marketing and design portfolio
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MELISSA YORK
A versatile designer with multi-platform
specialities including marketing, strategy,
print design, html emails, website design
and graphics.
WebGraphicsMarketing
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We dontjustdevelop products...We develop relationships.
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BRANDING
Forgreat productsandgreat service, get to know The Standard.standard.com/annuities | 800.378.4578
The Standard is the marketing name for StanCorp Financial Group, Inc. and its subsidiaries. Insurance products are offered by Standard Insurance Company ofPortland, Oregon in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, N.Y.Investment services are offered through StanCorp Investment Advisers of Por tland, Oregon. Produc t features and availability vary by state and company and aresoley theresponsibility ofeach subsidiary.
SI 16473 (9/12)
Going The Extra Mile Is What We Do.
Its simple. Our job is to make your job ea sier. We help you help your clients.
It is a privilege being able to provide products that help a lot of people, often when they need it most. Working withThe Standard will provide you with great products plus dedicated customer service and sales support teamsstarting from day one.
GettoknowTheStandardandourannuityservicesteam. Wegotheextramilebydoingtherightthingandsupporting
everyone involved in the annuity sales and service process.
We dontjustdevelop products...We develop relationships.
NOTFORUSEWITHCONSUMERS
Focused Growth Annuity 6
Individual Annuities
Focused Growth Annuity 6
Tax-deerred annuities beneft
rom the eect o triple-
compounding, meaning that
an annuity earns interest on
the principal (initial premium
payment), on the interest
itsel (amount credited asaccount growth based on the
contract interest rate) and on
the amount that would have
been paid as income taxes.
Optimize Growth With This Annuity
The Focused Growth Annuity oers a robust set o eatures to help optimizegrowth potential. This annuity is an ideal choice or a long-term saver whocan appreciate the benets o tax-deerred growth, protection and limitedaccess to unds. Few taxable investments provide this blend o saety,growth and fexibility.
Rate Guarantees
The annuity will be credited an interest rate that is guaranteed or six years.Ater that guarantee period, the contract will receive subsequent renewalrates based on the current economic and interest-rate environment. Theannuity contract is assigned a guaranteed minimum rate; the renewal ratewill never be set below this rate. Interest is calculated and credited daily.
Tax-Qualifcation Options
This annuity may be established as an Individual Retirement Annuity, 403(b)Tax-Sheltered Annuity or Simplied Employee Pension to initiate or continuea qualied retirement savings account.
Lump-sum deposits and complete or partial exchanges o nonqualied undsmay also be accepted into this annuity.
Eligibility
A Focused Growth Annuity 6 may be established or owners age 1890 andor annuitants age 090. The Focused Growth Annuity requires a minimum
premium amount o $15,000 and a maximum o $1,000,000. Greateramounts may be considered, but must receive home-oce approval prior toapplication. Additional premium payments may be made during the rst 90days o the contract.
Advantages O Tax Deerral
Taxes will be due only when withdrawals or distributions are made romthe annuity. This will generally be during retirement, when most peoplend themselves in a lower tax bracket. As a result, interest accumulates onprincipal, earnings and on money otherwise paid in income taxes.
Policy:SPDA(9/03)
Riders:R-EIO,R-NHB,R-TCB,R-MVAR,R-DB,SWO-DEF,
R-ERTSA,R-NERTSA,R-IRA,R-RothIRA, R-QPP
SI 16430 (8/12)
StandardInsurance Company
1100SWSixthAvenue
PortlandOR97204
800.858.5420 x3217
www.standard.com
Standard Insurance Company
Tailored Income Annuities
Tailored Income AnnuityRetirement Income To Suit Your Needs
Focused Growth Annuity 5, 6, 7 And 10
Youve Always Had A Knack For Growing Things
Standard Insurance Companys Focused Growth Annuity is a singlepremium deferred annuity that offers growth potential, along withsafeguards to protect your savings.
No automatic surrender reset
Market value adjustment
Issue to age 90 for FGA 5, 6, 7;
to age 80 for FGA 10
45-day rate lock
Withdrawals with no surrender charge:- Interest payments and annuitization
(subject to rules)
- Nursing home & terminal condition waivers
- IRS required minimum distributions
- Death benefits
Made Available To You By:
1.70% 1.80%
$ 15 , 00 0 Mi ni m um $ 1 00 , 00 0 Mi ni m um
FocusedGrowthAnnuity 66-yearsurrender charge:8,7,6,5,4,3%
FocusedGrowthAnnuity 56-yearsurrender charge:7,6,5,4,2%
2.10% 2.20%
$ 15 , 00 0 Mi ni m um $ 1 00 , 00 0 Mi ni m um
FocusedGrowthAnnuity 77-yearsurrender charge:8,7,6,5,4,3,2%
2.20% 2.30%
$ 15 , 00 0 Mi ni m um $ 1 00 , 00 0 Mi ni m um
FocusedGrowthAnnuity 109-yearsurrender charge:8,7,6,5,4,3,2,1,0.9%
2.30% 2.40%
$ 15 , 00 0 Mi ni m um $ 1 00 , 00 0 Mi ni m um
Individual Annuities
Source:Repo rtto theCommunity. TheStand ard.2011. www.standard.com/community
Annuities areno t(a) insured by theFDIC or anyfederal government agency,(b) d eposits ofor guaranteed bya nybankorcredi tunion and (c) a prov ision orcondit ion ofanybankor credi tunion act ivi t y .Someannuities aresubject toinves tment riskand may losevalue.A surrenderchargemayapplyduring thesurrenderperiod,and a10%penalt ymayapply towithdrawals priortoage59 .
The Standards Commitment To Community
Notonly dowe careab outour annuities, our distributors andour clients;wecare aboutthe community too. Employees oThe Standarddevote theirtime, talents andfnancialc ontributions tosupport nonproftorganizationsthatstrengthen our communities.
2011 EmployeeEngagement
39 Days oCaring events 11 organizations impacted
7,800 volunteer hours logged by employees
2011 EmployeeGiving Campaign
40% employee participation $1,500,000 donated by employees/retirees (including company match) 789 organizations impacted $200,000+ raised or ood banks in t he U.S.
TheStandardsGivingKeepsGrowing
2007-$1.9M 2008-$2.1M 2009-2. 3M 2010-$2.5M 20112.6M
Its nosurprise. Werein thebusiness ohelping people, oten when theyneeditthemost, andour employees makeit apracticetoextendthatkindocaringintoour communities. Gettoknow The Standardandall othegreatthings weare accomplishing.
Connected To Our CommunityGet To Know The Standard
StandardInsuranceCompany
1100SWSixth Avenue
PortlandOR97204
(800)378.4578www.standard.com
SI 16581 (12/12)
At The Standard, we help
people achieve fnancial
well-being and peace o
mind thanks to the work
we do, and we help them
in other important ways
by fnding ways to give
back.
Individual Annuities
Transform your retirement
dreams into reality with
The Standard.
Unpredictable
Trying to keep pace with the ups and downs o market fuctuations?
Try This Balanced Approach
An annuity rom The Standard can provide a balanced solution to your
portolio by oering:
Growth. Accumulatingaccountgrowth now or incomein theuture.
Protection. Oten provides principalprotection, nomatter what ishappeningon WallStreet.
Advantage. Oeringtax-deerred, compoundedgrowth with fexible
access toyour money alongtheway.
Stability. A ratingor higher rom A.M. Bestor more than 75 years.
Few taxable investments can compete with the blend o saety, growth
and lexibility provided by an annuity. Even in a low interest-rateenvironment, an annuitys compounded growth and strong guaranteescan grow your savings aster than you may think.
Searching For Some Balance?Consider Adding An Annuity To Your Portfolio
StandardInsuranceCompany
1100SWSixthAvenuePortlandOR97204
(800)378.4578www.standard.com
NotForUse WithConsumers
Annuities arenot (a) insured by theFDIC or anyfederal govern mentagency, (b) deposits ofor guaranteed by anybankorcreditunion and (c) a prov ision orcondit ion ofanybankor creditunion act ivi t y .Someannuities aresubject toinvestment riskand may losevalue.A surrenderchargemayapplyduring thesurrenderperiod,and a10%penaltymayapply towithdrawals priortoage59 .
SI 16488 (11/12)
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BRANDING
Residential Communities
[email protected] | 503.968.7160
Takingthe workoutofgreenbuildingcertication
Healthier More Durable Energy Efficient
It Is EasyBuilding Green
Takingthe workoutofgreenbuildingcerticationTakingthe workoutofgreenbuildingcertication
r r r
l r l l
l l r I
r
r l
l r
r l r
rin
n
c
n
um
r
r.
High Performance
Small Commercial Certification
Green Building Certification Program+
-
I
December 06, 2011
9:00 a.m. - 5:00 p.m.Registration begins at 8:30 a.m.
Earth Advantage Institute808 SW 3rd Ave., Suite 800Portland, OR 97204
Instructor: David HeslamEarth Advantage Institute
Early Bird Registration $195Ends 11/22/11(Regular price $260)
Click HERE to ask if you qualifyfor a $x course subsidy throughClackamas Community College'sSmart and Sustainable Program.
Click Hereto register or find out more.
HOMES 252
Understanding the LEED for HomesRating System
Early Bird Registration Ends 11/22/11
Early BirdRegistraonends 11/22
Credits / Accreditation
7 AIA/CES (HWS/SD LUs)
7 CoreNet (CPDs)
7 BOMI (CPDs)
7 GBCI CE
.725 CSI (CEUs)
.7 NARI (Green CEUs)
Objectives
Identify the types of projects which are eligible.
Recognize the roles and responsibilities of keystakeholders in the LEED certification process.
Recognize goals, intents, and requirements of pre-requisites and key credits, and strategies to meetthem.
Identify synergies between LEED credits.
Plan for key considerations and requirements forthe LEED certification process.
GBCI CE Hours; LEED-specific for Homes
1 Project site factors1 Water Management1.5 Project systems & energy impacts1 Acquisition, installation & management
of project materials1.5 Improvements to the indoor environment.5 Stakeholder involvement in innovation.5 Project surroundings & public outreach
7 Total GBCI CE hours
HOMES 252 provides an introduction to the LEED for Homes rating system and delivery model.The course addresses the intents and requirements of prerequisites and key credits within therating system while providing real world examples of strategies to meet them. HOMES 252 alsoidentifies the roles and responsibilities of key stakeholders and a LEED for Homes project and isdesigned to prepare the professional to plan for key considerations and requirements for theLEED certification process. Learn more here...
Interested in LEED for Homes? Need GBCI CE Hours?Regreen 301: Implementing Residential Remodeling - 11/15/11 Learn more...
Homes 301: Implementing the LEED for Homes Rating System - 12/16/11 Learn more...
For more information contact:Chris Mayou at 503.968.7160 [email protected]
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If we recycledjust a millioncell phones, itwould reducegreenhousegas emissionsequal to taking1,368 cars othe road for ayear. www.dosomething.org
Green Century
ElectronicsRecycling
www.GreenCenturyOnline.net
503-998-5357
ONEEnvir
onmentally Responsible Recycling
Green CenturyElectronics Recycling
No-Cost Electronics Disposalthrough Recycling and Reuse
Free Public Drop-Os
R2 Recycling Certied
Oregon eCycles Member
503-998-5357www.GreenCenturyOnline.net
6932 SW Macadam Ave.
Portland, OR 97219- e-worldonline.com
Recyclingcomputer andmonitor saves530 pounds of
fossil fuels,48 pounds ofchemicals, and1.5 tons ofwater.
Environmentally Responsible Recycling
Green CenturyElectronics Recycling
No-Cost Electronics Disposalthrough Recycling and Reuse
Free Public Drop-Os
R2 Recycling Certied
Oregon eCycles Member
503-998-5357www.GreenCenturyOnline.net
6932 SW Macadam Ave.Portland, OR 97219
FREE RecyclingPick-Up
-in the Portland metro area-
and
FREE Hard DriveDestruction
-with 20 or more hard drives-
Limit one per business. Expires 4/1/2013.
Schedule online atwww.GreenCenturyOnline.net.Questions? Call 503-998-5357
COUPON CODE: GoGreen
REDEEM FOR
Private + Community Recycling Events
Collection events are an important part of our eort to keep computersand other electronic waste out of landlls where they can cause harm tothe environment. Recycling events area a valuable service to oer yourtenants or surrounding community.
We host both private and community recyclin g events. Green Centurycan provide event coordination, marketing services and event stangalong with responsible recycling. We customize events and services to
meet your individual needs and can host events in yourbuilding, oering the perfect solution for large businesses and propertymanagement companies.
Event Services
Signage
Marketing Materials
Trac Control
Event Day Sta
Packaging and Loading
Using Green Century adds value to your recycling event by oering ourexperienced personnel and planning. With hundreds of successful eventscompleted, Green Century is superior at safely and responsibly managingthe thousands of pounds of materials that can be collected at a singleevent.
Responsible Recycling
As an Responsible Recycling (R2) Practices certied facility, businessesand individuals that recycle at our events can rest assured their electron-ics are being recycled responsibly. We haul collected items back to ourrecycling facility where they are assessed and sorted. Some items can berefurbished for reuse, but most are processed for recycling and separated
into various raw materials.
Schedule your recycling event today!Phone: 503-998-5357
Email: [email protected]
I
tems We Accept
Batteries
Cameras
Cell phones
Computers
C ommunicationsEquipment
Copiers / Fax Machines
Ink Cartridges
Keyboards / Mice
Laptops
Misc. E lectronics
Monitors (CRT, LCD)
Networking Devices
Ovens / Stoves
PDAs, Handheld Games
Printers / Scanners
Returned / Unwanted
Products
Servers / Routers / Hubs
Stereos & Audio
Components Telephones
Televisions
VCRs, DVD players
Washers / Dryers
www.GreenCenturyOnline.net 503-998-5357
Green Century Electronics Recycling
Recycling Events
What a great event for the building!I have received all positive feedbackfrom the tenants who participated.Tenants love how easy the process ofrecycling electronics has been.
Brenda Maxwell, Unico Properties
Green Century Electronics Recycling
Media + Hard Drive Destruction
Mobile On-Site Media and Hard Drive Destruction
Green Century is now oering mobile hard drive destruction! Dispose of your obsolete hard drives and media
while protecting your companys data and information. Security you can trust and see plus the convenience of fast
on-site servic es. This servi ce is optimal for businesses needing to comply with HIPAA and FACTA or any privacy
mandates requiring complete destruction of media containing private and condential information.
On-site and o-site media destruction options are fully compliant with
DepartmentofDefense (DOD)5220.22-MNationalIndustrialSecurity
ProgramOperatingManual(NISPOM)and NationalInstituteofStandards
andTechnology(NIST) SpecialPublication800-88 Guidelinesfor Media
Sanitation.
Why Choose Green Century?
Our mobile destruction inicts permanent damage to hard drives & mediarendering any stored information completely unobtainable. 12,000 l bsof force in a steady crushing motion safely punches through the chassisguaranteeing the internal hard disk will never spin again and destroyingyour data.
We can destroy all data or media drives, regardless of their size, format ortype. Each destruction takes approximately 15 seconds to complete, withentire jobs completed fast! A client representative may witness all on-sitedestruction services to ensure all company standards and securityprotocols are met.
When on-site destruction is complete, all hard drives and media aretransported back to our secure warehouse and processed through EPA R2recycling standards. Serial numbers of destroyed items are recorded storedfor accountability. Certicates of Destruction can be provided adding anextra step of security and accountability.
www.GreenCenturyOnline.net 503-998-5357
www.GreenCenturyOnline.net 503-998-5357
Green Century Electronics Recycling
R2 Recycling Certication
EPA Responsible Recycling (R2) Certication
Green Century is now an R2 Certied facility. R2 i s the leading standardfor the electronics recycling industry setting practices that protect the
environment, human health, safety and the security of the recyclingprocess. Third party verication ensures all processes have beenevaluated for operational and environmental performance and thehighest standards have been met.
R2 Certication Ensures:
Safe and eective recovery and reuse of electronics
Downstream tracking control and environmental regulations
Protection against environmental and public health risks
Compliance with domestic and international laws
Due diligence is preformed for end-of-life electronics
Choose Green Century to be sure all of your electronics are recycled in a
responsible manner, leaving the lowest impact on our environment.
By one estimate, 80 percent of U.S. e-waste is disposed of
unsafely on American shores or sent overseas into the
e-waste black market. www.http://spectrum.ieee.org
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Ethan Beck Homes
legendhomes.com noyesdevelopment.com ethanbeckhomes.com renaissa nce-homes.com thewatermarkgardens.com quailhomes.com
CCB# 55151 CCB# 92522 CCB# 177571 CCB# 49955 CCB# 52653 CCB# 104093
Watermark Gardens
Visit Earth Advantage Institute to learn about these sustainable home builders and enter to win an iPad.www.earthadvantage.org/iPad
Photo 2009 MikeDeanPhoto.com
Sage Home - Eugene, Oregon
Certified HomesHealthier More Durable Energy Efficient
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ADVERTISEMENTS
Earth Advantage Institute | Helping Oregon Build Green Since 2000
FindyourEarth Advantage Builder or Designer
Certified HomesHealthier Longer Lasting Energy Efficient
Zero Energy Home by Solaire Homebuilders
Photo courtesy of Ross Chandler
TimberlineBend.com WoodhillHomes.net DueyBrothers.com SolAireHomebuilders.com
CCB# 180380 CCB# 184178 CCB# 140994 CCB# 106295
Certified HomesHealthier More Durable Energy Efficient
Visit Earth Advantage Institute to learn about these sustainable home builders and enter to win an iPad.
www.earthadvantage.org/builders
Photo courtesy of Neil Kelly Design / Build Remodeling
Residential Communities
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ADVERTISEMENTS
If we recycledjust a mill ioncell phones, itwould reducegreenhousegas emissions
equal to taking1,368 cars othe road for a
year.www.dosomething.org
Green Century
Electronics
Recycling
www.GreenCenturyOnline.net
503-998-5357
. .
E-Cycle Services Computer / Electronics Recycling
Data & Hard Drive Destruction
~HIPAA, FACTA & NIST compliant
Certicates of Destruction
Public Drop-Off
Pick-Up Services
Microsoft R egistered Refurbisher
Customized Asset Recovery
Lowest Environmental Impact
DEQ and EPA Compliant
EPA Responsible Recycling
R2 Certied
Oregon - Washington - Utah
Green CenturyElectronics Recycling
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Focused Growth Annuity 55-year surrender cha rge: 8,7,6,5,4%
1.70% 1.80%
$15,000 Minimum $100,000 Minimum
Focused Growth Annuity 66-year surrender cha rge: 8,7,6,5,4,3%
2.10% 2.20%$15,000 Minimum
$100,000 Minimum
Focused Growth Annuity 77-year surrender charge: 8,7,6,5,4,3,2%
2.20% 2.30%
$15,000 Minimum
$100,000 Minimum
Focused Growth Annuity 109-year surrender charge: 8,7,6,5,4,3,2,1,0.9%
2.30% 2.40%
$15,000 Minimum
$100,000 Minimum
Focused Growth Annuity 5, 6, 7 And 10Youve Always Had A Knack For Growing Things
Additional premium in first 90 days
No automatic surrender reset
Market value adjustment
Issue to age 90 for FGA 5, 6, 7;
to age 80 for FGA 10
45-day rate lock
Standard Insurance Companys Focused Growth Annuity is a single premium deferred annuity thatoffers growth potential, along with safeguards to protect your savings. Youll enjoy the benefits oftax deferral, along with returns directly linked to the upside performance of the S&P 500 index.
Withdrawals with no surrender charge:
- Interest payments and annuitization
(subject to rules)
- Nursing home & terminal condition waivers
- IRS required minimum distributions
- Death benefits
Contact me for more information.
Ken File712.225.2204
Focused Growth Annuity 6
2.10%
2.20% $15,000 minimum $100,000 minimum
6- Year Rate Guarantee 6- Year Surrender Period Issue to Age 90
Additional Premium in First 90 Days No Automatic Surrender Reset
Market Value Adjustment Feature Surrender-Charge-Free Withdrawals
Rates effective 06/01/12; initial rates offered are subject to change. The Focused Growth Annuity is a product of StandardInsurance Company; availability varies by state.Policy: SPDA (9/03). Riders:R-EI O, R-NHB,R-TCB, R-MVAR,R-DB, SWO-DEF,R-ERTSA,R-NERTSA, IRA, Roth IRA,R-QPP.The FGA 5,6, 7 and 10 include an MVA provision.Surrender charges may apply towithdrawals during the surrender period.A 10% IRS penalty may apply to withdrawals prior to age 59.The nursing homewaiver is not available in Massachusetts; state-specific conditions apply to the terminal condition waiver.The annuity is notguaranteed by any bank or credit union and i s not insured by the FDIC or any other governmental agency.The purchase of anannuity is not a provision or condition of any bank or credit union activity. Some annuities may go down in value.
A donation was madeon your behalf to thePacific Whale Foundation.
In the ancient days of Hawaii, marine education was
part of daily life. Children learned respect and caretaking
of the sea from their elders. Today, with the newchallenges facing Hawaiis oceans, marine science
education is critically important. We need an educated
public to make the right personal decisions and set
appropriate public policies about the complex issues
impacting the sea. We are grateful that you care about
the sea and wish to leave a legacy of a beautiful, clean
ocean to our future generations.
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WEBSITE BANNER ADS
Green Century Electronics RecyclingNo-Cost Electronics Disposal through Recycling and Reuse
Free Public Drop-O Environmentally Responsible RecyclingR2 Recycling Certied Oregon E-Cycles Member
6932 SW Macadam Ave. Portland, OR 97219 | 503-998-5357 | www.GreenCenturyOnline.net
20 to 50 million metric tons of
electronics are thrown away
annually. Thats the equivalent
of trashing 45,500 to 125,000
fully loaded 747s each year.
- ewasteguide.info
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SALES MEETING COLLATERAL
MARKETING PARTNER INVITEE
Name
RSVP Yes,I willattendwithmy guest/ spouse
ATTENDANCE
Y e s, I w i l l at t en d a lo n e N o , I w il l n ot b e a bl e t o at t en d
Airline Preference
Departure Airport
Invitee Name (as it appears on photo ID)
Invitee Frequent Flyer Number
Invitee Seating Preference
AIRLINE
Alaska American
Window
Arriveearlyon and/or
Idliketo extendattheFairmontKea Lani,acostof $325per night(plusresortfees andtaxes)
Idliketo extendatanother hotelor resort;Illattendto myownaccommodation
Departlateon
Aisle
Departure City and State
Guest / Spouse Name (as it appears on photo ID)
Guest / Spouse Frequent Flyer Number
Guest / Spouse Seating PreferenceW in do w A is le
D el ta H aw ai ia n U ni te d/ US A ir wa ys O th er
Food Restrictions or Dietary Needs
Special Requests
We would be happy to help you arrange for an extension of your stay in Hawaii
ACCOMMODATION
Snorkel Trip
ACTIVITIES
Allinviteesandguests/ spouses arewelcometojoin usfor asnorkel trip.Breakfastandlunchwill beprovided.
Invitee
ChooseOne: Golf(chooseone)
Spa(chooseone)
Nothing,thanks;I willentertainmyself.
M as sag e Man icur e
B ot h of u s wi ll b e at te nd in g O ne o f us w il l be a tt en di ng No,thank you
P ed ic ur e M an ic ur e & Pe di cu re
I w il l br in g cl ub s or I w il l ne ed c lu bs r ig ht l ef t
Invitee Guest/ Spouse
ChooseOne: Golf(chooseone)
Spa(chooseone)
Nothing,thanks;I willentertainmyself.
Massage Manicure Pedicure Manicure &Pedicure
I w il l br in g cl ub s or I w il l ne ed c lu bs r ig ht l ef t
Travel Coordination Questionnaire2013 Marketing Patner Meeting March13-18, 2013
Fa ir mo nt Kea Lani, Waile a Maui, Hawaii
Faxcompleted form byFebruary 6,2013 to 971.321.5408
Return by February 6, 2013Fax completed form to 971.321.5408
.
!
.
!
.
!
.
!
ThanksforyoursupportofTheStandardthisyear.Weareexcitedyoucanjoinustocelebrateourpartnerships!
.
!
Thanksforyoursupport
ofTheStandardthisyear.
Weareexcitedyou
canjoinusto
celebrateour
partnerships!
Mahalo(ThankYou)
MahaloThanksforyoursupportof
TheStandardthisyear.Weare
excitedyoucanjoinusto
celebrateourpartnerships!
(ThankYou)
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FLYERS
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FLYERS
IndividualAnnuities
S&P500 is atradem arkoTheMcGraw-Hill Com panies , Inc.and has been licensed orusebyStandardInsuranceCom pany .TheP roductis notsponsored,endorsed,sold or prom oted byStandard & Poors andStandard & Poors m akes no representat ion regarding theadv isabilityopurchas ing theP roduct.TheS& P indexdoes notrefectd ividends paid on theunderl ying stocks.
Rateseectivemm/dd/yy;initialrates oeredaresubjectto change.TheIndexSelect Annuity5and7 areproductsoStandardInsuranceCompany;availabilityvaries bystate.Policies:ICC11-SPDA-IA2,SPDA-IA2.Riders:ICC11-R-PTP,
ICC11-R-MVA,ICC10-R-POF,ICC11-R-TCB,ICC11-R-NHB,ICC11-R-ANN,ICC11-R-DB,ICC11-R-ANNDW,R-PTP,R-MVA,R-POF,R-TCB,R-NHB,R-ANN,R-ANNDW,R-SEPP-IA.TheISA5 and7include anMVAprovision.Surrender chargesmay
applytowithdrawalsduring thesurrenderperiod. A10%IRSpenaltymay applytowithdrawalsprior toage59.The annuity
isnotguaranteed byanybankor creditunionand isnotinsuredby theFDICor anyothergovernmentalagency.The purchaseoanannuity isnota provisionorconditiono anybankor creditunionactivity.Someannuities maygodown invalue.
MadeAvailabletoYouByIndex Select Annuity 5 & 7
With one account linked to the gains o the Standard & Poors 500 index(subject to rate caps) and another account tied to a fxed interest rate, this
annuityis designedtomaximize yourearnings potentialwhileminimizing risk.
IndexRateCapsEectivexx/xx/xx
$ 15 ,0 00 $ 10 0, 00 0
IndexSelectAnnuity5
X.XX% X.XX%FixedInterest CreditingX.XX%
IndexSelectAnnuity7
X.XX% X.XX%FixedInterest CreditingX.XX%
YourLogoHereYour Name
888.888.8888
LO GO
Be A Superhero Again.By Telling Your Clients What This Well-Built Index
Annuity Can Do For Them!
IndexInterestAccount AnnualP oint-to-Point
100%ParticipationinS&P500 upto IndexRateCap
Annually Decla red RenewalCapRates
FixedInterestAccount
1-YearRateGu aranteeX.XX%
5 or 7-Year Surrender Period
MarketValueAdjustmentFeature
NoAutomaticSurrenderReset
IndexAnnuity:A ToolFor Diversifcation Potentialoraccountgrowthasthe
S&P500indexgrows
Beneftso afxed-annuity contract
Partialindex crediteature available
16395 (07/12)
StandardInsuranceCompany
1100SWSixthAvenuePortlandOR97204
(800)378.4578www.standard.com
NotForUseWithConsumers
Surrender-Charge-FreeWithdrawalOptions
10%Annual withdrawalsaterfrstcontractyear
IRSrequiredminimumdistributions
Nursinghomeand terminalconditionwaivers- withpartialindexcredit available
Death benefts with partialindex credit available
Annuitization(subjectto rules)with partial index creditavailable
IndividualAnnuities
S&P500 is atradem arkoTheMcGraw-Hill Com panies , Inc.and has been licensed orusebyStandardInsuranceCom pany .TheP roductis notsponsored,endorsed,sold or prom oted byStandard & Poors andStandard & Poors m akes norepresentat ion regarding theadv isabilityopurchas ing theP roduct.TheS& P indexdoes notrefectd ividends paid on theunde rlying stocks.
Rateseectivemm/dd/yy;initialrates oeredaresubjectto change.TheIndexSelect Annuity5and 7areproductsoStandardInsuranceCompany;availabilityvaries bystate.Policies:ICC11-SPDA-IA2,SPDA-IA2.Riders:ICC11-R-PTP,ICC11-R-MVA,ICC10-R-POF,ICC11-R-TCB,ICC11-R-NHB,ICC11-R-ANN,ICC11-R-DB,ICC11-R-ANNDW,R-PTP,R-MVA,
R-POF,R-TCB,R-NHB,R-ANN,R-ANNDW,R-SEPP-IA.TheISA5 and7includean MVAprovision.Surrenderchargesm ay
applytowithdrawalsduring thesurrenderperiod. A10%IRSpenaltymay applytowithdrawalsprior toage59.The annuityisnotguaranteed byanybankor creditunionand isnotinsured bytheFDICor anyothergovernmentalagency.The purchase
oanannuity isnota provisionorconditiono anybankor creditunionactivity.Someannuities maygodownin value.
MadeAvailabletoYouBy
Stuck In Record-Low Interest Rates?
Try This Alternative to CDs, Money Markets And Notes.
Index Select Annuity 5 & 7
TheStandardsIndex SelectAnnuity iscomprisedo twodierent accounts:
IndexInterestand FixedInterest.Its apremier choiceor disciplinedsavers
whowanttobeneftromanindexannuitywiththehighestratecapavailableatThe Standard.
IndexRateCapsEffectivexx/xx/xx
$ 15 ,0 00 $ 10 0, 00 0
IndexSelectAnnuity5
X.XX% X.XX%FixedInterest CreditingX.XX%
IndexSelectAnnuity7
X.XX% X.XX%FixedInterest CreditingX.XX%
YourLogoHereYour Name
888.888.8888
LO GOSurrender-Charge-FreeWithdrawalOptions
10%Annual withdrawalsaterfrst contract year
IRS required minimumdistributions
Nursinghomeand terminalconditionwaivers-withpartialindexcredit available
Death benefts with partialindexcredit available
Annuitization(subjectto rules)with partial indexcreditavailable
16393 (07/12)
StandardInsuranceCompany
1100SWSixthAvenuePortlandOR97204
(800)378.4578www.standard.com
NotForUseWithConsumers
IndexSelectAnnuity5&7
IndexInterest Account
Annual Point-to-Point
100%ParticipationinS&P500
uptoIndexRateCap
Annually Declare d Renewal
CapRates
Fixed Interest Account1-Year Rate Guarantee X.XX%
5 or 7-Year Surrender Period
45-dayRate Lock or Transers
IssuetoAge90
MarketValueAdjustmentFeature
No Automatic Surrender Reset
IndividualAnnuities
Annuities arenot(a) insured by theFDIC or anyfederal governmentagency,( b) deposits oforguaranteed bya nybankorcredit union and (c) aprovision orcondition ofanybank orcreditunion activity.Some annuities aresubjectto investmentriskand maylosevalue. A surrenderchargemayapply during thesurrenderperiod, and a10%penaltymay applyto withdrawals priorto age59 .
Iwantto saythankyoufor yourgreatstaff. Theyhavechangedthe
livelihoodofmy sonslife. Becauseofthem,my sonisable toholdon toa
smallpiece ofhisfatherslegacy.Yourstaff wasmorethanpatient withme
andreallyheard mycry ofdistress. Theyreallywentabove andbeyondand
Iamimmenselygrateful.Asasinglemom,itreallymeansalottome thatI
didntfeelli keI wasalone.Yourstaffreally foughtformysonsneedslike he
wastheirown.Youhavealifetimeclientinme.Kimberly White
Our Customer Service Commitment
It is a privilege being able to provide products that help a lot of people,
often when they need it most. Working with The Standard not onlyprovides you with great products but also a dedicated customer serviceteam starting from day one.
Get to know The Standard and our a nnuity services team who are
committed to providing any support you may need. We go the extra mileby doing the right thing and supporting everyone involved in the annuitysales and service process.
Going The Extra Mile Is What We DoGet To Know The Standard
StandardInsuranceCompany
1100SWSixthAvenuePortlandOR97204
(800)378.4578www.standard.com
SI 16580 (12/12)
Transform your retirement
dreams into reality with
The Standard.
IndividualAnnuities
Source:Report tothe Community. TheStandard.2011. www.standard.com/community
Annuities arenot (a) insured bytheFDIC or anyfederal governmentagency, (b) deposits oforguaranteed by anybankorcredit union and (c) aprovision orcondition ofanybank orcredit union activity.Someannuities aresubjectto investmentrisk and maylose value.A surrenderchargemay applyduring thesurrenderperiod,a nd a10%penalty mayapplyto withdrawals priortoa ge59 .
The Standards Commitment To Community
Notonlydo wecare aboutour annuities, our distributorsand our clients;wecare aboutthecommunitytoo. EmployeesoThe Standarddevotetheirtime, talentsandfnancial contributionstosupportnonproftorganizationsthatstrengthen our communities.
2011EmployeeEngagement
39 Days oCaring events 11 organizations impacted
7,800 volunteer hours loggedby employees
2011Employee Giving Campaign
40% employeeparticipation $1,500,000 donatedby employees/retirees (includingcompany match) 789 organizations impacted$200,000+raised or oodbanks in theU.S.
TheStandardsGiving KeepsGrowing
2007-$1.9M 2008-$2.1M 2009-2.3M 2010-$2.5M 20112.6M
Itsnosurprise. Were in thebusinessohelping people, oten when theyneeditthemost, andour employeesmakeita practicetoextendthatkindocaring intoour communities. Gettoknow TheStandard andall othegreatthingswe areaccomplishing.
Connected To Our CommunityGet To Know The Standard
StandardInsuranceCompany
1100SWSixthAvenuePortlandOR97204
(800)378.4578www.standard.com
SI 16581 (12/12)
At The Standard, we help
people achieve fnancial
well-being and peace o
mind thanks to the work
we do, and we help them
in other important ways
by fnding ways to give
back.
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Items We Accept
Computers
Laptops
Monitors (CRT, LCD)
Printers / Scanners
Fax / Copy
Ink Cartridges
Keyboards / Mice
Servers /Routers / Hubs
Networking Devices
CommunicationsEquipment
Televisions
VCRs, DVD players
Stereos & AudioComponents
Cell phones
PDAs
Handheld Games
Cameras
Telephones
Returned/UnwantedProducts
Please Note:Microwaves NOT ACCEPTED
Raleigh Hills SchoolElectronics Fundraiser
Friday, April 19th 20138:00 am - 4:00 pm
Raleigh Hills School5225 SW Scholls Ferry Road
Portland, Oregon 97225
Donations benefit Raleigh Hills PTOAccepting cash or checks made out to Raleigh Hills PTO
$5.00 donation suggestion for each item;$50.00 maximum per carload
Green Century provides recycling services for any obsolete electronics.
Our goal is to make the lowest impact to the environment using localprocessing to keep electronics out of the waste stream. Our facility is
EPA Responsible Recycling (R2) Practices certied, ensuring that items
are handled in a safe manor through certied processors in the Northwest.
Green Century Electronics RecyclingEnvironmentally Responsible Recycling
www.GreenCenturyOnline.net503-998-5357
Green CenturyElectronics Recycling
Help pull the plug on toxic E-waste
with Green Panthers - Raleigh Hills Middle School
Green Team are proud to present:
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BROCHURES
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Pulling the plug on toxic e-waste
Green Century understands the needsof technology in todays world. We havedeveloped a recycling process that ensures
the lowest impact to the environment;providing a viable alternative to e-wastein our landfills.
We pride ourselves on being a local company
with local reuse and recycling efforts. Mostcomputers and computer related items are
still working and may meet the needs ofmany people. We believe recycling should
be about keeping the item alive as long aspossible.
Make Green Century your complete and
trusted E-CYCLEprovider. We accept mostelectronic devices, and are in business toprovide environmentally safe and ethical
recycling of electronic devices.
Recycling Process
Green Century provides recycling servicesfor any obsolete electronics. All items are
handled in a safe manner, through certifiedprocessors in the Northwest.
Our goal is to make the lowest impact to
the environment using local recyclingprocessors and keeping electronics out
of the waste stream.
Computer / Electronics Recycling
Data & Hard Drive Destruction~HIPAA, FACTA & NIST compliant
Certificates of Destruction
Public drop-off open 6 days a week
Premium pick-up services
Microsoft Registered Refurbisher
Asset recovery customized to yourbusiness needs
Lowest impact on the environmentfor end-of-life electronics
Licensed, Insured and DEQ compliant
EPA Responsible Recycling R2 Certied
Facilities in Oregon, Washington andUtah
503-998-5357
www.GreenCenturyOnline.net
Additional ServicesWe OferMobile On-Site Hard Drive DestructionDispose of your obsolete media or hard driveswhile protecting your companys data and
information. Security you can trust and seeplus the convenience of fast on-site services.
Our data destruction meets HIPAA, FACTAand NIST standards.
Microsot Registered ReurbisherAs a Microsoft Registered Refurbisher, GreenCentury offers quality refurbished PCs pre-
installed with genuine Microsoft softwareto small businesses & consumers looking to
make their budget stretch as far as possible.
Recycling EventsWe host both private and community
recycling events. Green Century can provideevent coordination, marketing services, and
event staffing along with our responsiblerecycling. We can set up and host events in
your building, offering the perfect solution forlarge businesses and property managementcompanies.
Take the guess work out of recycling and let
us help you today!
E-Cycle Services
SBK | Green CenturyElectronics Recycling
20 to 50 million metric tons o electronics are thrown awayannually. Thats the equivalent o trashing 45,500 to 125,000
ully loaded 747s each year. -Ewasteguide.ino
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Items We AcceptFREE of Charge
Misc. ofcemachines
Monitors(LCD,CRT) NetworkingDevices PDAs Printers Routers / Hubs Scanners ServersStereo Components Telephones Televisions UPS VCRs Washers / Dryers Ovens / Stoves
SBK | Green CenturyElectronics Recycling
503-998-5357
www.GreenCenturyOnline.net
A/V Gizmo Audio equipment Camera Cell phones Computers Communication
Equipment Copiers CRT monitors DVD Players Fax Machines Handheld games Ink cartridges Keyboards Laptops LCD monitors Mice
FocusedGrowthAnnuity 6
Individual Annuities
Focused Growth Annuity 6
Tax-deerredannuitiesbeneft
romtheeectotriple-
compounding,meaningthat
anannuityearnsintereston
theprincipal (initialpremium
payment),onthe interest
itsel(amountcreditedas
accountgrowthbasedonthe
contractinterestrate)andon
theamount thatwould have
beenpaidasincometaxes.
Optimize Growth With This Annuity
TheFocusedGrowthAnnuityoersa robustseto eaturestohelpoptimizegrowthpotential.Thisannuityisanidealchoiceora long-termsaverwhocanappreciatethe benetso tax-deerredgrowth, protectionand limitedaccessto unds.Few taxableinvestmentsprovide thisblend osaety,growthand fexibility.
Rate GuaranteesTheannuitywil lbecreditedaninterestratethatisguaranteedorsixyears.Aterthat guaranteeperiod, thecontract willreceivesubsequent renewalratesbased onthe currenteconomic andinterest-rateenvironment. Theannuitycontract isassigned aguaranteed minimumrate;the renewalratewil lneverbeset belowthisrate.Interestiscalculatedandcrediteddaily.
Tax-Qualifcation OptionsThisannuity maybe establishedasan IndividualRetirementAnnuity, 403(b)Tax-ShelteredAnnuityor SimpliedEmployeePension toinitiateor continueaqualiedr etirementsavingsaccount.
Lump-sumdepositsandcompleteor partialexchangesononqualiedundsmayalsobe acceptedintothisannuity.
EligibilityAFocused GrowthAnnuity 6may beestablishedor ownersage 1890andorannuitantsage090.TheFocusedGrowthAnnuityrequiresaminimumpremiumamounto$15,000anda maximumo$1,000,000.Greateramountsmay beconsidered, butmust receivehome-oce approvalprior toapplication.Additionalpremiumpayments maybe madeduring therst 90daysothecontract.
Advantages O Tax DeerralTaxeswil lbedueonlywhenwithdrawalsordistributionsaremaderomtheannuity.Thiswil lgeneral lybeduringretirement,whenmostpeoplendthemselvesinalowertaxbracket.Asaresult,interestaccumulatesonprincipal,earningsand onmoney otherwisepaid inincome taxes.
Policy:SPDA(9/03)
Riders:R-EIO,R-NHB,R-TCB, R-MVAR,R-DB,SWO-DEF,
R-ERTSA,R-NERTSA,R-IRA, R-RothIRA,R-QPP
SI 16430 (8/12)
StandardInsurance Company
1100SWSixthAvenue
PortlandOR97204800.858.5420x3217
www.standard.com
FocusedGrowthAnnuity 6
Individual Annuities
Focused Growth Annuity 6
Tax-deerredannuitiesbeneft
romtheeectotriple-
compounding,meaningthat
anannuityearnsintereston
theprincipal (initialpremium
payment),onthe interest
itsel(amountcreditedas
accountgrowthbasedonthe
contractinterestrate)andon
theamount thatwould have
beenpaidasincometaxes.
Optimize Growth With This Annuity
TheFocusedGrowthAnnuityoersa robustseto eaturestohelpoptimizegrowthpotential.Thisannuityisanidealchoiceora long-termsaverwhocanappreciatethe benetso tax-deerredgrowth, protectionand limitedaccessto unds.Few taxableinvestmentsprovide thisblend osaety,growthand fexibility.
Rate GuaranteesTheannuitywil lbecreditedaninterestratethatisguaranteedorsixyears.Aterthat guaranteeperiod, thecontract willreceivesubsequent renewalratesbased onthe currenteconomic andinterest-rateenvironment. Theannuitycontract isassigned aguaranteed minimumrate;the renewalratewil lneverbeset belowthisrate.Interestiscalculatedandcrediteddaily.
Tax-Qualifcation OptionsThisannuity maybe establishedasan IndividualRetirementAnnuity, 403(b)Tax-ShelteredAnnuityor SimpliedEmployeePension toinitiateor continueaqualiedr etirementsavingsaccount.
Lump-sumdepositsandcompleteor partialexchangesononqualiedundsmayalsobe acceptedintothisannuity.
EligibilityAFocused GrowthAnnuity 6may beestablishedor ownersage 1890andorannuitantsage090.TheFocusedGrowthAnnuityrequiresaminimumpremiumamounto$15,000anda maximumo$1,000,000.Greateramountsmay beconsidered, butmust receivehome-oce approvalprior toapplication.Additionalpremiumpayments maybe madeduring therst 90daysothecontract.
Advantages O Tax DeerralTaxeswil lbedueonlywhenwithdrawalsordistributionsaremaderomtheannuity.Thiswil lgeneral lybeduringretirement,whenmostpeoplendthemselvesinalowertaxbracket.Asaresult,interestaccumulatesonprincipal,earningsand onmoney otherwisepaid inincome taxes.
Policy:SPDA(9/03)
Riders:R-EIO,R-NHB,R-TCB, R-MVAR,R-DB,SWO-DEF,
R-ERTSA,R-NERTSA,R-IRA, R-RothIRA,R-QPP
SI 16430 (8/12)
StandardInsurance Company
1100SWSixthAvenue
PortlandOR97204800.858.5420x3217
www.standard.com
Standard Insurance Company
Tailored Income Annuities
Tailored Income AnnuityRetirement Income To Suit Your Needs
Standard Insurance Company
Stable Income Annuities
Stable Income AnnuityRetirement Income To Suit Your Needs
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HTML EMAILS
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HTML EMAILS
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WEBSITES
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WEBSITES
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POWERPOINT PRESENTATIONS
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EVENT SIGNAGE
DePaul Industries
is proud to be designated a
QualifiedRehabilitation
Facilityby the State of Oregon.
DePaul Industries
is proud to be designated a
QualifiedRehabilitation
Facilityby the State of Oregon.
TM
Thank you for joining
us to celebrate the
40th anniversary ofDePaul Industries.
Thank you for joining
us to celebrate the
40th anniversary ofDePaul Industries.
2
011
DEPA
UL INDUSTR
IE
S
ANNIVERSARY
40th
TM
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~ WINNER of the 2011 Oregon Ethics in Business Award.
~ CEO named a finalist for Ernst & Young Entrepreneur of the Yearin the Northwest region for 2011.
~ CEO was a guest speaker at 23rd annual meeting of the Societyfor the Advancement of Socio-Economics (SAES) held inMadrid, Spain in June 2011.
~ CEO met with a high-ranking official in Budapest, Hungary,who invited him to seek advice on finding jobs for people withdisabilities in that nation in June 2011.
~ Selected as one of the Top 100 Non-profits to Work for inOregon in 2010.
~ Selected as one of the Top 100 Companies to Work for inOregon in 2010.
~ Selected as one of Oregon's Most Admired Companiesby1,800 area CEO's in 2010.
~ Subject of an academic paper and discussion at the University of
Oxford in September 2010.
~ Subject of an academic paper published in the Journal of SocialEntrepreneurship in March 2010.
~ Named the Top Staffing Firm in the metro area by the PortlandBusiness Journal in 2009.
~ 2009 Food Processor of the Year Award recipient from theNW Food Processors Association.
TM
AGENDA FOR THE EVENING
6: 45 PM Welcome by Rod Hill (KGW-TV), emcee Dave Shaffer, President & CEO
Special photo opportunity regarding the rootsof DePaul Industries
The Importance of Hiring People with Disabilities
Brad Avakian, Oregon Labor Commissioner
7:45 PM BusinessWORKS Focus Travis Pearson, COO
Why Frito-Lay contracts with DePaul IndustriesAlan Weinman, Contract Packaging Manager
Introduction of dignitaries
8:15 PM SocialWORKS Focus Noel King, Vice President
Project SEARCH
Cake cutting ceremony
8:40 PM
FutureWORKS Focus Dennis Doherty, Board Chair
Parting Words from Dave Shaffer
9:00 PM Celebration ends
Thanks so much for joining us this evening!
2
011
DEPA
UL INDUSTR
IE
S
ANNIVERSARY40
th
TM
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MELISSA YORK
THANK YOU
WebGraphicsMarketing