lifesight rendement fund. overview funds

LifeSight Rendement Fund.Overview Funds.

Q4 2020

FACTSHEET As of 31 December 2020

ACTIAM Sustainable Index Fund Equity Pacific

All companies are assessed for compliance with minimum requirements for environmental, social and governance policy and behavior using exclusion criteria. The General Exclusion Criteria are policy principles formulated by ACTIAM for a respectful approach to the environment, people and society. In addition, more strict Additional Exclusion Criteria apply. In addition to the current state of affairs, an assessment of these ESG criteria tests the extent to which companies are able and willing to demonstrate adaptation. If this is insufficient in the assessment of ACTIAM, companies are excluded from investment.

Number of ESG exclusions 78

ACTIAM Sustainable Index Fund Equity Pacific systematically invests in shares of listed companies in the Pacific. The objective is to approach the return of the index, the MSCI Pacific Index Net EUR, as much as possible. Investments are made exclusively in shares that meet the General and Additional Exclusion Criteria, as formulated by ACTIAM. This results in a deviation (tracking error) with respect to the index. The funds that become available due to the exclusion of companies are invested such that the tracking error is minimised. Securities lending is not permitted and currency risk will not be hedged.

Fund Manager

Inception Date

NAV at inception date

Currency

Ticker

Benchmark

Ongoing charges figure

ACTIAM N.V.

December 8th 2009

50.000

euro

SNSRIEP NA

MSCI Pacific Index Net EUR

nil

352Holdings in portfolio

Price End of Month

Highest price 12 months

Lowest price 12 months

123.172,69

123.544,16

87.325,60

0,76%Tracking error

benchmarkfund

1,80% 2,15%1 month

3,00% 2,69%2020

3,00% 2,69%12 months

5,08% 4,85%3 years, annualised¹



8,48% 8,45%Since start, annualised¹

êêêêêMorningstar rating² êêêê

230.490.856Fund size

1.871Outstanding participationsThe legend indicates for which % the fund meets the fundamental principles.

Fund Profile Key Information

ESG-criteria

Legend ESG-criteria (Environmental,Social,Governance) Prices in EUR

Net Performance

Toyota Motor Corporation

Aia Group Ltd

Sony Corporation

Softbank Group Commonwealth Bank OfAustralia

Keyence Corp

Csl

Nintendo Co

Hong Kong Exchanges & Clear

Shin-Etsu Chemical

3,06%

2,72%

2,22%

2,11%

2,08%

1,84%

1,80%

1,24%

1,23%

1,17%

80

90

100

110

120

130

140

dec-15 dec-16 dec-17 dec-18 dec-19 dec-20

Fund

Benchmark

Price Index Fund Top 10 Holdings

13,2%

ConsumerDiscretionary

11,1%

InformationTechnology

10,3%

Health Care

8,1%

CommunicationServices

6,8%

Materials

6,7%

ConsumerStaples

6,4%

Real Estate

1,4%

Utilities

0,7%

Energy

18,9%

Financials

16,6%

Industrials

Sectors

68,55%JPY

18,83%AUD

8,60%HKD

2,77%SGD

1,13%NZD

0,13%USD

-0,01%EUR

Currencies Countries

68,54%Japan

18,83%Australia

8,61%Hong Kong

2,90%Singapore

1,13%New-Zealand

The fund manager of ACTIAM Sustainable Index Fund Equity Pacific is ACTIAM N.V. ACTIAM and the fund are supervised by the Dutch Authority for the Financial Markets (AFM). The prospectus for this

fund is available via www.actiam.com/nl/fondsinformatie. This factsheet should not be regarded as investment advice. The value of your investment can fluctuate. Past performance is no guarantee of

future returns. 1) Based on geometric average. 2) Morningstar information relates to the previous month. This factsheet has been translated from the original factsheet in Dutch. In case of any doubt or

ambiguity in the English text, the Dutch text shall prevail.


ACTIAM Sustainable Index Fund Equity Europe



ACTIAM Sustainable Index Fund Equity Europe systematically invests in shares of listed European companies. The objective is to approach the return of the index, the MSCI Europe Index Net EUR, as much as possible. Investments are made exclusively in shares that meet the General and Additional Exclusion Criteria, as formulated by ACTIAM. This results in a deviation (tracking error) with respect to the index. The funds that become available due to the exclusion of companies are invested such that the tracking error is minimised. Securities lending is not permitted and currency risk will not be hedged.

Fund Manager

Inception Date


Currency

Ticker

Benchmark


ACTIAM N.V.

June 21st 2013

25,00

euro

SNSREUA NA

MSCI Europe Index Net EUR

nil


Price End of Month



43,65

46,42

30,25

0,96%Tracking error

benchmarkfund

2,22% 2,37%1 month

-2,11% -3,32%2020

-2,11% -3,32%12 months







7.119.309Outstanding participationsThe legend indicates for which % the fund meets the fundamental principles.


ESG-criteria


Net Performance

Nestle -Reg

Roche Holding -Genuss

Asm Lithography Holding

Unilever

Astrazeneca

Sap

Novo-Nordisk -B

Siemens

Sanofi

Total Se

3,72%

2,73%

2,10%

1,76%

1,57%

1,54%

1,41%

1,38%

1,34%

1,34%

90

95

100

105

110

115

120

125

130

135


Fund

Benchmark


13,8%

ConsumerStaples

13,8%

Health Care

10,4%


8,0%


7,6%

Materials

4,9%

Utilities

4,6%


3,2%

Energy

2,0%

Real Estate

16,9%

Financials

14,9%

Industrials

Sectors

51,66%EUR

22,58%GBP

15,41%CHF

5,20%SEK

4,05%DKK

1,02%NOK

0,08%USD


21,66%United Kingdom

17,09%France

15,79%Switzerland

14,80%Germany

6,55%Netherlands

4,95%Sweden

4,09%Spain

4,05%Denmark

3,46%Italy

7,56%Others

The fund manager of ACTIAM Sustainable Index Fund Equity Europe is ACTIAM N.V. ACTIAM and the fund are supervised by the Dutch Authority for the Financial Markets (AFM). The prospectus for this

fund is available via www.actiam.com/nl/fondsinformatie. This factsheet should not be regarded as investment advice. The value of your investment can fluctuate. Past performance is no guarantee of

future returns. 1) Based on geometric average. 2) Morningstar information relates to the previous month. This factsheet has been translated from the original factsheet in Dutch. In case of any doubt or

ambiguity in the English text, the Dutch text shall prevail.


ACTIAM Sustainable Index Fund Equity North America



ACTIAM Sustainable Index Fund Equity North America systematically invests in shares of listed North American companies. The objective is to approach the return of the index, the MSCI North America Index Net EUR, as much as possible. Investments are made exclusively in shares that meet the General and Additional Exclusion Criteria, as formulated by ACTIAM. This results in a deviation (tracking error) with respect to the index. The funds that become available due to the exclusion of companies are invested such that the tracking error is minimised. Securities lending is not permitted and currency risk will not be hedged.

Fund Manager

Inception Date


Currency

Ticker

Benchmark


ACTIAM N.V.

January 22nd 2009

50.000

euro

SNSRENA NA

MSCI North America Index Net EUR

nil


Price End of Month



297.731,46

297.731,46

191.278,50

0,85%Tracking error

benchmarkfund

1,99% 1,73%1 month

12,10% 10,04%2020

12,10% 10,04%12 months







2.490Outstanding participationsThe legend indicates for which % the fund meets the fundamental principles.


ESG-criteria


Net Performance

Apple Computer Inc

Microsoft Corp

Amazon.Com

Alphabet Inc-Cl A

Alphabet Inc-Cl C

Tesla Inc

Visa Inc-Class A Shares

Procter & Gamble Co

The Walt Disney Co.

Mastercard Inc

6,47%

4,73%

3,99%

1,71%

1,55%

1,48%

1,23%

1,09%

1,07%

1,02%

80

100

120

140

160

180

200


Fund

Benchmark


12,5%

Health Care

11,9%


11,8%

Financials

9,8%


8,9%

Industrials

6,5%

ConsumerStaples

2,9%

Materials

2,9%

Real Estate

2,3%

Utilities

0,8%

Energy

29,8%


Sectors

95,19%USD

4,79%CAD

0,01%EUR


95,21%United States

4,79%Canada

The fund manager of ACTIAM Sustainable Index Fund Equity North America is ACTIAM N.V. ACTIAM and the fund are supervised by the Dutch Authority for the Financial Markets (AFM). The prospectus for

this fund is available via www.actiam.com/nl/fondsinformatie. This factsheet should not be regarded as investment advice. The value of your investment can fluctuate. Past performance is no guarantee

of future returns. 1) Based on geometric average. 2) Morningstar information relates to the previous month. This factsheet has been translated from the original factsheet in Dutch. In case of any doubt

or ambiguity in the English text, the Dutch text shall prevail.

31 December 2020 Fact SheetThis document is intended for Investors and Investment Professionals

FUND AIM

The investment objective of the Fund is to provide investors with a return in line with the Emerging Markets government bond market, as represented by the JPMorgan ESG GBI-EM Global Diversified Local Currency Index (the “Index”).

WHO IS THIS FUND FOR?

• This fund is designed for investors seeking income or growth from an investment in Emerging Markets government bonds denominated in the national currency of the issuer

• Although investors can take their money out at any time, this fund may not be appropriate for those who plan to withdraw their money within five years

• This fund is not designed for investors who cannot afford more than a minimal loss of their investment

• If you do not understand this document we recommend you seek additional information to help you decide if this fund is right for you

RISK AND REWARD PROFILE

1 2 3 4 5 6 7

Lower risk Higher riskPotentially lower rewards Potentially higher rewards

The synthetic risk and reward indicator (SRRI) is based on the historic volatility of the fund’s value and it may change in the future.The fund is in category 4 because it invests in company or government bonds which are sensitive to changes in interest rates, inflation and credit. This can be driven by political and economic changes and other significant events and may cause the value to fluctuate.For more information, please refer to the Key Risks section on page 3.

L&G ESG Emerging Markets Government Bond (Local Currency) Index Fund

PERFORMANCE (%)

Mar 19 Jun 19 Sep 19 Dec 19 Mar 20 Jun 20 Sep 20 Dec 20

-10

-5

0

5

10

15

1m 3m 1y 3y Launch

nFund 1.17 4.90 -4.73 - 1.97

nIndex 1.13 4.90 -4.59 - 2.37

Relative to Index 0.04 0.00 -0.14 - -0.40

12 MONTH PERFORMANCE TO MOST RECENT QUARTER (%)

12 months to 31 December 2020 2019 2018 2017 2016

Fund -4.73 - - - -

Index -4.59 - - - -

Relative to Index -0.14 - - - -

All performance periods over a year will be annualised. Performance for the Z EUR (Unhedged) Acc share class in EUR, launched on 04 March 2019. Source: Lipper. Performance assumes all fund charges have been taken and that all income generated by the investments, after deduction of tax, remains in the fund.

Past performance is not a guide to the future.

ICAV Index Fixed income

FUND FACTS COSTS

Fund size

€913.2mInitial charge

0.00%

Ongoing charge

0.09%

Price basis

Single - dilution levy

Dilution levy

0.2%

Modified duration

5.40 years

Gross redemption yield

3.97% (unhedged)

Fund launch date

31 Jan 2019

BENCHMARK

Index

JPMorgan ESG GBI-EM Global Diversified Local Currency Index*

*The benchmark performance shown below is in EUR for this share class.

FUND SNAPSHOT

• What does it invest in? Invests primarily in bonds issued in the relevant national currency by governments of developing countries as determined by the index. These bonds will be a mixture of sub-investment grade (higher risk), investment grade (lower risk) and non-rated bonds. The index includes only bonds that meet the index provider’s socially responsible investing (“SRI”) requirements and environmental, social and governance (“ESG”) rating criteria. The Fund may also use derivatives.

• How does it invest? Passively managed, aiming to replicate the performance of the index.

ICAV (UCITS compliant) Z-Class EUR (Unhedged) Acc Base currency: USD Domicile: Ireland

INDEX FUND MANAGEMENT TEAM

The Index Fund Management team comprises 25 fund managers, supported by two analysts. Management oversight is provided by the Global Head of Index Funds. The team has average industry experience of 15 years, of which seven years has been at LGIM, and is focused on achieving the equally important objectives of close tracking and maximising returns.

2 of 3This document is intended for Investors and Investment Professionals

31 December 2020 Fact Sheet

ICAV (UCITS compliant) Z-Class EUR (Unhedged) Acc


PORTFOLIO BREAKDOWNAll data sources are a combination of LGIM and the Fund Accountant unless otherwise stated. Totals may not sum due to rounding.

nTop 10 holdings 12.4%nRest of portfolio 87.6%

No. of issuers in fund 20No. of issuers in index 19

CREDIT RATING (%)

AA 5.9

AA- 0.4

A+ 5.1

A 25.4

A- 0.3

BBB 45.7

BBB- 0.2

BB 15.7

B 1.4

COUNTRY (%)

Poland 9.8

Mexico 9.3

Indonesia 9.0

Malaysia 8.7

Thailand 8.2

Brazil 8.1

South Africa 7.4

Czech Republic 6.2

China 5.9

Other 27.4

YEARS TO MATURITY (%)

n 0 to 5 42.3

n 5 to 10 35.6

n 10 to 15 12.3

n 15 to 20 5.6

n 20 to 25 1.9

n 25 to 30 2.2

n Not Classified 0.2

CURRENCY (%)

n PLN 9.8

n MXN 9.3

n IDR 9.0

n MYR 8.7

n THB 8.2

n BRL 8.1

n ZAR 7.4

n CZK 6.2

n CNY 5.9

n Other 27.4

Brazil 0% 2024 1.5

South Africa Gov Bond 10.5% 21-Dec-2026 1.4

Poland 2.5% 25-Jul-2026 1.4

Poland 2.5% 25-Jan-2023 1.3

Poland 2.25% 25 Apr 2022 1.2

Brazil 0% 01 Jul 2023 1.2

Brazil 10.0% 01 Jan 2025 1.2

Brazil 10.0% 01 Jan 2023 1.2

Czech Republic Gov Bond 0.45% 2023 1.1

Colombia 6% 28-Apr-2028 1.1

TOP 10 HOLDINGS (%)

KEY RISKS• The value of an investment is not guaranteed and can go down as well as up; you

may not get back the amount you originally invested.• This fund holds bonds that are traded through agents, brokers or investment

banks matching buyers and sellers. This makes the bonds less easy to buy and sell than investments traded on an exchange. In exceptional circumstances the fund may not be able to sell bonds and may defer withdrawals, or suspend dealing. The Directors can only delay paying out if it is in the interests of all investors and with the permission of the fund depositary.

• The fund invests directly or indirectly in bonds which are issued by companies or governments. If these companies or governments experience financial difficulty, they may be unable to pay back some or all of the interest, original investment or other payments that they owe. If this happens, the value of the fund may fall.

• This fund invests in countries where investment markets are considered to be less developed. This means that investments are generally riskier than those in developed markets because they: may not be as well regulated; may be more difficult to buy and sell; may have less reliable arrangements for the safekeeping of investments; or may be more exposed to political and taxation uncertainties. The value of the fund can go up or down more often and by larger amounts than funds that invest in developed countries, especially in the short term.

• The fund could lose money if any institution providing services such as acting as counterparty to derivatives or other instruments, becomes unwilling or unable to meet its obligations to the fund.

• Derivatives are highly sensitive to changes in the value of the asset on which they are based and can increase the size of losses and gains.

• The fund may have underlying investments that are valued in currencies that are different from the currency of this share class. Exchange rate fluctuations will impact the value of your investment. Currency hedging techniques may be applied to reduce this impact but may not entirely eliminate it.

• We may take some or all of the ongoing charges from the fund’s capital rather than the fund’s income. This increases the amount of income, but it reduces the growth potential and may lead to a fall in the value of the fund.

• Investment returns on bonds are sensitive to trends in interest rate movements. Such changes will affect the value of your investment.

For more information, please refer to the key investor information document on our website

COUNTRY REGISTRATION

Denmark Finland Germany Ireland

Italy Luxembourg Netherlands Norway

Sweden Switzerland United Kingdom

TO FIND OUT MORELegal & General ICAV C/O Northern Trust International Fund Administration Services (Ireland) Limited George’s Court, 54-62 Townsend Street Dublin 2 Ireland

Visit www.lgim.com Email [email protected]

Call +353 1 434 5080 We may record and monitor calls. Call charges will vary.


DEALING INFORMATION

Valuation frequency Daily, 22:30 Irish time

Dealing frequency Each Irish and UK

Business Day

Settlement period T+2

Administrator/Custodian Northern Trust

CODES

ISIN IE00BHXMFD96

Bloomberg LGEEZUA ID

SPOTLIGHT ON LEGAL & GENERAL INVESTMENT MANAGEMENT

We are one of Europe’s largest asset managers and a major global investor, with assets under management of €1,369.6 billion (as at 30 June 2020). We work with a wide range of global clients, including pension schemes, sovereign wealth funds, fund distributors and retail investors.

Source: LGIM internal data as at 30 June 2020. The AUM disclosed aggregates the assets managed by LGIM in the UK, LGIMA in the US and LGIM Asia in Hong Kong. The AUM includes the value of securities and derivatives positions.


ICAV (UCITS compliant) Z-Class EUR (Unhedged) Acc


Important informationCopyright © 2021 Legal & General. This document is subject to copyright. Any unauthorised use is strictly prohibited. All rights are reserved.Issued by LGIM Managers (Europe) Limited, authorised by the Central Bank of Ireland as a UCITS management company (pursuant to European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations, 2011 (S.I. No. 352 of 2011), as amended) and as an alternative investment fund manager with “top up” permissions which enable the firm to carry out certain additional MiFID investment services (pursuant to the European Union (Alternative Investment Fund Managers) Regulations 2013 (S.I. No. 257 of 2013), as amended). Registered in Ireland with the Companies Registration Office (No. 609677). Registered Office: 33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central Bank of Ireland (No. C173733). We are a member of the Irish Funds Association. All features described in this factsheet are those current at the time of publication and may be changed in the future. Nothing in this factsheet should be construed as advice and it is therefore not a recommendation to buy or sell securities. If in doubt about the suitability of this product, you should seek professional advice. No investment decisions should be made without first reviewing the key investor information document of the Fund (“KIID”) which can be obtained from www.lgim.com. This factsheet is only directed at investors resident in jurisdictions where this fund is registered for sale. It is not an offer or invitation to persons outside of those jurisdictions. We reserve the right to reject any applications from outside of such jurisdictions.This is an advertising document. The state of the origin of the fund is Ireland. In Switzerland, the representative is ACOLIN Fund Services AG, Leutschenbachstrasse 50, CH-8050 Zurich, whilst the paying agent is NPB Neue Privat Bank AG, Limmatquai 1/am Bellevue, P.O. Box, CH-8024 Zurich. The prospectus, the key information documents or the key investor information documents, the articles of association as well as the annual and semi-annual reports may be obtained free of charge from the representative. Past performance is no indication of current or future performance. The performance data do not take account of the commissions and costs incurred on the issue and redemption of units.Information has been obtained from sources believed to be reliable but J.P. Morgan does not warrant its completeness or accuracy. The Index is used with permission. The Index may not be copied, used, or distributed without J.P. Morgan’s prior written approval. Copyright 2020, J.P. Morgan Chase & Co. All rights reserved.Internal Fund Code: 8629

https://www.legalandgeneral.com/investments/fund-information/investor-docs/

http://www.lgim.com

31 December 2020 Fact SheetThis document is intended for Investors and Investment Professionals

FUND AIM

The objective of the Fund is to provide a combination of high income and growth over the long term above that of the ICE BofA BB-B Global High Yield Non-Financial 2% Constrained Total Return Index (Hedged to USD), the “Benchmark Index”. The Fund is actively managed and aims to outperform the Benchmark Index by 1% per annum. This objective is before the deduction of any charges and measured over rolling three year periods.

WHO IS THIS FUND FOR?

• This fund is designed for investors looking for income or growth from an investment in fixed income securities

• Although investors can take their money out at any time, this fund may not be appropriate for those who plan to withdraw their money within five years

• This fund is not designed for investors who cannot afford more than a minimal loss of their investment

• If you do not understand this document we recommend you seek additional information to help you decide if this fund is right for you

RISK AND REWARD PROFILE

1 2 3 4 5 6 7

Lower risk Higher riskPotentially lower rewards Potentially higher rewards

The synthetic risk and reward indicator (SRRI) is based on the historic volatility of the fund’s value and it may change in the future.

The fund is in category 3 because it invests in company or government bonds which are sensitive to changes in interest rates, inflation and credit. This can be driven by political and economic changes and other significant events and may cause the value to fluctuate.

For more information, please refer to the Key Risks section on page 3.

L&G Global High Yield Bond Fund

PERFORMANCE (%)

Dec 16 Dec 17 Dec 18 Dec 19 Dec 20

-5

0

5

10

15

20

25

30

35

40

1m 3m 1y 3y Launch

nFund 1.90 7.18 6.57 3.53 6.91

nBenchmark 1.51 5.55 4.65 3.53 5.69

Performance objective - - - 4.53 7.18

12 MONTH PERFORMANCE TO MOST RECENT QUARTER (%)

12 months to 31 December 2020 2019 2018 2017 2016

Fund 6.57 11.28 -6.42 8.62 -

Benchmark 4.65 11.04 -4.50 5.42 -

All performance periods over a year will be annualised. For annual performance against the performance objective please see the Key Investor Information Document (KIID). Performance for the Z EUR (Hedged) Acc share class in EUR, launched on 08 March 2016. Source: Lipper. Performance is calculated on a Net Asset Value (NAV) to NAV basis and assumes all fund charges have been taken and that all income generated by the investments, after deduction of tax, remains in the fund. This fund has adopted a single swinging price, this means that on any given day the single dealing price will be set at either bid, offer or somewhere in between, based on whether there was a net inflow or outflow into or out of the Fund. Swing pricing, as defined in the Prospectus, may be applied on a subscription or redemption of shares to reflect the costs of dealing in the Fund’s assets.Past performance is not a guide to the future.

SICAV Active Fixed income

SICAV (UCITS compliant) Z-Class EUR (Hedged) Acc Base currency: USD Domicile: Luxembourg

FUND FACTS COSTS

Fund size

€1,136.5mInitial charge

0.00%

Ongoing charge

0.05%

Price basis

Single swing

Dilution adjustment

1.632%- round trip

Modified duration

3.67 years

Gross redemption yield

4.90% (unhedged)

Fund launch date

11 May 2015

BENCHMARKS

Benchmark

ICE BofA BB-B Global High Yield Non-Financial 2% Constrained Total Return Index (Hedged to USD)*

Performance objective

ICE BofA BB-B Global High Yield Non-Financial 2% Constrained Total Return Index (Hedged to USD) +1%*

*As this is a hedged share class, the benchmark performance shown is EUR hedged in order to meaningfully reflect the performance of the share class relative to the fund’s benchmark.

FUND SNAPSHOT

• What does it invest in? Invests predominantly in sub-investment grade (higher risk) fixed income securities including corporate bonds and other debt instruments, issued in a variety of currencies in countries worldwide.

• How does it invest? Actively managed, investing in fixed income securities that have a sub-investment grade (higher risk) credit rating. May also invest in unrated bonds, other types of securities and derivatives.

The eligibility for the Z share class is restricted and may require a separate fee agreement with LGIM. Please contact us to discuss share class eligibility.

MARTIN REEVES

Martin Reeves is Head of Global High Yield. Prior to joining LGIM in 2011, Martin ran Credit Research at AllianceBernstein where he had worked since 1998. Prior to Alliance Bernstein Martin was Head of US High Yield Research at UBK Asset Management and a Chartered Accountant with Ernst & Young. Martin holds an MA in Economics from Cambridge University, St Catharine’s College.



SICAV (UCITS compliant) Z-Class EUR (Hedged) Acc


LGIM GLOBAL FIXED INCOMELegal and General investment Management (LGIM) is one of Europe’s largest asset managers and a major global investor, with assets under management of £1.1tn*.

Scale and experience - Our Global Fixed Income team is responsible for over £172 billion* of actively managed assets with over 80 professionals with an average of 15 years’ industry experience bringing together a blend of expertise to the management of regional and global fixed income portfolios. As part of the wider Legal & General Group, and as one of the leading global bond investors in the industry, we believe that we have a unique insight into providing suitable investment solutions that meet our clients’ wider needs.

Macro-thematic approach - Our investment process combines top-down fundamental macro analysis with bottom-up stock selection, focusing on identifying turning points and new themes that drive long-term performance. Our integrated approach has helped LGIM to successfully manage portfolios and deliver risk-adjusted performance across our range of active funds.

*Source: LGIM internal data as at 30 June 2019. The AUM disclosed aggregates the assets managed by LGIM in the UK, LGIMA in the US and LGIM Asia in Hong Kong. The AUM includes the value of securities and derivatives positions.

PORTFOLIO BREAKDOWNAll data source LGIM unless otherwise stated. Totals may not sum due to rounding.

Petroleos Mexicanos 2.0

Teva Pharm Finance Llc 1.8

Petroleo Brasileiro SA 1.6

Evergrande Real Estate Group Ltd 1.6

Netflix Inc 1.4

CSC Holdings Inc 1.2

Iceland Topco Ltd 1.2

Centurion Topco Sarl 1.1

Kaisa Group Holdings Ltd 1.1

Carnival Corp 1.1

TOP 10 ISSUERS (%)

CURRENCY (%)

n USD 76.3

n EUR 19.8

n GBP 4.3

TOP SECTOR OVER/UNDERWEIGHTS (%)

Fund Benchmark Relative

Media 6.7 3.6 3.1

Homebuilders/materials 12.6 9.7 2.9

Leisure / Lodging 5.8 3.3 2.5

Technology 6.3 3.9 2.3

Manufacturing 3.4 1.4 1.9

Cash 1.4 - 1.4

Gaming 3.3 2.3 1.0

Financials 1.6 2.7 -1.1

Steel 0.5 1.7 -1.2

Energy/E&P 13.7 15.0 -1.4

Food / Drink 2.4 4.0 -1.6

Other 37.5 39.6 -2.1

Utilities 0.7 4.2 -3.5

Telecommunications 4.3 8.5 -4.2

CREDIT RATING (%)

Fund Benchmark Relative

BBB 1.5 - 1.5

BB 43.1 66.3 -23.2

B 44.3 33.7 10.6

CCC 2.2 - 2.2

NR 0.6 - 0.6

Cash 1.4 - 1.4

Split rated 6.7 - 6.7

nTop 10 issuers 13.9%nRest of portfolio 86.1%

No. of issuers 360

This is the currency breakdown before allowing for any hedging the fund may use. We aim to hedge the portfolio 100% back to the base currency.

KEY RISKS• The value of an investment is not guaranteed and can go down as well as up; you

may not get back the amount you originally invested.• This fund holds bonds that are traded through agents, brokers or investment

banks matching buyers and sellers. This makes the bonds less easy to buy and sell than investments traded on an exchange. In exceptional circumstances the fund may not be able to sell bonds and may defer withdrawals, or suspend dealing. The Directors can only delay paying out if it is in the interests of all investors and with the permission of the fund depositary.

• The fund invests directly or indirectly in bonds which are issued by companies or governments. If these companies or governments experience financial difficulty, they may be unable to pay back some or all of the interest, original investment or other payments that they owe. If this happens, the value of the fund may fall.

• Prices of the ABS/MBS may be volatile, and will generally fluctuate due to a variety of factors that are inherently difficult to predict. In addition, the terms of the ABS/MBS may restrict its sale in particular circumstances.

• The fund could lose money if any institution providing services such as acting as counterparty to derivatives or other instruments, becomes unwilling or unable to meet its obligations to the fund.

• Derivatives are highly sensitive to changes in the value of the asset on which they are based and can increase the size of losses and gains.

• The fund may have underlying investments that are valued in currencies that are different from the currency of this share class. Exchange rate fluctuations will impact the value of your investment. Currency hedging techniques may be applied to reduce this impact but may not entirely eliminate it.

• We may take some or all of the ongoing charges from the fund’s capital rather than the fund’s income. This increases the amount of income, but it reduces the growth potential and may lead to a fall in the value of the fund.

• Investment returns on bonds are sensitive to trends in interest rate movements. Such changes will affect the value of your investment.

For more information, please refer to the key investor information document on our website

COUNTRY REGISTRATION

Germany Italy Luxembourg Netherlands

Switzerland

TO FIND OUT MORELegal & General SICAV C/O Northern Trust Global Services SE 6 rue Lou Hemmer L-1748 Senningerberg Grand-Duché de Luxembourg

Visit www.lgim.com Email [email protected]

Call +352 276 222 514 We may record and monitor calls. Call charges will vary.


DEALING INFORMATION

Valuation frequency Daily, 16:00 CET

Dealing frequency Each Business Day

Settlement period T+3

Administrator/Custodian Northern Trust

CODES

ISIN Z EUR HDG Acc LU1003759583

Z EUR HDG Inc LU1003759740

Bloomberg Z EUR HDG Acc LGGHYZE LX

Z EUR HDG Inc

SPOTLIGHT ON LEGAL & GENERAL INVESTMENT MANAGEMENT

We are one of Europe’s largest asset managers and a major global investor, with assets under management of €1,369.6 billion (as at 30 June 2020). We work with a wide range of global clients, including pension schemes, sovereign wealth funds, fund distributors and retail investors.

Source: LGIM internal data as at 30 June 2020. The AUM disclosed aggregates the assets managed by LGIM in the UK, LGIMA in the US and LGIM Asia in Hong Kong. The AUM includes the value of securities and derivatives positions.


SICAV (UCITS compliant) Z-Class EUR (Hedged) Acc


Important informationCopyright © 2021 Legal & General. This document is subject to copyright. Any unauthorised use is strictly prohibited. All rights are reserved.Issued by LGIM Managers (Europe) Limited, authorised by the Central Bank of Ireland as a UCITS management company (pursuant to European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations, 2011 (S.I. No. 352 of 2011), as amended) and as an alternative investment fund manager with “top up” permissions which enable the firm to carry out certain additional MiFID investment services (pursuant to the European Union (Alternative Investment Fund Managers) Regulations 2013 (S.I. No. 257 of 2013), as amended). Registered in Ireland with the Companies Registration Office (No. 609677). Registered Office: 33/34 Sir John Rogerson’s Quay, Dublin, 2, Ireland. Regulated by the Central Bank of Ireland (No. C173733). We are a member of the Irish Funds Association. All features described in this factsheet are those current at the time of publication and may be changed in the future. Nothing in this factsheet should be construed as advice and it is therefore not a recommendation to buy or sell securities. If in doubt about the suitability of this product, you should seek professional advice. No investment decisions should be made without first reviewing the key investor information document of the Fund (“KIID”) which can be obtained from www.lgim.com. This factsheet is only directed at investors resident in jurisdictions where this fund is registered for sale. It is not an offer or invitation to persons outside of those jurisdictions. We reserve the right to reject any applications from outside of such jurisdictions.This is an advertising document. The state of the origin of the fund is Luxembourg. In Switzerland, the representative is ACOLIN Fund Services AG, Leutschenbachstrasse 50, CH-8050 Zurich, whilst the paying agent is NPB Neue Privat Bank AG, Limmatquai 1/am Bellevue, P.O. Box, CH-8024 Zurich. The prospectus, the key information documents or the key investor information documents, the articles of association as well as the annual and semi-annual reports may be obtained free of charge from the representative. Past performance is no indication of current or future performance. The performance data do not take account of the commissions and costs incurred on the issue and redemption of units.Source ICE Data Indices, LLC (“ICE DATA”), is used with permission. ICE Data, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE Data, its affiliates nor their respective third party suppliers shall be subject to any damages or liability with respect to the adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an “as is” basis and your use is at your own risk. Ice data, its affiliates and their respective third party suppliers do not sponsor, endorse, or recommend Legal & General Investment Management (Holdings) Limited or its affiliates, or any of their products or services.Internal Fund Code: 5422

https://www.legalandgeneral.com/investments/fund-information/investor-docs/

http://www.lgim.com

BLACKROCK INDEX SELECTION FUND

iShares Developed Real Estate Index Fund (IE) Inst EURDECEMBER 2020 FACTSHEETUnless otherwise stated, Performance, Portfolio Breakdowns and Net Asset information as at: 31-Dec-2020. All other data as at 24-Jan-2021.For Investors in the UK. Investors should read the Key Investor Information Document and Prospectus prior to investing.

FUND OVERVIEW

The investment objective of the Sub-Fund is to provide Unitholders with a total return, taking into account both capital and income returns, which reflects the total return of the FTSE EPRA/NAREIT Developed Index.

GROWTH OF HYPOTHETICAL 10,000

Fund

Benchmark

Share Class and Benchmark performance displayed in EUR. Source: BlackRock. Performance is shown on a Net Asset Value (NAV) basis, with gross income reinvested. Source: BlackRock. Past performance is not a guide to future performance and should not be the sole factor of consideration when selecting a product.

12 MONTH PERFORMANCE PERIODS - TO LAST QUARTER END

31/12/2015- 31/12/2016

31/12/2016- 31/12/2017

31/12/2017- 31/12/2018

31/12/2018- 31/12/2019

31/12/2019- 31/12/2020

2020 Calendar

Year

Unit Class 7.10% -3.00% -0.99% 24.23% -16.52% -16.52%

Benchmark 7.18% -3.06% -0.88% 24.15% -16.55% -16.55%

The table above shows individual years’ performance for the fund and its benchmark, up to the end of the most recent month of March, June, September or December. When the last business day of the month falls on a Bank Holiday in the UK and/or Ireland and on 31 December, performance is calculated using an indicative NAV. This is reflected in the performance shown on this factsheet.

CUMULATIVE & ANNUALISED PERFORMANCE

Cumulative (%) Annualised (% p.a.)

1m 3m 6m YTD 1 Year 3 Years 5 Years Since Inception

Unit Class 1.21% 8.55% 6.16% -16.52% -16.52% 0.89% 1.30% 5.30%Benchmark 1.19% 8.55% 6.14% -16.55% -16.55% 0.89% 1.30% 5.37%Quartile Rank 3 2 2 3 3 3 3 N/A

The figures shown relate to past performance. Past performance is not a reliable indicator of future results and should not be the sole factor of consideration when selecting a product or strategy. Share Class and Benchmark performance displayed in EUR, hedged fund benchmark performance is displayed in USD. Performance is shown on a Net Asset Value (NAV) basis, with gross income reinvested where applicable. The return of your investment may increase or decrease as a result of currency fluctuations if your investment is made in a currency other than that used in the past performance calculation. Source: BlackRock

Key Risks: The fund invests a large portion of assets which are denominated in other currencies; hence changes in the relevant exchange rate will affect the value of the investment. Investment risk is concentrated in specific sectors, countries, currencies or companies. This means the Fund is more sensitive to any localised economic, market, political or regulatory events. The Fund may be exposed to finance sector companies, as a service provider or as counterparty for financial contracts. Liquidity in the financial markets has been severely restricted, causing a number of firms to withdrawn from the market, or in some extreme cases, becoming insolvent. This may have an adverse affect on the activities of the fund. The Fund uses derivatives as part of its investment strategy. Compared to a fund which only invests in traditional instruments such as stocks and bonds, derivatives are potentially subject to a higher level of risk.

Capital at risk. All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed.

SYNTHETIC RISK & REWARD INDICATOR (SRRI)Lower Risk Higher RiskPotentially Lower Rewards Potentially Higher Rewards

1 2 3 4 5 6 7

KEY FACTSAsset Class EquityMorningstar Category Property - Indirect GlobalFund Launch Date 08-Aug-2012Unit Class Launch Date 13-Feb-2013Fund Base Currency USDUnit Class Currency EURTotal Fund Size (M) 2,540.42 USDBenchmark FTSE EPRA/Nareit Developed

IndexDomicile IrelandFund Type UCITSISIN IE00B83YJG36Bloomberg Ticker BRREEIADistribution Type NoneMinimum Initial Investment* 1,000,000

*currency equivalent

PORTFOLIO MANAGER(S)Kieran Doyle

TOP HOLDINGS (%)PROLOGIS REIT INC 4.73VONOVIA SE 2.66DIGITAL REALTY TRUST REIT INC 2.51PUBLIC STORAGE REIT 2.24SIMON PROPERTY GROUP REIT INC 1.78WELLTOWER INC 1.74ALEXANDRIA REAL ESTATE EQUITIES RE 1.54AVALONBAY COMMUNITIES REIT INC 1.45REALTY INCOME REIT CORP 1.41EQUITY RESIDENTIAL REIT 1.40Total of Portfolio 21.46

Holdings subject to change

RATINGS

GLOSSARYMarket Capitalisation: is the total value of the shares issued by a company whichtrades on the stock exchange.Ongoing Charge: is a figure representing all annual charges and other paymentstaken from the fund.Quartile Rank: categorises a fund into four equal bands based on theirperformance over a specified period within the relevant Morningstar's sector. Thetop or first quartile contains the top 25% of funds, through to the bottom or 4thquartile which contains the bottom 25% of funds.

SRRI: is a value based on the volatility of the fund, which gives an indication of theoverall risk and reward profile of the Fund.Performance Fee: is charged on any returns that, subject to a High Water Mark,the Fund achieves above it's performance fee benchmark. Please refer to theProspectus for further information.

+353 1612 3394 [email protected]

blackrock.co.uk

IMPORTANT INFORMATION:All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot beguaranteed. This fund is a sub fund of the BlackRock Index Selection Fund (the Fund). The Fund is organised under the laws of Ireland and authorised by the Central Bank ofIreland as UCITS for the purposes of the UCITS Regulations. Investment in the sub-fund(s) is only open to 'Qualified Holders', as defined in the relevant Fund Prospectus.Subscriptions in ISF are valid only if made on the basis of the current Prospectus, the most recent financial reports and the Key Investor Information Document, which are availableon our website. Prospectuses, Key Investor Information Documents and application forms may not be available to investors in certain jurisdictions where the Fund in question hasnot been authorised. Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 ThrogmortonAvenue, London, EC2N 2DL. Tel: 020 7743 3000. Registered in England No. 2020394. When this document is issued in the EEA, it is issued by BlackRock (Netherlands) BV:Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Trade Register No. 17068311. For more information, please see the website: www.blackrock.com. For your protectiontelephone calls are usually recorded. BlackRock is a trading name of BlackRock (Netherlands) B.V.. For your protection telephone calls are usually recorded. BlackRock is a tradingname of BlackRock Investment Management (UK) Limited. © 2021 Morningstar. All Rights Reserved. The information, data, analyses, and opinions contained herein (1) include theproprietary information of Morningstar, (2) may not be copied or redistributed, (3) do not constitute investment advice offered by Morningstar, (4) are provided solely forinformational purposes and therefore are not an offer to buy or sell a security, and (5) are not warranted to be correct, complete, or accurate. Morningstar shall not be responsiblefor any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use. © 2021 BlackRock, Inc. All Rightsreserved. BLACKROCK, BLACKROCK SOLUTIONS, iSHARES, BUILD ON BLACKROCK, SO WHAT DO I DO WITH MY MONEY and the stylized i logo are registered andunregistered trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.

SECTOR BREAKDOWN (%)Fund Benchmark Active

Industrial & Office Reits 23.73 23.81 -0.07Real Estate Holding & Development 20.00 20.02 -0.02Specialty Reits 18.56 18.45 0.11Residential Reits 13.76 13.72 0.05Retail Reits 13.64 13.53 0.11Diversified Reits 6.88 7.08 -0.19Hotel & Lodging Reits 3.25 3.24 0.01Real Estate Services 0.17 0.17 0.01

Negative weightings may result from specific circumstances (including timing differences between trade and settlement dates of securities purchased by the funds) and/or the use of certain financial instruments, including derivatives, which may be used to gain or reduce market exposure and/or risk management. Allocations are subject to change.

PORTFOLIO CHARACTERISTICSWeighted Average Market Capitalisation (millions) 15,670 USDPrice to Book Ratio 1.30xPrice to Earnings (TTM) Ratio 17.47xUnder normal circumstances we expect to achieve tracking error relative to the benchmarkswithin the figures indicated. For this purpose tracking error is defined as the annualisedstandard deviation of monthly returns as against the benchmark, measured over three yearperiods. Please note that these are tolerances only and BlackRock does not provide aguarantee they will not be exceeded.

FEES AND CHARGESMax Initial Charge 0.00%Exit FeeOngoing Charge 0.22%Performance Fee 0.00%When buying and selling this fund a spread shall be applied to the NAV of the Fund.

DEALING INFORMATIONSettlement Trade Date + 3 daysDealing Frequency Daily, forward pricing basis

GEOGRAPHIC BREAKDOWN (%)

Fund Benchmark

MARKET CAPITALISATION (%)

Fund Benchmark

IMPORTANT INFORMATION:Certain information contained herein (the “Information”) has been provided by MSCI ESG Research LLC, a RIA under the Investment Advisers Act of 1940, and may include datafrom its affiliates (including MSCI Inc. and its subsidiaries (“MSCI”)), or third party suppliers (each an “Information Provider”), and it may not be reproduced or redisseminated inwhole or in part without prior written permission. The Information has not been submitted to, nor received approval from, the US SEC or any other regulatory body. The Informationmay not be used to create any derivative works, or in connection with, nor does it constitute, an offer to buy or sell, or a promotion or recommendation of, any security, financialinstrument or product or trading strategy, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. Some funds may be basedon or linked to MSCI indexes, and MSCI may be compensated based on the fund’s assets under management or other measures. MSCI has established an information barrierbetween equity index research and certain Information. None of the Information in and of itself can be used to determine which securities to buy or sell or when to buy or sell them.The Information is provided “as is” and the user of the Information assumes the entire risk of any use it may make or permit to be made of the Information. Neither MSCI ESGResearch nor any Information Party makes any representations or express or implied warranties (which are expressly disclaimed), nor shall they incur liability for any errors oromissions in the Information, or for any damages related thereto. The foregoing shall not exclude or limit any liability that may not by applicable law be excluded or limited.

iShares Developed Real Estate Index Fund (IE) Inst EURDECEMBER 2020 FACTSHEET

SUSTAINABILITY CHARACTERISTICSSustainability Characteristics can help investors integrate non-financial, sustainability considerations into their investment process. These metrics enable investors to evaluate funds based on their environmental, social, and governance (ESG) risks and opportunities. This analysis can provide insight into the effective management and long-term financial prospects of a fund.

The metrics below have been provided for transparency and informational purposes only. The existence of an ESG rating is not indicative of how or whether ESG factors will be integrated into a fund. The metrics are based on MSCI ESG Fund Ratings and, unless otherwise stated in fund documentation and included within a fund’s investment objective, do not change a fund’s investment objective or constrain the fund’s investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.

MSCI ESG Fund Rating (AAA-CCC) BBMSCI ESG Quality Score - Peer Percentile

30.51%

Fund Lipper Global Classification Equity Sector Real Est GlobalFunds in Peer Group 331

MSCI ESG Quality Score (0-10) 4.10

MSCI ESG % Coverage 98.14%

MSCI Weighted Average Carbon Intensity (Tons CO2E/$M SALES)

91.40

All data is from MSCI ESG Fund Ratings as of 07-Jan-2021, based on holdings as of 30-Jun-2020. As such, the fund’s sustainable characteristics may differ from MSCI ESG Fund Ratings from time to time.

To be included in MSCI ESG Fund Ratings, 65% of the fund’s gross weight must come from securities covered by MSCI ESG Research (certain cash positions and other asset types deemed not relevant for ESG analysis by MSCI are removed prior to calculating a fund’s gross weight; the absolute values of short positions are included but treated as uncovered), the fund’s holdings date must be less than one year old, and the fund must have at least ten securities. For newly launched funds, sustainability characteristics are typically available 6 months after launch.

ESG GLOSSARY:

MSCI ESG Fund Rating (AAA-CCC): The MSCI ESG Rating is calculated as a direct mapping of ESG Quality Scores to letter rating categories (e.g. AAA = 8.6-10). The ESGRatings range from leader (AAA, AA), average (A, BBB, BB) to laggard (B, CCC).MSCI ESG Quality Score - Peer Percentile: The fund’s ESG Percentile compared to its Lipper peer group.Fund Lipper Global Classification: The fund peer group as defined by the Lipper Global Classification.Funds in Peer Group: The number of funds from the relevant Lipper Global Classification peer group that are also in ESG coverage.MSCI ESG Quality Score (0-10): The MSCI ESG Quality Score (0 - 10) for funds is calculated using the weighted average of the ESG scores of fund holdings. The Score alsoconsiders ESG Rating trend of holdings and the fund exposure to holdings in the laggard category. MSCI rates underlying holdings according to their exposure to industryspecific ESG risks and their ability to manage those risks relative to peers.MSCI ESG % Coverage: Percentage of a fund's holdings that have MSCI ESG ratings data.MSCI Weighted Average Carbon Intensity (Tons CO2E/$M SALES): Measures a fund's exposure to carbon intensive companies. This figure represents the estimatedgreenhouse gas emissions per $1 million in sales across the fund’s holdings. This allows for comparisons between funds of different sizes.

BLACKROCK FIXED INCOME DUBLIN FUNDS PLC

iShares Euro Credit Bond Index Fund (IE) Flex EURDECEMBER 2020 FACTSHEETUnless otherwise stated, Performance, Portfolio Breakdowns and Net Asset information as at: 31-Dec-2020. All other data as at 21-Jan-2021.For Investors in the UK. Investors should read the Key Investor Information Document and Prospectus prior to investing.

FUND OVERVIEW

The iShares Euro Credit Bond Index Fund (IE) aims to closely track the returns of the FTSE EuroBIG ex Domestic Treasury Index, an index designed to reflect the performance of the euro-denominated non-government bond market.

GROWTH OF HYPOTHETICAL 10,000

Fund

Benchmark

Share Class and Benchmark performance displayed in EUR. Source: BlackRock. Performance is shown on a Net Asset Value (NAV) basis, with gross income reinvested. Source: BlackRock. Past performance is not a guide to future performance and should not be the sole factor of consideration when selecting a product.

12 MONTH PERFORMANCE PERIODS - TO LAST QUARTER END

31/12/2015- 31/12/2016

31/12/2016- 31/12/2017

31/12/2017- 31/12/2018

31/12/2018- 31/12/2019

31/12/2019- 31/12/2020

2020 Calendar

Year

Share Class 3.40% 1.09% -0.14% 5.12% 2.94% 2.94%

Benchmark 3.35% 1.13% -0.17% 4.99% 2.84% 2.84%

The table above shows individual years’ performance for the fund and its benchmark, up to the end of the most recent month of March, June, September or December. When the last business day of the month falls on a Bank Holiday in the UK and/or Ireland and on 31 December, performance is calculated using an indicative NAV. This is reflected in the performance shown on this factsheet.

CUMULATIVE & ANNUALISED PERFORMANCE

Cumulative (%) Annualised (% p.a.)

1m 3m 6m YTD 1 Year 3 Years 5 Years Since Inception

Share Class 0.15% 1.35% 2.68% 2.94% 2.94% 2.62% 2.47% 3.78%Benchmark 0.13% 1.31% 2.66% 2.84% 2.84% 2.53% 2.41% 3.72%Quartile Rank 3 4 4 1 1 1 2 n/a

The figures shown relate to past performance. Past performance is not a reliable indicator of future results and should not be the sole factor of consideration when selecting a product or strategy. Share Class and Benchmark performance displayed in EUR, hedged fund benchmark performance is displayed in EUR. Performance is shown on a Net Asset Value (NAV) basis, with gross income reinvested where applicable. The return of your investment may increase or decrease as a result of currency fluctuations if your investment is made in a currency other than that used in the past performance calculation. Source: BlackRock

Key Risks: Credit risk, changes to interest rates and/or issuer defaults will have a significant impact on the performance of fixed income securities. Potential or actual credit rating downgrades may increase the level of risk.

(Continued on page 2)

Capital at risk. All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed.

SYNTHETIC RISK & REWARD INDICATOR (SRRI)Lower Risk Higher RiskPotentially Lower Rewards Potentially Higher Rewards

1 2 3 4 5 6 7

KEY FACTSAsset Class Fixed IncomeMorningstar Category EUR Corporate BondFund Launch Date 01-Dec-2005Share Class Launch Date 01-Dec-2005Fund Base Currency EURShare Class Currency EURTotal Fund Size (M) 1,647.08 EURBenchmark FTSE EuroBIG ex Domestic

Treasury IndexDomicile IrelandFund Type UCITSISIN IE0005032192Bloomberg Ticker BAREUBDDistribution Type NoneMinimum Initial Investment* 500,000

*currency equivalent

TOP HOLDINGS (%)EUROPEAN INVESTMENT BANK MTN 0.875 01/14/2028 0.20EUROPEAN INVESTMENT BANK MTN 4.5 10/15/2025 0.19EUROPEAN UNION RegS 0 10/04/2030 0.19EUROPEAN UNION RegS 0 07/04/2035 0.17EUROPEAN INVESTMENT BANK 4.125 04/15/2024 0.16EUROPEAN FINANCIAL STABILITY FACIL MTN RegS 1.25 05/24/2033 0.16KFW 0.625 07/04/2022 0.16KFW 0.5 09/15/2027 0.15EUROPEAN INVESTMENT BANK MTN 4 10/15/2037 0.15EUROPEAN UNION RegS 0 11/04/2025 0.14Total of Portfolio 1.67

Holdings subject to change

RATINGS

GLOSSARYMarket Capitalisation: is the total value of the shares issued by a company whichtrades on the stock exchange.Ongoing Charge: is a figure representing all annual charges and other paymentstaken from the fund.Quartile Rank: categorises a fund into four equal bands based on theirperformance over a specified period within the relevant Morningstar's sector. Thetop or first quartile contains the top 25% of funds, through to the bottom or 4thquartile which contains the bottom 25% of funds.

SRRI: is a value based on the volatility of the fund, which gives an indication of theoverall risk and reward profile of the Fund.Performance Fee: is charged on any returns that, subject to a High Water Mark,the Fund achieves above it's performance fee benchmark. Please refer to theProspectus for further information.

+353 1612 3394 [email protected]

blackrock.co.uk

IMPORTANT INFORMATION:BlackRock have not considered the suitability of this investment against your individual needs and risk tolerance. To ensure you understand whether our product is suitable, pleaseread the Key Investor Information Document. Investors should read the fund specific risks in the Key Investor Information Document and the Company’s Prospectus. We stronglyrecommend you seek independent professional advice prior to investing. If, after reading this factsheet, you have any questions or would like any additional information pleasecontact your financial adviser or speak to our Investor Services Team on 0800 445522. This fund is a sub fund of the Blackrock Fixed Income Dublin Funds (the Fund). The fund isorganised under the laws of Ireland and authorised by the Central Bank of Ireland as UCITS for the purposes of the UCITS Regulations. Investment in the sub-fund(s) is only opento 'Qualified Holders', as defined in the relevant Fund Prospectus. Any decision to invest must be based solely on the information contained in the Company’s Prospectus, KeyInvestor Information Document and the latest half-yearly report and unaudited accounts and/or annual report and audited accounts. Investors should read the fund specific risks inthe Key Investor Information Document and the Prospectus. Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial ConductAuthority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel: 020 7743 3000. Registered in England No. 2020394. For your protection telephone calls are usuallyrecorded. BlackRock is a trading name of BlackRock Investment Management (UK) Limited. When this document is issued in the EEA, it is issued by BlackRock (Netherlands) B.V.:Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Trade Register No. 17068311. For more information, please see the website: www.blackrock.com. For your protectiontelephone calls are usually recorded. BlackRock is a trading name of BlackRock (Netherlands) B.V.. © 2021 Morningstar. All Rights Reserved. The information, data, analyses, andopinions contained herein (1) include the proprietary information of Morningstar, (2) may not be copied or redistributed, (3) do not constitute investment advice offered byMorningstar, (4) are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and (5) are not warranted to be correct, complete, or accurate.Morningstar shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, this information, data, analyses, or opinions or their use. ©2021 BlackRock, Inc. All Rights reserved. BLACKROCK, BLACKROCK SOLUTIONS, iSHARES, BUILD ON BLACKROCK, SO WHAT DO I DO WITH MY MONEY and the stylizedi logo are registered and unregistered trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.

Key Risks Continued: The fund invests in fixed interest securities issued by companies which, compared to bonds issued or guaranteed by governments, are exposed to greater risk of default in the repayment of the capital provided to the company or interest payments due to the fund. The fund investments may be subject to liquidity constraints, which means that shares may trade less frequently and in small volumes, for instance smaller companies. As a result, changes in the value of investments may be more unpredictable. In certain cases, it may not be possible to sell the security at the last market price quoted or at a value considered to be fairest. The fund invests in fixed interest securities such as corporate or government bonds which pay a fixed or variable rate of interest (also known as the ‘coupon’) and behave similarly to a loan. These securities are therefore exposed to changes in interest rates which will affect the value of any securities held.

SECTOR BREAKDOWN (%)Fund Benchmark Active

Corporates 45.78 46.15 -0.37Government Related 37.88 38.10 -0.21Covered 15.63 15.71 -0.08Cash and/or Derivatives 0.66 0.00 0.66Securitized 0.04 0.04 0.00

Negative weightings may result from specific circumstances (including timing differences between trade and settlement dates of securities purchased by the funds) and/or the use of certain financial instruments, including derivatives, which may be used to gain or reduce market exposure and/or risk management. Allocations are subject to change.

PORTFOLIO CHARACTERISTICSEffective Duration (years) 6.08Modified Duration 6.11Yield to Worst (%) -0.02

FEES AND CHARGESMax Initial Charge 0.00%Exit Fee 0.00%Ongoing Charge 0.03%Performance Fee 0.00%

DEALING INFORMATIONSettlement Trade Date + 3 daysDealing Frequency Daily, forward pricing basis

MATURITY BREAKDOWN (%)

Fund Benchmark

CREDIT RATINGS (%)

Fund Benchmark

IMPORTANT INFORMATION:Certain information contained herein (the “Information”) has been provided by MSCI ESG Research LLC, a RIA under the Investment Advisers Act of 1940, and may include datafrom its affiliates (including MSCI Inc. and its subsidiaries (“MSCI”)), or third party suppliers (each an “Information Provider”), and it may not be reproduced or redisseminated inwhole or in part without prior written permission. The Information has not been submitted to, nor received approval from, the US SEC or any other regulatory body. The Informationmay not be used to create any derivative works, or in connection with, nor does it constitute, an offer to buy or sell, or a promotion or recommendation of, any security, financialinstrument or product or trading strategy, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. Some funds may be basedon or linked to MSCI indexes, and MSCI may be compensated based on the fund’s assets under management or other measures. MSCI has established an information barrierbetween equity index research and certain Information. None of the Information in and of itself can be used to determine which securities to buy or sell or when to buy or sell them.The Information is provided “as is” and the user of the Information assumes the entire risk of any use it may make or permit to be made of the Information. Neither MSCI ESGResearch nor any Information Party makes any representations or express or implied warranties (which are expressly disclaimed), nor shall they incur liability for any errors oromissions in the Information, or for any damages related thereto. The foregoing shall not exclude or limit any liability that may not by applicable law be excluded or limited.

iShares Euro Credit Bond Index Fund (IE) Flex EURDECEMBER 2020 FACTSHEET

SUSTAINABILITY CHARACTERISTICSSustainability Characteristics can help investors integrate non-financial, sustainability considerations into their investment process. These metrics enable investors to evaluate funds based on their environmental, social, and governance (ESG) risks and opportunities. This analysis can provide insight into the effective management and long-term financial prospects of a fund.

The metrics below have been provided for transparency and informational purposes only. The existence of an ESG rating is not indicative of how or whether ESG factors will be integrated into a fund. The metrics are based on MSCI ESG Fund Ratings and, unless otherwise stated in fund documentation and included within a fund’s investment objective, do not change a fund’s investment objective or constrain the fund’s investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.

MSCI ESG Fund Rating (AAA-CCC) AAMSCI ESG Quality Score - Peer Percentile

51.24%

Fund Lipper Global Classification Bond EUR CorporatesFunds in Peer Group 283

MSCI ESG Quality Score (0-10) 7.20

MSCI ESG % Coverage 95.87%

MSCI Weighted Average Carbon Intensity (Tons CO2E/$M SALES)

102.60

All data is from MSCI ESG Fund Ratings as of 07-Jan-2021, based on holdings as of 31-Jul-2020. As such, the fund’s sustainable characteristics may differ from MSCI ESG Fund Ratings from time to time.

To be included in MSCI ESG Fund Ratings, 65% of the fund’s gross weight must come from securities covered by MSCI ESG Research (certain cash positions and other asset types deemed not relevant for ESG analysis by MSCI are removed prior to calculating a fund’s gross weight; the absolute values of short positions are included but treated as uncovered), the fund’s holdings date must be less than one year old, and the fund must have at least ten securities. For newly launched funds, sustainability characteristics are typically available 6 months after launch.

ESG GLOSSARY:

MSCI ESG Fund Rating (AAA-CCC): The MSCI ESG Rating is calculated as a direct mapping of ESG Quality Scores to letter rating categories (e.g. AAA = 8.6-10). The ESGRatings range from leader (AAA, AA), average (A, BBB, BB) to laggard (B, CCC).MSCI ESG Quality Score - Peer Percentile: The fund’s ESG Percentile compared to its Lipper peer group.Fund Lipper Global Classification: The fund peer group as defined by the Lipper Global Classification.Funds in Peer Group: The number of funds from the relevant Lipper Global Classification peer group that are also in ESG coverage.MSCI ESG Quality Score (0-10): The MSCI ESG Quality Score (0 - 10) for funds is calculated using the weighted average of the ESG scores of fund holdings. The Score alsoconsiders ESG Rating trend of holdings and the fund exposure to holdings in the laggard category. MSCI rates underlying holdings according to their exposure to industryspecific ESG risks and their ability to manage those risks relative to peers.MSCI ESG % Coverage: Percentage of a fund's holdings that have MSCI ESG ratings data.MSCI Weighted Average Carbon Intensity (Tons CO2E/$M SALES): Measures a fund's exposure to carbon intensive companies. This figure represents the estimatedgreenhouse gas emissions per $1 million in sales across the fund’s holdings. This allows for comparisons between funds of different sizes.

NORTHERN TRUST ASSET MANAGEMENT

NORTHERN TRUST EMERGING

EQUITY

SHARE CLASS D EUR

MARKETS CUSTOM ESG EQUITYINDEX FUNDInvestment Objective

The Fund seeks to closely match the risk and return characteristics of the MSCI Emerging Markets Custom ESG

Index (the Index). It is a custom Index calculated and screened by MSCI and Institutional Shareholder Services

Inc. (ISS) based on Environmental, Social and Governance (ESG) criteria selected by Northern Trust which

excludes certain companies not considered to meet socially responsible principles.

FUND OVERVIEW

IrelandDomicile

ICVCLegal Structure

UCITSRegulatory Structure

SHARE CLASS PERFORMANCE %

Northern Trust Emerging Markets Custom ESG Equity Index Fund

MSCI Emerging Markets Custom ESG Index

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

16.00%

1 Month 3 Month YTD 1 Year 3 Year* Since

Inception*

1 MonthSince

Inception*3 Month YTD 1 Year 3 Year*

Share Class

Index

4.72

4.83

13.87

14.18

10.12

10.37

10.12

10.37

5.60

5.97

9.15

9.52

Performance is calculated from the inception of the share class. All data shown is net of fees. Please refer to

the Fund prospectus for pricing information.

* Performance shown annualized for periods greater than 1 year.

— IN EUR AS OF 31/12/20

12 MONTH PERFORMANCE PERIODS — TO LAST MONTH END

31/12/19-

31/12/20

Share Class 10.12

31/12/18-

31/12/19

20.08

31/12/17-

31/12/18

-10.95

31/12/16-

31/12/17

21.04

31/12/15-

31/12/16

—

Calendar Year

2019

20.08

20.62—21.30-10.6120.62Index 10.37

Past performance is no guarantee of future results. Index performance returns do not reflect any advisory

fees, transaction costs or expenses. It is not possible to invest directly in any index.

YesProxy Voting

USD/GBP/EURCurrencies Offered

$5.0 BillionTotal Fund Assets

MSCI Emerging Markets

Custom ESG Index

Benchmark

08/01/14Fund Launch Date

26/07/16Share Class Launch Date

USDFund Base Currency

EURShare Class Currency

NTEMEDEBloomberg Ticker

IE00BJ0X8293ISIN

€100,000Minimum Initial Investment

€1,000Minimum Subsequent Investment

DailyDealing Frequency

2:00pm Irish Time on the

business day prior to the

Dealing Day

Dealing Deadline

T+2Settlement

Team ManagedPortfolio Manager

NoSecurities Lending

AccumulatingUse of Income

FUND

CHARACTERISTICS Fund Benchmark

Forward EPS Growth

(%)

18.1 18.1

Trailing 12-Month

Price-to-Earnings Ratio19.3 19.3

Weighted Average

Market Cap ($M)6,382.8 5,833.2

Price-to-Book Ratio 2.0 2.0

Dividend Yield*** (%) 1.8 1.8

Return on Equity (%) 13.4 13.3

Number of Holdings 1,214 1,257

*** The Dividend yield is calculated at the fund level by Factset as a

weighted average of the gross dividend yield of the stocks within the

portfolio and index.

Northern Trust Asset Management

We are a leading global asset manager with the investment expertise, strength and innovation

that has earned the trust and confidence of investors worldwide.

With $1 trillion in total assets under management,* and a long-standing history of solving

complex investment challenges, we believe our strength and stability drive opportunities for

our clients. Learn more at northerntrust.com/strength.

* Assets under management as of September 30, 2020.

AS OF DECEMBER 2020

NORTHERN TRUST EMERGING MARKETS CUSTOM ESG EQUITY INDEX FUND

NORTHERN TRUST ASSET MANAGEMENT

TOP HOLDINGS % Fund

6.4Taiwan Semiconductor Manufacturing Co.,

6.1Alibaba Group Holding Ltd. Sponsored

5.8Tencent Holdings Ltd.

4.9Samsung Electronics Co., Ltd.

1.9Meituan Class B

1.2Naspers Limited Class N

1.1Reliance Industries Limited

1.1JD.com, Inc. Sponsored ADR Class A

1.0China Construction Bank Corporation

1.0Ping An Insurance (Group) Co. of China,

SECTOR

ALLOCATION % BenchmarkFund

22.0Information Technology 21.8

19.3Consumer Discretionary 19.4

18.6Financials 18.5

11.8Communication Services 11.8

6.1Materials 6.1

5.7Consumer Staples 5.8

4.8Health Care 4.9

4.2Industrials 4.2

3.7Energy 3.7

2.1Real Estate 2.1

1.8Utilities 1.8

TOP REGIONS/

COUNTRIES % Fund Benchmark

40.5China 40.6

14.2Korea 14.1

13.9Taiwan 13.8

8.5India 8.6

3.7South Africa 3.6

3.5Brazil 3.5

2.3Russia 2.3

2.2Saudi Arabia 2.2

2.0Thailand 2.0

1.7Mexico 1.7

TOP CURRENCIES %Fund Benchmark

22.6Hong Kong Dollar 22.7

14.2South Korean Won 14.1

13.9U S Dollar 13.9

13.9Taiwan Dollar 13.8

8.5Indian Rupee 8.6

ADVOCACY DATA

Engagement by Theme

For more detailed information on our engagement, please read our quarterly engagement report

at northerntrust.com/engagement. Engagement undertaken by Hermes EOS on behalf of

Northern Trust.

Strategy, Risk andCommunication

GovernanceSocialEnvironmental

TOTAL

COMPANIES

41% 19% 20%18%

41

TOTAL

ENGAGEMENTS

87

ESG EXCLUSIONS ON BASE INDEX

Number of securities excluded in the fund index when compared to the standard benchmark.

# of Securities % of Market CapitalizationESG Screen

29Thermal Coal

7Tobacco

19UNGC & Other Severe Controversies

13Weapons

80Governance

148Combined Basket

0.7

0.3

2.1

0.3

4.1

7.5

DISCLOSURE

Northern Trust Corporation. Northern Trust Asset Management is composed of Northern Trust Investments, Inc.,

Northern Trust Global Investments Limited, Northern Trust Fund Managers (Ireland) Limited, Northern Trust Global

Investments Japan, K.K., NT Global Advisors, Inc., 50 South Capital Advisors, LLC, and personnel of The Northern Trust

Company of Hong Kong Limited, Belvedere Advisors, LLC and The Northern Trust Company. This material is directed to

eligible counterparties and professional clients only and is not intended for retail clients. For Asia-Pacific markets, it is

directed to expert, institutional, professional and wholesale investors only and should not be relied upon by retail clients

or investors. For legal and regulatory information about our offices and legal entities visit northerntrust.com/disclosures.

The Fund is managed by Northern Trust Fund Managers (Ireland) Limited. The Fund is a sub-fund of Northern Trust

Investment Funds plc which is a regulated collective investment scheme in Ireland under Central Bank of Ireland UCITS

regulations. Past performance does not guarantee future results. Information contained herein has been obtained from

sources believed to be reliable, but its accuracy and completeness are not guaranteed. Information is only current as of

the date stated and is subject to change without notice. Fund performance data provided herein should not be relied

upon as a basis for investment decisions; performance data may be revised. This information does not constitute a

recommendation for any investment strategy or product described herein. This information is not intended as investment

advice and does not take into account an investor's individual circumstances. The prospectus in available in English and

the key investor information document is available in [English, Danish, Dutch, Italian, German, Spanish and Swedish] at

www.northerntrust.com/pooledfunds.

© 2020

Issued in the United Kingdom by Northern Trust Global Investments Limited.

CARBON DATA METRICS

Carbon footprint of the index constituents versus parent index

Weighted Average Carbon

Intensity,

Tons of CO2e/$M Sales

Potential Carbon Emissions,

Tons of CO2/$M Invested

224

3032

300

12703

Change

(%)

-76

-25

Standard BenchmarkNT Index Fund

The index methodology on which the fund is based does not assume carbon overlay; therefore carbon

reduction may or may not be seen, depending on other factors.

For More Information

Please visit www.northerntrust.com/pooledfunds or please contact your local Northern

Trust representative using the information below.

[email protected]

+ 44 207 982 2999

[email protected]

+ 852 2918 2948

MIDDLE

EAST

[email protected]

+ 971 2509 8260

[email protected]

+ 31 20 794 1040

[email protected]

+ 46 10 555 5160