Lifestyle and Money – how to design and keep the lifestyle and future

you want to enjoy

Brian Weatherdon MA, CFP, CLU, CPCAAuthor, Speaker, Financial Planner.

Aligning your Wealth & Life to overcome fears andsecure your income, lifestyle, & comfort to age 105

Lacking a lifestyle plan

• If you don’t know where you want to go, any road will take you ....somewhere!

• Focusing just on money doesn’t build a life plan, or define the clear future you want.

• Does our culture focus on the life you want? Advertising tells you to invest lots of money and hope for the best. Is that enough?

Tom delayed his dreams . . .

• Tom delayed sale of his business to get more money, when what he really wanted was more Life! When we aligned his desired lifestyle with his financial resources, he discovered he could start preparing to sell & get his dream.

• See & subscribe... “Exit Strategies for Business” http://www.guaranteedincome4life.ca/blog/exit-strategies-for-business/

Pension decisions are about life

• Career & long term service may get you a pension ....and that can mean having choices of whether to draw pension directly, or move this value into a personalized arrangement.

• Will pension bring safe income for life? ..or a miserly flat income that denies your dreams?

See & subscribe, “Exit Strategies from a Pension” http://www.guaranteedincome4life.ca/blog/exit-strategies-from-a-pension/

Can we enjoy the future we want?

• This comes from discussing your values and dreams for the future: your lifestyle, family, and the activities, stimulation, and comforts you want to enjoy. I call this “Visioning your Retirement Lifestyle.”

• Here’s a video to help design your future:

http://www.guaranteedincome4life.ca/resources/visioning-your-retirement-lifestyle/

Will I run out of money someday?

• I’ve written and spoken widely about people I knew in the past who outlived their money – or who lived in the fear of outliving it, and that’s a cruel experience I help prevent.

• Life Income Mandates is a process to align wealth management with the life you choose by creating perpetual and increasing income.

See http://www.guaranteedincome4life.ca/blog/life-income-mandates/

And if my needs change?

• Life isn’t a flat-line. Needs and opportunities change for yourself & your family. So income needs will change too, right?

• Life Horizons Analysis is how we assess your income needs through early, mid, and later retirement years. Security & flexibility will be vital to your income in future life seasons:

See & subscribe: http://www.guaranteedincome4life.ca/blog/life-horizons-analysis-assuring-income-life/

Key questions to guide your future

• What are the most important experiences I want to enjoy in the next 3, 5, 10 years?

• What must I stop doing in order to get the lifestyle and experiences that I want?

• Who and what resources can help me find the route from here/today to my desired future?

• What memories do I want to create so I look back from 85 or 95, happy and fully satisfied?

Resources to help get what you want

• Experience this website to help focus on your future: www.GuaranteedIncome4Life.ca

• Get 5-star book, Amazon/Kindle/bookstores: “A Lifetime Of Wealth – And How Not To Lose It” http://www.amazon.com/Lifetime-Wealth-how-not-lose/dp/1489579540/ref=sr_1_1?

ie=UTF8&qid=1380311791&sr=8-1&keywords=a+lifetime+of+wealth+--+and+how+not+to+lose+it

• Visit www.ALifetimeOfWealth.info