Marketing Presentation

September 30, 2013

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DisclaimerTHIS PRESENTATION IS NEITHER ADVICE NOR A RECOMMENDATION TO ENTER INTO ANY TRANSACTION. THIS PRESENTATION IS NOT AN OFFER TO BUY OR SELL, NOR A SOLICITATION OF AN OFFER TO BUY OR SELL, ANY SECURITY OR OTHER FINANCIAL INSTRUMENT. THIS PRESENTATION IS BASED ON INFORMATION OBTAINED FROM SOURCES THAT TRUTH INVESTMENTS, L.L.C. CONSIDERS TO BE RELIABLE; HOWEVER, TRUTH INVESTMENTS, L.L.C. MAKES NO REPRESENTATION AS TO, AND ACCEPTS NO RESPONSIBILITY OR LIABILITY FOR, THE ACCURACY OR COMPLETENESS OF THE INFORMATION. ALL PROJECTIONS , VALUATIONS, AND STATISTICAL ANALYSES ARE PROVIDED TO ASSIST THE RECIPIENT IN THE EVALUATION OF THE MATTERS DESCRIBED HEREIN. SUCH PROJECTIONS, VALUATIONS AND ANALYSES MAY BE BASED ON SUBJECTIVE ASSESSMENTS AND ASSUMPTIONS AND MAY USE ALTERNATIVE METHODOLOGIES THAT PRODUCE DIFFERENT RESULTS; ACCORDINGLY, SUCH PROJECTIONS, VALUATIONS AND STATISTICAL ANALYSES SHOULD NOT BE VIEWED AS FACTS AND SHOULD NOT BE RELIED UPON AS AN ACCURATE PREDICTION OF FUTURE EVENTS.

TRUTH INVESTMENTS, L.L.C. IS NOT AND DOES NOT PURPORT TO BE AN ADVISOR AS TO LEGAL, TAXATION, ACCOUNTING, OR REGULATORY MATTERS IN ANY JURISDICTION. THE RECIPIENT SHOULD INDEPENDENTLY EVALUATE AND JUDGE THE MATTERS REFERRED TO HEREIN.

IN REVIEWING THIS PRESENTATION, IT SHOULD BE UNDERSTOOD THAT THE PAST PERFORMANCE RESULTS OF ANY INDICES OR ANY ASSET CLASS SET FORTH HEREIN ARE NOT NECESSARILY INDICATIVE OF ANY FUTURE RESULTS THAT MAY BE ACHIEVED IN CONNECTION WITH ANY TRANSACTION. ANY PERSONS SUBSCRIBING FOR OR MAINTAINING AN INVESTMENT MUST BE ABLE TO BEAR THE RISKS INVOLVED AND MUST MEET THE SUITABILITY REQUIREMENTS RELATING TO SUCH INVESTMENT. SOME OR ALL ALTERNATIVE INVESTMENT PROGRAMS MAY NOT BE SUITABLE FOR CERTAIN INVESTORS.

THIS PRESENTATION AND ITS CONTENTS ARE PROPRIETARY INFORMATION OF TRUTH INVESTMENTS, L.L.C. AND MAY NOT BE REPRODUCED OR OTHERWISE DISSEMINATED IN WHOLE OR IN PART WITHOUT TRUTH INVESTMENTS, L.L.C.‘S WRITTEN CONSENT. © TRUTH INVESTMENTS, L.L.C.

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Table of Contents

Our Company.……………….......…..Section 1

Appendix………….………………...Section 2

- Product Snapshots

- Fees & Account Minimums

- Biographies

- Disclosures

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Organization Truth Investments, L.L.C. is a registered

investment advisor. The company was founded by Joseif Pinkston in 2008. Joseif managed non-fee accounts for family members until

2012, when the company first began soliciting to private clients.

Joseif PinkstonPresident & CIO

Lead Portfolio Manager

Bryan PinkstonVice PresidentResearch Analyst

Remington Noble

Managing Director

Research Analyst

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What We Do Portfolio Management

Stocks Bonds & Fixed Income

Investment Advice Financial market education Investment planning

Retirement Education Personal goals

Small Business Plans Simplified Employee Pension (SEP) 401(k)

Investment planning does not include income tax, estate, or insurance planning.

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Equity18%

Fixed Income18%

Alternative64%

Asset Class

Product Strategies

Product Discretionary Assets

US Equity $53,306

Global Equity $42,113

Fixed Income Blend Plus $43,773

Fixed Income Blend $50,794

Absolute Return $331,227

Total AUM $521,213

Truth Investments offers three different asset classes.

AUM represents assets under management at the firm level. Discretionary assets include all accounts managed by Truth Investments, including accounts held by employees.

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How it Works Open an account with Scottrade

Scottrade is our custodian bank/broker Fund your account by transferring money from your

personal bank to Scottrade or writing Scottrade a check. Choose an account type Choose a product strategy

Open Account

•Standard•Retirement•Education•Business•Other

Choose Account

Type •US Equity•Global Equity•Fixed Income Blend Plus

•Fixed Income Blend•Absolute Return

Choose Product

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Account Types & Tax Implications Standard

Gains are taxed and losses deducted each year. Most flexible in terms of withdrawing money

Retirement Not taxed until retirement and in some cases never If money is withdrawn prior to retirement, there might be tax

penalties. Education

Not taxed until college/educational purpose and in some cases never If money is withdrawn prior to education, there might be tax

penalties. Business

Owner and employee retirement accounts are not taxed until retirement and in some cases never.

If money is withdrawn prior to retirement, there might be tax penalties.

Clients are not limited to the account types shown here. Talk to one of our advisors or a separate tax consultant for more detailed information.

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Products

Risk Expected ReturnLow High

US Equity

Global Equity

Fixed Income Blend Plus

Fixed Income Blend

Absolute Return

Low High

US Equity

Global Equity

Fixed Income Blend Plus

Fixed Income Blend

Absolute Return

Risk can be defined in a number of ways. In its simplest definition, risk is thought of to be the likelihood of a complete loss. At Truth Investments, we assume that this risk of loss exists regardless of the type of investment. Therefore, we are also concerned with other factors that are more manageable. We will ask ourselves three questions before investing: 1) What is the variability or ‘choppiness’ of actual returns over any given time period? 2) What is the probability of a loss? 3) What is the probability of a complete loss?

When determining risk, we weigh these three factors equally using a mixture of judgment and mathematics on a one-year and long-term basis. Risk can range from low, to moderate, to high. Equities are more risky than fixed income. Typically, investors should expect higher returns as justification for accepting higher risk. Conversely, low returns are usually associated with low risk. However, this rule of thumb is not always the case and results may vary.

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Historical Market Performance

US Equity

US Fixed Income

Market

IndexRussell 3000

Barclays US Treasury 1-3

Year

Avg. Annual Return

9.6% 0.3%

2012 16.3% 0.2%

2011 1.0% 0.7%

2010 17.3% 1.1%

2009 28.4% -1.9%

2008 -37.3% 2.9%

2007 5.1% 2.8%

2006 15.7% -0.2%

2005 6.1% -1.5%

2004 11.9% -1.2%

2003 31.1% 0.3%

-20.00%-15.00%-10.00%

-5.00%0.00%5.00%

10.00%15.00%

Dec

-88

Dec

-89

Dec

-90

Dec

-91

Dec

-92

Dec

-93

Dec

-94

Dec

-95

Dec

-96

Dec

-97

Dec

-98

Dec

-99

Dec

-00

Dec

-01

Dec

-02

Dec

-03

Dec

-04

Dec

-05

Dec

-06

Dec

-07

Dec

-08

Dec

-09

Dec

-10

Dec

-11

Dec

-12

Russell 3000 IndexUS Equity Market Proxy

Monthly Returns

-1.50%-1.00%-0.50%0.00%0.50%1.00%1.50%2.00%

Dec

-88

Dec

-89

Dec

-90

Dec

-91

Dec

-92

Dec

-93

Dec

-94

Dec

-95

Dec

-96

Dec

-97

Dec

-98

Dec

-99

Dec

-00

Dec

-01

Dec

-02

Dec

-03

Dec

-04

Dec

-05

Dec

-06

Dec

-07

Dec

-08

Dec

-09

Dec

-10

Dec

-11

Dec

-12

Barclays Capital US Treasury 1-3 YearUS Fixed Income Market Proxy

Monthly Returns

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Investment Scenarios

$5,000 Initial Investment

$250 per month payment earning 15% Annual Return

Results in $91,005 10 years from today

$5,000 Initial Investment

$250 per month payment earning 15% Annual Return

Results in $1,018,603 25 years from today

$10,000 Initial Investment

$250 per month payment earning 15% Annual Return

Results in $2,606,230 30 years from today

Returns are not guaranteed. Additional scenarios can be tested on our website at http://www.investinthetruth.com/Savings%20Calculator.html.

$0 Initial Investment

$50 per month payment earning 2% Annual Return

Results in $19,443 25 years from today

$0 Initial Investment

$50 per month payment earning 8% Annual Return

Results in $47,559 25 years from today

$5,000 Initial Investment

$50 per month payment earning 8% Annual Return

Results in $84,252 25 years from today

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Accessing Your Money You own a separate account. Account funds can normally be

raised relatively easily in taxable accounts. Upon request to Truth

Investments, securities in your account are sold immediately.

It takes 3-4 business days for trades to settle and money to be ready for withdraw*.

Help accessing your money is available online or at your closest Scottrade office. Scottrade has the largest branch

network in the country among online brokers.

Money is typically raised via bank transfers or requesting checks.

Scottrade offices do not carry cash.* Best practice is to discuss funding/defunding needs with us at least 3 months in advance; particularly if invested in a Fixed Income or Absolute Return product. Certain securities have maturity dates that decrease liquidity. If such securities are sold prior to maturity, value can be lost.

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What to Expect A perpetual working relationship

Investment advice is always free Availability to answer questions

Account administration Financial market activity Performance-related questions

Quarterly Reports mailed from Truth Investments Performance Reports Newsletters describing market activity and our outlook on the global

economy Transaction summaries mailed or emailed from Scottrade Annual tax documents mailed from Scottrade

Some account types are non-taxable. A Scottrade online account

Check account value Set up deposits/withdrawals Download tax reports

Investment planning does not include income tax, estate, or insurance planning.

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Our Mission

Investing in people by investing for people

We aim to play a significant role in the ‘Greater Good.’

We do not aim to maximize profit for ourselves.

Through sound investing, we aim to bring hope where there is doubt.

Appendix

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Absolute Return

Description Top 5 Holdings Sector Exposure

Name Fixed Income Blend Plus Weight Weight

Risk Level Moderately Low PEABODY ENERGY 34.8% Corporate Bonds 86.7%

Benchmark Index Barclays U.S. Aggregate WESTERN ALLIANCE 12.5% Preferred Stock 10.8%

Annual Expense 0.35% HEWLETT PACKARD 23.0% Cash 2.5%

Load/Other Fees None ROYAL BK SCOTLAND 11.8% Total 100.0%

Average Expected Turnover1 21% AES CORP SR NT 4.7%

Average Number of Holdings 1-10 Total 86.7% Country Exposure

Assets Under Management $43,773 Weight

Inception Date 26-Dec-12 United States 85.7%

Report Date As Of: 30-Sep-13 United Kingdom 11.8%

Cash 2.5%

Historical Returns (Gross) Total 100.0%

2013 YTD

Composite 4.09%

Benchmark -1.88%

Comments

Note: Historical performance is not a guarantee of future results.1. Turnover is a measurement of trading activity. It is calculated by taking the lesser of buys and sells divided by the average market value of the model portfolio.

Historical returns are calculated from the product of monthly returns in the period. The composite represents returns of all portfolios exclude fees but include trading costs.

Holdings, sector, and country exposure represent the model portfolio.

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Global Equity

Description Top 10 Holdings Country Exposure

Name Global Equity Weight Weight

Risk Level Moderately High REPLIGEN CORP 7.3% Argentina 5.5%

Benchmark Index MSCI ACWI IMI CRAFT BREWERS 6.1% Australia 3.8%

Annual Expense Ratio 1.5% SIRIUS XM RADIO INC 6.1% Bermuda 4.6%

Load/Other Fees None MELCO CROWN ENTMT 5.7% Brazil 3.9%

Average Annual Turnover1 6% PETROBRAS ENERGIA 5.5% Cayman Islands 4.8%

Number of Holdings 20 CHICAGO BRDGE & IRN 5.4% China 5.3%

Assets Under Management $42,113 JINPAN INTL LTD 5.3% Denmark 3.6%

Inception Date 1-Aug-12 GENWORTH FINL 5.2% Hong Kong 5.7%

Report Date As Of: 30-Sep-13 CONSOLQ WATER CO 4.8% Monaco 4.5%

BANCO BILBOA 4.7% Netherlands 5.4%

Total 56.1% Peru 3.8%

Spain 4.7%

Historical Returns (Gross) Sector Exposure Taiw an 3.8%

Aug2012-Dec2011 2013 YTD Weight United Kingdom 3.7%

Composite 8.40% 23.56% Basic Materials 13.0% USA 32.8%

Benchmark 8.76% 15.21% Consumer Goods 10.4% Cash 4.1%

Financials 14.5% Total 100.0%

Healthcare 10.9%

Industrial Goods 9.2%

Services 16.3%

Technology 12.9%

Utilities 8.7%

Cash 4.1%

Total 100.0%

Comments

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US Equity

Description Top 5 Holdings Sector Exposure

Name US Equity Core Weight Weight

Risk Level Moderately High RENEWABLE ENERGY 13.7% Basic Materials 21.3%

Benchmark Index Russell 3000 REPLIGEN CORP 11.1% Consumer Goods 18.6%

Annual Expense Ratio 1.0% CHIQUITA BRANDS INTL INC 11.0% Financial 9.3%

Load/Other Fees None SIRIUS XM RADIO INC 9.4% Healthcare 11.1%

Average Annual Turnover1 51% GENWORTH FINL 9.3% Industrial Goods 7.6%

Average Number of Holdings 10 Total 54.5% Services 9.4%

Assets Under Management $53,306 Technology 6.3%

Inception Date 1-Apr-10 Utilities 8.5%

Report Date As Of: 30-Sep-13 Cash 7.9%

Total 100.0%

Historical Returns (Gross)

Apr2010-Dec2010 2011 2012 2013 YTD

Composite 11.83% -9.19% 11.84% 46.55%

Benchmark 5.16% 1.03% 16.26% 21.31%

Comments

Note: Historical performance is not a guarantee of future results.1. Turnover is a measurement of trading activity. It is calculated by taking the lesser of buys and sells divided by the average market value of the model portfolio.

Historical returns are calculated from the product of monthly returns in the period. The composite represents returns of all portfolios exclude fees but include trading costs.

Holdings and sector exposure represent the model portfolio.

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Fixed Income Blend Plus

Description Top 5 Holdings Sector Exposure

Name Fixed Income Blend Plus Weight Weight

Risk Level Moderately Low PEABODY ENERGY 34.8% Corporate Bonds 86.7%

Benchmark Index Barclays U.S. Aggregate WESTERN ALLIANCE 12.5% Preferred Stock 10.8%

Annual Expense 0.35% HEWLETT PACKARD 23.0% Cash 2.5%

Load/Other Fees None ROYAL BK SCOTLAND 11.8% Total 100.0%

Average Expected Turnover1 21% AES CORP SR NT 4.7%

Average Number of Holdings 1-10 Total 86.7% Country Exposure

Assets Under Management $43,773 Weight

Inception Date 26-Dec-12 United States 85.7%

Report Date As Of: 30-Sep-13 United Kingdom 11.8%

Cash 2.5%

Historical Returns (Gross) Total 100.0%

2013 YTD

Composite 4.09%

Benchmark -1.88%

Comments

Note: Historical performance is not a guarantee of future results.1. Turnover is a measurement of trading activity. It is calculated by taking the lesser of buys and sells divided by the average market value of the model portfolio.

Historical returns are calculated from the product of monthly returns in the period. The composite represents returns of all portfolios exclude fees but include trading costs.

Holdings, sector, and country exposure represent the model portfolio.

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Fixed Income Blend

Description Top 5 Holdings Sector Exposure

Name Fixed Income Blend Weight Weight

Risk Level Low HEWLETT PACKARD 20.1% Corporate Bonds 80.5%

Benchmark Index Barclays US Treasury 1-3 Yr. FORD MOTOR CREDIT 19.9% Preferred Stock 18.1%

Annual Expense 0.25% TELECOM ITALIA 15.9% Cash 1.4%

Load/Other Fees None CITIGROUP INC 14.4% Total 100.0%

Average Annual Turnover1 21% WACHOVIA PR FND 11.0%

Average Number of Holdings 1-10 Total 81.4% Country Exposure

Assets Under Management $50,794 Weight

Inception Date 8-Dec-09 United States 72.5%

Report Date As Of: 30-Sep-13 Italy 15.9%

United Kingdom 10.2%

Historical Returns (Gross) Cash 1.4%

2010 2011 2012 2013 YTD Total 100.0%

Composite 1.37% 1.02% 1.67% 2.84%

Benchmark 1.10% 0.66% 0.24% 0.30%

Comments

Note: Historical performance is not a guarantee of future results.1. Turnover is a measurement of trading activity. It is calculated by taking the lesser of buys and sells divided by the average market value of the model portfolio.

Historical returns are calculated from the product of monthly returns in the period. The composite represents returns of all portfolios exclude fees but include trading costs.

Holdings, sector, and country exposure represent the model portfolio.

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Fees & Account Minimums

PRODUCT ANNUAL FEE ACCOUNT MINIMUM

ACCOUNT MINIMUM

With $50 monthly

Contribution plan

US Equity 1% $2,500 $0

Global Equity 1.5% $5,000 $0

Fixed Income Blend Plus 0.35% $500 $0

Fixed Income Blend 0.25% $500 $0

Absolute Return0.50% base rate + 20% of capital

gains$5,000 $0 In addition to management fees, Scottrade

charges $7 per trade for most order types.

All fees are paid quarterly as a percentage of account value. Capital gains are subject to a high-water mark.

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Biographies Joseif Pinkston, RIA - President & CIO is a Registered Investment Advisor. He obtained a Masters

of Business Administration with a concentration in Finance from Florida State University. Joseif started his career as an international equity investment analyst at the State Board of Administration (SBA), helping to manage the Florida Retirement System (FRS); one of the largest pension funds in the United States. After two years, he was promoted to portfolio manager where he helped operate a $100 million internally managed portfolio. In addition, Joseif and his colleagues were responsible for overseeing roughly $70 billion in global assets that were managed by over 40 external equity managers. It was in this job capacity that Joseif gained valuable insights into the management styles of some of the worlds most successful money managers. Communicating with and analyzing the styles of these managers, along with education and extensive research, gave Joseif the knowledge to develop his own style. Joseif worked at the SBA from July 2002 until April 2012 before starting Truth Investments.

Bryan Pinkston, PE - Vice President is a Professional Engineer. He obtained a Master's degree in Robotic Engineering from the FAMU/FSU College of Engineering. Bryan has worked as a research analyst since the firm’s April 2012 inception.

Remington Noble - Managing Director obtained a Masters of Business Administration with a concentration in Finance from Florida A&M University. Prior to Truth Investments, Remington operated an asset management firm called Noble Capital Management (Atlanta, GA), in which he rose money for clients to purchase QSR franchises. From July 2008 to June 2010, Remington worked as an analyst for Citigroup (New York, NY) in terms of equity swaps and non-agency mortgage trading. From May 2006 to April 2008, Remington garnered knowledge and experience through eclectic internships at the SBA (Tallahassee, FL), J.P. Morgan (New York, NY), and the State of Florida Office of Insurance Regulation (Tallahassee, FL). Remington joined Truth Investments in May 2012 in a marketing, trading, and research capacity.

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DisclosuresTRUTH INVESTMENTS, L.L.C IS REGISTERED AS AN INVESTMENT ADVISER WITH THE FLORIDA OFFICE OF FINANCIAL REGULATION (OFR). THE OFR DIVISION OF SECURITIES PROTECTS THE INVESTING PUBLIC FROM UNLAWFUL SECURITIES ACTIVITIES THROUGH REGULATING THE SALE OF SECURITIES IN, TO OR FROM FLORIDA. REGULATED ENTITIES INCLUDE FIRMS (SECURITIES DEALERS, ISSUERS AND INVESTMENT ADVISERS), BRANCH OFFICES AND INDIVIDUALS AFFILIATED WITH THESE FIRMS. THE DIVISION PARTICIPATES IN TWO NATIONAL DATABASES OF DEALERS, INVESTMENT ADVISERS AND THEIR EMPLOYEES CALLED THE CENTRAL REGISTRATION DEPOSITORY (CRD) AND INVESTMENT ADVISER REGISTRATION DEPOSITORY (IARD). THESE DATABASES ALLOW OFR TO TRACK REGISTRANTS AND APPLICANTS AND SHARE INFORMATION WITH OTHER STATES, THE U.S. SECURITIES AND EXCHANGE COMMISSION (SEC) AND THE FINANCIAL INDUSTRY REGULATORY AUTHORITY (FINRA). THE PUBLIC CAN SEARCH MUCH OF THIS INFORMATION THROUGH THE BROKER CHECK SYSTEM OR THE INVESTMENT ADVISER PUBLIC DISCLOSURE SYSTEM.

FEES AND EXPENSES WHICH MAY BE SUBSTANTIAL REGARDLESS OF ANY POSITIVE RETURN WILL OFFSET PERFORMANCE RETURNS. SOME ACCOUNTS MAY INVOLVE COMPLEX TAX STRUCTURES AND DELAYS IN DISTRIBUTING IMPORTANT TAX INFORMATION. THIS SUMMARY IS NOT AN EXAUSTIVE LIST OF THE RISKS AND OTHER IMPORTANT DISCLOSURES INVOLVED IN INVESTING AND IS SUBJECT TO ADDITIONAL INFORMATION CONTAINED IN PRODUCT-SPECIFIC DOCUMENTS AND CLIENT AGREEMENTS, WHICH SHOULD BE REVIEWED CAREFULLY.

PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS