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Lorem Ipsum Dolar October 1, 2012 Slide 2 2 6M 2010 PREMIUM MIX KEY MEASURES Intl Europe US Intl Other Casualty Specialty Property Other Property - Cat Casualty Other Solid second quarter Second quarter includes $27m pre-tax net catastrophe costs due to significant cat events (Deepwater Horizon, Chile) Challenging Market Conditions Geographic diversity Specialty casualty leadership Notes: Intl Other covers Toronto, Latin America & Caribbean, Hong Kong and Tokyo 13% 35% 52% 11% 41% 30% 18% Highlights: Operations 35% 52% BY OFFICE BY PRODUCTS 1 Slide 3 1 6M 2010 PREMIUM MIX KEY MEASURES Intl Europe US Intl Other Casualty Specialty Property Other Property - Cat Casualty Other Solid second quarter Second quarter includes $27m pre-tax net catastrophe costs due to significant cat events (Deepwater Horizon, Chile) Challenging Market Conditions Geographic diversity Specialty casualty leadership Notes: Intl Other covers Toronto, Latin America & Caribbean, Hong Kong and Tokyo 13% 35% 52% 11% 41% 30% 18% Highlights: Operations 35% 52% BY OFFICE BY PRODUCTS