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DAFTAR LAMPIRAN
Lampiran 1 : Sampel Perusahaan
Lampiran 2 : Perhitungan Kredit yang Disalurkan
Lampiran 3 : Perhitungan Dana Pihak Ketiga (DPK)
Lampiran 4 : Perhitungan Loan to Deposit Ratio(LDR)
Lampiran 5 : Perhitungan Beban Operasional Pendapatan Operasional (BOPO)
Lampiran 6 : Perhitungan Net Interest Margin (NIM)
Lampiran 7 : Perhitungan Capital Adequacy Ratio (CAR)
Lampiran 8 : Perhitungan Seluruh Variabel
Lampiran 9 : Hasil Pengujian SPSS
Lampiran 10 : Formulir Konsultasi Skripsi
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 1
Sampel Perusahaan
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
No Kode Nama Perusahaan
1 AGRO Bank Rakyat Indonesia Agroniaga Tbk
2 BABP PT Bank MNC Internasional Tbk
3 BACA Bank Capital Indonesia Tbk
4 BBCA Bank Central Asia Tbk
5 BBKP Bank Bukopin Tbk
6 BBMD PT Bank Mestika Dharma Tbk
7 BBNI Bank Negara Indonesia Tbk
8 BBNP Bank Nusantara Parahyangan Tbk
9 BBRI Bank Rakyat Indonesia (Persero) Tbk
10 BBTN Bank Tabungan Negara (Persero) Tbk
11 BCIC PT Bank J Trust Indonesia
12 BDMN Bank Danamon Indonesia Tbk
13 BEKS Bank Pundi Indonesia Tbk
14 BINA PT Bank Ina Perdana Tbk
15 BJBR Bank Pembangunan Daerah Jawa Barat dan Banten Tbk
16 BJTM Bank Pembangunan Daerah Jawa Timur Tbk
17 BKSW PT Bank QNB Indonesia Tbk
18 BMAS PT Bank Maspion Indonesia Tbk
19 BMRI Bank Mandiri (Persero) Tbk
20 BNBA Bank Bumi Arta Tbk
21 BNGA Bank CIMB Niaga Tbk
22 BNII PT Bank Maybank Indonesia Tbk
23 BNLI Bank Permata Tbk
24 BSIM Bank Sinarmas Tbk
25 BSWD Bank of India Indonesia
26 BTPN Bank Tabungan Pensiunan Nasional Tbk
27 BVIC Bank Victoria International Tbk
28 INPC Bank Artha Graha International Tbk
29 MAYA PT Bank Mayapada International Tbk
30 MCOR Bank Windu Kentjana Internasional Tbk
31 MEGA Bank Mega Tbk
32 NAGA Bank Mitraniaga Tbk
33 NISP Bank OCBC NISP Tbk
34 NOBU Bank Nationalnobu Tbk
35 PNBN Bank Pan Indonesia Tbk
36 SDRA Bank Woori Saudara Indonesia 1906 Tbk
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 2
Perhitungan Kredit
yang Disalurkan
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek KREDIT YANG DISALURKAN
2013 2013 (LN) 2014 2014 (LN) 2015 2015 (LN)
AGRO 3,698,592,953,000 28.9390 4,694,580,210,000 29.1774 6,044,521,633,000 29.4302
BABP 5,516,240,000,000 29.3387 6,257,235,000,000 29.4648 7,085,227,000,000 29.5890
BACA 3,743,319,000,000 28.9510 4,737,817,000,000 29.1866 6,048,374,000,000 29.4308
BBCA 312,290,388,000,000 33.3750 346,563,310,000,000 33.4791 387,642,637,000,000 33.5911
BBKP 48,461,043,000,000 31.5118 55,262,577,000,000 31.6431 66,043,142,000,000 31.8213
BBMD 5,906,697,266,330 29.4071 6,454,451,382,644 29.4958 6,997,785,369,965 29.5766
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 3
Perhitungan Dana
Pihak Ketiga (DPK)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek
2015
Giro Tabungan Deposito Berjangka Pihak Berelasi Pihak Ketiga Total Dana Pihak Ketiga DPK (LN)
AGRO 456,347,756,000 451,827,362,000 5,953,876,062,000 - - 6,862,051,180,000 29.5570
BABP - - - 947,882,000,000 8,818,645,000,000 9,766,527,000,000 29.9100
BACA - - - 28,818,000,000 10,791,041,000,000 10,819,859,000,000 30.0124
BBCA 351,667,000,000 - 1,227,133,000,000 472,439,082,000,000 474,017,882,000,000 33.7923
BBKP 76,163,970,000,000 76,163,970,000,000 31.9639
BBMD 6,998,086,503,556 6,998,086,503,556 29.5767
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 4
Perhitungan Loan to
Deposit Ratio (LDR)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek
2015
Kredit Giro Tabungan Deposito Berjangka Pihak Berelasi Pihak Ketiga Total Dana Pihak Ketiga LDR (%)
AGRO 6,044,521,633,000 456,347,756,000 451,827,362,000 5,953,876,062,000 - - 6,862,051,180,000 0.8809
BABP 7,085,227,000,000 - - - 947,882,000,000 8,818,645,000,000 9,766,527,000,000 0.7255
BACA 6,048,374,000,000 - - - 28,818,000,000 10,791,041,000,000 10,819,859,000,000 0.5590
BBCA 387,642,637,000,000 351,667,000,000 - 1,227,133,000,000 472,439,082,000,000 474,017,882,000,000 0.8178
BBKP 66,043,142,000,000 76,163,970,000,000 76,163,970,000,000 0.8671
BBMD 6,997,785,369,965 6,998,086,503,556 6,998,086,503,556 1.0000
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 5
Perhitungan Beban
Operasional Pendapatan
Operasional (BOPO)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek
2015
Beban Bunga Beban Lainnya Total Beban Operasional Pendapatan Bunga Pendapatan Lainnya Total Pendapatan Operasional BOPO (%)
AGRO 430,938,429,000 315,308,684,000 746,247,113,000 786,709,562,000 55,231,685,000 841,941,247,000 0.8863
BABP 663,414,000,000 351,374,000,000 1,014,788,000,000 950,521,000,000 75,214,000,000 1,025,735,000,000 0.9893
BACA 828,538,000,000 222,301,000,000 1,050,839,000,000 1,120,950,000,000 53,248,000,000 1,174,198,000,000 0.8949
BBCA 11,212,932,000,000 25,223,198,000,000 36,436,130,000,000 47,081,728,000,000 12,011,516,000,000 59,093,244,000,000 0.6166
BBKP 5,406,535,000,000 2,905,855,000,000 8,312,390,000,000 8,303,973,000,000 1,181,080,000,000 9,485,053,000,000 0.8764
BBMD 323,722,130,587 390,082,746,267 713,804,876,854 979,698,108,053 61,210,640,719 1,040,908,748,772 0.6858
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 6
Perhitungan Net Interest
Margin (NIM)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek
2015
pendapatan
bunga beban bunga
pendapatan bunga
bersih kredit
penempatan pada
bank lain
surat berharga
(efek-efek, janji
dijual kembali)
tagihan
akseptasi
tagihan
derifavitf penyertaan
transaksi rekening
administrasi aktiva produktif
rata-rata aktiva
produktif
NIM
(%)
AGRO 786,709,562,000 430,938,429,000 355,771,133,000 6,044,521,633,000 459,951,160,000 682,002,293,000 27,533,167,000 - 297,658,000 -902,673,314,000 6,311,632,597,000 5,399,204,401,500 0.0659
BABP 950,521,000,000 663,414,000,000 287,107,000,000 7,085,227,000,000 1,335,254,000,000 1,173,954,000,000 21,234,000,000 8,241,000,000 - 718,113,100,000 10,342,023,100,00
0 9,482,728,550,000 0.0303
BACA 1,120,950,000,000 828,538,000,000 292,412,000,000 6,048,374,000,000 1,834,572,000,000 2,459,134,000,000 - - - -1,045,290,000,000 9,296,790,000,000 8,496,938,000,000 0.0344
BBCA 47,081,728,000,00
0
11,212,932,000,00
0
35,868,796,000,00
0
387,642,637,000,0
00
56,259,099,000,00
0
64,540,417,000,00
0
7,800,728,000,0
00 - 178,166,000,000 -119,189,221,000,000
397,231,826,000,0
00
381,328,133,000,0
00 0.0941
BBKP 8,303,973,000,000 5,406,535,000,000 2,897,438,000,000 66,043,142,000,00
0
10,074,600,000,00
0 8,890,599,000,000 35,760,000,000 - 15,000,000 -13,541,836,000,000
71,502,280,000,00
0
66,473,951,000,00
0 0.0436
BBMD 979,698,108,053 323,722,130,587 655,975,977,466 6,997,785,369,965 106,304,971,530 1,280,508,037,809 - - - -701,837,619,502 7,682,760,759,802 7,192,811,830,318 0.0912
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 7
Perhitungan Capital
Adequacy Ratio (CAR)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek
2015
Modal inti Modal pelengkap Total Modal ATMR resiko kredit ATMR resiko
operasional
ATMR resiko
pasar Total ATMR CAR (%)
AGRO 1,302,600,252,000 68,073,653,000 1,370,673,905,000 5,574,072,800,000 451,318,253,000 171,476,396,000 6,196,867,449,000 0.2212
BABP 1,402,881,000,000 92,631,000,000 1,495,512,000,000 7,410,502,000,000 685,745,000,000 291,290,000,000 8,387,537,000,000 0.1783
BACA 1,042,020,000,000 219,054,000,000 1,261,074,000,000 6,518,840,000,000 165,228,000,000 440,261,000,000 7,124,329,000,000 0.1770
BBCA 83,683,732,000,000 4,203,541,000,000 87,887,273,000,000 407,553,481,000,000 62,778,880,000,000 909,386,000,000 471,241,747,000,000 0.1865
BBKP 6,555,576,000,000 1,828,840,000,000 8,384,416,000,000 55,906,367,000,000 5,755,559,000,000 153,025,000,000 61,814,951,000,000 0.1356
BBMD 2,218,555,147,101 65,330,774,139 2,283,885,921,240 6,796,675,000,000 1,217,772,314,856 66,620,164,807 8,081,067,479,663 0.2826
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 8
Perhitungan Seluruh
Variabel
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Kode Efek 2015
Y DPK LDR BOPO NIM CAR
AGRO 29.4302 29.5570 0.8809 0.8863 0.0659 0.2212
BABP 29.5890 29.9100 0.7255 0.9893 0.0303 0.1783
BACA 29.4308 30.0124 0.5590 0.8949 0.0344 0.1770
BBCA 33.5911 33.7923 0.8178 0.6166 0.0941 0.1865
BBKP 31.8213 31.9639 0.8671 0.8764 0.0436 0.1356
BBMD 29.5766 29.5767 1.0000 0.6858 0.0912 0.2826
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 9
Hasil Pengujian Spss
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Hasil Statistik Deskriptif
Descriptive Statistics
N Range Minimum Maximum Mean Std. Deviation
Y 108 6,8606 27,1449 34,0055 30,703701 1,7275885
DPK 108 6,3985 27,7383 34,1368 30,868440 1,6698344
LDR 108 ,9500 ,4572 1,4072 ,859833 ,1374733
BOPO 108 1,5150 ,3281 1,8431 ,857859 ,1922910
NIM 108 ,1214 ,0052 ,1266 ,060845 ,0256962
CAR 108 ,7947 ,0802 ,8749 ,186794 ,0827147
Valid N (listwise) 108
Hasil Uji Normalitas Sebelum Transformasi
One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N (jumlah data) 108
Normal Parametersa,b Mean 0E-7
Std. Deviation ,01968179
Most Extreme
Differences
Absolute ,143
Positive ,086
Negative -,143
Kolmogorov-Smirnov Z (K-S) 1,485
Asymp. Sig. (2-tailed) (profitabilitas
signifikansi) ,024
a. Test distribution is Normal.
b. Calculated from data.
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Hasil Uji Normalitas Secara Parsial Sebelum Transformasi
One-Sample Kolmogorov-Smirnov Test
Y DPK LDR BOPO NIM CAR
N 108 108 108 108 108 108
Normal
Parametersa,b
Mean 30,703701 30,868440 ,859833 ,857859 ,060845 ,186794
Std. Deviation 1,7275885 1,6698344 ,1374733 ,1922910 ,0256962 ,0827147
Most Extreme
Differences
Absolute ,106 ,109 ,128 ,162 ,076 ,203
Positive ,106 ,109 ,081 ,162 ,076 ,203
Negative -,083 -,065 -,128 -,101 -,047 -,200
Kolmogorov-Smirnov Z 1,105 1,130 1,334 1,686 ,794 2,108
Asymp. Sig. (2-tailed) ,174 ,155 ,057 ,007 ,554 ,000
a. Test distribution is Normal.
b. Calculated from data.
Grafik Histogram untuk Transformasi BOPO dan CAR
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Uji Normalitas Secara Parsial Setelah Transformasi
One-Sample Kolmogorov-Smirnov Test
LG10BOPO LG10CAR
N (jumlah data) 108 108
Normal
Parametersa,b
Mean -,0766 -,7505
Std. Deviation ,09350 ,12359
Most Extreme
Differences
Absolute ,130 ,113
Positive ,130 ,113
Negative -,126 -,111
Kolmogorov-Smirnov Z (K-S) 1,350 1,172
Asymp. Sig. (2-tailed) (profitabilitas
signifikansi) ,052 ,128
a. Test distribution is Normal.
b. Calculated from data.
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Hasil Uji Multikolonieritas
Coefficientsa
Model Collinearity Statistics
Tolerance VIF
1
DPK ,749 1,334
LDR ,823 1,214
LG10BOPO ,686 1,458
NIM ,695 1,438
LG10CAR ,790 1,266
a. Dependent Variable: Y
Hasil Uji Run Test
Runs Test
Unstandardized Residual
Test Valuea ,00405
Cases < Test Value 54
Cases >= Test Value 54
Total Cases 108
Number of Runs 57
Z ,387
Asymp. Sig. (2-tailed) ,699
a. Median
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Hasil Uji Heteroskedastisitas
Hasil Uji Koefisien Determinasi
Model Summaryb
Model R R Square Adjusted R Square Std. Error of the
Estimate
1 1,000a 1,000 1,000 ,0209913
a. Predictors: (Constant), LG10CAR, NIM, LDR, DPK, LG10BOPO
b. Dependent Variable: Y
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Hasil Uji Statistik F
ANOVAa
Model Sum of Squares df Mean Square F Sig.
1
Regression 319,303 5 63,861 144928,864 ,000b
Residual ,045 102 ,000
Total 319,348 107
a. Dependent Variable: Y
b. Predictors: (Constant), LG10CAR, NIM, LDR, DPK, LG10BOPO
Hasil Uji Statistik t
Coefficientsa
Model Unstandardized Coefficients Standardized Coefficients t Sig.
B Std. Error Beta
1
(Constant) -1,327 ,040 -33,549 ,000
DPK 1,001 ,001 ,967 712,930 ,000
LDR 1,201 ,016 ,096 73,840 ,000
LG10BOPO ,076 ,026 ,004 2,889 ,005
NIM ,495 ,095 ,007 5,223 ,000
LG10CAR -,106 ,018 -,008 -5,722 ,000
a. Dependent Variable: Y
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Lampiran 10
Formulir Konsultasi
Skripsi
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
RIWAYAT HIDUP
Data Pribadi Nama : Jesisca Tusen Jenis kelamin : Perempuan Tempat, tanggal lahir : Jakarta, 5 Juni 1994 Kewarganegaraan : Indonesia Agama : Katolik Alamat lengkap : Alam Raya Blok e7 no 27, Tangerang, Banten Handphone : 082299547886 E-mail : [email protected] Pendidikan Formal 2012 – 2016 : Program Sarjana (S-1) Akuntansi Universitas
Multimedia Nusantara, Tangerang 2009 - 2012 : SMA Mutiara Bangsa 2, Tangerang 2006 - 2009 : SMP Strada Pelita Dua, Jakarta Barat 2000 - 2006 : SD Bina Mulia 1, Jakarta Barat
Kemampuan
1. Kemampuan bekerja sama dalam tim 2. Kemampuan Akuntansi 3. Kemampuan Komputer (MS Word, MS Excel, MS Power Point, Accurate,
SAP, MYOB)
Pengaruh dana..., Jessica Tusen, FB UMN, 2016
Pengalaman
1. Accounting Staff di PT Sriwijaya Air
Saya menyatakan bahwa informasi yang tercantum pada dokumen ini rahasia
dibuat tidak bertentangan dengan fakta nyata dan itu benar apa adanya
seperti yang tercantum di atas. Saya bersedia untuk mengambil tanggung jawab
penuh jika suatu hari menemukan bahwa salah satu informasi di atas adalah
palsu.
Tangerang, 14 Oktober 2016
Jesisca Tusen
Pengaruh dana..., Jessica Tusen, FB UMN, 2016