lifestyles after 50 lake edition, apr. 2015

Another GreAt Issue

Lifestyles After 50 • April 2015 • page 2

Have you ever said to yourself “I’d love to get a computer, if only I could figure out how to use it.” Well, you’re not alone. Computers were supposed to make our lives simpler, but they’ve gotten so complicated that they are not worth the trouble. With all of the “pointing and clicking” and “dragging and dropping” you’re lucky if you can figure out where you are. Plus, you are constantly worrying about viruses and freeze-ups. If this sounds familiar, we have great news for you. There is finally a computer that’s designed for simplicity and ease of use. It’s the WOW Computer, and it was designed with you in mind. This computer is easy-to-use, worry-free and literally puts the world at your fingertips. From the moment you

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Dear Readers,

I’m going to talk to you a minute

about Qin Shi Huang. The first emperor of China? Yeah, that guy. There are more than a few stories about Emperor Qin, not least among them are that he helped unify China, started work on some wall or another, and that he was a notorious tyrant. But when it came to the afterlife, there’s no denying he had style. I’m not just talking about a fancy tomb; his port-mortem accoutrements would put a pharaoh to shame. He was buried in a scaled-down replica of his imperial com-pound, deep underneath Mount Li, an area renowned for its wealth of gold and jade. He was buried with the whole setup: palaces, towers, clay attendants and generals, riches and wondrous objects. The ceiling of the ne-cropolis was decorated with representations of the heavens. Below it, a panoramic land-scape—his kingdom in miniature—was modeled in clay complete with mountains, plains and flowing mercury rivers. Outside his tomb, he posted over 6,000 soldiers, 130 chariots with 520 horses and 150 cavalry, all formed from terracotta, to guard it all. One would think that a man who spent such elaborate measures on his final resting place was prepared for his own death. However, the exact opposite was true; Qin Shi Huang was terrified of it. Everything he built was centered around the belief that he would live on, one way or another. During life, he commissioned alchemists to create an elixir that would grant him immortality. (Ironically, it was the mercury in these concoctions that killed him.) He refused to discuss death with his court or family, and died without ever creating a will. Try leaving a newly unified China to 30 sons!

Probate China? I get where Qin’s coming from. No one likes to think about their own death. There’s a prevailing fear that to bring it up in conversation is to summon it—to make it more real or more close. While it’s not an easy thing to deal with, the truth is, talking about and planning for death—taking charge of one’s own mor-tality—can be empowering. It can help you face your fears, learn more about yourself and what you want to leave behind, and bring you and your family some peace of mind. And it goes without saying that the best time to do it is while you’re still young—when you can ask yourself hard questions and make sound decisions about your wishes before and after you leave this mortal plane. (Heck, Emperor Qin started when he was 13.) This month’s issue is about leaving a legacy—setting in motion a plan that will continue to positively affect others beyond the span of your years. There are plenty of ways to do it; some bequeath money, others pass on their life story and some leave the gift of life by donat-ing organs. Inside you’ll find some tips on how to donate or start planning for what you want to leave behind.

Tracie Lukens,Editor

Don’t Forget My Chariot Here’s one more story about another empire. Jack Eggers was a school jani-tor in Amo, Indiana. His kingdom was a modest two-bedroom house, where grew his own food and preferred to live simply. Jack didn’t have a family of his own, so he treated the students as if they were his own kids, and they respected and cared for him in return. In 2003, at the age of 68, Jack was diagnosed with an aggressive brain tumor. Todd Crosby, the principal of Mill Creek West Elementary School where he worked, along with other school staff members, neighbors and friends, helped care for Eggers and

drive him to doctor’s appointments. Jack had surgery, but it only briefly slowed the tumor’s progress. He took a leave of absence from his janitorial duties, but later decided to retire. The students and staff all received frequent updates on his progress. In winter of 2004, Jack died at age 69. A year after his death, however, Jack showed that his poor man’s life was real-ly a façade. Jack was saving every penny so that, someday after he was gone, he could do some good. He accomplished his wishes by leaving his small empire in sizeable bequests to the school, church, and community he loved. $80,000 went to Mill Creek West Elementary, an un-disclosed amount went to Amo Baptist Church and another $120,000 went to the Hendricks County Community Foundation. Everyone was shocked. “We don’t think about people when we’re with them. It always hits you when they’re gone. But even in his passing, his legacy will live on,” Crosby said. Emperor Qin’s monument to himself may have been impressive, but it never did as much good as King Eggers did for his people. When it comes to leaving a legacy, how do you want to be remembered?(Jack Eggers’ story courtesy of Leave a Legacy)

Emperor Qin’s Terracotta Army

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Question: When was the first Earth Day celebrated in the U.S.?Your Answer:

Send in the correct answer to be entered in a drawing to win a prize valued at $25 or more each month. Deadline for entries Apr. 16, 2015. Drawing held Apr. 20, 2015.

Click on the Trivia Palooza button and answer a Trivia question each week for a chance to win a prize at the end of each month.

March’s answer is “New York City in 1762 on March 17.” Beatrice Van Brunt from Ocala is March’s winner.

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Enjoy A Day For Gardens and Green Thumbs

Lake County’s 4th Annual Landscape and Garden Fair, a botanical-themed

family-friendly event, will be held April 18 – 19 at Discovery Gardens, located at the Lake County Agricultural Center, 1951 Woodlea Road, Tavares. The fair will take place from 9 a.m. to 4 p.m. on Saturday and from 10 a.m. to 3 p.m. on Sunday. Sponsored by Lake County, The University of Florida’s Institute of Food and Agricultural Sciences (UF/IFAS) Extension in Lake County and the Lake County Master Gardeners, the festival

will provide visitors an opportunity to browse and purchase goods from vendors specializing in landscaping, native plants, orchids, irises, bonsai, fruit trees and more. “This popular event is great for everyone—from novice to expert gardeners interested in increasing their knowledge, to families seeking a free, educational event,” said Brooke Moffis,

residential horticulture agent with UF/IFAS Extension in Lake County. Expert guest speakers will present on a variety of topics including beekeeping, butterfly gardening, succulents, cooking with herbs, irrigation, as well as growing blueberries and vegetables. Children’s activities include a butterfly release scheduled for 10 a.m. on April 18 and a Maze Scavenger Hunt complete with prizes. For more info and a complete schedule, visit lakecountyfl.gov/gardenfair.

A Foot Stompin’ Good TimeJoin the 8th Annual BlueGrass in the

Park Festival on April 4 at the Silver Springs State Park.

On Saturday, April 4 (rain or shine) be-ginning at 4 p.m., three bluegrass bands will play throughout the evening. Bring your own chair and enjoy the lively music of Pasture Prime, Big Cypress Bluegrass and Arnold Messer and Lonesome Highway in the Old Florida setting of the Cracker Village. It’ll be a foot stomping good time. Tickets are $10 for persons over 12 years old, kids 12 and under are free. Hot dogs and soda will be available for sale.

Sponsored by the non-profit Friends of Silver Springs State Park, the event will help raise funds to aid the state

park in its conservation efforts to protect and enhance the grounds and its diverse habitats. Silver Springs State Park is located at1425 NE 58th Avenue (aka Baseline/SR 35), Ocala, Florida. The event is located on the River Side of the park to the south of the Silver Springs Entrance. For more info, call 352-236-7148.To learn more about the

Friends of Silver Springs State Park, visit www.thefriendsofsilversprings.org.


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Mondays Enjoy music and dancing with The Smooth Country Band.

$10. 7 – 9 p.m. WindHorse Theater, Eustis. 352-223-3256.

6 Dublin’s Irish Cabaret starring Andy Cooney with special guests,

comedian Brendan Grace, The Guinness Irish Band and the Darrah Carr Dancers. $29. 5:30 and 8 p.m. Savannah Center, The Villages, Lady Lake. 352-753-3229.

6 Senior Shakedown. The first Monday of the month through May seniors

can enjoy dancing, singing, games and more. Free admission. 1 – 3 p.m. Tavares Civic Center. 352-742-6477.

7 – July 5 Everglades: Americas Wetland. This exhibition consists

of 40 framed photographs by Mac Stone, an award winning conservation photographer and naturalist. $6/$8. 10 a.m. – 5 p.m. Appleton Museum of Art, Ocala. 352-291-4455.

11and 12 Blues at the Winery. Enjoy wine, food and music all day. $2.

10 a.m. – 5 p.m. Lakeridge Winery, Clermont. 352-394-8627.

17 – 19 Monster Jam! Enjoy a monster truck endurance

showcase. $18/$20. 17 at 6:30 p.m.; 18 at 1 and 6:30 p.m. and 19 at 1 p.m. Bubba Raceway Park, Ocala. 352-622-9400.

18 Inaugural Mount Dora Blueberry Festival. The festival will include

a blueberry pancake breakfast, vendors, crafters, food, blueberry derby race, beer and wine tastings and more. free admission. 9 a.m. – 5 p.m. Sunset Park, Mt. Dora. 352-617-8788.

18 Hands Across The Highway Art Expo. Local artists from On Top of

the World and surrounding communities showcase their masterpieces. Works include paintings, schulptures, clay jewelry, watercolors and more. Free. 9 a.m. – 1 p.m. Circle Square Cultural Center, Ocala. 352-854-3670.

20 Spring Senior Fishing Derby. Fishing fun for age 50 and up.

Hook up with us for a few hours of fishing at Lake Tuscawilla, Ocala. Lunch provided. Free. 9 a.m. – 1 p.m. 352-401-3916.

22 Earth Day Work Day. Celebrate Earth Day by planting flowers

and helping clean up debris at the 35 Acre Park. The park has a 5-acre restoration area that has native wildflowers planted on Earth Day 2007. Free. 9 – 11 a.m. Marsh Park and Boat Ramp, Eustis. 352-253-4950.

21 – 26 SUN ‘n FUN International Fly-In & Expo. Enjoy the

Breitling Jet Team as well as the spectacular U.S.A.F. Thunderbirds and over 500 exhibitors. Daily and weekly passes. Call Lakeland Linder Airport. 863-834-3298 or visit sun-n-fun.org

22 Show Me the Money Business Expo Pirate Invasion

2015. Admission will be free to swashbuckling guests where they can discover local treasures, watch over 50 live demonstrations and win their share of the booty with thousands of dollars in prizes. 12 – 4 p.m. Wildwood Community Center. 352-793-3099.

23 and 24 Florida Lakes Symphony Orchestra Performs

“Enchanted.” Featuring Ruslan and Ludmilla Overture, Sleeping Beauty Waltz, Suk’s “Scherzo Fantastique” and the Firebird Suite. $15/$45. 7:30 p.m. 23: St. Patrick Catholic Church, Mt. Dora, 24: Family Christian Center, Clermont. 352-589-1500.

23 – 26 Leesburg Bikefest 2015. Three day motorcycle event

includes bike shows, demonstrations, contests, live concerts, expos and more. Free admission. For a full schedule, visit www.leesburgbikefest.com.

May 1 and 3.” Murder is Announced.” Surely a murderer

would not take an ad out in the paper to announce it! Thinking it’s a game, the neighbors arrive, lights go out and gunshots ring. $18. 8 – 10 p.m. Melon Patch Theatre, Leesburg. For tickets and info, call 352-787-3013. Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. April 10 for May event.)

Around TownW H A T ’ S H A P P E N I N G A P R I L 2 0 1 5


Free Tax AssistanceThere’s good news for taxpayers

looking for a safe way to save money at tax time. Thanks to a public-private partnership between the IRS and a coalition of in-dustry-leading tax software companies, there’s a program that provides qualified taxpayers with free, online, name-brand tax preparation software products. Called the IRS Free File program, it’s designed to make tax time easier by walking taxpayers who qualify through the filing process online and ensuring that they capture all the credits and de-ductions they deserve. To take advantage of the program, taxpayers must have an adjusted gross income of $60,000 or less. By using the program, eligible taxpayers can easily and accurately complete their federal tax return with trusted name-brand tax preparation software products. Since its creation in 2003, the Free File program has donated 40 million federal tax returns. That translates to a total savings for taxpayers of more than $1.3 billion in tax preparation costs donated. Approximately 70 percent of U.S. taxpayers are eligible for the Free File program.

The Power Of Technology Ed Black, president and CEO of the Computer & Communications Industry Association (CCIA), said that the Free File program is a great example of the power of technology to improve the lives of all Americans. Black added that CCIA is proud to support Free File and will be working this year to help ensure all eligible taxpayers are aware of this “important program.” Additionally, 20 states plus the District of Columbia sponsor a state-level Free File program, allowing eligible residents to easily and accurately complete both their federal and state taxes for free.

For more information, visit the websites at www.irs.gov/freefile and www.taxprephelp.org. (NAPSI)Other Resources AARP Foundation Tax-Aide offers free, individualized tax preparation for low-to moderate-income taxpayers—especially those 60 and older. Here are a few locations near you: (for a complete list and info about which documents you need to bring with you, visit www.aarp.org/applications/VMISLocator/taxAideLocations.action)

Town of Lady Lake Library 225 W. Guava St., Lady Lake

Tue. and Thu. 9:30 a.m. – 3 p.m. Walk-in or appointment: villagestaxaide.com.

Leesburg Library100 E. Main Street, Leesburg

Mon. – Thu., 9 a.m. – 1 p.m. Walk in; appointments preferred at 352-272-9658.

W. T. Bland Library 1995 N. Donnelly St., Mt. Dora

Mon., Wed., Thu., 10 – 2. Tue. 1 – 5:45. Walk-in or appt. at 352-735-5936.

Clermont Arts and Rec. Center3700 S. Hwy. 27, Clermont

Mon., Tue., Wed., 9 a.m. – 1 p.m. Walk in.Ocala 8th Ave. Senior Center

830 NE 8th Ave., OcalaMon., Wed., Fri., 9 a.m. – 1 p.m. Walk in.

Marion Oaks Community Center294 Marion Oaks Ln., Ocala

Tue. 9 a.m. – 1 p.m. Walk-ins/Appts.American Legion Post 58

10730 S. US Hwy. 41, DunellonWed. 9 a.m. – 2 p.m. Walk-in.

Wildwood Community Center6500 County Rd. 139, Wildwood

Mon., 8:30 a.m. – 3:30 p.m. Walk-in or appointment: villagestaxaide.com.

Help With Legacy PlanningThe UF/IFAS Extension in Lake

County is offering an opportunity to attend the “Leave Memories, Not Conflict,” program with Julie England, Family & Consumer Sciences Exten-sion Agent, on April 8 from 10:30 a.m. to noon at Lake County Agricultural Center, 1951 Woodlea Road, Tavares. The focus of the program is to help people develop a plan for the transfer of non-titled personal possessions, leave a legacy and preserve family harmo-ny. Non-titled possessions may not be

specified in a will, and sometimes may not even have monetary value; however, their sentimental worth could be more important than their dollar amount, and can cause family conflict. “Transferring non-titled property isn’t always a simple process and failing to plan ahead can create challenges for indi-viduals and their families,” said England. “This class provides tools to help fami-lies better communicate and plan ahead.” Register at https://tavaresapril.eventbrite.com/ or 352-343-4101 ext. 2719.


New Advances Make RAO’s MRI Technology Better Than EverFor more than thirty years,

Magnetic Resonance Imaging has been an invaluable tool for diagnosing and providing image-guided treatment for an array of diseases and disorders of the body’s bones and soft tissues. It creates intricate views of complex structures without surgery or exposure to radiation, making MRI a staple in medical facilities all around the world. But not all MRI is equal. Since our inception, RAO has remained at the forefront of diagnostic technology, and we continually embrace medical and technological advances to our MRI systems. We’re proud to announce that we have once again upgraded our MRI equipment to provide the ultimate in diagnostic performance, accuracy and speed with the latest industry breakthroughs. The new IDEAL system from GE Healthcare allows MRI to perform more precisely than ever before. IDEAL reduces “artifacts,” the extraneous clutter that often affects standard

MRI platforms, creating the need for additional scans. Says RAO’s Dr. Edson Cortes, “IDEAL drastically reduces artifacts and produces revolutionarily clear, detailed images, even in

challenging areas of the body, such as the spine, skull, neck, brachial plexus, ankle and shoulder.” IDEAL generates four different contrasts from a single scan, including images

that separate body fat and water, enabling radiologists to identify disease and injury more reliably, quickly and accurately than was previously possible. “It has enabled MRI to be used effectively to diagnose and treat not just soft tissue disorders, but musculoskeletal issues as well,” says Dr. Brian Cartwright. RAO has also upgraded our systems to the new Signa HD23, with 16 channel coils to produce unsurpassed clarity in neurological and musculoskeletal imaging. “We never stop researching and upgrading our equipment,” says Dr. Ryan Tompkins, “particularly those of great diagnostic importance, like MRI. The better our technology, the better we’re able to assist medical practitioners with accurate diagnoses and help plan and provide treatment

for patients.” For more information on our MRI upgrades, please contact RAO via email at: [email protected].


Online Dating Part 3: 8 Rules For Powerful ProfilesBy Elle Layne

Okay, now that you’ve picked a site and learned how to spot the false

arrows in Cupid’s quiver, it’s time to make your profile pop! Here are 8 tips:1. Be honest, and be yourself. This is the golden rule of dating. Ultimately, the goal is to meet someone who will accept you for who you are, flaws and all. This is difficult to do if you are pretending to be someone else, or are exaggerating certain qualities, just to impress a poten-tial mate. (You may end up impressing the wrong type of person!) Use current pictures and be truthful about who you are and what you want, and your mate will appreciate it and respond in kind.3. Be confident, positive and brief. Being honest doesn’t mean you have to focus on your flaws or write a lengthy autobiogra-phy. Bitter tales of past relationships or hard dating luck? Leave those at the door! Nothing turns a potential date off faster. Make your profile short and sweet, and highlight your best qualities. You only have a few seconds to make an impression online—your profile should be just enough to entice a mate to get to know you better.

2. Tell a story with your photos. Profiles with photos are nine times more likely to get communication, according to dating site Eharmony.com. For the best results, use four or more photos and include at least one medium shot and one closeup shot of you. Photos that show you participating in social activities or a favorite hobby, sport or other activity are the most effective. Avoid: poorly taken, blurry or unflat-tering shots; overly revealing photos; pictures of just your kids/grandkids; photos with exes (or with exes obviously cut out!) and the like.

Your profile photos are windows into your life. Ask yourself: would your mate want to be in these photos with you?4. Invite the other person into your life by avoiding too many “I” state-ments. If you met a date at a bar and all he talked about was himself, would you stick around? Rather than write a laundry list about who you are and what you want, be conversational. Talk about what would you share with your potential mate. How would you like to get to know them better?

5. Make your words count. Do you like romantic dinners and long walks on the beach? So does everyone else! Try to avoid lists or cliches that are common in other people’s profiles. Instead, pick one or two of your favorite activities and de-scribe why you enjoy doing them, or tell a story about an experience. For example: “On weekends I take my dog Shelby on a beach walk because connecting with nature brings me a sense of peace.” 6. Call to action. What makes you stand out? Narrow it down to three words and use them as your profile heading. Don’t

be afraid to get flirty, humorous or quirky. Are you a Southern BBQ Diva or a Frisbee Golfing God? Own it! It’s all about getting readers to click your profile and look deeper. At the end of your profile description, leave a hook—an invitation to open com-munication. “Did you like the picture of me ziplining in Costa Rica? I’d love to tell you all about it. Gimme a call.” Or... “If you’re like me, and you want someone to share life’s adventures with, write me back...”7. Have a friend give you a hand. Sometimes they know you better than you know yourself, and can offer suggestions or let you know if you’re going overboard. Having someone double check your pro-file’s spelling and grammar can also help you make a good first impression.8. Update regularly: Make the effort to renew your profile on a regular basis to keep it fresh. And if you can, remove a profile you don’t use anymore. It can be discouraging to write in and hope for a message from someone who is no longer using the service. That’s all for now, web-crossed lovers. I wish you safe and happy hunting!


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Tech Talk: Magic Opener GiveawayWelcome to this month’s Tech

Talk column, where we cover the latest apps, gadgets and websites that make life a little easier. This month, we’re giving away a Magic Opener—a device that com-bines the three most common types of beverage openers into one easy-to-use product. It can open metal caps, stub-born twist tops and nail-chipping pull tabs. Magic Opener is handy for those with arthritis or limited hand strength.

The ergonomic handle accommo-dates all hand sizes, and the device firmly grabs caps for even more leverage. The magnetic top makes it accessible—stick it on your fridge door, on the BBQ, bike frame or tail gate so it’s always at your finger-tips. Plus, it’s small enough to fit in a purse, lunchbox or backpack. The Magic Opener retails for $19.99. For more information, visit www.magicopener.com.

We’re giving away a Magic Opener to one lucky winner this month! To enter, just email [email protected] or snail mailAttn: Magic OpenerNews Connection USA, Inc.P.O. Box 638, Seffner, FL 33583 Send us your name, address and phone number by April 19. The drawing will be held on April 20, and the winner will be con-tacted and announced in the May issue of Lifestyles After 50. Look for more giveaways in upcoming editions. Good luck!

Congrats!Marianne Barnes

of Sun City Centerwon the Pixstar FotoConnect XDMar. drawing!


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KNOW YOUR RIGHTS!WHY WONDER? WE CARE

By Janice Doyle

Volunteers play a major role in the VA Healthcare System. From transport-

ing patients in wheelchairs to answer-ing phones and from handing out filled prescriptions to feeding patients break-fast, volunteers are important. C.W. Bill Young VA Medical Center (formerly Bay Pines VA Medical Center) in Pinellas County has 1,800 volunteers, each with a unique story to share about why they commit so much of their time to help vet-erans. Some do it because they too are veterans and want to give back to their brothers and sisters. Others do it out of respect for the men and women who hon-orably served the nation, or to stay busy after retirement or fulfill a community service requirement for a high school, college or university program. For Emily Murtha, a 76-year-old patient transport volunteer at the healthcare sys-tem’s Medical Center, her connection to VA came in 1997 after being reunited with her high school sweetheart, Don, after more than 41 years apart. Originally from a small town in Penn-sylvania, Emily (then Emily Kovacs) and Don Murtha dated through high school but went their separate ways shortly after Don enlisted in the U.S. Air Force. Emily said, “We were so young, and I really didn’t see how we could make it work with him going away.” They never fathomed the thought of one day being reunited. On August 23, 1997, Emily’s phone rang. “It was Donny,” she said. “I was lost for words. He told me he had been searching for me for the last 30 years.” They were married the next year in Wilkes-Barre, Penn.

VA Health Care and Volunteerism Emily described Don as the “ultimate soldier” and a stern advocate and client of the military and the VA health care system. When Emily retired in 2001, the couple moved to Tampa Bay where Don transferred his care to the C.W. Bill Young VA Medical Center. “Because he enjoyed his time in the military and the military culture so much, it became part of what I enjoyed as well,” she said. “When he vis-ited the VA hospital, I was always by his side. We both loved the VA so much—it was very much part of our lives together.” In April 2005, Don passed away. In January 2008, Emily became a registered volunteer at the medical center two days per week. “Becoming a volunteer was probably the best thing I’ve done in my life—second to my time with Don, of course,” she said. “It gives me the oppor-tunity to give back to veterans and also continue to spend time in a facility that meant so much to Don—to us. When I am here, I very much feel his presence.” Emily has amassed more than 5,400 hours of service. “There really isn’t a unit of measure for what Emily brings to Veterans and the volunteer program. You can count the hours she serves but you can never measure the heart,” said Nathan Witt, Chief, VA Voluntary Service Director at the facility. “She embodies everything good about VA Voluntary Service and giving back to those who served,” he said. To learn more about becoming a volun-teer at the Young VA Medical Center, call 727-398-9394. To volunteer at James A Haley VA Medical Center in Tampa, call 813-972-7533. Also consider volunteer-ing at one of the area’s local VA clinics.

Every VA Volunteer Has a Story!VETERANS CORNER

Emily Murtha, VA volunteer


By Meghan Streit, Kiplinger

Think of all the memories that make up the story of your life. Preserving

those stories in a memoir can be a tremendous gift for your children and grandchildren, who may be eager to understand their family history. In his late eighties, Stan Zabka looked back on the many exciting chapters of his life: serving in World War II along-side his seven brothers, working as associate director of The Tonight Show with Johnny Carson and composing iconic songs such as “Christmas Eve in My Home Town.” He decided he had a story that was worth telling. Zabka, 89, spent a year and a half toiling for up to ten hours a day to write his memoir, “Razz Ma Tazz: My Life in Music, Television and Film.” Zabka documented his life, not only for his children, but also for people with careers in the entertainment industry who might benefit from his many yearsof experience. “Instead of talking about the wars or my big family, I talked about music,” says Zabka, who self-published his memoir. “All of those other things like family and war had music woven throughout them. That is what I learned: You can do a lot of things in your life, but you can only be an expert in one.” Zabka is one of many older people who are leaving a record of their life stories to future generations. Memoirists can find plenty of help. You can take a course at a local workshop—or go online for instruction.You can even find a ghostwriter to pen your memoir after

extensive interviews. Or you can seek the help of a company that will compile the stories of your life on video, an audio recording or a personalized website. Rosanne Gulisano, who founded Lifestories: Creating a Memoir (www.lifestoriescreatingamemoir.com) and runs workshops in Illinois, says many people think their lives aren’t extraordinary enough for a memoir. But she says most of us have a very captive audience: our children and grand-children. “Everyone’s life is interesting to their own future generations,” Gulisano says. “If you were to find a stack of old diaries in your grandmother’s trunk, it probably wouldn’t be a bestseller, but it would be a precious document to you.” Many people find the process of docu-menting their lives to be rewarding, even therapeutic, Gulisano says. “You kind of find out who you are because you’re digging up things you might have forgot-ten,” she says. “For most people, it’s a very happy process and they get so much joy out of reminiscing about their past.”

Use Technology for Storytelling The written word is a popular format for preserving personal history, but it isn’t the only medium. You can hire a service that can create video or digital histories. Bank executive Linda Beerman, 64, and her three siblings used an online service called Umenta (www.umenta.com). A “legacy concierge” interviews various family members by phone and edits the interviews into discrete stories. The ser-vice posts both written and audio versions of stories to a private family website.

On a conference call, Beerman says, she and her siblings reminisced for an hour about parties their parents hosted and the houses where they lived as children. “The four of us were just laughing so hard,” she says. “It was a wonderful thing for us to do together.” Beerman, who lives in Lewisville, N.C., says they can add content to the site, including photos, so she plans to e-mail her siblings questions each month to solicit more memories. You can instead opt for a video biography of your life. Forever Studios (www.foreverstudios.com), in Boca Raton, Fla., is one company that creates professionally produced DVDs narrated by the client. Co-founder Zachary Goldberg says the process begins with a “discovery session” between the client and a journalist, videographer and producer. They discuss stories the client wants to tell. Then the journalist conducts a series of on-camera interviews with the client. The company gathers photographs, home movies, period newsreel footage, memorabilia such as Purple Heart medals, and music to incorporate into the video. You can produce your own online memory book by using Memloom (www.memloom.com). You can use tools to lay out photos and scanned memorabilia such as handwritten recipes. You can include videos, audio narration (you call into a telephone line to make a recording) and music. The end result—in a magazine-like format—can be shared with people you choose. Memloom’s basic functions are free, and there is a fee for premium features. Ruth Baudhuin, 66, uses Facebook to keep up with her children and grandchildren, but she says she doesn’t feel comfortable displaying photos

and personal information on the social networking site. So Baudhuin recently began using Memloom to share memories of her late husband with her children. Baudhuin compiled photos from one of the last holidays the kids spent with their dad and sent the album to the entire family. “The first Thanksgiving he was sick, a lot of the kids came from all over with their little ones,” she says. “There were a lot of pictures from that day, and Memloom is a nice way to share something like that.”

Consider Your Audience Younger generations tend to consume information in short sound bites and are less likely to commit to long narratives. Tom Cormier, chief executive officer of Legacy Stories (www.legacystories.org), based in Knoxville, Tenn., has created an app for Apple and Android mobile de-vices that people can use to record audio stories to accompany old photographs. Cormier says recordings are limited to three minutes so they appeal to users’ grandchildren. “If you send an e-mail to a teenager with a recorded story, and it’s only a minute or two, they learn some incredible things they wouldn’t have otherwise known,” he says. If you’re writing in print form, you can simply make photocopies to share with relatives. Or you can use a self-publishing service to create a bound book that includes photographs. Gulisano recommends 48Hour-Books.com and Lulu (www.lulu.com). To find someone to help you with your memoir, go to the website of the Association of Personal Historians (www.personalhistorians.org). Debbie Marks, the association’s marketing director, recommends checking credentials and references before hiring a personal historian.

Write A Memoir For Future GenerationsRETIREMENT LIVING

Leave a Message From Beyond

Finding a letter from a recently deceased loved one can be an unexpected source of comfort. Recently, services have

emerged that allow you to plan messages to be sent to loved ones after you have passed. Here are a few:White Owl Messaging (www.whiteowlmessaging.com): Arrange for cards, flowers, gifts or other personal messages to be delivered to your loved ones after you have passed. Offers one-time or multiple year deliveries, or you can assign a guardian to a gift to be released at the appropriate time.Dead Social Messaging Service (www.deadsocial.org): Create a series of messages that are published to social networks once you pass away. You can also release unseen video and audio messages—and the service is totally free.My Wonderful Life (www.mywonderfullife.com): Leave letters for loved ones, share memories, upload favorite photos and make your final wishes known.


By Janice Doyle

No one wants to feel they have left this earth without leaving

something of themselves behind. While many spend a lifetime accumulating wealth to leave for heirs, others die broke and yet leave a rich legacy in other ways. When we leave any kind of legacy to benefit others, we leave a powerful message that will be heard for decades. A planned gift reflects the ideals, values and beliefs that are important to us as individuals. Often a legacy is the accumulation of a lifetime of fi-nances, but just as often, a legacy of lifestyle demonstrates itself as those left behind take up where the deceased left off. Generosity clearly is a sign of dedication. Among the various ways to leave your legacy, there may be some vehicles especially suited to your wishes.

A legacy of financial means Many people today are planning for retirement and investigating ways to preserve their estates. An estate planning program integrates family wealth planning and philanthropy. Leaving a financial legacy means leaving money or financial assets to your favorite charity through wills and estate plans. Legacy gifts come in all sizes, from just a few dollars to much larger bequests, and can be in the form of money, property, securities, insurance policies or other assets. While these gifts are often bestowed as a way to say “thank you” or to support ongoing efforts of a specific organization, planned giving often provides the benefactor with tangible tax benefits and a sense of self-satisfaction. This kind of giving is not just a privilege of the wealthy because an estate of any size can greatly assist organizations that are making a difference in our communities. According to National Philanthropic Trust, 95 percent of households contribute to charitable or religious causes each year, but only around six percent of these givers plan a charitable bequest.

How do you go about leaving a financial legacy?Step one: Select a professional advisor. Most often, the charity you want to give to will have such an advisor on its staff.Step two: Write down your goals and objectives. These may include ensuring that your heirs and beneficiaries are cared for, preserving the value of your estate and being remembered for your actions.Step three: Take an inventory of your as-sets; often we overlook assets such as life insurance policies and retirement benefits.Step four: Develop and implement your plan. This combines the previous three steps and forms the basis for maximiz-ing your personal and social capital. Directing a portion of your estate to your chosen charity actually can reduce your taxable estate.

Leaving the gift of life Research shows that many people over 50 years of age believe they are too old or too unhealthy to qualify as a donor and, in some instances, are removing themselves from their state registry due to this misperception. In reality, almost two-thirds of all donations come from people above the age of 50, and the oldest person to donate was 93 years of age when he died, according to Donate Life (donatelife.net). With more than 123,000 patients waiting for a transplant, it is important to know that everyone has the potential to save and heal lives through donation. While medical advances have increased the success rate of using organ transplanta-tion to treat diseases, the need for donated organs continues to grow. An average of 21 people die each day because an organ was not made available for transplant.

When considering donation,many people think only about the major organs, such as the heart, liver or kidneys. However, there are more than 25 different transplantable organs and tissues, including:• Corneas for preserving or

restoring sight• Bone marrow for treating

certain types of leukemia and anemia

• Skin grafts for burn, accident and disease victims

• Bone for reconstructing lost, destroyed or deformed limbs or facial features

• Heart valves for correcting birth defects

• Tendons, ligaments and cartilage for correcting congenital defects

A donor could potentially save and enhance up to 50 lives and take eight people off the na-tional organ donor waiting list.

To express your wishes to become a donor, indicate your intent to donate on your driver’s license and carry a donor card with you at all times. Most impor-tantly, make your family aware of your intent to be a donor as they are often the ones who must make the crucial decision.

Leave A Legacy...Make A Difference Albert Einstein said, “The value of a man … should be seen in what he gives and not in what he is able to receive.”


Tips For Choosing A CharityBy Tracie Lukens

If charitable giving is part of your legacy plan, here are a few tips to

help you make an informed decision so your donation can go the extra mile: 1. Chose the cause that is nearest to your heart. Are you interested in the arts? The environment? Mission work or humanitarian efforts in other countries? Curing a disease or making a difference locally in your community? Check outtopnonprofits.com/lists/types-of-charities.2. Narrow your list down by doing a little research. Ask friends, family or coworkers for their favorite charities. Consider vol-unteering at a charity to see firsthand how effective it is. Always ask questions: How will my gift be spent? How many people did you help last year? In what way?3. Ask yourself: what or how much can I give, and which organization would benefit from it the most? Consider this: a $100,000 donation might not go as far in a large international organization with hundreds of staff and multiple expenses as it would for a local school or a food bank in your community.

4. Check to make sure your potential charity is legitimate and handles funds responsibly. Resources like Charity Navigator (charitynavigator.org);GuideStar (guidestar.org); and the Better Business Bureau’s Wise Giving Alliance (www.give.org) can help. They rate charities and offer details on their goals, results and how donations are put to use. 5. Never accept solicitations for chari-ties or give away personal or credit card information. Donate on your terms.

Think Small Gifts do not have to be monumental to make an impact. A simple donation of $100 would be appreciated by any nonprofit. Items like furniture, clothes, vehicles and even land can be left to charities like ReStore, Goodwill, United Way, The Salvation Army, Habitat for Humanity, the Nature Conservancy and others. Books or artwork can be donated to libraries, museums or community centers depending on worth and condi-tion. Finding homes for items your heirs do not want (or items that might cause a conflict) can benefit small organizations now and reduce estate burdens later.


By Tracie Lukens

Giving is great. It feels great, and it can do great things.

Human beings are hardwired for generos-ity, even in spite of ourselves. Participants in a 2008 study by Harvard Business School professor Michael Norton and col-leagues found that giving money to some-one else lifted their happiness more than spending it on themselves (despite their own prediction to the contrary). Giving has health benefits, as well. That warm glow following a good deed comes in part from a release of oxytocin, a hor-mone that induces feelings of warmth, euphoria and connection to others. Giving is often reciprocated in unexpected ways, and best of all, it’s contagious. When one person behaves generously, it inspires observers to behave generously later, toward different people, suggests another study by Harvard and the University of California, San Diego. ‘Paying it forward’ spreads exponentially, researchers found, and one person can ultimately influence hundreds of people whom they have never even met.

The boomer generation, in particular, is a generous bunch. They give the largest share of donations to charities and rep-resent 43 percent of total U.S. giving, according to “The Next Generation of American Giving,” a report by Blackbaud (a software provider to nonprofits). To those who may want to leave a monetary legacy to charity, but are unsure of the best way, CNN Money breaks down a few options:Leave a bequest: A bequest is a gift to charity at your death, typically made through your will. Making a bequest re-duces the size of your estate, effectively leaving less money subject to estate tax-es. Another advantage: You can change the provisions in your will, including how much to donate and to whom, any-time before your death. When making a bequest, donors can attach strings, such as asking the charity to use the money to fund a certain project.Charitable gift funds, which are offeredby Fidelity, Vanguard and others, permityou to make a tax-deductible donation,grow your investment tax-free,

and then direct a contribution—in your name—to nonprofitsof your choosing whenever you like.Community foundations are regionally based charities that take donations of as little as $5,000 in cash, stock or property. The foundations invest that money, pool the gains and allocate grants, usually to local nonprofits. In most cases, you may either have the foun-dation give money to organizations you choose or ask the foundation to locate a worthy recipient for a cause you like.In charitable remainder trusts, a do-nor transfers assets to an irrevocable trust, which then pays the donor or his family income for a set period of time, or until the donor dies. At the end of the trust’s term, whatever money is left goes to a charity designated by the donor. The donor receives an upfront tax deduction for the money expected to be received by the charity, while the income stream that donors receive is taxable.You also can set up a charitable lead trust, (think of a charitable remainder trust in reverse) from which a charity re-ceives the income and your heirs receive whatever is left after you pass away.

Give Now You don’t have to wait until you pass on to start leaving a legacy. In fact, in the case of large estates, it can be in your best interest to distribute your wealth before you die to prevent a large portion

of it from going to the IRS instead of your beneficiaries. Here are two ideas: Gifts: You can distribute tax-free gifts up to a certain amount during your life-time. The federal estate tax exemption, or the amount an individual can leave to heirs without having to pay federal estate tax, is currently $5.43 million. There’s also an annual gift tax exclusion that allows an individual to give away $14,000 a year to whomever they want, tax-free, without going against their lifetime limit.Education: A 529 College Savings Plan can be used to put aside funds for your child or grandchild’s college education, tax-free, as long as the money is used solely for educational purposes. Like the annual gift tax exclusion, you can make

yearly gifts of $14,000 to the plan, (or $28,000 for joint couples) with one added ben-efit: every five years, it lets you put five years worth of gifts into the plan at once, for a total of $70,000 (or $140,000/couples).Give Wisely Generosity is a virtue, but so is good planning. Rushing to act can mean the differencebetween a well-executed gift and one that could put your own long-term financial position in jeopardy. Always

seek advice from a financial advisor before donating money or property, and never give more than you can afford.It may mean some up front costs, but a good legacy plan is well worth it in the end.

The Giving Guide


Patrick Acevedo, MDGeethanjali K. Akula, MDAhmed Al-Hazzouri, MD

Roy M. Ambinder, MD Ernesto Bustinza-Linares, MD

Jennifer L. Cultrera, MDMaria Regina C. Flores, MD

Ralph Gousse, MDMaen A. Hussein, MD

Meera Iyengar, MDVasundhara G. Iyengar, MD

Imad El-Jassous, MDVictor W. Melgen, MD

Kottapurath Moideen, MDVipul M. Patel, MD

Pablo C. Reyes, MD Shemin Saferali, MD

Sandeep Thaper, MDLynn Van Ummersen, MD

Marays Veliz, MD

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Challenging the Status Quo with Stem CellsBy Cara Tompot, Staff Writer

Looking back on history, we remember a time when women

didn’t have the rights that they do now. Prior to 1919, women didn’t have any way to express their thoughts and desires through public policy. Thanks to first-wave feminists questioning the status quo, 1920 marked the first year that women could vote. This social change marked a moment in history when women finally had the right to take control of their own life. In many ways, the history of women’s suffrage is similar to the road to regenerative medicine advancements. Much like women fighting for equality, patients have been fighting for a new way to treat their chronic lung disease. Now, with the advancement of stem cell therapy, sufferers of chronic lung disease are no longer limited to the confines of traditional medicine—which involve managing symptoms rather than the disease. Stem cell therapy, like women’s voting rights, helps people take control of their life by giving them a voice.

For years, people accepted the status quo, and for people suffering from chronic lung diseases like COPD, the status quo meant a constant struggle for oxygen. As an incurable disease, most sufferers felt that they didn’t have any options. But now, everything has changed. One state-of-the-art clinic, the Lung Institute, developed an alternative. Stem cell therapy helps sufferers finally breathe easier. People are no longer forced to accept the fate of continual disease progression or an invasive lung procedure. Stem cell therapy harnesses the healing power of a patient’s own stem cells to help regenerate damaged lung tissue. Today, lung disease can be treated with adult stem cells harvested from the patient’s own fat, blood or bone marrow to replace damaged lung cells with healthy ones. According to the clinic’s website, www.lunginstitute.com,this innovative procedure slows the progression of the disease

in addition to restoring lung function and reducing inflammation. The result is the ability to breathe easier. Similar to the fight for women’s rights, doctors and patients have been diligently looking for a new way to treat lung disease. Now, with the advancement of stem cell therapy, patients can finally combat disease progression. As with any change, some physicians and patients may be slower to adopt new ideas while clinging to traditional approaches; however, just as social change made it possible for women to have a voice in the government, clinical advancements like stem cell therapy make it possible for patients to have a voice in their healthcare. If the fight for equality is any sign of the future of stem cell therapy, there is no doubt that stem cells will become the status quo for treating lung disease.


Join us for a stem cell seminar. Learn how the Lung Institute uses stem cells from a patient’s own body to regenerate healthy tissue, improving lung function and quality of life.

Call (855) 313-1150 for more information, or visit lunginstitute.com/lifestyles

THE NEXT GENERATION OF COPD TREATMENT IS HERE.

YOU’RE INVITED!


How Using an FTRI “Free” AmplifiedTelephone Changed My Life

Let’s imagine this scenario: your son calls to ask if you want to go out for

dinner, but it sounds like there’s something wrong with the phone line. His voice sounds muffled and distant, too quiet. “What was that? You sounded muffled,” you say. He repeats himself, but it sounds the same. “Sorry, one more time?” He sighs and asks you to dinner once more. Finally you hear and understand his invitation but you also hear frustration in his voice. And it’s not the first time this has happened; you noticed the same thing when your best friend, coworker, other family members and doctor called. You are tired of asking everyone to repeat what they said. Eventually you stop answering the phone because it’s too frustrating, too painful to continue straining to understand the conversation. Unfortunately, that is an all-too-common problem. In fact, millions of people suffer with hearing loss, yet only 20 percent do something about it. What the remaining 80 percent might not know is that, in addition to causing frustration and isolation, untreated hearing loss leads to a higher probability of Alzheimer’s disease, dementia and falling. Thankfully, the Florida Telecom-munications Relay, Inc. (FTRI) program offers a solution for Florida residents experiencing hearing loss. FTRI distributes a variety of amplified telephones to qualified Florida residents to ensure that they’re able to have the best quality of life at no cost. The no cost rationale was made possible with the passage of Florida’s Telecommunications Access Systems Act of 1991 that implements the current eleven cents surcharge on all landlines in Florida. This not-for-profit program serves any eligible Florida residents over the age of three with a certified hearing loss or speech-challenge that has a working landline at home.

It sounds too good to be true, but it applies to three million Floridians with varying degrees of hearing loss. Florida resident Donald Hoover knows how invaluable his amplified telephone is. “I was unable to use a phone until now,” he explained. “It has changed my life.” Thanks to ClearSounds technology, he is finally able to hear and understand con-versations using an amplified telephone.

Do not let hearing loss come between you and your loved ones—reconnect today with the FTRI amplified telephone program! Call 800-222-3448 or visit www.ftri.org/ClearSounds1 to request an application. Do you know a Floridian friend or family member having trouble hearing on the phone? Share and pass it along one of Florida’s open secrets. Florida is speaking up for better communication! If you are experiencing trouble with your current FTRI phone, have a change in your hearing or no longer need your FTRI phone, please contact FTRI’s Customer Care at 888-554-1151. FTRI is a statewide nonprofit 501 (c) 3 organization that administers the distribution of specialized telecommunications equipment for all Floridians with a hearing loss or speech challenge. A surcharge applied to landline subscribers funds the program as mandated by Florida’s Telecommunications Access System Act of 1991. #KeepFloridaConnected


Last Month’s Answers March Sudoku

Corky Westfall is last month’s winner! Congratulations!

April Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. The first correct answers selected from the drawing on Apr. 20 will win. Good luck!

Mystery Prize!

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC

P.O. BOX 638, SEFFNER, FL 33583WIN! WIN! WIN! GREAT PRIZES!

(Sudoku must be received by April 20, 2015.)

Word Search Answers

From March

June Lewisis last month’s winner!

Congratulations!

Word Search AprilIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An

example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on April 20 will win.

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(Puzzles must be received by April 20, 2015.)

Mystery Prize!

Mystery Prize!


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Spring Build-A-Brunch IdeasEntertaining at brunch time

can be much easier than a dinner party. Serve these mini quiches and cake bites with croissants, a fruit platter and mimosas or freshly squeezed orange juice. Recipes by McCormick: mccormick.com.Mini Ham and Egg QuichesServes: 6

1 tablespoon olive oil1 medium shallot, finely chopped2 cups packed baby spinach leaves4 ounces goat cheese (chèvre)8 eggs, lightly beaten1 tablespoon tarragon1 teaspoon thyme1/4 teaspoon sea salt1/8 teaspoon course ground black pepper12 thin slices deli Black Forest ham Directions Preheat oven to 400°F. Heat oil in large nonstick skillet on medium heat. Add shallot; cook and stir 2 minutes or until softened. Add spinach; cook and stir 1 to

2 minutes or just until wilted. Remove from heat. Add goat cheese; stir until well blended and melted. Mix eggs, tarragon, thyme, sea salt and pepper in medium bowl until well blended. Add spinach mixture; mix well. Spray a 12-cup muffin tin generously with no-stick cooking spray. Press a slice of ham into each cup, pleating as necessary to fit cup. Pour egg mixture evenly into each cup. Bake 10 to 12 minutes or until eggs are set. Run small knife or spatula around each cup to loosen mini quiches. Let stand 5 minutes before serving.

Decorative Egg Cake BitesServes: 24

1 package (2-layer size) white cake mix

2 teaspoons McCormick® Pure Lemon Extract

1 cup marshmallow creme1 bag (14 ounces) white confectionary

coating wafers

Decorating Glaze:1/2 cup confectioners’ sugar2 teaspoons water

Directions Prepare cake mix as directed on package, adding lemon extract and desired food color. Bake as di-rected on package for 13 x 9-inch baking pan. Cool completely on wire rack. Crumble cake into large bowl. Add marshmallow

creme; mix until well blended. Shape into 1-inch balls then roll to form an egg shape. Refrigerate 2 hours. Melt coating wafers or white chocolate as directed on package. Using a fork, dip 1 cake bite at a time into the confectionary coating or chocolate. Tap back of fork 2 or 3 times against edge of dish to allow excess to drip off. Place cake bites on wax paper-lined tray. For the Decorating Glaze, mix confec-tioners’ sugar and water in small bowl until well blended. Tint with desired food color. Using a fork, drizzle glaze over cake bites. Let stand until glaze is set.


4448 SWF, 65YY Into garage sales, fl ea markets. Quiet country girl, ISO handyman. Must have common sense, NO B.S. or liars. I have psoriasis, am 5’2”, 110 lbs., blonde hair, not ugly. Picture and phone # please. Will call all.

MEN SEEKING WOMEN

4424 SWM SEEKS HAPPY HOLIDAY The holiday season is here. How about me as the special package under your tree? We can let the yule log burn all night from the spark we start and who knows, maybe we can make Santa’s naughty list. Place your order now!4426 SWM SEEKS SWF LADY, Hi! I am a nice, normal guy who’s still fl ying, driving and riding alone. Seeking that one nice lady for fun, adventure and maybe more. Age no issue. Phone number please.4449 SWM SEEKS LONELY SWF The holidays are over, the New Year is here. Are you tired of the same old thing or men? How about a new man to enjoy and make you feel good this new year? Phone number please.

WOMEN SEEKING MEN

4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.4344 SWF LOOKING FOR SWM 7084 YY, SWF Looking for SWM who has an easygoing personality, between the ages of 70 – 84 and at least 5’9” or taller. I like movies, cooking, dining out, long walks, day trips and country music. ISO a man to laugh with me and enjoy the simple things. NS, ND. Ocala, Wildwood area. 4402 CHRISTIAN LADY W/H, 70’s, blue eyes, brown hair, likes to exercise, travel, cooking, gardening, dancing, music and more. ISO nice gentleman to share life together. Send a recent photo please.4447 FRIENDS FIRST SW lady looking for man who likes to slow dance, take walks, go to movies and dine out. I am 76, a Southern Belle and I do not cook! In search of a kind and funny gentleman to spend time with. NS, social drinker, slim and dark hair. Ocala area.

4441 INCESSANT, PASSIONATE, FAITH-UL, GENUINE Dare to think and be young gain. Age is merely a number. Pure roman-tic (real) love is totally cerebral and emotional. I am building a home in the B.V.I. on the beach. Dare to be there with me!

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Seniors Getting Together

Mother’s Day Luncheon for HospiceHonor someone special at the 11th

Annual Mother’s Day Luncheon tobenefit Hospice of Marion County on May 8. The event is sponsored by Bone-fish Grill, 4701 SW College Rd., Ocala. The award-winning Bonefish Grill will graciously donate the restaurant and menu of delectable selections to celebrate the women in your life. This is a great opportunity to enjoy a leisurely, elegant lunch with your mother, grand-mother, aunt, sister, cousin or friend. Gentlemen are welcome as they may

want to escort their favorite lady. The cost is $30/person; the doors open at 11:30 a.m. with the event lasting from noon until 2 p.m. The menu features your choice of Grilled Atlantic Salmon, Chicken Marsala or Petite Sirloin. A cash bar will be available. A silent auction and entertainment complete the program. Proceeds benefit Hospice of Marion County’s Children’s Programs. Seating is limited; to RSVP, call 352-854-5218 or email [email protected].

Volunteer For A Bird and Butterfly SurveyFrom a diverse array of swallows to

wading birds in breeding plumage,participants joining Lake County’s Parks and Trails Division for their springtime Bird & Butterfly surveys are sure to see a large variety of species. “Northern Waterthrush, Summer Tanagerand Common Nighthawk should begin to arrive, with many resident species already nesting or raising young, including Sandhill Crane and Eastern Bluebird,” says Trails Specialist Gallus Quigley. Lake County Parks & Trails is hosting quarterly surveys in five different parks

and preserves in 2015, and volunteers are needed to assist in surveying the bird and butterfly populations. To participate, knowledge of common species is a plus, but not required. Binoculars, field guides, water, snacks, sunscreen, insect repellent, a hat and hiking shoes are recommended. The surveys will be held from 7:30 – 11 a.m. on April 4 at Lake May Reserve, County Rd. 44A, Eustis and from 7:30 – 11 a.m. on April 14 at Ferndale Pre-serve, 19220 County Rd. 455, Ferndale. RSVP at lakecountyfl.gov/parks/event_reservations.aspx. Info: 352-253-4950.


Gambling and TaxesMark Pilarski

Dear Mark: Can you explain to me why I no longer get anywhere near

the number of top slot jackpots that I once got in the past? —Sandra R.

By past, Sandra, I am assuming that your slot play consisted of the “old style” reel machines. Those machines had physical limitations as to the num-ber of reels and stops per reel, which created a limited number of possible outcomes. That total number, often re-ferred to as a slot cycle, can be in the tens of thousands on a three-reel machine. Today’s multi-line slot machines have no physical limitations, creating slot cycles in the tens of millions. What this means is that when playing multi-line games, there is less volatility, which equates to additional smaller jackpots, but the chances of hitting a top-line jackpot are greatly decreased.

Dear Mark: On the video poker game Triple Bonus Plus, four aces, when 5 dollars are played, is worth $1,200. Since this is the threshold for IRS purposes, wouldn’t it make much more sense to reduce it by a dollarand make it $1,199? The people I have talked to about this stand in agreement with me. The game would have fewer delays, and gamblers would have fewer W-2G statements each year. —Bobby F.

I stand with you, Bobby. The $1,200 threshold needs to be adjusted, considerably upwards. For decades now, it sits pat at $1,200. Dollar players usually have that much invested in a slot machine before they hit anything sizable, and then they have to pay taxes on top of that, which ends up creating a loss on those four Aces you mentioned. Yes, making those jackpot wins at $1,199 would stop those mandatory W-2G tax forms required by IRS regu-lations. Better yet, Bobby, based on the value of today’s dollar versus yester-year, $5,000 – $10,000 would be a more applicable figure to initiate IRS paper-work. Will the IRS make my suggested change to alleviate work for the casino and give the grinding player a break? Don’t bet on it! As for you stating “gamblers having fewer W2-G’s,” unfortunately, this does

not mean they are off the hook from paying taxes on a $1,199 win. Taxes are due on all wins regardless of whether you are issued a W2-G or not. The set point of $1,200 only ensures that at least some gamblers are forced to declare some of their winnings. Mentioning the difference between tax avoidance and tax evasion might be appropriate here. Tax avoidance is the legal use of tax laws to reduce one’s tax burden. In the eyes of the IRS, failureto report a $1,199 jackpot is escaping payment by illegal means, or better stated, tax evasion. Just sayin’.

Your tax liability is between you and the IRS. This columnist is not going to offer up a cavalier, “oh, fuggedaboutit; you won’t get caught” recommendation. Instead, Bobby, I suggest you should keep an accurate diary of your gambling winnings and losses for income tax reporting purposes. Revenue Procedures 77-29 require that the taxpayer maintain an accurate diary that supports evidence of both wins and losses. Make sure your diary includes the type of gambling activity, location, and a statement of the amount won and lost. As well, Bobby, with slot machine play, be sure to keep the time, date, and a slot machine number.Gambling Wisdom of the Week: “At gambling, the deadly sin is to mistake bad play for bad luck.” – Ian Fleming, Casino Royale (1953) (Senior Wire)

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Senior Connection • June 2005 • page 36

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