Ingenico

JM AubanelNovember 2012

Ingenico R&D

2

Ingenico: a world leader in POS Terminals

•Leading world installed base: >17 million POS worldwide

•More than 4 million terminals sold in 2011

•A diversified geographical presence

•World market share: 38%N 1 in EuropeN 1 in ChinaN 1 in Asia & AustraliaN 1 in BrazilN 2 in North America

•An international groupFirst customer: BrazilianFirst nationality of employees: ChineseFirst country by revenue: Germany

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…benefiting from an increasingly diversifiedcustomer base…

•Major financial institutions &merchants are using our productsand solutions over the world(in >100 countries)

•Supporting new entrants in thePayment ecosystem - Google, Paypal, ISIS, Apple

•Operating services for more than350,000 merchant terminals

•Supporting more than 250,000terminals on behalf of banks

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Peer2Peer Advanced Shopping Experience

NFC receipt with PaperSave

The customer easily manages his receipts and invoices using his NFC smart phone

- A paperless payment receipt

- A paperless merchand invoice

NFC Coupon with CoffeePush

The merchant optimizes his direct marketing campaigns using the customer’s NFC phone

- Acquisition of a drink coupon

- Redemption of the drink coupon

Easy Shopping

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Couponing Experience

Payment cards in Google Wallet

Google phones owners no longer need their wallet to pay @ Ingenico Terminals

The pre-paid Google gift card (prepaid MasterCard) is embedded in the phone

Coupon and Loyalty cards in Google Wallet

Google phones owners no longer need their wallet to take advantage of their loyalty programsp @ Ingenico Terminals

- In a single tap, the silver loyalty member pays and collects 1 Silver point per 1 € spending

- Simply by paying with is phone, the Gold loyalty member receives 10% discount

Easy Wallet

6

iSMP Live in France

USA: Deployment planned in 2013

New countries to be deployed in 2011 - China

- Canada

- Australia

- Germany

- Italy

- Japan, …

Apple has decided in August 2011 to launch in all its stores in: - France (Paris, Montpellier, Lyon, Nice, …) - UK