lc sun january 2010

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www.lowcountrysun.sc JANUARY 2010 1Visit us online at www.lowcountrysun.sc

The Tri-Countys Premier Publication For the Young and Active After 50

January, 2010www.lowcountrysun.scVolume 8, No 13

Serving Berkeley, Dorchester and Charleston Counties

By Mark Gallagher

Ive been hit by lightning and been in theMarine Corps for four years. Ive traveled theworld and been about everywhere you can imag-ine. Theres not anything Im scared of exceptmy wife.

Lee Trevino is 70. And three wives, six chil-dren and a brood of grandchildren later, hes stillhitting it right. Which was inherently his aim, toaddress the world and the game of golf a tad leftof center to nd the fairway nearly every time.It worked for him and it was refreshingly enter-

taining for us.The torch had been passed from ArnoldPalmer to the Golden Bear but golf had neverseen the likes of Trevino. I know people in Dal-las. Trust me, Oswald didnt act alone. Relent-lessly quotable with every unorthodox swing andyet the best ball striker since Ben Hogan, a quickwit with homespun skills, homemade clubs and atalent so extraordinary, Jack Nicklaus could onlyconvey to his second rival, I hope you never

nd out how good you are.In the grand scheme of sports, Trevino is in-

deed legendary. As much as there was Ali-Fra-zier, Connors-McEnroe and Bird-Magic, there

was Nicklaus-Trevino.From 1968 to 1974, the golf world teemed

with drama and duels between two contempo-raries of contrasting approaches and heritages.From opposing sides of the track, Trevino andNicklaus combined for eleven major champi-onships during this span---Nicklaus six to Tre-vinos ve. Jack was runner up in four of thosecontests while Trevino helped abate Nicklausability to win a single major in two consecutiveyears from 68 to 69.

Another glaring asterisk shows Trevinosboycotting The Masters in 70, 71 and 74, asa result of his patented left to right swing and

his fading love of the undulating course and itstournament of cials.

Trevino always knew that Nicklaus was bet-ter but he embraced this with congenial irrever-ence and the dedication of a prize ghter. Afterall, Frazier beat Ali in what had been deemed the ght of the century.

The Mexican-American Trevino accumulat-ed nineteen of his twenty-nine PGA Tour winsduring those prime Nicklaus years, includingtwo US Opens, two British Opens and the rst of his two PGA championships.

Golfs New Superstar, proclaimed the See Grand Trevino page 2

Golfer Lee Tre ino holds the X-STOP Spacer in this 2009 photo courtesy of Medtronic Spine LLC. After 89professional wins, Tre ino calls it a miracle he can play golf again.

One of the nice things about the SeniorTour is that we can take a cart and cooler.

If your game is not going well, you canalways have a picnic. - Lee Travino

better than par,at 70!


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www.lowcountrysun.scJANUARY 2010 2

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The Lowcountry Sun is a monthly newspaper dedicated to informing,serving and entertaining active senior adults in the Greater Charlestonarea.

Subscriptions are available, prepaid with order, at $31 for one year.Send subscription orders to:

Lowcountry Sun, 1961 Treebark Drive, Charleston, SC 29414Orders received by the 15th of the month will start with the next issue.Publication of advertising contained herein does not necessarily consti-tute endorsement. Signed columns are the opinion of the writers and notnecessarily the opinion of the publisher, advertisers or their agencies.Copyright 2008 - Neighborhood Newspapers, Inc. All rights reserved.

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cover of Time Magazine.

From Merry Mex to Su-per Mex, Trevino enteredthe noble ranks of the PGATour as a poor cotton work-er from Texas by way of ElPaso and nished as SportsIllustrateds Sportsman of the Year.

One of the more pres-tigious awards you can re-ceive in all of sports is TheVardon Trophy. Every yearsince 1937, the PGA rec-ognizes the player with the

lowest scoring average. Itessentially rewards consis-tency over the long haul.Trevino holds ve VardonTrophies. Only Tiger Woodshas more.

It was almost forty yearsago when I rst met Lee Tre-vino. I was in grade schoolin south Florida where myfather was the CBS sportsanchor and voice of theMiami Dolphins. Hence, avirtual backstage pass foraccessing players and ball

elds. I had never playeda lick of golf, which is in-dicative of my game today,but Trevino and Nicklaus

were household names,not your average sportsheroes. So when I met upwith Trevino a few weeks

ago at Roper Saint FrancisHospital in Charleston, andreminded him of our muchearlier encounter, he wasquick with his infectiousgrin. Howve ya been!?,he said, as if recognizingmy face decades later sans

the Beatles haircut and bluesuede sneakers.

Then I shared one of myfavorite Trevino moments.It was his spar with Britishgolfer Tony Jacklin before a

match in Wentworth, Eng-land. Both were approach-ing the rst tee when Jack-lin said, Lee, I dont wantto talk today. To whichTrevino retorted, Tony, Idont want you to talk, you

just have to listen.

And this is what a roomfull of Lowcountry residentshad come to do at RSFH ona rainy Saturday morningas Trevino talked about de-bilitating back pain and thelatest device and procedurewhich has allowed him toplay golf again.

Trevino was struck bylightning while playing golf in 1975 and his back hasnever been the same. NowI carry a one iron in my bagbecause even God cant hit aone iron. But there werentenough prayers that couldhelp the ensuing pain.

A series of intrusive sur-geries and years later, thehall of famer found himself immobile due to the sever-ity of his condition, then lit-erally bedridden by 2004.

It was always in Tre-vinos nature to help oth-

ers in need. After walkingoff eighteen, he donated agenerous portion of his rstBritish Open paycheck toa neighboring orphanagethat could hear the roars of his victory. He paid all themedical expenses billed tohis caddie and friend whowas strapped with an illness

which required a litany of pricey treatment.

Today Trevino is thetraveling guru and self ap-pointed poster boy onback pain and breakthroughremedies. He approachedMedtronics, a companyheadquartered in Minneap-olis, which had developedthis newest technology andprocedure called X-STOP.The procedure went so wellthat Trevino called it a mir-acle and was hitting golf balls a month later.

X-STOP is a fairly sim-ple device which relievesthe pain caused from Lum-bar Spinal Stenosis. LSSis a common degenerativecondition of the aging pro-cess which affects over sixmillion people. About 1.4million new cases are foundeach year. Minimally inva-sive and less expensive thanback surgery, X-STOP isimplanted as a spine spacerto prevent tissue and bonefrom rubbing and pinchingthe spinal nerve.

Medtronics boasts of having successfully contrib-uted to over fty thousandprocedures worldwide. Thecompany is quick to conveythat its not for everyone.For starters, it is not recom-mended for anyone under

fty and its advantageousfor the patient to be in goodphysical shape. A soundprescription for just aboutanything.

Resident expert andRSFH neurosurgeon, Dr.Brian Cuddy, has one hun-dred and forty X-STOPpatients. Cuddy sees it asone more option in the ghtagainst chronic back painbut also stresses the impor-tance of being t.

Trevino is swinging the

club again and in some cor-ners of the world, thats an

inspiration. When you talkto an accomplished personlike Trevino every fortyyears, you set out to makethe most of your time. I betyoud like to ask me aboutTiger he said. Of course.I love Tiger to death; hesthe only reason why I turnon the television to watchgolf. Trevino wasnt go-ing to make any judgmentsotherwise; its not his style.Nor did I care to talk about

anything other than golf inregards to Tiger. But I wasinterested on his take on Ti-gers dominance outside of being born with a particulartalent. Dedication; hes byfar the most dedicated play-er in golf. Which is condu-cive, we suppose, to otherthings becoming secondaryfor some. Tiger will be abetter person for it Trevinosaid. Hell be alright.

The Mex turned merryagain as the subject turnedto family. Do you knowthat I have a grandchildthats older than one of mychildren? As Johnny Car-son would say, I did notknow that.

Thanks for the coffee, Lee.See you on the range.

Mark [email protected]

Grand Tre inoContinued from Page 1

Six time Ryder Cup participant Lee Tre ino drinks from theClaret Jug after winning his rst British Open at Royal Birkdale

in 1971 when he was PGA Player of The Year.

Lee Tre ino (second from right) with (from left) Dr. Brian Cuddyand Dr. George Khoury, both with Roper St. Francis Neuro-SpineCenter, and Allen Carroll, Bon Secours St. Francis Hospital CEO.


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1. Your car:Cuts that cost you:

Skip your regular oilchange every 3,000 miles andyou save $25 to $30. But thosesavings could be temporarywhen aging oil damages yourengine.

Worst case scenario: Youll need a new engine,which could cost $5,000.

Old oil turns to sludgeand you have restricted oilmovement through the en-gine, says Jeff Ammons,owner of Howard Motor Corp.in Williamsburg, Va. Dirty oilis bad for an engine.

There is an added bene tof a regular oil change. Whilegetting it changed, your me-chanic will check all the uidlevels in your car, helping en-sure your safety on the road,Ammons says.

Skip getting your tires ro-tated and pressure checked,also every 3,000 miles, andsave another $25. But bewarethe consequences if you ignoreyour tires, Ammons says.

Worst case scenario: Youcould be in a wreck, creatinghuge mechanical and medicalcosts.

A lot of accidents arecaused by not enough air pres-sure, Ammons says.

Paying extra attention toyour tires has other bene ts aswell. Rotating tires helps themlast longer, delaying the dayyou have to spend hundreds of dollars on replacements. Theright pressure also improvesgas mileage, he says.

Cuts that count:Improved spark plugs and

computerized fuel injectionmean you can lengthen thetime between tuneups, Am-mons says. Savings: $250 to$500.

If the car is running well,leave it alone and do the otherthings that have to be done,he says. Usually I end up talk-ing customers out of a tuneupbecause I nd something elsea little more important.

Eventually, if your carengine starts running roughor vibrating, thats when youshould bring it in for a tuneup,Ammons says.

2. Your medicinecabinet

Cuts that cost you:When you consider the

cost of medications, you maybe tempted to skip doses of your medicines for lower-ing blood pressure or cho-

lesterol -- and double the lifeof that prescription. Unlikesome illnesses or conditions,high blood pressure and highcholesterol dont normallyproduce daily symptoms. Butyou may shorten your own life-- thats why doctors call highblood pressure the silent killer.

You do see people skip-ping doses, says Sophia DeMonte, a pharmacist withCostco in Melville, N.Y. In-stead of taking a medicationevery day, people might takeit every other day just to makeit last a little bit longer. Withhigh blood pressure or highcholesterol, you dont feel thechanges in your body.

Its true that your potentialsavings is one-half the cost of the medication, but it couldcost you down the line. Worst case scenario: alife-changing or life-endingheart attack or stroke.

Youre putting yourhealth at risk, De Montewarns.Cuts that count:

That being said, you cansave on prescription and over-the-counter medication bythinking about your medica-tions before you go the phar-macy. Start at home. Yourhealth insurance companylikely releases a list of medica-tions and how much your co-pay will be. Bring that guideto your doctor to refer to whenwriting a prescription, DeMonte recommends. Theremay be a similar medicationyou can tolerate at a lower co-pay, she says.

Continue saving in yourphysicians of ce. Ask forsamples, a voucher or coupon.

Its perfectly OK to askfor samples, especially if itsa new medication, De Montesays. Some doctors can giveyou a seven-day, 14-day or aone-month supply as a trial.That would offset the cost andlet you know if it works ornot.

Ask about a generic ver-sion of your medication andcheck to see if the prescriptiondrug is available now over-the-counter. Some antihistamines

and antacids are much cheaperpurchased over-the-counter,she says.

Before you get the pre-scription lled, shop around.Call ahead and get a pricequote, especially on a newmedication, De Monte says.Mail order can work, too, if youve tried the medicationand know youre going to be

on it for the long term. Thesavings can be enormous. Youmight get a three-month sup-ply at a one-month co-pay,compared to a retail pharma-cy. 3. Car insuranceCuts that cost you:

Remove a family memberfrom your car insurance andsure, your premium will godown. How much youll savedepends on the carrier. Buteven though many policiesdo cover a friend or neighborwho drives the car in a pinch,family members who driveshould be named on the policy.The savings arent signi cantanyway, says Kate Hollcraft,spokeswoman for Allstate In-surance Co.

You can also nd a pay-ment plan to t your budget. If you can afford to pay your pre-mium every six months, youmight save 10 percent com-pared to 12 monthly payments.On the other hand, if cash owis tight, maybe a monthly bill

would help you budget, Hol-lcraft says.Although teen drivers (and

any drivers younger than 25)typically drive up the cost of car insurance, relief is avail-able. Check with your car in-surance carrier to see if its oneof the many that offer a goodstudent discount. Other pro-grams for young drivers alsoare available. For example,State Farm offers a discountprogram called Steer ClearSafe Driver for parents insur-ing drivers younger than 25.The drivers must not have hadany accidents or moving vio-lations in the past three years,must watch a safety DVD in

the agents of ce, and mustkeep a log of their driving ex-perience, says Jeff McCollum,spokesman for State Farm In-surance Co.Worst case scenario: You maynot be covered in case of anaccident. Also, your insurancecompany may drop you.

Failure to list someonewho is a regular driver couldresult in a loss of coverage be-cause you were not honest inyour dealings with us, Holl-craft says.

If you have a minor fenderbender with no injuries, youmay decide to leave your in-surance agent in the dark toavoid an increase in insur-ance premiums. But that otherdriver who rst says hes OKcould come back later andclaim to be hurt. You neverknow when someone mightsue you, Hollcraft says. Youwant to make sure youve toldyour insurance company aboutan accident.Cuts that count:If you have towing coverage

through a motor club and onyour car insurance, nix thetowing through your insurancecarrier, Hollcraft says. If yourold clunker isnt worth much,consider dropping the colli-sion coverage, she adds. Yoursavings will vary dependingon your carrier.

4. Homeinsurance

Cuts that cost you:With a lower appraisal,

you may be tempted to savemoney by reducing the insur-ance on your home and itscontents. Savings will vary byinsurance carrier and the valueof your home.

Worst case scenario: If you have a home catastrophe,your insurance may not covereverything.

Even if the value of yourhome has gone down, the costto rebuild it has not, Hollcraftsays. The cost of wood andother building materials hasnot gone down. If you have aloss, you want your insuranceto make you whole.

You may also be temptedto look for savings on the li-ability insurance that coversyou if, say, someone trips andfalls in your home. Again,your savings will vary. Butbeing without liability insur-ance can also be troublesome.In many states, claimants cansue, Hollcraft says. If youhave insurance, the coveragewill cover the lawsuit. If not,youll have to cover the suit byselling assets.Cuts that count:

While you cant cut backon everything, you can ndsavings. If you raise the de-ductible on your homeowners

insurance from $250 or $500to $1,000, you might save asmuch as 25 percent, McCol-lum says. Just make sure youhave the difference sockedaway in savings so you can payit yourself if disaster strikes.

Finally, if your car, homeand other insurance policiesarent with one carrier, lookinto the savings from consoli-dating. Most carriers offer adiscount to customers who in-sure multiple cars, their homeand other needs. Check poli-cies carefully with your agentyo make sure you will stay ad-equately covered. Courtesy Bankrate.com

4 Key Expenses NOT to Cut In a worsening economy, almost everyone is trimming the family budget. But dont be so quick with the scissors.

Certain cuts might save you $25 or $50 today but cost you thousands later.


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1. It is informative, enter-taining and professionallywritten and designed.

2. It touches on issues rel-evant to the 50+ lifestage.

3. It is devoted to the read-ers well being, mind, bodyand spirit.

4. It is the Lowcountryssource on care-giving, le-gal, Medicare and SocialSecuity issues.

5. Its events calendar pro-vides a monthly planningtool for boomer related ac-tivities and events.

The Tri-Countys Premier PublicationFor the Young and Active After 50

843-345-1314Check us out at

www.lowcountrysun.scCheck us out

on Facebook atwww.facebook.com/

lowcountrysunand follow us on twitter

@ LowCountrySun

Savings and investmentsCheck the rate of return on

interest-bearing accounts likesavings and CDs. Dont assumethat these interest rates will re-main unchanged without yourknowledge. Review your state-ments and watch carefully fornotices about changes in youraccounts. Oftentimes, changesin interest rates will occur au-tomatically unless you take di-rect action, and rarely are thesechanges in your favor. Watch forexcessive management and main-tenance fees on investment ac-counts and that their performance

is consistent with expectations.

Insurance policiesReview your current poli-

cies and watch for changes whena policy renews. A homeowners

policy should cover changes inthe value of the house as well asthe replacement cost of its con-tents. Be sure your health andauto insurance meets your cur-rent needs and youre not payingfor coverage that isnt necessary.

Empty nestWith the kids grown and

gone, you may be paying for ser-vices you no longer use, need orwant for phone or cable services.Check with local utilities aboutreduced-rate plans that better re-

ect your current usage. Largelawns are great for the kids, but

now the cost of watering andmaintenance may be a waste of resources and money. Smallercars and the savings that goalong with them add up. Do youstill need that large side-by-side

refrigerator for just the two of you? There are countless ways inwhich to save money.

The largest expense most

boomers face is a mortgage. Re -nancing at a lower interest or fora shorter term can result in sig-ni cant savings. Trading down

to a smaller home can not onlyreduce your mortgage and the in-terest that goes along with it, but

just about all the costs associatedwith owning and maintaining ahome as well.

Bank and credit card feesThe best way to manage

credit cards is to avoid usingthem. If you must use plastic,watch out for interest rates thatquietly creep up. In addition, beon the lookout for fees for latepayments or additional penaltiesfor exceeding your credit limit.Some banks count on the prof-

its generated from checking ac-counts with high overdraft andother fees, so it pays to watchyour accounts closely and disputeunwarranted penalties.

Courtesy MS

F inancial H ouse c leaning and R eview FoR B oomeRs

Checking in estment accounts for extra fees and interest rates is one

way in which baby boomers can sa e money and stay on track forretirement.

With the kids grown and retirement not far off on the horizon, it may be time to take a good look at your nances. The way you spend and save money needs to re ect the changes in your lifestyle and be adjusted accordingly. A review will make sure your money is continuingto work for you now and keep you on track for retirement planning in the future.

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Even though no careerpath is absolutely immune toeconomic uctuations, thereare jobs that can weather theups and downs much better

than others. Rather than ndyourself on the unemploy-ment line the next time gov-ernment of cials take to theairwaves with poor economicnews, it could pay to get intoa career thats a bit more se-cure for the long haul.

Certain factors indicatewhether a career can ride outa recession. These include

jobs that are in high demand,ones that require specialskills, positions that continueto provide goods and servicesdespite what is going on inthe economy, and jobs offeredby stable companies.

Recent statistics indi-

cate that occupations such asconstruction, retail, transpor-tation, manufacturing, andwhite collar jobs, like lawyersand architects, are taking a hit

in this economy. But othersseem to take the punches andbounce back. The following

jobs are ones you might wantto consider in a recession.

Sales and marketingAn individual who makes

or saves money for a compa-ny should be relatively securein his or her position.

EducationWhere there are students,

there will be a need for teach-ers and administration of -cials to populate the nations

schools.Healthcare and

pharmaceuticals

Its impossible to turnback the hands of time andthe Fountain of Youth has yetto be found. As people growolder the demand for quality

healthcare and the medica-tions that keep them healthywill be needed. Think about a

job as a physicians assistant.Managed care companieslook favorably on physiciansassistants (PAs) because theyearn less than doctors, but stilloffer the same general care.

Federal jobsFew federal employees

are let go, even during a re-cession. Government jobsgenerally lose employeesonly when employees leave

rather than by being replaced.Federal jobs offer steady pe-riodic pay increases and goodbene ts, which make them at-

tractive options for individu-als looking for stability.or.

En ironmental industriesThe green movement

isnt going anywhere anytimesoon, say the experts. Nowmay be the time to jump onboard in the environmental

job of your choice.

AccountingThanks to ever-changing

tax la, and codes, certain pub-lic accountants remain prettysteady during recessions.

Financial planning

Aging Baby Boomers needadvice on how to propagatetheir nest eggs, securing the

jobs of nancial planners. Ad-ditionally, folks in general are

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CHARLESTON, S.C. A new program available in South Car-olina is giving consumers more motivation to plan for their long-term care needs instead of simply relying on Medicaid, whichoften means nursing home care in whatever facility is available.The Partnership program, which marries private insurance witha government program, is intended to reduce dependence onMedicaid by allowing Americans to invest in private long-termcare insurance and keep more of their hard-earned assetsshould they spend those funds and qualify for Medicaid.

The Partnership Program, available since the 1980s in justfour states, has resulted in only 8 percent of participants requir-

ing the Medicaid option. Barbara Franklin, owner of Franklin &Associates, a rm that assists consumers with long-term careplanning and nancing, is among the rst to offer the Partner-ship program in South Carolina through several different pro-viders.

Heres how the program works: If an individual purchases aPartnership policy and receives $300,000 in bene ts, he wouldbe able to keep an additional $300,000 in assets in additionto the assets the state already allows him to keep and stillmeet the guidelines to qualify for Medicaid.

And with fewer people relying on the government for theirfuture care, states save money on Medicaid costs. In FY 2007,South Carolina spent more than $4 billion on Medicaid.

The whole focus is to encourage personal responsibility,

Franklin says. Anyone who wants to assure themselves qual-ity and choice of care in the future needs to prepare now. Thisis a great program to make sure Americans get the most ben-e t from their long-term care planning.

There is no additional cost for a Long-Term Care Partner-ship policy but a requirement of the program is that consumersmust purchase in ation protection, which varies depending onage. In addition, any agent who sells long-term care insurancemust participate in eight hours of continuing education up frontwith refresher courses every two years.

About Franklin & AssociatesFounded in 1995 by Barbara Franklin, Franklin & Associ-

ates helps individuals, couples, families and business ownersthroughout the United States with long-term care planning and

nancing. Franklin is very active with the local senior commu-nity, serving as education chairwoman of the South CarolinaAging in Place Coalition and former president of the Lowcoun-try Senior Network. She also sits on the advisory council of theLowcountry Senior Center on James Island and on the boardof directors of the Trident Area Agency on Aging. Nationally,Franklin is on the advisory council of the American Associationfor Long Term Care Insurance. For more information, call (843)762-4260 or visit www.franklinassociatesinc.comwww.frank-linassociatesinc.com.

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3 Safeguard Your Mail and Trash: Be-fore disposal, always shred credit cardreceipts, checks and bank statements,credit applications or offers, insur-ance forms, doctor statements, expiredcharge cards and anything with person-al information.

3 Store Personal Information Secure-ly: This is especially important whenyou are having work done in yourhouse, if you employ outside help orhave roommates.

3 Be On Guard In Public: Thievesdont have to steal your wallet for youridentity. Shield your entry of yourPIN when using the ATM. Watch outfor people peeking over your shoulderor using cell phone cameras to recordyour actions.

3 Stay Vigilant Online: Practice safesur ng when it comes to online shop-ping, banking, email usage and more.Dont use public computers to accesspersonally sensitive information. Fortips to protect against Internet fraud,visit the governments safety site atOnGuardOnline.gov.

3 Choose Better Passwords: Selecttough passwords for bank, credit cardand phone accounts. Dont use eas-

ily available information like yourbirthday, address, phone number ormothers maiden name. Combinationsof letters, symbols and numbers createthe strongest passwords.

Its critical we make it dif cult

for the wrong people to gain access tovaluable information that can be usedto cause damage, urges Dr. Ludlow.

There are many tools in our arsenaltoday that can help catch dangeroussuspects. Its important these tools areimplemented correctly.

Courtesy Statepoint

Identity Theft Growing: How To Pre ent It


9/32


Insurers constantly cau-tion seniors that their Medi-care Advantage perks such as

hearing aids, dental paymentsand even gym membershipswill zzle if Democrats gettheir way and cut governmentsubsidies for them.

But tens of billions of Medicare dollars funneledthrough insurers also pay forextras that never reach ben-e ciaries: multimillion-dollarsalaries, executive retreats inHawaii, Scotland and Cancun,and massive expenditures onmarketing to lure more cus-tomers to the privately admin-istered Advantage plans that

serve as an alternative to gov-ernment-provided Medicare.The government-subsi-

dized bene ts that seniors onAdvantage plans receive --often at premiums lower thanMedicare premiums -- are real,and are legitimately in dangerin some cases if Democratssucceed in their health careoverhaul.

Medicare Advantage sub-sidies are on the choppingblock to pay for the overhaul.

Though there are marked dif-ferences between House andSenate versions, both bills

would lower payments toprivate Medicare Advantageplans, which on average costthe government 14 percentmore than traditional Medi-care.

The harshest critics of theAdvantage program say pa-tients are exchanging hassle-free coverage for a plan withcheap perks that may ultimate-ly deny them necessary treat-ment.

Theyre giving specialbene ts that are valuable,said Mary Johnson, policy

analyst for The Senior Citi-zens League, a nonpartisan,1.2-million-member group.But what people dont under-stand are the trade-offs.

Though AARP -- whichlends its name to a MedicareAdvantage plan -- and othersenior advocacy groups sup-port the Advantage cuts, it islikely that at least some seniorswill see their premiums rise,bene ts cut or plans close.

I get too upset over it,

said 71-year-old CharlotteCasey of Miramar, Fla., who ison an Advantage plan through

Coventry Health Care. Theseniors are going to get theworst of it.

Casey rst enrolled in aHumana plan, but she droppedit over problems with its pre-scription drug coverage. Sheplans to switch from her cur-rent plan, too, because her pri-mary care doctor will no longerbe covered and shed have totravel farther for nonemergen-cy hospital services. She hashad to ght for payment some-times, but overall she says it isthe best t for her because she

doesnt need a costly MediGapplan to cover what traditionalMedicare would not.

Regular Medicare is thebest one, but you have to payfor a supplement, she said.With this, sometimes youwant something and they dontwant to give it to you.

Despite the belief that Ad-vantage plans offer broad sav-ings for seniors, a GovernmentAccountability Of ce reportlast year found wide differ-ences depending on the plan,including home health service

costs that could be up to 84percent more than tradition-al Medicare. A half-millionAdvantage enrollees were inplans with no co-pay for hos-pital stays. But a roughly equalnumber were in plans with highhospital co-pays and no limitson out-of-pocket inpatient ex-penses, potentially costing pa-tients thousands more.

The disparity was greatestfor some of the sickest seniors,those who return to the hospi-tal within 60 days of discharge,the GAO found. Under tradi-

tional Medicare, those patientswould not pay any deductible.Under many Advantage plans,the deductibles can be steep.

Many of the perks offered byAdvantage plans are relatively

cheap. Vision coverage costinsurers $3.37 a person eachmonth, on average, accordingto 2007 lings with the gov-ernment. Hearing coveragecost less than a dollar.

The little stuff, the nick-le-and-dime stuff, its good,said John Arline, who wasfaced with a huge bill forhis 84-year-old grandfatherMervyn Urquhart earlier thisyear. But people dont needcoverage for the nickle-and-dime stuff.

Urquhart, though sufferingfrom Alzheimers disease, is areasonably healthy engineer-ing retiree living in WheatleyHeights, N.Y. After treatmentfor a stomach virus and deepvein thrombosis in January,he was so weak from time ina hospital bed that doctorsagreed he needed rehabilita-tion and physical and occupa-tional therapy.

His Advantage plan turnedhim down, even though Medi-care covers such treatment.Arline and other relatives foot-ed the roughly $12,000 bill forrehab. With it, Urquhart is nowable to walk, to feed himself and to live a fairly normal life.

They violated this pa-tients rights, Arline said.They did that because it wascheaper.

Insurers participating inthe Advantage program re-sponded to inquiries by SenateDemocrats that led to a reportthis month providing some fuel

in their ght against the subsi-dies. The companies reported,

on average, spending morethan 15 percent of premiumrevenues on pro ts, marketingand corporate expenses, nearly10 times the rate of traditionalMedicare.

Meanwhile, Advantagecompanies were paying formultimillion-dollar corpo-rate retreats in exotic localesand hundreds of their execu-tives were being paid morethan $500,000 annually. Gov-ernment reports have shownMedicare Advantage provid-ers continually outpace pro tprojections. The congressionalreview released this monthshowed 34 Advantage com-panies devoted $27 billion ingovernment subsidies from2005 through 2008 to pro ts,marketing cost and other cor-porate expenses.

Still, Advantage enroll-ment has burgeoned, doublingto nearly 11 million people inthe six years since Congressapproved lucrative subsidiesto insurers that allowed themto expand their reach. About 1in 4 seniors are now on privateplans.

Provisions were added tothe Senate legislation to grand-father in bene ciaries in someareas and to provide emergen-cy funds to others to avoid dis-ruptions. The insurance indus-try still contends the majorityof Advantage enrollees remainin danger.

Courtesy YellowBrix

Medicare Advantage Cuts And You

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Medicare Ad antage plans generally offer extra bene ts andprescription drug co erage. In many cases, your costs forprescription co erage can be lower than in the stand-aloneMedicare prescription plans.


10/32


When you say the Pledge

of Allegiance, do you knowwhat values youre swearingto uphold?

Most Americans wouldsay that they know their na-tions history. In fact, accord-ing to the rst national surveyof adult knowledge of theAmerican Revolution, 89 per-cent of Americans said thatthey could pass a basic test ontheir nations founding. Butonly 17 percent of those sameadults actually managed to doso.

The American Revolu-tion secured our nations inde-pendence and established itsenduring form of representa-tive government. Many of theeveryday freedoms that mostAmericans exercise withouta second thought - includingthe freedom to practice thereligion of their choice, or not

to worship at all - were estab-

lished by the American Revo-lution.Only in understanding

the liberties guaranteed by theConstitution and the Bill of Rights will Americans knowhow to preserve them.

As Dr. Bruce Cole, presi-dent and CEO of The Ameri-can Revolution Center, anon-partisan, not-for-pro torganization, says, Knowl-edge of the ideas on whichour constitutional system isbuilt is essential to maintainthe relevance and vibrancy of our government that is of thepeople, by the people and forthe people.

Everyday Americans donot disagree - 90 percent thinkthat U.S. citizens should knowthe history and principles of the American Revolution,even if they vastly overesti-

mate their own knowledge.

To help future genera-tions remember Americaslegacy, The American Revolu-tion Center plans to constructThe Museum of the AmericanRevolution in historic Phila-delphia, just steps away fromIndependence Hall and theLiberty Bell. It will be the rstnational museum to tell theentire story of the AmericanRevolution.

Through The Museum of the American Revolution, wehope to engage rising genera-tions in the ongoing story thatis Americas democracy, saysDr. Cole.

Think that you could havepassed the quiz? Maybe someof the surveys ndings willsurprise you: More than 50 percent of Americans wrongly attributedthe quote, From each ac-

cording to his ability, to each

according to his needs toGeorge Washington, ThomasPaine, or President BarackObama, when it is in fact aquote from Karl Marx, authorof The Communist Manifes-to. Sixty percent of Americanscan correctly identify thenumber of children in reality-TV show couple Jon and KateGosselins household (eight),but more than one-third donot know the century in whichthe American Revolution tookplace (the 18th). Nearly 50 percent of Ameri-cans believe the Civil War,Emancipation Proclamation orWar of 1812 occurred beforethe American Revolution.

For more information, vis-it AmericanRevolutionCenter.org.

Courtesy NewsUSA

Re olutionaryWar

Statistics

1774 - 1783

Population3,500,000

Enrolledin Army200,000

Killedin Combat4,435

Woundedin Combat

6,188

Killed in Actionper Month

55

Mel and Belinda Roberts areall smiles after ha ing theirname drawn as winners of theLowcountry Sun readers

sur ey.Mel and Belinda won 2 ticketsto the mo ie of their choice,along with a dinner for 2 toMcCradys Restaurant inCharleston.

Mel is the owner of Shore toPlease Beach Rentals and Be-linda is the founder of the HatDi as Society, CharlestonsPremier Hat Club.

For more information onShore to Please or the HatDi as Society, call Belinda at843.330.1395.


11/32


Service When You Need It

Jeff MemeringOwner/Manager

CharlestonTransmission

1746 Sam Rittenberg Blvd. Charleston, SC 29407

843-769-5600

Complete Car Care

Transmission RepairAuto Repair Towing Certied Master

Mechanics Hours: Mon-Fri

7:30am - 6:30pm

Locally Owned and Operated

$100 offanytransmission

rebuild(with this ad)

For Sale signs have be-

come one of the more commonsights in neighborhoods acrossthe country over the last year.

As the economy struggled,many homeowners foundthemselves facing foreclosureor looking to sell homes theycould no longer afford.Some people, however, havetaken advantage of the saggingreal estate market and chosento buy low, with the idea thatthe property value will be re-stored once the economy isrestored. While thats a soundinvestment strategy, theresmore to consider when invest-ing in real estate in the currenteconomy, especially for thosewho are new to the real estateinvestment game.

What is the Area Like Nowand What Will It Be Like

Years From Now?

Many neighborhoods haveundergone an overhaul in re-cent years, and where inves-tors choose to invest their realestate dollars is a major con-sideration. A change in neigh-borhood can make or break aproperty, which can make orbreak an investor. Considerthe following scenario: an in-vestor purchases a home withthe intention of renting it out.With maintenance and prop-erty taxes, that investor wontreap any immediate nancialbene ts.This shouldnt comeas a surprise, as the home andpropertys value rests in its re-sale value down the road.

This is where forecasting aneighborhoods future comesinto play. Because of the sag-ging economy, many areasare becoming less attractive.When layoffs occur and indus-try leaves town, the surround-

ing communities become less

attractive to prospective hom-eowners, as people tend to livewhere the work is. Investing inreal estate in a community thathas suffered heavy layoffs ordeclining industry is probablya bad investment, as theres noguarantee industry will everreturn, and therefore the prop-erty will be hard to sell andlikely lose signi cant value.When investing in real estate,investors should keep in mindtheyre also investing in thecommunity. If a communitysindustry is sagging, its prob-ably best to avoid real estate inthat community, regardless of how good a deal can be had ona given property.

Can I Get Tenants?

This economy has also madethings more dif cult on thenations landlords. Thats be-cause nding reliable tenantsis no small task in an economywhere so many people are liv-ing under the specter of lay-offs.

Purchasing real estate asan investment is essentially apartnership wherein the part-ners are a big unknown. Thosepartners are tenants, who havebecome harder to nd in aneconomy where many peopleare losing their jobs. Eventhe nations younger workers,who often make up the major-ity of renters, have increas-ingly turned to their parentsfor housing in an economicclimate in which they are of-ten the rst to be victimized bylayoffs.That said, investors hoping torent out a property should becertain theyll be able to do

just that. Before purchasing aproperty, speak with local real

estate agents who specializein placing renters with apart-ments. Ask them about thereal estate market, particularlyhow local landlords are do-ing in light of the countryseconomic woes and whetheror not rents have increased,decreased or remained steadysince the economy took a turnfor the worse.

What Are theInterest Rates?

Real estate investmentsarent just about propertyvalue and location. Interestrates should also play a strongrole in a persons decision toinvest in real estate or not.Low-rate mortgages might betoo good to be true, as manyvictims of foreclosure foundout in the last couple of years.Interest rates uctuate, andanyone investing in real es-tate needs to be prepared. For

example, if you borrowed$100,000 on an interest-only4-percent loan, youll pay$4,000 per year. With an ad-

justable-rate mortgage, how-ever, your interest rate mightclimb to 10 percent, mean-ing youre now on the hookfor $10,000 per year. Thatsan additional $6,000 per yearyou might not have plannedon spending. Many real estateinvestors found it dif cult toscratch together that extra in-terest, as its nearly impossibleto pass it on to tenants, espe-cially in an economy in whichreliable tenants are a valuablecommodity.While real estate is oftenlooked at as a high reward in-vestment, for those consider-ing making the investment, letit be known its also high-risk,one that requires deep pockets

to begin with Courtesy MS

Real Estate InvestmentsDepend on Host of Variables

With more homes on the market, many ha e turned to in esting inreal estate, a risky enture that requires careful consideration ofmany ariables.

Mom and Pops

Blaine Moose843.323.2240Abi Moose843.323.2239Rest: 843.406.6666momandpopscharleston.com1291 Folly Road, James Island, South Carolina

Did YouKnow?

According to Remod-

eling magazines annualCost vs. Value Report,the cost recouped in 2008of several home improve-ment projects dipped nearlyacross the board from thecost recouped in 2007. Amaster suite addition, forexample, with an averagecost of more than $220,000,brought in just 61 percentof its value at resale. Thatsless than the same projectrecouped just a year earlier.This is most likely a productof the sagging economy andthe high rates of foreclosure

throughout the country,which brought home val-ues down and reversed themarket from one bene ttingsellers to one more advan-tageous to buyers.

In general, projectsthat cost less to undertaketended to recoup moremoney. Among the projectsthe magazine categorizedas upscale, those thatcost less than $20,000 hadhigher percentages of costrecouped.

For instance, a sidingreplacement ( ber-cement)cost an average of just morethan $13,000, and the costrecouped was $11,424, or86.7 percent. Other projectsthat boasted higher rates ofreturn included vinyl windowreplacement (79.2 percent),wood window replacement(76.5), and minor kitchenremodels (79.5). A roof re-placement did not boast ahigh return rate, in spite ofthat job generally being con-sidered a signi cant advan-tage when selling a home.In spite of that, the roof re-placement averaged a re-turn of just 63 percent of theinitial investment at resale.

REVERSEMORTGAGESMADE EASY

GregSchoonover

Reverse MortgageSpecialist

(843) 708-3776(843) 256-5100


12/32



U.S. life expectancy hasrisen to a new high, nowstanding at nearly 78 years,the government said.

The increase is mainly aresult of falling death rates innearly all the leading causes of death. The average life expec-tancy for babies born in 2009is nearly three months greaterthan for children born in 2007.

The new data are in apreliminary report based onabout 90 percent of the deathcerti cates collected in 2008.It comes from the NationalCenter for Health Statistics,part of the Centers for DiseaseControl and Prevention.

U.S. life expectancy hasgrown nearly 1 1/2 years in the

last decade.The U.S. trails about 30

other countries in estimatedlife span. Japan has the longestlife expectancy -- 83 years forchildren born in 2008, accord-ing to the World Health Orga-nization.

The CDC report foundthat the number of deaths andthe overall death rate droppedfrom about 760 deaths per100,000 people from about776. The death rate has fallenfor eight straight years and ishalf of what it was 60 yearsago.

Heart disease and can-cer together are the cause of

nearly half of all U.S. deaths.The death rate from heart dis-

ease dropped nearly 5 percentin 2008, and the cancer deathrate fell nearly 2 percent, thereport states.

The HIV death rate fell 10percent, the biggest decline in10 years.

The diabetes death ratefell about 4 percent, allowingAlzheimers disease to surpassit to become the sixth- leadingcause of death. Alzheimershas been climbing in recentyears, although that might bepartly because declines in oth-er causes are enabling morepeople to live long enough todie from Alzheimers.

Courtesy Associated Press

Living Longer, Living Healthier

Americans are li ing a longer and more acti e life than precedinggenerations, thanks to better care and healthier habits.

Women are 10 times more likely toget bromyalgia than men. As much as 90percent of the estimated 10 million Ameri-cans living with bromyalgia are women,though it can occur in men and even chil-dren. Considered a syndrome and not adisease, bromyalgia, according to the Na-tional Fibromyalgia Association (NFA), ischaracterized by chronic and widespreadpain, multiple tender points, disturbances insleep, fatigue, and often psychological dis-

tress.For those with severe cases, bromyal-

gia can be debilitating, making even dailyroutines very dif cult. Despite its status asthe second most common arthritis-relatedillness (second only to osteoarthritis), bro-myalgia is still commonly misdiagnosed.NFA estimates suggest that it takes an aver-

age of ve years for a patient with bromy-algia to receive an accurate diagnosis. Thisis due in large part to inadequate laboratorytesting and the fact that symptoms of thesyndrome overlap with those of other con-ditions.

While testing for bromyalgia remainsdif cult, researchers are beginning to shedsome light on its causes. Most notably, re-search has indicated that patients with -bromyalgia experience pain ampli cation

due to abnormal sensory processing in thecentral nervous system. In addition, recentresearch has also shown that some peopleare genetically susceptible to bromyalgia,explaining why the syndrome is often seenin families, both among siblings or mothersand their children.

Courtesy MS

Fibromyalgia Targets Women More Than Men


13/32


Trusting prostate cancerdetection to medical profes-sionals is a good way to go.Screening is often quick andeasy, and the Prostate Can-cer Foundation (PCF) recom-mends men over the age of 50get annual screenings. But in-dividuals also bear the respon-sibility to learn as much asthey can about prostate cancer,particularly its risk factors andpotential symptoms.

Risk FactorsProstate cancer is the most

common non-skin cancer in

America. One in six men is af-fected by prostate cancer, andseveral variables increase amans risk for prostate cancer. Age: While younger mencan be diagnosed with prostatecancer, such cases are more anaberration than the norm. Therate of prostate cancer in menages 40 to 59 is 1 in 38. Formen ages 60 to 69, the rate in-creases to 1 in 15 men. So theolder a man gets, the greaterhis chances for being diag-nosed with prostate cancer. Of all the prostate cancer cases in

America, 60 percent are diag-

nosed in men over the age of 65. Ethnicity: A mans ethnic-ity can also be a risk factorfor prostate cancer. While anyman can be diagnosed regard-less of his ethnicity, African-American men are 61 percentmore likely to develop pros-tate cancer than Caucasianmen. Whats more, AfricanAmerican men are 2.5 times aslikely to die from the disease.

Family history: A mansfamily history can also be arisk factor for prostate can-cer. For instance, men witha single rst-degree relative(father, brother, son) with ahistory of prostate cancer aretwice as likely to develop thedisease themselves. Men withtwo such relatives are fourtimes as likely to be diagnosedwith prostate cancer. Whenthose relatives were diagnosedcan also increase the risk. If affected family members werediagnosed at a young age,such as before the age of 60, amans risk of being diagnosedhimself increases. Additional factors: Recent

research has indicated that dietmodi cation can decrease therisk of prostate cancer, sug-gesting that social and envi-ronmental factors like diet andlifestyle can impact a manslikelihood of diagnosis as well.

SymptomsPart of what makes pros-

tate cancer screenings so es-sential is that symptoms rarelyshow themselves in the ear-lier stages of the disease. Thatmeans a screening could be amans lone means of early de-tection. However, some men

might experience symptomsthat indicate the presence of prostate cancer. Those symp-toms can include: a need to urinate frequently,especially at night dif culty starting or stoppingurination painful or burning urination weak or interrupted ow of urine dif culty having an erection blood in urine or semen frequent pain or stiffness inhips, upper thighs or the lowerback

These symptoms can also

indicate the presence of otherdiseases or disorders, so if they persist or appear after arecent prostate cancer screen-ing, consult a physician to ruleout other ailments.

To learn more about pros-

tate cancer, visit the PCF Website at www.prostatecancer-foundation.org.

Courtesy MS

Knowledge, Early Detection Key to Beating Prostate CancerOver the next 12 months, 186,000 men in the United States will be diagnosed with prostate cancer. Fortunately

for those men, when detected and treated early, prostate cancers cure rate is better than 90 percent.

With a 1 in 6 chance of being diagnosed its important to getchecked. If youre 40 or older, talk to your doctor about prostatecancer screening.

The number of adultswho look to the Internet forhealth information has nearlydoubled in the past two years,from 31 percent to 61 percent,according to a new study con-ducted by the Pew Internet

and American Life Project.In fact, the survey found that60 percent of adults say theirmost recent online health in-quiries had an impact on theirown health or the way theycare for someone else.

For some, the informa-tion isnt just helpful, it is life-changing. When Jana Caynewas diagnosed at the age of 40 with indolent B-cell non-Hodgkins lymphoma (NHL),she says she didnt even re-ally know what lymphomawas. Her doctors explained

that indolent B-cell NHL isa serious and slow develop-ing cancer of the lymphaticsystem that is dif cult to treatbecause patients are prone torelapse after therapy. Accord-ing to the National CancerInstitute, an estimated 65,980people in the United Stateswill be diagnosed in 2009with NHL.

For Jana, the diagnosiswas unexpected, and she wasinitially overwhelmed withconcern for her three childrenand her familys future. Physi-cians told her NHL was incur-able, but instead of giving up

hope, Jana did everything inher power to educate herself about the disease and ghtback.

As a proponent for herhealth, Jana conducted exten-sive research on NHL, learn-ing about available treatmentoptions, and talked online andin person with others whohad NHL. She also met withnumerous oncologists to gettheir opinions and then foundDr. Bruce Cheson, Director,Hematology Services, Lom-bardi Comprehensive Cancer

Care Center at GeorgetownUniversity and a leading lym-phoma researcher.

It is important to seek in-formation from trusted sourc-es to learn about all availabletreatment options, says Dr.Cheson. It is crucial that pa-tients nd doctors that theytrust and with whom they cantruly partner.

Like most people with in-dolent B-cell NHL, Jana triedmany treatments with somesuccess but ultimately all of them failed. Then Dr. Chesonenlisted Jana in a clinical trialwith Treanda (bendamustine

HCl) for Injection. After sixcycles of treatment over sixmonths, Dr. Cheson had hope-

ful news: Jana had achievedcomplete remission, meaningall signs of her cancer had dis-appeared in response to treat-ment with Treanda. Jana willstill need to be monitored todetermine that her disease has

not returned.By taking the initiative toeducate myself on NHL, I had

the ability to play an activerole in my treatment, saidJana. Had I not done the re-search and sought out secondopinions from several doctors,I would have never found Dr.Cheson, who enrolled me in

the clinical trial that broughtme to remission.Courtesy Family Features

How One Woman Took Control of Cancer and Achieved Remission

Advocating For Your Own Health


14/32


15/32


ALL MEDICAREOPTIONS

EXPLAINED!

Babies today have it bet-ter than those that came beforethem. That's because, accord-ing to a 2007 report from theU.S. Census Bureau, a babyborn today has a lot more lifeto look forward to than oneborn 50 years ago. A childborn today can expect to bearound for the next 78 years,whereas one born half a cen-tury ago had a projected lifespan of nine fewer years.

While some might suggestthis longer life expectancy is aproduct of people taking bet-ter care of themselves, othersmight say it's due in large partto advances in medicine.

Whatever the reason, it'sobvious more and more se-niors are living longer lives,and many are hoping to addeven more miles to theirodometers. One way to do

just that is through exercise.But for seniors who haven'thit the gym in a while, startingan exercise regimen can be anintimidating, if not confusing,experience.

Seniors looking to makeexercise a regular part of their

lives should consid-er the following tipsalong the way.

Seek medical ad-vice: The rst thingyou should do, evenbefore lacing upyour rst sneaker, isvisit a doctor. Eachindividual is differ-ent, and a doctorwill let you knowwhat you, person-ally, should andshould not be doingas you begin a newexercise regimen. Inaddition, a checkupcould reveal prob-lems you might notbe aware of.

Recognize limita-tions: If you havenot lifted a weightor run a step in 20years, you're notgoing to be able tosimply pick up where you leftoff. Recognizing your physi-cal limitations is paramount tothe success of your new pro-gram. For seniors, the point

of exercise is not to becomea pinup guy or girl, but to gethealthy or maintain existinghealth. Set realistic goals andacknowledge what you canand cannot do.

Choose an en- joyable program:Choose an exerciseprogram you knowyou will enjoy. Anenjoyable programwill encourage par-ticipation and in-crease the likelihoodthat you'll stick withit. Whether it's a dai-ly walk with friendsor a structured work-out at the local gymwith a trainer, theprogram you chooseshould be one youlook forward to, andnot one you see as anecessary evil.

Take it easy: When-ever a new programis started, be it by ateenager, profession-al athlete or seniorcitizen, the tempta-tion to overdo it is

omnipresent. However, yingout of the gates is a great wayto get hurt, particularly if youdo not yet know your physi-cal limitations. Take it slowas you begin a workout, andmake a daily journal of whatyou do at the beginning. Thatway, should you encounterany aches or pains, you canalways look at the journal orshare it with your physicianor trainer to determine whatmight be the root of the prob-lem. As you grow accustomedto physical activity, you canthen make adjustments to your

routine accordingly. Do your homework on fa-cilities: You may, especially if

you are retired, prefer to work-out during the mid-morninghours when kids are in schooland working professionals areat the of ce. That can makechoosing a gym easier for youthan it is for students or pro-fessionals.

However, when lookingfor the right facility, do yourhomework and nd a gym thathas all that you want. Somegyms, for example, heav-ily emphasize weight training,and don't offer other amenitiessuch as racquetball courts or aswimming pool. Find a gymthat best ts your needs. Manygyms offer free passes for upto a week so prospective cus-tomers can get a better graspof what the gym has to offer.Take advantage of this com-mon practice when choosing afacility.

Make stretching a regularpart of your regimen: Youngor old, stretching is an integralpart of any successful workoutroutine. For seniors, however,stretching becomes especiallyimportant, as you are moresusceptible to injury than youwere in your more youthfuldays. Stretching helps preventmuscle pulls and other inju-ries, and should be done bothbefore and after a workout.

Courtesy MS

Exercise Tips for Seniors Starting Anew

Choosing a facility that offers all of the amenities isone of the most important steps a senior can takewhen beginning a new exercise regimen.

To Advertisewith the

TricountysPremier

Publicationfor those

50 and after:

Call

Torrey Monroe

843-345-1314

lowcountry-sun@comcast.

net

There is both primary as well as secondary lung cancer. Primary lungcancer actually starts in the lungs, and the cancer cells are actually abnor-mal lung cells. Secondary lung cancer occurs when cancer from anotherpart of the body travels, or metastasizes, to the lungs. This is referred toas secondary because the lungs are secondary when compared to theprimary location of the cancer. Secondary lung cancer actually has a dif-ferent course of treatment than primary lung cancer, and thats becausesecondary lung cancer is not actually lung cancer. Rather, secondary lungcancer is considered to be whichever type of cancer initially invaded thebody. For example, a woman who is diagnosed with breast cancer andthen has that cancer metastasize into the lungs is not considered to have

lung cancer. Rather, the metastasized cancer is still considered breastcancer, even though it has since spread to the lungs. To learn more, visitthe American Cancer society Web site at www.cancer.org.


16/32


By Schu

A New Years resolution issomething that goes in one

year and out the other.- Author Unknown

Okay I admit it. Januaryand February are not my fa-vorite times of the year in theLowcountry. One of the manyreasons I live in Charleston isbecause of the warm weather;I can wear shorts for most of the year and I enjoy the beach.Although I can still go to thebeach during winter, I cantwear shorts unless Im goingto take a dip in the ocean onNew Years Day. Sorry, I valuemy extremities far too muchfor that tradition.

However, the relativelycold weather of the New Yeardoes allow the opportunity forus to explore the ultimate of comfort foods. And nothingscreams comfort food morethan the two quintessentialsouthern New Years Day foodtraditions, Collard Greens andHoppin Johns. As most folksknow southerners dont justdevour these delicious cre-ations because they taste sogood, but because they pur-portedly also bring good luckfor the coming year.

Born and raised in therelatively small and extreme-ly southern town of Aiken,you would assume our NewYears holiday ritual includedcollards and hoppin johns.But my parents are New York

transplants so our New Yearstradition consisted of pickledherring and pot roast. Blasphe-my I know; but fear not read-ers, the culinary abnormalitiesof my convoluted past have

been leveled thru time, curios-ity and exploration.

I can still remember therst time I was blessed with

the ethereal experience of eat-ing collards and hoppin johns.

One New Years Day ourfamily traveled to a friendshouse located in the even moresouthern enclave called Edge-

eld. After driving more timeon dirt roads than paved, we

nally approached a southernhome that could have beena replica of Tara, the man-sion from Gone with theWind.

The exact moment I rst

stepped into the mansion, aswith most rst impressions mysenses took over, more spe-ci cally my nose. My kneesweakened and I was immedi-ately was drawn to the deepand rich aroma that lead meto the family grand piano. Ontop of that piano I found an or-chestra of at least half a dozencrock pots exuding the harmo-nious fragrance of simmeringcollards and hoppin johns.Needless to say childhood cu-riosity took over and as theysay, the rest was culinary his-tory.

Hoppin John Ingredients1 cup small dried beans suchas cowpeas or black-eyes5 to 6 cups water1 dried hot pepper (optional)1 smoked ham hock1 medium onion, chopped(about 3/4 cup)1 cup long-grain white ricePreparationWash and sort the peas. Placethem in a saucepan, add thewater, and discard any peas

that oat. Gently boil the peaswith the pepper, ham hock,and onion, uncovered, untiltender but not mushy about1 1/2 hours or until 2 cupsof liquid remain. Add the rice

to the pot, cover, and simmerover low heat for about 20minutes, never lifting the lid.Remove from the heat and al-low to steam, still covered, for

another 10 minutes. Removethe cover, uff with a fork, andserve immediately.

Recipe courtesy of www.epicurious.com

Ive never been much of aproponent of New Years Day

resolutions. However, to paytribute to the culinary curiousout there Ive decided to takeon 2 gastronomic resolutionsfor the New Year. No, Im nottalking about the same ol,Im going to eat healthier orIm going on a diet way toboring, dont you think?

Resolution 1:The Culinary Journey

Living in such a greatfood town as Charleston, I of-ten nd myself asking whomakes the best _____? (insertany favorite food item - crabcake, hush puppies, she crabsoup, crme brulee, etc.). My

rst resolution - forage thruthe Lowcountry in search of the best.

Resolution 2:Tear up the Grocery List

Too often we all head tothe grocery store, rush insideand pick up the same thingweek after week. Granted weall have our staples, those

things we gotta have. but Ialso think we nd ourselvesin a shopping list rut. We keepbuying the same things overand over again without reallylooking for in season itemsor even worse, not taking thetime to search for something

new or different. So my sec-ond resolution is to explorethe market, the grocery store,and the specialty shops for thatsomething new and different.

The best part of my 2 res-olutions, I get to report back toyou.

Looking for a differentway to prepare your collardgreens? Try this recipe:

White Bean and CollardGreens Soup

Ingredients1 tablespoon olive oil1 cup nely chopped yellowonion3 garlic cloves, minced1/2 cup pinot grigio or otherlight white wine1/2 teaspoon freshly groundblack pepper1/4 teaspoon salt

4 cups nely shredded col-lard greens (about 6 ounces)2 teaspoons minced freshthyme

2 (14-ounce) cans fat-free,less-sodium chicken broth1 (15.5-ounce) can GreatNorthern beans, rinsed anddrainedPreparation

Heat oil in a Dutch ovenover medium-high heat. Addonion and garlic; saut for 5minutes or until onion is ten-der. Add wine, pepper, andsalt. Reduce heat; simmer5 minutes or until liquid al-most evaporates. Add greens,thyme, and broth. Cover, re-duce heat, and simmer 8 min-utes or until greens are tender.Add beans; simmer 5 minutesor until thoroughly heated.

Recipe courtesy of www. nd.myrecipes.com

A lifelong foodie, Schu hasworked in the food and beverageindustry since the age of 15. Fromdishwasher to general manager, frommom & pop joints to hotels and na-tional chains, Schu has also written for various publications and hosted aweekly radio show dedicated to food

ACCORDING TO TRADITIONBlack-eyed peas mean

luck and prosperityOriginating in Asia, the black-eyed peais thought to have been introduced tothe United States through the Africanslave trade. This small beige bean hasa black circular eye at its inner curve.It can be purchased fresh or dried.Though originally cultivated for animalfodder, black-eyed peas clled cowpeaand, if the eye is yellow, yellow-eyedpea.

Collards representpaper money

Collards-originated as primitivecabbage. Originating in the easternMediterranean or Asia Minor, it has

been grown and eaten for over 2000years!

Cornbread represents successbecause it is the color of gold

riginating in the eastern Mediterrane

For maximum good luck in the new year, the rst thing that should beeaten on New years Day is Hoppin John.


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The toast has become a popular feature of cel-ebrations across the country. Though mostcommonly associated with weddings, toastsare now routinely made at less formal gath-erings as well. But when and where did thetoast start? While its dif cult to pinpoint ex-actly who initiated the rst toast, one theorysuggests this popular, and often funny, tradi-tion dates back to the ancient Greeks in the6th century B.C. At the time, Greeks wouldcommonly spike the drinks of their enemies

with poison. Party guests were understand-ably leery of accepting beverages, usuallywine poured from a common jug. So to put allguests at ease, the Greek toast tradition actu-ally called for the host to drink from his glass

rst to assure his guest that the drink was notpoisoned.Another common feature of toaststoday is the clinking of the glasses, which alsomight have its origins in ancient times, whenguests were said to clink their glasses as ameans of warding off evil spirits.

Its THE game. And its oneof the few times that, when itcomes to sensible eating, allbets are off. The big game hap-pens in Florida this year, andthat means working a menuwith a Gulf Coast vibe. Thinkspicy Cuban cooking. Soundlike a winner? Heres a sand-wich that is just right for yourparty menu.

This sandwich is called aMedia Noche which trans-lates to Midnight. It makesa wonderful dinner sandwichbecause it is served hot. A niceside dish is black bean soup orblack beans and rice, and plan-tain chips.

The Cuban MidnightSandwich

Ingredients1 cup mayonnaise5 tablespoons Italian dressing4 hoagie rolls, split lengthwise4 tablespoons prepared mus-tard1/2 pound thinly sliced deliturkey meat1/2 pound thinly sliced cookedham1/2 pound thinly sliced Swisscheese1 cup dill pickle slices1/2 cup olive oil

DirectionsIn a small bowl, mix to-

gether mayonnaise and Italian

dressing. Spread mixture onhoagie rolls. Spread each rollwith mustard. On each roll,arrange layers of turkey, ham,and cheese. Top each with dillpickle slices. Close sandwich-es, and brush tops and bottomswith olive oil.

Heat a non-stick skilletover medium high heat. Placesandwiches in skillet. Cooksandwiches for 2 minutes,pressing down with a platecovered with aluminum foil.Flip, and cook for 2 more min-utes, or until cheese is melted.Remove from heat, place onplates, and cut in half diago-nally.

Superbowl Super Winner!

Super Bowl Food Facts Approximately $55 million will be spent on SuperBowl food this year. Super Bowl Sunday is the No. 2 food-consumptionday of the year. Ten million man (or probably woman ) hours isspent on Super Bowl food preparation.

Some 12 million pounds of avocado are soldin preparation for the game so that Americansmay gorge themselves on an estimated eightmillion pounds of guacamole. 14,500 tons of chips are consumed on SuperBowl Sunday.


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By Cappy Hall Rearick

Its very important tohave the right clothing to ex-ercise in. If you throw on anold T-shirt or sweats, its notinspiring for your workout. ~Cheryl Tiegs

I am a writer, and its awell-known fact that we writ-ers never break a sweat if itmeans we have to exercise.Most of my days, when I amnot searching for an excuseto procrastinate, are spent ata computer keyboard. I havenever been into physical ex-ercise unless you count the

up and down movement of my mouth while talking oreating, most often in tandem.Although at different times inmy life I have felt the need toget with the program, I canhonestly say I dont have thoseurges anymore. I no longer do-nate to health clubs in order toget a membership card that sitsin my billfold until it expires.Or dies.

The last time I was in a gym,it took less than ve minutesfor me to take in all the young,cavorting members and be-come conscious of my state of under-dress. I was wearing atimeworn University of SouthCarolina T-shirt,circa 1962, theyear I would havegraduated had Inot wasted all mytime collectingfraternity pins.The gym shorts Iwore that day hadonce belonged toBabe, which is tosay that either he

used to be muchsmaller or I amnow much larger.Yikes! Lets notgo there.I cringed theminute I steppedinside that over-sized den of stinky sweat andthrobbing tendons and sawthe throng of well-turned-outwomen dressed in gymnas-

tically correct leotards andcoordinated thongs. At thatvery moment, a sudden crav-ing for serious chocolatedropped down on top of me asif it came straight from God. Ihigh-tailed it out of there quick

as you pleaseand headed forSweet MamasBakery wherethey dont givea hoot how Imdressed. If Godhad intended forme to bend over,I told myself,Id be growingdiamonds in my

garden insteadof pansies.

That samenight, Babe, mygood humored,patient husband,lifted the lid ona pan of South-

ern fried chicken I was cook-ing for supper. Hell-ooo,he exclaimed, Im guessinganother health club just bit thedust! The dirty look I gavehim took the place of a lessthan ladylike digit gesture.

Babe has always sup-

ported my infrequent urges toeat nothing but cabbage and

kale for seven straight daysin hopes of losing a pound ortwo. He claims to like kaleeven if he doesnt know ex-actly what it is. On our lastanniversary, the last of the big-time spenders gave me a newbicycle instead of the ten daysat Canyon Ranch for which Ihad repeatedly hinted. What a

guy.It is true that I have joined

many health clubs in the past,always thinking Ill regainsome resemblance to the size-eight I used to be. A writerfriend of mine once joined agym following a New YearsResolution, and being a hu-morist of some note, the rstquestion he asked was, Hasanybody ever died in thisplace?

The trainer with a mouthfull of Chicklet teeth as-signed to give him the nickel

tour didnt bat an eyelash. Iwouldnt be caught dead in

any other place, she quipped.His question and her re-

sponse gave me pause. Whatwas this silly notion of mineall about anyway? Why hadI ever heeded my nagging in-ner voice when it shouted, Nopain, no gain. Was it aboutstaying healthy or was I justgrasping at straws hoping toreclaim a portion of my youth?At my age, there arent manyportions left.

When I am even older andmy bones have turned so brit-tle that they clack like a bad-

tting set of false teeth, andmy hair has turned white andwiry and falls out in clumps,I might experience some re-morse. I may regret havingspent so much of my life infront of a computer keyboardinstead of straddling a station-ary bike. But until the dawn-ing of that day, Ill ride mylittle old ladys bike every nowand then and keep workingmy jaws up and down hopingfor a trickle down result. Thebad news is it wont restoremy youth; the good news is Idont need to wear fashionableworkout clothes Not in myneighborhood.

The Life and Times ofCappy Hall Rearick

Humor writer, Cappy HallRearick, proudly marches inher own parade to the beat ofa different drummer and sheslaughing all the way.

Her writing career begansoon after moving to Holly-wood in 1975. Her rst col-umn, Alive and Well in Hol-lywood, was born, followedby: Tidings, Simply Southern,Puttin On The Gritz, SimplySenior and Simply Something.

Cappy has won numerousshort story awards, many ofwhich can be found in antholo-gies throughout California,Pennsylvania, South Carolina,Florida and Georgia. In 2003,she was nominated for pres-tigious Georgia Author of theYear Award.

Southern Belle Cappy andher Yankee husband Babe

live on St. Simons Island. Shehas two sons and six grand-children in Charleston andWalterboro.

Cappys four publishedbooks, Simply Southern, Sim-ply Southern Ease, SimplyChristmas and the recentlypublished Return to RockyBottom are available at: Ama-zon.com, and at Cappys web-site: www.simplysoutherncap-py.com.

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Crossword Solutionfrom page 30

Who qualifes as a Baby Boomer?The term Baby Boomers describes the generations

of Americans born in the post-World War II baby boom.While some historians believe that Baby Boomers wereborn between 1946 and 1964, no consensus has everbeen reached. In ad-dition to the contro-

versy surroundingthe years in whichthe baby boom be-gan and ended, thereis also disagreementabout whether thoseindividuals born inthe second half ofthe boom are actuallymembers of anothergeneration, whichhas been calledGeneration Jones.Under this rubric, forexample, Bill Clintonand George W. Bushqualify as Boomers, while Barack Obama, born in 1961,would be considered a Joneser.


21/32


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By Liz Sharp

Wow, can you believe it isactually 2010??

What is in store for you inthis New Year? Are you mak-ing resolutions? Frankly, areyou struggling like many of us??? Hopefully the turn of the calendar year can providefresh insight, a fresh start, newvision and hope. It is time forre ection and forgiveness -in-cluding of ourselves -and atime for taking the reins andmaking good things happen.Sometimes, that simply meansmaking the very most of whatwe have, learning to nd peacein our current situations. Thecomments Im getting fromreaders are mainly about mak-

ing adjustments, learning tolive and do with less, learningto live without fear of the fu-ture.

Dear Liz, Our resolutions this year

are to re-vamp our nances,and learn to live happily withless! HELP! Im strugglingmost with feeling deprived,and frankly feel sorry for my-self at times. (at 55!) I justdidnt expect things to be thisdif cult in this golden timeof our lives.

Poor AttitudeCharleston, SC

Dear Attitude,You are so right, that your

success in making appropriateadjustments will depend upona rich attitude. Every one of

us needs to take stock of whatwe truly ha

lc sun january 2010

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