Lenox Advisors is a comprehensive Wealth Advisory firm focusing on high net worth individuals, including corporate executives, business owners and entrepreneurs. Most of our clients retain us to be their “personal CFO.” We coordinate all aspects of their financial lives, including retirement planning, asset management, risk management, estate planning, insurance, children’s college education, etc.

For our corporate clients, we advise them on all different types of benefit programs and qualified plans for their employees, including customized carve-out programs for senior executives.

Lenox Private Wealth Management

Lenox CFO™ Estate Planning* Strategies Lenox Retirement Advisor™ (retirement income, distribution and tax minimization strategies) Account Aggregation Vault for Personal Documents Lenox Money-Smart Kids™ Program

Lenox Asset Management Access to Separately Managed Accounts Municipal and Taxable Bond Portfolios Real Estate Investment Trusts Hedge Funds

Lenox Insurance Brokerage Life, Disability Income, Long Term Care Insurance Home, Auto, Umbrella Liability Insurance ** Ownership Structure, Trusts Key Person Coverage Fixed and Variable Annuities

Lenox Corporate Client Services

Lenox Corporate Benefits Group Benefits (bSwift HRIS, Health and Welfare; Disability/LTD; HSAs)** Corporate Carve-Out Insurance Programs (Life; Disability Income; Long Term Care)

Lenox RPC™ (Retirement Plan Consultancy) Platform Ongoing Fiduciary Support Services Ongoing Investment Monitoring Investment Policy Statement Reviews Detailed Processes/Unbiased Perspective

Lenox Advisors. Integrating financial security into financial success.

www.lenoxadvisors.com

Fee-based financial planning services offered through Lenox Advisors, Inc. Lenox Advisors, Inc., offers access to securities and asset management services through MML Investors Services, LLC., 530 5th Avenue, 14th Floor, New York, NY 10036, 212-536-6000, member SIPC. Investment adviser representatives of Lenox Advisors, Inc. offering fee-based financial planning services may also be registered representatives and investment adviser representatives of MML Investors Services, LLC. for purposes of offering securities and asset management services, as applicable. Lenox Advisors, Inc. is a wholly owned subsidiary of National Financial Partners Corp. (NFP). Lenox Advisors, Inc and NFP are not affiliates or subsidiaries of MML Investors Services, LLC. Services offered through Lenox Advisors, Inc. as an Independent Registered Investment Advisor are not sponsored or offered through MML Investors Services, LLC. #86543 © 2011 Lenox Advisors, Inc. All rights reserved.