may 2016 issue 120

To Call Rob Golfi To Sell Your Home!

We have THOUSANDSof buyer in our database!

MORE BUYERS

TOP REASONS

FASTER RESULTS

THE GOLFI TEAM

We sell homes for up to 6% MORE MONEY!

MORE MONEY

We sell homes3 TIMES FASTER!

Sells an average of1 HOME PER DAY!

REAL ESTATEM A R K E T W A T C H

MAY 2016 - VOL 85

Rob GolfiSales Representative

905-575-7700 905-945-0188

GolfiTeam.com

Your Home Sold

*Seller & Rob must agree on price and terms.

Or I’ll Buy It!*GUARANTEED

PRESENTED BY THE THE GOLFI TEAM

Sharon Stafford*

Wendy Murray-Nicholson*

Mike McNeil*

DanGolfi*

Jeff Golfi*

LauraBielak*

Jennifer Draho*

Ashley Sidler*

Catherine Wellman*

BindaTraver*

MoniqueMacKay*

RosePimenta-Martinho*

ChrisSarievski*

DonatellaPepe*

HankBalfoort,

BROKER OF RECORD

REAL ESTATEM A R K E T W A T C H

Re-Sale Market Still Hot in April

The REALTORS® Association of Hamilton-Burlington (RAHB) reported1,649 sales were processed through the RAHB Multiple Listing Service®

(MLS®) System in April. Sales were 2.7 per cent lower than the same month last year yet 13 per cent higher than the 10-year average.

There were 2,053 properties listed in April, a decrease of 14.5 per cent compared to April of last year, and 9.4 per cent lower than the 10-year average.

“It’s not a big surprise that sales decreased compared to last year,” said RAHB CEO George O’Neill. “April 2015 was the first of the all-time record-breaking months we had last year. April 2016 sales were still relatively high, at 13 per cent above the 10-year average.”

Seasonally adjusted* sales of residential properties were 3 per cent lower than the same month last year, with the average sale price up 16.2 per cent for the month. Seasonally adjusted numbers of new listings were 11.1 per cent lower than April of 2015.

Seasonally adjusted data for residential properties for the month of April, 2016:

Continued on Page 3...

May 2016 The GOLFI TEAM Real Estate Market Watch

www.GolfiTeam.com


Call Today 905-945-0188

Re-Sale Market Still Hot in April (Continued from cover)

Actual overall residential sales of 1,563 units were 4.5 per cent lower than the same month last year.

Residential freehold sales were 3.1 per cent lower than April of 2015 while sales in the condominium market decreased by 10.4 per cent.

The median price of freehold properties increased by 14.4 per cent over the same month last year while the median price for condominium properties increased by 10.6 per cent compared to the same period.

The average price of freehold properties showed an increase of 14.5 per cent compared to April of last year; the average sale price in the condominium market increased by 12.7 per cent when compared to the same period.

Average sale price is based on the total dollar volume of all properties sold through the RAHB MLS® System. Average sale price can be useful in establishing long term trends, but should not be used as an indicator that specific properties have increased or decreased in value. Contact a REALTOR® for information about your area or property.

The average days on market decreased from 27 to 25 days in the freehold market and from 33 to 25 days in the condominium market, compared to April of last year.

“With only a little over a month of inventory and a high list-to-sell ratio in the residential market, our area continues to be hot,” noted RAHB President Kim Alvarez, “Residential median and average sale prices have risen over 14 per cent since the beginning of the year – a substantial increase over only four months.”

The numbers for the month of April, 2016 compared to April, 2015:The numbers for the month of April, 2016 compared to April, 2015: All Property Types April 2015 April 2016 % ChangeListings 2,401 2,053 -14.5%Sales 1,694 1,649 -2.7%Average Sale Price $450,665 $514,722 14.2%End of Month Listing Inventory 3,610 2,511 -30.4%

Residential Only Listings 2,241 1,929 -13.9%Sales 1,637 1,563 -4.5%Median Sale Price $380,000 $430,000 13.2%Average Sale Price $448,350 $514,746 14.8%Average Days on Market 28 25 -10.7%End of Month Listing Inventory 2,885 1,892 -34.4%

Freehold Only Listings 1,850 1,565 -15.4%Sales 1,320 1,279 -3.1%Median Sale Price $410,000 $469,000 14.4%Average Sale Price $482,294 $552,222 14.5%Average Days on Market 27 25 -7.4%End of Month Listing Inventory 2,359 1,520 -35.6%

Condominium Only Listings 391 364 -6.9%Sales 317 284 -10.4%Median Sale Price $289,000 $319,750 10.6%Average Sale Price $307,005 $345,974 12.7%Average Days on Market 33 25 -24.2%End of Month Listing Inventory 526 372 -29.3%

Commercial Only Listings 160 124 -22.5%Sales 57 86 50.9%

Every community in RAHB’s market area has its own localized residential market. Please refer to the accompanying chart.

*Seasonal adjustment removes normal seasonal variations, enabling analysis of monthly changes and fundamental trends in the data.

Established in 1921, the REALTORS® Association of Hamilton-Burlington (RAHB) represents more than 2,900 real estate brokers and sales representatives from Hamilton, Burlington and outlying areas. Members of the association may use the REALTOR® trademark, which identifies them as real estate professionals who subscribe to a strict code of ethics. The association operates the local Multiple Listing Service® (MLS®) and provides ongoing professional education courses for its members. Advertisements of local MLS® property listings and information about the services provided by a REALTOR® can be found at www.REALTOR.ca. More information about RAHB is available at www.rahb.ca.

-30- For further information, contact: Kim Alvarez George O’Neill RAHB President RAHB CEO Ph: 905.407.7046 Ph: 905.529.8101 E: [email protected] E: [email protected]

First Year of 5 Year Lease.Commercial tenant pays all utilities and property taxes except the portion of taxes for apartment. Used as restaurant/bar with full kitchen, 3 washrooms, 2 furnaces and central air. Partial basement with very large apartment rented $700.00 plus all utilities. Each unit has separate meters. 79 Erie Avenue, Unit 75, Brantford | $419,900

Stunning 1324 sq.ft. Condo Apartment!2 bedrooms, master with ensuite and walk-in. Hardwood floors, pot lights, granite counters in kitchen. 2 underground parking spaces, exercise and party room for amenities. Close to shops, restaurants, minutes to Ancaster Village and Highway. 125 Wilson Street West, Unit 109, Ancaster | $554,900


www.GolfiTeam.com

Spacious Executive 1 Bedroom Condo In the desirable and well managed building of The Terraces! Offers stainless steel appliances, granite counters, espresso laminate floors and steps to GO Train station with quick access to QEW. A large terrace and an upgraded parking spot and low condo fees101-5070 Fairview Street, Burlington | $314,900

LOCATION, LOCATION! This house has it all! Grand 2.5 storey home! Walk to new Tim Hortons field, buses and shopping. New Brian Timmins soccer pitch and park being built across the street! House has extensive updates, wait till you see the kitchen! Wiring and plumbing updated. 34 Lloyd Street, Hamilton | $239,900

BRIGHT AND SPACIOUS!Very nice east Hamilton two storey, was a two family at one time, outside stairs from second floor. Open concept, nice open area on second floor for office or study area. Shows nice, no carpet. Walk to center mall, steps to Ottawa street shopping district. 32 Britannia Avenue, Hamilton | $239,900

Spacious 4 Bedroom! Dundas home with wrap around balcony patio. Mature treed lot, in-ground heated pool, backyard with room to garden. Updated eat-in kitchen & baths. Family/dining room with gas fireplace, rec room with wood burning fireplace. Master bedroom with his & hers closets.46 Autumn Leaf Road, Dundas | $539,900

Trendy Neighbourhood of StinsonLoft in the Stinson School Lofts. Over 1300 sq.ft. of open concept living with 11’ ceilings, original chalkboards accenting the exposed brick walls, 8” baseboards, stainless steel high efficiency appliances including in-suite washer and dryer, granite counters and hardwood flooring.200 Stinson Street, Unit 105, Hamiltn | $359,900

LOCATION ROCKS! BEASLEY NEIGHBOURHOOD! Detached two storey double brick century home with a detached garage! This home features custom paint colours, huge eat-in kitchen with granite and appliances. Updates include bathroom, floors, wiring, windows, garage door, furnace and central air.176 Wilson Street, Hamilton | $329,900

Aldershot 4-Level Side-Split! 3+1 bedroom, 1.5 bath. Gourmet kitchen, granite, stainless steel appliances, updated kitchen, baths, furnace and windows. Finished throughout, home office, fenced yard on corner lot. Located near shopping, trails, parks, schools and GO Station. 1004 Marley Crescent, Burlington | $620,000

Charming Semi On Quiet Court 4 Bedrooms, 2.5 baths, bright spacious eat-in kitchen with walkout to back yard, ceramics and hardwood, partially finished basement with rec room and bathroom, oversized lot, fenced yard. 12 Electra Court, Stoney Creek | $299,900

Opportunity knocks on Ottawa Street North!Currently used as commercial office and residence with separate entrances and hydro meters. Could be used as a residence. Large 20’ x 20’ block garage. Furnace and roof 2015, water heater 2013. Buyer to verify usage. 95 Ottawa Street North, Hamilton | $319,900

ROB GOLFISales Representative

Hamilton, Stoney Creek, Ancaster, Dundas & Glanbrook

HAMILTON HOT AREA!LANDSDALE NEIGHBOURHOOD! Main floor tenant pays $695.00/mth, upstairs tenant pays $995.00/mth. Rent has not been increased in 5 years. Landlord pays utilities. ESA approved electrical and fire retrofit (2014). Both tenants are month to month. Laundry in the basement. 23 Century Street, Hamilton | $289,900


Call Today 905-945-0188

LOOKING FOR AN INVESTMENT PROPERTY?This home features one bedroom, nice layout with high ceilings, gorgeous backyard with access from kitchen. Makes a nice little rental property. New roof, well cared for, walk to gage park, Tim Hortons Field, major bus line outside the door, great for downsizer.1183 King Street East, Hamilton | $159,900

IT’S ALL ABOUT THE VIEW! Close to highways and amenities. 3 bedroom corner unit on the 8th floor with oversized balcony and amazing unabstructed views of the Niagara Escarpment. Beautiful laminate flooring throughout. Eat-in kitchen with lots of cupboards. Ample parking. 15 Nicklaus Drive, Unit 815, Hamilton | $100,000

Beautiful 3+2 Bedroom Home Welcome to this beautiful home with a park like setting with a large deck to create your own oasis for the summer. Features gorgeous hardwood floors on upper level with large bedrooms, fully finished lower level with 2 bedrooms, rec room, kitchen, and bathroom. Get in just in time to throw those summer parties.330 Margaret Avenue, Stoney Creek | $499,900

Well Cared for 3+3 bedroom! Large 3+3 bedroom home located within walking distance to McMaster. Updated kitchen, baths, furnace, roof ‘15, lots of parking, detached single garage and private rear yard. 120 Leland Street, Hamilton | $489,900

Plenty of updates! Move in ready!A must see before it’s too late. Many updates: roof, furnace, central air conditioning, brand new walk out, new 3 piece bath, no carpets, granite, too many updates to list. Close to Redhill! Ready to move in!105 Beland Avenue North, Hamilton | $349,900

Beautiful 3 Level BacksplitAttention all investors, renovators, or first time home buyers!Located on West Hamilton mountain features 3 bedrooms, 2 bathrooms, updated windows, newer furnace and central air. Pride ownership for 40 years. Close to amenities, schools and recreation centres. 34 Tyrone Drive, Hamilton | $299,900

Great Family Mountain Neighbourhood!This 3+1 bedroom home offers a large living room, open concept dining area and large kitchen with lots of cupboard space. Updated roof and freshly painted. Downstairs has a large rec room with wood fireplace, bedroom, large laundry room and walk up to the rearyard and a walk out to the single car garage. 30 Ravenbury Drive, Hamilton | $389,900

LOCATION, LOCATION!Rarely do homes come up for sale in this location. Bungalow with beautiful curb appeal and landscaping! Money spent on renovations. Front porch and steps, hardwood flooring, solid interior doors, fencing, shingles and much more. Renovations started in hallway, large eat-in kitchen needs updating. 90 Highcliffe Avenue, Hamilton | $329,900

Walking Distance To Go Station! Charming Freehold Townhome in Historic Corktown, 3 beds, updated kitchen and bath, hardwood and ceramics throughout, beautifully landscaped yard with wrap around deck. Walking distance to Go Station, downtown, shopping, restaurants, parks and transit. 136 Augusta Street | $399,900

Concession St. Loft With Corner View.Features a prime northwest view, two bedrooms, eat-in kitchen with a granite breakfast bar, maple cabinets with custom tiled back splash and lighting, stainless steel appliances, upgrade cove ceilings throughout, radiant heat, central air, laundry, prime parking and locker spaces.832 Concession Street, Unit 31, Hamilton | $259,900

Immaculate 2880 sq.ft. Home! Summit Park beauty the Ridgemont model, features open and inviting floor plan, grand foyer with oak staircase, 9 ft. ceilings, wonderful family size kitchen, luxurious master bedroom with spa inspired ensuite with relaxing Roman tub and fully fenced yard.125 Boulder Crescent, Hannon | $649,900


Hamilton, Stoney Creek, Ancaster, Dundas & Glanbrook

Your Home Sold GUARANTEED!

Get your FREE HOME EVALUATION

and get your home sold!

Call The Golfi Team today!

905-575-7700


www.GolfiTeam.com

“We sell MORE...because we do MORE!”

The Golfi Team Advantage!Find out how YOU can get MORE

than MARKET VALUE for your home.

Remember experience does make the difference.Call The Golfi Team today!

905-575-7700

24 HEATHCOTE COURT

144 BRENTWOOD DRIVE

20 TAMI CRESCENT

278 DUNDONALD AVENUE

154 GRANT AVENUE

69 MOUNTAIN STREET

1 GLENWOOD AVENUE

152 GRANT AVENUE

SOLD$20,100 over asking!


SOLD$7,600

over asking!






The Golfi Team Advantage!Find out how YOU can get MORE

than MARKET VALUE for your home.

Remember experience does make the difference.Call The Golfi Team today!

905-575-7700

ChrisSarievski*


Call Today 905-945-0188

Sharon Stafford*

Ashley Sidler*

Wendy Murray-Nicholson*

Catherine Wellman*

Mike McNeil*

DanGolfi*

Jeff Golfi*

BindaTraver*

LauraBielak*

MoniqueMacKay*

RosePimenta-Martinho*

Jennifer Draho*

DonatellaPepe*

HankBalfoort,

BROKER OF RECORD

1 GLENWOOD AVENUE

152 GRANT AVENUE

125 LYNBROOK DRIVE

4351 WILLOW WALK

111 FAIRVIEW ROAD

131 GRANT AVENUE

45-24 KENYON CRESCENT

28 ST. CLAIR AVENUE







SOLD$5,100

over asking!


Centrally Located ¾ Acre Land Site! RM2 ZONING – ¾ acre land site centrally located downtown area, permitted uses apartment dwelling, boarding or lodging dwelling, home for the aged, nursing home, group home, private home daycare. Call for details on permitted uses. Lot #201 Academy Street, Beamsville | $399,900


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Grimsby, Beamsville, Lincoln & West Lincoln

Gorgeous 3000 sq.ft. All Brick Victorian HomeVictorian home CIRCA 1900. With Carriage house, all original wood trim, hardwood floors, finished loft, slate tile roof, new furnace, kitchen with island, carriage house ideal for in-law with full kitchen and bathroom and separate furnace and central air.168 Main Street East, Grimsby | $850,000

Stately Home with In-Law Suite!Home features 3 car garage, main floor dining room, great room, large eat-in kitchen, laundry and office. 1 bedroom in-law suite with separate laundry and entrance. Basement partially finished and backyard with above ground pool. 701 Broman Court, Caistorville | $724,900

1-1/2 Storey Charmer 3+1 Bedroom, 2 full bathrooms. Main floor bedroom, sunroom, large living/dining room. Updated weeping tile/waterproofing, roof, some windows/doors, furnace, bathroom. Large driveway easy to turn around in. 11617 #3 Highway, Wainfleet | $199,900

Great Opportunity! Approximately 21 acre property with 16 acres of vines planted. Build your dream on lakefront parcel or create your own winery. Can be purchased with adjoining Lakeside Dr property. 4921 Sann Road, Beamsville | $1,499,900

How Sweet It Is!This 10 acre parcel, 2 bedroom bungalow awaits your touches. Separate 3 car garage is perfect for the hobbyist and driveway can hold the oversized toys. Home is situated down the road from Rockway Golf Course. 3063 Ninth Street East, St. Catharines | $449,900

Hi it’s Gerry. We used The Golfi Team to buy our seventh home in the Grimsby area. Although it was our seventh purchase, it was the first time we used The Golfi Team. What impressed me about The Golfi Team is what they noticed before I even noticed anything. Even though it was our seventh purchase, there were small details in the seven purchases that you would think you would know but our rep noticed tons of little details that made the purchase easier and more valuable. What impressed me about The Golfi Team is as soon as I made my initial phone call a book an appointment because we didn’t know any sales people, I got a return phone call in 15 minutes. It wasn’t ‘when do you want to see homes?’ it was ‘how soon do you want to see homes?’ and that

was truly impressive. Another point of value that I noticed in the sales process is how quickly our sales rep understood our tastes. She knew what we wanted and where we wanted to be. And truly after seven purchases, that’s something that was important to me. I would definitely recommend The Golfi Team and probably for the biggest reasons - its IMAGE, PRESENTATION, PRODUCT KNOWLEDGE and SELLING SKILLS. They had the complete package when we purchased and bought this home. You really felt well, it felt good, you knew was the right decision and they guide you along the complete process from A to Z. Thank you.

-Gerry

Using The Golfi Team was not something we set out to do. We actually spoke with others initially but were anxious to get started and didn’t get the attention we needed. Not being from the area, someone recommended Rob Golfi and his team to us. We made the call and spoke with Wendy Murray-Nicholson. She responded right away and we had listings to view at our finger tips. She kept us updated by email on everything popping up in the area we were interested in and surround area as well. Wendy was always ready and happy to show us what we requested to see and even suggested homes we may not have seen potential in. We did purchase a home we are very happy with and met a new friend in Wendy as well. I would recommend The Golfi Team to all.

-Nickie

WOW! Did we ever make the right decision in choosing to have Rob Golfi and his Team sell our house – it only took 14 days to sell, even in this tough weather. Rob and his Team were professional, knowledgeable and most importantly results oriented. They negotiated a fair deal for our house. We recommend The Golfi Team and if you want your home sold fast with great results, don’t look any further. Thank you for all your efforts on our behalf.

Wayne & Virginia


Call Today 905-945-0188

RE/MAX Agent Sharon Stafford Earns Hall Of Fame Award

Sharon Stafford with The Golfi Team RE/MAX, was presented with the RE/MAX Hall of Fame Award in 2015, which honors successful agents who have earned more than $1 million in commissions during their careers with the company. Less than twenty-three percent of all

RE/MAX Affiliates have earned this prestigious award.

Sharon has been working in the real estate industry for more than 8 years and has extensive experience working with buyers and seller, first time home buyers, and seniors (downsizing). Among Stafford’s list of achievements, she has earned The Re/Max 100% Club (2009-2015).

“Sharon has been an integral member of our team and is more than deserving of this very prestigious award,” said Rob Golfi, Sales Representative, of The Golfi Team RE/MAX. “Winning this award is a tremendous accomplishment. Sharon continues to raise the bar in real estate, making us, and this community, proud.”

RE/MAX is the most productive real estate network with its Sales Associates averaging more sales than other real estate agents. Over 100,000 agents provide RE/MAX a global reach of nearly 100 countries. Nobody sells more real estate than RE/MAX.

About The Golfi Team RE/MAX:

The Golfi Team RE/MAX is a locally owned and operated full-service real estate brokerage located in Hamilton and Grimsby. Founded in (Year), the brokerage has 18 Realtors® and specializes in residential and commercial real estate.

OUR 5 CUSTOMER REVIEWS

Sharon StaffordSales Representative Cell: 905-818-6584Office: [email protected]

664 Fennell Ave. EastHamilton, ON L8V 1V1

Call Today 905-575-7700

The Golfi Team Real Estate Market Watch June 2015

www.GolfiTeam.com

MarketplaceMarketplace

HOME STAGING

Jacqueline Paradisi

Paul Lewis SettimiBarrister, Solicitor and Notary Public

8 Main Street East, Suite 303Hamilton, Ontario L8N 1E8Bus: 905-527-0808Fax: 905-527-0774

20 Main Street WestGrimsby, Ontario L3M 1R4

Bus: 289-235-7500Fax: 905-527-0774

Real Estate Lawyer

[email protected]

Laura BielakSales Representative, The Golfi Team 905-575-7700

Advertise HereFor information on advertising in the Market Watch, contact

Rose Magroemail: [email protected]: 905-745-0122

provides “Peace

of Mind”

Sandra Bahoric Certified home staging and redesign

professional, Member of RESA

905.912.8781homesmartsstaging.ca

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OUR SERVICES: • home evaluation and color consultations• home staging• redesign• real estate photography and advertising• personal shopping for home décor and decorating• Feng Shui consultations

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Buying a homethrough us?

Crossword Solution

if you’d like to learn how Bni(www.bnigh.com) works and what it cando for your business, call or email me [email protected]. i can arrange for you to visit a chaptermeeting close to you so you can see howBni helps members develop referralbusiness relationships.two Bni chapters in the Gta recentlyreported referral business totaling $1m forthe past year!

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Senior Downsizing

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May 2016Page 10 The GOLFI TEAM Real Estate Market Watch

www.GolfiTeam.com

Call Today 905-575-7700

Page 10 The Golfi Team Real Estate Market Watch June 2015

www.GolfiTeam.com


HOME STAGING

Jacqueline Paradisi




Bus: 289-235-7500Fax: 905-527-0774

Real Estate Lawyer

[email protected]




provides “Peace

of Mind”




NEW!





Crossword Solution




Senior Downsizing


Call Today 905-575-7700

Page 10 The Golfi Team Real Estate Market Watch August 2015

www.GolfiTeam.com


HOME STAGING

Jacqueline Paradisi




Bus: 289-235-7500Fax: 905-527-0774

Real Estate Lawyer

[email protected]




provides “Peace

of Mind”




NEW!





Crossword Solution



TOM SULLIVAN

289-442-7388 [email protected]

No Job Too Big or Too Small

Are you selling your home?Does the interior or exterior need some work to get it intoselling condition?

MarketWatch August 2015 30/07/15 4:52 PM Page 10

Call Today 905-575-7700

Page 10 The Golfi Team Real Estate Market Watch June 2015

www.GolfiTeam.com


HOME STAGING

Jacqueline Paradisi




Bus: 289-235-7500Fax: 905-527-0774

Real Estate Lawyer

[email protected]




provides “Peace

of Mind”




NEW!





Crossword Solution




Senior Downsizing


Crossword Solutions




Call Today 905-945-0188

CONSUMER FEATURE

On November 1, 2012, Ex-pert Mortgage launched the“85-Alive” program in Ontario.The concept was simple: aslong as you had a pulse, Ex-pert Mortgage would provideyou with a home equity loan,up to 85 per cent of the valueof your property. No job re-quired. Bad credit, OK.

The reason why ExpertMortgage could offer a “noquestions asked” lending pro-gram, while the major bankscould not, is that they repre-sent over 200 private lenderswho lend strictly on propertyvalue. These subprime lendersspecialize in mortgage clientswho have had some bad luck,and need a helping hand untilthey get back on their feet.

The program has been sosuccessful that Expert Mort-gage can barely keep up withthe volume of calls. To helpfund this unexpectedly largenumber of borrowers, it haspartnered up with dozensmore private lenders.

Licensed Mortgage Agent Rashida Riel Expert Mort-gage’s “85-Alive” representa-tive for the Golden Horshoe Region, says, “We’re seeing mostly homeowners behind on mortgage and property taxes. The banks are refus-ing to restructure their loans. Many of these people have lost jobs due to the bad economy... or they’re self-employed. Unless you are a perfect applicant, the bank doesn’t want to talk to you.”

But not everyone condonesExpert Mortgage’s easy lend-ing criteria. A local real estateagent with 25 years of experi-ence, who has asked to remainanonymous, says, “When thismarket turns down, it’s goingto get ugly! It’s utter financialsuicide for Expert Mortgageto be giving money away soeasily to clients without theability to make payments. I’dbe surprised if they’re still inbusiness five years from now.”

Nonetheless, homeowners

like Anita P. don’t see a prob-lem with the program. Whenquestioned on how she planson making payments on hermortgage when she has noincome, Anita responds, “Wewere four months behind onour mortgage and they savedour house. My husband hasbeen unemployed for ninemonths. He won’t be unem-ployed forever. We used the85-Alive loan to pay off all ourdebits. We also had $25,000left over that we put in thebank for emergencies. And tomake life easy, they worked itout so we have no mortgagepayments for 12 months.”

For more details on the ”85-Alive” program, contact Rashida Riel www.RashidaRiel.ca 905-531-6223 or 1-888-334-6089

BROKER LIC#12079

New program provides emergencymortgage loans to homeowners

Crossword Solutions How to Play Sudoku

Level: Medium

Fill in the grid above, so that each row of 9 squares, each column of nine and each section of 9 (three squares by three) contains the numbers 1 through 9 in any order. There is only one solution for the puzzle and the numbers shown can NOT be changed.

I Sell Houses Fast!I Sell Houses Fast!

[email protected]

Rob GolfiSales Representative

We are the #1 selling agents in the Hamilton, Burlington and surrounding area. We have thousands of buyers in our database ready to buy homes for top dollar in your neighborhood. We have a proven track record and if I can’t sell your home I will buy it. Call today or fill out the form online at

www.isellhousesfast.com· No Hassel· Quick Sale· Fast and Free Consultation

Sell Your Home Fast & For Top Dollar!

Contact Us TODAY!

EXCLUSIVE GRIMSBY HERITAGE HOME$850,000 . 2 1/2 Storey . 1/2 Acre . Estate Property

168 Main Street EastGorgeous 2.5 Storey 3000 sq.ft.

This all brick Victorian home CIRCA 1900 home sits on 65 x 285 ft. estate property with fully finished Carriage house, all original wood trim, hardwood floors, main floor laundry, breakfast room, finished loft, slate tile roof, vinyl

windows, new furnace, kitchen with island, carriage house is ideal for in-law has full kitchen and bathroom with separate furnace and central air, beautiful wood trim, resort style back yard with in ground pool.


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FEATURE HOME IN GRIMSBY

may 2016 issue 120

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