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The news and ideas magazine for the Agents of Liberty National

LNL

FREEDOM

August 2014

LIBERTY NATIONAL

FREEDOMFreedom isn’t necessarily a topic many of us reflect on frequently or on a day-to-day basis. For many of us, freedom is something that has been a part of our lives since the day we were born, living in this country and never knowing anything other than having numerous rights and liberties. Of course, for others, freedom is a concept thought of often … those who have served in the military, or who were perhaps born where freedom is not an automatic right might consider the concept of freedom more regularly. Regardless, the fact that we, as American citizens, enjoy living in a free country is something to be very grateful for.

Our freedom includes the ability to live how we want to live; to believe

what we want to believe; and to pursue the kind of life, work, and happiness we want. We have chosen to pursue a line of work I believe can be extraordinarily beneficial to us, our families, and the people we serve. And I also believe this line of work carries its own significant amount of freedom with it.

Liberty National (fittingly named), is a place that not only offers much opportunity, but lets you determine the path your career will take. Just as this occupation doesn’t confine you to how much you can grow your career, it doesn’t even confine you to a desk, to a set schedule, lunch hour, hourly wage, or even location. When you think about it, LNL really offers you significantly more freedom than many other professions.

So, with so much liberty, there are virtually no limits to what you can accomplish.

Ask yourself what it is you hope to achieve with your career. Do you want to climb the Company ladder? To train and lead others? To make more money than you’ve ever made in the past? You have the option to grow your career as much as you’d like here, so if you have the readiness to advance, you are most certainly in the right place.

LNL also gives you the freedom to expand your horizons – literally. Your day-to-day activities allow you to take your work outside a traditional office space. If you dream of being part of this Company’s growth throughout the country while developing your

own career, it’s possible to make that happen! There is uncharted territory throughout the United States waiting for us and it’s only with your vision and openness to new possibilities that we can bring new opportunity and coverage to new areas.

There is uncharted territory throughout the United States waiting for us, and it’s only with your vision and openness to new possibilities that we can bring new opportunity and coverage to new areas.

I know for me freedom and flexibility are absolutely essential components of a career that is both worthwhile and enjoyable. And this opportunity is certainly one that has these perks and more, allowing you the freedom to schedule, locate, and build your career how you see fit. Realize you hold the key to your own destiny, and the future of an incredible career lies in front of you. Be courageous enough to embrace the freedom that holds so much potential for you, and know you have the ability to turn that potential into something remarkable.

insight

Roger SmithPresident and Chief Executive Officer

2 - torch August 2014 FREEDOM

Published by Liberty National Life Insurance Company for the dissemination of information to its Agents. Prior permission must be obtained from Liberty National Life Insurance Company for reproduction or other use of material herein.

TORCH STAFFDirector of Marketing

Christie GibsonEditors

Christine Perrenot Roberta Boyd King

Senior Copywriter Brynn Caccamo

Social Media and SEO Supervisor

Gina Circelli

Senior Graphic Designer Cal Slayton

Graphic Designer John Begg

Contact the Torch staff at [email protected]

to send photos and community involvement news, or to update your home address.

LIBERTY NATIONALlibertynational.com • lnlcareers.com • libertynationalblog.com • lnlacademy.com • libertycareercommand.com

20-YEAR SERVICE AWARDAgent Shawn Willis is seen here receiving his service award from Agency Owner Eddie Milner. Congratulations, Shawn!

SHERRI YOUNG AGENCYCheck out Sherri Young’s new sign at her Panama City office. Looking good!

LIBERTY NATIONAL IPOD®

Currently playing:‘Only in America’ by Brooks & Dunn

WORDS OF WISDOM“A hero is someone who understands the responsibility that comes with his freedom.”

~Bob Dylan

LIVING THE DREAM

SOCIAL MEDIA SHOUT OUT!

‘80s DAY!Vickie Ketron’s Kentucky office celebrated ‘80s Day in July. Rock on!

AGENCY BUILDER OF THE MONTH – JUNEThe June Agency Builder of the Month Award went to Zita Brown-Wamsley of the Owen Wilson Agency. Congratulations, Zita!

HAPPY LABOR DAY!! Celebrate the impact hardworking Americans like you make on the strength, prosperity, and well-being of our country! Our Home Office will be closed Mon., Sept. 1, in observance of Labor Day.

It’s always a good thing when you can walk into a reenrollment and get more hugs than handshakes! #NewMexico

Liberty National Jill Wilmeth Agency

Congrats again Justin on your new car!! Love it!!! Keep up the good work, proud of you!!!!! Way to make things happen at Liberty National!!

FREEDOM torch August 2014 - 3

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http://www.lnlacademy.com

http://www.lnlacademy.com

Gene Roberts Director of Sales@GeneRobertsLNL

With the celebration of Labor Day, over the years the month of September has become synonymous with the word freedom. Although freedom has a different meaning to different people, it’s traditionally been linked with the idea of responsibility. At Liberty National, we’ve been charged with the responsibility of protecting America’s working class through our unique dual market business model.

Freedom means a person has the opportunity, and burden, of making choices and decisions. This also means he or she must bear the consequences of his or her actions. We’re afforded the opportunity to choose which path we want to follow. That’s why freedom is such an important concept at Liberty National. We have the freedom to become or accomplish whatever we want to, whether that’s following the Agent career path or moving into a supervisory role as a Supervising Agent, Agency Director, or ultimately becoming an Agency Owner. How long it takes you to get to your desired destination is totally up to you.

We have the freedom to own and operate our own business within the guidelines of Liberty National. Everything that exists in the universe has a purpose and follows a certain law, from the stars in the night sky that guide the traveler, to the way the rain revives barren land. We’re in a highly regulated industry, which is why we have not only insurance regulations, but Company rules and guidelines to follow.

We have best practices and playbooks at our disposal. We don’t have to reinvent the wheel. Just plug into a system that works. We’re given every tool necessary to succeed, a road map to success, mentorship, and guidance by some of the best leaders in the industry. This gives us the freedom to grow as big as our vision and work ethic will allow. We’re in business for ourselves, but not by ourselves, and that’s what freedom at Liberty National means to me.

Celebrate Freedomwith LIBERTY NATIONAL


leadership

New Supervising Agents At LNL

Latisha Ball Omar Ross - AD

Stephanie Jackson - AO

Thomas Bell Rick Pluff - AD

Tim Reeves - AO

Joseph Bentley Gary Roberson - AD Tim Aderholt - AO

Robert Birely Claudette Higgins - AD Stephanie Jackson - AO

Tracy Black Judith Gilbert - AD

Angela Hanson - AO

Wesley Blankenship Bradley Gray - AD Ricky Beard - AO

Anthony Borden Jamie Barnes - AD Ricky Beard - AO

Joel Calhoun Douglas Barrett - AD

Shannon Lambeth - AO

Morgan Cassels Brandon Herndon - AD

Howard Ralston - AO

Christina Colvin Sean Debarry - AD

Brian Cannington - AO

John Crady Holly Wilhelm - AD

Skip Bond - AO

Tanya Cravens Shawna Pegg - AD

Nick Slagle - AO

Kathryne Daniels Jim Cooper - AD Steve Harris - AO

Jokebed De Canal Christia Woodford - AD

Tony Carter - AO

Lesean Dial Stephanie Lewis - AD

John Hadder - AO

Andrea Dunkoe Lori Jewett - AD

Deane Jewett - AO

Anthony Evans Jennifer Gonzalez - AD

Cedric Higgins - AO

Brian Fought Addison Everett - AD Kevin Peterson - AO

Gustavo Garcia Glenn Johnson - AD Steve Hartman - AO

Eric Gay Addison Everett - AD Kevin Peterson - AO

Latasha Harmon Latesha Clark - AD

Cedric Higgins - AO

Jordan Harr Jacob Harr - AD

Jason Everett - AO

Jami Harvey Gene Sherrod - AD Cedric Higgins - AO

Brent Henderson Missy Henderson - AD

Jason Everett - AO

Dominique Johnson Austin Green - AD

Angela Hanson - AO

Kymber-Lyn Jones Ken Crabb Jr. - AD Ben Hastings - AO

Christopher Jones Sean Debarry - AD


Lisa Kimble Henry Reece - AD

Cedric Higgins - AO

Joseph Krachen Richard Wanderman Jr. - AD

Terah Mims - AO

Desmond Martin Marcus Rich - AD

Mark Woodruff - AO

Scott McCollum Tracie Bean - AD

John Hadder - AO

Reef Meyer DeAnna White - AD

Haim Elfersy - AO

Tiffany Mills Chad Ellis - AD

Mark Stone - AO

Tynesha Mitchell Austin Green - AD

Angela Hanson - AO

Summer Neuman Marilyn Wiggins - AD

Clint McLain - AO

John Payne Kristie Tate - AD Ricky Beard - AO

Jan Phillips Tim Woolf - AD

Tim Reeves - AO

Devin Pickett Brandon Bates - AD

John Hadder - AO

Jennifer Seitz Stephani Steltenpohl - AD

Aaron Snider - AO

Robert Smith Jr. Floyd Byers - AD

Howard Ralston - AO

Aylena Stanley Tonya Woodson - AD

Owen Wilson - AO

Brian Steele Justin Cochran - AD

Jill Wilmeth - AO

Shannon Steele Ronald Smith - AD

Terah Mims - AO

Roger Stewart Adam Van Daley - AD


Rebecca Sutton Quanitria Ellis - AD

Angela Hanson - AO

Katherine Weller Claudette Higgins - AD Stephanie Jackson - AO

Johnny Wilson Craig Wilson - AD Tim Aderholt - AO

Roxanne Wright Latesha Clark - AD

Cedric Higgins - AO

Congratulations to our new Supervising Agents!

July Top Agency Builders# of

Codes Supervising Agent Agency Director Agency Owner

4 Rebecca Sutton Quanitria Ellis Angela Hanson3 Nathan Spidel Amber Henderson Owen Wilson2 Jacob Anderson Philip Nichols Clint McLain2 Tracy Black Judith Gilbert Angela Hanson2 Vincent Black Kristin Frier Bill Knowles2 Amy Byrd Ronda Hein Tim Nuckolls2 Ashley Dapremont Tyler Mayo Larry McDaniel2 Andrea Dunkoe Lori Jewett Deane Jewett2 Steven Evely Carlos Logan Marvin Odell2 Andrew Fetzer Michelle Bourdon Sellors-Sellors2 Brian Fought Addison Everett Kevin Peterson2 Eric Gay Addison Everett Kevin Peterson2 Rhonda Glass Chad Essary Ricky Beard2 Richard Greene Neal Tony Bailey II Stephanie Jackson2 Jami Harvey Gene Sherrod Cedric Higgins 2 Matthew Keller Timothy Wertz Tim Nuckolls2 Stephanie Leonard Mallory Radu Aaron Snider2 Jose Mendez Taveras Kevin McGown Chris Graham2 Jacob Miller Tony DiFilippo Jeff Miller2 Kaylee Newburn Jessica Johnson Keith Mitchell2 William Ray Lori Jewett Deane Jewett2 Christopher Reece Shari Grooms Vickie Ketron2 Jon Reynolds Darla Waters Sheri Kirch2 John Stagner Mark Wofford Jeff Miller2 Emanuel Thorpe Valerie Sheppard Bill Knowles2 Matthew Turner Tracie Bean John Hadder

The Agency Builder of the Month Award recognizes the Supervising Agent who codes the most Agents.

The July Agency Builder of the Month Award goes to Rebecca Sutton of the Angela Hanson Agency. Rebecca coded 4 Agents in July.

For her achievement, Rebecca received a framed certificate of recognition and a letter from Executive Vice President and Chief Agency Officer, Steve DiChiaro, congratulating her on her commitment to developing new Agents and helping expand her Agency and the Company.

Rebecca Sutton


NEW AGENCY DIRECTORS

33 Years of ServiceLeisa Smith, Agent

31 Years of ServiceJeff Miller, AO

30 Years of ServiceDoug Lavender, Agent

29 Years of ServiceLarry Wood, AO

28 Years of ServiceT. Sikes, Agent

23 Years of ServiceEd Edmondson, AD

20 Years of ServiceTony Carter, AO

19 Years of ServiceVickie Simpson, Agent

18 Years of ServiceDouglas Leverett, AgentStewart Ross, Agent

16 Years of ServiceRichard Byrd, Agent

14 Years of ServiceRoland Baker, AgentTamberly Storey, Agent

13 Years of ServiceStephanie Lewis, AD

10 Years of ServiceSteve Hargis, AO

9 Years of ServiceChris Johnson III, ADGary Johnson, Agent

8 Years of ServiceRichard Tate, Agent

7 Years of ServiceTeresa Bennett, AgentDonna Chancey, ADVickie Ketron, AODaniel Pinyan, AgentVanessa Trotter, AD

6 Years of ServiceZita Brown-Wamsley, SAMissy Henderson, ADSandra Mulkey, AgentMallory Radu, ADJill Wilmeth, AO

5 Years of ServiceChristina Colvin, SALarry McDaniel, AOWilliam Raper, AD

4 Years of ServiceBuddy Mitchell, AgentRonda Schaeffer, AgentUna Walters, Agent

3 Years of ServiceJack Byrd, AgentSheri Kirch, AO

2 Years of ServiceDrew Aderholt, ADMichelle Bourdon, ADMatt Carder, ADQiana Cochran, AgentMarilyn Fricke, ADShari Grooms, ADClifford Hemingway, AgentBrent Henderson, SADesh Lachman, ADChristina Magee, AgentGene Sherrod, ADAudra Strickland, AgentDebra Vicha, Agent

1 Year of ServiceLisa Blanton, ADSteven Byers, AgentSusan Crandall, AgentAmy Finn, AgentRobert Georges, AgentBritany Grubbs, AgentZied Hichri, AgentLorriane Hopwood, AgentSandra Houck, AgentKyle Keller, ADChrista Kilgore, AgentVicky Lee, AgentSamantha Maddox, AgentThomas McPherson, AgentTalisha Oliver, SAKimberly Patterson, AgentShawna Pegg, ADEdward Quintard, ADCommetta Riley, SADeborah Russell, SAValerie Sheppard, ADStacey Sims-Allen, AgentJohn Testerman, SATom Watson, AgentBen Williams, ADRoger Williams, SAAmy Wilson, Agent

Anniversary dates shown in Torch Magazine reflect continuous service based on the original contract date with LNL or UA, without regard to employment status.

Kevin Harris Chattanooga, TN Stephanie Jackson Agency

Omar Ross Chattanooga, TN Stephanie Jackson Agency

John Swinney Dalton, GA Howard Ralston Agency

Tammi Davis New Orleans, LA Larry McDaniel Agency

Dana Fontenot New Orleans, LA Larry McDaniel Agency

Stephen Turner New Orleans, LA Larry McDaniel Agency

ANNIVERSARIES

Congratulations!


Director of the Month

Congratulations to Director Bernard Blassingame

for achieving Liberty National’s July Director of the Month Award.

Bernard’s name will be engraved on a Director plaque displayed at the

Home Office. Executive Vice President and Chief Agency Officer

Steve DiChiaro recognized Bernard at the August Directors’ meeting.

Liberty National Book ClubLeadership Lessons of the Navy SEALs In honor of our Freedom issue this month, the Liberty National Book Club selection is Leadership Lessons of the Navy SEALs by Jeff Cannon and Jon Cannon. No one understands the importance of leadership principles better than those who serve and help protect our country.

This isn’t your average leadership guide. Unlike other books, it details actual battle-tested strategies you can examine to create results within your Agency. Readers can inspect valuable techniques that provide tools for everyone to grow and aim for success. Learn how Navy SEAL units lead others and team build to reach their goals. Real life stories from military and business professionals teach readers how to boost the morale and productivity of their teams.

Effective communication, organization, structure, trust, preparation, and training are only some of the important concepts addressed in the leadership guide. Look at leadership from an entirely new perspective, and implement the processes that will innovate and invigorate your Agency. Take advice from those who have encountered unfathomable obstacles and are still successful.

Read the book? Discuss what you learned with other Agents on the LNL blog!

Director Bernard Blassingame


BOCA RATONFLORIDA

ON SCHEDULE FOR THE 2015 CONVENTION

Liberty National recognizes Agents, Supervising Agents, Agency Directors, and Agency Owners, who are on schedule as of 08.06.14 for the 2015 Convention to be held June 14 - June 17, 2015. Qualifiers and/or Torch Club honorees must meet applicable Company minimum standards and qualifications for production, persistency, DCN, and recruiting to attend and/or be recognized in our Company magazine. *10 percent and above growth

TIM ADERHOLT AGENCYGainesville, GA

BILL LACOUNTBRANDON GARRETTCOREY HULSEYCRAIG WILSONDARREN ALEXANDERDREW ADERHOLTJENNIFER BENTONJOHNNY WILSONKEVIN FOSTERRANDAL DALERANDY REEVESSERGE CLOUATRETIM ADERHOLT*YOLY DALE

RICKY BEARD AGENCYCorinth, MS

ANTHONY BORDENBRADLEY GRAYCHAD ESSARYCYNTHIA BURCHAMDARRELL DAWKINSDEBBIE BAILEYEDWARD FOWLERHEATHER WEBSTERJAMIE BARNESJEREMY MOSSJOSHUA TRANUMKHARI HADDIXKRISTIE TATELISA BULLOCKMICHAEL NASHRICKY BEARD*

KATHY BLANCO AGENCYTampa Bay, FL

DAVID BURGMANJOHAN BLANCOKATHY BLANCO*SAULO MAZARIEGOSWENONAH LATHAM

SKIP BOND AGENCYIndianapolis North, IN

AMY JONESBOB WORTHINGTONDANIELLE JOHNSTONHOLLY WILHELMKEVIN JANKOWSKIKYLE KELLERSKIP BOND*TABA ELLIOTT

JOHN BROOKS JR. AGENCYDothan, AL

CHRISTOPHER BROOKSJOHN LANGFORDJOHN LOVEMICHAEL PADGETTTANNER BROCKETT

BRIAN CANNINGTON AGENCYWaycross, GA

ADAM VAN DALEYBRITT MARCHMANCHERRY RUSSELLCHRISTOPHER JONESCOREY BRADLEYHANA MOORMANJOHNNY BRAGGLISA WILKERSONPAM ROLLERREBECCA BATTENROGER STEWARTSEAN DEBARRYSTANLEY JOHNSONSUSAN DRIGGERSTINA NICHOLS

TONY CARTER AGENCYHuntsville, AL

CHRISTIA WOODFORDDESTINY TAYLOR

ROB CZERWINSKI AGENCYChicago, IL

ELAISIUS BONNERERIN SCHWERTFEGERMIREYA MIRANDAWARREN BARNETT

JASON EVERETT AGENCYLittle Rock, AR

CHARLES BROWN JR.JACOB HARRJORDAN HARRKEITH BENNETTLARHESA BAILEYMICHAEL VAUGHNRYAN POTTSSHELBIE STINGLEYSTEPHANIE LAWRENCETAMMY REDTERRI HOGAN

CHRIS GRAHAM AGENCYHouston East, TX

CHRISTOPHER JOHNSTONKAREN VOWELL

JOHN HADDER AGENCYBirmingham North, AL

CHRISTINA WEBBJOHN HADDERLISANN TAYLORMATTHEW TURNERMILDRED JACKSONRANDI JOHNSONSTEPHANIE LEWISSTEPHANIE PIPPENTONI BURGINTRACIE BEANWILL BIDDLE

ANGELA HANSON AGENCYAlexander City, AL

ALYSSA KNIGHTANGELA HANSON*AUSTIN GREENBETTY JACKSONEDWARD CAMPBELL JR.HARLIE NIVENSJESSICA RUSHJUDITH GILBERTKENNETH BUCKREBECCA SUTTONTRACY BLACKTYNESHA MITCHELLVICTORIA JONES

STEVE HARGIS AGENCYCincinnati, OH

JOSEPH WEBBMICHAEL SIMMONSSTEVE HARGIS*

STEVE HARRIS AGENCYAnniston, AL

JIM COOPERJOHN GOSS IIISCOTT MISNERSHERRY MATHEWSSTEVE HARRIS*

BEN HASTINGS AGENCYColumbia, SC

BEN HASTINGS*DARRYL HUNTERJESSICA RUSHMELISHA SHUMPERTMICHAEL CRANDALLSCOTT SMITHSUSAN CRANDALL

CEDRIC HIGGINS AGENCYColumbus, MS

CEDRIC HIGGINS*EVA BROWN HENRY REECEJAMI HARVEYROSA BROWNTEEACHE CUNNINGHAM

MIKE ISOM AGENCYAlbertville, AL

MIKE ISOM*REBECCA CABANISS

STEPHANIE JACKSON AGENCYChattanooga, TN

B. JACKSONCLAUDETTE HIGGINSKEVIN HARRISNEAL TONY BAILEY IIROBERT BIRELYSTEPHANIE JACKSON*

DEANE JEWETT AGENCYColumbus, GA

DEANE JEWETT*LORI JEWETTSHERRI RAYWILLIAM RAY

HEATH JOHNSEY AGENCYVirginia Beach, VA

ANNA BOFFOTABATHA NAVARRA

VICKIE KETRON AGENCYKnoxville, TN

CAROL SPEAKSCHRISTOPHER REECEGABRIEL SPEAKSJEFFREY CONNELLJUDY HARPERSHARI GROOMSVICKIE KETRON*

SHERI KIRCH AGENCYSt. Louis, MO

JON REYNOLDS

BILL KNOWLES AGENCYMacon, GA

BILL KNOWLES*KRISTIN FRIERNICHOLAS BURNSREGINA GREENTONYA CARDWELL

SHANNON LAMBETH AGENCYBaldwin County, LA

BENJAMIN BARRETTBRADY LARSENCHARLES RUSHDANA COWDENDOUGLAS BARRETT HUNTER SELFLEISA SMITHROBERT CALDWELL

TODD LOMENICK AGENCYRaleigh Durham, NC

TODD LOMENICK

LARRY MCDANIEL AGENCYNew Orleans, LA

JOHN BARLOWLARRY MCDANIEL*PHILLIP WEGMANNTYLER MAYO

CLINT MCLAIN AGENCYJasper, AL

ALAN GOFORTHJOHN ROBERTSONMARTHA HEADRICKPHILIP NICHOLSRAYMOND SMITHSUMMER NEUMAN

JEFF MILLER AGENCYSpringfield East, MO

A.J. GOODJACOB MILLERJOHN STAGNERMARK WOFFORDTOMMY RECTORTONY DIFILIPPO

EDDIE MILNER AGENCYBirmingham South, AL

MARY VENEZIA

KEITH MITCHELL AGENCYJackson, AL

DONNA CHANCEYELEANOR HARWELLKEITH MITCHELL*NANCY ALFORDPAULA BRANNANSHEILA MITCHELLSHERRY GRAYSONJA OVERSTREETWILLIAM ALLEN

JASON NEAL AGENCYCullman, AL

ARCHIE TERRY JR.ASHLEY BUCKELEWBYRON SCHREIBERELIZABETH MATTHEWSJAMIE SPEAKMANJASON NEAL*MICHAEL LOGAN

TIM NUCKOLLS AGENCYSpringfield North, MO

AMY BYRDJASON ADAMSMATTHEW KELLER PAM STANTONSUELLEN BRYANTTIMOTHY WERTZWENDI THORNTON

MARVIN ODELL AGENCYTuscaloosa, AL

DAVID TUBBSDOUG LAVENDERMARK MCMILLANTROY DEW

CARL PEEVY AGENCYAtlanta, GA

CARL PEEVY*CARYN MCLAINCORKY ADDISONJAMES BIVINSJEFFREY KELLEY

MITCHELL PHELPS AGENCYCharlotte Central, NC

DEBORAH HAMMONDMORTIMER GAINEYRONALD WILLIAMS

LONELL PLYLER AGENCYFlorence, AL

ANDY MASHBURNANTHONY FLEMINGJERRY CROWELLKAY PERRYMAN

HOWARD RALSTON AGENCYDalton, GA

AUSTIN ROLANDBRANDON HERNDONBRANDON TROUTDAVID TAYLORFLOYD BYERSHOWARD RALSTON*JAMES GULLEDGEJEFFERY JOHNSONJOSHUA PETERSKATHY SMITHMARION BEACHAMMARK CHANDLERMITCH BLAIRMORGAN CASSELSNATHAN PATTERSONSTEVEN BYERSWANDA SEAR

TIM REEVES AGENCYPensacola, FL

THOMAS BELL

SELLORS-SELLORS AGENCYFort Worth, TX

CHRISTOPHER PENNERJEFF SPLAWN KEN KEITHMICHELE SELLORS*MICHELLE BOURDONTERESA LATKO

NICK SLAGLE AGENCYSpringdale, AR

NICK SLAGLE*SHAWNA PEGGVETA MELVIN

REX SMEDLEY AGENCYAustin, TX

CATHY OLSENMARRI ANDREWSMARY OWENRACHEL FENZREX SMEDLEY*

AARON SNIDER AGENCYIndianapolis, IN

AARON SNIDER*BRITTANY MOOREKASIA PRICEMALLORY RADUMATTHEW PROCTOR

ALAN SPAFFORD AGENCYSt. George, UT

ELIDORA LOVELESSISRAEL PENGELLY

MARK STONE AGENCYTupelo, MS

MARK STONE*SASHA ELLIS

JILL WILMETH AGENCYNashville, TN

BRIAN STEELEDAVID SIMMONSJILL WILMETH*JUSTIN COCHRANKEITH CARRRICHARD CRABTREE

OWEN WILSON AGENCYOrlando, FL

AMBER HENDERSONANGANIE LACHMANC.J. COLLAZO SR.CARLEUS JOHNSONEMMANUEL LYLESGARY RUDDGARY TETREAULTJACQLYN PELLMANNJULIE PALIUCAKARINA JUHNKEOWEN WILSON*RICHARD HAMIDUNA WALTERSZITA BROWN-WAMSLEY

LARRY WOOD AGENCYCharlotte East, NC

HILLIARD BUCHANAN IVJOY MANEYLARRY WOOD*

MARK WOODRUFF AGENCYMontgomery, AL

BRANDY VICKERS GARY DOBBSKYLE WOODFINPEGGY MADDOX

SHERRI YOUNG AGENCYEnterprise, AL

AMY BARLOWASHTON MCKELVYC. WAYNE FISHERDAVID MILLERJASON PERRYKAREN TRAVELSTEADKERI ANDERSONLEIGHANNE CREWSNICK BOUZIOSSHERRI YOUNG*


Driving Down the Cost of Health Services

LIBERTY NATIONAL

Discount Card™

THIS IS NOT INSURANCE

LIBERTY NATIONALDiscount Card™

R-3794-C

COAST TO COAST VISIONUNI-CARE CHIROPRACTICHEARUSAHEALTH TRANS

AS A MEMBER OF: RF-REFERRALMEMBER NAME: POLLY C. HOLDERRX GROUP NUMBER: CD1014 MEMBER I.D. NUMBER: 12345PCN: HT BIN: 011677

GOOD THRU12/31/14

and no eligibility

requirements!

Provides discounts on

vision and hearing services,

prescription drugs, and

chiropractic care.

Designed as a lead generation tool for Agents. Great for existing and potential customers!


WHAT DOES FREEDOM AT LIBERTY NATIONAL MEAN TO YOU?

TWEET @LIBERTYCAREERS AND LET US KNOW!

WHAT DOES FREEDOM

MEAN TO YOU?“Freedom at Liberty National means you’re free to dream as big as you dare. You have the freedom to control your financial well-being and choose your destiny. The question is: what will you do with your new found freedom?”

–Steve DiChiaro, EVP and CAO

“Be yourself. If you water yourself down, you lose your power. If you try to please people or fit in, you lose your passion. If you try to encompass everyone’s ideas of you, then you lose the freedom and joy of being uniquely you. It’s much easier to love yourself when you’re being yourself.”

–Bernard Blassingame, Director of Sales

“Freedom to me is feeling free to do, say, and be, anything, whatever, and however. I am myself. Come what may, I believe I’m free. It’s all about YOU at Liberty National.”

–Shashi Parekh, Director of Sales

“Freedom at Liberty National is all about living like no one else will now, so you can live like no one else can later. Our renewal contract is designed for people who want to build long-term wealth for themselves and their families for generations to come. Liberty National provides the opportunity to build your business and earn your freedom, all while using a proven system of success.”

–Camy Smith, Director of Sales@Camy_Smith

“Freedom at Liberty National is having the means or opportunity to do and accomplish what you dream regardless of your education, gender, or nationality. We can become the authors of our own actions.”

–Sami Nizam, SVP, Leadership and Development

@SamiNizamLNL

“Freedom is both a blessing and a responsibility. I’m blessed to have been born in a country where we’re free in every way and to have gone to work for Liberty National. The Company gives me freedom to earn based on my efforts and skills. At the same time, I’m responsible for doing my part in maintaining those freedoms. For my country, freedom means paying my fair

share to keep it strong and speaking up when I should. For my Company, it means doing my part to make Liberty National stronger and provide for its continued success. I pay the opportunity forward that I was so blessed to have extended to me.”

–Roger Rich, SVP, Worksite Sales@LNLWorksite


THE LAW OF THE LADDER 9From John Maxwell’s The 15 Invaluable Laws of Growth

“Character growth determines the height of your personal growth.” - John Maxwell

Most people focus too much on competence and too little on character:

1. Focus on being better on the inside first. Character comes from within, so focus first on getting your inside right, because the inside provides the foundation for outside growth.

2. Follow the ‘Golden Rule’. It’s a wonderful character builder; it helps you focus on others and create the right foundation to build on.

3. Only teach what you believe. Borrowed beliefs have no passion or power.

4. Value humility above all virtues. Recognize everyone has weaknesses, including you, so be patient with others. Be teachable and open to correction and new ideas. Maintain an attitude of gratitude.

5. Finish well. Work to build your character and maintain high ethical standards every day of your life.

Pay more attention to your character than to your success, because personal growth is more than expanding your mind and increasing your skills. It’s increasing your capacity as a human being. It means maintaining core integrity, even when it hurts. It means being who you should be, not just being where you want to be. It means maturing your soul.

• Mr., Mrs., MS. 3,000 … Where Are You?

The 3,000 ‘Likes’ Contest on Liberty National’s official Facebook page is still underway. When we reach 3,000 Facebook fans, we’re sharing our bounty by giving one lucky fan a FREE laptop. We’re less than 300 likes away! The sooner we get to 3,000 likes, the sooner some lucky fan will win this grand slam giveaway!

Yes … yes … it could be YOU!

http://www.facebook.com/LibertyNationalInsFREEDOM torch August 2014 - 11

http://www.facebook.com/LibertyNationalIns

Follow these leaders and take advantage of opportunities on LinkedIn.

Learn more at Leadership Academy 101. Check www.LNLAcademy.com for dates.

Two things these people

have in common:

SUCCESS

A PROFESSIONAL

PROFILE ON

Two advantages of using

RECRUITING

OPPORTUNITIES

WORKSITE LEAD

OPPORTUNITIES2

21

1


libertynational-peterson.com

“The last two years with Liberty National have been an incredible journey for me and my family! As I look back on the hard work and dedication put in, I can't help but be grateful for each person who played a part in helping me live out this awesome opportunity as an Agency Owner. I look forward to helping make a life-changing financial and career impact on each person I'm entrusted to lead and develop on a daily basis. Whatever background you've come from, may this be the first leg of your own personal story and journey to success with Liberty National.”

~AO Kevin Peterson


FREEDOM

FREEDOM TO GROW AND

SHARE THE DREAM

FREEDOM TO CHOOSE

YOUR LOCATION

FREEDOM TO EARN WHAT

YOU’RE WORTH -

NO RECRUITING OR INCOME CAPS

AT LIBERTY NATIONAL

CELEBRATE

At Liberty National, no matter your educational or professional

background, you have the chance to live the American dream

and experience freedoms associated with the Opportunity of

a Lifetime. You know what you’re worth, and your paycheck

reflects that. What’s even better news? You’ve got the freedom to

take this amazing career anywhere in this great nation.

Where will your Liberty National career take you?If you dream of opening a Liberty National Agency office

somewhere you’ve always wanted to live, share your goals

with your leaders and put your plan into action. Where will you

establish your legacy?

Take a moment to celebrate your freedom at Liberty National!


FREEDOM FINANCIAL FREEDOM

FREEDOM TO MAKE

YOUR OWN SCHEDULE

FREEDOM TO CHOOSE

YOUR LOCATION

FREEDOM TO EARN WHAT

YOU’RE WORTH -

NO RECRUITING OR INCOME CAPS

CELEBRATE

If you dream of opening a Liberty National Agency office

somewhere you’ve always wanted to live, share your goals

with your leaders and put your plan into action. Where will you

establish your legacy?

Take a moment to celebrate your freedom at Liberty National!


TOP BONUS EARNERS

Qualifier Amount Agency Director Agency Owner

Jason Adams $10,573 Brent Stanton Tim Nuckolls

Sherry Gray $5,006 Donna Chancey Keith Mitchell

Tracy Black $4,783 Judith Gilbert Angela Hanson

Matthew Turner $3,790 Tracie Bean John Hadder

Larhesa Bailey $3,175 Matt Carter Jason Everett

John Stagner $2,948 Mark Wofford Jeff Miller

Darryl Hunter $2,876 Scott Smith Ben Hastings

Robert Caldwell $2,738 Charles Rush Shannon Lambeth

Richard Hamid $2,641 Carleus Johnson Owen Wilson

Christopher Reece $2,605 Shari Grooms Vickie Ketron

agent standings: 2014 net submit

Company minimum standards for production and quality must be met for Torch Club qualification and recognition in the Company magazine.

JULY

1. Jason Adams Springfield North, MO

$58,875 Brent Stanton - AD Tim Nuckolls - AO

www.libertynational-nuckolls.com

2. Darren Alexander Gainesville, GA

$33,005 Craig Wilson - AD Tim Aderholt - AO

3. Corey Hulsey Gainesville, GA


4. Bill Lacount Gainesville, GA


5. Matthew Turner Birmingham North, AL

$21,005 Tracie Bean - AD

John Hadder - AO

6. Terri Hogan Little Rock, AR

$19,990 Barry Hogan - AD Jason Everett - AO

7. Sherry Gray Jackson, AL

$18,251 Donna Chancey - AD

Keith Mitchell - AO

8. Donnie Glasgow Albertville, AL

$17,298 Alan Beck - AD Mike Isom - AO

9. Hunter Self Baldwin County, AL

$15,469 Charles Rush - AD

Shannon Lambeth - AO

10. Ashton McKelvy Enterprise, AL

$15,396 Leighanne Crews - AD

Sherri Young - AO


“The difference between try and triumph is just a little umph!”

Marvin Phillips

agent standings: 2014 net submit - YTD


2014

1. Jason Adams Springfield North, MO

$437,505 Brent Stanton - AD Tim Nuckolls - AO

www.libertynational-nuckolls.com

2. Corey Hulsey Gainesville, GA


3. Bill Lacount Gainesville, GA


4. Darren Alexander Gainesville, GA


5. Serge Clouatre Gainesville, GA

$133,385 Drew Aderholt - AD Tim Aderholt - AO

6. Doug Lavender Tuscaloosa, AL

$130,311 Carlos Logan - AD Marvin Odell - AO

7. David Burgman Tampa Bay, FL

$122,208 Johan Blanco - AD Kathy Blanco - AO

8. Terri Hogan Little Rock, AR

$113,987 Barry Hogan - AD Jason Everett - AO

9. Ashton McKelvy Enterprise, AL

$104,048 Leighanne Crews - AD

Sherri Young - AO

10. A.J. Good Springfield East, MO

$96,945 Tony DiFilippo - AD

Jeff Miller - AO


JULY

agency director standings: 2014 FYA net submit

Top 10 Agency Directors - First Year Agent Net Submit in July

1. Judith Gilbert Alexander City, AL

$52,829 Angela Hanson - AO

www.libertynational-hanson.com

2. Mallory Radu Indianapolis, IN

$50,938 Aaron Snider - AO

3. Scott Smith Columbia, SC

$37,537 Ben Hastings - AO

4. Shari Grooms Knoxville, TN

$34,179 Vickie Ketron - AO

5. Adam Van Daley Waycross, GA

$31,323 Brian Cannington - AO

6. Donna Chancey Jackson, AL

$28,835 Keith Mitchell - AO

7. Adrian Moye Raleigh Durham, NC

$28,571 Todd Lomenick - AO

8. Mark Wofford Springfield East, MO

$28,352 Jeff Miller - AO

9. Jeff Splawn Fort Worth, TX

$27,188 Sellors-Sellors - AO

10. Stephanie Lewis Birmingham North, AL

$26,694 John Hadder - AO


“I’m intimidated by the fear of being average.”

Taylor Swift


2014

agency director standings: 2014 FYA net submit - YTD

Top 10 Agency Directors - First Year Agent Net Submit 2014

1. Mallory Radu Indianapolis, IN

$362,236 Aaron Snider - AO

www.libertynational-snider.com

2. Jeff Splawn Fort Worth, TX


3. Judith Gilbert Alexander City, AL

$266,205 Angela Hanson - AO

4. Gabriel Speaks Knoxville, TN

$252,035 Vickie Ketron - AO

5. Bradley Gray Corinth, MS $204,448

Ricky Beard - AO

6. Ken Keith Fort Worth, TX


7. Jamie Speakman Cullman, AL $185,358

Jason Neal - AO

8. Carleus Johnson Orlando, FL $181,573

Owen Wilson - AO

9. Tyler Mayo New Orleans, LA

$180,548 Larry McDaniel - AO

10. Gary Dobbs Montgomery, AL

$178,218 Mark Woodruff - AO


“The only limit to our realization of tomorrow will

be our doubts of today.”

Franklin D. Roosevelt


agency owner standings: 2014 FYA net submit

JULY LEADERS

Tim Aderholt Category 1

$82,201 libertynational-aderholt.com

Howard Ralston Category 2

$90,861 libertynational-ralston.com

Angela Hanson Category 3

$85,302 libertynational-hanson.com

Keith Mitchell Category 4

$53,198 libertynational-mitchell.com

Shannon Lambeth Category 5

$57,957 libertynational-lambeth.com

Aaron Snider Category 6

$59,740 libertynational-snider.com

Mark Stone Category 7

$30,020 libertynational-stone.com

Jill Wilmeth Category 8

$40,126 libertynational-wilmeth.com

Ben Hastings Rookie $49,766

libertynational-hastings.com

Todd Lomenick Startup $35,222

libertynational-lomenick.com


“Leadership is unlocking someone’s potential to become better.”

Bill Bradley


agency owner standings: 2014 Category Leaders - YTD

Category Agency Owner Performance Factor Growth % FYA % FYA Net Submit - YTD Total Net Submit - YTD

1 Tim Aderholt 59% 22% 37% $611,739 $1,675,398Owen Wilson 58% 14% 45% $533,079 $1,195,857

2 Ricky Beard 97% 44% 53% $584,079 $1,094,340Vickie Ketron 95% 23% 73% $577,177 $793,821John Hadder 77% 3% 73% $489,193 $668,493Howard Ralston 66% 11% 55% $611,533 $1,111,974Sherri Young 58% 15% 43% $371,075 $853,758

3 Sellors-Sellors 152% 63% 89% $623,934 $700,956Cedric Higgins 109% 29% 80% $516,324 $644,418Angela Hanson 94% 15% 79% $525,164 $663,525

4 Kathy Blanco 87% 26% 61% $349,853 $571,757Clint McLain 68% 9% 59% $298,735 $506,054Keith Mitchell 60% 15% 45% $211,085 $464,463

5 Stephanie Jackson 94% 16% 78% $332,921 $424,578Steve Harris 89% 28% 61% $262,087 $426,249Bill Knowles 57% 12% 44% $174,692 $394,586Larry Wood 43% 18% 25% $86,658 $351,150

6 Aaron Snider 166% 81% 85% $411,666 $484,674Carl Peevy 83% 18% 65% $238,607 $366,126Nick Slagle 67% 23% 44% $150,276 $343,768Rex Smedley 62% 19% 43% $129,681 $300,888

7 Jason Neal 168% 107% 60% $226,812 $376,102Mark Stone 134% 41% 93% $230,675 $247,791Deane Jewett 108% 35% 73% $149,173 $204,522Mike Isom 62% 11% 51% $140,487 $275,275

8 Steve Hargis 129% 47% 82% $141,747 $172,671Jill Wilmeth 100% 38% 61% $162,644 $265,204Terah Mims 77% 3% 74% $119,577 $161,474

Category Agency Owner FYA Net Submit - YTD Total Net Submit - YTD

Rookie Ben Hastings $395,332 $454,910Startup Todd Lomenick $194,753 $203,237

Torch Magazine recognizes Agency Owners in Categories 1-8 based on performance factor or 10% and above growth.

Tim Aderholt Category 1

libertynational-aderholt.com

Ricky Beard Category 2

libertynational-beard.com

Sellors-Sellors Category 3

libertynational-sellors.com

Kathy Blanco Category 4

libertynational-blanco.com

Stephanie Jackson Category 5

libertynational-jackson.com

Aaron Snider Category 6

libertynational-snider.com

Jason Neal Category 7

libertynational-neal.com

Steve Hargis Category 8

libertynational-hargis .com

Ben Hastings Rookie

libertynational-hastings.com

Todd Lomenick Startup

libertynational-lomenick.com


BONUSQualifier Amount

AGENTSCOREY HULSEY $13,556

BILL LACOUNT $10,991

DONNIE GLASGOW $10,756

JASON ADAMS $10,573

TERRI HOGAN $10,157

DARREN ALEXANDER $9,448

HUNTER SELF $7,370

ROBERT BICE JR. $6,744

NICK BOUZIOS $6,343

MARION BEACHAM $6,024

MICHAEL LOGAN $5,581

C. WAYNE FISHER $5,474

ASHTON MCKELVY $5,465

DOUG LAVENDER $5,416

A.J. GOOD $5,289

SHERRY GRAY $5,006

CHARLES SMITH $4,991

PAM ROLLER $4,934

JORDAN MORROW $4,932

ALAN GOFORTH $4,807

TRACY BLACK $4,783

SERGE CLOUATRE $4,734

TONYA CARDWELL $4,703

HILLIARD BUCHANAN IV. $4,686

LISA BECK $4,660

GARY SMITH $4,480

CHARLES BROWN JR. $4,322

STANLEY JOHNSON $4,208

C.J. COLLAZO SR. $4,167

THOMAS CARAWAY JR. $4,161

WANDA SEAR $4,114

RICHARD CRABTREE $4,089

ELIDORA LOVELESS $3,917

Qualifier AmountMATTHEW TURNER $3,790

JOHN BARLOW $3,729

GREGORY BRANNON $3,680

MARK MCMILLAN $3,530

KAY PERRYMAN $3,517

PHILLIP WEGMANN $3,281

JULIE PALIUCA $3,238

ARCHIE TERRY JR. $3,222

LARHESA BAILEY $3,175

KENNETH BUCK $3,145

REGINA GREEN $3,087

BUDDY MITCHELL $3,074

GARY RUDD $3,032

MARY OWEN $2,976

JOHN STAGNER $2,948

RYAN POTTS $2,885

SUSAN OGILVIE $2,876

DARRYL HUNTER $2,876

JOHN LOVE $2,851

WENDI THORNTON $2,834

MARK CHANDLER $2,770

KEITH YARBROUGH $2,765

ROBERT CALDWELL $2,738

JOHN GOSS III $2,735

BENNY BOWMAN $2,719

MARY VENEZIA $2,715

RICHARD HAMID $2,641

SANDRA MULKEY $2,613

BRIAN ROWLAND $2,612

CHRISTOPHER REECE $2,605

LIZBETH LOVELESS $2,541

B. JACKSON $2,535

LEIGH HOPSON $2,517

MATTHEW WILSON $2,492

Qualifier AmountUNA WALTERS $2,486

ZITA BROWN-WAMSLEY $2,484

JON HILL $2,464

EDWARD FOWLER $2,364

WILLIAM ALLEN $2,358

JOEL CALHOUN $2,343

JOHN DROKE $2,338

YOLY DALE $2,307

EDWARD CAMPBELL JR. $2,307

BRANDY VICKERS $2,263

WILLIE MCGEE $2,246

JERRY CROWELL $2,232

REBECCA JORDAN $2,112

KHARI HADDIX $2,036

VETA MELVIN $2,021

LEISA SMITH $2,020

CAROL SPEAKS $1,968

ROBERT RICHARDS JR. $1,936

SHEILA MITCHELL $1,932

VILENE RENFROE $1,897

TOMMY RECTOR $1,861

HANA MOORMAN $1,838

RONNIE HARVEY $1,814

MELISSA NUCKOLLS $1,813

STEPHANIE LAWRENCE $1,780

LISA KIMBLE $1,771

CHERRY RUSSELL $1,746

JOSEPH ROBERSON $1,715

JOHN O'BERRY $1,706

KARINA JUHNKE $1,698

BRIAN STEELE $1,697

JAMES BIVINS $1,697

GARY TETREAULT JR. $1,674

JOY MANEY $1,649

Qualifier AmountBARRY WILMOTH $1,626

JORDAN HARR $1,621

PEARLIE PORTER $1,572

CLARK SANDERS $1,568

JASON PERRY $1,544

EDNA OWENS $1,538

MICHAEL NASH $1,532

DESTINY TAYLOR $1,520

TERESA BENNETT $1,518

ROSEANNE SILBERMAN $1,502

DEBBIE BAILEY $1,501

RAPHAEL TURNER $1,495

BRITTANY MOORE $1,489

LORI FULMER $1,448

BRITT MARCHMAN $1,441

BARBARA HENDERSON $1,433

PAMELA MARTIN LYNCH $1,422

KELLYE GAMMELL $1,420

T. SIKES $1,397

JASMINE MCQUEEN $1,385

ROBERT BIRELY $1,380

JOSHUA PETERS $1,363

ROBERT SMITH JR. $1,356

CARRIE WILLINGHAM $1,354

SHARON UNGER $1,343

DAVID SIMMONS $1,322

KAREN TRAVELSTEAD $1,310

RODNEY HOLMES $1,309

COREY BRADLEY $1,309

SUELLEN BRYANT $1,298

DANIELLE JOHNSTON $1,283

KATHY SMITH $1,197

TEEACHE CUNNINGHAM $1,181

JESSICA FLEMING $1,172

TOTAL: $976,319



DWIGHT HIXON $1,171

REBECCA BATTEN $1,169

JOSHUA TRANUM $1,160

STEWART ROSS $1,159

TANNER BROCKETT $1,153

KASIA PRICE $1,150

DAVID COOPER $1,137

JACKSON JEFFRIES $1,134

MARK WOODRUFF $1,133

JOHN PAYNE $1,121

BRANDON GARRETT $1,090

LISA WILKERSON $1,084

CECIL GRAHAM $1,081

WILLIAM MCCOLLISTER $1,079

TINA NICHOLS $1,076

NATHAN PATTERSON $1,045

SHARON GRIFFITH $1,043

ANNETTE AMRHEIN $1,037

KEITH BENNETT $1,035

JOHNNY WILSON $1,034

DEBORAH RUSSELL $1,033

WILLIAM BARKER $1,027

GREGORY BISHOP $1,026

CATHY OLSEN $1,024

SONJA OVERSTREET $1,023

KRISTEN VANPAMELEN $1,020

DAVID MILLER $1,019

GINA BRAMBLETT $1,004

ROBERT LANE $1,003

JENNIFER SEITZ $1,002

RHONDA GLASS $1,000

ROLAND BAKER $978

STEPHANIE LEONARD $975

LISA WALKER $968

Qualifier AmountEMILY CARODINE $962

MORGAN CASSELS $947

ANTHONY BORDEN $940

JENIS WARDELL $932

BOB WORTHINGTON $915

ROBERT GEORGES $910

MICHAEL GRAY $896

MARK BRADFORD $892

CECIL GOODWIN $884

BYRON SCHREIBER $871

RICHARD KEMP $866

SHELBY WAHL $864

BRANDON TROUT $855

RICHARD BOWDEN $845

LANESSA STANSIL $838

SCOTT MISNER $835

VICTORIA JONES $828

BERNARD MARSALIS $821

CHRISTOPHER PENNER $817

DONALD ASBELL $812

KEVIN FOSTER $809

SUMMER NEUMAN $776

HEATHER WEBSTER $775

CHRISTOPHER JONES $773

ANDREA DUNKOE $764

AMY SMITH $761

MARCELLA NEWMAN $760

PEPPER BROOKS $760

ANGANIE LACHMAN $752

IAN LETTERMAN $751

HEATHER BOOKOUT $746

PAM STANTON $741

AARON ACKLEY $738

SHANIKA MCREYNOLDS $738

Qualifier AmountJENNIFER BENTON $736

WARREN BARNETT $722

ROGER STEWART $719

CHAD BRYAN $717

WILL BIDDLE $717

TODD BAXTER $714

RENEE RODRIGUEZ $708

TROY DEW $703

STEVEN WADDELL $702

ELAISIUS BONNER $700

LATISHA BALL $696

GARY VOSS $691

RICHARD GREENE $684

JEFF WALLMARK $676

SUSAN DRIGGERS $673

LAELICE CRAYTON $670

DIANA MCCURRIE $659

WANDA FORD $650

EDWIN O'QUINN $650

SONYA COUNCIL $647

RICHARD BLOYD $645

RANDALL BEDWELL $644

SUSAN CRANDALL $638

SCOTT MCCOLLUM $632

MARRI ANDREWS $631

TONY GRADDY $630

ALEXANDRU RADU $629

MARY DURDEN $627

CHARLENE COOK $627

LISA BULLOCK $617

SONYA TERRY $605

CHRISTOPHER SMITH $603

RANDAL DALE $603

KENYA MCDOLE-LEONARD $595

Qualifier AmountKHADIJA LEWIS $591

TERESA GRUBBS $587

AMY BEDSOLE $581

KELVIS COLLINS $579

GREGORY O'CONNOR $576

CHRISTINA COLVIN $571

ELBERT ROBINSON $571

GEORGE BINET $568

SUSAN MCCRAY $566

CARYN MCLAIN $563

KAYLA PATTERSON $562

CHELSEA VILLETTA $559

MICHAEL CRANDALL $558

STEVEN GAITHER $558

MICHAEL PADGETT $556

MARK WARREN $551

KIMBERLY DAVIDSON $548

TANYA CRAVENS $546

JOSE CAMACHO $546

JESSICA SULLIVAN $545

DAVID REESE $536

AMANDA SMITH $533

MARTI BLAKE $528

WILLIAM RAY $526

JOHN SWINNEY $525

LARRY CLOUD $523

JESSICA RICHARD $521

MEGAN MCKEE $517

SHAVON PIERCE $516

HAROLD EDWARDS $515

ROBERT FULLER $511

ANTHONY BEASLEY $510

KELLY KAUFMAN $506

HEATHER BLAKE $505



BRANDON SMALL $497

CHARAN FOOTE $496

APRIL LABBEE $494

NANCY ALFORD $493

DAVID YATES $491

JOSEPH GOFFENEY $486

JOYCE WILLIAMS $485

JOSEPH WEBB $483

ALICE WESTON-SHERWOOD $479

JAMES GOINS $472

NATHAN SPIDEL $469

ASHLEY BUCKELEW $468

CLIFFORD HEMINGWAY $467

STEVEN BYERS $464

EVA BROWN $463

DAINA MOSKAVICZ $461

MARINA MOTTA $458

JON REYNOLDS $451

DOUGLAS BUTLER $451

JAMI HARVEY $449

GARRETT ZIMMERMANN $449

VINCENT WINTER $439

ROY LATIMER $438

JACOB MILLER $435

TERENCE BRAXTON $433

AYLENA STANLEY $432

AUDRA STRICKLAND $425

HOLLY DAY $419

LASHANDA TATE $410

DENISE PUGH $410

RICHARD TATE $402

LAKEITHA WILSON $402

SANTIAGO MALDONADO $400

NATHANIEL LICKTEIG $396

Qualifier AmountSHELIA EVANS $395

SHAWN WILLIS $388

STEPHANIE CUTSHAW $388

RICHARD BYRD $388

LISA FORD $387

KASIE WATSON $387

JEFFERY JOHNSON $385

SCOTT HOLLIMAN $382

TONYA CLOER $380

GARY NORRELL $379

GARY FERGUSON $378

AQUANITA MCCLANEY $378

COLTEN CARR $376

RANDI JOHNSON $375

LESEAN DIAL $367

JOKEBED DE CANAL $364

KATHERINE WELLER $361

THOMAS BELL $360

AMY JONES $357

CHARLES SMITH JR. $357

PAIGE WALKER $355

MELISSA BINGHAM $352

NATHANIEL HALLECK $350

HUGH STRAFFORD $349

MARTIN SPLAWN $347

JAMILAH CRAIG $345

DAYMEANNA RICHARDSON $343

ANDREW SPIRES $342

MARION THOMAS $341

EMANUEL THORPE $341

CARLAS SADLER $340

TYNESHA MITCHELL $340

MEMORY PARRISH $337

IDA DELANEY $335

Qualifier AmountSHELLY ISBELL $331

THOMAS MCPHERSON $329

VANESSIA LANCASTER $327

OMAR ROSS $321

TALISHA OLIVER $320

DARREN LATCH $318

RAE BIRD $318

MILDRED JACKSON $318

ROBERT GREEN $318

TABATHA NAVARRA $313

CARRIE VAN VELDHUIZEN $312

JACQUELINE CEMAN $312

HEATHER BAUMUNK $309

STEVE DUNWOODY $308

MICHAEL CONNER $307

JAMES GULLEDGE $306

JEFFREY KELLEY $305

CARMEN JONES $300

TINA GEIGER $299

DEBORAH BUXTON $299

ANGELA VARNUM $299

DOMINIQUE JOHNSON $297

REEF MEYER $295

MEGAN JOHNS $293

JAMES TAYLOR $287

PATRICK MCCANN $279

DANA COWDEN $278

MIREYA MIRANDA $278

CARRIE STEPHENSON $277

THEODOR REMMAN $275

SIERRA BUTLER $273

STEVEN KNIGHT $273

LINDA GARLAND $272

SHAKEYLA ROBERTS $271

Qualifier AmountJESSICA RUSH $271

JAMES NAUROTH $269

AARON FEINGOLD $267

MATT CARTER $267

CHARLES EVANS $265

LUC JOSEPH $262

MIGUEL CRUZ $261

NIKEIA SCOTT $261

MARYANNE WRIGHT $259

BRIAN ODELL $258

REBECCA CABANISS $254

ASHLEY DAPREMONT $253

ROBERT BAILEY $251

JORDAN SCREWS $250

SHAKIRAH SEAY $246

AUSTIN SEIFERT $242

CHARLOTTE BURWELL $240

PHILIP WEST $237

JOHN MORRIS $237

QUINSHEA WALKER $236

DAVID WILSON $235

CYNTHIA BURCHAM $235

ANDREA OWENS $235

BNEIKIA JOHNSON $234

KENESHIA DICKINSON $232

EDWARD WILLIAMS $232

FRANCES RICE COUPAL $230

SAULO MAZARIEGOS $229

VICKIE SIMPSON $227

ISRAEL PENGELLY $226

ANGELA SKAGGS $226

MICHAEL VAUGHN $222

MELANIE NELSON $219

JESSICA HENDERSON $218



SHARON HELMS $218

RAE NA $216

JEAN FRANCOIS $216

TERRY PRESTON $216

TIFFANY MILLS $214

MATTHEW PROCTOR $214

CHELSEA MCLAUGHLIN $213

MARTHA HEADRICK $213

MERTON GAYLE $212

AUSTIN ROLAND $210

JOHN COLE $210

ANDY MASHBURN $208

CYNTHIA THOMAS $207

WILLIAM SIMONS $205

TAMMY MALONE $204

ASHLEY TATE $204

JAMES FARMER $201

RAUL NIEVES $200

AGENCY DIRECTORSJUDITH GILBERT $10,296

MALLORY RADU $8,775

ADAM VAN DALEY $8,489

ANNA BOFFO $6,052

DONNA CHANCEY $5,997

BRENT STANTON $5,748

CRAIG WILSON $5,727

BILLY YEOMANS $5,357

CORKY ADDISON $5,305

SCOTT SMITH $5,272

JEFF SPLAWN $5,132

BRANDON HERNDON $5,112

CHARLES RUSH $5,038

SEAN PASSARO $4,978

GABRIEL SPEAKS $4,945

Qualifier AmountCLAUDETTE HIGGINS $4,918

LATESHA CLARK $4,838

RANDY REEVES $4,775

JIMMY FLANDERS JR. $4,754

AUSTIN GREEN $4,660

CHRISTOPHER LOVELESS $4,586

DREW ADERHOLT $4,541

JAMIE SPEAKMAN $4,539

DEANNA WHITE $4,439

SEAN DEBARRY $4,413

ERIN SCHWERTFEGER $4,376

GENE SHERROD $4,220

ALAN BECK $4,097

LORI JEWETT $4,005

LEIGHANNE CREWS $3,973

SHARI GROOMS $3,855

JENNIFER LANGHAM $3,831

PHILIP NICHOLS $3,829

CHRISTIA WOODFORD $3,761

CHAD ELLIS $3,758

KRISTIN FRIER $3,567

KERI ANDERSON $3,544

MICHELLE BOURDON $3,536

MARK WOFFORD $3,469

ASHLEY RABON $3,388

JIM COOPER $3,285

THACH VU $3,179

JUSTIN COCHRAN $2,981

DOUGLAS BARRETT $2,979

KEVIN MCGOWN $2,942

TYLER MAYO $2,927

TIMOTHY WERTZ $2,919

HENRY REECE $2,910

JOHAN BLANCO $2,901

Qualifier AmountGARY DOBBS $2,885

TRACIE BEAN $2,881

SHERRY MATHEWS $2,852

TONI BURGIN $2,820

JESSICA JOHNSON $2,806

STEPHANIE LEWIS $2,792

CARLEUS JOHNSON $2,752

MITCH BLAIR $2,706

BRANDON BATES $2,689

SHAWNA PEGG $2,657

BRADLEY GRAY $2,617

TIM BAUCOM $2,460

KRISTIE TATE $2,395

JACOB HARR $2,302

JONATHAN EVERLY $2,204

JAMIE BARNES $2,150

EPIPHANY WELLS $2,137

KENYA WEAVER $2,130

KYLE TETREAULT $2,102

DAVID TAYLOR $2,092

ADDISON EVERETT $2,089

KEN KEITH $2,086

CARLOS LOGAN $2,054

DARRELL DAWKINS $2,028

RICK PLUFF $2,015

STEPHEN HARRIS $1,997

TONY DIFILIPPO $1,942

MISSY HENDERSON $1,909

HOLLY WILHELM $1,898

CHRISTINE KING $1,896

ELENA WILSON $1,876

MATT CARTER $1,875

ED EDMONDSON $1,845

DUSTIN WATKINS $1,791

Qualifier AmountLISA DENTON $1,789

VALERIE SHEPPARD $1,760

JUSTIN WADDLE $1,752

TIM WOOLF $1,747

KEVIN JANKOWSKI $1,708

AMANDA WELLS $1,687

CHAD ESSARY $1,652

AMBER HENDERSON $1,629

GARY ROBERSON $1,612

RACHEL FENZ $1,568

MARCUS RICH $1,564

RAYMOND SMITH $1,507

PATRICK STAFFORD $1,494

NATALIE NEWSOME $1,457

DANNY PUTMAN $1,442

JANE HARWELL $1,386

KEITH CARR $1,330

BARRY HOGAN $1,310

FLOYD BYERS $1,285

TONYA WOODSON $1,256

GEORGE JOHNSON $1,252

KEN CRABB JR. $1,250

MICHAEL SMITHERMAN $1,219

TANDA JACKSON $1,217

MATT CARDER $1,193

KEVIN HARRIS $1,191

JORDAN JOHNS $1,150

KIRK BUTLER $1,146

RODNEY CHRISTENSEN $1,121

MICHAEL PATTON $1,090

STEPHANI STELTENPOHL $1,039

GREY YATES $1,000


BOCA#LNLCONVENTION2015 WILL YOU QUALIFY?

JUNE 14-17, 2015

FOLLOW OUR WEEKLY CONVENTION BLOGS AT LIBERTYNATIONALBLOG.COM

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Summer HEAT getting to you? Imagine yourself at any of these unique attractions in beautiful Boca Raton, Florida!

Boca Raton Resort and ClubThe 2015 Convention location, which resembles a Mediterranean castle, is known as one of the most desirable resorts in the nation.

Red Reef ParkExplore nature, snorkel, fish, picnic, or swim. View the reef and marine life beneath the gorgeous turquoise water.

Mizner Park At one of Boca’s must-see spots, you can shop, explore museums, or dine outdoors with a live band jammin’ in the background.

Delray BeachSwim in the ocean or bask in the Florida sunshine. Shop and eat in the unique downtown area after a fun-filled day at the beach.

Gumbo Limbo Nature CenterSee sharks and colorful fish in the outdoor sea tanks; climb the observation tower; or stroll through the butterfly garden.


perspective

Steve DiChiaroExecutive Vice President and Chief Agency Officer

Freedom is a mighty big word … According to the English Oxford Dictionary, freedom is ‘the power or right to act, speak, or think as one wants.’ That’s a powerful statement. But I take freedom a step further. I believe freedom is the opportunity available to each of us that results from having that power or right. For some, it may be the opportunity to breathe clean air and drink clean water. For some, it may be the opportunity to sleep at night without fear for their life or their family’s life. For others, it may be the opportunity to go to college or to worship as they choose and where they choose. Or it may be the opportunity to vote without fear of retaliation from a dictatorial government.

Freedom is a blessing you have enjoyed for most of your life, especially if you grew up in the United States. In addition to the wonderful freedoms you enjoy here, you also have been blessed with the freedom to accept the Opportunity of a Lifetime from Liberty National. You have the freedom to live your life the way you want to live it. You have the freedom to have what you want for your families. You have the freedom to choose to be as successful as you want to be. You have the freedom to create a life for yourself and your family that is beyond your wildest dreams. NOW, THAT’S FREEDOM!

You have the freedom to create a life for yourself and your family that is beyond your wildest dreams.But the flip side of the coin is you also have the freedom to fail … to not achieve, to not accomplish, to not be the person you are capable of being. How do you prevent that from happening? What can you do to stay on the positive side of freedom … to live the life you are meant to live? BELIEVE in yourself and your abilities! Face it; selling is not some mysterious process known only to a select few. You all have the potential to be successful at Liberty National, but you must be willing to do what it takes to get there.

Product knowledge and training are important, because you obviously need to know the ‘mechanics’ of what you’re selling. Yet, belief in the value of our products and understanding how they can help your customer is just as important. Belief in the ability of your leadership team to guide you is also critical. But most of all, you must believe in yourself.

I read something the other day, which made a lot of sense to me. Here’s the gist of it: no matter how good a salesperson you are, no matter how knowledgeable and product-savvy you are, no matter how talented you are at face-to-face presentations, there will be days you get up and things aren’t the way you want them to be. Instead of getting frustrated, tell yourself things will get better … and really BELIEVE it deep down inside. There are times when people disappoint you and let you down. There are always challenges to face and changes you must make periodically. Those are times you must trust your own judgment to keep your life focused on believing in yourself.

You have the freedom to choose how you live your life and manage your career. Whatever you do, always keep yourself headed in the right direction … for you. It may not always be an easy direction, but in times of struggle, it will give you a stronger sense of who you are. When days are filled with frustration and unexpected responsibilities, remember what you want your life to be. Use that frustration as a catalyst to help you become better, to help you move forward in your life. You’ve heard the expression, ‘No pain, no gain’? It’s true. All the positives in your life need to be balanced by a few negatives for you to fully appreciate the positives. Consider roadblocks you run across from time to time as opportunities for growth and development. Face up to them and move beyond them. I BELIEVE there is nothing to stop you!

Source: http://academictips.org/blogs/believe-in-yourself/


BOCA 2015

BOCA

P.O. Box 8080 • McKinney, TX 75070

RATON2015 CONVENTION JUNE 14-17, 2015, BOCA RATON RESORT & CLUB

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