life lessons 101 - ohio state university...life lessons 101... teens learn about dollars, cents and...
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Life Lessons 101...Teens Learn About Dollars, Cents and Common Sense
Erin Dailey, Ohio State University Extension
Extension Educator, 4-H Youth Development
jackson.osu.edu/lifelessons
Dollars, Cents and Common Sense
• Focuses on career and life skills for Junior High and High School Students
• Utilizes a variety of curriculum and program simulations to teach youth about career and money management situations that they will face in their lives
• Teaches youth about real world life skills by simulating life experiences
Dollars, Cents and Common Sense
• Disconnect between traditional education and the common senseknowledge that young adults need to survive in today's world
• Partnership with local schools to bring real world knowledge to the classroom
Focus on Financial Literacy
• Spending and Earning Money
• Credit Cards
• Saving Early
• Careers
• Money Management
• Real Money, Real World Simulation
Focus on Life Skills
• Interview Skills
• Resume Basics
• Building Soft Skills
• Managing Social Media
• Team Building
Implementation
• Taught in each classroom multiple days over the course of a month
• Focused on different topics each day
• During each session, students were involved in discussion and hands-on activities that emphasized the topic.
• Once students are involved in these programs, efforts are made to increase their awareness of 4-H so that they realize they are a vital part of the 4-H program.
• 4-H promotional materials were distributed in each of the schools to show youth the connection to 4-H and how they can become involved.
Resources Utilized
• Real Money Real World• OSU Extension Curriculum
• Utilized as part of the simulation and as part of separate classroom sessions leading up to the simulation
• Junior Achievement Curriculum
• Various Team Building Resources
EvaluationYouth who took part in this program were able to:
• Gain knowledge and skills through financial management-based programming
• Participate in enhanced learning through hands-on activities
• Gain valuable life skills to prepare them for future careers and endeavors
• Be exposed to new ideas and experiences
• Participate in educational experiences that help them to better understand the topic
• More fully understand the subject matter and apply this knowledge to other related topics
EvaluationAfter participating, many youth noted that they:
• Learned about how expensive life in the real world can be
• Were more appreciative of what their parents went through to provide for them
• Planned to wait to have kids
Dollars, Cents and Common Sense
• Participants were able to make better decisions as they learned about best practices for financial management.
• Youth were able to increase their awareness, knowledge and skills related to real-life money management skills.
• Evaluations showed that youth furthered their knowledge in the areas of financial management, life skills and college preparedness.
Questions….
For More Information:
Contact:
Erin Dailey
OSU Extension, Jackson County
Extension Educator, 4-H Youth Development