bound by the rules of the condo/townhome/homeownerassociation which become part of this Rental Agreement.

SFH

LEAD WARNING STATEMENT Housing built before 1978 may contain lead-based paint. Lead from paint, paint chips, and dust can posehealth hazards if not managed properly. Lead exposure is especially harmful to young children and pregnantwomen. Before renting pre-1978 housing, landlords must disclose the presence of known lead-based paint and/orlead-based paint hazards in the dwelling. Tenants must also receive a federally approved pamphlet on leadpoisoning prevention. Landlord's Disclosure: Landlord has no knowledge of lead-based paint and/or lead-based paint hazards in thehousing. Landlord has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in thehousing. Lessee has received the pamphlet Protect Your Family From Lead in Your Home.

TENANT: LANDLORD:

________________________________________ __________________________________________

________________________________________ __________________________________________

TENANT LANDLORD

_____________________________________(SEAL) ________________________________________(SEAL)

_____________________________________(SEAL) ________________________________________(SEAL)SAMPL

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RESIDENTIAL MOVE-IN/MOVE-OUT CHECKLIST

Property: _______________________________________________________________________________________

Unit #: ______ Resident Name: _________________________________________

Resident should complete the move-in checklist upon taking possession of the rental dwelling. Please note existanceand condition of each item and sign at the bottom.

Management should complete the move-out checklist when resident has vacated the dwelling.

DateManagerDateManager

DateResidentDateResident

Other

Fireplace

Other Flooring

Carpets

Screens

Windows

Paint

Wallpaper

Blinds

Curtain Rods

Light Bulbs

Light Fixtures

Bathroom Flooring

Medicine Cabinet

Commode

Sink & Vanity

Tub Walls/Surround

Bathtub

Dishwasher

Kitchen Cabinets

Garbage Disposal

Sink

Countertop

Ice Trays

Refrigerator

Microwave

Stove

Kitchen Flooring

General CleanlinessMove-out ConditionMove-in Condition

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CARBON MONOXIDE ALARM AGREEMENT

Resident Name: ______________________________________________________________

Address/Unit: ________________________________________________________________

Illinois law requires property owners to install one approved operating carbon monoxide alarmwithin 15 feet of every sleeping room in a dwelling if the building uses fossil fuel combustion forany purpose or has an attached garage.

It is the responsibility of the property owner to supply and install the required alarms, andprovide written instructions regarding testing, operation, and maintenance to the resident.

It is the responsibility of the resident to regularly test the alarms, provide general maintenancefor the alarms, including replacement of batteries as necessary, and to notify the owner in writingof any deficiencies that the tenant cannot correct.

Tampering with, removing, destroying, disconnecting, or removing the batteries from anyinstalled alarm is a Class 4 Misdemeanor for a first conviction, and a Class 4 Felony for anysubsequent convictions.

Resident and Owner/Agent confirm the following:

(Number) ______ Carbon Monoxide Alarm(s) are installed and working,

Resident (Name) __________________________________ has received written instructions

for the carbon monoxide alarm.

Resident understands testing, operation & maintenance of these devices,

Resident will notify the owner in writing of any operating deficiencies of these devices.

ACKNOWLEDGED

______________________________________ ___________________________________Resident Signature Owner/Agent

______________________________________ ___________________________________Print Name & Date Print Name & DateSA

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LEASE ADDENDUM FOR CRIME-FREE HOUSING

Property Address: ________________________________________________________________________

In consideration of the execution or renewal of a lease of the dwelling unit identified in the lease, Owner andResident agree as follows:

1. Resident, any members of the resident’s household or a guest or other person under the resident’scontrol shall not engage in criminal activity, including drug-related criminal activity, on or near the saidpremises. “Drug-related criminal activity” means the illegal manufacture, sale, distribution, use, orpossession with intent to manufacture, sell, distribute, or use of a controlled substance (as defined in Section102 of the Controlled Substance Act [21 U.S.C. 802]).

2. Resident, any member of the resident’s household or a guest or other person under the resident’scontrol shall not engage in any act intended to facilitate criminal activity, including drug-related criminalactivity, on or near the said premises.

3. Resident members of the household will not permit the dwelling unit to be used for, or to facilitatecriminal activity, including drug-related criminal activity, regardless of whether the individual engaging in suchactivity is a member of the household, or a guest.

4. Resident or members of the household will not engage in the manufacture, sale, or distribution ofillegal drugs at any locations, whether on or near the dwelling unit premises or otherwise.

5. Resident, any member of the resident’s household, or a guest or other person under the resident’scontrol shall not engage in acts of violence or threats of violence, including but not limited to the unlawfuldischarge of firearms, on or near the dwelling unit premises.

6. VIOLATION OF THE ABOVE PROVISIONS SHALL BE A MATERIAL VIOLATION OF THE LEASEAND GOOD CAUSE FOR TERMINATION OF TENANCY. A single violation of any of the provisions of thisadded addendum shall be deemed a serious violation and material non-compliance with the lease. It isunderstood and agreed that a single violation shall be good cause for termination of the lease. Unlessotherwise provided by law, proof of violation shall not require criminal conviction, but shall be by apreponderance of the evidence.

7. In case of conflict between the provisions of this addendum and any other provisions of the lease,the provisions of the addendum shall govern.

8. This LEASE ADDENDUM is incorporated into the lease executed or renewed this day betweenOwner and Resident.

_________________________________________ ________________________________________Resident Signature Date Resident Signature Date

_________________________________________ ________________________________________Resident Signature Date Resident Signature Date

_________________________________________ ________________________________________Resident Signature Date Owner/Agent Signature Date

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